MidCountry Bank, ST CLOUD BRANCH

Name:MidCountry Bank, ST CLOUD BRANCH
Full Service Brick and Mortar Office
Review: 1star1 client review
Location:1113 W Saint Germain St
Saint Cloud, MN 56301

Stearns County
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Phone:320-258-7240
FDIC Cert:#28865
Established:10/05/1990


The Bank

Name:MidCountry Bank
Concentration:Commercial Lending Specialization
Established:01/01/1933
FDIC Insurance:08/09/1989
Holden By:MIDCOUNTRY ACQUISITION CORP
Charter Class:Savings banks, state charter, supervised by the FDIC
# of Branches:14, view all, view on map
Website:www.midcountrybank.com
Total Assets:$1,052,891,000
Total Deposits:$851,578,000
Total Equity Capital:$101,516,000
Total Domestic Office Deposits:$851,578,000
Net Income:$10,020,000
Quarterly Net Income:$2,045,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:10%
Quarterly Return on Equity:8%
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Client Review

1 client review of MidCountry Bank scored 1 out of 5.

Bank with NO Soul
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by GladtobeGone, Mar. 18, 2011

I closed my account with the Harrisburg branch on 1-18-2011.  In February, they began adding fees and penalties to a CLOSED ACCOUNT.  Then they began sending threatening letters, demanding payment for penalties on a closed account (closed in good status).  They did all of this knowing that the branch had been sold to another bank, knowing that I had closed my account, and despite the pleads of the new bank to remove the fees they had added to a closed account.  DO NOT open an account with this bank!  They lost their soul when they stopped operating as COM Bank.

* this reviewer has be with this bank for >10 years
* this reviewer had 1 - 2 banks before.
* this review was made on MidCountry Bank, Midcountry Bank at Marion, IL
5 of 8 people found this review helpful. Was this review helpful to you? Yes, No   Report Abuse

1 comment. Add a comment

by rentalinvestor 2013-11-20 17:49:39
They started underwriting on a single family home i was selling in August 2013.  It is now mid-November and they just told me today that the closing would be pushed back to December 5th even though they claim the only condition outstanding is a second appraisal that was already performed but the final number has not been reported yet.  Every condition requires a delay of nearly two weeks.  Terrible communication, completely incompetent underwriting department.  Normal bank underwriters clear a dozen conditions in a few days.  These guys just don't seem to care about the customer at all.

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