Home > Meridian Bank > Income and Expense

Meridian Bank, Income and Expense

2015-03-31 (YTD Data)Rank
Total interest income$11,330,000560
Total interest expense$1,258,000555
Net interest income$10,072,000561
Provision for loan and lease losses$-1,166,0006,381
Total noninterest income$1,476,000978
Gross Fiduciary activities income$8,000945
Service charges on deposit accounts$146,0001,858
Trading account gains and fees$0152
Additional Noninterest Income$1,322,000747
Total noninterest expense$9,321,000570
Salaries and employee benefits$5,494,000518
Premises and equipment expense$675,000922
Additional noninterest expense$3,152,000541
Pre-tax net operating income$3,393,000671
Securities gains (losses)$-735,0006,407
Applicable income taxes$04,400
Income before extraordinary items$2,658,000674
Extraordinary gains, net$013
Net income$2,658,000672
Minority interest net income$064
Net income of bank and minority interests.$2,658,000674
Net charge-offs$-1,166,0006,390
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,393,000525
2014-12-31 (YTD Data)Rank
Total interest income$46,704,000532
Total interest expense$5,440,000515
Net interest income$41,264,000537
Provision for loan and lease losses$-1,820,0006,406
Total noninterest income$5,542,0001,016
Gross Fiduciary activities income$54,000922
Service charges on deposit accounts$617,0001,913
Trading account gains and fees$0180
Additional Noninterest Income$4,871,000774
Total noninterest expense$37,948,000546
Salaries and employee benefits$21,536,000512
Premises and equipment expense$2,748,000888
Additional noninterest expense$13,664,000501
Pre-tax net operating income$10,678,000778
Securities gains (losses)$-6,0005,976
Applicable income taxes$04,531
Income before extraordinary items$10,672,000638
Extraordinary gains, net$017
Net income$10,672,000637
Minority interest net income$084
Net income of bank and minority interests.$10,672,000638
Net charge-offs$-1,620,0006,476
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,678,000627
2014-09-30 (YTD Data)Rank
Total interest income$34,771,000535
Total interest expense$4,160,000508
Net interest income$30,611,000538
Provision for loan and lease losses$-1,535,0006,506
Total noninterest income$4,320,000986
Gross Fiduciary activities income$22,000972
Service charges on deposit accounts$469,0001,900
Trading account gains and fees$0174
Additional Noninterest Income$3,829,000742
Total noninterest expense$28,234,000545
Salaries and employee benefits$16,261,000512
Premises and equipment expense$2,073,000893
Additional noninterest expense$9,900,000514
Pre-tax net operating income$8,232,000770
Securities gains (losses)$-6,0006,083
Applicable income taxes$04,583
Income before extraordinary items$8,226,000624
Extraordinary gains, net$015
Net income$8,226,000620
Minority interest net income$081
Net income of bank and minority interests.$8,226,000622
Net charge-offs$-1,146,0006,546
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,232,000614
2014-06-30 (YTD Data)Rank
Total interest income$23,157,000530
Total interest expense$2,778,000510
Net interest income$20,379,000537
Provision for loan and lease losses$-1,456,0006,585
Total noninterest income$2,970,000946
Gross Fiduciary activities income$15,000972
Service charges on deposit accounts$313,0001,885
Trading account gains and fees$0172
Additional Noninterest Income$2,642,000707
Total noninterest expense$18,963,000537
Salaries and employee benefits$10,765,000512
Premises and equipment expense$1,382,000896
Additional noninterest expense$6,816,000498
Pre-tax net operating income$5,842,000707
Securities gains (losses)$-6,0006,233
Applicable income taxes$04,568
Income before extraordinary items$5,836,000572
Extraordinary gains, net$020
Net income$5,836,000571
Minority interest net income$080
Net income of bank and minority interests.$5,836,000572
Net charge-offs$-937,0006,610
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,842,000568
2014-03-31 (YTD Data)Rank
Total interest income$11,407,000539
Total interest expense$1,378,000523
Net interest income$10,029,000548
Provision for loan and lease losses$-140,0006,543
Total noninterest income$1,498,000919
Gross Fiduciary activities income$7,000977
Service charges on deposit accounts$153,0001,902
Trading account gains and fees$0147
Additional Noninterest Income$1,338,000682
Total noninterest expense$9,435,000542
Salaries and employee benefits$5,390,000509
Premises and equipment expense$697,000903
Additional noninterest expense$3,348,000501
Pre-tax net operating income$2,232,000883
Securities gains (losses)$5,0001,340
Applicable income taxes$04,445
Income before extraordinary items$2,237,000696
Extraordinary gains, net$016
Net income$2,237,000695
Minority interest net income$066
Net income of bank and minority interests.$2,237,000698
Net charge-offs$-352,0006,652
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,232,000689
2013-12-31 (YTD Data)Rank
Total interest income$43,759,000567
Total interest expense$5,185,000632
Net interest income$38,574,000560
Provision for loan and lease losses$-3,361,0006,750
Total noninterest income$4,989,0001,131
Gross Fiduciary activities income$24,0001,024
Service charges on deposit accounts$613,0002,023
Trading account gains and fees$0184
Additional Noninterest Income$4,352,000896
Total noninterest expense$38,154,000544
Salaries and employee benefits$21,880,000501
Premises and equipment expense$2,763,000873
Additional noninterest expense$13,511,000523
Pre-tax net operating income$8,770,000880
Securities gains (losses)$18,0002,386
Applicable income taxes$04,631
Income before extraordinary items$8,788,000730
Extraordinary gains, net$029
Net income$8,788,000731
Minority interest net income$090
Net income of bank and minority interests.$8,788,000731
Net charge-offs$-686,0006,756
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,770,000706
2013-09-30 (YTD Data)Rank
Total interest income$32,005,000578
Total interest expense$3,859,000658
Net interest income$28,146,000573
Provision for loan and lease losses$-2,560,0006,836
Total noninterest income$3,425,0001,229
Gross Fiduciary activities income$18,0001,009
Service charges on deposit accounts$461,0002,021
Trading account gains and fees$0180
Additional Noninterest Income$2,946,000978
Total noninterest expense$28,643,000546
Salaries and employee benefits$16,463,000504
Premises and equipment expense$2,065,000883
Additional noninterest expense$10,115,000516
Pre-tax net operating income$5,488,0001,058
Securities gains (losses)$-68,0006,686
Applicable income taxes$04,713
Income before extraordinary items$5,420,000881
Extraordinary gains, net$025
Net income$5,420,000883
Minority interest net income$084
Net income of bank and minority interests.$5,420,000883
Net charge-offs$165,0002,767
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,488,000849
2013-06-30 (YTD Data)Rank
Total interest income$20,723,000591
Total interest expense$2,597,000679
Net interest income$18,126,000583
Provision for loan and lease losses$-646,0006,832
Total noninterest income$2,260,0001,254
Gross Fiduciary activities income$11,0001,019
Service charges on deposit accounts$305,0002,016
Trading account gains and fees$0157
Additional Noninterest Income$1,944,0001,014
Total noninterest expense$19,027,000550
Salaries and employee benefits$10,953,000502
Premises and equipment expense$1,352,000896
Additional noninterest expense$6,722,000522
Pre-tax net operating income$2,005,0001,714
Securities gains (losses)$-27,0006,751
Applicable income taxes$04,679
Income before extraordinary items$1,978,0001,533
Extraordinary gains, net$022
Net income$1,978,0001,536
Minority interest net income$082
Net income of bank and minority interests.$1,978,0001,538
Net charge-offs$2,453,000380
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,005,0001,442
2013-03-31 (YTD Data)Rank
Total interest income$9,998,000620
Total interest expense$1,332,000690
Net interest income$8,666,000611
Provision for loan and lease losses$-31,0006,779
Total noninterest income$1,034,0001,331
Gross Fiduciary activities income$5,0001,015
Service charges on deposit accounts$155,0001,977
Trading account gains and fees$0148
Additional Noninterest Income$874,0001,077
Total noninterest expense$9,483,000559
Salaries and employee benefits$5,517,000514
Premises and equipment expense$673,000916
Additional noninterest expense$3,293,000535
Pre-tax net operating income$248,0004,135
Securities gains (losses)$-27,0006,889
Applicable income taxes$04,602
Income before extraordinary items$221,0004,101
Extraordinary gains, net$010
Net income$221,0004,104
Minority interest net income$076
Net income of bank and minority interests.$221,0004,104
Net charge-offs$2,671,000208
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$248,0003,796
2012-12-31 (YTD Data)Rank
Total interest income$46,493,000563
Total interest expense$7,133,000596
Net interest income$39,360,000556
Provision for loan and lease losses$-5,793,0007,068
Total noninterest income$6,896,000905
Gross Fiduciary activities income$12,0001,105
Service charges on deposit accounts$616,0002,111
Trading account gains and fees$0166
Additional Noninterest Income$6,268,000688
Total noninterest expense$38,716,000541
Salaries and employee benefits$21,244,000502
Premises and equipment expense$3,238,000744
Additional noninterest expense$14,234,000518
Pre-tax net operating income$13,333,000576
Securities gains (losses)$-285,0006,980
Applicable income taxes$04,751
Income before extraordinary items$13,048,000515
Extraordinary gains, net$029
Net income$13,048,000513
Minority interest net income$093
Net income of bank and minority interests.$13,048,000515
Net charge-offs$6,412,000475
Cash dividends$60,000,000105
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$13,333,000490
2012-09-30 (YTD Data)Rank
Total interest income$35,059,000566
Total interest expense$5,658,000585
Net interest income$29,401,000561
Provision for loan and lease losses$-1,595,0007,152
Total noninterest income$6,671,000742
Gross Fiduciary activities income$10,0001,078
Service charges on deposit accounts$456,0002,154
Trading account gains and fees$0157
Additional Noninterest Income$6,205,000562
Total noninterest expense$29,542,000534
Salaries and employee benefits$16,152,000494
Premises and equipment expense$2,554,000717
Additional noninterest expense$10,836,000516
Pre-tax net operating income$8,125,000690
Securities gains (losses)$-336,0007,095
Applicable income taxes$04,802
Income before extraordinary items$7,789,000622
Extraordinary gains, net$020
Net income$7,789,000621
Minority interest net income$086
Net income of bank and minority interests.$7,789,000622
Net charge-offs$5,445,000431
Cash dividends$40,000,00086
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,125,000575
2012-06-30 (YTD Data)Rank
Total interest income$23,955,000560
Total interest expense$4,041,000573
Net interest income$19,914,000558
Provision for loan and lease losses$-95,0007,102
Total noninterest income$6,070,000582
Gross Fiduciary activities income$7,0001,082
Service charges on deposit accounts$290,0002,222
Trading account gains and fees$0153
Additional Noninterest Income$5,773,000425
Total noninterest expense$19,568,000539
Salaries and employee benefits$10,834,000488
Premises and equipment expense$1,464,000829
Additional noninterest expense$7,270,000508
Pre-tax net operating income$6,511,000589
Securities gains (losses)$-290,0007,169
Applicable income taxes$04,770
Income before extraordinary items$6,221,000524
Extraordinary gains, net$019
Net income$6,221,000524
Minority interest net income$084
Net income of bank and minority interests.$6,221,000524
Net charge-offs$5,923,000295
Cash dividends$40,000,00064
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,511,000484
2012-03-31 (YTD Data)Rank
Total interest income$11,914,000565
Total interest expense$2,119,000564
Net interest income$9,795,000569
Provision for loan and lease losses$-100,0007,195
Total noninterest income$5,584,000375
Gross Fiduciary activities income$4,0001,056
Service charges on deposit accounts$130,0002,402
Trading account gains and fees$0148
Additional Noninterest Income$5,450,000277
Total noninterest expense$10,347,000510
Salaries and employee benefits$5,735,000458
Premises and equipment expense$735,000825
Additional noninterest expense$3,877,000468
Pre-tax net operating income$5,132,000412
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$5,132,000340
Extraordinary gains, net$019
Net income$5,132,000340
Minority interest net income$078
Net income of bank and minority interests.$5,132,000341
Net charge-offs$5,149,000192
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,132,000321
2011-12-31 (YTD Data)Rank
Total interest income$60,793,000452
Total interest expense$12,442,000444
Net interest income$48,351,000452
Provision for loan and lease losses$-1,478,0007,334
Total noninterest income$3,099,0001,460
Gross Fiduciary activities income$9,0001,108
Service charges on deposit accounts$490,0002,619
Trading account gains and fees$0146
Additional Noninterest Income$2,600,0001,132
Total noninterest expense$45,128,000461
Salaries and employee benefits$23,961,000415
Premises and equipment expense$3,217,000766
Additional noninterest expense$17,950,000438
Pre-tax net operating income$7,800,000780
Securities gains (losses)$454,000848
Applicable income taxes$04,719
Income before extraordinary items$8,254,000618
Extraordinary gains, net$9,912,0005
Net income$18,166,000325
Minority interest net income$096
Net income of bank and minority interests.$18,166,000325
Net charge-offs$10,597,000431
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,800,000637
2011-09-30 (YTD Data)Rank
Total interest income$57,262,000371
Total interest expense$10,816,000407
Net interest income$46,446,000371
Provision for loan and lease losses$992,0001,978
Total noninterest income$7,596,000612
Gross Fiduciary activities income$7,0001,070
Service charges on deposit accounts$357,0002,689
Trading account gains and fees$0145
Additional Noninterest Income$7,232,000440
Total noninterest expense$40,661,000392
Salaries and employee benefits$22,595,000332
Premises and equipment expense$2,826,000671
Additional noninterest expense$15,240,000383
Pre-tax net operating income$12,389,000428
Securities gains (losses)$599,000564
Applicable income taxes$-6,0006,757
Income before extraordinary items$12,994,000341
Extraordinary gains, net$021
Net income$12,994,000341
Minority interest net income$087
Net income of bank and minority interests.$12,994,000341
Net charge-offs$11,859,000306
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$12,395,000345
2011-06-30 (YTD Data)Rank
Total interest income$38,963,000373
Total interest expense$7,750,000395
Net interest income$31,213,000368
Provision for loan and lease losses$282,0003,108
Total noninterest income$4,391,000685
Gross Fiduciary activities income$4,0001,093
Service charges on deposit accounts$229,0002,745
Trading account gains and fees$0153
Additional Noninterest Income$4,158,000491
Total noninterest expense$27,566,000385
Salaries and employee benefits$15,235,000327
Premises and equipment expense$1,945,000653
Additional noninterest expense$10,386,000376
Pre-tax net operating income$7,756,000448
Securities gains (losses)$187,000766
Applicable income taxes$-10,0006,865
Income before extraordinary items$7,953,000359
Extraordinary gains, net$015
Net income$7,953,000358
Minority interest net income$089
Net income of bank and minority interests.$7,953,000358
Net charge-offs$6,351,000383
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,766,000356
2011-03-31 (YTD Data)Rank
Total interest income$18,846,000383
Total interest expense$4,100,000388
Net interest income$14,746,000383
Provision for loan and lease losses$583,0001,306
Total noninterest income$3,012,000545
Gross Fiduciary activities income$2,0001,085
Service charges on deposit accounts$110,0002,792
Trading account gains and fees$0158
Additional Noninterest Income$2,900,000385
Total noninterest expense$14,000,000380
Salaries and employee benefits$7,690,000327
Premises and equipment expense$1,031,000639
Additional noninterest expense$5,279,000367
Pre-tax net operating income$3,175,000527
Securities gains (losses)$-302,0007,497
Applicable income taxes$-22,0007,087
Income before extraordinary items$2,895,000463
Extraordinary gains, net$09
Net income$2,895,000461
Minority interest net income$086
Net income of bank and minority interests.$2,895,000463
Net charge-offs$4,086,000319
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,197,000410
2010-12-31 (YTD Data)Rank
Total interest income$91,353,000332
Total interest expense$24,467,000312
Net interest income$66,886,000339
Provision for loan and lease losses$24,599,000298
Total noninterest income$-4,181,0007,635
Gross Fiduciary activities income$16,0001,090
Service charges on deposit accounts$688,0002,068
Trading account gains and fees$0175
Additional Noninterest Income$-4,885,0007,631
Total noninterest expense$66,151,000331
Salaries and employee benefits$31,909,000306
Premises and equipment expense$4,502,000574
Additional noninterest expense$29,740,000293
Pre-tax net operating income$-28,045,0007,562
Securities gains (losses)$1,296,000392
Applicable income taxes$39,0003,750
Income before extraordinary items$-26,788,0007,549
Extraordinary gains, net$029
Net income$-27,856,0007,556
Minority interest net income$1,068,00027
Net income of bank and minority interests.$-26,788,0007,549
Net charge-offs$38,948,000205
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-28,084,0007,556
2010-09-30 (YTD Data)Rank
Total interest income$70,378,000325
Total interest expense$19,693,000305
Net interest income$50,685,000335
Provision for loan and lease losses$19,676,000284
Total noninterest income$-1,296,0007,707
Gross Fiduciary activities income$12,0001,066
Service charges on deposit accounts$565,0001,973
Trading account gains and fees$0165
Additional Noninterest Income$-1,873,0007,704
Total noninterest expense$50,514,000313
Salaries and employee benefits$23,797,000308
Premises and equipment expense$3,474,000550
Additional noninterest expense$23,243,000272
Pre-tax net operating income$-20,801,0007,665
Securities gains (losses)$1,724,000252
Applicable income taxes$39,0003,698
Income before extraordinary items$-19,116,0007,657
Extraordinary gains, net$023
Net income$-20,184,0007,659
Minority interest net income$1,068,00029
Net income of bank and minority interests.$-19,116,0007,657
Net charge-offs$34,220,000181
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-20,840,0007,658
2010-06-30 (YTD Data)Rank
Total interest income$48,155,000322
Total interest expense$13,936,000301
Net interest income$34,219,000327
Provision for loan and lease losses$13,550,000287
Total noninterest income$-1,898,0007,805
Gross Fiduciary activities income$7,0001,103
Service charges on deposit accounts$407,0001,858
Trading account gains and fees$0152
Additional Noninterest Income$-2,312,0007,803
Total noninterest expense$34,816,000311
Salaries and employee benefits$16,380,000298
Premises and equipment expense$2,185,000595
Additional noninterest expense$16,251,000269
Pre-tax net operating income$-16,045,0007,733
Securities gains (losses)$2,145,000135
Applicable income taxes$39,0003,440
Income before extraordinary items$-13,939,0007,721
Extraordinary gains, net$019
Net income$-14,526,0007,727
Minority interest net income$587,00030
Net income of bank and minority interests.$-13,939,0007,721
Net charge-offs$21,394,000191
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-16,084,0007,732
2010-03-31 (YTD Data)Rank
Total interest income$24,683,000326
Total interest expense$7,361,000307
Net interest income$17,322,000329
Provision for loan and lease losses$8,655,000254
Total noninterest income$-4,159,0007,925
Gross Fiduciary activities income$4,0001,077
Service charges on deposit accounts$247,0001,583
Trading account gains and fees$0175
Additional Noninterest Income$-4,410,0007,934
Total noninterest expense$16,182,000334
Salaries and employee benefits$8,470,000289
Premises and equipment expense$1,117,000596
Additional noninterest expense$6,595,000304
Pre-tax net operating income$-11,674,0007,860
Securities gains (losses)$804,000158
Applicable income taxes$3,0004,254
Income before extraordinary items$-10,873,0007,855
Extraordinary gains, net$016
Net income$-11,067,0007,857
Minority interest net income$194,00035
Net income of bank and minority interests.$-10,873,0007,856
Net charge-offs$13,089,000172
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-11,677,0007,860
2009-12-31 (YTD Data)Rank
Total interest income$108,750,000315
Total interest expense$42,543,000270
Net interest income$66,207,000333
Provision for loan and lease losses$78,040,000176
Total noninterest income$8,568,000726
Gross Fiduciary activities income$15,0001,124
Service charges on deposit accounts$1,269,0001,359
Trading account gains and fees$0211
Additional Noninterest Income$7,284,000553
Total noninterest expense$93,714,000251
Salaries and employee benefits$34,743,000274
Premises and equipment expense$4,972,000536
Additional noninterest expense$53,999,000214
Pre-tax net operating income$-96,979,0007,928
Securities gains (losses)$-3,962,0007,874
Applicable income taxes$-23,0006,337
Income before extraordinary items$-100,918,0007,933
Extraordinary gains, net$034
Net income$-101,650,0007,931
Minority interest net income$732,00037
Net income of bank and minority interests.$-100,918,0007,932
Net charge-offs$70,643,000155
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-96,956,0007,930
2009-09-30 (YTD Data)Rank
Total interest income$82,354,000324
Total interest expense$33,948,000278
Net interest income$48,406,000349
Provision for loan and lease losses$51,748,000204
Total noninterest income$5,106,000862
Gross Fiduciary activities income$12,0001,096
Service charges on deposit accounts$1,002,0001,286
Trading account gains and fees$0212
Additional Noninterest Income$4,092,000681
Total noninterest expense$63,847,000276
Salaries and employee benefits$27,194,000270
Premises and equipment expense$3,862,000530
Additional noninterest expense$32,791,000238
Pre-tax net operating income$-62,083,0008,003
Securities gains (losses)$-2,640,0007,953
Applicable income taxes$-29,0006,747
Income before extraordinary items$-64,694,0008,009
Extraordinary gains, net$027
Net income$-65,224,0008,008
Minority interest net income$530,00041
Net income of bank and minority interests.$-64,694,0008,008
Net charge-offs$47,839,000175
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-62,054,0008,006
2009-06-30 (YTD Data)Rank
Total interest income$55,658,000329
Total interest expense$23,763,000273
Net interest income$31,895,000360
Provision for loan and lease losses$41,638,000184
Total noninterest income$4,259,000737
Gross Fiduciary activities income$6,0001,146
Service charges on deposit accounts$638,0001,325
Trading account gains and fees$0193
Additional Noninterest Income$3,615,000554
Total noninterest expense$44,333,000270
Salaries and employee benefits$18,377,000270
Premises and equipment expense$2,533,000546
Additional noninterest expense$23,423,000233
Pre-tax net operating income$-49,817,0008,101
Securities gains (losses)$-2,259,0008,068
Applicable income taxes$-31,0006,914
Income before extraordinary items$-52,045,0008,112
Extraordinary gains, net$021
Net income$-52,640,0008,111
Minority interest net income$595,00036
Net income of bank and minority interests.$-52,045,0008,111
Net charge-offs$25,181,000199
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-49,786,0008,103
2009-03-31 (YTD Data)Rank
Total interest income$28,666,000325
Total interest expense$12,742,000272
Net interest income$15,924,000356
Provision for loan and lease losses$11,763,000228
Total noninterest income$2,891,000564
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$325,0001,266
Trading account gains and fees$0171
Additional Noninterest Income$2,566,000418
Total noninterest expense$13,633,000396
Salaries and employee benefits$8,708,000281
Premises and equipment expense$1,247,000566
Additional noninterest expense$3,678,000465
Pre-tax net operating income$-6,581,0008,070
Securities gains (losses)$02,434
Applicable income taxes$-58,0007,451
Income before extraordinary items$-6,523,0008,085
Extraordinary gains, net$015
Net income$-7,055,0008,093
Minority interest net income$532,00026
Net income of bank and minority interests.$-6,523,0008,085
Net charge-offs$6,023,000280
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-6,523,0008,087
2008-12-31 (YTD Data)Rank
Total interest income$150,773,000269
Total interest expense$68,813,000256
Net interest income$81,960,000295
Provision for loan and lease losses$79,372,000132
Total noninterest income$-556,0008,238
Gross Fiduciary activities income$14,0001,164
Service charges on deposit accounts$1,353,0001,335
Trading account gains and fees$0154
Additional Noninterest Income$-1,923,0008,275
Total noninterest expense$136,162,000194
Salaries and employee benefits$41,330,000235
Premises and equipment expense$5,987,000452
Additional noninterest expense$88,845,000149
Pre-tax net operating income$-134,130,0008,252
Securities gains (losses)$500,000377
Applicable income taxes$174,0002,944
Income before extraordinary items$-133,804,0008,244
Extraordinary gains, net$039
Net income$-133,804,0008,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,111,000116
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-134,304,0008,250
2008-09-30 (YTD Data)Rank
Total interest income$117,369,000275
Total interest expense$53,699,000260
Net interest income$63,670,000301
Provision for loan and lease losses$57,195,000124
Total noninterest income$-3,624,0008,363
Gross Fiduciary activities income$11,0001,141
Service charges on deposit accounts$1,036,0001,309
Trading account gains and fees$0148
Additional Noninterest Income$-4,671,0008,379
Total noninterest expense$91,270,000202
Salaries and employee benefits$32,917,000231
Premises and equipment expense$4,276,000485
Additional noninterest expense$54,077,000160
Pre-tax net operating income$-88,419,0008,347
Securities gains (losses)$40,0001,574
Applicable income taxes$153,0003,208
Income before extraordinary items$-88,532,0008,341
Extraordinary gains, net$031
Net income$-88,532,0008,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,320,000109
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-88,572,0008,345
2008-06-30 (YTD Data)Rank
Total interest income$81,587,000273
Total interest expense$38,566,000248
Net interest income$43,021,000299
Provision for loan and lease losses$35,524,000119
Total noninterest income$-3,087,0008,436
Gross Fiduciary activities income$8,0001,154
Service charges on deposit accounts$708,0001,256
Trading account gains and fees$0149
Additional Noninterest Income$-3,803,0008,450
Total noninterest expense$69,359,000176
Salaries and employee benefits$22,183,000232
Premises and equipment expense$2,911,000481
Additional noninterest expense$44,265,000133
Pre-tax net operating income$-64,949,0008,421
Securities gains (losses)$4,0002,798
Applicable income taxes$132,0003,162
Income before extraordinary items$-65,077,0008,418
Extraordinary gains, net$021
Net income$-65,077,0008,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,186,000110
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-65,081,0008,418
2008-03-31 (YTD Data)Rank
Total interest income$42,568,000277
Total interest expense$20,894,000247
Net interest income$21,674,000295
Provision for loan and lease losses$11,103,000148
Total noninterest income$-3,510,0008,480
Gross Fiduciary activities income$4,0001,139
Service charges on deposit accounts$386,0001,135
Trading account gains and fees$0158
Additional Noninterest Income$-3,900,0008,494
Total noninterest expense$21,149,000259
Salaries and employee benefits$11,061,000234
Premises and equipment expense$1,480,000469
Additional noninterest expense$8,608,000235
Pre-tax net operating income$-14,088,0008,459
Securities gains (losses)$-51,0008,404
Applicable income taxes$05,622
Income before extraordinary items$-14,139,0008,460
Extraordinary gains, net$015
Net income$-14,139,0008,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,573,000144
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-14,088,0008,459
2007-12-31 (YTD Data)Rank
Total interest income$201,714,000240
Total interest expense$88,107,000262
Net interest income$113,607,000227
Provision for loan and lease losses$22,246,000146
Total noninterest income$8,659,000690
Gross Fiduciary activities income$16,0001,187
Service charges on deposit accounts$1,439,0001,230
Trading account gains and fees$0178
Additional Noninterest Income$7,204,000511
Total noninterest expense$82,172,000260
Salaries and employee benefits$44,106,000226
Premises and equipment expense$5,548,000481
Additional noninterest expense$32,518,000239
Pre-tax net operating income$17,848,000506
Securities gains (losses)$108,000588
Applicable income taxes$384,0003,080
Income before extraordinary items$17,572,000396
Extraordinary gains, net$039
Net income$17,572,000393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,447,000127
Cash dividends$27,097,000196
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$17,466,160390
2007-09-30 (YTD Data)Rank
Total interest income$156,043,000235
Total interest expense$64,997,000265
Net interest income$91,046,000211
Provision for loan and lease losses$10,110,000156
Total noninterest income$6,993,000649
Gross Fiduciary activities income$13,0001,145
Service charges on deposit accounts$1,053,0001,245
Trading account gains and fees$0184
Additional Noninterest Income$5,927,000489
Total noninterest expense$61,465,000250
Salaries and employee benefits$33,262,000221
Premises and equipment expense$4,172,000478
Additional noninterest expense$24,031,000232
Pre-tax net operating income$26,464,000329
Securities gains (losses)$108,000480
Applicable income taxes$379,0002,873
Income before extraordinary items$26,193,000244
Extraordinary gains, net$033
Net income$26,193,000242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,112,000602
Cash dividends$27,097,000163
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$26,086,080245
2007-06-30 (YTD Data)Rank
Total interest income$106,635,000245
Total interest expense$42,435,000275
Net interest income$64,200,000216
Provision for loan and lease losses$6,252,000150
Total noninterest income$4,880,000654
Gross Fiduciary activities income$8,0001,166
Service charges on deposit accounts$673,0001,316
Trading account gains and fees$0168
Additional Noninterest Income$4,199,000487
Total noninterest expense$41,215,000255
Salaries and employee benefits$22,057,000233
Premises and equipment expense$2,762,000494
Additional noninterest expense$16,396,000240
Pre-tax net operating income$21,613,000302
Securities gains (losses)$108,000397
Applicable income taxes$270,0002,866
Income before extraordinary items$21,451,000223
Extraordinary gains, net$029
Net income$21,451,000222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0001,227
Cash dividends$19,073,000176
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$21,344,080224
2007-03-31 (YTD Data)Rank
Total interest income$53,605,000240
Total interest expense$20,780,000278
Net interest income$32,825,000212
Provision for loan and lease losses$1,632,000209
Total noninterest income$2,999,000552
Gross Fiduciary activities income$4,0001,141
Service charges on deposit accounts$348,0001,241
Trading account gains and fees$0195
Additional Noninterest Income$2,647,000414
Total noninterest expense$20,853,000251
Salaries and employee benefits$11,347,000230
Premises and equipment expense$1,392,000485
Additional noninterest expense$8,114,000234
Pre-tax net operating income$13,339,000261
Securities gains (losses)$01,187
Applicable income taxes$184,0002,518
Income before extraordinary items$13,155,000187
Extraordinary gains, net$022
Net income$13,155,000186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,454,0008,644
Cash dividends$10,001,000139
Sale, conversion, retirement of capital stock, net$0885
Net operating income$13,155,000186
2006-12-31 (YTD Data)Rank
Total interest income$180,640,000259
Total interest expense$65,272,000296
Net interest income$115,368,000231
Provision for loan and lease losses$4,630,000258
Total noninterest income$6,604,000869
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,269,0001,408
Trading account gains and fees$0130
Additional Noninterest Income$5,335,000651
Total noninterest expense$68,510,000291
Salaries and employee benefits$39,607,000248
Premises and equipment expense$4,659,000541
Additional noninterest expense$24,244,000273
Pre-tax net operating income$48,832,000283
Securities gains (losses)$-60,0008,005
Applicable income taxes$51,0005,432
Income before extraordinary items$48,721,000209
Extraordinary gains, net$051
Net income$48,721,000209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,027,000667
Cash dividends$15,027,000289
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$48,781,000210
2006-09-30 (YTD Data)Rank
Total interest income$128,816,000280
Total interest expense$44,415,000317
Net interest income$84,401,000247
Provision for loan and lease losses$2,689,000306
Total noninterest income$4,705,000920
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$943,0001,425
Trading account gains and fees$0126
Additional Noninterest Income$3,762,000682
Total noninterest expense$46,567,000329
Salaries and employee benefits$26,681,000291
Premises and equipment expense$3,225,000601
Additional noninterest expense$16,661,000305
Pre-tax net operating income$39,850,000286
Securities gains (losses)$-59,0008,237
Applicable income taxes$12,0006,158
Income before extraordinary items$39,779,000207
Extraordinary gains, net$045
Net income$39,779,000207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,000874
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$39,838,000206
2006-06-30 (YTD Data)Rank
Total interest income$78,275,000298
Total interest expense$24,329,000358
Net interest income$53,946,000260
Provision for loan and lease losses$1,704,000316
Total noninterest income$2,941,000958
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$624,0001,426
Trading account gains and fees$0126
Additional Noninterest Income$2,317,000718
Total noninterest expense$28,766,000352
Salaries and employee benefits$16,527,000315
Premises and equipment expense$2,027,000651
Additional noninterest expense$10,212,000339
Pre-tax net operating income$26,417,000288
Securities gains (losses)$-92,0008,522
Applicable income taxes$10,0006,127
Income before extraordinary items$26,315,000214
Extraordinary gains, net$039
Net income$26,315,000214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,000862
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$26,407,000212
2006-03-31 (YTD Data)Rank
Total interest income$37,090,000308
Total interest expense$11,121,000371
Net interest income$25,969,000266
Provision for loan and lease losses$949,000283
Total noninterest income$1,384,000999
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$318,0001,356
Trading account gains and fees$0115
Additional Noninterest Income$1,066,000764
Total noninterest expense$13,947,000357
Salaries and employee benefits$7,962,000325
Premises and equipment expense$1,007,000649
Additional noninterest expense$4,978,000336
Pre-tax net operating income$12,457,000289
Securities gains (losses)$-92,0008,649
Applicable income taxes$06,588
Income before extraordinary items$12,365,000223
Extraordinary gains, net$021
Net income$12,365,000223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,000481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$12,457,000218
2005-12-31 (YTD Data)Rank
Total interest income$83,059,000435
Total interest expense$20,267,000573
Net interest income$62,792,000387
Provision for loan and lease losses$5,981,000205
Total noninterest income$3,830,0001,325
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,473,0001,208
Trading account gains and fees$0138
Additional Noninterest Income$2,357,0001,205
Total noninterest expense$37,246,000500
Salaries and employee benefits$22,205,000430
Premises and equipment expense$3,104,000782
Additional noninterest expense$11,937,000480
Pre-tax net operating income$23,395,000477
Securities gains (losses)$51,000916
Applicable income taxes$2,0006,781
Income before extraordinary items$23,444,000378
Extraordinary gains, net$046
Net income$23,444,000379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,341,000344
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$23,393,000370
2005-09-30 (YTD Data)Rank
Total interest income$55,973,000460
Total interest expense$12,395,000653
Net interest income$43,578,000407
Provision for loan and lease losses$3,879,000223
Total noninterest income$2,631,0001,435
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,081,0001,216
Trading account gains and fees$0126
Additional Noninterest Income$1,550,0001,331
Total noninterest expense$26,704,000512
Salaries and employee benefits$16,002,000444
Premises and equipment expense$2,174,000818
Additional noninterest expense$8,528,000503
Pre-tax net operating income$15,626,000521
Securities gains (losses)$51,000870
Applicable income taxes$2,0006,802
Income before extraordinary items$15,675,000409
Extraordinary gains, net$035
Net income$15,675,000409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0001,077
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$15,624,000399
2005-06-30 (YTD Data)Rank
Total interest income$33,567,000487
Total interest expense$6,815,000739
Net interest income$26,752,000427
Provision for loan and lease losses$1,557,000330
Total noninterest income$1,648,0001,479
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$699,0001,218
Trading account gains and fees$0116
Additional Noninterest Income$949,0001,401
Total noninterest expense$16,904,000535
Salaries and employee benefits$10,092,000463
Premises and equipment expense$1,310,000889
Additional noninterest expense$5,502,000515
Pre-tax net operating income$9,939,000531
Securities gains (losses)$51,000773
Applicable income taxes$06,961
Income before extraordinary items$9,990,000413
Extraordinary gains, net$030
Net income$9,990,000413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0001,024
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$9,939,000404
2005-03-31 (YTD Data)Rank
Total interest income$15,589,000510
Total interest expense$2,950,000817
Net interest income$12,639,000439
Provision for loan and lease losses$640,000381
Total noninterest income$799,0001,493
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$338,0001,213
Trading account gains and fees$0115
Additional Noninterest Income$461,0001,403
Total noninterest expense$8,317,000533
Salaries and employee benefits$4,926,000462
Premises and equipment expense$635,000933
Additional noninterest expense$2,756,000507
Pre-tax net operating income$4,481,000570
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$4,481,000444
Extraordinary gains, net$024
Net income$4,481,000444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,351
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,481,000429
2004-12-31 (YTD Data)Rank
Total interest income$50,102,000577
Total interest expense$7,192,0001,123
Net interest income$42,910,000487
Provision for loan and lease losses$794,0001,301
Total noninterest income$3,009,0001,597
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,234,0001,423
Trading account gains and fees$0138
Additional Noninterest Income$1,775,0001,448
Total noninterest expense$27,897,000605
Salaries and employee benefits$16,247,000537
Premises and equipment expense$2,396,000946
Additional noninterest expense$9,254,000587
Pre-tax net operating income$17,228,000555
Securities gains (losses)$358,000562
Applicable income taxes$07,185
Income before extraordinary items$17,586,000423
Extraordinary gains, net$034
Net income$17,586,000424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$575,0001,199
Cash dividends$7,006,000466
Sale, conversion, retirement of capital stock, net$0872
Net operating income$17,228,000418
2004-09-30 (YTD Data)Rank
Total interest income$35,795,000596
Total interest expense$4,977,0001,206
Net interest income$30,818,000495
Provision for loan and lease losses$747,0001,021
Total noninterest income$2,726,0001,399
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$924,0001,441
Trading account gains and fees$0134
Additional Noninterest Income$1,802,0001,176
Total noninterest expense$20,538,000618
Salaries and employee benefits$12,059,000544
Premises and equipment expense$1,729,000991
Additional noninterest expense$6,750,000598
Pre-tax net operating income$12,259,000577
Securities gains (losses)$358,000528
Applicable income taxes$07,220
Income before extraordinary items$12,617,000440
Extraordinary gains, net$026
Net income$12,617,000440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0001,262
Cash dividends$7,006,000353
Sale, conversion, retirement of capital stock, net$0738
Net operating income$12,259,000431
2004-06-30 (YTD Data)Rank
Total interest income$23,153,000602
Total interest expense$3,087,0001,277
Net interest income$20,066,000507
Provision for loan and lease losses$578,000878
Total noninterest income$1,797,0001,392
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$598,0001,470
Trading account gains and fees$0130
Additional Noninterest Income$1,199,0001,176
Total noninterest expense$13,493,000619
Salaries and employee benefits$7,881,000551
Premises and equipment expense$1,123,0001,024
Additional noninterest expense$4,489,000592
Pre-tax net operating income$7,792,000586
Securities gains (losses)$354,000436
Applicable income taxes$07,214
Income before extraordinary items$8,146,000446
Extraordinary gains, net$021
Net income$8,146,000446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,667
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$7,792,000443
2004-03-31 (YTD Data)Rank
Total interest income$11,314,000625
Total interest expense$1,566,0001,272
Net interest income$9,748,000521
Provision for loan and lease losses$385,000648
Total noninterest income$842,0001,435
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$297,0001,439
Trading account gains and fees$0121
Additional Noninterest Income$545,0001,217
Total noninterest expense$6,680,000633
Salaries and employee benefits$3,906,000569
Premises and equipment expense$549,0001,083
Additional noninterest expense$2,225,000588
Pre-tax net operating income$3,525,000633
Securities gains (losses)$362,000322
Applicable income taxes$07,103
Income before extraordinary items$3,887,000470
Extraordinary gains, net$016
Net income$3,887,000469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,764
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,525,000478
2003-12-31 (YTD Data)Rank
Total interest income$32,623,000855
Total interest expense$5,462,0001,657
Net interest income$27,161,000697
Provision for loan and lease losses$654,0001,722
Total noninterest income$2,577,0001,901
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,018,0001,697
Trading account gains and fees$0160
Additional Noninterest Income$1,559,0001,771
Total noninterest expense$17,268,000941
Salaries and employee benefits$9,581,000883
Premises and equipment expense$1,567,0001,448
Additional noninterest expense$6,120,000837
Pre-tax net operating income$11,816,000742
Securities gains (losses)$843,000533
Applicable income taxes$07,459
Income before extraordinary items$12,659,000552
Extraordinary gains, net$054
Net income$12,659,000552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0003,069
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,816,000545
2003-09-30 (YTD Data)Rank
Total interest income$22,137,000972
Total interest expense$3,788,0001,847
Net interest income$18,349,000791
Provision for loan and lease losses$681,0001,252
Total noninterest income$1,805,0002,057
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$723,0001,791
Trading account gains and fees$0153
Additional Noninterest Income$1,082,0001,934
Total noninterest expense$11,127,0001,097
Salaries and employee benefits$6,276,0001,034
Premises and equipment expense$1,059,0001,621
Additional noninterest expense$3,792,0001,013
Pre-tax net operating income$8,346,000812
Securities gains (losses)$766,000522
Applicable income taxes$07,524
Income before extraordinary items$9,112,000588
Extraordinary gains, net$040
Net income$9,112,000587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,943
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$8,346,000574
2003-06-30 (YTD Data)Rank
Total interest income$14,514,0001,004
Total interest expense$2,586,0001,865
Net interest income$11,928,000812
Provision for loan and lease losses$514,0001,119
Total noninterest income$1,229,0002,021
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$475,0001,784
Trading account gains and fees$0150
Additional Noninterest Income$754,0001,871
Total noninterest expense$7,162,0001,138
Salaries and employee benefits$4,093,0001,046
Premises and equipment expense$698,0001,642
Additional noninterest expense$2,371,0001,069
Pre-tax net operating income$5,481,000819
Securities gains (losses)$554,000540
Applicable income taxes$07,529
Income before extraordinary items$6,035,000590
Extraordinary gains, net$030
Net income$6,035,000589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,047
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,481,000587
2003-03-31 (YTD Data)Rank
Total interest income$6,972,0001,054
Total interest expense$1,369,0001,813
Net interest income$5,603,000878
Provision for loan and lease losses$274,0001,032
Total noninterest income$624,0001,939
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$233,0001,748
Trading account gains and fees$0134
Additional Noninterest Income$391,0001,766
Total noninterest expense$3,513,0001,142
Salaries and employee benefits$2,041,0001,043
Premises and equipment expense$364,0001,587
Additional noninterest expense$1,108,0001,117
Pre-tax net operating income$2,440,000913
Securities gains (losses)$345,000465
Applicable income taxes$07,403
Income before extraordinary items$2,785,000621
Extraordinary gains, net$021
Net income$2,785,000619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0009,071
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,440,000649
2002-12-31 (YTD Data)Rank
Total interest income$25,398,0001,208
Total interest expense$6,670,0001,712
Net interest income$18,728,0001,034
Provision for loan and lease losses$716,0001,795
Total noninterest income$1,065,0003,330
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$861,0001,871
Trading account gains and fees$0153
Additional Noninterest Income$204,0004,976
Total noninterest expense$10,762,0001,428
Salaries and employee benefits$5,566,0001,463
Premises and equipment expense$1,038,0002,107
Additional noninterest expense$4,158,0001,173
Pre-tax net operating income$8,315,0001,014
Securities gains (losses)$04,537
Applicable income taxes$519,0003,373
Income before extraordinary items$7,796,000816
Extraordinary gains, net$070
Net income$7,796,000816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0002,359
Cash dividends$751,0002,750
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,796,000782
2001-12-31 (YTD Data)Rank
Total interest income$11,908,0002,851
Total interest expense$3,963,0003,822
Net interest income$7,945,0002,256
Provision for loan and lease losses$226,0003,868
Total noninterest income$958,0003,448
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$702,0002,137
Trading account gains and fees$0177
Additional Noninterest Income$256,0004,443
Total noninterest expense$5,273,0002,686
Salaries and employee benefits$3,004,0002,502
Premises and equipment expense$647,0003,154
Additional noninterest expense$1,622,0002,689
Pre-tax net operating income$3,404,0002,017
Securities gains (losses)$04,612
Applicable income taxes$1,155,0001,877
Income before extraordinary items$2,249,0002,291
Extraordinary gains, net$0105
Net income$2,249,0002,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,454
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,249,0002,224
2000-12-31 (YTD Data)Rank
Total interest income$11,499,0003,000
Total interest expense$3,898,0004,052
Net interest income$7,601,0002,342
Provision for loan and lease losses$176,0004,067
Total noninterest income$948,0003,256
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$671,0002,068
Trading account gains and fees$0180
Additional Noninterest Income$277,0004,085
Total noninterest expense$4,656,0002,907
Salaries and employee benefits$2,735,0002,601
Premises and equipment expense$496,0003,816
Additional noninterest expense$1,425,0002,954
Pre-tax net operating income$3,717,0001,969
Securities gains (losses)$-1,0007,406
Applicable income taxes$1,263,0001,746
Income before extraordinary items$2,453,0002,115
Extraordinary gains, net$038
Net income$2,453,0002,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,200
Cash dividends$2,255,0001,223
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,453,6602,116
1999-12-31 (YTD Data)Rank
Total interest income$10,264,0003,143
Total interest expense$2,996,0004,612
Net interest income$7,268,0002,427
Provision for loan and lease losses$190,0003,663
Total noninterest income$836,0003,511
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$576,0002,321
Trading account gains and fees$0173
Additional Noninterest Income$260,0004,352
Total noninterest expense$4,431,0003,026
Salaries and employee benefits$2,714,0002,594
Premises and equipment expense$464,0004,029
Additional noninterest expense$1,253,0003,299
Pre-tax net operating income$3,483,0002,103
Securities gains (losses)$3,0002,393
Applicable income taxes$1,182,0001,951
Income before extraordinary items$2,304,0002,267
Extraordinary gains, net$035
Net income$2,304,0002,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,975
Cash dividends$1,640,0001,574
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,302,0202,247
1998-12-31 (YTD Data)Rank
Total interest income$9,865,0003,271
Total interest expense$3,162,0004,524
Net interest income$6,703,0002,536
Provision for loan and lease losses$80,0005,577
Total noninterest income$916,0003,280
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$499,0002,569
Trading account gains and fees$0224
Additional Noninterest Income$417,0003,342
Total noninterest expense$3,918,0003,267
Salaries and employee benefits$2,418,0002,811
Premises and equipment expense$438,0004,110
Additional noninterest expense$1,062,0003,753
Pre-tax net operating income$3,621,0002,000
Securities gains (losses)$23,0002,320
Applicable income taxes$1,278,0001,881
Income before extraordinary items$2,366,0002,208
Extraordinary gains, net$032
Net income$2,366,0002,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,781
Cash dividends$7,504,000483
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,351,0502,145
1997-12-31 (YTD Data)Rank
Total interest income$9,630,0003,353
Total interest expense$3,071,0004,613
Net interest income$6,559,0002,651
Provision for loan and lease losses$180,0003,648
Total noninterest income$702,0003,963
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$480,0002,726
Trading account gains and fees$0239
Additional Noninterest Income$222,0004,710
Total noninterest expense$3,816,0003,317
Salaries and employee benefits$2,452,0002,701
Premises and equipment expense$405,0004,410
Additional noninterest expense$959,0004,055
Pre-tax net operating income$3,265,0002,306
Securities gains (losses)$4,0002,936
Applicable income taxes$1,009,0002,420
Income before extraordinary items$2,260,0002,323
Extraordinary gains, net$044
Net income$2,260,0002,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,667
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,257,2402,267
1996-12-31 (YTD Data)Rank
Total interest income$8,736,0003,704
Total interest expense$2,572,0005,394
Net interest income$6,164,0002,884
Provision for loan and lease losses$160,0003,923
Total noninterest income$809,0003,675
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$478,0002,829
Trading account gains and feesNANA
Additional Noninterest Income$331,0003,831
Total noninterest expense$3,383,0003,906
Salaries and employee benefits$2,289,0002,924
Premises and equipment expense$420,0004,359
Additional noninterest expense$674,0005,891
Pre-tax net operating income$3,430,0002,087
Securities gains (losses)$-5,0009,952
Applicable income taxes$1,236,0001,944
Income before extraordinary items$2,189,0002,255
Extraordinary gains, net$053
Net income$2,189,0002,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0004,017
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,192,2002,199
1995-12-31 (YTD Data)Rank
Total interest income$7,124,0004,482
Total interest expense$1,964,0006,550
Net interest income$5,160,0003,431
Provision for loan and lease losses$186,0003,166
Total noninterest income$959,0003,205
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$441,0003,058
Trading account gains and feesNANA
Additional Noninterest Income$518,0002,805
Total noninterest expense$3,357,0003,891
Salaries and employee benefits$1,901,0003,471
Premises and equipment expense$387,0004,672
Additional noninterest expense$1,069,0004,129
Pre-tax net operating income$2,576,0002,766
Securities gains (losses)$03,831
Applicable income taxes$973,0002,443
Income before extraordinary items$1,603,0003,054
Extraordinary gains, net$065
Net income$1,603,0003,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,742
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,603,0003,026
1994-12-31 (YTD Data)Rank
Total interest income$5,612,0005,150
Total interest expense$1,340,0007,424
Net interest income$4,272,0004,116
Provision for loan and lease losses$-17,00011,818
Total noninterest income$679,0004,220
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$416,0003,267
Trading account gains and feesNANA
Additional Noninterest Income$263,0004,452
Total noninterest expense$3,130,0004,251
Salaries and employee benefits$1,691,0003,844
Premises and equipment expense$474,0003,978
Additional noninterest expense$965,0004,857
Pre-tax net operating income$1,838,0003,671
Securities gains (losses)$-201,00011,956
Applicable income taxes$490,0004,119
Income before extraordinary items$1,147,0004,025
Extraordinary gains, net$0249
Net income$1,147,0004,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,203
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,287,7003,661
1993-12-31 (YTD Data)Rank
Total interest income$4,830,0005,952
Total interest expense$1,295,0007,894
Net interest income$3,535,0004,915
Provision for loan and lease losses$195,0003,979
Total noninterest income$537,0005,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$376,0003,642
Trading account gains and feesNANA
Additional Noninterest Income$161,0006,332
Total noninterest expense$2,964,0004,565
Salaries and employee benefits$1,440,0004,437
Premises and equipment expense$394,0004,776
Additional noninterest expense$1,130,0004,430
Pre-tax net operating income$913,0006,292
Securities gains (losses)$75,0002,875
Applicable income taxes$225,0007,177
Income before extraordinary items$763,0005,767
Extraordinary gains, net$03,149
Net income$763,0005,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0006,359
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$705,2505,814
1992-12-31 (YTD Data)Rank
Total interest income$4,830,0006,553
Total interest expense$1,702,0007,885
Net interest income$3,128,0005,524
Provision for loan and lease losses$300,0004,111
Total noninterest income$524,0005,460
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$374,0003,705
Trading account gains and feesNANA
Additional Noninterest Income$150,0006,642
Total noninterest expense$2,604,0005,118
Salaries and employee benefits$1,281,0004,887
Premises and equipment expense$464,0004,242
Additional noninterest expense$859,0005,736
Pre-tax net operating income$748,0006,837
Securities gains (losses)$-26,00013,541
Applicable income taxes$190,0007,757
Income before extraordinary items$532,0007,056
Extraordinary gains, net$01,422
Net income$532,0007,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0003,400
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$551,2406,552

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.