Midwest Independent Bank

Midwest Independent Bank
910 Weathered Rock Road
Jefferson City, MO 65101

Concentration:Other Specialized Lending < 1 Billion
Established:1985-01-07
FDIC Insurance:1985-01-07
FDIC Cert:#25849
Holden By:Midwest Independent Bancshares, Inc.
Charter Class:commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:2, ranked #4223
Website:www.mibanc.com
Total Assets:$332,454,000, ranked #1972
Total Deposits:$232,341,000, ranked #2329
Total Equity Capital:$37,787,000, ranked #1845
Total Domestic Office Deposits:$232,341,000, ranked #2329
Net Income:$628,000, ranked #4593
Return on Equity:2%, ranked #5668

Historical Financial Information

2013-12-31Rank
# of Employees:383,501
Assets and Liabilities
Total Assets:$332,454,0001,972
Cash and due from depository institutions$89,249,0003,501
Interest-bearing balances$88,095,000401
Securities$41,319,0003,055
Federal funds sold & reverse repurchase agreements$71,463,00059
Net loans & leases$109,333,0003,273
Loan loss allowance$2,709,0002,325
Trading account assets$0247
Bank premises and fixed assets$2,587,0003,493
Other real estate owned$4,746,0003,501
Goodwill and other intangibles$192,0002,378
All other assets$13,565,0001,418
Life insurance assets$4,170,0001,777
Total liabilities and capital$332,454,0001,972
Total liabilities$294,667,0001,981
Total deposits$232,341,0002,329
Interest-bearing deposits$57,770,0005,091
Deposits held in domestic offices$232,341,0002,329
% insured44.66%6,712
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$03,907
Subordinated debt$0136
All other liabilities$62,326,000168
Total equity capital$37,787,0001,845
Total bank equity capital$37,787,0001,845
Perpetual preferred stock$0206
Common stock$1,116,0002,069
Surplus$23,783,0001,303
Undivided profits$12,888,0002,511
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$992,0003,657
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$1,000,0002,623
Earning assets$310,210,0001,944
Long-term assets (5+ years)$35,035,0004,057
Average Assets, year-to-date$333,714,4001,927
Average Assets, quarterly$306,658,0002,120
Volatile liabilities$10,250,0003,057
Insider loans$4,210,0001,444
FHLB advances$03,709
Loans and leases held for sale$01,902
Unused loan commitments$29,227,0002,110
Tier 1 (core) risk-based capital$35,704,0001,904
Tier 2 risk-based capital$1,965,0002,429
Total risk weighted assets$156,406,0002,643
Total unused commitments$29,227,0002,110
Derivatives$01,395
2013-09-30Rank
# of Employees:383,534
Assets and Liabilities
Total Assets:$280,862,0002,288
Cash and due from depository institutions$38,956,0003,534
Interest-bearing balances$38,887,000888
Securities$42,344,0003,028
Federal funds sold & reverse repurchase agreements$69,335,00063
Net loans & leases$108,935,0003,277
Loan loss allowance$3,873,0001,764
Trading account assets$0248
Bank premises and fixed assets$2,639,0003,466
Other real estate owned$5,273,0003,534
Goodwill and other intangibles$02,909
All other assets$13,380,0001,438
Life insurance assets$4,155,0001,745
Total liabilities and capital$280,862,0002,288
Total liabilities$242,883,0002,361
Total deposits$232,948,0002,316
Interest-bearing deposits$63,842,0004,928
Deposits held in domestic offices$232,948,0002,315
% insured46.91%6,775
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$03,930
Subordinated debt$0150
All other liabilities$9,935,000629
Total equity capital$37,979,0001,839
Total bank equity capital$37,979,0001,839
Perpetual preferred stock$0217
Common stock$1,117,0002,099
Surplus$23,783,0001,310
Undivided profits$13,079,0002,513
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$555,0004,540
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$1,001,0002,726
Earning assets$259,501,0002,278
Long-term assets (5+ years)$36,126,0003,998
Average Assets, year-to-date$334,029,5001,936
Average Assets, quarterly$311,595,0002,086
Volatile liabilities$11,750,0002,839
Insider loans$4,224,0001,445
FHLB advances$03,717
Loans and leases held for sale$02,008
Unused loan commitments$29,595,0002,088
Tier 1 (core) risk-based capital$35,735,0001,908
Tier 2 risk-based capital$1,973,0002,427
Total risk weighted assets$155,895,0002,643
Total unused commitments$29,595,0002,088
Derivatives$01,430
2013-06-30Rank
# of Employees:403,444
Assets and Liabilities
Total Assets:$342,328,0001,897
Cash and due from depository institutions$123,740,0003,444
Interest-bearing balances$123,705,000283
Securities$36,472,0003,321
Federal funds sold & reverse repurchase agreements$44,689,00087
Net loans & leases$117,616,0003,086
Loan loss allowance$3,725,0001,847
Trading account assets$0250
Bank premises and fixed assets$2,697,0003,433
Other real estate owned$5,539,0003,444
Goodwill and other intangibles$02,910
All other assets$11,575,0001,610
Life insurance assets$2,134,0002,490
Total liabilities and capital$342,328,0001,897
Total liabilities$304,684,0001,908
Total deposits$279,236,0001,961
Interest-bearing deposits$67,332,0004,846
Deposits held in domestic offices$279,236,0001,960
% insured42.88%6,864
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$03,942
Subordinated debt$0152
All other liabilities$25,448,000312
Total equity capital$37,644,0001,845
Total bank equity capital$37,644,0001,845
Perpetual preferred stock$0228
Common stock$1,117,0002,112
Surplus$23,783,0001,308
Undivided profits$12,744,0002,553
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$555,0004,583
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$1,063,0002,522
Earning assets$322,482,0001,854
Long-term assets (5+ years)$33,991,0004,083
Average Assets, year-to-date$351,752,0001,853
Average Assets, quarterly$363,300,0001,811
Volatile liabilities$12,750,0002,685
Insider loans$4,978,0001,262
FHLB advances$03,718
Loans and leases held for sale$02,138
Unused loan commitments$25,001,0002,357
Tier 1 (core) risk-based capital$36,197,0001,865
Tier 2 risk-based capital$1,989,0002,406
Total risk weighted assets$157,404,0002,601
Total unused commitments$25,001,0002,357
Derivatives$01,417
2013-03-31Rank
# of Employees:393,503
Assets and Liabilities
Total Assets:$384,272,0001,741
Cash and due from depository institutions$209,471,0003,503
Interest-bearing balances$209,391,000219
Securities$29,863,0003,731
Federal funds sold & reverse repurchase agreements$3,951,0001,423
Net loans & leases$120,553,0003,017
Loan loss allowance$3,572,0001,949
Trading account assets$0242
Bank premises and fixed assets$2,740,0003,430
Other real estate owned$6,409,0003,503
Goodwill and other intangibles$02,913
All other assets$11,285,0001,631
Life insurance assets$2,123,0002,472
Total liabilities and capital$384,272,0001,741
Total liabilities$346,212,0001,720
Total deposits$320,589,0001,756
Interest-bearing deposits$58,428,0005,199
Deposits held in domestic offices$320,589,0001,755
% insured34.75%6,974
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$03,908
Subordinated debt$0155
All other liabilities$25,623,000317
Total equity capital$38,060,0001,878
Total bank equity capital$38,060,0001,878
Perpetual preferred stock$0239
Common stock$1,117,0002,151
Surplus$23,783,0001,310
Undivided profits$13,160,0002,597
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$450,0004,904
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$1,150,0002,279
Earning assets$363,758,0001,693
Long-term assets (5+ years)$28,195,0004,430
Average Assets, year-to-date$356,464,0001,854
Average Assets, quarterly$356,464,0001,854
Volatile liabilities$12,750,0002,650
Insider loans$6,867,000894
FHLB advances$03,677
Loans and leases held for sale$02,154
Unused loan commitments$27,273,0002,212
Tier 1 (core) risk-based capital$36,477,0001,843
Tier 2 risk-based capital$1,921,0002,463
Total risk weighted assets$152,025,0002,655
Total unused commitments$27,273,0002,212
Derivatives$01,405
2012-12-31Rank
# of Employees:383,579
Assets and Liabilities
Total Assets:$328,704,0002,007
Cash and due from depository institutions$82,139,0003,579
Interest-bearing balances$82,052,000511
Securities$24,904,0004,046
Federal funds sold & reverse repurchase agreements$60,882,00077
Net loans & leases$139,032,0002,717
Loan loss allowance$3,458,0002,008
Trading account assets$0243
Bank premises and fixed assets$2,816,0003,406
Other real estate owned$6,580,0003,579
Goodwill and other intangibles$02,913
All other assets$12,351,0001,502
Life insurance assets$2,107,0002,451
Total liabilities and capital$328,704,0002,007
Total liabilities$290,936,0002,015
Total deposits$273,739,0002,028
Interest-bearing deposits$40,641,0005,931
Deposits held in domestic offices$273,739,0002,028
% insured92.31%2,592
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$04,109
Subordinated debt$0159
All other liabilities$17,197,000419
Total equity capital$37,768,0001,884
Total bank equity capital$37,768,0001,884
Perpetual preferred stock$0246
Common stock$1,117,0002,171
Surplus$23,783,0001,308
Undivided profits$12,868,0002,623
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$4,581,0001,895
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$1,064,0002,527
Earning assets$306,870,0001,972
Long-term assets (5+ years)$30,096,0004,240
Average Assets, year-to-date$346,985,6001,865
Average Assets, quarterly$334,390,0001,955
Volatile liabilities$11,750,0002,867
Insider loans$16,966,000292
FHLB advances$03,864
Loans and leases held for sale$02,229
Unused loan commitments$25,459,0002,219
Tier 1 (core) risk-based capital$36,195,0001,830
Tier 2 risk-based capital$2,368,0002,081
Total risk weighted assets$188,342,0002,232
Total unused commitments$25,459,0002,219
Derivatives$01,366
2012-09-30Rank
# of Employees:353,807
Assets and Liabilities
Total Assets:$340,076,0001,944
Cash and due from depository institutions$130,667,0003,807
Interest-bearing balances$130,659,000298
Securities$30,849,0003,667
Federal funds sold & reverse repurchase agreements$26,877,000175
Net loans & leases$130,195,0002,884
Loan loss allowance$3,120,0002,266
Trading account assets$0231
Bank premises and fixed assets$2,877,0003,377
Other real estate owned$6,531,0003,807
Goodwill and other intangibles$02,937
All other assets$12,080,0001,543
Life insurance assets$1,910,0002,537
Total liabilities and capital$340,076,0001,944
Total liabilities$302,427,0001,941
Total deposits$280,168,0001,968
Interest-bearing deposits$34,316,0006,254
Deposits held in domestic offices$280,168,0001,968
% insured96.04%1,229
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$04,201
Subordinated debt$0163
All other liabilities$22,259,000365
Total equity capital$37,649,0001,915
Total bank equity capital$37,649,0001,915
Perpetual preferred stock$0250
Common stock$1,117,0002,207
Surplus$23,783,0001,327
Undivided profits$12,749,0002,690
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$4,986,0001,881
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$1,181,0002,495
Earning assets$318,580,0001,903
Long-term assets (5+ years)$35,150,0003,924
Average Assets, year-to-date$351,556,0001,859
Average Assets, quarterly$348,381,5001,887
Volatile liabilities$16,741,0002,309
Insider loans$10,027,000592
FHLB advances$03,944
Loans and leases held for sale$02,256
Unused loan commitments$25,670,0002,225
Tier 1 (core) risk-based capital$35,016,0001,903
Tier 2 risk-based capital$2,184,0002,255
Total risk weighted assets$173,765,0002,418
Total unused commitments$25,670,0002,225
Derivatives$01,366
2012-06-30Rank
# of Employees:343,892
Assets and Liabilities
Total Assets:$356,687,0001,847
Cash and due from depository institutions$163,886,0003,892
Interest-bearing balances$163,829,000245
Securities$23,787,0004,232
Federal funds sold & reverse repurchase agreements$15,879,000332
Net loans & leases$131,673,0002,869
Loan loss allowance$3,262,0002,196
Trading account assets$0211
Bank premises and fixed assets$2,917,0003,370
Other real estate owned$6,460,0003,892
Goodwill and other intangibles$02,925
All other assets$12,085,0001,546
Life insurance assets$1,899,0002,510
Total liabilities and capital$356,687,0001,847
Total liabilities$319,586,0001,835
Total deposits$291,184,0001,881
Interest-bearing deposits$35,064,0006,268
Deposits held in domestic offices$291,184,0001,881
% insured96.13%1,266
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$04,239
Subordinated debt$0180
All other liabilities$28,402,000299
Total equity capital$37,101,0001,909
Total bank equity capital$37,101,0001,909
Perpetual preferred stock$0254
Common stock$1,117,0002,243
Surplus$23,783,0001,327
Undivided profits$12,201,0002,722
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$8,947,0001,227
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$1,039,0002,649
Earning assets$335,168,0001,797
Long-term assets (5+ years)$31,805,0004,118
Average Assets, year-to-date$355,382,6701,849
Average Assets, quarterly$374,610,0001,768
Volatile liabilities$7,750,0003,758
Insider loans$12,933,000436
FHLB advances$03,987
Loans and leases held for sale$02,185
Unused loan commitments$28,663,0001,979
Tier 1 (core) risk-based capital$34,553,0001,911
Tier 2 risk-based capital$2,140,0002,287
Total risk weighted assets$170,082,0002,452
Total unused commitments$28,663,0001,979
Derivatives$01,332
2012-03-31Rank
# of Employees:393,555
Assets and Liabilities
Total Assets:$392,533,0001,710
Cash and due from depository institutions$154,345,0003,555
Interest-bearing balances$154,275,000273
Securities$24,051,0004,245
Federal funds sold & reverse repurchase agreements$44,534,00095
Net loans & leases$148,577,0002,589
Loan loss allowance$5,538,0001,375
Trading account assets$0215
Bank premises and fixed assets$2,999,0003,336
Other real estate owned$5,658,0003,555
Goodwill and other intangibles$02,935
All other assets$12,369,0001,511
Life insurance assets$1,889,0002,484
Total liabilities and capital$392,533,0001,710
Total liabilities$355,705,0001,691
Total deposits$331,986,0001,680
Interest-bearing deposits$34,644,0006,356
Deposits held in domestic offices$331,986,0001,680
% insured97.75%656
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$04,273
Subordinated debt$0185
All other liabilities$23,719,000329
Total equity capital$36,828,0001,902
Total bank equity capital$36,828,0001,902
Perpetual preferred stock$0259
Common stock$1,117,0002,272
Surplus$23,783,0001,332
Undivided profits$11,928,0002,719
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$7,691,0001,473
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$1,060,0002,561
Earning assets$371,437,0001,652
Long-term assets (5+ years)$36,239,0003,851
Average Assets, year-to-date$354,730,5001,868
Average Assets, quarterly$354,730,5001,868
Volatile liabilities$7,750,0003,759
Insider loans$11,399,000509
FHLB advances$04,028
Loans and leases held for sale$02,171
Unused loan commitments$25,823,0002,172
Tier 1 (core) risk-based capital$34,476,0001,903
Tier 2 risk-based capital$2,426,0002,064
Total risk weighted assets$190,906,0002,218
Total unused commitments$25,823,0002,172
Derivatives$01,297
2011-12-31Rank
# of Employees:423,369
Assets and Liabilities
Total Assets:$316,928,0002,051
Cash and due from depository institutions$57,227,0003,369
Interest-bearing balances$57,157,000686
Securities$19,595,0004,584
Federal funds sold & reverse repurchase agreements$52,913,00095
Net loans & leases$165,384,0002,403
Loan loss allowance$4,549,0001,640
Trading account assets$0205
Bank premises and fixed assets$3,014,0003,331
Other real estate owned$5,383,0003,369
Goodwill and other intangibles$02,970
All other assets$13,412,0001,439
Life insurance assets$1,802,0002,501
Total liabilities and capital$316,928,0002,051
Total liabilities$280,576,0002,078
Total deposits$276,213,0001,974
Interest-bearing deposits$33,387,0006,418
Deposits held in domestic offices$276,213,0001,972
% insured94.33%2,137
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$04,481
Subordinated debt$0193
All other liabilities$4,363,0001,148
Total equity capital$36,352,0001,919
Total bank equity capital$36,352,0001,918
Perpetual preferred stock$0263
Common stock$1,117,0002,290
Surplus$23,783,0001,338
Undivided profits$11,452,0002,769
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$16,738,000798
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$1,193,0002,443
Earning assets$295,049,0002,011
Long-term assets (5+ years)$36,335,0003,325
Average Assets, year-to-date$308,445,8002,072
Average Assets, quarterly$322,158,0002,022
Volatile liabilities$7,750,0003,910
Insider loans$11,352,000518
FHLB advances$04,174
Loans and leases held for sale$01,918
Unused loan commitments$20,571,0002,522
Tier 1 (core) risk-based capital$33,155,0001,956
Tier 2 risk-based capital$2,606,0001,929
Total risk weighted assets$206,524,0002,054
Total unused commitments$20,571,0002,523
Derivatives$01,191
2011-09-30Rank
# of Employees:373,708
Assets and Liabilities
Total Assets:$293,543,0002,213
Cash and due from depository institutions$46,430,0003,708
Interest-bearing balances$43,377,000979
Securities$18,478,0004,667
Federal funds sold & reverse repurchase agreements$51,563,00096
Net loans & leases$150,932,0002,608
Loan loss allowance$6,565,0001,192
Trading account assets$0209
Bank premises and fixed assets$2,983,0003,376
Other real estate owned$11,602,0003,708
Goodwill and other intangibles$02,996
All other assets$11,555,0001,634
Life insurance assets$1,762,0002,494
Total liabilities and capital$293,543,0002,213
Total liabilities$259,507,0002,236
Total deposits$256,639,0002,106
Interest-bearing deposits$34,384,0006,410
Deposits held in domestic offices$256,639,0002,105
% insured92.73%2,893
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$04,648
Subordinated debt$0206
All other liabilities$2,868,0001,625
Total equity capital$34,036,0002,040
Total bank equity capital$34,036,0002,039
Perpetual preferred stock$0266
Common stock$1,116,0002,327
Surplus$20,513,0001,519
Undivided profits$12,407,0002,626
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$15,140,000938
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$1,027,0002,896
Earning assets$264,350,0002,233
Long-term assets (5+ years)$33,365,0003,434
Average Assets, year-to-date$274,715,7502,322
Average Assets, quarterly$290,941,5002,214
Volatile liabilities$8,500,0003,783
Insider loans$11,352,000513
FHLB advances$04,265
Loans and leases held for sale$01,904
Unused loan commitments$26,450,0002,067
Tier 1 (core) risk-based capital$30,568,0002,108
Tier 2 risk-based capital$2,480,0002,025
Total risk weighted assets$194,306,0002,187
Total unused commitments$26,450,0002,072
Derivatives$01,195
2011-06-30Rank
# of Employees:363,829
Assets and Liabilities
Total Assets:$288,340,0002,236
Cash and due from depository institutions$39,467,0003,829
Interest-bearing balances$27,010,0001,343
Securities$14,291,0005,223
Federal funds sold & reverse repurchase agreements$44,870,00096
Net loans & leases$163,897,0002,434
Loan loss allowance$6,989,0001,140
Trading account assets$0213
Bank premises and fixed assets$3,046,0003,343
Other real estate owned$11,015,0003,829
Goodwill and other intangibles$03,017
All other assets$11,754,0001,633
Life insurance assets$1,746,0002,472
Total liabilities and capital$288,340,0002,236
Total liabilities$254,670,0002,266
Total deposits$252,091,0002,137
Interest-bearing deposits$38,823,0006,259
Deposits held in domestic offices$252,091,0002,137
% insured55.60%7,394
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$04,735
Subordinated debt$0212
All other liabilities$2,579,0001,664
Total equity capital$33,670,0002,014
Total bank equity capital$33,670,0002,013
Perpetual preferred stock$0222
Common stock$1,117,0002,365
Surplus$20,513,0001,514
Undivided profits$12,040,0002,617
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$18,096,000835
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$1,362,0002,152
Earning assets$250,068,0002,333
Long-term assets (5+ years)$28,629,0003,694
Average Assets, year-to-date$268,440,0002,380
Average Assets, quarterly$269,922,0002,371
Volatile liabilities$14,000,0002,886
Insider loans$12,731,000446
FHLB advances$04,341
Loans and leases held for sale$01,752
Unused loan commitments$23,519,0002,282
Tier 1 (core) risk-based capital$29,843,0002,118
Tier 2 risk-based capital$2,547,0001,989
Total risk weighted assets$199,255,0002,149
Total unused commitments$23,519,0002,285
Derivatives$01,174
2011-03-31Rank
# of Employees:383,704
Assets and Liabilities
Total Assets:$251,504,0002,566
Cash and due from depository institutions$30,892,0003,704
Interest-bearing balances$17,281,0002,069
Securities$9,905,0005,816
Federal funds sold & reverse repurchase agreements$12,248,000640
Net loans & leases$169,369,0002,384
Loan loss allowance$8,104,0001,010
Trading account assets$0208
Bank premises and fixed assets$3,041,0003,384
Other real estate owned$14,367,0003,704
Goodwill and other intangibles$03,025
All other assets$11,682,0001,674
Life insurance assets$1,704,0002,492
Total liabilities and capital$251,504,0002,566
Total liabilities$217,969,0002,655
Total deposits$137,920,0003,636
Interest-bearing deposits$39,069,0006,328
Deposits held in domestic offices$137,920,0003,634
% insured83.65%5,856
Federal funds purchased & repurchase agreements$77,300,000274
Trading liabilities$0108
Other borrowed funds$04,815
Subordinated debt$0214
All other liabilities$2,749,0001,558
Total equity capital$33,535,0001,991
Total bank equity capital$33,535,0001,989
Perpetual preferred stock$0224
Common stock$1,116,0002,394
Surplus$20,513,0001,523
Undivided profits$11,906,0002,551
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$15,012,0001,038
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$1,220,0002,398
Earning assets$208,803,0002,804
Long-term assets (5+ years)$31,511,0003,450
Average Assets, year-to-date$258,490,0002,486
Average Assets, quarterly$258,490,0002,486
Volatile liabilities$93,300,000654
Insider loans$18,625,000292
FHLB advances$04,390
Loans and leases held for sale$01,676
Unused loan commitments$19,555,0002,649
Tier 1 (core) risk-based capital$29,900,0002,110
Tier 2 risk-based capital$2,599,0001,968
Total risk weighted assets$202,302,0002,130
Total unused commitments$19,555,0002,652
Derivatives$01,153
2010-12-31Rank
# of Employees:393,674
Assets and Liabilities
Total Assets:$265,476,0002,425
Cash and due from depository institutions$36,553,0003,674
Interest-bearing balances$17,721,0001,830
Securities$6,275,0006,310
Federal funds sold & reverse repurchase agreements$25,064,000260
Net loans & leases$170,474,0002,415
Loan loss allowance$9,593,000864
Trading account assets$0207
Bank premises and fixed assets$3,169,0003,327
Other real estate owned$12,465,0003,674
Goodwill and other intangibles$03,026
All other assets$11,476,0001,745
Life insurance assets$1,702,0002,474
Total liabilities and capital$265,476,0002,425
Total liabilities$232,111,0002,488
Total deposits$135,500,0003,699
Interest-bearing deposits$39,068,0006,349
Deposits held in domestic offices$135,500,0003,697
% insured87.52%4,875
Federal funds purchased & repurchase agreements$92,200,000252
Trading liabilities$0108
Other borrowed funds$04,983
Subordinated debt$0220
All other liabilities$4,411,0001,091
Total equity capital$33,365,0001,988
Total bank equity capital$33,365,0001,985
Perpetual preferred stock$0224
Common stock$1,117,0002,426
Surplus$20,512,0001,533
Undivided profits$11,736,0002,551
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$11,310,0001,325
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$1,225,0002,478
Earning assets$219,534,0002,668
Long-term assets (5+ years)$22,338,0004,031
Average Assets, year-to-date$273,146,6002,335
Average Assets, quarterly$262,432,5002,453
Volatile liabilities$120,442,0001,136
Insider loans$19,972,000266
FHLB advances$04,551
Loans and leases held for sale$01,952
Unused loan commitments$29,955,0001,895
Tier 1 (core) risk-based capital$29,821,0002,117
Tier 2 risk-based capital$2,656,0001,959
Total risk weighted assets$205,413,0002,138
Total unused commitments$29,955,0001,897
Derivatives$01,176
2010-09-30Rank
# of Employees:393,712
Assets and Liabilities
Total Assets:$259,389,0002,518
Cash and due from depository institutions$34,105,0003,712
Interest-bearing balances$19,123,0001,793
Securities$1,084,0007,269
Federal funds sold & reverse repurchase agreements$13,158,000570
Net loans & leases$180,699,0002,347
Loan loss allowance$9,506,000876
Trading account assets$0210
Bank premises and fixed assets$3,248,0003,307
Other real estate owned$12,634,0003,712
Goodwill and other intangibles$03,048
All other assets$14,461,0001,469
Life insurance assets$1,397,0002,626
Total liabilities and capital$259,389,0002,518
Total liabilities$225,872,0002,591
Total deposits$131,971,0003,805
Interest-bearing deposits$22,363,0007,190
Deposits held in domestic offices$131,971,0003,803
% insured43.09%7,672
Federal funds purchased & repurchase agreements$88,900,000258
Trading liabilities$0103
Other borrowed funds$05,105
Subordinated debt$0233
All other liabilities$5,001,0001,082
Total equity capital$33,517,0002,037
Total bank equity capital$33,517,0002,036
Perpetual preferred stock$0229
Common stock$1,116,0002,471
Surplus$20,513,0001,517
Undivided profits$11,888,0002,654
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$9,041,0001,560
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$1,733,0001,879
Earning assets$214,064,0002,756
Long-term assets (5+ years)$22,153,0003,989
Average Assets, year-to-date$275,064,2502,352
Average Assets, quarterly$263,734,0002,465
Volatile liabilities$108,647,0001,294
Insider loans$19,942,000270
FHLB advances$04,672
Loans and leases held for sale$01,963
Unused loan commitments$30,535,0001,902
Tier 1 (core) risk-based capital$30,558,0002,076
Tier 2 risk-based capital$2,760,0001,932
Total risk weighted assets$213,915,0002,088
Total unused commitments$30,535,0001,904
Derivatives$01,218
2010-06-30Rank
# of Employees:413,609
Assets and Liabilities
Total Assets:$268,079,0002,443
Cash and due from depository institutions$37,116,0003,609
Interest-bearing balances$19,491,0001,650
Securities$584,0007,450
Federal funds sold & reverse repurchase agreements$10,026,000775
Net loans & leases$189,575,0002,274
Loan loss allowance$10,155,000837
Trading account assets$0210
Bank premises and fixed assets$3,297,0003,312
Other real estate owned$13,360,0003,609
Goodwill and other intangibles$03,062
All other assets$14,121,0001,516
Life insurance assets$1,141,0002,824
Total liabilities and capital$268,079,0002,443
Total liabilities$234,952,0002,506
Total deposits$134,380,0003,758
Interest-bearing deposits$17,752,0007,423
Deposits held in domestic offices$134,380,0003,757
% insured41.47%7,746
Federal funds purchased & repurchase agreements$96,200,000254
Trading liabilities$0104
Other borrowed funds$05,212
Subordinated debt$0241
All other liabilities$4,372,0001,159
Total equity capital$33,127,0002,040
Total bank equity capital$33,127,0002,039
Perpetual preferred stock$0222
Common stock$1,117,0002,499
Surplus$20,513,0001,514
Undivided profits$11,497,0002,690
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$10,456,0001,435
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$1,462,0002,145
Earning assets$219,676,0002,700
Long-term assets (5+ years)$24,450,0003,793
Average Assets, year-to-date$280,289,3302,330
Average Assets, quarterly$274,966,0002,374
Volatile liabilities$111,947,0001,291
Insider loans$24,772,000197
FHLB advances$04,785
Loans and leases held for sale$01,852
Unused loan commitments$28,606,0002,029
Tier 1 (core) risk-based capital$31,127,0002,035
Tier 2 risk-based capital$2,893,0001,883
Total risk weighted assets$224,104,0002,037
Total unused commitments$28,606,0002,031
Derivatives$01,168
2010-03-31Rank
# of Employees:383,875
Assets and Liabilities
Total Assets:$281,853,0002,386
Cash and due from depository institutions$43,204,0003,875
Interest-bearing balances$21,060,0001,556
Securities$584,0007,532
Federal funds sold & reverse repurchase agreements$10,063,000933
Net loans & leases$200,857,0002,223
Loan loss allowance$9,881,000879
Trading account assets$0227
Bank premises and fixed assets$3,340,0003,339
Other real estate owned$10,133,0003,875
Goodwill and other intangibles$03,074
All other assets$13,672,0001,596
Life insurance assets$1,108,0002,862
Total liabilities and capital$281,853,0002,386
Total liabilities$248,751,0002,422
Total deposits$134,667,0003,795
Interest-bearing deposits$18,202,0007,504
Deposits held in domestic offices$134,667,0003,793
% insured40.63%7,846
Federal funds purchased & repurchase agreements$110,700,000229
Trading liabilities$0108
Other borrowed funds$05,317
Subordinated debt$0248
All other liabilities$3,384,0001,412
Total equity capital$33,102,0002,052
Total bank equity capital$33,102,0002,049
Perpetual preferred stock$0220
Common stock$1,116,0002,547
Surplus$20,513,0001,544
Undivided profits$11,473,0002,670
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$11,747,0001,343
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$1,199,0002,709
Earning assets$232,564,0002,621
Long-term assets (5+ years)$26,827,0003,633
Average Assets, year-to-date$286,394,5002,341
Average Assets, quarterly$286,394,5002,341
Volatile liabilities$126,897,0001,173
Insider loans$28,709,000180
FHLB advances$04,906
Loans and leases held for sale$01,823
Unused loan commitments$27,204,0002,200
Tier 1 (core) risk-based capital$30,651,0002,077
Tier 2 risk-based capital$3,031,0001,860
Total risk weighted assets$235,598,0002,011
Total unused commitments$27,204,0002,204
Derivatives$01,155
2009-12-31Rank
# of Employees:393,839
Assets and Liabilities
Total Assets:$290,936,0002,319
Cash and due from depository institutions$32,351,0003,839
Interest-bearing balances$14,017,0001,824
Securities$592,0007,580
Federal funds sold & reverse repurchase agreements$10,039,000854
Net loans & leases$225,872,0002,028
Loan loss allowance$10,286,000852
Trading account assets$0224
Bank premises and fixed assets$3,383,0003,352
Other real estate owned$7,055,0003,839
Goodwill and other intangibles$03,096
All other assets$11,644,0001,862
Life insurance assets$1,105,0002,860
Total liabilities and capital$290,936,0002,319
Total liabilities$258,313,0002,355
Total deposits$144,072,0003,603
Interest-bearing deposits$8,448,0007,873
Deposits held in domestic offices$144,072,0003,602
% insured37.01%7,940
Federal funds purchased & repurchase agreements$110,700,000236
Trading liabilities$0104
Other borrowed funds$05,407
Subordinated debt$0258
All other liabilities$3,541,0001,364
Total equity capital$32,623,0002,054
Total bank equity capital$32,623,0002,051
Perpetual preferred stock$0219
Common stock$1,117,0002,585
Surplus$20,512,0001,543
Undivided profits$10,994,0002,713
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$16,939,000990
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$1,629,0002,073
Earning assets$250,520,0002,458
Long-term assets (5+ years)$27,336,0003,563
Average Assets, year-to-date$326,428,8002,075
Average Assets, quarterly$305,440,0002,219
Volatile liabilities$119,003,0001,244
Insider loans$29,018,000178
FHLB advances$05,026
Loans and leases held for sale$01,814
Unused loan commitments$35,692,0001,771
Tier 1 (core) risk-based capital$30,476,0002,081
Tier 2 risk-based capital$3,240,0001,773
Total risk weighted assets$252,136,0001,931
Total unused commitments$35,692,0001,772
Derivatives$01,139
2009-09-30Rank
# of Employees:383,943
Assets and Liabilities
Total Assets:$319,944,0002,158
Cash and due from depository institutions$26,708,0003,943
Interest-bearing balances$25,104,0001,020
Securities$622,0007,651
Federal funds sold & reverse repurchase agreements$39,436,000204
Net loans & leases$231,605,0002,025
Loan loss allowance$10,297,000811
Trading account assets$0238
Bank premises and fixed assets$3,329,0003,413
Other real estate owned$7,732,0003,943
Goodwill and other intangibles$03,142
All other assets$10,512,0001,809
Life insurance assets$859,0003,024
Total liabilities and capital$319,944,0002,158
Total liabilities$288,016,0002,148
Total deposits$128,614,0003,896
Interest-bearing deposits$355,0008,068
Deposits held in domestic offices$128,614,0003,895
% insured33.24%8,026
Federal funds purchased & repurchase agreements$157,500,000194
Trading liabilities$0103
Other borrowed funds$05,525
Subordinated debt$0269
All other liabilities$1,902,0002,439
Total equity capital$31,928,0002,158
Total bank equity capital$31,928,0002,157
Perpetual preferred stock$0212
Common stock$1,117,0002,615
Surplus$20,512,0001,554
Undivided profits$10,299,0002,961
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$13,970,0001,158
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$1,525,0002,397
Earning assets$296,767,0002,135
Long-term assets (5+ years)$28,611,0003,455
Average Assets, year-to-date$335,302,0002,048
Average Assets, quarterly$331,109,0002,089
Volatile liabilities$157,805,000965
Insider loans$26,963,000196
FHLB advances$05,137
Loans and leases held for sale$01,823
Unused loan commitments$41,860,0001,638
Tier 1 (core) risk-based capital$31,039,0002,083
Tier 2 risk-based capital$3,352,0001,729
Total risk weighted assets$261,192,0001,890
Total unused commitments$41,860,0001,639
Derivatives$01,183
2009-06-30Rank
# of Employees:383,996
Assets and Liabilities
Total Assets:$342,274,0002,038
Cash and due from depository institutions$47,980,0003,996
Interest-bearing balances$46,356,000492
Securities$623,0007,709
Federal funds sold & reverse repurchase agreements$27,916,000300
Net loans & leases$244,318,0001,958
Loan loss allowance$9,345,000869
Trading account assets$0240
Bank premises and fixed assets$3,387,0003,414
Other real estate owned$6,508,0003,996
Goodwill and other intangibles$03,161
All other assets$11,542,0001,702
Life insurance assets$788,0003,089
Total liabilities and capital$342,274,0002,038
Total liabilities$311,144,0002,024
Total deposits$95,551,0004,755
Interest-bearing deposits$754,0008,129
Deposits held in domestic offices$95,551,0004,752
% insured26.29%8,080
Federal funds purchased & repurchase agreements$212,640,000165
Trading liabilities$0100
Other borrowed funds$1,000,0004,986
Subordinated debt$0276
All other liabilities$1,953,0002,420
Total equity capital$31,130,0002,191
Total bank equity capital$31,130,0002,189
Perpetual preferred stock$0213
Common stock$1,117,0002,654
Surplus$20,512,0001,562
Undivided profits$9,501,0003,059
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$10,958,0001,352
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$1,558,0002,248
Earning assets$319,213,0002,001
Long-term assets (5+ years)$30,878,0003,244
Average Assets, year-to-date$340,421,3302,034
Average Assets, quarterly$328,380,0002,115
Volatile liabilities$214,344,000720
Insider loans$26,092,000214
FHLB advances$1,000,0004,788
Loans and leases held for sale$01,961
Unused loan commitments$34,985,0001,976
Tier 1 (core) risk-based capital$31,294,0002,073
Tier 2 risk-based capital$3,488,0001,665
Total risk weighted assets$273,180,0001,859
Total unused commitments$34,985,0001,979
Derivatives$01,221
2009-03-31Rank
# of Employees:374,098
Assets and Liabilities
Total Assets:$314,486,0002,205
Cash and due from depository institutions$34,113,0004,098
Interest-bearing balances$32,004,000608
Securities$623,0007,793
Federal funds sold & reverse repurchase agreements$5,843,0002,022
Net loans & leases$256,923,0001,900
Loan loss allowance$8,471,000895
Trading account assets$0234
Bank premises and fixed assets$3,443,0003,398
Other real estate owned$1,899,0004,098
Goodwill and other intangibles$03,204
All other assets$11,642,0001,671
Life insurance assets$806,0003,094
Total liabilities and capital$314,486,0002,205
Total liabilities$283,597,0002,196
Total deposits$97,338,0004,701
Interest-bearing deposits$738,0008,179
Deposits held in domestic offices$97,338,0004,698
% insured27.88%8,126
Federal funds purchased & repurchase agreements$183,066,000193
Trading liabilities$092
Other borrowed funds$1,000,0005,053
Subordinated debt$0271
All other liabilities$2,193,0002,154
Total equity capital$30,889,0002,229
Total bank equity capital$30,889,0002,226
Perpetual preferred stock$0193
Common stock$1,117,0002,670
Surplus$20,512,0001,541
Undivided profits$9,260,0003,154
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$17,424,000827
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$1,459,0002,450
Earning assets$295,393,0002,165
Long-term assets (5+ years)$23,659,0003,763
Average Assets, year-to-date$339,495,0002,049
Average Assets, quarterly$339,495,0002,049
Volatile liabilities$184,754,000852
Insider loans$25,297,000230
FHLB advances$1,000,0004,872
Loans and leases held for sale$01,892
Unused loan commitments$46,745,0001,651
Tier 1 (core) risk-based capital$31,057,0002,099
Tier 2 risk-based capital$3,499,0001,654
Total risk weighted assets$274,966,0001,860
Total unused commitments$46,745,0001,652
Derivatives$01,177
2008-12-31Rank
# of Employees:384,055
Assets and Liabilities
Total Assets:$364,504,0001,898
Cash and due from depository institutions$41,791,0004,055
Interest-bearing balances$39,647,000304
Securities$625,0007,851
Federal funds sold & reverse repurchase agreements$52,962,000163
Net loans & leases$253,933,0001,923
Loan loss allowance$7,503,000953
Trading account assets$0236
Bank premises and fixed assets$2,709,0003,920
Other real estate owned$345,0004,055
Goodwill and other intangibles$03,219
All other assets$12,139,0001,632
Life insurance assets$911,0003,052
Total liabilities and capital$364,504,0001,898
Total liabilities$334,247,0001,875
Total deposits$262,489,0002,064
Interest-bearing deposits$1,687,0008,232
Deposits held in domestic offices$262,489,0002,060
% insured0.00%1
Federal funds purchased & repurchase agreements$69,699,000360
Trading liabilities$088
Other borrowed funds$1,000,0005,270
Subordinated debt$0278
All other liabilities$1,059,0003,607
Total equity capital$30,257,0002,243
Total bank equity capital$30,257,0002,243
Perpetual preferred stock$0141
Common stock$1,116,0002,685
Surplus$20,513,0001,508
Undivided profits$8,628,0003,295
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,036,000754
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$1,799,0002,097
Earning assets$347,167,0001,837
Long-term assets (5+ years)$19,199,0004,105
Average Assets, year-to-date$338,771,0001,963
Average Assets, quarterly$354,172,5001,935
Volatile liabilities$70,386,0002,070
Insider loans$10,502,000720
FHLB advances$05,445
Loans and leases held for sale$01,663
Unused loan commitments$41,604,0001,843
Tier 1 (core) risk-based capital$30,425,0002,116
Tier 2 risk-based capital$3,543,0001,615
Total risk weighted assets$279,485,0001,834
Total unused commitments$41,604,0001,844
Derivatives$01,109
2008-09-30Rank
# of Employees:394,009
Assets and Liabilities
Total Assets:$343,841,0001,999
Cash and due from depository institutions$9,067,0004,009
Interest-bearing balances$1,007,0003,021
Securities$626,0007,912
Federal funds sold & reverse repurchase agreements$69,700,000176
Net loans & leases$254,345,0001,915
Loan loss allowance$7,033,000897
Trading account assets$0251
Bank premises and fixed assets$2,670,0003,955
Other real estate owned$04,009
Goodwill and other intangibles$03,276
All other assets$7,433,0002,374
Life insurance assets$970,0003,022
Total liabilities and capital$343,841,0001,999
Total liabilities$305,865,0002,022
Total deposits$84,809,0004,981
Interest-bearing deposits$1,687,0008,308
Deposits held in domestic offices$84,809,0004,978
% insured0.00%1
Federal funds purchased & repurchase agreements$214,687,000187
Trading liabilities$091
Other borrowed funds$5,000,0004,125
Subordinated debt$0276
All other liabilities$1,369,0003,112
Total equity capital$37,976,0001,791
Total bank equity capital$37,976,0001,791
Perpetual preferred stock$0110
Common stock$1,116,0002,709
Surplus$20,512,0001,483
Undivided profits$16,348,0002,062
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,468,000612
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$2,045,0001,925
Earning assets$325,678,0001,924
Long-term assets (5+ years)$10,440,0005,226
Average Assets, year-to-date$332,337,7502,015
Average Assets, quarterly$354,095,0001,921
Volatile liabilities$215,374,000706
Insider loans$10,535,000705
FHLB advances$5,000,0003,984
Loans and leases held for sale$01,623
Unused loan commitments$50,890,0001,654
Tier 1 (core) risk-based capital$38,147,0001,702
Tier 2 risk-based capital$3,515,0001,584
Total risk weighted assets$277,666,0001,842
Total unused commitments$50,890,0001,655
Derivatives$01,077
2008-06-30Rank
# of Employees:384,131
Assets and Liabilities
Total Assets:$364,349,0001,876
Cash and due from depository institutions$10,647,0004,131
Interest-bearing balances$126,0004,772
Securities$627,0007,966
Federal funds sold & reverse repurchase agreements$83,541,000165
Net loans & leases$255,034,0001,889
Loan loss allowance$5,094,0001,164
Trading account assets$0267
Bank premises and fixed assets$2,403,0004,182
Other real estate owned$4,995,0004,131
Goodwill and other intangibles$03,301
All other assets$7,102,0002,431
Life insurance assets$828,0003,142
Total liabilities and capital$364,349,0001,876
Total liabilities$326,235,0001,890
Total deposits$84,256,0005,027
Interest-bearing deposits$612,0008,378
Deposits held in domestic offices$84,256,0005,023
% insured0.00%1
Federal funds purchased & repurchase agreements$236,174,000196
Trading liabilities$094
Other borrowed funds$4,250,0004,239
Subordinated debt$0257
All other liabilities$1,555,0002,809
Total equity capital$38,114,0001,805
Total bank equity capital$38,114,0001,805
Perpetual preferred stock$0107
Common stock$1,116,0002,733
Surplus$20,513,0001,460
Undivided profits$16,485,0002,061
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,470,000630
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$1,809,0002,122
Earning assets$339,328,0001,842
Long-term assets (5+ years)$1,918,0006,995
Average Assets, year-to-date$328,503,3302,041
Average Assets, quarterly$337,461,0002,000
Volatile liabilities$240,010,000644
Insider loans$10,996,000688
FHLB advances$4,250,0004,109
Loans and leases held for sale$01,725
Unused loan commitments$65,432,0001,383
Tier 1 (core) risk-based capital$38,289,0001,714
Tier 2 risk-based capital$3,609,0001,524
Total risk weighted assets$287,242,0001,780
Total unused commitments$65,432,0001,384
Derivatives$01,075
2008-03-31Rank
# of Employees:384,139
Assets and Liabilities
Total Assets:$310,573,0002,183
Cash and due from depository institutions$11,408,0004,139
Interest-bearing balances$120,0004,822
Securities$627,0008,008
Federal funds sold & reverse repurchase agreements$24,876,000618
Net loans & leases$255,611,0001,849
Loan loss allowance$5,599,000994
Trading account assets$0252
Bank premises and fixed assets$2,179,0004,388
Other real estate owned$7,996,0004,139
Goodwill and other intangibles$03,304
All other assets$7,876,0002,186
Life insurance assets$814,0003,162
Total liabilities and capital$310,573,0002,183
Total liabilities$273,030,0002,203
Total deposits$106,631,0004,333
Interest-bearing deposits$611,0008,422
Deposits held in domestic offices$106,631,0004,329
% insured0.00%1
Federal funds purchased & repurchase agreements$158,557,000232
Trading liabilities$086
Other borrowed funds$4,250,0003,988
Subordinated debt$0251
All other liabilities$3,592,0001,573
Total equity capital$37,543,0001,880
Total bank equity capital$37,543,0001,880
Perpetual preferred stock$0108
Common stock$1,116,0002,739
Surplus$20,513,0001,442
Undivided profits$15,914,0002,236
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,541,000478
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$2,198,0001,754
Earning assets$281,234,0002,198
Long-term assets (5+ years)$68,771,0001,683
Average Assets, year-to-date$310,580,5002,159
Average Assets, quarterly$310,580,5002,159
Volatile liabilities$162,392,000924
Insider loans$11,051,000671
FHLB advances$4,250,0003,868
Loans and leases held for sale$161,0001,589
Unused loan commitments$61,032,0001,499
Tier 1 (core) risk-based capital$37,722,0001,727
Tier 2 risk-based capital$3,541,0001,510
Total risk weighted assets$281,258,0001,783
Total unused commitments$61,032,0001,500
Derivatives$01,109
2007-12-31Rank
# of Employees:374,223
Assets and Liabilities
Total Assets:$310,588,0002,152
Cash and due from depository institutions$8,990,0004,223
Interest-bearing balances$121,0004,490
Securities$628,0008,069
Federal funds sold & reverse repurchase agreements$34,668,000375
Net loans & leases$248,487,0001,888
Loan loss allowance$4,843,0001,135
Trading account assets$0237
Bank premises and fixed assets$2,185,0004,402
Other real estate owned$7,513,0004,223
Goodwill and other intangibles$03,293
All other assets$8,117,0002,151
Life insurance assets$810,0003,153
Total liabilities and capital$310,588,0002,152
Total liabilities$275,248,0002,166
Total deposits$71,208,0005,504
Interest-bearing deposits$510,0008,467
Deposits held in domestic offices$71,208,0005,503
% insured0.00%1
Federal funds purchased & repurchase agreements$196,312,000215
Trading liabilities$078
Other borrowed funds$4,250,0003,800
Subordinated debt$0248
All other liabilities$3,478,0001,585
Total equity capital$35,340,0001,970
Total bank equity capital$35,340,0001,970
Perpetual preferred stock$0111
Common stock$1,117,0002,738
Surplus$19,012,0001,533
Undivided profits$15,211,0002,287
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,577,000414
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$2,270,0001,849
Earning assets$283,904,0002,144
Long-term assets (5+ years)$1,726,0006,928
Average Assets, year-to-date$317,004,8002,029
Average Assets, quarterly$309,504,0002,136
Volatile liabilities$200,047,000742
Insider loans$10,933,000657
FHLB advances$4,250,0003,669
Loans and leases held for sale$110,0001,613
Unused loan commitments$70,216,0001,356
Tier 1 (core) risk-based capital$35,517,0001,842
Tier 2 risk-based capital$3,532,0001,510
Total risk weighted assets$281,263,0001,771
Total unused commitments$70,216,0001,356
Derivatives$01,052
2007-09-30Rank
# of Employees:394,079
Assets and Liabilities
Total Assets:$308,420,0002,135
Cash and due from depository institutions$5,398,0004,079
Interest-bearing balances$120,0004,370
Securities$628,0008,116
Federal funds sold & reverse repurchase agreements$27,922,000492
Net loans & leases$259,185,0001,781
Loan loss allowance$3,959,0001,344
Trading account assets$0244
Bank premises and fixed assets$2,223,0004,336
Other real estate owned$5,457,0004,079
Goodwill and other intangibles$03,301
All other assets$7,607,0002,245
Life insurance assets$755,0003,152
Total liabilities and capital$308,420,0002,135
Total liabilities$273,029,0002,151
Total deposits$69,199,0005,544
Interest-bearing deposits$610,0008,481
Deposits held in domestic offices$69,199,0005,543
% insured0.00%1
Federal funds purchased & repurchase agreements$197,019,000201
Trading liabilities$078
Other borrowed funds$5,000,0003,448
Subordinated debt$0244
All other liabilities$1,811,0002,689
Total equity capital$35,391,0001,939
Total bank equity capital$35,391,0001,939
Perpetual preferred stock$0113
Common stock$1,117,0002,716
Surplus$19,013,0001,498
Undivided profits$15,261,0002,270
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,640,0002,283
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$2,911,0001,503
Earning assets$287,855,0002,099
Long-term assets (5+ years)$1,793,0006,888
Average Assets, year-to-date$318,609,0002,016
Average Assets, quarterly$320,537,0002,031
Volatile liabilities$198,354,000748
Insider loans$6,118,0001,217
FHLB advances$5,000,0003,294
Loans and leases held for sale$118,0001,614
Unused loan commitments$73,541,0001,329
Tier 1 (core) risk-based capital$35,535,0001,821
Tier 2 risk-based capital$3,589,0001,463
Total risk weighted assets$286,753,0001,700
Total unused commitments$73,541,0001,329
Derivatives$01,033
2007-06-30Rank
# of Employees:394,121
Assets and Liabilities
Total Assets:$332,654,0001,976
Cash and due from depository institutions$6,254,0004,121
Interest-bearing balances$128,0004,400
Securities$629,0008,169
Federal funds sold & reverse repurchase agreements$35,347,000425
Net loans & leases$274,019,0001,706
Loan loss allowance$4,368,0001,203
Trading account assets$0245
Bank premises and fixed assets$2,282,0004,265
Other real estate owned$6,949,0004,121
Goodwill and other intangibles$03,329
All other assets$7,174,0002,345
Life insurance assets$728,0003,187
Total liabilities and capital$332,654,0001,976
Total liabilities$297,703,0001,976
Total deposits$67,217,0005,670
Interest-bearing deposits$585,0008,540
Deposits held in domestic offices$67,217,0005,669
% insured0.00%1
Federal funds purchased & repurchase agreements$223,958,000192
Trading liabilities$087
Other borrowed funds$5,000,0003,355
Subordinated debt$0258
All other liabilities$1,528,0002,878
Total equity capital$34,951,0001,943
Total bank equity capital$34,951,0001,943
Perpetual preferred stock$0111
Common stock$1,117,0002,717
Surplus$19,013,0001,499
Undivided profits$14,821,0002,278
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,419
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$2,679,0001,530
Earning assets$310,123,0001,950
Long-term assets (5+ years)$1,773,0006,882
Average Assets, year-to-date$322,005,3302,013
Average Assets, quarterly$330,016,5001,986
Volatile liabilities$225,293,000658
Insider loans$1,996,0002,996
FHLB advances$5,000,0003,202
Loans and leases held for sale$121,0001,676
Unused loan commitments$89,533,0001,159
Tier 1 (core) risk-based capital$35,098,0001,840
Tier 2 risk-based capital$3,833,0001,382
Total risk weighted assets$306,123,0001,628
Total unused commitments$89,533,0001,160
Derivatives$01,067
2007-03-31Rank
# of Employees:384,177
Assets and Liabilities
Total Assets:$327,379,0002,007
Cash and due from depository institutions$9,581,0004,177
Interest-bearing balances$1,119,0002,428
Securities$1,625,0008,000
Federal funds sold & reverse repurchase agreements$18,138,0001,072
Net loans & leases$289,741,0001,611
Loan loss allowance$3,937,0001,347
Trading account assets$0267
Bank premises and fixed assets$2,144,0004,359
Other real estate owned$04,177
Goodwill and other intangibles$03,322
All other assets$6,150,0002,565
Life insurance assets$717,0003,203
Total liabilities and capital$327,379,0002,007
Total liabilities$298,135,0001,981
Total deposits$71,778,0005,489
Interest-bearing deposits$500,0008,585
Deposits held in domestic offices$71,778,0005,486
% insured0.00%1
Federal funds purchased & repurchase agreements$219,865,000195
Trading liabilities$089
Other borrowed funds$5,000,0003,286
Subordinated debt$0262
All other liabilities$1,492,0002,996
Total equity capital$29,244,0002,333
Total bank equity capital$29,244,0002,333
Perpetual preferred stock$0113
Common stock$1,117,0002,710
Surplus$14,013,0001,937
Undivided profits$14,114,0002,417
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,946,000527
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$2,805,0001,396
Earning assets$310,623,0001,950
Long-term assets (5+ years)$2,692,0006,562
Average Assets, year-to-date$316,681,0002,054
Average Assets, quarterly$316,681,0002,054
Volatile liabilities$221,115,000674
Insider loans$1,764,0003,213
FHLB advances$5,000,0003,144
Loans and leases held for sale$161,0001,572
Unused loan commitments$97,343,0001,078
Tier 1 (core) risk-based capital$29,381,0002,202
Tier 2 risk-based capital$3,878,0001,357
Total risk weighted assets$310,198,0001,600
Total unused commitments$97,343,0001,078
Derivatives$01,065
2006-12-31Rank
# of Employees:374,262
Assets and Liabilities
Total Assets:$305,983,0002,121
Cash and due from depository institutions$10,132,0004,262
Interest-bearing balances$1,125,0002,361
Securities$1,622,0008,054
Federal funds sold & reverse repurchase agreements$19,344,000844
Net loans & leases$266,540,0001,728
Loan loss allowance$3,250,0001,606
Trading account assets$0156
Bank premises and fixed assets$2,119,0004,375
Other real estate owned$04,262
Goodwill and other intangibles$03,315
All other assets$6,226,0002,552
Life insurance assets$722,0003,171
Total liabilities and capital$305,983,0002,121
Total liabilities$277,623,0002,095
Total deposits$65,202,0005,743
Interest-bearing deposits$400,0008,653
Deposits held in domestic offices$65,202,0005,742
% insured0.00%1
Federal funds purchased & repurchase agreements$205,793,000202
Trading liabilities$077
Other borrowed funds$5,000,0003,410
Subordinated debt$0264
All other liabilities$1,628,0002,807
Total equity capital$28,360,0002,364
Total bank equity capital$28,360,0002,364
Perpetual preferred stock$0112
Common stock$1,117,0002,708
Surplus$14,013,0001,884
Undivided profits$13,230,0002,511
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,413
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$2,626,0001,540
Earning assets$288,631,0002,062
Long-term assets (5+ years)$1,769,0006,872
Average Assets, year-to-date$290,543,8002,146
Average Assets, quarterly$314,233,0002,040
Volatile liabilities$206,193,000791
Insider loans$961,0004,346
FHLB advances$5,000,0003,275
Loans and leases held for sale$122,0001,617
Unused loan commitments$104,381,000990
Tier 1 (core) risk-based capital$28,613,0002,231
Tier 2 risk-based capital$3,250,0001,591
Total risk weighted assets$280,866,0001,722
Total unused commitments$104,381,000990
Derivatives$01,023
2006-09-30Rank
# of Employees:374,256
Assets and Liabilities
Total Assets:$322,483,0002,001
Cash and due from depository institutions$7,901,0004,256
Interest-bearing balances$1,128,0002,285
Securities$1,618,0008,126
Federal funds sold & reverse repurchase agreements$43,334,000319
Net loans & leases$261,735,0001,746
Loan loss allowance$2,777,0001,875
Trading account assets$0154
Bank premises and fixed assets$1,976,0004,504
Other real estate owned$04,256
Goodwill and other intangibles$03,332
All other assets$5,919,0002,647
Life insurance assets$447,0003,446
Total liabilities and capital$322,483,0002,001
Total liabilities$294,684,0001,972
Total deposits$67,492,0005,596
Interest-bearing deposits$400,0008,712
Deposits held in domestic offices$67,492,0005,593
% insured0.00%1
Federal funds purchased & repurchase agreements$220,767,000203
Trading liabilities$074
Other borrowed funds$5,000,0003,572
Subordinated debt$0269
All other liabilities$1,425,0003,025
Total equity capital$27,799,0002,374
Total bank equity capital$27,799,0002,374
Perpetual preferred stock$0118
Common stock$1,117,0002,722
Surplus$14,013,0001,857
Undivided profits$12,669,0002,580
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$25,0006,967
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$2,732,0001,462
Earning assets$307,815,0001,929
Long-term assets (5+ years)$1,783,0006,890
Average Assets, year-to-date$286,684,0002,177
Average Assets, quarterly$309,925,0002,062
Volatile liabilities$221,167,000753
Insider loans$1,873,0003,071
FHLB advances$5,000,0003,409
Loans and leases held for sale$111,0001,632
Unused loan commitments$105,933,000998
Tier 1 (core) risk-based capital$27,807,0002,269
Tier 2 risk-based capital$2,777,0001,821
Total risk weighted assets$286,233,0001,682
Total unused commitments$105,933,000999
Derivatives$01,023
2006-06-30Rank
# of Employees:394,136
Assets and Liabilities
Total Assets:$297,367,0002,151
Cash and due from depository institutions$8,028,0004,136
Interest-bearing balances$1,124,0002,325
Securities$1,614,0008,180
Federal funds sold & reverse repurchase agreements$31,131,000385
Net loans & leases$249,591,0001,785
Loan loss allowance$2,500,0002,039
Trading account assets$0157
Bank premises and fixed assets$2,028,0004,433
Other real estate owned$04,136
Goodwill and other intangibles$03,333
All other assets$4,975,0002,991
Life insurance assets$448,0003,418
Total liabilities and capital$297,367,0002,151
Total liabilities$270,298,0002,124
Total deposits$65,737,0005,675
Interest-bearing deposits$400,0008,740
Deposits held in domestic offices$65,737,0005,672
% insured0.00%1
Federal funds purchased & repurchase agreements$198,376,000219
Trading liabilities$073
Other borrowed funds$5,000,0003,629
Subordinated debt$0265
All other liabilities$1,185,0003,149
Total equity capital$27,069,0002,367
Total bank equity capital$27,069,0002,367
Perpetual preferred stock$0119
Common stock$1,117,0002,712
Surplus$14,012,0001,822
Undivided profits$11,940,0002,602
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,512
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$2,286,0001,598
Earning assets$283,460,0002,071
Long-term assets (5+ years)$8,107,0004,969
Average Assets, year-to-date$274,751,0002,276
Average Assets, quarterly$282,044,0002,243
Volatile liabilities$198,776,000810
Insider loans$3,325,0002,000
FHLB advances$5,000,0003,453
Loans and leases held for sale$141,0001,588
Unused loan commitments$112,283,000954
Tier 1 (core) risk-based capital$27,081,0002,291
Tier 2 risk-based capital$2,500,0001,965
Total risk weighted assets$277,674,0001,701
Total unused commitments$112,283,000955
Derivatives$01,000
2006-03-31Rank
# of Employees:364,337
Assets and Liabilities
Total Assets:$266,721,0002,364
Cash and due from depository institutions$7,739,0004,337
Interest-bearing balances$1,124,0002,443
Securities$1,615,0008,227
Federal funds sold & reverse repurchase agreements$23,060,000604
Net loans & leases$227,706,0001,901
Loan loss allowance$2,086,0002,329
Trading account assets$0154
Bank premises and fixed assets$2,092,0004,310
Other real estate owned$04,337
Goodwill and other intangibles$03,321
All other assets$4,509,0003,140
Life insurance assets$671,0003,118
Total liabilities and capital$266,721,0002,364
Total liabilities$242,350,0002,341
Total deposits$64,660,0005,727
Interest-bearing deposits$300,0008,757
Deposits held in domestic offices$64,660,0005,724
% insured0.00%1
Federal funds purchased & repurchase agreements$171,482,000218
Trading liabilities$077
Other borrowed funds$5,000,0003,527
Subordinated debt$0259
All other liabilities$1,208,0003,108
Total equity capital$24,371,0002,549
Total bank equity capital$24,371,0002,549
Perpetual preferred stock$0120
Common stock$1,117,0002,699
Surplus$12,012,0002,004
Undivided profits$11,242,0002,764
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,539
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$1,892,0001,858
Earning assets$253,505,0002,279
Long-term assets (5+ years)$3,017,0006,423
Average Assets, year-to-date$263,443,0002,373
Average Assets, quarterly$263,443,0002,373
Volatile liabilities$171,782,000873
Insider loans$3,755,0001,764
FHLB advances$5,000,0003,374
Loans and leases held for sale$185,0001,440
Unused loan commitments$97,110,0001,054
Tier 1 (core) risk-based capital$24,383,0002,473
Tier 2 risk-based capital$2,086,0002,228
Total risk weighted assets$250,293,0001,808
Total unused commitments$97,110,0001,054
Derivatives$0990
2005-12-31Rank
# of Employees:384,193
Assets and Liabilities
Total Assets:$260,165,0002,403
Cash and due from depository institutions$8,018,0004,193
Interest-bearing balances$1,123,0002,505
Securities$1,625,0008,276
Federal funds sold & reverse repurchase agreements$40,659,000318
Net loans & leases$203,274,0002,080
Loan loss allowance$1,921,0002,465
Trading account assets$0155
Bank premises and fixed assets$2,141,0004,244
Other real estate owned$04,193
Goodwill and other intangibles$03,315
All other assets$4,448,0003,125
Life insurance assets$0351
Total liabilities and capital$260,165,0002,403
Total liabilities$238,326,0002,368
Total deposits$74,031,0005,284
Interest-bearing deposits$300,0008,800
Deposits held in domestic offices$74,031,0005,281
% insured0.00%1
Federal funds purchased & repurchase agreements$158,456,000239
Trading liabilities$072
Other borrowed funds$5,000,0003,612
Subordinated debt$0258
All other liabilities$839,0003,891
Total equity capital$21,839,0002,768
Total bank equity capital$21,839,0002,768
Perpetual preferred stock$0122
Common stock$1,117,0002,697
Surplus$10,013,0002,243
Undivided profits$10,709,0002,863
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,622
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$1,596,0002,229
Earning assets$246,681,0002,311
Long-term assets (5+ years)$4,530,0005,940
Average Assets, year-to-date$232,739,6002,539
Average Assets, quarterly$258,864,5002,389
Volatile liabilities$158,756,000931
Insider loans$5,705,0001,178
FHLB advances$5,000,0003,452
Loans and leases held for sale$158,0001,511
Unused loan commitments$106,930,000956
Tier 1 (core) risk-based capital$21,846,0002,677
Tier 2 risk-based capital$1,921,0002,361
Total risk weighted assets$225,139,0001,963
Total unused commitments$106,930,000956
Derivatives$0930
2005-09-30Rank
# of Employees:324,741
Assets and Liabilities
Total Assets:$257,564,0002,378
Cash and due from depository institutions$4,071,0004,741
Interest-bearing balances$1,126,0002,556
Securities$1,620,0008,303
Federal funds sold & reverse repurchase agreements$49,478,000280
Net loans & leases$196,499,0002,107
Loan loss allowance$1,750,0002,648
Trading account assets$0146
Bank premises and fixed assets$2,199,0004,148
Other real estate owned$04,741
Goodwill and other intangibles$03,310
All other assets$3,697,0003,515
Life insurance assets$0341
Total liabilities and capital$257,564,0002,378
Total liabilities$236,336,0002,327
Total deposits$66,835,0005,558
Interest-bearing deposits$300,0008,817
Deposits held in domestic offices$66,835,0005,555
% insured0.00%1
Federal funds purchased & repurchase agreements$153,618,000230
Trading liabilities$063
Other borrowed funds$15,000,0002,108
Subordinated debt$0251
All other liabilities$883,0003,750
Total equity capital$21,228,0002,815
Total bank equity capital$21,228,0002,815
Perpetual preferred stock$0120
Common stock$1,117,0002,680
Surplus$10,013,0002,180
Undivided profits$10,098,0003,056
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$384,0004,280
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$1,283,0002,723
Earning assets$248,723,0002,254
Long-term assets (5+ years)$4,045,0006,147
Average Assets, year-to-date$225,883,2502,599
Average Assets, quarterly$256,593,5002,355
Volatile liabilities$163,918,000867
Insider loans$4,250,0001,539
FHLB advances$5,000,0003,503
Loans and leases held for sale$171,0001,595
Unused loan commitments$90,461,0001,075
Tier 1 (core) risk-based capital$21,237,0002,705
Tier 2 risk-based capital$1,750,0002,506
Total risk weighted assets$221,654,0001,942
Total unused commitments$90,461,0001,077
Derivatives$0909
2005-06-30Rank
# of Employees:364,339
Assets and Liabilities
Total Assets:$255,623,0002,342
Cash and due from depository institutions$4,547,0004,339
Interest-bearing balances$111,0004,844
Securities$1,625,0008,331
Federal funds sold & reverse repurchase agreements$63,818,000204
Net loans & leases$179,706,0002,229
Loan loss allowance$1,617,0002,787
Trading account assets$0148
Bank premises and fixed assets$2,239,0004,059
Other real estate owned$296,0004,339
Goodwill and other intangibles$03,307
All other assets$3,392,0003,608
Life insurance assets$0339
Total liabilities and capital$255,623,0002,342
Total liabilities$235,027,0002,289
Total deposits$75,075,0005,137
Interest-bearing deposits$08,844
Deposits held in domestic offices$75,075,0005,134
% insured0.00%1
Federal funds purchased & repurchase agreements$157,370,000230
Trading liabilities$065
Other borrowed funds$2,000,0004,639
Subordinated debt$0251
All other liabilities$582,0004,497
Total equity capital$20,596,0002,845
Total bank equity capital$20,596,0002,845
Perpetual preferred stock$0118
Common stock$1,117,0002,657
Surplus$10,013,0002,129
Undivided profits$9,466,0003,164
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$384,0004,157
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$1,261,0002,525
Earning assets$245,260,0002,239
Long-term assets (5+ years)$6,310,0005,548
Average Assets, year-to-date$215,323,0002,683
Average Assets, quarterly$220,528,5002,650
Volatile liabilities$159,370,000859
Insider loans$4,383,0001,460
FHLB advances$2,000,0004,469
Loans and leases held for sale$246,0001,479
Unused loan commitments$68,109,0001,316
Tier 1 (core) risk-based capital$20,603,0002,715
Tier 2 risk-based capital$1,617,0002,629
Total risk weighted assets$207,195,0002,011
Total unused commitments$68,109,0001,316
Derivatives$0866
2005-03-31Rank
# of Employees:334,612
Assets and Liabilities
Total Assets:$185,434,0003,038
Cash and due from depository institutions$864,0004,612
Interest-bearing balances$120,0004,827
Securities$1,620,0008,403
Federal funds sold & reverse repurchase agreements$23,825,000509
Net loans & leases$153,355,0002,507
Loan loss allowance$1,542,0002,892
Trading account assets$0148
Bank premises and fixed assets$2,243,0004,045
Other real estate owned$296,0004,612
Goodwill and other intangibles$03,297
All other assets$3,231,0003,681
Life insurance assets$0333
Total liabilities and capital$185,434,0003,038
Total liabilities$168,423,0003,014
Total deposits$80,304,0004,948
Interest-bearing deposits$08,906
Deposits held in domestic offices$80,304,0004,944
% insured0.00%1
Federal funds purchased & repurchase agreements$85,202,000329
Trading liabilities$065
Other borrowed funds$2,000,0004,509
Subordinated debt$0265
All other liabilities$917,0003,392
Total equity capital$17,011,0003,288
Total bank equity capital$17,011,0003,288
Perpetual preferred stock$0120
Common stock$1,117,0002,669
Surplus$7,013,0002,801
Undivided profits$8,881,0003,251
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$384,0004,243
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$918,0003,301
Earning assets$178,920,0002,934
Long-term assets (5+ years)$5,294,0005,888
Average Assets, year-to-date$195,173,0002,922
Average Assets, quarterly$195,173,0002,922
Volatile liabilities$87,202,0001,383
Insider loans$3,637,0001,696
FHLB advances$2,000,0004,330
Loans and leases held for sale$291,0001,337
Unused loan commitments$49,122,0001,672
Tier 1 (core) risk-based capital$17,023,0003,199
Tier 2 risk-based capital$1,542,0002,710
Total risk weighted assets$169,705,0002,381
Total unused commitments$49,122,0001,673
Derivatives$0790
2004-12-31Rank
# of Employees:364,342
Assets and Liabilities
Total Assets:$204,912,0002,823
Cash and due from depository institutions$3,791,0004,342
Interest-bearing balances$305,0003,940
Securities$1,634,0008,434
Federal funds sold & reverse repurchase agreements$42,928,000287
Net loans & leases$150,518,0002,528
Loan loss allowance$1,480,0002,964
Trading account assets$0153
Bank premises and fixed assets$2,190,0004,079
Other real estate owned$508,0004,342
Goodwill and other intangibles$03,293
All other assets$3,343,0003,552
Life insurance assets$0334
Total liabilities and capital$204,912,0002,823
Total liabilities$188,388,0002,754
Total deposits$85,497,0004,750
Interest-bearing deposits$1,310,0008,877
Deposits held in domestic offices$85,497,0004,746
% insured0.00%1
Federal funds purchased & repurchase agreements$100,460,000306
Trading liabilities$066
Other borrowed funds$2,000,0004,561
Subordinated debt$0272
All other liabilities$431,0005,113
Total equity capital$16,524,0003,371
Total bank equity capital$16,524,0003,371
Perpetual preferred stock$0118
Common stock$1,117,0002,660
Surplus$7,013,0002,750
Undivided profits$8,394,0003,410
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$384,0004,301
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$865,0003,471
Earning assets$195,385,0002,725
Long-term assets (5+ years)$9,245,0004,956
Average Assets, year-to-date$183,510,4002,962
Average Assets, quarterly$197,933,0002,882
Volatile liabilities$103,771,0001,153
Insider loans$3,914,0001,558
FHLB advances$2,000,0004,357
Loans and leases held for sale$01,753
Unused loan commitments$51,221,0001,543
Tier 1 (core) risk-based capital$16,529,0003,246
Tier 2 risk-based capital$1,480,0002,787
Total risk weighted assets$171,635,0002,325
Total unused commitments$51,221,0001,543
Derivatives$0774
2004-09-30Rank
# of Employees:354,426
Assets and Liabilities
Total Assets:$190,954,0002,956
Cash and due from depository institutions$3,681,0004,426
Interest-bearing balances$315,0003,961
Securities$1,652,0008,468
Federal funds sold & reverse repurchase agreements$34,539,000339
Net loans & leases$145,400,0002,569
Loan loss allowance$1,418,0003,087
Trading account assets$0149
Bank premises and fixed assets$2,119,0004,110
Other real estate owned$577,0004,426
Goodwill and other intangibles$03,268
All other assets$2,986,0003,803
Life insurance assets$0330
Total liabilities and capital$190,954,0002,956
Total liabilities$174,818,0002,904
Total deposits$113,504,0003,777
Interest-bearing deposits$1,310,0008,927
Deposits held in domestic offices$113,504,0003,775
% insured0.00%1
Federal funds purchased & repurchase agreements$53,769,000424
Trading liabilities$068
Other borrowed funds$7,000,0003,079
Subordinated debt$0276
All other liabilities$545,0004,694
Total equity capital$16,136,0003,423
Total bank equity capital$16,136,0003,423
Perpetual preferred stock$0124
Common stock$1,117,0002,659
Surplus$7,013,0002,717
Undivided profits$8,006,0003,544
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$385,0004,483
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$780,0003,957
Earning assets$181,906,0002,873
Long-term assets (5+ years)$3,662,0006,559
Average Assets, year-to-date$178,160,0003,023
Average Assets, quarterly$199,010,0002,825
Volatile liabilities$62,080,0001,745
Insider loans$4,444,0001,326
FHLB advances$2,000,0004,357
Loans and leases held for sale$01,808
Unused loan commitments$63,337,0001,314
Tier 1 (core) risk-based capital$16,137,0003,281
Tier 2 risk-based capital$1,418,0002,866
Total risk weighted assets$162,049,0002,416
Total unused commitments$63,337,0001,315
Derivatives$0770
2004-06-30Rank
# of Employees:354,482
Assets and Liabilities
Total Assets:$207,066,0002,737
Cash and due from depository institutions$4,370,0004,482
Interest-bearing balances$315,0004,019
Securities$1,644,0008,544
Federal funds sold & reverse repurchase agreements$53,659,000228
Net loans & leases$141,843,0002,576
Loan loss allowance$1,283,0003,327
Trading account assets$0153
Bank premises and fixed assets$2,135,0004,058
Other real estate owned$577,0004,482
Goodwill and other intangibles$03,275
All other assets$2,838,0003,901
Life insurance assets$0323
Total liabilities and capital$207,066,0002,737
Total liabilities$191,678,0002,660
Total deposits$125,908,0003,478
Interest-bearing deposits$1,310,0008,981
Deposits held in domestic offices$125,908,0003,475
% insured0.00%1
Federal funds purchased & repurchase agreements$65,354,000376
Trading liabilities$069
Other borrowed funds$05,862
Subordinated debt$0288
All other liabilities$416,0005,051
Total equity capital$15,388,0003,454
Total bank equity capital$15,388,0003,454
Perpetual preferred stock$0126
Common stock$1,117,0002,668
Surplus$7,013,0002,678
Undivided profits$7,258,0003,635
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,0007,911
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$744,0003,838
Earning assets$197,461,0002,633
Long-term assets (5+ years)$6,216,0005,911
Average Assets, year-to-date$173,895,3303,084
Average Assets, quarterly$182,363,0003,003
Volatile liabilities$66,664,0001,611
Insider loans$5,092,0001,104
FHLB advances$05,298
Loans and leases held for sale$01,820
Unused loan commitments$53,399,0001,482
Tier 1 (core) risk-based capital$15,399,0003,388
Tier 2 risk-based capital$1,283,0003,080
Total risk weighted assets$158,119,0002,441
Total unused commitments$53,399,0001,484
Derivatives$0740
2004-03-31Rank
# of Employees:344,566
Assets and Liabilities
Total Assets:$157,660,0003,370
Cash and due from depository institutions$3,690,0004,566
Interest-bearing balances$509,0003,734
Securities$1,065,0008,669
Federal funds sold & reverse repurchase agreements$19,279,000740
Net loans & leases$128,408,0002,743
Loan loss allowance$1,150,0003,577
Trading account assets$0144
Bank premises and fixed assets$2,124,0004,040
Other real estate owned$577,0004,566
Goodwill and other intangibles$03,256
All other assets$2,517,0004,061
Life insurance assets$0322
Total liabilities and capital$157,660,0003,370
Total liabilities$144,837,0003,305
Total deposits$116,859,0003,690
Interest-bearing deposits$09,088
Deposits held in domestic offices$116,859,0003,685
% insured0.00%1
Federal funds purchased & repurchase agreements$27,221,000593
Trading liabilities$070
Other borrowed funds$05,747
Subordinated debt$0287
All other liabilities$757,0003,877
Total equity capital$12,823,0004,109
Total bank equity capital$12,823,0004,109
Perpetual preferred stock$0129
Common stock$1,117,0002,662
Surplus$5,013,0003,382
Undivided profits$6,693,0003,983
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$151,0006,187
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$631,0004,343
Earning assets$149,261,0003,285
Long-term assets (5+ years)$2,279,0007,089
Average Assets, year-to-date$157,310,0003,342
Average Assets, quarterly$157,310,0003,342
Volatile liabilities$27,221,0003,132
Insider loans$2,116,0002,529
FHLB advances$05,150
Loans and leases held for sale$01,884
Unused loan commitments$53,264,0001,431
Tier 1 (core) risk-based capital$12,822,0003,932
Tier 2 risk-based capital$1,150,0003,311
Total risk weighted assets$137,531,0002,692
Total unused commitments$53,264,0001,435
Derivatives$0699
2003-12-31Rank
# of Employees:374,299
Assets and Liabilities
Total Assets:$156,960,0003,367
Cash and due from depository institutions$3,774,0004,299
Interest-bearing balances$311,0004,116
Securities$1,061,0008,751
Federal funds sold & reverse repurchase agreements$29,630,000390
Net loans & leases$117,182,0002,932
Loan loss allowance$1,095,0003,713
Trading account assets$0168
Bank premises and fixed assets$2,052,0004,119
Other real estate owned$577,0004,299
Goodwill and other intangibles$03,237
All other assets$2,684,0003,940
Life insurance assets$01
Total liabilities and capital$156,960,0003,367
Total liabilities$144,637,0003,282
Total deposits$116,729,0003,671
Interest-bearing deposits$09,153
Deposits held in domestic offices$116,729,0003,668
% insured0.00%1
Federal funds purchased & repurchase agreements$27,519,000624
Trading liabilities$072
Other borrowed funds$05,772
Subordinated debt$0293
All other liabilities$389,0005,402
Total equity capital$12,323,0004,171
Total bank equity capital$12,323,0004,171
Perpetual preferred stock$0131
Common stock$1,117,0002,683
Surplus$5,013,0003,356
Undivided profits$6,193,0004,110
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$08,180
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$613,0004,608
Earning assets$148,184,0003,283
Long-term assets (5+ years)$1,716,0007,371
Average Assets, year-to-date$133,165,2003,764
Average Assets, quarterly$148,927,0003,495
Volatile liabilities$27,519,0003,117
Insider loans$2,809,0001,989
FHLB advances$05,171
Loans and leases held for sale$01,789
Unused loan commitments$49,015,0001,482
Tier 1 (core) risk-based capital$12,325,0004,014
Tier 2 risk-based capital$1,095,0003,440
Total risk weighted assets$128,504,0002,855
Total unused commitments$49,015,0001,484
Derivatives$0665
2003-09-30Rank
# of Employees:354,505
Assets and Liabilities
Total Assets:$140,894,0003,678
Cash and due from depository institutions$3,830,0004,505
Interest-bearing balances$15,0006,529
Securities$1,064,0008,779
Federal funds sold & reverse repurchase agreements$28,602,000502
Net loans & leases$102,293,0003,284
Loan loss allowance$1,049,0003,829
Trading account assets$0165
Bank premises and fixed assets$2,052,0004,107
Other real estate owned$577,0004,505
Goodwill and other intangibles$03,226
All other assets$2,476,0004,128
Life insurance assets$01
Total liabilities and capital$140,894,0003,678
Total liabilities$128,950,0003,618
Total deposits$128,489,0003,373
Interest-bearing deposits$09,212
Deposits held in domestic offices$128,489,0003,370
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$05,773
Subordinated debt$0293
All other liabilities$461,0005,247
Total equity capital$11,944,0004,254
Total bank equity capital$11,944,0004,254
Perpetual preferred stock$0137
Common stock$1,117,0002,702
Surplus$5,013,0003,296
Undivided profits$5,814,0004,292
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$28,0007,780
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$535,0005,285
Earning assets$131,974,0003,603
Long-term assets (5+ years)$1,592,0007,474
Average Assets, year-to-date$127,216,5003,912
Average Assets, quarterly$135,906,0003,776
Volatile liabilities$09,177
Insider loans$4,353,0001,240
FHLB advances$05,135
Loans and leases held for sale$01,962
Unused loan commitments$61,609,0001,259
Tier 1 (core) risk-based capital$11,945,0004,109
Tier 2 risk-based capital$1,049,0003,552
Total risk weighted assets$114,230,0003,130
Total unused commitments$61,609,0001,262
Derivatives$0666
2003-06-30Rank
# of Employees:354,522
Assets and Liabilities
Total Assets:$130,918,0003,902
Cash and due from depository institutions$1,448,0004,522
Interest-bearing balances$15,0006,557
Securities$1,771,0008,643
Federal funds sold & reverse repurchase agreements$32,410,000481
Net loans & leases$89,913,0003,579
Loan loss allowance$1,032,0003,821
Trading account assets$0170
Bank premises and fixed assets$2,057,0004,068
Other real estate owned$577,0004,522
Goodwill and other intangibles$03,182
All other assets$2,742,0003,754
Life insurance assets$01
Total liabilities and capital$130,918,0003,902
Total liabilities$119,294,0003,853
Total deposits$118,916,0003,587
Interest-bearing deposits$09,243
Deposits held in domestic offices$118,916,0003,583
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$05,772
Subordinated debt$0266
All other liabilities$378,0005,877
Total equity capital$11,624,0004,350
Total bank equity capital$11,624,0004,350
Perpetual preferred stock$0140
Common stock$1,117,0002,703
Surplus$5,013,0003,260
Undivided profits$5,494,0004,462
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$32,0007,704
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$659,0004,367
Earning assets$124,109,0003,783
Long-term assets (5+ years)$1,892,0007,340
Average Assets, year-to-date$122,657,3304,034
Average Assets, quarterly$125,728,0003,985
Volatile liabilities$09,213
Insider loans$4,598,0001,151
FHLB advances$05,105
Loans and leases held for sale$02,044
Unused loan commitments$57,351,0001,297
Tier 1 (core) risk-based capital$11,621,0004,134
Tier 2 risk-based capital$1,032,0003,543
Total risk weighted assets$102,900,0003,385
Total unused commitments$57,351,0001,307
Derivatives$0623
2003-03-31Rank
# of Employees:344,607
Assets and Liabilities
Total Assets:$120,538,0004,109
Cash and due from depository institutions$2,267,0004,607
Interest-bearing balances$11,0006,620
Securities$789,0008,921
Federal funds sold & reverse repurchase agreements$26,368,000609
Net loans & leases$85,926,0003,670
Loan loss allowance$987,0003,908
Trading account assets$0169
Bank premises and fixed assets$2,021,0004,085
Other real estate owned$577,0004,607
Goodwill and other intangibles$03,151
All other assets$2,590,0003,886
Life insurance assets$01
Total liabilities and capital$120,538,0004,109
Total liabilities$109,382,0004,082
Total deposits$108,703,0003,833
Interest-bearing deposits$09,285
Deposits held in domestic offices$108,703,0003,830
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$05,712
Subordinated debt$0265
All other liabilities$679,0004,328
Total equity capital$11,156,0004,417
Total bank equity capital$11,156,0004,417
Perpetual preferred stock$0141
Common stock$1,117,0002,715
Surplus$5,013,0003,216
Undivided profits$5,026,0004,622
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,0008,034
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$486,0005,470
Earning assets$113,094,0004,028
Long-term assets (5+ years)$1,759,0007,387
Average Assets, year-to-date$118,527,0004,132
Average Assets, quarterly$118,527,0004,132
Volatile liabilities$09,250
Insider loans$4,199,0001,262
FHLB advances$05,057
Loans and leases held for sale$01,961
Unused loan commitments$53,015,0001,318
Tier 1 (core) risk-based capital$11,153,0004,206
Tier 2 risk-based capital$987,0003,607
Total risk weighted assets$96,062,0003,497
Total unused commitments$53,015,0001,330
Derivatives$0578
2002-12-31Rank
# of Employees:364,387
Assets and Liabilities
Total Assets:$116,516,0004,185
Cash and due from depository institutions$4,795,0004,387
Interest-bearing balances$204,0004,545
Securities$796,0008,960
Federal funds sold & reverse repurchase agreements$20,962,000656
Net loans & leases$85,018,0003,698
Loan loss allowance$935,0003,998
Trading account assets$0170
Bank premises and fixed assets$1,145,0005,539
Other real estate owned$577,0004,387
Goodwill and other intangibles$03,122
All other assets$3,223,0003,281
Life insurance assets$01
Total liabilities and capital$116,516,0004,185
Total liabilities$105,678,0004,143
Total deposits$105,425,0003,878
Interest-bearing deposits$09,333
Deposits held in domestic offices$105,425,0003,874
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$05,759
Subordinated debt$0258
All other liabilities$253,0007,041
Total equity capital$10,838,0004,453
Total bank equity capital$10,838,0004,453
Perpetual preferred stock$0142
Common stock$1,117,0002,716
Surplus$5,013,0003,182
Undivided profits$4,708,0004,776
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$25,0007,785
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$588,0005,030
Earning assets$106,980,0004,159
Long-term assets (5+ years)$1,893,0007,287
Average Assets, year-to-date$110,327,8004,199
Average Assets, quarterly$117,570,0004,097
Volatile liabilities$09,288
Insider loans$3,977,0001,332
FHLB advances$05,074
Loans and leases held for sale$01,889
Unused loan commitments$41,427,0001,540
Tier 1 (core) risk-based capital$10,834,0004,229
Tier 2 risk-based capital$935,0003,712
Total risk weighted assets$91,809,0003,595
Total unused commitments$41,427,0001,545
Derivatives$0527
2001-12-31Rank
# of Employees:344,593
Assets and Liabilities
Total Assets:$106,801,0004,336
Cash and due from depository institutions$1,866,0004,593
Interest-bearing balances$209,0004,402
Securities$758,0009,220
Federal funds sold & reverse repurchase agreements$25,388,000561
Net loans & leases$75,124,0003,935
Loan loss allowance$771,0004,399
Trading account assets$0182
Bank premises and fixed assets$1,221,0005,403
Other real estate owned$04,593
Goodwill and other intangibles$03,095
All other assets$2,444,0003,962
Life insurance assets$01
Total liabilities and capital$106,801,0004,337
Total liabilities$97,348,0004,286
Total deposits$97,095,0004,038
Interest-bearing deposits$09,585
Deposits held in domestic offices$97,095,0004,033
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$05,675
Subordinated debt$0241
All other liabilities$253,0007,361
Total equity capital$9,453,0004,709
Total bank equity capital$9,453,0004,709
Perpetual preferred stock$0158
Common stock$1,117,0002,761
Surplus$5,012,0003,083
Undivided profits$3,324,0005,438
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,832,0001,643
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$594,0005,298
Earning assets$101,479,0004,222
Long-term assets (5+ years)$2,919,0006,940
Average Assets, year-to-date$88,479,0004,792
Average Assets, quarterly$98,718,5004,553
Volatile liabilities$09,551
Insider loans$3,221,0001,551
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$36,952,0001,594
Tier 1 (core) risk-based capital$9,444,0004,560
Tier 2 risk-based capital$771,0004,133
Total risk weighted assets$83,081,0003,778
Total unused commitments$36,952,0001,600
Derivatives$0450
2000-12-31Rank
# of Employees:354,548
Assets and Liabilities
Total Assets:$83,516,0005,045
Cash and due from depository institutions$2,282,0004,548
Interest-bearing balances$154,0004,151
Securities$3,552,0008,843
Federal funds sold & reverse repurchase agreements$4,625,0002,532
Net loans & leases$69,774,0004,085
Loan loss allowance$524,0005,558
Trading account assets$0175
Bank premises and fixed assets$1,215,0005,466
Other real estate owned$86,0004,548
Goodwill and other intangibles$03,145
All other assets$1,982,0003,983
Life insurance assets$01
Total liabilities and capital$83,516,0005,045
Total liabilities$74,939,0005,047
Total deposits$44,270,0006,620
Interest-bearing deposits$3,042,0009,757
Deposits held in domestic offices$44,270,0006,618
% insured0.00%1
Federal funds purchased & repurchase agreements$30,320,000587
Trading liabilities$077
Other borrowed funds$05,732
Subordinated debt$0239
All other liabilities$349,0006,879
Total equity capital$8,577,0004,961
Total bank equity capital$8,577,0004,961
Perpetual preferred stock$0178
Common stock$1,117,0002,839
Surplus$5,012,0002,998
Undivided profits$2,448,0006,124
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$26,0007,918
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$753,0003,613
Earning assets$78,105,0004,991
Long-term assets (5+ years)$4,041,0006,383
Average Assets, year-to-date$91,984,0004,577
Average Assets, quarterly$82,916,5005,024
Volatile liabilities$33,320,0002,443
Insider loans$3,136,0001,561
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$35,072,0001,534
Tier 1 (core) risk-based capital$8,581,0004,856
Tier 2 risk-based capital$524,0005,236
Total risk weighted assets$70,150,0004,189
Total unused commitments$35,072,0001,535
Derivatives$0481
1999-12-31Rank
# of Employees:354,678
Assets and Liabilities
Total Assets:$92,453,0004,723
Cash and due from depository institutions$805,0004,678
Interest-bearing balances$9,0006,410
Securities$4,080,0008,983
Federal funds sold & reverse repurchase agreements$20,568,000497
Net loans & leases$63,879,0004,285
Loan loss allowance$357,0006,831
Trading account assets$0165
Bank premises and fixed assets$1,258,0005,359
Other real estate owned$04,678
Goodwill and other intangibles$03,276
All other assets$1,863,0004,180
Life insurance assets$01
Total liabilities and capital$92,453,0004,723
Total liabilities$85,935,0004,589
Total deposits$40,499,0007,015
Interest-bearing deposits$010,180
Deposits held in domestic offices$40,499,0007,012
% insured0.00%1
Federal funds purchased & repurchase agreements$44,600,000535
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$836,0003,736
Total equity capital$6,518,0005,947
Total bank equity capital$6,518,0005,947
Perpetual preferred stock$0193
Common stock$1,117,0002,902
Surplus$3,912,0003,629
Undivided profits$1,489,0007,082
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$111,0006,721
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$621,0003,777
Earning assets$88,536,0004,531
Long-term assets (5+ years)$2,652,0007,339
Average Assets, year-to-date$66,956,8005,713
Average Assets, quarterly$82,699,5005,079
Volatile liabilities$44,600,0001,830
Insider loans$2,874,0001,626
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$43,829,0001,324
Tier 1 (core) risk-based capital$6,556,0005,938
Tier 2 risk-based capital$357,0006,466
Total risk weighted assets$68,480,0004,140
Total unused commitments$43,829,0001,327
Derivatives$0488
1998-12-31Rank
# of Employees:315,204
Assets and Liabilities
Total Assets:$51,268,0006,889
Cash and due from depository institutions$831,0005,204
Interest-bearing balances$105,0004,778
Securities$3,697,0009,227
Federal funds sold & reverse repurchase agreements$3,108,0004,710
Net loans & leases$40,639,0005,645
Loan loss allowance$300,0007,390
Trading account assets$0197
Bank premises and fixed assets$1,414,0004,948
Other real estate owned$05,204
Goodwill and other intangibles$215,0002,304
All other assets$1,364,0004,819
Life insurance assets$01
Total liabilities and capital$51,268,0006,889
Total liabilities$46,057,0006,846
Total deposits$35,297,0007,613
Interest-bearing deposits$234,00010,405
Deposits held in domestic offices$35,297,0007,612
% insured0.00%1
Federal funds purchased & repurchase agreements$7,830,0001,153
Trading liabilities$069
Other borrowed funds$2,500,0003,043
Subordinated debt$0255
All other liabilities$430,0006,297
Total equity capital$5,211,0006,932
Total bank equity capital$5,211,0006,932
Perpetual preferred stock$0199
Common stock$1,117,0002,899
Surplus$3,113,0004,093
Undivided profits$981,0008,250
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$83,0007,570
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$398,0005,500
Earning assets$47,549,0006,818
Long-term assets (5+ years)$4,257,0006,560
Average Assets, year-to-date$54,415,4006,421
Average Assets, quarterly$54,118,0006,593
Volatile liabilities$9,064,0005,278
Insider loans$1,329,0002,900
FHLB advances$0740
Loans and leases held for sale$2,260,000777
Unused loan commitments$22,275,0002,092
Tier 1 (core) risk-based capital$5,207,0006,759
Tier 2 risk-based capital$300,0006,995
Total risk weighted assets$39,251,8005,951
Total unused commitments$22,275,0002,098
Derivatives$0527
1997-12-31Rank
# of Employees:394,480
Assets and Liabilities
Total Assets:$50,450,0007,026
Cash and due from depository institutions$1,378,0004,480
Interest-bearing balances$06,604
Securities$4,548,0009,401
Federal funds sold & reverse repurchase agreements$2,184,0004,765
Net loans & leases$39,247,0005,874
Loan loss allowance$244,0008,238
Trading account assets$0203
Bank premises and fixed assets$1,592,0004,527
Other real estate owned$04,480
Goodwill and other intangibles$297,0002,063
All other assets$1,204,0005,306
Life insurance assets$01
Total liabilities and capital$50,450,0007,026
Total liabilities$45,641,0006,965
Total deposits$29,441,0008,400
Interest-bearing deposits$400,00010,850
Deposits held in domestic offices$29,441,0008,398
% insured0.00%1
Federal funds purchased & repurchase agreements$10,352,0001,046
Trading liabilities$080
Other borrowed funds$5,000,0001,944
Subordinated debt$0260
All other liabilities$848,0004,062
Total equity capital$4,809,0007,322
Total bank equity capital$4,809,0007,322
Perpetual preferred stock$0223
Common stock$1,117,0002,966
Surplus$3,113,0004,052
Undivided profits$579,0009,318
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$81,0007,984
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$399,0005,685
Earning assets$45,979,0007,048
Long-term assets (5+ years)$4,916,0006,007
Average Assets, year-to-date$53,579,8006,613
Average Assets, quarterly$51,231,5006,907
Volatile liabilities$12,752,0004,234
Insider loans$1,319,0002,895
FHLB advances$0780
Loans and leases held for sale$1,384,000709
Unused loan commitments$9,776,0003,514
Tier 1 (core) risk-based capital$4,817,0007,176
Tier 2 risk-based capital$244,0007,791
Total risk weighted assets$39,966,7005,935
Total unused commitments$9,776,0003,516
Derivatives$0533
1996-12-31Rank
# of Employees:266,375
Assets and Liabilities
Total Assets:$57,258,0006,708
Cash and due from depository institutions$3,317,0006,375
Interest-bearing balances$188,0004,150
Securities$5,369,0009,619
Federal funds sold & reverse repurchase agreements$4,644,0002,770
Net loans & leases$41,488,0005,743
Loan loss allowance$242,0008,595
Trading account assets$0240
Bank premises and fixed assets$686,0007,202
Other real estate owned$341,0006,375
Goodwill and other intangibles$409,0001,789
All other assets$1,004,0006,235
Life insurance assets$01
Total liabilities and capital$57,258,0006,708
Total liabilities$52,907,0006,588
Total deposits$28,171,0008,887
Interest-bearing deposits$011,412
Deposits held in domestic offices$28,171,0008,884
% insured0.00%1
Federal funds purchased & repurchase agreements$19,584,000828
Trading liabilities$097
Other borrowed funds$5,000,0001,827
Subordinated debt$0298
All other liabilities$152,0009,924
Total equity capital$4,351,0007,838
Total bank equity capital$4,351,0007,838
Perpetual preferred stock$0250
Common stock$1,117,0003,172
Surplus$3,113,0004,107
Undivided profits$121,00010,564
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$78,0008,529
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$388,0005,794
Earning assets$51,689,0006,769
Long-term assets (5+ years)$13,132,0003,570
Average Assets, year-to-date$44,357,8007,585
Average Assets, quarterly$51,402,0007,081
Volatile liabilities$21,584,0002,736
Insider loans$1,317,0002,948
FHLB advances$0882
Loans and leases held for sale$10,340,000206
Unused loan commitments$9,707,0003,458
Tier 1 (core) risk-based capital$4,389,0007,690
Tier 2 risk-based capital$242,0008,029
Total risk weighted assets$35,368,5006,489
Total unused commitments$9,707,0003,471
Derivatives$0549
1995-12-31Rank
# of Employees:325,686
Assets and Liabilities
Total Assets:$38,187,0008,587
Cash and due from depository institutions$1,942,0005,686
Interest-bearing balances$06,853
Securities$5,491,0009,995
Federal funds sold & reverse repurchase agreements$2,512,0004,859
Net loans & leases$25,372,0007,661
Loan loss allowance$217,0009,205
Trading account assets$0261
Bank premises and fixed assets$722,0007,167
Other real estate owned$362,0005,686
Goodwill and other intangibles$459,0001,598
All other assets$1,327,0005,166
Life insurance assets$01
Total liabilities and capital$38,187,0008,587
Total liabilities$34,154,0008,583
Total deposits$26,747,0009,383
Interest-bearing deposits$140,00011,922
Deposits held in domestic offices$26,747,0009,379
% insured0.00%1
Federal funds purchased & repurchase agreements$7,348,0001,302
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$59,00011,638
Total equity capital$4,033,0008,310
Total bank equity capital$4,033,0008,310
Perpetual preferred stock$0288
Common stock$1,117,0003,301
Surplus$3,113,0004,080
Undivided profits$-197,00011,507
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$76,0008,725
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$298,0007,149
Earning assets$33,375,0008,756
Long-term assets (5+ years)$4,080,0006,322
Average Assets, year-to-date$39,591,0008,249
Average Assets, quarterly$37,289,0008,636
Volatile liabilities$7,348,0005,607
Insider loans$78,0009,480
FHLB advances$0855
Loans and leases held for sale$1,011,000817
Unused loan commitments$8,122,0003,746
Tier 1 (core) risk-based capital$4,084,0008,136
Tier 2 risk-based capital$217,0008,593
Total risk weighted assets$28,679,0007,346
Total unused commitments$8,122,0003,759
Derivatives$0628
1994-12-31Rank
# of Employees:286,490
Assets and Liabilities
Total Assets:$38,513,0008,746
Cash and due from depository institutions$1,204,0006,490
Interest-bearing balances$07,034
Securities$5,704,00010,526
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$26,165,0007,632
Loan loss allowance$239,0009,256
Trading account assets$0286
Bank premises and fixed assets$722,0007,282
Other real estate owned$376,0006,490
Goodwill and other intangibles$03,133
All other assets$4,342,0001,902
Life insurance assets$01
Total liabilities and capital$38,513,0008,746
Total liabilities$34,878,0008,711
Total deposits$27,529,0009,544
Interest-bearing deposits$275,00012,555
Deposits held in domestic offices$27,529,0009,539
% insured0.00%1
Federal funds purchased & repurchase agreements$7,225,0001,498
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$124,00010,579
Total equity capital$3,635,0008,625
Total bank equity capital$3,635,0008,625
Perpetual preferred stock$0310
Common stock$1,117,0003,429
Surplus$3,113,0004,009
Undivided profits$-595,00012,049
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,00011,336
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$298,0006,600
Earning assets$31,869,0009,136
Long-term assets (5+ years)$1,313,0009,042
Average Assets, year-to-date$45,927,8007,757
Average Assets, quarterly$40,440,0008,475
Volatile liabilities$7,350,0005,395
Insider loans$159,0008,639
FHLB advances$0993
Loans and leases held for sale$1,739,000491
Unused loan commitments$5,168,0004,834
Tier 1 (core) risk-based capital$3,815,0008,498
Tier 2 risk-based capital$239,0008,436
Total risk weighted assets$31,427,6007,030
Total unused commitments$5,168,0004,842
Derivatives$0687
1993-12-31Rank
# of Employees:276,938
Assets and Liabilities
Total Assets:$49,873,0007,761
Cash and due from depository institutions$8,932,0006,938
Interest-bearing balances$07,655
Securities$6,804,00010,407
Federal funds sold & reverse repurchase agreements$9,006,0001,515
Net loans & leases$23,164,0008,184
Loan loss allowance$208,00010,086
Trading account assets$0330
Bank premises and fixed assets$213,00011,060
Other real estate owned$433,0006,938
Goodwill and other intangibles$03,091
All other assets$1,321,0004,932
Life insurance assets$01
Total liabilities and capital$49,873,0007,761
Total liabilities$45,155,0007,760
Total deposits$42,654,0007,841
Interest-bearing deposits$300,00013,235
Deposits held in domestic offices$42,654,0007,834
% insured0.00%1
Federal funds purchased & repurchase agreements$2,423,0002,046
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$78,00012,104
Total equity capital$4,718,0007,572
Total bank equity capital$4,718,0007,572
Perpetual preferred stock$0343
Common stock$1,117,0003,531
Surplus$3,113,0003,973
Undivided profits$488,00010,881
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,00011,760
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$156,0009,302
Earning assets$38,974,0008,497
Long-term assets (5+ years)$1,489,0009,325
Average Assets, year-to-date$49,414,0007,648
Average Assets, quarterly$50,610,0007,619
Volatile liabilities$2,573,0008,907
Insider loans$196,0008,380
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$4,122,0005,432
Tier 1 (core) risk-based capital$4,718,0007,501
Tier 2 risk-based capital$208,0009,182
Total risk weighted assets$30,002,0007,283
Total unused commitments$4,122,0005,452
Derivatives$0714
1992-12-31Rank
# of Employees:247,704
Assets and Liabilities
Total Assets:$49,445,0007,901
Cash and due from depository institutions$7,993,0007,704
Interest-bearing balances$100,0006,673
Securities$3,138,00012,510
Federal funds sold & reverse repurchase agreements$12,003,0001,383
Net loans & leases$25,376,0007,817
Loan loss allowance$280,0009,133
Trading account assets$0344
Bank premises and fixed assets$247,00011,089
Other real estate owned$15,0007,704
Goodwill and other intangibles$03,106
All other assets$673,0008,272
Life insurance assets$01
Total liabilities and capital$49,445,0007,901
Total liabilities$45,133,0007,914
Total deposits$38,090,0008,590
Interest-bearing deposits$321,00013,863
Deposits held in domestic offices$38,090,0008,584
% insured0.00%1
Federal funds purchased & repurchase agreements$6,954,0001,199
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$89,00012,601
Total equity capital$4,312,0007,871
Total bank equity capital$4,312,0007,871
Perpetual preferred stock$0346
Common stock$1,117,0003,690
Surplus$2,113,0005,208
Undivided profits$1,082,0009,368
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$210,0008,241
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$246,0007,615
Earning assets$40,617,0008,432
Long-term assets (5+ years)$2,975,0008,014
Average Assets, year-to-date$44,054,4008,352
Average Assets, quarterly$48,625,0007,936
Volatile liabilities$7,117,0005,233
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$4,319,0005,026
Tier 1 (core) risk-based capital$4,312,0007,813
Tier 2 risk-based capital$280,0007,935
Total risk weighted assets$30,478,7007,238
Total unused commitments$4,319,0005,057
Derivatives$0651