Home > Merchants Bank > Income and Expense
Merchants Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $15,499,000 | 465 |
| Total interest expense | $1,042,000 | 742 |
| Net interest income | $14,457,000 | 447 |
| Provision for loan and lease losses | $566,000 | 419 |
| Total noninterest income | $3,064,000 | 587 |
| Gross Fiduciary activities income | $824,000 | 263 |
| Service charges on deposit accounts | $1,083,000 | 332 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,157,000 | 863 |
| Total noninterest expense | $11,535,000 | 490 |
| Salaries and employee benefits | $6,452,000 | 480 |
| Premises and equipment expense | $1,753,000 | 396 |
| Additional noninterest expense | $3,330,000 | 515 |
| Pre-tax net operating income | $5,420,000 | 497 |
| Securities gains (losses) | $255,000 | 137 |
| Applicable income taxes | $1,569,000 | 496 |
| Income before extraordinary items | $4,106,000 | 507 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,106,000 | 506 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,106,000 | 507 |
| Net charge-offs | $38,000 | 1,492 |
| Cash dividends | $1,930,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 397 |
| Net operating income | $3,922,400 | 520 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $60,123,000 | 456 |
| Total interest expense | $3,711,000 | 792 |
| Net interest income | $56,412,000 | 430 |
| Provision for loan and lease losses | $1,000,000 | 889 |
| Total noninterest income | $12,869,000 | 579 |
| Gross Fiduciary activities income | $3,709,000 | 237 |
| Service charges on deposit accounts | $4,591,000 | 315 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $4,569,000 | 903 |
| Total noninterest expense | $44,751,000 | 497 |
| Salaries and employee benefits | $23,109,000 | 516 |
| Premises and equipment expense | $7,046,000 | 387 |
| Additional noninterest expense | $14,596,000 | 480 |
| Pre-tax net operating income | $23,530,000 | 447 |
| Securities gains (losses) | $19,000 | 2,394 |
| Applicable income taxes | $6,251,000 | 478 |
| Income before extraordinary items | $17,298,000 | 459 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $17,298,000 | 456 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $17,298,000 | 458 |
| Net charge-offs | $381,000 | 1,308 |
| Cash dividends | $7,694,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $374,000 | 318 |
| Net operating income | $17,284,130 | 452 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $45,040,000 | 454 |
| Total interest expense | $2,801,000 | 782 |
| Net interest income | $42,239,000 | 429 |
| Provision for loan and lease losses | $815,000 | 810 |
| Total noninterest income | $9,449,000 | 592 |
| Gross Fiduciary activities income | $2,545,000 | 251 |
| Service charges on deposit accounts | $3,459,000 | 315 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,445,000 | 893 |
| Total noninterest expense | $33,515,000 | 498 |
| Salaries and employee benefits | $17,186,000 | 517 |
| Premises and equipment expense | $5,283,000 | 384 |
| Additional noninterest expense | $11,046,000 | 473 |
| Pre-tax net operating income | $17,358,000 | 452 |
| Securities gains (losses) | $19,000 | 2,332 |
| Applicable income taxes | $4,419,000 | 506 |
| Income before extraordinary items | $12,958,000 | 469 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $12,958,000 | 467 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $12,958,000 | 469 |
| Net charge-offs | $315,000 | 1,092 |
| Cash dividends | $5,767,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 536 |
| Net operating income | $12,943,750 | 458 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $29,965,000 | 458 |
| Total interest expense | $1,870,000 | 779 |
| Net interest income | $28,095,000 | 433 |
| Provision for loan and lease losses | $468,000 | 903 |
| Total noninterest income | $6,256,000 | 586 |
| Gross Fiduciary activities income | $1,702,000 | 251 |
| Service charges on deposit accounts | $2,288,000 | 317 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,266,000 | 889 |
| Total noninterest expense | $22,230,000 | 504 |
| Salaries and employee benefits | $11,311,000 | 527 |
| Premises and equipment expense | $3,558,000 | 380 |
| Additional noninterest expense | $7,361,000 | 473 |
| Pre-tax net operating income | $11,653,000 | 448 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $3,069,000 | 484 |
| Income before extraordinary items | $8,584,000 | 462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,584,000 | 459 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,584,000 | 461 |
| Net charge-offs | $88,000 | 1,733 |
| Cash dividends | $3,842,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 636 |
| Net operating income | $8,584,000 | 453 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $14,946,000 | 456 |
| Total interest expense | $955,000 | 763 |
| Net interest income | $13,991,000 | 433 |
| Provision for loan and lease losses | $215,000 | 918 |
| Total noninterest income | $2,972,000 | 580 |
| Gross Fiduciary activities income | $866,000 | 241 |
| Service charges on deposit accounts | $1,113,000 | 318 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $993,000 | 934 |
| Total noninterest expense | $11,706,000 | 478 |
| Salaries and employee benefits | $6,122,000 | 485 |
| Premises and equipment expense | $1,838,000 | 377 |
| Additional noninterest expense | $3,746,000 | 456 |
| Pre-tax net operating income | $5,042,000 | 490 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $1,224,000 | 550 |
| Income before extraordinary items | $3,818,000 | 494 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $3,818,000 | 492 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $3,818,000 | 494 |
| Net charge-offs | $82,000 | 1,124 |
| Cash dividends | $1,920,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $-18,000 | 6,072 |
| Net operating income | $3,818,000 | 483 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $52,586,000 | 484 |
| Total interest expense | $3,305,000 | 844 |
| Net interest income | $49,281,000 | 462 |
| Provision for loan and lease losses | $250,000 | 2,084 |
| Total noninterest income | $11,990,000 | 593 |
| Gross Fiduciary activities income | $3,525,000 | 243 |
| Service charges on deposit accounts | $3,628,000 | 386 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $4,837,000 | 838 |
| Total noninterest expense | $42,572,000 | 501 |
| Salaries and employee benefits | $21,064,000 | 538 |
| Premises and equipment expense | $7,181,000 | 380 |
| Additional noninterest expense | $14,327,000 | 480 |
| Pre-tax net operating income | $18,449,000 | 524 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $4,111,000 | 605 |
| Income before extraordinary items | $14,338,000 | 515 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $14,338,000 | 514 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $14,338,000 | 516 |
| Net charge-offs | $109,000 | 2,567 |
| Cash dividends | $7,096,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 628 |
| Net operating income | $14,338,000 | 506 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $38,819,000 | 491 |
| Total interest expense | $2,487,000 | 851 |
| Net interest income | $36,332,000 | 469 |
| Provision for loan and lease losses | $443,000 | 1,160 |
| Total noninterest income | $10,284,000 | 540 |
| Gross Fiduciary activities income | $2,665,000 | 243 |
| Service charges on deposit accounts | $2,487,000 | 412 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,132,000 | 649 |
| Total noninterest expense | $31,749,000 | 509 |
| Salaries and employee benefits | $15,350,000 | 562 |
| Premises and equipment expense | $5,420,000 | 390 |
| Additional noninterest expense | $10,979,000 | 473 |
| Pre-tax net operating income | $14,424,000 | 516 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $3,134,000 | 614 |
| Income before extraordinary items | $11,290,000 | 499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,290,000 | 496 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $11,290,000 | 499 |
| Net charge-offs | $66,000 | 2,550 |
| Cash dividends | $5,320,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 451 |
| Net operating income | $11,290,000 | 491 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $25,697,000 | 492 |
| Total interest expense | $1,708,000 | 830 |
| Net interest income | $23,989,000 | 472 |
| Provision for loan and lease losses | $353,000 | 997 |
| Total noninterest income | $6,313,000 | 582 |
| Gross Fiduciary activities income | $1,780,000 | 246 |
| Service charges on deposit accounts | $1,482,000 | 452 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,051,000 | 704 |
| Total noninterest expense | $20,891,000 | 513 |
| Salaries and employee benefits | $9,986,000 | 568 |
| Premises and equipment expense | $3,670,000 | 380 |
| Additional noninterest expense | $7,235,000 | 475 |
| Pre-tax net operating income | $9,058,000 | 536 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $2,005,000 | 634 |
| Income before extraordinary items | $7,053,000 | 537 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,053,000 | 534 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $7,053,000 | 537 |
| Net charge-offs | $24,000 | 2,829 |
| Cash dividends | $3,545,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 427 |
| Net operating income | $7,053,000 | 526 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $12,783,000 | 495 |
| Total interest expense | $868,000 | 815 |
| Net interest income | $11,915,000 | 478 |
| Provision for loan and lease losses | $232,000 | 799 |
| Total noninterest income | $3,073,000 | 575 |
| Gross Fiduciary activities income | $895,000 | 248 |
| Service charges on deposit accounts | $753,000 | 443 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,425,000 | 710 |
| Total noninterest expense | $10,146,000 | 524 |
| Salaries and employee benefits | $4,919,000 | 580 |
| Premises and equipment expense | $1,900,000 | 372 |
| Additional noninterest expense | $3,327,000 | 499 |
| Pre-tax net operating income | $4,610,000 | 518 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,018,000 | 619 |
| Income before extraordinary items | $3,592,000 | 519 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $3,592,000 | 519 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $3,592,000 | 519 |
| Net charge-offs | $75,000 | 1,294 |
| Cash dividends | $1,772,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 391 |
| Net operating income | $3,592,000 | 505 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $51,811,000 | 478 |
| Total interest expense | $3,775,000 | 781 |
| Net interest income | $48,036,000 | 458 |
| Provision for loan and lease losses | $-45,000 | 5,951 |
| Total noninterest income | $13,758,000 | 512 |
| Gross Fiduciary activities income | $3,393,000 | 250 |
| Service charges on deposit accounts | $3,386,000 | 416 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,979,000 | 594 |
| Total noninterest expense | $45,014,000 | 472 |
| Salaries and employee benefits | $20,588,000 | 527 |
| Premises and equipment expense | $8,426,000 | 317 |
| Additional noninterest expense | $16,000,000 | 437 |
| Pre-tax net operating income | $16,825,000 | 532 |
| Securities gains (losses) | $107,000 | 1,213 |
| Applicable income taxes | $3,990,000 | 585 |
| Income before extraordinary items | $12,942,000 | 526 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $12,942,000 | 522 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $12,942,000 | 526 |
| Net charge-offs | $164,000 | 2,690 |
| Cash dividends | $7,085,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 513 |
| Net operating income | $12,860,680 | 517 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $39,000,000 | 473 |
| Total interest expense | $2,918,000 | 761 |
| Net interest income | $36,082,000 | 457 |
| Provision for loan and lease losses | $97,000 | 2,841 |
| Total noninterest income | $10,512,000 | 503 |
| Gross Fiduciary activities income | $2,536,000 | 251 |
| Service charges on deposit accounts | $2,578,000 | 416 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $5,398,000 | 586 |
| Total noninterest expense | $33,072,000 | 474 |
| Salaries and employee benefits | $14,998,000 | 542 |
| Premises and equipment expense | $6,542,000 | 304 |
| Additional noninterest expense | $11,532,000 | 454 |
| Pre-tax net operating income | $13,425,000 | 507 |
| Securities gains (losses) | $107,000 | 953 |
| Applicable income taxes | $3,269,000 | 557 |
| Income before extraordinary items | $10,263,000 | 496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,263,000 | 495 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $10,263,000 | 496 |
| Net charge-offs | $120,000 | 2,517 |
| Cash dividends | $5,312,000 | 416 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 405 |
| Net operating income | $10,181,680 | 490 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $26,212,000 | 470 |
| Total interest expense | $2,042,000 | 725 |
| Net interest income | $24,170,000 | 455 |
| Provision for loan and lease losses | $70,000 | 2,678 |
| Total noninterest income | $6,942,000 | 509 |
| Gross Fiduciary activities income | $1,681,000 | 255 |
| Service charges on deposit accounts | $1,716,000 | 410 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $3,545,000 | 579 |
| Total noninterest expense | $21,621,000 | 484 |
| Salaries and employee benefits | $9,725,000 | 557 |
| Premises and equipment expense | $4,373,000 | 304 |
| Additional noninterest expense | $7,523,000 | 462 |
| Pre-tax net operating income | $9,421,000 | 471 |
| Securities gains (losses) | $143,000 | 608 |
| Applicable income taxes | $2,314,000 | 518 |
| Income before extraordinary items | $7,250,000 | 472 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $7,250,000 | 471 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $7,250,000 | 472 |
| Net charge-offs | $72,000 | 2,477 |
| Cash dividends | $3,540,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 387 |
| Net operating income | $7,141,320 | 465 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $13,187,000 | 467 |
| Total interest expense | $1,006,000 | 749 |
| Net interest income | $12,181,000 | 449 |
| Provision for loan and lease losses | $131,000 | 1,392 |
| Total noninterest income | $3,386,000 | 501 |
| Gross Fiduciary activities income | $852,000 | 254 |
| Service charges on deposit accounts | $840,000 | 412 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,694,000 | 572 |
| Total noninterest expense | $10,774,000 | 491 |
| Salaries and employee benefits | $4,886,000 | 557 |
| Premises and equipment expense | $2,242,000 | 303 |
| Additional noninterest expense | $3,646,000 | 469 |
| Pre-tax net operating income | $4,662,000 | 468 |
| Securities gains (losses) | $126,000 | 369 |
| Applicable income taxes | $1,185,000 | 490 |
| Income before extraordinary items | $3,603,000 | 452 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,603,000 | 451 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,603,000 | 452 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $1,770,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 351 |
| Net operating income | $3,508,500 | 453 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $54,662,000 | 450 |
| Total interest expense | $4,316,000 | 775 |
| Net interest income | $50,346,000 | 433 |
| Provision for loan and lease losses | $763,000 | 1,387 |
| Total noninterest income | $14,131,000 | 525 |
| Gross Fiduciary activities income | $3,062,000 | 254 |
| Service charges on deposit accounts | $3,516,000 | 417 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,553,000 | 592 |
| Total noninterest expense | $43,090,000 | 483 |
| Salaries and employee benefits | $19,136,000 | 558 |
| Premises and equipment expense | $8,028,000 | 322 |
| Additional noninterest expense | $15,926,000 | 452 |
| Pre-tax net operating income | $20,624,000 | 432 |
| Securities gains (losses) | $-178,000 | 6,612 |
| Applicable income taxes | $4,446,000 | 490 |
| Income before extraordinary items | $16,000,000 | 429 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,000,000 | 429 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $16,000,000 | 430 |
| Net charge-offs | $283,000 | 2,639 |
| Cash dividends | $5,789,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 429 |
| Net operating income | $16,138,840 | 423 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $41,091,000 | 454 |
| Total interest expense | $3,279,000 | 792 |
| Net interest income | $37,812,000 | 435 |
| Provision for loan and lease losses | $758,000 | 1,105 |
| Total noninterest income | $9,890,000 | 565 |
| Gross Fiduciary activities income | $2,278,000 | 254 |
| Service charges on deposit accounts | $2,635,000 | 418 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,977,000 | 669 |
| Total noninterest expense | $31,551,000 | 497 |
| Salaries and employee benefits | $14,035,000 | 576 |
| Premises and equipment expense | $5,831,000 | 331 |
| Additional noninterest expense | $11,685,000 | 462 |
| Pre-tax net operating income | $15,393,000 | 441 |
| Securities gains (losses) | $-12,000 | 6,525 |
| Applicable income taxes | $3,397,000 | 503 |
| Income before extraordinary items | $11,984,000 | 434 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $11,984,000 | 433 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $11,984,000 | 435 |
| Net charge-offs | $121,000 | 3,081 |
| Cash dividends | $4,021,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 393 |
| Net operating income | $11,993,360 | 426 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $27,544,000 | 453 |
| Total interest expense | $2,234,000 | 800 |
| Net interest income | $25,310,000 | 432 |
| Provision for loan and lease losses | $382,000 | 1,424 |
| Total noninterest income | $6,485,000 | 580 |
| Gross Fiduciary activities income | $1,519,000 | 254 |
| Service charges on deposit accounts | $1,747,000 | 413 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,219,000 | 687 |
| Total noninterest expense | $20,958,000 | 502 |
| Salaries and employee benefits | $9,292,000 | 583 |
| Premises and equipment expense | $3,935,000 | 326 |
| Additional noninterest expense | $7,731,000 | 462 |
| Pre-tax net operating income | $10,455,000 | 424 |
| Securities gains (losses) | $-13,000 | 6,683 |
| Applicable income taxes | $2,328,000 | 488 |
| Income before extraordinary items | $8,114,000 | 417 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,114,000 | 418 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,114,000 | 419 |
| Net charge-offs | $54,000 | 3,291 |
| Cash dividends | $4,021,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 367 |
| Net operating income | $8,124,140 | 411 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $13,755,000 | 454 |
| Total interest expense | $1,116,000 | 831 |
| Net interest income | $12,639,000 | 433 |
| Provision for loan and lease losses | $208,000 | 1,328 |
| Total noninterest income | $3,152,000 | 586 |
| Gross Fiduciary activities income | $758,000 | 254 |
| Service charges on deposit accounts | $861,000 | 412 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,533,000 | 736 |
| Total noninterest expense | $10,574,000 | 508 |
| Salaries and employee benefits | $4,795,000 | 574 |
| Premises and equipment expense | $2,004,000 | 320 |
| Additional noninterest expense | $3,775,000 | 476 |
| Pre-tax net operating income | $5,009,000 | 438 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,151,000 | 494 |
| Income before extraordinary items | $3,858,000 | 440 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,858,000 | 440 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,858,000 | 441 |
| Net charge-offs | $-26,000 | 6,529 |
| Cash dividends | $2,010,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 340 |
| Net operating income | $3,858,000 | 422 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $57,396,000 | 451 |
| Total interest expense | $5,706,000 | 776 |
| Net interest income | $51,690,000 | 429 |
| Provision for loan and lease losses | $933,000 | 1,851 |
| Total noninterest income | $14,247,000 | 523 |
| Gross Fiduciary activities income | $2,690,000 | 259 |
| Service charges on deposit accounts | $3,541,000 | 416 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $8,016,000 | 572 |
| Total noninterest expense | $44,597,000 | 491 |
| Salaries and employee benefits | $19,548,000 | 544 |
| Premises and equipment expense | $7,424,000 | 341 |
| Additional noninterest expense | $17,625,000 | 441 |
| Pre-tax net operating income | $20,407,000 | 425 |
| Securities gains (losses) | $507,000 | 935 |
| Applicable income taxes | $4,586,000 | 459 |
| Income before extraordinary items | $16,328,000 | 420 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,328,000 | 418 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $16,328,000 | 419 |
| Net charge-offs | $-10,000 | 6,614 |
| Cash dividends | $7,607,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 455 |
| Net operating income | $15,932,540 | 416 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $43,278,000 | 455 |
| Total interest expense | $4,554,000 | 753 |
| Net interest income | $38,724,000 | 434 |
| Provision for loan and lease losses | $798,000 | 1,715 |
| Total noninterest income | $10,825,000 | 507 |
| Gross Fiduciary activities income | $2,000,000 | 258 |
| Service charges on deposit accounts | $2,609,000 | 422 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,216,000 | 561 |
| Total noninterest expense | $33,555,000 | 481 |
| Salaries and employee benefits | $14,718,000 | 538 |
| Premises and equipment expense | $5,507,000 | 340 |
| Additional noninterest expense | $13,330,000 | 438 |
| Pre-tax net operating income | $15,196,000 | 435 |
| Securities gains (losses) | $422,000 | 860 |
| Applicable income taxes | $3,384,000 | 478 |
| Income before extraordinary items | $12,234,000 | 432 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $12,234,000 | 431 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $12,234,000 | 431 |
| Net charge-offs | $-27,000 | 6,809 |
| Cash dividends | $5,549,000 | 337 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 407 |
| Net operating income | $11,904,840 | 419 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $28,914,000 | 462 |
| Total interest expense | $3,296,000 | 706 |
| Net interest income | $25,618,000 | 441 |
| Provision for loan and lease losses | $569,000 | 1,673 |
| Total noninterest income | $6,742,000 | 525 |
| Gross Fiduciary activities income | $1,330,000 | 259 |
| Service charges on deposit accounts | $1,712,000 | 425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,700,000 | 596 |
| Total noninterest expense | $22,230,000 | 483 |
| Salaries and employee benefits | $9,909,000 | 533 |
| Premises and equipment expense | $3,678,000 | 338 |
| Additional noninterest expense | $8,643,000 | 444 |
| Pre-tax net operating income | $9,561,000 | 428 |
| Securities gains (losses) | $448,000 | 622 |
| Applicable income taxes | $2,069,000 | 501 |
| Income before extraordinary items | $7,940,000 | 416 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $7,940,000 | 415 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,940,000 | 415 |
| Net charge-offs | $-15,000 | 6,732 |
| Cash dividends | $3,494,000 | 338 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 362 |
| Net operating income | $7,586,080 | 420 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $14,525,000 | 462 |
| Total interest expense | $1,688,000 | 721 |
| Net interest income | $12,837,000 | 442 |
| Provision for loan and lease losses | $400,000 | 1,246 |
| Total noninterest income | $3,110,000 | 565 |
| Gross Fiduciary activities income | $657,000 | 259 |
| Service charges on deposit accounts | $842,000 | 432 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,611,000 | 648 |
| Total noninterest expense | $10,747,000 | 490 |
| Salaries and employee benefits | $5,162,000 | 510 |
| Premises and equipment expense | $1,872,000 | 333 |
| Additional noninterest expense | $3,713,000 | 490 |
| Pre-tax net operating income | $4,800,000 | 424 |
| Securities gains (losses) | $76,000 | 1,031 |
| Applicable income taxes | $982,000 | 512 |
| Income before extraordinary items | $3,894,000 | 429 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,894,000 | 430 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,894,000 | 430 |
| Net charge-offs | $-30,000 | 6,973 |
| Cash dividends | $1,746,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 322 |
| Net operating income | $3,833,200 | 410 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $58,791,000 | 466 |
| Total interest expense | $7,456,000 | 794 |
| Net interest income | $51,335,000 | 427 |
| Provision for loan and lease losses | $635,000 | 3,081 |
| Total noninterest income | $12,867,000 | 514 |
| Gross Fiduciary activities income | $2,516,000 | 231 |
| Service charges on deposit accounts | $3,732,000 | 409 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,619,000 | 571 |
| Total noninterest expense | $45,030,000 | 462 |
| Salaries and employee benefits | $20,501,000 | 480 |
| Premises and equipment expense | $7,178,000 | 364 |
| Additional noninterest expense | $17,351,000 | 444 |
| Pre-tax net operating income | $18,537,000 | 390 |
| Securities gains (losses) | $994,000 | 445 |
| Applicable income taxes | $3,747,000 | 494 |
| Income before extraordinary items | $15,784,000 | 367 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $15,784,000 | 368 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $15,784,000 | 368 |
| Net charge-offs | $151,000 | 4,590 |
| Cash dividends | $7,953,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 551 |
| Net operating income | $14,978,860 | 367 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $44,179,000 | 465 |
| Total interest expense | $5,748,000 | 810 |
| Net interest income | $38,431,000 | 430 |
| Provision for loan and lease losses | $510,000 | 2,846 |
| Total noninterest income | $9,504,000 | 519 |
| Gross Fiduciary activities income | $1,894,000 | 230 |
| Service charges on deposit accounts | $2,781,000 | 416 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,829,000 | 587 |
| Total noninterest expense | $33,937,000 | 453 |
| Salaries and employee benefits | $15,539,000 | 470 |
| Premises and equipment expense | $5,369,000 | 366 |
| Additional noninterest expense | $13,029,000 | 442 |
| Pre-tax net operating income | $13,488,000 | 401 |
| Securities gains (losses) | $1,047,000 | 337 |
| Applicable income taxes | $2,748,000 | 496 |
| Income before extraordinary items | $11,787,000 | 372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,787,000 | 372 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $11,787,000 | 372 |
| Net charge-offs | $165,000 | 3,930 |
| Cash dividends | $5,959,000 | 255 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 527 |
| Net operating income | $10,938,930 | 382 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $29,097,000 | 480 |
| Total interest expense | $3,925,000 | 825 |
| Net interest income | $25,172,000 | 441 |
| Provision for loan and lease losses | $405,000 | 2,579 |
| Total noninterest income | $6,214,000 | 534 |
| Gross Fiduciary activities income | $1,254,000 | 232 |
| Service charges on deposit accounts | $1,783,000 | 429 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,177,000 | 592 |
| Total noninterest expense | $21,866,000 | 476 |
| Salaries and employee benefits | $10,284,000 | 475 |
| Premises and equipment expense | $3,591,000 | 368 |
| Additional noninterest expense | $7,991,000 | 479 |
| Pre-tax net operating income | $9,115,000 | 398 |
| Securities gains (losses) | $127,000 | 975 |
| Applicable income taxes | $1,917,000 | 476 |
| Income before extraordinary items | $7,325,000 | 383 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,325,000 | 382 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $7,325,000 | 382 |
| Net charge-offs | $102,000 | 3,820 |
| Cash dividends | $3,968,000 | 245 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 457 |
| Net operating income | $7,224,670 | 376 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $14,208,000 | 492 |
| Total interest expense | $2,007,000 | 841 |
| Net interest income | $12,201,000 | 455 |
| Provision for loan and lease losses | $95,000 | 3,442 |
| Total noninterest income | $2,998,000 | 547 |
| Gross Fiduciary activities income | $623,000 | 232 |
| Service charges on deposit accounts | $841,000 | 447 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,534,000 | 617 |
| Total noninterest expense | $10,930,000 | 481 |
| Salaries and employee benefits | $5,150,000 | 490 |
| Premises and equipment expense | $1,830,000 | 369 |
| Additional noninterest expense | $3,950,000 | 474 |
| Pre-tax net operating income | $4,174,000 | 426 |
| Securities gains (losses) | $-10,000 | 7,169 |
| Applicable income taxes | $782,000 | 536 |
| Income before extraordinary items | $3,382,000 | 396 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,382,000 | 396 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,382,000 | 396 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $2,233,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 459 |
| Net operating income | $3,390,100 | 386 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $60,992,000 | 488 |
| Total interest expense | $9,924,000 | 830 |
| Net interest income | $51,068,000 | 437 |
| Provision for loan and lease losses | $-1,642,000 | 7,647 |
| Total noninterest income | $12,624,000 | 544 |
| Gross Fiduciary activities income | $2,163,000 | 244 |
| Service charges on deposit accounts | $4,228,000 | 369 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,233,000 | 628 |
| Total noninterest expense | $45,377,000 | 462 |
| Salaries and employee benefits | $20,426,000 | 480 |
| Premises and equipment expense | $6,635,000 | 392 |
| Additional noninterest expense | $18,316,000 | 438 |
| Pre-tax net operating income | $19,957,000 | 300 |
| Securities gains (losses) | $1,913,000 | 278 |
| Applicable income taxes | $5,264,000 | 345 |
| Income before extraordinary items | $16,606,000 | 295 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,606,000 | 295 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $16,606,000 | 296 |
| Net charge-offs | $-801,000 | 7,651 |
| Cash dividends | $6,901,000 | 251 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 790 |
| Net operating income | $15,152,120 | 302 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $46,410,000 | 474 |
| Total interest expense | $7,637,000 | 841 |
| Net interest income | $38,773,000 | 427 |
| Provision for loan and lease losses | $397,000 | 3,924 |
| Total noninterest income | $9,506,000 | 537 |
| Gross Fiduciary activities income | $1,590,000 | 244 |
| Service charges on deposit accounts | $3,305,000 | 357 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,611,000 | 612 |
| Total noninterest expense | $31,131,000 | 495 |
| Salaries and employee benefits | $15,077,000 | 484 |
| Premises and equipment expense | $4,893,000 | 396 |
| Additional noninterest expense | $11,161,000 | 507 |
| Pre-tax net operating income | $16,751,000 | 277 |
| Securities gains (losses) | $1,728,000 | 251 |
| Applicable income taxes | $4,688,000 | 297 |
| Income before extraordinary items | $13,791,000 | 267 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $13,791,000 | 268 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $13,791,000 | 269 |
| Net charge-offs | $1,282,000 | 1,932 |
| Cash dividends | $5,171,000 | 211 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 775 |
| Net operating income | $12,495,000 | 280 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $31,054,000 | 478 |
| Total interest expense | $5,193,000 | 851 |
| Net interest income | $25,861,000 | 425 |
| Provision for loan and lease losses | $879,000 | 2,089 |
| Total noninterest income | $6,451,000 | 512 |
| Gross Fiduciary activities income | $1,051,000 | 251 |
| Service charges on deposit accounts | $2,263,000 | 348 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,137,000 | 574 |
| Total noninterest expense | $20,356,000 | 500 |
| Salaries and employee benefits | $9,954,000 | 483 |
| Premises and equipment expense | $3,231,000 | 407 |
| Additional noninterest expense | $7,171,000 | 513 |
| Pre-tax net operating income | $11,077,000 | 271 |
| Securities gains (losses) | $1,132,000 | 231 |
| Applicable income taxes | $3,191,000 | 280 |
| Income before extraordinary items | $9,018,000 | 261 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $9,018,000 | 260 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $9,018,000 | 261 |
| Net charge-offs | $1,698,000 | 1,276 |
| Cash dividends | $3,444,000 | 211 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 763 |
| Net operating income | $8,180,320 | 277 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $15,427,000 | 499 |
| Total interest expense | $2,676,000 | 870 |
| Net interest income | $12,751,000 | 439 |
| Provision for loan and lease losses | $866,000 | 1,296 |
| Total noninterest income | $2,949,000 | 533 |
| Gross Fiduciary activities income | $518,000 | 254 |
| Service charges on deposit accounts | $1,053,000 | 369 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,378,000 | 622 |
| Total noninterest expense | $9,917,000 | 516 |
| Salaries and employee benefits | $4,972,000 | 489 |
| Premises and equipment expense | $1,611,000 | 424 |
| Additional noninterest expense | $3,334,000 | 546 |
| Pre-tax net operating income | $4,917,000 | 279 |
| Securities gains (losses) | $629,000 | 203 |
| Applicable income taxes | $1,433,000 | 290 |
| Income before extraordinary items | $4,113,000 | 271 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,113,000 | 273 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $4,113,000 | 273 |
| Net charge-offs | $1,892,000 | 669 |
| Cash dividends | $1,720,000 | 199 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 685 |
| Net operating income | $3,647,540 | 287 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $67,320,000 | 481 |
| Total interest expense | $15,042,000 | 767 |
| Net interest income | $52,278,000 | 414 |
| Provision for loan and lease losses | $3,790,000 | 1,711 |
| Total noninterest income | $11,767,000 | 577 |
| Gross Fiduciary activities income | $1,724,000 | 276 |
| Service charges on deposit accounts | $4,776,000 | 359 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,267,000 | 682 |
| Total noninterest expense | $43,570,000 | 498 |
| Salaries and employee benefits | $18,829,000 | 516 |
| Premises and equipment expense | $6,222,000 | 435 |
| Additional noninterest expense | $18,519,000 | 465 |
| Pre-tax net operating income | $16,685,000 | 259 |
| Securities gains (losses) | $1,219,000 | 413 |
| Applicable income taxes | $4,349,000 | 295 |
| Income before extraordinary items | $13,555,000 | 240 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,555,000 | 241 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $13,555,000 | 241 |
| Net charge-offs | $1,708,000 | 2,225 |
| Cash dividends | $7,728,000 | 239 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 995 |
| Net operating income | $12,628,560 | 264 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $51,051,000 | 498 |
| Total interest expense | $12,029,000 | 763 |
| Net interest income | $39,022,000 | 423 |
| Provision for loan and lease losses | $3,166,000 | 1,435 |
| Total noninterest income | $8,809,000 | 578 |
| Gross Fiduciary activities income | $1,254,000 | 277 |
| Service charges on deposit accounts | $3,545,000 | 364 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,010,000 | 690 |
| Total noninterest expense | $32,259,000 | 509 |
| Salaries and employee benefits | $13,962,000 | 532 |
| Premises and equipment expense | $4,641,000 | 453 |
| Additional noninterest expense | $13,656,000 | 449 |
| Pre-tax net operating income | $12,406,000 | 268 |
| Securities gains (losses) | $56,000 | 2,228 |
| Applicable income taxes | $2,942,000 | 332 |
| Income before extraordinary items | $9,520,000 | 270 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $9,520,000 | 269 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $9,520,000 | 270 |
| Net charge-offs | $883,000 | 2,340 |
| Cash dividends | $5,711,000 | 224 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 934 |
| Net operating income | $9,477,440 | 264 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $34,220,000 | 507 |
| Total interest expense | $8,440,000 | 765 |
| Net interest income | $25,780,000 | 429 |
| Provision for loan and lease losses | $2,690,000 | 1,164 |
| Total noninterest income | $5,797,000 | 596 |
| Gross Fiduciary activities income | $814,000 | 285 |
| Service charges on deposit accounts | $2,288,000 | 370 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,695,000 | 697 |
| Total noninterest expense | $21,525,000 | 514 |
| Salaries and employee benefits | $9,221,000 | 546 |
| Premises and equipment expense | $3,090,000 | 459 |
| Additional noninterest expense | $9,214,000 | 454 |
| Pre-tax net operating income | $7,362,000 | 306 |
| Securities gains (losses) | $-205,000 | 7,797 |
| Applicable income taxes | $1,618,000 | 405 |
| Income before extraordinary items | $5,539,000 | 317 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,539,000 | 314 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $5,539,000 | 316 |
| Net charge-offs | $979,000 | 1,654 |
| Cash dividends | $3,702,000 | 239 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 931 |
| Net operating income | $5,696,850 | 298 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $17,270,000 | 514 |
| Total interest expense | $4,398,000 | 762 |
| Net interest income | $12,872,000 | 424 |
| Provision for loan and lease losses | $900,000 | 1,253 |
| Total noninterest income | $2,756,000 | 585 |
| Gross Fiduciary activities income | $401,000 | 283 |
| Service charges on deposit accounts | $1,020,000 | 401 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,335,000 | 681 |
| Total noninterest expense | $10,267,000 | 511 |
| Salaries and employee benefits | $4,688,000 | 542 |
| Premises and equipment expense | $1,571,000 | 456 |
| Additional noninterest expense | $4,008,000 | 446 |
| Pre-tax net operating income | $4,461,000 | 273 |
| Securities gains (losses) | $-205,000 | 8,047 |
| Applicable income taxes | $1,075,000 | 332 |
| Income before extraordinary items | $3,181,000 | 310 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,181,000 | 311 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $3,181,000 | 312 |
| Net charge-offs | $348,000 | 1,655 |
| Cash dividends | $1,698,000 | 258 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 814 |
| Net operating income | $3,334,750 | 276 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $69,721,000 | 538 |
| Total interest expense | $23,749,000 | 670 |
| Net interest income | $45,972,000 | 481 |
| Provision for loan and lease losses | $1,456,000 | 2,201 |
| Total noninterest income | $11,510,000 | 533 |
| Gross Fiduciary activities income | $1,831,000 | 280 |
| Service charges on deposit accounts | $4,482,000 | 393 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,197,000 | 632 |
| Total noninterest expense | $38,380,000 | 526 |
| Salaries and employee benefits | $17,545,000 | 547 |
| Premises and equipment expense | $5,977,000 | 453 |
| Additional noninterest expense | $14,858,000 | 483 |
| Pre-tax net operating income | $17,646,000 | 322 |
| Securities gains (losses) | $-287,000 | 7,416 |
| Applicable income taxes | $4,341,000 | 356 |
| Income before extraordinary items | $13,018,000 | 311 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,018,000 | 311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 2,635 |
| Cash dividends | $9,549,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 1,127 |
| Net operating income | $13,233,250 | 315 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $51,824,000 | 562 |
| Total interest expense | $18,570,000 | 672 |
| Net interest income | $33,254,000 | 509 |
| Provision for loan and lease losses | $947,000 | 1,885 |
| Total noninterest income | $8,705,000 | 559 |
| Gross Fiduciary activities income | $1,435,000 | 279 |
| Service charges on deposit accounts | $3,317,000 | 403 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,953,000 | 668 |
| Total noninterest expense | $28,197,000 | 528 |
| Salaries and employee benefits | $12,669,000 | 592 |
| Premises and equipment expense | $4,449,000 | 467 |
| Additional noninterest expense | $11,079,000 | 456 |
| Pre-tax net operating income | $12,815,000 | 406 |
| Securities gains (losses) | $82,000 | 1,091 |
| Applicable income taxes | $3,192,000 | 436 |
| Income before extraordinary items | $9,705,000 | 382 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $9,705,000 | 381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $582,000 | 1,796 |
| Cash dividends | $7,354,000 | 312 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 1,021 |
| Net operating income | $9,643,500 | 403 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $33,964,000 | 581 |
| Total interest expense | $12,674,000 | 677 |
| Net interest income | $21,290,000 | 525 |
| Provision for loan and lease losses | $372,000 | 2,253 |
| Total noninterest income | $5,762,000 | 580 |
| Gross Fiduciary activities income | $978,000 | 283 |
| Service charges on deposit accounts | $2,199,000 | 393 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,585,000 | 693 |
| Total noninterest expense | $18,608,000 | 538 |
| Salaries and employee benefits | $8,163,000 | 611 |
| Premises and equipment expense | $2,992,000 | 462 |
| Additional noninterest expense | $7,453,000 | 445 |
| Pre-tax net operating income | $8,072,000 | 453 |
| Securities gains (losses) | $82,000 | 1,112 |
| Applicable income taxes | $2,016,000 | 514 |
| Income before extraordinary items | $6,138,000 | 455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,138,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,304 |
| Cash dividends | $5,156,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 959 |
| Net operating income | $6,076,500 | 445 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $16,705,000 | 607 |
| Total interest expense | $6,516,000 | 709 |
| Net interest income | $10,189,000 | 544 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $2,807,000 | 589 |
| Gross Fiduciary activities income | $505,000 | 276 |
| Service charges on deposit accounts | $1,064,000 | 401 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,238,000 | 720 |
| Total noninterest expense | $8,884,000 | 555 |
| Salaries and employee benefits | $4,015,000 | 627 |
| Premises and equipment expense | $1,533,000 | 451 |
| Additional noninterest expense | $3,336,000 | 462 |
| Pre-tax net operating income | $3,812,000 | 514 |
| Securities gains (losses) | $82,000 | 816 |
| Applicable income taxes | $947,000 | 609 |
| Income before extraordinary items | $2,947,000 | 518 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,947,000 | 519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,931 |
| Cash dividends | $2,457,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 922 |
| Net operating income | $2,884,680 | 504 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $65,564,000 | 641 |
| Total interest expense | $25,191,000 | 780 |
| Net interest income | $40,373,000 | 566 |
| Provision for loan and lease losses | $1,173,000 | 1,262 |
| Total noninterest income | $11,493,000 | 557 |
| Gross Fiduciary activities income | $1,957,000 | 280 |
| Service charges on deposit accounts | $4,590,000 | 383 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,946,000 | 684 |
| Total noninterest expense | $35,015,000 | 534 |
| Salaries and employee benefits | $15,554,000 | 623 |
| Premises and equipment expense | $5,888,000 | 458 |
| Additional noninterest expense | $13,573,000 | 461 |
| Pre-tax net operating income | $15,678,000 | 568 |
| Securities gains (losses) | $-97,000 | 8,137 |
| Applicable income taxes | $3,767,000 | 675 |
| Income before extraordinary items | $11,814,000 | 557 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,814,000 | 555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,033 |
| Cash dividends | $10,547,000 | 398 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 1,138 |
| Net operating income | $11,887,720 | 546 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $48,722,000 | 644 |
| Total interest expense | $18,554,000 | 791 |
| Net interest income | $30,168,000 | 566 |
| Provision for loan and lease losses | $923,000 | 959 |
| Total noninterest income | $7,954,000 | 593 |
| Gross Fiduciary activities income | $1,451,000 | 279 |
| Service charges on deposit accounts | $2,840,000 | 457 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,663,000 | 705 |
| Total noninterest expense | $25,461,000 | 546 |
| Salaries and employee benefits | $11,623,000 | 624 |
| Premises and equipment expense | $4,411,000 | 454 |
| Additional noninterest expense | $9,427,000 | 470 |
| Pre-tax net operating income | $11,738,000 | 610 |
| Securities gains (losses) | $-97,000 | 8,281 |
| Applicable income taxes | $2,829,000 | 728 |
| Income before extraordinary items | $8,812,000 | 600 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,812,000 | 598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,736 |
| Cash dividends | $8,836,000 | 358 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,050 |
| Net operating income | $8,885,720 | 590 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $32,489,000 | 655 |
| Total interest expense | $12,369,000 | 800 |
| Net interest income | $20,120,000 | 580 |
| Provision for loan and lease losses | $223,000 | 2,011 |
| Total noninterest income | $5,145,000 | 628 |
| Gross Fiduciary activities income | $959,000 | 285 |
| Service charges on deposit accounts | $1,856,000 | 472 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,330,000 | 753 |
| Total noninterest expense | $17,177,000 | 557 |
| Salaries and employee benefits | $7,778,000 | 634 |
| Premises and equipment expense | $2,974,000 | 463 |
| Additional noninterest expense | $6,425,000 | 471 |
| Pre-tax net operating income | $7,865,000 | 634 |
| Securities gains (losses) | $-37,000 | 8,252 |
| Applicable income taxes | $1,911,000 | 757 |
| Income before extraordinary items | $5,917,000 | 627 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,917,000 | 626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,285 |
| Cash dividends | $5,116,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 974 |
| Net operating income | $5,945,120 | 615 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $16,282,000 | 643 |
| Total interest expense | $6,245,000 | 780 |
| Net interest income | $10,037,000 | 581 |
| Provision for loan and lease losses | $73,000 | 2,552 |
| Total noninterest income | $2,450,000 | 631 |
| Gross Fiduciary activities income | $487,000 | 280 |
| Service charges on deposit accounts | $889,000 | 473 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,074,000 | 791 |
| Total noninterest expense | $8,538,000 | 560 |
| Salaries and employee benefits | $3,934,000 | 635 |
| Premises and equipment expense | $1,488,000 | 461 |
| Additional noninterest expense | $3,116,000 | 472 |
| Pre-tax net operating income | $3,876,000 | 633 |
| Securities gains (losses) | $-37,000 | 8,461 |
| Applicable income taxes | $931,000 | 776 |
| Income before extraordinary items | $2,908,000 | 632 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,908,000 | 631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,348 |
| Cash dividends | $3,387,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 831 |
| Net operating income | $2,936,120 | 614 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $62,884,000 | 625 |
| Total interest expense | $22,101,000 | 758 |
| Net interest income | $40,783,000 | 568 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $10,083,000 | 609 |
| Gross Fiduciary activities income | $1,763,000 | 288 |
| Service charges on deposit accounts | $3,817,000 | 451 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,503,000 | 732 |
| Total noninterest expense | $34,509,000 | 531 |
| Salaries and employee benefits | $15,974,000 | 591 |
| Premises and equipment expense | $5,920,000 | 437 |
| Additional noninterest expense | $12,615,000 | 458 |
| Pre-tax net operating income | $16,357,000 | 639 |
| Securities gains (losses) | $-464,000 | 8,508 |
| Applicable income taxes | $3,901,000 | 772 |
| Income before extraordinary items | $11,992,000 | 633 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,992,000 | 632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-198,000 | 8,577 |
| Cash dividends | $8,785,000 | 441 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,182 |
| Net operating income | $12,340,000 | 606 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $46,404,000 | 642 |
| Total interest expense | $15,914,000 | 770 |
| Net interest income | $30,490,000 | 579 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $7,616,000 | 617 |
| Gross Fiduciary activities income | $1,320,000 | 296 |
| Service charges on deposit accounts | $2,919,000 | 447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,377,000 | 743 |
| Total noninterest expense | $25,938,000 | 542 |
| Salaries and employee benefits | $12,057,000 | 606 |
| Premises and equipment expense | $4,383,000 | 452 |
| Additional noninterest expense | $9,498,000 | 462 |
| Pre-tax net operating income | $12,168,000 | 666 |
| Securities gains (losses) | $-452,000 | 8,616 |
| Applicable income taxes | $2,855,000 | 824 |
| Income before extraordinary items | $8,861,000 | 670 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,861,000 | 669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-140,000 | 8,585 |
| Cash dividends | $6,283,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,662 |
| Net operating income | $9,204,520 | 631 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $30,230,000 | 648 |
| Total interest expense | $10,137,000 | 769 |
| Net interest income | $20,093,000 | 585 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $5,077,000 | 615 |
| Gross Fiduciary activities income | $892,000 | 297 |
| Service charges on deposit accounts | $1,963,000 | 440 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,222,000 | 751 |
| Total noninterest expense | $17,282,000 | 552 |
| Salaries and employee benefits | $8,023,000 | 615 |
| Premises and equipment expense | $2,954,000 | 451 |
| Additional noninterest expense | $6,305,000 | 465 |
| Pre-tax net operating income | $7,888,000 | 683 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,932,000 | 817 |
| Income before extraordinary items | $5,956,000 | 673 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,956,000 | 671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 8,561 |
| Cash dividends | $3,530,000 | 499 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,701 |
| Net operating income | $5,956,000 | 659 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $14,715,000 | 647 |
| Total interest expense | $4,612,000 | 788 |
| Net interest income | $10,103,000 | 576 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $2,445,000 | 622 |
| Gross Fiduciary activities income | $458,000 | 291 |
| Service charges on deposit accounts | $925,000 | 446 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,062,000 | 767 |
| Total noninterest expense | $8,560,000 | 548 |
| Salaries and employee benefits | $4,001,000 | 614 |
| Premises and equipment expense | $1,472,000 | 453 |
| Additional noninterest expense | $3,087,000 | 474 |
| Pre-tax net operating income | $3,988,000 | 668 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $981,000 | 798 |
| Income before extraordinary items | $3,007,000 | 653 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,007,000 | 652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,445 |
| Cash dividends | $1,766,000 | 468 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,720 |
| Net operating income | $3,007,000 | 637 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $54,567,000 | 613 |
| Total interest expense | $12,687,000 | 884 |
| Net interest income | $41,880,000 | 531 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $9,681,000 | 640 |
| Gross Fiduciary activities income | $1,652,000 | 308 |
| Service charges on deposit accounts | $3,711,000 | 458 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,318,000 | 753 |
| Total noninterest expense | $34,307,000 | 532 |
| Salaries and employee benefits | $15,894,000 | 578 |
| Premises and equipment expense | $6,023,000 | 413 |
| Additional noninterest expense | $12,390,000 | 468 |
| Pre-tax net operating income | $17,254,000 | 603 |
| Securities gains (losses) | $-32,000 | 8,024 |
| Applicable income taxes | $4,270,000 | 734 |
| Income before extraordinary items | $12,952,000 | 578 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $12,952,000 | 579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,321 |
| Cash dividends | $6,831,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 8,735 |
| Net operating income | $12,976,000 | 565 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $40,276,000 | 609 |
| Total interest expense | $8,835,000 | 894 |
| Net interest income | $31,441,000 | 521 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $7,297,000 | 640 |
| Gross Fiduciary activities income | $1,239,000 | 302 |
| Service charges on deposit accounts | $2,797,000 | 454 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,261,000 | 755 |
| Total noninterest expense | $25,760,000 | 530 |
| Salaries and employee benefits | $12,094,000 | 566 |
| Premises and equipment expense | $4,617,000 | 406 |
| Additional noninterest expense | $9,049,000 | 476 |
| Pre-tax net operating income | $12,978,000 | 597 |
| Securities gains (losses) | $19,000 | 1,247 |
| Applicable income taxes | $3,218,000 | 731 |
| Income before extraordinary items | $9,779,000 | 575 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,779,000 | 575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 923 |
| Cash dividends | $5,129,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 8,779 |
| Net operating income | $9,764,750 | 559 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $26,429,000 | 597 |
| Total interest expense | $5,530,000 | 892 |
| Net interest income | $20,899,000 | 518 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $4,736,000 | 648 |
| Gross Fiduciary activities income | $835,000 | 300 |
| Service charges on deposit accounts | $1,849,000 | 447 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,052,000 | 789 |
| Total noninterest expense | $17,117,000 | 526 |
| Salaries and employee benefits | $8,046,000 | 567 |
| Premises and equipment expense | $3,135,000 | 395 |
| Additional noninterest expense | $5,936,000 | 484 |
| Pre-tax net operating income | $8,518,000 | 589 |
| Securities gains (losses) | $84,000 | 628 |
| Applicable income taxes | $2,072,000 | 743 |
| Income before extraordinary items | $6,530,000 | 568 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,530,000 | 568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $3,428,000 | 455 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,802 |
| Net operating income | $6,466,160 | 557 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $12,947,000 | 588 |
| Total interest expense | $2,447,000 | 957 |
| Net interest income | $10,500,000 | 509 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $2,304,000 | 637 |
| Gross Fiduciary activities income | $421,000 | 299 |
| Service charges on deposit accounts | $904,000 | 441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $979,000 | 797 |
| Total noninterest expense | $8,669,000 | 514 |
| Salaries and employee benefits | $4,009,000 | 562 |
| Premises and equipment expense | $1,322,000 | 460 |
| Additional noninterest expense | $3,338,000 | 431 |
| Pre-tax net operating income | $4,135,000 | 605 |
| Securities gains (losses) | $61,000 | 492 |
| Applicable income taxes | $1,041,000 | 741 |
| Income before extraordinary items | $3,155,000 | 587 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,155,000 | 587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,042 |
| Cash dividends | $1,722,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,878 |
| Net operating income | $3,109,250 | 573 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $48,124,000 | 596 |
| Total interest expense | $7,806,000 | 1,032 |
| Net interest income | $40,318,000 | 510 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $9,518,000 | 633 |
| Gross Fiduciary activities income | $1,547,000 | 295 |
| Service charges on deposit accounts | $4,164,000 | 423 |
| Trading account gains and fees | $-23,000 | 8,946 |
| Additional Noninterest Income | $3,830,000 | 814 |
| Total noninterest expense | $33,659,000 | 524 |
| Salaries and employee benefits | $15,756,000 | 550 |
| Premises and equipment expense | $4,978,000 | 469 |
| Additional noninterest expense | $12,925,000 | 443 |
| Pre-tax net operating income | $16,177,000 | 577 |
| Securities gains (losses) | $48,000 | 1,775 |
| Applicable income taxes | $4,140,000 | 683 |
| Income before extraordinary items | $12,085,000 | 570 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,085,000 | 571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,477 |
| Cash dividends | $14,610,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 8,862 |
| Net operating income | $12,049,480 | 551 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $35,635,000 | 598 |
| Total interest expense | $5,691,000 | 1,045 |
| Net interest income | $29,944,000 | 512 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $7,096,000 | 647 |
| Gross Fiduciary activities income | $1,140,000 | 304 |
| Service charges on deposit accounts | $3,158,000 | 426 |
| Trading account gains and fees | $-23,000 | 8,996 |
| Additional Noninterest Income | $2,821,000 | 842 |
| Total noninterest expense | $25,206,000 | 519 |
| Salaries and employee benefits | $11,738,000 | 553 |
| Premises and equipment expense | $3,723,000 | 476 |
| Additional noninterest expense | $9,745,000 | 444 |
| Pre-tax net operating income | $11,834,000 | 595 |
| Securities gains (losses) | $-4,000 | 8,316 |
| Applicable income taxes | $2,997,000 | 716 |
| Income before extraordinary items | $8,833,000 | 589 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $8,833,000 | 590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,921 |
| Cash dividends | $4,828,000 | 477 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,940 |
| Net operating income | $8,836,000 | 563 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $23,441,000 | 598 |
| Total interest expense | $3,643,000 | 1,071 |
| Net interest income | $19,798,000 | 512 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $4,669,000 | 649 |
| Gross Fiduciary activities income | $768,000 | 303 |
| Service charges on deposit accounts | $2,100,000 | 416 |
| Trading account gains and fees | $-23,000 | 9,045 |
| Additional Noninterest Income | $1,824,000 | 860 |
| Total noninterest expense | $16,818,000 | 516 |
| Salaries and employee benefits | $7,768,000 | 556 |
| Premises and equipment expense | $2,457,000 | 482 |
| Additional noninterest expense | $6,593,000 | 435 |
| Pre-tax net operating income | $7,649,000 | 596 |
| Securities gains (losses) | $-4,000 | 8,544 |
| Applicable income taxes | $1,912,000 | 748 |
| Income before extraordinary items | $5,733,000 | 599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,733,000 | 598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,698 |
| Cash dividends | $3,217,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 9,012 |
| Net operating income | $5,736,000 | 569 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $11,776,000 | 606 |
| Total interest expense | $1,854,000 | 1,071 |
| Net interest income | $9,922,000 | 515 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $2,224,000 | 668 |
| Gross Fiduciary activities income | $378,000 | 307 |
| Service charges on deposit accounts | $999,000 | 432 |
| Trading account gains and fees | $-11,000 | 9,082 |
| Additional Noninterest Income | $858,000 | 879 |
| Total noninterest expense | $8,406,000 | 519 |
| Salaries and employee benefits | $3,936,000 | 565 |
| Premises and equipment expense | $1,244,000 | 486 |
| Additional noninterest expense | $3,226,000 | 436 |
| Pre-tax net operating income | $3,740,000 | 604 |
| Securities gains (losses) | $63,000 | 1,071 |
| Applicable income taxes | $948,000 | 768 |
| Income before extraordinary items | $2,855,000 | 606 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,855,000 | 605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $1,608,000 | 432 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 445 |
| Net operating income | $2,807,750 | 571 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $46,069,000 | 605 |
| Total interest expense | $7,916,000 | 1,131 |
| Net interest income | $38,153,000 | 512 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $8,798,000 | 728 |
| Gross Fiduciary activities income | $1,406,000 | 321 |
| Service charges on deposit accounts | $3,931,000 | 436 |
| Trading account gains and fees | $51,000 | 135 |
| Additional Noninterest Income | $3,410,000 | 987 |
| Total noninterest expense | $32,283,000 | 543 |
| Salaries and employee benefits | $15,129,000 | 575 |
| Premises and equipment expense | $4,403,000 | 529 |
| Additional noninterest expense | $12,751,000 | 456 |
| Pre-tax net operating income | $14,668,000 | 615 |
| Securities gains (losses) | $1,420,000 | 371 |
| Applicable income taxes | $4,414,000 | 683 |
| Income before extraordinary items | $11,674,000 | 585 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,674,000 | 586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $543,000 | 1,501 |
| Cash dividends | $4,896,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 9,053 |
| Net operating income | $10,637,400 | 587 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $34,411,000 | 626 |
| Total interest expense | $6,063,000 | 1,158 |
| Net interest income | $28,348,000 | 526 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $6,494,000 | 762 |
| Gross Fiduciary activities income | $1,051,000 | 329 |
| Service charges on deposit accounts | $2,872,000 | 451 |
| Trading account gains and fees | $55,000 | 129 |
| Additional Noninterest Income | $2,516,000 | 1,048 |
| Total noninterest expense | $24,171,000 | 559 |
| Salaries and employee benefits | $11,541,000 | 583 |
| Premises and equipment expense | $3,247,000 | 550 |
| Additional noninterest expense | $9,383,000 | 470 |
| Pre-tax net operating income | $10,671,000 | 649 |
| Securities gains (losses) | $1,413,000 | 353 |
| Applicable income taxes | $3,320,000 | 708 |
| Income before extraordinary items | $8,764,000 | 602 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,764,000 | 602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 1,072 |
| Cash dividends | $4,565,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 9,125 |
| Net operating income | $7,732,510 | 617 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $22,934,000 | 633 |
| Total interest expense | $4,182,000 | 1,143 |
| Net interest income | $18,752,000 | 533 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $4,314,000 | 756 |
| Gross Fiduciary activities income | $714,000 | 329 |
| Service charges on deposit accounts | $1,898,000 | 449 |
| Trading account gains and fees | $55,000 | 120 |
| Additional Noninterest Income | $1,647,000 | 1,054 |
| Total noninterest expense | $15,893,000 | 560 |
| Salaries and employee benefits | $7,617,000 | 587 |
| Premises and equipment expense | $2,154,000 | 552 |
| Additional noninterest expense | $6,122,000 | 487 |
| Pre-tax net operating income | $7,173,000 | 635 |
| Securities gains (losses) | $843,000 | 412 |
| Applicable income taxes | $2,205,000 | 714 |
| Income before extraordinary items | $5,811,000 | 605 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,811,000 | 604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 744 |
| Cash dividends | $2,966,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 9,176 |
| Net operating income | $5,204,040 | 614 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,452,000 | 638 |
| Total interest expense | $2,128,000 | 1,153 |
| Net interest income | $9,324,000 | 539 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $2,005,000 | 769 |
| Gross Fiduciary activities income | $345,000 | 340 |
| Service charges on deposit accounts | $923,000 | 452 |
| Trading account gains and fees | $-32,000 | 9,279 |
| Additional Noninterest Income | $769,000 | 1,080 |
| Total noninterest expense | $7,837,000 | 564 |
| Salaries and employee benefits | $3,813,000 | 580 |
| Premises and equipment expense | $1,069,000 | 560 |
| Additional noninterest expense | $2,955,000 | 492 |
| Pre-tax net operating income | $3,492,000 | 641 |
| Securities gains (losses) | $217,000 | 625 |
| Applicable income taxes | $981,000 | 809 |
| Income before extraordinary items | $2,728,000 | 633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,728,000 | 631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $1,484,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 9,248 |
| Net operating income | $2,567,420 | 621 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $48,737,000 | 630 |
| Total interest expense | $11,013,000 | 1,014 |
| Net interest income | $37,724,000 | 527 |
| Provision for loan and lease losses | $-945,000 | 9,340 |
| Total noninterest income | $9,174,000 | 662 |
| Gross Fiduciary activities income | $2,266,000 | 265 |
| Service charges on deposit accounts | $3,615,000 | 457 |
| Trading account gains and fees | $-43,000 | 9,300 |
| Additional Noninterest Income | $3,336,000 | 932 |
| Total noninterest expense | $30,801,000 | 552 |
| Salaries and employee benefits | $14,661,000 | 562 |
| Premises and equipment expense | $4,183,000 | 544 |
| Additional noninterest expense | $11,957,000 | 490 |
| Pre-tax net operating income | $17,042,000 | 532 |
| Securities gains (losses) | $610,000 | 582 |
| Applicable income taxes | $4,868,000 | 604 |
| Income before extraordinary items | $12,784,000 | 525 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $12,784,000 | 528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-627,000 | 9,342 |
| Cash dividends | $5,676,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 9,200 |
| Net operating income | $12,344,800 | 516 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $54,171,000 | 656 |
| Total interest expense | $18,485,000 | 889 |
| Net interest income | $35,686,000 | 529 |
| Provision for loan and lease losses | $-1,004,000 | 9,595 |
| Total noninterest income | $10,953,000 | 568 |
| Gross Fiduciary activities income | $1,632,000 | 322 |
| Service charges on deposit accounts | $3,540,000 | 422 |
| Trading account gains and fees | $88,000 | 123 |
| Additional Noninterest Income | $5,693,000 | 599 |
| Total noninterest expense | $31,027,000 | 538 |
| Salaries and employee benefits | $14,188,000 | 557 |
| Premises and equipment expense | $4,182,000 | 530 |
| Additional noninterest expense | $12,657,000 | 482 |
| Pre-tax net operating income | $16,616,000 | 502 |
| Securities gains (losses) | $-227,000 | 9,548 |
| Applicable income taxes | $4,128,000 | 635 |
| Income before extraordinary items | $12,261,000 | 495 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $12,261,000 | 496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $675,000 | 1,248 |
| Cash dividends | $6,435,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 660 |
| Net operating income | $12,431,250 | 465 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $55,815,000 | 659 |
| Total interest expense | $22,795,000 | 799 |
| Net interest income | $33,020,000 | 566 |
| Provision for loan and lease losses | $-622,000 | 9,880 |
| Total noninterest income | $9,648,000 | 598 |
| Gross Fiduciary activities income | $1,774,000 | 303 |
| Service charges on deposit accounts | $4,532,000 | 316 |
| Trading account gains and fees | $2,000 | 174 |
| Additional Noninterest Income | $3,340,000 | 803 |
| Total noninterest expense | $29,149,000 | 551 |
| Salaries and employee benefits | $13,446,000 | 546 |
| Premises and equipment expense | $4,787,000 | 482 |
| Additional noninterest expense | $10,916,000 | 546 |
| Pre-tax net operating income | $14,141,000 | 592 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $3,548,000 | 717 |
| Income before extraordinary items | $10,594,000 | 543 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $10,594,000 | 544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,113 |
| Cash dividends | $8,797,000 | 422 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 9,728 |
| Net operating income | $10,593,250 | 540 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $48,973,000 | 713 |
| Total interest expense | $18,609,000 | 845 |
| Net interest income | $30,364,000 | 626 |
| Provision for loan and lease losses | $-388,000 | 10,172 |
| Total noninterest income | $9,927,000 | 625 |
| Gross Fiduciary activities income | $3,128,000 | 256 |
| Service charges on deposit accounts | $3,560,000 | 393 |
| Trading account gains and fees | $-20,000 | 4,516 |
| Additional Noninterest Income | $3,259,000 | 849 |
| Total noninterest expense | $26,943,000 | 591 |
| Salaries and employee benefits | $12,102,000 | 598 |
| Premises and equipment expense | $4,532,000 | 495 |
| Additional noninterest expense | $10,309,000 | 593 |
| Pre-tax net operating income | $13,736,000 | 639 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,193,000 | 842 |
| Income before extraordinary items | $10,543,000 | 602 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,543,000 | 602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-277,000 | 10,157 |
| Cash dividends | $5,290,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 10,068 |
| Net operating income | $10,543,000 | 586 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $47,512,000 | 711 |
| Total interest expense | $18,509,000 | 856 |
| Net interest income | $29,003,000 | 616 |
| Provision for loan and lease losses | $-1,737,000 | 10,435 |
| Total noninterest income | $8,458,000 | 670 |
| Gross Fiduciary activities income | $1,910,000 | 330 |
| Service charges on deposit accounts | $3,073,000 | 426 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,475,000 | 830 |
| Total noninterest expense | $26,027,000 | 595 |
| Salaries and employee benefits | $11,361,000 | 628 |
| Premises and equipment expense | $4,566,000 | 485 |
| Additional noninterest expense | $10,100,000 | 585 |
| Pre-tax net operating income | $13,171,000 | 628 |
| Securities gains (losses) | $44,000 | 1,829 |
| Applicable income taxes | $3,292,000 | 802 |
| Income before extraordinary items | $9,923,000 | 599 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,923,000 | 598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,794,000 | 393 |
| Cash dividends | $3,993,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $-80,000 | 10,332 |
| Net operating income | $9,890,000 | 571 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $47,353,000 | 732 |
| Total interest expense | $18,234,000 | 902 |
| Net interest income | $29,119,000 | 629 |
| Provision for loan and lease losses | $-1,862,000 | 10,908 |
| Total noninterest income | $8,528,000 | 635 |
| Gross Fiduciary activities income | $1,635,000 | 364 |
| Service charges on deposit accounts | $3,252,000 | 406 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,641,000 | 752 |
| Total noninterest expense | $28,690,000 | 533 |
| Salaries and employee benefits | $10,598,000 | 647 |
| Premises and equipment expense | $4,496,000 | 482 |
| Additional noninterest expense | $13,596,000 | 452 |
| Pre-tax net operating income | $10,819,000 | 760 |
| Securities gains (losses) | $555,000 | 407 |
| Applicable income taxes | $2,428,000 | 1,118 |
| Income before extraordinary items | $8,946,000 | 648 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,946,000 | 648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,993,000 | 10,919 |
| Cash dividends | $2,195,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 833 |
| Net operating income | $8,507,550 | 653 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $46,581,000 | 779 |
| Total interest expense | $18,631,000 | 902 |
| Net interest income | $27,950,000 | 692 |
| Provision for loan and lease losses | $3,150,000 | 445 |
| Total noninterest income | $12,059,000 | 527 |
| Gross Fiduciary activities income | $1,493,000 | 410 |
| Service charges on deposit accounts | $3,485,000 | 426 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $7,081,000 | 524 |
| Total noninterest expense | $28,688,000 | 587 |
| Salaries and employee benefits | $9,890,000 | 710 |
| Premises and equipment expense | $4,079,000 | 555 |
| Additional noninterest expense | $14,719,000 | 505 |
| Pre-tax net operating income | $8,171,000 | 942 |
| Securities gains (losses) | $33,000 | 1,622 |
| Applicable income taxes | $1,882,000 | 1,305 |
| Income before extraordinary items | $6,322,000 | 851 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,322,000 | 852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,684,000 | 402 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,296,590 | 832 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $50,172,000 | 757 |
| Total interest expense | $22,618,000 | 791 |
| Net interest income | $27,554,000 | 722 |
| Provision for loan and lease losses | $12,100,000 | 169 |
| Total noninterest income | $9,914,000 | 606 |
| Gross Fiduciary activities income | $1,796,000 | 397 |
| Service charges on deposit accounts | $3,366,000 | 453 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,752,000 | 683 |
| Total noninterest expense | $33,072,000 | 538 |
| Salaries and employee benefits | $13,963,000 | 517 |
| Premises and equipment expense | $4,247,000 | 563 |
| Additional noninterest expense | $14,862,000 | 515 |
| Pre-tax net operating income | $-7,704,000 | 11,979 |
| Securities gains (losses) | $-26,000 | 10,740 |
| Applicable income taxes | $-3,678,000 | 11,945 |
| Income before extraordinary items | $-4,052,000 | 11,937 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-4,052,000 | 11,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,795,000 | 134 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-4,035,360 | 11,934 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $51,507,000 | 683 |
| Total interest expense | $21,612,000 | 671 |
| Net interest income | $29,895,000 | 673 |
| Provision for loan and lease losses | $10,000,000 | 190 |
| Total noninterest income | $10,738,000 | 559 |
| Gross Fiduciary activities income | $1,730,000 | 396 |
| Service charges on deposit accounts | $3,396,000 | 438 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,612,000 | 598 |
| Total noninterest expense | $36,129,000 | 500 |
| Salaries and employee benefits | $13,079,000 | 563 |
| Premises and equipment expense | $4,325,000 | 554 |
| Additional noninterest expense | $18,725,000 | 460 |
| Pre-tax net operating income | $-5,496,000 | 12,581 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $-2,679,000 | 12,566 |
| Income before extraordinary items | $-2,836,000 | 12,517 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,836,000 | 12,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,131,000 | 192 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-2,823,840 | 12,520 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $49,595,000 | 704 |
| Total interest expense | $21,230,000 | 685 |
| Net interest income | $28,365,000 | 697 |
| Provision for loan and lease losses | $23,822,000 | 135 |
| Total noninterest income | $11,776,000 | 543 |
| Gross Fiduciary activities income | $1,687,000 | 413 |
| Service charges on deposit accounts | $3,466,000 | 426 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,623,000 | 554 |
| Total noninterest expense | $27,933,000 | 654 |
| Salaries and employee benefits | $12,312,000 | 593 |
| Premises and equipment expense | $3,827,000 | 626 |
| Additional noninterest expense | $11,794,000 | 666 |
| Pre-tax net operating income | $-11,614,000 | 13,240 |
| Securities gains (losses) | $1,823,000 | 342 |
| Applicable income taxes | $-4,225,000 | 13,247 |
| Income before extraordinary items | $-5,566,000 | 13,167 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-5,566,000 | 13,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,174,000 | 220 |
| Cash dividends | $849,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-6,732,720 | 13,167 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $47,687,000 | 819 |
| Total interest expense | $23,620,000 | 798 |
| Net interest income | $24,067,000 | 811 |
| Provision for loan and lease losses | $8,050,000 | 431 |
| Total noninterest income | $8,489,000 | 667 |
| Gross Fiduciary activities income | $1,399,000 | 460 |
| Service charges on deposit accounts | $2,454,000 | 555 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,636,000 | 715 |
| Total noninterest expense | $20,875,000 | 814 |
| Salaries and employee benefits | $10,231,000 | 691 |
| Premises and equipment expense | $3,280,000 | 737 |
| Additional noninterest expense | $7,364,000 | 979 |
| Pre-tax net operating income | $3,631,000 | 1,699 |
| Securities gains (losses) | $2,918,000 | 316 |
| Applicable income taxes | $773,000 | 2,701 |
| Income before extraordinary items | $5,776,000 | 828 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,776,000 | 831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,288,000 | 404 |
| Cash dividends | $3,320,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,208,160 | 1,342 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.