Home > Minnwest Bank Central > Income and Expense
Minnwest Bank Central, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 2,142 |
| Total interest expense | $286,000 | 2,446 |
| Net interest income | $2,543,000 | 2,082 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $324,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $147,000 | 1,973 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $177,000 | 2,738 |
| Total noninterest expense | $1,622,000 | 2,808 |
| Salaries and employee benefits | $742,000 | 3,164 |
| Premises and equipment expense | $150,000 | 3,344 |
| Additional noninterest expense | $730,000 | 2,066 |
| Pre-tax net operating income | $1,245,000 | 1,470 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $481,000 | 959 |
| Income before extraordinary items | $764,000 | 1,883 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $764,000 | 1,887 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $764,000 | 1,886 |
| Net charge-offs | $35,000 | 2,123 |
| Cash dividends | $750,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $764,000 | 1,845 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,785,000 | 2,087 |
| Total interest expense | $1,351,000 | 2,362 |
| Net interest income | $10,434,000 | 2,020 |
| Provision for loan and lease losses | $45,000 | 4,352 |
| Total noninterest income | $1,315,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $614,000 | 2,020 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $701,000 | 2,866 |
| Total noninterest expense | $6,592,000 | 2,768 |
| Salaries and employee benefits | $3,141,000 | 3,000 |
| Premises and equipment expense | $529,000 | 3,614 |
| Additional noninterest expense | $2,922,000 | 2,132 |
| Pre-tax net operating income | $5,112,000 | 1,403 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,945,000 | 926 |
| Income before extraordinary items | $3,167,000 | 1,817 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,167,000 | 1,819 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,167,000 | 1,819 |
| Net charge-offs | $-29,000 | 6,331 |
| Cash dividends | $3,250,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,167,000 | 1,789 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,836,000 | 2,103 |
| Total interest expense | $1,066,000 | 2,316 |
| Net interest income | $7,770,000 | 2,037 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $1,033,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $467,000 | 2,002 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $566,000 | 2,832 |
| Total noninterest expense | $5,025,000 | 2,730 |
| Salaries and employee benefits | $2,357,000 | 3,030 |
| Premises and equipment expense | $405,000 | 3,584 |
| Additional noninterest expense | $2,263,000 | 2,071 |
| Pre-tax net operating income | $3,733,000 | 1,468 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,413,000 | 972 |
| Income before extraordinary items | $2,320,000 | 1,890 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,320,000 | 1,896 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,320,000 | 1,895 |
| Net charge-offs | $-119,000 | 6,630 |
| Cash dividends | $2,500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,320,000 | 1,837 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,000,000 | 2,053 |
| Total interest expense | $745,000 | 2,288 |
| Net interest income | $5,255,000 | 2,000 |
| Provision for loan and lease losses | $45,000 | 3,696 |
| Total noninterest income | $742,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $313,000 | 1,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $429,000 | 2,697 |
| Total noninterest expense | $3,317,000 | 2,757 |
| Salaries and employee benefits | $1,608,000 | 3,010 |
| Premises and equipment expense | $265,000 | 3,645 |
| Additional noninterest expense | $1,444,000 | 2,148 |
| Pre-tax net operating income | $2,635,000 | 1,380 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $996,000 | 943 |
| Income before extraordinary items | $1,639,000 | 1,783 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,639,000 | 1,788 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,639,000 | 1,789 |
| Net charge-offs | $-119,000 | 6,716 |
| Cash dividends | $1,750,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,639,000 | 1,726 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 2,015 |
| Total interest expense | $393,000 | 2,234 |
| Net interest income | $2,709,000 | 1,965 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $331,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $150,000 | 2,037 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 2,912 |
| Total noninterest expense | $1,541,000 | 2,955 |
| Salaries and employee benefits | $765,000 | 3,138 |
| Premises and equipment expense | $133,000 | 3,668 |
| Additional noninterest expense | $643,000 | 2,391 |
| Pre-tax net operating income | $1,454,000 | 1,254 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $548,000 | 841 |
| Income before extraordinary items | $906,000 | 1,613 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $906,000 | 1,614 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $906,000 | 1,615 |
| Net charge-offs | $-99,000 | 6,840 |
| Cash dividends | $1,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $906,000 | 1,559 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,585,000 | 1,941 |
| Total interest expense | $2,329,000 | 1,872 |
| Net interest income | $11,256,000 | 1,942 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $939,000 | 3,356 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $671,000 | 1,972 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $268,000 | 4,190 |
| Total noninterest expense | $6,438,000 | 2,870 |
| Salaries and employee benefits | $3,247,000 | 2,965 |
| Premises and equipment expense | $526,000 | 3,696 |
| Additional noninterest expense | $2,665,000 | 2,430 |
| Pre-tax net operating income | $5,517,000 | 1,261 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,064,000 | 856 |
| Income before extraordinary items | $3,453,000 | 1,652 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,453,000 | 1,652 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,453,000 | 1,653 |
| Net charge-offs | $25,000 | 5,294 |
| Cash dividends | $1,875,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,453,000 | 1,562 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,247,000 | 1,961 |
| Total interest expense | $1,886,000 | 1,805 |
| Net interest income | $8,361,000 | 1,988 |
| Provision for loan and lease losses | $240,000 | 3,256 |
| Total noninterest income | $740,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $487,000 | 2,050 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $253,000 | 3,924 |
| Total noninterest expense | $4,702,000 | 2,946 |
| Salaries and employee benefits | $2,336,000 | 3,068 |
| Premises and equipment expense | $402,000 | 3,693 |
| Additional noninterest expense | $1,964,000 | 2,459 |
| Pre-tax net operating income | $4,159,000 | 1,288 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,556,000 | 881 |
| Income before extraordinary items | $2,603,000 | 1,686 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,603,000 | 1,685 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,603,000 | 1,687 |
| Net charge-offs | $48,000 | 4,539 |
| Cash dividends | $1,275,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,603,000 | 1,586 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 1,959 |
| Total interest expense | $1,360,000 | 1,743 |
| Net interest income | $5,501,000 | 2,010 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $421,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $315,000 | 2,069 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 4,582 |
| Total noninterest expense | $3,168,000 | 2,923 |
| Salaries and employee benefits | $1,595,000 | 3,026 |
| Premises and equipment expense | $265,000 | 3,725 |
| Additional noninterest expense | $1,308,000 | 2,479 |
| Pre-tax net operating income | $2,514,000 | 1,387 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $934,000 | 938 |
| Income before extraordinary items | $1,580,000 | 1,806 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,580,000 | 1,803 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,580,000 | 1,806 |
| Net charge-offs | $47,000 | 4,084 |
| Cash dividends | $775,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,580,000 | 1,723 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 1,996 |
| Total interest expense | $748,000 | 1,678 |
| Net interest income | $2,637,000 | 2,084 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $100,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $161,000 | 2,017 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-61,000 | 7,115 |
| Total noninterest expense | $1,500,000 | 3,057 |
| Salaries and employee benefits | $739,000 | 3,214 |
| Premises and equipment expense | $134,000 | 3,731 |
| Additional noninterest expense | $627,000 | 2,550 |
| Pre-tax net operating income | $1,117,000 | 1,531 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $409,000 | 1,055 |
| Income before extraordinary items | $708,000 | 1,993 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $708,000 | 1,994 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $708,000 | 1,995 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $225,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $708,000 | 1,891 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,664,000 | 1,923 |
| Total interest expense | $4,295,000 | 1,412 |
| Net interest income | $10,369,000 | 2,108 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $-231,000 | 7,124 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $570,000 | 2,331 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-801,000 | 7,167 |
| Total noninterest expense | $6,563,000 | 2,822 |
| Salaries and employee benefits | $3,054,000 | 3,073 |
| Premises and equipment expense | $527,000 | 3,893 |
| Additional noninterest expense | $2,982,000 | 2,216 |
| Pre-tax net operating income | $3,455,000 | 1,618 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,212,000 | 1,174 |
| Income before extraordinary items | $2,243,000 | 2,058 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,243,000 | 2,059 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,243,000 | 2,059 |
| Net charge-offs | $346,000 | 3,636 |
| Cash dividends | $2,200,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,243,000 | 1,968 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,037,000 | 1,939 |
| Total interest expense | $3,379,000 | 1,404 |
| Net interest income | $7,658,000 | 2,141 |
| Provision for loan and lease losses | $120,000 | 4,772 |
| Total noninterest income | $193,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $420,000 | 2,372 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-227,000 | 7,141 |
| Total noninterest expense | $4,845,000 | 2,874 |
| Salaries and employee benefits | $2,294,000 | 3,078 |
| Premises and equipment expense | $397,000 | 3,935 |
| Additional noninterest expense | $2,154,000 | 2,296 |
| Pre-tax net operating income | $2,886,000 | 1,535 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,019,000 | 1,074 |
| Income before extraordinary items | $1,867,000 | 1,943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,867,000 | 1,943 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,867,000 | 1,943 |
| Net charge-offs | $359,000 | 3,039 |
| Cash dividends | $1,700,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,867,000 | 1,851 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,431,000 | 1,935 |
| Total interest expense | $2,350,000 | 1,395 |
| Net interest income | $5,081,000 | 2,150 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $73,000 | 6,235 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $284,000 | 2,323 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-211,000 | 7,285 |
| Total noninterest expense | $3,148,000 | 2,971 |
| Salaries and employee benefits | $1,445,000 | 3,234 |
| Premises and equipment expense | $261,000 | 4,005 |
| Additional noninterest expense | $1,442,000 | 2,327 |
| Pre-tax net operating income | $1,886,000 | 1,530 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $656,000 | 1,074 |
| Income before extraordinary items | $1,230,000 | 1,913 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,230,000 | 1,913 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,230,000 | 1,913 |
| Net charge-offs | $19,000 | 5,072 |
| Cash dividends | $1,300,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,230,000 | 1,846 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 1,935 |
| Total interest expense | $1,248,000 | 1,363 |
| Net interest income | $2,478,000 | 2,204 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $227,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $140,000 | 2,327 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $87,000 | 3,779 |
| Total noninterest expense | $1,617,000 | 2,904 |
| Salaries and employee benefits | $719,000 | 3,259 |
| Premises and equipment expense | $138,000 | 3,919 |
| Additional noninterest expense | $760,000 | 2,203 |
| Pre-tax net operating income | $968,000 | 1,487 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $338,000 | 1,012 |
| Income before extraordinary items | $630,000 | 1,834 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $630,000 | 1,833 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $630,000 | 1,834 |
| Net charge-offs | $29,000 | 3,798 |
| Cash dividends | $1,000,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $630,000 | 1,782 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,523,000 | 1,831 |
| Total interest expense | $5,455,000 | 1,530 |
| Net interest income | $11,068,000 | 1,964 |
| Provision for loan and lease losses | $1,105,000 | 2,901 |
| Total noninterest income | $679,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $609,000 | 2,264 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $70,000 | 5,815 |
| Total noninterest expense | $6,842,000 | 2,780 |
| Salaries and employee benefits | $2,997,000 | 3,122 |
| Premises and equipment expense | $506,000 | 4,150 |
| Additional noninterest expense | $3,339,000 | 2,083 |
| Pre-tax net operating income | $3,800,000 | 1,316 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,313,000 | 995 |
| Income before extraordinary items | $2,487,000 | 1,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,487,000 | 1,657 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,487,000 | 1,659 |
| Net charge-offs | $1,316,000 | 2,326 |
| Cash dividends | $700,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,487,000 | 1,601 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,533,000 | 1,851 |
| Total interest expense | $4,119,000 | 1,573 |
| Net interest income | $8,414,000 | 1,971 |
| Provision for loan and lease losses | $985,000 | 2,532 |
| Total noninterest income | $696,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $452,000 | 2,342 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $244,000 | 3,877 |
| Total noninterest expense | $5,190,000 | 2,757 |
| Salaries and employee benefits | $2,236,000 | 3,151 |
| Premises and equipment expense | $379,000 | 4,216 |
| Additional noninterest expense | $2,575,000 | 2,012 |
| Pre-tax net operating income | $2,935,000 | 1,353 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,018,000 | 987 |
| Income before extraordinary items | $1,917,000 | 1,722 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,917,000 | 1,725 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,917,000 | 1,725 |
| Net charge-offs | $1,148,000 | 2,036 |
| Cash dividends | $700,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,917,000 | 1,632 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,302,000 | 1,887 |
| Total interest expense | $2,752,000 | 1,642 |
| Net interest income | $5,550,000 | 1,998 |
| Provision for loan and lease losses | $865,000 | 2,103 |
| Total noninterest income | $475,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $304,000 | 2,334 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $171,000 | 3,768 |
| Total noninterest expense | $3,537,000 | 2,707 |
| Salaries and employee benefits | $1,435,000 | 3,266 |
| Premises and equipment expense | $250,000 | 4,276 |
| Additional noninterest expense | $1,852,000 | 1,875 |
| Pre-tax net operating income | $1,623,000 | 1,597 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $543,000 | 1,147 |
| Income before extraordinary items | $1,080,000 | 1,975 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,080,000 | 1,975 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,080,000 | 1,975 |
| Net charge-offs | $1,086,000 | 1,639 |
| Cash dividends | $700,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,080,000 | 1,884 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 1,976 |
| Total interest expense | $1,377,000 | 1,717 |
| Net interest income | $2,673,000 | 2,094 |
| Provision for loan and lease losses | $595,000 | 1,656 |
| Total noninterest income | $311,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $147,000 | 2,383 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $164,000 | 2,690 |
| Total noninterest expense | $1,769,000 | 2,747 |
| Salaries and employee benefits | $745,000 | 3,206 |
| Premises and equipment expense | $135,000 | 4,161 |
| Additional noninterest expense | $889,000 | 1,923 |
| Pre-tax net operating income | $620,000 | 2,047 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $194,000 | 1,455 |
| Income before extraordinary items | $426,000 | 2,451 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $426,000 | 2,449 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $426,000 | 2,451 |
| Net charge-offs | $1,064,000 | 998 |
| Cash dividends | $350,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $426,000 | 2,355 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,756,000 | 2,029 |
| Total interest expense | $6,219,000 | 1,874 |
| Net interest income | $10,537,000 | 2,087 |
| Provision for loan and lease losses | $1,972,000 | 2,496 |
| Total noninterest income | $-596,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $592,000 | 2,561 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,188,000 | 7,894 |
| Total noninterest expense | $6,917,000 | 2,827 |
| Salaries and employee benefits | $2,824,000 | 3,362 |
| Premises and equipment expense | $501,000 | 4,370 |
| Additional noninterest expense | $3,592,000 | 2,019 |
| Pre-tax net operating income | $1,052,000 | 2,912 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $228,000 | 2,270 |
| Income before extraordinary items | $824,000 | 3,102 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $824,000 | 3,102 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $824,000 | 3,102 |
| Net charge-offs | $1,791,000 | 2,166 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $824,000 | 3,033 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,513,000 | 2,073 |
| Total interest expense | $4,732,000 | 1,920 |
| Net interest income | $7,781,000 | 2,110 |
| Provision for loan and lease losses | $1,768,000 | 2,056 |
| Total noninterest income | $-594,000 | 8,018 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $423,000 | 2,658 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,017,000 | 8,017 |
| Total noninterest expense | $5,077,000 | 2,869 |
| Salaries and employee benefits | $2,208,000 | 3,260 |
| Premises and equipment expense | $383,000 | 4,364 |
| Additional noninterest expense | $2,486,000 | 2,124 |
| Pre-tax net operating income | $342,000 | 4,387 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-8,000 | 6,642 |
| Income before extraordinary items | $350,000 | 4,226 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $350,000 | 4,221 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $350,000 | 4,224 |
| Net charge-offs | $1,818,000 | 1,590 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $350,000 | 4,152 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,273,000 | 2,127 |
| Total interest expense | $3,226,000 | 1,964 |
| Net interest income | $5,047,000 | 2,170 |
| Provision for loan and lease losses | $940,000 | 2,145 |
| Total noninterest income | $300,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $266,000 | 2,736 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $34,000 | 6,268 |
| Total noninterest expense | $3,443,000 | 2,863 |
| Salaries and employee benefits | $1,431,000 | 3,368 |
| Premises and equipment expense | $263,000 | 4,316 |
| Additional noninterest expense | $1,749,000 | 2,034 |
| Pre-tax net operating income | $964,000 | 2,183 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $291,000 | 1,563 |
| Income before extraordinary items | $673,000 | 2,573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $673,000 | 2,570 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $673,000 | 2,572 |
| Net charge-offs | $866,000 | 1,753 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $673,000 | 2,492 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,116,000 | 2,155 |
| Total interest expense | $1,692,000 | 1,957 |
| Net interest income | $2,424,000 | 2,256 |
| Provision for loan and lease losses | $204,000 | 2,827 |
| Total noninterest income | $268,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $130,000 | 2,736 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $138,000 | 3,102 |
| Total noninterest expense | $1,615,000 | 2,937 |
| Salaries and employee benefits | $768,000 | 3,211 |
| Premises and equipment expense | $138,000 | 4,229 |
| Additional noninterest expense | $709,000 | 2,208 |
| Pre-tax net operating income | $873,000 | 1,478 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $303,000 | 1,042 |
| Income before extraordinary items | $570,000 | 1,883 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $570,000 | 1,885 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $570,000 | 1,885 |
| Net charge-offs | $38,000 | 3,795 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $570,000 | 1,779 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,483,000 | 2,066 |
| Total interest expense | $8,348,000 | 1,886 |
| Net interest income | $10,135,000 | 2,193 |
| Provision for loan and lease losses | $2,894,000 | 1,430 |
| Total noninterest income | $1,126,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $525,000 | 2,902 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $601,000 | 2,890 |
| Total noninterest expense | $6,335,000 | 2,920 |
| Salaries and employee benefits | $2,883,000 | 3,368 |
| Premises and equipment expense | $523,000 | 4,339 |
| Additional noninterest expense | $2,929,000 | 2,047 |
| Pre-tax net operating income | $2,032,000 | 2,417 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $667,000 | 1,568 |
| Income before extraordinary items | $1,365,000 | 2,686 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,365,000 | 2,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,700,000 | 1,438 |
| Cash dividends | $2,500,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $3,442,000 | 253 |
| Net operating income | $1,365,000 | 2,825 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,999,000 | 2,094 |
| Total interest expense | $6,398,000 | 1,925 |
| Net interest income | $7,601,000 | 2,209 |
| Provision for loan and lease losses | $1,769,000 | 1,284 |
| Total noninterest income | $842,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $388,000 | 2,960 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $454,000 | 2,967 |
| Total noninterest expense | $4,598,000 | 2,988 |
| Salaries and employee benefits | $2,194,000 | 3,369 |
| Premises and equipment expense | $384,000 | 4,413 |
| Additional noninterest expense | $2,020,000 | 2,145 |
| Pre-tax net operating income | $2,076,000 | 2,240 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $733,000 | 1,474 |
| Income before extraordinary items | $1,343,000 | 2,538 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,343,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,594,000 | 971 |
| Cash dividends | $2,500,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $3,442,000 | 175 |
| Net operating income | $1,343,000 | 2,666 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,419,000 | 2,096 |
| Total interest expense | $4,382,000 | 1,972 |
| Net interest income | $5,037,000 | 2,209 |
| Provision for loan and lease losses | $94,000 | 4,357 |
| Total noninterest income | $538,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $254,000 | 2,965 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $284,000 | 3,125 |
| Total noninterest expense | $2,892,000 | 3,166 |
| Salaries and employee benefits | $1,430,000 | 3,466 |
| Premises and equipment expense | $253,000 | 4,474 |
| Additional noninterest expense | $1,209,000 | 2,327 |
| Pre-tax net operating income | $2,589,000 | 1,339 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $975,000 | 966 |
| Income before extraordinary items | $1,614,000 | 1,680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,614,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,151 |
| Cash dividends | $2,500,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $3,442,000 | 125 |
| Net operating income | $1,614,000 | 1,646 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,772,000 | 2,126 |
| Total interest expense | $2,278,000 | 2,021 |
| Net interest income | $2,494,000 | 2,222 |
| Provision for loan and lease losses | $26,000 | 4,670 |
| Total noninterest income | $264,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $123,000 | 3,001 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $141,000 | 3,147 |
| Total noninterest expense | $1,504,000 | 3,052 |
| Salaries and employee benefits | $753,000 | 3,341 |
| Premises and equipment expense | $129,000 | 4,432 |
| Additional noninterest expense | $622,000 | 2,251 |
| Pre-tax net operating income | $1,228,000 | 1,498 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $463,000 | 1,075 |
| Income before extraordinary items | $765,000 | 1,888 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $765,000 | 1,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,051 |
| Cash dividends | $2,500,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $3,442,000 | 66 |
| Net operating income | $765,000 | 1,820 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,608,000 | 2,215 |
| Total interest expense | $9,596,000 | 2,001 |
| Net interest income | $9,012,000 | 2,442 |
| Provision for loan and lease losses | $772,000 | 1,713 |
| Total noninterest income | $995,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $407,000 | 3,491 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $588,000 | 3,032 |
| Total noninterest expense | $6,220,000 | 2,867 |
| Salaries and employee benefits | $3,677,000 | 2,684 |
| Premises and equipment expense | $719,000 | 3,378 |
| Additional noninterest expense | $1,824,000 | 2,895 |
| Pre-tax net operating income | $3,015,000 | 2,465 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,115,000 | 1,730 |
| Income before extraordinary items | $1,900,000 | 2,932 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,900,000 | 2,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,220,000 | 564 |
| Cash dividends | $7,000,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,900,000 | 2,923 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,730,000 | 2,012 |
| Total interest expense | $7,917,000 | 1,877 |
| Net interest income | $7,813,000 | 2,181 |
| Provision for loan and lease losses | $562,000 | 1,426 |
| Total noninterest income | $779,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $342,000 | 3,249 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $437,000 | 3,052 |
| Total noninterest expense | $5,174,000 | 2,607 |
| Salaries and employee benefits | $3,135,000 | 2,402 |
| Premises and equipment expense | $626,000 | 2,967 |
| Additional noninterest expense | $1,413,000 | 2,749 |
| Pre-tax net operating income | $2,856,000 | 2,199 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,078,000 | 1,555 |
| Income before extraordinary items | $1,778,000 | 2,614 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,778,000 | 2,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,125,000 | 593 |
| Cash dividends | $7,000,000 | 430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,778,000 | 2,590 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,701,000 | 1,986 |
| Total interest expense | $5,402,000 | 1,848 |
| Net interest income | $5,299,000 | 2,175 |
| Provision for loan and lease losses | $384,000 | 1,280 |
| Total noninterest income | $516,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $227,000 | 3,230 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $289,000 | 3,085 |
| Total noninterest expense | $3,522,000 | 2,593 |
| Salaries and employee benefits | $2,165,000 | 2,357 |
| Premises and equipment expense | $437,000 | 2,880 |
| Additional noninterest expense | $920,000 | 2,818 |
| Pre-tax net operating income | $1,909,000 | 2,248 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $715,000 | 1,638 |
| Income before extraordinary items | $1,194,000 | 2,653 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,194,000 | 2,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,194,000 | 2,632 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,259,000 | 2,018 |
| Total interest expense | $2,573,000 | 1,902 |
| Net interest income | $2,686,000 | 2,158 |
| Provision for loan and lease losses | $162,000 | 1,354 |
| Total noninterest income | $270,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $110,000 | 3,249 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $160,000 | 2,899 |
| Total noninterest expense | $1,788,000 | 2,558 |
| Salaries and employee benefits | $1,157,000 | 2,220 |
| Premises and equipment expense | $228,000 | 2,805 |
| Additional noninterest expense | $403,000 | 3,152 |
| Pre-tax net operating income | $1,006,000 | 2,155 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $378,000 | 1,582 |
| Income before extraordinary items | $628,000 | 2,537 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $628,000 | 2,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,225 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $628,000 | 2,510 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,521,000 | 2,132 |
| Total interest expense | $8,568,000 | 1,925 |
| Net interest income | $9,953,000 | 2,298 |
| Provision for loan and lease losses | $600,000 | 1,606 |
| Total noninterest income | $1,029,000 | 3,480 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $429,000 | 3,387 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $600,000 | 3,017 |
| Total noninterest expense | $6,746,000 | 2,595 |
| Salaries and employee benefits | $4,082,000 | 2,402 |
| Premises and equipment expense | $818,000 | 2,945 |
| Additional noninterest expense | $1,846,000 | 2,747 |
| Pre-tax net operating income | $3,636,000 | 2,405 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,362,000 | 1,804 |
| Income before extraordinary items | $2,274,000 | 2,821 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,274,000 | 2,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,408 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,274,000 | 2,812 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,464,000 | 2,174 |
| Total interest expense | $6,083,000 | 1,961 |
| Net interest income | $7,381,000 | 2,341 |
| Provision for loan and lease losses | $470,000 | 1,468 |
| Total noninterest income | $764,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $315,000 | 3,464 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $449,000 | 3,026 |
| Total noninterest expense | $5,135,000 | 2,562 |
| Salaries and employee benefits | $3,123,000 | 2,356 |
| Premises and equipment expense | $617,000 | 2,928 |
| Additional noninterest expense | $1,395,000 | 2,724 |
| Pre-tax net operating income | $2,540,000 | 2,620 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $947,000 | 1,956 |
| Income before extraordinary items | $1,593,000 | 3,075 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,593,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,588 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,593,000 | 3,064 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,651,000 | 2,215 |
| Total interest expense | $3,737,000 | 2,014 |
| Net interest income | $4,914,000 | 2,355 |
| Provision for loan and lease losses | $273,000 | 1,639 |
| Total noninterest income | $526,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $204,000 | 3,494 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $322,000 | 2,885 |
| Total noninterest expense | $3,355,000 | 2,613 |
| Salaries and employee benefits | $1,997,000 | 2,446 |
| Premises and equipment expense | $413,000 | 2,919 |
| Additional noninterest expense | $945,000 | 2,703 |
| Pre-tax net operating income | $1,812,000 | 2,504 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $678,000 | 1,880 |
| Income before extraordinary items | $1,134,000 | 2,915 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,134,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,498 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,134,000 | 2,902 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 2,327 |
| Total interest expense | $1,659,000 | 2,148 |
| Net interest income | $2,345,000 | 2,440 |
| Provision for loan and lease losses | $136,000 | 1,583 |
| Total noninterest income | $279,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $95,000 | 3,588 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $184,000 | 2,637 |
| Total noninterest expense | $1,733,000 | 2,559 |
| Salaries and employee benefits | $1,038,000 | 2,366 |
| Premises and equipment expense | $204,000 | 2,974 |
| Additional noninterest expense | $491,000 | 2,580 |
| Pre-tax net operating income | $755,000 | 2,817 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $275,000 | 2,122 |
| Income before extraordinary items | $480,000 | 3,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $480,000 | 3,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,070 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $480,000 | 3,248 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,017,000 | 2,356 |
| Total interest expense | $4,954,000 | 2,211 |
| Net interest income | $9,063,000 | 2,423 |
| Provision for loan and lease losses | $303,000 | 2,789 |
| Total noninterest income | $1,031,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $435,000 | 3,352 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $596,000 | 3,066 |
| Total noninterest expense | $5,493,000 | 2,982 |
| Salaries and employee benefits | $3,362,000 | 2,695 |
| Premises and equipment expense | $630,000 | 3,511 |
| Additional noninterest expense | $1,501,000 | 3,229 |
| Pre-tax net operating income | $4,298,000 | 2,111 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,624,000 | 1,611 |
| Income before extraordinary items | $2,674,000 | 2,463 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,674,000 | 2,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-185,000 | 8,722 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,674,000 | 2,428 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,172,000 | 2,376 |
| Total interest expense | $3,446,000 | 2,257 |
| Net interest income | $6,726,000 | 2,429 |
| Provision for loan and lease losses | $258,000 | 2,485 |
| Total noninterest income | $807,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $330,000 | 3,340 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $477,000 | 2,972 |
| Total noninterest expense | $3,856,000 | 3,127 |
| Salaries and employee benefits | $2,344,000 | 2,827 |
| Premises and equipment expense | $453,000 | 3,638 |
| Additional noninterest expense | $1,059,000 | 3,356 |
| Pre-tax net operating income | $3,419,000 | 2,025 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,297,000 | 1,548 |
| Income before extraordinary items | $2,122,000 | 2,383 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,122,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,700 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,122,000 | 2,352 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,457,000 | 2,438 |
| Total interest expense | $2,127,000 | 2,299 |
| Net interest income | $4,330,000 | 2,473 |
| Provision for loan and lease losses | $213,000 | 2,041 |
| Total noninterest income | $526,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $211,000 | 3,380 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $315,000 | 2,972 |
| Total noninterest expense | $2,522,000 | 3,164 |
| Salaries and employee benefits | $1,511,000 | 2,912 |
| Premises and equipment expense | $300,000 | 3,627 |
| Additional noninterest expense | $711,000 | 3,331 |
| Pre-tax net operating income | $2,121,000 | 2,088 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $800,000 | 1,616 |
| Income before extraordinary items | $1,321,000 | 2,451 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,321,000 | 2,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,321,000 | 2,419 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 2,528 |
| Total interest expense | $979,000 | 2,383 |
| Net interest income | $2,076,000 | 2,573 |
| Provision for loan and lease losses | $107,000 | 1,919 |
| Total noninterest income | $271,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $93,000 | 3,609 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $178,000 | 2,669 |
| Total noninterest expense | $1,287,000 | 3,122 |
| Salaries and employee benefits | $717,000 | 3,064 |
| Premises and equipment expense | $153,000 | 3,594 |
| Additional noninterest expense | $417,000 | 2,912 |
| Pre-tax net operating income | $953,000 | 2,254 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $358,000 | 1,739 |
| Income before extraordinary items | $595,000 | 2,639 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $595,000 | 2,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $595,000 | 2,600 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,920,000 | 2,605 |
| Total interest expense | $3,231,000 | 2,465 |
| Net interest income | $7,689,000 | 2,623 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $1,002,000 | 3,537 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $451,000 | 3,379 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $551,000 | 3,126 |
| Total noninterest expense | $4,734,000 | 3,286 |
| Salaries and employee benefits | $2,962,000 | 2,872 |
| Premises and equipment expense | $601,000 | 3,525 |
| Additional noninterest expense | $1,171,000 | 3,829 |
| Pre-tax net operating income | $3,717,000 | 2,174 |
| Securities gains (losses) | $15,000 | 2,589 |
| Applicable income taxes | $1,388,000 | 1,703 |
| Income before extraordinary items | $2,344,000 | 2,556 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,344,000 | 2,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,118 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,334,400 | 2,512 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,968,000 | 2,643 |
| Total interest expense | $2,367,000 | 2,474 |
| Net interest income | $5,601,000 | 2,681 |
| Provision for loan and lease losses | $195,000 | 3,028 |
| Total noninterest income | $755,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $352,000 | 3,303 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $403,000 | 3,170 |
| Total noninterest expense | $3,250,000 | 3,495 |
| Salaries and employee benefits | $1,942,000 | 3,219 |
| Premises and equipment expense | $452,000 | 3,532 |
| Additional noninterest expense | $856,000 | 3,877 |
| Pre-tax net operating income | $2,911,000 | 2,120 |
| Securities gains (losses) | $15,000 | 2,477 |
| Applicable income taxes | $1,092,000 | 1,651 |
| Income before extraordinary items | $1,834,000 | 2,526 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,834,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,301 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,824,400 | 2,464 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,320,000 | 2,622 |
| Total interest expense | $1,595,000 | 2,436 |
| Net interest income | $3,725,000 | 2,668 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $492,000 | 3,611 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $236,000 | 3,269 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $256,000 | 3,281 |
| Total noninterest expense | $2,149,000 | 3,531 |
| Salaries and employee benefits | $1,312,000 | 3,190 |
| Premises and equipment expense | $304,000 | 3,518 |
| Additional noninterest expense | $533,000 | 4,115 |
| Pre-tax net operating income | $1,918,000 | 2,118 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $715,000 | 1,677 |
| Income before extraordinary items | $1,203,000 | 2,516 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,203,000 | 2,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,066 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,203,000 | 2,450 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 2,730 |
| Total interest expense | $823,000 | 2,383 |
| Net interest income | $1,734,000 | 2,867 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $246,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $114,000 | 3,270 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $132,000 | 3,164 |
| Total noninterest expense | $1,081,000 | 3,538 |
| Salaries and employee benefits | $602,000 | 3,444 |
| Premises and equipment expense | $160,000 | 3,415 |
| Additional noninterest expense | $319,000 | 3,560 |
| Pre-tax net operating income | $824,000 | 2,363 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $303,000 | 1,917 |
| Income before extraordinary items | $521,000 | 2,845 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $521,000 | 2,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,092 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $521,000 | 2,744 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,334,000 | 2,742 |
| Total interest expense | $3,505,000 | 2,495 |
| Net interest income | $6,829,000 | 2,818 |
| Provision for loan and lease losses | $1,912,000 | 676 |
| Total noninterest income | $896,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $427,000 | 3,505 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $469,000 | 3,691 |
| Total noninterest expense | $4,380,000 | 3,429 |
| Salaries and employee benefits | $2,582,000 | 3,181 |
| Premises and equipment expense | $598,000 | 3,529 |
| Additional noninterest expense | $1,200,000 | 3,722 |
| Pre-tax net operating income | $1,433,000 | 4,238 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $509,000 | 3,343 |
| Income before extraordinary items | $935,000 | 4,840 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $935,000 | 4,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,112,000 | 533 |
| Cash dividends | $1,600,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $927,850 | 4,699 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,550,000 | 2,840 |
| Total interest expense | $2,641,000 | 2,568 |
| Net interest income | $4,909,000 | 2,942 |
| Provision for loan and lease losses | $1,835,000 | 555 |
| Total noninterest income | $526,000 | 4,605 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $324,000 | 3,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 4,771 |
| Total noninterest expense | $2,997,000 | 3,713 |
| Salaries and employee benefits | $1,702,000 | 3,519 |
| Premises and equipment expense | $440,000 | 3,589 |
| Additional noninterest expense | $855,000 | 3,873 |
| Pre-tax net operating income | $603,000 | 5,865 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $159,000 | 5,015 |
| Income before extraordinary items | $444,000 | 6,128 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $444,000 | 6,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,067,000 | 433 |
| Cash dividends | $1,600,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $444,000 | 5,960 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,934,000 | 2,932 |
| Total interest expense | $1,783,000 | 2,612 |
| Net interest income | $3,151,000 | 3,040 |
| Provision for loan and lease losses | $108,000 | 3,738 |
| Total noninterest income | $351,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $217,000 | 3,427 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $134,000 | 4,782 |
| Total noninterest expense | $1,998,000 | 3,697 |
| Salaries and employee benefits | $1,141,000 | 3,507 |
| Premises and equipment expense | $292,000 | 3,586 |
| Additional noninterest expense | $565,000 | 3,878 |
| Pre-tax net operating income | $1,396,000 | 2,747 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $521,000 | 2,252 |
| Income before extraordinary items | $875,000 | 3,280 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $875,000 | 3,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,017 |
| Cash dividends | $1,600,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $875,000 | 3,109 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 3,017 |
| Total interest expense | $899,000 | 2,650 |
| Net interest income | $1,501,000 | 3,165 |
| Provision for loan and lease losses | $54,000 | 3,580 |
| Total noninterest income | $181,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $109,000 | 3,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $72,000 | 4,544 |
| Total noninterest expense | $998,000 | 3,678 |
| Salaries and employee benefits | $535,000 | 3,695 |
| Premises and equipment expense | $148,000 | 3,521 |
| Additional noninterest expense | $315,000 | 3,511 |
| Pre-tax net operating income | $630,000 | 2,970 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $233,000 | 2,441 |
| Income before extraordinary items | $397,000 | 3,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $397,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,069 |
| Cash dividends | $1,600,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $397,000 | 3,309 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,182,000 | 2,722 |
| Total interest expense | $4,620,000 | 2,407 |
| Net interest income | $6,562,000 | 2,906 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $700,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $461,000 | 3,174 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $239,000 | 4,685 |
| Total noninterest expense | $4,161,000 | 3,456 |
| Salaries and employee benefits | $2,450,000 | 3,176 |
| Premises and equipment expense | $593,000 | 3,445 |
| Additional noninterest expense | $1,118,000 | 3,816 |
| Pre-tax net operating income | $2,801,000 | 2,628 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,077,000 | 2,098 |
| Income before extraordinary items | $1,724,000 | 3,141 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,724,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,776 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,724,000 | 3,035 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,789,000 | 2,662 |
| Total interest expense | $6,171,000 | 2,589 |
| Net interest income | $6,618,000 | 2,697 |
| Provision for loan and lease losses | $327,000 | 3,033 |
| Total noninterest income | $683,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $418,000 | 3,265 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $265,000 | 4,376 |
| Total noninterest expense | $3,980,000 | 3,446 |
| Salaries and employee benefits | $2,274,000 | 3,225 |
| Premises and equipment expense | $598,000 | 3,361 |
| Additional noninterest expense | $1,108,000 | 3,742 |
| Pre-tax net operating income | $2,994,000 | 2,268 |
| Securities gains (losses) | $35,000 | 2,695 |
| Applicable income taxes | $1,156,000 | 1,875 |
| Income before extraordinary items | $1,873,000 | 2,690 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,873,000 | 2,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,278 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,850,600 | 2,624 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,889,000 | 2,697 |
| Total interest expense | $6,591,000 | 2,538 |
| Net interest income | $6,298,000 | 2,813 |
| Provision for loan and lease losses | $396,000 | 2,299 |
| Total noninterest income | $646,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $369,000 | 3,448 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $277,000 | 4,085 |
| Total noninterest expense | $3,618,000 | 3,597 |
| Salaries and employee benefits | $2,088,000 | 3,349 |
| Premises and equipment expense | $556,000 | 3,478 |
| Additional noninterest expense | $974,000 | 4,062 |
| Pre-tax net operating income | $2,930,000 | 2,434 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,108,000 | 1,951 |
| Income before extraordinary items | $1,822,000 | 2,778 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,822,000 | 2,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,074 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,822,000 | 2,774 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,867,000 | 2,973 |
| Total interest expense | $5,236,000 | 2,791 |
| Net interest income | $5,631,000 | 3,078 |
| Provision for loan and lease losses | $285,000 | 2,788 |
| Total noninterest income | $627,000 | 4,303 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $413,000 | 3,138 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $214,000 | 4,785 |
| Total noninterest expense | $3,473,000 | 3,724 |
| Salaries and employee benefits | $2,026,000 | 3,404 |
| Premises and equipment expense | $518,000 | 3,650 |
| Additional noninterest expense | $929,000 | 4,263 |
| Pre-tax net operating income | $2,500,000 | 2,797 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $940,000 | 2,317 |
| Income before extraordinary items | $1,560,000 | 3,145 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,560,000 | 3,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,268 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,560,000 | 3,114 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,557,000 | 3,059 |
| Total interest expense | $5,460,000 | 2,766 |
| Net interest income | $5,097,000 | 3,329 |
| Provision for loan and lease losses | $386,000 | 2,129 |
| Total noninterest income | $607,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $378,000 | 3,286 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $229,000 | 4,630 |
| Total noninterest expense | $3,128,000 | 3,972 |
| Salaries and employee benefits | $1,787,000 | 3,693 |
| Premises and equipment expense | $428,000 | 4,196 |
| Additional noninterest expense | $913,000 | 4,250 |
| Pre-tax net operating income | $2,190,000 | 3,094 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $833,000 | 2,648 |
| Income before extraordinary items | $1,357,000 | 3,538 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,357,000 | 3,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,725 |
| Cash dividends | $850,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,357,000 | 3,442 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,965,000 | 4,517 |
| Total interest expense | $3,649,000 | 4,008 |
| Net interest income | $3,316,000 | 4,921 |
| Provision for loan and lease losses | $97,000 | 5,252 |
| Total noninterest income | $408,000 | 5,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,234 |
| Total noninterest expense | $2,053,000 | 5,555 |
| Salaries and employee benefits | $1,230,000 | 4,985 |
| Premises and equipment expense | $247,000 | 6,101 |
| Additional noninterest expense | $576,000 | 5,958 |
| Pre-tax net operating income | $1,574,000 | 4,299 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $593,000 | 3,711 |
| Income before extraordinary items | $981,000 | 4,768 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $981,000 | 4,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,933 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $981,000 | 4,704 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,392,000 | 4,933 |
| Total interest expense | $3,373,000 | 4,327 |
| Net interest income | $3,019,000 | 5,423 |
| Provision for loan and lease losses | $57,000 | 6,361 |
| Total noninterest income | $333,000 | 6,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,165 |
| Total noninterest expense | $1,774,000 | 6,446 |
| Salaries and employee benefits | $1,015,000 | 5,924 |
| Premises and equipment expense | $226,000 | 6,592 |
| Additional noninterest expense | $533,000 | 6,810 |
| Pre-tax net operating income | $1,521,000 | 4,293 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $605,000 | 3,556 |
| Income before extraordinary items | $916,000 | 4,809 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $916,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $916,000 | 4,753 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,430,000 | 5,639 |
| Total interest expense | $2,885,000 | 4,933 |
| Net interest income | $2,545,000 | 6,233 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $351,000 | 6,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,456 |
| Total noninterest expense | $1,762,000 | 6,568 |
| Salaries and employee benefits | $978,000 | 6,173 |
| Premises and equipment expense | $221,000 | 6,820 |
| Additional noninterest expense | $563,000 | 6,760 |
| Pre-tax net operating income | $1,114,000 | 5,556 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $437,000 | 4,622 |
| Income before extraordinary items | $677,000 | 6,134 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $677,000 | 6,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,361 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $677,000 | 6,110 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 6,314 |
| Total interest expense | $1,868,000 | 5,909 |
| Net interest income | $2,471,000 | 6,537 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $377,000 | 6,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 5,099 |
| Total noninterest expense | $1,652,000 | 7,124 |
| Salaries and employee benefits | $923,000 | 6,498 |
| Premises and equipment expense | $216,000 | 7,121 |
| Additional noninterest expense | $513,000 | 7,729 |
| Pre-tax net operating income | $1,196,000 | 5,252 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $475,000 | 4,214 |
| Income before extraordinary items | $721,000 | 5,795 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $721,000 | 5,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $710,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $721,000 | 5,871 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,271,000 | 6,552 |
| Total interest expense | $1,863,000 | 6,171 |
| Net interest income | $2,408,000 | 6,726 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $421,000 | 6,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,734 |
| Total noninterest expense | $1,660,000 | 7,323 |
| Salaries and employee benefits | $919,000 | 6,604 |
| Premises and equipment expense | $212,000 | 7,448 |
| Additional noninterest expense | $529,000 | 7,961 |
| Pre-tax net operating income | $1,169,000 | 5,277 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $459,000 | 4,522 |
| Income before extraordinary items | $710,000 | 6,055 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $710,000 | 6,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $340,000 | 4,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $710,000 | 5,779 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 6,863 |
| Total interest expense | $2,280,000 | 6,450 |
| Net interest income | $2,252,000 | 7,116 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $415,000 | 6,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,857 |
| Total noninterest expense | $1,542,000 | 7,770 |
| Salaries and employee benefits | $806,000 | 7,219 |
| Premises and equipment expense | $223,000 | 7,323 |
| Additional noninterest expense | $513,000 | 8,331 |
| Pre-tax net operating income | $1,117,000 | 5,197 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $437,000 | 4,480 |
| Income before extraordinary items | $680,000 | 6,038 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $680,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 5,509 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $680,000 | 5,704 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.