Home > Mid-State Bank and Trust Company > Net charge- offs to loans
Mid-State Bank and Trust Company, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3824% | 2,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1356% | 263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1581% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3407% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0826% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1071% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8721% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7690% | 892 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7342% | 92 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2056% | 3,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1126% | 397 |
| Percentage Net Loans Charged-off:Construction & development | -0.0432% | 1,328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2899% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5786% | 833 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2812% | 1,016 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2643% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2522% | 3,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0457% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 1,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0437% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9261% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4485% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3741% | 162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1863% | 4,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1115% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1244% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1386% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4958% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4142% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1663% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2026% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1699% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1916% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0326% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5853% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4537% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1816% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7746% | 2,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | -1.7323% | 1,497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1477% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0205% | 1,427 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0838% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0819% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7466% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3490% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2307% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |