Home > Mid-State Bank and Trust Company > Loan Charge- Offs and Recoveries
Mid-State Bank and Trust Company, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,027,000 | 396 |
| Loans secured by real estate, total | $570,000 | 452 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $570,000 | 451 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $56,000 | 93 |
| Total charge-offs secured by 1-4 family residential properties | $256,000 | 464 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $258,000 | 322 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $252,000 | 1,183 |
| Loans to individuals | $1,513,000 | 445 |
| Credit card loan charge offs | $139,000 | 560 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,374,000 | 332 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $1,692,000 | 41 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $506,000 | 656 |
| Loans secured by real estate, total | $66,000 | 929 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $66,000 | 929 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $24,000 | 995 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $42,000 | 586 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $46,000 | 1,854 |
| Loans to individuals | $311,000 | 447 |
| Credit card loan recoveries | $71,000 | 317 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $240,000 | 420 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $83,000 | 80 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,521,000 | 352 |
| Loans secured by real estate, total | $504,000 | 361 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $504,000 | 359 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $56,000 | 71 |
| Secured by 1-4 family residential properties- net charge-offs | $232,000 | 414 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $216,000 | 255 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $206,000 | 1,059 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $1,202,000 | 440 |
| Credit card loan net charge offs | $68,000 | 743 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,134,000 | 308 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $1,609,000 | 38 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,478,000 | 626 |
| Loans secured by real estate, total | $550,000 | 585 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $550,000 | 585 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $84,000 | 1,111 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $466,000 | 315 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $166,000 | 1,688 |
| Loans to individuals | $1,233,000 | 539 |
| Credit card loan charge offs | $117,000 | 659 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,116,000 | 421 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $529,000 | 67 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $711,000 | 613 |
| Loans secured by real estate, total | $125,000 | 725 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $125,000 | 725 |
| Construction and land development | $3,000 | 491 |
| Secured by farmland | $14,000 | 239 |
| Secured by 1-4 family residential properties - total recoveries | $51,000 | 642 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $57,000 | 622 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $182,000 | 669 |
| Loans to individuals | $327,000 | 513 |
| Credit card loan recoveries | $80,000 | 354 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $247,000 | 486 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $77,000 | 84 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,767,000 | 620 |
| Loans secured by real estate, total | $425,000 | 533 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $425,000 | 532 |
| Construction and land development | $-3,000 | 11,125 |
| Secured by farmland | $-14,000 | 9,922 |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 1,551 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $409,000 | 251 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-16,000 | 10,315 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $906,000 | 533 |
| Credit card loan net charge offs | $37,000 | 1,085 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $869,000 | 387 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $452,000 | 61 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,568,000 | 617 |
| Loans secured by real estate, total | $3,000 | 4,976 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $3,000 | 4,975 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $3,000 | 2,048 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $97,000 | 2,392 |
| Loans to individuals | $1,948,000 | 392 |
| Credit card loan charge offs | $735,000 | 320 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,213,000 | 340 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $520,000 | 47 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $531,000 | 749 |
| Loans secured by real estate, total | $84,000 | 1,001 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $84,000 | 1,000 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 1,706 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $73,000 | 597 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $153,000 | 811 |
| Loans to individuals | $238,000 | 608 |
| Credit card loan recoveries | $67,000 | 397 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $171,000 | 631 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $56,000 | 99 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,037,000 | 562 |
| Loans secured by real estate, total | $-81,000 | 11,684 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-81,000 | 11,714 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-11,000 | 11,339 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-70,000 | 11,701 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-56,000 | 11,358 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,710,000 | 347 |
| Credit card loan net charge offs | $668,000 | 307 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,042,000 | 273 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $464,000 | 39 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,927,000 | 764 |
| Loans secured by real estate, total | $347,000 | 1,000 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $347,000 | 1,000 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $347,000 | 516 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $316,000 | 1,002 |
| Loans to individuals | $1,082,000 | 474 |
| Credit card loan charge offs | $397,000 | 404 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $685,000 | 447 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $182,000 | 82 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $498,000 | 858 |
| Loans secured by real estate, total | $124,000 | 846 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $124,000 | 846 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $124,000 | 351 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $165,000 | 907 |
| Loans to individuals | $184,000 | 728 |
| Credit card loan recoveries | $44,000 | 494 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $140,000 | 738 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $25,000 | 174 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,429,000 | 708 |
| Loans secured by real estate, total | $223,000 | 1,063 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $223,000 | 1,063 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $223,000 | 581 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $151,000 | 1,267 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $898,000 | 391 |
| Credit card loan net charge offs | $353,000 | 376 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $545,000 | 334 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $157,000 | 63 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,643,000 | 746 |
| Loans secured by real estate, total | $570,000 | 967 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $570,000 | 966 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $570,000 | 424 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $780,000 | 699 |
| Loans to individuals | $1,101,000 | 504 |
| Credit card loan charge offs | $309,000 | 463 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $792,000 | 430 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $192,000 | 113 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,145,000 | 512 |
| Loans secured by real estate, total | $212,000 | 604 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $212,000 | 603 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $212,000 | 220 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $742,000 | 308 |
| Loans to individuals | $152,000 | 878 |
| Credit card loan recoveries | $25,000 | 646 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $127,000 | 863 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $39,000 | 151 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,498,000 | 871 |
| Loans secured by real estate, total | $358,000 | 1,070 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $358,000 | 1,068 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $358,000 | 536 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $38,000 | 3,878 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $949,000 | 439 |
| Credit card loan net charge offs | $284,000 | 430 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $665,000 | 341 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $153,000 | 94 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,247,000 | 517 |
| Loans secured by real estate, total | $460,000 | 1,366 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $460,000 | 1,366 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $283,000 | 814 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $177,000 | 1,301 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $4,335,000 | 257 |
| Loans to individuals | $1,226,000 | 576 |
| Credit card loan charge offs | $260,000 | 558 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $966,000 | 493 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $226,000 | 137 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $575,000 | 836 |
| Loans secured by real estate, total | $323,000 | 425 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $323,000 | 425 |
| Construction and land development | $196,000 | 154 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $124,000 | 331 |
| Secured by multifamily residential properties | $3,000 | 390 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $62,000 | 2,394 |
| Loans to individuals | $150,000 | 975 |
| Credit card loan recoveries | $21,000 | 707 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $129,000 | 922 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $40,000 | 155 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,672,000 | 482 |
| Loans secured by real estate, total | $137,000 | 2,328 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $137,000 | 2,328 |
| Construction and land development | $-196,000 | 13,906 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $159,000 | 1,070 |
| Secured by multifamily residential properties | $-3,000 | 13,766 |
| Secured by nonfarm nonresidential properties | $177,000 | 1,209 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $4,273,000 | 219 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,076,000 | 512 |
| Credit card loan net charge offs | $239,000 | 530 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $837,000 | 400 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $186,000 | 127 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.