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Mid-America Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$22,228,000	1,754
Total interest expense	$9,647,000	1,325
Net interest income	$12,581,000	2,049
Provision for loan and lease losses	$320,000	1,602
Total noninterest income	$3,516,000	1,478
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$182,000	2,792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,334,000	1,174
Total noninterest expense	$8,051,000	2,324
Salaries and employee benefits	$4,601,000	2,317
Premises and equipment expense	$596,000	2,725
Additional noninterest expense	$3,334,000	1,174
Pre-tax net operating income	$7,726,000	1,436
Securities gains (losses)	$0	988
Applicable income taxes	$1,765,000	1,064
Income before extraordinary items	$5,961,000	1,530
Extraordinary gains, net	$0	54
Net income	$5,961,000	1,545
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,961,000	1,533
Net charge-offs	$118,000	1,405
Cash dividends	$1,320,000	1,892
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,961,000	1,558
2023-09-30 (YTD Data)		Rank
Total interest income	$15,951,000	1,773
Total interest expense	$6,820,000	1,289
Net interest income	$9,131,000	2,108
Provision for loan and lease losses	$315,000	1,300
Total noninterest income	$2,902,000	1,383
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$137,000	2,794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,765,000	1,091
Total noninterest expense	$5,697,000	2,408
Salaries and employee benefits	$3,341,000	2,359
Premises and equipment expense	$494,000	2,572
Additional noninterest expense	$2,765,000	1,091
Pre-tax net operating income	$6,021,000	1,441
Securities gains (losses)	$0	849
Applicable income taxes	$1,514,000	1,002
Income before extraordinary items	$4,507,000	1,573
Extraordinary gains, net	$0	52
Net income	$4,507,000	1,586
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,507,000	1,573
Net charge-offs	$117,000	1,112
Cash dividends	$610,000	2,085
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,507,000	1,596
2023-06-30 (YTD Data)		Rank
Total interest income	$9,960,000	1,831
Total interest expense	$4,145,000	1,275
Net interest income	$5,815,000	2,187
Provision for loan and lease losses	$210,000	1,292
Total noninterest income	$1,808,000	1,389
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$89,000	2,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,719,000	1,089
Total noninterest expense	$3,733,000	2,421
Salaries and employee benefits	$2,179,000	2,397
Premises and equipment expense	$323,000	2,601
Additional noninterest expense	$1,719,000	1,088
Pre-tax net operating income	$3,680,000	1,525
Securities gains (losses)	$0	938
Applicable income taxes	$1,000,000	1,013
Income before extraordinary items	$2,680,000	1,704
Extraordinary gains, net	$0	51
Net income	$2,680,000	1,724
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,680,000	1,704
Net charge-offs	$117,000	871
Cash dividends	$400,000	2,106
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,680,000	1,712
2023-03-31 (YTD Data)		Rank
Total interest income	$4,632,000	1,914
Total interest expense	$1,847,000	1,261
Net interest income	$2,785,000	2,270
Provision for loan and lease losses	$105,000	1,243
Total noninterest income	$697,000	1,623
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$48,000	2,765
Trading account gains and fees	NA	NA
Additional Noninterest Income	$649,000	1,288
Total noninterest expense	$1,855,000	2,456
Salaries and employee benefits	$1,081,000	2,428
Premises and equipment expense	$163,000	2,620
Additional noninterest expense	$649,000	1,288
Pre-tax net operating income	$1,522,000	1,773
Securities gains (losses)	$0	950
Applicable income taxes	$499,000	1,046
Income before extraordinary items	$1,023,000	2,066
Extraordinary gains, net	$0	4
Net income	$1,023,000	2,065
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,023,000	2,066
Net charge-offs	$7,000	1,486
Cash dividends	$200,000	1,791
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,023,000	2,091
2022-12-31 (YTD Data)		Rank
Total interest income	$14,758,000	1,996
Total interest expense	$3,665,000	994
Net interest income	$11,093,000	2,221
Provision for loan and lease losses	$420,000	1,322
Total noninterest income	$4,837,000	1,224
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$179,000	2,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,658,000	955
Total noninterest expense	$7,928,000	2,315
Salaries and employee benefits	$4,774,000	2,250
Premises and equipment expense	$696,000	2,500
Additional noninterest expense	$4,658,000	955
Pre-tax net operating income	$7,582,000	1,545
Securities gains (losses)	$0	691
Applicable income taxes	$1,406,000	1,310
Income before extraordinary items	$6,176,000	1,595
Extraordinary gains, net	$0	5
Net income	$6,176,000	1,593
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,176,000	1,594
Net charge-offs	$1,000	2,539
Cash dividends	$1,350,000	1,850
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,176,000	1,625
2022-09-30 (YTD Data)		Rank
Total interest income	$10,515,000	2,005
Total interest expense	$2,232,000	918
Net interest income	$8,283,000	2,205
Provision for loan and lease losses	$315,000	1,209
Total noninterest income	$4,112,000	1,151
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$132,000	2,924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,980,000	892
Total noninterest expense	$5,767,000	2,348
Salaries and employee benefits	$3,575,000	2,251
Premises and equipment expense	$575,000	2,387
Additional noninterest expense	$3,980,000	892
Pre-tax net operating income	$6,313,000	1,426
Securities gains (losses)	$0	740
Applicable income taxes	$1,276,000	1,193
Income before extraordinary items	$5,037,000	1,481
Extraordinary gains, net	$0	4
Net income	$5,037,000	1,481
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,037,000	1,481
Net charge-offs	$-2,000	3,205
Cash dividends	$600,000	2,052
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,037,000	1,514
2022-06-30 (YTD Data)		Rank
Total interest income	$6,684,000	2,024
Total interest expense	$1,318,000	876
Net interest income	$5,366,000	2,216
Provision for loan and lease losses	$210,000	1,113
Total noninterest income	$3,057,000	1,057
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$85,000	2,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,972,000	832
Total noninterest expense	$3,804,000	2,359
Salaries and employee benefits	$2,351,000	2,269
Premises and equipment expense	$372,000	2,435
Additional noninterest expense	$1,081,000	2,481
Pre-tax net operating income	$4,409,000	1,315
Securities gains (losses)	$0	687
Applicable income taxes	$858,000	1,115
Income before extraordinary items	$3,551,000	1,347
Extraordinary gains, net	$0	4
Net income	$3,551,000	1,347
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,551,000	1,347
Net charge-offs	$-3,000	3,282
Cash dividends	$400,000	2,044
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,551,000	1,378
2022-03-31 (YTD Data)		Rank
Total interest income	$3,173,000	2,055
Total interest expense	$634,000	864
Net interest income	$2,539,000	2,245
Provision for loan and lease losses	$105,000	941
Total noninterest income	$1,440,000	1,097
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$44,000	2,898
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,396,000	879
Total noninterest expense	$1,917,000	2,351
Salaries and employee benefits	$1,220,000	2,210
Premises and equipment expense	$182,000	2,463
Additional noninterest expense	$515,000	2,539
Pre-tax net operating income	$1,957,000	1,366
Securities gains (losses)	$0	623
Applicable income taxes	$375,000	1,150
Income before extraordinary items	$1,582,000	1,400
Extraordinary gains, net	$0	4
Net income	$1,582,000	1,400
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,582,000	1,400
Net charge-offs	$-2,000	3,266
Cash dividends	$200,000	1,712
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,582,000	1,416
2021-12-31 (YTD Data)		Rank
Total interest income	$12,594,000	2,117
Total interest expense	$2,977,000	917
Net interest income	$9,617,000	2,383
Provision for loan and lease losses	$280,000	1,477
Total noninterest income	$6,603,000	1,098
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$141,000	3,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,462,000	895
Total noninterest expense	$7,737,000	2,337
Salaries and employee benefits	$4,429,000	2,336
Premises and equipment expense	$966,000	2,082
Additional noninterest expense	$2,342,000	2,336
Pre-tax net operating income	$8,203,000	1,459
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,409,000	1,358
Income before extraordinary items	$6,794,000	1,540
Extraordinary gains, net	$0	10
Net income	$6,794,000	1,539
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,794,000	1,540
Net charge-offs	$-2,000	3,330
Cash dividends	$1,290,000	1,962
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,794,000	1,505
2021-09-30 (YTD Data)		Rank
Total interest income	$9,423,000	2,168
Total interest expense	$2,320,000	927
Net interest income	$7,103,000	2,448
Provision for loan and lease losses	$280,000	1,206
Total noninterest income	$5,031,000	1,115
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$106,000	3,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,925,000	914
Total noninterest expense	$5,464,000	2,424
Salaries and employee benefits	$3,224,000	2,400
Premises and equipment expense	$750,000	2,050
Additional noninterest expense	$1,490,000	2,609
Pre-tax net operating income	$6,390,000	1,476
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,332,000	1,248
Income before extraordinary items	$5,058,000	1,596
Extraordinary gains, net	$0	8
Net income	$5,058,000	1,596
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,058,000	1,596
Net charge-offs	$-2,000	3,208
Cash dividends	$540,000	2,253
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,058,000	1,566
2021-06-30 (YTD Data)		Rank
Total interest income	$6,355,000	2,137
Total interest expense	$1,598,000	935
Net interest income	$4,757,000	2,439
Provision for loan and lease losses	$210,000	1,148
Total noninterest income	$3,714,000	1,044
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$67,000	3,111
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,647,000	858
Total noninterest expense	$3,568,000	2,457
Salaries and employee benefits	$2,109,000	2,425
Premises and equipment expense	$508,000	2,036
Additional noninterest expense	$951,000	2,674
Pre-tax net operating income	$4,693,000	1,372
Securities gains (losses)	$0	1,818
Applicable income taxes	$919,000	1,211
Income before extraordinary items	$3,774,000	1,465
Extraordinary gains, net	$0	6
Net income	$3,774,000	1,465
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,774,000	1,465
Net charge-offs	$-1,000	3,056
Cash dividends	$340,000	2,276
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,774,000	1,428
2021-03-31 (YTD Data)		Rank
Total interest income	$3,210,000	2,107
Total interest expense	$808,000	978
Net interest income	$2,402,000	2,409
Provision for loan and lease losses	$105,000	1,210
Total noninterest income	$2,258,000	919
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$32,000	3,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,226,000	755
Total noninterest expense	$1,864,000	2,373
Salaries and employee benefits	$1,082,000	2,369
Premises and equipment expense	$255,000	2,044
Additional noninterest expense	$527,000	2,445
Pre-tax net operating income	$2,691,000	1,237
Securities gains (losses)	$0	1,392
Applicable income taxes	$465,000	1,189
Income before extraordinary items	$2,226,000	1,286
Extraordinary gains, net	$0	3
Net income	$2,226,000	1,286
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,226,000	1,286
Net charge-offs	$0	1,930
Cash dividends	$140,000	1,993
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,226,000	1,258
2020-12-31 (YTD Data)		Rank
Total interest income	$12,428,000	2,175
Total interest expense	$3,592,000	1,286
Net interest income	$8,836,000	2,456
Provision for loan and lease losses	$685,000	1,956
Total noninterest income	$5,454,000	1,196
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$149,000	3,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,305,000	978
Total noninterest expense	$7,670,000	2,335
Salaries and employee benefits	$4,211,000	2,404
Premises and equipment expense	$1,086,000	1,920
Additional noninterest expense	$2,373,000	2,272
Pre-tax net operating income	$5,935,000	1,571
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,421,000	1,175
Income before extraordinary items	$4,514,000	1,776
Extraordinary gains, net	$0	4
Net income	$4,514,000	1,775
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,514,000	1,776
Net charge-offs	$-1,000	3,923
Cash dividends	$660,000	2,597
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,514,000	1,731
2020-09-30 (YTD Data)		Rank
Total interest income	$9,338,000	2,187
Total interest expense	$2,766,000	1,322
Net interest income	$6,572,000	2,463
Provision for loan and lease losses	$685,000	1,685
Total noninterest income	$3,500,000	1,289
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$114,000	3,106
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,386,000	1,055
Total noninterest expense	$5,504,000	2,385
Salaries and employee benefits	$3,088,000	2,419
Premises and equipment expense	$872,000	1,835
Additional noninterest expense	$1,544,000	2,459
Pre-tax net operating income	$3,883,000	1,715
Securities gains (losses)	$0	2,494
Applicable income taxes	$912,000	1,256
Income before extraordinary items	$2,971,000	1,918
Extraordinary gains, net	$0	4
Net income	$2,971,000	1,917
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,971,000	1,918
Net charge-offs	$-1,000	3,797
Cash dividends	$420,000	2,465
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,971,000	1,867
2020-06-30 (YTD Data)		Rank
Total interest income	$6,328,000	2,192
Total interest expense	$1,882,000	1,381
Net interest income	$4,446,000	2,449
Provision for loan and lease losses	$315,000	2,006
Total noninterest income	$1,739,000	1,479
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$79,000	3,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,660,000	1,235
Total noninterest expense	$3,632,000	2,399
Salaries and employee benefits	$2,031,000	2,443
Premises and equipment expense	$568,000	1,863
Additional noninterest expense	$1,033,000	2,456
Pre-tax net operating income	$2,238,000	1,844
Securities gains (losses)	$0	2,249
Applicable income taxes	$545,000	1,268
Income before extraordinary items	$1,693,000	2,065
Extraordinary gains, net	$0	4
Net income	$1,693,000	2,065
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,693,000	2,065
Net charge-offs	$-1,000	3,744
Cash dividends	$280,000	2,462
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,693,000	2,022
2020-03-31 (YTD Data)		Rank
Total interest income	$2,996,000	2,270
Total interest expense	$983,000	1,440
Net interest income	$2,013,000	2,591
Provision for loan and lease losses	$105,000	1,912
Total noninterest income	$755,000	1,517
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$52,000	3,015
Trading account gains and fees	NA	NA
Additional Noninterest Income	$703,000	1,234
Total noninterest expense	$1,749,000	2,461
Salaries and employee benefits	$1,031,000	2,429
Premises and equipment expense	$296,000	1,824
Additional noninterest expense	$422,000	2,827
Pre-tax net operating income	$914,000	1,966
Securities gains (losses)	$0	1,705
Applicable income taxes	$229,000	1,284
Income before extraordinary items	$685,000	2,202
Extraordinary gains, net	$0	4
Net income	$685,000	2,201
Minority interest net income	$0	56
Net income of bank and minority interests.	$685,000	2,202
Net charge-offs	$-4,000	4,126
Cash dividends	$140,000	2,141
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$685,000	2,172
2019-12-31 (YTD Data)		Rank
Total interest income	$11,553,000	2,354
Total interest expense	$3,333,000	1,687
Net interest income	$8,220,000	2,570
Provision for loan and lease losses	$485,000	1,509
Total noninterest income	$2,916,000	1,597
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$175,000	3,318
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,741,000	1,274
Total noninterest expense	$6,884,000	2,480
Salaries and employee benefits	$3,675,000	2,599
Premises and equipment expense	$1,197,000	1,799
Additional noninterest expense	$2,012,000	2,549
Pre-tax net operating income	$3,767,000	2,135
Securities gains (losses)	$0	2,379
Applicable income taxes	$878,000	1,534
Income before extraordinary items	$2,889,000	2,346
Extraordinary gains, net	$0	11
Net income	$2,889,000	2,348
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,889,000	2,348
Net charge-offs	$351,000	1,260
Cash dividends	$660,000	2,748
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,889,000	2,315
2019-09-30 (YTD Data)		Rank
Total interest income	$8,429,000	2,421
Total interest expense	$2,370,000	1,747
Net interest income	$6,059,000	2,632
Provision for loan and lease losses	$480,000	1,191
Total noninterest income	$1,857,000	1,751
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$134,000	3,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,723,000	1,406
Total noninterest expense	$4,886,000	2,578
Salaries and employee benefits	$2,624,000	2,677
Premises and equipment expense	$934,000	1,766
Additional noninterest expense	$1,328,000	2,787
Pre-tax net operating income	$2,550,000	2,341
Securities gains (losses)	$0	2,167
Applicable income taxes	$663,000	1,569
Income before extraordinary items	$1,887,000	2,627
Extraordinary gains, net	$0	11
Net income	$1,887,000	2,628
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,887,000	2,628
Net charge-offs	$339,000	961
Cash dividends	$420,000	2,654
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,887,000	2,584
2019-06-30 (YTD Data)		Rank
Total interest income	$5,476,000	2,460
Total interest expense	$1,494,000	1,794
Net interest income	$3,982,000	2,671
Provision for loan and lease losses	$410,000	989
Total noninterest income	$950,000	2,008
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$88,000	3,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$862,000	1,628
Total noninterest expense	$3,182,000	2,636
Salaries and employee benefits	$1,736,000	2,707
Premises and equipment expense	$607,000	1,807
Additional noninterest expense	$839,000	2,906
Pre-tax net operating income	$1,340,000	2,686
Securities gains (losses)	$0	1,702
Applicable income taxes	$392,000	1,636
Income before extraordinary items	$948,000	3,019
Extraordinary gains, net	$0	11
Net income	$948,000	3,018
Minority interest net income	$0	69
Net income of bank and minority interests.	$948,000	3,018
Net charge-offs	$548,000	540
Cash dividends	$140,000	3,046
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$948,000	2,992
2019-03-31 (YTD Data)		Rank
Total interest income	$2,602,000	2,553
Total interest expense	$680,000	1,889
Net interest income	$1,922,000	2,759
Provision for loan and lease losses	$305,000	671
Total noninterest income	$487,000	1,950
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$44,000	3,353
Trading account gains and fees	NA	NA
Additional Noninterest Income	$443,000	1,569
Total noninterest expense	$1,543,000	2,696
Salaries and employee benefits	$818,000	2,819
Premises and equipment expense	$313,000	1,783
Additional noninterest expense	$412,000	2,939
Pre-tax net operating income	$561,000	2,911
Securities gains (losses)	$0	1,087
Applicable income taxes	$114,000	2,050
Income before extraordinary items	$447,000	3,053
Extraordinary gains, net	$0	5
Net income	$447,000	3,051
Minority interest net income	$0	52
Net income of bank and minority interests.	$447,000	3,052
Net charge-offs	$229,000	563
Cash dividends	$140,000	2,266
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$447,000	3,041
2018-12-31 (YTD Data)		Rank
Total interest income	$9,265,000	2,665
Total interest expense	$2,218,000	1,806
Net interest income	$7,047,000	2,883
Provision for loan and lease losses	$540,000	1,394
Total noninterest income	$2,612,000	1,698
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$166,000	3,553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,446,000	1,306
Total noninterest expense	$6,061,000	2,715
Salaries and employee benefits	$3,200,000	2,842
Premises and equipment expense	$1,272,000	1,731
Additional noninterest expense	$1,589,000	3,056
Pre-tax net operating income	$3,058,000	2,471
Securities gains (losses)	$0	1,125
Applicable income taxes	$433,000	2,100
Income before extraordinary items	$2,625,000	2,520
Extraordinary gains, net	$0	6
Net income	$2,625,000	2,519
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,625,000	2,519
Net charge-offs	$-15,000	4,601
Cash dividends	$725,000	2,585
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,625,000	2,514
2018-09-30 (YTD Data)		Rank
Total interest income	$6,729,000	2,722
Total interest expense	$1,574,000	1,797
Net interest income	$5,155,000	2,947
Provision for loan and lease losses	$305,000	1,552
Total noninterest income	$2,078,000	1,649
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$125,000	3,577
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,953,000	1,277
Total noninterest expense	$4,361,000	2,786
Salaries and employee benefits	$2,314,000	2,916
Premises and equipment expense	$1,003,000	1,679
Additional noninterest expense	$1,044,000	3,324
Pre-tax net operating income	$2,567,000	2,357
Securities gains (losses)	$0	1,118
Applicable income taxes	$440,000	1,908
Income before extraordinary items	$2,127,000	2,413
Extraordinary gains, net	$0	5
Net income	$2,127,000	2,412
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,127,000	2,412
Net charge-offs	$-17,000	4,623
Cash dividends	$450,000	2,467
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,127,000	2,410
2018-06-30 (YTD Data)		Rank
Total interest income	$4,304,000	2,785
Total interest expense	$980,000	1,800
Net interest income	$3,324,000	3,008
Provision for loan and lease losses	$200,000	1,508
Total noninterest income	$1,540,000	1,534
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$82,000	3,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,458,000	1,181
Total noninterest expense	$2,852,000	2,841
Salaries and employee benefits	$1,547,000	2,929
Premises and equipment expense	$631,000	1,772
Additional noninterest expense	$674,000	3,400
Pre-tax net operating income	$1,812,000	2,236
Securities gains (losses)	$0	961
Applicable income taxes	$353,000	1,724
Income before extraordinary items	$1,459,000	2,356
Extraordinary gains, net	$0	6
Net income	$1,459,000	2,355
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,459,000	2,355
Net charge-offs	$0	3,209
Cash dividends	$275,000	2,571
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,459,000	2,351
2018-03-31 (YTD Data)		Rank
Total interest income	$2,081,000	2,856
Total interest expense	$484,000	1,759
Net interest income	$1,597,000	3,090
Provision for loan and lease losses	$105,000	1,394
Total noninterest income	$900,000	1,368
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$38,000	3,709
Trading account gains and fees	NA	NA
Additional Noninterest Income	$862,000	1,023
Total noninterest expense	$1,369,000	2,944
Salaries and employee benefits	$728,000	3,062
Premises and equipment expense	$318,000	1,781
Additional noninterest expense	$323,000	3,506
Pre-tax net operating income	$1,023,000	2,010
Securities gains (losses)	$0	735
Applicable income taxes	$112,000	2,074
Income before extraordinary items	$911,000	1,968
Extraordinary gains, net	$0	7
Net income	$911,000	1,967
Minority interest net income	$0	52
Net income of bank and minority interests.	$911,000	1,968
Net charge-offs	$-2,000	4,048
Cash dividends	$100,000	2,316
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$911,000	1,955
2017-12-31 (YTD Data)		Rank
Total interest income	$7,449,000	3,011
Total interest expense	$1,451,000	1,978
Net interest income	$5,998,000	3,178
Provision for loan and lease losses	$655,000	1,204
Total noninterest income	$1,813,000	2,156
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$159,000	3,764
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,654,000	1,706
Total noninterest expense	$5,105,000	3,058
Salaries and employee benefits	$2,745,000	3,160
Premises and equipment expense	$1,128,000	1,942
Additional noninterest expense	$1,232,000	3,629
Pre-tax net operating income	$2,051,000	3,073
Securities gains (losses)	$0	2,243
Applicable income taxes	$385,000	2,604
Income before extraordinary items	$1,666,000	2,972
Extraordinary gains, net	$0	9
Net income	$1,666,000	2,971
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,666,000	2,972
Net charge-offs	$19,000	3,445
Cash dividends	$585,000	2,813
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,666,000	2,953
2017-09-30 (YTD Data)		Rank
Total interest income	$5,420,000	3,085
Total interest expense	$1,009,000	2,069
Net interest income	$4,411,000	3,238
Provision for loan and lease losses	$475,000	1,192
Total noninterest income	$1,295,000	2,244
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$119,000	3,797
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,176,000	1,781
Total noninterest expense	$3,562,000	3,207
Salaries and employee benefits	$1,900,000	3,321
Premises and equipment expense	$853,000	1,930
Additional noninterest expense	$809,000	3,890
Pre-tax net operating income	$1,669,000	2,985
Securities gains (losses)	$0	2,274
Applicable income taxes	$513,000	2,043
Income before extraordinary items	$1,156,000	3,278
Extraordinary gains, net	$0	9
Net income	$1,156,000	3,277
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,156,000	3,278
Net charge-offs	$19,000	3,008
Cash dividends	$335,000	2,787
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,156,000	3,259
2017-06-30 (YTD Data)		Rank
Total interest income	$3,451,000	3,164
Total interest expense	$630,000	2,131
Net interest income	$2,821,000	3,320
Provision for loan and lease losses	$250,000	1,362
Total noninterest income	$779,000	2,392
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$79,000	3,807
Trading account gains and fees	NA	NA
Additional Noninterest Income	$700,000	1,929
Total noninterest expense	$2,315,000	3,291
Salaries and employee benefits	$1,234,000	3,382
Premises and equipment expense	$553,000	1,964
Additional noninterest expense	$528,000	3,952
Pre-tax net operating income	$1,035,000	3,072
Securities gains (losses)	$0	1,906
Applicable income taxes	$304,000	2,133
Income before extraordinary items	$731,000	3,331
Extraordinary gains, net	$0	11
Net income	$731,000	3,330
Minority interest net income	$0	71
Net income of bank and minority interests.	$731,000	3,331
Net charge-offs	$-1,000	4,147
Cash dividends	$190,000	2,870
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$731,000	3,308
2017-03-31 (YTD Data)		Rank
Total interest income	$1,657,000	3,249
Total interest expense	$300,000	2,177
Net interest income	$1,357,000	3,398
Provision for loan and lease losses	$75,000	1,685
Total noninterest income	$376,000	2,420
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$38,000	3,866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$338,000	1,948
Total noninterest expense	$1,096,000	3,421
Salaries and employee benefits	$564,000	3,598
Premises and equipment expense	$275,000	2,001
Additional noninterest expense	$257,000	4,015
Pre-tax net operating income	$562,000	2,897
Securities gains (losses)	$0	1,153
Applicable income taxes	$173,000	1,992
Income before extraordinary items	$389,000	3,180
Extraordinary gains, net	$0	8
Net income	$389,000	3,178
Minority interest net income	$0	55
Net income of bank and minority interests.	$389,000	3,180
Net charge-offs	$-1,000	3,990
Cash dividends	$95,000	2,422
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$389,000	3,159
2016-12-31 (YTD Data)		Rank
Total interest income	$6,247,000	3,351
Total interest expense	$1,135,000	2,225
Net interest income	$5,112,000	3,533
Provision for loan and lease losses	$230,000	2,280
Total noninterest income	$1,822,000	2,231
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$149,000	3,990
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,673,000	1,758
Total noninterest expense	$4,532,000	3,395
Salaries and employee benefits	$2,346,000	3,527
Premises and equipment expense	$1,026,000	2,109
Additional noninterest expense	$1,160,000	3,892
Pre-tax net operating income	$2,172,000	2,925
Securities gains (losses)	$0	3,212
Applicable income taxes	$487,000	2,276
Income before extraordinary items	$1,685,000	3,077
Extraordinary gains, net	$0	5
Net income	$1,685,000	3,076
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,685,000	3,076
Net charge-offs	$105,000	2,568
Cash dividends	$390,000	3,238
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,685,000	3,026
2016-09-30 (YTD Data)		Rank
Total interest income	$4,585,000	3,401
Total interest expense	$829,000	2,266
Net interest income	$3,756,000	3,584
Provision for loan and lease losses	$165,000	2,258
Total noninterest income	$1,158,000	2,455
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$111,000	4,027
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,047,000	1,983
Total noninterest expense	$3,245,000	3,492
Salaries and employee benefits	$1,700,000	3,594
Premises and equipment expense	$747,000	2,156
Additional noninterest expense	$798,000	4,082
Pre-tax net operating income	$1,504,000	3,101
Securities gains (losses)	$0	3,160
Applicable income taxes	$422,000	2,197
Income before extraordinary items	$1,082,000	3,372
Extraordinary gains, net	$0	5
Net income	$1,082,000	3,370
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,082,000	3,372
Net charge-offs	$103,000	2,049
Cash dividends	$190,000	3,177
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,082,000	3,308
2016-06-30 (YTD Data)		Rank
Total interest income	$2,987,000	3,473
Total interest expense	$526,000	2,343
Net interest income	$2,461,000	3,645
Provision for loan and lease losses	$90,000	2,392
Total noninterest income	$602,000	2,748
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$71,000	4,096
Trading account gains and fees	$0	157
Additional Noninterest Income	$531,000	2,302
Total noninterest expense	$2,120,000	3,560
Salaries and employee benefits	$1,136,000	3,622
Premises and equipment expense	$476,000	2,231
Additional noninterest expense	$508,000	4,200
Pre-tax net operating income	$853,000	3,360
Securities gains (losses)	$0	2,835
Applicable income taxes	$270,000	2,224
Income before extraordinary items	$583,000	3,733
Extraordinary gains, net	$0	16
Net income	$583,000	3,730
Minority interest net income	$0	71
Net income of bank and minority interests.	$583,000	3,732
Net charge-offs	$99,000	1,629
Cash dividends	$95,000	3,292
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$583,000	3,674
2016-03-31 (YTD Data)		Rank
Total interest income	$1,443,000	3,550
Total interest expense	$255,000	2,406
Net interest income	$1,188,000	3,719
Provision for loan and lease losses	$45,000	2,237
Total noninterest income	$280,000	2,830
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$35,000	4,105
Trading account gains and fees	$0	142
Additional Noninterest Income	$245,000	2,365
Total noninterest expense	$1,005,000	3,700
Salaries and employee benefits	$531,000	3,772
Premises and equipment expense	$232,000	2,279
Additional noninterest expense	$242,000	4,306
Pre-tax net operating income	$418,000	3,329
Securities gains (losses)	$0	2,077
Applicable income taxes	$99,000	2,472
Income before extraordinary items	$319,000	3,521
Extraordinary gains, net	$0	12
Net income	$319,000	3,517
Minority interest net income	$0	62
Net income of bank and minority interests.	$319,000	3,519
Net charge-offs	$-28,000	5,572
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$319,000	3,464
2015-12-31 (YTD Data)		Rank
Total interest income	$5,489,000	3,632
Total interest expense	$1,016,000	2,390
Net interest income	$4,473,000	3,830
Provision for loan and lease losses	$180,000	2,436
Total noninterest income	$1,340,000	2,628
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$143,000	4,206
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,197,000	2,140
Total noninterest expense	$4,024,000	3,703
Salaries and employee benefits	$2,115,000	3,783
Premises and equipment expense	$820,000	2,511
Additional noninterest expense	$1,089,000	4,121
Pre-tax net operating income	$1,609,000	3,396
Securities gains (losses)	$0	3,216
Applicable income taxes	$127,000	3,214
Income before extraordinary items	$1,482,000	3,250
Extraordinary gains, net	$0	23
Net income	$1,482,000	3,251
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,482,000	3,252
Net charge-offs	$89,000	2,765
Cash dividends	$395,000	3,170
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,482,000	3,200
2015-09-30 (YTD Data)		Rank
Total interest income	$4,041,000	3,711
Total interest expense	$751,000	2,438
Net interest income	$3,290,000	3,912
Provision for loan and lease losses	$135,000	2,359
Total noninterest income	$1,009,000	2,652
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$107,000	4,260
Trading account gains and fees	$0	153
Additional Noninterest Income	$902,000	2,155
Total noninterest expense	$2,810,000	3,868
Salaries and employee benefits	$1,495,000	3,933
Premises and equipment expense	$597,000	2,598
Additional noninterest expense	$718,000	4,403
Pre-tax net operating income	$1,354,000	3,256
Securities gains (losses)	$0	3,031
Applicable income taxes	$138,000	3,079
Income before extraordinary items	$1,216,000	3,154
Extraordinary gains, net	$0	21
Net income	$1,216,000	3,153
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,216,000	3,154
Net charge-offs	$7,000	3,743
Cash dividends	$185,000	3,172
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,216,000	3,097
2015-06-30 (YTD Data)		Rank
Total interest income	$2,635,000	3,776
Total interest expense	$494,000	2,479
Net interest income	$2,141,000	3,987
Provision for loan and lease losses	$90,000	2,323
Total noninterest income	$672,000	2,674
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$66,000	4,366
Trading account gains and fees	$0	157
Additional Noninterest Income	$606,000	2,163
Total noninterest expense	$1,831,000	3,962
Salaries and employee benefits	$980,000	4,002
Premises and equipment expense	$383,000	2,695
Additional noninterest expense	$468,000	4,478
Pre-tax net operating income	$892,000	3,279
Securities gains (losses)	$0	2,636
Applicable income taxes	$62,000	3,335
Income before extraordinary items	$830,000	3,100
Extraordinary gains, net	$0	22
Net income	$830,000	3,100
Minority interest net income	$0	75
Net income of bank and minority interests.	$830,000	3,101
Net charge-offs	$7,000	3,368
Cash dividends	$90,000	3,256
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$830,000	3,042
2015-03-31 (YTD Data)		Rank
Total interest income	$1,286,000	3,849
Total interest expense	$239,000	2,562
Net interest income	$1,047,000	4,052
Provision for loan and lease losses	$45,000	2,176
Total noninterest income	$247,000	3,063
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$31,000	4,446
Trading account gains and fees	$0	152
Additional Noninterest Income	$216,000	2,528
Total noninterest expense	$893,000	4,063
Salaries and employee benefits	$439,000	4,260
Premises and equipment expense	$185,000	2,800
Additional noninterest expense	$269,000	4,205
Pre-tax net operating income	$356,000	3,596
Securities gains (losses)	$0	2,027
Applicable income taxes	$59,000	2,883
Income before extraordinary items	$297,000	3,682
Extraordinary gains, net	$0	13
Net income	$297,000	3,685
Minority interest net income	$0	64
Net income of bank and minority interests.	$297,000	3,685
Net charge-offs	$11,000	2,441
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$297,000	3,591
2014-12-31 (YTD Data)		Rank
Total interest income	$4,797,000	4,055
Total interest expense	$767,000	3,116
Net interest income	$4,030,000	4,177
Provision for loan and lease losses	$145,000	2,819
Total noninterest income	$837,000	3,408
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$145,000	4,439
Trading account gains and fees	$0	180
Additional Noninterest Income	$692,000	2,840
Total noninterest expense	$3,232,000	4,308
Salaries and employee benefits	$1,690,000	4,367
Premises and equipment expense	$547,000	3,437
Additional noninterest expense	$995,000	4,460
Pre-tax net operating income	$1,490,000	3,496
Securities gains (losses)	$0	3,259
Applicable income taxes	$-36,000	6,200
Income before extraordinary items	$1,526,000	3,216
Extraordinary gains, net	$0	17
Net income	$1,526,000	3,216
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,526,000	3,217
Net charge-offs	$95,000	3,228
Cash dividends	$430,000	3,030
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,526,000	3,159
2014-09-30 (YTD Data)		Rank
Total interest income	$3,500,000	4,163
Total interest expense	$554,000	3,252
Net interest income	$2,946,000	4,280
Provision for loan and lease losses	$100,000	2,760
Total noninterest income	$616,000	3,471
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$109,000	4,486
Trading account gains and fees	$0	174
Additional Noninterest Income	$507,000	2,895
Total noninterest expense	$2,301,000	4,444
Salaries and employee benefits	$1,211,000	4,486
Premises and equipment expense	$393,000	3,567
Additional noninterest expense	$697,000	4,627
Pre-tax net operating income	$1,161,000	3,505
Securities gains (losses)	$0	2,980
Applicable income taxes	$-68,000	6,395
Income before extraordinary items	$1,229,000	3,096
Extraordinary gains, net	$0	15
Net income	$1,229,000	3,096
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,229,000	3,097
Net charge-offs	$40,000	3,419
Cash dividends	$300,000	2,725
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,229,000	3,052
2014-06-30 (YTD Data)		Rank
Total interest income	$2,241,000	4,266
Total interest expense	$357,000	3,351
Net interest income	$1,884,000	4,368
Provision for loan and lease losses	$45,000	3,110
Total noninterest income	$380,000	3,589
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$73,000	4,480
Trading account gains and fees	$0	172
Additional Noninterest Income	$307,000	3,012
Total noninterest expense	$1,483,000	4,573
Salaries and employee benefits	$816,000	4,486
Premises and equipment expense	$240,000	3,807
Additional noninterest expense	$427,000	4,818
Pre-tax net operating income	$736,000	3,526
Securities gains (losses)	$0	2,580
Applicable income taxes	$-95,000	6,505
Income before extraordinary items	$831,000	3,006
Extraordinary gains, net	$0	20
Net income	$831,000	3,012
Minority interest net income	$0	80
Net income of bank and minority interests.	$831,000	3,012
Net charge-offs	$-7,000	5,559
Cash dividends	$180,000	2,805
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$831,000	2,950
2014-03-31 (YTD Data)		Rank
Total interest income	$1,078,000	4,382
Total interest expense	$173,000	3,461
Net interest income	$905,000	4,482
Provision for loan and lease losses	$15,000	3,093
Total noninterest income	$169,000	3,769
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$37,000	4,453
Trading account gains and fees	$0	147
Additional Noninterest Income	$132,000	3,157
Total noninterest expense	$725,000	4,661
Salaries and employee benefits	$395,000	4,609
Premises and equipment expense	$110,000	4,008
Additional noninterest expense	$220,000	4,798
Pre-tax net operating income	$334,000	3,630
Securities gains (losses)	$0	1,715
Applicable income taxes	$-163,000	6,654
Income before extraordinary items	$497,000	2,580
Extraordinary gains, net	$0	16
Net income	$497,000	2,583
Minority interest net income	$0	66
Net income of bank and minority interests.	$497,000	2,583
Net charge-offs	$-5,000	5,444
Cash dividends	$90,000	2,317
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$497,000	2,532
2013-12-31 (YTD Data)		Rank
Total interest income	$4,113,000	4,555
Total interest expense	$688,000	3,782
Net interest income	$3,425,000	4,655
Provision for loan and lease losses	$50,000	4,250
Total noninterest income	$873,000	3,468
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$127,000	4,853
Trading account gains and fees	$0	184
Additional Noninterest Income	$746,000	2,773
Total noninterest expense	$2,747,000	4,809
Salaries and employee benefits	$1,611,000	4,575
Premises and equipment expense	$347,000	4,530
Additional noninterest expense	$789,000	5,107
Pre-tax net operating income	$1,501,000	3,403
Securities gains (losses)	$0	3,182
Applicable income taxes	$630,000	1,921
Income before extraordinary items	$871,000	4,134
Extraordinary gains, net	$0	29
Net income	$871,000	4,136
Minority interest net income	$0	90
Net income of bank and minority interests.	$871,000	4,137
Net charge-offs	$114,000	3,615
Cash dividends	$335,000	3,184
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$871,000	4,083
2013-09-30 (YTD Data)		Rank
Total interest income	$3,075,000	4,610
Total interest expense	$519,000	3,857
Net interest income	$2,556,000	4,712
Provision for loan and lease losses	$45,000	4,007
Total noninterest income	$705,000	3,364
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$93,000	4,945
Trading account gains and fees	$0	180
Additional Noninterest Income	$612,000	2,708
Total noninterest expense	$1,941,000	4,979
Salaries and employee benefits	$1,182,000	4,657
Premises and equipment expense	$227,000	4,864
Additional noninterest expense	$532,000	5,319
Pre-tax net operating income	$1,275,000	3,238
Securities gains (losses)	$0	3,040
Applicable income taxes	$547,000	1,824
Income before extraordinary items	$728,000	3,999
Extraordinary gains, net	$0	25
Net income	$728,000	4,001
Minority interest net income	$0	84
Net income of bank and minority interests.	$728,000	4,002
Net charge-offs	$103,000	3,229
Cash dividends	$245,000	2,805
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$728,000	3,930
2013-06-30 (YTD Data)		Rank
Total interest income	$2,050,000	4,620
Total interest expense	$353,000	3,883
Net interest income	$1,697,000	4,714
Provision for loan and lease losses	$30,000	3,938
Total noninterest income	$506,000	3,273
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$56,000	5,113
Trading account gains and fees	$0	157
Additional Noninterest Income	$450,000	2,622
Total noninterest expense	$1,238,000	5,106
Salaries and employee benefits	$794,000	4,666
Premises and equipment expense	$145,000	4,973
Additional noninterest expense	$299,000	5,614
Pre-tax net operating income	$935,000	3,017
Securities gains (losses)	$0	2,791
Applicable income taxes	$422,000	1,686
Income before extraordinary items	$513,000	3,887
Extraordinary gains, net	$0	22
Net income	$513,000	3,890
Minority interest net income	$0	82
Net income of bank and minority interests.	$513,000	3,891
Net charge-offs	$96,000	2,797
Cash dividends	$155,000	2,721
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$513,000	3,793
2013-03-31 (YTD Data)		Rank
Total interest income	$998,000	4,726
Total interest expense	$177,000	3,962
Net interest income	$821,000	4,813
Provision for loan and lease losses	$15,000	3,721
Total noninterest income	$271,000	3,142
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$23,000	5,410
Trading account gains and fees	$0	148
Additional Noninterest Income	$248,000	2,481
Total noninterest expense	$670,000	4,956
Salaries and employee benefits	$397,000	4,700
Premises and equipment expense	$66,000	5,171
Additional noninterest expense	$207,000	5,082
Pre-tax net operating income	$407,000	3,268
Securities gains (losses)	$0	1,966
Applicable income taxes	$228,000	1,583
Income before extraordinary items	$179,000	4,456
Extraordinary gains, net	$0	10
Net income	$179,000	4,458
Minority interest net income	$0	76
Net income of bank and minority interests.	$179,000	4,458
Net charge-offs	$33,000	2,726
Cash dividends	$65,000	2,263
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$179,000	4,359
2012-12-31 (YTD Data)		Rank
Total interest income	$3,738,000	5,039
Total interest expense	$747,000	4,261
Net interest income	$2,991,000	5,117
Provision for loan and lease losses	$20,000	5,589
Total noninterest income	$1,079,000	3,127
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$90,000	5,580
Trading account gains and fees	$0	166
Additional Noninterest Income	$989,000	2,383
Total noninterest expense	$2,276,000	5,397
Salaries and employee benefits	$1,213,000	5,377
Premises and equipment expense	$176,000	5,903
Additional noninterest expense	$887,000	5,063
Pre-tax net operating income	$1,774,000	3,036
Securities gains (losses)	$0	3,810
Applicable income taxes	$602,000	1,996
Income before extraordinary items	$1,172,000	3,605
Extraordinary gains, net	$0	29
Net income	$1,172,000	3,606
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,172,000	3,607
Net charge-offs	$59,000	4,813
Cash dividends	$260,000	3,413
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,172,000	3,445
2012-09-30 (YTD Data)		Rank
Total interest income	$2,771,000	5,157
Total interest expense	$562,000	4,376
Net interest income	$2,209,000	5,235
Provision for loan and lease losses	$20,000	5,381
Total noninterest income	$829,000	3,100
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$70,000	5,613
Trading account gains and fees	$0	157
Additional Noninterest Income	$759,000	2,346
Total noninterest expense	$1,683,000	5,460
Salaries and employee benefits	$898,000	5,423
Premises and equipment expense	$138,000	5,918
Additional noninterest expense	$647,000	5,167
Pre-tax net operating income	$1,335,000	3,111
Securities gains (losses)	$0	3,575
Applicable income taxes	$441,000	2,069
Income before extraordinary items	$894,000	3,652
Extraordinary gains, net	$0	20
Net income	$894,000	3,652
Minority interest net income	$0	86
Net income of bank and minority interests.	$894,000	3,654
Net charge-offs	$58,000	4,416
Cash dividends	$195,000	2,941
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$894,000	3,497
2012-06-30 (YTD Data)		Rank
Total interest income	$1,804,000	5,234
Total interest expense	$374,000	4,480
Net interest income	$1,430,000	5,314
Provision for loan and lease losses	$20,000	5,104
Total noninterest income	$528,000	3,137
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$47,000	5,619
Trading account gains and fees	$0	153
Additional Noninterest Income	$481,000	2,387
Total noninterest expense	$1,009,000	5,713
Salaries and employee benefits	$563,000	5,598
Premises and equipment expense	$82,000	6,095
Additional noninterest expense	$364,000	5,555
Pre-tax net operating income	$929,000	2,999
Securities gains (losses)	$0	3,178
Applicable income taxes	$292,000	2,086
Income before extraordinary items	$637,000	3,514
Extraordinary gains, net	$0	19
Net income	$637,000	3,515
Minority interest net income	$0	84
Net income of bank and minority interests.	$637,000	3,515
Net charge-offs	$27,000	4,455
Cash dividends	$130,000	2,829
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$637,000	3,347
2012-03-31 (YTD Data)		Rank
Total interest income	$896,000	5,292
Total interest expense	$187,000	4,601
Net interest income	$709,000	5,362
Provision for loan and lease losses	$20,000	4,478
Total noninterest income	$249,000	3,254
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$22,000	5,685
Trading account gains and fees	$0	148
Additional Noninterest Income	$227,000	2,471
Total noninterest expense	$495,000	5,787
Salaries and employee benefits	$287,000	5,588
Premises and equipment expense	$40,000	6,187
Additional noninterest expense	$168,000	5,731
Pre-tax net operating income	$443,000	3,133
Securities gains (losses)	$0	2,210
Applicable income taxes	$113,000	2,325
Income before extraordinary items	$330,000	3,457
Extraordinary gains, net	$0	19
Net income	$330,000	3,460
Minority interest net income	$0	78
Net income of bank and minority interests.	$330,000	3,460
Net charge-offs	$28,000	3,468
Cash dividends	$65,000	2,316
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$330,000	3,279
2011-12-31 (YTD Data)		Rank
Total interest income	$3,404,000	5,517
Total interest expense	$794,000	4,933
Net interest income	$2,610,000	5,561
Provision for loan and lease losses	$300,000	4,096
Total noninterest income	$523,000	4,315
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$86,000	5,724
Trading account gains and fees	$0	146
Additional Noninterest Income	$437,000	3,310
Total noninterest expense	$1,665,000	6,139
Salaries and employee benefits	$951,000	5,964
Premises and equipment expense	$164,000	6,309
Additional noninterest expense	$550,000	6,130
Pre-tax net operating income	$1,168,000	3,445
Securities gains (losses)	$0	3,838
Applicable income taxes	$451,000	2,129
Income before extraordinary items	$717,000	4,124
Extraordinary gains, net	$0	29
Net income	$717,000	4,128
Minority interest net income	$0	96
Net income of bank and minority interests.	$717,000	4,127
Net charge-offs	$137,000	4,688
Cash dividends	$255,000	3,141
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$717,000	3,987
2011-09-30 (YTD Data)		Rank
Total interest income	$2,500,000	5,610
Total interest expense	$610,000	5,006
Net interest income	$1,890,000	5,671
Provision for loan and lease losses	$180,000	4,271
Total noninterest income	$351,000	4,547
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$63,000	5,779
Trading account gains and fees	$0	145
Additional Noninterest Income	$288,000	3,517
Total noninterest expense	$1,201,000	6,236
Salaries and employee benefits	$703,000	6,003
Premises and equipment expense	$137,000	6,190
Additional noninterest expense	$361,000	6,379
Pre-tax net operating income	$860,000	3,577
Securities gains (losses)	$0	3,555
Applicable income taxes	$337,000	2,143
Income before extraordinary items	$523,000	4,236
Extraordinary gains, net	$0	21
Net income	$523,000	4,238
Minority interest net income	$0	87
Net income of bank and minority interests.	$523,000	4,238
Net charge-offs	$24,000	5,453
Cash dividends	$190,000	2,759
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$523,000	4,107
2011-06-30 (YTD Data)		Rank
Total interest income	$1,674,000	5,652
Total interest expense	$415,000	5,064
Net interest income	$1,259,000	5,705
Provision for loan and lease losses	$120,000	4,174
Total noninterest income	$188,000	4,953
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$41,000	5,787
Trading account gains and fees	$0	153
Additional Noninterest Income	$147,000	3,988
Total noninterest expense	$779,000	6,355
Salaries and employee benefits	$470,000	6,052
Premises and equipment expense	$89,000	6,282
Additional noninterest expense	$220,000	6,560
Pre-tax net operating income	$548,000	3,633
Securities gains (losses)	$0	2,914
Applicable income taxes	$222,000	2,115
Income before extraordinary items	$326,000	4,325
Extraordinary gains, net	$0	15
Net income	$326,000	4,324
Minority interest net income	$0	89
Net income of bank and minority interests.	$326,000	4,326
Net charge-offs	$-4,000	6,815
Cash dividends	$125,000	2,645
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$326,000	4,238
2011-03-31 (YTD Data)		Rank
Total interest income	$836,000	5,680
Total interest expense	$208,000	5,154
Net interest income	$628,000	5,727
Provision for loan and lease losses	$60,000	3,936
Total noninterest income	$83,000	5,225
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$19,000	5,858
Trading account gains and fees	$0	158
Additional Noninterest Income	$64,000	4,293
Total noninterest expense	$394,000	6,382
Salaries and employee benefits	$236,000	6,092
Premises and equipment expense	$46,000	6,267
Additional noninterest expense	$112,000	6,593
Pre-tax net operating income	$257,000	3,783
Securities gains (losses)	$0	1,772
Applicable income taxes	$116,000	2,026
Income before extraordinary items	$141,000	4,552
Extraordinary gains, net	$0	9
Net income	$141,000	4,551
Minority interest net income	$0	86
Net income of bank and minority interests.	$141,000	4,552
Net charge-offs	$-2,000	6,441
Cash dividends	$60,000	2,163
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$141,000	4,494
2010-12-31 (YTD Data)		Rank
Total interest income	$3,331,000	5,827
Total interest expense	$1,036,000	5,136
Net interest income	$2,295,000	5,965
Provision for loan and lease losses	$340,000	4,689
Total noninterest income	$521,000	4,479
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$89,000	5,635
Trading account gains and fees	$0	175
Additional Noninterest Income	$432,000	3,393
Total noninterest expense	$1,392,000	6,644
Salaries and employee benefits	$739,000	6,598
Premises and equipment expense	$167,000	6,491
Additional noninterest expense	$486,000	6,562
Pre-tax net operating income	$1,084,000	3,248
Securities gains (losses)	$0	3,793
Applicable income taxes	$385,000	2,126
Income before extraordinary items	$699,000	3,858
Extraordinary gains, net	$0	29
Net income	$699,000	3,858
Minority interest net income	$0	111
Net income of bank and minority interests.	$699,000	3,860
Net charge-offs	$46,000	5,956
Cash dividends	$237,000	3,153
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$699,000	3,719
2010-09-30 (YTD Data)		Rank
Total interest income	$2,494,000	5,933
Total interest expense	$811,000	5,195
Net interest income	$1,683,000	6,109
Provision for loan and lease losses	$180,000	5,003
Total noninterest income	$322,000	4,920
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$71,000	5,642
Trading account gains and fees	$0	165
Additional Noninterest Income	$251,000	3,836
Total noninterest expense	$958,000	6,826
Salaries and employee benefits	$514,000	6,772
Premises and equipment expense	$124,000	6,580
Additional noninterest expense	$320,000	6,787
Pre-tax net operating income	$867,000	3,336
Securities gains (losses)	$0	3,651
Applicable income taxes	$305,000	2,127
Income before extraordinary items	$562,000	3,898
Extraordinary gains, net	$0	23
Net income	$562,000	3,900
Minority interest net income	$0	110
Net income of bank and minority interests.	$562,000	3,900
Net charge-offs	$20,000	6,019
Cash dividends	$187,000	2,775
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$562,000	3,744
2010-06-30 (YTD Data)		Rank
Total interest income	$1,663,000	5,987
Total interest expense	$557,000	5,238
Net interest income	$1,106,000	6,169
Provision for loan and lease losses	$120,000	4,894
Total noninterest income	$133,000	5,682
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$50,000	5,593
Trading account gains and fees	$0	152
Additional Noninterest Income	$83,000	4,929
Total noninterest expense	$611,000	6,943
Salaries and employee benefits	$322,000	6,933
Premises and equipment expense	$78,000	6,700
Additional noninterest expense	$211,000	6,846
Pre-tax net operating income	$508,000	3,596
Securities gains (losses)	$0	3,184
Applicable income taxes	$174,000	2,268
Income before extraordinary items	$334,000	4,103
Extraordinary gains, net	$0	19
Net income	$334,000	4,103
Minority interest net income	$0	105
Net income of bank and minority interests.	$334,000	4,102
Net charge-offs	$1,000	6,292
Cash dividends	$125,000	2,672
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$334,000	3,981
2010-03-31 (YTD Data)		Rank
Total interest income	$832,000	6,045
Total interest expense	$284,000	5,318
Net interest income	$548,000	6,219
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$50,000	6,127
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$24,000	5,677
Trading account gains and fees	$0	175
Additional Noninterest Income	$26,000	5,620
Total noninterest expense	$323,000	6,944
Salaries and employee benefits	$167,000	6,952
Premises and equipment expense	$39,000	6,780
Additional noninterest expense	$117,000	6,771
Pre-tax net operating income	$215,000	3,938
Securities gains (losses)	$0	2,284
Applicable income taxes	$66,000	2,540
Income before extraordinary items	$149,000	4,397
Extraordinary gains, net	$0	16
Net income	$149,000	4,398
Minority interest net income	$0	91
Net income of bank and minority interests.	$149,000	4,396
Net charge-offs	$0	5,610
Cash dividends	$50,000	2,257
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$149,000	4,276
2009-12-31 (YTD Data)		Rank
Total interest income	$3,400,000	6,100
Total interest expense	$1,415,000	5,286
Net interest income	$1,985,000	6,365
Provision for loan and lease losses	$240,000	5,554
Total noninterest income	$139,000	6,659
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$98,000	5,781
Trading account gains and fees	$0	211
Additional Noninterest Income	$41,000	6,543
Total noninterest expense	$1,170,000	7,187
Salaries and employee benefits	$608,000	7,184
Premises and equipment expense	$141,000	7,021
Additional noninterest expense	$421,000	7,028
Pre-tax net operating income	$714,000	3,526
Securities gains (losses)	$0	3,754
Applicable income taxes	$246,000	2,207
Income before extraordinary items	$468,000	3,963
Extraordinary gains, net	$0	34
Net income	$468,000	3,962
Minority interest net income	$0	115
Net income of bank and minority interests.	$468,000	3,962
Net charge-offs	$278,000	4,596
Cash dividends	$255,000	3,391
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$468,000	3,885
2009-09-30 (YTD Data)		Rank
Total interest income	$2,558,000	6,140
Total interest expense	$1,108,000	5,323
Net interest income	$1,450,000	6,459
Provision for loan and lease losses	$150,000	5,500
Total noninterest income	$96,000	6,882
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$72,000	5,862
Trading account gains and fees	$0	212
Additional Noninterest Income	$24,000	6,871
Total noninterest expense	$896,000	7,194
Salaries and employee benefits	$461,000	7,214
Premises and equipment expense	$108,000	7,037
Additional noninterest expense	$327,000	7,019
Pre-tax net operating income	$500,000	3,896
Securities gains (losses)	$0	3,497
Applicable income taxes	$167,000	2,483
Income before extraordinary items	$333,000	4,284
Extraordinary gains, net	$0	27
Net income	$333,000	4,279
Minority interest net income	$0	118
Net income of bank and minority interests.	$333,000	4,282
Net charge-offs	$151,000	4,597
Cash dividends	$225,000	2,949
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$333,000	4,220
2009-06-30 (YTD Data)		Rank
Total interest income	$1,688,000	6,228
Total interest expense	$768,000	5,365
Net interest income	$920,000	6,576
Provision for loan and lease losses	$105,000	5,253
Total noninterest income	$64,000	6,926
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$48,000	5,865
Trading account gains and fees	$0	193
Additional Noninterest Income	$16,000	6,961
Total noninterest expense	$572,000	7,332
Salaries and employee benefits	$304,000	7,308
Premises and equipment expense	$72,000	7,096
Additional noninterest expense	$196,000	7,198
Pre-tax net operating income	$307,000	4,114
Securities gains (losses)	$0	3,136
Applicable income taxes	$96,000	2,661
Income before extraordinary items	$211,000	4,476
Extraordinary gains, net	$0	21
Net income	$211,000	4,473
Minority interest net income	$0	112
Net income of bank and minority interests.	$211,000	4,473
Net charge-offs	$95,000	4,299
Cash dividends	$150,000	2,953
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$211,000	4,366
2009-03-31 (YTD Data)		Rank
Total interest income	$826,000	6,323
Total interest expense	$399,000	5,402
Net interest income	$427,000	6,746
Provision for loan and lease losses	$45,000	4,992
Total noninterest income	$30,000	7,020
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$21,000	6,011
Trading account gains and fees	$0	171
Additional Noninterest Income	$9,000	6,953
Total noninterest expense	$297,000	7,290
Salaries and employee benefits	$153,000	7,346
Premises and equipment expense	$35,000	7,168
Additional noninterest expense	$109,000	6,952
Pre-tax net operating income	$115,000	4,869
Securities gains (losses)	$0	2,434
Applicable income taxes	$26,000	3,394
Income before extraordinary items	$89,000	5,103
Extraordinary gains, net	$0	15
Net income	$89,000	5,108
Minority interest net income	$0	102
Net income of bank and minority interests.	$89,000	5,107
Net charge-offs	$50,000	3,538
Cash dividends	$150,000	1,916
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$89,000	4,941
2008-12-31 (YTD Data)		Rank
Total interest income	$3,579,000	6,268
Total interest expense	$1,722,000	5,669
Net interest income	$1,857,000	6,583
Provision for loan and lease losses	$240,000	4,965
Total noninterest income	$129,000	7,035
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$108,000	5,787
Trading account gains and fees	$0	154
Additional Noninterest Income	$21,000	7,407
Total noninterest expense	$1,200,000	7,266
Salaries and employee benefits	$641,000	7,305
Premises and equipment expense	$147,000	7,175
Additional noninterest expense	$412,000	7,000
Pre-tax net operating income	$546,000	4,738
Securities gains (losses)	$0	3,220
Applicable income taxes	$193,000	2,849
Income before extraordinary items	$353,000	4,903
Extraordinary gains, net	$0	39
Net income	$353,000	4,903
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	5,195
Cash dividends	$210,000	4,448
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$353,000	5,069
2008-09-30 (YTD Data)		Rank
Total interest income	$2,750,000	6,287
Total interest expense	$1,293,000	5,788
Net interest income	$1,457,000	6,532
Provision for loan and lease losses	$120,000	4,934
Total noninterest income	$97,000	7,146
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$82,000	5,812
Trading account gains and fees	$0	148
Additional Noninterest Income	$15,000	7,595
Total noninterest expense	$907,000	7,263
Salaries and employee benefits	$494,000	7,270
Premises and equipment expense	$116,000	7,164
Additional noninterest expense	$297,000	7,074
Pre-tax net operating income	$527,000	4,855
Securities gains (losses)	$0	3,106
Applicable income taxes	$185,000	2,998
Income before extraordinary items	$342,000	5,032
Extraordinary gains, net	$0	31
Net income	$342,000	5,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,555
Cash dividends	$140,000	4,181
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$342,000	5,188
2008-06-30 (YTD Data)		Rank
Total interest income	$1,830,000	6,348
Total interest expense	$863,000	5,926
Net interest income	$967,000	6,555
Provision for loan and lease losses	$60,000	4,901
Total noninterest income	$67,000	7,184
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$57,000	5,778
Trading account gains and fees	$0	149
Additional Noninterest Income	$10,000	7,678
Total noninterest expense	$596,000	7,349
Salaries and employee benefits	$320,000	7,388
Premises and equipment expense	$76,000	7,231
Additional noninterest expense	$200,000	7,057
Pre-tax net operating income	$378,000	4,890
Securities gains (losses)	$0	3,233
Applicable income taxes	$130,000	3,177
Income before extraordinary items	$248,000	5,289
Extraordinary gains, net	$0	21
Net income	$248,000	5,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,377
Cash dividends	$140,000	3,822
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$248,000	5,212
2008-03-31 (YTD Data)		Rank
Total interest income	$906,000	6,446
Total interest expense	$437,000	6,066
Net interest income	$469,000	6,648
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$34,000	7,181
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$29,000	5,728
Trading account gains and fees	$0	158
Additional Noninterest Income	$5,000	7,707
Total noninterest expense	$297,000	7,394
Salaries and employee benefits	$152,000	7,528
Premises and equipment expense	$36,000	7,313
Additional noninterest expense	$109,000	6,916
Pre-tax net operating income	$176,000	5,188
Securities gains (losses)	$0	2,688
Applicable income taxes	$56,000	3,451
Income before extraordinary items	$120,000	5,569
Extraordinary gains, net	$0	15
Net income	$120,000	5,572
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,623
Cash dividends	$70,000	3,197
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$120,000	5,471
2007-12-31 (YTD Data)		Rank
Total interest income	$3,728,000	6,383
Total interest expense	$1,832,000	6,022
Net interest income	$1,896,000	6,631
Provision for loan and lease losses	$200,000	3,846
Total noninterest income	$157,000	7,068
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$121,000	5,745
Trading account gains and fees	$0	178
Additional Noninterest Income	$36,000	7,395
Total noninterest expense	$1,150,000	7,437
Salaries and employee benefits	$610,000	7,516
Premises and equipment expense	$156,000	7,182
Additional noninterest expense	$384,000	7,115
Pre-tax net operating income	$703,000	5,439
Securities gains (losses)	$0	2,146
Applicable income taxes	$234,000	3,683
Income before extraordinary items	$469,000	5,793
Extraordinary gains, net	$0	39
Net income	$469,000	5,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$280,000	4,512
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$469,000	5,789
2007-09-30 (YTD Data)		Rank
Total interest income	$2,782,000	6,426
Total interest expense	$1,362,000	6,072
Net interest income	$1,420,000	6,674
Provision for loan and lease losses	$110,000	3,968
Total noninterest income	$120,000	7,095
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$91,000	5,771
Trading account gains and fees	$0	184
Additional Noninterest Income	$29,000	7,362
Total noninterest expense	$837,000	7,473
Salaries and employee benefits	$448,000	7,526
Premises and equipment expense	$122,000	7,096
Additional noninterest expense	$267,000	7,258
Pre-tax net operating income	$593,000	5,462
Securities gains (losses)	$0	1,655
Applicable income taxes	$208,000	3,679
Income before extraordinary items	$385,000	5,893
Extraordinary gains, net	$0	33
Net income	$385,000	5,893
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$210,000	4,049
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$385,000	5,880
2007-06-30 (YTD Data)		Rank
Total interest income	$1,821,000	6,512
Total interest expense	$884,000	6,149
Net interest income	$937,000	6,724
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$84,000	7,064
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$59,000	5,840
Trading account gains and fees	$0	168
Additional Noninterest Income	$25,000	7,165
Total noninterest expense	$553,000	7,540
Salaries and employee benefits	$304,000	7,549
Premises and equipment expense	$75,000	7,264
Additional noninterest expense	$174,000	7,312
Pre-tax net operating income	$408,000	5,473
Securities gains (losses)	$0	1,444
Applicable income taxes	$140,000	3,733
Income before extraordinary items	$268,000	5,888
Extraordinary gains, net	$0	29
Net income	$268,000	5,887
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$130,000	4,087
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$268,000	5,875
2007-03-31 (YTD Data)		Rank
Total interest income	$905,000	6,544
Total interest expense	$439,000	6,178
Net interest income	$466,000	6,767
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$32,000	7,394
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$25,000	6,052
Trading account gains and fees	$0	195
Additional Noninterest Income	$7,000	7,693
Total noninterest expense	$269,000	7,628
Salaries and employee benefits	$144,000	7,669
Premises and equipment expense	$36,000	7,349
Additional noninterest expense	$89,000	7,293
Pre-tax net operating income	$199,000	5,526
Securities gains (losses)	$0	1,187
Applicable income taxes	$63,000	3,846
Income before extraordinary items	$136,000	5,846
Extraordinary gains, net	$0	22
Net income	$136,000	5,845
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$60,000	3,473
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$136,000	5,826
2006-12-31 (YTD Data)		Rank
Total interest income	$3,180,000	6,642
Total interest expense	$1,435,000	6,210
Net interest income	$1,745,000	6,877
Provision for loan and lease losses	$127,000	4,298
Total noninterest income	$131,000	7,460
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$114,000	5,967
Trading account gains and fees	$0	130
Additional Noninterest Income	$17,000	8,067
Total noninterest expense	$1,093,000	7,569
Salaries and employee benefits	$599,000	7,598
Premises and equipment expense	$145,000	7,320
Additional noninterest expense	$349,000	7,318
Pre-tax net operating income	$656,000	6,034
Securities gains (losses)	$0	1,687
Applicable income taxes	$206,000	4,264
Income before extraordinary items	$450,000	6,332
Extraordinary gains, net	$0	51
Net income	$450,000	6,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,050
Cash dividends	$260,000	4,642
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$450,000	6,333
2006-09-30 (YTD Data)		Rank
Total interest income	$2,314,000	6,746
Total interest expense	$998,000	6,315
Net interest income	$1,316,000	6,940
Provision for loan and lease losses	$68,000	4,698
Total noninterest income	$95,000	7,583
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$84,000	6,055
Trading account gains and fees	$0	126
Additional Noninterest Income	$11,000	8,185
Total noninterest expense	$790,000	7,625
Salaries and employee benefits	$440,000	7,626
Premises and equipment expense	$105,000	7,378
Additional noninterest expense	$245,000	7,442
Pre-tax net operating income	$553,000	6,037
Securities gains (losses)	$0	1,388
Applicable income taxes	$194,000	4,163
Income before extraordinary items	$359,000	6,432
Extraordinary gains, net	$0	45
Net income	$359,000	6,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,679
Cash dividends	$150,000	4,430
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$359,000	6,429
2006-06-30 (YTD Data)		Rank
Total interest income	$1,473,000	6,855
Total interest expense	$609,000	6,425
Net interest income	$864,000	7,012
Provision for loan and lease losses	$38,000	4,803
Total noninterest income	$58,000	7,716
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$51,000	6,216
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,000	8,267
Total noninterest expense	$520,000	7,679
Salaries and employee benefits	$295,000	7,656
Premises and equipment expense	$70,000	7,416
Additional noninterest expense	$155,000	7,554
Pre-tax net operating income	$364,000	6,073
Securities gains (losses)	$0	1,185
Applicable income taxes	$125,000	4,252
Income before extraordinary items	$239,000	6,448
Extraordinary gains, net	$0	39
Net income	$239,000	6,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$75,000	4,579
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$239,000	6,451
2006-03-31 (YTD Data)		Rank
Total interest income	$706,000	6,936
Total interest expense	$283,000	6,510
Net interest income	$423,000	7,087
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$25,000	7,837
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$22,000	6,377
Trading account gains and fees	$0	115
Additional Noninterest Income	$3,000	8,266
Total noninterest expense	$261,000	7,695
Salaries and employee benefits	$142,000	7,729
Premises and equipment expense	$35,000	7,427
Additional noninterest expense	$84,000	7,422
Pre-tax net operating income	$172,000	6,137
Securities gains (losses)	$0	955
Applicable income taxes	$54,000	4,401
Income before extraordinary items	$118,000	6,441
Extraordinary gains, net	$0	21
Net income	$118,000	6,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	3,919
Cash dividends	$75,000	3,324
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$118,000	6,436
2005-12-31 (YTD Data)		Rank
Total interest income	$2,618,000	6,910
Total interest expense	$953,000	6,389
Net interest income	$1,665,000	7,076
Provision for loan and lease losses	$60,000	5,443
Total noninterest income	$101,000	7,928
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$85,000	6,496
Trading account gains and fees	$0	138
Additional Noninterest Income	$16,000	8,235
Total noninterest expense	$1,009,000	7,734
Salaries and employee benefits	$559,000	7,748
Premises and equipment expense	$141,000	7,389
Additional noninterest expense	$309,000	7,597
Pre-tax net operating income	$697,000	6,155
Securities gains (losses)	$0	2,296
Applicable income taxes	$246,000	4,385
Income before extraordinary items	$451,000	6,572
Extraordinary gains, net	$0	46
Net income	$451,000	6,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,036
Cash dividends	$241,000	4,709
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$451,000	6,552
2005-09-30 (YTD Data)		Rank
Total interest income	$1,913,000	6,983
Total interest expense	$673,000	6,462
Net interest income	$1,240,000	7,119
Provision for loan and lease losses	$45,000	5,313
Total noninterest income	$75,000	7,974
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$64,000	6,537
Trading account gains and fees	$0	126
Additional Noninterest Income	$11,000	8,325
Total noninterest expense	$741,000	7,749
Salaries and employee benefits	$410,000	7,739
Premises and equipment expense	$107,000	7,366
Additional noninterest expense	$224,000	7,658
Pre-tax net operating income	$529,000	6,290
Securities gains (losses)	$0	2,317
Applicable income taxes	$183,000	4,545
Income before extraordinary items	$346,000	6,671
Extraordinary gains, net	$0	35
Net income	$346,000	6,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,415
Cash dividends	$196,000	4,111
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$346,000	6,629
2005-06-30 (YTD Data)		Rank
Total interest income	$1,215,000	7,048
Total interest expense	$417,000	6,506
Net interest income	$798,000	7,191
Provision for loan and lease losses	$30,000	5,130
Total noninterest income	$47,000	8,031
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$39,000	6,647
Trading account gains and fees	$0	116
Additional Noninterest Income	$8,000	8,279
Total noninterest expense	$499,000	7,734
Salaries and employee benefits	$276,000	7,733
Premises and equipment expense	$73,000	7,338
Additional noninterest expense	$150,000	7,617
Pre-tax net operating income	$316,000	6,496
Securities gains (losses)	$0	2,146
Applicable income taxes	$105,000	4,757
Income before extraordinary items	$211,000	6,850
Extraordinary gains, net	$0	30
Net income	$211,000	6,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,136
Cash dividends	$133,000	4,003
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$211,000	6,800
2005-03-31 (YTD Data)		Rank
Total interest income	$574,000	7,204
Total interest expense	$191,000	6,657
Net interest income	$383,000	7,350
Provision for loan and lease losses	$15,000	4,875
Total noninterest income	$23,000	8,065
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$18,000	6,743
Trading account gains and fees	$0	115
Additional Noninterest Income	$5,000	8,232
Total noninterest expense	$256,000	7,758
Salaries and employee benefits	$139,000	7,789
Premises and equipment expense	$36,000	7,416
Additional noninterest expense	$81,000	7,543
Pre-tax net operating income	$135,000	6,753
Securities gains (losses)	$0	1,685
Applicable income taxes	$39,000	5,067
Income before extraordinary items	$96,000	6,965
Extraordinary gains, net	$0	24
Net income	$96,000	6,967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$70,000	3,228
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$96,000	6,938
2004-12-31 (YTD Data)		Rank
Total interest income	$2,229,000	7,157
Total interest expense	$695,000	6,619
Net interest income	$1,534,000	7,263
Provision for loan and lease losses	$40,000	6,168
Total noninterest income	$69,000	8,409
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$43,000	7,394
Trading account gains and fees	$0	138
Additional Noninterest Income	$26,000	8,060
Total noninterest expense	$987,000	7,842
Salaries and employee benefits	$521,000	7,922
Premises and equipment expense	$144,000	7,394
Additional noninterest expense	$322,000	7,583
Pre-tax net operating income	$576,000	6,464
Securities gains (losses)	$0	3,819
Applicable income taxes	$192,000	4,803
Income before extraordinary items	$384,000	6,866
Extraordinary gains, net	$0	34
Net income	$384,000	6,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,535
Cash dividends	$185,000	4,959
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$384,000	6,806
2004-09-30 (YTD Data)		Rank
Total interest income	$1,635,000	7,222
Total interest expense	$523,000	6,595
Net interest income	$1,112,000	7,351
Provision for loan and lease losses	$30,000	5,981
Total noninterest income	$49,000	8,493
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$27,000	7,536
Trading account gains and fees	$0	134
Additional Noninterest Income	$22,000	7,981
Total noninterest expense	$745,000	7,800
Salaries and employee benefits	$380,000	7,935
Premises and equipment expense	$110,000	7,337
Additional noninterest expense	$255,000	7,458
Pre-tax net operating income	$386,000	6,804
Securities gains (losses)	$0	3,710
Applicable income taxes	$122,000	5,117
Income before extraordinary items	$264,000	7,126
Extraordinary gains, net	$0	26
Net income	$264,000	7,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	2,767
Cash dividends	$120,000	4,483
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$264,000	7,061
2004-06-30 (YTD Data)		Rank
Total interest income	$1,105,000	7,231
Total interest expense	$360,000	6,541
Net interest income	$745,000	7,390
Provision for loan and lease losses	$30,000	5,293
Total noninterest income	$28,000	8,640
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$15,000	7,653
Trading account gains and fees	$0	130
Additional Noninterest Income	$13,000	8,126
Total noninterest expense	$503,000	7,817
Salaries and employee benefits	$254,000	7,996
Premises and equipment expense	$74,000	7,367
Additional noninterest expense	$175,000	7,431
Pre-tax net operating income	$240,000	6,900
Securities gains (losses)	$0	3,413
Applicable income taxes	$69,000	5,297
Income before extraordinary items	$171,000	7,152
Extraordinary gains, net	$0	21
Net income	$171,000	7,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,658
Cash dividends	$50,000	4,651
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$171,000	7,075
2004-03-31 (YTD Data)		Rank
Total interest income	$574,000	7,189
Total interest expense	$180,000	6,619
Net interest income	$394,000	7,291
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$14,000	8,663
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$7,000	7,665
Trading account gains and fees	$0	121
Additional Noninterest Income	$7,000	8,076
Total noninterest expense	$273,000	7,691
Salaries and employee benefits	$129,000	7,994
Premises and equipment expense	$40,000	7,262
Additional noninterest expense	$104,000	7,045
Pre-tax net operating income	$105,000	7,071
Securities gains (losses)	$0	2,934
Applicable income taxes	$19,000	5,825
Income before extraordinary items	$86,000	7,129
Extraordinary gains, net	$0	16
Net income	$86,000	7,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,876
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$86,000	7,045
2003-12-31 (YTD Data)		Rank
Total interest income	$2,434,000	7,111
Total interest expense	$857,000	6,535
Net interest income	$1,577,000	7,239
Provision for loan and lease losses	$135,000	4,750
Total noninterest income	$70,000	8,601
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$30,000	7,718
Trading account gains and fees	$0	160
Additional Noninterest Income	$40,000	7,815
Total noninterest expense	$999,000	7,879
Salaries and employee benefits	$502,000	8,072
Premises and equipment expense	$185,000	6,965
Additional noninterest expense	$312,000	7,686
Pre-tax net operating income	$513,000	6,633
Securities gains (losses)	$0	4,500
Applicable income taxes	$171,000	5,124
Income before extraordinary items	$342,000	7,076
Extraordinary gains, net	$0	54
Net income	$342,000	7,077
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,630
Cash dividends	$172,000	5,096
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$342,000	6,926
2003-09-30 (YTD Data)		Rank
Total interest income	$1,864,000	7,144
Total interest expense	$666,000	6,598
Net interest income	$1,198,000	7,269
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$47,000	8,755
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$23,000	7,775
Trading account gains and fees	$0	153
Additional Noninterest Income	$24,000	8,092
Total noninterest expense	$741,000	7,888
Salaries and employee benefits	$379,000	8,049
Premises and equipment expense	$137,000	7,013
Additional noninterest expense	$225,000	7,775
Pre-tax net operating income	$414,000	6,659
Securities gains (losses)	$0	4,204
Applicable income taxes	$145,000	5,151
Income before extraordinary items	$269,000	7,120
Extraordinary gains, net	$0	40
Net income	$269,000	7,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,434
Cash dividends	$72,000	4,953
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$269,000	6,960
2003-06-30 (YTD Data)		Rank
Total interest income	$1,255,000	7,164
Total interest expense	$458,000	6,631
Net interest income	$797,000	7,290
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$34,000	8,713
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$14,000	7,828
Trading account gains and fees	$0	150
Additional Noninterest Income	$20,000	7,844
Total noninterest expense	$458,000	8,068
Salaries and employee benefits	$243,000	8,139
Premises and equipment expense	$73,000	7,478
Additional noninterest expense	$142,000	7,878
Pre-tax net operating income	$313,000	6,423
Securities gains (losses)	$0	3,782
Applicable income taxes	$109,000	5,005
Income before extraordinary items	$204,000	6,936
Extraordinary gains, net	$0	30
Net income	$204,000	6,940
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,754
Cash dividends	$72,000	4,535
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$204,000	6,740
2003-03-31 (YTD Data)		Rank
Total interest income	$641,000	7,144
Total interest expense	$239,000	6,611
Net interest income	$402,000	7,282
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$13,000	8,892
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$8,000	7,776
Trading account gains and fees	$0	134
Additional Noninterest Income	$5,000	8,460
Total noninterest expense	$216,000	8,208
Salaries and employee benefits	$125,000	8,104
Premises and equipment expense	$10,000	8,968
Additional noninterest expense	$81,000	7,638
Pre-tax net operating income	$169,000	6,228
Securities gains (losses)	$0	2,891
Applicable income taxes	$62,000	4,775
Income before extraordinary items	$107,000	6,766
Extraordinary gains, net	$0	21
Net income	$107,000	6,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	3,119
Cash dividends	$72,000	3,208
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$107,000	6,597
2002-12-31 (YTD Data)		Rank
Total interest income	$2,780,000	7,069
Total interest expense	$1,208,000	6,403
Net interest income	$1,572,000	7,313
Provision for loan and lease losses	$78,000	6,121
Total noninterest income	$134,000	8,018
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$59,000	7,370
Trading account gains and fees	$0	153
Additional Noninterest Income	$75,000	6,976
Total noninterest expense	$1,034,000	7,865
Salaries and employee benefits	$523,000	8,048
Premises and equipment expense	$205,000	6,726
Additional noninterest expense	$306,000	7,762
Pre-tax net operating income	$594,000	6,442
Securities gains (losses)	$0	4,537
Applicable income taxes	$198,000	5,136
Income before extraordinary items	$396,000	6,865
Extraordinary gains, net	$0	70
Net income	$396,000	6,864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	4,150
Cash dividends	$147,000	5,244
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$396,000	6,730
2001-12-31 (YTD Data)		Rank
Total interest income	$2,851,000	7,402
Total interest expense	$1,560,000	6,869
Net interest income	$1,291,000	7,701
Provision for loan and lease losses	$145,000	4,861
Total noninterest income	$80,000	8,779
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$50,000	7,603
Trading account gains and fees	$0	177
Additional Noninterest Income	$30,000	8,341
Total noninterest expense	$976,000	8,023
Salaries and employee benefits	$551,000	7,922
Premises and equipment expense	$147,000	7,577
Additional noninterest expense	$278,000	8,015
Pre-tax net operating income	$250,000	7,634
Securities gains (losses)	$0	4,612
Applicable income taxes	$109,000	5,902
Income before extraordinary items	$141,000	8,091
Extraordinary gains, net	$0	105
Net income	$141,000	8,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	5,258
Cash dividends	$150,000	5,292
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$141,000	7,976
2000-12-31 (YTD Data)		Rank
Total interest income	$2,129,000	8,281
Total interest expense	$1,032,000	8,159
Net interest income	$1,097,000	8,291
Provision for loan and lease losses	$70,000	5,970
Total noninterest income	$41,000	9,439
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$31,000	8,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	9,421
Total noninterest expense	$666,000	8,915
Salaries and employee benefits	$388,000	8,808
Premises and equipment expense	$85,000	8,701
Additional noninterest expense	$193,000	8,850
Pre-tax net operating income	$402,000	7,460
Securities gains (losses)	$0	1,956
Applicable income taxes	$138,000	6,063
Income before extraordinary items	$264,000	7,696
Extraordinary gains, net	$0	38
Net income	$264,000	7,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	9,196
Cash dividends	$79,000	6,149
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$264,000	7,695
1999-12-31 (YTD Data)		Rank
Total interest income	$1,170,000	9,458
Total interest expense	$547,000	9,335
Net interest income	$623,000	9,465
Provision for loan and lease losses	$70,000	5,912
Total noninterest income	$185,000	7,664
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$34,000	8,210
Trading account gains and fees	NA	NA
Additional Noninterest Income	$151,000	5,590
Total noninterest expense	$487,000	9,660
Salaries and employee benefits	$284,000	9,554
Premises and equipment expense	$36,000	9,893
Additional noninterest expense	$167,000	9,364
Pre-tax net operating income	$251,000	8,332
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$77,000	7,230
Income before extraordinary items	$175,000	8,466
Extraordinary gains, net	$0	35
Net income	$175,000	8,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,586
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$174,310	8,439
1998-12-31 (YTD Data)		Rank
Total interest income	$1,020,000	9,839
Total interest expense	$436,000	9,831
Net interest income	$584,000	9,769
Provision for loan and lease losses	$55,000	6,428
Total noninterest income	$79,000	9,372
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$36,000	8,384
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	8,420
Total noninterest expense	$417,000	10,011
Salaries and employee benefits	$235,000	9,950
Premises and equipment expense	$40,000	10,020
Additional noninterest expense	$142,000	9,733
Pre-tax net operating income	$191,000	8,946
Securities gains (losses)	$0	4,449
Applicable income taxes	$67,000	8,035
Income before extraordinary items	$124,000	9,157
Extraordinary gains, net	$0	32
Net income	$124,000	9,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,026
Cash dividends	$65,000	6,687
Sale, conversion, retirement of capital stock, net	$50,000	859
Net operating income	$124,000	9,085
1997-12-31 (YTD Data)		Rank
Total interest income	$621,000	10,625
Total interest expense	$268,000	10,568
Net interest income	$353,000	10,617
Provision for loan and lease losses	$41,000	6,989
Total noninterest income	$30,000	10,575
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$27,000	8,979
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	10,761
Total noninterest expense	$253,000	10,773
Salaries and employee benefits	$160,000	10,690
Premises and equipment expense	$25,000	10,690
Additional noninterest expense	$68,000	10,761
Pre-tax net operating income	$89,000	10,107
Securities gains (losses)	$-3,000	9,416
Applicable income taxes	$23,000	9,670
Income before extraordinary items	$63,000	10,167
Extraordinary gains, net	$0	44
Net income	$63,000	10,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,011
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$-349,000	10,822
Net operating income	$65,190	10,127
1996-12-31 (YTD Data)		Rank
Total interest income	$703,000	11,109
Total interest expense	$323,000	11,034
Net interest income	$380,000	11,132
Provision for loan and lease losses	$0	9,041
Total noninterest income	$42,000	10,977
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$34,000	9,277
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,000	11,065
Total noninterest expense	$312,000	11,193
Salaries and employee benefits	$223,000	10,885
Premises and equipment expense	$27,000	11,194
Additional noninterest expense	$62,000	11,341
Pre-tax net operating income	$110,000	10,318
Securities gains (losses)	$0	4,148
Applicable income taxes	$41,000	9,843
Income before extraordinary items	$69,000	10,464
Extraordinary gains, net	$0	53
Net income	$69,000	10,463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	10,310
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$69,000	10,417
1995-12-31 (YTD Data)		Rank
Total interest income	$737,000	11,591
Total interest expense	$308,000	11,555
Net interest income	$429,000	11,537
Provision for loan and lease losses	$0	8,958
Total noninterest income	$43,000	11,468
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,000	10,307
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	9,621
Total noninterest expense	$380,000	11,498
Salaries and employee benefits	$265,000	11,045
Premises and equipment expense	$37,000	11,447
Additional noninterest expense	$78,000	11,776
Pre-tax net operating income	$92,000	11,128
Securities gains (losses)	$0	3,831
Applicable income taxes	$27,000	10,638
Income before extraordinary items	$65,000	11,201
Extraordinary gains, net	$0	65
Net income	$65,000	11,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,925
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$65,000	11,170
1994-12-31 (YTD Data)		Rank
Total interest income	$725,000	12,175
Total interest expense	$275,000	12,122
Net interest income	$450,000	12,127
Provision for loan and lease losses	$79,000	5,067
Total noninterest income	$29,000	12,275
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$2,000	10,827
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	10,986
Total noninterest expense	$459,000	11,804
Salaries and employee benefits	$343,000	10,819
Premises and equipment expense	$35,000	12,105
Additional noninterest expense	$81,000	12,426
Pre-tax net operating income	$-59,000	12,172
Securities gains (losses)	$0	3,600
Applicable income taxes	$0	11,630
Income before extraordinary items	$-59,000	12,119
Extraordinary gains, net	$0	249
Net income	$-59,000	12,120
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	6,088
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$-59,000	12,133
1993-12-31 (YTD Data)		Rank
Total interest income	$766,000	12,725
Total interest expense	$314,000	12,615
Net interest income	$452,000	12,685
Provision for loan and lease losses	$35,000	8,215
Total noninterest income	$33,000	12,890
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$2,000	11,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	11,240
Total noninterest expense	$434,000	12,494
Salaries and employee benefits	$273,000	11,950
Premises and equipment expense	$33,000	12,758
Additional noninterest expense	$128,000	12,680
Pre-tax net operating income	$16,000	12,322
Securities gains (losses)	$4,000	6,316
Applicable income taxes	$5,000	11,956
Income before extraordinary items	$15,000	12,448
Extraordinary gains, net	$0	3,149
Net income	$15,000	12,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	6,983
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$12,000	12,335
1992-12-31 (YTD Data)		Rank
Total interest income	$870,000	13,241
Total interest expense	$405,000	13,165
Net interest income	$465,000	13,191
Provision for loan and lease losses	$0	11,756
Total noninterest income	$37,000	13,409
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,000	11,741
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	11,337
Total noninterest expense	$385,000	13,240
Salaries and employee benefits	$241,000	12,701
Premises and equipment expense	$37,000	13,172
Additional noninterest expense	$107,000	13,463
Pre-tax net operating income	$117,000	11,845
Securities gains (losses)	$0	8,369
Applicable income taxes	$29,000	11,842
Income before extraordinary items	$88,000	12,104
Extraordinary gains, net	$0	1,422
Net income	$88,000	12,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	12,286
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$88,000	11,803

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.