Home > Mid-State Bank and Trust Company > Income and Expense
Mid-State Bank and Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $96,660,000 | 413 |
| Total interest expense | $43,970,000 | 434 |
| Net interest income | $52,690,000 | 393 |
| Provision for loan and lease losses | $4,386,000 | 347 |
| Total noninterest income | $22,031,000 | 330 |
| Gross Fiduciary activities income | $5,056,000 | 195 |
| Service charges on deposit accounts | $4,296,000 | 318 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $12,679,000 | 358 |
| Total noninterest expense | $43,947,000 | 374 |
| Salaries and employee benefits | $12,063,000 | 575 |
| Premises and equipment expense | $5,049,000 | 435 |
| Additional noninterest expense | $26,835,000 | 281 |
| Pre-tax net operating income | $26,388,000 | 368 |
| Securities gains (losses) | $-31,000 | 10,527 |
| Applicable income taxes | $8,377,000 | 404 |
| Income before extraordinary items | $17,980,000 | 366 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $17,980,000 | 367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,521,000 | 352 |
| Cash dividends | $20,376,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $18,001,080 | 349 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $93,633,000 | 461 |
| Total interest expense | $42,251,000 | 476 |
| Net interest income | $51,382,000 | 430 |
| Provision for loan and lease losses | $1,995,000 | 624 |
| Total noninterest income | $20,020,000 | 388 |
| Gross Fiduciary activities income | $5,032,000 | 218 |
| Service charges on deposit accounts | $4,464,000 | 345 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $10,524,000 | 412 |
| Total noninterest expense | $41,946,000 | 445 |
| Salaries and employee benefits | $11,334,000 | 618 |
| Premises and equipment expense | $4,170,000 | 540 |
| Additional noninterest expense | $26,442,000 | 354 |
| Pre-tax net operating income | $27,461,000 | 365 |
| Securities gains (losses) | $201,000 | 689 |
| Applicable income taxes | $8,292,000 | 410 |
| Income before extraordinary items | $19,370,000 | 350 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $19,370,000 | 350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,767,000 | 620 |
| Cash dividends | $18,363,000 | 295 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $19,229,300 | 345 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $88,749,000 | 495 |
| Total interest expense | $40,664,000 | 522 |
| Net interest income | $48,085,000 | 465 |
| Provision for loan and lease losses | $2,022,000 | 569 |
| Total noninterest income | $15,070,000 | 477 |
| Gross Fiduciary activities income | $4,485,000 | 242 |
| Service charges on deposit accounts | $4,075,000 | 392 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $6,510,000 | 561 |
| Total noninterest expense | $36,789,000 | 488 |
| Salaries and employee benefits | $11,236,000 | 628 |
| Premises and equipment expense | $3,815,000 | 616 |
| Additional noninterest expense | $21,738,000 | 410 |
| Pre-tax net operating income | $24,344,000 | 415 |
| Securities gains (losses) | $566,000 | 324 |
| Applicable income taxes | $7,512,000 | 449 |
| Income before extraordinary items | $17,398,000 | 391 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $17,398,000 | 389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,037,000 | 562 |
| Cash dividends | $10,898,000 | 377 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $17,001,800 | 400 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $77,575,000 | 485 |
| Total interest expense | $30,981,000 | 518 |
| Net interest income | $46,594,000 | 463 |
| Provision for loan and lease losses | $1,873,000 | 608 |
| Total noninterest income | $13,536,000 | 485 |
| Gross Fiduciary activities income | $4,289,000 | 242 |
| Service charges on deposit accounts | $3,740,000 | 413 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,507,000 | 603 |
| Total noninterest expense | $35,315,000 | 511 |
| Salaries and employee benefits | $13,198,000 | 559 |
| Premises and equipment expense | $3,906,000 | 594 |
| Additional noninterest expense | $18,211,000 | 469 |
| Pre-tax net operating income | $22,942,000 | 419 |
| Securities gains (losses) | $94,000 | 800 |
| Applicable income taxes | $6,692,000 | 457 |
| Income before extraordinary items | $16,344,000 | 376 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $16,344,000 | 377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,429,000 | 708 |
| Cash dividends | $16,346,000 | 248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $16,277,260 | 388 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $76,928,000 | 485 |
| Total interest expense | $32,136,000 | 504 |
| Net interest income | $44,792,000 | 476 |
| Provision for loan and lease losses | $1,926,000 | 835 |
| Total noninterest income | $13,200,000 | 500 |
| Gross Fiduciary activities income | $4,217,000 | 245 |
| Service charges on deposit accounts | $3,181,000 | 458 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,802,000 | 607 |
| Total noninterest expense | $34,006,000 | 553 |
| Salaries and employee benefits | $13,688,000 | 546 |
| Premises and equipment expense | $3,835,000 | 623 |
| Additional noninterest expense | $16,483,000 | 539 |
| Pre-tax net operating income | $22,060,000 | 377 |
| Securities gains (losses) | $400,000 | 1,050 |
| Applicable income taxes | $4,970,000 | 541 |
| Income before extraordinary items | $17,490,000 | 343 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $17,490,000 | 356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,498,000 | 871 |
| Cash dividends | $8,716,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $17,178,000 | 334 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $81,604,000 | 522 |
| Total interest expense | $38,434,000 | 549 |
| Net interest income | $43,170,000 | 499 |
| Provision for loan and lease losses | $5,503,000 | 555 |
| Total noninterest income | $9,853,000 | 603 |
| Gross Fiduciary activities income | $3,920,000 | 257 |
| Service charges on deposit accounts | $2,443,000 | 560 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,490,000 | 856 |
| Total noninterest expense | $31,832,000 | 576 |
| Salaries and employee benefits | $13,038,000 | 566 |
| Premises and equipment expense | $3,600,000 | 678 |
| Additional noninterest expense | $15,194,000 | 569 |
| Pre-tax net operating income | $15,688,000 | 425 |
| Securities gains (losses) | $617,000 | 919 |
| Applicable income taxes | $4,108,000 | 572 |
| Income before extraordinary items | $12,197,000 | 412 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $12,197,000 | 418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,672,000 | 482 |
| Cash dividends | $6,321,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $11,734,250 | 387 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.