Home > Miners Bank > Income and Expense
Miners Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,814,000 | 3,601 |
| Total interest expense | $477,000 | 4,110 |
| Net interest income | $5,337,000 | 3,502 |
| Provision for loan and lease losses | $201,000 | 2,462 |
| Total noninterest income | $234,000 | 5,270 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $245,000 | 3,578 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-11,000 | 6,320 |
| Total noninterest expense | $5,189,000 | 3,226 |
| Salaries and employee benefits | $2,651,000 | 3,361 |
| Premises and equipment expense | $876,000 | 2,494 |
| Additional noninterest expense | $1,662,000 | 3,299 |
| Pre-tax net operating income | $181,000 | 5,707 |
| Securities gains (losses) | $43,000 | 1,834 |
| Applicable income taxes | $-28,000 | 6,184 |
| Income before extraordinary items | $252,000 | 5,533 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $252,000 | 5,532 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $252,000 | 5,533 |
| Net charge-offs | $82,000 | 3,377 |
| Cash dividends | $950,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $209,000 | 5,596 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,400,000 | 3,610 |
| Total interest expense | $355,000 | 4,185 |
| Net interest income | $4,045,000 | 3,502 |
| Provision for loan and lease losses | $158,000 | 2,333 |
| Total noninterest income | $584,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $187,000 | 3,592 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $397,000 | 3,236 |
| Total noninterest expense | $3,985,000 | 3,191 |
| Salaries and employee benefits | $2,038,000 | 3,312 |
| Premises and equipment expense | $659,000 | 2,520 |
| Additional noninterest expense | $1,288,000 | 3,225 |
| Pre-tax net operating income | $486,000 | 4,830 |
| Securities gains (losses) | $43,000 | 1,534 |
| Applicable income taxes | $104,000 | 3,262 |
| Income before extraordinary items | $425,000 | 4,859 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $425,000 | 4,859 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $425,000 | 4,860 |
| Net charge-offs | $41,000 | 3,405 |
| Cash dividends | $750,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $390,600 | 4,911 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 3,638 |
| Total interest expense | $229,000 | 4,281 |
| Net interest income | $2,672,000 | 3,528 |
| Provision for loan and lease losses | $68,000 | 2,708 |
| Total noninterest income | $408,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $127,000 | 3,545 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $281,000 | 3,131 |
| Total noninterest expense | $2,737,000 | 3,139 |
| Salaries and employee benefits | $1,447,000 | 3,194 |
| Premises and equipment expense | $448,000 | 2,485 |
| Additional noninterest expense | $842,000 | 3,291 |
| Pre-tax net operating income | $275,000 | 5,006 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $43,000 | 3,517 |
| Income before extraordinary items | $232,000 | 5,065 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $232,000 | 5,067 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $232,000 | 5,068 |
| Net charge-offs | $39,000 | 2,989 |
| Cash dividends | $750,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $232,000 | 5,019 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 3,649 |
| Total interest expense | $112,000 | 4,392 |
| Net interest income | $1,342,000 | 3,524 |
| Provision for loan and lease losses | $27,000 | 2,777 |
| Total noninterest income | $235,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $69,000 | 3,363 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $166,000 | 2,826 |
| Total noninterest expense | $1,406,000 | 3,114 |
| Salaries and employee benefits | $744,000 | 3,155 |
| Premises and equipment expense | $230,000 | 2,481 |
| Additional noninterest expense | $432,000 | 3,231 |
| Pre-tax net operating income | $144,000 | 4,907 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $24,000 | 3,399 |
| Income before extraordinary items | $120,000 | 4,950 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 4,953 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $120,000 | 4,952 |
| Net charge-offs | $19,000 | 2,514 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $120,000 | 4,904 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,933,000 | 3,644 |
| Total interest expense | $536,000 | 4,318 |
| Net interest income | $5,397,000 | 3,519 |
| Provision for loan and lease losses | $218,000 | 2,869 |
| Total noninterest income | $658,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $261,000 | 3,628 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $397,000 | 3,685 |
| Total noninterest expense | $5,254,000 | 3,289 |
| Salaries and employee benefits | $2,952,000 | 3,151 |
| Premises and equipment expense | $755,000 | 2,816 |
| Additional noninterest expense | $1,547,000 | 3,583 |
| Pre-tax net operating income | $583,000 | 4,832 |
| Securities gains (losses) | $171,000 | 984 |
| Applicable income taxes | $164,000 | 3,090 |
| Income before extraordinary items | $590,000 | 4,687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $590,000 | 4,691 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $590,000 | 4,691 |
| Net charge-offs | $218,000 | 2,918 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $456,620 | 4,936 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 3,697 |
| Total interest expense | $412,000 | 4,347 |
| Net interest income | $4,025,000 | 3,554 |
| Provision for loan and lease losses | $160,000 | 2,863 |
| Total noninterest income | $489,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $195,000 | 3,653 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $294,000 | 3,768 |
| Total noninterest expense | $3,964,000 | 3,276 |
| Salaries and employee benefits | $2,240,000 | 3,148 |
| Premises and equipment expense | $574,000 | 2,810 |
| Additional noninterest expense | $1,150,000 | 3,606 |
| Pre-tax net operating income | $390,000 | 5,060 |
| Securities gains (losses) | $171,000 | 891 |
| Applicable income taxes | $130,000 | 3,124 |
| Income before extraordinary items | $431,000 | 4,816 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $431,000 | 4,817 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $431,000 | 4,818 |
| Net charge-offs | $200,000 | 2,556 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $299,330 | 5,173 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 3,695 |
| Total interest expense | $282,000 | 4,350 |
| Net interest income | $2,676,000 | 3,553 |
| Provision for loan and lease losses | $70,000 | 3,283 |
| Total noninterest income | $313,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $130,000 | 3,609 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $183,000 | 3,925 |
| Total noninterest expense | $2,590,000 | 3,342 |
| Salaries and employee benefits | $1,483,000 | 3,178 |
| Premises and equipment expense | $387,000 | 2,814 |
| Additional noninterest expense | $720,000 | 3,754 |
| Pre-tax net operating income | $329,000 | 4,755 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $73,000 | 3,235 |
| Income before extraordinary items | $256,000 | 4,977 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $256,000 | 4,979 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $256,000 | 4,980 |
| Net charge-offs | $161,000 | 2,305 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $256,000 | 4,857 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 3,729 |
| Total interest expense | $147,000 | 4,351 |
| Net interest income | $1,328,000 | 3,591 |
| Provision for loan and lease losses | $23,000 | 3,509 |
| Total noninterest income | $174,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $71,000 | 3,434 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $103,000 | 3,710 |
| Total noninterest expense | $1,299,000 | 3,346 |
| Salaries and employee benefits | $749,000 | 3,172 |
| Premises and equipment expense | $195,000 | 2,811 |
| Additional noninterest expense | $355,000 | 3,800 |
| Pre-tax net operating income | $180,000 | 4,623 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $42,000 | 3,110 |
| Income before extraordinary items | $138,000 | 4,846 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $138,000 | 4,847 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $138,000 | 4,848 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $138,000 | 4,746 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,036,000 | 3,824 |
| Total interest expense | $808,000 | 4,099 |
| Net interest income | $5,228,000 | 3,705 |
| Provision for loan and lease losses | $253,000 | 3,605 |
| Total noninterest income | $525,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $269,000 | 3,695 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $256,000 | 4,277 |
| Total noninterest expense | $5,244,000 | 3,351 |
| Salaries and employee benefits | $2,883,000 | 3,221 |
| Premises and equipment expense | $697,000 | 3,033 |
| Additional noninterest expense | $1,664,000 | 3,539 |
| Pre-tax net operating income | $256,000 | 5,542 |
| Securities gains (losses) | $793,000 | 657 |
| Applicable income taxes | $260,000 | 2,792 |
| Income before extraordinary items | $789,000 | 4,286 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $789,000 | 4,284 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $789,000 | 4,286 |
| Net charge-offs | $171,000 | 3,925 |
| Cash dividends | $100,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $194,250 | 5,628 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,534,000 | 3,884 |
| Total interest expense | $649,000 | 4,065 |
| Net interest income | $3,885,000 | 3,781 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $369,000 | 4,574 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $198,000 | 3,783 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $171,000 | 4,460 |
| Total noninterest expense | $3,948,000 | 3,364 |
| Salaries and employee benefits | $2,158,000 | 3,248 |
| Premises and equipment expense | $502,000 | 3,159 |
| Additional noninterest expense | $1,288,000 | 3,460 |
| Pre-tax net operating income | $81,000 | 6,057 |
| Securities gains (losses) | $793,000 | 512 |
| Applicable income taxes | $233,000 | 2,699 |
| Income before extraordinary items | $641,000 | 4,244 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $641,000 | 4,244 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $641,000 | 4,244 |
| Net charge-offs | $170,000 | 3,469 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $62,110 | 6,103 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 3,953 |
| Total interest expense | $449,000 | 4,081 |
| Net interest income | $2,530,000 | 3,861 |
| Provision for loan and lease losses | $35,000 | 4,806 |
| Total noninterest income | $216,000 | 4,764 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $130,000 | 3,792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 4,844 |
| Total noninterest expense | $2,495,000 | 3,505 |
| Salaries and employee benefits | $1,429,000 | 3,270 |
| Premises and equipment expense | $321,000 | 3,272 |
| Additional noninterest expense | $745,000 | 3,835 |
| Pre-tax net operating income | $216,000 | 5,214 |
| Securities gains (losses) | $12,000 | 2,678 |
| Applicable income taxes | $41,000 | 3,668 |
| Income before extraordinary items | $187,000 | 5,401 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $187,000 | 5,399 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $187,000 | 5,399 |
| Net charge-offs | $170,000 | 2,919 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $177,160 | 5,287 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 3,982 |
| Total interest expense | $224,000 | 4,193 |
| Net interest income | $1,270,000 | 3,871 |
| Provision for loan and lease losses | $20,000 | 4,478 |
| Total noninterest income | $149,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $66,000 | 3,777 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 3,982 |
| Total noninterest expense | $1,207,000 | 3,615 |
| Salaries and employee benefits | $692,000 | 3,375 |
| Premises and equipment expense | $149,000 | 3,487 |
| Additional noninterest expense | $366,000 | 3,862 |
| Pre-tax net operating income | $192,000 | 4,576 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $46,000 | 3,136 |
| Income before extraordinary items | $146,000 | 4,888 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $146,000 | 4,890 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $146,000 | 4,891 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $146,000 | 4,743 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,903,000 | 4,112 |
| Total interest expense | $1,063,000 | 4,265 |
| Net interest income | $4,840,000 | 3,987 |
| Provision for loan and lease losses | $205,000 | 4,603 |
| Total noninterest income | $683,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $321,000 | 3,464 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $362,000 | 3,572 |
| Total noninterest expense | $4,610,000 | 3,744 |
| Salaries and employee benefits | $2,545,000 | 3,517 |
| Premises and equipment expense | $553,000 | 3,788 |
| Additional noninterest expense | $1,512,000 | 3,843 |
| Pre-tax net operating income | $708,000 | 4,270 |
| Securities gains (losses) | $107,000 | 2,012 |
| Applicable income taxes | $207,000 | 2,869 |
| Income before extraordinary items | $608,000 | 4,381 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $608,000 | 4,382 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $608,000 | 4,382 |
| Net charge-offs | $119,000 | 4,832 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $527,750 | 4,473 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 4,158 |
| Total interest expense | $842,000 | 4,238 |
| Net interest income | $3,589,000 | 4,042 |
| Provision for loan and lease losses | $98,000 | 4,971 |
| Total noninterest income | $493,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $244,000 | 3,446 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $249,000 | 3,753 |
| Total noninterest expense | $3,403,000 | 3,797 |
| Salaries and employee benefits | $1,917,000 | 3,504 |
| Premises and equipment expense | $409,000 | 3,855 |
| Additional noninterest expense | $1,077,000 | 3,965 |
| Pre-tax net operating income | $581,000 | 4,269 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $160,000 | 2,853 |
| Income before extraordinary items | $421,000 | 4,590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $421,000 | 4,592 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $421,000 | 4,591 |
| Net charge-offs | $117,000 | 4,275 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $421,000 | 4,460 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 4,186 |
| Total interest expense | $613,000 | 4,151 |
| Net interest income | $2,343,000 | 4,115 |
| Provision for loan and lease losses | $38,000 | 5,321 |
| Total noninterest income | $328,000 | 3,941 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $163,000 | 3,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $165,000 | 3,801 |
| Total noninterest expense | $2,279,000 | 3,830 |
| Salaries and employee benefits | $1,298,000 | 3,486 |
| Premises and equipment expense | $266,000 | 3,951 |
| Additional noninterest expense | $715,000 | 4,046 |
| Pre-tax net operating income | $354,000 | 4,391 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $97,000 | 2,884 |
| Income before extraordinary items | $257,000 | 4,673 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $257,000 | 4,671 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $257,000 | 4,673 |
| Net charge-offs | $96,000 | 3,885 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $257,000 | 4,585 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 4,169 |
| Total interest expense | $318,000 | 4,154 |
| Net interest income | $1,176,000 | 4,100 |
| Provision for loan and lease losses | $38,000 | 4,453 |
| Total noninterest income | $167,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $84,000 | 3,335 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $83,000 | 3,850 |
| Total noninterest expense | $1,124,000 | 3,874 |
| Salaries and employee benefits | $667,000 | 3,445 |
| Premises and equipment expense | $123,000 | 4,213 |
| Additional noninterest expense | $334,000 | 4,228 |
| Pre-tax net operating income | $181,000 | 4,385 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $49,000 | 2,843 |
| Income before extraordinary items | $132,000 | 4,645 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $132,000 | 4,644 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $132,000 | 4,645 |
| Net charge-offs | $96,000 | 2,777 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $132,000 | 4,586 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,437,000 | 4,582 |
| Total interest expense | $1,168,000 | 4,896 |
| Net interest income | $4,269,000 | 4,386 |
| Provision for loan and lease losses | $312,000 | 4,790 |
| Total noninterest income | $600,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $272,000 | 3,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $328,000 | 3,823 |
| Total noninterest expense | $3,983,000 | 4,229 |
| Salaries and employee benefits | $2,222,000 | 3,932 |
| Premises and equipment expense | $434,000 | 4,546 |
| Additional noninterest expense | $1,327,000 | 4,339 |
| Pre-tax net operating income | $574,000 | 4,201 |
| Securities gains (losses) | $150,000 | 1,829 |
| Applicable income taxes | $190,000 | 2,762 |
| Income before extraordinary items | $534,000 | 4,222 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $534,000 | 4,224 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $534,000 | 4,224 |
| Net charge-offs | $110,000 | 5,341 |
| Cash dividends | $72,000 | 3,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $423,000 | 4,404 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,054,000 | 4,686 |
| Total interest expense | $886,000 | 5,012 |
| Net interest income | $3,168,000 | 4,473 |
| Provision for loan and lease losses | $264,000 | 4,512 |
| Total noninterest income | $426,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $201,000 | 3,937 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $225,000 | 3,983 |
| Total noninterest expense | $2,972,000 | 4,266 |
| Salaries and employee benefits | $1,631,000 | 4,032 |
| Premises and equipment expense | $320,000 | 4,672 |
| Additional noninterest expense | $1,021,000 | 4,251 |
| Pre-tax net operating income | $358,000 | 4,649 |
| Securities gains (losses) | $150,000 | 1,606 |
| Applicable income taxes | $132,000 | 2,895 |
| Income before extraordinary items | $376,000 | 4,561 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $376,000 | 4,565 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $376,000 | 4,564 |
| Net charge-offs | $107,000 | 4,839 |
| Cash dividends | $72,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $265,000 | 4,845 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 4,723 |
| Total interest expense | $609,000 | 5,041 |
| Net interest income | $2,096,000 | 4,499 |
| Provision for loan and lease losses | $114,000 | 5,038 |
| Total noninterest income | $255,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $133,000 | 3,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $122,000 | 4,316 |
| Total noninterest expense | $1,961,000 | 4,298 |
| Salaries and employee benefits | $1,058,000 | 4,127 |
| Premises and equipment expense | $202,000 | 4,844 |
| Additional noninterest expense | $701,000 | 4,158 |
| Pre-tax net operating income | $276,000 | 4,523 |
| Securities gains (losses) | $150,000 | 1,135 |
| Applicable income taxes | $131,000 | 2,540 |
| Income before extraordinary items | $295,000 | 4,341 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $295,000 | 4,340 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $295,000 | 4,340 |
| Net charge-offs | $3,000 | 6,164 |
| Cash dividends | $72,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $191,500 | 4,796 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 4,772 |
| Total interest expense | $313,000 | 5,097 |
| Net interest income | $1,051,000 | 4,525 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $134,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $70,000 | 3,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $64,000 | 4,285 |
| Total noninterest expense | $954,000 | 4,422 |
| Salaries and employee benefits | $534,000 | 4,163 |
| Premises and equipment expense | $104,000 | 4,851 |
| Additional noninterest expense | $316,000 | 4,444 |
| Pre-tax net operating income | $211,000 | 3,973 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $62,000 | 2,606 |
| Income before extraordinary items | $149,000 | 4,397 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $149,000 | 4,398 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $149,000 | 4,396 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $32,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $149,000 | 4,276 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,256,000 | 4,986 |
| Total interest expense | $1,428,000 | 5,271 |
| Net interest income | $3,828,000 | 4,703 |
| Provision for loan and lease losses | $767,000 | 3,897 |
| Total noninterest income | $563,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $345,000 | 3,621 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $218,000 | 4,503 |
| Total noninterest expense | $3,995,000 | 4,345 |
| Salaries and employee benefits | $2,096,000 | 4,210 |
| Premises and equipment expense | $431,000 | 4,796 |
| Additional noninterest expense | $1,468,000 | 4,129 |
| Pre-tax net operating income | $-371,000 | 5,885 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-188,000 | 6,749 |
| Income before extraordinary items | $-183,000 | 5,801 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-183,000 | 5,800 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-183,000 | 5,800 |
| Net charge-offs | $216,000 | 4,899 |
| Cash dividends | $140,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-183,000 | 5,791 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 5,098 |
| Total interest expense | $1,080,000 | 5,381 |
| Net interest income | $2,798,000 | 4,779 |
| Provision for loan and lease losses | $712,000 | 3,249 |
| Total noninterest income | $418,000 | 4,574 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $246,000 | 3,729 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $172,000 | 4,542 |
| Total noninterest expense | $3,076,000 | 4,284 |
| Salaries and employee benefits | $1,609,000 | 4,167 |
| Premises and equipment expense | $332,000 | 4,756 |
| Additional noninterest expense | $1,135,000 | 4,031 |
| Pre-tax net operating income | $-572,000 | 6,385 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-237,000 | 7,141 |
| Income before extraordinary items | $-335,000 | 6,276 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-335,000 | 6,277 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-335,000 | 6,276 |
| Net charge-offs | $149,000 | 4,617 |
| Cash dividends | $140,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-335,000 | 6,264 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 5,242 |
| Total interest expense | $694,000 | 5,586 |
| Net interest income | $1,795,000 | 4,889 |
| Provision for loan and lease losses | $649,000 | 2,599 |
| Total noninterest income | $259,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $148,000 | 3,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $111,000 | 4,607 |
| Total noninterest expense | $2,119,000 | 4,224 |
| Salaries and employee benefits | $1,062,000 | 4,261 |
| Premises and equipment expense | $227,000 | 4,718 |
| Additional noninterest expense | $830,000 | 3,774 |
| Pre-tax net operating income | $-714,000 | 6,824 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-270,000 | 7,388 |
| Income before extraordinary items | $-444,000 | 6,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-444,000 | 6,700 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-444,000 | 6,700 |
| Net charge-offs | $132,000 | 3,924 |
| Cash dividends | $75,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-444,000 | 6,681 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 5,366 |
| Total interest expense | $350,000 | 5,681 |
| Net interest income | $862,000 | 5,003 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $121,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $70,000 | 3,970 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $51,000 | 4,806 |
| Total noninterest expense | $902,000 | 4,607 |
| Salaries and employee benefits | $489,000 | 4,541 |
| Premises and equipment expense | $117,000 | 4,700 |
| Additional noninterest expense | $296,000 | 4,453 |
| Pre-tax net operating income | $51,000 | 5,618 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $50,000 | 5,682 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $50,000 | 5,685 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $50,000 | 5,685 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $67,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $50,000 | 5,516 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,910,000 | 5,511 |
| Total interest expense | $1,425,000 | 6,081 |
| Net interest income | $3,485,000 | 4,989 |
| Provision for loan and lease losses | $165,000 | 5,446 |
| Total noninterest income | $580,000 | 4,546 |
| Gross Fiduciary activities income | $3,000 | 1,325 |
| Service charges on deposit accounts | $347,000 | 3,734 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $230,000 | 4,613 |
| Total noninterest expense | $3,732,000 | 4,448 |
| Salaries and employee benefits | $2,123,000 | 4,257 |
| Premises and equipment expense | $494,000 | 4,497 |
| Additional noninterest expense | $1,115,000 | 4,497 |
| Pre-tax net operating income | $168,000 | 5,842 |
| Securities gains (losses) | $36,000 | 1,824 |
| Applicable income taxes | $13,000 | 4,449 |
| Income before extraordinary items | $191,000 | 5,519 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $191,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,443 |
| Cash dividends | $95,000 | 5,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $157,160 | 5,806 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 5,619 |
| Total interest expense | $1,062,000 | 6,206 |
| Net interest income | $2,579,000 | 5,072 |
| Provision for loan and lease losses | $88,000 | 5,358 |
| Total noninterest income | $419,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $264,000 | 3,740 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $155,000 | 4,889 |
| Total noninterest expense | $2,767,000 | 4,469 |
| Salaries and employee benefits | $1,578,000 | 4,305 |
| Premises and equipment expense | $359,000 | 4,582 |
| Additional noninterest expense | $830,000 | 4,456 |
| Pre-tax net operating income | $143,000 | 6,250 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $143,000 | 5,971 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $143,000 | 5,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $95,000 | 4,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $143,000 | 6,140 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 5,721 |
| Total interest expense | $715,000 | 6,312 |
| Net interest income | $1,687,000 | 5,130 |
| Provision for loan and lease losses | $48,000 | 5,233 |
| Total noninterest income | $290,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $185,000 | 3,643 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $105,000 | 4,974 |
| Total noninterest expense | $1,830,000 | 4,517 |
| Salaries and employee benefits | $1,057,000 | 4,342 |
| Premises and equipment expense | $241,000 | 4,612 |
| Additional noninterest expense | $532,000 | 4,558 |
| Pre-tax net operating income | $99,000 | 6,412 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $99,000 | 6,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 6,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $50,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $99,000 | 6,290 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 5,746 |
| Total interest expense | $376,000 | 6,364 |
| Net interest income | $852,000 | 5,115 |
| Provision for loan and lease losses | $24,000 | 4,755 |
| Total noninterest income | $142,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $88,000 | 3,708 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,896 |
| Total noninterest expense | $902,000 | 4,556 |
| Salaries and employee benefits | $512,000 | 4,470 |
| Premises and equipment expense | $122,000 | 4,581 |
| Additional noninterest expense | $268,000 | 4,465 |
| Pre-tax net operating income | $68,000 | 6,383 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $10,000 | 4,802 |
| Income before extraordinary items | $58,000 | 6,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $58,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $50,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $58,000 | 6,354 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,244,000 | 5,584 |
| Total interest expense | $1,822,000 | 6,034 |
| Net interest income | $3,422,000 | 5,110 |
| Provision for loan and lease losses | $98,000 | 4,961 |
| Total noninterest income | $685,000 | 4,352 |
| Gross Fiduciary activities income | $2,000 | 1,406 |
| Service charges on deposit accounts | $410,000 | 3,481 |
| Trading account gains and fees | $49,000 | 139 |
| Additional Noninterest Income | $224,000 | 4,832 |
| Total noninterest expense | $3,579,000 | 4,447 |
| Salaries and employee benefits | $2,001,000 | 4,386 |
| Premises and equipment expense | $523,000 | 4,229 |
| Additional noninterest expense | $1,055,000 | 4,476 |
| Pre-tax net operating income | $430,000 | 6,191 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $108,000 | 4,421 |
| Income before extraordinary items | $322,000 | 6,341 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $322,000 | 6,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,283 |
| Cash dividends | $152,000 | 5,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $322,000 | 6,329 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 5,588 |
| Total interest expense | $1,399,000 | 6,010 |
| Net interest income | $2,567,000 | 5,131 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $512,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $276,000 | 3,684 |
| Trading account gains and fees | $44,000 | 144 |
| Additional Noninterest Income | $192,000 | 4,557 |
| Total noninterest expense | $2,652,000 | 4,469 |
| Salaries and employee benefits | $1,433,000 | 4,526 |
| Premises and equipment expense | $418,000 | 4,032 |
| Additional noninterest expense | $801,000 | 4,361 |
| Pre-tax net operating income | $352,000 | 6,360 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $71,000 | 4,709 |
| Income before extraordinary items | $281,000 | 6,410 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $281,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $152,000 | 4,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $281,000 | 6,401 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,639,000 | 5,622 |
| Total interest expense | $939,000 | 6,007 |
| Net interest income | $1,700,000 | 5,167 |
| Provision for loan and lease losses | $48,000 | 4,431 |
| Total noninterest income | $374,000 | 4,179 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $172,000 | 3,812 |
| Trading account gains and fees | $44,000 | 129 |
| Additional Noninterest Income | $158,000 | 4,221 |
| Total noninterest expense | $1,781,000 | 4,467 |
| Salaries and employee benefits | $954,000 | 4,561 |
| Premises and equipment expense | $291,000 | 3,920 |
| Additional noninterest expense | $536,000 | 4,359 |
| Pre-tax net operating income | $245,000 | 6,383 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $53,000 | 4,712 |
| Income before extraordinary items | $192,000 | 6,434 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $192,000 | 6,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $82,000 | 4,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $192,000 | 6,433 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 5,609 |
| Total interest expense | $488,000 | 5,927 |
| Net interest income | $841,000 | 5,222 |
| Provision for loan and lease losses | $24,000 | 4,189 |
| Total noninterest income | $191,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $94,000 | 3,579 |
| Trading account gains and fees | $44,000 | 143 |
| Additional Noninterest Income | $53,000 | 4,993 |
| Total noninterest expense | $871,000 | 4,537 |
| Salaries and employee benefits | $464,000 | 4,686 |
| Premises and equipment expense | $150,000 | 3,863 |
| Additional noninterest expense | $257,000 | 4,446 |
| Pre-tax net operating income | $137,000 | 6,206 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $16,000 | 5,054 |
| Income before extraordinary items | $121,000 | 6,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $121,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $62,000 | 3,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $121,000 | 6,054 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,382,000 | 5,344 |
| Total interest expense | $1,866,000 | 5,595 |
| Net interest income | $3,516,000 | 5,045 |
| Provision for loan and lease losses | $89,000 | 4,927 |
| Total noninterest income | $615,000 | 4,669 |
| Gross Fiduciary activities income | $6,000 | 1,339 |
| Service charges on deposit accounts | $425,000 | 3,409 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $184,000 | 5,275 |
| Total noninterest expense | $3,671,000 | 4,243 |
| Salaries and employee benefits | $2,055,000 | 4,182 |
| Premises and equipment expense | $592,000 | 3,808 |
| Additional noninterest expense | $1,024,000 | 4,439 |
| Pre-tax net operating income | $371,000 | 6,875 |
| Securities gains (losses) | $-36,000 | 7,803 |
| Applicable income taxes | $51,000 | 5,432 |
| Income before extraordinary items | $284,000 | 6,975 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $284,000 | 6,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,948 |
| Cash dividends | $120,000 | 5,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $314,600 | 6,858 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,070,000 | 5,318 |
| Total interest expense | $1,379,000 | 5,566 |
| Net interest income | $2,691,000 | 5,016 |
| Provision for loan and lease losses | $66,000 | 4,743 |
| Total noninterest income | $455,000 | 4,736 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $319,000 | 3,432 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $136,000 | 5,307 |
| Total noninterest expense | $2,723,000 | 4,260 |
| Salaries and employee benefits | $1,481,000 | 4,274 |
| Premises and equipment expense | $468,000 | 3,659 |
| Additional noninterest expense | $774,000 | 4,379 |
| Pre-tax net operating income | $357,000 | 6,760 |
| Securities gains (losses) | $-36,000 | 8,061 |
| Applicable income taxes | $35,000 | 5,660 |
| Income before extraordinary items | $286,000 | 6,796 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $286,000 | 6,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,158 |
| Cash dividends | $120,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $318,040 | 6,636 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 5,299 |
| Total interest expense | $910,000 | 5,480 |
| Net interest income | $1,790,000 | 5,047 |
| Provision for loan and lease losses | $45,000 | 4,580 |
| Total noninterest income | $299,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $193,000 | 3,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $106,000 | 5,005 |
| Total noninterest expense | $1,827,000 | 4,248 |
| Salaries and employee benefits | $992,000 | 4,289 |
| Premises and equipment expense | $313,000 | 3,643 |
| Additional noninterest expense | $522,000 | 4,337 |
| Pre-tax net operating income | $217,000 | 6,967 |
| Securities gains (losses) | $-14,000 | 7,975 |
| Applicable income taxes | $23,000 | 5,728 |
| Income before extraordinary items | $180,000 | 6,921 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $180,000 | 6,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,844 |
| Cash dividends | $70,000 | 4,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $192,460 | 6,819 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 5,267 |
| Total interest expense | $442,000 | 5,435 |
| Net interest income | $899,000 | 5,037 |
| Provision for loan and lease losses | $23,000 | 4,400 |
| Total noninterest income | $148,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $98,000 | 3,520 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $905,000 | 4,303 |
| Salaries and employee benefits | $464,000 | 4,523 |
| Premises and equipment expense | $159,000 | 3,609 |
| Additional noninterest expense | $282,000 | 4,091 |
| Pre-tax net operating income | $119,000 | 6,808 |
| Securities gains (losses) | $-13,000 | 8,292 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $91,000 | 6,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $91,000 | 6,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $70,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $102,180 | 6,702 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 5,115 |
| Total interest expense | $1,428,000 | 5,359 |
| Net interest income | $3,640,000 | 4,901 |
| Provision for loan and lease losses | $3,000 | 7,042 |
| Total noninterest income | $514,000 | 5,185 |
| Gross Fiduciary activities income | $3,000 | 1,412 |
| Service charges on deposit accounts | $347,000 | 3,859 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $164,000 | 5,570 |
| Total noninterest expense | $3,860,000 | 3,971 |
| Salaries and employee benefits | $2,033,000 | 4,081 |
| Premises and equipment expense | $839,000 | 2,773 |
| Additional noninterest expense | $988,000 | 4,458 |
| Pre-tax net operating income | $291,000 | 7,421 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $46,000 | 5,917 |
| Income before extraordinary items | $248,000 | 7,382 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $248,000 | 7,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,928 |
| Cash dividends | $159,000 | 5,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $245,480 | 7,372 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 5,115 |
| Total interest expense | $998,000 | 5,435 |
| Net interest income | $2,755,000 | 4,893 |
| Provision for loan and lease losses | $3,000 | 6,812 |
| Total noninterest income | $360,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $237,000 | 4,079 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 5,562 |
| Total noninterest expense | $2,750,000 | 4,103 |
| Salaries and employee benefits | $1,420,000 | 4,270 |
| Premises and equipment expense | $588,000 | 2,931 |
| Additional noninterest expense | $742,000 | 4,443 |
| Pre-tax net operating income | $362,000 | 6,946 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $76,000 | 5,483 |
| Income before extraordinary items | $289,000 | 6,977 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $289,000 | 6,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $159,000 | 4,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $286,630 | 6,955 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 5,082 |
| Total interest expense | $640,000 | 5,390 |
| Net interest income | $1,839,000 | 4,878 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $243,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $159,000 | 4,016 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $84,000 | 5,510 |
| Total noninterest expense | $1,817,000 | 4,107 |
| Salaries and employee benefits | $926,000 | 4,318 |
| Premises and equipment expense | $391,000 | 2,905 |
| Additional noninterest expense | $500,000 | 4,377 |
| Pre-tax net operating income | $265,000 | 6,801 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $61,000 | 5,341 |
| Income before extraordinary items | $207,000 | 6,884 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $207,000 | 6,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $114,000 | 4,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $204,690 | 6,867 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 5,131 |
| Total interest expense | $299,000 | 5,494 |
| Net interest income | $918,000 | 4,892 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $108,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $68,000 | 4,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $895,000 | 4,186 |
| Salaries and employee benefits | $441,000 | 4,507 |
| Premises and equipment expense | $188,000 | 3,032 |
| Additional noninterest expense | $266,000 | 4,163 |
| Pre-tax net operating income | $131,000 | 6,802 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $16,000 | 5,817 |
| Income before extraordinary items | $115,000 | 6,655 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $115,000 | 6,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $114,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $115,000 | 6,620 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,082,000 | 4,796 |
| Total interest expense | $1,181,000 | 5,160 |
| Net interest income | $3,901,000 | 4,560 |
| Provision for loan and lease losses | $94,000 | 5,123 |
| Total noninterest income | $546,000 | 5,050 |
| Gross Fiduciary activities income | $6,000 | 1,382 |
| Service charges on deposit accounts | $345,000 | 3,974 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $195,000 | 5,160 |
| Total noninterest expense | $3,777,000 | 3,918 |
| Salaries and employee benefits | $2,119,000 | 3,806 |
| Premises and equipment expense | $678,000 | 3,211 |
| Additional noninterest expense | $980,000 | 4,424 |
| Pre-tax net operating income | $576,000 | 6,464 |
| Securities gains (losses) | $88,000 | 1,338 |
| Applicable income taxes | $175,000 | 4,916 |
| Income before extraordinary items | $489,000 | 6,403 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $489,000 | 6,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,600 |
| Cash dividends | $161,000 | 5,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $423,880 | 6,605 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 4,742 |
| Total interest expense | $899,000 | 5,094 |
| Net interest income | $2,949,000 | 4,534 |
| Provision for loan and lease losses | $86,000 | 4,645 |
| Total noninterest income | $336,000 | 5,565 |
| Gross Fiduciary activities income | $4,000 | 1,368 |
| Service charges on deposit accounts | $203,000 | 4,598 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $129,000 | 5,430 |
| Total noninterest expense | $2,689,000 | 4,072 |
| Salaries and employee benefits | $1,459,000 | 4,049 |
| Premises and equipment expense | $481,000 | 3,356 |
| Additional noninterest expense | $749,000 | 4,293 |
| Pre-tax net operating income | $510,000 | 6,282 |
| Securities gains (losses) | $88,000 | 1,272 |
| Applicable income taxes | $134,000 | 4,993 |
| Income before extraordinary items | $464,000 | 5,992 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $464,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,487 |
| Cash dividends | $161,000 | 4,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $395,360 | 6,283 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 4,750 |
| Total interest expense | $612,000 | 5,051 |
| Net interest income | $1,950,000 | 4,552 |
| Provision for loan and lease losses | $86,000 | 3,821 |
| Total noninterest income | $231,000 | 5,482 |
| Gross Fiduciary activities income | $4,000 | 1,319 |
| Service charges on deposit accounts | $120,000 | 4,879 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $107,000 | 5,031 |
| Total noninterest expense | $1,830,000 | 4,032 |
| Salaries and employee benefits | $1,006,000 | 3,955 |
| Premises and equipment expense | $309,000 | 3,464 |
| Additional noninterest expense | $515,000 | 4,219 |
| Pre-tax net operating income | $265,000 | 6,736 |
| Securities gains (losses) | $111,000 | 965 |
| Applicable income taxes | $91,000 | 4,952 |
| Income before extraordinary items | $285,000 | 6,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $285,000 | 6,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,087 |
| Cash dividends | $115,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $200,640 | 6,817 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 4,741 |
| Total interest expense | $318,000 | 4,996 |
| Net interest income | $974,000 | 4,564 |
| Provision for loan and lease losses | $41,000 | 3,702 |
| Total noninterest income | $103,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $51,000 | 5,085 |
| Total noninterest expense | $996,000 | 3,771 |
| Salaries and employee benefits | $577,000 | 3,590 |
| Premises and equipment expense | $152,000 | 3,556 |
| Additional noninterest expense | $267,000 | 4,103 |
| Pre-tax net operating income | $40,000 | 8,049 |
| Securities gains (losses) | $123,000 | 709 |
| Applicable income taxes | $29,000 | 5,455 |
| Income before extraordinary items | $134,000 | 6,266 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $134,000 | 6,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,990 |
| Cash dividends | $95,000 | 2,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $33,140 | 8,033 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,654,000 | 5,134 |
| Total interest expense | $1,292,000 | 5,342 |
| Net interest income | $3,362,000 | 4,923 |
| Provision for loan and lease losses | $163,000 | 4,446 |
| Total noninterest income | $240,000 | 7,016 |
| Gross Fiduciary activities income | $4,000 | 1,466 |
| Service charges on deposit accounts | $26,000 | 7,765 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $210,000 | 5,193 |
| Total noninterest expense | $3,023,000 | 4,588 |
| Salaries and employee benefits | $1,703,000 | 4,437 |
| Premises and equipment expense | $521,000 | 3,945 |
| Additional noninterest expense | $799,000 | 5,049 |
| Pre-tax net operating income | $416,000 | 6,968 |
| Securities gains (losses) | $278,000 | 1,100 |
| Applicable income taxes | $176,000 | 5,095 |
| Income before extraordinary items | $518,000 | 6,269 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $518,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,166 |
| Cash dividends | $656,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $309,500 | 7,096 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,444,000 | 5,237 |
| Total interest expense | $957,000 | 5,515 |
| Net interest income | $2,487,000 | 4,984 |
| Provision for loan and lease losses | $128,000 | 4,251 |
| Total noninterest income | $155,000 | 7,334 |
| Gross Fiduciary activities income | $2,000 | 1,482 |
| Service charges on deposit accounts | $22,000 | 7,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 5,597 |
| Total noninterest expense | $2,137,000 | 4,763 |
| Salaries and employee benefits | $1,211,000 | 4,585 |
| Premises and equipment expense | $371,000 | 4,076 |
| Additional noninterest expense | $555,000 | 5,292 |
| Pre-tax net operating income | $377,000 | 6,811 |
| Securities gains (losses) | $282,000 | 1,010 |
| Applicable income taxes | $161,000 | 4,991 |
| Income before extraordinary items | $498,000 | 5,873 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $498,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,988 |
| Cash dividends | $656,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $283,680 | 6,873 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,320,000 | 5,248 |
| Total interest expense | $654,000 | 5,550 |
| Net interest income | $1,666,000 | 4,965 |
| Provision for loan and lease losses | $128,000 | 3,363 |
| Total noninterest income | $105,000 | 7,308 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $18,000 | 7,723 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $87,000 | 5,586 |
| Total noninterest expense | $1,449,000 | 4,693 |
| Salaries and employee benefits | $824,000 | 4,519 |
| Premises and equipment expense | $261,000 | 3,912 |
| Additional noninterest expense | $364,000 | 5,337 |
| Pre-tax net operating income | $194,000 | 7,262 |
| Securities gains (losses) | $273,000 | 858 |
| Applicable income taxes | $140,000 | 4,611 |
| Income before extraordinary items | $327,000 | 5,911 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $327,000 | 5,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,031 |
| Cash dividends | $609,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $135,900 | 7,419 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 5,260 |
| Total interest expense | $340,000 | 5,528 |
| Net interest income | $821,000 | 4,998 |
| Provision for loan and lease losses | $118,000 | 2,130 |
| Total noninterest income | $50,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $734,000 | 4,649 |
| Salaries and employee benefits | $420,000 | 4,472 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $176,000 | 5,433 |
| Pre-tax net operating income | $19,000 | 8,466 |
| Securities gains (losses) | $210,000 | 634 |
| Applicable income taxes | $72,000 | 4,550 |
| Income before extraordinary items | $157,000 | 5,910 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,766 |
| Cash dividends | $70,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $12,100 | 8,495 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,699,000 | 5,385 |
| Total interest expense | $1,609,000 | 5,508 |
| Net interest income | $3,090,000 | 5,191 |
| Provision for loan and lease losses | $110,000 | 5,550 |
| Total noninterest income | $212,000 | 7,192 |
| Gross Fiduciary activities income | $10,000 | 1,406 |
| Service charges on deposit accounts | $39,000 | 7,698 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $163,000 | 5,433 |
| Total noninterest expense | $2,587,000 | 4,965 |
| Salaries and employee benefits | $1,464,000 | 4,780 |
| Premises and equipment expense | $439,000 | 4,342 |
| Additional noninterest expense | $684,000 | 5,482 |
| Pre-tax net operating income | $605,000 | 6,408 |
| Securities gains (losses) | $103,000 | 1,722 |
| Applicable income taxes | $186,000 | 5,213 |
| Income before extraordinary items | $522,000 | 6,299 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $522,000 | 6,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $525,000 | 3,362 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 711 |
| Net operating income | $445,780 | 6,499 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 6,431 |
| Total interest expense | $1,632,000 | 6,727 |
| Net interest income | $2,276,000 | 6,022 |
| Provision for loan and lease losses | $104,000 | 5,529 |
| Total noninterest income | $132,000 | 8,067 |
| Gross Fiduciary activities income | $8,000 | 1,472 |
| Service charges on deposit accounts | $31,000 | 7,960 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $93,000 | 6,591 |
| Total noninterest expense | $2,052,000 | 5,634 |
| Salaries and employee benefits | $1,204,000 | 5,314 |
| Premises and equipment expense | $310,000 | 5,428 |
| Additional noninterest expense | $538,000 | 6,214 |
| Pre-tax net operating income | $252,000 | 7,624 |
| Securities gains (losses) | $116,000 | 1,632 |
| Applicable income taxes | $71,000 | 6,391 |
| Income before extraordinary items | $297,000 | 7,167 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $297,000 | 7,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,067 |
| Cash dividends | $858,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $203,040 | 7,585 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 6,840 |
| Total interest expense | $1,588,000 | 6,990 |
| Net interest income | $1,992,000 | 6,570 |
| Provision for loan and lease losses | $31,000 | 7,188 |
| Total noninterest income | $115,000 | 8,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,711 |
| Total noninterest expense | $1,793,000 | 6,069 |
| Salaries and employee benefits | $1,075,000 | 5,639 |
| Premises and equipment expense | $222,000 | 6,429 |
| Additional noninterest expense | $496,000 | 6,459 |
| Pre-tax net operating income | $283,000 | 7,973 |
| Securities gains (losses) | $17,000 | 991 |
| Applicable income taxes | $36,000 | 7,478 |
| Income before extraordinary items | $264,000 | 7,696 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $264,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $159,000 | 5,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $249,040 | 7,782 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 6,972 |
| Total interest expense | $1,373,000 | 7,258 |
| Net interest income | $1,991,000 | 6,664 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $127,000 | 8,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 8,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,924 |
| Total noninterest expense | $1,642,000 | 6,435 |
| Salaries and employee benefits | $996,000 | 5,898 |
| Premises and equipment expense | $165,000 | 7,398 |
| Additional noninterest expense | $481,000 | 6,655 |
| Pre-tax net operating income | $456,000 | 7,351 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $104,000 | 6,870 |
| Income before extraordinary items | $353,000 | 7,268 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $353,000 | 7,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $175,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $352,230 | 7,246 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 7,467 |
| Total interest expense | $1,145,000 | 8,039 |
| Net interest income | $1,909,000 | 6,831 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $103,000 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $1,465,000 | 6,788 |
| Salaries and employee benefits | $904,000 | 6,190 |
| Premises and equipment expense | $153,000 | 7,582 |
| Additional noninterest expense | $408,000 | 7,154 |
| Pre-tax net operating income | $527,000 | 7,237 |
| Securities gains (losses) | $34,000 | 2,031 |
| Applicable income taxes | $153,000 | 6,799 |
| Income before extraordinary items | $408,000 | 7,157 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $408,000 | 7,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $205,000 | 5,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $383,180 | 7,239 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 7,914 |
| Total interest expense | $1,118,000 | 8,356 |
| Net interest income | $1,760,000 | 7,404 |
| Provision for loan and lease losses | $21,000 | 7,856 |
| Total noninterest income | $105,000 | 9,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,193 |
| Total noninterest expense | $1,354,000 | 7,166 |
| Salaries and employee benefits | $879,000 | 6,400 |
| Premises and equipment expense | $143,000 | 7,962 |
| Additional noninterest expense | $332,000 | 7,985 |
| Pre-tax net operating income | $490,000 | 7,977 |
| Securities gains (losses) | $16,000 | 2,045 |
| Applicable income taxes | $156,000 | 7,525 |
| Income before extraordinary items | $350,000 | 7,998 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $350,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $121,000 | 6,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $338,960 | 8,042 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 8,116 |
| Total interest expense | $1,056,000 | 8,832 |
| Net interest income | $1,853,000 | 7,461 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $106,000 | 9,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,253 |
| Total noninterest expense | $1,301,000 | 7,660 |
| Salaries and employee benefits | $778,000 | 7,097 |
| Premises and equipment expense | $121,000 | 8,774 |
| Additional noninterest expense | $402,000 | 7,856 |
| Pre-tax net operating income | $638,000 | 7,242 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $201,000 | 7,127 |
| Income before extraordinary items | $446,000 | 7,263 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $446,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,149 |
| Cash dividends | $229,000 | 5,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $439,790 | 7,267 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 8,648 |
| Total interest expense | $1,168,000 | 8,692 |
| Net interest income | $1,523,000 | 8,470 |
| Provision for loan and lease losses | $22,000 | 7,572 |
| Total noninterest income | $89,000 | 10,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,775 |
| Total noninterest expense | $1,145,000 | 8,410 |
| Salaries and employee benefits | $719,000 | 7,595 |
| Premises and equipment expense | $108,000 | 9,386 |
| Additional noninterest expense | $318,000 | 9,059 |
| Pre-tax net operating income | $445,000 | 8,778 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $133,000 | 8,562 |
| Income before extraordinary items | $312,000 | 8,815 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $312,000 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $115,000 | 6,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $312,000 | 8,771 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 8,535 |
| Total interest expense | $980,000 | 8,780 |
| Net interest income | $1,728,000 | 8,233 |
| Provision for loan and lease losses | $22,000 | 7,672 |
| Total noninterest income | $91,000 | 10,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,157 |
| Total noninterest expense | $1,186,000 | 8,658 |
| Salaries and employee benefits | $681,000 | 8,021 |
| Premises and equipment expense | $104,000 | 9,897 |
| Additional noninterest expense | $401,000 | 8,824 |
| Pre-tax net operating income | $611,000 | 7,938 |
| Securities gains (losses) | $45,000 | 1,225 |
| Applicable income taxes | $174,000 | 7,835 |
| Income before extraordinary items | $482,000 | 7,448 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $482,000 | 7,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $102,000 | 6,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $449,150 | 7,768 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 8,613 |
| Total interest expense | $1,180,000 | 8,345 |
| Net interest income | $1,649,000 | 8,646 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $87,000 | 11,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $1,167,000 | 9,025 |
| Salaries and employee benefits | $671,000 | 8,212 |
| Premises and equipment expense | $121,000 | 9,761 |
| Additional noninterest expense | $375,000 | 9,539 |
| Pre-tax net operating income | $569,000 | 8,174 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $196,000 | 7,696 |
| Income before extraordinary items | $419,000 | 8,246 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $419,000 | 8,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $94,000 | 7,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $387,720 | 8,296 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 9,470 |
| Total interest expense | $1,279,000 | 9,322 |
| Net interest income | $1,454,000 | 9,437 |
| Provision for loan and lease losses | $-10,000 | 13,474 |
| Total noninterest income | $79,000 | 12,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $1,083,000 | 9,599 |
| Salaries and employee benefits | $627,000 | 8,575 |
| Premises and equipment expense | $114,000 | 10,256 |
| Additional noninterest expense | $342,000 | 10,296 |
| Pre-tax net operating income | $460,000 | 8,719 |
| Securities gains (losses) | $55,000 | 3,959 |
| Applicable income taxes | $149,000 | 8,642 |
| Income before extraordinary items | $366,000 | 8,542 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $366,000 | 8,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $84,000 | 6,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $326,950 | 8,621 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.