Home > Metropolitan National Bank > Income and Expense
Metropolitan National Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,860,000 | 3,491 |
| Total interest expense | $247,000 | 4,899 |
| Net interest income | $5,613,000 | 3,330 |
| Provision for loan and lease losses | $622,000 | 1,157 |
| Total noninterest income | $851,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $308,000 | 2,978 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $543,000 | 3,176 |
| Total noninterest expense | $4,119,000 | 3,652 |
| Salaries and employee benefits | $2,438,000 | 3,470 |
| Premises and equipment expense | $452,000 | 3,661 |
| Additional noninterest expense | $1,229,000 | 3,870 |
| Pre-tax net operating income | $1,723,000 | 3,268 |
| Securities gains (losses) | $-72,000 | 6,055 |
| Applicable income taxes | $632,000 | 2,016 |
| Income before extraordinary items | $1,019,000 | 3,900 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,019,000 | 3,900 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,019,000 | 3,901 |
| Net charge-offs | $10,000 | 4,011 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,065,080 | 3,771 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,115,000 | 1,539 |
| Total interest expense | $838,000 | 2,260 |
| Net interest income | $11,277,000 | 1,474 |
| Provision for loan and lease losses | $-887,000 | 6,141 |
| Total noninterest income | $2,827,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $890,000 | 1,056 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,937,000 | 1,296 |
| Total noninterest expense | $12,681,000 | 1,194 |
| Salaries and employee benefits | $7,428,000 | 1,149 |
| Premises and equipment expense | $1,635,000 | 1,108 |
| Additional noninterest expense | $3,618,000 | 1,303 |
| Pre-tax net operating income | $2,310,000 | 2,320 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $42,000 | 3,699 |
| Income before extraordinary items | $2,268,000 | 2,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,268,000 | 2,055 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,268,000 | 2,055 |
| Net charge-offs | $-86,000 | 5,767 |
| Cash dividends | $17,900,000 | 191 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,268,000 | 2,002 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,940,000 | 1,574 |
| Total interest expense | $556,000 | 2,281 |
| Net interest income | $7,384,000 | 1,504 |
| Provision for loan and lease losses | $4,000 | 3,959 |
| Total noninterest income | $1,944,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $592,000 | 1,034 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,352,000 | 1,271 |
| Total noninterest expense | $8,695,000 | 1,163 |
| Salaries and employee benefits | $5,378,000 | 1,063 |
| Premises and equipment expense | $1,088,000 | 1,109 |
| Additional noninterest expense | $2,229,000 | 1,407 |
| Pre-tax net operating income | $629,000 | 3,822 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $4,000 | 4,265 |
| Income before extraordinary items | $625,000 | 3,598 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $625,000 | 3,598 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $625,000 | 3,599 |
| Net charge-offs | $43,000 | 2,441 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $625,000 | 3,546 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,823,000 | 1,627 |
| Total interest expense | $282,000 | 2,276 |
| Net interest income | $3,541,000 | 1,562 |
| Provision for loan and lease losses | $1,000 | 3,650 |
| Total noninterest income | $815,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $296,000 | 1,014 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $519,000 | 1,468 |
| Total noninterest expense | $4,245,000 | 1,202 |
| Salaries and employee benefits | $2,614,000 | 1,086 |
| Premises and equipment expense | $548,000 | 1,106 |
| Additional noninterest expense | $1,083,000 | 1,421 |
| Pre-tax net operating income | $110,000 | 5,129 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $4,000 | 4,088 |
| Income before extraordinary items | $106,000 | 5,073 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $106,000 | 5,075 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $106,000 | 5,077 |
| Net charge-offs | $122,000 | 986 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $106,000 | 5,015 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,755,000 | 1,573 |
| Total interest expense | $1,225,000 | 2,220 |
| Net interest income | $14,530,000 | 1,520 |
| Provision for loan and lease losses | $-1,226,000 | 6,377 |
| Total noninterest income | $3,474,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,263,000 | 1,048 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,211,000 | 1,357 |
| Total noninterest expense | $17,293,000 | 1,162 |
| Salaries and employee benefits | $10,890,000 | 989 |
| Premises and equipment expense | $2,010,000 | 1,187 |
| Additional noninterest expense | $4,393,000 | 1,447 |
| Pre-tax net operating income | $1,937,000 | 3,029 |
| Securities gains (losses) | $16,000 | 2,441 |
| Applicable income taxes | $15,000 | 4,112 |
| Income before extraordinary items | $1,938,000 | 2,755 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,938,000 | 2,753 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,938,000 | 2,755 |
| Net charge-offs | $251,000 | 2,213 |
| Cash dividends | $393,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,922,160 | 2,724 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,551,000 | 1,623 |
| Total interest expense | $931,000 | 2,226 |
| Net interest income | $10,620,000 | 1,571 |
| Provision for loan and lease losses | $-1,239,000 | 6,483 |
| Total noninterest income | $2,731,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $943,000 | 1,058 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,788,000 | 1,288 |
| Total noninterest expense | $12,725,000 | 1,188 |
| Salaries and employee benefits | $7,886,000 | 1,030 |
| Premises and equipment expense | $1,526,000 | 1,181 |
| Additional noninterest expense | $3,313,000 | 1,439 |
| Pre-tax net operating income | $1,865,000 | 2,637 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $12,000 | 4,149 |
| Income before extraordinary items | $1,857,000 | 2,348 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,857,000 | 2,349 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,857,000 | 2,348 |
| Net charge-offs | $221,000 | 1,890 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,853,040 | 2,293 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,612,000 | 1,633 |
| Total interest expense | $629,000 | 2,235 |
| Net interest income | $6,983,000 | 1,582 |
| Provision for loan and lease losses | $-1,243,000 | 6,576 |
| Total noninterest income | $1,757,000 | 1,396 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $616,000 | 1,070 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,141,000 | 1,327 |
| Total noninterest expense | $8,500,000 | 1,182 |
| Salaries and employee benefits | $5,291,000 | 1,027 |
| Premises and equipment expense | $1,038,000 | 1,176 |
| Additional noninterest expense | $2,171,000 | 1,455 |
| Pre-tax net operating income | $1,483,000 | 2,292 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $9,000 | 4,116 |
| Income before extraordinary items | $1,478,000 | 2,005 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,478,000 | 2,008 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,478,000 | 2,007 |
| Net charge-offs | $52,000 | 2,757 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,474,040 | 1,955 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 1,661 |
| Total interest expense | $322,000 | 2,227 |
| Net interest income | $3,421,000 | 1,599 |
| Provision for loan and lease losses | $-995,000 | 6,667 |
| Total noninterest income | $830,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $300,000 | 1,080 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $530,000 | 1,357 |
| Total noninterest expense | $4,259,000 | 1,195 |
| Salaries and employee benefits | $2,618,000 | 1,042 |
| Premises and equipment expense | $543,000 | 1,141 |
| Additional noninterest expense | $1,098,000 | 1,433 |
| Pre-tax net operating income | $987,000 | 1,793 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $4,000 | 4,102 |
| Income before extraordinary items | $983,000 | 1,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $983,000 | 1,522 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $983,000 | 1,522 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $983,000 | 1,498 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,532,000 | 1,606 |
| Total interest expense | $1,528,000 | 2,128 |
| Net interest income | $14,004,000 | 1,554 |
| Provision for loan and lease losses | $26,000 | 4,607 |
| Total noninterest income | $3,727,000 | 1,379 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,243,000 | 1,116 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,484,000 | 1,298 |
| Total noninterest expense | $17,189,000 | 1,188 |
| Salaries and employee benefits | $10,581,000 | 1,017 |
| Premises and equipment expense | $2,153,000 | 1,108 |
| Additional noninterest expense | $4,455,000 | 1,490 |
| Pre-tax net operating income | $516,000 | 4,973 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $516,000 | 4,864 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $516,000 | 4,867 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $516,000 | 4,867 |
| Net charge-offs | $593,000 | 1,831 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $516,000 | 4,807 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,474,000 | 1,644 |
| Total interest expense | $1,189,000 | 2,117 |
| Net interest income | $10,285,000 | 1,594 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $2,924,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $927,000 | 1,125 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,997,000 | 1,272 |
| Total noninterest expense | $12,855,000 | 1,198 |
| Salaries and employee benefits | $7,818,000 | 1,039 |
| Premises and equipment expense | $1,619,000 | 1,104 |
| Additional noninterest expense | $3,418,000 | 1,446 |
| Pre-tax net operating income | $334,000 | 5,231 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $334,000 | 5,140 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $334,000 | 5,141 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $334,000 | 5,142 |
| Net charge-offs | $1,087,000 | 939 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $334,000 | 5,057 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,519,000 | 1,669 |
| Total interest expense | $837,000 | 2,061 |
| Net interest income | $6,682,000 | 1,613 |
| Provision for loan and lease losses | $16,000 | 4,336 |
| Total noninterest income | $1,929,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $593,000 | 1,140 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,336,000 | 1,288 |
| Total noninterest expense | $8,578,000 | 1,190 |
| Salaries and employee benefits | $5,200,000 | 1,041 |
| Premises and equipment expense | $1,079,000 | 1,099 |
| Additional noninterest expense | $2,299,000 | 1,426 |
| Pre-tax net operating income | $17,000 | 6,224 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $17,000 | 6,298 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $17,000 | 6,300 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $17,000 | 6,300 |
| Net charge-offs | $627,000 | 1,070 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $17,000 | 6,229 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 1,675 |
| Total interest expense | $433,000 | 2,046 |
| Net interest income | $3,331,000 | 1,622 |
| Provision for loan and lease losses | $6,000 | 4,140 |
| Total noninterest income | $888,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $294,000 | 1,137 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $594,000 | 1,398 |
| Total noninterest expense | $4,236,000 | 1,208 |
| Salaries and employee benefits | $2,549,000 | 1,070 |
| Premises and equipment expense | $543,000 | 1,118 |
| Additional noninterest expense | $1,144,000 | 1,423 |
| Pre-tax net operating income | $-23,000 | 6,453 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-23,000 | 6,514 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-23,000 | 6,515 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-23,000 | 6,515 |
| Net charge-offs | $931,000 | 499 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-23,000 | 6,463 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,597,000 | 1,603 |
| Total interest expense | $2,476,000 | 1,769 |
| Net interest income | $14,121,000 | 1,562 |
| Provision for loan and lease losses | $1,811,000 | 1,155 |
| Total noninterest income | $3,769,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,301,000 | 1,095 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,468,000 | 1,341 |
| Total noninterest expense | $16,144,000 | 1,250 |
| Salaries and employee benefits | $8,973,000 | 1,175 |
| Premises and equipment expense | $2,225,000 | 1,069 |
| Additional noninterest expense | $4,946,000 | 1,369 |
| Pre-tax net operating income | $-65,000 | 6,254 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-65,000 | 6,385 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-65,000 | 6,378 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-65,000 | 6,380 |
| Net charge-offs | $2,352,000 | 1,028 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-65,000 | 6,265 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,600,000 | 1,621 |
| Total interest expense | $1,959,000 | 1,755 |
| Net interest income | $10,641,000 | 1,568 |
| Provision for loan and lease losses | $1,810,000 | 921 |
| Total noninterest income | $2,897,000 | 1,364 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $973,000 | 1,101 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,924,000 | 1,300 |
| Total noninterest expense | $12,055,000 | 1,245 |
| Salaries and employee benefits | $6,636,000 | 1,187 |
| Premises and equipment expense | $1,670,000 | 1,078 |
| Additional noninterest expense | $3,749,000 | 1,355 |
| Pre-tax net operating income | $-327,000 | 6,606 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-327,000 | 6,693 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-327,000 | 6,691 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-327,000 | 6,691 |
| Net charge-offs | $1,196,000 | 1,292 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-327,000 | 6,621 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,623,000 | 1,583 |
| Total interest expense | $1,394,000 | 1,714 |
| Net interest income | $7,229,000 | 1,535 |
| Provision for loan and lease losses | $1,804,000 | 690 |
| Total noninterest income | $2,036,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $654,000 | 1,084 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,382,000 | 1,207 |
| Total noninterest expense | $7,955,000 | 1,257 |
| Salaries and employee benefits | $4,324,000 | 1,212 |
| Premises and equipment expense | $1,105,000 | 1,082 |
| Additional noninterest expense | $2,526,000 | 1,348 |
| Pre-tax net operating income | $-494,000 | 6,815 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-494,000 | 6,865 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-494,000 | 6,866 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-494,000 | 6,866 |
| Net charge-offs | $1,057,000 | 1,091 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-494,000 | 6,827 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,432,000 | 1,557 |
| Total interest expense | $751,000 | 1,669 |
| Net interest income | $3,681,000 | 1,520 |
| Provision for loan and lease losses | $900,000 | 668 |
| Total noninterest income | $826,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $325,000 | 1,075 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $501,000 | 1,507 |
| Total noninterest expense | $3,841,000 | 1,292 |
| Salaries and employee benefits | $1,975,000 | 1,312 |
| Premises and equipment expense | $557,000 | 1,074 |
| Additional noninterest expense | $1,309,000 | 1,276 |
| Pre-tax net operating income | $-234,000 | 6,887 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-234,000 | 6,932 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-234,000 | 6,933 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-234,000 | 6,933 |
| Net charge-offs | $33,000 | 3,357 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-234,000 | 6,893 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,928,000 | 1,369 |
| Total interest expense | $4,052,000 | 1,499 |
| Net interest income | $16,876,000 | 1,310 |
| Provision for loan and lease losses | $10,217,000 | 407 |
| Total noninterest income | $2,309,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,449,000 | 1,021 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $860,000 | 2,341 |
| Total noninterest expense | $16,088,000 | 1,226 |
| Salaries and employee benefits | $8,160,000 | 1,220 |
| Premises and equipment expense | $2,287,000 | 1,092 |
| Additional noninterest expense | $5,641,000 | 1,234 |
| Pre-tax net operating income | $-7,120,000 | 7,147 |
| Securities gains (losses) | $-2,000 | 6,752 |
| Applicable income taxes | $36,000 | 3,887 |
| Income before extraordinary items | $-7,158,000 | 7,147 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,158,000 | 7,145 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-7,158,000 | 7,148 |
| Net charge-offs | $10,424,000 | 438 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-7,156,000 | 7,141 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,156,000 | 1,340 |
| Total interest expense | $3,244,000 | 1,455 |
| Net interest income | $12,912,000 | 1,298 |
| Provision for loan and lease losses | $7,706,000 | 400 |
| Total noninterest income | $2,189,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,084,000 | 1,020 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,105,000 | 1,641 |
| Total noninterest expense | $12,112,000 | 1,219 |
| Salaries and employee benefits | $6,028,000 | 1,233 |
| Premises and equipment expense | $1,719,000 | 1,105 |
| Additional noninterest expense | $4,365,000 | 1,189 |
| Pre-tax net operating income | $-4,717,000 | 7,219 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $27,000 | 3,924 |
| Income before extraordinary items | $-4,744,000 | 7,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,744,000 | 7,236 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-4,744,000 | 7,237 |
| Net charge-offs | $6,372,000 | 515 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-4,744,000 | 7,231 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,074,000 | 1,314 |
| Total interest expense | $2,340,000 | 1,405 |
| Net interest income | $8,734,000 | 1,277 |
| Provision for loan and lease losses | $5,801,000 | 369 |
| Total noninterest income | $1,616,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $706,000 | 1,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $910,000 | 1,433 |
| Total noninterest expense | $8,665,000 | 1,159 |
| Salaries and employee benefits | $4,004,000 | 1,246 |
| Premises and equipment expense | $1,158,000 | 1,099 |
| Additional noninterest expense | $3,503,000 | 1,028 |
| Pre-tax net operating income | $-4,116,000 | 7,333 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $18,000 | 3,877 |
| Income before extraordinary items | $-4,134,000 | 7,346 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,134,000 | 7,346 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,134,000 | 7,346 |
| Net charge-offs | $6,196,000 | 392 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,134,000 | 7,340 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,654,000 | 1,291 |
| Total interest expense | $1,262,000 | 1,346 |
| Net interest income | $4,392,000 | 1,272 |
| Provision for loan and lease losses | $1,892,000 | 543 |
| Total noninterest income | $894,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $323,000 | 1,122 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $571,000 | 1,225 |
| Total noninterest expense | $4,256,000 | 1,179 |
| Salaries and employee benefits | $1,959,000 | 1,281 |
| Premises and equipment expense | $599,000 | 1,085 |
| Additional noninterest expense | $1,698,000 | 1,046 |
| Pre-tax net operating income | $-862,000 | 7,234 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $9,000 | 3,835 |
| Income before extraordinary items | $-871,000 | 7,268 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-871,000 | 7,269 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-871,000 | 7,269 |
| Net charge-offs | $1,721,000 | 601 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-871,000 | 7,260 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $26,208,000 | 1,184 |
| Total interest expense | $6,962,000 | 1,179 |
| Net interest income | $19,246,000 | 1,165 |
| Provision for loan and lease losses | $4,261,000 | 1,278 |
| Total noninterest income | $4,128,000 | 1,236 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,233,000 | 1,215 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,895,000 | 1,091 |
| Total noninterest expense | $18,810,000 | 1,061 |
| Salaries and employee benefits | $9,642,000 | 1,014 |
| Premises and equipment expense | $2,300,000 | 1,132 |
| Additional noninterest expense | $6,868,000 | 1,079 |
| Pre-tax net operating income | $303,000 | 4,890 |
| Securities gains (losses) | $746,000 | 626 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,049,000 | 3,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,049,000 | 3,124 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,049,000 | 3,127 |
| Net charge-offs | $7,715,000 | 740 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $303,000 | 4,782 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,877,000 | 1,191 |
| Total interest expense | $5,478,000 | 1,171 |
| Net interest income | $14,399,000 | 1,182 |
| Provision for loan and lease losses | $2,525,000 | 1,421 |
| Total noninterest income | $3,090,000 | 1,231 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $874,000 | 1,341 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,216,000 | 1,030 |
| Total noninterest expense | $14,050,000 | 1,048 |
| Salaries and employee benefits | $7,224,000 | 1,003 |
| Premises and equipment expense | $1,781,000 | 1,103 |
| Additional noninterest expense | $5,045,000 | 1,062 |
| Pre-tax net operating income | $914,000 | 3,253 |
| Securities gains (losses) | $535,000 | 691 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,449,000 | 2,208 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,449,000 | 2,209 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,449,000 | 2,211 |
| Net charge-offs | $6,489,000 | 657 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $914,000 | 2,926 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,534,000 | 1,180 |
| Total interest expense | $3,821,000 | 1,173 |
| Net interest income | $9,713,000 | 1,161 |
| Provision for loan and lease losses | $1,212,000 | 1,734 |
| Total noninterest income | $1,741,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $578,000 | 1,358 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,163,000 | 1,170 |
| Total noninterest expense | $9,379,000 | 1,046 |
| Salaries and employee benefits | $4,841,000 | 1,005 |
| Premises and equipment expense | $1,170,000 | 1,133 |
| Additional noninterest expense | $3,368,000 | 1,048 |
| Pre-tax net operating income | $863,000 | 2,657 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $863,000 | 2,372 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $863,000 | 2,368 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $863,000 | 2,371 |
| Net charge-offs | $3,335,000 | 758 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $863,000 | 2,275 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,842,000 | 1,181 |
| Total interest expense | $2,017,000 | 1,170 |
| Net interest income | $4,825,000 | 1,178 |
| Provision for loan and lease losses | $604,000 | 1,605 |
| Total noninterest income | $812,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $299,000 | 1,311 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $513,000 | 1,269 |
| Total noninterest expense | $4,698,000 | 1,060 |
| Salaries and employee benefits | $2,447,000 | 1,008 |
| Premises and equipment expense | $626,000 | 1,095 |
| Additional noninterest expense | $1,625,000 | 1,075 |
| Pre-tax net operating income | $335,000 | 3,173 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $9,000 | 3,859 |
| Income before extraordinary items | $326,000 | 2,974 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $326,000 | 2,970 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $326,000 | 2,974 |
| Net charge-offs | $1,980,000 | 647 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $326,000 | 2,867 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $30,128,000 | 1,138 |
| Total interest expense | $11,575,000 | 1,022 |
| Net interest income | $18,553,000 | 1,200 |
| Provision for loan and lease losses | $8,507,000 | 985 |
| Total noninterest income | $3,220,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,481,000 | 1,162 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,739,000 | 1,507 |
| Total noninterest expense | $19,070,000 | 1,092 |
| Salaries and employee benefits | $9,533,000 | 1,030 |
| Premises and equipment expense | $2,368,000 | 1,155 |
| Additional noninterest expense | $7,169,000 | 1,084 |
| Pre-tax net operating income | $-5,804,000 | 7,256 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $36,000 | 3,428 |
| Income before extraordinary items | $-5,840,000 | 7,345 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,840,000 | 7,344 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,840,000 | 7,344 |
| Net charge-offs | $4,196,000 | 1,300 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,840,000 | 7,360 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,799,000 | 1,149 |
| Total interest expense | $9,193,000 | 1,023 |
| Net interest income | $13,606,000 | 1,236 |
| Provision for loan and lease losses | $4,601,000 | 1,104 |
| Total noninterest income | $2,424,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,097,000 | 1,180 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,327,000 | 1,516 |
| Total noninterest expense | $13,616,000 | 1,135 |
| Salaries and employee benefits | $7,001,000 | 1,064 |
| Premises and equipment expense | $1,709,000 | 1,208 |
| Additional noninterest expense | $4,906,000 | 1,145 |
| Pre-tax net operating income | $-2,187,000 | 7,097 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $27,000 | 3,664 |
| Income before extraordinary items | $-2,209,000 | 7,228 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,209,000 | 7,226 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,209,000 | 7,227 |
| Net charge-offs | $3,262,000 | 1,124 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,214,000 | 7,222 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,290,000 | 1,165 |
| Total interest expense | $6,430,000 | 1,031 |
| Net interest income | $8,860,000 | 1,260 |
| Provision for loan and lease losses | $3,477,000 | 990 |
| Total noninterest income | $1,496,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $687,000 | 1,242 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $809,000 | 1,641 |
| Total noninterest expense | $8,582,000 | 1,211 |
| Salaries and employee benefits | $4,633,000 | 1,090 |
| Premises and equipment expense | $1,119,000 | 1,257 |
| Additional noninterest expense | $2,830,000 | 1,309 |
| Pre-tax net operating income | $-1,703,000 | 7,301 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $18,000 | 3,754 |
| Income before extraordinary items | $-1,716,000 | 7,393 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,716,000 | 7,392 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,716,000 | 7,391 |
| Net charge-offs | $2,121,000 | 1,082 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,721,000 | 7,398 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,565,000 | 1,192 |
| Total interest expense | $3,220,000 | 1,074 |
| Net interest income | $4,345,000 | 1,274 |
| Provision for loan and lease losses | $1,292,000 | 1,016 |
| Total noninterest income | $651,000 | 1,785 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $335,000 | 1,229 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $316,000 | 1,882 |
| Total noninterest expense | $4,250,000 | 1,179 |
| Salaries and employee benefits | $2,282,000 | 1,115 |
| Premises and equipment expense | $568,000 | 1,255 |
| Additional noninterest expense | $1,400,000 | 1,184 |
| Pre-tax net operating income | $-546,000 | 7,370 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $-555,000 | 7,491 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-555,000 | 7,491 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-555,000 | 7,492 |
| Net charge-offs | $969,000 | 970 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-555,000 | 7,467 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $32,878,000 | 1,162 |
| Total interest expense | $13,794,000 | 1,175 |
| Net interest income | $19,084,000 | 1,162 |
| Provision for loan and lease losses | $4,191,000 | 1,137 |
| Total noninterest income | $2,686,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,548,000 | 1,158 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,138,000 | 1,954 |
| Total noninterest expense | $15,598,000 | 1,258 |
| Salaries and employee benefits | $8,836,000 | 1,115 |
| Premises and equipment expense | $2,080,000 | 1,321 |
| Additional noninterest expense | $4,682,000 | 1,347 |
| Pre-tax net operating income | $1,981,000 | 2,465 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $36,000 | 4,023 |
| Income before extraordinary items | $1,945,000 | 2,041 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,945,000 | 2,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,423,000 | 1,608 |
| Cash dividends | $3,242,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,945,000 | 2,161 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $25,004,000 | 1,172 |
| Total interest expense | $10,718,000 | 1,180 |
| Net interest income | $14,286,000 | 1,186 |
| Provision for loan and lease losses | $3,025,000 | 898 |
| Total noninterest income | $2,221,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,172,000 | 1,159 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,049,000 | 1,749 |
| Total noninterest expense | $11,475,000 | 1,260 |
| Salaries and employee benefits | $6,800,000 | 1,108 |
| Premises and equipment expense | $1,499,000 | 1,383 |
| Additional noninterest expense | $3,176,000 | 1,413 |
| Pre-tax net operating income | $2,007,000 | 2,308 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $27,000 | 4,452 |
| Income before extraordinary items | $1,980,000 | 1,794 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,980,000 | 1,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $637,000 | 1,696 |
| Cash dividends | $1,768,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,980,000 | 1,889 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,940,000 | 1,165 |
| Total interest expense | $7,598,000 | 1,147 |
| Net interest income | $9,342,000 | 1,200 |
| Provision for loan and lease losses | $305,000 | 2,501 |
| Total noninterest income | $1,513,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $774,000 | 1,151 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $739,000 | 1,724 |
| Total noninterest expense | $7,665,000 | 1,262 |
| Salaries and employee benefits | $4,586,000 | 1,118 |
| Premises and equipment expense | $998,000 | 1,393 |
| Additional noninterest expense | $2,081,000 | 1,409 |
| Pre-tax net operating income | $2,885,000 | 1,235 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $18,000 | 4,723 |
| Income before extraordinary items | $2,867,000 | 959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,867,000 | 959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,882 |
| Cash dividends | $1,572,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,867,000 | 938 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,845,000 | 1,147 |
| Total interest expense | $4,112,000 | 1,135 |
| Net interest income | $4,733,000 | 1,158 |
| Provision for loan and lease losses | $153,000 | 2,098 |
| Total noninterest income | $759,000 | 1,626 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $384,000 | 1,143 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $375,000 | 1,703 |
| Total noninterest expense | $3,808,000 | 1,272 |
| Salaries and employee benefits | $2,297,000 | 1,124 |
| Premises and equipment expense | $500,000 | 1,390 |
| Additional noninterest expense | $1,011,000 | 1,421 |
| Pre-tax net operating income | $1,531,000 | 1,235 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $1,522,000 | 989 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,522,000 | 991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,711 |
| Cash dividends | $786,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,522,000 | 946 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $38,329,000 | 1,101 |
| Total interest expense | $17,391,000 | 1,136 |
| Net interest income | $20,938,000 | 1,059 |
| Provision for loan and lease losses | $930,000 | 1,499 |
| Total noninterest income | $3,735,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,545,000 | 1,156 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,190,000 | 1,291 |
| Total noninterest expense | $14,966,000 | 1,245 |
| Salaries and employee benefits | $9,040,000 | 1,106 |
| Premises and equipment expense | $1,708,000 | 1,554 |
| Additional noninterest expense | $4,218,000 | 1,331 |
| Pre-tax net operating income | $8,777,000 | 971 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $49,000 | 4,942 |
| Income before extraordinary items | $8,728,000 | 753 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,728,000 | 751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,994 |
| Cash dividends | $6,779,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,728,000 | 745 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $28,783,000 | 1,111 |
| Total interest expense | $12,996,000 | 1,133 |
| Net interest income | $15,787,000 | 1,057 |
| Provision for loan and lease losses | $840,000 | 1,040 |
| Total noninterest income | $2,904,000 | 1,335 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,145,000 | 1,156 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,759,000 | 1,238 |
| Total noninterest expense | $11,226,000 | 1,232 |
| Salaries and employee benefits | $6,864,000 | 1,093 |
| Premises and equipment expense | $1,196,000 | 1,645 |
| Additional noninterest expense | $3,166,000 | 1,296 |
| Pre-tax net operating income | $6,625,000 | 1,045 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $37,000 | 5,146 |
| Income before extraordinary items | $6,588,000 | 795 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,588,000 | 793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,741 |
| Cash dividends | $3,537,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,588,000 | 784 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $18,957,000 | 1,137 |
| Total interest expense | $8,524,000 | 1,163 |
| Net interest income | $10,433,000 | 1,083 |
| Provision for loan and lease losses | $762,000 | 730 |
| Total noninterest income | $1,945,000 | 1,359 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $763,000 | 1,161 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,182,000 | 1,242 |
| Total noninterest expense | $7,410,000 | 1,259 |
| Salaries and employee benefits | $4,572,000 | 1,117 |
| Premises and equipment expense | $749,000 | 1,766 |
| Additional noninterest expense | $2,089,000 | 1,320 |
| Pre-tax net operating income | $4,206,000 | 1,128 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $25,000 | 5,215 |
| Income before extraordinary items | $4,181,000 | 875 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,181,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,059 |
| Cash dividends | $2,358,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,181,000 | 862 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,319,000 | 1,151 |
| Total interest expense | $4,192,000 | 1,168 |
| Net interest income | $5,127,000 | 1,087 |
| Provision for loan and lease losses | $448,000 | 581 |
| Total noninterest income | $846,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $371,000 | 1,158 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $475,000 | 1,420 |
| Total noninterest expense | $3,620,000 | 1,289 |
| Salaries and employee benefits | $2,273,000 | 1,133 |
| Premises and equipment expense | $379,000 | 1,756 |
| Additional noninterest expense | $968,000 | 1,382 |
| Pre-tax net operating income | $1,905,000 | 1,230 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $13,000 | 5,188 |
| Income before extraordinary items | $1,892,000 | 937 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,892,000 | 936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,755 |
| Cash dividends | $1,179,000 | 713 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,892,000 | 924 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $36,156,000 | 1,090 |
| Total interest expense | $15,083,000 | 1,111 |
| Net interest income | $21,073,000 | 1,052 |
| Provision for loan and lease losses | $1,235,000 | 847 |
| Total noninterest income | $3,678,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,647,000 | 1,072 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,031,000 | 1,332 |
| Total noninterest expense | $13,260,000 | 1,345 |
| Salaries and employee benefits | $8,118,000 | 1,200 |
| Premises and equipment expense | $1,433,000 | 1,771 |
| Additional noninterest expense | $3,709,000 | 1,427 |
| Pre-tax net operating income | $10,256,000 | 956 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $96,000 | 4,997 |
| Income before extraordinary items | $10,160,000 | 730 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,160,000 | 730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $684,000 | 926 |
| Cash dividends | $5,797,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $10,160,000 | 720 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $26,623,000 | 1,112 |
| Total interest expense | $10,926,000 | 1,122 |
| Net interest income | $15,697,000 | 1,083 |
| Provision for loan and lease losses | $772,000 | 973 |
| Total noninterest income | $2,761,000 | 1,394 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,247,000 | 1,062 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,514,000 | 1,358 |
| Total noninterest expense | $10,050,000 | 1,342 |
| Salaries and employee benefits | $6,195,000 | 1,198 |
| Premises and equipment expense | $1,065,000 | 1,784 |
| Additional noninterest expense | $2,790,000 | 1,420 |
| Pre-tax net operating income | $7,636,000 | 1,008 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $60,000 | 5,320 |
| Income before extraordinary items | $7,576,000 | 772 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,576,000 | 771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 945 |
| Cash dividends | $2,947,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,576,000 | 761 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,113,000 | 1,133 |
| Total interest expense | $6,902,000 | 1,125 |
| Net interest income | $10,211,000 | 1,108 |
| Provision for loan and lease losses | $483,000 | 1,010 |
| Total noninterest income | $1,851,000 | 1,389 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $822,000 | 1,080 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,029,000 | 1,324 |
| Total noninterest expense | $6,692,000 | 1,354 |
| Salaries and employee benefits | $4,160,000 | 1,191 |
| Premises and equipment expense | $697,000 | 1,813 |
| Additional noninterest expense | $1,835,000 | 1,446 |
| Pre-tax net operating income | $4,887,000 | 1,038 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $24,000 | 5,702 |
| Income before extraordinary items | $4,863,000 | 799 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,863,000 | 799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,129 |
| Cash dividends | $1,965,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,863,000 | 790 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,153,000 | 1,169 |
| Total interest expense | $3,230,000 | 1,134 |
| Net interest income | $4,923,000 | 1,144 |
| Provision for loan and lease losses | $239,000 | 977 |
| Total noninterest income | $881,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $400,000 | 1,082 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $481,000 | 1,377 |
| Total noninterest expense | $3,280,000 | 1,379 |
| Salaries and employee benefits | $2,020,000 | 1,229 |
| Premises and equipment expense | $347,000 | 1,824 |
| Additional noninterest expense | $913,000 | 1,443 |
| Pre-tax net operating income | $2,285,000 | 1,089 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $12,000 | 5,666 |
| Income before extraordinary items | $2,273,000 | 839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,273,000 | 838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,294 |
| Cash dividends | $982,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,273,000 | 825 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $28,455,000 | 1,167 |
| Total interest expense | $9,197,000 | 1,233 |
| Net interest income | $19,258,000 | 1,126 |
| Provision for loan and lease losses | $710,000 | 1,400 |
| Total noninterest income | $4,041,000 | 1,267 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,884,000 | 914 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,157,000 | 1,286 |
| Total noninterest expense | $12,564,000 | 1,371 |
| Salaries and employee benefits | $7,650,000 | 1,207 |
| Premises and equipment expense | $1,282,000 | 1,889 |
| Additional noninterest expense | $3,632,000 | 1,412 |
| Pre-tax net operating income | $10,025,000 | 985 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $41,000 | 5,981 |
| Income before extraordinary items | $9,984,000 | 731 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,984,000 | 733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 971 |
| Cash dividends | $4,716,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,984,000 | 717 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,692,000 | 1,170 |
| Total interest expense | $6,529,000 | 1,217 |
| Net interest income | $14,163,000 | 1,135 |
| Provision for loan and lease losses | $534,000 | 1,325 |
| Total noninterest income | $3,076,000 | 1,264 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,417,000 | 916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,659,000 | 1,258 |
| Total noninterest expense | $9,459,000 | 1,356 |
| Salaries and employee benefits | $5,797,000 | 1,181 |
| Premises and equipment expense | $950,000 | 1,898 |
| Additional noninterest expense | $2,712,000 | 1,403 |
| Pre-tax net operating income | $7,246,000 | 1,012 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $31,000 | 6,062 |
| Income before extraordinary items | $7,215,000 | 746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,215,000 | 747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,768 |
| Cash dividends | $3,635,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,215,000 | 730 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,445,000 | 1,170 |
| Total interest expense | $4,134,000 | 1,206 |
| Net interest income | $9,311,000 | 1,136 |
| Provision for loan and lease losses | $351,000 | 1,334 |
| Total noninterest income | $1,977,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $942,000 | 902 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,035,000 | 1,312 |
| Total noninterest expense | $6,322,000 | 1,343 |
| Salaries and employee benefits | $3,931,000 | 1,158 |
| Premises and equipment expense | $610,000 | 1,951 |
| Additional noninterest expense | $1,781,000 | 1,401 |
| Pre-tax net operating income | $4,615,000 | 1,023 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $20,000 | 6,094 |
| Income before extraordinary items | $4,595,000 | 769 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,595,000 | 769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,343 |
| Cash dividends | $2,653,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,595,000 | 751 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,526,000 | 1,177 |
| Total interest expense | $1,959,000 | 1,203 |
| Net interest income | $4,567,000 | 1,149 |
| Provision for loan and lease losses | $178,000 | 1,244 |
| Total noninterest income | $943,000 | 1,306 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $453,000 | 911 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $490,000 | 1,340 |
| Total noninterest expense | $3,140,000 | 1,358 |
| Salaries and employee benefits | $1,944,000 | 1,179 |
| Premises and equipment expense | $296,000 | 2,024 |
| Additional noninterest expense | $900,000 | 1,382 |
| Pre-tax net operating income | $2,192,000 | 1,057 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $2,183,000 | 803 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,183,000 | 804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,513 |
| Cash dividends | $1,670,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,183,000 | 782 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $26,095,000 | 1,088 |
| Total interest expense | $7,343,000 | 1,107 |
| Net interest income | $18,752,000 | 1,063 |
| Provision for loan and lease losses | $855,000 | 1,208 |
| Total noninterest income | $3,748,000 | 1,350 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,874,000 | 935 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,874,000 | 1,386 |
| Total noninterest expense | $12,146,000 | 1,348 |
| Salaries and employee benefits | $7,504,000 | 1,154 |
| Premises and equipment expense | $1,239,000 | 1,852 |
| Additional noninterest expense | $3,403,000 | 1,454 |
| Pre-tax net operating income | $9,499,000 | 921 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $22,000 | 6,508 |
| Income before extraordinary items | $9,477,000 | 702 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,477,000 | 703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,963 |
| Cash dividends | $4,693,000 | 663 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,477,000 | 675 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,410,000 | 1,197 |
| Total interest expense | $4,889,000 | 1,232 |
| Net interest income | $12,521,000 | 1,188 |
| Provision for loan and lease losses | $560,000 | 1,307 |
| Total noninterest income | $2,481,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,210,000 | 1,109 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,271,000 | 1,498 |
| Total noninterest expense | $8,186,000 | 1,489 |
| Salaries and employee benefits | $5,157,000 | 1,278 |
| Premises and equipment expense | $823,000 | 2,091 |
| Additional noninterest expense | $2,206,000 | 1,640 |
| Pre-tax net operating income | $6,256,000 | 1,053 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $26,000 | 6,375 |
| Income before extraordinary items | $6,230,000 | 802 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,230,000 | 803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 1,829 |
| Cash dividends | $504,000 | 2,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,230,000 | 768 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,038,000 | 1,754 |
| Total interest expense | $2,418,000 | 1,642 |
| Net interest income | $5,620,000 | 1,776 |
| Provision for loan and lease losses | $270,000 | 1,719 |
| Total noninterest income | $979,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $370,000 | 2,287 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $609,000 | 1,905 |
| Total noninterest expense | $3,823,000 | 2,088 |
| Salaries and employee benefits | $2,534,000 | 1,734 |
| Premises and equipment expense | $365,000 | 3,019 |
| Additional noninterest expense | $924,000 | 2,563 |
| Pre-tax net operating income | $2,506,000 | 1,677 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $2,494,000 | 1,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,494,000 | 1,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,167 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,494,000 | 1,257 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 1,746 |
| Total interest expense | $1,235,000 | 1,629 |
| Net interest income | $2,796,000 | 1,779 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $458,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $179,000 | 2,293 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $279,000 | 1,976 |
| Total noninterest expense | $1,876,000 | 2,139 |
| Salaries and employee benefits | $1,239,000 | 1,785 |
| Premises and equipment expense | $184,000 | 3,026 |
| Additional noninterest expense | $453,000 | 2,592 |
| Pre-tax net operating income | $1,258,000 | 1,650 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $1,250,000 | 1,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,250,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,224 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,250,000 | 1,233 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,595,000 | 1,723 |
| Total interest expense | $5,750,000 | 1,552 |
| Net interest income | $10,845,000 | 1,801 |
| Provision for loan and lease losses | $444,000 | 2,391 |
| Total noninterest income | $1,941,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $788,000 | 2,147 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,153,000 | 2,176 |
| Total noninterest expense | $7,046,000 | 2,239 |
| Salaries and employee benefits | $4,473,000 | 1,924 |
| Premises and equipment expense | $707,000 | 3,060 |
| Additional noninterest expense | $1,866,000 | 2,553 |
| Pre-tax net operating income | $5,296,000 | 1,542 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $748,000 | 2,661 |
| Income before extraordinary items | $4,548,000 | 1,392 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,548,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 1,592 |
| Cash dividends | $1,670,000 | 1,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,548,000 | 1,332 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,548,000 | 1,734 |
| Total interest expense | $4,444,000 | 1,567 |
| Net interest income | $8,104,000 | 1,819 |
| Provision for loan and lease losses | $282,000 | 2,629 |
| Total noninterest income | $1,612,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $582,000 | 2,189 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,030,000 | 2,012 |
| Total noninterest expense | $5,250,000 | 2,257 |
| Salaries and employee benefits | $3,213,000 | 2,006 |
| Premises and equipment expense | $626,000 | 2,668 |
| Additional noninterest expense | $1,411,000 | 2,538 |
| Pre-tax net operating income | $4,184,000 | 1,519 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $743,000 | 2,305 |
| Income before extraordinary items | $3,441,000 | 1,432 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,441,000 | 1,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 1,207 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,441,000 | 1,357 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,398,000 | 1,742 |
| Total interest expense | $3,019,000 | 1,594 |
| Net interest income | $5,379,000 | 1,814 |
| Provision for loan and lease losses | $222,000 | 2,331 |
| Total noninterest income | $1,038,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $392,000 | 2,135 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $646,000 | 2,089 |
| Total noninterest expense | $3,424,000 | 2,293 |
| Salaries and employee benefits | $2,115,000 | 2,014 |
| Premises and equipment expense | $399,000 | 2,774 |
| Additional noninterest expense | $910,000 | 2,595 |
| Pre-tax net operating income | $2,771,000 | 1,515 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $739,000 | 1,735 |
| Income before extraordinary items | $2,032,000 | 1,597 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,032,000 | 1,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,410 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,032,000 | 1,497 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 1,758 |
| Total interest expense | $1,556,000 | 1,584 |
| Net interest income | $2,630,000 | 1,854 |
| Provision for loan and lease losses | $111,000 | 2,191 |
| Total noninterest income | $447,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $209,000 | 1,950 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $238,000 | 2,432 |
| Total noninterest expense | $1,655,000 | 2,345 |
| Salaries and employee benefits | $1,047,000 | 2,023 |
| Premises and equipment expense | $175,000 | 3,086 |
| Additional noninterest expense | $433,000 | 2,662 |
| Pre-tax net operating income | $1,311,000 | 1,604 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $734,000 | 1,024 |
| Income before extraordinary items | $577,000 | 2,630 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $577,000 | 2,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $577,000 | 2,487 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,535,000 | 1,762 |
| Total interest expense | $7,086,000 | 1,602 |
| Net interest income | $10,449,000 | 1,865 |
| Provision for loan and lease losses | $444,000 | 2,614 |
| Total noninterest income | $1,412,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $774,000 | 2,065 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $638,000 | 2,868 |
| Total noninterest expense | $6,532,000 | 2,290 |
| Salaries and employee benefits | $4,115,000 | 1,948 |
| Premises and equipment expense | $661,000 | 3,148 |
| Additional noninterest expense | $1,756,000 | 2,593 |
| Pre-tax net operating income | $4,885,000 | 1,663 |
| Securities gains (losses) | $38,000 | 2,649 |
| Applicable income taxes | $1,937,000 | 1,320 |
| Income before extraordinary items | $2,986,000 | 2,015 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,986,000 | 2,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,948 |
| Cash dividends | $982,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,961,680 | 1,956 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,058,000 | 1,788 |
| Total interest expense | $10,300,000 | 1,581 |
| Net interest income | $8,758,000 | 2,037 |
| Provision for loan and lease losses | $440,000 | 2,434 |
| Total noninterest income | $1,213,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $676,000 | 2,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $537,000 | 3,009 |
| Total noninterest expense | $5,815,000 | 2,448 |
| Salaries and employee benefits | $3,208,000 | 2,341 |
| Premises and equipment expense | $684,000 | 3,007 |
| Additional noninterest expense | $1,923,000 | 2,322 |
| Pre-tax net operating income | $3,716,000 | 1,885 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,494,000 | 1,502 |
| Income before extraordinary items | $2,222,000 | 2,315 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,222,000 | 2,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,701 |
| Cash dividends | $982,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,222,000 | 2,246 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,092,000 | 1,723 |
| Total interest expense | $10,419,000 | 1,648 |
| Net interest income | $9,673,000 | 1,823 |
| Provision for loan and lease losses | $530,000 | 1,789 |
| Total noninterest income | $1,004,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $609,000 | 2,259 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $395,000 | 3,375 |
| Total noninterest expense | $5,522,000 | 2,476 |
| Salaries and employee benefits | $2,898,000 | 2,461 |
| Premises and equipment expense | $638,000 | 3,109 |
| Additional noninterest expense | $1,986,000 | 2,174 |
| Pre-tax net operating income | $4,625,000 | 1,595 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,874,000 | 1,238 |
| Income before extraordinary items | $2,751,000 | 1,891 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,751,000 | 1,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,633 |
| Cash dividends | $2,652,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,751,000 | 1,894 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,030,000 | 1,918 |
| Total interest expense | $7,842,000 | 1,915 |
| Net interest income | $9,188,000 | 1,911 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $987,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $581,000 | 2,304 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $406,000 | 3,383 |
| Total noninterest expense | $5,638,000 | 2,403 |
| Salaries and employee benefits | $2,872,000 | 2,447 |
| Premises and equipment expense | $758,000 | 2,681 |
| Additional noninterest expense | $2,008,000 | 2,183 |
| Pre-tax net operating income | $4,117,000 | 1,799 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $1,654,000 | 1,454 |
| Income before extraordinary items | $2,462,000 | 2,123 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,462,000 | 2,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,042 |
| Cash dividends | $2,357,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,462,640 | 2,092 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,840,000 | 1,919 |
| Total interest expense | $7,970,000 | 1,915 |
| Net interest income | $8,870,000 | 1,936 |
| Provision for loan and lease losses | $480,000 | 1,770 |
| Total noninterest income | $948,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $558,000 | 2,308 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $390,000 | 3,480 |
| Total noninterest expense | $5,665,000 | 2,309 |
| Salaries and employee benefits | $2,755,000 | 2,456 |
| Premises and equipment expense | $799,000 | 2,451 |
| Additional noninterest expense | $2,111,000 | 2,015 |
| Pre-tax net operating income | $3,673,000 | 1,975 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,453,000 | 1,681 |
| Income before extraordinary items | $2,220,000 | 2,324 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,220,000 | 2,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,448 |
| Cash dividends | $4,569,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,220,000 | 2,249 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,764,000 | 2,212 |
| Total interest expense | $6,931,000 | 2,172 |
| Net interest income | $7,833,000 | 2,244 |
| Provision for loan and lease losses | $270,000 | 2,814 |
| Total noninterest income | $674,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $495,000 | 2,653 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $179,000 | 5,219 |
| Total noninterest expense | $4,825,000 | 2,655 |
| Salaries and employee benefits | $2,364,000 | 2,799 |
| Premises and equipment expense | $760,000 | 2,543 |
| Additional noninterest expense | $1,701,000 | 2,426 |
| Pre-tax net operating income | $3,412,000 | 2,208 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,218,000 | 2,053 |
| Income before extraordinary items | $2,194,000 | 2,372 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,194,000 | 2,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,278 |
| Cash dividends | $1,512,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $-30,000 | 10,745 |
| Net operating income | $2,194,000 | 2,315 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,720,000 | 4,166 |
| Total interest expense | $3,817,000 | 3,879 |
| Net interest income | $3,903,000 | 4,417 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $564,000 | 4,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 3,946 |
| Total noninterest expense | $2,945,000 | 4,359 |
| Salaries and employee benefits | $1,487,000 | 4,342 |
| Premises and equipment expense | $436,000 | 4,234 |
| Additional noninterest expense | $1,022,000 | 4,332 |
| Pre-tax net operating income | $1,387,000 | 4,609 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $467,000 | 4,376 |
| Income before extraordinary items | $920,000 | 4,794 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $920,000 | 4,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,831 |
| Cash dividends | $264,000 | 4,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $920,000 | 4,741 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,643,000 | 4,765 |
| Total interest expense | $3,187,000 | 4,499 |
| Net interest income | $3,456,000 | 4,922 |
| Provision for loan and lease losses | $190,000 | 3,120 |
| Total noninterest income | $607,000 | 4,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,539 |
| Total noninterest expense | $2,569,000 | 4,884 |
| Salaries and employee benefits | $1,229,000 | 5,104 |
| Premises and equipment expense | $366,000 | 4,877 |
| Additional noninterest expense | $974,000 | 4,454 |
| Pre-tax net operating income | $1,304,000 | 4,956 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $438,000 | 4,605 |
| Income before extraordinary items | $866,000 | 5,140 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $866,000 | 5,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,152 |
| Cash dividends | $183,000 | 5,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $866,000 | 5,121 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 5,712 |
| Total interest expense | $1,897,000 | 5,840 |
| Net interest income | $3,055,000 | 5,543 |
| Provision for loan and lease losses | $144,000 | 3,703 |
| Total noninterest income | $475,000 | 5,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,349 |
| Total noninterest expense | $2,305,000 | 5,536 |
| Salaries and employee benefits | $1,060,000 | 5,800 |
| Premises and equipment expense | $293,000 | 5,821 |
| Additional noninterest expense | $952,000 | 4,914 |
| Pre-tax net operating income | $1,081,000 | 5,641 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $352,000 | 5,249 |
| Income before extraordinary items | $729,000 | 5,739 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $729,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,491 |
| Cash dividends | $122,000 | 6,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $729,000 | 5,816 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 6,147 |
| Total interest expense | $1,768,000 | 6,428 |
| Net interest income | $2,880,000 | 5,838 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $545,000 | 5,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,995 |
| Total noninterest expense | $2,304,000 | 5,658 |
| Salaries and employee benefits | $1,118,000 | 5,560 |
| Premises and equipment expense | $297,000 | 5,898 |
| Additional noninterest expense | $889,000 | 5,422 |
| Pre-tax net operating income | $981,000 | 5,963 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $328,000 | 5,755 |
| Income before extraordinary items | $672,000 | 6,280 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $672,000 | 6,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,836 |
| Cash dividends | $181,000 | 5,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $659,270 | 6,127 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,032,000 | 6,354 |
| Total interest expense | $2,310,000 | 6,383 |
| Net interest income | $2,722,000 | 6,175 |
| Provision for loan and lease losses | $158,000 | 5,947 |
| Total noninterest income | $448,000 | 6,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,621 |
| Total noninterest expense | $2,168,000 | 5,996 |
| Salaries and employee benefits | $1,037,000 | 5,835 |
| Premises and equipment expense | $274,000 | 6,379 |
| Additional noninterest expense | $857,000 | 5,749 |
| Pre-tax net operating income | $844,000 | 6,363 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $271,000 | 6,345 |
| Income before extraordinary items | $573,000 | 6,756 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $573,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 5,459 |
| Cash dividends | $124,000 | 6,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $573,000 | 6,412 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.