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Merchants Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$116,935,000471
Total interest expense$28,690,000610
Net interest income$88,245,000412
Provision for loan and lease losses$1,380,000688
Total noninterest income$23,163,000407
Gross Fiduciary activities income$2,746,000350
Service charges on deposit accounts$2,401,000477
Trading account gains and fees$0123
Additional Noninterest Income$18,016,000356
Total noninterest expense$71,720,000413
Salaries and employee benefits$40,453,000398
Premises and equipment expense$3,639,000724
Additional noninterest expense$18,016,000356
Pre-tax net operating income$38,308,000431
Securities gains (losses)$-134,0003,855
Applicable income taxes$9,730,000356
Income before extraordinary items$28,444,000443
Extraordinary gains, net$054
Net income$28,444,000447
Minority interest net income$088
Net income of bank and minority interests.$28,444,000444
Net charge-offs$573,000706
Cash dividends$19,600,000307
Sale, conversion, retirement of capital stock, net$0540
Net operating income$28,549,860454
2023-09-30 (YTD Data)Rank
Total interest income$85,638,000473
Total interest expense$18,537,000642
Net interest income$67,101,000414
Provision for loan and lease losses$1,531,000525
Total noninterest income$16,944,000425
Gross Fiduciary activities income$1,723,000378
Service charges on deposit accounts$1,766,000484
Trading account gains and fees$0125
Additional Noninterest Income$13,455,000363
Total noninterest expense$52,127,000423
Salaries and employee benefits$28,932,000416
Premises and equipment expense$2,856,000710
Additional noninterest expense$13,455,000363
Pre-tax net operating income$30,387,000430
Securities gains (losses)$-134,0004,076
Applicable income taxes$7,811,000349
Income before extraordinary items$22,442,000439
Extraordinary gains, net$052
Net income$22,442,000443
Minority interest net income$081
Net income of bank and minority interests.$22,442,000439
Net charge-offs$334,000695
Cash dividends$3,600,000780
Sale, conversion, retirement of capital stock, net$0507
Net operating income$22,547,860448
2023-06-30 (YTD Data)Rank
Total interest income$55,949,000463
Total interest expense$10,761,000654
Net interest income$45,188,000407
Provision for loan and lease losses$487,000794
Total noninterest income$10,782,000420
Gross Fiduciary activities income$1,125,000376
Service charges on deposit accounts$1,150,000473
Trading account gains and fees$0112
Additional Noninterest Income$8,507,000366
Total noninterest expense$34,396,000415
Salaries and employee benefits$19,023,000412
Premises and equipment expense$1,927,000692
Additional noninterest expense$8,507,000366
Pre-tax net operating income$21,087,000415
Securities gains (losses)$-134,0004,262
Applicable income taxes$5,560,000340
Income before extraordinary items$15,393,000430
Extraordinary gains, net$051
Net income$15,393,000438
Minority interest net income$081
Net income of bank and minority interests.$15,393,000430
Net charge-offs$211,000656
Cash dividends$2,100,000843
Sale, conversion, retirement of capital stock, net$0486
Net operating income$15,498,860432
2023-03-31 (YTD Data)Rank
Total interest income$27,492,000466
Total interest expense$4,342,000687
Net interest income$23,150,000408
Provision for loan and lease losses$977,000360
Total noninterest income$5,282,000430
Gross Fiduciary activities income$543,000395
Service charges on deposit accounts$544,000516
Trading account gains and fees$097
Additional Noninterest Income$4,195,000368
Total noninterest expense$16,254,000448
Salaries and employee benefits$8,578,000467
Premises and equipment expense$1,055,000656
Additional noninterest expense$4,195,000368
Pre-tax net operating income$11,201,000406
Securities gains (losses)$-248,0004,467
Applicable income taxes$2,933,000335
Income before extraordinary items$8,020,000434
Extraordinary gains, net$04
Net income$8,020,000435
Minority interest net income$048
Net income of bank and minority interests.$8,020,000435
Net charge-offs$278,000372
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$8,215,920431
2022-12-31 (YTD Data)Rank
Total interest income$96,915,000428
Total interest expense$6,368,000659
Net interest income$90,547,000404
Provision for loan and lease losses$-2,276,0004,664
Total noninterest income$21,083,000460
Gross Fiduciary activities income$2,368,000385
Service charges on deposit accounts$2,202,000524
Trading account gains and fees$0116
Additional Noninterest Income$16,513,000402
Total noninterest expense$69,365,000408
Salaries and employee benefits$40,615,000385
Premises and equipment expense$3,875,000683
Additional noninterest expense$16,513,000402
Pre-tax net operating income$44,541,000416
Securities gains (losses)$0691
Applicable income taxes$11,557,000337
Income before extraordinary items$32,984,000430
Extraordinary gains, net$05
Net income$32,984,000430
Minority interest net income$063
Net income of bank and minority interests.$32,984,000431
Net charge-offs$264,000819
Cash dividends$9,510,000501
Sale, conversion, retirement of capital stock, net$0568
Net operating income$32,984,000439
2022-09-30 (YTD Data)Rank
Total interest income$68,955,000425
Total interest expense$3,716,000609
Net interest income$65,239,000411
Provision for loan and lease losses$-1,886,0004,695
Total noninterest income$15,296,000475
Gross Fiduciary activities income$1,531,000415
Service charges on deposit accounts$1,681,000520
Trading account gains and fees$0111
Additional Noninterest Income$12,084,000417
Total noninterest expense$49,793,000422
Salaries and employee benefits$29,084,000397
Premises and equipment expense$2,956,000679
Additional noninterest expense$12,084,000417
Pre-tax net operating income$32,628,000415
Securities gains (losses)$0740
Applicable income taxes$8,724,000347
Income before extraordinary items$23,904,000442
Extraordinary gains, net$04
Net income$23,904,000441
Minority interest net income$057
Net income of bank and minority interests.$23,904,000442
Net charge-offs$164,000756
Cash dividends$6,510,000477
Sale, conversion, retirement of capital stock, net$0519
Net operating income$23,904,000451
2022-06-30 (YTD Data)Rank
Total interest income$43,678,000420
Total interest expense$2,483,000481
Net interest income$41,195,000417
Provision for loan and lease losses$-1,390,0004,686
Total noninterest income$10,087,000469
Gross Fiduciary activities income$1,027,000371
Service charges on deposit accounts$1,103,000526
Trading account gains and fees$0108
Additional Noninterest Income$7,957,000429
Total noninterest expense$32,195,000427
Salaries and employee benefits$18,743,000407
Premises and equipment expense$2,098,000634
Additional noninterest expense$11,354,000398
Pre-tax net operating income$20,477,000423
Securities gains (losses)$0687
Applicable income taxes$5,489,000345
Income before extraordinary items$14,988,000442
Extraordinary gains, net$04
Net income$14,988,000442
Minority interest net income$060
Net income of bank and minority interests.$14,988,000442
Net charge-offs$30,0001,166
Cash dividends$4,100,000485
Sale, conversion, retirement of capital stock, net$0494
Net operating income$14,988,000452
2022-03-31 (YTD Data)Rank
Total interest income$21,306,000421
Total interest expense$1,369,000413
Net interest income$19,937,000419
Provision for loan and lease losses$-1,596,0004,714
Total noninterest income$5,191,000477
Gross Fiduciary activities income$467,000383
Service charges on deposit accounts$529,000538
Trading account gains and fees$0103
Additional Noninterest Income$4,195,000426
Total noninterest expense$15,869,000435
Salaries and employee benefits$9,384,000409
Premises and equipment expense$1,086,000625
Additional noninterest expense$5,399,000406
Pre-tax net operating income$10,855,000398
Securities gains (losses)$0623
Applicable income taxes$2,922,000323
Income before extraordinary items$7,933,000428
Extraordinary gains, net$04
Net income$7,933,000426
Minority interest net income$050
Net income of bank and minority interests.$7,933,000428
Net charge-offs$-26,0004,237
Cash dividends$1,600,000535
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,933,000434
2021-12-31 (YTD Data)Rank
Total interest income$90,156,000399
Total interest expense$6,983,000391
Net interest income$83,173,000400
Provision for loan and lease losses$-2,210,0004,604
Total noninterest income$29,551,000394
Gross Fiduciary activities income$2,248,000355
Service charges on deposit accounts$2,018,000535
Trading account gains and fees$0132
Additional Noninterest Income$25,285,000355
Total noninterest expense$71,097,000381
Salaries and employee benefits$43,239,000359
Premises and equipment expense$3,915,000679
Additional noninterest expense$23,943,000371
Pre-tax net operating income$43,837,000424
Securities gains (losses)$02,062
Applicable income taxes$11,671,000355
Income before extraordinary items$32,166,000455
Extraordinary gains, net$010
Net income$32,166,000455
Minority interest net income$074
Net income of bank and minority interests.$32,166,000456
Net charge-offs$760,000504
Cash dividends$8,152,000557
Sale, conversion, retirement of capital stock, net$0582
Net operating income$32,166,000448
2021-09-30 (YTD Data)Rank
Total interest income$68,978,000398
Total interest expense$5,411,000404
Net interest income$63,567,000398
Provision for loan and lease losses$-1,917,0004,684
Total noninterest income$23,952,000378
Gross Fiduciary activities income$1,395,000382
Service charges on deposit accounts$1,462,000551
Trading account gains and fees$0132
Additional Noninterest Income$21,095,000333
Total noninterest expense$52,459,000390
Salaries and employee benefits$31,532,000369
Premises and equipment expense$2,940,000688
Additional noninterest expense$17,987,000365
Pre-tax net operating income$36,977,000403
Securities gains (losses)$02,015
Applicable income taxes$9,945,000334
Income before extraordinary items$27,032,000432
Extraordinary gains, net$08
Net income$27,032,000431
Minority interest net income$069
Net income of bank and minority interests.$27,032,000432
Net charge-offs$677,000413
Cash dividends$3,052,000842
Sale, conversion, retirement of capital stock, net$0543
Net operating income$27,032,000426
2021-06-30 (YTD Data)Rank
Total interest income$45,624,000401
Total interest expense$3,769,000408
Net interest income$41,855,000398
Provision for loan and lease losses$-1,277,0004,700
Total noninterest income$17,269,000365
Gross Fiduciary activities income$920,000379
Service charges on deposit accounts$938,000550
Trading account gains and fees$0133
Additional Noninterest Income$15,411,000315
Total noninterest expense$34,220,000392
Salaries and employee benefits$20,321,000375
Premises and equipment expense$1,910,000703
Additional noninterest expense$11,989,000362
Pre-tax net operating income$26,181,000379
Securities gains (losses)$01,818
Applicable income taxes$7,066,000317
Income before extraordinary items$19,115,000413
Extraordinary gains, net$06
Net income$19,115,000411
Minority interest net income$067
Net income of bank and minority interests.$19,115,000413
Net charge-offs$448,000435
Cash dividends$2,200,000787
Sale, conversion, retirement of capital stock, net$0517
Net operating income$19,115,000404
2021-03-31 (YTD Data)Rank
Total interest income$23,645,000380
Total interest expense$1,953,000414
Net interest income$21,692,000376
Provision for loan and lease losses$286,000630
Total noninterest income$9,455,000354
Gross Fiduciary activities income$456,000380
Service charges on deposit accounts$461,000554
Trading account gains and fees$0127
Additional Noninterest Income$8,538,000304
Total noninterest expense$17,010,000391
Salaries and employee benefits$9,890,000386
Premises and equipment expense$1,039,000666
Additional noninterest expense$6,081,000353
Pre-tax net operating income$13,851,000361
Securities gains (losses)$01,392
Applicable income taxes$3,741,000307
Income before extraordinary items$10,110,000399
Extraordinary gains, net$03
Net income$10,110,000396
Minority interest net income$055
Net income of bank and minority interests.$10,110,000399
Net charge-offs$307,000339
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$10,110,000390
2020-12-31 (YTD Data)Rank
Total interest income$95,168,000381
Total interest expense$11,608,000444
Net interest income$83,560,000369
Provision for loan and lease losses$13,362,000278
Total noninterest income$30,653,000370
Gross Fiduciary activities income$1,812,000370
Service charges on deposit accounts$2,072,000507
Trading account gains and fees$0133
Additional Noninterest Income$26,769,000328
Total noninterest expense$68,718,000380
Salaries and employee benefits$42,215,000355
Premises and equipment expense$3,871,000682
Additional noninterest expense$22,632,000377
Pre-tax net operating income$32,133,000408
Securities gains (losses)$02,675
Applicable income taxes$8,531,000332
Income before extraordinary items$23,602,000460
Extraordinary gains, net$04
Net income$23,602,000459
Minority interest net income$072
Net income of bank and minority interests.$23,602,000460
Net charge-offs$1,028,000639
Cash dividends$8,375,000526
Sale, conversion, retirement of capital stock, net$0566
Net operating income$23,602,000443
2020-09-30 (YTD Data)Rank
Total interest income$69,540,000386
Total interest expense$9,135,000454
Net interest income$60,405,000376
Provision for loan and lease losses$9,679,000314
Total noninterest income$22,480,000364
Gross Fiduciary activities income$1,081,000396
Service charges on deposit accounts$1,505,000516
Trading account gains and fees$0125
Additional Noninterest Income$19,894,000315
Total noninterest expense$50,733,000380
Salaries and employee benefits$30,794,000357
Premises and equipment expense$3,154,000610
Additional noninterest expense$16,785,000368
Pre-tax net operating income$22,473,000406
Securities gains (losses)$02,494
Applicable income taxes$5,982,000331
Income before extraordinary items$16,491,000463
Extraordinary gains, net$04
Net income$16,491,000463
Minority interest net income$065
Net income of bank and minority interests.$16,491,000463
Net charge-offs$918,000529
Cash dividends$3,875,000685
Sale, conversion, retirement of capital stock, net$0532
Net operating income$16,491,000452
2020-06-30 (YTD Data)Rank
Total interest income$46,211,000390
Total interest expense$6,345,000472
Net interest income$39,866,000378
Provision for loan and lease losses$5,935,000353
Total noninterest income$12,642,000374
Gross Fiduciary activities income$680,000407
Service charges on deposit accounts$1,023,000511
Trading account gains and fees$0123
Additional Noninterest Income$10,939,000334
Total noninterest expense$33,414,000383
Salaries and employee benefits$20,187,000353
Premises and equipment expense$2,235,000577
Additional noninterest expense$10,992,000368
Pre-tax net operating income$13,159,000400
Securities gains (losses)$02,249
Applicable income taxes$3,501,000326
Income before extraordinary items$9,658,000464
Extraordinary gains, net$04
Net income$9,658,000463
Minority interest net income$065
Net income of bank and minority interests.$9,658,000464
Net charge-offs$-70,0004,822
Cash dividends$3,000,000605
Sale, conversion, retirement of capital stock, net$0504
Net operating income$9,658,000451
2020-03-31 (YTD Data)Rank
Total interest income$20,894,000434
Total interest expense$3,033,000544
Net interest income$17,861,000408
Provision for loan and lease losses$907,000649
Total noninterest income$3,766,000519
Gross Fiduciary activities income$325,000419
Service charges on deposit accounts$556,000547
Trading account gains and fees$0106
Additional Noninterest Income$2,885,000465
Total noninterest expense$14,695,000427
Salaries and employee benefits$9,127,000389
Premises and equipment expense$926,000689
Additional noninterest expense$4,642,000422
Pre-tax net operating income$6,025,000392
Securities gains (losses)$01,705
Applicable income taxes$1,602,000317
Income before extraordinary items$4,423,000451
Extraordinary gains, net$04
Net income$4,423,000451
Minority interest net income$056
Net income of bank and minority interests.$4,423,000451
Net charge-offs$-178,0005,024
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,423,000435
2019-12-31 (YTD Data)Rank
Total interest income$84,628,000421
Total interest expense$11,807,000599
Net interest income$72,821,000384
Provision for loan and lease losses$2,180,000500
Total noninterest income$17,534,000463
Gross Fiduciary activities income$1,630,000381
Service charges on deposit accounts$2,521,000497
Trading account gains and fees$0135
Additional Noninterest Income$13,383,000429
Total noninterest expense$57,091,000415
Salaries and employee benefits$36,073,000375
Premises and equipment expense$3,411,000738
Additional noninterest expense$17,607,000418
Pre-tax net operating income$31,084,000431
Securities gains (losses)$12,0001,837
Applicable income taxes$8,732,000343
Income before extraordinary items$22,364,000494
Extraordinary gains, net$011
Net income$22,364,000493
Minority interest net income$076
Net income of bank and minority interests.$22,364,000495
Net charge-offs$1,435,000526
Cash dividends$40,450,000201
Sale, conversion, retirement of capital stock, net$0626
Net operating income$22,354,520485
2019-09-30 (YTD Data)Rank
Total interest income$62,496,000437
Total interest expense$8,699,000613
Net interest income$53,797,000401
Provision for loan and lease losses$1,687,000463
Total noninterest income$12,907,000477
Gross Fiduciary activities income$975,000415
Service charges on deposit accounts$1,877,000502
Trading account gains and fees$0129
Additional Noninterest Income$10,055,000421
Total noninterest expense$42,958,000412
Salaries and employee benefits$26,872,000375
Premises and equipment expense$2,756,000693
Additional noninterest expense$13,330,000416
Pre-tax net operating income$22,059,000465
Securities gains (losses)$02,167
Applicable income taxes$5,858,000373
Income before extraordinary items$16,201,000518
Extraordinary gains, net$011
Net income$16,201,000517
Minority interest net income$072
Net income of bank and minority interests.$16,201,000518
Net charge-offs$1,276,000421
Cash dividends$37,600,000169
Sale, conversion, retirement of capital stock, net$0590
Net operating income$16,201,000508
2019-06-30 (YTD Data)Rank
Total interest income$41,082,000439
Total interest expense$5,610,000621
Net interest income$35,472,000407
Provision for loan and lease losses$1,638,000341
Total noninterest income$8,165,000486
Gross Fiduciary activities income$629,000425
Service charges on deposit accounts$1,236,000506
Trading account gains and fees$0131
Additional Noninterest Income$6,300,000435
Total noninterest expense$28,134,000420
Salaries and employee benefits$17,473,000385
Premises and equipment expense$1,870,000685
Additional noninterest expense$8,791,000431
Pre-tax net operating income$13,865,000476
Securities gains (losses)$01,702
Applicable income taxes$3,604,000389
Income before extraordinary items$10,261,000527
Extraordinary gains, net$011
Net income$10,261,000527
Minority interest net income$069
Net income of bank and minority interests.$10,261,000527
Net charge-offs$466,000600
Cash dividends$2,000,000856
Sale, conversion, retirement of capital stock, net$0573
Net operating income$10,261,000513
2019-03-31 (YTD Data)Rank
Total interest income$19,609,000457
Total interest expense$2,633,000638
Net interest income$16,976,000425
Provision for loan and lease losses$665,000383
Total noninterest income$3,831,000494
Gross Fiduciary activities income$299,000430
Service charges on deposit accounts$592,000522
Trading account gains and fees$0126
Additional Noninterest Income$2,940,000446
Total noninterest expense$14,642,000407
Salaries and employee benefits$9,226,000366
Premises and equipment expense$1,034,000616
Additional noninterest expense$4,382,000421
Pre-tax net operating income$5,500,000547
Securities gains (losses)$01,087
Applicable income taxes$1,425,000461
Income before extraordinary items$4,075,000606
Extraordinary gains, net$05
Net income$4,075,000606
Minority interest net income$052
Net income of bank and minority interests.$4,075,000605
Net charge-offs$52,0001,192
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,075,000592
2018-12-31 (YTD Data)Rank
Total interest income$73,789,000448
Total interest expense$7,564,000661
Net interest income$66,225,000422
Provision for loan and lease losses$811,0001,040
Total noninterest income$18,412,000449
Gross Fiduciary activities income$1,553,000393
Service charges on deposit accounts$2,591,000492
Trading account gains and fees$0126
Additional Noninterest Income$14,268,000394
Total noninterest expense$54,915,000424
Salaries and employee benefits$35,185,000378
Premises and equipment expense$3,419,000734
Additional noninterest expense$16,311,000441
Pre-tax net operating income$28,911,000445
Securities gains (losses)$01,125
Applicable income taxes$7,261,000367
Income before extraordinary items$21,650,000481
Extraordinary gains, net$06
Net income$21,650,000479
Minority interest net income$072
Net income of bank and minority interests.$21,650,000480
Net charge-offs$1,138,000520
Cash dividends$8,730,000476
Sale, conversion, retirement of capital stock, net$0671
Net operating income$21,650,000479
2018-09-30 (YTD Data)Rank
Total interest income$54,514,000445
Total interest expense$5,242,000670
Net interest income$49,272,000419
Provision for loan and lease losses$354,0001,437
Total noninterest income$13,131,000468
Gross Fiduciary activities income$935,000424
Service charges on deposit accounts$1,956,000489
Trading account gains and fees$0138
Additional Noninterest Income$10,240,000411
Total noninterest expense$41,202,000423
Salaries and employee benefits$26,374,000383
Premises and equipment expense$2,791,000682
Additional noninterest expense$12,037,000445
Pre-tax net operating income$20,847,000460
Securities gains (losses)$01,118
Applicable income taxes$5,463,000381
Income before extraordinary items$15,384,000502
Extraordinary gains, net$05
Net income$15,384,000501
Minority interest net income$066
Net income of bank and minority interests.$15,384,000501
Net charge-offs$789,000523
Cash dividends$5,880,000479
Sale, conversion, retirement of capital stock, net$0633
Net operating income$15,384,000503
2018-06-30 (YTD Data)Rank
Total interest income$35,640,000445
Total interest expense$3,153,000688
Net interest income$32,487,000418
Provision for loan and lease losses$103,0002,162
Total noninterest income$8,454,000477
Gross Fiduciary activities income$620,000427
Service charges on deposit accounts$1,282,000493
Trading account gains and fees$0130
Additional Noninterest Income$6,552,000423
Total noninterest expense$26,914,000433
Salaries and employee benefits$17,104,000395
Premises and equipment expense$1,950,000657
Additional noninterest expense$7,860,000457
Pre-tax net operating income$13,924,000452
Securities gains (losses)$0961
Applicable income taxes$3,651,000381
Income before extraordinary items$10,273,000501
Extraordinary gains, net$06
Net income$10,273,000500
Minority interest net income$065
Net income of bank and minority interests.$10,273,000500
Net charge-offs$533,000500
Cash dividends$5,130,000377
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,273,000499
2018-03-31 (YTD Data)Rank
Total interest income$17,326,000448
Total interest expense$1,428,000709
Net interest income$15,898,000426
Provision for loan and lease losses$307,000668
Total noninterest income$4,182,000472
Gross Fiduciary activities income$296,000436
Service charges on deposit accounts$631,000503
Trading account gains and fees$0123
Additional Noninterest Income$3,255,000416
Total noninterest expense$13,647,000427
Salaries and employee benefits$8,782,000387
Premises and equipment expense$1,052,000600
Additional noninterest expense$3,813,000459
Pre-tax net operating income$6,126,000498
Securities gains (losses)$0735
Applicable income taxes$1,605,000401
Income before extraordinary items$4,521,000538
Extraordinary gains, net$07
Net income$4,521,000538
Minority interest net income$052
Net income of bank and minority interests.$4,521,000538
Net charge-offs$65,0001,052
Cash dividends$2,730,000331
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,521,000539
2017-12-31 (YTD Data)Rank
Total interest income$68,947,000424
Total interest expense$5,110,000668
Net interest income$63,837,000410
Provision for loan and lease losses$3,554,000311
Total noninterest income$15,303,000511
Gross Fiduciary activities income$1,607,000380
Service charges on deposit accounts$2,670,000487
Trading account gains and fees$0151
Additional Noninterest Income$11,026,000484
Total noninterest expense$50,242,000448
Salaries and employee benefits$31,936,000397
Premises and equipment expense$3,493,000715
Additional noninterest expense$14,813,000465
Pre-tax net operating income$25,344,000451
Securities gains (losses)$02,243
Applicable income taxes$2,860,000994
Income before extraordinary items$22,484,000376
Extraordinary gains, net$09
Net income$22,484,000376
Minority interest net income$076
Net income of bank and minority interests.$22,484,000377
Net charge-offs$1,593,000487
Cash dividends$7,150,000487
Sale, conversion, retirement of capital stock, net$0711
Net operating income$22,484,000374
2017-09-30 (YTD Data)Rank
Total interest income$51,374,000427
Total interest expense$3,808,000652
Net interest income$47,566,000411
Provision for loan and lease losses$4,669,000214
Total noninterest income$11,279,000530
Gross Fiduciary activities income$994,000412
Service charges on deposit accounts$2,001,000493
Trading account gains and fees$0145
Additional Noninterest Income$8,284,000483
Total noninterest expense$38,370,000448
Salaries and employee benefits$24,509,000398
Premises and equipment expense$2,821,000675
Additional noninterest expense$11,040,000470
Pre-tax net operating income$15,806,000533
Securities gains (losses)$02,274
Applicable income taxes$5,851,000441
Income before extraordinary items$9,955,000630
Extraordinary gains, net$09
Net income$9,955,000630
Minority interest net income$071
Net income of bank and minority interests.$9,955,000630
Net charge-offs$1,371,000397
Cash dividends$5,200,000481
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,955,000620
2017-06-30 (YTD Data)Rank
Total interest income$33,399,000436
Total interest expense$2,436,000658
Net interest income$30,963,000420
Provision for loan and lease losses$2,839,000222
Total noninterest income$7,394,000526
Gross Fiduciary activities income$659,000414
Service charges on deposit accounts$1,319,000490
Trading account gains and fees$0139
Additional Noninterest Income$5,416,000492
Total noninterest expense$24,818,000462
Salaries and employee benefits$16,008,000407
Premises and equipment expense$1,876,000669
Additional noninterest expense$6,934,000498
Pre-tax net operating income$10,700,000523
Securities gains (losses)$01,906
Applicable income taxes$3,974,000423
Income before extraordinary items$6,726,000607
Extraordinary gains, net$011
Net income$6,726,000607
Minority interest net income$071
Net income of bank and minority interests.$6,726,000607
Net charge-offs$1,171,000323
Cash dividends$4,700,000379
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,726,000595
2017-03-31 (YTD Data)Rank
Total interest income$16,041,000446
Total interest expense$1,138,000688
Net interest income$14,903,000428
Provision for loan and lease losses$1,492,000212
Total noninterest income$3,407,000554
Gross Fiduciary activities income$329,000416
Service charges on deposit accounts$650,000500
Trading account gains and fees$0142
Additional Noninterest Income$2,428,000519
Total noninterest expense$12,950,000447
Salaries and employee benefits$8,502,000392
Premises and equipment expense$1,209,000537
Additional noninterest expense$3,239,000532
Pre-tax net operating income$3,868,000648
Securities gains (losses)$01,153
Applicable income taxes$1,390,000533
Income before extraordinary items$2,478,000778
Extraordinary gains, net$08
Net income$2,478,000778
Minority interest net income$055
Net income of bank and minority interests.$2,478,000778
Net charge-offs$89,000992
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,478,000771
2016-12-31 (YTD Data)Rank
Total interest income$67,792,000412
Total interest expense$4,419,000666
Net interest income$63,373,000396
Provision for loan and lease losses$3,227,000367
Total noninterest income$15,958,000494
Gross Fiduciary activities income$1,579,000379
Service charges on deposit accounts$2,146,000602
Trading account gains and fees$0170
Additional Noninterest Income$12,233,000442
Total noninterest expense$51,578,000440
Salaries and employee benefits$33,715,000379
Premises and equipment expense$3,426,000728
Additional noninterest expense$14,437,000489
Pre-tax net operating income$24,526,000430
Securities gains (losses)$350,000586
Applicable income taxes$9,035,000361
Income before extraordinary items$15,841,000498
Extraordinary gains, net$05
Net income$15,841,000494
Minority interest net income$082
Net income of bank and minority interests.$15,841,000497
Net charge-offs$665,000896
Cash dividends$3,100,000992
Sale, conversion, retirement of capital stock, net$0759
Net operating income$15,617,000498
2016-09-30 (YTD Data)Rank
Total interest income$50,649,000413
Total interest expense$3,328,000665
Net interest income$47,321,000398
Provision for loan and lease losses$3,135,000283
Total noninterest income$11,299,000513
Gross Fiduciary activities income$1,016,000408
Service charges on deposit accounts$1,591,000613
Trading account gains and fees$0169
Additional Noninterest Income$8,692,000456
Total noninterest expense$38,755,000440
Salaries and employee benefits$25,603,000376
Premises and equipment expense$2,788,000670
Additional noninterest expense$10,364,000503
Pre-tax net operating income$16,730,000471
Securities gains (losses)$350,000544
Applicable income taxes$6,275,000387
Income before extraordinary items$10,805,000545
Extraordinary gains, net$05
Net income$10,805,000543
Minority interest net income$071
Net income of bank and minority interests.$10,805,000545
Net charge-offs$384,000959
Cash dividends$1,250,0001,446
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,581,000540
2016-06-30 (YTD Data)Rank
Total interest income$33,392,000417
Total interest expense$2,198,000669
Net interest income$31,194,000400
Provision for loan and lease losses$1,895,000312
Total noninterest income$7,148,000534
Gross Fiduciary activities income$655,000419
Service charges on deposit accounts$995,000642
Trading account gains and fees$0157
Additional Noninterest Income$5,498,000465
Total noninterest expense$25,555,000444
Salaries and employee benefits$16,519,000386
Premises and equipment expense$1,998,000620
Additional noninterest expense$7,038,000497
Pre-tax net operating income$10,892,000477
Securities gains (losses)$350,000380
Applicable income taxes$4,132,000391
Income before extraordinary items$7,110,000548
Extraordinary gains, net$016
Net income$7,110,000544
Minority interest net income$071
Net income of bank and minority interests.$7,110,000547
Net charge-offs$228,0001,032
Cash dividends$1,250,0001,109
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,886,000542
2016-03-31 (YTD Data)Rank
Total interest income$16,342,000421
Total interest expense$1,090,000674
Net interest income$15,252,000406
Provision for loan and lease losses$1,068,000267
Total noninterest income$3,998,000473
Gross Fiduciary activities income$325,000418
Service charges on deposit accounts$479,000663
Trading account gains and fees$0142
Additional Noninterest Income$3,194,000399
Total noninterest expense$12,582,000442
Salaries and employee benefits$7,825,000399
Premises and equipment expense$956,000656
Additional noninterest expense$3,801,000452
Pre-tax net operating income$5,600,000447
Securities gains (losses)$02,077
Applicable income taxes$2,052,000381
Income before extraordinary items$3,548,000530
Extraordinary gains, net$012
Net income$3,548,000528
Minority interest net income$062
Net income of bank and minority interests.$3,548,000530
Net charge-offs$131,000861
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,548,000515
2015-12-31 (YTD Data)Rank
Total interest income$63,613,000410
Total interest expense$4,152,000672
Net interest income$59,461,000398
Provision for loan and lease losses$1,933,000469
Total noninterest income$14,043,000528
Gross Fiduciary activities income$1,531,000384
Service charges on deposit accounts$2,062,000637
Trading account gains and fees$0159
Additional Noninterest Income$10,450,000476
Total noninterest expense$47,884,000458
Salaries and employee benefits$31,736,000383
Premises and equipment expense$3,436,000715
Additional noninterest expense$12,712,000534
Pre-tax net operating income$23,687,000417
Securities gains (losses)$91,0001,229
Applicable income taxes$8,707,000347
Income before extraordinary items$15,071,000492
Extraordinary gains, net$023
Net income$15,071,000491
Minority interest net income$081
Net income of bank and minority interests.$15,071,000493
Net charge-offs$456,0001,252
Cash dividends$4,900,000681
Sale, conversion, retirement of capital stock, net$0804
Net operating income$15,012,760484
2015-09-30 (YTD Data)Rank
Total interest income$47,430,000411
Total interest expense$3,114,000676
Net interest income$44,316,000405
Provision for loan and lease losses$1,447,000430
Total noninterest income$10,366,000537
Gross Fiduciary activities income$1,009,000413
Service charges on deposit accounts$1,530,000645
Trading account gains and fees$0153
Additional Noninterest Income$7,827,000492
Total noninterest expense$35,281,000469
Salaries and employee benefits$22,917,000401
Premises and equipment expense$2,791,000682
Additional noninterest expense$9,573,000535
Pre-tax net operating income$17,954,000426
Securities gains (losses)$91,0001,091
Applicable income taxes$6,767,000356
Income before extraordinary items$11,278,000500
Extraordinary gains, net$021
Net income$11,278,000497
Minority interest net income$078
Net income of bank and minority interests.$11,278,000500
Net charge-offs$252,0001,335
Cash dividends$3,900,000590
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,219,760493
2015-06-30 (YTD Data)Rank
Total interest income$31,319,000413
Total interest expense$2,071,000676
Net interest income$29,248,000407
Provision for loan and lease losses$939,000451
Total noninterest income$7,007,000537
Gross Fiduciary activities income$763,000391
Service charges on deposit accounts$992,000642
Trading account gains and fees$0157
Additional Noninterest Income$5,252,000487
Total noninterest expense$23,986,000457
Salaries and employee benefits$15,536,000397
Premises and equipment expense$1,923,000662
Additional noninterest expense$6,527,000529
Pre-tax net operating income$11,330,000445
Securities gains (losses)$02,636
Applicable income taxes$4,243,000375
Income before extraordinary items$7,087,000533
Extraordinary gains, net$022
Net income$7,087,000531
Minority interest net income$075
Net income of bank and minority interests.$7,087,000533
Net charge-offs$160,0001,334
Cash dividends$3,900,000418
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,087,000521
2015-03-31 (YTD Data)Rank
Total interest income$15,476,000420
Total interest expense$1,034,000677
Net interest income$14,442,000412
Provision for loan and lease losses$455,000439
Total noninterest income$3,562,000512
Gross Fiduciary activities income$367,000401
Service charges on deposit accounts$475,000655
Trading account gains and fees$0152
Additional Noninterest Income$2,720,000458
Total noninterest expense$11,422,000478
Salaries and employee benefits$7,216,000426
Premises and equipment expense$972,000661
Additional noninterest expense$3,234,000521
Pre-tax net operating income$6,127,000409
Securities gains (losses)$02,027
Applicable income taxes$2,303,000340
Income before extraordinary items$3,824,000483
Extraordinary gains, net$013
Net income$3,824,000482
Minority interest net income$064
Net income of bank and minority interests.$3,824,000483
Net charge-offs$14,0002,324
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,824,000470
2014-12-31 (YTD Data)Rank
Total interest income$60,056,000425
Total interest expense$4,820,000589
Net interest income$55,236,000415
Provision for loan and lease losses$1,678,000553
Total noninterest income$15,121,000473
Gross Fiduciary activities income$1,488,000393
Service charges on deposit accounts$2,100,000645
Trading account gains and fees$0180
Additional Noninterest Income$11,533,000407
Total noninterest expense$46,925,000459
Salaries and employee benefits$29,838,000397
Premises and equipment expense$3,245,000764
Additional noninterest expense$13,842,000492
Pre-tax net operating income$21,754,000430
Securities gains (losses)$03,259
Applicable income taxes$7,794,000368
Income before extraordinary items$13,960,000491
Extraordinary gains, net$017
Net income$13,960,000489
Minority interest net income$084
Net income of bank and minority interests.$13,960,000490
Net charge-offs$415,0001,678
Cash dividends$3,500,000813
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,960,000483
2014-09-30 (YTD Data)Rank
Total interest income$44,482,000430
Total interest expense$3,708,000584
Net interest income$40,774,000416
Provision for loan and lease losses$439,0001,303
Total noninterest income$11,058,000482
Gross Fiduciary activities income$989,000420
Service charges on deposit accounts$1,588,000638
Trading account gains and fees$0174
Additional Noninterest Income$8,481,000407
Total noninterest expense$34,339,000464
Salaries and employee benefits$21,099,000413
Premises and equipment expense$2,373,000789
Additional noninterest expense$10,867,000469
Pre-tax net operating income$17,054,000407
Securities gains (losses)$02,980
Applicable income taxes$6,361,000342
Income before extraordinary items$10,693,000480
Extraordinary gains, net$015
Net income$10,693,000479
Minority interest net income$081
Net income of bank and minority interests.$10,693,000480
Net charge-offs$238,0001,819
Cash dividends$1,250,0001,313
Sale, conversion, retirement of capital stock, net$0819
Net operating income$10,693,000470
2014-06-30 (YTD Data)Rank
Total interest income$29,269,000433
Total interest expense$2,496,000584
Net interest income$26,773,000419
Provision for loan and lease losses$-95,0006,333
Total noninterest income$7,386,000479
Gross Fiduciary activities income$638,000425
Service charges on deposit accounts$1,058,000632
Trading account gains and fees$0172
Additional Noninterest Income$5,690,000405
Total noninterest expense$23,170,000464
Salaries and employee benefits$13,997,000409
Premises and equipment expense$1,597,000780
Additional noninterest expense$7,576,000456
Pre-tax net operating income$11,084,000422
Securities gains (losses)$02,580
Applicable income taxes$4,136,000341
Income before extraordinary items$6,948,000485
Extraordinary gains, net$020
Net income$6,948,000484
Minority interest net income$080
Net income of bank and minority interests.$6,948,000485
Net charge-offs$114,0002,061
Cash dividends$1,250,000970
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,948,000477
2014-03-31 (YTD Data)Rank
Total interest income$14,263,000438
Total interest expense$1,261,000590
Net interest income$13,002,000427
Provision for loan and lease losses$833,000296
Total noninterest income$3,658,000461
Gross Fiduciary activities income$350,000406
Service charges on deposit accounts$517,000634
Trading account gains and fees$0147
Additional Noninterest Income$2,791,000397
Total noninterest expense$10,959,000486
Salaries and employee benefits$6,322,000449
Premises and equipment expense$811,000783
Additional noninterest expense$3,826,000446
Pre-tax net operating income$4,868,000448
Securities gains (losses)$01,715
Applicable income taxes$1,793,000365
Income before extraordinary items$3,075,000519
Extraordinary gains, net$016
Net income$3,075,000519
Minority interest net income$066
Net income of bank and minority interests.$3,075,000520
Net charge-offs$38,0002,059
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,075,000516
2013-12-31 (YTD Data)Rank
Total interest income$56,671,000437
Total interest expense$5,094,000651
Net interest income$51,577,000426
Provision for loan and lease losses$1,384,000848
Total noninterest income$15,797,000488
Gross Fiduciary activities income$1,417,000388
Service charges on deposit accounts$2,130,000647
Trading account gains and fees$0184
Additional Noninterest Income$12,250,000417
Total noninterest expense$45,592,000464
Salaries and employee benefits$27,786,000405
Premises and equipment expense$3,130,000777
Additional noninterest expense$14,676,000485
Pre-tax net operating income$20,398,000435
Securities gains (losses)$144,0001,093
Applicable income taxes$7,187,000356
Income before extraordinary items$13,355,000504
Extraordinary gains, net$029
Net income$13,355,000504
Minority interest net income$090
Net income of bank and minority interests.$13,355,000505
Net charge-offs$1,188,0001,112
Cash dividends$1,800,0001,299
Sale, conversion, retirement of capital stock, net$0924
Net operating income$13,261,400497
2013-09-30 (YTD Data)Rank
Total interest income$41,839,000447
Total interest expense$3,779,000692
Net interest income$38,060,000430
Provision for loan and lease losses$1,523,000639
Total noninterest income$12,070,000488
Gross Fiduciary activities income$975,000405
Service charges on deposit accounts$1,607,000648
Trading account gains and fees$0180
Additional Noninterest Income$9,488,000415
Total noninterest expense$32,426,000485
Salaries and employee benefits$20,197,000423
Premises and equipment expense$2,355,000779
Additional noninterest expense$9,874,000533
Pre-tax net operating income$16,181,000424
Securities gains (losses)$144,000999
Applicable income taxes$5,876,000339
Income before extraordinary items$10,449,000498
Extraordinary gains, net$025
Net income$10,449,000496
Minority interest net income$084
Net income of bank and minority interests.$10,449,000499
Net charge-offs$1,000,0001,004
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,356,840485
2013-06-30 (YTD Data)Rank
Total interest income$27,569,000452
Total interest expense$2,575,000691
Net interest income$24,994,000437
Provision for loan and lease losses$938,000713
Total noninterest income$8,745,000465
Gross Fiduciary activities income$650,000404
Service charges on deposit accounts$1,080,000625
Trading account gains and fees$0157
Additional Noninterest Income$7,015,000401
Total noninterest expense$22,426,000476
Salaries and employee benefits$13,722,000413
Premises and equipment expense$1,596,000766
Additional noninterest expense$7,108,000497
Pre-tax net operating income$10,375,000426
Securities gains (losses)$144,000898
Applicable income taxes$3,823,000343
Income before extraordinary items$6,696,000510
Extraordinary gains, net$022
Net income$6,696,000509
Minority interest net income$082
Net income of bank and minority interests.$6,696,000512
Net charge-offs$855,000862
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,603,840498
2013-03-31 (YTD Data)Rank
Total interest income$13,388,000466
Total interest expense$1,320,000699
Net interest income$12,068,000452
Provision for loan and lease losses$571,000635
Total noninterest income$4,848,000442
Gross Fiduciary activities income$325,000404
Service charges on deposit accounts$514,000645
Trading account gains and fees$0148
Additional Noninterest Income$4,009,000367
Total noninterest expense$10,984,000493
Salaries and employee benefits$6,668,000428
Premises and equipment expense$823,000754
Additional noninterest expense$3,493,000511
Pre-tax net operating income$5,361,000412
Securities gains (losses)$01,966
Applicable income taxes$1,946,000351
Income before extraordinary items$3,415,000488
Extraordinary gains, net$010
Net income$3,415,000488
Minority interest net income$076
Net income of bank and minority interests.$3,415,000489
Net charge-offs$211,0001,311
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,415,000470
2012-12-31 (YTD Data)Rank
Total interest income$56,304,000459
Total interest expense$7,508,000560
Net interest income$48,796,000460
Provision for loan and lease losses$-787,0007,011
Total noninterest income$19,840,000428
Gross Fiduciary activities income$1,256,000399
Service charges on deposit accounts$2,144,000660
Trading account gains and fees$0166
Additional Noninterest Income$16,440,000342
Total noninterest expense$44,700,000487
Salaries and employee benefits$24,797,000436
Premises and equipment expense$3,093,000780
Additional noninterest expense$16,810,000461
Pre-tax net operating income$24,723,000364
Securities gains (losses)$1,164,000443
Applicable income taxes$8,989,000300
Income before extraordinary items$16,898,000406
Extraordinary gains, net$029
Net income$16,898,000405
Minority interest net income$093
Net income of bank and minority interests.$16,898,000406
Net charge-offs$846,0001,992
Cash dividends$6,700,000446
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$16,141,400409
2012-09-30 (YTD Data)Rank
Total interest income$42,116,000466
Total interest expense$5,657,000586
Net interest income$36,459,000465
Provision for loan and lease losses$-358,0007,099
Total noninterest income$14,024,000437
Gross Fiduciary activities income$938,000396
Service charges on deposit accounts$1,608,000670
Trading account gains and fees$0157
Additional Noninterest Income$11,478,000358
Total noninterest expense$30,337,000525
Salaries and employee benefits$18,051,000445
Premises and equipment expense$2,282,000804
Additional noninterest expense$10,004,000553
Pre-tax net operating income$20,504,000334
Securities gains (losses)$03,575
Applicable income taxes$7,479,000284
Income before extraordinary items$13,025,000411
Extraordinary gains, net$020
Net income$13,025,000410
Minority interest net income$086
Net income of bank and minority interests.$13,025,000410
Net charge-offs$748,0001,748
Cash dividends$1,000,0001,322
Sale, conversion, retirement of capital stock, net$0952
Net operating income$13,025,000392
2012-06-30 (YTD Data)Rank
Total interest income$28,137,000474
Total interest expense$3,905,000586
Net interest income$24,232,000470
Provision for loan and lease losses$-392,0007,181
Total noninterest income$8,390,000455
Gross Fiduciary activities income$625,000398
Service charges on deposit accounts$1,068,000668
Trading account gains and fees$0153
Additional Noninterest Income$6,697,000383
Total noninterest expense$20,207,000526
Salaries and employee benefits$12,036,000443
Premises and equipment expense$1,539,000785
Additional noninterest expense$6,632,000555
Pre-tax net operating income$12,807,000343
Securities gains (losses)$03,178
Applicable income taxes$4,657,000297
Income before extraordinary items$8,150,000408
Extraordinary gains, net$019
Net income$8,150,000406
Minority interest net income$084
Net income of bank and minority interests.$8,150,000407
Net charge-offs$442,0001,908
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,150,000388
2012-03-31 (YTD Data)Rank
Total interest income$13,866,000484
Total interest expense$2,024,000590
Net interest income$11,842,000476
Provision for loan and lease losses$-38,0007,162
Total noninterest income$4,224,000452
Gross Fiduciary activities income$313,000398
Service charges on deposit accounts$539,000664
Trading account gains and fees$0148
Additional Noninterest Income$3,372,000374
Total noninterest expense$9,957,000528
Salaries and employee benefits$5,996,000440
Premises and equipment expense$824,000732
Additional noninterest expense$3,137,000565
Pre-tax net operating income$6,147,000357
Securities gains (losses)$02,210
Applicable income taxes$2,226,000299
Income before extraordinary items$3,921,000426
Extraordinary gains, net$019
Net income$3,921,000427
Minority interest net income$078
Net income of bank and minority interests.$3,921,000427
Net charge-offs$349,0001,361
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,921,000404
2011-12-31 (YTD Data)Rank
Total interest income$55,131,000492
Total interest expense$9,783,000582
Net interest income$45,348,000486
Provision for loan and lease losses$1,653,0001,773
Total noninterest income$13,658,000490
Gross Fiduciary activities income$1,228,000357
Service charges on deposit accounts$2,437,000600
Trading account gains and fees$0146
Additional Noninterest Income$9,993,000422
Total noninterest expense$39,468,000520
Salaries and employee benefits$21,327,000460
Premises and equipment expense$2,981,000841
Additional noninterest expense$15,160,000496
Pre-tax net operating income$17,885,000400
Securities gains (losses)$2,268,000211
Applicable income taxes$7,080,000318
Income before extraordinary items$13,073,000422
Extraordinary gains, net$029
Net income$13,073,000423
Minority interest net income$096
Net income of bank and minority interests.$13,073,000423
Net charge-offs$1,516,0001,855
Cash dividends$8,000,000271
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$11,598,800463
2011-09-30 (YTD Data)Rank
Total interest income$40,937,000499
Total interest expense$7,522,000593
Net interest income$33,415,000496
Provision for loan and lease losses$1,300,0001,655
Total noninterest income$9,975,000503
Gross Fiduciary activities income$900,000355
Service charges on deposit accounts$1,833,000603
Trading account gains and fees$0145
Additional Noninterest Income$7,242,000437
Total noninterest expense$28,623,000535
Salaries and employee benefits$15,813,000464
Premises and equipment expense$2,235,000852
Additional noninterest expense$10,575,000523
Pre-tax net operating income$13,467,000402
Securities gains (losses)$1,161,000304
Applicable income taxes$5,171,000328
Income before extraordinary items$9,457,000435
Extraordinary gains, net$021
Net income$9,457,000435
Minority interest net income$087
Net income of bank and minority interests.$9,457,000435
Net charge-offs$859,0002,061
Cash dividends$5,500,000270
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,702,350457
2011-06-30 (YTD Data)Rank
Total interest income$27,025,000515
Total interest expense$5,096,000608
Net interest income$21,929,000502
Provision for loan and lease losses$598,0002,115
Total noninterest income$6,958,000490
Gross Fiduciary activities income$600,000362
Service charges on deposit accounts$1,212,000608
Trading account gains and fees$0153
Additional Noninterest Income$5,146,000420
Total noninterest expense$19,024,000538
Salaries and employee benefits$10,533,000466
Premises and equipment expense$1,533,000832
Additional noninterest expense$6,958,000530
Pre-tax net operating income$9,265,000392
Securities gains (losses)$1,161,000175
Applicable income taxes$3,731,000307
Income before extraordinary items$6,695,000412
Extraordinary gains, net$015
Net income$6,695,000412
Minority interest net income$089
Net income of bank and minority interests.$6,695,000412
Net charge-offs$199,0003,125
Cash dividends$4,500,000211
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,951,960439
2011-03-31 (YTD Data)Rank
Total interest income$13,041,000538
Total interest expense$2,598,000621
Net interest income$10,443,000529
Provision for loan and lease losses$491,0001,443
Total noninterest income$3,462,000489
Gross Fiduciary activities income$300,000364
Service charges on deposit accounts$583,000617
Trading account gains and fees$0158
Additional Noninterest Income$2,579,000427
Total noninterest expense$9,295,000550
Salaries and employee benefits$5,311,000475
Premises and equipment expense$807,000816
Additional noninterest expense$3,177,000564
Pre-tax net operating income$4,119,000433
Securities gains (losses)$241,000298
Applicable income taxes$1,491,000341
Income before extraordinary items$2,869,000470
Extraordinary gains, net$09
Net income$2,869,000468
Minority interest net income$086
Net income of bank and minority interests.$2,869,000470
Net charge-offs$151,0002,356
Cash dividends$2,500,000170
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,709,940485
2010-12-31 (YTD Data)Rank
Total interest income$53,249,000552
Total interest expense$12,193,000648
Net interest income$41,056,000527
Provision for loan and lease losses$5,756,0001,032
Total noninterest income$12,362,000550
Gross Fiduciary activities income$1,100,000376
Service charges on deposit accounts$2,486,000597
Trading account gains and fees$0175
Additional Noninterest Income$8,776,000506
Total noninterest expense$33,166,000622
Salaries and employee benefits$18,106,000537
Premises and equipment expense$2,714,000946
Additional noninterest expense$12,346,000621
Pre-tax net operating income$14,496,000399
Securities gains (losses)$2,279,000235
Applicable income taxes$5,757,000330
Income before extraordinary items$11,018,000414
Extraordinary gains, net$029
Net income$11,018,000414
Minority interest net income$0111
Net income of bank and minority interests.$11,018,000415
Net charge-offs$4,940,0001,027
Cash dividends$3,000,000544
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$9,513,860458
2010-09-30 (YTD Data)Rank
Total interest income$39,002,000571
Total interest expense$9,368,000664
Net interest income$29,634,000544
Provision for loan and lease losses$5,501,000811
Total noninterest income$9,185,000546
Gross Fiduciary activities income$825,000380
Service charges on deposit accounts$1,867,000606
Trading account gains and fees$0165
Additional Noninterest Income$6,493,000484
Total noninterest expense$25,596,000586
Salaries and employee benefits$13,853,000518
Premises and equipment expense$2,108,000916
Additional noninterest expense$9,635,000570
Pre-tax net operating income$7,722,000551
Securities gains (losses)$867,000461
Applicable income taxes$2,800,000444
Income before extraordinary items$5,789,000600
Extraordinary gains, net$023
Net income$5,789,000599
Minority interest net income$0110
Net income of bank and minority interests.$5,789,000600
Net charge-offs$3,348,0001,044
Cash dividends$1,500,000712
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,208,110636
2010-06-30 (YTD Data)Rank
Total interest income$25,840,000580
Total interest expense$6,419,000666
Net interest income$19,421,000554
Provision for loan and lease losses$5,382,000606
Total noninterest income$5,780,000557
Gross Fiduciary activities income$550,000378
Service charges on deposit accounts$1,266,000603
Trading account gains and fees$0152
Additional Noninterest Income$3,964,000494
Total noninterest expense$16,510,000607
Salaries and employee benefits$9,094,000520
Premises and equipment expense$1,492,000878
Additional noninterest expense$5,924,000612
Pre-tax net operating income$3,309,000831
Securities gains (losses)$860,000300
Applicable income taxes$1,253,000589
Income before extraordinary items$2,916,000772
Extraordinary gains, net$019
Net income$2,916,000769
Minority interest net income$0105
Net income of bank and minority interests.$2,916,000772
Net charge-offs$2,907,000852
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,314,000938
2010-03-31 (YTD Data)Rank
Total interest income$12,450,000618
Total interest expense$3,275,000691
Net interest income$9,175,000600
Provision for loan and lease losses$4,338,000422
Total noninterest income$3,414,000484
Gross Fiduciary activities income$275,000383
Service charges on deposit accounts$629,000607
Trading account gains and fees$0175
Additional Noninterest Income$2,510,000413
Total noninterest expense$8,160,000619
Salaries and employee benefits$4,595,000529
Premises and equipment expense$774,000866
Additional noninterest expense$2,791,000657
Pre-tax net operating income$91,0005,152
Securities gains (losses)$547,000232
Applicable income taxes$48,0002,818
Income before extraordinary items$590,0001,854
Extraordinary gains, net$016
Net income$590,0001,853
Minority interest net income$091
Net income of bank and minority interests.$590,0001,855
Net charge-offs$2,217,000606
Cash dividends$1,500,000226
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$86,7605,044
2009-12-31 (YTD Data)Rank
Total interest income$52,863,000618
Total interest expense$16,030,000716
Net interest income$36,833,000584
Provision for loan and lease losses$5,050,0001,424
Total noninterest income$16,125,000446
Gross Fiduciary activities income$1,046,000375
Service charges on deposit accounts$2,757,000608
Trading account gains and fees$0211
Additional Noninterest Income$12,322,000391
Total noninterest expense$33,773,000616
Salaries and employee benefits$18,381,000527
Premises and equipment expense$3,027,000890
Additional noninterest expense$12,365,000658
Pre-tax net operating income$14,135,000298
Securities gains (losses)$2,168,000256
Applicable income taxes$5,495,000248
Income before extraordinary items$10,808,000294
Extraordinary gains, net$034
Net income$10,808,000295
Minority interest net income$0115
Net income of bank and minority interests.$10,808,000296
Net charge-offs$3,398,0001,488
Cash dividends$11,403,000161
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$9,377,120345
2009-09-30 (YTD Data)Rank
Total interest income$40,053,000624
Total interest expense$12,392,000741
Net interest income$27,661,000596
Provision for loan and lease losses$3,989,0001,234
Total noninterest income$12,348,000448
Gross Fiduciary activities income$750,000388
Service charges on deposit accounts$2,047,000616
Trading account gains and fees$0212
Additional Noninterest Income$9,551,000385
Total noninterest expense$24,562,000638
Salaries and employee benefits$13,868,000540
Premises and equipment expense$2,320,000880
Additional noninterest expense$8,374,000686
Pre-tax net operating income$11,458,000291
Securities gains (losses)$1,632,000244
Applicable income taxes$4,665,000233
Income before extraordinary items$8,425,000307
Extraordinary gains, net$027
Net income$8,425,000307
Minority interest net income$0118
Net income of bank and minority interests.$8,425,000308
Net charge-offs$1,851,0001,574
Cash dividends$4,500,000284
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,380,520351
2009-06-30 (YTD Data)Rank
Total interest income$26,436,000646
Total interest expense$7,970,000818
Net interest income$18,466,000596
Provision for loan and lease losses$2,567,0001,200
Total noninterest income$9,419,000409
Gross Fiduciary activities income$500,000386
Service charges on deposit accounts$1,328,000628
Trading account gains and fees$0193
Additional Noninterest Income$7,591,000337
Total noninterest expense$16,327,000656
Salaries and employee benefits$9,299,000543
Premises and equipment expense$1,578,000889
Additional noninterest expense$5,450,000708
Pre-tax net operating income$8,991,000249
Securities gains (losses)$1,247,000235
Applicable income taxes$3,703,000213
Income before extraordinary items$6,535,000279
Extraordinary gains, net$021
Net income$6,535,000278
Minority interest net income$0112
Net income of bank and minority interests.$6,535,000278
Net charge-offs$1,066,0001,585
Cash dividends$3,000,000283
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,736,920296
2009-03-31 (YTD Data)Rank
Total interest income$11,111,000789
Total interest expense$3,342,0001,031
Net interest income$7,769,000681
Provision for loan and lease losses$1,462,000941
Total noninterest income$3,616,000481
Gross Fiduciary activities income$250,000384
Service charges on deposit accounts$483,000845
Trading account gains and fees$0171
Additional Noninterest Income$2,883,000379
Total noninterest expense$6,903,000721
Salaries and employee benefits$3,950,000626
Premises and equipment expense$742,000962
Additional noninterest expense$2,211,000768
Pre-tax net operating income$3,020,000402
Securities gains (losses)$542,000305
Applicable income taxes$1,253,000303
Income before extraordinary items$2,309,000423
Extraordinary gains, net$015
Net income$2,309,000424
Minority interest net income$0102
Net income of bank and minority interests.$2,309,000425
Net charge-offs$273,0001,862
Cash dividends$1,000,000426
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,956,700474
2008-12-31 (YTD Data)Rank
Total interest income$46,522,000795
Total interest expense$16,171,000994
Net interest income$30,351,000715
Provision for loan and lease losses$1,645,0002,041
Total noninterest income$8,766,000667
Gross Fiduciary activities income$1,151,000375
Service charges on deposit accounts$2,407,000720
Trading account gains and fees$0154
Additional Noninterest Income$5,208,000630
Total noninterest expense$25,079,000792
Salaries and employee benefits$14,532,000676
Premises and equipment expense$2,403,0001,153
Additional noninterest expense$8,144,000814
Pre-tax net operating income$12,393,000437
Securities gains (losses)$470,000398
Applicable income taxes$4,240,000363
Income before extraordinary items$8,623,000450
Extraordinary gains, net$039
Net income$8,623,000450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,458,0001,589
Cash dividends$3,000,000908
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,308,100493
2008-09-30 (YTD Data)Rank
Total interest income$35,526,000803
Total interest expense$12,458,000999
Net interest income$23,068,000728
Provision for loan and lease losses$1,400,0001,494
Total noninterest income$7,377,000627
Gross Fiduciary activities income$900,000367
Service charges on deposit accounts$1,810,000728
Trading account gains and fees$0148
Additional Noninterest Income$4,667,000583
Total noninterest expense$18,589,000786
Salaries and employee benefits$11,131,000677
Premises and equipment expense$1,800,0001,155
Additional noninterest expense$5,658,000826
Pre-tax net operating income$10,456,000490
Securities gains (losses)$68,0001,217
Applicable income taxes$3,564,000403
Income before extraordinary items$6,960,000524
Extraordinary gains, net$031
Net income$6,960,000523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0002,590
Cash dividends$3,000,000708
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,915,120552
2008-06-30 (YTD Data)Rank
Total interest income$23,911,000813
Total interest expense$8,578,0001,010
Net interest income$15,333,000722
Provision for loan and lease losses$702,0001,524
Total noninterest income$4,620,000677
Gross Fiduciary activities income$600,000379
Service charges on deposit accounts$1,182,000731
Trading account gains and fees$0149
Additional Noninterest Income$2,838,000640
Total noninterest expense$12,278,000792
Salaries and employee benefits$7,385,000682
Premises and equipment expense$1,236,0001,129
Additional noninterest expense$3,657,000821
Pre-tax net operating income$6,973,000517
Securities gains (losses)$5,0002,725
Applicable income taxes$2,354,000454
Income before extraordinary items$4,624,000595
Extraordinary gains, net$021
Net income$4,624,000594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,218
Cash dividends$2,000,000774
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,620,700577
2008-03-31 (YTD Data)Rank
Total interest income$12,156,000826
Total interest expense$4,632,0001,004
Net interest income$7,524,000729
Provision for loan and lease losses$414,0001,118
Total noninterest income$2,436,000649
Gross Fiduciary activities income$300,000379
Service charges on deposit accounts$604,000714
Trading account gains and fees$0158
Additional Noninterest Income$1,532,000608
Total noninterest expense$6,087,000790
Salaries and employee benefits$3,637,000696
Premises and equipment expense$666,0001,045
Additional noninterest expense$1,784,000806
Pre-tax net operating income$3,459,000563
Securities gains (losses)$-1,0008,175
Applicable income taxes$1,169,000509
Income before extraordinary items$2,289,000675
Extraordinary gains, net$015
Net income$2,289,000676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-206,0008,460
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,289,660644
2007-12-31 (YTD Data)Rank
Total interest income$43,335,000974
Total interest expense$17,864,0001,110
Net interest income$25,471,000860
Provision for loan and lease losses$2,187,000788
Total noninterest income$8,906,000674
Gross Fiduciary activities income$1,216,000378
Service charges on deposit accounts$2,164,000823
Trading account gains and fees$0178
Additional Noninterest Income$5,526,000623
Total noninterest expense$22,025,000841
Salaries and employee benefits$12,401,000793
Premises and equipment expense$2,207,0001,198
Additional noninterest expense$7,417,000780
Pre-tax net operating income$10,165,000832
Securities gains (losses)$164,000486
Applicable income taxes$3,243,000752
Income before extraordinary items$7,086,000914
Extraordinary gains, net$039
Net income$7,086,000912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,831,000656
Cash dividends$2,500,0001,368
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,972,840919
2007-09-30 (YTD Data)Rank
Total interest income$30,813,0001,026
Total interest expense$12,676,0001,175
Net interest income$18,137,000918
Provision for loan and lease losses$1,324,000713
Total noninterest income$6,553,000690
Gross Fiduciary activities income$889,000376
Service charges on deposit accounts$1,525,000866
Trading account gains and fees$0184
Additional Noninterest Income$4,139,000638
Total noninterest expense$15,207,000913
Salaries and employee benefits$8,846,000838
Premises and equipment expense$1,792,0001,110
Additional noninterest expense$4,569,000891
Pre-tax net operating income$8,159,000854
Securities gains (losses)$01,655
Applicable income taxes$2,676,000760
Income before extraordinary items$5,483,000951
Extraordinary gains, net$033
Net income$5,483,000949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$659,000872
Cash dividends$2,500,0001,013
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,483,000936
2007-06-30 (YTD Data)Rank
Total interest income$16,935,0001,261
Total interest expense$6,799,0001,468
Net interest income$10,136,0001,112
Provision for loan and lease losses$462,0001,094
Total noninterest income$3,868,000799
Gross Fiduciary activities income$593,000380
Service charges on deposit accounts$739,0001,197
Trading account gains and fees$0168
Additional Noninterest Income$2,536,000694
Total noninterest expense$7,873,0001,203
Salaries and employee benefits$4,669,0001,088
Premises and equipment expense$844,0001,589
Additional noninterest expense$2,360,0001,185
Pre-tax net operating income$5,669,000852
Securities gains (losses)$01,444
Applicable income taxes$1,963,000744
Income before extraordinary items$3,706,000965
Extraordinary gains, net$029
Net income$3,706,000964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0001,457
Cash dividends$2,500,000733
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,706,000953
2007-03-31 (YTD Data)Rank
Total interest income$8,357,0001,272
Total interest expense$3,453,0001,437
Net interest income$4,904,0001,142
Provision for loan and lease losses$321,000754
Total noninterest income$1,910,000783
Gross Fiduciary activities income$296,000383
Service charges on deposit accounts$387,0001,111
Trading account gains and fees$0195
Additional Noninterest Income$1,227,000697
Total noninterest expense$3,861,0001,224
Salaries and employee benefits$2,325,0001,108
Premises and equipment expense$447,0001,498
Additional noninterest expense$1,089,0001,244
Pre-tax net operating income$2,632,000897
Securities gains (losses)$01,187
Applicable income taxes$880,000799
Income before extraordinary items$1,752,0001,004
Extraordinary gains, net$022
Net income$1,752,0001,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0001,512
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,752,000986
2006-12-31 (YTD Data)Rank
Total interest income$32,936,0001,196
Total interest expense$12,117,0001,385
Net interest income$20,819,0001,065
Provision for loan and lease losses$587,0001,662
Total noninterest income$7,645,000770
Gross Fiduciary activities income$1,166,000360
Service charges on deposit accounts$2,145,000816
Trading account gains and fees$0130
Additional Noninterest Income$4,334,000755
Total noninterest expense$16,191,0001,116
Salaries and employee benefits$9,283,0001,042
Premises and equipment expense$1,698,0001,518
Additional noninterest expense$5,210,0001,019
Pre-tax net operating income$11,686,000850
Securities gains (losses)$134,000477
Applicable income taxes$3,648,000811
Income before extraordinary items$8,172,000921
Extraordinary gains, net$051
Net income$8,172,000921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,665
Cash dividends$5,000,000705
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,079,540906
2006-09-30 (YTD Data)Rank
Total interest income$24,506,0001,208
Total interest expense$8,760,0001,392
Net interest income$15,746,0001,080
Provision for loan and lease losses$380,0001,770
Total noninterest income$5,438,000817
Gross Fiduciary activities income$825,000371
Service charges on deposit accounts$1,603,000825
Trading account gains and fees$0126
Additional Noninterest Income$3,010,000816
Total noninterest expense$11,720,0001,157
Salaries and employee benefits$6,823,0001,077
Premises and equipment expense$1,333,0001,454
Additional noninterest expense$3,564,0001,129
Pre-tax net operating income$9,084,000860
Securities gains (losses)$01,388
Applicable income taxes$3,178,000759
Income before extraordinary items$5,906,000975
Extraordinary gains, net$045
Net income$5,906,000974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,646
Cash dividends$5,000,000514
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,906,000962
2006-06-30 (YTD Data)Rank
Total interest income$15,940,0001,223
Total interest expense$5,458,0001,410
Net interest income$10,482,0001,079
Provision for loan and lease losses$264,0001,687
Total noninterest income$3,626,000812
Gross Fiduciary activities income$550,000375
Service charges on deposit accounts$1,067,000817
Trading account gains and fees$0126
Additional Noninterest Income$2,009,000813
Total noninterest expense$7,798,0001,169
Salaries and employee benefits$4,508,0001,087
Premises and equipment expense$906,0001,435
Additional noninterest expense$2,384,0001,135
Pre-tax net operating income$6,046,000853
Securities gains (losses)$01,185
Applicable income taxes$2,143,000756
Income before extraordinary items$3,903,000986
Extraordinary gains, net$039
Net income$3,903,000987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0002,400
Cash dividends$5,000,000371
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,903,000969
2006-03-31 (YTD Data)Rank
Total interest income$7,814,0001,225
Total interest expense$2,611,0001,409
Net interest income$5,203,0001,084
Provision for loan and lease losses$180,0001,225
Total noninterest income$1,801,000805
Gross Fiduciary activities income$275,000377
Service charges on deposit accounts$505,000832
Trading account gains and fees$0115
Additional Noninterest Income$1,021,000793
Total noninterest expense$3,910,0001,163
Salaries and employee benefits$2,255,0001,097
Premises and equipment expense$488,0001,332
Additional noninterest expense$1,167,0001,141
Pre-tax net operating income$2,914,000873
Securities gains (losses)$0955
Applicable income taxes$1,071,000753
Income before extraordinary items$1,843,0001,035
Extraordinary gains, net$021
Net income$1,843,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,843,0001,018
2005-12-31 (YTD Data)Rank
Total interest income$29,117,0001,130
Total interest expense$8,072,0001,407
Net interest income$21,045,0001,012
Provision for loan and lease losses$-33,0008,548
Total noninterest income$5,542,0001,009
Gross Fiduciary activities income$1,054,000379
Service charges on deposit accounts$2,209,000787
Trading account gains and fees$0138
Additional Noninterest Income$2,279,0001,233
Total noninterest expense$15,402,0001,110
Salaries and employee benefits$8,716,0001,060
Premises and equipment expense$1,527,0001,595
Additional noninterest expense$5,159,0001,013
Pre-tax net operating income$11,218,000885
Securities gains (losses)$02,296
Applicable income taxes$3,923,000782
Income before extraordinary items$7,295,000993
Extraordinary gains, net$046
Net income$7,295,000993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,302
Cash dividends$3,000,0001,017
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,295,000974
2005-09-30 (YTD Data)Rank
Total interest income$21,567,0001,115
Total interest expense$5,741,0001,401
Net interest income$15,826,000993
Provision for loan and lease losses$492,0001,426
Total noninterest income$4,308,000981
Gross Fiduciary activities income$779,000375
Service charges on deposit accounts$1,649,000791
Trading account gains and fees$0126
Additional Noninterest Income$1,880,0001,174
Total noninterest expense$11,476,0001,105
Salaries and employee benefits$6,601,0001,038
Premises and equipment expense$1,169,0001,545
Additional noninterest expense$3,706,0001,034
Pre-tax net operating income$8,166,000905
Securities gains (losses)$02,317
Applicable income taxes$2,863,000808
Income before extraordinary items$5,303,0001,016
Extraordinary gains, net$035
Net income$5,303,0001,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0001,713
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,303,0001,001
2005-06-30 (YTD Data)Rank
Total interest income$14,019,0001,104
Total interest expense$3,593,0001,398
Net interest income$10,426,000999
Provision for loan and lease losses$492,000999
Total noninterest income$2,701,0001,020
Gross Fiduciary activities income$519,000381
Service charges on deposit accounts$1,028,000825
Trading account gains and fees$0116
Additional Noninterest Income$1,154,0001,215
Total noninterest expense$7,796,0001,072
Salaries and employee benefits$4,559,000994
Premises and equipment expense$804,0001,498
Additional noninterest expense$2,433,0001,031
Pre-tax net operating income$4,839,000977
Securities gains (losses)$02,146
Applicable income taxes$1,728,000857
Income before extraordinary items$3,111,0001,130
Extraordinary gains, net$030
Net income$3,111,0001,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0001,487
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,111,0001,105
2005-03-31 (YTD Data)Rank
Total interest income$6,717,0001,136
Total interest expense$1,722,0001,390
Net interest income$4,995,0001,041
Provision for loan and lease losses$295,000811
Total noninterest income$1,569,000876
Gross Fiduciary activities income$260,000387
Service charges on deposit accounts$475,000864
Trading account gains and fees$0115
Additional Noninterest Income$834,000915
Total noninterest expense$3,906,0001,068
Salaries and employee benefits$2,175,0001,034
Premises and equipment expense$435,0001,394
Additional noninterest expense$1,296,000965
Pre-tax net operating income$2,363,000992
Securities gains (losses)$01,685
Applicable income taxes$839,000871
Income before extraordinary items$1,524,0001,132
Extraordinary gains, net$024
Net income$1,524,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,322
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,524,0001,108
2004-12-31 (YTD Data)Rank
Total interest income$24,334,0001,168
Total interest expense$5,360,0001,527
Net interest income$18,974,0001,049
Provision for loan and lease losses$816,0001,261
Total noninterest income$7,502,000754
Gross Fiduciary activities income$1,011,000373
Service charges on deposit accounts$1,904,000918
Trading account gains and fees$0138
Additional Noninterest Income$4,587,000708
Total noninterest expense$15,290,0001,050
Salaries and employee benefits$8,518,0001,010
Premises and equipment expense$1,601,0001,439
Additional noninterest expense$5,171,000974
Pre-tax net operating income$10,370,000847
Securities gains (losses)$700,000359
Applicable income taxes$3,934,000719
Income before extraordinary items$7,136,000921
Extraordinary gains, net$034
Net income$7,136,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$426,0001,523
Cash dividends$5,000,000614
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,688,000956
2004-09-30 (YTD Data)Rank
Total interest income$16,813,0001,238
Total interest expense$3,796,0001,595
Net interest income$13,017,0001,143
Provision for loan and lease losses$502,0001,446
Total noninterest income$6,328,000697
Gross Fiduciary activities income$682,000398
Service charges on deposit accounts$1,414,000929
Trading account gains and fees$0134
Additional Noninterest Income$4,232,000625
Total noninterest expense$11,333,0001,064
Salaries and employee benefits$6,300,0001,018
Premises and equipment expense$1,313,0001,308
Additional noninterest expense$3,720,000999
Pre-tax net operating income$7,510,000886
Securities gains (losses)$598,000380
Applicable income taxes$2,924,000734
Income before extraordinary items$5,184,000954
Extraordinary gains, net$026
Net income$5,184,000955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,186
Cash dividends$2,000,000976
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,801,280995
2004-06-30 (YTD Data)Rank
Total interest income$10,702,0001,287
Total interest expense$2,169,0001,827
Net interest income$8,533,0001,162
Provision for loan and lease losses$361,0001,335
Total noninterest income$3,974,000732
Gross Fiduciary activities income$455,000402
Service charges on deposit accounts$835,0001,058
Trading account gains and fees$0130
Additional Noninterest Income$2,684,000656
Total noninterest expense$7,712,0001,035
Salaries and employee benefits$4,356,000979
Premises and equipment expense$886,0001,298
Additional noninterest expense$2,470,0001,007
Pre-tax net operating income$4,434,000984
Securities gains (losses)$598,000316
Applicable income taxes$1,915,000746
Income before extraordinary items$3,117,0001,062
Extraordinary gains, net$021
Net income$3,117,0001,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,107
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,734,2801,155
2004-03-31 (YTD Data)Rank
Total interest income$4,990,0001,398
Total interest expense$1,051,0001,901
Net interest income$3,939,0001,263
Provision for loan and lease losses$141,0001,609
Total noninterest income$2,282,000656
Gross Fiduciary activities income$227,000401
Service charges on deposit accounts$399,0001,072
Trading account gains and fees$0121
Additional Noninterest Income$1,656,000556
Total noninterest expense$3,768,0001,079
Salaries and employee benefits$2,151,0001,002
Premises and equipment expense$452,0001,290
Additional noninterest expense$1,165,0001,053
Pre-tax net operating income$2,312,000933
Securities gains (losses)$209,000483
Applicable income taxes$930,000778
Income before extraordinary items$1,591,0001,033
Extraordinary gains, net$016
Net income$1,591,0001,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,177
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,457,2401,063
2003-12-31 (YTD Data)Rank
Total interest income$25,893,0001,095
Total interest expense$4,722,0001,901
Net interest income$21,171,000914
Provision for loan and lease losses$342,0002,896
Total noninterest income$9,911,000657
Gross Fiduciary activities income$916,000398
Service charges on deposit accounts$1,737,0001,002
Trading account gains and fees$0160
Additional Noninterest Income$7,258,000566
Total noninterest expense$16,314,0001,003
Salaries and employee benefits$9,177,000932
Premises and equipment expense$1,757,0001,302
Additional noninterest expense$5,380,000947
Pre-tax net operating income$14,426,000621
Securities gains (losses)$1,0004,307
Applicable income taxes$5,635,000569
Income before extraordinary items$8,792,000746
Extraordinary gains, net$054
Net income$8,792,000748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,926
Cash dividends$1,000,0002,290
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,791,360692
2003-09-30 (YTD Data)Rank
Total interest income$19,883,0001,083
Total interest expense$3,620,0001,931
Net interest income$16,263,000908
Provision for loan and lease losses$514,0001,625
Total noninterest income$8,387,000624
Gross Fiduciary activities income$675,000406
Service charges on deposit accounts$1,301,0001,010
Trading account gains and fees$0153
Additional Noninterest Income$6,411,000535
Total noninterest expense$11,935,0001,036
Salaries and employee benefits$6,708,000968
Premises and equipment expense$1,521,0001,129
Additional noninterest expense$3,696,0001,041
Pre-tax net operating income$12,211,000574
Securities gains (losses)$04,204
Applicable income taxes$4,790,000523
Income before extraordinary items$7,421,000693
Extraordinary gains, net$040
Net income$7,421,000694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,208
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,421,000647
2003-06-30 (YTD Data)Rank
Total interest income$13,109,0001,112
Total interest expense$2,460,0001,960
Net interest income$10,649,000913
Provision for loan and lease losses$286,0001,931
Total noninterest income$3,978,000801
Gross Fiduciary activities income$450,000415
Service charges on deposit accounts$887,000969
Trading account gains and fees$0150
Additional Noninterest Income$2,641,000742
Total noninterest expense$7,844,0001,040
Salaries and employee benefits$4,344,000996
Premises and equipment expense$1,113,0001,036
Additional noninterest expense$2,387,0001,066
Pre-tax net operating income$6,497,000699
Securities gains (losses)$1,0003,586
Applicable income taxes$2,548,000639
Income before extraordinary items$3,950,000852
Extraordinary gains, net$030
Net income$3,950,000853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,238
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,949,360784
2003-03-31 (YTD Data)Rank
Total interest income$6,632,0001,110
Total interest expense$1,247,0001,979
Net interest income$5,385,000906
Provision for loan and lease losses$136,0001,907
Total noninterest income$2,355,000694
Gross Fiduciary activities income$225,000423
Service charges on deposit accounts$458,000902
Trading account gains and fees$0134
Additional Noninterest Income$1,672,000610
Total noninterest expense$3,824,0001,054
Salaries and employee benefits$2,106,0001,020
Premises and equipment expense$581,000990
Additional noninterest expense$1,137,0001,088
Pre-tax net operating income$3,780,000609
Securities gains (losses)$1,0002,714
Applicable income taxes$1,501,000565
Income before extraordinary items$2,280,000744
Extraordinary gains, net$021
Net income$2,280,000743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,227
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,279,360688
2002-12-31 (YTD Data)Rank
Total interest income$26,982,0001,141
Total interest expense$6,573,0001,738
Net interest income$20,409,000944
Provision for loan and lease losses$1,284,0001,068
Total noninterest income$5,031,0001,055
Gross Fiduciary activities income$870,000433
Service charges on deposit accounts$1,688,000953
Trading account gains and fees$0153
Additional Noninterest Income$2,473,0001,135
Total noninterest expense$13,693,0001,124
Salaries and employee benefits$7,846,0001,022
Premises and equipment expense$1,633,0001,345
Additional noninterest expense$4,214,0001,161
Pre-tax net operating income$10,463,000831
Securities gains (losses)$6,0003,879
Applicable income taxes$3,960,000737
Income before extraordinary items$6,509,000960
Extraordinary gains, net$070
Net income$6,509,000960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,0001,909
Cash dividends$1,500,0001,618
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,505,160919
2001-12-31 (YTD Data)Rank
Total interest income$28,969,0001,179
Total interest expense$11,631,0001,395
Net interest income$17,338,0001,038
Provision for loan and lease losses$1,791,000774
Total noninterest income$3,559,0001,290
Gross Fiduciary activities income$882,000444
Service charges on deposit accounts$1,575,000942
Trading account gains and fees$0177
Additional Noninterest Income$1,102,0001,906
Total noninterest expense$12,419,0001,182
Salaries and employee benefits$7,419,0001,008
Premises and equipment expense$1,458,0001,478
Additional noninterest expense$3,542,0001,317
Pre-tax net operating income$6,687,0001,110
Securities gains (losses)$22,0003,077
Applicable income taxes$2,378,0001,017
Income before extraordinary items$4,331,0001,254
Extraordinary gains, net$0105
Net income$4,331,0001,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$636,0001,305
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,316,7001,207
2000-12-31 (YTD Data)Rank
Total interest income$29,085,0001,211
Total interest expense$15,414,0001,129
Net interest income$13,671,0001,283
Provision for loan and lease losses$645,0001,513
Total noninterest income$4,232,0001,036
Gross Fiduciary activities income$894,000443
Service charges on deposit accounts$1,752,000773
Trading account gains and fees$0180
Additional Noninterest Income$1,586,0001,330
Total noninterest expense$11,176,0001,241
Salaries and employee benefits$6,161,0001,148
Premises and equipment expense$1,610,0001,264
Additional noninterest expense$3,405,0001,334
Pre-tax net operating income$6,082,0001,217
Securities gains (losses)$17,000991
Applicable income taxes$2,101,0001,103
Income before extraordinary items$3,998,0001,318
Extraordinary gains, net$038
Net income$3,998,0001,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,458
Cash dividends$1,200,0001,976
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,986,7801,313
1999-12-31 (YTD Data)Rank
Total interest income$23,329,0001,399
Total interest expense$11,163,0001,339
Net interest income$12,166,0001,439
Provision for loan and lease losses$-85,00010,090
Total noninterest income$3,482,0001,196
Gross Fiduciary activities income$786,000518
Service charges on deposit accounts$1,045,0001,260
Trading account gains and fees$0173
Additional Noninterest Income$1,651,0001,317
Total noninterest expense$10,137,0001,375
Salaries and employee benefits$5,946,0001,158
Premises and equipment expense$1,354,0001,517
Additional noninterest expense$2,837,0001,576
Pre-tax net operating income$5,596,0001,362
Securities gains (losses)$54,000957
Applicable income taxes$1,884,0001,294
Income before extraordinary items$3,766,0001,416
Extraordinary gains, net$035
Net income$3,766,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-364,00010,171
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,729,8201,414
1998-12-31 (YTD Data)Rank
Total interest income$22,172,0001,455
Total interest expense$10,465,0001,458
Net interest income$11,707,0001,433
Provision for loan and lease losses$312,0002,513
Total noninterest income$2,943,0001,368
Gross Fiduciary activities income$735,000531
Service charges on deposit accounts$979,0001,275
Trading account gains and fees$0224
Additional Noninterest Income$1,229,0001,603
Total noninterest expense$8,432,0001,571
Salaries and employee benefits$5,221,0001,256
Premises and equipment expense$1,119,0001,758
Additional noninterest expense$2,092,0002,039
Pre-tax net operating income$5,906,0001,273
Securities gains (losses)$138,0001,094
Applicable income taxes$2,244,0001,119
Income before extraordinary items$3,800,0001,395
Extraordinary gains, net$032
Net income$3,800,0001,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,401
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,711,6801,364
1997-12-31 (YTD Data)Rank
Total interest income$20,394,0001,622
Total interest expense$8,975,0001,728
Net interest income$11,419,0001,504
Provision for loan and lease losses$180,0003,648
Total noninterest income$2,317,0001,565
Gross Fiduciary activities income$684,000569
Service charges on deposit accounts$868,0001,488
Trading account gains and fees$0239
Additional Noninterest Income$765,0002,091
Total noninterest expense$7,969,0001,641
Salaries and employee benefits$4,800,0001,372
Premises and equipment expense$1,110,0001,780
Additional noninterest expense$2,059,0002,033
Pre-tax net operating income$5,587,0001,393
Securities gains (losses)$68,0001,163
Applicable income taxes$2,214,0001,211
Income before extraordinary items$3,441,0001,567
Extraordinary gains, net$044
Net income$3,441,0001,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,318
Cash dividends$452,0003,683
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,397,4801,552
1996-12-31 (YTD Data)Rank
Total interest income$19,776,0001,708
Total interest expense$8,722,0001,808
Net interest income$11,054,0001,603
Provision for loan and lease losses$1,130,000939
Total noninterest income$3,220,0001,284
Gross Fiduciary activities income$632,000636
Service charges on deposit accounts$809,0001,646
Trading account gains and fees$0262
Additional Noninterest Income$1,779,0001,253
Total noninterest expense$7,605,0001,862
Salaries and employee benefits$4,517,0001,488
Premises and equipment expense$1,074,0001,875
Additional noninterest expense$2,014,0002,434
Pre-tax net operating income$5,539,0001,289
Securities gains (losses)$38,0001,523
Applicable income taxes$2,059,0001,204
Income before extraordinary items$3,518,0001,408
Extraordinary gains, net$053
Net income$3,518,0001,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,821,000609
Cash dividends$6,387,000572
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,493,6801,384
1995-12-31 (YTD Data)Rank
Total interest income$19,525,0001,740
Total interest expense$9,310,0001,711
Net interest income$10,215,0001,751
Provision for loan and lease losses$08,958
Total noninterest income$1,848,0001,960
Gross Fiduciary activities income$494,000744
Service charges on deposit accounts$723,0001,873
Trading account gains and fees$0522
Additional Noninterest Income$631,0002,454
Total noninterest expense$7,221,0001,923
Salaries and employee benefits$4,353,0001,528
Premises and equipment expense$1,061,0001,915
Additional noninterest expense$1,807,0002,621
Pre-tax net operating income$4,842,0001,548
Securities gains (losses)$106,000928
Applicable income taxes$1,763,0001,422
Income before extraordinary items$3,185,0001,605
Extraordinary gains, net$065
Net income$3,185,0001,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-154,00011,820
Cash dividends$558,0003,085
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,117,1601,612
1994-12-31 (YTD Data)Rank
Total interest income$17,632,0001,742
Total interest expense$7,246,0001,733
Net interest income$10,386,0001,741
Provision for loan and lease losses$09,146
Total noninterest income$1,596,0002,182
Gross Fiduciary activities income$412,000807
Service charges on deposit accounts$639,0002,113
Trading account gains and fees$0475
Additional Noninterest Income$545,0002,783
Total noninterest expense$7,865,0001,844
Salaries and employee benefits$4,370,0001,535
Premises and equipment expense$1,229,0001,684
Additional noninterest expense$2,266,0002,317
Pre-tax net operating income$4,117,0001,723
Securities gains (losses)$-9,0009,765
Applicable income taxes$1,448,0001,608
Income before extraordinary items$2,660,0001,828
Extraordinary gains, net$0249
Net income$2,660,0001,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-159,00012,357
Cash dividends$1,758,0001,247
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,665,8501,833
1993-12-31 (YTD Data)Rank
Total interest income$18,348,0001,703
Total interest expense$7,348,0001,784
Net interest income$11,000,0001,642
Provision for loan and lease losses$135,0004,908
Total noninterest income$1,831,0002,091
Gross Fiduciary activities income$374,000862
Service charges on deposit accounts$605,0002,285
Trading account gains and fees$0532
Additional Noninterest Income$852,0002,288
Total noninterest expense$7,738,0001,917
Salaries and employee benefits$4,275,0001,578
Premises and equipment expense$1,208,0001,737
Additional noninterest expense$2,255,0002,460
Pre-tax net operating income$4,958,0001,410
Securities gains (losses)$6,0005,977
Applicable income taxes$1,817,0001,311
Income before extraordinary items$3,147,0001,615
Extraordinary gains, net$03,149
Net income$3,147,0001,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,00012,335
Cash dividends$2,410,000862
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,143,1601,525
1992-12-31 (YTD Data)Rank
Total interest income$19,914,0001,774
Total interest expense$9,150,0001,851
Net interest income$10,764,0001,708
Provision for loan and lease losses$270,0004,396
Total noninterest income$1,491,0002,396
Gross Fiduciary activities income$374,000862
Service charges on deposit accounts$541,0002,548
Trading account gains and fees$0504
Additional Noninterest Income$576,0002,906
Total noninterest expense$7,157,0002,062
Salaries and employee benefits$3,803,0001,751
Premises and equipment expense$1,133,0001,863
Additional noninterest expense$2,221,0002,563
Pre-tax net operating income$4,828,0001,316
Securities gains (losses)$40,0004,499
Applicable income taxes$1,693,0001,315
Income before extraordinary items$3,175,0001,468
Extraordinary gains, net$01,422
Net income$3,175,0001,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$950,0001,605
Cash dividends$1,095,0001,441
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,149,0001,373

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.