Home > Mercantile-Safe Deposit and Trust Company > Net charge- offs to loans
Mercantile-Safe Deposit and Trust Company, Net charge- offs to loans
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1812% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2448% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 0.5255% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0664% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0727% | 1,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0919% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0515% | 2,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1622% | 3,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1669% | 7,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1961% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2816% | 436 |
| Percentage Net Loans Charged-off:Construction & development | 0.6786% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1183% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1492% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0178% | 1,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1153% | 3,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1823% | 7,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0246% | 7,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 3,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 2,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 2,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0708% | 7,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1823% | 4,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4918% | 7,457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0266% | 7,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 2,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0987% | 7,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2024% | 3,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3413% | 7,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0537% | 7,996 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 7,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 7,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1466% | 7,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0259% | 4,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4427% | 7,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0287% | 7,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 7,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 8,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1248% | 7,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2387% | 2,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1564% | 7,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0107% | 6,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 7,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 7,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0527% | 3,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3158% | 4,454 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2718% | 7,473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 5,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 8,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0268% | 8,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0641% | 2,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2165% | 4,499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2855% | 7,496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 5,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 7,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 7,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0974% | 2,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0285% | 5,110 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4047% | 7,517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 2,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2361% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3192% | 3,135 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1697% | 7,384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3751% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 3,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 2,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 2,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0888% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1493% | 8,323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0309% | 7,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 7,770 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 7,067 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1804% | 8,257 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0020% | 1,411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 5,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0300% | 2,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1238% | 5,020 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 8,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 8,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0604% | 1,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1187% | 4,319 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1572% | 3,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 3,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0266% | 739 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 8,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 8,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1887% | 3,695 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0530% | 8,420 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6579% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1215% | 3,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 2,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0347% | 571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 8,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 8,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1778% | 3,195 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1186% | 8,450 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4039% | 967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0742% | 4,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0154% | 7,392 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1025% | 8,251 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5953% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 3,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0571% | 7,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1881% | 4,320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6337% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5981% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 8,293 |
| Percentage Net Loans Charged-off:Construction & development | -0.0169% | 8,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1916% | 1,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4305% | 4,647 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1159% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3091% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 3,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0157% | 776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 3,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 3,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2109% | 3,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1542% | 6,286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4672% | 547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 5,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1703% | 1,531 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1066% | 1,393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1611% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3221% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5358% | 892 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0820% | 1,333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 5,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0410% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0858% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1230% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1231% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2433% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0212% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5126% | 148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 5,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 738 |
| Percentage Net Loans Charged-off:Construction & development | -0.0260% | 1,288 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2597% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0318% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3025% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0700% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2955% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2542% | 767 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3636% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 7,204 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 1,228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1019% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0446% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1328% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0127% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3961% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4358% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1553% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2589% | 3,369 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0974% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2543% | 1,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0562% | 1,315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5106% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5884% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3537% | 810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2006% | 247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4573% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2843% | 243 |
| Percentage Net Loans Charged-off:Construction & development | 0.4453% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0826% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3288% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0247% | 1,294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4038% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6163% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1324% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1725% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4026% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2515% | 3,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1517% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.3017% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0558% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1543% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3280% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1950% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6898% | 509 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2337% | 182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4363% | 3,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2539% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0945% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9194% | 70 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1921% | 55 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5523% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5360% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8314% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3856% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3437% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0430% | 1,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1265% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9927% | 228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3374% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4238% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0033% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |