Home > MidSouth Bank > Net charge- offs to loans
MidSouth Bank, Net charge- offs to loans
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3676% | 450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 4,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 4,059 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0201% | 3,597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2813% | 316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4937% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1153% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2699% | 1,777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 69.4553% | 2 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1104% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 4,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0247% | 4,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 4,403 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0400% | 3,739 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 4,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3295% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6344% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9945% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3121% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4783% | 41 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4819% | 15 |
| Percentage Net Loans Charged-off:Construction & development | 0.0841% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1139% | 33 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2362% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4437% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5658% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6549% | 85 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8901% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2120% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8510% | 881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8777% | 162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3179% | 191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0086% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3344% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5103% | 118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6495% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8746% | 242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1809% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3202% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0462% | 651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6734% | 219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1583% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0127% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1020% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4397% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5589% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5037% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2647% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7829% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0880% | 582 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5188% | 287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0086% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0757% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2038% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3813% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2405% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2829% | 531 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2194% | 60 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9720% | 66 |
| Percentage Net Loans Charged-off:Construction & development | 0.0738% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4283% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2799% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9101% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1364% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4293% | 126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2803% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7880% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1476% | 676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0033% | 71 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6855% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 0.0971% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9860% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1652% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0703% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1862% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3073% | 108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1450% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4379% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9544% | 777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3683% | 64 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9682% | 58 |
| Percentage Net Loans Charged-off:Construction & development | 0.0020% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4688% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1305% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1075% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1354% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8509% | 95 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1844% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5340% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9974% | 701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8111% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4589% | 149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5521% | 109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0681% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3525% | 264 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0283% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1150% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6381% | 1,088 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4132% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 2,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 2,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 2,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8773% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2689% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1513% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1498% | 704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3950% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 2,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0497% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 2,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8310% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1626% | 663 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9236% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0553% | 698 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4338% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0151% | 4,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0224% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0359% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5097% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9475% | 750 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4655% | 480 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 5,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 5,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1688% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9673% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4463% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8813% | 805 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4734% | 574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 2,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.1377% | 546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 1,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 2,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0539% | 2,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0216% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9424% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9944% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8856% | 839 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3273% | 807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 2,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.1338% | 491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 2,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 2,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6145% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9130% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6954% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8714% | 773 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3513% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 2,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0156% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0416% | 2,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 1,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7407% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8545% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4385% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8236% | 793 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3593% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0330% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 5,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7502% | 429 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0127% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7781% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9725% | 690 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2614% | 1,653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 5,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0012% | 1,137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0817% | 5,962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1489% | 1,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2478% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1371% | 1,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6276% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5390% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0870% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5071% | 1,659 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0386% | 5,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2906% | 1,319 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2535% | 1,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0330% | 5,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 982 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1091% | 6,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1271% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3253% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1029% | 2,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6295% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5732% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4466% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5807% | 1,357 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0504% | 5,576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.8464% | 1,323 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2460% | 1,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 2,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0024% | 830 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 5,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1811% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4948% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1433% | 1,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5246% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4852% | 1,555 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1660% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5051% | 1,383 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1943% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 2,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0049% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 5,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2071% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9925% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1116% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4098% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3772% | 1,702 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7958% | 1,216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4528% | 1,441 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1495% | 3,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 4,337 |
| Percentage Net Loans Charged-off:Construction & development | -0.0100% | 5,325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 5,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 3,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 3,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2350% | 2,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7712% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5969% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6417% | 1,598 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1072% | 1,104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 3,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 3,924 |
| Percentage Net Loans Charged-off:Construction & development | -0.0084% | 5,357 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 5,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 2,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0980% | 2,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1441% | 2,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6827% | 1,489 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6440% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5421% | 1,653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1394% | 946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1195% | 3,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.0125% | 5,437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 2,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 2,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1377% | 2,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1308% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7687% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3294% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5797% | 1,502 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0292% | 5,675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1773% | 2,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 2,452 |
| Percentage Net Loans Charged-off:Construction & development | -0.0253% | 5,590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3073% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3371% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2227% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8246% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5770% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6908% | 1,206 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2386% | 3,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1347% | 3,730 |
| Percentage Net Loans Charged-off:Construction & development | -0.0304% | 5,945 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1931% | 2,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1039% | 3,625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2619% | 1,316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 3,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3557% | 2,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5691% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1130% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4479% | 2,375 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0455% | 1,415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2535% | 3,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1806% | 3,207 |
| Percentage Net Loans Charged-off:Construction & development | -0.0217% | 5,958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2479% | 1,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1462% | 3,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3719% | 1,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 3,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2943% | 2,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6110% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1186% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4938% | 2,015 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0748% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3484% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2546% | 2,646 |
| Percentage Net Loans Charged-off:Construction & development | -0.0331% | 5,997 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3775% | 1,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1438% | 2,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1553% | 2,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4141% | 1,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7692% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8315% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6076% | 1,679 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1215% | 949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4674% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4661% | 1,667 |
| Percentage Net Loans Charged-off:Construction & development | -0.0370% | 6,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7172% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1843% | 2,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1985% | 2,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3768% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7881% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1125% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6040% | 1,490 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2614% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8636% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0686% | 1,511 |
| Percentage Net Loans Charged-off:Construction & development | 4.6548% | 1,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 3,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.0185% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3439% | 2,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8125% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2987% | 2,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5007% | 2,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8805% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5844% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6664% | 2,048 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1705% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0229% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4414% | 967 |
| Percentage Net Loans Charged-off:Construction & development | 6.0524% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 3,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.5548% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3835% | 2,346 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1146% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3067% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3597% | 2,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7472% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0121% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5644% | 2,085 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2293% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3772% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0693% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 8.3290% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 2,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.3109% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5106% | 1,902 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6732% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3854% | 2,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3722% | 2,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7218% | 1,910 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6357% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4702% | 2,183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0191% | 1,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5352% | 446 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0860% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 16.2212% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 1,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 30.9954% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8379% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4873% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7671% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1302% | 2,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1891% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3564% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7983% | 1,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7177% | 2,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5311% | 2,890 |
| Percentage Net Loans Charged-off:Construction & development | 3.3019% | 1,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 3,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5326% | 836 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1146% | 4,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1266% | 3,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6988% | 2,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7601% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3665% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8408% | 2,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6772% | 2,303 |
| Percentage Net Loans Charged-off:Construction & development | 4.6473% | 1,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 3,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1216% | 3,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1341% | 3,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7550% | 2,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9504% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8694% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7463% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5120% | 2,445 |
| Percentage Net Loans Charged-off:Construction & development | 3.7251% | 1,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 2,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0711% | 3,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0783% | 3,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7741% | 2,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8136% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0380% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8457% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7108% | 1,707 |
| Percentage Net Loans Charged-off:Construction & development | 5.2994% | 752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 1,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0835% | 2,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 2,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6723% | 1,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9775% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3258% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8467% | 2,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8646% | 2,105 |
| Percentage Net Loans Charged-off:Construction & development | 4.0697% | 1,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0818% | 2,956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4345% | 2,256 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2425% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3526% | 2,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5731% | 3,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5567% | 1,787 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2996% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1375% | 1,723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8186% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9111% | 1,688 |
| Percentage Net Loans Charged-off:Construction & development | 4.3923% | 1,097 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1100% | 2,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1120% | 3,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5123% | 3,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3354% | 1,935 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0317% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1232% | 1,527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8809% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0200% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 4.3282% | 920 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1691% | 1,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 3,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1014% | 2,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4858% | 2,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4763% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3224% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0101% | 1,612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5205% | 2,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0972% | 2,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.4194% | 1,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 2,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 2,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6429% | 1,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8097% | 1,279 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1907% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4200% | 2,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2027% | 2,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.5803% | 1,926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 2,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1845% | 2,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2024% | 2,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3973% | 2,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2367% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2950% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1205% | 1,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4078% | 2,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1765% | 2,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.6732% | 1,299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 1,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4358% | 2,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1530% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9714% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1654% | 1,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4331% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0180% | 1,640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6228% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5371% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0680% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0120% | 6,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4788% | 1,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 2,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 1,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5547% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9871% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6542% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 3,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 7,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 7,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0941% | 3,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7491% | 2,216 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2841% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0307% | 6,961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 3,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 7,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 7,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0698% | 2,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7583% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3136% | 732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0396% | 6,999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 3,619 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 7,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 7,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 7,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 2,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5173% | 2,326 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2326% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 3,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 1,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 1,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 6,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5360% | 2,055 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1665% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 4,720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0337% | 8,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0678% | 8,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0208% | 3,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5065% | 2,855 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9469% | 924 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0186% | 6,923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 5,018 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0462% | 8,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0924% | 8,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0213% | 2,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3160% | 3,357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5334% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0245% | 6,995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 4,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0709% | 8,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1434% | 8,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 2,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2912% | 3,204 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1885% | 990 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0379% | 7,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 3,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0221% | 6,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4044% | 2,423 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3803% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0389% | 7,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 3,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 3,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 2,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 2,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 3,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7057% | 2,697 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3122% | 1,079 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0048% | 1,602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 3,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 3,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 2,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 2,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 3,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6633% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0963% | 1,013 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0127% | 1,362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 3,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 2,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 1,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 6,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7164% | 2,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8725% | 972 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0301% | 1,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 2,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0157% | 1,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6048% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7525% | 636 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1072% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2510% | 2,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 2,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0319% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 1,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3844% | 2,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0068% | 2,033 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5204% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0497% | 1,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2314% | 2,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 2,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0446% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 1,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0444% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3578% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9191% | 2,068 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1771% | 845 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0512% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1751% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 2,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 1,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 1,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2570% | 2,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8018% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8932% | 894 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0812% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1764% | 2,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1612% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1088% | 1,640 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0371% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0246% | 865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2425% | 2,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 2,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1102% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 3,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 3,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3224% | 3,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0399% | 2,256 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3440% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1363% | 7,618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2014% | 2,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1112% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2145% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 2,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0996% | 3,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0008% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8246% | 878 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1568% | 7,657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1987% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1459% | 1,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3078% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0223% | 8,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 8,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1115% | 3,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7557% | 2,689 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1419% | 984 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0866% | 7,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2197% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3166% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6569% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0936% | 7,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6828% | 2,656 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2572% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0965% | 7,556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4562% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 3,303 |
| Percentage Net Loans Charged-off:Construction & development | -0.2642% | 8,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0247% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0631% | 2,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 1,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8889% | 2,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0349% | 2,287 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7727% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7703% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6455% | 1,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6048% | 1,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9690% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6642% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0517% | 1,701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1909% | 3,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1190% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8838% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6381% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1360% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4176% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3258% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4460% | 1,788 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7458% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2260% | 3,571 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2901% | 3,078 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7167% | 1,908 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9839% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |