Home > Merrimac Savings Bank > Income and Expense
Merrimac Savings Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 5,364 |
| Total interest expense | $216,000 | 4,759 |
| Net interest income | $1,427,000 | 5,377 |
| Provision for loan and lease losses | $-78,000 | 5,895 |
| Total noninterest income | $412,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $173,000 | 3,492 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $239,000 | 3,936 |
| Total noninterest expense | $1,905,000 | 4,702 |
| Salaries and employee benefits | $909,000 | 4,903 |
| Premises and equipment expense | $197,000 | 4,738 |
| Additional noninterest expense | $799,000 | 4,181 |
| Pre-tax net operating income | $12,000 | 5,908 |
| Securities gains (losses) | $224,000 | 588 |
| Applicable income taxes | $33,000 | 3,798 |
| Income before extraordinary items | $203,000 | 5,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $203,000 | 5,432 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $203,000 | 5,433 |
| Net charge-offs | $15,000 | 3,486 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $10,360 | 5,917 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 5,343 |
| Total interest expense | $142,000 | 4,822 |
| Net interest income | $995,000 | 5,355 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $289,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $120,000 | 3,422 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $169,000 | 3,882 |
| Total noninterest expense | $1,280,000 | 4,742 |
| Salaries and employee benefits | $620,000 | 4,917 |
| Premises and equipment expense | $141,000 | 4,663 |
| Additional noninterest expense | $519,000 | 4,274 |
| Pre-tax net operating income | $4,000 | 5,972 |
| Securities gains (losses) | $234,000 | 466 |
| Applicable income taxes | $48,000 | 3,471 |
| Income before extraordinary items | $190,000 | 5,167 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $190,000 | 5,169 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $190,000 | 5,171 |
| Net charge-offs | $14,000 | 3,124 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,800 | 5,984 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $589,000 | 5,321 |
| Total interest expense | $72,000 | 4,859 |
| Net interest income | $517,000 | 5,341 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $125,000 | 4,204 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $59,000 | 3,409 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $66,000 | 4,181 |
| Total noninterest expense | $653,000 | 4,725 |
| Salaries and employee benefits | $307,000 | 4,974 |
| Premises and equipment expense | $74,000 | 4,616 |
| Additional noninterest expense | $272,000 | 4,178 |
| Pre-tax net operating income | $-11,000 | 6,069 |
| Securities gains (losses) | $81,000 | 661 |
| Applicable income taxes | $-1,000 | 6,179 |
| Income before extraordinary items | $71,000 | 5,417 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $71,000 | 5,419 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $71,000 | 5,419 |
| Net charge-offs | $11,000 | 2,441 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-10,000 | 6,065 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 5,365 |
| Total interest expense | $282,000 | 5,043 |
| Net interest income | $2,129,000 | 5,357 |
| Provision for loan and lease losses | $-37,000 | 5,940 |
| Total noninterest income | $547,000 | 4,141 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $275,000 | 3,374 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $272,000 | 4,144 |
| Total noninterest expense | $2,619,000 | 4,795 |
| Salaries and employee benefits | $1,267,000 | 4,979 |
| Premises and equipment expense | $249,000 | 5,003 |
| Additional noninterest expense | $1,103,000 | 4,233 |
| Pre-tax net operating income | $94,000 | 5,891 |
| Securities gains (losses) | $49,000 | 1,753 |
| Applicable income taxes | $-94,000 | 6,262 |
| Income before extraordinary items | $237,000 | 5,569 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $237,000 | 5,568 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $237,000 | 5,569 |
| Net charge-offs | $4,000 | 4,772 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $188,000 | 5,655 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 5,417 |
| Total interest expense | $208,000 | 5,147 |
| Net interest income | $1,607,000 | 5,411 |
| Provision for loan and lease losses | $-22,000 | 6,097 |
| Total noninterest income | $411,000 | 4,179 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $205,000 | 3,419 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $206,000 | 4,169 |
| Total noninterest expense | $1,960,000 | 4,836 |
| Salaries and employee benefits | $935,000 | 5,027 |
| Premises and equipment expense | $188,000 | 5,040 |
| Additional noninterest expense | $837,000 | 4,235 |
| Pre-tax net operating income | $80,000 | 5,944 |
| Securities gains (losses) | $56,000 | 1,383 |
| Applicable income taxes | $-52,000 | 6,381 |
| Income before extraordinary items | $188,000 | 5,608 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $188,000 | 5,607 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $188,000 | 5,608 |
| Net charge-offs | $-12,000 | 5,668 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $132,000 | 5,763 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 5,470 |
| Total interest expense | $139,000 | 5,193 |
| Net interest income | $1,064,000 | 5,453 |
| Provision for loan and lease losses | $39,000 | 3,210 |
| Total noninterest income | $285,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $142,000 | 3,328 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $143,000 | 4,103 |
| Total noninterest expense | $1,327,000 | 4,834 |
| Salaries and employee benefits | $636,000 | 5,030 |
| Premises and equipment expense | $121,000 | 5,151 |
| Additional noninterest expense | $570,000 | 4,214 |
| Pre-tax net operating income | $-17,000 | 6,221 |
| Securities gains (losses) | $64,000 | 1,036 |
| Applicable income taxes | $-49,000 | 6,472 |
| Income before extraordinary items | $96,000 | 5,763 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $96,000 | 5,765 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $96,000 | 5,765 |
| Net charge-offs | $7,000 | 3,864 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $32,000 | 6,058 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 5,559 |
| Total interest expense | $68,000 | 5,300 |
| Net interest income | $519,000 | 5,543 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $135,000 | 4,155 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $68,000 | 3,391 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $67,000 | 4,162 |
| Total noninterest expense | $655,000 | 4,910 |
| Salaries and employee benefits | $309,000 | 5,157 |
| Premises and equipment expense | $60,000 | 5,233 |
| Additional noninterest expense | $286,000 | 4,204 |
| Pre-tax net operating income | $-31,000 | 6,324 |
| Securities gains (losses) | $44,000 | 694 |
| Applicable income taxes | $-28,000 | 6,531 |
| Income before extraordinary items | $41,000 | 5,801 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $41,000 | 5,802 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $41,000 | 5,803 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-3,000 | 6,223 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 5,605 |
| Total interest expense | $293,000 | 5,429 |
| Net interest income | $2,097,000 | 5,578 |
| Provision for loan and lease losses | $219,000 | 2,866 |
| Total noninterest income | $531,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $223,000 | 3,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $308,000 | 4,054 |
| Total noninterest expense | $2,513,000 | 5,027 |
| Salaries and employee benefits | $1,201,000 | 5,262 |
| Premises and equipment expense | $239,000 | 5,284 |
| Additional noninterest expense | $1,073,000 | 4,435 |
| Pre-tax net operating income | $-104,000 | 6,298 |
| Securities gains (losses) | $19,000 | 2,369 |
| Applicable income taxes | $-175,000 | 6,539 |
| Income before extraordinary items | $90,000 | 6,016 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $90,000 | 6,016 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $90,000 | 6,018 |
| Net charge-offs | $193,000 | 3,056 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $77,840 | 6,017 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 5,666 |
| Total interest expense | $222,000 | 5,515 |
| Net interest income | $1,576,000 | 5,633 |
| Provision for loan and lease losses | $204,000 | 2,554 |
| Total noninterest income | $392,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $166,000 | 3,962 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $226,000 | 4,159 |
| Total noninterest expense | $1,852,000 | 5,094 |
| Salaries and employee benefits | $881,000 | 5,314 |
| Premises and equipment expense | $182,000 | 5,268 |
| Additional noninterest expense | $789,000 | 4,507 |
| Pre-tax net operating income | $-88,000 | 6,401 |
| Securities gains (losses) | $19,000 | 2,238 |
| Applicable income taxes | $-134,000 | 6,713 |
| Income before extraordinary items | $65,000 | 6,150 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $65,000 | 6,151 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $65,000 | 6,150 |
| Net charge-offs | $179,000 | 2,689 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $52,840 | 6,130 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 5,681 |
| Total interest expense | $150,000 | 5,551 |
| Net interest income | $1,061,000 | 5,623 |
| Provision for loan and lease losses | $42,000 | 3,752 |
| Total noninterest income | $275,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $114,000 | 3,879 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $161,000 | 4,119 |
| Total noninterest expense | $1,249,000 | 5,078 |
| Salaries and employee benefits | $597,000 | 5,313 |
| Premises and equipment expense | $126,000 | 5,221 |
| Additional noninterest expense | $526,000 | 4,516 |
| Pre-tax net operating income | $45,000 | 6,102 |
| Securities gains (losses) | $12,000 | 2,226 |
| Applicable income taxes | $-45,000 | 6,687 |
| Income before extraordinary items | $102,000 | 5,838 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $102,000 | 5,840 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $102,000 | 5,840 |
| Net charge-offs | $-17,000 | 6,281 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $90,000 | 5,814 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $616,000 | 5,689 |
| Total interest expense | $76,000 | 5,616 |
| Net interest income | $540,000 | 5,624 |
| Provision for loan and lease losses | $27,000 | 3,386 |
| Total noninterest income | $135,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $60,000 | 3,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,190 |
| Total noninterest expense | $623,000 | 5,129 |
| Salaries and employee benefits | $296,000 | 5,362 |
| Premises and equipment expense | $64,000 | 5,217 |
| Additional noninterest expense | $263,000 | 4,530 |
| Pre-tax net operating income | $25,000 | 6,104 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-23,000 | 6,810 |
| Income before extraordinary items | $48,000 | 5,881 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $48,000 | 5,883 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $48,000 | 5,883 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $48,000 | 5,796 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 5,846 |
| Total interest expense | $299,000 | 5,974 |
| Net interest income | $2,143,000 | 5,755 |
| Provision for loan and lease losses | $155,000 | 4,250 |
| Total noninterest income | $510,000 | 4,462 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $218,000 | 4,107 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $292,000 | 4,067 |
| Total noninterest expense | $2,509,000 | 5,167 |
| Salaries and employee benefits | $1,199,000 | 5,394 |
| Premises and equipment expense | $261,000 | 5,251 |
| Additional noninterest expense | $1,049,000 | 4,682 |
| Pre-tax net operating income | $-11,000 | 6,180 |
| Securities gains (losses) | $538,000 | 882 |
| Applicable income taxes | $122,000 | 3,373 |
| Income before extraordinary items | $405,000 | 5,193 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $405,000 | 5,192 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $405,000 | 5,193 |
| Net charge-offs | $103,000 | 4,401 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-9,260 | 6,188 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 5,937 |
| Total interest expense | $222,000 | 6,126 |
| Net interest income | $1,616,000 | 5,830 |
| Provision for loan and lease losses | $112,000 | 4,237 |
| Total noninterest income | $378,000 | 4,532 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $156,000 | 4,234 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $222,000 | 4,106 |
| Total noninterest expense | $1,866,000 | 5,226 |
| Salaries and employee benefits | $886,000 | 5,452 |
| Premises and equipment expense | $201,000 | 5,249 |
| Additional noninterest expense | $779,000 | 4,737 |
| Pre-tax net operating income | $16,000 | 6,229 |
| Securities gains (losses) | $484,000 | 762 |
| Applicable income taxes | $143,000 | 3,104 |
| Income before extraordinary items | $357,000 | 5,131 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $357,000 | 5,130 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $357,000 | 5,130 |
| Net charge-offs | $98,000 | 3,991 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $13,360 | 6,243 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 6,005 |
| Total interest expense | $141,000 | 6,270 |
| Net interest income | $1,068,000 | 5,893 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $251,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $107,000 | 4,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 4,131 |
| Total noninterest expense | $1,251,000 | 5,251 |
| Salaries and employee benefits | $597,000 | 5,475 |
| Premises and equipment expense | $134,000 | 5,263 |
| Additional noninterest expense | $520,000 | 4,763 |
| Pre-tax net operating income | $-32,000 | 6,406 |
| Securities gains (losses) | $420,000 | 665 |
| Applicable income taxes | $121,000 | 2,902 |
| Income before extraordinary items | $267,000 | 4,970 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $267,000 | 4,973 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $267,000 | 4,973 |
| Net charge-offs | $101,000 | 3,402 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-22,800 | 6,394 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $609,000 | 6,051 |
| Total interest expense | $71,000 | 6,350 |
| Net interest income | $538,000 | 5,914 |
| Provision for loan and lease losses | $88,000 | 3,071 |
| Total noninterest income | $122,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $53,000 | 4,182 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,238 |
| Total noninterest expense | $633,000 | 5,244 |
| Salaries and employee benefits | $302,000 | 5,484 |
| Premises and equipment expense | $67,000 | 5,306 |
| Additional noninterest expense | $264,000 | 4,728 |
| Pre-tax net operating income | $-61,000 | 6,648 |
| Securities gains (losses) | $383,000 | 353 |
| Applicable income taxes | $113,000 | 2,325 |
| Income before extraordinary items | $209,000 | 4,300 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $209,000 | 4,302 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $209,000 | 4,303 |
| Net charge-offs | $105,000 | 2,404 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-39,950 | 6,597 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 5,964 |
| Total interest expense | $347,000 | 6,402 |
| Net interest income | $2,327,000 | 5,795 |
| Provision for loan and lease losses | $161,000 | 4,853 |
| Total noninterest income | $498,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $199,000 | 4,383 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $299,000 | 3,872 |
| Total noninterest expense | $2,455,000 | 5,372 |
| Salaries and employee benefits | $1,155,000 | 5,595 |
| Premises and equipment expense | $279,000 | 5,392 |
| Additional noninterest expense | $1,021,000 | 4,853 |
| Pre-tax net operating income | $209,000 | 5,484 |
| Securities gains (losses) | $190,000 | 1,503 |
| Applicable income taxes | $29,000 | 3,975 |
| Income before extraordinary items | $370,000 | 5,025 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $370,000 | 5,027 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $370,000 | 5,027 |
| Net charge-offs | $97,000 | 5,001 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $193,300 | 5,469 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,043,000 | 5,986 |
| Total interest expense | $273,000 | 6,441 |
| Net interest income | $1,770,000 | 5,813 |
| Provision for loan and lease losses | $105,000 | 4,891 |
| Total noninterest income | $374,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $146,000 | 4,448 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $228,000 | 3,897 |
| Total noninterest expense | $1,829,000 | 5,409 |
| Salaries and employee benefits | $849,000 | 5,651 |
| Premises and equipment expense | $215,000 | 5,376 |
| Additional noninterest expense | $765,000 | 4,882 |
| Pre-tax net operating income | $210,000 | 5,428 |
| Securities gains (losses) | $159,000 | 1,380 |
| Applicable income taxes | $64,000 | 3,494 |
| Income before extraordinary items | $305,000 | 5,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 5,028 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $305,000 | 5,028 |
| Net charge-offs | $118,000 | 4,263 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $173,030 | 5,475 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 6,023 |
| Total interest expense | $194,000 | 6,463 |
| Net interest income | $1,182,000 | 5,850 |
| Provision for loan and lease losses | $37,000 | 5,336 |
| Total noninterest income | $243,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $96,000 | 4,453 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 3,988 |
| Total noninterest expense | $1,208,000 | 5,501 |
| Salaries and employee benefits | $561,000 | 5,719 |
| Premises and equipment expense | $147,000 | 5,359 |
| Additional noninterest expense | $500,000 | 5,008 |
| Pre-tax net operating income | $180,000 | 5,234 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $18,000 | 3,877 |
| Income before extraordinary items | $162,000 | 5,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $162,000 | 5,275 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $162,000 | 5,276 |
| Net charge-offs | $35,000 | 4,733 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $162,000 | 5,186 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 6,045 |
| Total interest expense | $102,000 | 6,491 |
| Net interest income | $592,000 | 5,849 |
| Provision for loan and lease losses | $12,000 | 5,317 |
| Total noninterest income | $126,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $49,000 | 4,390 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 3,973 |
| Total noninterest expense | $603,000 | 5,541 |
| Salaries and employee benefits | $280,000 | 5,766 |
| Premises and equipment expense | $72,000 | 5,462 |
| Additional noninterest expense | $251,000 | 4,995 |
| Pre-tax net operating income | $103,000 | 5,104 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $13,000 | 3,664 |
| Income before extraordinary items | $90,000 | 5,151 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $90,000 | 5,149 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $90,000 | 5,151 |
| Net charge-offs | $32,000 | 3,717 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $90,000 | 5,087 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,891,000 | 6,110 |
| Total interest expense | $494,000 | 6,538 |
| Net interest income | $2,397,000 | 5,848 |
| Provision for loan and lease losses | $169,000 | 5,531 |
| Total noninterest income | $497,000 | 4,575 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $183,000 | 4,584 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $314,000 | 3,882 |
| Total noninterest expense | $2,401,000 | 5,593 |
| Salaries and employee benefits | $1,115,000 | 5,822 |
| Premises and equipment expense | $279,000 | 5,580 |
| Additional noninterest expense | $1,007,000 | 5,073 |
| Pre-tax net operating income | $324,000 | 4,836 |
| Securities gains (losses) | $115,000 | 2,042 |
| Applicable income taxes | $113,000 | 3,142 |
| Income before extraordinary items | $326,000 | 4,858 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $326,000 | 4,861 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $326,000 | 4,861 |
| Net charge-offs | $290,000 | 4,343 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $240,900 | 5,000 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 6,199 |
| Total interest expense | $385,000 | 6,621 |
| Net interest income | $1,802,000 | 5,932 |
| Provision for loan and lease losses | $163,000 | 5,157 |
| Total noninterest income | $370,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $134,000 | 4,695 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $236,000 | 3,928 |
| Total noninterest expense | $1,804,000 | 5,631 |
| Salaries and employee benefits | $843,000 | 5,850 |
| Premises and equipment expense | $215,000 | 5,578 |
| Additional noninterest expense | $746,000 | 5,099 |
| Pre-tax net operating income | $205,000 | 5,233 |
| Securities gains (losses) | $114,000 | 1,830 |
| Applicable income taxes | $92,000 | 3,178 |
| Income before extraordinary items | $227,000 | 5,183 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $227,000 | 5,185 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $227,000 | 5,186 |
| Net charge-offs | $289,000 | 3,777 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $146,060 | 5,362 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 6,224 |
| Total interest expense | $266,000 | 6,664 |
| Net interest income | $1,211,000 | 5,940 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $255,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $86,000 | 4,747 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $169,000 | 3,790 |
| Total noninterest expense | $1,228,000 | 5,606 |
| Salaries and employee benefits | $576,000 | 5,834 |
| Premises and equipment expense | $136,000 | 5,722 |
| Additional noninterest expense | $516,000 | 5,009 |
| Pre-tax net operating income | $88,000 | 5,573 |
| Securities gains (losses) | $26,000 | 2,244 |
| Applicable income taxes | $24,000 | 3,688 |
| Income before extraordinary items | $90,000 | 5,608 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $90,000 | 5,611 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $90,000 | 5,610 |
| Net charge-offs | $220,000 | 3,426 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $69,460 | 5,637 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $751,000 | 6,260 |
| Total interest expense | $142,000 | 6,702 |
| Net interest income | $609,000 | 5,976 |
| Provision for loan and lease losses | $142,000 | 3,527 |
| Total noninterest income | $113,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $41,000 | 4,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $72,000 | 4,089 |
| Total noninterest expense | $589,000 | 5,787 |
| Salaries and employee benefits | $286,000 | 5,931 |
| Premises and equipment expense | $64,000 | 5,914 |
| Additional noninterest expense | $239,000 | 5,241 |
| Pre-tax net operating income | $-9,000 | 6,321 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-15,000 | 7,153 |
| Income before extraordinary items | $6,000 | 6,306 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,000 | 6,309 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $6,000 | 6,308 |
| Net charge-offs | $22,000 | 4,360 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $6,000 | 6,199 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 6,320 |
| Total interest expense | $729,000 | 6,620 |
| Net interest income | $2,318,000 | 6,025 |
| Provision for loan and lease losses | $99,000 | 6,464 |
| Total noninterest income | $398,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $161,000 | 5,037 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $237,000 | 4,361 |
| Total noninterest expense | $2,295,000 | 5,895 |
| Salaries and employee benefits | $1,129,000 | 5,986 |
| Premises and equipment expense | $272,000 | 5,866 |
| Additional noninterest expense | $894,000 | 5,541 |
| Pre-tax net operating income | $322,000 | 4,436 |
| Securities gains (losses) | $123,000 | 1,954 |
| Applicable income taxes | $138,000 | 2,659 |
| Income before extraordinary items | $307,000 | 4,440 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $307,000 | 4,441 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $307,000 | 4,442 |
| Net charge-offs | $106,000 | 5,640 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $222,130 | 4,671 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 6,396 |
| Total interest expense | $570,000 | 6,693 |
| Net interest income | $1,711,000 | 6,080 |
| Provision for loan and lease losses | $85,000 | 6,170 |
| Total noninterest income | $274,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $111,000 | 5,220 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $163,000 | 4,618 |
| Total noninterest expense | $1,688,000 | 5,965 |
| Salaries and employee benefits | $820,000 | 6,073 |
| Premises and equipment expense | $205,000 | 5,919 |
| Additional noninterest expense | $663,000 | 5,565 |
| Pre-tax net operating income | $212,000 | 4,879 |
| Securities gains (losses) | $120,000 | 1,678 |
| Applicable income taxes | $76,000 | 3,074 |
| Income before extraordinary items | $256,000 | 4,601 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $256,000 | 4,600 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $256,000 | 4,602 |
| Net charge-offs | $81,000 | 5,262 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $163,600 | 4,967 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 6,491 |
| Total interest expense | $396,000 | 6,728 |
| Net interest income | $1,088,000 | 6,199 |
| Provision for loan and lease losses | $45,000 | 6,163 |
| Total noninterest income | $162,000 | 5,586 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $72,000 | 5,252 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $90,000 | 4,981 |
| Total noninterest expense | $1,104,000 | 6,053 |
| Salaries and employee benefits | $553,000 | 6,118 |
| Premises and equipment expense | $133,000 | 6,012 |
| Additional noninterest expense | $418,000 | 5,716 |
| Pre-tax net operating income | $101,000 | 5,210 |
| Securities gains (losses) | $71,000 | 1,691 |
| Applicable income taxes | $34,000 | 3,401 |
| Income before extraordinary items | $138,000 | 4,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 4,947 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $138,000 | 4,947 |
| Net charge-offs | $82,000 | 4,457 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $81,200 | 5,264 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $731,000 | 6,562 |
| Total interest expense | $205,000 | 6,765 |
| Net interest income | $526,000 | 6,301 |
| Provision for loan and lease losses | $12,000 | 6,236 |
| Total noninterest income | $78,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $43,000 | 5,090 |
| Total noninterest expense | $555,000 | 5,997 |
| Salaries and employee benefits | $283,000 | 6,117 |
| Premises and equipment expense | $69,000 | 5,979 |
| Additional noninterest expense | $203,000 | 5,566 |
| Pre-tax net operating income | $37,000 | 5,794 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $30,000 | 5,999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $30,000 | 6,001 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $30,000 | 6,001 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $29,210 | 5,848 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,217,000 | 6,485 |
| Total interest expense | $1,086,000 | 6,635 |
| Net interest income | $2,131,000 | 6,291 |
| Provision for loan and lease losses | $141,000 | 5,642 |
| Total noninterest income | $331,000 | 5,669 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $186,000 | 4,931 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $145,000 | 5,369 |
| Total noninterest expense | $2,109,000 | 6,101 |
| Salaries and employee benefits | $1,065,000 | 6,284 |
| Premises and equipment expense | $264,000 | 6,123 |
| Additional noninterest expense | $780,000 | 5,539 |
| Pre-tax net operating income | $212,000 | 5,719 |
| Securities gains (losses) | $-947,000 | 7,719 |
| Applicable income taxes | $-341,000 | 7,361 |
| Income before extraordinary items | $-394,000 | 6,641 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-394,000 | 6,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,543 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $212,080 | 5,596 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 6,519 |
| Total interest expense | $859,000 | 6,649 |
| Net interest income | $1,580,000 | 6,354 |
| Provision for loan and lease losses | $99,000 | 5,184 |
| Total noninterest income | $252,000 | 5,709 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $140,000 | 4,964 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $112,000 | 5,436 |
| Total noninterest expense | $1,567,000 | 6,116 |
| Salaries and employee benefits | $815,000 | 6,248 |
| Premises and equipment expense | $197,000 | 6,142 |
| Additional noninterest expense | $555,000 | 5,636 |
| Pre-tax net operating income | $166,000 | 6,168 |
| Securities gains (losses) | $-948,000 | 7,909 |
| Applicable income taxes | $35,000 | 4,328 |
| Income before extraordinary items | $-817,000 | 7,415 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-817,000 | 7,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $131,000 | 6,184 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 6,588 |
| Total interest expense | $594,000 | 6,705 |
| Net interest income | $1,036,000 | 6,397 |
| Provision for loan and lease losses | $51,000 | 5,152 |
| Total noninterest income | $163,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $90,000 | 5,031 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $73,000 | 5,568 |
| Total noninterest expense | $1,035,000 | 6,185 |
| Salaries and employee benefits | $546,000 | 6,290 |
| Premises and equipment expense | $128,000 | 6,236 |
| Additional noninterest expense | $361,000 | 5,702 |
| Pre-tax net operating income | $113,000 | 6,332 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $23,000 | 4,596 |
| Income before extraordinary items | $90,000 | 6,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 6,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $90,000 | 6,359 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 6,682 |
| Total interest expense | $322,000 | 6,696 |
| Net interest income | $488,000 | 6,563 |
| Provision for loan and lease losses | $19,000 | 4,956 |
| Total noninterest income | $85,000 | 5,752 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $45,000 | 5,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 5,445 |
| Total noninterest expense | $510,000 | 6,251 |
| Salaries and employee benefits | $274,000 | 6,306 |
| Premises and equipment expense | $60,000 | 6,417 |
| Additional noninterest expense | $176,000 | 5,731 |
| Pre-tax net operating income | $44,000 | 6,683 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $7,000 | 4,983 |
| Income before extraordinary items | $37,000 | 6,768 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 6,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $37,000 | 6,673 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 6,689 |
| Total interest expense | $1,384,000 | 6,590 |
| Net interest income | $1,860,000 | 6,682 |
| Provision for loan and lease losses | $62,000 | 5,432 |
| Total noninterest income | $265,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $148,000 | 5,446 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $117,000 | 5,981 |
| Total noninterest expense | $2,018,000 | 6,194 |
| Salaries and employee benefits | $1,067,000 | 6,294 |
| Premises and equipment expense | $218,000 | 6,546 |
| Additional noninterest expense | $733,000 | 5,607 |
| Pre-tax net operating income | $45,000 | 7,308 |
| Securities gains (losses) | $60,000 | 738 |
| Applicable income taxes | $32,000 | 5,185 |
| Income before extraordinary items | $73,000 | 7,249 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $73,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $31,000 | 7,364 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 6,725 |
| Total interest expense | $1,039,000 | 6,624 |
| Net interest income | $1,384,000 | 6,738 |
| Provision for loan and lease losses | $17,000 | 5,963 |
| Total noninterest income | $193,000 | 6,372 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $102,000 | 5,600 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $91,000 | 5,961 |
| Total noninterest expense | $1,491,000 | 6,225 |
| Salaries and employee benefits | $809,000 | 6,262 |
| Premises and equipment expense | $157,000 | 6,643 |
| Additional noninterest expense | $525,000 | 5,675 |
| Pre-tax net operating income | $69,000 | 7,423 |
| Securities gains (losses) | $72,000 | 559 |
| Applicable income taxes | $45,000 | 5,015 |
| Income before extraordinary items | $96,000 | 7,289 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $96,000 | 7,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $47,040 | 7,490 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 6,781 |
| Total interest expense | $687,000 | 6,659 |
| Net interest income | $916,000 | 6,792 |
| Provision for loan and lease losses | $16,000 | 5,485 |
| Total noninterest income | $122,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $68,000 | 5,632 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $54,000 | 6,160 |
| Total noninterest expense | $991,000 | 6,280 |
| Salaries and employee benefits | $540,000 | 6,314 |
| Premises and equipment expense | $105,000 | 6,671 |
| Additional noninterest expense | $346,000 | 5,717 |
| Pre-tax net operating income | $31,000 | 7,632 |
| Securities gains (losses) | $72,000 | 473 |
| Applicable income taxes | $34,000 | 5,030 |
| Income before extraordinary items | $69,000 | 7,337 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $69,000 | 7,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $20,760 | 7,675 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $801,000 | 6,811 |
| Total interest expense | $342,000 | 6,687 |
| Net interest income | $459,000 | 6,801 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $57,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $25,000 | 6,275 |
| Total noninterest expense | $500,000 | 6,289 |
| Salaries and employee benefits | $275,000 | 6,308 |
| Premises and equipment expense | $53,000 | 6,692 |
| Additional noninterest expense | $172,000 | 5,709 |
| Pre-tax net operating income | $13,000 | 7,716 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $8,000 | 7,772 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $8,000 | 7,751 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 6,774 |
| Total interest expense | $1,203,000 | 6,588 |
| Net interest income | $1,803,000 | 6,794 |
| Provision for loan and lease losses | $18,000 | 6,359 |
| Total noninterest income | $227,000 | 6,706 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $114,000 | 5,967 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $113,000 | 6,126 |
| Total noninterest expense | $1,910,000 | 6,290 |
| Salaries and employee benefits | $1,038,000 | 6,314 |
| Premises and equipment expense | $206,000 | 6,668 |
| Additional noninterest expense | $666,000 | 5,783 |
| Pre-tax net operating income | $102,000 | 7,700 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $21,000 | 5,907 |
| Income before extraordinary items | $81,000 | 7,740 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $81,000 | 7,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $81,000 | 7,733 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 6,844 |
| Total interest expense | $885,000 | 6,599 |
| Net interest income | $1,339,000 | 6,900 |
| Provision for loan and lease losses | $15,000 | 6,184 |
| Total noninterest income | $151,000 | 6,947 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $81,000 | 6,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,429 |
| Total noninterest expense | $1,420,000 | 6,313 |
| Salaries and employee benefits | $791,000 | 6,263 |
| Premises and equipment expense | $155,000 | 6,679 |
| Additional noninterest expense | $474,000 | 5,918 |
| Pre-tax net operating income | $55,000 | 7,956 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $47,000 | 7,973 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $47,000 | 7,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $47,000 | 7,964 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 6,898 |
| Total interest expense | $565,000 | 6,621 |
| Net interest income | $885,000 | 6,959 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $94,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $50,000 | 6,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 6,558 |
| Total noninterest expense | $937,000 | 6,354 |
| Salaries and employee benefits | $531,000 | 6,276 |
| Premises and equipment expense | $99,000 | 6,792 |
| Additional noninterest expense | $307,000 | 6,013 |
| Pre-tax net operating income | $30,000 | 8,044 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $28,000 | 8,040 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $28,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $28,000 | 8,037 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $706,000 | 6,936 |
| Total interest expense | $277,000 | 6,568 |
| Net interest income | $429,000 | 7,046 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $42,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $461,000 | 6,406 |
| Salaries and employee benefits | $270,000 | 6,238 |
| Premises and equipment expense | $50,000 | 6,755 |
| Additional noninterest expense | $141,000 | 6,235 |
| Pre-tax net operating income | $1,000 | 8,180 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,000 | 8,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000 | 8,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,000 | 8,176 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 7,003 |
| Total interest expense | $845,000 | 6,657 |
| Net interest income | $1,663,000 | 7,078 |
| Provision for loan and lease losses | $103,000 | 4,774 |
| Total noninterest income | $171,000 | 7,304 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $56,000 | 6,984 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $115,000 | 6,187 |
| Total noninterest expense | $1,854,000 | 6,343 |
| Salaries and employee benefits | $950,000 | 6,507 |
| Premises and equipment expense | $212,000 | 6,608 |
| Additional noninterest expense | $692,000 | 5,618 |
| Pre-tax net operating income | $-123,000 | 8,347 |
| Securities gains (losses) | $25,000 | 1,178 |
| Applicable income taxes | $5,000 | 6,664 |
| Income before extraordinary items | $-103,000 | 8,365 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-103,000 | 8,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,385 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-128,000 | 8,355 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 7,084 |
| Total interest expense | $597,000 | 6,726 |
| Net interest income | $1,223,000 | 7,156 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $87,000 | 7,817 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 7,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,977 |
| Total noninterest expense | $1,384,000 | 6,327 |
| Salaries and employee benefits | $710,000 | 6,501 |
| Premises and equipment expense | $159,000 | 6,581 |
| Additional noninterest expense | $515,000 | 5,619 |
| Pre-tax net operating income | $-83,000 | 8,413 |
| Securities gains (losses) | $25,000 | 1,139 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $-59,000 | 8,423 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-59,000 | 8,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,611 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-84,000 | 8,407 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 7,147 |
| Total interest expense | $366,000 | 6,803 |
| Net interest income | $798,000 | 7,191 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $49,000 | 7,981 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $17,000 | 7,375 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $32,000 | 7,096 |
| Total noninterest expense | $929,000 | 6,307 |
| Salaries and employee benefits | $459,000 | 6,593 |
| Premises and equipment expense | $114,000 | 6,411 |
| Additional noninterest expense | $356,000 | 5,461 |
| Pre-tax net operating income | $-88,000 | 8,470 |
| Securities gains (losses) | $25,000 | 1,030 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $-64,000 | 8,482 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-64,000 | 8,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,957 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-89,000 | 8,480 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $557,000 | 7,270 |
| Total interest expense | $167,000 | 6,957 |
| Net interest income | $390,000 | 7,310 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $24,000 | 8,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $469,000 | 6,319 |
| Salaries and employee benefits | $236,000 | 6,534 |
| Premises and equipment expense | $56,000 | 6,500 |
| Additional noninterest expense | $177,000 | 5,469 |
| Pre-tax net operating income | $-58,000 | 8,593 |
| Securities gains (losses) | $18,000 | 832 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $-41,000 | 8,579 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-41,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-59,000 | 8,585 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 7,438 |
| Total interest expense | $475,000 | 7,398 |
| Net interest income | $1,471,000 | 7,342 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $86,000 | 8,239 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $19,000 | 7,672 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,035 |
| Total noninterest expense | $1,532,000 | 6,829 |
| Salaries and employee benefits | $682,000 | 7,345 |
| Premises and equipment expense | $142,000 | 7,422 |
| Additional noninterest expense | $708,000 | 5,487 |
| Pre-tax net operating income | $25,000 | 8,325 |
| Securities gains (losses) | $52,000 | 1,708 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $72,000 | 8,202 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $72,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $23,120 | 8,334 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 7,501 |
| Total interest expense | $348,000 | 7,464 |
| Net interest income | $1,085,000 | 7,402 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $71,000 | 8,195 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $15,000 | 7,705 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 6,899 |
| Total noninterest expense | $998,000 | 7,177 |
| Salaries and employee benefits | $484,000 | 7,429 |
| Premises and equipment expense | $93,000 | 7,655 |
| Additional noninterest expense | $421,000 | 6,156 |
| Pre-tax net operating income | $158,000 | 7,882 |
| Securities gains (losses) | $52,000 | 1,632 |
| Applicable income taxes | $86,000 | 5,511 |
| Income before extraordinary items | $124,000 | 7,945 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $124,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $90,720 | 8,080 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $946,000 | 7,557 |
| Total interest expense | $231,000 | 7,546 |
| Net interest income | $715,000 | 7,460 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $52,000 | 8,146 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $10,000 | 7,758 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 6,726 |
| Total noninterest expense | $643,000 | 7,301 |
| Salaries and employee benefits | $313,000 | 7,560 |
| Premises and equipment expense | $58,000 | 7,798 |
| Additional noninterest expense | $272,000 | 6,279 |
| Pre-tax net operating income | $124,000 | 7,733 |
| Securities gains (losses) | $52,000 | 1,433 |
| Applicable income taxes | $72,000 | 5,247 |
| Income before extraordinary items | $104,000 | 7,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $104,000 | 7,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $70,720 | 8,013 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,571 |
| Total interest expense | $118,000 | 7,567 |
| Net interest income | $363,000 | 7,473 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,000 | 7,776 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $306,000 | 7,461 |
| Salaries and employee benefits | $150,000 | 7,700 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $124,000 | 6,581 |
| Pre-tax net operating income | $87,000 | 7,358 |
| Securities gains (losses) | $41,000 | 1,311 |
| Applicable income taxes | $52,000 | 4,804 |
| Income before extraordinary items | $76,000 | 7,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $76,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $49,760 | 7,735 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 7,742 |
| Total interest expense | $549,000 | 7,580 |
| Net interest income | $1,271,000 | 7,702 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $113,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $18,000 | 7,860 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $95,000 | 6,619 |
| Total noninterest expense | $1,275,000 | 7,317 |
| Salaries and employee benefits | $655,000 | 7,482 |
| Premises and equipment expense | $134,000 | 7,616 |
| Additional noninterest expense | $486,000 | 6,631 |
| Pre-tax net operating income | $109,000 | 8,168 |
| Securities gains (losses) | $69,000 | 2,220 |
| Applicable income taxes | $14,000 | 6,930 |
| Income before extraordinary items | $164,000 | 7,939 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $164,000 | 7,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,782 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $100,520 | 8,099 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 7,875 |
| Total interest expense | $425,000 | 7,663 |
| Net interest income | $917,000 | 7,845 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $85,000 | 8,225 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $12,000 | 7,937 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 6,631 |
| Total noninterest expense | $904,000 | 7,452 |
| Salaries and employee benefits | $485,000 | 7,460 |
| Premises and equipment expense | $100,000 | 7,626 |
| Additional noninterest expense | $319,000 | 6,981 |
| Pre-tax net operating income | $98,000 | 8,241 |
| Securities gains (losses) | $69,000 | 2,046 |
| Applicable income taxes | $49,000 | 6,220 |
| Income before extraordinary items | $118,000 | 8,104 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $118,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,905 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $69,010 | 8,305 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $908,000 | 7,893 |
| Total interest expense | $295,000 | 7,704 |
| Net interest income | $613,000 | 7,860 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $33,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $6,000 | 8,002 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,000 | 7,458 |
| Total noninterest expense | $604,000 | 7,469 |
| Salaries and employee benefits | $324,000 | 7,483 |
| Premises and equipment expense | $68,000 | 7,606 |
| Additional noninterest expense | $212,000 | 6,986 |
| Pre-tax net operating income | $42,000 | 8,426 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $-5,000 | 8,956 |
| Income before extraordinary items | $49,000 | 8,431 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $49,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,051 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $47,000 | 8,320 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,949 |
| Total interest expense | $148,000 | 7,788 |
| Net interest income | $304,000 | 7,907 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $16,000 | 8,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,000 | 8,021 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $306,000 | 7,467 |
| Salaries and employee benefits | $169,000 | 7,415 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $102,000 | 7,099 |
| Pre-tax net operating income | $14,000 | 8,532 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $-16,000 | 9,107 |
| Income before extraordinary items | $31,000 | 8,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,620 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $30,000 | 8,149 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 7,983 |
| Total interest expense | $654,000 | 7,943 |
| Net interest income | $1,233,000 | 7,867 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $71,000 | 8,735 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $15,000 | 8,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,449 |
| Total noninterest expense | $1,178,000 | 7,522 |
| Salaries and employee benefits | $618,000 | 7,634 |
| Premises and equipment expense | $106,000 | 8,090 |
| Additional noninterest expense | $454,000 | 6,791 |
| Pre-tax net operating income | $126,000 | 8,213 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $25,000 | 6,930 |
| Income before extraordinary items | $103,000 | 8,318 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $103,000 | 8,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $101,400 | 8,236 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 8,098 |
| Total interest expense | $1,135,000 | 7,734 |
| Net interest income | $983,000 | 8,324 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $155,000 | 7,794 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $21,000 | 8,109 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $134,000 | 5,754 |
| Total noninterest expense | $1,144,000 | 7,595 |
| Salaries and employee benefits | $600,000 | 7,668 |
| Premises and equipment expense | $147,000 | 7,577 |
| Additional noninterest expense | $397,000 | 7,167 |
| Pre-tax net operating income | $-6,000 | 8,742 |
| Securities gains (losses) | $16,000 | 3,318 |
| Applicable income taxes | $26,000 | 7,163 |
| Income before extraordinary items | $-16,000 | 8,851 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-16,000 | 8,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,677 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-26,240 | 8,788 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 8,241 |
| Total interest expense | $1,131,000 | 7,947 |
| Net interest income | $1,056,000 | 8,379 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $138,000 | 8,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,363 |
| Total noninterest expense | $1,160,000 | 7,599 |
| Salaries and employee benefits | $524,000 | 8,127 |
| Premises and equipment expense | $119,000 | 8,117 |
| Additional noninterest expense | $517,000 | 6,303 |
| Pre-tax net operating income | $34,000 | 9,007 |
| Securities gains (losses) | $16,000 | 1,014 |
| Applicable income taxes | $91,000 | 6,628 |
| Income before extraordinary items | $-41,000 | 9,200 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-41,000 | 9,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,510 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-51,240 | 9,203 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 8,343 |
| Total interest expense | $1,119,000 | 7,863 |
| Net interest income | $1,021,000 | 8,584 |
| Provision for loan and lease losses | $21,000 | 7,629 |
| Total noninterest income | $63,000 | 9,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,750 |
| Total noninterest expense | $858,000 | 8,571 |
| Salaries and employee benefits | $512,000 | 8,277 |
| Premises and equipment expense | $94,000 | 8,748 |
| Additional noninterest expense | $252,000 | 8,541 |
| Pre-tax net operating income | $205,000 | 8,561 |
| Securities gains (losses) | $108,000 | 709 |
| Applicable income taxes | $135,000 | 6,458 |
| Income before extraordinary items | $178,000 | 8,447 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $178,000 | 8,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $108,880 | 8,871 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,149,000 | 8,505 |
| Total interest expense | $1,087,000 | 8,184 |
| Net interest income | $1,062,000 | 8,652 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $62,000 | 9,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $864,000 | 8,553 |
| Salaries and employee benefits | $502,000 | 8,346 |
| Premises and equipment expense | $83,000 | 9,091 |
| Additional noninterest expense | $279,000 | 8,314 |
| Pre-tax net operating income | $260,000 | 8,612 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $48,000 | 8,366 |
| Income before extraordinary items | $248,000 | 8,260 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $248,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $217,760 | 8,412 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 8,851 |
| Total interest expense | $1,049,000 | 8,555 |
| Net interest income | $1,089,000 | 8,966 |
| Provision for loan and lease losses | $119,000 | 4,835 |
| Total noninterest income | $64,000 | 10,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $785,000 | 9,090 |
| Salaries and employee benefits | $442,000 | 8,998 |
| Premises and equipment expense | $81,000 | 9,410 |
| Additional noninterest expense | $262,000 | 8,709 |
| Pre-tax net operating income | $249,000 | 9,297 |
| Securities gains (losses) | $46,000 | 1,392 |
| Applicable income taxes | $82,000 | 8,717 |
| Income before extraordinary items | $213,000 | 9,045 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $213,000 | 9,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,828 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $179,880 | 9,294 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 9,183 |
| Total interest expense | $1,098,000 | 8,706 |
| Net interest income | $1,044,000 | 9,434 |
| Provision for loan and lease losses | $67,000 | 5,924 |
| Total noninterest income | $66,000 | 10,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 9,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,012 |
| Total noninterest expense | $772,000 | 9,538 |
| Salaries and employee benefits | $425,000 | 9,429 |
| Premises and equipment expense | $69,000 | 10,108 |
| Additional noninterest expense | $278,000 | 9,102 |
| Pre-tax net operating income | $271,000 | 9,323 |
| Securities gains (losses) | $65,000 | 1,179 |
| Applicable income taxes | $117,000 | 8,439 |
| Income before extraordinary items | $219,000 | 9,123 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $219,000 | 9,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,845 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $176,750 | 9,468 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 9,524 |
| Total interest expense | $1,020,000 | 9,184 |
| Net interest income | $1,107,000 | 9,605 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $70,000 | 10,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 9,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $777,000 | 9,879 |
| Salaries and employee benefits | $397,000 | 9,967 |
| Premises and equipment expense | $64,000 | 10,656 |
| Additional noninterest expense | $316,000 | 9,085 |
| Pre-tax net operating income | $380,000 | 9,195 |
| Securities gains (losses) | $-12,000 | 10,219 |
| Applicable income taxes | $151,000 | 8,236 |
| Income before extraordinary items | $217,000 | 9,749 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $217,000 | 9,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,757 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $224,680 | 9,642 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 9,858 |
| Total interest expense | $847,000 | 9,363 |
| Net interest income | $1,121,000 | 9,998 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $87,000 | 11,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $758,000 | 10,425 |
| Salaries and employee benefits | $367,000 | 10,578 |
| Premises and equipment expense | $53,000 | 11,525 |
| Additional noninterest expense | $338,000 | 9,495 |
| Pre-tax net operating income | $450,000 | 8,995 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $172,000 | 7,876 |
| Income before extraordinary items | $282,000 | 9,346 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $282,000 | 9,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 11,116 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $279,440 | 9,436 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 10,041 |
| Total interest expense | $1,002,000 | 9,100 |
| Net interest income | $1,065,000 | 10,548 |
| Provision for loan and lease losses | $103,000 | 5,680 |
| Total noninterest income | $111,000 | 11,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,084 |
| Total noninterest expense | $759,000 | 10,882 |
| Salaries and employee benefits | $362,000 | 11,032 |
| Premises and equipment expense | $36,000 | 12,671 |
| Additional noninterest expense | $361,000 | 9,718 |
| Pre-tax net operating income | $314,000 | 10,128 |
| Securities gains (losses) | $205,000 | 1,669 |
| Applicable income taxes | $246,000 | 6,869 |
| Income before extraordinary items | $273,000 | 9,778 |
| Extraordinary gains, net | $-14,000 | 12,384 |
| Net income | $259,000 | 10,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,392 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $141,800 | 11,101 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 10,394 |
| Total interest expense | $1,426,000 | 8,753 |
| Net interest income | $820,000 | 11,828 |
| Provision for loan and lease losses | $273,000 | 4,374 |
| Total noninterest income | $76,000 | 12,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $641,000 | 11,815 |
| Salaries and employee benefits | $309,000 | 11,906 |
| Premises and equipment expense | $35,000 | 13,246 |
| Additional noninterest expense | $297,000 | 10,861 |
| Pre-tax net operating income | $-18,000 | 12,787 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $86,000 | 10,284 |
| Income before extraordinary items | $-82,000 | 13,040 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-82,000 | 13,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 5,577 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-96,080 | 12,906 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.