Home > Metro Bank > Net charge- offs to loans
Metro Bank, Net charge- offs to loans
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5131% | 500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3454% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 1.2891% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2535% | 661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3639% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1794% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2548% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1437% | 1,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1202% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0665% | 3,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2999% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1454% | 1,138 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0650% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4875% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2543% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4499% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1635% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8405% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0842% | 2,877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3180% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2071% | 854 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1009% | 773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7252% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3337% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6383% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1940% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7288% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0189% | 3,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0943% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1811% | 823 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 4,923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0794% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4293% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0820% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2920% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 5,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0585% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0759% | 5,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2602% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2941% | 1,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.5741% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0965% | 1,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0830% | 334 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6102% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5874% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6199% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3247% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0593% | 3,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1185% | 3,149 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9030% | 5,827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1940% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2230% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 1.0990% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0449% | 1,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1114% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2946% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3933% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2535% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3188% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0666% | 3,171 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1853% | 5,891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0929% | 2,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0971% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.5082% | 493 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0770% | 6,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1692% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2396% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1031% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2961% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3354% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0201% | 5,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0805% | 2,820 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4094% | 5,925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 3,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0462% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | -0.2722% | 5,681 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1908% | 6,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3455% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4523% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2191% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5488% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2993% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2424% | 2,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2020% | 2,028 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.2796% | 5,957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5496% | 1,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5605% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 2.0054% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5106% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0229% | 584 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3506% | 1,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2971% | 893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3714% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8107% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8165% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6331% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0332% | 3,944 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8243% | 6,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2601% | 2,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1320% | 2,653 |
| Percentage Net Loans Charged-off:Construction & development | -0.2176% | 5,771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0978% | 1,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0325% | 478 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3064% | 1,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2689% | 879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3208% | 1,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0146% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7739% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5625% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0451% | 3,542 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8349% | 6,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1692% | 2,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 3,107 |
| Percentage Net Loans Charged-off:Construction & development | -0.8757% | 6,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1133% | 1,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0512% | 384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2347% | 1,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2091% | 851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2444% | 1,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6278% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7311% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6506% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0461% | 3,193 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0282% | 3,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0635% | 2,511 |
| Percentage Net Loans Charged-off:Construction & development | -1.7648% | 6,156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1296% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4637% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4858% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4553% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1441% | 5,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8866% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1159% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0925% | 2,468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4293% | 2,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3935% | 2,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.8077% | 1,586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4354% | 1,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0957% | 760 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2759% | 2,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2256% | 1,377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2934% | 2,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6694% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9260% | 1,485 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8825% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3349% | 2,728 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3559% | 2,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4017% | 2,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.8829% | 1,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4265% | 1,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1291% | 651 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2844% | 2,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0787% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3551% | 2,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2272% | 2,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6639% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3191% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1913% | 3,053 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 3,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1467% | 3,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.2783% | 1,654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1126% | 2,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1500% | 518 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1624% | 2,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0559% | 1,276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1983% | 2,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0227% | 2,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7272% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8060% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1715% | 2,895 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 3,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1072% | 2,936 |
| Percentage Net Loans Charged-off:Construction & development | -0.1683% | 6,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1207% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0073% | 385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1775% | 2,265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0121% | 4,993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2410% | 1,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0515% | 1,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7691% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8251% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2512% | 2,199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4251% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3609% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | 8.5013% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2246% | 2,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4415% | 775 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7794% | 1,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5050% | 1,225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8647% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1999% | 1,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7907% | 2,027 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7567% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6516% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7386% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4356% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5725% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 9.2373% | 455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3060% | 2,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6120% | 599 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9123% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4921% | 1,099 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0404% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1310% | 3,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6474% | 2,173 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5985% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6396% | 1,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9190% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4699% | 2,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5594% | 2,135 |
| Percentage Net Loans Charged-off:Construction & development | 2.1112% | 1,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2148% | 2,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8315% | 453 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4858% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7664% | 825 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4017% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1994% | 2,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8732% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9209% | 1,309 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 5,902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4365% | 2,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5178% | 1,855 |
| Percentage Net Loans Charged-off:Construction & development | 1.1683% | 1,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 1,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7044% | 239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8770% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1053% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8094% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2266% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0352% | 5,982 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0358% | 5,950 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9626% | 2,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0627% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 2.8826% | 1,788 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6582% | 1,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8163% | 1,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5012% | 1,252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8963% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7401% | 2,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3680% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2399% | 1,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0768% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1902% | 1,519 |
| Percentage Net Loans Charged-off:Construction & development | 3.4054% | 1,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7089% | 1,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8286% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4541% | 1,153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9209% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8786% | 2,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8537% | 2,285 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2242% | 1,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4440% | 3,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3829% | 2,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.7812% | 2,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0562% | 2,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7154% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5857% | 897 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7465% | 1,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8100% | 2,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7640% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4486% | 2,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1265% | 3,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0659% | 1,965 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0608% | 1,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2471% | 2,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4000% | 770 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2109% | 2,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8803% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9142% | 1,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9955% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9038% | 2,051 |
| Percentage Net Loans Charged-off:Construction & development | 2.6523% | 1,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9069% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4173% | 2,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4956% | 1,240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4018% | 2,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7300% | 2,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1247% | 5,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1400% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0619% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 2.9243% | 1,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1339% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4683% | 1,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4918% | 1,051 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4639% | 1,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8714% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1484% | 5,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5749% | 2,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4221% | 2,324 |
| Percentage Net Loans Charged-off:Construction & development | 2.6132% | 1,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 2,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1347% | 471 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2241% | 2,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2639% | 2,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4099% | 1,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1791% | 4,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9936% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6832% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 5.1237% | 557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 1,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2864% | 256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 2,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6441% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2794% | 3,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1129% | 5,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 4,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0316% | 2,759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 2,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 2,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1025% | 2,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4545% | 2,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1611% | 5,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0961% | 4,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0544% | 3,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 1,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1263% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1421% | 1,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3243% | 2,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0407% | 5,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1455% | 3,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 2,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 1,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1830% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2050% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5089% | 1,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0172% | 4,871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 4,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 2,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0518% | 1,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0578% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 2,099 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0185% | 6,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 4,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0652% | 2,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0360% | 1,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1330% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0833% | 3,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0380% | 5,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 3,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 7,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1555% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1699% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0837% | 2,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2150% | 4,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 3,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0581% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 7,826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1495% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1622% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0607% | 2,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1466% | 3,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0670% | 2,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0830% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 7,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2166% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2303% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0192% | 1,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0843% | 3,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 2,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 2,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4438% | 1,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4002% | 3,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 2,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 2,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0743% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4831% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5294% | 2,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1221% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4834% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3680% | 2,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 3,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0951% | 7,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8169% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 5,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 3,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0534% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0424% | 3,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2014% | 5,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0771% | 3,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 2,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0723% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2687% | 2,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1966% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 2,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 2,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1090% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4916% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1596% | 4,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 3,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1254% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0796% | 7,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1390% | 3,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 2,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 2,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3163% | 2,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5779% | 3,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1804% | 2,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 2,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0470% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0448% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5205% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6053% | 2,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 3,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0616% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0735% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0694% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0702% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 6,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6739% | 2,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 1,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1083% | 7,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9419% | 1,897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1969% | 3,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 2,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3764% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 8,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 8,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4810% | 2,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8742% | 2,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1859% | 3,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8764% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 8,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 8,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4649% | 2,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5332% | 3,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1660% | 3,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1285% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0436% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0499% | 8,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 8,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3799% | 2,228 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0960% | 8,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 4,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0462% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9493% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0950% | 4,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2285% | 3,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 1,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0817% | 1,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0956% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 2,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 2,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6157% | 2,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4121% | 4,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2052% | 3,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 2,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.3562% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7116% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5532% | 3,907 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5000% | 1,063 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 5,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3827% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9922% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6614% | 849 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0776% | 5,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0435% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3752% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1223% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4288% | 909 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 7,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 1,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1396% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5924% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 5,307 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0459% | 10,475 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 6,078 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 8,900 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 8,037 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1867% | 7,450 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |