Home > Merchants Bank > Net charge- offs to loans
Merchants Bank, Net charge- offs to loans
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 2,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 4,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5846% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5846% | 429 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 3,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 2,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 1,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0472% | 2,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4210% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4210% | 519 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0140% | 5,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 3,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 2,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 1,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 1,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0632% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3305% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3305% | 523 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0030% | 4,938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 3,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 2,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 1,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 1,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0009% | 1,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8982% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8982% | 806 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0015% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 5,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8381% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8381% | 844 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0109% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 4,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 3,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 2,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 2,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 4,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5175% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5175% | 412 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 5,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 3,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 2,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 2,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 2,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 4,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5263% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5263% | 370 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0020% | 5,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 3,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 2,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 5,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 4,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8800% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8800% | 738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 2,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 1,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 5,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 4,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0158% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0158% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 4,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 5,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 5,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0241% | 4,432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 3,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0155% | 2,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8946% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8946% | 210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 4,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 3,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 5,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 3,242 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0322% | 4,482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 3,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0253% | 2,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3306% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3306% | 279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 3,991 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 5,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 5,474 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0596% | 4,567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 2,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0379% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7332% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7332% | 417 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0003% | 4,665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 5,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 5,642 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1197% | 4,688 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 5,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 4,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2772% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2772% | 619 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 4,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 4,040 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 5,318 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 6,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0017% | 616 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 3,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1334% | 1,174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 3,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 5,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5304% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5304% | 616 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 4,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 3,950 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 5,362 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 6,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0022% | 512 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 3,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0472% | 1,191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 3,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0564% | 5,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8885% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8885% | 465 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 4,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 3,673 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 5,452 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0306% | 6,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0035% | 421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 3,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0697% | 1,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 2,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0667% | 5,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6963% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6963% | 528 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 5,419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 6,060 |
| Percentage Net Loans Charged-off:Construction & development | -0.0324% | 5,610 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0614% | 6,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0073% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 2,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 2,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 5,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5361% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5361% | 605 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 6,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 5,158 |
| Percentage Net Loans Charged-off:Construction & development | -0.1997% | 6,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 3,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 4,561 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 4,929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 4,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 5,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 6,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 6,382 |
| Percentage Net Loans Charged-off:Construction & development | -0.2152% | 6,172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 6,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 4,229 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 4,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 4,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 5,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 6,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 6,323 |
| Percentage Net Loans Charged-off:Construction & development | -0.2061% | 6,188 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 6,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 3,801 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0052% | 4,967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 3,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 5,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 5,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 6,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.1814% | 6,217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 6,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 6,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 6,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0639% | 5,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 6,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 5,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.5054% | 2,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 3,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 4,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 4,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0174% | 6,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0976% | 4,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0933% | 4,331 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 5,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 4,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.8222% | 2,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 3,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 4,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 4,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0034% | 3,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1284% | 4,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1212% | 3,813 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 5,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 4,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 2,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 3,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 3,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0576% | 3,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1259% | 3,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1166% | 3,450 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 6,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 6,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.1672% | 1,562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0739% | 7,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 3,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0839% | 2,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3766% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3371% | 2,148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0882% | 7,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0486% | 7,424 |
| Percentage Net Loans Charged-off:Construction & development | -2.5107% | 7,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0986% | 3,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 5,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0045% | 1,938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 4,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4830% | 7,165 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0830% | 6,995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1885% | 4,823 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0619% | 7,506 |
| Percentage Net Loans Charged-off:Construction & development | -3.1009% | 7,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1379% | 2,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0026% | 887 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 4,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0060% | 1,701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 4,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4119% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0893% | 6,941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3743% | 3,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 4,834 |
| Percentage Net Loans Charged-off:Construction & development | -1.2018% | 7,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2144% | 1,977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0039% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 4,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0089% | 1,411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 3,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4815% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0805% | 6,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8288% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1362% | 3,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4256% | 1,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0077% | 454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 3,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 2,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0281% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0534% | 6,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1906% | 5,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 5,181 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 7,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0854% | 2,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0595% | 4,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 4,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1654% | 2,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0913% | 5,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1322% | 5,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 4,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 7,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1062% | 2,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0798% | 3,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0909% | 3,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5280% | 3,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0871% | 5,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2230% | 4,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1253% | 3,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1706% | 1,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1219% | 2,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1393% | 2,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9336% | 2,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0260% | 5,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1601% | 3,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1158% | 2,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3361% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 2,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0525% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4953% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0526% | 4,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 5,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0900% | 3,818 |
| Percentage Net Loans Charged-off:Construction & development | 1.6288% | 1,224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0250% | 7,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 4,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0503% | 1,295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0467% | 7,343 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0136% | 7,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 4,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1262% | 2,694 |
| Percentage Net Loans Charged-off:Construction & development | 2.1891% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 7,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 3,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0100% | 1,099 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0723% | 7,311 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0182% | 7,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0173% | 7,618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 7,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 2,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0148% | 874 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 2,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1382% | 7,475 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0272% | 7,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 6,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 7,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 7,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0217% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0186% | 6,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 6,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 3,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1100% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1328% | 7,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2679% | 4,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0202% | 5,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0352% | 2,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0985% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1390% | 7,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3778% | 3,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 7,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 2,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0606% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3858% | 7,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5757% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0249% | 7,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1213% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7124% | 7,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6896% | 1,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0305% | 8,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2784% | 7,857 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1225% | 7,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0292% | 7,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2577% | 7,813 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1673% | 7,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0297% | 7,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2714% | 7,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0328% | 4,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0274% | 7,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2571% | 7,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1260% | 3,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 4,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 2,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.9470% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 7,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 7,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2768% | 2,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1985% | 5,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 1.3040% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0646% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 7,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 7,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2591% | 2,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2424% | 4,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 5,414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 7,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0322% | 8,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 7,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 7,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1287% | 2,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4372% | 3,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 3,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 7,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 8,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 8,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2940% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0607% | 7,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 4,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0833% | 1,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2358% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 8,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0135% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 8,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0304% | 4,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0460% | 6,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0706% | 1,393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 5,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 2,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0708% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 8,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0183% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 8,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0073% | 3,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0208% | 6,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0978% | 1,145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0156% | 7,740 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 8,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0723% | 8,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0279% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 8,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0304% | 2,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1325% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 7,052 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 8,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 8,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 7,034 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1264% | 7,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1012% | 4,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 2,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1312% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2141% | 6,525 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 3,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0587% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 3,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4178% | 2,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2269% | 5,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0081% | 1,835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1412% | 3,658 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 8,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2819% | 6,511 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 2,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0787% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 2,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9131% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3240% | 4,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0122% | 1,596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2360% | 2,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0501% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0269% | 6,418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 8,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0074% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 8,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3504% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2469% | 4,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0246% | 7,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 5,103 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 8,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 8,584 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0173% | 6,355 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 8,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0149% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0299% | 8,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1142% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4929% | 3,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1301% | 9,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0937% | 8,988 |
| Percentage Net Loans Charged-off:Construction & development | -0.0398% | 8,100 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1210% | 8,857 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7443% | 6,610 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 8,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0218% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 8,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3126% | 8,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0291% | 7,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1409% | 4,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 2,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1515% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1108% | 6,645 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 8,792 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0909% | 6,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0320% | 8,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6351% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2343% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4843% | 364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 6,916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0450% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1951% | 1,410 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1479% | 1,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0220% | 999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5173% | 769 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2738% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0680% | 88 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0654% | 9,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0960% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | -1.5648% | 1,455 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1332% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9741% | 1,430 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1590% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2055% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1499% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3409% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8000% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6183% | 53 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7140% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8461% | 12 |
| Percentage Net Loans Charged-off:Construction & development | 0.2269% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5569% | 14 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3516% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1287% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1540% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1219% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2030% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3723% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8546% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1210% | 1,286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5090% | 10,805 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6970% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 1.0392% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4395% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2496% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0720% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1296% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0518% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0681% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0238% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4847% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.6571% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8998% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8693% | 40 |
| Percentage Net Loans Charged-off:Construction & development | 8.8507% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7611% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1976% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4770% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4193% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5016% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6526% | 276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8880% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5571% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9616% | 27 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2821% | 103 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3774% | 9 |
| Percentage Net Loans Charged-off:Construction & development | 9.7131% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4640% | 16 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2091% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0396% | 32 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3982% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8874% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4277% | 60 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1040% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7700% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.6131% | 6 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8964% | 283 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7907% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 3.2781% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6404% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.7576% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4973% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1185% | 1,266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7442% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7666% | 60 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5404% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5963% | 849 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.8550% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5218% | 289 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8648% | 90 |
| Percentage Net Loans Charged-off:Construction & development | 1.1279% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1982% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0448% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8949% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3727% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1160% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6625% | 91 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7220% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9817% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.2165% | 4 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6397% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3276% | 183 |
| Percentage Net Loans Charged-off:Construction & development | 1.6240% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3625% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3945% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0698% | 1,313 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1424% | 25 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3362% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7955% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8162% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5105% | 35 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |