Home > Midwest Bank and Trust Company > Income and Expense
Midwest Bank and Trust Company, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $30,677,000 | 271 |
| Total interest expense | $14,796,000 | 164 |
| Net interest income | $15,881,000 | 354 |
| Provision for loan and lease losses | $76,300,000 | 65 |
| Total noninterest income | $2,285,000 | 643 |
| Gross Fiduciary activities income | $295,000 | 365 |
| Service charges on deposit accounts | $1,401,000 | 282 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $589,000 | 1,144 |
| Total noninterest expense | $43,966,000 | 140 |
| Salaries and employee benefits | $8,559,000 | 284 |
| Premises and equipment expense | $2,880,000 | 240 |
| Additional noninterest expense | $32,527,000 | 95 |
| Pre-tax net operating income | $-102,100,000 | 7,929 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $4,286,000 | 140 |
| Income before extraordinary items | $-106,386,000 | 7,925 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-106,386,000 | 7,925 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-106,386,000 | 7,925 |
| Net charge-offs | $62,816,000 | 65 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-106,386,000 | 7,924 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $150,504,000 | 240 |
| Total interest expense | $74,482,000 | 166 |
| Net interest income | $76,022,000 | 292 |
| Provision for loan and lease losses | $167,700,000 | 108 |
| Total noninterest income | $7,466,000 | 799 |
| Gross Fiduciary activities income | $1,221,000 | 343 |
| Service charges on deposit accounts | $6,701,000 | 262 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-456,000 | 7,797 |
| Total noninterest expense | $101,768,000 | 233 |
| Salaries and employee benefits | $38,926,000 | 243 |
| Premises and equipment expense | $13,025,000 | 201 |
| Additional noninterest expense | $49,817,000 | 222 |
| Pre-tax net operating income | $-185,980,000 | 7,964 |
| Securities gains (losses) | $4,057,000 | 151 |
| Applicable income taxes | $49,107,000 | 60 |
| Income before extraordinary items | $-231,030,000 | 7,970 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-231,030,000 | 7,969 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-231,030,000 | 7,969 |
| Net charge-offs | $83,332,000 | 138 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-235,087,000 | 7,973 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $118,059,000 | 238 |
| Total interest expense | $58,224,000 | 175 |
| Net interest income | $59,835,000 | 293 |
| Provision for loan and lease losses | $69,700,000 | 166 |
| Total noninterest income | $7,181,000 | 668 |
| Gross Fiduciary activities income | $915,000 | 342 |
| Service charges on deposit accounts | $5,102,000 | 257 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,164,000 | 1,649 |
| Total noninterest expense | $65,367,000 | 268 |
| Salaries and employee benefits | $30,746,000 | 234 |
| Premises and equipment expense | $9,758,000 | 208 |
| Additional noninterest expense | $24,863,000 | 299 |
| Pre-tax net operating income | $-68,051,000 | 8,011 |
| Securities gains (losses) | $3,896,000 | 130 |
| Applicable income taxes | $49,299,000 | 56 |
| Income before extraordinary items | $-113,454,000 | 8,038 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-113,454,000 | 8,037 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-113,454,000 | 8,037 |
| Net charge-offs | $30,626,000 | 219 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-117,350,000 | 8,042 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $82,924,000 | 238 |
| Total interest expense | $39,939,000 | 179 |
| Net interest income | $42,985,000 | 282 |
| Provision for loan and lease losses | $33,000,000 | 205 |
| Total noninterest income | $6,846,000 | 527 |
| Gross Fiduciary activities income | $578,000 | 354 |
| Service charges on deposit accounts | $3,359,000 | 261 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,909,000 | 653 |
| Total noninterest expense | $45,234,000 | 263 |
| Salaries and employee benefits | $22,130,000 | 223 |
| Premises and equipment expense | $6,592,000 | 211 |
| Additional noninterest expense | $16,512,000 | 304 |
| Pre-tax net operating income | $-28,403,000 | 8,055 |
| Securities gains (losses) | $3,511,000 | 113 |
| Applicable income taxes | $48,388,000 | 42 |
| Income before extraordinary items | $-73,280,000 | 8,129 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-73,280,000 | 8,128 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-73,280,000 | 8,128 |
| Net charge-offs | $13,539,000 | 309 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-76,791,000 | 8,131 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $42,266,000 | 240 |
| Total interest expense | $20,444,000 | 181 |
| Net interest income | $21,822,000 | 281 |
| Provision for loan and lease losses | $13,000,000 | 218 |
| Total noninterest income | $3,636,000 | 477 |
| Gross Fiduciary activities income | $282,000 | 359 |
| Service charges on deposit accounts | $1,661,000 | 261 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,693,000 | 569 |
| Total noninterest expense | $20,275,000 | 276 |
| Salaries and employee benefits | $10,024,000 | 245 |
| Premises and equipment expense | $3,229,000 | 221 |
| Additional noninterest expense | $7,022,000 | 296 |
| Pre-tax net operating income | $-7,817,000 | 8,090 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-4,342,000 | 8,145 |
| Income before extraordinary items | $-3,475,000 | 8,001 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,475,000 | 8,002 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,475,000 | 8,002 |
| Net charge-offs | $4,421,000 | 341 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,475,000 | 8,008 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $187,661,000 | 225 |
| Total interest expense | $93,192,000 | 194 |
| Net interest income | $94,469,000 | 267 |
| Provision for loan and lease losses | $71,765,000 | 143 |
| Total noninterest income | $31,329,000 | 253 |
| Gross Fiduciary activities income | $1,623,000 | 300 |
| Service charges on deposit accounts | $7,447,000 | 249 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $22,259,000 | 233 |
| Total noninterest expense | $170,238,000 | 162 |
| Salaries and employee benefits | $46,834,000 | 210 |
| Premises and equipment expense | $12,598,000 | 219 |
| Additional noninterest expense | $110,806,000 | 125 |
| Pre-tax net operating income | $-116,205,000 | 8,247 |
| Securities gains (losses) | $-81,983,000 | 8,273 |
| Applicable income taxes | $-47,063,000 | 8,262 |
| Income before extraordinary items | $-151,125,000 | 8,254 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-151,125,000 | 8,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,081,000 | 126 |
| Cash dividends | $22,203,000 | 164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-88,817,920 | 8,229 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $143,927,000 | 235 |
| Total interest expense | $71,247,000 | 209 |
| Net interest income | $72,680,000 | 271 |
| Provision for loan and lease losses | $51,765,000 | 132 |
| Total noninterest income | $27,645,000 | 240 |
| Gross Fiduciary activities income | $1,382,000 | 288 |
| Service charges on deposit accounts | $5,583,000 | 255 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,680,000 | 208 |
| Total noninterest expense | $147,063,000 | 142 |
| Salaries and employee benefits | $34,034,000 | 225 |
| Premises and equipment expense | $9,115,000 | 234 |
| Additional noninterest expense | $103,914,000 | 103 |
| Pre-tax net operating income | $-98,503,000 | 8,350 |
| Securities gains (losses) | $-81,983,000 | 8,363 |
| Applicable income taxes | $-25,683,000 | 8,339 |
| Income before extraordinary items | $-154,803,000 | 8,357 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-154,803,000 | 8,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,085,000 | 120 |
| Cash dividends | $22,203,000 | 140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-84,297,620 | 8,343 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $98,039,000 | 236 |
| Total interest expense | $49,266,000 | 213 |
| Net interest income | $48,773,000 | 268 |
| Provision for loan and lease losses | $9,815,000 | 275 |
| Total noninterest income | $23,705,000 | 208 |
| Gross Fiduciary activities income | $931,000 | 293 |
| Service charges on deposit accounts | $3,792,000 | 245 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,982,000 | 181 |
| Total noninterest expense | $46,264,000 | 244 |
| Salaries and employee benefits | $22,413,000 | 228 |
| Premises and equipment expense | $5,934,000 | 239 |
| Additional noninterest expense | $17,917,000 | 240 |
| Pre-tax net operating income | $16,399,000 | 252 |
| Securities gains (losses) | $-17,529,000 | 8,431 |
| Applicable income taxes | $-2,606,000 | 8,350 |
| Income before extraordinary items | $1,476,000 | 1,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,476,000 | 1,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,957,000 | 162 |
| Cash dividends | $7,203,000 | 242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $12,694,560 | 235 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $50,796,000 | 237 |
| Total interest expense | $26,564,000 | 212 |
| Net interest income | $24,232,000 | 270 |
| Provision for loan and lease losses | $5,400,000 | 208 |
| Total noninterest income | $19,363,000 | 156 |
| Gross Fiduciary activities income | $449,000 | 302 |
| Service charges on deposit accounts | $1,904,000 | 241 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,010,000 | 129 |
| Total noninterest expense | $27,418,000 | 217 |
| Salaries and employee benefits | $12,225,000 | 219 |
| Premises and equipment expense | $2,873,000 | 252 |
| Additional noninterest expense | $12,320,000 | 185 |
| Pre-tax net operating income | $10,777,000 | 211 |
| Securities gains (losses) | $-17,573,000 | 8,482 |
| Applicable income taxes | $-3,813,000 | 8,447 |
| Income before extraordinary items | $-2,983,000 | 8,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,983,000 | 8,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,804,000 | 113 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $8,263,720 | 200 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $193,858,000 | 252 |
| Total interest expense | $104,592,000 | 219 |
| Net interest income | $89,266,000 | 285 |
| Provision for loan and lease losses | $4,891,000 | 414 |
| Total noninterest income | $15,140,000 | 455 |
| Gross Fiduciary activities income | $1,857,000 | 292 |
| Service charges on deposit accounts | $6,436,000 | 287 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,847,000 | 532 |
| Total noninterest expense | $68,723,000 | 300 |
| Salaries and employee benefits | $40,649,000 | 244 |
| Premises and equipment expense | $9,317,000 | 302 |
| Additional noninterest expense | $18,757,000 | 363 |
| Pre-tax net operating income | $30,792,000 | 341 |
| Securities gains (losses) | $32,000 | 946 |
| Applicable income taxes | $6,664,000 | 437 |
| Income before extraordinary items | $24,160,000 | 314 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $24,160,000 | 311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,139,000 | 358 |
| Cash dividends | $3,876,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $24,135,040 | 308 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $138,421,000 | 264 |
| Total interest expense | $75,088,000 | 233 |
| Net interest income | $63,333,000 | 296 |
| Provision for loan and lease losses | $3,481,000 | 340 |
| Total noninterest income | $10,982,000 | 474 |
| Gross Fiduciary activities income | $1,349,000 | 291 |
| Service charges on deposit accounts | $4,544,000 | 298 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,089,000 | 547 |
| Total noninterest expense | $48,004,000 | 315 |
| Salaries and employee benefits | $29,299,000 | 255 |
| Premises and equipment expense | $6,616,000 | 318 |
| Additional noninterest expense | $12,089,000 | 394 |
| Pre-tax net operating income | $22,830,000 | 372 |
| Securities gains (losses) | $23,000 | 791 |
| Applicable income taxes | $5,081,000 | 466 |
| Income before extraordinary items | $17,772,000 | 344 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $17,772,000 | 342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,831,000 | 431 |
| Cash dividends | $3,876,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $17,754,060 | 339 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $91,248,000 | 276 |
| Total interest expense | $49,613,000 | 243 |
| Net interest income | $41,635,000 | 313 |
| Provision for loan and lease losses | $1,681,000 | 378 |
| Total noninterest income | $7,253,000 | 493 |
| Gross Fiduciary activities income | $895,000 | 302 |
| Service charges on deposit accounts | $3,073,000 | 299 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,285,000 | 580 |
| Total noninterest expense | $32,268,000 | 321 |
| Salaries and employee benefits | $19,854,000 | 266 |
| Premises and equipment expense | $4,291,000 | 338 |
| Additional noninterest expense | $8,123,000 | 398 |
| Pre-tax net operating income | $14,939,000 | 406 |
| Securities gains (losses) | $17,000 | 742 |
| Applicable income taxes | $3,155,000 | 520 |
| Income before extraordinary items | $11,801,000 | 371 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,801,000 | 370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,186,000 | 397 |
| Cash dividends | $3,015,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $11,787,570 | 369 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $44,756,000 | 279 |
| Total interest expense | $24,405,000 | 246 |
| Net interest income | $20,351,000 | 316 |
| Provision for loan and lease losses | $645,000 | 420 |
| Total noninterest income | $3,472,000 | 498 |
| Gross Fiduciary activities income | $393,000 | 325 |
| Service charges on deposit accounts | $1,567,000 | 283 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,512,000 | 600 |
| Total noninterest expense | $16,190,000 | 324 |
| Salaries and employee benefits | $9,791,000 | 270 |
| Premises and equipment expense | $2,143,000 | 335 |
| Additional noninterest expense | $4,256,000 | 380 |
| Pre-tax net operating income | $6,988,000 | 425 |
| Securities gains (losses) | $-14,000 | 8,315 |
| Applicable income taxes | $1,386,000 | 566 |
| Income before extraordinary items | $5,588,000 | 385 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,588,000 | 384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-154,000 | 8,555 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $5,599,200 | 378 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $159,209,000 | 290 |
| Total interest expense | $79,239,000 | 255 |
| Net interest income | $79,970,000 | 313 |
| Provision for loan and lease losses | $12,050,000 | 125 |
| Total noninterest income | $13,000,000 | 510 |
| Gross Fiduciary activities income | $919,000 | 431 |
| Service charges on deposit accounts | $5,463,000 | 327 |
| Trading account gains and fees | $624,000 | 79 |
| Additional Noninterest Income | $5,994,000 | 597 |
| Total noninterest expense | $52,453,000 | 363 |
| Salaries and employee benefits | $29,536,000 | 326 |
| Premises and equipment expense | $6,862,000 | 382 |
| Additional noninterest expense | $16,055,000 | 389 |
| Pre-tax net operating income | $28,467,000 | 431 |
| Securities gains (losses) | $-153,000 | 8,320 |
| Applicable income taxes | $5,366,000 | 605 |
| Income before extraordinary items | $22,948,000 | 378 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $22,948,000 | 377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,825,000 | 126 |
| Cash dividends | $10,336,000 | 370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $23,071,930 | 369 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $114,511,000 | 309 |
| Total interest expense | $55,031,000 | 273 |
| Net interest income | $59,480,000 | 329 |
| Provision for loan and lease losses | $6,550,000 | 155 |
| Total noninterest income | $9,712,000 | 523 |
| Gross Fiduciary activities income | $520,000 | 500 |
| Service charges on deposit accounts | $3,956,000 | 341 |
| Trading account gains and fees | $624,000 | 76 |
| Additional Noninterest Income | $4,612,000 | 586 |
| Total noninterest expense | $36,668,000 | 402 |
| Salaries and employee benefits | $20,936,000 | 359 |
| Premises and equipment expense | $4,825,000 | 415 |
| Additional noninterest expense | $10,907,000 | 423 |
| Pre-tax net operating income | $25,974,000 | 379 |
| Securities gains (losses) | $-195,000 | 8,533 |
| Applicable income taxes | $6,402,000 | 465 |
| Income before extraordinary items | $19,377,000 | 367 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $19,377,000 | 366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,012,000 | 275 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $19,523,250 | 359 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $68,627,000 | 327 |
| Total interest expense | $31,858,000 | 299 |
| Net interest income | $36,769,000 | 351 |
| Provision for loan and lease losses | $5,000,000 | 136 |
| Total noninterest income | $5,957,000 | 554 |
| Gross Fiduciary activities income | $163,000 | 690 |
| Service charges on deposit accounts | $2,486,000 | 355 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,308,000 | 560 |
| Total noninterest expense | $21,389,000 | 471 |
| Salaries and employee benefits | $12,849,000 | 396 |
| Premises and equipment expense | $2,988,000 | 443 |
| Additional noninterest expense | $5,552,000 | 517 |
| Pre-tax net operating income | $16,337,000 | 392 |
| Securities gains (losses) | $-195,000 | 8,629 |
| Applicable income taxes | $4,367,000 | 456 |
| Income before extraordinary items | $11,775,000 | 393 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,775,000 | 392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,886,000 | 222 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $11,917,350 | 383 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $33,357,000 | 327 |
| Total interest expense | $15,195,000 | 296 |
| Net interest income | $18,162,000 | 352 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $2,832,000 | 564 |
| Gross Fiduciary activities income | $77,000 | 712 |
| Service charges on deposit accounts | $1,138,000 | 363 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,617,000 | 569 |
| Total noninterest expense | $10,055,000 | 492 |
| Salaries and employee benefits | $6,324,000 | 407 |
| Premises and equipment expense | $1,395,000 | 478 |
| Additional noninterest expense | $2,336,000 | 595 |
| Pre-tax net operating income | $10,939,000 | 320 |
| Securities gains (losses) | $-195,000 | 8,709 |
| Applicable income taxes | $3,316,000 | 340 |
| Income before extraordinary items | $7,428,000 | 322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,428,000 | 321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $7,562,550 | 312 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $112,260,000 | 336 |
| Total interest expense | $47,009,000 | 295 |
| Net interest income | $65,251,000 | 373 |
| Provision for loan and lease losses | $2,589,000 | 414 |
| Total noninterest income | $9,972,000 | 630 |
| Gross Fiduciary activities income | $303,000 | 704 |
| Service charges on deposit accounts | $4,798,000 | 355 |
| Trading account gains and fees | $413,000 | 81 |
| Additional Noninterest Income | $4,458,000 | 731 |
| Total noninterest expense | $54,333,000 | 358 |
| Salaries and employee benefits | $23,167,000 | 412 |
| Premises and equipment expense | $5,180,000 | 477 |
| Additional noninterest expense | $25,986,000 | 279 |
| Pre-tax net operating income | $18,301,000 | 570 |
| Securities gains (losses) | $-17,440,000 | 8,821 |
| Applicable income taxes | $-2,780,000 | 8,824 |
| Income before extraordinary items | $3,641,000 | 1,887 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,641,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,045,000 | 653 |
| Cash dividends | $3,230,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $21,081,000 | 394 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $80,162,000 | 339 |
| Total interest expense | $33,576,000 | 289 |
| Net interest income | $46,586,000 | 387 |
| Provision for loan and lease losses | $2,440,000 | 323 |
| Total noninterest income | $7,728,000 | 617 |
| Gross Fiduciary activities income | $224,000 | 695 |
| Service charges on deposit accounts | $3,605,000 | 352 |
| Trading account gains and fees | $400,000 | 72 |
| Additional Noninterest Income | $3,499,000 | 719 |
| Total noninterest expense | $44,574,000 | 330 |
| Salaries and employee benefits | $17,203,000 | 416 |
| Premises and equipment expense | $4,284,000 | 436 |
| Additional noninterest expense | $23,087,000 | 257 |
| Pre-tax net operating income | $7,300,000 | 1,003 |
| Securities gains (losses) | $-17,440,000 | 8,853 |
| Applicable income taxes | $-6,275,000 | 8,854 |
| Income before extraordinary items | $-3,865,000 | 8,844 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-3,865,000 | 8,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $663,000 | 675 |
| Cash dividends | $3,230,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,296,600 | 723 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $51,260,000 | 342 |
| Total interest expense | $21,993,000 | 277 |
| Net interest income | $29,267,000 | 398 |
| Provision for loan and lease losses | $1,627,000 | 316 |
| Total noninterest income | $4,489,000 | 667 |
| Gross Fiduciary activities income | $143,000 | 707 |
| Service charges on deposit accounts | $2,366,000 | 349 |
| Trading account gains and fees | $131,000 | 80 |
| Additional Noninterest Income | $1,849,000 | 855 |
| Total noninterest expense | $34,760,000 | 285 |
| Salaries and employee benefits | $11,397,000 | 415 |
| Premises and equipment expense | $2,810,000 | 438 |
| Additional noninterest expense | $20,553,000 | 209 |
| Pre-tax net operating income | $-2,631,000 | 8,851 |
| Securities gains (losses) | $-17,440,000 | 8,864 |
| Applicable income taxes | $-9,162,000 | 8,866 |
| Income before extraordinary items | $-10,909,000 | 8,862 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-10,909,000 | 8,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 682 |
| Cash dividends | $3,230,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $252,600 | 6,451 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $24,528,000 | 346 |
| Total interest expense | $10,312,000 | 279 |
| Net interest income | $14,216,000 | 400 |
| Provision for loan and lease losses | $814,000 | 307 |
| Total noninterest income | $2,021,000 | 706 |
| Gross Fiduciary activities income | $67,000 | 737 |
| Service charges on deposit accounts | $1,154,000 | 340 |
| Trading account gains and fees | $13,000 | 99 |
| Additional Noninterest Income | $787,000 | 966 |
| Total noninterest expense | $9,174,000 | 488 |
| Salaries and employee benefits | $5,558,000 | 411 |
| Premises and equipment expense | $1,375,000 | 446 |
| Additional noninterest expense | $2,241,000 | 601 |
| Pre-tax net operating income | $6,249,000 | 454 |
| Securities gains (losses) | $-256,000 | 8,876 |
| Applicable income taxes | $1,657,000 | 525 |
| Income before extraordinary items | $4,336,000 | 458 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,336,000 | 458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,290 |
| Cash dividends | $1,615,000 | 445 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,520,320 | 427 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $91,935,000 | 340 |
| Total interest expense | $38,212,000 | 256 |
| Net interest income | $53,723,000 | 404 |
| Provision for loan and lease losses | $3,400,000 | 342 |
| Total noninterest income | $8,863,000 | 674 |
| Gross Fiduciary activities income | $304,000 | 686 |
| Service charges on deposit accounts | $4,938,000 | 351 |
| Trading account gains and fees | $209,000 | 93 |
| Additional Noninterest Income | $3,412,000 | 898 |
| Total noninterest expense | $38,360,000 | 470 |
| Salaries and employee benefits | $18,464,000 | 488 |
| Premises and equipment expense | $5,630,000 | 419 |
| Additional noninterest expense | $14,266,000 | 416 |
| Pre-tax net operating income | $20,826,000 | 478 |
| Securities gains (losses) | $-10,033,000 | 8,962 |
| Applicable income taxes | $1,138,000 | 1,972 |
| Income before extraordinary items | $9,655,000 | 688 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,655,000 | 689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,643,000 | 538 |
| Cash dividends | $6,460,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $18,584,370 | 403 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $68,057,000 | 341 |
| Total interest expense | $29,557,000 | 245 |
| Net interest income | $38,500,000 | 418 |
| Provision for loan and lease losses | $1,600,000 | 494 |
| Total noninterest income | $6,628,000 | 679 |
| Gross Fiduciary activities income | $232,000 | 682 |
| Service charges on deposit accounts | $3,755,000 | 352 |
| Trading account gains and fees | $24,000 | 118 |
| Additional Noninterest Income | $2,617,000 | 886 |
| Total noninterest expense | $25,809,000 | 509 |
| Salaries and employee benefits | $13,947,000 | 484 |
| Premises and equipment expense | $4,171,000 | 430 |
| Additional noninterest expense | $7,691,000 | 528 |
| Pre-tax net operating income | $17,719,000 | 439 |
| Securities gains (losses) | $-3,121,000 | 9,000 |
| Applicable income taxes | $3,408,000 | 657 |
| Income before extraordinary items | $11,190,000 | 478 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $11,190,000 | 478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,112,000 | 525 |
| Cash dividends | $4,845,000 | 475 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $13,593,170 | 407 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $44,429,000 | 342 |
| Total interest expense | $19,187,000 | 244 |
| Net interest income | $25,242,000 | 416 |
| Provision for loan and lease losses | $1,200,000 | 453 |
| Total noninterest income | $3,442,000 | 823 |
| Gross Fiduciary activities income | $162,000 | 674 |
| Service charges on deposit accounts | $2,493,000 | 345 |
| Trading account gains and fees | $-913,000 | 9,064 |
| Additional Noninterest Income | $1,700,000 | 898 |
| Total noninterest expense | $16,986,000 | 512 |
| Salaries and employee benefits | $9,316,000 | 481 |
| Premises and equipment expense | $2,745,000 | 432 |
| Additional noninterest expense | $4,925,000 | 546 |
| Pre-tax net operating income | $10,498,000 | 468 |
| Securities gains (losses) | $1,870,000 | 154 |
| Applicable income taxes | $3,347,000 | 489 |
| Income before extraordinary items | $9,021,000 | 419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,021,000 | 419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $926,000 | 453 |
| Cash dividends | $3,230,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $7,655,900 | 447 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $22,710,000 | 337 |
| Total interest expense | $9,588,000 | 251 |
| Net interest income | $13,122,000 | 410 |
| Provision for loan and lease losses | $600,000 | 441 |
| Total noninterest income | $379,000 | 2,630 |
| Gross Fiduciary activities income | $78,000 | 695 |
| Service charges on deposit accounts | $1,201,000 | 353 |
| Trading account gains and fees | $-1,865,000 | 9,107 |
| Additional Noninterest Income | $965,000 | 803 |
| Total noninterest expense | $8,430,000 | 517 |
| Salaries and employee benefits | $4,624,000 | 489 |
| Premises and equipment expense | $1,378,000 | 436 |
| Additional noninterest expense | $2,428,000 | 550 |
| Pre-tax net operating income | $4,471,000 | 532 |
| Securities gains (losses) | $2,847,000 | 91 |
| Applicable income taxes | $2,000,000 | 434 |
| Income before extraordinary items | $5,318,000 | 364 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,318,000 | 364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 519 |
| Cash dividends | $1,615,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,239,690 | 516 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $97,742,000 | 324 |
| Total interest expense | $40,502,000 | 257 |
| Net interest income | $57,240,000 | 370 |
| Provision for loan and lease losses | $9,455,000 | 205 |
| Total noninterest income | $14,404,000 | 512 |
| Gross Fiduciary activities income | $313,000 | 690 |
| Service charges on deposit accounts | $4,873,000 | 350 |
| Trading account gains and fees | $-40,000 | 9,152 |
| Additional Noninterest Income | $9,258,000 | 475 |
| Total noninterest expense | $32,840,000 | 538 |
| Salaries and employee benefits | $17,277,000 | 507 |
| Premises and equipment expense | $5,247,000 | 450 |
| Additional noninterest expense | $10,316,000 | 547 |
| Pre-tax net operating income | $29,349,000 | 361 |
| Securities gains (losses) | $3,565,000 | 193 |
| Applicable income taxes | $9,931,000 | 370 |
| Income before extraordinary items | $22,983,000 | 341 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $22,983,000 | 342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,151,000 | 200 |
| Cash dividends | $6,460,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $20,487,500 | 353 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $73,840,000 | 333 |
| Total interest expense | $30,912,000 | 264 |
| Net interest income | $42,928,000 | 373 |
| Provision for loan and lease losses | $8,960,000 | 190 |
| Total noninterest income | $11,640,000 | 504 |
| Gross Fiduciary activities income | $264,000 | 667 |
| Service charges on deposit accounts | $3,649,000 | 361 |
| Trading account gains and fees | $-40,000 | 9,207 |
| Additional Noninterest Income | $7,767,000 | 455 |
| Total noninterest expense | $24,149,000 | 560 |
| Salaries and employee benefits | $12,929,000 | 524 |
| Premises and equipment expense | $3,935,000 | 454 |
| Additional noninterest expense | $7,285,000 | 577 |
| Pre-tax net operating income | $21,459,000 | 373 |
| Securities gains (losses) | $2,337,000 | 251 |
| Applicable income taxes | $7,184,000 | 397 |
| Income before extraordinary items | $16,612,000 | 373 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $16,612,000 | 374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,825,000 | 171 |
| Cash dividends | $4,845,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $14,976,100 | 368 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $50,247,000 | 332 |
| Total interest expense | $20,940,000 | 268 |
| Net interest income | $29,307,000 | 372 |
| Provision for loan and lease losses | $1,365,000 | 518 |
| Total noninterest income | $7,678,000 | 492 |
| Gross Fiduciary activities income | $179,000 | 665 |
| Service charges on deposit accounts | $2,426,000 | 355 |
| Trading account gains and fees | $104,000 | 110 |
| Additional Noninterest Income | $4,969,000 | 470 |
| Total noninterest expense | $15,952,000 | 557 |
| Salaries and employee benefits | $8,589,000 | 520 |
| Premises and equipment expense | $2,595,000 | 462 |
| Additional noninterest expense | $4,768,000 | 577 |
| Pre-tax net operating income | $19,668,000 | 301 |
| Securities gains (losses) | $2,083,000 | 225 |
| Applicable income taxes | $7,109,000 | 305 |
| Income before extraordinary items | $14,642,000 | 302 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $14,642,000 | 303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,509,000 | 230 |
| Cash dividends | $3,231,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $13,246,390 | 294 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $26,212,000 | 331 |
| Total interest expense | $10,576,000 | 276 |
| Net interest income | $15,636,000 | 358 |
| Provision for loan and lease losses | $870,000 | 419 |
| Total noninterest income | $3,235,000 | 564 |
| Gross Fiduciary activities income | $72,000 | 734 |
| Service charges on deposit accounts | $1,237,000 | 341 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,926,000 | 558 |
| Total noninterest expense | $8,223,000 | 545 |
| Salaries and employee benefits | $4,337,000 | 517 |
| Premises and equipment expense | $1,440,000 | 428 |
| Additional noninterest expense | $2,446,000 | 573 |
| Pre-tax net operating income | $9,778,000 | 301 |
| Securities gains (losses) | $-40,000 | 9,221 |
| Applicable income taxes | $3,166,000 | 332 |
| Income before extraordinary items | $6,572,000 | 321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,572,000 | 322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,173 |
| Cash dividends | $1,615,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $6,598,800 | 296 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $97,125,000 | 363 |
| Total interest expense | $43,699,000 | 310 |
| Net interest income | $53,426,000 | 401 |
| Provision for loan and lease losses | $17,360,000 | 178 |
| Total noninterest income | $9,883,000 | 637 |
| Gross Fiduciary activities income | $339,000 | 680 |
| Service charges on deposit accounts | $4,750,000 | 345 |
| Trading account gains and fees | $300,000 | 91 |
| Additional Noninterest Income | $4,494,000 | 744 |
| Total noninterest expense | $25,028,000 | 656 |
| Salaries and employee benefits | $14,204,000 | 577 |
| Premises and equipment expense | $3,598,000 | 622 |
| Additional noninterest expense | $7,226,000 | 713 |
| Pre-tax net operating income | $20,921,000 | 459 |
| Securities gains (losses) | $1,025,000 | 413 |
| Applicable income taxes | $5,785,000 | 522 |
| Income before extraordinary items | $16,161,000 | 437 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $16,161,000 | 438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,678,000 | 273 |
| Cash dividends | $6,787,000 | 479 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $15,402,500 | 427 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $47,966,000 | 725 |
| Total interest expense | $25,131,000 | 668 |
| Net interest income | $22,835,000 | 776 |
| Provision for loan and lease losses | $650,000 | 1,779 |
| Total noninterest income | $5,248,000 | 952 |
| Gross Fiduciary activities income | $359,000 | 681 |
| Service charges on deposit accounts | $2,859,000 | 530 |
| Trading account gains and fees | $419,000 | 89 |
| Additional Noninterest Income | $1,611,000 | 1,442 |
| Total noninterest expense | $12,864,000 | 1,148 |
| Salaries and employee benefits | $6,945,000 | 1,072 |
| Premises and equipment expense | $1,628,000 | 1,315 |
| Additional noninterest expense | $4,291,000 | 1,110 |
| Pre-tax net operating income | $14,569,000 | 548 |
| Securities gains (losses) | $1,369,000 | 331 |
| Applicable income taxes | $5,568,000 | 508 |
| Income before extraordinary items | $10,370,000 | 564 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $10,370,000 | 565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,515 |
| Cash dividends | $5,296,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $9,480,150 | 563 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $47,936,000 | 747 |
| Total interest expense | $24,424,000 | 748 |
| Net interest income | $23,512,000 | 751 |
| Provision for loan and lease losses | $865,000 | 1,198 |
| Total noninterest income | $3,644,000 | 1,141 |
| Gross Fiduciary activities income | $436,000 | 640 |
| Service charges on deposit accounts | $2,302,000 | 579 |
| Trading account gains and fees | $-147,000 | 4,517 |
| Additional Noninterest Income | $1,053,000 | 1,795 |
| Total noninterest expense | $12,209,000 | 1,139 |
| Salaries and employee benefits | $6,083,000 | 1,163 |
| Premises and equipment expense | $1,713,000 | 1,174 |
| Additional noninterest expense | $4,413,000 | 1,064 |
| Pre-tax net operating income | $14,082,000 | 596 |
| Securities gains (losses) | $666,000 | 214 |
| Applicable income taxes | $5,306,000 | 530 |
| Income before extraordinary items | $9,442,000 | 598 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $9,442,000 | 598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,136 |
| Cash dividends | $4,855,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $9,015,760 | 620 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $38,994,000 | 873 |
| Total interest expense | $18,257,000 | 864 |
| Net interest income | $20,737,000 | 853 |
| Provision for loan and lease losses | $1,045,000 | 934 |
| Total noninterest income | $3,371,000 | 1,232 |
| Gross Fiduciary activities income | $410,000 | 696 |
| Service charges on deposit accounts | $2,179,000 | 606 |
| Trading account gains and fees | $150,000 | 112 |
| Additional Noninterest Income | $632,000 | 2,545 |
| Total noninterest expense | $11,311,000 | 1,222 |
| Salaries and employee benefits | $5,486,000 | 1,262 |
| Premises and equipment expense | $1,737,000 | 1,156 |
| Additional noninterest expense | $4,088,000 | 1,146 |
| Pre-tax net operating income | $11,752,000 | 714 |
| Securities gains (losses) | $21,000 | 1,369 |
| Applicable income taxes | $4,317,000 | 665 |
| Income before extraordinary items | $7,456,000 | 779 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,456,000 | 779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 1,087 |
| Cash dividends | $5,296,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,442,560 | 767 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $35,667,000 | 929 |
| Total interest expense | $17,655,000 | 899 |
| Net interest income | $18,012,000 | 939 |
| Provision for loan and lease losses | $690,000 | 1,327 |
| Total noninterest income | $3,100,000 | 1,316 |
| Gross Fiduciary activities income | $467,000 | 657 |
| Service charges on deposit accounts | $2,089,000 | 589 |
| Trading account gains and fees | $7,000 | 204 |
| Additional Noninterest Income | $537,000 | 2,853 |
| Total noninterest expense | $10,515,000 | 1,263 |
| Salaries and employee benefits | $5,319,000 | 1,239 |
| Premises and equipment expense | $1,544,000 | 1,244 |
| Additional noninterest expense | $3,652,000 | 1,228 |
| Pre-tax net operating income | $9,907,000 | 783 |
| Securities gains (losses) | $468,000 | 578 |
| Applicable income taxes | $3,751,000 | 723 |
| Income before extraordinary items | $6,624,000 | 828 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,624,000 | 827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $580,000 | 1,117 |
| Cash dividends | $4,237,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,324,480 | 824 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $34,297,000 | 998 |
| Total interest expense | $15,869,000 | 1,030 |
| Net interest income | $18,428,000 | 974 |
| Provision for loan and lease losses | $1,400,000 | 767 |
| Total noninterest income | $2,800,000 | 1,350 |
| Gross Fiduciary activities income | $423,000 | 713 |
| Service charges on deposit accounts | $1,888,000 | 673 |
| Trading account gains and fees | $141,000 | 152 |
| Additional Noninterest Income | $348,000 | 3,597 |
| Total noninterest expense | $10,428,000 | 1,273 |
| Salaries and employee benefits | $5,120,000 | 1,284 |
| Premises and equipment expense | $1,427,000 | 1,375 |
| Additional noninterest expense | $3,881,000 | 1,140 |
| Pre-tax net operating income | $9,400,000 | 858 |
| Securities gains (losses) | $408,000 | 480 |
| Applicable income taxes | $3,948,000 | 732 |
| Income before extraordinary items | $5,860,000 | 949 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,860,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,226,000 | 698 |
| Cash dividends | $4,237,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,598,880 | 968 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $30,271,000 | 1,143 |
| Total interest expense | $13,251,000 | 1,233 |
| Net interest income | $17,020,000 | 1,063 |
| Provision for loan and lease losses | $645,000 | 1,426 |
| Total noninterest income | $2,634,000 | 1,492 |
| Gross Fiduciary activities income | $394,000 | 775 |
| Service charges on deposit accounts | $1,735,000 | 767 |
| Trading account gains and fees | $167,000 | 162 |
| Additional Noninterest Income | $338,000 | 3,787 |
| Total noninterest expense | $9,607,000 | 1,487 |
| Salaries and employee benefits | $4,898,000 | 1,371 |
| Premises and equipment expense | $1,402,000 | 1,450 |
| Additional noninterest expense | $3,307,000 | 1,586 |
| Pre-tax net operating income | $9,402,000 | 831 |
| Securities gains (losses) | $68,000 | 1,155 |
| Applicable income taxes | $3,450,000 | 778 |
| Income before extraordinary items | $6,020,000 | 887 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,020,000 | 889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 1,321 |
| Cash dividends | $4,237,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,976,480 | 879 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $27,048,000 | 1,275 |
| Total interest expense | $10,562,000 | 1,529 |
| Net interest income | $16,486,000 | 1,115 |
| Provision for loan and lease losses | $1,200,000 | 822 |
| Total noninterest income | $2,644,000 | 1,477 |
| Gross Fiduciary activities income | $285,000 | 918 |
| Service charges on deposit accounts | $1,552,000 | 854 |
| Trading account gains and fees | $496,000 | 178 |
| Additional Noninterest Income | $311,000 | 3,915 |
| Total noninterest expense | $9,298,000 | 1,528 |
| Salaries and employee benefits | $4,625,000 | 1,433 |
| Premises and equipment expense | $1,290,000 | 1,574 |
| Additional noninterest expense | $3,383,000 | 1,528 |
| Pre-tax net operating income | $8,632,000 | 926 |
| Securities gains (losses) | $-426,000 | 11,794 |
| Applicable income taxes | $2,894,000 | 946 |
| Income before extraordinary items | $5,312,000 | 1,001 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,312,000 | 999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $920,000 | 925 |
| Cash dividends | $3,813,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,588,900 | 950 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,613,000 | 1,371 |
| Total interest expense | $7,744,000 | 1,628 |
| Net interest income | $14,869,000 | 1,226 |
| Provision for loan and lease losses | $1,690,000 | 649 |
| Total noninterest income | $-589,000 | 12,593 |
| Gross Fiduciary activities income | $145,000 | 1,097 |
| Service charges on deposit accounts | $1,503,000 | 859 |
| Trading account gains and fees | $-2,834,000 | 4,957 |
| Additional Noninterest Income | $597,000 | 2,592 |
| Total noninterest expense | $9,214,000 | 1,594 |
| Salaries and employee benefits | $4,339,000 | 1,540 |
| Premises and equipment expense | $1,352,000 | 1,539 |
| Additional noninterest expense | $3,523,000 | 1,582 |
| Pre-tax net operating income | $3,376,000 | 2,109 |
| Securities gains (losses) | $-387,000 | 12,179 |
| Applicable income taxes | $807,000 | 2,743 |
| Income before extraordinary items | $2,182,000 | 2,241 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,182,000 | 2,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,224,000 | 770 |
| Cash dividends | $3,330,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,464,510 | 1,991 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,043,000 | 1,569 |
| Total interest expense | $7,436,000 | 1,765 |
| Net interest income | $12,607,000 | 1,439 |
| Provision for loan and lease losses | $1,490,000 | 1,012 |
| Total noninterest income | $2,899,000 | 1,507 |
| Gross Fiduciary activities income | $321,000 | 916 |
| Service charges on deposit accounts | $1,495,000 | 878 |
| Trading account gains and fees | $556,000 | 160 |
| Additional Noninterest Income | $527,000 | 3,154 |
| Total noninterest expense | $8,920,000 | 1,702 |
| Salaries and employee benefits | $4,370,000 | 1,549 |
| Premises and equipment expense | $1,223,000 | 1,715 |
| Additional noninterest expense | $3,327,000 | 1,760 |
| Pre-tax net operating income | $5,096,000 | 1,379 |
| Securities gains (losses) | $380,000 | 1,097 |
| Applicable income taxes | $1,856,000 | 1,289 |
| Income before extraordinary items | $3,620,000 | 1,408 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,620,000 | 1,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,382,000 | 912 |
| Cash dividends | $3,884,000 | 595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,369,200 | 1,417 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,759,000 | 1,643 |
| Total interest expense | $9,000,000 | 1,886 |
| Net interest income | $12,759,000 | 1,449 |
| Provision for loan and lease losses | $1,225,000 | 1,612 |
| Total noninterest income | $2,235,000 | 1,802 |
| Gross Fiduciary activities income | $309,000 | 935 |
| Service charges on deposit accounts | $1,579,000 | 829 |
| Trading account gains and fees | $-34,000 | 5,235 |
| Additional Noninterest Income | $381,000 | 3,823 |
| Total noninterest expense | $8,695,000 | 1,746 |
| Salaries and employee benefits | $4,091,000 | 1,616 |
| Premises and equipment expense | $1,403,000 | 1,525 |
| Additional noninterest expense | $3,201,000 | 1,896 |
| Pre-tax net operating income | $5,074,000 | 1,255 |
| Securities gains (losses) | $51,000 | 4,091 |
| Applicable income taxes | $1,712,000 | 1,297 |
| Income before extraordinary items | $3,413,000 | 1,366 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,413,000 | 1,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,174,000 | 1,411 |
| Cash dividends | $4,237,000 | 434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,378,830 | 1,275 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.