Home > Metuchen Savings Bank > Income and Expense
Metuchen Savings Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 2,441 |
| Total interest expense | $493,000 | 2,328 |
| Net interest income | $2,278,000 | 2,454 |
| Provision for loan and lease losses | $76,000 | 1,676 |
| Total noninterest income | $88,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $12,000 | 4,649 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 3,563 |
| Total noninterest expense | $2,040,000 | 2,237 |
| Salaries and employee benefits | $943,000 | 2,589 |
| Premises and equipment expense | $427,000 | 1,372 |
| Additional noninterest expense | $670,000 | 2,102 |
| Pre-tax net operating income | $250,000 | 3,987 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $92,000 | 2,221 |
| Income before extraordinary items | $158,000 | 4,301 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $158,000 | 4,300 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $158,000 | 4,300 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $158,000 | 4,291 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,043,000 | 4,890 |
| Total interest expense | $293,000 | 4,509 |
| Net interest income | $1,750,000 | 4,898 |
| Provision for loan and lease losses | $22,000 | 3,804 |
| Total noninterest income | $47,000 | 5,227 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $9,000 | 5,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 4,990 |
| Total noninterest expense | $1,377,000 | 4,921 |
| Salaries and employee benefits | $612,000 | 5,085 |
| Premises and equipment expense | $291,000 | 4,068 |
| Additional noninterest expense | $474,000 | 4,859 |
| Pre-tax net operating income | $398,000 | 4,760 |
| Securities gains (losses) | $90,000 | 318 |
| Applicable income taxes | $113,000 | 3,026 |
| Income before extraordinary items | $375,000 | 4,747 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $375,000 | 4,746 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $375,000 | 4,746 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $303,900 | 4,851 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,308,000 | 2,841 |
| Total interest expense | $760,000 | 2,835 |
| Net interest income | $5,548,000 | 2,808 |
| Provision for loan and lease losses | $88,000 | 2,808 |
| Total noninterest income | $439,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $50,000 | 4,564 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $389,000 | 3,053 |
| Total noninterest expense | $5,264,000 | 2,475 |
| Salaries and employee benefits | $2,872,000 | 2,527 |
| Premises and equipment expense | $539,000 | 2,544 |
| Additional noninterest expense | $1,853,000 | 2,234 |
| Pre-tax net operating income | $635,000 | 4,286 |
| Securities gains (losses) | $-47,000 | 5,126 |
| Applicable income taxes | $176,000 | 2,635 |
| Income before extraordinary items | $412,000 | 4,571 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $412,000 | 4,569 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $412,000 | 4,570 |
| Net charge-offs | $-1,000 | 4,015 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $449,130 | 4,498 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,170,000 | 2,842 |
| Total interest expense | $481,000 | 2,855 |
| Net interest income | $3,689,000 | 2,812 |
| Provision for loan and lease losses | $55,000 | 2,756 |
| Total noninterest income | $326,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $28,000 | 4,750 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $298,000 | 2,905 |
| Total noninterest expense | $3,548,000 | 2,465 |
| Salaries and employee benefits | $1,950,000 | 2,507 |
| Premises and equipment expense | $349,000 | 2,614 |
| Additional noninterest expense | $1,249,000 | 2,230 |
| Pre-tax net operating income | $412,000 | 4,318 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $117,000 | 2,612 |
| Income before extraordinary items | $295,000 | 4,543 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $295,000 | 4,542 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $295,000 | 4,542 |
| Net charge-offs | $-1,000 | 3,891 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $295,000 | 4,551 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 2,854 |
| Total interest expense | $239,000 | 2,811 |
| Net interest income | $1,843,000 | 2,825 |
| Provision for loan and lease losses | $23,000 | 2,728 |
| Total noninterest income | $144,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $15,000 | 4,742 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $129,000 | 3,032 |
| Total noninterest expense | $1,687,000 | 2,573 |
| Salaries and employee benefits | $963,000 | 2,560 |
| Premises and equipment expense | $190,000 | 2,521 |
| Additional noninterest expense | $534,000 | 2,510 |
| Pre-tax net operating income | $277,000 | 3,962 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $85,000 | 2,302 |
| Income before extraordinary items | $192,000 | 4,232 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $192,000 | 4,232 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $192,000 | 4,232 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $192,000 | 4,236 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,617,000 | 2,966 |
| Total interest expense | $1,016,000 | 2,516 |
| Net interest income | $6,601,000 | 3,005 |
| Provision for loan and lease losses | $82,000 | 3,238 |
| Total noninterest income | $343,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $52,000 | 4,940 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $291,000 | 3,831 |
| Total noninterest expense | $6,615,000 | 2,599 |
| Salaries and employee benefits | $3,581,000 | 2,670 |
| Premises and equipment expense | $714,000 | 2,619 |
| Additional noninterest expense | $2,320,000 | 2,374 |
| Pre-tax net operating income | $247,000 | 5,122 |
| Securities gains (losses) | $46,000 | 933 |
| Applicable income taxes | $121,000 | 3,205 |
| Income before extraordinary items | $172,000 | 5,085 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $172,000 | 5,085 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $172,000 | 5,085 |
| Net charge-offs | $26,000 | 3,302 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $142,560 | 5,135 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,654,000 | 3,001 |
| Total interest expense | $764,000 | 2,497 |
| Net interest income | $4,890,000 | 3,044 |
| Provision for loan and lease losses | $29,000 | 3,569 |
| Total noninterest income | $210,000 | 4,615 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $38,000 | 5,011 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $172,000 | 4,123 |
| Total noninterest expense | $4,950,000 | 2,616 |
| Salaries and employee benefits | $2,649,000 | 2,708 |
| Premises and equipment expense | $525,000 | 2,681 |
| Additional noninterest expense | $1,776,000 | 2,348 |
| Pre-tax net operating income | $121,000 | 5,316 |
| Securities gains (losses) | $46,000 | 914 |
| Applicable income taxes | $73,000 | 3,308 |
| Income before extraordinary items | $94,000 | 5,356 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $94,000 | 5,355 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $94,000 | 5,356 |
| Net charge-offs | $-2,000 | 4,374 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $64,560 | 5,404 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 3,016 |
| Total interest expense | $507,000 | 2,458 |
| Net interest income | $3,217,000 | 3,061 |
| Provision for loan and lease losses | $18,000 | 3,441 |
| Total noninterest income | $267,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $24,000 | 5,073 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $243,000 | 3,215 |
| Total noninterest expense | $3,286,000 | 2,629 |
| Salaries and employee benefits | $1,782,000 | 2,707 |
| Premises and equipment expense | $350,000 | 2,684 |
| Additional noninterest expense | $1,154,000 | 2,407 |
| Pre-tax net operating income | $180,000 | 5,040 |
| Securities gains (losses) | $31,000 | 823 |
| Applicable income taxes | $85,000 | 3,024 |
| Income before extraordinary items | $126,000 | 5,163 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $126,000 | 5,162 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $126,000 | 5,163 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $106,160 | 5,227 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 3,034 |
| Total interest expense | $250,000 | 2,458 |
| Net interest income | $1,603,000 | 3,074 |
| Provision for loan and lease losses | $9,000 | 3,208 |
| Total noninterest income | $90,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $12,000 | 5,100 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $78,000 | 3,810 |
| Total noninterest expense | $1,636,000 | 2,659 |
| Salaries and employee benefits | $878,000 | 2,763 |
| Premises and equipment expense | $178,000 | 2,707 |
| Additional noninterest expense | $580,000 | 2,386 |
| Pre-tax net operating income | $48,000 | 5,306 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $24,000 | 3,285 |
| Income before extraordinary items | $24,000 | 5,464 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $24,000 | 5,464 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $24,000 | 5,464 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $24,000 | 5,460 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,222,000 | 3,067 |
| Total interest expense | $1,144,000 | 2,212 |
| Net interest income | $6,078,000 | 3,173 |
| Provision for loan and lease losses | $39,000 | 3,801 |
| Total noninterest income | $517,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $52,000 | 5,138 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $465,000 | 3,358 |
| Total noninterest expense | $6,307,000 | 2,764 |
| Salaries and employee benefits | $3,438,000 | 2,794 |
| Premises and equipment expense | $730,000 | 2,643 |
| Additional noninterest expense | $2,139,000 | 2,638 |
| Pre-tax net operating income | $249,000 | 5,244 |
| Securities gains (losses) | $27,000 | 2,223 |
| Applicable income taxes | $113,000 | 3,243 |
| Income before extraordinary items | $163,000 | 5,393 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $163,000 | 5,391 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $163,000 | 5,392 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $145,720 | 5,379 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,389,000 | 3,089 |
| Total interest expense | $877,000 | 2,178 |
| Net interest income | $4,512,000 | 3,202 |
| Provision for loan and lease losses | $36,000 | 3,571 |
| Total noninterest income | $416,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $39,000 | 5,192 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $377,000 | 3,267 |
| Total noninterest expense | $4,755,000 | 2,738 |
| Salaries and employee benefits | $2,573,000 | 2,788 |
| Premises and equipment expense | $541,000 | 2,681 |
| Additional noninterest expense | $1,641,000 | 2,591 |
| Pre-tax net operating income | $137,000 | 5,439 |
| Securities gains (losses) | $27,000 | 2,161 |
| Applicable income taxes | $76,000 | 3,373 |
| Income before extraordinary items | $88,000 | 5,554 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $88,000 | 5,553 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $88,000 | 5,554 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $70,720 | 5,563 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 3,079 |
| Total interest expense | $596,000 | 2,148 |
| Net interest income | $3,015,000 | 3,204 |
| Provision for loan and lease losses | $15,000 | 3,638 |
| Total noninterest income | $343,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $26,000 | 5,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $317,000 | 2,952 |
| Total noninterest expense | $3,206,000 | 2,728 |
| Salaries and employee benefits | $1,735,000 | 2,790 |
| Premises and equipment expense | $361,000 | 2,707 |
| Additional noninterest expense | $1,110,000 | 2,550 |
| Pre-tax net operating income | $137,000 | 5,330 |
| Securities gains (losses) | $27,000 | 1,793 |
| Applicable income taxes | $67,000 | 3,229 |
| Income before extraordinary items | $97,000 | 5,469 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $97,000 | 5,467 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $97,000 | 5,468 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $79,720 | 5,496 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 3,059 |
| Total interest expense | $299,000 | 2,142 |
| Net interest income | $1,533,000 | 3,176 |
| Provision for loan and lease losses | $6,000 | 3,407 |
| Total noninterest income | $88,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $74,000 | 3,959 |
| Total noninterest expense | $1,571,000 | 2,774 |
| Salaries and employee benefits | $863,000 | 2,800 |
| Premises and equipment expense | $184,000 | 2,699 |
| Additional noninterest expense | $524,000 | 2,678 |
| Pre-tax net operating income | $44,000 | 5,517 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $22,000 | 3,437 |
| Income before extraordinary items | $22,000 | 5,689 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $22,000 | 5,688 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $22,000 | 5,688 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $22,000 | 5,648 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,247,000 | 3,037 |
| Total interest expense | $1,183,000 | 2,142 |
| Net interest income | $6,064,000 | 3,169 |
| Provision for loan and lease losses | $10,000 | 4,216 |
| Total noninterest income | $639,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $57,000 | 5,288 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $582,000 | 3,078 |
| Total noninterest expense | $6,605,000 | 2,670 |
| Salaries and employee benefits | $3,529,000 | 2,722 |
| Premises and equipment expense | $733,000 | 2,729 |
| Additional noninterest expense | $2,343,000 | 2,472 |
| Pre-tax net operating income | $88,000 | 5,703 |
| Securities gains (losses) | $4,000 | 2,883 |
| Applicable income taxes | $42,000 | 3,698 |
| Income before extraordinary items | $50,000 | 5,803 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $50,000 | 5,806 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $50,000 | 5,806 |
| Net charge-offs | $1,000 | 4,383 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $47,440 | 5,776 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,528,000 | 3,024 |
| Total interest expense | $882,000 | 2,173 |
| Net interest income | $4,646,000 | 3,149 |
| Provision for loan and lease losses | $36,000 | 3,519 |
| Total noninterest income | $443,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $43,000 | 5,355 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $400,000 | 3,217 |
| Total noninterest expense | $5,025,000 | 2,653 |
| Salaries and employee benefits | $2,704,000 | 2,682 |
| Premises and equipment expense | $544,000 | 2,799 |
| Additional noninterest expense | $1,777,000 | 2,436 |
| Pre-tax net operating income | $28,000 | 5,882 |
| Securities gains (losses) | $4,000 | 2,687 |
| Applicable income taxes | $15,000 | 4,038 |
| Income before extraordinary items | $17,000 | 5,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 5,942 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $17,000 | 5,942 |
| Net charge-offs | $51,000 | 2,766 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $14,440 | 5,909 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,714,000 | 3,010 |
| Total interest expense | $586,000 | 2,195 |
| Net interest income | $3,128,000 | 3,122 |
| Provision for loan and lease losses | $27,000 | 3,342 |
| Total noninterest income | $310,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $29,000 | 5,373 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $281,000 | 3,146 |
| Total noninterest expense | $3,435,000 | 2,636 |
| Salaries and employee benefits | $1,863,000 | 2,648 |
| Premises and equipment expense | $374,000 | 2,746 |
| Additional noninterest expense | $1,198,000 | 2,431 |
| Pre-tax net operating income | $-24,000 | 6,036 |
| Securities gains (losses) | $4,000 | 2,295 |
| Applicable income taxes | $-12,000 | 6,161 |
| Income before extraordinary items | $-8,000 | 6,039 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-8,000 | 6,040 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-8,000 | 6,040 |
| Net charge-offs | $51,000 | 2,297 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-10,560 | 6,017 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 3,021 |
| Total interest expense | $292,000 | 2,222 |
| Net interest income | $1,558,000 | 3,127 |
| Provision for loan and lease losses | $3,000 | 3,553 |
| Total noninterest income | $124,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $17,000 | 5,220 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $107,000 | 3,498 |
| Total noninterest expense | $1,675,000 | 2,685 |
| Salaries and employee benefits | $860,000 | 2,819 |
| Premises and equipment expense | $188,000 | 2,766 |
| Additional noninterest expense | $627,000 | 2,318 |
| Pre-tax net operating income | $4,000 | 5,979 |
| Securities gains (losses) | $4,000 | 1,704 |
| Applicable income taxes | $6,000 | 3,987 |
| Income before extraordinary items | $2,000 | 6,035 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,000 | 6,036 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,000 | 6,036 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-560 | 6,021 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,625,000 | 2,977 |
| Total interest expense | $1,223,000 | 2,223 |
| Net interest income | $6,402,000 | 3,090 |
| Provision for loan and lease losses | $135,000 | 2,871 |
| Total noninterest income | $515,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $68,000 | 5,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $447,000 | 3,436 |
| Total noninterest expense | $7,799,000 | 2,359 |
| Salaries and employee benefits | $4,751,000 | 2,148 |
| Premises and equipment expense | $671,000 | 2,995 |
| Additional noninterest expense | $2,377,000 | 2,502 |
| Pre-tax net operating income | $-1,017,000 | 6,361 |
| Securities gains (losses) | $658,000 | 313 |
| Applicable income taxes | $-141,000 | 6,285 |
| Income before extraordinary items | $-218,000 | 6,238 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-218,000 | 6,239 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-218,000 | 6,239 |
| Net charge-offs | $152,000 | 2,765 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-639,120 | 6,317 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,726,000 | 2,995 |
| Total interest expense | $922,000 | 2,246 |
| Net interest income | $4,804,000 | 3,114 |
| Provision for loan and lease losses | $67,000 | 3,203 |
| Total noninterest income | $353,000 | 4,409 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $51,000 | 5,494 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $302,000 | 3,631 |
| Total noninterest expense | $5,138,000 | 2,659 |
| Salaries and employee benefits | $2,875,000 | 2,590 |
| Premises and equipment expense | $508,000 | 3,005 |
| Additional noninterest expense | $1,755,000 | 2,547 |
| Pre-tax net operating income | $-48,000 | 6,204 |
| Securities gains (losses) | $633,000 | 240 |
| Applicable income taxes | $240,000 | 2,662 |
| Income before extraordinary items | $345,000 | 5,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $345,000 | 5,086 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $345,000 | 5,088 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-60,120 | 6,219 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 3,012 |
| Total interest expense | $618,000 | 2,270 |
| Net interest income | $3,181,000 | 3,127 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $223,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $33,000 | 5,529 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $190,000 | 3,717 |
| Total noninterest expense | $3,406,000 | 2,678 |
| Salaries and employee benefits | $1,942,000 | 2,577 |
| Premises and equipment expense | $334,000 | 3,064 |
| Additional noninterest expense | $1,130,000 | 2,620 |
| Pre-tax net operating income | $-27,000 | 6,245 |
| Securities gains (losses) | $535,000 | 209 |
| Applicable income taxes | $205,000 | 2,390 |
| Income before extraordinary items | $303,000 | 4,719 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $303,000 | 4,721 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $303,000 | 4,722 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-39,400 | 6,271 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 3,020 |
| Total interest expense | $312,000 | 2,287 |
| Net interest income | $1,599,000 | 3,119 |
| Provision for loan and lease losses | $-3,000 | 6,379 |
| Total noninterest income | $83,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $16,000 | 5,587 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $67,000 | 4,162 |
| Total noninterest expense | $1,747,000 | 2,629 |
| Salaries and employee benefits | $983,000 | 2,554 |
| Premises and equipment expense | $184,000 | 2,918 |
| Additional noninterest expense | $580,000 | 2,561 |
| Pre-tax net operating income | $-62,000 | 6,391 |
| Securities gains (losses) | $512,000 | 130 |
| Applicable income taxes | $184,000 | 1,811 |
| Income before extraordinary items | $266,000 | 3,754 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $266,000 | 3,757 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $266,000 | 3,757 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-61,680 | 6,402 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,123,000 | 2,907 |
| Total interest expense | $1,410,000 | 2,275 |
| Net interest income | $6,713,000 | 2,997 |
| Provision for loan and lease losses | $-4,000 | 6,244 |
| Total noninterest income | $692,000 | 3,880 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $67,000 | 5,718 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $625,000 | 3,057 |
| Total noninterest expense | $7,150,000 | 2,581 |
| Salaries and employee benefits | $3,908,000 | 2,531 |
| Premises and equipment expense | $556,000 | 3,491 |
| Additional noninterest expense | $2,686,000 | 2,303 |
| Pre-tax net operating income | $259,000 | 5,580 |
| Securities gains (losses) | $660,000 | 345 |
| Applicable income taxes | $370,000 | 2,434 |
| Income before extraordinary items | $549,000 | 4,778 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $549,000 | 4,782 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $549,000 | 4,782 |
| Net charge-offs | $52,000 | 4,318 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $126,600 | 5,865 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,110,000 | 2,928 |
| Total interest expense | $1,090,000 | 2,280 |
| Net interest income | $5,020,000 | 3,023 |
| Provision for loan and lease losses | $-3,000 | 6,443 |
| Total noninterest income | $636,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $48,000 | 5,819 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $588,000 | 2,769 |
| Total noninterest expense | $5,430,000 | 2,557 |
| Salaries and employee benefits | $2,981,000 | 2,499 |
| Premises and equipment expense | $398,000 | 3,630 |
| Additional noninterest expense | $2,051,000 | 2,255 |
| Pre-tax net operating income | $229,000 | 5,595 |
| Securities gains (losses) | $660,000 | 316 |
| Applicable income taxes | $359,000 | 2,251 |
| Income before extraordinary items | $530,000 | 4,516 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $530,000 | 4,519 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $530,000 | 4,520 |
| Net charge-offs | $52,000 | 3,827 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $107,600 | 5,931 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 2,891 |
| Total interest expense | $763,000 | 2,238 |
| Net interest income | $3,359,000 | 3,015 |
| Provision for loan and lease losses | $-6,000 | 6,573 |
| Total noninterest income | $440,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $32,000 | 5,828 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $408,000 | 2,775 |
| Total noninterest expense | $3,638,000 | 2,556 |
| Salaries and employee benefits | $2,018,000 | 2,478 |
| Premises and equipment expense | $257,000 | 3,714 |
| Additional noninterest expense | $1,363,000 | 2,258 |
| Pre-tax net operating income | $167,000 | 5,502 |
| Securities gains (losses) | $595,000 | 310 |
| Applicable income taxes | $307,000 | 1,991 |
| Income before extraordinary items | $455,000 | 4,100 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $455,000 | 4,103 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $455,000 | 4,103 |
| Net charge-offs | $52,000 | 3,324 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $74,200 | 5,916 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 2,914 |
| Total interest expense | $391,000 | 2,247 |
| Net interest income | $1,668,000 | 3,038 |
| Provision for loan and lease losses | $-4,000 | 6,729 |
| Total noninterest income | $183,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $167,000 | 3,028 |
| Total noninterest expense | $1,844,000 | 2,548 |
| Salaries and employee benefits | $1,031,000 | 2,457 |
| Premises and equipment expense | $136,000 | 3,606 |
| Additional noninterest expense | $677,000 | 2,302 |
| Pre-tax net operating income | $11,000 | 6,243 |
| Securities gains (losses) | $587,000 | 188 |
| Applicable income taxes | $239,000 | 1,544 |
| Income before extraordinary items | $359,000 | 3,233 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $359,000 | 3,233 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $359,000 | 3,235 |
| Net charge-offs | $52,000 | 2,391 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-16,680 | 6,443 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,196,000 | 2,774 |
| Total interest expense | $1,779,000 | 2,370 |
| Net interest income | $7,417,000 | 2,845 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $975,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $69,000 | 5,911 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $906,000 | 2,507 |
| Total noninterest expense | $7,195,000 | 2,602 |
| Salaries and employee benefits | $3,825,000 | 2,559 |
| Premises and equipment expense | $516,000 | 3,745 |
| Additional noninterest expense | $2,854,000 | 2,274 |
| Pre-tax net operating income | $1,197,000 | 3,712 |
| Securities gains (losses) | $59,000 | 2,619 |
| Applicable income taxes | $508,000 | 2,166 |
| Income before extraordinary items | $748,000 | 4,371 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $748,000 | 4,368 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $748,000 | 4,370 |
| Net charge-offs | $103,000 | 4,401 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $710,240 | 4,286 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,959,000 | 2,817 |
| Total interest expense | $1,353,000 | 2,428 |
| Net interest income | $5,606,000 | 2,861 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $705,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $54,000 | 5,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $651,000 | 2,561 |
| Total noninterest expense | $5,340,000 | 2,632 |
| Salaries and employee benefits | $2,850,000 | 2,592 |
| Premises and equipment expense | $385,000 | 3,802 |
| Additional noninterest expense | $2,105,000 | 2,306 |
| Pre-tax net operating income | $971,000 | 3,694 |
| Securities gains (losses) | $59,000 | 2,337 |
| Applicable income taxes | $416,000 | 2,122 |
| Income before extraordinary items | $614,000 | 4,320 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $614,000 | 4,320 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $614,000 | 4,319 |
| Net charge-offs | $29,000 | 4,874 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $576,240 | 4,266 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,719,000 | 2,787 |
| Total interest expense | $924,000 | 2,455 |
| Net interest income | $3,795,000 | 2,824 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $420,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $36,000 | 5,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $384,000 | 2,695 |
| Total noninterest expense | $3,589,000 | 2,628 |
| Salaries and employee benefits | $1,939,000 | 2,531 |
| Premises and equipment expense | $256,000 | 3,808 |
| Additional noninterest expense | $1,394,000 | 2,324 |
| Pre-tax net operating income | $626,000 | 3,731 |
| Securities gains (losses) | $59,000 | 1,939 |
| Applicable income taxes | $275,000 | 2,145 |
| Income before extraordinary items | $410,000 | 4,320 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $410,000 | 4,323 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $410,000 | 4,322 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $372,240 | 4,298 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 2,723 |
| Total interest expense | $480,000 | 2,461 |
| Net interest income | $1,950,000 | 2,786 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $174,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $19,000 | 5,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $155,000 | 3,025 |
| Total noninterest expense | $1,754,000 | 2,673 |
| Salaries and employee benefits | $936,000 | 2,648 |
| Premises and equipment expense | $139,000 | 3,650 |
| Additional noninterest expense | $679,000 | 2,355 |
| Pre-tax net operating income | $370,000 | 3,451 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $151,000 | 2,018 |
| Income before extraordinary items | $219,000 | 4,221 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $219,000 | 4,225 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $219,000 | 4,225 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $219,000 | 4,069 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,397,000 | 2,675 |
| Total interest expense | $2,293,000 | 2,492 |
| Net interest income | $8,104,000 | 2,698 |
| Provision for loan and lease losses | $838,000 | 2,673 |
| Total noninterest income | $445,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $81,000 | 5,797 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $364,000 | 3,562 |
| Total noninterest expense | $7,304,000 | 2,569 |
| Salaries and employee benefits | $3,692,000 | 2,610 |
| Premises and equipment expense | $575,000 | 3,687 |
| Additional noninterest expense | $3,037,000 | 2,183 |
| Pre-tax net operating income | $407,000 | 4,957 |
| Securities gains (losses) | $67,000 | 2,372 |
| Applicable income taxes | $-355,000 | 7,006 |
| Income before extraordinary items | $829,000 | 3,885 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $829,000 | 3,890 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $829,000 | 3,889 |
| Net charge-offs | $916,000 | 2,464 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $762,000 | 3,893 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,870,000 | 2,679 |
| Total interest expense | $1,785,000 | 2,506 |
| Net interest income | $6,085,000 | 2,700 |
| Provision for loan and lease losses | $830,000 | 2,220 |
| Total noninterest income | $328,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $62,000 | 5,800 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $266,000 | 3,641 |
| Total noninterest expense | $5,352,000 | 2,632 |
| Salaries and employee benefits | $2,717,000 | 2,662 |
| Premises and equipment expense | $447,000 | 3,625 |
| Additional noninterest expense | $2,188,000 | 2,264 |
| Pre-tax net operating income | $231,000 | 5,347 |
| Securities gains (losses) | $67,000 | 2,106 |
| Applicable income taxes | $-430,000 | 7,191 |
| Income before extraordinary items | $728,000 | 3,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $728,000 | 3,687 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $728,000 | 3,686 |
| Net charge-offs | $817,000 | 2,116 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $661,000 | 3,746 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 2,684 |
| Total interest expense | $1,232,000 | 2,503 |
| Net interest income | $4,051,000 | 2,710 |
| Provision for loan and lease losses | $830,000 | 1,679 |
| Total noninterest income | $238,000 | 4,555 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $40,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $198,000 | 3,499 |
| Total noninterest expense | $3,618,000 | 2,607 |
| Salaries and employee benefits | $1,827,000 | 2,642 |
| Premises and equipment expense | $312,000 | 3,551 |
| Additional noninterest expense | $1,479,000 | 2,268 |
| Pre-tax net operating income | $-159,000 | 6,516 |
| Securities gains (losses) | $39,000 | 1,734 |
| Applicable income taxes | $-566,000 | 7,357 |
| Income before extraordinary items | $446,000 | 3,787 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $446,000 | 3,787 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $446,000 | 3,788 |
| Net charge-offs | $817,000 | 1,650 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $421,040 | 3,776 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 2,719 |
| Total interest expense | $642,000 | 2,496 |
| Net interest income | $1,972,000 | 2,763 |
| Provision for loan and lease losses | $808,000 | 1,006 |
| Total noninterest income | $162,000 | 4,007 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $143,000 | 2,988 |
| Total noninterest expense | $1,843,000 | 2,587 |
| Salaries and employee benefits | $901,000 | 2,694 |
| Premises and equipment expense | $186,000 | 3,166 |
| Additional noninterest expense | $756,000 | 2,211 |
| Pre-tax net operating income | $-517,000 | 7,090 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-531,000 | 7,475 |
| Income before extraordinary items | $14,000 | 6,199 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $14,000 | 6,198 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $14,000 | 6,199 |
| Net charge-offs | $804,000 | 990 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $14,000 | 6,162 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,363,000 | 2,648 |
| Total interest expense | $3,963,000 | 2,016 |
| Net interest income | $7,400,000 | 2,935 |
| Provision for loan and lease losses | $676,000 | 3,656 |
| Total noninterest income | $723,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $80,000 | 5,772 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $643,000 | 2,812 |
| Total noninterest expense | $7,312,000 | 2,637 |
| Salaries and employee benefits | $3,715,000 | 2,584 |
| Premises and equipment expense | $566,000 | 3,873 |
| Additional noninterest expense | $3,031,000 | 2,275 |
| Pre-tax net operating income | $135,000 | 5,380 |
| Securities gains (losses) | $1,004,000 | 487 |
| Applicable income taxes | $459,000 | 1,969 |
| Income before extraordinary items | $680,000 | 3,893 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $680,000 | 3,892 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $680,000 | 3,894 |
| Net charge-offs | $833,000 | 2,940 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $37,440 | 5,713 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 2,654 |
| Total interest expense | $3,149,000 | 1,989 |
| Net interest income | $5,532,000 | 2,983 |
| Provision for loan and lease losses | $676,000 | 3,081 |
| Total noninterest income | $527,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $61,000 | 5,835 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $466,000 | 2,872 |
| Total noninterest expense | $5,415,000 | 2,655 |
| Salaries and employee benefits | $2,779,000 | 2,599 |
| Premises and equipment expense | $422,000 | 3,952 |
| Additional noninterest expense | $2,214,000 | 2,285 |
| Pre-tax net operating income | $-32,000 | 6,045 |
| Securities gains (losses) | $1,004,000 | 408 |
| Applicable income taxes | $393,000 | 1,892 |
| Income before extraordinary items | $579,000 | 3,845 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $579,000 | 3,845 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $579,000 | 3,846 |
| Net charge-offs | $718,000 | 2,607 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-63,560 | 6,143 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,865,000 | 2,649 |
| Total interest expense | $2,196,000 | 1,978 |
| Net interest income | $3,669,000 | 2,996 |
| Provision for loan and lease losses | $676,000 | 2,420 |
| Total noninterest income | $274,000 | 4,450 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $43,000 | 5,791 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $231,000 | 3,260 |
| Total noninterest expense | $3,671,000 | 2,624 |
| Salaries and employee benefits | $1,892,000 | 2,565 |
| Premises and equipment expense | $285,000 | 3,950 |
| Additional noninterest expense | $1,494,000 | 2,264 |
| Pre-tax net operating income | $-404,000 | 6,671 |
| Securities gains (losses) | $1,004,000 | 260 |
| Applicable income taxes | $241,000 | 1,952 |
| Income before extraordinary items | $359,000 | 3,967 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $359,000 | 3,965 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $359,000 | 3,966 |
| Net charge-offs | $676,000 | 2,129 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-283,560 | 6,628 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 2,722 |
| Total interest expense | $1,162,000 | 1,974 |
| Net interest income | $1,752,000 | 3,130 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $142,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $122,000 | 3,175 |
| Total noninterest expense | $1,779,000 | 2,730 |
| Salaries and employee benefits | $893,000 | 2,744 |
| Premises and equipment expense | $159,000 | 3,729 |
| Additional noninterest expense | $727,000 | 2,322 |
| Pre-tax net operating income | $115,000 | 4,891 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $49,000 | 2,807 |
| Income before extraordinary items | $71,000 | 5,387 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $71,000 | 5,388 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $71,000 | 5,387 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $67,800 | 5,333 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,471,000 | 2,647 |
| Total interest expense | $5,710,000 | 2,003 |
| Net interest income | $6,761,000 | 3,140 |
| Provision for loan and lease losses | $250,000 | 5,514 |
| Total noninterest income | $1,012,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $159,000 | 5,057 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $853,000 | 2,359 |
| Total noninterest expense | $6,930,000 | 2,821 |
| Salaries and employee benefits | $3,377,000 | 2,877 |
| Premises and equipment expense | $674,000 | 3,567 |
| Additional noninterest expense | $2,879,000 | 2,431 |
| Pre-tax net operating income | $593,000 | 3,786 |
| Securities gains (losses) | $-1,000 | 6,865 |
| Applicable income taxes | $239,000 | 2,234 |
| Income before extraordinary items | $353,000 | 4,310 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $353,000 | 4,311 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $353,000 | 4,311 |
| Net charge-offs | $623,000 | 3,509 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $353,640 | 4,242 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,449,000 | 2,660 |
| Total interest expense | $4,360,000 | 2,056 |
| Net interest income | $5,089,000 | 3,146 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $832,000 | 3,188 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $138,000 | 4,832 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $694,000 | 2,308 |
| Total noninterest expense | $5,103,000 | 2,856 |
| Salaries and employee benefits | $2,434,000 | 3,003 |
| Premises and equipment expense | $525,000 | 3,499 |
| Additional noninterest expense | $2,144,000 | 2,412 |
| Pre-tax net operating income | $818,000 | 3,079 |
| Securities gains (losses) | $-3,000 | 7,144 |
| Applicable income taxes | $328,000 | 1,833 |
| Income before extraordinary items | $487,000 | 3,734 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $487,000 | 3,732 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $487,000 | 3,733 |
| Net charge-offs | $99,000 | 5,068 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $488,920 | 3,641 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,398,000 | 2,657 |
| Total interest expense | $2,998,000 | 2,095 |
| Net interest income | $3,400,000 | 3,130 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $666,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $91,000 | 4,833 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $575,000 | 2,041 |
| Total noninterest expense | $3,396,000 | 2,891 |
| Salaries and employee benefits | $1,575,000 | 3,100 |
| Premises and equipment expense | $323,000 | 3,720 |
| Additional noninterest expense | $1,498,000 | 2,338 |
| Pre-tax net operating income | $670,000 | 2,846 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $269,000 | 1,658 |
| Income before extraordinary items | $401,000 | 3,469 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $401,000 | 3,466 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $401,000 | 3,467 |
| Net charge-offs | $99,000 | 4,256 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $401,000 | 3,358 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 2,639 |
| Total interest expense | $1,510,000 | 2,158 |
| Net interest income | $1,765,000 | 3,019 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $358,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $44,000 | 4,850 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $314,000 | 1,892 |
| Total noninterest expense | $1,666,000 | 2,871 |
| Salaries and employee benefits | $793,000 | 3,120 |
| Premises and equipment expense | $181,000 | 3,488 |
| Additional noninterest expense | $692,000 | 2,257 |
| Pre-tax net operating income | $457,000 | 2,540 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $187,000 | 1,530 |
| Income before extraordinary items | $270,000 | 3,311 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $270,000 | 3,311 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $270,000 | 3,312 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $270,000 | 3,169 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,102,000 | 2,620 |
| Total interest expense | $6,896,000 | 2,221 |
| Net interest income | $7,206,000 | 2,968 |
| Provision for loan and lease losses | $220,000 | 5,097 |
| Total noninterest income | $369,000 | 5,430 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $97,000 | 5,936 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $272,000 | 4,275 |
| Total noninterest expense | $6,078,000 | 3,041 |
| Salaries and employee benefits | $3,425,000 | 2,885 |
| Premises and equipment expense | $620,000 | 3,844 |
| Additional noninterest expense | $2,033,000 | 2,833 |
| Pre-tax net operating income | $1,277,000 | 3,304 |
| Securities gains (losses) | $70,000 | 1,377 |
| Applicable income taxes | $543,000 | 1,764 |
| Income before extraordinary items | $804,000 | 3,692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $804,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $759,200 | 3,935 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,702,000 | 2,644 |
| Total interest expense | $5,368,000 | 2,241 |
| Net interest income | $5,334,000 | 3,025 |
| Provision for loan and lease losses | $130,000 | 4,814 |
| Total noninterest income | $266,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $71,000 | 6,004 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $195,000 | 4,471 |
| Total noninterest expense | $4,590,000 | 2,996 |
| Salaries and employee benefits | $2,567,000 | 2,914 |
| Premises and equipment expense | $468,000 | 3,820 |
| Additional noninterest expense | $1,555,000 | 2,697 |
| Pre-tax net operating income | $880,000 | 3,919 |
| Securities gains (losses) | $70,000 | 1,197 |
| Applicable income taxes | $413,000 | 2,118 |
| Income before extraordinary items | $537,000 | 4,307 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $537,000 | 4,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $492,200 | 4,623 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,165,000 | 2,663 |
| Total interest expense | $3,756,000 | 2,230 |
| Net interest income | $3,409,000 | 3,135 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $198,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $48,000 | 6,011 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $150,000 | 4,319 |
| Total noninterest expense | $2,966,000 | 3,094 |
| Salaries and employee benefits | $1,681,000 | 2,988 |
| Premises and equipment expense | $317,000 | 3,795 |
| Additional noninterest expense | $968,000 | 2,828 |
| Pre-tax net operating income | $591,000 | 4,056 |
| Securities gains (losses) | $70,000 | 1,202 |
| Applicable income taxes | $266,000 | 2,352 |
| Income before extraordinary items | $395,000 | 4,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $395,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $350,200 | 4,674 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,617,000 | 2,703 |
| Total interest expense | $1,973,000 | 2,262 |
| Net interest income | $1,644,000 | 3,246 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $73,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $24,000 | 5,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 5,091 |
| Total noninterest expense | $1,490,000 | 3,083 |
| Salaries and employee benefits | $804,000 | 3,148 |
| Premises and equipment expense | $170,000 | 3,639 |
| Additional noninterest expense | $516,000 | 2,649 |
| Pre-tax net operating income | $227,000 | 4,725 |
| Securities gains (losses) | $70,000 | 899 |
| Applicable income taxes | $122,000 | 2,561 |
| Income before extraordinary items | $175,000 | 4,960 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $175,000 | 4,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $130,200 | 5,352 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,820,000 | 2,709 |
| Total interest expense | $8,563,000 | 2,198 |
| Net interest income | $6,257,000 | 3,399 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $350,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $80,000 | 6,301 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $270,000 | 4,431 |
| Total noninterest expense | $5,971,000 | 2,974 |
| Salaries and employee benefits | $3,295,000 | 2,986 |
| Premises and equipment expense | $628,000 | 3,717 |
| Additional noninterest expense | $2,048,000 | 2,609 |
| Pre-tax net operating income | $636,000 | 5,598 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $247,000 | 3,636 |
| Income before extraordinary items | $389,000 | 6,087 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $389,000 | 6,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $389,000 | 6,075 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,088,000 | 2,714 |
| Total interest expense | $6,386,000 | 2,208 |
| Net interest income | $4,702,000 | 3,394 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $275,000 | 5,711 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $217,000 | 4,335 |
| Total noninterest expense | $4,573,000 | 2,909 |
| Salaries and employee benefits | $2,493,000 | 2,935 |
| Premises and equipment expense | $475,000 | 3,692 |
| Additional noninterest expense | $1,605,000 | 2,457 |
| Pre-tax net operating income | $404,000 | 6,159 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $162,000 | 3,967 |
| Income before extraordinary items | $242,000 | 6,601 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $242,000 | 6,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $242,000 | 6,587 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,390,000 | 2,732 |
| Total interest expense | $4,221,000 | 2,230 |
| Net interest income | $3,169,000 | 3,396 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $205,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $37,000 | 6,450 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $168,000 | 4,117 |
| Total noninterest expense | $3,071,000 | 2,912 |
| Salaries and employee benefits | $1,678,000 | 2,945 |
| Premises and equipment expense | $311,000 | 3,761 |
| Additional noninterest expense | $1,082,000 | 2,446 |
| Pre-tax net operating income | $303,000 | 6,016 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $121,000 | 3,911 |
| Income before extraordinary items | $182,000 | 6,511 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $182,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $182,000 | 6,505 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,692,000 | 2,730 |
| Total interest expense | $2,114,000 | 2,212 |
| Net interest income | $1,578,000 | 3,404 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $81,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $62,000 | 4,685 |
| Total noninterest expense | $1,599,000 | 2,810 |
| Salaries and employee benefits | $839,000 | 2,953 |
| Premises and equipment expense | $155,000 | 3,786 |
| Additional noninterest expense | $605,000 | 2,180 |
| Pre-tax net operating income | $60,000 | 7,160 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $32,000 | 4,554 |
| Income before extraordinary items | $28,000 | 7,495 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $28,000 | 7,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $28,000 | 7,479 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,606,000 | 2,608 |
| Total interest expense | $7,409,000 | 2,180 |
| Net interest income | $7,197,000 | 3,028 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $311,000 | 6,106 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $64,000 | 6,666 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $247,000 | 4,681 |
| Total noninterest expense | $6,040,000 | 2,860 |
| Salaries and employee benefits | $3,166,000 | 2,981 |
| Premises and equipment expense | $618,000 | 3,671 |
| Additional noninterest expense | $2,256,000 | 2,298 |
| Pre-tax net operating income | $1,468,000 | 4,335 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $428,000 | 3,347 |
| Income before extraordinary items | $1,040,000 | 4,628 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,040,000 | 4,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,543 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,040,000 | 4,612 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,894,000 | 2,609 |
| Total interest expense | $5,303,000 | 2,213 |
| Net interest income | $5,591,000 | 2,965 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $191,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $47,000 | 6,787 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $144,000 | 5,215 |
| Total noninterest expense | $4,510,000 | 2,864 |
| Salaries and employee benefits | $2,380,000 | 2,969 |
| Premises and equipment expense | $468,000 | 3,659 |
| Additional noninterest expense | $1,662,000 | 2,330 |
| Pre-tax net operating income | $1,272,000 | 4,161 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $388,000 | 3,222 |
| Income before extraordinary items | $884,000 | 4,462 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $884,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $884,000 | 4,454 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,163,000 | 2,615 |
| Total interest expense | $3,294,000 | 2,260 |
| Net interest income | $3,869,000 | 2,867 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $121,000 | 6,657 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,198 |
| Total noninterest expense | $3,081,000 | 2,821 |
| Salaries and employee benefits | $1,593,000 | 2,971 |
| Premises and equipment expense | $321,000 | 3,570 |
| Additional noninterest expense | $1,167,000 | 2,227 |
| Pre-tax net operating income | $909,000 | 4,021 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $285,000 | 3,112 |
| Income before extraordinary items | $624,000 | 4,341 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $624,000 | 4,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $624,000 | 4,334 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 2,594 |
| Total interest expense | $1,516,000 | 2,313 |
| Net interest income | $2,023,000 | 2,752 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $44,000 | 7,159 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 5,895 |
| Total noninterest expense | $1,547,000 | 2,805 |
| Salaries and employee benefits | $799,000 | 2,975 |
| Premises and equipment expense | $177,000 | 3,309 |
| Additional noninterest expense | $571,000 | 2,250 |
| Pre-tax net operating income | $520,000 | 3,644 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $169,000 | 2,858 |
| Income before extraordinary items | $351,000 | 4,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $351,000 | 4,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $351,000 | 3,998 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,599,000 | 2,426 |
| Total interest expense | $4,756,000 | 2,300 |
| Net interest income | $8,843,000 | 2,466 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $756,000 | 4,181 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $35,000 | 7,303 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $721,000 | 2,716 |
| Total noninterest expense | $6,652,000 | 2,508 |
| Salaries and employee benefits | $3,519,000 | 2,591 |
| Premises and equipment expense | $790,000 | 2,927 |
| Additional noninterest expense | $2,343,000 | 2,132 |
| Pre-tax net operating income | $2,947,000 | 2,799 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,038,000 | 2,215 |
| Income before extraordinary items | $1,909,000 | 3,211 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,909,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,909,000 | 3,177 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,039,000 | 2,407 |
| Total interest expense | $3,387,000 | 2,295 |
| Net interest income | $6,652,000 | 2,446 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $708,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 7,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $684,000 | 2,354 |
| Total noninterest expense | $4,790,000 | 2,569 |
| Salaries and employee benefits | $2,476,000 | 2,699 |
| Premises and equipment expense | $588,000 | 2,931 |
| Additional noninterest expense | $1,726,000 | 2,151 |
| Pre-tax net operating income | $2,570,000 | 2,516 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $922,000 | 1,995 |
| Income before extraordinary items | $1,648,000 | 2,910 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,648,000 | 2,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,648,000 | 2,868 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,740,000 | 2,341 |
| Total interest expense | $2,178,000 | 2,247 |
| Net interest income | $4,562,000 | 2,376 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $157,000 | 6,249 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $15,000 | 7,428 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $142,000 | 4,446 |
| Total noninterest expense | $3,263,000 | 2,492 |
| Salaries and employee benefits | $1,721,000 | 2,585 |
| Premises and equipment expense | $393,000 | 2,890 |
| Additional noninterest expense | $1,149,000 | 2,140 |
| Pre-tax net operating income | $1,456,000 | 2,825 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $532,000 | 2,177 |
| Income before extraordinary items | $924,000 | 3,282 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $924,000 | 3,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $924,000 | 3,239 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 2,310 |
| Total interest expense | $1,048,000 | 2,229 |
| Net interest income | $2,298,000 | 2,335 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $33,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $7,000 | 7,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $1,651,000 | 2,483 |
| Salaries and employee benefits | $847,000 | 2,643 |
| Premises and equipment expense | $208,000 | 2,776 |
| Additional noninterest expense | $596,000 | 2,062 |
| Pre-tax net operating income | $680,000 | 2,923 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $260,000 | 2,206 |
| Income before extraordinary items | $420,000 | 3,501 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $420,000 | 3,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $420,000 | 3,459 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,437,000 | 2,136 |
| Total interest expense | $4,488,000 | 1,811 |
| Net interest income | $8,949,000 | 2,282 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $183,000 | 7,303 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $38,000 | 7,455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $145,000 | 5,763 |
| Total noninterest expense | $6,424,000 | 2,486 |
| Salaries and employee benefits | $3,260,000 | 2,637 |
| Premises and equipment expense | $791,000 | 2,811 |
| Additional noninterest expense | $2,373,000 | 2,061 |
| Pre-tax net operating income | $2,708,000 | 2,807 |
| Securities gains (losses) | $22,000 | 2,338 |
| Applicable income taxes | $1,094,000 | 2,024 |
| Income before extraordinary items | $1,636,000 | 3,417 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,636,000 | 3,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,621,920 | 3,365 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,095,000 | 2,091 |
| Total interest expense | $3,399,000 | 1,765 |
| Net interest income | $6,696,000 | 2,254 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $144,000 | 7,260 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $31,000 | 7,464 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 5,689 |
| Total noninterest expense | $4,730,000 | 2,499 |
| Salaries and employee benefits | $2,351,000 | 2,719 |
| Premises and equipment expense | $597,000 | 2,796 |
| Additional noninterest expense | $1,782,000 | 2,021 |
| Pre-tax net operating income | $2,110,000 | 2,752 |
| Securities gains (losses) | $22,000 | 2,247 |
| Applicable income taxes | $861,000 | 2,000 |
| Income before extraordinary items | $1,271,000 | 3,400 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,271,000 | 3,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,256,920 | 3,333 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,761,000 | 2,054 |
| Total interest expense | $2,278,000 | 1,744 |
| Net interest income | $4,483,000 | 2,236 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $98,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $23,000 | 7,421 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $75,000 | 5,718 |
| Total noninterest expense | $3,205,000 | 2,479 |
| Salaries and employee benefits | $1,584,000 | 2,696 |
| Premises and equipment expense | $404,000 | 2,766 |
| Additional noninterest expense | $1,217,000 | 1,966 |
| Pre-tax net operating income | $1,376,000 | 2,764 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $552,000 | 2,053 |
| Income before extraordinary items | $824,000 | 3,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $824,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $824,000 | 3,361 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,382,000 | 2,069 |
| Total interest expense | $1,148,000 | 1,760 |
| Net interest income | $2,234,000 | 2,240 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $35,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $1,636,000 | 2,444 |
| Salaries and employee benefits | $795,000 | 2,701 |
| Premises and equipment expense | $214,000 | 2,641 |
| Additional noninterest expense | $627,000 | 1,877 |
| Pre-tax net operating income | $633,000 | 2,946 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $259,000 | 2,139 |
| Income before extraordinary items | $374,000 | 3,695 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $374,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $374,000 | 3,568 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,808,000 | 2,058 |
| Total interest expense | $5,078,000 | 1,761 |
| Net interest income | $8,730,000 | 2,216 |
| Provision for loan and lease losses | $11,000 | 7,350 |
| Total noninterest income | $237,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $52,000 | 7,399 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $185,000 | 5,449 |
| Total noninterest expense | $5,639,000 | 2,754 |
| Salaries and employee benefits | $2,841,000 | 2,909 |
| Premises and equipment expense | $820,000 | 2,699 |
| Additional noninterest expense | $1,978,000 | 2,435 |
| Pre-tax net operating income | $3,317,000 | 2,308 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,316,000 | 1,810 |
| Income before extraordinary items | $2,001,000 | 2,868 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,001,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,001,000 | 2,738 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,341,000 | 2,096 |
| Total interest expense | $3,863,000 | 1,801 |
| Net interest income | $6,478,000 | 2,259 |
| Provision for loan and lease losses | $11,000 | 7,078 |
| Total noninterest income | $173,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $40,000 | 7,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $133,000 | 5,568 |
| Total noninterest expense | $4,144,000 | 2,804 |
| Salaries and employee benefits | $2,121,000 | 2,926 |
| Premises and equipment expense | $598,000 | 2,784 |
| Additional noninterest expense | $1,425,000 | 2,508 |
| Pre-tax net operating income | $2,496,000 | 2,390 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,006,000 | 1,852 |
| Income before extraordinary items | $1,490,000 | 2,982 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,490,000 | 2,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,490,000 | 2,833 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,950,000 | 2,095 |
| Total interest expense | $2,638,000 | 1,825 |
| Net interest income | $4,312,000 | 2,259 |
| Provision for loan and lease losses | $11,000 | 6,777 |
| Total noninterest income | $103,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $25,000 | 7,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $78,000 | 5,763 |
| Total noninterest expense | $2,718,000 | 2,843 |
| Salaries and employee benefits | $1,427,000 | 2,919 |
| Premises and equipment expense | $379,000 | 2,900 |
| Additional noninterest expense | $912,000 | 2,582 |
| Pre-tax net operating income | $1,686,000 | 2,364 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $675,000 | 1,870 |
| Income before extraordinary items | $1,011,000 | 2,952 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,011,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,011,000 | 2,797 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 2,097 |
| Total interest expense | $1,381,000 | 1,797 |
| Net interest income | $2,126,000 | 2,288 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $1,308,000 | 2,922 |
| Salaries and employee benefits | $702,000 | 2,946 |
| Premises and equipment expense | $169,000 | 3,166 |
| Additional noninterest expense | $437,000 | 2,639 |
| Pre-tax net operating income | $848,000 | 2,353 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $342,000 | 1,858 |
| Income before extraordinary items | $506,000 | 2,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $506,000 | 2,779 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,673,000 | 2,252 |
| Total interest expense | $6,235,000 | 1,836 |
| Net interest income | $7,438,000 | 2,575 |
| Provision for loan and lease losses | $19,000 | 7,557 |
| Total noninterest income | $193,000 | 7,386 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $51,000 | 7,508 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 5,719 |
| Total noninterest expense | $4,924,000 | 2,964 |
| Salaries and employee benefits | $2,628,000 | 2,989 |
| Premises and equipment expense | $576,000 | 3,533 |
| Additional noninterest expense | $1,720,000 | 2,640 |
| Pre-tax net operating income | $2,688,000 | 2,735 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $1,115,000 | 2,040 |
| Income before extraordinary items | $1,585,000 | 3,358 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,585,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,379 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 566 |
| Net operating income | $1,577,320 | 3,268 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,606,000 | 2,702 |
| Total interest expense | $6,499,000 | 2,468 |
| Net interest income | $6,107,000 | 2,903 |
| Provision for loan and lease losses | $259,000 | 3,527 |
| Total noninterest income | $193,000 | 7,379 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $55,000 | 7,493 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $138,000 | 5,698 |
| Total noninterest expense | $4,515,000 | 3,086 |
| Salaries and employee benefits | $2,425,000 | 3,029 |
| Premises and equipment expense | $510,000 | 3,806 |
| Additional noninterest expense | $1,580,000 | 2,748 |
| Pre-tax net operating income | $1,526,000 | 3,812 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $571,000 | 3,057 |
| Income before extraordinary items | $955,000 | 4,403 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $955,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 9,387 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $955,000 | 4,288 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,240,000 | 3,070 |
| Total interest expense | $5,138,000 | 3,231 |
| Net interest income | $6,102,000 | 2,893 |
| Provision for loan and lease losses | $209,000 | 3,650 |
| Total noninterest income | $165,000 | 7,683 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $136,000 | 5,964 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $29,000 | 8,576 |
| Total noninterest expense | $4,062,000 | 3,292 |
| Salaries and employee benefits | $2,217,000 | 3,163 |
| Premises and equipment expense | $414,000 | 4,399 |
| Additional noninterest expense | $1,431,000 | 2,941 |
| Pre-tax net operating income | $1,996,000 | 3,329 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $726,000 | 2,713 |
| Income before extraordinary items | $1,270,000 | 3,700 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,270,000 | 3,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,270,000 | 3,687 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,919,000 | 3,243 |
| Total interest expense | $3,879,000 | 3,682 |
| Net interest income | $6,040,000 | 2,918 |
| Provision for loan and lease losses | $362,000 | 2,271 |
| Total noninterest income | $265,000 | 6,785 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $109,000 | 6,547 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $156,000 | 5,512 |
| Total noninterest expense | $3,824,000 | 3,450 |
| Salaries and employee benefits | $2,041,000 | 3,378 |
| Premises and equipment expense | $358,000 | 4,887 |
| Additional noninterest expense | $1,425,000 | 2,986 |
| Pre-tax net operating income | $2,119,000 | 3,186 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $794,000 | 2,662 |
| Income before extraordinary items | $1,325,000 | 3,584 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,325,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,070 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,325,000 | 3,550 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,214,000 | 3,465 |
| Total interest expense | $4,188,000 | 3,535 |
| Net interest income | $5,026,000 | 3,372 |
| Provision for loan and lease losses | $185,000 | 3,665 |
| Total noninterest income | $311,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $97,000 | 6,914 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $214,000 | 4,797 |
| Total noninterest expense | $3,704,000 | 3,442 |
| Salaries and employee benefits | $2,005,000 | 3,326 |
| Premises and equipment expense | $302,000 | 5,364 |
| Additional noninterest expense | $1,397,000 | 2,960 |
| Pre-tax net operating income | $1,448,000 | 4,295 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $534,000 | 3,685 |
| Income before extraordinary items | $914,000 | 4,778 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $914,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $914,000 | 4,685 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,694,000 | 3,686 |
| Total interest expense | $4,282,000 | 3,433 |
| Net interest income | $4,412,000 | 3,869 |
| Provision for loan and lease losses | $134,000 | 4,389 |
| Total noninterest income | $153,000 | 8,524 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $75,000 | 7,762 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $78,000 | 7,457 |
| Total noninterest expense | $3,334,000 | 3,764 |
| Salaries and employee benefits | $1,752,000 | 3,730 |
| Premises and equipment expense | $322,000 | 5,207 |
| Additional noninterest expense | $1,260,000 | 3,209 |
| Pre-tax net operating income | $1,097,000 | 5,550 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $460,000 | 4,462 |
| Income before extraordinary items | $637,000 | 6,174 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $637,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $637,000 | 6,127 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,083,000 | 3,998 |
| Total interest expense | $4,125,000 | 3,601 |
| Net interest income | $3,958,000 | 4,368 |
| Provision for loan and lease losses | $37,000 | 7,110 |
| Total noninterest income | $237,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $73,000 | 8,196 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $164,000 | 5,709 |
| Total noninterest expense | $3,759,000 | 3,533 |
| Salaries and employee benefits | $1,583,000 | 4,105 |
| Premises and equipment expense | $412,000 | 4,435 |
| Additional noninterest expense | $1,764,000 | 2,746 |
| Pre-tax net operating income | $399,000 | 8,509 |
| Securities gains (losses) | $97,000 | 971 |
| Applicable income taxes | $417,000 | 4,765 |
| Income before extraordinary items | $79,000 | 10,393 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $79,000 | 10,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $16,920 | 10,712 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,448,000 | 4,302 |
| Total interest expense | $3,646,000 | 4,006 |
| Net interest income | $3,802,000 | 4,509 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $219,000 | 8,134 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $60,000 | 8,928 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $159,000 | 5,815 |
| Total noninterest expense | $3,011,000 | 4,278 |
| Salaries and employee benefits | $1,380,000 | 4,622 |
| Premises and equipment expense | $424,000 | 4,314 |
| Additional noninterest expense | $1,207,000 | 3,720 |
| Pre-tax net operating income | $1,010,000 | 5,957 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $334,000 | 5,611 |
| Income before extraordinary items | $686,000 | 6,080 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $686,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $679,300 | 6,094 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,876,000 | 4,293 |
| Total interest expense | $2,932,000 | 4,048 |
| Net interest income | $3,944,000 | 4,440 |
| Provision for loan and lease losses | $67,000 | 5,416 |
| Total noninterest income | $74,000 | 11,404 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $42,000 | 9,972 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $2,487,000 | 5,176 |
| Salaries and employee benefits | $1,279,000 | 4,959 |
| Premises and equipment expense | $528,000 | 3,626 |
| Additional noninterest expense | $680,000 | 6,470 |
| Pre-tax net operating income | $1,464,000 | 4,502 |
| Securities gains (losses) | $52,000 | 1,128 |
| Applicable income taxes | $484,000 | 4,158 |
| Income before extraordinary items | $1,032,000 | 4,421 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,032,000 | 4,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $996,640 | 4,599 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,314,000 | 4,142 |
| Total interest expense | $3,192,000 | 3,902 |
| Net interest income | $4,122,000 | 4,281 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $312,000 | 7,483 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $27,000 | 10,831 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $285,000 | 4,614 |
| Total noninterest expense | $2,242,000 | 5,772 |
| Salaries and employee benefits | $1,143,000 | 5,465 |
| Premises and equipment expense | $345,000 | 5,294 |
| Additional noninterest expense | $754,000 | 6,211 |
| Pre-tax net operating income | $2,032,000 | 3,259 |
| Securities gains (losses) | $922,000 | 569 |
| Applicable income taxes | $1,045,000 | 2,148 |
| Income before extraordinary items | $1,909,000 | 2,638 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,909,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,309,700 | 3,493 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,612,000 | 4,483 |
| Total interest expense | $3,896,000 | 4,178 |
| Net interest income | $3,716,000 | 4,765 |
| Provision for loan and lease losses | $340,000 | 3,839 |
| Total noninterest income | $137,000 | 10,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $137,000 | 6,960 |
| Total noninterest expense | $1,786,000 | 6,992 |
| Salaries and employee benefits | $1,006,000 | 5,994 |
| Premises and equipment expense | $338,000 | 5,498 |
| Additional noninterest expense | $442,000 | 9,073 |
| Pre-tax net operating income | $1,728,000 | 3,557 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $720,000 | 2,881 |
| Income before extraordinary items | $1,007,000 | 4,475 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,007,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,007,000 | 4,157 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.