Home > MidWestOne Bank > Income and Expense

MidWestOne Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$250,463,000255
Total interest expense$97,509,000238
Net interest income$152,954,000269
Provision for loan and lease losses$5,849,000294
Total noninterest income$42,206,000279
Gross Fiduciary activities income$8,416,000199
Service charges on deposit accounts$5,394,000257
Trading account gains and fees$911,00065
Additional Noninterest Income$27,485,000256
Total noninterest expense$132,551,000253
Salaries and employee benefits$73,550,000243
Premises and equipment expense$18,781,000176
Additional noninterest expense$27,485,000256
Pre-tax net operating income$56,760,000321
Securities gains (losses)$-19,738,0004,548
Applicable income taxes$6,547,000455
Income before extraordinary items$30,475,000417
Extraordinary gains, net$054
Net income$30,475,000422
Minority interest net income$088
Net income of bank and minority interests.$30,475,000419
Net charge-offs$3,749,000273
Cash dividends$36,500,000216
Sale, conversion, retirement of capital stock, net$0540
Net operating income$46,660,160311
2023-09-30 (YTD Data)Rank
Total interest income$184,869,000259
Total interest expense$66,668,000247
Net interest income$118,201,000271
Provision for loan and lease losses$4,081,000300
Total noninterest income$30,481,000290
Gross Fiduciary activities income$6,160,000201
Service charges on deposit accounts$3,976,000259
Trading account gains and fees$525,00074
Additional Noninterest Income$19,820,000268
Total noninterest expense$99,728,000254
Salaries and employee benefits$56,143,000242
Premises and equipment expense$13,985,000177
Additional noninterest expense$19,820,000268
Pre-tax net operating income$44,873,000319
Securities gains (losses)$-13,161,0004,594
Applicable income taxes$6,166,000413
Income before extraordinary items$25,546,000395
Extraordinary gains, net$052
Net income$25,546,000399
Minority interest net income$081
Net income of bank and minority interests.$25,546,000395
Net charge-offs$1,681,000323
Cash dividends$24,000,000221
Sale, conversion, retirement of capital stock, net$0507
Net operating income$36,206,410314
2023-06-30 (YTD Data)Rank
Total interest income$121,066,000252
Total interest expense$39,666,000244
Net interest income$81,400,000263
Provision for loan and lease losses$2,530,000310
Total noninterest income$19,632,000287
Gross Fiduciary activities income$4,086,000198
Service charges on deposit accounts$2,565,000260
Trading account gains and fees$-19,0001,199
Additional Noninterest Income$13,000,000259
Total noninterest expense$68,075,000241
Salaries and employee benefits$38,371,000233
Premises and equipment expense$9,584,000169
Additional noninterest expense$13,000,000259
Pre-tax net operating income$30,427,000316
Securities gains (losses)$-13,172,0004,632
Applicable income taxes$3,306,000466
Income before extraordinary items$13,949,000466
Extraordinary gains, net$051
Net income$13,949,000472
Minority interest net income$081
Net income of bank and minority interests.$13,949,000465
Net charge-offs$1,230,000279
Cash dividends$16,000,000208
Sale, conversion, retirement of capital stock, net$0486
Net operating income$24,618,320306
2023-03-31 (YTD Data)Rank
Total interest income$59,529,000258
Total interest expense$17,273,000245
Net interest income$42,256,000256
Provision for loan and lease losses$933,000365
Total noninterest income$9,964,000286
Gross Fiduciary activities income$2,025,000205
Service charges on deposit accounts$1,247,000271
Trading account gains and fees$-5,0001,169
Additional Noninterest Income$6,697,000257
Total noninterest expense$33,258,000253
Salaries and employee benefits$18,822,000246
Premises and equipment expense$4,789,000176
Additional noninterest expense$6,697,000257
Pre-tax net operating income$18,029,000280
Securities gains (losses)$-13,135,0004,661
Applicable income taxes$1,039,000657
Income before extraordinary items$3,855,000762
Extraordinary gains, net$04
Net income$3,855,000761
Minority interest net income$048
Net income of bank and minority interests.$3,855,000761
Net charge-offs$333,000344
Cash dividends$8,000,000208
Sale, conversion, retirement of capital stock, net$0430
Net operating income$14,231,650281
2022-12-31 (YTD Data)Rank
Total interest income$197,491,000248
Total interest expense$24,221,000232
Net interest income$173,270,000248
Provision for loan and lease losses$4,492,000304
Total noninterest income$46,866,000263
Gross Fiduciary activities income$7,347,000222
Service charges on deposit accounts$4,723,000297
Trading account gains and fees$33,000107
Additional Noninterest Income$34,763,000234
Total noninterest expense$130,112,000251
Salaries and employee benefits$75,127,000238
Premises and equipment expense$17,781,000181
Additional noninterest expense$34,763,000234
Pre-tax net operating income$85,532,000260
Securities gains (losses)$-7,0003,380
Applicable income taxes$17,529,000262
Income before extraordinary items$67,996,000256
Extraordinary gains, net$05
Net income$67,996,000256
Minority interest net income$063
Net income of bank and minority interests.$67,996,000256
Net charge-offs$6,564,000123
Cash dividends$36,000,000207
Sale, conversion, retirement of capital stock, net$0568
Net operating income$68,001,600260
2022-09-30 (YTD Data)Rank
Total interest income$140,454,000243
Total interest expense$12,907,000224
Net interest income$127,547,000248
Provision for loan and lease losses$3,920,000249
Total noninterest income$35,315,000270
Gross Fiduciary activities income$5,546,000221
Service charges on deposit accounts$3,433,000301
Trading account gains and fees$9,000106
Additional Noninterest Income$26,327,000240
Total noninterest expense$95,902,000252
Salaries and employee benefits$55,488,000242
Premises and equipment expense$13,156,000186
Additional noninterest expense$26,327,000240
Pre-tax net operating income$63,040,000267
Securities gains (losses)$-9,0003,750
Applicable income taxes$13,477,000269
Income before extraordinary items$49,554,000268
Extraordinary gains, net$04
Net income$49,554,000268
Minority interest net income$057
Net income of bank and minority interests.$49,554,000268
Net charge-offs$3,092,000170
Cash dividends$28,500,000188
Sale, conversion, retirement of capital stock, net$0519
Net operating income$49,561,110268
2022-06-30 (YTD Data)Rank
Total interest income$86,816,000247
Total interest expense$6,865,000202
Net interest income$79,951,000251
Provision for loan and lease losses$3,282,000185
Total noninterest income$24,975,000255
Gross Fiduciary activities income$3,682,000196
Service charges on deposit accounts$2,134,000317
Trading account gains and fees$0108
Additional Noninterest Income$19,159,000229
Total noninterest expense$62,642,000248
Salaries and employee benefits$36,207,000242
Premises and equipment expense$8,421,000190
Additional noninterest expense$18,014,000280
Pre-tax net operating income$39,002,000272
Securities gains (losses)$249,00087
Applicable income taxes$8,587,000264
Income before extraordinary items$30,664,000269
Extraordinary gains, net$04
Net income$30,664,000269
Minority interest net income$060
Net income of bank and minority interests.$30,664,000269
Net charge-offs$2,503,000148
Cash dividends$21,000,000178
Sale, conversion, retirement of capital stock, net$0494
Net operating income$30,467,290273
2022-03-31 (YTD Data)Rank
Total interest income$41,950,000250
Total interest expense$3,253,000184
Net interest income$38,697,000255
Provision for loan and lease losses$02,285
Total noninterest income$12,182,000269
Gross Fiduciary activities income$1,947,000190
Service charges on deposit accounts$1,055,000316
Trading account gains and fees$3,00099
Additional Noninterest Income$9,177,000256
Total noninterest expense$31,198,000246
Salaries and employee benefits$17,983,000246
Premises and equipment expense$4,182,000193
Additional noninterest expense$9,033,000279
Pre-tax net operating income$19,681,000259
Securities gains (losses)$-67,0004,487
Applicable income taxes$3,905,000275
Income before extraordinary items$15,709,000259
Extraordinary gains, net$04
Net income$15,709,000259
Minority interest net income$050
Net income of bank and minority interests.$15,709,000259
Net charge-offs$2,222,000109
Cash dividends$13,500,000145
Sale, conversion, retirement of capital stock, net$0453
Net operating income$15,762,600260
2021-12-31 (YTD Data)Rank
Total interest income$177,287,000230
Total interest expense$15,212,000193
Net interest income$162,075,000238
Provision for loan and lease losses$-7,336,0004,707
Total noninterest income$44,435,000297
Gross Fiduciary activities income$7,514,000191
Service charges on deposit accounts$3,862,000330
Trading account gains and fees$484,00096
Additional Noninterest Income$32,575,000295
Total noninterest expense$115,870,000266
Salaries and employee benefits$67,414,000258
Premises and equipment expense$16,467,000198
Additional noninterest expense$31,989,000305
Pre-tax net operating income$97,976,000236
Securities gains (losses)$223,000566
Applicable income taxes$21,756,000239
Income before extraordinary items$76,443,000243
Extraordinary gains, net$010
Net income$76,443,000243
Minority interest net income$074
Net income of bank and minority interests.$76,443,000243
Net charge-offs$-436,0004,701
Cash dividends$40,750,000199
Sale, conversion, retirement of capital stock, net$0582
Net operating income$76,266,830240
2021-09-30 (YTD Data)Rank
Total interest income$133,621,000228
Total interest expense$11,716,000198
Net interest income$121,905,000237
Provision for loan and lease losses$-7,958,0004,789
Total noninterest income$32,588,000307
Gross Fiduciary activities income$5,496,000194
Service charges on deposit accounts$2,784,000337
Trading account gains and fees$163,000107
Additional Noninterest Income$24,145,000301
Total noninterest expense$85,660,000268
Salaries and employee benefits$49,878,000265
Premises and equipment expense$12,134,000202
Additional noninterest expense$23,648,000305
Pre-tax net operating income$76,791,000228
Securities gains (losses)$109,000770
Applicable income taxes$16,610,000239
Income before extraordinary items$60,290,000234
Extraordinary gains, net$08
Net income$60,290,000235
Minority interest net income$069
Net income of bank and minority interests.$60,290,000235
Net charge-offs$-158,0004,592
Cash dividends$28,000,000195
Sale, conversion, retirement of capital stock, net$0543
Net operating income$60,203,890232
2021-06-30 (YTD Data)Rank
Total interest income$88,279,000232
Total interest expense$8,095,000200
Net interest income$80,184,000235
Provision for loan and lease losses$-6,878,0004,835
Total noninterest income$22,968,000300
Gross Fiduciary activities income$3,677,000193
Service charges on deposit accounts$1,753,000338
Trading account gains and fees$44,000123
Additional Noninterest Income$17,494,000289
Total noninterest expense$56,067,000271
Salaries and employee benefits$33,090,000266
Premises and equipment expense$7,998,000206
Additional noninterest expense$14,979,000319
Pre-tax net operating income$53,963,000220
Securities gains (losses)$85,000717
Applicable income taxes$11,672,000229
Income before extraordinary items$42,376,000220
Extraordinary gains, net$06
Net income$42,376,000221
Minority interest net income$067
Net income of bank and minority interests.$42,376,000221
Net charge-offs$722,000319
Cash dividends$20,250,000171
Sale, conversion, retirement of capital stock, net$0517
Net operating income$42,308,850220
2021-03-31 (YTD Data)Rank
Total interest income$44,330,000233
Total interest expense$4,148,000210
Net interest income$40,182,000236
Provision for loan and lease losses$-4,734,0004,873
Total noninterest income$12,334,000298
Gross Fiduciary activities income$1,834,000190
Service charges on deposit accounts$864,000340
Trading account gains and fees$55,000112
Additional Noninterest Income$9,581,000283
Total noninterest expense$27,668,000273
Salaries and employee benefits$16,431,000265
Premises and equipment expense$4,051,000206
Additional noninterest expense$7,186,000315
Pre-tax net operating income$29,582,000215
Securities gains (losses)$36,000744
Applicable income taxes$6,276,000220
Income before extraordinary items$23,342,000217
Extraordinary gains, net$03
Net income$23,342,000217
Minority interest net income$055
Net income of bank and minority interests.$23,342,000217
Net charge-offs$316,000330
Cash dividends$7,500,000194
Sale, conversion, retirement of capital stock, net$0482
Net operating income$23,313,560211
2020-12-31 (YTD Data)Rank
Total interest income$185,411,000226
Total interest expense$27,393,000214
Net interest income$158,018,000229
Provision for loan and lease losses$28,369,000190
Total noninterest income$40,504,000313
Gross Fiduciary activities income$6,393,000197
Service charges on deposit accounts$3,915,000300
Trading account gains and fees$2,998,00072
Additional Noninterest Income$27,198,000325
Total noninterest expense$149,951,000211
Salaries and employee benefits$64,723,000253
Premises and equipment expense$16,769,000200
Additional noninterest expense$68,459,000173
Pre-tax net operating income$20,202,000584
Securities gains (losses)$238,000944
Applicable income taxes$8,194,000345
Income before extraordinary items$12,246,000791
Extraordinary gains, net$04
Net income$12,246,000791
Minority interest net income$072
Net income of bank and minority interests.$12,246,000791
Net charge-offs$5,265,000214
Cash dividends$3,500,000993
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,057,980772
2020-09-30 (YTD Data)Rank
Total interest income$139,791,000227
Total interest expense$22,434,000215
Net interest income$117,357,000228
Provision for loan and lease losses$31,410,000176
Total noninterest income$29,468,000309
Gross Fiduciary activities income$4,783,000190
Service charges on deposit accounts$2,925,000298
Trading account gains and fees$2,877,00067
Additional Noninterest Income$18,883,000326
Total noninterest expense$117,943,000202
Salaries and employee benefits$47,398,000246
Premises and equipment expense$12,505,000196
Additional noninterest expense$58,040,000160
Pre-tax net operating income$-2,528,0004,984
Securities gains (losses)$214,000855
Applicable income taxes$3,699,000462
Income before extraordinary items$-6,013,0004,997
Extraordinary gains, net$04
Net income$-6,013,0004,996
Minority interest net income$065
Net income of bank and minority interests.$-6,013,0004,997
Net charge-offs$4,906,000179
Cash dividends$3,500,000733
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-6,227,0004,997
2020-06-30 (YTD Data)Rank
Total interest income$94,495,000230
Total interest expense$16,364,000221
Net interest income$78,131,000230
Provision for loan and lease losses$26,418,000165
Total noninterest income$19,391,000301
Gross Fiduciary activities income$3,250,000183
Service charges on deposit accounts$2,001,000291
Trading account gains and fees$2,836,00060
Additional Noninterest Income$11,304,000325
Total noninterest expense$57,982,000247
Salaries and employee benefits$31,407,000245
Premises and equipment expense$8,353,000194
Additional noninterest expense$18,222,000248
Pre-tax net operating income$13,122,000402
Securities gains (losses)$109,000950
Applicable income taxes$1,006,000829
Income before extraordinary items$12,225,000372
Extraordinary gains, net$04
Net income$12,225,000371
Minority interest net income$065
Net income of bank and minority interests.$12,225,000372
Net charge-offs$3,065,000191
Cash dividends$3,500,000556
Sale, conversion, retirement of capital stock, net$0504
Net operating income$12,124,720364
2020-03-31 (YTD Data)Rank
Total interest income$47,626,000237
Total interest expense$9,077,000230
Net interest income$38,549,000232
Provision for loan and lease losses$21,733,000132
Total noninterest income$10,605,000262
Gross Fiduciary activities income$1,693,000181
Service charges on deposit accounts$1,228,000287
Trading account gains and fees$2,629,00048
Additional Noninterest Income$5,055,000308
Total noninterest expense$30,002,000248
Salaries and employee benefits$16,190,000242
Premises and equipment expense$4,190,000196
Additional noninterest expense$9,622,000236
Pre-tax net operating income$-2,581,0005,066
Securities gains (losses)$82,000676
Applicable income taxes$-1,830,0005,065
Income before extraordinary items$-669,0004,982
Extraordinary gains, net$04
Net income$-669,0004,983
Minority interest net income$056
Net income of bank and minority interests.$-669,0004,982
Net charge-offs$1,198,000216
Cash dividends$3,500,000372
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-733,7805,016
2019-12-31 (YTD Data)Rank
Total interest income$183,223,000243
Total interest expense$35,373,000257
Net interest income$147,850,000233
Provision for loan and lease losses$7,158,000198
Total noninterest income$31,261,000311
Gross Fiduciary activities income$5,192,000214
Service charges on deposit accounts$5,352,000271
Trading account gains and fees$1,227,00081
Additional Noninterest Income$19,490,000327
Total noninterest expense$115,778,000239
Salaries and employee benefits$63,717,000237
Premises and equipment expense$16,083,000197
Additional noninterest expense$35,978,000244
Pre-tax net operating income$56,175,000290
Securities gains (losses)$145,000756
Applicable income taxes$7,719,000379
Income before extraordinary items$48,601,000280
Extraordinary gains, net$011
Net income$48,601,000282
Minority interest net income$076
Net income of bank and minority interests.$48,601,000282
Net charge-offs$7,387,000163
Cash dividends$15,000,000356
Sale, conversion, retirement of capital stock, net$0626
Net operating income$48,476,300277
2019-09-30 (YTD Data)Rank
Total interest income$133,011,000252
Total interest expense$25,890,000270
Net interest income$107,121,000245
Provision for loan and lease losses$6,554,000171
Total noninterest income$21,596,000325
Gross Fiduciary activities income$3,529,000219
Service charges on deposit accounts$3,886,000282
Trading account gains and fees$635,00093
Additional Noninterest Income$13,546,000348
Total noninterest expense$79,036,000260
Salaries and employee benefits$44,839,000250
Premises and equipment expense$11,594,000211
Additional noninterest expense$22,603,000284
Pre-tax net operating income$43,127,000284
Securities gains (losses)$136,000657
Applicable income taxes$9,188,000291
Income before extraordinary items$34,075,000294
Extraordinary gains, net$011
Net income$34,075,000296
Minority interest net income$072
Net income of bank and minority interests.$34,075,000296
Net charge-offs$4,329,000192
Cash dividends$15,000,000280
Sale, conversion, retirement of capital stock, net$0590
Net operating income$33,967,560289
2019-06-30 (YTD Data)Rank
Total interest income$78,739,000278
Total interest expense$16,177,000277
Net interest income$62,562,000275
Provision for loan and lease losses$2,290,000265
Total noninterest income$13,142,000339
Gross Fiduciary activities income$1,954,000245
Service charges on deposit accounts$2,462,000292
Trading account gains and fees$0131
Additional Noninterest Income$8,726,000345
Total noninterest expense$47,454,000281
Salaries and employee benefits$27,781,000260
Premises and equipment expense$7,151,000224
Additional noninterest expense$12,522,000330
Pre-tax net operating income$25,960,000303
Securities gains (losses)$104,000525
Applicable income taxes$5,583,000309
Income before extraordinary items$20,481,000314
Extraordinary gains, net$011
Net income$20,481,000316
Minority interest net income$069
Net income of bank and minority interests.$20,481,000316
Net charge-offs$2,906,000178
Cash dividends$15,000,000222
Sale, conversion, retirement of capital stock, net$0573
Net operating income$20,398,840307
2019-03-31 (YTD Data)Rank
Total interest income$33,592,000305
Total interest expense$7,014,000305
Net interest income$26,578,000307
Provision for loan and lease losses$1,594,000207
Total noninterest income$5,191,000389
Gross Fiduciary activities income$707,000284
Service charges on deposit accounts$1,053,000325
Trading account gains and fees$0126
Additional Noninterest Income$3,431,000395
Total noninterest expense$20,131,000323
Salaries and employee benefits$11,971,000301
Premises and equipment expense$3,213,000239
Additional noninterest expense$4,947,000387
Pre-tax net operating income$10,044,000349
Securities gains (losses)$48,000400
Applicable income taxes$2,058,000353
Income before extraordinary items$8,034,000355
Extraordinary gains, net$05
Net income$8,034,000355
Minority interest net income$052
Net income of bank and minority interests.$8,034,000355
Net charge-offs$1,249,000189
Cash dividends$5,000,000260
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,995,600346
2018-12-31 (YTD Data)Rank
Total interest income$128,782,000302
Total interest expense$21,267,000300
Net interest income$107,515,000308
Provision for loan and lease losses$7,300,000205
Total noninterest income$23,094,000378
Gross Fiduciary activities income$2,572,000307
Service charges on deposit accounts$4,649,000314
Trading account gains and fees$0126
Additional Noninterest Income$15,873,000369
Total noninterest expense$81,352,000323
Salaries and employee benefits$47,492,000298
Premises and equipment expense$13,128,000238
Additional noninterest expense$20,732,000377
Pre-tax net operating income$41,957,000355
Securities gains (losses)$158,000241
Applicable income taxes$8,389,000343
Income before extraordinary items$33,726,000356
Extraordinary gains, net$06
Net income$33,726,000356
Minority interest net income$072
Net income of bank and minority interests.$33,726,000356
Net charge-offs$6,052,000181
Cash dividends$24,000,000234
Sale, conversion, retirement of capital stock, net$0671
Net operating income$33,599,600357
2018-09-30 (YTD Data)Rank
Total interest income$95,393,000299
Total interest expense$14,985,000296
Net interest income$80,408,000304
Provision for loan and lease losses$4,050,000241
Total noninterest income$16,519,000385
Gross Fiduciary activities income$1,966,000302
Service charges on deposit accounts$3,474,000314
Trading account gains and fees$0138
Additional Noninterest Income$11,079,000388
Total noninterest expense$61,257,000320
Salaries and employee benefits$35,961,000295
Premises and equipment expense$9,806,000240
Additional noninterest expense$15,490,000371
Pre-tax net operating income$31,620,000350
Securities gains (losses)$150,000240
Applicable income taxes$6,481,000347
Income before extraordinary items$25,289,000356
Extraordinary gains, net$05
Net income$25,289,000356
Minority interest net income$066
Net income of bank and minority interests.$25,289,000356
Net charge-offs$831,000502
Cash dividends$18,000,000218
Sale, conversion, retirement of capital stock, net$0633
Net operating income$25,169,000352
2018-06-30 (YTD Data)Rank
Total interest income$62,944,000298
Total interest expense$9,297,000296
Net interest income$53,647,000303
Provision for loan and lease losses$3,100,000221
Total noninterest income$11,198,000387
Gross Fiduciary activities income$1,344,000300
Service charges on deposit accounts$2,326,000311
Trading account gains and fees$0130
Additional Noninterest Income$7,528,000388
Total noninterest expense$40,073,000328
Salaries and employee benefits$23,529,000303
Premises and equipment expense$6,465,000239
Additional noninterest expense$10,079,000378
Pre-tax net operating income$21,672,000331
Securities gains (losses)$-28,0005,171
Applicable income taxes$4,466,000329
Income before extraordinary items$17,178,000340
Extraordinary gains, net$06
Net income$17,178,000340
Minority interest net income$065
Net income of bank and minority interests.$17,178,000340
Net charge-offs$359,000655
Cash dividends$12,000,000208
Sale, conversion, retirement of capital stock, net$0620
Net operating income$17,200,120337
2018-03-31 (YTD Data)Rank
Total interest income$30,983,000301
Total interest expense$4,315,000299
Net interest income$26,668,000303
Provision for loan and lease losses$1,850,000187
Total noninterest income$5,645,000379
Gross Fiduciary activities income$659,000304
Service charges on deposit accounts$1,168,000310
Trading account gains and fees$0123
Additional Noninterest Income$3,818,000379
Total noninterest expense$19,952,000329
Salaries and employee benefits$11,839,000300
Premises and equipment expense$3,242,000238
Additional noninterest expense$4,871,000379
Pre-tax net operating income$10,511,000332
Securities gains (losses)$-14,0005,260
Applicable income taxes$2,150,000335
Income before extraordinary items$8,347,000341
Extraordinary gains, net$07
Net income$8,347,000341
Minority interest net income$052
Net income of bank and minority interests.$8,347,000341
Net charge-offs$238,000514
Cash dividends$6,000,000185
Sale, conversion, retirement of capital stock, net$0580
Net operating income$8,358,200338
2017-12-31 (YTD Data)Rank
Total interest income$119,285,000292
Total interest expense$13,751,000303
Net interest income$105,534,000288
Provision for loan and lease losses$17,334,000114
Total noninterest income$22,328,000387
Gross Fiduciary activities income$2,450,000305
Service charges on deposit accounts$5,126,000291
Trading account gains and fees$0151
Additional Noninterest Income$14,752,000391
Total noninterest expense$78,423,000316
Salaries and employee benefits$45,854,000292
Premises and equipment expense$12,258,000235
Additional noninterest expense$20,311,000373
Pre-tax net operating income$32,105,000382
Securities gains (losses)$241,000351
Applicable income taxes$11,387,000372
Income before extraordinary items$20,959,000391
Extraordinary gains, net$09
Net income$20,959,000391
Minority interest net income$076
Net income of bank and minority interests.$20,959,000391
Net charge-offs$11,125,000129
Cash dividends$6,500,000527
Sale, conversion, retirement of capital stock, net$0711
Net operating income$20,802,350393
2017-09-30 (YTD Data)Rank
Total interest income$88,756,000291
Total interest expense$9,976,000299
Net interest income$78,780,000290
Provision for loan and lease losses$6,665,000172
Total noninterest income$16,647,000390
Gross Fiduciary activities income$1,834,000307
Service charges on deposit accounts$3,836,000295
Trading account gains and fees$0145
Additional Noninterest Income$10,977,000395
Total noninterest expense$58,684,000313
Salaries and employee benefits$34,194,000293
Premises and equipment expense$9,281,000233
Additional noninterest expense$15,209,000372
Pre-tax net operating income$30,078,000338
Securities gains (losses)$238,000329
Applicable income taxes$8,339,000343
Income before extraordinary items$21,977,000334
Extraordinary gains, net$09
Net income$21,977,000334
Minority interest net income$071
Net income of bank and minority interests.$21,977,000334
Net charge-offs$2,005,000299
Cash dividends$3,250,000721
Sale, conversion, retirement of capital stock, net$0677
Net operating income$21,805,640332
2017-06-30 (YTD Data)Rank
Total interest income$58,404,000294
Total interest expense$6,465,000292
Net interest income$51,939,000295
Provision for loan and lease losses$2,281,000257
Total noninterest income$10,828,000401
Gross Fiduciary activities income$1,263,000298
Service charges on deposit accounts$2,540,000294
Trading account gains and fees$0139
Additional Noninterest Income$7,025,000405
Total noninterest expense$39,295,000310
Salaries and employee benefits$22,660,000293
Premises and equipment expense$6,304,000231
Additional noninterest expense$10,331,000372
Pre-tax net operating income$21,191,000328
Securities gains (losses)$63,000572
Applicable income taxes$6,116,000325
Income before extraordinary items$15,138,000327
Extraordinary gains, net$011
Net income$15,138,000327
Minority interest net income$071
Net income of bank and minority interests.$15,138,000327
Net charge-offs$1,621,000254
Cash dividends$3,250,000508
Sale, conversion, retirement of capital stock, net$0659
Net operating income$15,093,270326
2017-03-31 (YTD Data)Rank
Total interest income$28,559,000299
Total interest expense$3,153,000286
Net interest income$25,406,000298
Provision for loan and lease losses$1,041,000260
Total noninterest income$5,413,000395
Gross Fiduciary activities income$654,000296
Service charges on deposit accounts$1,283,000293
Trading account gains and fees$0142
Additional Noninterest Income$3,476,000408
Total noninterest expense$19,720,000317
Salaries and employee benefits$11,364,000298
Premises and equipment expense$3,286,000227
Additional noninterest expense$5,070,000379
Pre-tax net operating income$10,058,000334
Securities gains (losses)$43,000368
Applicable income taxes$2,675,000352
Income before extraordinary items$7,426,000324
Extraordinary gains, net$08
Net income$7,426,000324
Minority interest net income$055
Net income of bank and minority interests.$7,426,000324
Net charge-offs$674,000276
Cash dividends$3,250,000272
Sale, conversion, retirement of capital stock, net$0632
Net operating income$7,394,180315
2016-12-31 (YTD Data)Rank
Total interest income$112,315,000288
Total interest expense$11,443,000283
Net interest income$100,872,000286
Provision for loan and lease losses$7,983,000192
Total noninterest income$23,050,000380
Gross Fiduciary activities income$2,266,000309
Service charges on deposit accounts$5,218,000289
Trading account gains and fees$0170
Additional Noninterest Income$15,566,000375
Total noninterest expense$85,978,000291
Salaries and employee benefits$47,531,000282
Premises and equipment expense$12,992,000227
Additional noninterest expense$25,455,000311
Pre-tax net operating income$29,961,000374
Securities gains (losses)$465,000456
Applicable income taxes$8,087,000389
Income before extraordinary items$22,339,000376
Extraordinary gains, net$05
Net income$22,339,000375
Minority interest net income$082
Net income of bank and minority interests.$22,339,000375
Net charge-offs$5,560,000193
Cash dividends$12,500,000309
Sale, conversion, retirement of capital stock, net$0759
Net operating income$21,999,550375
2016-09-30 (YTD Data)Rank
Total interest income$84,409,000288
Total interest expense$8,391,000284
Net interest income$76,018,000282
Provision for loan and lease losses$3,241,000272
Total noninterest income$16,667,000393
Gross Fiduciary activities income$1,746,000307
Service charges on deposit accounts$3,886,000292
Trading account gains and fees$0169
Additional Noninterest Income$11,035,000390
Total noninterest expense$64,712,000289
Salaries and employee benefits$36,028,000275
Premises and equipment expense$9,809,000221
Additional noninterest expense$18,875,000314
Pre-tax net operating income$24,732,000354
Securities gains (losses)$467,000408
Applicable income taxes$7,267,000352
Income before extraordinary items$17,932,000346
Extraordinary gains, net$05
Net income$17,932,000346
Minority interest net income$071
Net income of bank and minority interests.$17,932,000346
Net charge-offs$1,273,000398
Cash dividends$10,000,000285
Sale, conversion, retirement of capital stock, net$0719
Net operating income$17,600,430348
2016-06-30 (YTD Data)Rank
Total interest income$56,526,000282
Total interest expense$5,403,000289
Net interest income$51,123,000278
Provision for loan and lease losses$2,236,000267
Total noninterest income$11,133,000386
Gross Fiduciary activities income$1,241,000294
Service charges on deposit accounts$2,541,000295
Trading account gains and fees$0157
Additional Noninterest Income$7,351,000377
Total noninterest expense$44,841,000282
Salaries and employee benefits$24,895,000260
Premises and equipment expense$6,528,000221
Additional noninterest expense$13,418,000299
Pre-tax net operating income$15,179,000362
Securities gains (losses)$467,000294
Applicable income taxes$4,396,000376
Income before extraordinary items$11,250,000362
Extraordinary gains, net$016
Net income$11,250,000361
Minority interest net income$071
Net income of bank and minority interests.$11,250,000361
Net charge-offs$466,000630
Cash dividends$7,500,000265
Sale, conversion, retirement of capital stock, net$0705
Net operating income$10,913,760367
2016-03-31 (YTD Data)Rank
Total interest income$15,338,000440
Total interest expense$2,213,000338
Net interest income$13,125,000462
Provision for loan and lease losses$450,000504
Total noninterest income$3,260,000546
Gross Fiduciary activities income$649,000288
Service charges on deposit accounts$733,000453
Trading account gains and fees$0142
Additional Noninterest Income$1,878,000599
Total noninterest expense$10,727,000512
Salaries and employee benefits$6,108,000487
Premises and equipment expense$1,791,000384
Additional noninterest expense$2,828,000596
Pre-tax net operating income$5,208,000478
Securities gains (losses)$45,000876
Applicable income taxes$1,172,000561
Income before extraordinary items$4,081,000456
Extraordinary gains, net$012
Net income$4,081,000456
Minority interest net income$062
Net income of bank and minority interests.$4,081,000456
Net charge-offs$203,000659
Cash dividends$2,500,000354
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,045,900452
2015-12-31 (YTD Data)Rank
Total interest income$63,774,000408
Total interest expense$8,410,000330
Net interest income$55,364,000419
Provision for loan and lease losses$1,821,000490
Total noninterest income$14,129,000526
Gross Fiduciary activities income$2,349,000304
Service charges on deposit accounts$3,174,000431
Trading account gains and fees$0159
Additional Noninterest Income$8,606,000556
Total noninterest expense$40,680,000517
Salaries and employee benefits$24,399,000470
Premises and equipment expense$5,969,000444
Additional noninterest expense$10,312,000660
Pre-tax net operating income$26,992,000386
Securities gains (losses)$943,000223
Applicable income taxes$5,160,000508
Income before extraordinary items$22,775,000346
Extraordinary gains, net$023
Net income$22,775,000346
Minority interest net income$081
Net income of bank and minority interests.$22,775,000346
Net charge-offs$3,593,000238
Cash dividends$52,250,000122
Sale, conversion, retirement of capital stock, net$0804
Net operating income$22,001,740354
2015-09-30 (YTD Data)Rank
Total interest income$48,109,000407
Total interest expense$6,313,000328
Net interest income$41,796,000420
Provision for loan and lease losses$1,371,000453
Total noninterest income$10,040,000552
Gross Fiduciary activities income$1,785,000307
Service charges on deposit accounts$2,350,000440
Trading account gains and fees$0153
Additional Noninterest Income$5,905,000600
Total noninterest expense$30,130,000527
Salaries and employee benefits$18,283,000474
Premises and equipment expense$4,372,000456
Additional noninterest expense$7,475,000676
Pre-tax net operating income$20,335,000389
Securities gains (losses)$943,000194
Applicable income taxes$4,764,000458
Income before extraordinary items$16,514,000362
Extraordinary gains, net$021
Net income$16,514,000362
Minority interest net income$078
Net income of bank and minority interests.$16,514,000362
Net charge-offs$2,911,000217
Cash dividends$50,000,000102
Sale, conversion, retirement of capital stock, net$0773
Net operating income$15,778,460378
2015-06-30 (YTD Data)Rank
Total interest income$32,407,000404
Total interest expense$4,259,000322
Net interest income$28,148,000412
Provision for loan and lease losses$921,000458
Total noninterest income$6,636,000561
Gross Fiduciary activities income$1,207,000306
Service charges on deposit accounts$1,518,000445
Trading account gains and fees$0157
Additional Noninterest Income$3,911,000608
Total noninterest expense$20,124,000525
Salaries and employee benefits$12,212,000478
Premises and equipment expense$2,927,000456
Additional noninterest expense$4,985,000679
Pre-tax net operating income$13,739,000385
Securities gains (losses)$943,000153
Applicable income taxes$4,011,000398
Income before extraordinary items$10,671,000380
Extraordinary gains, net$022
Net income$10,671,000379
Minority interest net income$075
Net income of bank and minority interests.$10,671,000379
Net charge-offs$2,648,000177
Cash dividends$50,000,00069
Sale, conversion, retirement of capital stock, net$0751
Net operating income$9,982,610390
2015-03-31 (YTD Data)Rank
Total interest income$16,445,000406
Total interest expense$2,172,000317
Net interest income$14,273,000414
Provision for loan and lease losses$527,000395
Total noninterest income$3,169,000561
Gross Fiduciary activities income$573,000313
Service charges on deposit accounts$733,000450
Trading account gains and fees$0152
Additional Noninterest Income$1,863,000606
Total noninterest expense$10,154,000523
Salaries and employee benefits$6,141,000475
Premises and equipment expense$1,471,000456
Additional noninterest expense$2,542,000653
Pre-tax net operating income$6,761,000381
Securities gains (losses)$367,000218
Applicable income taxes$1,919,000406
Income before extraordinary items$5,209,000369
Extraordinary gains, net$013
Net income$5,209,000369
Minority interest net income$064
Net income of bank and minority interests.$5,209,000369
Net charge-offs$365,000466
Cash dividends$5,000,000197
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,941,090387
2014-12-31 (YTD Data)Rank
Total interest income$64,626,000399
Total interest expense$9,281,000304
Net interest income$55,345,000413
Provision for loan and lease losses$1,167,000760
Total noninterest income$13,283,000523
Gross Fiduciary activities income$2,273,000314
Service charges on deposit accounts$3,280,000425
Trading account gains and fees$0180
Additional Noninterest Income$7,730,000550
Total noninterest expense$40,349,000514
Salaries and employee benefits$23,403,000474
Premises and equipment expense$6,057,000429
Additional noninterest expense$10,889,000615
Pre-tax net operating income$27,112,000370
Securities gains (losses)$1,227,000171
Applicable income taxes$7,806,000367
Income before extraordinary items$20,533,000360
Extraordinary gains, net$017
Net income$20,533,000360
Minority interest net income$084
Net income of bank and minority interests.$20,533,000360
Net charge-offs$982,000912
Cash dividends$8,500,000382
Sale, conversion, retirement of capital stock, net$0862
Net operating income$19,649,560375
2014-09-30 (YTD Data)Rank
Total interest income$48,339,000398
Total interest expense$6,943,000303
Net interest income$41,396,000410
Provision for loan and lease losses$933,000707
Total noninterest income$10,011,000522
Gross Fiduciary activities income$1,744,000310
Service charges on deposit accounts$2,395,000438
Trading account gains and fees$0174
Additional Noninterest Income$5,872,000550
Total noninterest expense$30,273,000511
Salaries and employee benefits$17,425,000476
Premises and equipment expense$4,593,000424
Additional noninterest expense$8,255,000600
Pre-tax net operating income$20,201,000367
Securities gains (losses)$1,119,000141
Applicable income taxes$5,875,000367
Income before extraordinary items$15,445,000359
Extraordinary gains, net$015
Net income$15,445,000359
Minority interest net income$081
Net income of bank and minority interests.$15,445,000359
Net charge-offs$660,000934
Cash dividends$8,500,000290
Sale, conversion, retirement of capital stock, net$0819
Net operating income$14,639,320375
2014-06-30 (YTD Data)Rank
Total interest income$32,362,000395
Total interest expense$4,579,000305
Net interest income$27,783,000407
Provision for loan and lease losses$805,000557
Total noninterest income$6,337,000536
Gross Fiduciary activities income$1,268,000297
Service charges on deposit accounts$1,476,000460
Trading account gains and fees$0172
Additional Noninterest Income$3,593,000570
Total noninterest expense$20,000,000515
Salaries and employee benefits$11,467,000482
Premises and equipment expense$3,103,000418
Additional noninterest expense$5,430,000600
Pre-tax net operating income$13,315,000364
Securities gains (losses)$974,000127
Applicable income taxes$3,998,000351
Income before extraordinary items$10,291,000356
Extraordinary gains, net$020
Net income$10,291,000356
Minority interest net income$080
Net income of bank and minority interests.$10,291,000356
Net charge-offs$552,000808
Cash dividends$5,000,000310
Sale, conversion, retirement of capital stock, net$0794
Net operating income$9,589,720374
2014-03-31 (YTD Data)Rank
Total interest income$15,929,000402
Total interest expense$2,326,000302
Net interest income$13,603,000413
Provision for loan and lease losses$390,000556
Total noninterest income$3,200,000524
Gross Fiduciary activities income$613,000301
Service charges on deposit accounts$628,000531
Trading account gains and fees$0147
Additional Noninterest Income$1,959,000518
Total noninterest expense$9,863,000524
Salaries and employee benefits$5,769,000481
Premises and equipment expense$1,523,000435
Additional noninterest expense$2,571,000637
Pre-tax net operating income$6,550,000349
Securities gains (losses)$783,00096
Applicable income taxes$2,070,000319
Income before extraordinary items$5,263,000332
Extraordinary gains, net$016
Net income$5,263,000332
Minority interest net income$066
Net income of bank and minority interests.$5,263,000332
Net charge-offs$144,0001,141
Cash dividends$5,000,000158
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,699,240363
2013-12-31 (YTD Data)Rank
Total interest income$67,616,000382
Total interest expense$11,843,000266
Net interest income$55,773,000403
Provision for loan and lease losses$972,0001,129
Total noninterest income$12,830,000562
Gross Fiduciary activities income$2,161,000313
Service charges on deposit accounts$2,982,000475
Trading account gains and fees$0184
Additional Noninterest Income$7,687,000586
Total noninterest expense$40,279,000522
Salaries and employee benefits$23,306,000471
Premises and equipment expense$6,087,000415
Additional noninterest expense$10,886,000634
Pre-tax net operating income$27,352,000335
Securities gains (losses)$65,0001,614
Applicable income taxes$7,514,000336
Income before extraordinary items$19,903,000364
Extraordinary gains, net$029
Net income$19,903,000364
Minority interest net income$090
Net income of bank and minority interests.$19,903,000364
Net charge-offs$750,0001,551
Cash dividends$4,000,000686
Sale, conversion, retirement of capital stock, net$0924
Net operating income$19,855,550360
2013-09-30 (YTD Data)Rank
Total interest income$51,372,000383
Total interest expense$9,191,000259
Net interest income$42,181,000399
Provision for loan and lease losses$760,0001,102
Total noninterest income$9,932,000559
Gross Fiduciary activities income$1,679,000306
Service charges on deposit accounts$2,236,000478
Trading account gains and fees$0180
Additional Noninterest Income$6,017,000577
Total noninterest expense$30,484,000516
Salaries and employee benefits$17,624,000471
Premises and equipment expense$4,599,000418
Additional noninterest expense$8,261,000630
Pre-tax net operating income$20,869,000335
Securities gains (losses)$84,0001,337
Applicable income taxes$5,751,000345
Income before extraordinary items$15,202,000355
Extraordinary gains, net$025
Net income$15,202,000356
Minority interest net income$084
Net income of bank and minority interests.$15,202,000356
Net charge-offs$212,0002,498
Cash dividends$4,000,000502
Sale, conversion, retirement of capital stock, net$0868
Net operating income$15,140,680352
2013-06-30 (YTD Data)Rank
Total interest income$34,805,000374
Total interest expense$6,412,000254
Net interest income$28,393,000395
Provision for loan and lease losses$604,000985
Total noninterest income$6,564,000574
Gross Fiduciary activities income$1,209,000289
Service charges on deposit accounts$1,450,000479
Trading account gains and fees$0157
Additional Noninterest Income$3,905,000597
Total noninterest expense$20,665,000507
Salaries and employee benefits$11,847,000469
Premises and equipment expense$3,083,000414
Additional noninterest expense$5,735,000604
Pre-tax net operating income$13,688,000341
Securities gains (losses)$84,0001,217
Applicable income taxes$3,799,000346
Income before extraordinary items$9,973,000357
Extraordinary gains, net$022
Net income$9,973,000359
Minority interest net income$082
Net income of bank and minority interests.$9,973,000359
Net charge-offs$-17,0006,281
Cash dividends$4,000,000349
Sale, conversion, retirement of capital stock, net$0838
Net operating income$9,912,520344
2013-03-31 (YTD Data)Rank
Total interest income$17,581,000371
Total interest expense$3,325,000253
Net interest income$14,256,000392
Provision for loan and lease losses$102,0002,029
Total noninterest income$3,413,000552
Gross Fiduciary activities income$594,000286
Service charges on deposit accounts$707,000486
Trading account gains and fees$0148
Additional Noninterest Income$2,112,000560
Total noninterest expense$10,484,000511
Salaries and employee benefits$5,977,000474
Premises and equipment expense$1,616,000393
Additional noninterest expense$2,891,000602
Pre-tax net operating income$7,083,000330
Securities gains (losses)$80,000750
Applicable income taxes$2,000,000340
Income before extraordinary items$5,163,000339
Extraordinary gains, net$010
Net income$5,163,000340
Minority interest net income$076
Net income of bank and minority interests.$5,163,000340
Net charge-offs$-201,0006,913
Cash dividends$4,000,000174
Sale, conversion, retirement of capital stock, net$0789
Net operating income$5,105,400329
2012-12-31 (YTD Data)Rank
Total interest income$74,896,000363
Total interest expense$15,307,000265
Net interest income$59,589,000381
Provision for loan and lease losses$3,666,000653
Total noninterest income$16,184,000480
Gross Fiduciary activities income$2,018,000306
Service charges on deposit accounts$3,247,000452
Trading account gains and fees$0166
Additional Noninterest Income$10,919,000460
Total noninterest expense$46,985,000468
Salaries and employee benefits$29,324,000382
Premises and equipment expense$6,070,000412
Additional noninterest expense$11,591,000619
Pre-tax net operating income$25,122,000357
Securities gains (losses)$424,0001,068
Applicable income taxes$6,784,000361
Income before extraordinary items$18,762,000372
Extraordinary gains, net$029
Net income$18,762,000372
Minority interest net income$093
Net income of bank and minority interests.$18,762,000372
Net charge-offs$3,385,000786
Cash dividends$5,500,000526
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$18,452,480368
2012-09-30 (YTD Data)Rank
Total interest income$56,999,000364
Total interest expense$11,691,000273
Net interest income$45,308,000382
Provision for loan and lease losses$2,742,000669
Total noninterest income$12,589,000469
Gross Fiduciary activities income$1,557,000302
Service charges on deposit accounts$2,424,000460
Trading account gains and fees$0157
Additional Noninterest Income$8,608,000444
Total noninterest expense$36,604,000448
Salaries and employee benefits$23,151,000355
Premises and equipment expense$4,617,000404
Additional noninterest expense$8,836,000608
Pre-tax net operating income$18,551,000362
Securities gains (losses)$360,000963
Applicable income taxes$5,034,000364
Income before extraordinary items$13,877,000383
Extraordinary gains, net$020
Net income$13,877,000383
Minority interest net income$086
Net income of bank and minority interests.$13,877,000383
Net charge-offs$2,591,000757
Cash dividends$5,500,000340
Sale, conversion, retirement of capital stock, net$0952
Net operating income$13,614,200374
2012-06-30 (YTD Data)Rank
Total interest income$38,178,000365
Total interest expense$7,990,000274
Net interest income$30,188,000382
Provision for loan and lease losses$1,923,000658
Total noninterest income$9,726,000420
Gross Fiduciary activities income$1,056,000301
Service charges on deposit accounts$1,578,000469
Trading account gains and fees$0153
Additional Noninterest Income$7,092,000370
Total noninterest expense$26,311,000410
Salaries and employee benefits$17,262,000318
Premises and equipment expense$3,121,000406
Additional noninterest expense$5,928,000603
Pre-tax net operating income$11,680,000375
Securities gains (losses)$352,000757
Applicable income taxes$3,158,000373
Income before extraordinary items$8,874,000373
Extraordinary gains, net$019
Net income$8,874,000372
Minority interest net income$084
Net income of bank and minority interests.$8,874,000372
Net charge-offs$1,862,000728
Cash dividends$5,500,000233
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,613,520373
2012-03-31 (YTD Data)Rank
Total interest income$19,666,000356
Total interest expense$4,103,000277
Net interest income$15,563,000373
Provision for loan and lease losses$977,000633
Total noninterest income$2,814,000621
Gross Fiduciary activities income$517,000306
Service charges on deposit accounts$767,000476
Trading account gains and fees$0148
Additional Noninterest Income$1,530,000674
Total noninterest expense$10,266,000515
Salaries and employee benefits$5,621,000467
Premises and equipment expense$1,599,000397
Additional noninterest expense$3,046,000579
Pre-tax net operating income$7,134,000310
Securities gains (losses)$314,000442
Applicable income taxes$2,147,000307
Income before extraordinary items$5,301,000328
Extraordinary gains, net$019
Net income$5,301,000329
Minority interest net income$078
Net income of bank and minority interests.$5,301,000329
Net charge-offs$974,000681
Cash dividends$5,500,000123
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,078,060325
2011-12-31 (YTD Data)Rank
Total interest income$74,160,000379
Total interest expense$19,140,000288
Net interest income$55,020,000402
Provision for loan and lease losses$6,711,000624
Total noninterest income$12,531,000525
Gross Fiduciary activities income$1,842,000278
Service charges on deposit accounts$3,702,000412
Trading account gains and fees$0146
Additional Noninterest Income$6,987,000545
Total noninterest expense$40,235,000512
Salaries and employee benefits$21,867,000453
Premises and equipment expense$6,368,000411
Additional noninterest expense$12,000,000609
Pre-tax net operating income$20,605,000359
Securities gains (losses)$490,000800
Applicable income taxes$5,690,000379
Income before extraordinary items$15,405,000373
Extraordinary gains, net$029
Net income$15,405,000374
Minority interest net income$096
Net income of bank and minority interests.$15,405,000374
Net charge-offs$6,202,000671
Cash dividends$18,563,000154
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$15,047,300365
2011-09-30 (YTD Data)Rank
Total interest income$56,043,000381
Total interest expense$14,778,000292
Net interest income$41,265,000403
Provision for loan and lease losses$5,092,000612
Total noninterest income$9,149,000537
Gross Fiduciary activities income$1,442,000271
Service charges on deposit accounts$2,779,000418
Trading account gains and fees$0145
Additional Noninterest Income$4,928,000583
Total noninterest expense$29,733,000514
Salaries and employee benefits$16,271,000453
Premises and equipment expense$4,513,000439
Additional noninterest expense$8,949,000604
Pre-tax net operating income$15,589,000368
Securities gains (losses)$430,000721
Applicable income taxes$4,428,000370
Income before extraordinary items$11,591,000375
Extraordinary gains, net$021
Net income$11,591,000375
Minority interest net income$087
Net income of bank and minority interests.$11,591,000375
Net charge-offs$4,596,000672
Cash dividends$17,313,000105
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$11,281,400371
2011-06-30 (YTD Data)Rank
Total interest income$38,065,000379
Total interest expense$10,100,000304
Net interest income$27,965,000400
Provision for loan and lease losses$3,733,000563
Total noninterest income$5,877,000559
Gross Fiduciary activities income$1,019,000265
Service charges on deposit accounts$1,807,000422
Trading account gains and fees$0153
Additional Noninterest Income$3,051,000609
Total noninterest expense$19,839,000517
Salaries and employee benefits$10,857,000452
Premises and equipment expense$3,109,000431
Additional noninterest expense$5,873,000625
Pre-tax net operating income$10,270,000361
Securities gains (losses)$85,0001,253
Applicable income taxes$2,852,000371
Income before extraordinary items$7,503,000373
Extraordinary gains, net$015
Net income$7,503,000372
Minority interest net income$089
Net income of bank and minority interests.$7,503,000372
Net charge-offs$3,297,000633
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,441,800365
2011-03-31 (YTD Data)Rank
Total interest income$18,357,000390
Total interest expense$5,138,000310
Net interest income$13,219,000424
Provision for loan and lease losses$1,633,000603
Total noninterest income$3,334,000506
Gross Fiduciary activities income$502,000272
Service charges on deposit accounts$852,000441
Trading account gains and fees$0158
Additional Noninterest Income$1,980,000515
Total noninterest expense$9,965,000519
Salaries and employee benefits$5,459,000461
Premises and equipment expense$1,589,000427
Additional noninterest expense$2,917,000617
Pre-tax net operating income$4,955,000367
Securities gains (losses)$01,772
Applicable income taxes$1,374,000367
Income before extraordinary items$3,581,000386
Extraordinary gains, net$09
Net income$3,581,000385
Minority interest net income$086
Net income of bank and minority interests.$3,581,000385
Net charge-offs$1,402,000678
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,581,000374
2010-12-31 (YTD Data)Rank
Total interest income$75,532,000406
Total interest expense$22,620,000338
Net interest income$52,912,000419
Provision for loan and lease losses$8,463,000766
Total noninterest income$11,268,000578
Gross Fiduciary activities income$1,756,000286
Service charges on deposit accounts$4,042,000387
Trading account gains and fees$0175
Additional Noninterest Income$5,470,000691
Total noninterest expense$40,767,000519
Salaries and employee benefits$21,594,000457
Premises and equipment expense$6,455,000404
Additional noninterest expense$12,718,000591
Pre-tax net operating income$14,950,000390
Securities gains (losses)$426,0001,008
Applicable income taxes$4,122,000428
Income before extraordinary items$11,254,000400
Extraordinary gains, net$029
Net income$11,254,000399
Minority interest net income$0111
Net income of bank and minority interests.$11,254,000400
Net charge-offs$7,253,000773
Cash dividends$1,970,000833
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,943,020400
2010-09-30 (YTD Data)Rank
Total interest income$56,861,000399
Total interest expense$17,241,000349
Net interest income$39,620,000413
Provision for loan and lease losses$5,624,000795
Total noninterest income$7,384,000629
Gross Fiduciary activities income$1,343,000279
Service charges on deposit accounts$3,015,000387
Trading account gains and fees$0165
Additional Noninterest Income$3,026,000823
Total noninterest expense$30,514,000509
Salaries and employee benefits$16,133,000452
Premises and equipment expense$4,388,000446
Additional noninterest expense$9,993,000552
Pre-tax net operating income$10,866,000398
Securities gains (losses)$285,0001,118
Applicable income taxes$2,972,000432
Income before extraordinary items$8,179,000421
Extraordinary gains, net$023
Net income$8,179,000420
Minority interest net income$0110
Net income of bank and minority interests.$8,179,000422
Net charge-offs$4,723,000816
Cash dividends$1,970,000546
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,970,950419
2010-06-30 (YTD Data)Rank
Total interest income$37,468,000408
Total interest expense$11,737,000355
Net interest income$25,731,000430
Provision for loan and lease losses$4,015,000761
Total noninterest income$5,196,000594
Gross Fiduciary activities income$950,000273
Service charges on deposit accounts$1,898,000405
Trading account gains and fees$0152
Additional Noninterest Income$2,348,000706
Total noninterest expense$20,298,000502
Salaries and employee benefits$10,692,000453
Premises and equipment expense$3,400,000383
Additional noninterest expense$6,206,000580
Pre-tax net operating income$6,614,000420
Securities gains (losses)$241,000821
Applicable income taxes$1,748,000435
Income before extraordinary items$5,107,000429
Extraordinary gains, net$019
Net income$5,107,000430
Minority interest net income$0105
Net income of bank and minority interests.$5,107,000430
Net charge-offs$3,149,000793
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,926,250433
2010-03-31 (YTD Data)Rank
Total interest income$18,313,000432
Total interest expense$5,916,000376
Net interest income$12,397,000456
Provision for loan and lease losses$2,103,000725
Total noninterest income$2,927,000538
Gross Fiduciary activities income$438,000284
Service charges on deposit accounts$863,000434
Trading account gains and fees$0175
Additional Noninterest Income$1,626,000556
Total noninterest expense$10,294,000498
Salaries and employee benefits$5,379,000449
Premises and equipment expense$1,751,000386
Additional noninterest expense$3,164,000580
Pre-tax net operating income$2,927,000460
Securities gains (losses)$8,0001,783
Applicable income taxes$697,000514
Income before extraordinary items$2,238,000490
Extraordinary gains, net$016
Net income$2,238,000492
Minority interest net income$091
Net income of bank and minority interests.$2,238,000492
Net charge-offs$1,507,000788
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,231,920481
2009-12-31 (YTD Data)Rank
Total interest income$77,911,000432
Total interest expense$27,629,000404
Net interest income$50,282,000430
Provision for loan and lease losses$12,154,000735
Total noninterest income$12,114,000569
Gross Fiduciary activities income$1,602,000289
Service charges on deposit accounts$3,981,000418
Trading account gains and fees$0211
Additional Noninterest Income$6,531,000585
Total noninterest expense$42,981,000506
Salaries and employee benefits$21,854,000445
Premises and equipment expense$6,244,000432
Additional noninterest expense$14,883,000560
Pre-tax net operating income$7,261,000593
Securities gains (losses)$-833,0007,676
Applicable income taxes$718,0001,221
Income before extraordinary items$5,710,000588
Extraordinary gains, net$034
Net income$5,710,000588
Minority interest net income$0115
Net income of bank and minority interests.$5,710,000589
Net charge-offs$9,178,000738
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,451,370535
2009-09-30 (YTD Data)Rank
Total interest income$58,639,000445
Total interest expense$21,351,000424
Net interest income$37,288,000441
Provision for loan and lease losses$9,119,000670
Total noninterest income$8,983,000573
Gross Fiduciary activities income$1,226,000280
Service charges on deposit accounts$2,975,000420
Trading account gains and fees$0212
Additional Noninterest Income$4,782,000611
Total noninterest expense$32,378,000503
Salaries and employee benefits$16,538,000448
Premises and equipment expense$4,798,000437
Additional noninterest expense$11,042,000540
Pre-tax net operating income$4,774,000705
Securities gains (losses)$-853,0007,838
Applicable income taxes$195,0002,346
Income before extraordinary items$3,726,000730
Extraordinary gains, net$027
Net income$3,726,000729
Minority interest net income$0118
Net income of bank and minority interests.$3,726,000731
Net charge-offs$6,593,000673
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,536,350593
2009-06-30 (YTD Data)Rank
Total interest income$39,103,000455
Total interest expense$14,389,000442
Net interest income$24,714,000446
Provision for loan and lease losses$5,477,000694
Total noninterest income$6,231,000570
Gross Fiduciary activities income$858,000275
Service charges on deposit accounts$1,901,000433
Trading account gains and fees$0193
Additional Noninterest Income$3,472,000573
Total noninterest expense$22,082,000495
Salaries and employee benefits$10,975,000455
Premises and equipment expense$3,198,000447
Additional noninterest expense$7,909,000514
Pre-tax net operating income$3,386,000680
Securities gains (losses)$1,0003,011
Applicable income taxes$469,0001,137
Income before extraordinary items$2,918,000623
Extraordinary gains, net$021
Net income$2,918,000622
Minority interest net income$0112
Net income of bank and minority interests.$2,918,000624
Net charge-offs$2,993,000860
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,917,140603
2009-03-31 (YTD Data)Rank
Total interest income$19,614,000454
Total interest expense$6,760,000491
Net interest income$12,854,000426
Provision for loan and lease losses$3,100,000555
Total noninterest income$3,034,000536
Gross Fiduciary activities income$441,000275
Service charges on deposit accounts$914,000444
Trading account gains and fees$0171
Additional Noninterest Income$1,679,000573
Total noninterest expense$11,254,000460
Salaries and employee benefits$5,380,000466
Premises and equipment expense$1,639,000439
Additional noninterest expense$4,235,000427
Pre-tax net operating income$1,534,000829
Securities gains (losses)$02,434
Applicable income taxes$202,0001,438
Income before extraordinary items$1,332,000769
Extraordinary gains, net$015
Net income$1,332,000769
Minority interest net income$0102
Net income of bank and minority interests.$1,332,000771
Net charge-offs$1,140,000883
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,332,000719
2008-12-31 (YTD Data)Rank
Total interest income$72,382,000523
Total interest expense$30,070,000528
Net interest income$42,312,000515
Provision for loan and lease losses$6,622,000820
Total noninterest income$11,725,000526
Gross Fiduciary activities income$1,557,000309
Service charges on deposit accounts$4,226,000410
Trading account gains and fees$0154
Additional Noninterest Income$5,942,000568
Total noninterest expense$63,857,000340
Salaries and employee benefits$19,561,000494
Premises and equipment expense$6,714,000413
Additional noninterest expense$37,582,000259
Pre-tax net operating income$-16,442,0008,073
Securities gains (losses)$-6,116,0008,114
Applicable income taxes$249,0002,606
Income before extraordinary items$-22,807,0008,115
Extraordinary gains, net$039
Net income$-22,807,0008,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,346,000567
Cash dividends$4,900,000577
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-16,691,0008,096
2008-09-30 (YTD Data)Rank
Total interest income$52,507,000556
Total interest expense$22,378,000562
Net interest income$30,129,000563
Provision for loan and lease losses$3,244,000858
Total noninterest income$8,140,000577
Gross Fiduciary activities income$1,210,000308
Service charges on deposit accounts$3,068,000431
Trading account gains and fees$0148
Additional Noninterest Income$3,862,000682
Total noninterest expense$24,787,000590
Salaries and employee benefits$14,562,000512
Premises and equipment expense$4,412,000473
Additional noninterest expense$5,813,000803
Pre-tax net operating income$10,238,000499
Securities gains (losses)$68,0001,217
Applicable income taxes$2,690,000507
Income before extraordinary items$7,616,000478
Extraordinary gains, net$031
Net income$7,616,000477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,493,000723
Cash dividends$4,900,000469
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,565,680505
2008-06-30 (YTD Data)Rank
Total interest income$15,844,0001,254
Total interest expense$6,976,0001,251
Net interest income$8,868,0001,260
Provision for loan and lease losses$295,0002,595
Total noninterest income$3,868,000780
Gross Fiduciary activities income$819,000311
Service charges on deposit accounts$946,000922
Trading account gains and fees$0149
Additional Noninterest Income$2,103,000814
Total noninterest expense$8,502,0001,138
Salaries and employee benefits$4,872,0001,058
Premises and equipment expense$1,319,0001,058
Additional noninterest expense$2,311,0001,290
Pre-tax net operating income$3,939,000898
Securities gains (losses)$68,0001,224
Applicable income taxes$1,029,000919
Income before extraordinary items$2,978,000924
Extraordinary gains, net$021
Net income$2,978,000924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,0001,540
Cash dividends$2,000,000774
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,927,680915
2008-03-31 (YTD Data)Rank
Total interest income$8,024,0001,271
Total interest expense$3,665,0001,276
Net interest income$4,359,0001,274
Provision for loan and lease losses$70,0003,305
Total noninterest income$1,872,000797
Gross Fiduciary activities income$392,000319
Service charges on deposit accounts$475,000911
Trading account gains and fees$0158
Additional Noninterest Income$1,005,000861
Total noninterest expense$4,104,0001,179
Salaries and employee benefits$2,344,0001,106
Premises and equipment expense$684,0001,017
Additional noninterest expense$1,076,0001,337
Pre-tax net operating income$2,057,000917
Securities gains (losses)$02,688
Applicable income taxes$541,000945
Income before extraordinary items$1,516,000993
Extraordinary gains, net$015
Net income$1,516,000995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,000836
Cash dividends$2,000,000415
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,516,000950
2007-12-31 (YTD Data)Rank
Total interest income$32,192,0001,323
Total interest expense$16,347,0001,215
Net interest income$15,845,0001,415
Provision for loan and lease losses$500,0002,315
Total noninterest income$7,929,000749
Gross Fiduciary activities income$1,567,000320
Service charges on deposit accounts$1,774,0001,009
Trading account gains and fees$0178
Additional Noninterest Income$4,588,000733
Total noninterest expense$15,743,0001,188
Salaries and employee benefits$9,158,0001,093
Premises and equipment expense$2,388,0001,111
Additional noninterest expense$4,197,0001,336
Pre-tax net operating income$7,531,0001,121
Securities gains (losses)$-256,0008,287
Applicable income taxes$1,910,0001,173
Income before extraordinary items$5,365,0001,192
Extraordinary gains, net$039
Net income$5,365,0001,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0002,389
Cash dividends$4,400,000834
Sale, conversion, retirement of capital stock, net$1,0001,298
Net operating income$5,554,4401,148
2007-09-30 (YTD Data)Rank
Total interest income$23,920,0001,347
Total interest expense$12,144,0001,232
Net interest income$11,776,0001,434
Provision for loan and lease losses$425,0001,777
Total noninterest income$5,938,000753
Gross Fiduciary activities income$1,218,000310
Service charges on deposit accounts$1,298,0001,015
Trading account gains and fees$0184
Additional Noninterest Income$3,422,000750
Total noninterest expense$11,794,0001,182
Salaries and employee benefits$6,859,0001,097
Premises and equipment expense$1,789,0001,112
Additional noninterest expense$3,146,0001,305
Pre-tax net operating income$5,495,0001,243
Securities gains (losses)$-299,0008,415
Applicable income taxes$1,361,0001,317
Income before extraordinary items$3,835,0001,330
Extraordinary gains, net$033
Net income$3,835,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,280
Cash dividends$4,400,000635
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,056,2601,263
2007-06-30 (YTD Data)Rank
Total interest income$15,685,0001,378
Total interest expense$7,879,0001,275
Net interest income$7,806,0001,468
Provision for loan and lease losses$300,0001,528
Total noninterest income$4,081,000755
Gross Fiduciary activities income$881,000305
Service charges on deposit accounts$828,0001,064
Trading account gains and fees$0168
Additional Noninterest Income$2,372,000741
Total noninterest expense$7,843,0001,208
Salaries and employee benefits$4,539,0001,127
Premises and equipment expense$1,177,0001,138
Additional noninterest expense$2,127,0001,299
Pre-tax net operating income$3,744,0001,267
Securities gains (losses)$-298,0008,497
Applicable income taxes$909,0001,362
Income before extraordinary items$2,537,0001,392
Extraordinary gains, net$029
Net income$2,537,0001,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,975
Cash dividends$2,400,000759
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,757,5201,276
2007-03-31 (YTD Data)Rank
Total interest income$7,652,0001,402
Total interest expense$3,825,0001,295
Net interest income$3,827,0001,495
Provision for loan and lease losses$150,0001,427
Total noninterest income$2,175,000703
Gross Fiduciary activities income$528,000270
Service charges on deposit accounts$373,0001,153
Trading account gains and fees$0195
Additional Noninterest Income$1,274,000679
Total noninterest expense$3,839,0001,227
Salaries and employee benefits$2,228,0001,161
Premises and equipment expense$585,0001,153
Additional noninterest expense$1,026,0001,307
Pre-tax net operating income$2,013,0001,165
Securities gains (losses)$-299,0008,599
Applicable income taxes$456,0001,378
Income before extraordinary items$1,258,0001,395
Extraordinary gains, net$022
Net income$1,258,0001,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,384
Cash dividends$2,400,000399
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,476,2701,180
2006-12-31 (YTD Data)Rank
Total interest income$29,671,0001,340
Total interest expense$14,249,0001,174
Net interest income$15,422,0001,480
Provision for loan and lease losses$550,0001,750
Total noninterest income$6,748,000859
Gross Fiduciary activities income$1,469,000326
Service charges on deposit accounts$1,616,0001,091
Trading account gains and fees$0130
Additional Noninterest Income$3,663,000864
Total noninterest expense$15,037,0001,201
Salaries and employee benefits$8,526,0001,145
Premises and equipment expense$2,049,0001,255
Additional noninterest expense$4,462,0001,196
Pre-tax net operating income$6,583,0001,473
Securities gains (losses)$-158,0008,329
Applicable income taxes$1,720,0001,493
Income before extraordinary items$4,705,0001,544
Extraordinary gains, net$051
Net income$4,705,0001,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$463,0001,245
Cash dividends$4,175,000837
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,820,3401,491
2006-09-30 (YTD Data)Rank
Total interest income$22,001,0001,348
Total interest expense$10,399,0001,175
Net interest income$11,602,0001,493
Provision for loan and lease losses$330,0001,984
Total noninterest income$5,185,000856
Gross Fiduciary activities income$1,138,000324
Service charges on deposit accounts$1,231,0001,083
Trading account gains and fees$0126
Additional Noninterest Income$2,816,000858
Total noninterest expense$11,314,0001,207
Salaries and employee benefits$6,522,0001,128
Premises and equipment expense$1,514,0001,288
Additional noninterest expense$3,278,0001,225
Pre-tax net operating income$5,143,0001,474
Securities gains (losses)$01,388
Applicable income taxes$1,413,0001,455
Income before extraordinary items$3,730,0001,499
Extraordinary gains, net$045
Net income$3,730,0001,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,289
Cash dividends$4,175,000610
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,730,0001,481
2006-06-30 (YTD Data)Rank
Total interest income$14,421,0001,331
Total interest expense$6,731,0001,149
Net interest income$7,690,0001,499
Provision for loan and lease losses$180,0002,262
Total noninterest income$3,431,000850
Gross Fiduciary activities income$752,000326
Service charges on deposit accounts$831,0001,065
Trading account gains and fees$0126
Additional Noninterest Income$1,848,000878
Total noninterest expense$7,460,0001,228
Salaries and employee benefits$4,297,0001,146
Premises and equipment expense$1,127,0001,137
Additional noninterest expense$2,036,0001,313
Pre-tax net operating income$3,481,0001,448
Securities gains (losses)$01,185
Applicable income taxes$966,0001,444
Income before extraordinary items$2,515,0001,477
Extraordinary gains, net$039
Net income$2,515,0001,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,000869
Cash dividends$1,875,000880
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,515,0001,458
2006-03-31 (YTD Data)Rank
Total interest income$7,076,0001,333
Total interest expense$3,246,0001,130
Net interest income$3,830,0001,499
Provision for loan and lease losses$90,0002,132
Total noninterest income$1,669,000856
Gross Fiduciary activities income$401,000316
Service charges on deposit accounts$401,0001,076
Trading account gains and fees$0115
Additional Noninterest Income$867,000902
Total noninterest expense$3,630,0001,266
Salaries and employee benefits$2,098,0001,187
Premises and equipment expense$573,0001,117
Additional noninterest expense$959,0001,373
Pre-tax net operating income$1,779,0001,379
Securities gains (losses)$0955
Applicable income taxes$497,0001,409
Income before extraordinary items$1,282,0001,421
Extraordinary gains, net$021
Net income$1,282,0001,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,294
Cash dividends$1,875,000451
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,282,0001,398
2005-12-31 (YTD Data)Rank
Total interest income$25,741,0001,296
Total interest expense$10,064,0001,122
Net interest income$15,677,0001,388
Provision for loan and lease losses$300,0002,799
Total noninterest income$7,599,000764
Gross Fiduciary activities income$1,441,000331
Service charges on deposit accounts$1,641,0001,084
Trading account gains and fees$0138
Additional Noninterest Income$4,517,000723
Total noninterest expense$15,088,0001,139
Salaries and employee benefits$8,563,0001,078
Premises and equipment expense$2,534,000950
Additional noninterest expense$3,991,0001,296
Pre-tax net operating income$7,888,0001,211
Securities gains (losses)$55,000892
Applicable income taxes$2,339,0001,201
Income before extraordinary items$5,604,0001,279
Extraordinary gains, net$046
Net income$5,604,0001,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,431
Cash dividends$4,875,000683
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,564,9501,273
2005-09-30 (YTD Data)Rank
Total interest income$18,875,0001,292
Total interest expense$7,085,0001,122
Net interest income$11,790,0001,370
Provision for loan and lease losses$225,0002,711
Total noninterest income$5,625,000784
Gross Fiduciary activities income$1,154,000315
Service charges on deposit accounts$1,214,0001,091
Trading account gains and fees$0126
Additional Noninterest Income$3,257,000757
Total noninterest expense$11,296,0001,127
Salaries and employee benefits$6,515,0001,056
Premises and equipment expense$1,884,000943
Additional noninterest expense$2,897,0001,310
Pre-tax net operating income$5,894,0001,212
Securities gains (losses)$55,000846
Applicable income taxes$1,756,0001,210
Income before extraordinary items$4,193,0001,296
Extraordinary gains, net$035
Net income$4,193,0001,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,0008,631
Cash dividends$4,875,000495
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,154,5001,278
2005-06-30 (YTD Data)Rank
Total interest income$12,325,0001,276
Total interest expense$4,476,0001,108
Net interest income$7,849,0001,359
Provision for loan and lease losses$150,0002,598
Total noninterest income$3,730,000767
Gross Fiduciary activities income$832,000301
Service charges on deposit accounts$770,0001,109
Trading account gains and fees$0116
Additional Noninterest Income$2,128,000770
Total noninterest expense$7,405,0001,138
Salaries and employee benefits$4,315,0001,056
Premises and equipment expense$1,243,000940
Additional noninterest expense$1,847,0001,345
Pre-tax net operating income$4,024,0001,154
Securities gains (losses)$53,000758
Applicable income taxes$1,221,0001,149
Income before extraordinary items$2,856,0001,233
Extraordinary gains, net$030
Net income$2,856,0001,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-128,0008,708
Cash dividends$2,500,000591
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,818,9001,221
2005-03-31 (YTD Data)Rank
Total interest income$6,032,0001,271
Total interest expense$2,111,0001,111
Net interest income$3,921,0001,363
Provision for loan and lease losses$75,0002,455
Total noninterest income$1,830,000767
Gross Fiduciary activities income$515,000264
Service charges on deposit accounts$374,0001,112
Trading account gains and fees$0115
Additional Noninterest Income$941,000824
Total noninterest expense$3,638,0001,161
Salaries and employee benefits$2,114,0001,072
Premises and equipment expense$616,000962
Additional noninterest expense$908,0001,367
Pre-tax net operating income$2,038,0001,139
Securities gains (losses)$-20,0008,663
Applicable income taxes$607,0001,136
Income before extraordinary items$1,411,0001,226
Extraordinary gains, net$024
Net income$1,411,0001,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-131,0008,830
Cash dividends$2,500,000300
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,425,0001,188
2004-12-31 (YTD Data)Rank
Total interest income$23,394,0001,211
Total interest expense$7,889,0001,026
Net interest income$15,505,0001,306
Provision for loan and lease losses$323,0002,772
Total noninterest income$6,922,000808
Gross Fiduciary activities income$1,337,000321
Service charges on deposit accounts$1,573,0001,131
Trading account gains and fees$0138
Additional Noninterest Income$4,012,000783
Total noninterest expense$13,834,0001,178
Salaries and employee benefits$8,226,0001,050
Premises and equipment expense$2,224,0001,035
Additional noninterest expense$3,384,0001,463
Pre-tax net operating income$8,270,0001,060
Securities gains (losses)$169,000915
Applicable income taxes$2,584,0001,018
Income before extraordinary items$5,855,0001,108
Extraordinary gains, net$034
Net income$5,855,0001,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$666,0001,061
Cash dividends$3,375,000890
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,738,3901,106
2004-09-30 (YTD Data)Rank
Total interest income$17,387,0001,201
Total interest expense$5,812,0001,023
Net interest income$11,575,0001,295
Provision for loan and lease losses$308,0002,228
Total noninterest income$5,306,000811
Gross Fiduciary activities income$1,049,000320
Service charges on deposit accounts$1,181,0001,130
Trading account gains and fees$0134
Additional Noninterest Income$3,076,000777
Total noninterest expense$10,498,0001,162
Salaries and employee benefits$6,298,0001,019
Premises and equipment expense$1,656,0001,044
Additional noninterest expense$2,544,0001,447
Pre-tax net operating income$6,075,0001,093
Securities gains (losses)$160,000895
Applicable income taxes$1,904,0001,052
Income before extraordinary items$4,331,0001,140
Extraordinary gains, net$026
Net income$4,331,0001,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$514,000919
Cash dividends$3,375,000637
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,220,6001,133
2004-06-30 (YTD Data)Rank
Total interest income$11,479,0001,190
Total interest expense$3,855,0001,012
Net interest income$7,624,0001,301
Provision for loan and lease losses$293,0001,626
Total noninterest income$3,442,000823
Gross Fiduciary activities income$690,000325
Service charges on deposit accounts$783,0001,133
Trading account gains and fees$0130
Additional Noninterest Income$1,969,000806
Total noninterest expense$6,743,0001,201
Salaries and employee benefits$4,004,0001,071
Premises and equipment expense$1,092,0001,062
Additional noninterest expense$1,647,0001,467
Pre-tax net operating income$4,030,0001,081
Securities gains (losses)$124,000905
Applicable income taxes$1,276,0001,060
Income before extraordinary items$2,878,0001,138
Extraordinary gains, net$021
Net income$2,878,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,000945
Cash dividends$3,375,000447
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,792,4401,127
2004-03-31 (YTD Data)Rank
Total interest income$5,700,0001,217
Total interest expense$1,938,0001,024
Net interest income$3,762,0001,319
Provision for loan and lease losses$233,0001,019
Total noninterest income$1,641,000843
Gross Fiduciary activities income$344,000323
Service charges on deposit accounts$389,0001,102
Trading account gains and fees$0121
Additional Noninterest Income$908,000846
Total noninterest expense$3,210,0001,272
Salaries and employee benefits$1,977,0001,096
Premises and equipment expense$530,0001,114
Additional noninterest expense$703,0001,689
Pre-tax net operating income$1,960,0001,087
Securities gains (losses)$60,0001,096
Applicable income taxes$618,0001,097
Income before extraordinary items$1,402,0001,171
Extraordinary gains, net$016
Net income$1,402,0001,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$3,375,000238
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,360,6001,135
2003-12-31 (YTD Data)Rank
Total interest income$23,470,0001,217
Total interest expense$8,604,0001,039
Net interest income$14,866,0001,315
Provision for loan and lease losses$559,0001,983
Total noninterest income$8,580,000741
Gross Fiduciary activities income$1,122,000359
Service charges on deposit accounts$1,710,0001,017
Trading account gains and fees$0160
Additional Noninterest Income$5,748,000689
Total noninterest expense$14,040,0001,151
Salaries and employee benefits$8,400,0001,011
Premises and equipment expense$2,129,0001,072
Additional noninterest expense$3,511,0001,394
Pre-tax net operating income$8,847,000952
Securities gains (losses)$04,500
Applicable income taxes$2,817,000968
Income before extraordinary items$6,030,0001,070
Extraordinary gains, net$054
Net income$6,030,0001,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,339
Cash dividends$2,000,0001,369
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,030,0001,009
2003-09-30 (YTD Data)Rank
Total interest income$17,582,0001,248
Total interest expense$6,599,0001,058
Net interest income$10,983,0001,343
Provision for loan and lease losses$369,0002,160
Total noninterest income$7,033,000715
Gross Fiduciary activities income$848,000367
Service charges on deposit accounts$1,302,0001,008
Trading account gains and fees$0153
Additional Noninterest Income$4,883,000652
Total noninterest expense$10,780,0001,135
Salaries and employee benefits$6,433,0001,011
Premises and equipment expense$1,583,0001,091
Additional noninterest expense$2,764,0001,332
Pre-tax net operating income$6,867,000961
Securities gains (losses)$58,0002,190
Applicable income taxes$2,229,000973
Income before extraordinary items$4,696,0001,074
Extraordinary gains, net$040
Net income$4,696,0001,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,042
Cash dividends$2,000,0001,001
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,656,5601,010
2003-06-30 (YTD Data)Rank
Total interest income$11,879,0001,239
Total interest expense$4,465,0001,073
Net interest income$7,414,0001,322
Provision for loan and lease losses$185,0002,635
Total noninterest income$4,347,000752
Gross Fiduciary activities income$595,000364
Service charges on deposit accounts$888,000968
Trading account gains and fees$0150
Additional Noninterest Income$2,864,000699
Total noninterest expense$7,062,0001,154
Salaries and employee benefits$4,183,0001,034
Premises and equipment expense$1,046,0001,094
Additional noninterest expense$1,833,0001,348
Pre-tax net operating income$4,514,000967
Securities gains (losses)$52,0001,985
Applicable income taxes$1,473,0001,004
Income before extraordinary items$3,093,0001,082
Extraordinary gains, net$030
Net income$3,093,0001,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0001,743
Cash dividends$2,000,000736
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,057,6401,015
2003-03-31 (YTD Data)Rank
Total interest income$5,966,0001,245
Total interest expense$2,239,0001,094
Net interest income$3,727,0001,311
Provision for loan and lease losses$126,0001,981
Total noninterest income$2,103,000747
Gross Fiduciary activities income$320,000354
Service charges on deposit accounts$452,000921
Trading account gains and fees$0134
Additional Noninterest Income$1,331,000722
Total noninterest expense$3,448,0001,164
Salaries and employee benefits$2,075,0001,030
Premises and equipment expense$516,0001,125
Additional noninterest expense$857,0001,406
Pre-tax net operating income$2,256,000983
Securities gains (losses)$22,0001,846
Applicable income taxes$737,0001,022
Income before extraordinary items$1,541,0001,074
Extraordinary gains, net$021
Net income$1,541,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,880
Cash dividends$2,000,000380
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,526,0401,010
2002-12-31 (YTD Data)Rank
Total interest income$25,690,0001,191
Total interest expense$10,870,0001,026
Net interest income$14,820,0001,304
Provision for loan and lease losses$339,0003,202
Total noninterest income$7,702,000745
Gross Fiduciary activities income$1,418,000340
Service charges on deposit accounts$1,773,000910
Trading account gains and fees$0153
Additional Noninterest Income$4,511,000742
Total noninterest expense$14,224,0001,090
Salaries and employee benefits$7,851,0001,021
Premises and equipment expense$2,026,0001,089
Additional noninterest expense$4,347,0001,139
Pre-tax net operating income$7,959,0001,061
Securities gains (losses)$106,0001,692
Applicable income taxes$2,530,0001,069
Income before extraordinary items$5,535,0001,137
Extraordinary gains, net$070
Net income$5,535,0001,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$867,0001,092
Cash dividends$2,900,000952
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,461,8601,103
2001-12-31 (YTD Data)Rank
Total interest income$27,518,0001,250
Total interest expense$14,125,0001,134
Net interest income$13,393,0001,320
Provision for loan and lease losses$-2,089,0009,603
Total noninterest income$6,620,000782
Gross Fiduciary activities income$1,444,000347
Service charges on deposit accounts$1,452,0001,030
Trading account gains and fees$0177
Additional Noninterest Income$3,724,000814
Total noninterest expense$13,532,0001,090
Salaries and employee benefits$7,052,0001,051
Premises and equipment expense$2,190,000956
Additional noninterest expense$4,290,0001,111
Pre-tax net operating income$8,570,000890
Securities gains (losses)$112,0001,663
Applicable income taxes$2,900,000865
Income before extraordinary items$5,782,000954
Extraordinary gains, net$0105
Net income$5,782,000955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-468,0009,590
Cash dividends$1,810,0001,437
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,706,960923
2000-12-31 (YTD Data)Rank
Total interest income$27,440,0001,296
Total interest expense$14,421,0001,203
Net interest income$13,019,0001,348
Provision for loan and lease losses$270,0003,077
Total noninterest income$5,822,000830
Gross Fiduciary activities income$1,687,000315
Service charges on deposit accounts$1,323,0001,018
Trading account gains and fees$0180
Additional Noninterest Income$2,812,000893
Total noninterest expense$11,915,0001,171
Salaries and employee benefits$6,665,0001,058
Premises and equipment expense$2,020,000987
Additional noninterest expense$3,230,0001,390
Pre-tax net operating income$6,656,0001,129
Securities gains (losses)$3,0001,519
Applicable income taxes$2,155,0001,077
Income before extraordinary items$4,504,0001,176
Extraordinary gains, net$038
Net income$4,504,0001,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,868
Cash dividends$1,700,0001,519
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,501,9601,175
1999-12-31 (YTD Data)Rank
Total interest income$25,347,0001,284
Total interest expense$12,807,0001,189
Net interest income$12,540,0001,389
Provision for loan and lease losses$400,0002,102
Total noninterest income$5,300,000906
Gross Fiduciary activities income$1,252,000410
Service charges on deposit accounts$1,296,0001,028
Trading account gains and fees$0173
Additional Noninterest Income$2,752,000948
Total noninterest expense$12,013,0001,151
Salaries and employee benefits$6,716,0001,028
Premises and equipment expense$1,972,0001,025
Additional noninterest expense$3,325,0001,391
Pre-tax net operating income$5,427,0001,400
Securities gains (losses)$51,000974
Applicable income taxes$1,720,0001,413
Income before extraordinary items$3,758,0001,420
Extraordinary gains, net$035
Net income$3,758,0001,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-774,00010,202
Cash dividends$500,0003,483
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,722,8101,418
1998-12-31 (YTD Data)Rank
Total interest income$24,362,0001,321
Total interest expense$12,690,0001,229
Net interest income$11,672,0001,437
Provision for loan and lease losses$5,524,000293
Total noninterest income$5,133,000918
Gross Fiduciary activities income$1,081,000445
Service charges on deposit accounts$1,349,000920
Trading account gains and fees$0224
Additional Noninterest Income$2,703,000965
Total noninterest expense$10,776,0001,227
Salaries and employee benefits$5,543,0001,186
Premises and equipment expense$1,976,000981
Additional noninterest expense$3,257,0001,350
Pre-tax net operating income$505,0007,334
Securities gains (losses)$67,0001,537
Applicable income taxes$-125,00010,254
Income before extraordinary items$697,0005,632
Extraordinary gains, net$032
Net income$697,0005,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,531,000297
Cash dividends$9,250,000406
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$630,0005,804
1997-12-31 (YTD Data)Rank
Total interest income$23,529,0001,390
Total interest expense$11,998,0001,315
Net interest income$11,531,0001,493
Provision for loan and lease losses$384,0002,173
Total noninterest income$4,236,0001,036
Gross Fiduciary activities income$849,000517
Service charges on deposit accounts$1,379,000925
Trading account gains and fees$0239
Additional Noninterest Income$2,008,0001,101
Total noninterest expense$9,843,0001,338
Salaries and employee benefits$5,056,0001,305
Premises and equipment expense$1,845,0001,073
Additional noninterest expense$2,942,0001,468
Pre-tax net operating income$5,540,0001,402
Securities gains (losses)$-8,0009,909
Applicable income taxes$1,781,0001,464
Income before extraordinary items$3,751,0001,445
Extraordinary gains, net$044
Net income$3,751,0001,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,990
Cash dividends$600,0003,054
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,756,4401,408
1996-12-31 (YTD Data)Rank
Total interest income$21,897,0001,529
Total interest expense$11,053,0001,460
Net interest income$10,844,0001,637
Provision for loan and lease losses$420,0002,004
Total noninterest income$3,943,0001,124
Gross Fiduciary activities income$721,000608
Service charges on deposit accounts$1,238,0001,061
Trading account gains and fees$0262
Additional Noninterest Income$1,984,0001,164
Total noninterest expense$9,559,0001,496
Salaries and employee benefits$4,863,0001,381
Premises and equipment expense$1,870,0001,120
Additional noninterest expense$2,826,0001,833
Pre-tax net operating income$4,808,0001,504
Securities gains (losses)$-4,0009,823
Applicable income taxes$1,499,0001,600
Income before extraordinary items$3,305,0001,495
Extraordinary gains, net$053
Net income$3,305,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0002,207
Cash dividends$1,400,0001,660
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,307,7601,461
1995-12-31 (YTD Data)Rank
Total interest income$21,451,0001,574
Total interest expense$10,872,0001,495
Net interest income$10,579,0001,692
Provision for loan and lease losses$360,0002,012
Total noninterest income$3,318,0001,279
Gross Fiduciary activities income$581,000698
Service charges on deposit accounts$1,067,0001,260
Trading account gains and fees$0522
Additional Noninterest Income$1,670,0001,291
Total noninterest expense$9,408,0001,507
Salaries and employee benefits$4,877,0001,365
Premises and equipment expense$1,699,0001,224
Additional noninterest expense$2,832,0001,777
Pre-tax net operating income$4,129,0001,793
Securities gains (losses)$4,0002,936
Applicable income taxes$1,281,0001,907
Income before extraordinary items$2,852,0001,774
Extraordinary gains, net$065
Net income$2,852,0001,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,687
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,849,2401,756
1994-12-31 (YTD Data)Rank
Total interest income$19,717,0001,566
Total interest expense$9,083,0001,430
Net interest income$10,634,0001,700
Provision for loan and lease losses$200,0003,000
Total noninterest income$3,056,0001,348
Gross Fiduciary activities income$502,000730
Service charges on deposit accounts$1,060,0001,259
Trading account gains and fees$0475
Additional Noninterest Income$1,494,0001,389
Total noninterest expense$8,909,0001,652
Salaries and employee benefits$4,345,0001,538
Premises and equipment expense$1,664,0001,251
Additional noninterest expense$2,900,0001,866
Pre-tax net operating income$4,581,0001,571
Securities gains (losses)$-21,00010,372
Applicable income taxes$1,322,0001,736
Income before extraordinary items$3,238,0001,519
Extraordinary gains, net$0249
Net income$3,238,0001,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,925
Cash dividends$600,0002,782
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,252,9101,524
1993-12-31 (YTD Data)Rank
Total interest income$19,423,0001,624
Total interest expense$9,075,0001,470
Net interest income$10,348,0001,742
Provision for loan and lease losses$350,0002,706
Total noninterest income$2,982,0001,472
Gross Fiduciary activities income$383,000854
Service charges on deposit accounts$1,019,0001,330
Trading account gains and fees$0532
Additional Noninterest Income$1,580,0001,487
Total noninterest expense$8,974,0001,692
Salaries and employee benefits$4,393,0001,542
Premises and equipment expense$1,777,0001,205
Additional noninterest expense$2,804,0002,017
Pre-tax net operating income$4,006,0001,722
Securities gains (losses)$95,0002,571
Applicable income taxes$1,268,0001,842
Income before extraordinary items$2,833,0001,767
Extraordinary gains, net$03,149
Net income$2,833,0001,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,984
Cash dividends$475,0003,246
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,767,4501,700
1992-12-31 (YTD Data)Rank
Total interest income$19,593,0001,814
Total interest expense$10,131,0001,702
Net interest income$9,462,0001,929
Provision for loan and lease losses$372,0003,615
Total noninterest income$2,513,0001,651
Gross Fiduciary activities income$391,000853
Service charges on deposit accounts$1,017,0001,309
Trading account gains and fees$0504
Additional Noninterest Income$1,105,0001,867
Total noninterest expense$8,277,0001,832
Salaries and employee benefits$4,242,0001,569
Premises and equipment expense$1,491,0001,446
Additional noninterest expense$2,544,0002,288
Pre-tax net operating income$3,328,0001,859
Securities gains (losses)$151,0002,405
Applicable income taxes$1,037,0002,037
Income before extraordinary items$2,440,0001,863
Extraordinary gains, net$01,422
Net income$2,440,0001,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0004,083
Cash dividends$425,0003,155
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,334,3001,810

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.