Home > Metro Bank > Income and Expense
Metro Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $112,243,000 | 265 |
| Total interest expense | $7,572,000 | 359 |
| Net interest income | $104,671,000 | 252 |
| Provision for loan and lease losses | $9,300,000 | 142 |
| Total noninterest income | $28,736,000 | 317 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $8,661,000 | 179 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $20,075,000 | 299 |
| Total noninterest expense | $90,804,000 | 269 |
| Salaries and employee benefits | $44,686,000 | 278 |
| Premises and equipment expense | $11,875,000 | 235 |
| Additional noninterest expense | $34,243,000 | 245 |
| Pre-tax net operating income | $33,303,000 | 328 |
| Securities gains (losses) | $428,000 | 403 |
| Applicable income taxes | $10,853,000 | 298 |
| Income before extraordinary items | $22,878,000 | 343 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $22,878,000 | 343 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $22,878,000 | 343 |
| Net charge-offs | $10,490,000 | 112 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $9,947,000 | 50 |
| Net operating income | $22,586,960 | 344 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $84,791,000 | 267 |
| Total interest expense | $5,641,000 | 360 |
| Net interest income | $79,150,000 | 259 |
| Provision for loan and lease losses | $6,350,000 | 141 |
| Total noninterest income | $21,302,000 | 326 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $6,403,000 | 187 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,899,000 | 311 |
| Total noninterest expense | $68,967,000 | 276 |
| Salaries and employee benefits | $33,444,000 | 283 |
| Premises and equipment expense | $9,360,000 | 228 |
| Additional noninterest expense | $26,163,000 | 249 |
| Pre-tax net operating income | $25,135,000 | 333 |
| Securities gains (losses) | $428,000 | 340 |
| Applicable income taxes | $8,710,000 | 298 |
| Income before extraordinary items | $16,853,000 | 355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,853,000 | 355 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $16,853,000 | 355 |
| Net charge-offs | $4,606,000 | 153 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $5,500,000 | 56 |
| Net operating income | $16,570,520 | 353 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $56,416,000 | 267 |
| Total interest expense | $3,694,000 | 368 |
| Net interest income | $52,722,000 | 258 |
| Provision for loan and lease losses | $4,100,000 | 140 |
| Total noninterest income | $14,380,000 | 327 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $4,166,000 | 186 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,214,000 | 305 |
| Total noninterest expense | $47,406,000 | 270 |
| Salaries and employee benefits | $22,963,000 | 279 |
| Premises and equipment expense | $6,576,000 | 220 |
| Additional noninterest expense | $17,867,000 | 249 |
| Pre-tax net operating income | $15,596,000 | 350 |
| Securities gains (losses) | $416,000 | 292 |
| Applicable income taxes | $5,260,000 | 315 |
| Income before extraordinary items | $10,752,000 | 375 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,752,000 | 374 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $10,752,000 | 374 |
| Net charge-offs | $3,227,000 | 145 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $2,738,000 | 68 |
| Net operating income | $10,473,280 | 377 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $28,455,000 | 264 |
| Total interest expense | $1,856,000 | 372 |
| Net interest income | $26,599,000 | 253 |
| Provision for loan and lease losses | $1,500,000 | 169 |
| Total noninterest income | $7,061,000 | 317 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $2,026,000 | 187 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,035,000 | 296 |
| Total noninterest expense | $23,120,000 | 271 |
| Salaries and employee benefits | $10,879,000 | 293 |
| Premises and equipment expense | $3,209,000 | 224 |
| Additional noninterest expense | $9,032,000 | 247 |
| Pre-tax net operating income | $9,040,000 | 308 |
| Securities gains (losses) | $-28,000 | 6,325 |
| Applicable income taxes | $2,794,000 | 303 |
| Income before extraordinary items | $6,218,000 | 323 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $6,218,000 | 322 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $6,218,000 | 322 |
| Net charge-offs | $743,000 | 246 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $803,000 | 96 |
| Net operating income | $6,237,320 | 316 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $107,894,000 | 264 |
| Total interest expense | $7,040,000 | 395 |
| Net interest income | $100,854,000 | 261 |
| Provision for loan and lease losses | $6,750,000 | 169 |
| Total noninterest income | $27,611,000 | 300 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $8,883,000 | 190 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $18,728,000 | 283 |
| Total noninterest expense | $89,227,000 | 273 |
| Salaries and employee benefits | $44,381,000 | 273 |
| Premises and equipment expense | $12,283,000 | 222 |
| Additional noninterest expense | $32,563,000 | 262 |
| Pre-tax net operating income | $32,488,000 | 315 |
| Securities gains (losses) | $-82,000 | 6,312 |
| Applicable income taxes | $9,904,000 | 303 |
| Income before extraordinary items | $22,502,000 | 326 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $22,502,000 | 325 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $22,502,000 | 325 |
| Net charge-offs | $4,862,000 | 244 |
| Cash dividends | $25,000,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $2,014,000 | 138 |
| Net operating income | $22,558,580 | 324 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $79,871,000 | 265 |
| Total interest expense | $5,165,000 | 408 |
| Net interest income | $74,706,000 | 262 |
| Provision for loan and lease losses | $4,100,000 | 195 |
| Total noninterest income | $20,534,000 | 300 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $6,638,000 | 187 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $13,896,000 | 281 |
| Total noninterest expense | $67,500,000 | 267 |
| Salaries and employee benefits | $33,686,000 | 264 |
| Premises and equipment expense | $9,567,000 | 210 |
| Additional noninterest expense | $24,247,000 | 258 |
| Pre-tax net operating income | $23,640,000 | 323 |
| Securities gains (losses) | $37,000 | 1,650 |
| Applicable income taxes | $7,131,000 | 310 |
| Income before extraordinary items | $16,546,000 | 333 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $16,546,000 | 333 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $16,546,000 | 333 |
| Net charge-offs | $2,670,000 | 295 |
| Cash dividends | $7,000,000 | 336 |
| Sale, conversion, retirement of capital stock, net | $1,281,000 | 129 |
| Net operating income | $16,520,100 | 330 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $52,345,000 | 267 |
| Total interest expense | $3,343,000 | 418 |
| Net interest income | $49,002,000 | 262 |
| Provision for loan and lease losses | $2,000,000 | 248 |
| Total noninterest income | $13,516,000 | 296 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $4,261,000 | 191 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $9,255,000 | 278 |
| Total noninterest expense | $45,445,000 | 259 |
| Salaries and employee benefits | $22,482,000 | 260 |
| Premises and equipment expense | $6,585,000 | 207 |
| Additional noninterest expense | $16,378,000 | 255 |
| Pre-tax net operating income | $15,073,000 | 327 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $4,419,000 | 323 |
| Income before extraordinary items | $10,665,000 | 343 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $10,665,000 | 342 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $10,665,000 | 343 |
| Net charge-offs | $839,000 | 577 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $864,000 | 114 |
| Net operating income | $10,657,190 | 337 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $25,810,000 | 271 |
| Total interest expense | $1,665,000 | 425 |
| Net interest income | $24,145,000 | 266 |
| Provision for loan and lease losses | $900,000 | 280 |
| Total noninterest income | $6,609,000 | 300 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $1,649,000 | 236 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $4,960,000 | 267 |
| Total noninterest expense | $22,642,000 | 259 |
| Salaries and employee benefits | $11,427,000 | 258 |
| Premises and equipment expense | $3,505,000 | 200 |
| Additional noninterest expense | $7,710,000 | 266 |
| Pre-tax net operating income | $7,212,000 | 322 |
| Securities gains (losses) | $11,000 | 1,130 |
| Applicable income taxes | $1,959,000 | 339 |
| Income before extraordinary items | $5,264,000 | 331 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,264,000 | 331 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,264,000 | 331 |
| Net charge-offs | $76,000 | 1,541 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 193 |
| Net operating income | $5,255,970 | 326 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $101,401,000 | 273 |
| Total interest expense | $6,969,000 | 452 |
| Net interest income | $94,432,000 | 262 |
| Provision for loan and lease losses | $6,875,000 | 219 |
| Total noninterest income | $27,198,000 | 316 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $7,808,000 | 213 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,390,000 | 293 |
| Total noninterest expense | $89,122,000 | 271 |
| Salaries and employee benefits | $42,806,000 | 272 |
| Premises and equipment expense | $13,110,000 | 198 |
| Additional noninterest expense | $33,206,000 | 252 |
| Pre-tax net operating income | $25,633,000 | 358 |
| Securities gains (losses) | $664,000 | 344 |
| Applicable income taxes | $7,911,000 | 322 |
| Income before extraordinary items | $18,386,000 | 390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $18,386,000 | 389 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $18,386,000 | 390 |
| Net charge-offs | $9,047,000 | 202 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $1,393,000 | 183 |
| Net operating income | $17,921,200 | 390 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $75,460,000 | 275 |
| Total interest expense | $5,202,000 | 465 |
| Net interest income | $70,258,000 | 262 |
| Provision for loan and lease losses | $5,300,000 | 205 |
| Total noninterest income | $20,500,000 | 322 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $6,433,000 | 197 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,067,000 | 318 |
| Total noninterest expense | $66,457,000 | 266 |
| Salaries and employee benefits | $31,977,000 | 275 |
| Premises and equipment expense | $9,725,000 | 198 |
| Additional noninterest expense | $24,755,000 | 252 |
| Pre-tax net operating income | $19,001,000 | 370 |
| Securities gains (losses) | $21,000 | 2,191 |
| Applicable income taxes | $5,717,000 | 347 |
| Income before extraordinary items | $13,305,000 | 398 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $13,305,000 | 398 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $13,305,000 | 400 |
| Net charge-offs | $3,157,000 | 407 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,142,000 | 152 |
| Net operating income | $13,290,300 | 393 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $50,054,000 | 275 |
| Total interest expense | $3,509,000 | 471 |
| Net interest income | $46,545,000 | 264 |
| Provision for loan and lease losses | $4,100,000 | 191 |
| Total noninterest income | $13,565,000 | 340 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $4,156,000 | 196 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,409,000 | 320 |
| Total noninterest expense | $44,188,000 | 266 |
| Salaries and employee benefits | $21,216,000 | 276 |
| Premises and equipment expense | $6,429,000 | 203 |
| Additional noninterest expense | $16,543,000 | 251 |
| Pre-tax net operating income | $11,822,000 | 384 |
| Securities gains (losses) | $21,000 | 1,987 |
| Applicable income taxes | $3,499,000 | 369 |
| Income before extraordinary items | $8,344,000 | 408 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,344,000 | 409 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,344,000 | 410 |
| Net charge-offs | $1,344,000 | 625 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $632,000 | 151 |
| Net operating income | $8,329,300 | 402 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $24,932,000 | 282 |
| Total interest expense | $1,803,000 | 473 |
| Net interest income | $23,129,000 | 269 |
| Provision for loan and lease losses | $2,300,000 | 182 |
| Total noninterest income | $6,855,000 | 332 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $2,111,000 | 189 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,744,000 | 315 |
| Total noninterest expense | $22,027,000 | 271 |
| Salaries and employee benefits | $10,825,000 | 274 |
| Premises and equipment expense | $3,211,000 | 205 |
| Additional noninterest expense | $7,991,000 | 261 |
| Pre-tax net operating income | $5,657,000 | 394 |
| Securities gains (losses) | $30,000 | 1,139 |
| Applicable income taxes | $1,642,000 | 395 |
| Income before extraordinary items | $4,045,000 | 421 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,045,000 | 422 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,045,000 | 422 |
| Net charge-offs | $110,000 | 1,816 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 178 |
| Net operating income | $4,023,700 | 408 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $99,386,000 | 285 |
| Total interest expense | $8,161,000 | 513 |
| Net interest income | $91,225,000 | 270 |
| Provision for loan and lease losses | $10,100,000 | 268 |
| Total noninterest income | $27,094,000 | 343 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $9,127,000 | 183 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $17,967,000 | 322 |
| Total noninterest expense | $89,378,000 | 261 |
| Salaries and employee benefits | $41,241,000 | 270 |
| Premises and equipment expense | $13,326,000 | 192 |
| Additional noninterest expense | $34,811,000 | 262 |
| Pre-tax net operating income | $18,841,000 | 451 |
| Securities gains (losses) | $402,000 | 1,109 |
| Applicable income taxes | $6,082,000 | 385 |
| Income before extraordinary items | $13,161,000 | 511 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,161,000 | 509 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $13,161,000 | 511 |
| Net charge-offs | $6,438,000 | 473 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,140,000 | 209 |
| Net operating income | $12,887,640 | 502 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $74,693,000 | 288 |
| Total interest expense | $6,286,000 | 523 |
| Net interest income | $68,407,000 | 273 |
| Provision for loan and lease losses | $7,950,000 | 274 |
| Total noninterest income | $20,033,000 | 341 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $6,795,000 | 184 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,238,000 | 319 |
| Total noninterest expense | $67,192,000 | 262 |
| Salaries and employee benefits | $30,725,000 | 271 |
| Premises and equipment expense | $9,899,000 | 195 |
| Additional noninterest expense | $26,568,000 | 253 |
| Pre-tax net operating income | $13,298,000 | 470 |
| Securities gains (losses) | $310,000 | 1,088 |
| Applicable income taxes | $4,320,000 | 407 |
| Income before extraordinary items | $9,288,000 | 544 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,288,000 | 543 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $9,288,000 | 544 |
| Net charge-offs | $3,974,000 | 553 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $802,000 | 189 |
| Net operating income | $9,077,200 | 525 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $49,910,000 | 290 |
| Total interest expense | $4,337,000 | 523 |
| Net interest income | $45,573,000 | 276 |
| Provision for loan and lease losses | $5,450,000 | 276 |
| Total noninterest income | $13,276,000 | 338 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $4,412,000 | 193 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,864,000 | 315 |
| Total noninterest expense | $44,237,000 | 263 |
| Salaries and employee benefits | $20,704,000 | 262 |
| Premises and equipment expense | $6,651,000 | 192 |
| Additional noninterest expense | $16,882,000 | 260 |
| Pre-tax net operating income | $9,162,000 | 446 |
| Securities gains (losses) | $347,000 | 762 |
| Applicable income taxes | $2,692,000 | 427 |
| Income before extraordinary items | $6,817,000 | 479 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $6,817,000 | 479 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,817,000 | 479 |
| Net charge-offs | $912,000 | 1,215 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $458,000 | 177 |
| Net operating income | $6,567,160 | 480 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $24,679,000 | 293 |
| Total interest expense | $2,199,000 | 533 |
| Net interest income | $22,480,000 | 277 |
| Provision for loan and lease losses | $2,500,000 | 290 |
| Total noninterest income | $6,643,000 | 330 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $2,100,000 | 198 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,543,000 | 305 |
| Total noninterest expense | $22,611,000 | 257 |
| Salaries and employee benefits | $10,538,000 | 254 |
| Premises and equipment expense | $3,360,000 | 188 |
| Additional noninterest expense | $8,713,000 | 252 |
| Pre-tax net operating income | $4,012,000 | 503 |
| Securities gains (losses) | $335,000 | 403 |
| Applicable income taxes | $1,187,000 | 457 |
| Income before extraordinary items | $3,160,000 | 510 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,160,000 | 511 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,160,000 | 511 |
| Net charge-offs | $361,000 | 1,324 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 210 |
| Net operating income | $2,915,450 | 527 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $99,389,000 | 295 |
| Total interest expense | $12,085,000 | 460 |
| Net interest income | $87,304,000 | 275 |
| Provision for loan and lease losses | $20,592,000 | 225 |
| Total noninterest income | $28,580,000 | 283 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $9,173,000 | 192 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $19,407,000 | 274 |
| Total noninterest expense | $91,615,000 | 240 |
| Salaries and employee benefits | $40,318,000 | 252 |
| Premises and equipment expense | $14,402,000 | 190 |
| Additional noninterest expense | $36,895,000 | 245 |
| Pre-tax net operating income | $3,677,000 | 1,527 |
| Securities gains (losses) | $26,000 | 2,967 |
| Applicable income taxes | $208,000 | 2,865 |
| Income before extraordinary items | $3,495,000 | 1,407 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,495,000 | 1,407 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,495,000 | 1,407 |
| Net charge-offs | $20,590,000 | 250 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $5,016,000 | 134 |
| Net operating income | $3,470,560 | 1,343 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $74,188,000 | 295 |
| Total interest expense | $9,376,000 | 473 |
| Net interest income | $64,812,000 | 275 |
| Provision for loan and lease losses | $17,242,000 | 201 |
| Total noninterest income | $21,905,000 | 277 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $6,915,000 | 190 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $14,990,000 | 264 |
| Total noninterest expense | $69,825,000 | 229 |
| Salaries and employee benefits | $30,746,000 | 245 |
| Premises and equipment expense | $10,851,000 | 187 |
| Additional noninterest expense | $28,228,000 | 235 |
| Pre-tax net operating income | $-350,000 | 6,511 |
| Securities gains (losses) | $35,000 | 2,561 |
| Applicable income taxes | $-900,000 | 7,286 |
| Income before extraordinary items | $585,000 | 4,073 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $585,000 | 4,074 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $585,000 | 4,075 |
| Net charge-offs | $15,553,000 | 237 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $4,081,000 | 136 |
| Net operating income | $562,600 | 4,018 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $49,340,000 | 300 |
| Total interest expense | $6,398,000 | 484 |
| Net interest income | $42,942,000 | 279 |
| Provision for loan and lease losses | $3,492,000 | 604 |
| Total noninterest income | $15,103,000 | 273 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $4,469,000 | 197 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,634,000 | 265 |
| Total noninterest expense | $47,414,000 | 231 |
| Salaries and employee benefits | $20,633,000 | 245 |
| Premises and equipment expense | $7,333,000 | 185 |
| Additional noninterest expense | $19,448,000 | 230 |
| Pre-tax net operating income | $7,139,000 | 477 |
| Securities gains (losses) | $28,000 | 1,915 |
| Applicable income taxes | $1,900,000 | 482 |
| Income before extraordinary items | $5,267,000 | 515 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,267,000 | 514 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $5,267,000 | 515 |
| Net charge-offs | $3,387,000 | 621 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $2,568,000 | 93 |
| Net operating income | $5,246,560 | 500 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $24,257,000 | 307 |
| Total interest expense | $3,217,000 | 501 |
| Net interest income | $21,040,000 | 281 |
| Provision for loan and lease losses | $1,792,000 | 567 |
| Total noninterest income | $7,560,000 | 274 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $2,143,000 | 202 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,417,000 | 265 |
| Total noninterest expense | $23,200,000 | 238 |
| Salaries and employee benefits | $10,379,000 | 247 |
| Premises and equipment expense | $3,797,000 | 186 |
| Additional noninterest expense | $9,024,000 | 247 |
| Pre-tax net operating income | $3,608,000 | 475 |
| Securities gains (losses) | $34,000 | 900 |
| Applicable income taxes | $943,000 | 476 |
| Income before extraordinary items | $2,699,000 | 504 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,699,000 | 503 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,699,000 | 504 |
| Net charge-offs | $1,560,000 | 638 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 81 |
| Net operating income | $2,673,840 | 493 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $98,617,000 | 311 |
| Total interest expense | $14,751,000 | 538 |
| Net interest income | $83,866,000 | 278 |
| Provision for loan and lease losses | $21,000,000 | 352 |
| Total noninterest income | $27,633,000 | 310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,956,000 | 173 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,677,000 | 302 |
| Total noninterest expense | $97,541,000 | 227 |
| Salaries and employee benefits | $41,494,000 | 232 |
| Premises and equipment expense | $13,474,000 | 201 |
| Additional noninterest expense | $42,573,000 | 225 |
| Pre-tax net operating income | $-7,042,000 | 7,234 |
| Securities gains (losses) | $1,839,000 | 286 |
| Applicable income taxes | $-3,288,000 | 7,543 |
| Income before extraordinary items | $-1,915,000 | 6,833 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,915,000 | 6,833 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,915,000 | 6,834 |
| Net charge-offs | $13,773,000 | 466 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $4,505,000 | 155 |
| Net operating income | $-3,091,960 | 6,986 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $73,650,000 | 312 |
| Total interest expense | $11,351,000 | 539 |
| Net interest income | $62,299,000 | 283 |
| Provision for loan and lease losses | $18,400,000 | 295 |
| Total noninterest income | $19,693,000 | 320 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $7,417,000 | 176 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $12,276,000 | 308 |
| Total noninterest expense | $71,510,000 | 225 |
| Salaries and employee benefits | $31,097,000 | 228 |
| Premises and equipment expense | $10,343,000 | 194 |
| Additional noninterest expense | $30,070,000 | 231 |
| Pre-tax net operating income | $-7,918,000 | 7,505 |
| Securities gains (losses) | $74,000 | 2,178 |
| Applicable income taxes | $-3,939,000 | 7,678 |
| Income before extraordinary items | $-3,905,000 | 7,355 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,905,000 | 7,354 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,905,000 | 7,355 |
| Net charge-offs | $11,622,000 | 402 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $3,158,000 | 156 |
| Net operating income | $-3,952,360 | 7,339 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $49,056,000 | 314 |
| Total interest expense | $7,752,000 | 547 |
| Net interest income | $41,304,000 | 284 |
| Provision for loan and lease losses | $5,000,000 | 638 |
| Total noninterest income | $12,554,000 | 325 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $4,869,000 | 180 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,685,000 | 323 |
| Total noninterest expense | $47,636,000 | 230 |
| Salaries and employee benefits | $20,631,000 | 229 |
| Premises and equipment expense | $6,948,000 | 194 |
| Additional noninterest expense | $20,057,000 | 232 |
| Pre-tax net operating income | $1,222,000 | 2,034 |
| Securities gains (losses) | $4,000 | 2,840 |
| Applicable income taxes | $-460,000 | 7,470 |
| Income before extraordinary items | $1,686,000 | 1,309 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,686,000 | 1,310 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,686,000 | 1,310 |
| Net charge-offs | $3,213,000 | 777 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,764,000 | 155 |
| Net operating income | $1,682,000 | 1,268 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $24,304,000 | 329 |
| Total interest expense | $4,001,000 | 562 |
| Net interest income | $20,303,000 | 293 |
| Provision for loan and lease losses | $2,400,000 | 646 |
| Total noninterest income | $5,965,000 | 334 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $2,303,000 | 191 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,662,000 | 325 |
| Total noninterest expense | $23,336,000 | 232 |
| Salaries and employee benefits | $10,254,000 | 232 |
| Premises and equipment expense | $3,381,000 | 201 |
| Additional noninterest expense | $9,701,000 | 238 |
| Pre-tax net operating income | $532,000 | 2,294 |
| Securities gains (losses) | $-291,000 | 7,799 |
| Applicable income taxes | $-516,000 | 7,711 |
| Income before extraordinary items | $757,000 | 1,459 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $757,000 | 1,461 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $757,000 | 1,461 |
| Net charge-offs | $1,613,000 | 752 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $661,000 | 140 |
| Net operating income | $1,048,000 | 1,015 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $99,036,000 | 338 |
| Total interest expense | $20,132,000 | 565 |
| Net interest income | $78,904,000 | 286 |
| Provision for loan and lease losses | $12,425,000 | 718 |
| Total noninterest income | $29,612,000 | 300 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $10,229,000 | 186 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $19,383,000 | 279 |
| Total noninterest expense | $95,205,000 | 247 |
| Salaries and employee benefits | $43,426,000 | 211 |
| Premises and equipment expense | $12,932,000 | 205 |
| Additional noninterest expense | $38,847,000 | 268 |
| Pre-tax net operating income | $886,000 | 3,188 |
| Securities gains (losses) | $-769,000 | 7,660 |
| Applicable income taxes | $-708,000 | 7,158 |
| Income before extraordinary items | $825,000 | 3,096 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $825,000 | 3,096 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $825,000 | 3,096 |
| Net charge-offs | $14,753,000 | 508 |
| Cash dividends | $2,818,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $49,053,000 | 27 |
| Net operating income | $1,594,000 | 1,981 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $74,984,000 | 352 |
| Total interest expense | $15,549,000 | 584 |
| Net interest income | $59,435,000 | 295 |
| Provision for loan and lease losses | $10,625,000 | 594 |
| Total noninterest income | $22,680,000 | 295 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $7,496,000 | 189 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $15,184,000 | 273 |
| Total noninterest expense | $69,899,000 | 251 |
| Salaries and employee benefits | $31,941,000 | 223 |
| Premises and equipment expense | $9,375,000 | 223 |
| Additional noninterest expense | $28,583,000 | 271 |
| Pre-tax net operating income | $1,591,000 | 1,952 |
| Securities gains (losses) | $-755,000 | 7,817 |
| Applicable income taxes | $-246,000 | 7,148 |
| Income before extraordinary items | $1,082,000 | 2,349 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,082,000 | 2,346 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,082,000 | 2,349 |
| Net charge-offs | $12,726,000 | 432 |
| Cash dividends | $2,818,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $48,318,000 | 21 |
| Net operating income | $1,837,000 | 1,422 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $50,554,000 | 358 |
| Total interest expense | $10,577,000 | 603 |
| Net interest income | $39,977,000 | 299 |
| Provision for loan and lease losses | $6,900,000 | 599 |
| Total noninterest income | $13,790,000 | 319 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $4,770,000 | 197 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,020,000 | 300 |
| Total noninterest expense | $44,824,000 | 267 |
| Salaries and employee benefits | $21,298,000 | 229 |
| Premises and equipment expense | $6,147,000 | 233 |
| Additional noninterest expense | $17,379,000 | 298 |
| Pre-tax net operating income | $2,043,000 | 1,115 |
| Securities gains (losses) | $-1,318,000 | 8,035 |
| Applicable income taxes | $-130,000 | 7,212 |
| Income before extraordinary items | $855,000 | 2,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $855,000 | 2,123 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $855,000 | 2,125 |
| Net charge-offs | $4,282,000 | 655 |
| Cash dividends | $2,159,000 | 411 |
| Sale, conversion, retirement of capital stock, net | $1,801,000 | 219 |
| Net operating income | $2,173,000 | 841 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $25,414,000 | 360 |
| Total interest expense | $5,306,000 | 629 |
| Net interest income | $20,108,000 | 295 |
| Provision for loan and lease losses | $3,200,000 | 539 |
| Total noninterest income | $5,359,000 | 352 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $2,459,000 | 188 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,900,000 | 378 |
| Total noninterest expense | $20,175,000 | 279 |
| Salaries and employee benefits | $9,999,000 | 247 |
| Premises and equipment expense | $3,035,000 | 241 |
| Additional noninterest expense | $7,141,000 | 294 |
| Pre-tax net operating income | $2,092,000 | 581 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $551,000 | 613 |
| Income before extraordinary items | $1,541,000 | 664 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,541,000 | 662 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,541,000 | 666 |
| Net charge-offs | $3,688,000 | 393 |
| Cash dividends | $2,159,000 | 204 |
| Sale, conversion, retirement of capital stock, net | $1,036,000 | 154 |
| Net operating income | $1,541,000 | 621 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $111,975,000 | 358 |
| Total interest expense | $29,790,000 | 534 |
| Net interest income | $82,185,000 | 294 |
| Provision for loan and lease losses | $7,475,000 | 750 |
| Total noninterest income | $24,584,000 | 308 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,305,000 | 174 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $13,279,000 | 314 |
| Total noninterest expense | $76,597,000 | 299 |
| Salaries and employee benefits | $38,085,000 | 256 |
| Premises and equipment expense | $12,345,000 | 223 |
| Additional noninterest expense | $26,167,000 | 328 |
| Pre-tax net operating income | $22,697,000 | 253 |
| Securities gains (losses) | $-157,000 | 7,307 |
| Applicable income taxes | $7,157,000 | 241 |
| Income before extraordinary items | $15,383,000 | 266 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,383,000 | 266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,498,000 | 1,565 |
| Cash dividends | $2,337,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $2,744,000 | 283 |
| Net operating income | $15,489,760 | 273 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $83,980,000 | 371 |
| Total interest expense | $23,970,000 | 526 |
| Net interest income | $60,010,000 | 311 |
| Provision for loan and lease losses | $4,075,000 | 752 |
| Total noninterest income | $18,163,000 | 328 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $8,387,000 | 180 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,776,000 | 344 |
| Total noninterest expense | $56,781,000 | 296 |
| Salaries and employee benefits | $27,730,000 | 273 |
| Premises and equipment expense | $9,285,000 | 227 |
| Additional noninterest expense | $19,766,000 | 303 |
| Pre-tax net operating income | $17,317,000 | 310 |
| Securities gains (losses) | $-157,000 | 7,573 |
| Applicable income taxes | $5,433,000 | 298 |
| Income before extraordinary items | $11,727,000 | 322 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $11,727,000 | 321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $929,000 | 1,372 |
| Cash dividends | $1,978,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $2,084,000 | 222 |
| Net operating income | $11,833,760 | 335 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $55,827,000 | 379 |
| Total interest expense | $16,253,000 | 534 |
| Net interest income | $39,574,000 | 316 |
| Provision for loan and lease losses | $2,375,000 | 697 |
| Total noninterest income | $11,952,000 | 343 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $5,427,000 | 181 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,525,000 | 357 |
| Total noninterest expense | $37,708,000 | 290 |
| Salaries and employee benefits | $18,223,000 | 282 |
| Premises and equipment expense | $6,207,000 | 229 |
| Additional noninterest expense | $13,278,000 | 295 |
| Pre-tax net operating income | $11,443,000 | 329 |
| Securities gains (losses) | $-157,000 | 8,288 |
| Applicable income taxes | $3,595,000 | 338 |
| Income before extraordinary items | $7,691,000 | 358 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,691,000 | 357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $907,000 | 919 |
| Cash dividends | $1,318,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $1,307,000 | 187 |
| Net operating income | $7,797,760 | 348 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $28,483,000 | 383 |
| Total interest expense | $8,913,000 | 529 |
| Net interest income | $19,570,000 | 318 |
| Provision for loan and lease losses | $975,000 | 630 |
| Total noninterest income | $5,636,000 | 360 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,620,000 | 185 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,016,000 | 393 |
| Total noninterest expense | $18,886,000 | 282 |
| Salaries and employee benefits | $8,881,000 | 296 |
| Premises and equipment expense | $3,126,000 | 227 |
| Additional noninterest expense | $6,879,000 | 275 |
| Pre-tax net operating income | $5,345,000 | 379 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,713,000 | 388 |
| Income before extraordinary items | $3,632,000 | 404 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,632,000 | 405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,893 |
| Cash dividends | $659,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $593,000 | 123 |
| Net operating income | $3,632,000 | 391 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $116,829,000 | 386 |
| Total interest expense | $53,850,000 | 394 |
| Net interest income | $62,979,000 | 386 |
| Provision for loan and lease losses | $1,762,000 | 936 |
| Total noninterest income | $21,701,000 | 356 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $10,203,000 | 189 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $11,498,000 | 375 |
| Total noninterest expense | $70,332,000 | 293 |
| Salaries and employee benefits | $34,495,000 | 290 |
| Premises and equipment expense | $11,635,000 | 233 |
| Additional noninterest expense | $24,202,000 | 297 |
| Pre-tax net operating income | $12,586,000 | 685 |
| Securities gains (losses) | $171,000 | 477 |
| Applicable income taxes | $3,773,000 | 674 |
| Income before extraordinary items | $8,984,000 | 728 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,984,000 | 726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $705,000 | 1,325 |
| Cash dividends | $2,018,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $3,703,000 | 301 |
| Net operating income | $8,864,300 | 731 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $86,715,000 | 395 |
| Total interest expense | $41,447,000 | 393 |
| Net interest income | $45,268,000 | 402 |
| Provision for loan and lease losses | $1,517,000 | 643 |
| Total noninterest income | $15,831,000 | 365 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $7,333,000 | 195 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,498,000 | 391 |
| Total noninterest expense | $51,290,000 | 296 |
| Salaries and employee benefits | $25,542,000 | 298 |
| Premises and equipment expense | $8,506,000 | 237 |
| Additional noninterest expense | $17,242,000 | 298 |
| Pre-tax net operating income | $8,292,000 | 836 |
| Securities gains (losses) | $171,000 | 395 |
| Applicable income taxes | $2,446,000 | 811 |
| Income before extraordinary items | $6,017,000 | 870 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,017,000 | 868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 1,031 |
| Cash dividends | $1,668,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $2,811,000 | 241 |
| Net operating income | $5,895,590 | 877 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $56,995,000 | 408 |
| Total interest expense | $27,848,000 | 395 |
| Net interest income | $29,147,000 | 421 |
| Provision for loan and lease losses | $980,000 | 595 |
| Total noninterest income | $10,299,000 | 385 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $4,728,000 | 205 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,571,000 | 407 |
| Total noninterest expense | $33,630,000 | 311 |
| Salaries and employee benefits | $16,952,000 | 304 |
| Premises and equipment expense | $5,553,000 | 252 |
| Additional noninterest expense | $11,125,000 | 316 |
| Pre-tax net operating income | $4,836,000 | 989 |
| Securities gains (losses) | $171,000 | 326 |
| Applicable income taxes | $1,386,000 | 981 |
| Income before extraordinary items | $3,621,000 | 1,000 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,621,000 | 999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,022 |
| Cash dividends | $1,009,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $2,032,000 | 201 |
| Net operating income | $3,497,880 | 1,016 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $27,960,000 | 412 |
| Total interest expense | $13,898,000 | 388 |
| Net interest income | $14,062,000 | 426 |
| Provision for loan and lease losses | $480,000 | 547 |
| Total noninterest income | $4,794,000 | 405 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,227,000 | 205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,567,000 | 426 |
| Total noninterest expense | $16,419,000 | 317 |
| Salaries and employee benefits | $8,398,000 | 309 |
| Premises and equipment expense | $2,790,000 | 253 |
| Additional noninterest expense | $5,231,000 | 324 |
| Pre-tax net operating income | $1,957,000 | 1,203 |
| Securities gains (losses) | $171,000 | 230 |
| Applicable income taxes | $559,000 | 1,181 |
| Income before extraordinary items | $1,569,000 | 1,123 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,569,000 | 1,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 811 |
| Cash dividends | $659,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $1,109,000 | 134 |
| Net operating income | $1,442,460 | 1,205 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $105,341,000 | 403 |
| Total interest expense | $50,029,000 | 368 |
| Net interest income | $55,312,000 | 415 |
| Provision for loan and lease losses | $1,634,000 | 672 |
| Total noninterest income | $17,455,000 | 420 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $8,364,000 | 212 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,091,000 | 445 |
| Total noninterest expense | $58,348,000 | 331 |
| Salaries and employee benefits | $30,864,000 | 316 |
| Premises and equipment expense | $9,885,000 | 265 |
| Additional noninterest expense | $17,599,000 | 360 |
| Pre-tax net operating income | $12,785,000 | 784 |
| Securities gains (losses) | $160,000 | 436 |
| Applicable income taxes | $4,173,000 | 728 |
| Income before extraordinary items | $8,772,000 | 850 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,772,000 | 849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,180,000 | 599 |
| Cash dividends | $1,725,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $2,348,000 | 390 |
| Net operating income | $8,663,200 | 853 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $77,816,000 | 417 |
| Total interest expense | $36,359,000 | 380 |
| Net interest income | $41,457,000 | 434 |
| Provision for loan and lease losses | $1,409,000 | 552 |
| Total noninterest income | $12,777,000 | 444 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $6,045,000 | 221 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,732,000 | 461 |
| Total noninterest expense | $42,737,000 | 352 |
| Salaries and employee benefits | $22,682,000 | 333 |
| Premises and equipment expense | $7,377,000 | 275 |
| Additional noninterest expense | $12,678,000 | 376 |
| Pre-tax net operating income | $10,088,000 | 781 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,424,000 | 711 |
| Income before extraordinary items | $6,664,000 | 878 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,664,000 | 877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,005,000 | 460 |
| Cash dividends | $1,059,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $1,820,000 | 321 |
| Net operating income | $6,664,000 | 865 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $50,826,000 | 419 |
| Total interest expense | $23,032,000 | 379 |
| Net interest income | $27,794,000 | 433 |
| Provision for loan and lease losses | $981,000 | 524 |
| Total noninterest income | $8,255,000 | 448 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,867,000 | 229 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,388,000 | 467 |
| Total noninterest expense | $28,048,000 | 359 |
| Salaries and employee benefits | $14,986,000 | 338 |
| Premises and equipment expense | $4,788,000 | 280 |
| Additional noninterest expense | $8,274,000 | 393 |
| Pre-tax net operating income | $7,020,000 | 764 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,340,000 | 709 |
| Income before extraordinary items | $4,680,000 | 831 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,680,000 | 831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 533 |
| Cash dividends | $706,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $1,439,000 | 239 |
| Net operating income | $4,680,000 | 816 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $24,495,000 | 420 |
| Total interest expense | $10,737,000 | 383 |
| Net interest income | $13,758,000 | 432 |
| Provision for loan and lease losses | $475,000 | 506 |
| Total noninterest income | $4,035,000 | 454 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,794,000 | 236 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,241,000 | 461 |
| Total noninterest expense | $13,798,000 | 361 |
| Salaries and employee benefits | $7,466,000 | 344 |
| Premises and equipment expense | $2,290,000 | 295 |
| Additional noninterest expense | $4,042,000 | 389 |
| Pre-tax net operating income | $3,520,000 | 750 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,178,000 | 704 |
| Income before extraordinary items | $2,342,000 | 812 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,342,000 | 811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,486 |
| Cash dividends | $353,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $874,000 | 151 |
| Net operating income | $2,342,000 | 799 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $80,180,000 | 446 |
| Total interest expense | $27,229,000 | 446 |
| Net interest income | $52,951,000 | 435 |
| Provision for loan and lease losses | $1,560,000 | 679 |
| Total noninterest income | $13,427,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $6,449,000 | 265 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,978,000 | 542 |
| Total noninterest expense | $49,586,000 | 389 |
| Salaries and employee benefits | $26,267,000 | 370 |
| Premises and equipment expense | $8,014,000 | 320 |
| Additional noninterest expense | $15,305,000 | 414 |
| Pre-tax net operating income | $15,232,000 | 669 |
| Securities gains (losses) | $-60,000 | 8,254 |
| Applicable income taxes | $4,985,000 | 645 |
| Income before extraordinary items | $10,187,000 | 711 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,187,000 | 713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,483 |
| Cash dividends | $1,512,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $2,213,000 | 387 |
| Net operating income | $10,227,200 | 696 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $57,115,000 | 451 |
| Total interest expense | $17,808,000 | 473 |
| Net interest income | $39,307,000 | 435 |
| Provision for loan and lease losses | $1,420,000 | 538 |
| Total noninterest income | $9,765,000 | 524 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,652,000 | 270 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,113,000 | 554 |
| Total noninterest expense | $36,104,000 | 397 |
| Salaries and employee benefits | $19,167,000 | 373 |
| Premises and equipment expense | $5,922,000 | 321 |
| Additional noninterest expense | $11,015,000 | 420 |
| Pre-tax net operating income | $11,548,000 | 654 |
| Securities gains (losses) | $799,000 | 201 |
| Applicable income taxes | $4,065,000 | 615 |
| Income before extraordinary items | $8,282,000 | 670 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,282,000 | 670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 972 |
| Cash dividends | $1,159,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $1,859,000 | 304 |
| Net operating income | $7,746,670 | 683 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $36,837,000 | 454 |
| Total interest expense | $10,752,000 | 488 |
| Net interest income | $26,085,000 | 436 |
| Provision for loan and lease losses | $1,170,000 | 429 |
| Total noninterest income | $6,233,000 | 537 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,922,000 | 281 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,311,000 | 557 |
| Total noninterest expense | $22,952,000 | 412 |
| Salaries and employee benefits | $12,408,000 | 377 |
| Premises and equipment expense | $3,801,000 | 332 |
| Additional noninterest expense | $6,743,000 | 433 |
| Pre-tax net operating income | $8,196,000 | 608 |
| Securities gains (losses) | $186,000 | 421 |
| Applicable income taxes | $2,770,000 | 591 |
| Income before extraordinary items | $5,612,000 | 642 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,612,000 | 642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 657 |
| Cash dividends | $706,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $1,588,000 | 214 |
| Net operating income | $5,487,380 | 638 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $17,375,000 | 461 |
| Total interest expense | $4,668,000 | 527 |
| Net interest income | $12,707,000 | 438 |
| Provision for loan and lease losses | $545,000 | 437 |
| Total noninterest income | $2,925,000 | 541 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,354,000 | 287 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,571,000 | 566 |
| Total noninterest expense | $10,989,000 | 420 |
| Salaries and employee benefits | $5,982,000 | 387 |
| Premises and equipment expense | $1,893,000 | 333 |
| Additional noninterest expense | $3,114,000 | 451 |
| Pre-tax net operating income | $4,098,000 | 608 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,356,000 | 610 |
| Income before extraordinary items | $2,742,000 | 652 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,742,000 | 652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,912 |
| Cash dividends | $353,000 | 1,578 |
| Sale, conversion, retirement of capital stock, net | $949,000 | 131 |
| Net operating income | $2,742,000 | 632 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $61,751,000 | 474 |
| Total interest expense | $12,979,000 | 633 |
| Net interest income | $48,772,000 | 435 |
| Provision for loan and lease losses | $2,646,000 | 430 |
| Total noninterest income | $10,277,000 | 599 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $5,715,000 | 298 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,562,000 | 710 |
| Total noninterest expense | $41,758,000 | 437 |
| Salaries and employee benefits | $21,824,000 | 414 |
| Premises and equipment expense | $6,878,000 | 342 |
| Additional noninterest expense | $13,056,000 | 440 |
| Pre-tax net operating income | $14,645,000 | 631 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,816,000 | 616 |
| Income before extraordinary items | $9,829,000 | 677 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,829,000 | 678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $806,000 | 903 |
| Cash dividends | $1,044,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $27,378,000 | 24 |
| Net operating income | $9,829,000 | 655 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $44,940,000 | 482 |
| Total interest expense | $8,794,000 | 687 |
| Net interest income | $36,146,000 | 435 |
| Provision for loan and lease losses | $1,925,000 | 428 |
| Total noninterest income | $7,438,000 | 617 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $4,180,000 | 312 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,258,000 | 753 |
| Total noninterest expense | $30,986,000 | 441 |
| Salaries and employee benefits | $16,110,000 | 424 |
| Premises and equipment expense | $5,171,000 | 343 |
| Additional noninterest expense | $9,705,000 | 446 |
| Pre-tax net operating income | $10,673,000 | 647 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,500,000 | 645 |
| Income before extraordinary items | $7,173,000 | 706 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,173,000 | 707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $757,000 | 696 |
| Cash dividends | $691,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $6,190,000 | 144 |
| Net operating income | $7,173,000 | 679 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $29,033,000 | 495 |
| Total interest expense | $5,394,000 | 744 |
| Net interest income | $23,639,000 | 440 |
| Provision for loan and lease losses | $1,250,000 | 444 |
| Total noninterest income | $4,940,000 | 625 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,693,000 | 316 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,247,000 | 733 |
| Total noninterest expense | $20,360,000 | 446 |
| Salaries and employee benefits | $10,746,000 | 428 |
| Premises and equipment expense | $3,364,000 | 350 |
| Additional noninterest expense | $6,250,000 | 452 |
| Pre-tax net operating income | $6,969,000 | 651 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,283,000 | 649 |
| Income before extraordinary items | $4,686,000 | 716 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,686,000 | 716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 1,217 |
| Cash dividends | $338,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $978,000 | 224 |
| Net operating income | $4,686,000 | 680 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $14,041,000 | 507 |
| Total interest expense | $2,556,000 | 791 |
| Net interest income | $11,485,000 | 460 |
| Provision for loan and lease losses | $575,000 | 465 |
| Total noninterest income | $2,407,000 | 633 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,259,000 | 335 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,148,000 | 719 |
| Total noninterest expense | $10,036,000 | 452 |
| Salaries and employee benefits | $5,369,000 | 435 |
| Premises and equipment expense | $1,672,000 | 362 |
| Additional noninterest expense | $2,995,000 | 458 |
| Pre-tax net operating income | $3,281,000 | 680 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,077,000 | 692 |
| Income before extraordinary items | $2,204,000 | 757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,204,000 | 757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,747 |
| Cash dividends | $338,000 | 1,608 |
| Sale, conversion, retirement of capital stock, net | $499,000 | 157 |
| Net operating income | $2,204,000 | 709 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $46,528,000 | 598 |
| Total interest expense | $10,296,000 | 857 |
| Net interest income | $36,232,000 | 538 |
| Provision for loan and lease losses | $1,695,000 | 737 |
| Total noninterest income | $8,035,000 | 778 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,518,000 | 380 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,517,000 | 973 |
| Total noninterest expense | $32,071,000 | 545 |
| Salaries and employee benefits | $16,702,000 | 524 |
| Premises and equipment expense | $5,264,000 | 448 |
| Additional noninterest expense | $10,105,000 | 552 |
| Pre-tax net operating income | $10,501,000 | 823 |
| Securities gains (losses) | $880,000 | 524 |
| Applicable income taxes | $3,698,000 | 786 |
| Income before extraordinary items | $7,683,000 | 849 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,683,000 | 851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $834,000 | 1,058 |
| Cash dividends | $1,396,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $1,416,000 | 384 |
| Net operating income | $7,084,600 | 857 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $33,525,000 | 642 |
| Total interest expense | $7,778,000 | 891 |
| Net interest income | $25,747,000 | 570 |
| Provision for loan and lease losses | $1,200,000 | 763 |
| Total noninterest income | $5,910,000 | 812 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,233,000 | 405 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,677,000 | 997 |
| Total noninterest expense | $22,371,000 | 586 |
| Salaries and employee benefits | $11,403,000 | 587 |
| Premises and equipment expense | $3,786,000 | 476 |
| Additional noninterest expense | $7,182,000 | 580 |
| Pre-tax net operating income | $8,086,000 | 833 |
| Securities gains (losses) | $288,000 | 991 |
| Applicable income taxes | $2,725,000 | 845 |
| Income before extraordinary items | $5,649,000 | 898 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,649,000 | 898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 1,060 |
| Cash dividends | $1,059,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $1,080,000 | 299 |
| Net operating income | $5,456,040 | 858 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $22,412,000 | 643 |
| Total interest expense | $5,428,000 | 875 |
| Net interest income | $16,984,000 | 576 |
| Provision for loan and lease losses | $850,000 | 730 |
| Total noninterest income | $3,901,000 | 813 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,061,000 | 419 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,840,000 | 973 |
| Total noninterest expense | $14,368,000 | 601 |
| Salaries and employee benefits | $7,283,000 | 611 |
| Premises and equipment expense | $2,413,000 | 490 |
| Additional noninterest expense | $4,672,000 | 593 |
| Pre-tax net operating income | $5,667,000 | 790 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,855,000 | 826 |
| Income before extraordinary items | $3,812,000 | 890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,812,000 | 891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,165 |
| Cash dividends | $722,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $837,000 | 226 |
| Net operating income | $3,812,000 | 820 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,069,000 | 660 |
| Total interest expense | $2,835,000 | 871 |
| Net interest income | $8,234,000 | 591 |
| Provision for loan and lease losses | $325,000 | 862 |
| Total noninterest income | $1,899,000 | 812 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $980,000 | 426 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $919,000 | 948 |
| Total noninterest expense | $6,996,000 | 607 |
| Salaries and employee benefits | $3,532,000 | 624 |
| Premises and equipment expense | $1,195,000 | 513 |
| Additional noninterest expense | $2,269,000 | 608 |
| Pre-tax net operating income | $2,812,000 | 797 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $920,000 | 855 |
| Income before extraordinary items | $1,892,000 | 888 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,892,000 | 887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,537 |
| Cash dividends | $384,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $402,000 | 154 |
| Net operating income | $1,892,000 | 816 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $42,833,000 | 714 |
| Total interest expense | $12,941,000 | 876 |
| Net interest income | $29,892,000 | 638 |
| Provision for loan and lease losses | $1,435,000 | 984 |
| Total noninterest income | $6,870,000 | 806 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,757,000 | 431 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,113,000 | 976 |
| Total noninterest expense | $25,171,000 | 648 |
| Salaries and employee benefits | $12,491,000 | 656 |
| Premises and equipment expense | $3,926,000 | 571 |
| Additional noninterest expense | $8,754,000 | 616 |
| Pre-tax net operating income | $10,156,000 | 861 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,419,000 | 822 |
| Income before extraordinary items | $6,737,000 | 926 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,737,000 | 925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $833,000 | 1,125 |
| Cash dividends | $1,226,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $3,002,000 | 228 |
| Net operating income | $6,737,000 | 887 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $38,779,000 | 879 |
| Total interest expense | $15,431,000 | 1,046 |
| Net interest income | $23,348,000 | 758 |
| Provision for loan and lease losses | $1,469,000 | 924 |
| Total noninterest income | $6,020,000 | 857 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,307,000 | 456 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,713,000 | 1,016 |
| Total noninterest expense | $20,299,000 | 752 |
| Salaries and employee benefits | $9,486,000 | 774 |
| Premises and equipment expense | $3,535,000 | 620 |
| Additional noninterest expense | $7,278,000 | 717 |
| Pre-tax net operating income | $7,600,000 | 989 |
| Securities gains (losses) | $52,000 | 2,305 |
| Applicable income taxes | $2,562,000 | 957 |
| Income before extraordinary items | $5,090,000 | 1,075 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,090,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 1,269 |
| Cash dividends | $944,000 | 2,357 |
| Sale, conversion, retirement of capital stock, net | $1,003,000 | 403 |
| Net operating income | $5,055,160 | 1,041 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $32,094,000 | 1,090 |
| Total interest expense | $13,998,000 | 1,245 |
| Net interest income | $18,096,000 | 955 |
| Provision for loan and lease losses | $1,050,000 | 1,019 |
| Total noninterest income | $5,044,000 | 925 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $4,002,000 | 354 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,042,000 | 1,807 |
| Total noninterest expense | $16,003,000 | 886 |
| Salaries and employee benefits | $7,485,000 | 935 |
| Premises and equipment expense | $2,874,000 | 721 |
| Additional noninterest expense | $5,644,000 | 872 |
| Pre-tax net operating income | $6,087,000 | 1,216 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,051,000 | 1,130 |
| Income before extraordinary items | $4,036,000 | 1,302 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,036,000 | 1,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,771 |
| Cash dividends | $394,000 | 4,009 |
| Sale, conversion, retirement of capital stock, net | $340,000 | 586 |
| Net operating income | $4,036,000 | 1,289 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,814,000 | 1,305 |
| Total interest expense | $9,940,000 | 1,502 |
| Net interest income | $14,874,000 | 1,179 |
| Provision for loan and lease losses | $762,000 | 1,236 |
| Total noninterest income | $4,360,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,147,000 | 442 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,213,000 | 1,626 |
| Total noninterest expense | $13,757,000 | 1,013 |
| Salaries and employee benefits | $6,181,000 | 1,114 |
| Premises and equipment expense | $2,588,000 | 792 |
| Additional noninterest expense | $4,988,000 | 954 |
| Pre-tax net operating income | $4,715,000 | 1,597 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $1,613,000 | 1,495 |
| Income before extraordinary items | $3,103,000 | 1,717 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,103,000 | 1,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,815 |
| Cash dividends | $87,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 765 |
| Net operating income | $3,102,340 | 1,688 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,383,000 | 1,595 |
| Total interest expense | $8,743,000 | 1,757 |
| Net interest income | $11,640,000 | 1,443 |
| Provision for loan and lease losses | $542,000 | 1,620 |
| Total noninterest income | $3,353,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,414,000 | 532 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $939,000 | 1,951 |
| Total noninterest expense | $11,513,000 | 1,144 |
| Salaries and employee benefits | $5,048,000 | 1,299 |
| Premises and equipment expense | $2,295,000 | 849 |
| Additional noninterest expense | $4,170,000 | 1,088 |
| Pre-tax net operating income | $2,938,000 | 2,424 |
| Securities gains (losses) | $386,000 | 639 |
| Applicable income taxes | $1,106,000 | 2,127 |
| Income before extraordinary items | $2,218,000 | 2,327 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,218,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $86,000 | 6,435 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 755 |
| Net operating income | $1,959,380 | 2,526 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,906,000 | 2,046 |
| Total interest expense | $6,438,000 | 2,333 |
| Net interest income | $9,468,000 | 1,842 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $2,541,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,671,000 | 761 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $870,000 | 1,915 |
| Total noninterest expense | $9,053,000 | 1,449 |
| Salaries and employee benefits | $3,808,000 | 1,717 |
| Premises and equipment expense | $1,888,000 | 1,052 |
| Additional noninterest expense | $3,357,000 | 1,307 |
| Pre-tax net operating income | $2,806,000 | 2,634 |
| Securities gains (losses) | $39,000 | 1,491 |
| Applicable income taxes | $953,000 | 2,535 |
| Income before extraordinary items | $1,892,000 | 2,713 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,892,000 | 2,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,222 |
| Cash dividends | $80,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $2,790,000 | 330 |
| Net operating income | $1,865,870 | 2,687 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,494,000 | 2,473 |
| Total interest expense | $5,154,000 | 2,916 |
| Net interest income | $8,340,000 | 2,152 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $1,608,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,238,000 | 1,061 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $370,000 | 3,554 |
| Total noninterest expense | $7,457,000 | 1,896 |
| Salaries and employee benefits | $3,450,000 | 1,908 |
| Premises and equipment expense | $1,441,000 | 1,411 |
| Additional noninterest expense | $2,566,000 | 1,966 |
| Pre-tax net operating income | $2,401,000 | 2,884 |
| Securities gains (losses) | $-19,000 | 10,606 |
| Applicable income taxes | $780,000 | 2,914 |
| Income before extraordinary items | $1,602,000 | 3,004 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,602,000 | 3,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 11,037 |
| Cash dividends | $84,000 | 6,985 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 605 |
| Net operating income | $1,614,730 | 2,941 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,619,000 | 2,862 |
| Total interest expense | $4,295,000 | 3,469 |
| Net interest income | $7,324,000 | 2,451 |
| Provision for loan and lease losses | $170,000 | 3,392 |
| Total noninterest income | $1,207,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $946,000 | 1,445 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $261,000 | 4,369 |
| Total noninterest expense | $6,163,000 | 2,206 |
| Salaries and employee benefits | $2,775,000 | 2,397 |
| Premises and equipment expense | $1,176,000 | 1,719 |
| Additional noninterest expense | $2,212,000 | 2,214 |
| Pre-tax net operating income | $2,198,000 | 3,217 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $715,000 | 3,183 |
| Income before extraordinary items | $1,473,000 | 3,297 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,473,000 | 3,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,392 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $2,220,000 | 198 |
| Net operating income | $1,479,700 | 3,263 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,748,000 | 3,101 |
| Total interest expense | $3,285,000 | 3,652 |
| Net interest income | $6,463,000 | 2,798 |
| Provision for loan and lease losses | $321,000 | 2,151 |
| Total noninterest income | $1,242,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $941,000 | 1,436 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $301,000 | 4,082 |
| Total noninterest expense | $5,615,000 | 2,492 |
| Salaries and employee benefits | $2,440,000 | 2,725 |
| Premises and equipment expense | $1,076,000 | 1,901 |
| Additional noninterest expense | $2,099,000 | 2,476 |
| Pre-tax net operating income | $1,769,000 | 3,814 |
| Securities gains (losses) | $16,000 | 1,924 |
| Applicable income taxes | $581,000 | 3,608 |
| Income before extraordinary items | $1,204,000 | 3,850 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,204,000 | 3,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $85,000 | 7,219 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 900 |
| Net operating income | $1,193,280 | 3,909 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,524,000 | 3,607 |
| Total interest expense | $3,050,000 | 4,062 |
| Net interest income | $5,474,000 | 3,288 |
| Provision for loan and lease losses | $238,000 | 3,555 |
| Total noninterest income | $1,250,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,041,000 | 1,300 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $209,000 | 5,530 |
| Total noninterest expense | $5,116,000 | 2,793 |
| Salaries and employee benefits | $2,304,000 | 2,861 |
| Premises and equipment expense | $1,003,000 | 2,045 |
| Additional noninterest expense | $1,809,000 | 2,975 |
| Pre-tax net operating income | $1,370,000 | 4,669 |
| Securities gains (losses) | $97,000 | 2,547 |
| Applicable income taxes | $470,000 | 4,408 |
| Income before extraordinary items | $997,000 | 4,721 |
| Extraordinary gains, net | $8,000 | 2,989 |
| Net income | $1,005,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $931,040 | 4,732 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,188,000 | 4,215 |
| Total interest expense | $3,554,000 | 4,496 |
| Net interest income | $4,634,000 | 3,890 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $935,000 | 3,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $763,000 | 1,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 6,188 |
| Total noninterest expense | $4,535,000 | 3,135 |
| Salaries and employee benefits | $2,110,000 | 3,061 |
| Premises and equipment expense | $875,000 | 2,357 |
| Additional noninterest expense | $1,550,000 | 3,500 |
| Pre-tax net operating income | $734,000 | 6,920 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $228,000 | 7,031 |
| Income before extraordinary items | $506,000 | 7,274 |
| Extraordinary gains, net | $132,000 | 610 |
| Net income | $638,000 | 6,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 5,442 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $506,000 | 6,899 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.