Home > Metropolitan National Bank > Net charge- offs to loans
Metropolitan National Bank, Net charge- offs to loans
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 4,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 3,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 3,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 2,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0751% | 3,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0751% | 3,196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0244% | 1,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0323% | 5,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0317% | 5,401 |
| Percentage Net Loans Charged-off:Construction & development | -0.0450% | 4,969 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1782% | 5,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1239% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1334% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1540% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1314% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0549% | 4,861 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3570% | 5,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3570% | 5,720 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1217% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 2,256 |
| Percentage Net Loans Charged-off:Construction & development | -0.0834% | 5,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1852% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 2,213 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0232% | 4,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0056% | 4,285 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0390% | 5,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0390% | 4,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0999% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1427% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0552% | 1,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.1968% | 5,397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 5,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1796% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1958% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8919% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1018% | 666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0906% | 2,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.1328% | 5,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 1,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0569% | 353 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2279% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4511% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 3,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2373% | 5,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5627% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5627% | 1,536 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2554% | 813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0904% | 2,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 2,089 |
| Percentage Net Loans Charged-off:Construction & development | -0.0872% | 5,310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 1,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2762% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2473% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 3,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2893% | 5,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8025% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8025% | 1,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3249% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 2,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.2003% | 631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 1,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 2,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4681% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0371% | 2,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3001% | 5,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1324% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1324% | 687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2653% | 648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 3,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 5,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0879% | 6,227 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5567% | 4,838 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0437% | 6,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2957% | 5,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1510% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1510% | 357 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4421% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2004% | 2,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2322% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | 1.1397% | 781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0832% | 2,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4159% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0515% | 4,977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5512% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0507% | 5,388 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0586% | 5,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0586% | 5,728 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2194% | 893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4966% | 1,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4147% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 2.5043% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4056% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4172% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3852% | 5,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5827% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4493% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0782% | 5,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0782% | 5,711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2562% | 783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4377% | 1,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5733% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 3.6051% | 342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6591% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4395% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2256% | 4,937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5007% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6698% | 6,350 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1169% | 5,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1169% | 5,707 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2653% | 707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3211% | 430 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6599% | 272 |
| Percentage Net Loans Charged-off:Construction & development | 22.8997% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3665% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8570% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3055% | 4,964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9671% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3480% | 6,568 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2294% | 5,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2294% | 5,943 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1779% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7942% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8862% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 5.2368% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8344% | 1,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4154% | 589 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7350% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3293% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6742% | 1,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3113% | 2,473 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0969% | 6,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0969% | 6,162 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1907% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5329% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5466% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | 1.0985% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5390% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6143% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5993% | 847 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6158% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6796% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2085% | 6,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2085% | 6,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1951% | 950 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6956% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6644% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | -0.2110% | 6,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8298% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7223% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1822% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6743% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5503% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8804% | 6,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8804% | 6,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0772% | 1,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 4,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1456% | 2,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 6,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3236% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0386% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2496% | 1,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8507% | 6,744 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6409% | 6,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6409% | 6,665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3279% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9458% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0330% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 18.3431% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4288% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5121% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7779% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2833% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2351% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0472% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9849% | 1,466 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0144% | 5,922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3342% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1292% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 2.0217% | 1,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6122% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1465% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6779% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7915% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1802% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0529% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9762% | 1,320 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2150% | 6,328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3244% | 282 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9707% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 4.1161% | 943 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0648% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4657% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0232% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4102% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0357% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6420% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4854% | 811 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7295% | 6,462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8015% | 720 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4389% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 2.1106% | 967 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6758% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4463% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9364% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3010% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6676% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1336% | 6,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1153% | 6,257 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8944% | 6,523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8141% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8291% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | 4.0282% | 1,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4250% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2751% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5235% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0678% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3224% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3906% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9984% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0711% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 4.6366% | 1,193 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4544% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7148% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0208% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8639% | 1,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4436% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2746% | 1,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5170% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5952% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 6.2037% | 841 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5527% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0964% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2234% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2483% | 1,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1155% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2278% | 1,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7839% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9117% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6787% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8522% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0709% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2341% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2176% | 1,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1442% | 952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8893% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8756% | 2,089 |
| Percentage Net Loans Charged-off:Construction & development | 3.2931% | 1,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8226% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3778% | 2,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4218% | 2,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8174% | 3,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9066% | 1,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3958% | 1,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9108% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9071% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 3.8625% | 1,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8482% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1977% | 2,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2207% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9573% | 2,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2199% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3606% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8783% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8115% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 4.0531% | 961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5067% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2348% | 2,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2626% | 2,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2738% | 1,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5142% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5397% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7932% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5899% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 2.4306% | 877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4429% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2326% | 1,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2605% | 1,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9837% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1681% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5164% | 762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2945% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1507% | 3,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.1626% | 2,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2085% | 1,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 2,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3054% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0813% | 2,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9271% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1978% | 1,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1545% | 724 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1766% | 3,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 3,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0653% | 2,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1408% | 1,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0557% | 2,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2837% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 2,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2460% | 2,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4555% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2374% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1148% | 3,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 2,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.1471% | 1,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1070% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 2,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1155% | 748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 2,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 6,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5677% | 2,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7956% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 4,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 2,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.2601% | 780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 7,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2281% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0563% | 8,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1091% | 7,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3450% | 2,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3397% | 704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 4,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 2,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.3243% | 824 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 1,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 2,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1768% | 2,833 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0062% | 7,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2979% | 1,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 3,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 1,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.3272% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 7,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 2,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 2,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0808% | 2,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2532% | 966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 3,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0678% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 7,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 1,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1512% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0250% | 4,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2946% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0431% | 3,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | -0.0123% | 7,619 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 7,982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3514% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0509% | 6,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2559% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1516% | 2,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0997% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.3443% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0965% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1506% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4853% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1719% | 4,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4081% | 858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1197% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0829% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.2644% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0885% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1992% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3398% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1188% | 4,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4223% | 741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 2,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.3169% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 1,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2930% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 7,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1396% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1791% | 3,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4639% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 1,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0602% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5808% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2199% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1284% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3975% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1587% | 2,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1301% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0649% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2868% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 2,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1257% | 3,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2160% | 4,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6814% | 427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0637% | 3,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 1,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0904% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0690% | 709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 2,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 1,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1024% | 7,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0963% | 5,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7811% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 3,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.1411% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1063% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0647% | 2,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2239% | 4,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6444% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 2,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1230% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6282% | 2,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7674% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 5,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0437% | 2,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1329% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 3,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 3,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3176% | 8,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9004% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3538% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 3,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1963% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 2,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 2,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1314% | 2,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8293% | 2,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8740% | 534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 3,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3299% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 2,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 2,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1170% | 7,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2540% | 4,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1856% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2279% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6748% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0926% | 7,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4067% | 3,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2204% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1291% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.7692% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 2,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 2,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5694% | 2,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9175% | 2,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2806% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1730% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 1.0928% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0452% | 1,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 2,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 2,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7371% | 1,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9189% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2198% | 2,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 2,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.1518% | 352 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 8,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 1,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 1,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0193% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1941% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 4,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 8,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 8,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0719% | 7,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7707% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1795% | 3,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 3,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0533% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9501% | 1,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5949% | 3,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2069% | 3,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 3,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 2,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 2,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9700% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8186% | 2,817 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 4,977 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1403% | 4,065 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2477% | 2,910 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1477% | 4,568 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0897% | 5,993 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1373% | 4,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0806% | 6,155 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3039% | 4,161 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2630% | 6,451 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |