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Meridian Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$136,587,000	403
Total interest expense	$65,163,000	323
Net interest income	$71,424,000	506
Provision for loan and lease losses	$6,815,000	267
Total noninterest income	$31,867,000	331
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$134,000	3,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,733,000	241
Total noninterest expense	$75,958,000	391
Salaries and employee benefits	$46,406,000	348
Premises and equipment expense	$4,842,000	573
Additional noninterest expense	$31,733,000	241
Pre-tax net operating income	$20,518,000	676
Securities gains (losses)	$-22,000	3,493
Applicable income taxes	$4,464,000	579
Income before extraordinary items	$16,032,000	693
Extraordinary gains, net	$0	54
Net income	$16,032,000	704
Minority interest net income	$0	88
Net income of bank and minority interests.	$16,032,000	696
Net charge-offs	$5,551,000	224
Cash dividends	$9,655,000	508
Sale, conversion, retirement of capital stock, net	$10,295,000	52
Net operating income	$16,049,380	702
2023-09-30 (YTD Data)		Rank
Total interest income	$100,242,000	403
Total interest expense	$46,522,000	319
Net interest income	$53,720,000	513
Provision for loan and lease losses	$2,186,000	430
Total noninterest income	$23,973,000	331
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$106,000	3,065
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,867,000	238
Total noninterest expense	$56,587,000	390
Salaries and employee benefits	$34,962,000	347
Premises and equipment expense	$3,610,000	576
Additional noninterest expense	$23,867,000	238
Pre-tax net operating income	$18,920,000	586
Securities gains (losses)	$-125,000	4,059
Applicable income taxes	$4,104,000	528
Income before extraordinary items	$14,691,000	607
Extraordinary gains, net	$0	52
Net income	$14,691,000	611
Minority interest net income	$0	81
Net income of bank and minority interests.	$14,691,000	607
Net charge-offs	$3,351,000	224
Cash dividends	$7,238,000	459
Sale, conversion, retirement of capital stock, net	$10,020,000	42
Net operating income	$14,789,750	616
2023-06-30 (YTD Data)		Rank
Total interest income	$64,782,000	396
Total interest expense	$28,874,000	300
Net interest income	$35,908,000	511
Provision for loan and lease losses	$2,104,000	348
Total noninterest income	$15,805,000	324
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$72,000	3,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,733,000	236
Total noninterest expense	$36,784,000	393
Salaries and employee benefits	$22,698,000	345
Premises and equipment expense	$2,384,000	569
Additional noninterest expense	$15,733,000	236
Pre-tax net operating income	$12,825,000	577
Securities gains (losses)	$-43,000	4,044
Applicable income taxes	$2,730,000	534
Income before extraordinary items	$10,052,000	593
Extraordinary gains, net	$0	51
Net income	$10,052,000	603
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,052,000	593
Net charge-offs	$2,440,000	202
Cash dividends	$5,839,000	402
Sale, conversion, retirement of capital stock, net	$1,933,000	86
Net operating income	$10,085,970	598
2023-03-31 (YTD Data)		Rank
Total interest income	$30,946,000	409
Total interest expense	$12,733,000	304
Net interest income	$18,213,000	513
Provision for loan and lease losses	$1,399,000	290
Total noninterest income	$6,613,000	367
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$35,000	3,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,578,000	261
Total noninterest expense	$17,789,000	415
Salaries and employee benefits	$11,061,000	368
Premises and equipment expense	$1,244,000	571
Additional noninterest expense	$6,578,000	261
Pre-tax net operating income	$5,638,000	659
Securities gains (losses)	$25,000	387
Applicable income taxes	$1,218,000	594
Income before extraordinary items	$4,445,000	681
Extraordinary gains, net	$0	4
Net income	$4,445,000	680
Minority interest net income	$0	48
Net income of bank and minority interests.	$4,445,000	680
Net charge-offs	$1,454,000	175
Cash dividends	$3,928,000	313
Sale, conversion, retirement of capital stock, net	$430,000	114
Net operating income	$4,425,250	694
2022-12-31 (YTD Data)		Rank
Total interest income	$88,713,000	461
Total interest expense	$16,325,000	305
Net interest income	$72,388,000	497
Provision for loan and lease losses	$2,488,000	447
Total noninterest income	$41,992,000	286
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$125,000	3,243
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,867,000	199
Total noninterest expense	$80,033,000	360
Salaries and employee benefits	$53,034,000	313
Premises and equipment expense	$4,837,000	572
Additional noninterest expense	$41,867,000	199
Pre-tax net operating income	$31,859,000	543
Securities gains (losses)	$-268,000	4,178
Applicable income taxes	$6,862,000	494
Income before extraordinary items	$24,729,000	556
Extraordinary gains, net	$0	5
Net income	$24,729,000	557
Minority interest net income	$0	63
Net income of bank and minority interests.	$24,729,000	557
Net charge-offs	$2,418,000	260
Cash dividends	$27,813,000	241
Sale, conversion, retirement of capital stock, net	$1,415,000	205
Net operating income	$24,940,720	560
2022-09-30 (YTD Data)		Rank
Total interest income	$60,958,000	473
Total interest expense	$7,735,000	316
Net interest income	$53,223,000	491
Provision for loan and lease losses	$1,743,000	431
Total noninterest income	$33,986,000	279
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$90,000	3,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,896,000	197
Total noninterest expense	$61,400,000	358
Salaries and employee benefits	$41,585,000	307
Premises and equipment expense	$3,619,000	566
Additional noninterest expense	$33,896,000	197
Pre-tax net operating income	$24,066,000	530
Securities gains (losses)	$-258,000	4,390
Applicable income taxes	$4,927,000	515
Income before extraordinary items	$18,881,000	531
Extraordinary gains, net	$0	4
Net income	$18,881,000	531
Minority interest net income	$0	57
Net income of bank and minority interests.	$18,881,000	531
Net charge-offs	$1,526,000	245
Cash dividends	$19,466,000	232
Sale, conversion, retirement of capital stock, net	$1,217,000	176
Net operating income	$19,084,820	538
2022-06-30 (YTD Data)		Rank
Total interest income	$38,001,000	485
Total interest expense	$3,340,000	363
Net interest income	$34,661,000	487
Provision for loan and lease losses	$1,217,000	364
Total noninterest income	$23,694,000	264
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$58,000	3,352
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,636,000	198
Total noninterest expense	$41,139,000	348
Salaries and employee benefits	$28,224,000	297
Premises and equipment expense	$2,428,000	558
Additional noninterest expense	$10,487,000	416
Pre-tax net operating income	$15,999,000	505
Securities gains (losses)	$-189,000	4,459
Applicable income taxes	$3,262,000	492
Income before extraordinary items	$12,548,000	511
Extraordinary gains, net	$0	4
Net income	$12,548,000	512
Minority interest net income	$0	60
Net income of bank and minority interests.	$12,548,000	512
Net charge-offs	$1,170,000	223
Cash dividends	$12,686,000	227
Sale, conversion, retirement of capital stock, net	$722,000	167
Net operating income	$12,697,310	517
2022-03-31 (YTD Data)		Rank
Total interest income	$17,963,000	488
Total interest expense	$1,391,000	405
Net interest income	$16,572,000	496
Provision for loan and lease losses	$615,000	287
Total noninterest income	$13,204,000	249
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$27,000	3,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,177,000	192
Total noninterest expense	$21,433,000	340
Salaries and employee benefits	$15,298,000	273
Premises and equipment expense	$1,252,000	543
Additional noninterest expense	$4,883,000	434
Pre-tax net operating income	$7,728,000	507
Securities gains (losses)	$-102,000	4,535
Applicable income taxes	$1,554,000	486
Income before extraordinary items	$6,072,000	516
Extraordinary gains, net	$0	4
Net income	$6,072,000	516
Minority interest net income	$0	50
Net income of bank and minority interests.	$6,072,000	516
Net charge-offs	$546,000	217
Cash dividends	$7,350,000	206
Sale, conversion, retirement of capital stock, net	$535,000	115
Net operating income	$6,153,600	510
2021-12-31 (YTD Data)		Rank
Total interest income	$71,522,000	493
Total interest expense	$6,262,000	437
Net interest income	$65,260,000	498
Provision for loan and lease losses	$1,070,000	558
Total noninterest income	$87,580,000	194
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$129,000	3,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,451,000	154
Total noninterest expense	$103,727,000	298
Salaries and employee benefits	$78,866,000	228
Premises and equipment expense	$4,545,000	591
Additional noninterest expense	$20,316,000	416
Pre-tax net operating income	$48,043,000	400
Securities gains (losses)	$408,000	416
Applicable income taxes	$10,717,000	372
Income before extraordinary items	$37,734,000	410
Extraordinary gains, net	$0	10
Net income	$37,734,000	409
Minority interest net income	$0	74
Net income of bank and minority interests.	$37,734,000	410
Net charge-offs	$78,000	1,445
Cash dividends	$17,187,000	329
Sale, conversion, retirement of capital stock, net	$2,499,000	151
Net operating income	$37,411,680	404
2021-09-30 (YTD Data)		Rank
Total interest income	$53,274,000	500
Total interest expense	$4,873,000	444
Net interest income	$48,401,000	507
Provision for loan and lease losses	$1,292,000	337
Total noninterest income	$70,759,000	189
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$99,000	3,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,660,000	148
Total noninterest expense	$80,189,000	289
Salaries and employee benefits	$61,824,000	216
Premises and equipment expense	$3,460,000	579
Additional noninterest expense	$14,905,000	426
Pre-tax net operating income	$37,679,000	398
Securities gains (losses)	$342,000	417
Applicable income taxes	$8,543,000	367
Income before extraordinary items	$29,478,000	407
Extraordinary gains, net	$0	8
Net income	$29,478,000	405
Minority interest net income	$0	69
Net income of bank and minority interests.	$29,478,000	407
Net charge-offs	$82,000	1,156
Cash dividends	$13,351,000	302
Sale, conversion, retirement of capital stock, net	$1,360,000	163
Net operating income	$29,207,820	402
2021-06-30 (YTD Data)		Rank
Total interest income	$34,971,000	499
Total interest expense	$3,361,000	453
Net interest income	$31,610,000	505
Provision for loan and lease losses	$695,000	448
Total noninterest income	$48,747,000	187
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$64,000	3,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,683,000	147
Total noninterest expense	$54,510,000	281
Salaries and employee benefits	$42,352,000	215
Premises and equipment expense	$2,326,000	574
Additional noninterest expense	$9,832,000	422
Pre-tax net operating income	$25,152,000	391
Securities gains (losses)	$33,000	1,028
Applicable income taxes	$5,680,000	370
Income before extraordinary items	$19,505,000	408
Extraordinary gains, net	$0	6
Net income	$19,505,000	406
Minority interest net income	$0	67
Net income of bank and minority interests.	$19,505,000	408
Net charge-offs	$99,000	914
Cash dividends	$9,848,000	283
Sale, conversion, retirement of capital stock, net	$1,035,000	129
Net operating income	$19,478,930	398
2021-03-31 (YTD Data)		Rank
Total interest income	$17,451,000	498
Total interest expense	$1,793,000	454
Net interest income	$15,658,000	506
Provision for loan and lease losses	$599,000	326
Total noninterest income	$27,018,000	175
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$32,000	3,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,986,000	141
Total noninterest expense	$28,263,000	270
Salaries and employee benefits	$22,139,000	205
Premises and equipment expense	$1,152,000	588
Additional noninterest expense	$4,972,000	405
Pre-tax net operating income	$13,814,000	362
Securities gains (losses)	$30,000	789
Applicable income taxes	$3,136,000	347
Income before extraordinary items	$10,708,000	382
Extraordinary gains, net	$0	3
Net income	$10,708,000	379
Minority interest net income	$0	55
Net income of bank and minority interests.	$10,708,000	382
Net charge-offs	$-11,000	4,101
Cash dividends	$7,468,000	196
Sale, conversion, retirement of capital stock, net	$563,000	112
Net operating income	$10,684,300	374
2020-12-31 (YTD Data)		Rank
Total interest income	$62,656,000	553
Total interest expense	$11,457,000	448
Net interest income	$51,199,000	571
Provision for loan and lease losses	$8,302,000	407
Total noninterest income	$85,542,000	194
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$107,000	3,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,435,000	151
Total noninterest expense	$93,086,000	310
Salaries and employee benefits	$72,147,000	228
Premises and equipment expense	$4,292,000	609
Additional noninterest expense	$16,647,000	481
Pre-tax net operating income	$35,353,000	384
Securities gains (losses)	$1,376,000	290
Applicable income taxes	$8,098,000	351
Income before extraordinary items	$28,631,000	402
Extraordinary gains, net	$0	4
Net income	$28,631,000	401
Minority interest net income	$0	72
Net income of bank and minority interests.	$28,631,000	402
Net charge-offs	$49,000	2,399
Cash dividends	$11,510,000	410
Sale, conversion, retirement of capital stock, net	$969,000	205
Net operating income	$27,543,960	400
2020-09-30 (YTD Data)		Rank
Total interest income	$44,729,000	580
Total interest expense	$9,086,000	457
Net interest income	$35,643,000	608
Provision for loan and lease losses	$7,139,000	397
Total noninterest income	$55,593,000	207
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$77,000	3,564
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,516,000	160
Total noninterest expense	$61,153,000	340
Salaries and employee benefits	$46,529,000	251
Premises and equipment expense	$3,159,000	607
Additional noninterest expense	$11,465,000	493
Pre-tax net operating income	$22,944,000	399
Securities gains (losses)	$1,379,000	235
Applicable income taxes	$5,218,000	367
Income before extraordinary items	$19,105,000	404
Extraordinary gains, net	$0	4
Net income	$19,105,000	404
Minority interest net income	$0	65
Net income of bank and minority interests.	$19,105,000	404
Net charge-offs	$79,000	1,803
Cash dividends	$9,674,000	370
Sale, conversion, retirement of capital stock, net	$770,000	178
Net operating income	$18,015,590	412
2020-06-30 (YTD Data)		Rank
Total interest income	$28,849,000	597
Total interest expense	$6,459,000	465
Net interest income	$22,390,000	647
Provision for loan and lease losses	$3,183,000	539
Total noninterest income	$30,986,000	217
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$49,000	3,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,937,000	172
Total noninterest expense	$38,447,000	349
Salaries and employee benefits	$26,082,000	296
Premises and equipment expense	$2,051,000	630
Additional noninterest expense	$10,314,000	387
Pre-tax net operating income	$11,746,000	436
Securities gains (losses)	$55,000	1,264
Applicable income taxes	$2,445,000	422
Income before extraordinary items	$9,356,000	472
Extraordinary gains, net	$0	4
Net income	$9,356,000	470
Minority interest net income	$0	65
Net income of bank and minority interests.	$9,356,000	472
Net charge-offs	$-10,000	4,318
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$220,000	249
Net operating income	$9,312,550	462
2020-03-31 (YTD Data)		Rank
Total interest income	$13,794,000	626
Total interest expense	$3,566,000	473
Net interest income	$10,228,000	679
Provision for loan and lease losses	$1,552,000	461
Total noninterest income	$10,355,000	266
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$28,000	3,703
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,327,000	200
Total noninterest expense	$15,198,000	414
Salaries and employee benefits	$9,884,000	365
Premises and equipment expense	$924,000	692
Additional noninterest expense	$4,390,000	442
Pre-tax net operating income	$3,833,000	587
Securities gains (losses)	$0	1,705
Applicable income taxes	$755,000	556
Income before extraordinary items	$3,078,000	628
Extraordinary gains, net	$0	4
Net income	$3,078,000	628
Minority interest net income	$0	56
Net income of bank and minority interests.	$3,078,000	628
Net charge-offs	$-33,000	4,779
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$160,000	197
Net operating income	$3,078,000	616
2019-12-31 (YTD Data)		Rank
Total interest income	$52,863,000	646
Total interest expense	$16,446,000	453
Net interest income	$36,417,000	757
Provision for loan and lease losses	$901,000	971
Total noninterest income	$32,933,000	304
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$110,000	3,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,823,000	230
Total noninterest expense	$55,019,000	437
Salaries and employee benefits	$35,157,000	387
Premises and equipment expense	$3,806,000	672
Additional noninterest expense	$16,056,000	457
Pre-tax net operating income	$13,430,000	819
Securities gains (losses)	$165,000	704
Applicable income taxes	$3,033,000	689
Income before extraordinary items	$10,562,000	902
Extraordinary gains, net	$0	11
Net income	$10,562,000	903
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,562,000	903
Net charge-offs	$-559,000	5,121
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$336,000	339
Net operating income	$10,431,650	889
2019-09-30 (YTD Data)		Rank
Total interest income	$38,987,000	663
Total interest expense	$12,315,000	459
Net interest income	$26,672,000	773
Provision for loan and lease losses	$938,000	715
Total noninterest income	$23,976,000	310
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$82,000	3,886
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,894,000	227
Total noninterest expense	$40,512,000	436
Salaries and employee benefits	$25,789,000	394
Premises and equipment expense	$2,845,000	672
Additional noninterest expense	$11,878,000	460
Pre-tax net operating income	$9,198,000	904
Securities gains (losses)	$212,000	510
Applicable income taxes	$2,066,000	754
Income before extraordinary items	$7,344,000	970
Extraordinary gains, net	$0	11
Net income	$7,344,000	971
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,344,000	971
Net charge-offs	$-321,000	5,140
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$275,000	289
Net operating income	$7,176,520	962
2019-06-30 (YTD Data)		Rank
Total interest income	$25,397,000	674
Total interest expense	$7,999,000	461
Net interest income	$17,398,000	784
Provision for loan and lease losses	$233,000	1,442
Total noninterest income	$14,236,000	326
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$54,000	3,925
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,182,000	246
Total noninterest expense	$26,360,000	444
Salaries and employee benefits	$16,469,000	407
Premises and equipment expense	$1,899,000	674
Additional noninterest expense	$7,992,000	459
Pre-tax net operating income	$5,041,000	1,042
Securities gains (losses)	$139,000	455
Applicable income taxes	$1,152,000	831
Income before extraordinary items	$4,028,000	1,107
Extraordinary gains, net	$0	11
Net income	$4,028,000	1,107
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,028,000	1,107
Net charge-offs	$-339,000	5,217
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$204,000	271
Net operating income	$3,918,190	1,107
2019-03-31 (YTD Data)		Rank
Total interest income	$12,324,000	695
Total interest expense	$3,847,000	464
Net interest income	$8,477,000	801
Provision for loan and lease losses	$219,000	887
Total noninterest income	$6,446,000	337
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$27,000	3,946
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,419,000	252
Total noninterest expense	$12,116,000	477
Salaries and employee benefits	$7,727,000	425
Premises and equipment expense	$963,000	674
Additional noninterest expense	$3,426,000	521
Pre-tax net operating income	$2,588,000	996
Securities gains (losses)	$0	1,087
Applicable income taxes	$582,000	802
Income before extraordinary items	$2,006,000	1,084
Extraordinary gains, net	$0	5
Net income	$2,006,000	1,083
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,006,000	1,083
Net charge-offs	$-104,000	5,200
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$61,000	292
Net operating income	$2,006,000	1,065
2018-12-31 (YTD Data)		Rank
Total interest income	$44,064,000	723
Total interest expense	$11,407,000	467
Net interest income	$32,657,000	815
Provision for loan and lease losses	$1,577,000	601
Total noninterest income	$32,355,000	308
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$115,000	4,003
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,240,000	228
Total noninterest expense	$52,945,000	437
Salaries and employee benefits	$34,794,000	382
Premises and equipment expense	$3,779,000	670
Additional noninterest expense	$14,372,000	483
Pre-tax net operating income	$10,490,000	993
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,327,000	790
Income before extraordinary items	$8,163,000	1,081
Extraordinary gains, net	$0	6
Net income	$8,163,000	1,080
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,163,000	1,080
Net charge-offs	$233,000	1,519
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$433,000	313
Net operating income	$8,163,000	1,077
2018-09-30 (YTD Data)		Rank
Total interest income	$32,177,000	728
Total interest expense	$7,961,000	464
Net interest income	$24,216,000	816
Provision for loan and lease losses	$1,258,000	551
Total noninterest income	$24,891,000	306
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$87,000	4,038
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,804,000	228
Total noninterest expense	$40,389,000	431
Salaries and employee benefits	$26,719,000	378
Premises and equipment expense	$2,870,000	664
Additional noninterest expense	$10,800,000	479
Pre-tax net operating income	$7,460,000	1,047
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,661,000	829
Income before extraordinary items	$5,799,000	1,127
Extraordinary gains, net	$0	5
Net income	$5,799,000	1,126
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,799,000	1,126
Net charge-offs	$256,000	1,089
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$366,000	282
Net operating income	$5,799,000	1,117
2018-06-30 (YTD Data)		Rank
Total interest income	$20,605,000	744
Total interest expense	$4,767,000	474
Net interest income	$15,838,000	826
Provision for loan and lease losses	$967,000	482
Total noninterest income	$15,724,000	315
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$60,000	3,998
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,664,000	233
Total noninterest expense	$26,636,000	439
Salaries and employee benefits	$17,818,000	380
Premises and equipment expense	$1,950,000	657
Additional noninterest expense	$6,868,000	497
Pre-tax net operating income	$3,959,000	1,230
Securities gains (losses)	$0	961
Applicable income taxes	$887,000	951
Income before extraordinary items	$3,072,000	1,339
Extraordinary gains, net	$0	6
Net income	$3,072,000	1,338
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,072,000	1,338
Net charge-offs	$227,000	864
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$284,000	245
Net operating income	$3,072,000	1,329
2018-03-31 (YTD Data)		Rank
Total interest income	$9,796,000	769
Total interest expense	$2,104,000	506
Net interest income	$7,692,000	851
Provision for loan and lease losses	$554,000	427
Total noninterest income	$7,056,000	335
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$32,000	3,937
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,024,000	247
Total noninterest expense	$12,562,000	457
Salaries and employee benefits	$8,436,000	395
Premises and equipment expense	$960,000	671
Additional noninterest expense	$3,166,000	542
Pre-tax net operating income	$1,632,000	1,399
Securities gains (losses)	$0	735
Applicable income taxes	$362,000	1,074
Income before extraordinary items	$1,270,000	1,516
Extraordinary gains, net	$0	7
Net income	$1,270,000	1,516
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,270,000	1,516
Net charge-offs	$125,000	751
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$9,000	493
Net operating income	$1,270,000	1,504
2017-12-31 (YTD Data)		Rank
Total interest income	$35,720,000	795
Total interest expense	$6,779,000	522
Net interest income	$28,941,000	866
Provision for loan and lease losses	$2,161,000	487
Total noninterest income	$37,848,000	266
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$87,000	4,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,761,000	196
Total noninterest expense	$58,865,000	395
Salaries and employee benefits	$39,126,000	334
Premises and equipment expense	$3,799,000	657
Additional noninterest expense	$15,940,000	442
Pre-tax net operating income	$5,763,000	1,516
Securities gains (losses)	$26,000	1,226
Applicable income taxes	$2,754,000	1,025
Income before extraordinary items	$3,035,000	2,023
Extraordinary gains, net	$0	9
Net income	$3,035,000	2,021
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,035,000	2,023
Net charge-offs	$878,000	766
Cash dividends	$1,167,000	2,024
Sale, conversion, retirement of capital stock, net	$29,522,000	21
Net operating income	$3,018,360	2,013
2017-09-30 (YTD Data)		Rank
Total interest income	$25,910,000	826
Total interest expense	$4,807,000	531
Net interest income	$21,103,000	895
Provision for loan and lease losses	$1,445,000	523
Total noninterest income	$28,418,000	274
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$62,000	4,574
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,356,000	200
Total noninterest expense	$43,961,000	400
Salaries and employee benefits	$29,753,000	336
Premises and equipment expense	$2,818,000	676
Additional noninterest expense	$11,390,000	456
Pre-tax net operating income	$4,115,000	1,609
Securities gains (losses)	$4,000	1,878
Applicable income taxes	$1,381,000	1,184
Income before extraordinary items	$2,738,000	1,873
Extraordinary gains, net	$0	9
Net income	$2,738,000	1,873
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,738,000	1,873
Net charge-offs	$511,000	793
Cash dividends	$867,000	1,857
Sale, conversion, retirement of capital stock, net	$126,000	399
Net operating income	$2,735,360	1,847
2017-06-30 (YTD Data)		Rank
Total interest income	$16,719,000	850
Total interest expense	$2,957,000	555
Net interest income	$13,762,000	910
Provision for loan and lease losses	$780,000	596
Total noninterest income	$17,625,000	287
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$40,000	4,624
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,585,000	213
Total noninterest expense	$28,600,000	414
Salaries and employee benefits	$19,423,000	349
Premises and equipment expense	$1,826,000	691
Additional noninterest expense	$7,351,000	472
Pre-tax net operating income	$2,007,000	2,023
Securities gains (losses)	$4,000	1,497
Applicable income taxes	$665,000	1,450
Income before extraordinary items	$1,346,000	2,345
Extraordinary gains, net	$0	11
Net income	$1,346,000	2,346
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,346,000	2,346
Net charge-offs	$-9,000	4,762
Cash dividends	$578,000	1,848
Sale, conversion, retirement of capital stock, net	$100,000	353
Net operating income	$1,343,320	2,317
2017-03-31 (YTD Data)		Rank
Total interest income	$8,106,000	866
Total interest expense	$1,378,000	581
Net interest income	$6,728,000	927
Provision for loan and lease losses	$159,000	1,083
Total noninterest income	$7,244,000	327
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$20,000	4,647
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,224,000	243
Total noninterest expense	$13,703,000	432
Salaries and employee benefits	$9,614,000	353
Premises and equipment expense	$878,000	732
Additional noninterest expense	$3,211,000	540
Pre-tax net operating income	$110,000	4,898
Securities gains (losses)	$0	1,153
Applicable income taxes	$8,000	3,672
Income before extraordinary items	$102,000	4,856
Extraordinary gains, net	$0	8
Net income	$102,000	4,856
Minority interest net income	$0	55
Net income of bank and minority interests.	$102,000	4,856
Net charge-offs	$-125,000	5,646
Cash dividends	$289,000	1,694
Sale, conversion, retirement of capital stock, net	$41,000	345
Net operating income	$102,000	4,843
2016-12-31 (YTD Data)		Rank
Total interest income	$30,981,000	867
Total interest expense	$5,192,000	578
Net interest income	$25,789,000	938
Provision for loan and lease losses	$1,198,000	792
Total noninterest income	$44,306,000	244
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$66,000	4,968
Trading account gains and fees	$-965,000	5,910
Additional Noninterest Income	$45,205,000	173
Total noninterest expense	$61,380,000	383
Salaries and employee benefits	$40,852,000	322
Premises and equipment expense	$2,946,000	838
Additional noninterest expense	$17,582,000	414
Pre-tax net operating income	$7,517,000	1,165
Securities gains (losses)	$3,000	2,978
Applicable income taxes	$2,599,000	865
Income before extraordinary items	$4,921,000	1,412
Extraordinary gains, net	$0	5
Net income	$4,921,000	1,410
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,921,000	1,411
Net charge-offs	$1,071,000	628
Cash dividends	$1,156,000	2,026
Sale, conversion, retirement of capital stock, net	$13,504,000	42
Net operating income	$4,919,050	1,379
2016-09-30 (YTD Data)		Rank
Total interest income	$22,860,000	877
Total interest expense	$3,846,000	577
Net interest income	$19,014,000	947
Provision for loan and lease losses	$858,000	780
Total noninterest income	$33,042,000	242
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$47,000	5,062
Trading account gains and fees	$-2,101,000	5,977
Additional Noninterest Income	$35,096,000	169
Total noninterest expense	$44,637,000	390
Salaries and employee benefits	$29,854,000	332
Premises and equipment expense	$2,142,000	867
Additional noninterest expense	$12,641,000	424
Pre-tax net operating income	$6,561,000	1,040
Securities gains (losses)	$3,000	2,908
Applicable income taxes	$2,302,000	793
Income before extraordinary items	$4,262,000	1,269
Extraordinary gains, net	$0	5
Net income	$4,262,000	1,269
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,262,000	1,269
Net charge-offs	$474,000	829
Cash dividends	$867,000	1,805
Sale, conversion, retirement of capital stock, net	$13,487,000	32
Net operating income	$4,260,050	1,231
2016-06-30 (YTD Data)		Rank
Total interest income	$14,735,000	914
Total interest expense	$2,501,000	588
Net interest income	$12,234,000	992
Provision for loan and lease losses	$306,000	1,213
Total noninterest income	$19,294,000	260
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$28,000	5,172
Trading account gains and fees	$-1,353,000	6,052
Additional Noninterest Income	$20,619,000	183
Total noninterest expense	$27,639,000	416
Salaries and employee benefits	$18,280,000	357
Premises and equipment expense	$1,380,000	889
Additional noninterest expense	$7,979,000	444
Pre-tax net operating income	$3,583,000	1,217
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,260,000	893
Income before extraordinary items	$2,323,000	1,481
Extraordinary gains, net	$0	16
Net income	$2,323,000	1,481
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,323,000	1,481
Net charge-offs	$360,000	758
Cash dividends	$578,000	1,830
Sale, conversion, retirement of capital stock, net	$13,302,000	21
Net operating income	$2,323,000	1,441
2016-03-31 (YTD Data)		Rank
Total interest income	$7,200,000	931
Total interest expense	$1,216,000	607
Net interest income	$5,984,000	1,007
Provision for loan and lease losses	$66,000	1,907
Total noninterest income	$8,441,000	273
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$14,000	5,188
Trading account gains and fees	$-678,000	6,115
Additional Noninterest Income	$9,105,000	194
Total noninterest expense	$12,927,000	433
Salaries and employee benefits	$8,504,000	376
Premises and equipment expense	$695,000	896
Additional noninterest expense	$3,728,000	460
Pre-tax net operating income	$1,432,000	1,440
Securities gains (losses)	$0	2,077
Applicable income taxes	$474,000	1,096
Income before extraordinary items	$958,000	1,684
Extraordinary gains, net	$0	12
Net income	$958,000	1,685
Minority interest net income	$0	62
Net income of bank and minority interests.	$958,000	1,685
Net charge-offs	$196,000	673
Cash dividends	$289,000	1,665
Sale, conversion, retirement of capital stock, net	$13,219,000	11
Net operating income	$958,000	1,647
2015-12-31 (YTD Data)		Rank
Total interest income	$27,980,000	931
Total interest expense	$4,590,000	608
Net interest income	$23,390,000	989
Provision for loan and lease losses	$1,434,000	593
Total noninterest income	$37,305,000	263
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$49,000	5,421
Trading account gains and fees	$-821,000	6,173
Additional Noninterest Income	$38,077,000	189
Total noninterest expense	$49,793,000	442
Salaries and employee benefits	$33,011,000	372
Premises and equipment expense	$1,797,000	1,299
Additional noninterest expense	$14,985,000	461
Pre-tax net operating income	$9,468,000	930
Securities gains (losses)	$-32,000	5,984
Applicable income taxes	$3,248,000	715
Income before extraordinary items	$6,188,000	1,137
Extraordinary gains, net	$0	23
Net income	$6,188,000	1,137
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,188,000	1,137
Net charge-offs	$1,144,000	616
Cash dividends	$1,099,000	2,016
Sale, conversion, retirement of capital stock, net	$2,748,000	127
Net operating income	$6,209,120	1,110
2015-09-30 (YTD Data)		Rank
Total interest income	$20,634,000	955
Total interest expense	$3,411,000	619
Net interest income	$17,223,000	1,013
Provision for loan and lease losses	$996,000	597
Total noninterest income	$26,901,000	272
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$37,000	5,479
Trading account gains and fees	$-648,000	6,261
Additional Noninterest Income	$27,512,000	202
Total noninterest expense	$35,404,000	466
Salaries and employee benefits	$23,666,000	389
Premises and equipment expense	$1,311,000	1,349
Additional noninterest expense	$10,427,000	495
Pre-tax net operating income	$7,724,000	877
Securities gains (losses)	$-32,000	6,111
Applicable income taxes	$2,661,000	695
Income before extraordinary items	$5,031,000	1,065
Extraordinary gains, net	$0	21
Net income	$5,031,000	1,063
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,031,000	1,065
Net charge-offs	$902,000	544
Cash dividends	$810,000	1,818
Sale, conversion, retirement of capital stock, net	$2,283,000	106
Net operating income	$5,051,800	1,037
2015-06-30 (YTD Data)		Rank
Total interest income	$13,330,000	986
Total interest expense	$2,193,000	642
Net interest income	$11,137,000	1,041
Provision for loan and lease losses	$335,000	1,024
Total noninterest income	$16,794,000	287
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$24,000	5,536
Trading account gains and fees	$-230,000	6,342
Additional Noninterest Income	$17,000,000	220
Total noninterest expense	$22,335,000	488
Salaries and employee benefits	$14,642,000	419
Premises and equipment expense	$855,000	1,380
Additional noninterest expense	$6,838,000	503
Pre-tax net operating income	$5,261,000	850
Securities gains (losses)	$-32,000	6,213
Applicable income taxes	$1,812,000	679
Income before extraordinary items	$3,417,000	1,039
Extraordinary gains, net	$0	22
Net income	$3,417,000	1,039
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,417,000	1,039
Net charge-offs	$722,000	462
Cash dividends	$521,000	1,874
Sale, conversion, retirement of capital stock, net	$2,163,000	88
Net operating income	$3,437,800	999
2015-03-31 (YTD Data)		Rank
Total interest income	$6,671,000	974
Total interest expense	$1,058,000	663
Net interest income	$5,613,000	1,018
Provision for loan and lease losses	$60,000	1,893
Total noninterest income	$8,017,000	290
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$12,000	5,557
Trading account gains and fees	$-210,000	6,411
Additional Noninterest Income	$8,215,000	215
Total noninterest expense	$11,110,000	488
Salaries and employee benefits	$7,434,000	417
Premises and equipment expense	$421,000	1,420
Additional noninterest expense	$3,255,000	511
Pre-tax net operating income	$2,460,000	880
Securities gains (losses)	$-32,000	6,333
Applicable income taxes	$835,000	710
Income before extraordinary items	$1,593,000	1,067
Extraordinary gains, net	$0	13
Net income	$1,593,000	1,068
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,593,000	1,068
Net charge-offs	$100,000	1,117
Cash dividends	$232,000	1,746
Sale, conversion, retirement of capital stock, net	$1,690,000	61
Net operating income	$1,614,120	1,018
2014-12-31 (YTD Data)		Rank
Total interest income	$25,261,000	1,010
Total interest expense	$3,751,000	789
Net interest income	$21,510,000	1,051
Provision for loan and lease losses	$2,542,000	395
Total noninterest income	$25,347,000	322
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$49,000	5,730
Trading account gains and fees	$-1,330,000	6,502
Additional Noninterest Income	$26,628,000	225
Total noninterest expense	$37,678,000	549
Salaries and employee benefits	$23,697,000	469
Premises and equipment expense	$1,573,000	1,503
Additional noninterest expense	$12,408,000	548
Pre-tax net operating income	$6,637,000	1,208
Securities gains (losses)	$-59,000	6,278
Applicable income taxes	$2,271,000	894
Income before extraordinary items	$4,307,000	1,483
Extraordinary gains, net	$0	17
Net income	$4,307,000	1,480
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,307,000	1,482
Net charge-offs	$1,618,000	618
Cash dividends	$890,000	2,181
Sale, conversion, retirement of capital stock, net	$1,184,000	183
Net operating income	$4,345,350	1,453
2014-09-30 (YTD Data)		Rank
Total interest income	$18,383,000	1,054
Total interest expense	$2,669,000	845
Net interest income	$15,714,000	1,077
Provision for loan and lease losses	$1,970,000	355
Total noninterest income	$17,827,000	330
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$37,000	5,792
Trading account gains and fees	$-887,000	6,582
Additional Noninterest Income	$18,677,000	232
Total noninterest expense	$27,012,000	568
Salaries and employee benefits	$17,027,000	489
Premises and equipment expense	$1,186,000	1,504
Additional noninterest expense	$8,799,000	571
Pre-tax net operating income	$4,559,000	1,307
Securities gains (losses)	$-59,000	6,385
Applicable income taxes	$1,556,000	966
Income before extraordinary items	$2,944,000	1,606
Extraordinary gains, net	$0	15
Net income	$2,944,000	1,606
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,944,000	1,606
Net charge-offs	$1,410,000	514
Cash dividends	$410,000	2,430
Sale, conversion, retirement of capital stock, net	$935,000	154
Net operating income	$2,982,350	1,566
2014-06-30 (YTD Data)		Rank
Total interest income	$11,979,000	1,071
Total interest expense	$1,693,000	897
Net interest income	$10,286,000	1,088
Provision for loan and lease losses	$1,207,000	386
Total noninterest income	$10,542,000	361
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$24,000	5,831
Trading account gains and fees	$-617,000	6,649
Additional Noninterest Income	$11,135,000	246
Total noninterest expense	$16,780,000	605
Salaries and employee benefits	$10,598,000	521
Premises and equipment expense	$786,000	1,518
Additional noninterest expense	$5,396,000	606
Pre-tax net operating income	$2,841,000	1,347
Securities gains (losses)	$-59,000	6,500
Applicable income taxes	$962,000	994
Income before extraordinary items	$1,820,000	1,661
Extraordinary gains, net	$0	20
Net income	$1,820,000	1,664
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,820,000	1,663
Net charge-offs	$946,000	525
Cash dividends	$410,000	2,010
Sale, conversion, retirement of capital stock, net	$756,000	123
Net operating income	$1,858,350	1,604
2014-03-31 (YTD Data)		Rank
Total interest income	$5,787,000	1,104
Total interest expense	$812,000	938
Net interest income	$4,975,000	1,124
Provision for loan and lease losses	$365,000	595
Total noninterest income	$4,354,000	412
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$12,000	5,863
Trading account gains and fees	$-225,000	6,724
Additional Noninterest Income	$4,567,000	279
Total noninterest expense	$7,963,000	652
Salaries and employee benefits	$5,272,000	522
Premises and equipment expense	$494,000	1,249
Additional noninterest expense	$2,197,000	740
Pre-tax net operating income	$1,001,000	1,768
Securities gains (losses)	$-59,000	6,603
Applicable income taxes	$331,000	1,250
Income before extraordinary items	$611,000	2,241
Extraordinary gains, net	$0	16
Net income	$611,000	2,243
Minority interest net income	$0	66
Net income of bank and minority interests.	$611,000	2,243
Net charge-offs	$438,000	556
Cash dividends	$220,000	1,690
Sale, conversion, retirement of capital stock, net	$565,000	95
Net operating income	$649,350	2,088
2013-12-31 (YTD Data)		Rank
Total interest income	$21,662,000	1,183
Total interest expense	$3,410,000	990
Net interest income	$18,252,000	1,206
Provision for loan and lease losses	$861,000	1,253
Total noninterest income	$23,144,000	363
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$49,000	5,991
Trading account gains and fees	$121,000	136
Additional Noninterest Income	$22,974,000	261
Total noninterest expense	$34,664,000	601
Salaries and employee benefits	$22,328,000	490
Premises and equipment expense	$1,854,000	1,274
Additional noninterest expense	$10,482,000	663
Pre-tax net operating income	$5,871,000	1,258
Securities gains (losses)	$0	3,182
Applicable income taxes	$2,003,000	903
Income before extraordinary items	$3,868,000	1,550
Extraordinary gains, net	$0	29
Net income	$3,868,000	1,553
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,868,000	1,554
Net charge-offs	$1,677,000	866
Cash dividends	$717,000	2,334
Sale, conversion, retirement of capital stock, net	$113,000	525
Net operating income	$3,868,000	1,509
2013-09-30 (YTD Data)		Rank
Total interest income	$15,959,000	1,208
Total interest expense	$2,526,000	1,035
Net interest income	$13,433,000	1,223
Provision for loan and lease losses	$563,000	1,399
Total noninterest income	$17,167,000	381
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$36,000	6,086
Trading account gains and fees	$0	180
Additional Noninterest Income	$17,131,000	266
Total noninterest expense	$25,743,000	606
Salaries and employee benefits	$16,606,000	495
Premises and equipment expense	$1,392,000	1,286
Additional noninterest expense	$7,745,000	669
Pre-tax net operating income	$4,294,000	1,308
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,502,000	933
Income before extraordinary items	$2,792,000	1,610
Extraordinary gains, net	$0	25
Net income	$2,792,000	1,614
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,792,000	1,614
Net charge-offs	$1,674,000	681
Cash dividends	$537,000	2,034
Sale, conversion, retirement of capital stock, net	$92,000	480
Net operating income	$2,792,000	1,569
2013-06-30 (YTD Data)		Rank
Total interest income	$10,372,000	1,229
Total interest expense	$1,646,000	1,079
Net interest income	$8,726,000	1,247
Provision for loan and lease losses	$461,000	1,234
Total noninterest income	$11,403,000	386
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$22,000	6,164
Trading account gains and fees	$0	157
Additional Noninterest Income	$11,381,000	278
Total noninterest expense	$16,496,000	629
Salaries and employee benefits	$10,424,000	527
Premises and equipment expense	$922,000	1,294
Additional noninterest expense	$5,150,000	665
Pre-tax net operating income	$3,172,000	1,175
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,113,000	858
Income before extraordinary items	$2,059,000	1,457
Extraordinary gains, net	$0	22
Net income	$2,059,000	1,461
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,059,000	1,462
Net charge-offs	$976,000	778
Cash dividends	$358,000	2,032
Sale, conversion, retirement of capital stock, net	$76,000	412
Net operating income	$2,059,000	1,410
2013-03-31 (YTD Data)		Rank
Total interest income	$5,063,000	1,262
Total interest expense	$817,000	1,128
Net interest income	$4,246,000	1,273
Provision for loan and lease losses	$267,000	1,109
Total noninterest income	$5,039,000	426
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$11,000	6,179
Trading account gains and fees	$0	148
Additional Noninterest Income	$5,028,000	301
Total noninterest expense	$7,670,000	684
Salaries and employee benefits	$4,931,000	561
Premises and equipment expense	$467,000	1,299
Additional noninterest expense	$2,272,000	752
Pre-tax net operating income	$1,348,000	1,340
Securities gains (losses)	$0	1,966
Applicable income taxes	$438,000	1,023
Income before extraordinary items	$910,000	1,604
Extraordinary gains, net	$0	10
Net income	$910,000	1,606
Minority interest net income	$0	76
Net income of bank and minority interests.	$910,000	1,606
Net charge-offs	$481,000	789
Cash dividends	$179,000	1,705
Sale, conversion, retirement of capital stock, net	$15,000	514
Net operating income	$910,000	1,550
2012-12-31 (YTD Data)		Rank
Total interest income	$20,213,000	1,321
Total interest expense	$3,581,000	1,247
Net interest income	$16,632,000	1,314
Provision for loan and lease losses	$1,514,000	1,316
Total noninterest income	$17,075,000	465
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$51,000	6,210
Trading account gains and fees	$0	166
Additional Noninterest Income	$17,024,000	332
Total noninterest expense	$26,250,000	763
Salaries and employee benefits	$16,251,000	643
Premises and equipment expense	$1,148,000	2,024
Additional noninterest expense	$8,851,000	788
Pre-tax net operating income	$5,943,000	1,190
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,904,000	916
Income before extraordinary items	$4,039,000	1,446
Extraordinary gains, net	$0	29
Net income	$4,039,000	1,447
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,039,000	1,447
Net charge-offs	$1,094,000	1,730
Cash dividends	$719,000	2,358
Sale, conversion, retirement of capital stock, net	$74,000	631
Net operating income	$4,039,000	1,360
2012-09-30 (YTD Data)		Rank
Total interest income	$14,989,000	1,361
Total interest expense	$2,708,000	1,304
Net interest income	$12,281,000	1,346
Provision for loan and lease losses	$1,381,000	1,152
Total noninterest income	$10,815,000	508
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$39,000	6,268
Trading account gains and fees	$0	157
Additional Noninterest Income	$10,776,000	376
Total noninterest expense	$17,285,000	869
Salaries and employee benefits	$10,740,000	724
Premises and equipment expense	$786,000	2,215
Additional noninterest expense	$5,759,000	904
Pre-tax net operating income	$4,430,000	1,215
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,417,000	951
Income before extraordinary items	$3,013,000	1,483
Extraordinary gains, net	$0	20
Net income	$3,013,000	1,484
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,013,000	1,484
Net charge-offs	$692,000	1,823
Cash dividends	$537,000	1,958
Sale, conversion, retirement of capital stock, net	$47,000	619
Net operating income	$3,013,000	1,393
2012-06-30 (YTD Data)		Rank
Total interest income	$9,894,000	1,383
Total interest expense	$1,846,000	1,317
Net interest income	$8,048,000	1,373
Provision for loan and lease losses	$1,072,000	1,041
Total noninterest income	$6,139,000	572
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$27,000	6,263
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,112,000	410
Total noninterest expense	$10,172,000	985
Salaries and employee benefits	$6,041,000	862
Premises and equipment expense	$464,000	2,455
Additional noninterest expense	$3,667,000	948
Pre-tax net operating income	$2,943,000	1,211
Securities gains (losses)	$0	3,178
Applicable income taxes	$932,000	940
Income before extraordinary items	$2,011,000	1,476
Extraordinary gains, net	$0	19
Net income	$2,011,000	1,476
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,011,000	1,476
Net charge-offs	$399,000	2,007
Cash dividends	$358,000	1,959
Sale, conversion, retirement of capital stock, net	$33,000	570
Net operating income	$2,011,000	1,388
2012-03-31 (YTD Data)		Rank
Total interest income	$4,945,000	1,391
Total interest expense	$950,000	1,331
Net interest income	$3,995,000	1,390
Provision for loan and lease losses	$247,000	1,778
Total noninterest income	$2,663,000	649
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$14,000	6,234
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,649,000	457
Total noninterest expense	$4,961,000	1,003
Salaries and employee benefits	$2,965,000	876
Premises and equipment expense	$218,000	2,611
Additional noninterest expense	$1,778,000	954
Pre-tax net operating income	$1,450,000	1,211
Securities gains (losses)	$0	2,210
Applicable income taxes	$447,000	980
Income before extraordinary items	$1,003,000	1,454
Extraordinary gains, net	$0	19
Net income	$1,003,000	1,454
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,003,000	1,455
Net charge-offs	$94,000	2,495
Cash dividends	$179,000	1,685
Sale, conversion, retirement of capital stock, net	$16,000	521
Net operating income	$1,003,000	1,374
2011-12-31 (YTD Data)		Rank
Total interest income	$18,964,000	1,500
Total interest expense	$4,177,000	1,449
Net interest income	$14,787,000	1,514
Provision for loan and lease losses	$996,000	2,419
Total noninterest income	$6,050,000	896
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$62,000	6,122
Trading account gains and fees	$0	146
Additional Noninterest Income	$5,988,000	618
Total noninterest expense	$15,467,000	1,275
Salaries and employee benefits	$9,319,000	1,058
Premises and equipment expense	$856,000	2,760
Additional noninterest expense	$5,292,000	1,314
Pre-tax net operating income	$4,374,000	1,330
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,482,000	1,010
Income before extraordinary items	$2,892,000	1,660
Extraordinary gains, net	$0	29
Net income	$2,892,000	1,660
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,892,000	1,660
Net charge-offs	$322,000	3,723
Cash dividends	$717,000	2,010
Sale, conversion, retirement of capital stock, net	$72,000	736
Net operating income	$2,892,000	1,588
2011-09-30 (YTD Data)		Rank
Total interest income	$13,942,000	1,555
Total interest expense	$3,207,000	1,473
Net interest income	$10,735,000	1,569
Provision for loan and lease losses	$1,060,000	1,895
Total noninterest income	$3,696,000	1,065
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$46,000	6,170
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,650,000	726
Total noninterest expense	$10,563,000	1,392
Salaries and employee benefits	$6,644,000	1,120
Premises and equipment expense	$640,000	2,792
Additional noninterest expense	$3,279,000	1,556
Pre-tax net operating income	$2,808,000	1,574
Securities gains (losses)	$0	3,555
Applicable income taxes	$966,000	1,117
Income before extraordinary items	$1,842,000	1,964
Extraordinary gains, net	$0	21
Net income	$1,842,000	1,964
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,842,000	1,964
Net charge-offs	$293,000	3,275
Cash dividends	$537,000	1,735
Sale, conversion, retirement of capital stock, net	$48,000	716
Net operating income	$1,842,000	1,866
2011-06-30 (YTD Data)		Rank
Total interest income	$9,079,000	1,598
Total interest expense	$2,195,000	1,492
Net interest income	$6,884,000	1,632
Provision for loan and lease losses	$660,000	1,956
Total noninterest income	$1,924,000	1,264
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$28,000	6,269
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,896,000	871
Total noninterest expense	$6,546,000	1,502
Salaries and employee benefits	$4,090,000	1,219
Premises and equipment expense	$421,000	2,831
Additional noninterest expense	$2,035,000	1,690
Pre-tax net operating income	$1,602,000	1,779
Securities gains (losses)	$0	2,914
Applicable income taxes	$565,000	1,212
Income before extraordinary items	$1,037,000	2,206
Extraordinary gains, net	$0	15
Net income	$1,037,000	2,206
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,037,000	2,206
Net charge-offs	$180,000	3,222
Cash dividends	$358,000	1,746
Sale, conversion, retirement of capital stock, net	$32,000	649
Net operating income	$1,037,000	2,134
2011-03-31 (YTD Data)		Rank
Total interest income	$4,461,000	1,635
Total interest expense	$1,127,000	1,507
Net interest income	$3,334,000	1,679
Provision for loan and lease losses	$210,000	2,372
Total noninterest income	$681,000	1,604
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$11,000	6,455
Trading account gains and fees	$0	158
Additional Noninterest Income	$670,000	1,090
Total noninterest expense	$3,082,000	1,608
Salaries and employee benefits	$1,860,000	1,362
Premises and equipment expense	$207,000	2,904
Additional noninterest expense	$1,015,000	1,690
Pre-tax net operating income	$723,000	1,929
Securities gains (losses)	$0	1,772
Applicable income taxes	$232,000	1,348
Income before extraordinary items	$491,000	2,286
Extraordinary gains, net	$0	9
Net income	$491,000	2,285
Minority interest net income	$0	86
Net income of bank and minority interests.	$491,000	2,286
Net charge-offs	$214,000	2,066
Cash dividends	$179,000	1,500
Sale, conversion, retirement of capital stock, net	$17,000	587
Net operating income	$491,000	2,237
2010-12-31 (YTD Data)		Rank
Total interest income	$17,483,000	1,730
Total interest expense	$4,594,000	1,772
Net interest income	$12,889,000	1,718
Provision for loan and lease losses	$3,334,000	1,507
Total noninterest income	$2,626,000	1,703
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$55,000	6,156
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,571,000	1,174
Total noninterest expense	$10,597,000	1,852
Salaries and employee benefits	$6,893,000	1,432
Premises and equipment expense	$741,000	3,151
Additional noninterest expense	$2,963,000	2,314
Pre-tax net operating income	$1,584,000	2,642
Securities gains (losses)	$0	3,793
Applicable income taxes	$488,000	1,916
Income before extraordinary items	$1,096,000	3,065
Extraordinary gains, net	$0	29
Net income	$1,096,000	3,062
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,096,000	3,065
Net charge-offs	$2,641,000	1,577
Cash dividends	$631,000	2,053
Sale, conversion, retirement of capital stock, net	$-8,000	7,574
Net operating income	$1,096,000	2,949
2010-09-30 (YTD Data)		Rank
Total interest income	$12,680,000	1,826
Total interest expense	$3,425,000	1,838
Net interest income	$9,255,000	1,816
Provision for loan and lease losses	$2,676,000	1,367
Total noninterest income	$936,000	2,854
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$43,000	6,209
Trading account gains and fees	$0	165
Additional Noninterest Income	$893,000	1,938
Total noninterest expense	$6,793,000	2,132
Salaries and employee benefits	$4,431,000	1,647
Premises and equipment expense	$541,000	3,263
Additional noninterest expense	$1,821,000	2,699
Pre-tax net operating income	$722,000	3,651
Securities gains (losses)	$0	3,651
Applicable income taxes	$204,000	2,536
Income before extraordinary items	$518,000	4,047
Extraordinary gains, net	$0	23
Net income	$518,000	4,050
Minority interest net income	$0	110
Net income of bank and minority interests.	$518,000	4,050
Net charge-offs	$1,789,000	1,615
Cash dividends	$583,000	1,599
Sale, conversion, retirement of capital stock, net	$-60,000	7,698
Net operating income	$518,000	3,902
2010-06-30 (YTD Data)		Rank
Total interest income	$8,088,000	1,935
Total interest expense	$2,288,000	1,900
Net interest income	$5,800,000	1,923
Provision for loan and lease losses	$1,863,000	1,334
Total noninterest income	$343,000	3,967
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$26,000	6,310
Trading account gains and fees	$0	152
Additional Noninterest Income	$317,000	2,764
Total noninterest expense	$4,074,000	2,381
Salaries and employee benefits	$2,543,000	1,918
Premises and equipment expense	$352,000	3,356
Additional noninterest expense	$1,179,000	2,759
Pre-tax net operating income	$206,000	4,908
Securities gains (losses)	$0	3,184
Applicable income taxes	$43,000	3,388
Income before extraordinary items	$163,000	5,138
Extraordinary gains, net	$0	19
Net income	$163,000	5,141
Minority interest net income	$0	105
Net income of bank and minority interests.	$163,000	5,140
Net charge-offs	$1,105,000	1,617
Cash dividends	$404,000	1,547
Sale, conversion, retirement of capital stock, net	$86,000	510
Net operating income	$163,000	4,985
2010-03-31 (YTD Data)		Rank
Total interest income	$3,844,000	2,080
Total interest expense	$1,177,000	1,943
Net interest income	$2,667,000	2,098
Provision for loan and lease losses	$1,352,000	953
Total noninterest income	$154,000	4,209
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$12,000	6,416
Trading account gains and fees	$0	175
Additional Noninterest Income	$142,000	2,939
Total noninterest expense	$1,900,000	2,573
Salaries and employee benefits	$1,172,000	2,109
Premises and equipment expense	$154,000	3,821
Additional noninterest expense	$574,000	2,818
Pre-tax net operating income	$-431,000	7,125
Securities gains (losses)	$0	2,284
Applicable income taxes	$-161,000	7,523
Income before extraordinary items	$-270,000	7,037
Extraordinary gains, net	$0	16
Net income	$-270,000	7,038
Minority interest net income	$0	91
Net income of bank and minority interests.	$-270,000	7,037
Net charge-offs	$1,012,000	1,030
Cash dividends	$198,000	1,427
Sale, conversion, retirement of capital stock, net	$69,000	355
Net operating income	$-270,000	6,998
2009-12-31 (YTD Data)		Rank
Total interest income	$14,243,000	2,350
Total interest expense	$6,848,000	1,722
Net interest income	$7,395,000	2,923
Provision for loan and lease losses	$1,212,000	3,194
Total noninterest income	$306,000	5,567
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$32,000	6,749
Trading account gains and fees	$0	211
Additional Noninterest Income	$274,000	4,111
Total noninterest expense	$6,613,000	2,939
Salaries and employee benefits	$3,654,000	2,673
Premises and equipment expense	$571,000	4,009
Additional noninterest expense	$2,388,000	2,856
Pre-tax net operating income	$-124,000	5,618
Securities gains (losses)	$0	3,754
Applicable income taxes	$-93,000	6,558
Income before extraordinary items	$-31,000	5,591
Extraordinary gains, net	$0	34
Net income	$-31,000	5,589
Minority interest net income	$0	115
Net income of bank and minority interests.	$-31,000	5,589
Net charge-offs	$199,000	5,015
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$12,235,000	73
Net operating income	$-31,000	5,555
2009-09-30 (YTD Data)		Rank
Total interest income	$10,363,000	2,451
Total interest expense	$5,469,000	1,694
Net interest income	$4,894,000	3,241
Provision for loan and lease losses	$750,000	3,186
Total noninterest income	$212,000	5,777
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$24,000	6,800
Trading account gains and fees	$0	212
Additional Noninterest Income	$188,000	4,390
Total noninterest expense	$5,055,000	2,881
Salaries and employee benefits	$2,761,000	2,670
Premises and equipment expense	$437,000	4,007
Additional noninterest expense	$1,857,000	2,724
Pre-tax net operating income	$-699,000	6,467
Securities gains (losses)	$0	3,497
Applicable income taxes	$-214,000	7,109
Income before extraordinary items	$-485,000	6,413
Extraordinary gains, net	$0	27
Net income	$-485,000	6,414
Minority interest net income	$0	118
Net income of bank and minority interests.	$-485,000	6,413
Net charge-offs	$200,000	4,244
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$5,812,000	131
Net operating income	$-485,000	6,411
2009-06-30 (YTD Data)		Rank
Total interest income	$6,644,000	2,575
Total interest expense	$3,784,000	1,710
Net interest income	$2,860,000	3,594
Provision for loan and lease losses	$591,000	2,749
Total noninterest income	$150,000	5,721
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$12,000	6,959
Trading account gains and fees	$0	193
Additional Noninterest Income	$138,000	4,266
Total noninterest expense	$3,343,000	2,932
Salaries and employee benefits	$1,789,000	2,786
Premises and equipment expense	$300,000	3,930
Additional noninterest expense	$1,254,000	2,718
Pre-tax net operating income	$-924,000	6,973
Securities gains (losses)	$0	3,136
Applicable income taxes	$-295,000	7,414
Income before extraordinary items	$-629,000	6,881
Extraordinary gains, net	$0	21
Net income	$-629,000	6,881
Minority interest net income	$0	112
Net income of bank and minority interests.	$-629,000	6,881
Net charge-offs	$62,000	4,721
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$5,977,000	88
Net operating income	$-629,000	6,869
2009-03-31 (YTD Data)		Rank
Total interest income	$3,213,000	2,683
Total interest expense	$2,008,000	1,689
Net interest income	$1,205,000	4,042
Provision for loan and lease losses	$327,000	2,200
Total noninterest income	$79,000	5,610
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$6,000	6,959
Trading account gains and fees	$0	171
Additional Noninterest Income	$73,000	4,164
Total noninterest expense	$1,669,000	2,863
Salaries and employee benefits	$912,000	2,771
Premises and equipment expense	$148,000	4,012
Additional noninterest expense	$609,000	2,529
Pre-tax net operating income	$-712,000	7,493
Securities gains (losses)	$0	2,434
Applicable income taxes	$-232,000	7,745
Income before extraordinary items	$-480,000	7,431
Extraordinary gains, net	$0	15
Net income	$-480,000	7,431
Minority interest net income	$0	102
Net income of bank and minority interests.	$-480,000	7,432
Net charge-offs	$24,000	4,197
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$6,142,000	44
Net operating income	$-480,000	7,398
2008-12-31 (YTD Data)		Rank
Total interest income	$12,059,000	3,022
Total interest expense	$6,944,000	2,215
Net interest income	$5,115,000	3,891
Provision for loan and lease losses	$851,000	2,945
Total noninterest income	$411,000	5,222
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$25,000	6,977
Trading account gains and fees	$0	154
Additional Noninterest Income	$386,000	3,649
Total noninterest expense	$4,949,000	3,594
Salaries and employee benefits	$2,862,000	3,385
Premises and equipment expense	$493,000	4,505
Additional noninterest expense	$1,594,000	3,466
Pre-tax net operating income	$-274,000	6,614
Securities gains (losses)	$21,000	2,144
Applicable income taxes	$-86,000	7,050
Income before extraordinary items	$-167,000	6,441
Extraordinary gains, net	$0	39
Net income	$-167,000	6,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$167,000	4,335
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$30,000	1,209
Net operating income	$-180,860	6,608
2008-09-30 (YTD Data)		Rank
Total interest income	$8,701,000	3,192
Total interest expense	$4,856,000	2,443
Net interest income	$3,845,000	3,896
Provision for loan and lease losses	$649,000	2,365
Total noninterest income	$363,000	5,011
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$19,000	7,032
Trading account gains and fees	$0	148
Additional Noninterest Income	$344,000	3,443
Total noninterest expense	$3,493,000	3,767
Salaries and employee benefits	$2,046,000	3,546
Premises and equipment expense	$358,000	4,593
Additional noninterest expense	$1,089,000	3,640
Pre-tax net operating income	$66,000	6,534
Securities gains (losses)	$2,000	2,845
Applicable income taxes	$22,000	4,556
Income before extraordinary items	$46,000	6,427
Extraordinary gains, net	$0	31
Net income	$46,000	6,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	3,218
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$18,000	1,093
Net operating income	$44,640	6,596
2008-06-30 (YTD Data)		Rank
Total interest income	$5,547,000	3,367
Total interest expense	$3,118,000	2,617
Net interest income	$2,429,000	4,057
Provision for loan and lease losses	$323,000	2,437
Total noninterest income	$186,000	5,589
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$13,000	7,054
Trading account gains and fees	$0	149
Additional Noninterest Income	$173,000	4,055
Total noninterest expense	$2,254,000	3,879
Salaries and employee benefits	$1,344,000	3,623
Premises and equipment expense	$232,000	4,717
Additional noninterest expense	$678,000	3,807
Pre-tax net operating income	$38,000	6,741
Securities gains (losses)	$2,000	2,957
Applicable income taxes	$13,000	4,890
Income before extraordinary items	$27,000	6,834
Extraordinary gains, net	$0	21
Net income	$27,000	6,833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$13,000	997
Net operating income	$25,660	6,804
2008-03-31 (YTD Data)		Rank
Total interest income	$2,726,000	3,494
Total interest expense	$1,519,000	2,861
Net interest income	$1,207,000	4,089
Provision for loan and lease losses	$81,000	3,044
Total noninterest income	$78,000	5,923
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$6,000	7,087
Trading account gains and fees	$0	158
Additional Noninterest Income	$72,000	4,378
Total noninterest expense	$1,164,000	3,779
Salaries and employee benefits	$720,000	3,475
Premises and equipment expense	$112,000	4,832
Additional noninterest expense	$332,000	3,815
Pre-tax net operating income	$40,000	6,726
Securities gains (losses)	$0	2,688
Applicable income taxes	$14,000	4,601
Income before extraordinary items	$26,000	6,934
Extraordinary gains, net	$0	15
Net income	$26,000	6,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$6,000	877
Net operating income	$26,000	6,840
2007-12-31 (YTD Data)		Rank
Total interest income	$10,263,000	3,716
Total interest expense	$5,507,000	3,216
Net interest income	$4,756,000	4,145
Provision for loan and lease losses	$367,000	2,829
Total noninterest income	$85,000	7,715
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$16,000	7,213
Trading account gains and fees	$0	178
Additional Noninterest Income	$69,000	6,726
Total noninterest expense	$4,153,000	3,997
Salaries and employee benefits	$2,239,000	4,033
Premises and equipment expense	$375,000	5,221
Additional noninterest expense	$1,539,000	3,342
Pre-tax net operating income	$321,000	6,533
Securities gains (losses)	$36,000	908
Applicable income taxes	$128,000	4,274
Income before extraordinary items	$229,000	6,691
Extraordinary gains, net	$0	39
Net income	$229,000	6,690
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$230,000	2,643
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$25,000	1,152
Net operating income	$205,960	6,756
2007-09-30 (YTD Data)		Rank
Total interest income	$7,492,000	3,776
Total interest expense	$3,993,000	3,291
Net interest income	$3,499,000	4,215
Provision for loan and lease losses	$297,000	2,336
Total noninterest income	$41,000	8,038
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$12,000	7,242
Trading account gains and fees	$0	184
Additional Noninterest Income	$29,000	7,362
Total noninterest expense	$2,746,000	4,374
Salaries and employee benefits	$1,602,000	4,167
Premises and equipment expense	$256,000	5,470
Additional noninterest expense	$888,000	4,051
Pre-tax net operating income	$497,000	5,786
Securities gains (losses)	$0	1,655
Applicable income taxes	$167,000	3,930
Income before extraordinary items	$330,000	6,163
Extraordinary gains, net	$0	33
Net income	$330,000	6,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$231,000	1,779
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$19,000	1,030
Net operating income	$330,000	6,150
2007-06-30 (YTD Data)		Rank
Total interest income	$4,772,000	3,909
Total interest expense	$2,545,000	3,413
Net interest income	$2,227,000	4,380
Provision for loan and lease losses	$205,000	2,127
Total noninterest income	$21,000	8,196
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$8,000	7,273
Trading account gains and fees	$0	168
Additional Noninterest Income	$13,000	7,713
Total noninterest expense	$1,678,000	4,646
Salaries and employee benefits	$987,000	4,448
Premises and equipment expense	$149,000	5,826
Additional noninterest expense	$542,000	4,320
Pre-tax net operating income	$365,000	5,691
Securities gains (losses)	$0	1,444
Applicable income taxes	$123,000	3,894
Income before extraordinary items	$242,000	6,071
Extraordinary gains, net	$0	29
Net income	$242,000	6,070
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,005
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$12,000	950
Net operating income	$242,000	6,059
2007-03-31 (YTD Data)		Rank
Total interest income	$2,308,000	4,002
Total interest expense	$1,223,000	3,496
Net interest income	$1,085,000	4,457
Provision for loan and lease losses	$90,000	2,153
Total noninterest income	$7,000	8,340
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$3,000	7,373
Trading account gains and fees	$0	195
Additional Noninterest Income	$4,000	8,000
Total noninterest expense	$789,000	4,840
Salaries and employee benefits	$445,000	4,817
Premises and equipment expense	$68,000	6,105
Additional noninterest expense	$276,000	4,217
Pre-tax net operating income	$213,000	5,376
Securities gains (losses)	$0	1,187
Applicable income taxes	$72,000	3,714
Income before extraordinary items	$141,000	5,770
Extraordinary gains, net	$0	22
Net income	$141,000	5,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$6,000	806
Net operating income	$141,000	5,752
2006-12-31 (YTD Data)		Rank
Total interest income	$7,422,000	4,401
Total interest expense	$3,637,000	3,819
Net interest income	$3,785,000	4,823
Provision for loan and lease losses	$543,000	1,776
Total noninterest income	$17,000	8,435
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$8,000	7,455
Trading account gains and fees	$0	130
Additional Noninterest Income	$9,000	8,284
Total noninterest expense	$3,042,000	4,834
Salaries and employee benefits	$1,807,000	4,599
Premises and equipment expense	$255,000	6,160
Additional noninterest expense	$980,000	4,579
Pre-tax net operating income	$217,000	7,346
Securities gains (losses)	$0	1,687
Applicable income taxes	$-624,000	8,598
Income before extraordinary items	$841,000	5,102
Extraordinary gains, net	$0	51
Net income	$841,000	5,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,914
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$9,785,000	220
Net operating income	$841,000	5,094
2006-09-30 (YTD Data)		Rank
Total interest income	$5,217,000	4,577
Total interest expense	$2,507,000	3,945
Net interest income	$2,710,000	4,997
Provision for loan and lease losses	$448,000	1,559
Total noninterest income	$15,000	8,505
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$6,000	7,517
Trading account gains and fees	$0	126
Additional Noninterest Income	$9,000	8,272
Total noninterest expense	$2,272,000	4,835
Salaries and employee benefits	$1,403,000	4,474
Premises and equipment expense	$181,000	6,328
Additional noninterest expense	$688,000	4,771
Pre-tax net operating income	$5,000	8,093
Securities gains (losses)	$0	1,388
Applicable income taxes	$-705,000	8,707
Income before extraordinary items	$710,000	4,974
Extraordinary gains, net	$0	45
Net income	$710,000	4,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$9,775,000	164
Net operating income	$710,000	4,968
2006-06-30 (YTD Data)		Rank
Total interest income	$3,233,000	4,740
Total interest expense	$1,567,000	3,994
Net interest income	$1,666,000	5,283
Provision for loan and lease losses	$227,000	1,912
Total noninterest income	$12,000	8,524
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$5,000	7,536
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,000	8,267
Total noninterest expense	$1,305,000	5,338
Salaries and employee benefits	$749,000	5,195
Premises and equipment expense	$115,000	6,453
Additional noninterest expense	$441,000	4,890
Pre-tax net operating income	$146,000	7,405
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$146,000	7,187
Extraordinary gains, net	$0	39
Net income	$146,000	7,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$8,035,000	130
Net operating income	$146,000	7,200
2006-03-31 (YTD Data)		Rank
Total interest income	$1,464,000	4,966
Total interest expense	$728,000	4,077
Net interest income	$736,000	5,645
Provision for loan and lease losses	$109,000	1,884
Total noninterest income	$7,000	8,517
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$3,000	7,527
Trading account gains and fees	$0	115
Additional Noninterest Income	$4,000	8,174
Total noninterest expense	$606,000	5,594
Salaries and employee benefits	$359,000	5,361
Premises and equipment expense	$55,000	6,562
Additional noninterest expense	$192,000	5,309
Pre-tax net operating income	$28,000	7,956
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$28,000	7,869
Extraordinary gains, net	$0	21
Net income	$28,000	7,869
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$25,000	474
Net operating income	$28,000	7,866
2005-12-31 (YTD Data)		Rank
Total interest income	$3,583,000	6,129
Total interest expense	$1,684,000	4,944
Net interest income	$1,899,000	6,760
Provision for loan and lease losses	$472,000	1,997
Total noninterest income	$11,000	8,658
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$8,000	7,619
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,000	8,603
Total noninterest expense	$2,096,000	5,955
Salaries and employee benefits	$1,140,000	5,946
Premises and equipment expense	$192,000	6,802
Additional noninterest expense	$764,000	5,315
Pre-tax net operating income	$-658,000	8,552
Securities gains (losses)	$-31,000	8,009
Applicable income taxes	$0	6,964
Income before extraordinary items	$-689,000	8,601
Extraordinary gains, net	$0	46
Net income	$-689,000	8,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	5,474
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$100,000	719
Net operating income	$-658,000	8,577
2005-09-30 (YTD Data)		Rank
Total interest income	$2,335,000	6,503
Total interest expense	$1,050,000	5,305
Net interest income	$1,285,000	7,045
Provision for loan and lease losses	$412,000	1,677
Total noninterest income	$7,000	8,725
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$5,000	7,682
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,000	8,654
Total noninterest expense	$1,546,000	5,973
Salaries and employee benefits	$839,000	5,960
Premises and equipment expense	$144,000	6,808
Additional noninterest expense	$563,000	5,322
Pre-tax net operating income	$-666,000	8,653
Securities gains (losses)	$-31,000	8,339
Applicable income taxes	$0	6,976
Income before extraordinary items	$-697,000	8,694
Extraordinary gains, net	$0	35
Net income	$-697,000	8,694
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$75,000	592
Net operating income	$-666,000	8,667
2005-06-30 (YTD Data)		Rank
Total interest income	$1,317,000	6,869
Total interest expense	$555,000	5,777
Net interest income	$762,000	7,314
Provision for loan and lease losses	$236,000	1,894
Total noninterest income	$4,000	8,739
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$3,000	7,707
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,000	8,662
Total noninterest expense	$1,007,000	6,044
Salaries and employee benefits	$554,000	6,015
Premises and equipment expense	$99,000	6,728
Additional noninterest expense	$354,000	5,485
Pre-tax net operating income	$-477,000	8,662
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$-477,000	8,707
Extraordinary gains, net	$0	30
Net income	$-477,000	8,707
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$50,000	499
Net operating income	$-477,000	8,678
2005-03-31 (YTD Data)		Rank
Total interest income	$546,000	7,308
Total interest expense	$213,000	6,377
Net interest income	$333,000	7,632
Provision for loan and lease losses	$115,000	1,851
Total noninterest income	$1,000	8,826
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$1,000	7,789
Trading account gains and fees	$0	115
Additional Noninterest Income	$0	8,766
Total noninterest expense	$496,000	6,129
Salaries and employee benefits	$283,000	5,978
Premises and equipment expense	$45,000	6,980
Additional noninterest expense	$168,000	5,629
Pre-tax net operating income	$-277,000	8,774
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$-277,000	8,796
Extraordinary gains, net	$0	24
Net income	$-277,000	8,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$25,000	370
Net operating income	$-277,000	8,779
2004-12-31 (YTD Data)		Rank
Total interest income	$334,000	8,842
Total interest expense	$103,000	8,729
Net interest income	$231,000	8,854
Provision for loan and lease losses	$303,000	2,883
Total noninterest income	$2,000	8,892
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,000	7,877
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,000	8,793
Total noninterest expense	$1,339,000	7,192
Salaries and employee benefits	$503,000	7,967
Premises and equipment expense	$92,000	8,068
Additional noninterest expense	$744,000	5,332
Pre-tax net operating income	$-1,409,000	8,859
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$-1,409,000	8,883
Extraordinary gains, net	$0	34
Net income	$-1,409,000	8,884
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$10,255,000	97
Net operating income	$-1,409,000	8,861
2004-09-30 (YTD Data)		Rank
Total interest income	$60,000	8,979
Total interest expense	$12,000	8,938
Net interest income	$48,000	8,976
Provision for loan and lease losses	$68,000	4,952
Total noninterest income	$0	8,980
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$0	7,933
Trading account gains and fees	$0	134
Additional Noninterest Income	$0	8,890
Total noninterest expense	$831,000	7,581
Salaries and employee benefits	$214,000	8,658
Premises and equipment expense	$33,000	8,685
Additional noninterest expense	$584,000	5,128
Pre-tax net operating income	$-851,000	8,873
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$-851,000	8,906
Extraordinary gains, net	$0	26
Net income	$-851,000	8,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$9,478,000	91
Net operating income	$-851,000	8,885

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.