Home > Miner County Bank > Income and Expense
Miner County Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $809,000 | 5,340 |
| Total interest expense | $91,000 | 4,999 |
| Net interest income | $718,000 | 5,351 |
| Provision for loan and lease losses | $40,000 | 2,995 |
| Total noninterest income | $39,000 | 5,474 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $39,000 | 4,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,670 |
| Total noninterest expense | $548,000 | 5,398 |
| Salaries and employee benefits | $371,000 | 5,234 |
| Premises and equipment expense | $54,000 | 5,322 |
| Additional noninterest expense | $123,000 | 5,569 |
| Pre-tax net operating income | $169,000 | 5,084 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $9,000 | 3,839 |
| Income before extraordinary items | $160,000 | 5,031 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $160,000 | 5,031 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $160,000 | 5,031 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $200,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $160,000 | 5,017 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 5,426 |
| Total interest expense | $41,000 | 5,111 |
| Net interest income | $340,000 | 5,438 |
| Provision for loan and lease losses | $20,000 | 2,800 |
| Total noninterest income | $25,000 | 5,418 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $17,000 | 4,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 5,425 |
| Total noninterest expense | $274,000 | 5,461 |
| Salaries and employee benefits | $183,000 | 5,294 |
| Premises and equipment expense | $29,000 | 5,321 |
| Additional noninterest expense | $62,000 | 5,630 |
| Pre-tax net operating income | $71,000 | 5,170 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $4,000 | 3,816 |
| Income before extraordinary items | $67,000 | 5,151 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $67,000 | 5,151 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $67,000 | 5,151 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $125,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $67,000 | 5,137 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 5,476 |
| Total interest expense | $102,000 | 5,496 |
| Net interest income | $1,429,000 | 5,450 |
| Provision for loan and lease losses | $151,000 | 2,719 |
| Total noninterest income | $94,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $75,000 | 4,838 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $19,000 | 5,603 |
| Total noninterest expense | $985,000 | 5,600 |
| Salaries and employee benefits | $696,000 | 5,412 |
| Premises and equipment expense | $96,000 | 5,515 |
| Additional noninterest expense | $193,000 | 5,791 |
| Pre-tax net operating income | $387,000 | 5,015 |
| Securities gains (losses) | $46,000 | 1,889 |
| Applicable income taxes | $10,000 | 3,999 |
| Income before extraordinary items | $423,000 | 4,881 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $423,000 | 4,880 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $423,000 | 4,880 |
| Net charge-offs | $2,000 | 4,145 |
| Cash dividends | $350,000 | 3,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $377,920 | 4,923 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 5,517 |
| Total interest expense | $74,000 | 5,569 |
| Net interest income | $1,098,000 | 5,489 |
| Provision for loan and lease losses | $151,000 | 2,335 |
| Total noninterest income | $70,000 | 5,591 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $55,000 | 4,899 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $15,000 | 5,655 |
| Total noninterest expense | $719,000 | 5,662 |
| Salaries and employee benefits | $503,000 | 5,471 |
| Premises and equipment expense | $69,000 | 5,589 |
| Additional noninterest expense | $147,000 | 5,847 |
| Pre-tax net operating income | $298,000 | 5,070 |
| Securities gains (losses) | $55,000 | 1,689 |
| Applicable income taxes | $30,000 | 3,747 |
| Income before extraordinary items | $323,000 | 4,930 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $323,000 | 4,930 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $323,000 | 4,930 |
| Net charge-offs | $2,000 | 3,786 |
| Cash dividends | $150,000 | 3,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $272,400 | 5,009 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $764,000 | 5,594 |
| Total interest expense | $47,000 | 5,655 |
| Net interest income | $717,000 | 5,563 |
| Provision for loan and lease losses | $121,000 | 2,099 |
| Total noninterest income | $47,000 | 5,641 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $36,000 | 4,951 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 5,704 |
| Total noninterest expense | $484,000 | 5,727 |
| Salaries and employee benefits | $334,000 | 5,542 |
| Premises and equipment expense | $48,000 | 5,636 |
| Additional noninterest expense | $102,000 | 5,896 |
| Pre-tax net operating income | $159,000 | 5,239 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $16,000 | 3,837 |
| Income before extraordinary items | $143,000 | 5,265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $143,000 | 5,265 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $143,000 | 5,265 |
| Net charge-offs | $3,000 | 3,433 |
| Cash dividends | $50,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $143,000 | 5,202 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $345,000 | 5,730 |
| Total interest expense | $19,000 | 5,795 |
| Net interest income | $326,000 | 5,692 |
| Provision for loan and lease losses | $40,000 | 2,355 |
| Total noninterest income | $23,000 | 5,691 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $18,000 | 4,938 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $5,000 | 5,765 |
| Total noninterest expense | $250,000 | 5,763 |
| Salaries and employee benefits | $170,000 | 5,573 |
| Premises and equipment expense | $26,000 | 5,612 |
| Additional noninterest expense | $54,000 | 5,939 |
| Pre-tax net operating income | $59,000 | 5,399 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $59,000 | 5,366 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $59,000 | 5,367 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $59,000 | 5,367 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $50,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $59,000 | 5,311 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $294,000 | 6,143 |
| Total interest expense | $18,000 | 6,124 |
| Net interest income | $276,000 | 6,142 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $19,000 | 6,044 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $13,000 | 5,895 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $6,000 | 5,950 |
| Total noninterest expense | $223,000 | 6,169 |
| Salaries and employee benefits | $156,000 | 6,157 |
| Premises and equipment expense | $25,000 | 6,126 |
| Additional noninterest expense | $42,000 | 6,177 |
| Pre-tax net operating income | $72,000 | 5,734 |
| Securities gains (losses) | $3,000 | 2,963 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $75,000 | 5,754 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $75,000 | 5,757 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $75,000 | 5,757 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $72,000 | 5,723 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 5,912 |
| Total interest expense | $64,000 | 5,885 |
| Net interest income | $855,000 | 5,893 |
| Provision for loan and lease losses | $-225,000 | 5,999 |
| Total noninterest income | $125,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $49,000 | 5,222 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 5,118 |
| Total noninterest expense | $1,301,000 | 5,289 |
| Salaries and employee benefits | $1,008,000 | 4,736 |
| Premises and equipment expense | $73,000 | 5,820 |
| Additional noninterest expense | $220,000 | 5,919 |
| Pre-tax net operating income | $-96,000 | 6,033 |
| Securities gains (losses) | $158,000 | 772 |
| Applicable income taxes | $-9,000 | 6,065 |
| Income before extraordinary items | $71,000 | 5,813 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 5,816 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $71,000 | 5,816 |
| Net charge-offs | $-1,000 | 4,684 |
| Cash dividends | $920,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-87,000 | 6,034 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $614,000 | 5,971 |
| Total interest expense | $43,000 | 5,946 |
| Net interest income | $571,000 | 5,950 |
| Provision for loan and lease losses | $-225,000 | 6,117 |
| Total noninterest income | $83,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $34,000 | 5,212 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $49,000 | 5,187 |
| Total noninterest expense | $548,000 | 5,854 |
| Salaries and employee benefits | $376,000 | 5,621 |
| Premises and equipment expense | $51,000 | 5,844 |
| Additional noninterest expense | $121,000 | 6,089 |
| Pre-tax net operating income | $331,000 | 4,732 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $6,000 | 4,204 |
| Income before extraordinary items | $325,000 | 4,589 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $325,000 | 4,591 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $325,000 | 4,592 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $120,000 | 3,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $325,000 | 4,525 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 6,011 |
| Total interest expense | $22,000 | 5,985 |
| Net interest income | $293,000 | 5,986 |
| Provision for loan and lease losses | $-225,000 | 6,265 |
| Total noninterest income | $47,000 | 5,366 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $16,000 | 5,276 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $31,000 | 5,027 |
| Total noninterest expense | $256,000 | 5,975 |
| Salaries and employee benefits | $188,000 | 5,675 |
| Premises and equipment expense | $25,000 | 5,901 |
| Additional noninterest expense | $43,000 | 6,288 |
| Pre-tax net operating income | $309,000 | 3,825 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $6,000 | 3,987 |
| Income before extraordinary items | $303,000 | 3,634 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $303,000 | 3,637 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $303,000 | 3,637 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $100,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $303,000 | 3,540 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 6,026 |
| Total interest expense | $94,000 | 6,085 |
| Net interest income | $1,299,000 | 5,988 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $343,000 | 4,841 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $78,000 | 5,277 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $265,000 | 4,180 |
| Total noninterest expense | $1,088,000 | 6,018 |
| Salaries and employee benefits | $764,000 | 5,753 |
| Premises and equipment expense | $111,000 | 5,966 |
| Additional noninterest expense | $213,000 | 6,318 |
| Pre-tax net operating income | $554,000 | 4,931 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $21,000 | 4,005 |
| Income before extraordinary items | $533,000 | 4,845 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $533,000 | 4,844 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $533,000 | 4,845 |
| Net charge-offs | $1,000 | 4,914 |
| Cash dividends | $260,000 | 3,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $533,000 | 4,793 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 6,100 |
| Total interest expense | $72,000 | 6,156 |
| Net interest income | $972,000 | 6,060 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $123,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $62,000 | 5,296 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $61,000 | 5,481 |
| Total noninterest expense | $846,000 | 6,031 |
| Salaries and employee benefits | $540,000 | 5,865 |
| Premises and equipment expense | $79,000 | 6,056 |
| Additional noninterest expense | $227,000 | 6,175 |
| Pre-tax net operating income | $249,000 | 5,496 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $12,000 | 4,149 |
| Income before extraordinary items | $237,000 | 5,443 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $237,000 | 5,443 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $237,000 | 5,445 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $80,000 | 3,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $237,000 | 5,402 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $687,000 | 6,154 |
| Total interest expense | $49,000 | 6,206 |
| Net interest income | $638,000 | 6,123 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $66,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $40,000 | 5,343 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $26,000 | 5,821 |
| Total noninterest expense | $561,000 | 6,092 |
| Salaries and employee benefits | $359,000 | 5,913 |
| Premises and equipment expense | $55,000 | 6,072 |
| Additional noninterest expense | $147,000 | 6,252 |
| Pre-tax net operating income | $143,000 | 5,594 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $7,000 | 4,195 |
| Income before extraordinary items | $136,000 | 5,557 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $136,000 | 5,559 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $136,000 | 5,560 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $60,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $136,000 | 5,518 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $341,000 | 6,228 |
| Total interest expense | $25,000 | 6,264 |
| Net interest income | $316,000 | 6,194 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $39,000 | 5,758 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $18,000 | 5,602 |
| Total noninterest expense | $263,000 | 6,219 |
| Salaries and employee benefits | $179,000 | 5,985 |
| Premises and equipment expense | $27,000 | 6,150 |
| Additional noninterest expense | $57,000 | 6,477 |
| Pre-tax net operating income | $92,000 | 5,339 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $5,000 | 4,041 |
| Income before extraordinary items | $87,000 | 5,290 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 5,291 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $87,000 | 5,291 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $40,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $87,000 | 5,249 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 6,320 |
| Total interest expense | $108,000 | 6,382 |
| Net interest income | $1,232,000 | 6,269 |
| Provision for loan and lease losses | $5,000 | 4,999 |
| Total noninterest income | $150,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $92,000 | 5,360 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $58,000 | 5,778 |
| Total noninterest expense | $1,086,000 | 6,275 |
| Salaries and employee benefits | $735,000 | 6,024 |
| Premises and equipment expense | $94,000 | 6,324 |
| Additional noninterest expense | $257,000 | 6,475 |
| Pre-tax net operating income | $291,000 | 5,509 |
| Securities gains (losses) | $29,000 | 2,147 |
| Applicable income taxes | $4,000 | 4,440 |
| Income before extraordinary items | $316,000 | 5,374 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $316,000 | 5,378 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $316,000 | 5,378 |
| Net charge-offs | $-2,000 | 5,912 |
| Cash dividends | $210,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $287,290 | 5,407 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $991,000 | 6,397 |
| Total interest expense | $83,000 | 6,456 |
| Net interest income | $908,000 | 6,348 |
| Provision for loan and lease losses | $5,000 | 4,832 |
| Total noninterest income | $104,000 | 6,049 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $71,000 | 5,377 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $33,000 | 6,011 |
| Total noninterest expense | $774,000 | 6,359 |
| Salaries and employee benefits | $530,000 | 6,111 |
| Premises and equipment expense | $68,000 | 6,403 |
| Additional noninterest expense | $176,000 | 6,577 |
| Pre-tax net operating income | $233,000 | 5,583 |
| Securities gains (losses) | $29,000 | 2,014 |
| Applicable income taxes | $8,000 | 4,371 |
| Income before extraordinary items | $254,000 | 5,437 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $254,000 | 5,438 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $254,000 | 5,439 |
| Net charge-offs | $-2,000 | 5,787 |
| Cash dividends | $110,000 | 3,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $225,870 | 5,471 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $648,000 | 6,450 |
| Total interest expense | $57,000 | 6,498 |
| Net interest income | $591,000 | 6,406 |
| Provision for loan and lease losses | $5,000 | 4,656 |
| Total noninterest income | $72,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $46,000 | 5,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,953 |
| Total noninterest expense | $523,000 | 6,381 |
| Salaries and employee benefits | $346,000 | 6,168 |
| Premises and equipment expense | $47,000 | 6,418 |
| Additional noninterest expense | $130,000 | 6,548 |
| Pre-tax net operating income | $135,000 | 5,667 |
| Securities gains (losses) | $29,000 | 1,835 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $161,000 | 5,497 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $161,000 | 5,500 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $161,000 | 5,500 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $70,000 | 3,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $132,580 | 5,553 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 6,523 |
| Total interest expense | $30,000 | 6,548 |
| Net interest income | $288,000 | 6,478 |
| Provision for loan and lease losses | $5,000 | 4,198 |
| Total noninterest income | $39,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $23,000 | 5,410 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,844 |
| Total noninterest expense | $266,000 | 6,436 |
| Salaries and employee benefits | $173,000 | 6,216 |
| Premises and equipment expense | $22,000 | 6,513 |
| Additional noninterest expense | $71,000 | 6,564 |
| Pre-tax net operating income | $56,000 | 5,777 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $54,000 | 5,793 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $54,000 | 5,795 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $54,000 | 5,795 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $54,000 | 5,704 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 6,487 |
| Total interest expense | $152,000 | 6,608 |
| Net interest income | $1,335,000 | 6,410 |
| Provision for loan and lease losses | $250,000 | 3,619 |
| Total noninterest income | $78,000 | 6,446 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $99,000 | 5,455 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-21,000 | 6,626 |
| Total noninterest expense | $1,044,000 | 6,541 |
| Salaries and employee benefits | $800,000 | 6,088 |
| Premises and equipment expense | $82,000 | 6,667 |
| Additional noninterest expense | $162,000 | 6,955 |
| Pre-tax net operating income | $119,000 | 5,877 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $117,000 | 6,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $117,000 | 6,007 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $117,000 | 6,010 |
| Net charge-offs | $216,000 | 3,683 |
| Cash dividends | $70,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $117,000 | 5,858 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 6,598 |
| Total interest expense | $118,000 | 6,714 |
| Net interest income | $999,000 | 6,516 |
| Provision for loan and lease losses | $140,000 | 3,959 |
| Total noninterest income | $48,000 | 6,670 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $69,000 | 5,630 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-21,000 | 6,769 |
| Total noninterest expense | $752,000 | 6,642 |
| Salaries and employee benefits | $578,000 | 6,186 |
| Premises and equipment expense | $56,000 | 6,805 |
| Additional noninterest expense | $118,000 | 7,051 |
| Pre-tax net operating income | $155,000 | 5,845 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $13,000 | 4,311 |
| Income before extraordinary items | $142,000 | 5,961 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $142,000 | 5,960 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $142,000 | 5,960 |
| Net charge-offs | $94,000 | 4,032 |
| Cash dividends | $70,000 | 3,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $142,000 | 5,820 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $746,000 | 6,647 |
| Total interest expense | $83,000 | 6,765 |
| Net interest income | $663,000 | 6,569 |
| Provision for loan and lease losses | $5,000 | 5,486 |
| Total noninterest income | $28,000 | 6,770 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $43,000 | 5,727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-15,000 | 6,858 |
| Total noninterest expense | $487,000 | 6,730 |
| Salaries and employee benefits | $351,000 | 6,368 |
| Premises and equipment expense | $35,000 | 6,890 |
| Additional noninterest expense | $101,000 | 7,004 |
| Pre-tax net operating income | $199,000 | 5,311 |
| Securities gains (losses) | $-1,000 | 6,818 |
| Applicable income taxes | $11,000 | 4,208 |
| Income before extraordinary items | $187,000 | 5,401 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $187,000 | 5,399 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $187,000 | 5,399 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $70,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $187,940 | 5,205 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $387,000 | 6,664 |
| Total interest expense | $42,000 | 6,836 |
| Net interest income | $345,000 | 6,567 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-13,000 | 7,134 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $19,000 | 5,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-32,000 | 7,054 |
| Total noninterest expense | $232,000 | 6,828 |
| Salaries and employee benefits | $190,000 | 6,291 |
| Premises and equipment expense | $13,000 | 7,067 |
| Additional noninterest expense | $29,000 | 7,242 |
| Pre-tax net operating income | $100,000 | 5,395 |
| Securities gains (losses) | $-1,000 | 6,909 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $95,000 | 5,428 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $95,000 | 5,428 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $95,000 | 5,428 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $30,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $95,960 | 5,266 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 6,649 |
| Total interest expense | $221,000 | 6,836 |
| Net interest income | $1,472,000 | 6,551 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $162,000 | 5,973 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $79,000 | 5,832 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $83,000 | 5,492 |
| Total noninterest expense | $1,188,000 | 6,640 |
| Salaries and employee benefits | $835,000 | 6,194 |
| Premises and equipment expense | $104,000 | 6,794 |
| Additional noninterest expense | $249,000 | 7,007 |
| Pre-tax net operating income | $446,000 | 4,862 |
| Securities gains (losses) | $25,000 | 2,985 |
| Applicable income taxes | $26,000 | 4,025 |
| Income before extraordinary items | $445,000 | 4,804 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $445,000 | 4,806 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $445,000 | 4,805 |
| Net charge-offs | $-2,000 | 6,872 |
| Cash dividends | $280,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $421,500 | 4,749 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 6,733 |
| Total interest expense | $172,000 | 6,900 |
| Net interest income | $1,078,000 | 6,636 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $108,000 | 6,203 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $50,000 | 6,073 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $58,000 | 5,635 |
| Total noninterest expense | $886,000 | 6,689 |
| Salaries and employee benefits | $602,000 | 6,284 |
| Premises and equipment expense | $79,000 | 6,820 |
| Additional noninterest expense | $205,000 | 6,985 |
| Pre-tax net operating income | $300,000 | 5,112 |
| Securities gains (losses) | $25,000 | 2,713 |
| Applicable income taxes | $17,000 | 4,099 |
| Income before extraordinary items | $308,000 | 5,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $308,000 | 5,021 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $308,000 | 5,021 |
| Net charge-offs | $-2,000 | 6,766 |
| Cash dividends | $120,000 | 3,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $284,250 | 5,006 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $802,000 | 6,833 |
| Total interest expense | $119,000 | 6,962 |
| Net interest income | $683,000 | 6,743 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $67,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $27,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 5,679 |
| Total noninterest expense | $557,000 | 6,827 |
| Salaries and employee benefits | $401,000 | 6,344 |
| Premises and equipment expense | $55,000 | 6,839 |
| Additional noninterest expense | $101,000 | 7,274 |
| Pre-tax net operating income | $193,000 | 5,149 |
| Securities gains (losses) | $25,000 | 1,984 |
| Applicable income taxes | $12,000 | 4,034 |
| Income before extraordinary items | $206,000 | 4,986 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $206,000 | 4,986 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $206,000 | 4,986 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $80,000 | 2,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $182,500 | 5,056 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $387,000 | 6,916 |
| Total interest expense | $63,000 | 6,990 |
| Net interest income | $324,000 | 6,842 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $35,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 5,678 |
| Total noninterest expense | $271,000 | 6,910 |
| Salaries and employee benefits | $200,000 | 6,394 |
| Premises and equipment expense | $27,000 | 6,899 |
| Additional noninterest expense | $44,000 | 7,397 |
| Pre-tax net operating income | $88,000 | 5,271 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $84,000 | 5,232 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $84,000 | 5,230 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $84,000 | 5,232 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $40,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $84,000 | 5,173 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 6,975 |
| Total interest expense | $333,000 | 6,967 |
| Net interest income | $1,276,000 | 6,904 |
| Provision for loan and lease losses | $6,000 | 6,979 |
| Total noninterest income | $138,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $66,000 | 5,976 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $72,000 | 5,789 |
| Total noninterest expense | $1,183,000 | 6,882 |
| Salaries and employee benefits | $869,000 | 6,286 |
| Premises and equipment expense | $109,000 | 6,987 |
| Additional noninterest expense | $205,000 | 7,400 |
| Pre-tax net operating income | $225,000 | 5,128 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $220,000 | 5,207 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $220,000 | 5,210 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $220,000 | 5,210 |
| Net charge-offs | $34,000 | 6,134 |
| Cash dividends | $140,000 | 3,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $220,000 | 5,070 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 7,086 |
| Total interest expense | $259,000 | 7,062 |
| Net interest income | $948,000 | 7,017 |
| Provision for loan and lease losses | $6,000 | 6,911 |
| Total noninterest income | $103,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $51,000 | 6,028 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $52,000 | 5,943 |
| Total noninterest expense | $875,000 | 6,977 |
| Salaries and employee benefits | $637,000 | 6,381 |
| Premises and equipment expense | $79,000 | 7,096 |
| Additional noninterest expense | $159,000 | 7,462 |
| Pre-tax net operating income | $170,000 | 5,360 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $10,000 | 4,245 |
| Income before extraordinary items | $160,000 | 5,475 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $160,000 | 5,476 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $160,000 | 5,477 |
| Net charge-offs | $12,000 | 6,207 |
| Cash dividends | $60,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $160,000 | 5,314 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $764,000 | 7,203 |
| Total interest expense | $180,000 | 7,114 |
| Net interest income | $584,000 | 7,163 |
| Provision for loan and lease losses | $6,000 | 6,719 |
| Total noninterest income | $69,000 | 6,545 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $34,000 | 6,062 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $35,000 | 5,988 |
| Total noninterest expense | $573,000 | 7,049 |
| Salaries and employee benefits | $426,000 | 6,420 |
| Premises and equipment expense | $54,000 | 7,118 |
| Additional noninterest expense | $93,000 | 7,606 |
| Pre-tax net operating income | $74,000 | 5,662 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $4,000 | 4,358 |
| Income before extraordinary items | $70,000 | 5,744 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $70,000 | 5,746 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $70,000 | 5,745 |
| Net charge-offs | $13,000 | 5,696 |
| Cash dividends | $20,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $70,000 | 5,631 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $361,000 | 7,364 |
| Total interest expense | $92,000 | 7,208 |
| Net interest income | $269,000 | 7,336 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $35,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $283,000 | 7,153 |
| Salaries and employee benefits | $212,000 | 6,498 |
| Premises and equipment expense | $28,000 | 7,169 |
| Additional noninterest expense | $43,000 | 7,738 |
| Pre-tax net operating income | $15,000 | 6,085 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $13,000 | 6,210 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 6,212 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $13,000 | 6,212 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $20,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $13,000 | 6,099 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 7,221 |
| Total interest expense | $427,000 | 7,292 |
| Net interest income | $1,366,000 | 7,054 |
| Provision for loan and lease losses | $114,000 | 6,320 |
| Total noninterest income | $151,000 | 6,574 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $72,000 | 6,138 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $79,000 | 5,931 |
| Total noninterest expense | $1,173,000 | 7,183 |
| Salaries and employee benefits | $776,000 | 6,768 |
| Premises and equipment expense | $115,000 | 7,245 |
| Additional noninterest expense | $282,000 | 7,488 |
| Pre-tax net operating income | $230,000 | 4,710 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $9,000 | 3,912 |
| Income before extraordinary items | $221,000 | 4,744 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $221,000 | 4,743 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $221,000 | 4,744 |
| Net charge-offs | $-2,000 | 7,762 |
| Cash dividends | $160,000 | 3,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $221,000 | 4,676 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 7,286 |
| Total interest expense | $328,000 | 7,379 |
| Net interest income | $1,027,000 | 7,099 |
| Provision for loan and lease losses | $108,000 | 5,889 |
| Total noninterest income | $117,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $56,000 | 6,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $61,000 | 6,024 |
| Total noninterest expense | $871,000 | 7,243 |
| Salaries and employee benefits | $562,000 | 6,852 |
| Premises and equipment expense | $85,000 | 7,318 |
| Additional noninterest expense | $224,000 | 7,475 |
| Pre-tax net operating income | $165,000 | 5,063 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $13,000 | 3,954 |
| Income before extraordinary items | $152,000 | 5,074 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $152,000 | 5,075 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $152,000 | 5,075 |
| Net charge-offs | $-2,000 | 7,695 |
| Cash dividends | $80,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $152,000 | 5,027 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $906,000 | 7,340 |
| Total interest expense | $223,000 | 7,466 |
| Net interest income | $683,000 | 7,134 |
| Provision for loan and lease losses | $2,000 | 7,120 |
| Total noninterest income | $73,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $38,000 | 6,142 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $35,000 | 6,236 |
| Total noninterest expense | $586,000 | 7,293 |
| Salaries and employee benefits | $373,000 | 6,949 |
| Premises and equipment expense | $60,000 | 7,332 |
| Additional noninterest expense | $153,000 | 7,508 |
| Pre-tax net operating income | $168,000 | 4,840 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $10,000 | 4,008 |
| Income before extraordinary items | $158,000 | 4,815 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 4,812 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $158,000 | 4,812 |
| Net charge-offs | $-2,000 | 7,645 |
| Cash dividends | $80,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $158,000 | 4,724 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 7,356 |
| Total interest expense | $113,000 | 7,542 |
| Net interest income | $352,000 | 7,114 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $32,000 | 6,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $275,000 | 7,399 |
| Salaries and employee benefits | $186,000 | 6,995 |
| Premises and equipment expense | $30,000 | 7,367 |
| Additional noninterest expense | $59,000 | 7,722 |
| Pre-tax net operating income | $109,000 | 4,934 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $103,000 | 4,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 4,922 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $103,000 | 4,921 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $40,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $103,000 | 4,753 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 7,381 |
| Total interest expense | $569,000 | 7,552 |
| Net interest income | $1,357,000 | 7,178 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $150,000 | 6,889 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 6,237 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $74,000 | 6,311 |
| Total noninterest expense | $1,094,000 | 7,426 |
| Salaries and employee benefits | $722,000 | 7,100 |
| Premises and equipment expense | $107,000 | 7,548 |
| Additional noninterest expense | $265,000 | 7,612 |
| Pre-tax net operating income | $413,000 | 5,117 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $29,000 | 4,134 |
| Income before extraordinary items | $384,000 | 4,802 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $384,000 | 4,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,116 |
| Cash dividends | $290,000 | 4,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $384,000 | 4,968 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 7,468 |
| Total interest expense | $441,000 | 7,627 |
| Net interest income | $1,001,000 | 7,262 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $115,000 | 6,964 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $59,000 | 6,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 6,447 |
| Total noninterest expense | $794,000 | 7,480 |
| Salaries and employee benefits | $511,000 | 7,212 |
| Premises and equipment expense | $75,000 | 7,660 |
| Additional noninterest expense | $208,000 | 7,571 |
| Pre-tax net operating income | $322,000 | 5,563 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $18,000 | 4,637 |
| Income before extraordinary items | $304,000 | 5,187 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $304,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,890 |
| Cash dividends | $120,000 | 4,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $304,000 | 5,370 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $955,000 | 7,536 |
| Total interest expense | $302,000 | 7,698 |
| Net interest income | $653,000 | 7,332 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $75,000 | 7,048 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $39,000 | 6,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $36,000 | 6,561 |
| Total noninterest expense | $530,000 | 7,537 |
| Salaries and employee benefits | $339,000 | 7,297 |
| Premises and equipment expense | $46,000 | 7,790 |
| Additional noninterest expense | $145,000 | 7,557 |
| Pre-tax net operating income | $198,000 | 5,830 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $10,000 | 4,982 |
| Income before extraordinary items | $189,000 | 5,695 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $189,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,855 |
| Cash dividends | $80,000 | 4,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $188,050 | 5,635 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $485,000 | 7,604 |
| Total interest expense | $155,000 | 7,772 |
| Net interest income | $330,000 | 7,352 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $37,000 | 7,068 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 6,579 |
| Total noninterest expense | $257,000 | 7,606 |
| Salaries and employee benefits | $167,000 | 7,353 |
| Premises and equipment expense | $22,000 | 7,853 |
| Additional noninterest expense | $68,000 | 7,650 |
| Pre-tax net operating income | $110,000 | 5,902 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $105,000 | 5,776 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $105,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $40,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $105,000 | 5,683 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 7,618 |
| Total interest expense | $664,000 | 7,718 |
| Net interest income | $1,244,000 | 7,444 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $250,000 | 6,393 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $90,000 | 6,164 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $160,000 | 5,467 |
| Total noninterest expense | $1,021,000 | 7,629 |
| Salaries and employee benefits | $697,000 | 7,258 |
| Premises and equipment expense | $85,000 | 7,909 |
| Additional noninterest expense | $239,000 | 7,834 |
| Pre-tax net operating income | $473,000 | 6,075 |
| Securities gains (losses) | $-72,000 | 8,081 |
| Applicable income taxes | $14,000 | 5,548 |
| Income before extraordinary items | $387,000 | 6,095 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $387,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,155 |
| Cash dividends | $180,000 | 4,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $456,840 | 5,833 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 7,690 |
| Total interest expense | $495,000 | 7,764 |
| Net interest income | $911,000 | 7,526 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $212,000 | 6,183 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $70,000 | 6,143 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $142,000 | 5,202 |
| Total noninterest expense | $750,000 | 7,632 |
| Salaries and employee benefits | $505,000 | 7,303 |
| Premises and equipment expense | $63,000 | 7,902 |
| Additional noninterest expense | $182,000 | 7,786 |
| Pre-tax net operating income | $373,000 | 6,274 |
| Securities gains (losses) | $-72,000 | 8,241 |
| Applicable income taxes | $16,000 | 5,578 |
| Income before extraordinary items | $285,000 | 6,392 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $285,000 | 6,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,065 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $353,400 | 6,025 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $924,000 | 7,753 |
| Total interest expense | $327,000 | 7,813 |
| Net interest income | $597,000 | 7,609 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $165,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $47,000 | 6,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $118,000 | 4,783 |
| Total noninterest expense | $501,000 | 7,685 |
| Salaries and employee benefits | $338,000 | 7,351 |
| Premises and equipment expense | $46,000 | 7,866 |
| Additional noninterest expense | $117,000 | 7,881 |
| Pre-tax net operating income | $261,000 | 6,294 |
| Securities gains (losses) | $-72,000 | 8,359 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $179,000 | 6,532 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $179,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,081 |
| Cash dividends | $80,000 | 4,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $247,400 | 6,021 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,802 |
| Total interest expense | $164,000 | 7,838 |
| Net interest income | $293,000 | 7,675 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $50,000 | 6,824 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $24,000 | 6,111 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $26,000 | 6,219 |
| Total noninterest expense | $248,000 | 7,734 |
| Salaries and employee benefits | $170,000 | 7,390 |
| Premises and equipment expense | $23,000 | 7,878 |
| Additional noninterest expense | $55,000 | 7,986 |
| Pre-tax net operating income | $95,000 | 6,727 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $92,000 | 6,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $92,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $40,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $92,000 | 6,499 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 7,737 |
| Total interest expense | $578,000 | 7,760 |
| Net interest income | $1,166,000 | 7,623 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $175,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $98,000 | 6,179 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 6,735 |
| Total noninterest expense | $1,028,000 | 7,668 |
| Salaries and employee benefits | $673,000 | 7,361 |
| Premises and equipment expense | $72,000 | 8,124 |
| Additional noninterest expense | $283,000 | 7,671 |
| Pre-tax net operating income | $313,000 | 7,075 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $8,000 | 6,215 |
| Income before extraordinary items | $304,000 | 6,897 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $304,000 | 6,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,073 |
| Cash dividends | $160,000 | 5,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $304,970 | 6,899 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 7,823 |
| Total interest expense | $410,000 | 7,848 |
| Net interest income | $875,000 | 7,694 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $133,000 | 7,140 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $74,000 | 6,250 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,707 |
| Total noninterest expense | $774,000 | 7,663 |
| Salaries and employee benefits | $499,000 | 7,376 |
| Premises and equipment expense | $49,000 | 8,232 |
| Additional noninterest expense | $226,000 | 7,587 |
| Pre-tax net operating income | $234,000 | 7,283 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $12,000 | 6,158 |
| Income before extraordinary items | $221,000 | 7,108 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $221,000 | 7,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $120,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $221,950 | 7,106 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $834,000 | 7,879 |
| Total interest expense | $249,000 | 7,938 |
| Net interest income | $585,000 | 7,736 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $79,000 | 7,340 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $51,000 | 6,216 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,198 |
| Total noninterest expense | $538,000 | 7,620 |
| Salaries and employee benefits | $337,000 | 7,386 |
| Premises and equipment expense | $34,000 | 8,213 |
| Additional noninterest expense | $167,000 | 7,431 |
| Pre-tax net operating income | $126,000 | 7,525 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $118,000 | 7,398 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $118,000 | 7,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $120,000 | 4,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $118,000 | 7,401 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,912 |
| Total interest expense | $118,000 | 7,982 |
| Net interest income | $289,000 | 7,780 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $40,000 | 7,310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $245,000 | 7,784 |
| Salaries and employee benefits | $168,000 | 7,398 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $59,000 | 7,967 |
| Pre-tax net operating income | $84,000 | 7,259 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $80,000 | 7,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $40,000 | 3,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $80,000 | 7,051 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 7,843 |
| Total interest expense | $407,000 | 7,870 |
| Net interest income | $1,146,000 | 7,744 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $170,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $102,000 | 6,267 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $68,000 | 6,995 |
| Total noninterest expense | $961,000 | 7,812 |
| Salaries and employee benefits | $662,000 | 7,401 |
| Premises and equipment expense | $69,000 | 8,239 |
| Additional noninterest expense | $230,000 | 8,035 |
| Pre-tax net operating income | $343,000 | 7,256 |
| Securities gains (losses) | $-6,000 | 7,363 |
| Applicable income taxes | $15,000 | 6,419 |
| Income before extraordinary items | $322,000 | 7,085 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $322,000 | 7,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,267 |
| Cash dividends | $150,000 | 5,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $327,760 | 7,043 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 7,900 |
| Total interest expense | $293,000 | 7,909 |
| Net interest income | $848,000 | 7,817 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $128,000 | 7,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $75,000 | 6,328 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,977 |
| Total noninterest expense | $721,000 | 7,800 |
| Salaries and employee benefits | $498,000 | 7,380 |
| Premises and equipment expense | $50,000 | 8,265 |
| Additional noninterest expense | $173,000 | 8,041 |
| Pre-tax net operating income | $246,000 | 7,439 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $11,000 | 6,502 |
| Income before extraordinary items | $229,000 | 7,299 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $229,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,099 |
| Cash dividends | $50,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $234,700 | 7,241 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $740,000 | 7,934 |
| Total interest expense | $189,000 | 7,895 |
| Net interest income | $551,000 | 7,864 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $72,000 | 7,573 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $47,000 | 6,391 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $25,000 | 7,399 |
| Total noninterest expense | $484,000 | 7,791 |
| Salaries and employee benefits | $332,000 | 7,373 |
| Premises and equipment expense | $35,000 | 8,242 |
| Additional noninterest expense | $117,000 | 8,018 |
| Pre-tax net operating income | $133,000 | 7,646 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $5,000 | 6,626 |
| Income before extraordinary items | $122,000 | 7,566 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $122,000 | 7,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,046 |
| Cash dividends | $20,000 | 4,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $127,760 | 7,482 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $362,000 | 8,018 |
| Total interest expense | $91,000 | 7,948 |
| Net interest income | $271,000 | 7,958 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $35,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $250,000 | 7,798 |
| Salaries and employee benefits | $166,000 | 7,431 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $65,000 | 7,918 |
| Pre-tax net operating income | $53,000 | 7,860 |
| Securities gains (losses) | $-5,000 | 8,378 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $48,000 | 7,799 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $48,000 | 7,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $53,000 | 7,684 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 8,005 |
| Total interest expense | $338,000 | 7,927 |
| Net interest income | $1,069,000 | 7,919 |
| Provision for loan and lease losses | $77,000 | 5,377 |
| Total noninterest income | $172,000 | 7,410 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $95,000 | 6,547 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,829 |
| Total noninterest expense | $949,000 | 7,907 |
| Salaries and employee benefits | $654,000 | 7,460 |
| Premises and equipment expense | $69,000 | 8,366 |
| Additional noninterest expense | $226,000 | 8,151 |
| Pre-tax net operating income | $215,000 | 7,733 |
| Securities gains (losses) | $-6,000 | 8,098 |
| Applicable income taxes | $191,000 | 4,811 |
| Income before extraordinary items | $18,000 | 8,384 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $18,000 | 8,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,535 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $21,840 | 8,341 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 8,063 |
| Total interest expense | $251,000 | 7,969 |
| Net interest income | $789,000 | 7,979 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $141,000 | 7,295 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $75,000 | 6,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 6,636 |
| Total noninterest expense | $709,000 | 7,893 |
| Salaries and employee benefits | $486,000 | 7,411 |
| Premises and equipment expense | $52,000 | 8,371 |
| Additional noninterest expense | $171,000 | 8,129 |
| Pre-tax net operating income | $212,000 | 7,638 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $236,000 | 4,180 |
| Income before extraordinary items | $-26,000 | 8,547 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-26,000 | 8,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-24,720 | 8,516 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $684,000 | 8,135 |
| Total interest expense | $170,000 | 8,016 |
| Net interest income | $514,000 | 8,056 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $92,000 | 7,381 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $50,000 | 6,543 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 6,726 |
| Total noninterest expense | $477,000 | 7,922 |
| Salaries and employee benefits | $323,000 | 7,478 |
| Premises and equipment expense | $35,000 | 8,395 |
| Additional noninterest expense | $119,000 | 8,102 |
| Pre-tax net operating income | $123,000 | 7,738 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $75,000 | 5,193 |
| Income before extraordinary items | $48,000 | 8,244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 8,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $48,000 | 8,184 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 8,165 |
| Total interest expense | $88,000 | 8,036 |
| Net interest income | $256,000 | 8,098 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $40,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $236,000 | 7,981 |
| Salaries and employee benefits | $160,000 | 7,545 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $60,000 | 8,152 |
| Pre-tax net operating income | $57,000 | 7,808 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $75,000 | 4,234 |
| Income before extraordinary items | $-18,000 | 8,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-18,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-18,000 | 8,632 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 8,216 |
| Total interest expense | $414,000 | 8,066 |
| Net interest income | $948,000 | 8,186 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $166,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $91,000 | 6,704 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $75,000 | 6,981 |
| Total noninterest expense | $970,000 | 7,962 |
| Salaries and employee benefits | $631,000 | 7,579 |
| Premises and equipment expense | $70,000 | 8,492 |
| Additional noninterest expense | $269,000 | 7,971 |
| Pre-tax net operating income | $144,000 | 8,031 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $-10,000 | 8,768 |
| Income before extraordinary items | $158,000 | 7,967 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $158,000 | 7,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,681 |
| Cash dividends | $125,000 | 5,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $154,000 | 7,867 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 8,302 |
| Total interest expense | $320,000 | 8,155 |
| Net interest income | $701,000 | 8,280 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $129,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $69,000 | 6,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 6,950 |
| Total noninterest expense | $737,000 | 7,903 |
| Salaries and employee benefits | $469,000 | 7,557 |
| Premises and equipment expense | $52,000 | 8,528 |
| Additional noninterest expense | $216,000 | 7,855 |
| Pre-tax net operating income | $93,000 | 8,264 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $5,000 | 7,232 |
| Income before extraordinary items | $92,000 | 8,270 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $92,000 | 8,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,715 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $88,200 | 8,182 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 8,350 |
| Total interest expense | $219,000 | 8,207 |
| Net interest income | $469,000 | 8,303 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $77,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $44,000 | 6,806 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $33,000 | 7,207 |
| Total noninterest expense | $468,000 | 8,031 |
| Salaries and employee benefits | $312,000 | 7,582 |
| Premises and equipment expense | $36,000 | 8,500 |
| Additional noninterest expense | $120,000 | 8,170 |
| Pre-tax net operating income | $78,000 | 8,180 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $5,000 | 7,181 |
| Income before extraordinary items | $77,000 | 8,165 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $77,000 | 8,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $73,240 | 8,053 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $343,000 | 8,421 |
| Total interest expense | $109,000 | 8,312 |
| Net interest income | $234,000 | 8,347 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $41,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $236,000 | 8,054 |
| Salaries and employee benefits | $154,000 | 7,648 |
| Premises and equipment expense | $18,000 | 8,517 |
| Additional noninterest expense | $64,000 | 8,103 |
| Pre-tax net operating income | $39,000 | 8,165 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $42,000 | 8,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $42,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $38,080 | 7,986 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 8,335 |
| Total interest expense | $539,000 | 8,278 |
| Net interest income | $999,000 | 8,257 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $154,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $100,000 | 6,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,501 |
| Total noninterest expense | $1,026,000 | 7,880 |
| Salaries and employee benefits | $687,000 | 7,328 |
| Premises and equipment expense | $79,000 | 8,456 |
| Additional noninterest expense | $260,000 | 8,099 |
| Pre-tax net operating income | $127,000 | 8,209 |
| Securities gains (losses) | $28,000 | 2,890 |
| Applicable income taxes | $12,000 | 7,232 |
| Income before extraordinary items | $143,000 | 8,124 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $143,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $125,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $117,240 | 8,143 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 8,362 |
| Total interest expense | $862,000 | 8,305 |
| Net interest income | $992,000 | 8,304 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $157,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $89,000 | 6,795 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $68,000 | 7,169 |
| Total noninterest expense | $962,000 | 8,066 |
| Salaries and employee benefits | $709,000 | 7,168 |
| Premises and equipment expense | $88,000 | 8,488 |
| Additional noninterest expense | $165,000 | 8,944 |
| Pre-tax net operating income | $187,000 | 7,942 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $11,000 | 7,558 |
| Income before extraordinary items | $182,000 | 7,846 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $182,000 | 7,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $176,360 | 7,770 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 8,444 |
| Total interest expense | $860,000 | 8,512 |
| Net interest income | $1,101,000 | 8,283 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $155,000 | 7,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $902,000 | 8,293 |
| Salaries and employee benefits | $671,000 | 7,331 |
| Premises and equipment expense | $73,000 | 8,931 |
| Additional noninterest expense | $158,000 | 9,172 |
| Pre-tax net operating income | $354,000 | 7,668 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $63,000 | 7,036 |
| Income before extraordinary items | $293,000 | 7,519 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $293,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,092 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $291,360 | 7,533 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 8,609 |
| Total interest expense | $821,000 | 8,633 |
| Net interest income | $1,082,000 | 8,445 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $150,000 | 8,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 6,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,716 |
| Total noninterest expense | $862,000 | 8,559 |
| Salaries and employee benefits | $653,000 | 7,471 |
| Premises and equipment expense | $65,000 | 9,335 |
| Additional noninterest expense | $144,000 | 9,568 |
| Pre-tax net operating income | $370,000 | 7,741 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $71,000 | 7,326 |
| Income before extraordinary items | $299,000 | 7,607 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $299,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $299,000 | 7,581 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 8,725 |
| Total interest expense | $865,000 | 8,777 |
| Net interest income | $1,097,000 | 8,580 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $152,000 | 8,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,880 |
| Total noninterest expense | $843,000 | 8,625 |
| Salaries and employee benefits | $620,000 | 7,642 |
| Premises and equipment expense | $78,000 | 9,200 |
| Additional noninterest expense | $145,000 | 9,706 |
| Pre-tax net operating income | $406,000 | 7,847 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $84,000 | 7,768 |
| Income before extraordinary items | $323,000 | 7,695 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $323,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $322,210 | 7,614 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 9,177 |
| Total interest expense | $785,000 | 9,303 |
| Net interest income | $1,088,000 | 8,968 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $223,000 | 7,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,349 |
| Total noninterest expense | $832,000 | 8,922 |
| Salaries and employee benefits | $609,000 | 7,854 |
| Premises and equipment expense | $87,000 | 9,278 |
| Additional noninterest expense | $136,000 | 10,163 |
| Pre-tax net operating income | $479,000 | 8,041 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $121,000 | 8,071 |
| Income before extraordinary items | $362,000 | 7,902 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $362,000 | 7,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 10,222 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $359,000 | 7,865 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 9,630 |
| Total interest expense | $722,000 | 9,905 |
| Net interest income | $1,094,000 | 9,298 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $146,000 | 9,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $803,000 | 9,417 |
| Salaries and employee benefits | $599,000 | 8,138 |
| Premises and equipment expense | $71,000 | 10,045 |
| Additional noninterest expense | $133,000 | 10,756 |
| Pre-tax net operating income | $437,000 | 8,290 |
| Securities gains (losses) | $-27,000 | 10,789 |
| Applicable income taxes | $108,000 | 8,626 |
| Income before extraordinary items | $302,000 | 8,409 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $302,000 | 8,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 11,114 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $321,980 | 8,179 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 10,041 |
| Total interest expense | $706,000 | 10,289 |
| Net interest income | $1,079,000 | 9,689 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $138,000 | 9,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,186 |
| Total noninterest expense | $825,000 | 9,660 |
| Salaries and employee benefits | $578,000 | 8,505 |
| Premises and equipment expense | $73,000 | 10,394 |
| Additional noninterest expense | $174,000 | 10,767 |
| Pre-tax net operating income | $392,000 | 9,120 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $94,000 | 9,294 |
| Income before extraordinary items | $296,000 | 8,986 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $296,000 | 8,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $165,000 | 5,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $297,520 | 8,937 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 11,316 |
| Total interest expense | $415,000 | 11,504 |
| Net interest income | $802,000 | 11,054 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $118,000 | 10,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $733,000 | 10,547 |
| Salaries and employee benefits | $533,000 | 9,102 |
| Premises and equipment expense | $61,000 | 11,267 |
| Additional noninterest expense | $139,000 | 11,924 |
| Pre-tax net operating income | $187,000 | 10,991 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $26,000 | 11,018 |
| Income before extraordinary items | $156,000 | 10,739 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $156,000 | 10,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 11,561 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $160,300 | 10,742 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 11,447 |
| Total interest expense | $443,000 | 11,987 |
| Net interest income | $956,000 | 10,937 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $67,000 | 12,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 11,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $723,000 | 11,056 |
| Salaries and employee benefits | $490,000 | 9,769 |
| Premises and equipment expense | $56,000 | 11,992 |
| Additional noninterest expense | $177,000 | 12,062 |
| Pre-tax net operating income | $300,000 | 10,244 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $54,000 | 10,851 |
| Income before extraordinary items | $246,000 | 10,090 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $246,000 | 10,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 11,674 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $246,000 | 9,846 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 11,659 |
| Total interest expense | $638,000 | 12,125 |
| Net interest income | $991,000 | 11,136 |
| Provision for loan and lease losses | $522,000 | 2,899 |
| Total noninterest income | $36,000 | 13,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 11,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $629,000 | 11,887 |
| Salaries and employee benefits | $358,000 | 11,357 |
| Premises and equipment expense | $62,000 | 12,181 |
| Additional noninterest expense | $209,000 | 12,115 |
| Pre-tax net operating income | $-124,000 | 12,990 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-69,000 | 13,536 |
| Income before extraordinary items | $-55,000 | 13,004 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-55,000 | 12,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 3,902 |
| Cash dividends | $125,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-55,000 | 12,827 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.