Home > Mercantile Bank and Trust Company > Income and Expense
Mercantile Bank and Trust Company, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,989,000 | 2,639 |
| Total interest expense | $744,000 | 2,920 |
| Net interest income | $4,245,000 | 2,568 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $253,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $128,000 | 3,835 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 4,343 |
| Total noninterest expense | $2,591,000 | 3,424 |
| Salaries and employee benefits | $1,596,000 | 3,022 |
| Premises and equipment expense | $463,000 | 2,461 |
| Additional noninterest expense | $532,000 | 4,689 |
| Pre-tax net operating income | $1,757,000 | 1,870 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $702,000 | 1,171 |
| Income before extraordinary items | $1,055,000 | 2,521 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,055,000 | 2,521 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,055,000 | 2,521 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $185,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,055,000 | 2,386 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 2,686 |
| Total interest expense | $378,000 | 2,989 |
| Net interest income | $2,093,000 | 2,607 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $116,000 | 4,688 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $60,000 | 3,962 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 4,542 |
| Total noninterest expense | $1,347,000 | 3,345 |
| Salaries and employee benefits | $803,000 | 3,021 |
| Premises and equipment expense | $234,000 | 2,443 |
| Additional noninterest expense | $310,000 | 4,303 |
| Pre-tax net operating income | $787,000 | 2,060 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $314,000 | 1,259 |
| Income before extraordinary items | $473,000 | 2,723 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $473,000 | 2,725 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $473,000 | 2,726 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $18,000 | 2,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $473,000 | 2,592 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,799,000 | 2,801 |
| Total interest expense | $1,586,000 | 3,309 |
| Net interest income | $8,213,000 | 2,664 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $494,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $251,000 | 3,949 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $243,000 | 4,182 |
| Total noninterest expense | $5,108,000 | 3,477 |
| Salaries and employee benefits | $3,097,000 | 3,039 |
| Premises and equipment expense | $869,000 | 2,721 |
| Additional noninterest expense | $1,142,000 | 4,593 |
| Pre-tax net operating income | $3,299,000 | 1,682 |
| Securities gains (losses) | $36,000 | 2,789 |
| Applicable income taxes | $1,345,000 | 1,079 |
| Income before extraordinary items | $1,990,000 | 2,274 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,990,000 | 2,275 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,990,000 | 2,275 |
| Net charge-offs | $209,000 | 4,246 |
| Cash dividends | $2,608,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,966,960 | 2,212 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,313,000 | 2,849 |
| Total interest expense | $1,189,000 | 3,428 |
| Net interest income | $6,124,000 | 2,687 |
| Provision for loan and lease losses | $210,000 | 4,084 |
| Total noninterest income | $374,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $188,000 | 3,967 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $186,000 | 4,203 |
| Total noninterest expense | $3,783,000 | 3,524 |
| Salaries and employee benefits | $2,239,000 | 3,144 |
| Premises and equipment expense | $647,000 | 2,765 |
| Additional noninterest expense | $897,000 | 4,465 |
| Pre-tax net operating income | $2,505,000 | 1,727 |
| Securities gains (losses) | $36,000 | 2,537 |
| Applicable income taxes | $1,016,000 | 1,077 |
| Income before extraordinary items | $1,525,000 | 2,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,525,000 | 2,289 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,525,000 | 2,290 |
| Net charge-offs | $209,000 | 3,665 |
| Cash dividends | $2,581,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,501,960 | 2,212 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,842,000 | 2,887 |
| Total interest expense | $805,000 | 3,496 |
| Net interest income | $4,037,000 | 2,715 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $250,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $129,000 | 3,892 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 4,286 |
| Total noninterest expense | $2,523,000 | 3,553 |
| Salaries and employee benefits | $1,462,000 | 3,207 |
| Premises and equipment expense | $414,000 | 2,879 |
| Additional noninterest expense | $647,000 | 4,315 |
| Pre-tax net operating income | $1,644,000 | 1,735 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $658,000 | 1,072 |
| Income before extraordinary items | $986,000 | 2,308 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $986,000 | 2,308 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $986,000 | 2,308 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $187,000 | 2,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $986,000 | 2,224 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 2,943 |
| Total interest expense | $394,000 | 3,644 |
| Net interest income | $1,994,000 | 2,739 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $121,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $68,000 | 3,740 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,572 |
| Total noninterest expense | $1,255,000 | 3,572 |
| Salaries and employee benefits | $731,000 | 3,216 |
| Premises and equipment expense | $202,000 | 2,961 |
| Additional noninterest expense | $322,000 | 4,334 |
| Pre-tax net operating income | $800,000 | 1,777 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $320,000 | 1,064 |
| Income before extraordinary items | $480,000 | 2,328 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $480,000 | 2,327 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $480,000 | 2,328 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $94,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $480,000 | 2,275 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,548,000 | 3,070 |
| Total interest expense | $2,104,000 | 3,431 |
| Net interest income | $7,444,000 | 2,920 |
| Provision for loan and lease losses | $240,000 | 5,139 |
| Total noninterest income | $530,000 | 4,450 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $284,000 | 3,741 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $246,000 | 4,273 |
| Total noninterest expense | $4,923,000 | 3,659 |
| Salaries and employee benefits | $3,030,000 | 3,090 |
| Premises and equipment expense | $755,000 | 3,106 |
| Additional noninterest expense | $1,138,000 | 4,746 |
| Pre-tax net operating income | $2,811,000 | 1,711 |
| Securities gains (losses) | $53,000 | 2,618 |
| Applicable income taxes | $1,159,000 | 1,102 |
| Income before extraordinary items | $1,705,000 | 2,291 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,705,000 | 2,289 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,705,000 | 2,292 |
| Net charge-offs | $139,000 | 5,130 |
| Cash dividends | $408,000 | 2,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,671,080 | 2,233 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,121,000 | 3,144 |
| Total interest expense | $1,640,000 | 3,465 |
| Net interest income | $5,481,000 | 3,005 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $404,000 | 4,493 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $216,000 | 3,784 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $188,000 | 4,276 |
| Total noninterest expense | $3,682,000 | 3,677 |
| Salaries and employee benefits | $2,257,000 | 3,128 |
| Premises and equipment expense | $560,000 | 3,183 |
| Additional noninterest expense | $865,000 | 4,709 |
| Pre-tax net operating income | $2,023,000 | 1,877 |
| Securities gains (losses) | $53,000 | 2,375 |
| Applicable income taxes | $837,000 | 1,158 |
| Income before extraordinary items | $1,239,000 | 2,489 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,239,000 | 2,486 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,239,000 | 2,490 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $313,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,205,080 | 2,406 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,697,000 | 3,207 |
| Total interest expense | $1,127,000 | 3,469 |
| Net interest income | $3,570,000 | 3,066 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $264,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $142,000 | 3,803 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $122,000 | 4,316 |
| Total noninterest expense | $2,435,000 | 3,700 |
| Salaries and employee benefits | $1,500,000 | 3,142 |
| Premises and equipment expense | $364,000 | 3,262 |
| Additional noninterest expense | $571,000 | 4,724 |
| Pre-tax net operating income | $1,279,000 | 1,950 |
| Securities gains (losses) | $53,000 | 1,843 |
| Applicable income taxes | $536,000 | 1,154 |
| Income before extraordinary items | $796,000 | 2,510 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $796,000 | 2,506 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $796,000 | 2,509 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $214,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $762,080 | 2,481 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 3,294 |
| Total interest expense | $572,000 | 3,558 |
| Net interest income | $1,746,000 | 3,136 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $123,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $70,000 | 3,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 4,593 |
| Total noninterest expense | $1,223,000 | 3,714 |
| Salaries and employee benefits | $746,000 | 3,202 |
| Premises and equipment expense | $186,000 | 3,314 |
| Additional noninterest expense | $291,000 | 4,671 |
| Pre-tax net operating income | $586,000 | 2,134 |
| Securities gains (losses) | $53,000 | 1,119 |
| Applicable income taxes | $255,000 | 1,181 |
| Income before extraordinary items | $384,000 | 2,619 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $384,000 | 2,616 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $384,000 | 2,619 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $120,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $350,080 | 2,704 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,166,000 | 3,450 |
| Total interest expense | $2,926,000 | 3,471 |
| Net interest income | $6,240,000 | 3,358 |
| Provision for loan and lease losses | $185,000 | 5,860 |
| Total noninterest income | $473,000 | 4,830 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $251,000 | 4,224 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $222,000 | 4,467 |
| Total noninterest expense | $4,619,000 | 3,916 |
| Salaries and employee benefits | $2,708,000 | 3,466 |
| Premises and equipment expense | $780,000 | 3,189 |
| Additional noninterest expense | $1,131,000 | 4,892 |
| Pre-tax net operating income | $1,909,000 | 1,985 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $684,000 | 1,266 |
| Income before extraordinary items | $1,225,000 | 2,439 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,225,000 | 2,437 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,225,000 | 2,438 |
| Net charge-offs | $69,000 | 5,996 |
| Cash dividends | $440,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,225,000 | 2,394 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,761,000 | 3,557 |
| Total interest expense | $2,274,000 | 3,516 |
| Net interest income | $4,487,000 | 3,476 |
| Provision for loan and lease losses | $90,000 | 6,065 |
| Total noninterest income | $353,000 | 4,899 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $185,000 | 4,261 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $168,000 | 4,588 |
| Total noninterest expense | $3,431,000 | 3,957 |
| Salaries and employee benefits | $1,948,000 | 3,619 |
| Premises and equipment expense | $593,000 | 3,190 |
| Additional noninterest expense | $890,000 | 4,750 |
| Pre-tax net operating income | $1,319,000 | 2,280 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $473,000 | 1,461 |
| Income before extraordinary items | $846,000 | 2,771 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $846,000 | 2,767 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $846,000 | 2,771 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $319,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $846,000 | 2,718 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 3,628 |
| Total interest expense | $1,570,000 | 3,561 |
| Net interest income | $2,869,000 | 3,585 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $232,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $124,000 | 4,244 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $108,000 | 4,657 |
| Total noninterest expense | $2,268,000 | 4,006 |
| Salaries and employee benefits | $1,282,000 | 3,698 |
| Premises and equipment expense | $406,000 | 3,142 |
| Additional noninterest expense | $580,000 | 4,823 |
| Pre-tax net operating income | $773,000 | 2,568 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $254,000 | 1,710 |
| Income before extraordinary items | $519,000 | 3,025 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $519,000 | 3,023 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $519,000 | 3,024 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $144,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $519,000 | 2,923 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 3,685 |
| Total interest expense | $805,000 | 3,601 |
| Net interest income | $1,388,000 | 3,665 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $111,000 | 5,018 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $62,000 | 4,193 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $49,000 | 4,878 |
| Total noninterest expense | $1,158,000 | 3,870 |
| Salaries and employee benefits | $640,000 | 3,735 |
| Premises and equipment expense | $219,000 | 3,019 |
| Additional noninterest expense | $299,000 | 4,423 |
| Pre-tax net operating income | $311,000 | 3,281 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $71,000 | 2,539 |
| Income before extraordinary items | $240,000 | 3,525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $240,000 | 3,525 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $240,000 | 3,526 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $51,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $240,000 | 3,380 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,818,000 | 3,853 |
| Total interest expense | $3,941,000 | 3,542 |
| Net interest income | $4,877,000 | 4,017 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $535,000 | 4,698 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $292,000 | 4,063 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $243,000 | 4,494 |
| Total noninterest expense | $4,305,000 | 4,013 |
| Salaries and employee benefits | $2,479,000 | 3,801 |
| Premises and equipment expense | $801,000 | 3,184 |
| Additional noninterest expense | $1,025,000 | 4,746 |
| Pre-tax net operating income | $987,000 | 3,783 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $371,000 | 2,161 |
| Income before extraordinary items | $616,000 | 4,127 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $616,000 | 4,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,765 |
| Cash dividends | $67,000 | 5,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $616,000 | 4,282 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,604,000 | 3,921 |
| Total interest expense | $2,993,000 | 3,633 |
| Net interest income | $3,611,000 | 4,071 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $407,000 | 4,784 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $224,000 | 4,052 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $183,000 | 4,596 |
| Total noninterest expense | $3,211,000 | 4,012 |
| Salaries and employee benefits | $1,847,000 | 3,845 |
| Premises and equipment expense | $603,000 | 3,185 |
| Additional noninterest expense | $761,000 | 4,702 |
| Pre-tax net operating income | $717,000 | 4,292 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $267,000 | 2,596 |
| Income before extraordinary items | $450,000 | 4,614 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $450,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,844 |
| Cash dividends | $20,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $450,000 | 4,762 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,396,000 | 3,981 |
| Total interest expense | $2,052,000 | 3,676 |
| Net interest income | $2,344,000 | 4,140 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $266,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $150,000 | 4,054 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $116,000 | 4,793 |
| Total noninterest expense | $2,117,000 | 4,074 |
| Salaries and employee benefits | $1,225,000 | 3,901 |
| Premises and equipment expense | $405,000 | 3,177 |
| Additional noninterest expense | $487,000 | 4,810 |
| Pre-tax net operating income | $433,000 | 4,645 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $157,000 | 2,961 |
| Income before extraordinary items | $276,000 | 5,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 5,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,962 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $276,000 | 5,070 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 4,011 |
| Total interest expense | $1,080,000 | 3,719 |
| Net interest income | $1,164,000 | 4,185 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $127,000 | 4,962 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $79,000 | 3,905 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 5,134 |
| Total noninterest expense | $1,052,000 | 4,086 |
| Salaries and employee benefits | $626,000 | 3,848 |
| Premises and equipment expense | $201,000 | 3,212 |
| Additional noninterest expense | $225,000 | 5,004 |
| Pre-tax net operating income | $209,000 | 4,873 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $72,000 | 3,180 |
| Income before extraordinary items | $137,000 | 5,361 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $137,000 | 5,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,651 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $137,000 | 5,262 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,545,000 | 4,185 |
| Total interest expense | $4,408,000 | 3,767 |
| Net interest income | $4,137,000 | 4,524 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $621,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $391,000 | 3,566 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $230,000 | 4,774 |
| Total noninterest expense | $4,066,000 | 4,072 |
| Salaries and employee benefits | $2,390,000 | 3,851 |
| Premises and equipment expense | $814,000 | 3,034 |
| Additional noninterest expense | $862,000 | 5,093 |
| Pre-tax net operating income | $572,000 | 5,763 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $206,000 | 3,812 |
| Income before extraordinary items | $366,000 | 6,177 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $366,000 | 6,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $366,000 | 6,159 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,417,000 | 4,203 |
| Total interest expense | $3,316,000 | 3,767 |
| Net interest income | $3,101,000 | 4,548 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $484,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $315,000 | 3,438 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $169,000 | 4,842 |
| Total noninterest expense | $3,080,000 | 4,015 |
| Salaries and employee benefits | $1,807,000 | 3,820 |
| Premises and equipment expense | $612,000 | 3,021 |
| Additional noninterest expense | $661,000 | 4,969 |
| Pre-tax net operating income | $415,000 | 6,101 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $148,000 | 4,056 |
| Income before extraordinary items | $267,000 | 6,492 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $267,000 | 6,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $267,000 | 6,477 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 4,274 |
| Total interest expense | $2,202,000 | 3,765 |
| Net interest income | $2,002,000 | 4,660 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $349,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $243,000 | 3,085 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $106,000 | 5,014 |
| Total noninterest expense | $2,060,000 | 4,047 |
| Salaries and employee benefits | $1,217,000 | 3,829 |
| Premises and equipment expense | $405,000 | 3,069 |
| Additional noninterest expense | $438,000 | 4,991 |
| Pre-tax net operating income | $231,000 | 6,469 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $83,000 | 4,309 |
| Income before extraordinary items | $148,000 | 6,769 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $148,000 | 6,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $148,000 | 6,754 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 4,344 |
| Total interest expense | $1,057,000 | 3,862 |
| Net interest income | $985,000 | 4,728 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $180,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $133,000 | 2,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $47,000 | 5,236 |
| Total noninterest expense | $1,041,000 | 4,016 |
| Salaries and employee benefits | $622,000 | 3,789 |
| Premises and equipment expense | $201,000 | 3,103 |
| Additional noninterest expense | $218,000 | 4,976 |
| Pre-tax net operating income | $94,000 | 6,738 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $25,000 | 4,759 |
| Income before extraordinary items | $69,000 | 6,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $69,000 | 6,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $69,000 | 6,859 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,552,000 | 4,351 |
| Total interest expense | $3,478,000 | 3,931 |
| Net interest income | $4,074,000 | 4,614 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $693,000 | 4,383 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $476,000 | 3,164 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $217,000 | 4,957 |
| Total noninterest expense | $4,045,000 | 3,966 |
| Salaries and employee benefits | $2,371,000 | 3,753 |
| Premises and equipment expense | $781,000 | 3,066 |
| Additional noninterest expense | $893,000 | 4,885 |
| Pre-tax net operating income | $722,000 | 5,861 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $259,000 | 3,993 |
| Income before extraordinary items | $463,000 | 6,287 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $463,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,207 |
| Cash dividends | $18,000 | 5,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $463,000 | 6,291 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,531,000 | 4,403 |
| Total interest expense | $2,489,000 | 3,957 |
| Net interest income | $3,042,000 | 4,650 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $517,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $345,000 | 3,257 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $172,000 | 4,857 |
| Total noninterest expense | $3,063,000 | 3,926 |
| Salaries and employee benefits | $1,771,000 | 3,771 |
| Premises and equipment expense | $595,000 | 3,023 |
| Additional noninterest expense | $697,000 | 4,721 |
| Pre-tax net operating income | $496,000 | 6,235 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $177,000 | 4,294 |
| Income before extraordinary items | $319,000 | 6,627 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $319,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $319,000 | 6,630 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 4,474 |
| Total interest expense | $1,583,000 | 3,974 |
| Net interest income | $1,960,000 | 4,772 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $317,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $219,000 | 3,345 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 5,173 |
| Total noninterest expense | $2,029,000 | 3,972 |
| Salaries and employee benefits | $1,179,000 | 3,787 |
| Premises and equipment expense | $388,000 | 3,083 |
| Additional noninterest expense | $462,000 | 4,737 |
| Pre-tax net operating income | $248,000 | 6,783 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $86,000 | 4,712 |
| Income before extraordinary items | $162,000 | 7,067 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $162,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $162,000 | 7,077 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 4,561 |
| Total interest expense | $748,000 | 4,003 |
| Net interest income | $942,000 | 4,888 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $141,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $101,000 | 3,453 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,532 |
| Total noninterest expense | $1,040,000 | 3,899 |
| Salaries and employee benefits | $616,000 | 3,685 |
| Premises and equipment expense | $196,000 | 3,079 |
| Additional noninterest expense | $228,000 | 4,757 |
| Pre-tax net operating income | $43,000 | 7,783 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $10,000 | 5,755 |
| Income before extraordinary items | $33,000 | 7,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $33,000 | 7,786 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,494,000 | 4,390 |
| Total interest expense | $2,347,000 | 3,986 |
| Net interest income | $4,147,000 | 4,504 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $543,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $374,000 | 3,707 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $169,000 | 5,520 |
| Total noninterest expense | $4,006,000 | 3,856 |
| Salaries and employee benefits | $2,322,000 | 3,690 |
| Premises and equipment expense | $781,000 | 2,961 |
| Additional noninterest expense | $903,000 | 4,756 |
| Pre-tax net operating income | $684,000 | 6,195 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $253,000 | 4,347 |
| Income before extraordinary items | $431,000 | 6,643 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $431,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,251 |
| Cash dividends | $11,000 | 5,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $431,000 | 6,614 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 4,415 |
| Total interest expense | $1,660,000 | 4,009 |
| Net interest income | $3,086,000 | 4,546 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $414,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $283,000 | 3,698 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 5,441 |
| Total noninterest expense | $3,019,000 | 3,817 |
| Salaries and employee benefits | $1,748,000 | 3,655 |
| Premises and equipment expense | $585,000 | 2,947 |
| Additional noninterest expense | $686,000 | 4,686 |
| Pre-tax net operating income | $481,000 | 6,465 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $177,000 | 4,593 |
| Income before extraordinary items | $304,000 | 6,896 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $304,000 | 6,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,155 |
| Cash dividends | $10,000 | 5,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $304,000 | 6,847 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 4,431 |
| Total interest expense | $1,050,000 | 3,999 |
| Net interest income | $2,033,000 | 4,562 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $280,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $191,000 | 3,608 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $89,000 | 5,401 |
| Total noninterest expense | $2,024,000 | 3,776 |
| Salaries and employee benefits | $1,183,000 | 3,597 |
| Premises and equipment expense | $388,000 | 2,931 |
| Additional noninterest expense | $453,000 | 4,709 |
| Pre-tax net operating income | $289,000 | 6,653 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $105,000 | 4,757 |
| Income before extraordinary items | $184,000 | 7,050 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $184,000 | 7,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,119 |
| Cash dividends | $10,000 | 5,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $184,000 | 7,013 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 4,505 |
| Total interest expense | $512,000 | 3,960 |
| Net interest income | $982,000 | 4,678 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $135,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $91,000 | 3,658 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,463 |
| Total noninterest expense | $1,007,000 | 3,827 |
| Salaries and employee benefits | $586,000 | 3,636 |
| Premises and equipment expense | $189,000 | 3,019 |
| Additional noninterest expense | $232,000 | 4,619 |
| Pre-tax net operating income | $110,000 | 7,082 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $39,000 | 5,067 |
| Income before extraordinary items | $71,000 | 7,413 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $71,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $71,000 | 7,377 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,631,000 | 4,469 |
| Total interest expense | $1,841,000 | 3,902 |
| Net interest income | $3,790,000 | 4,662 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $455,000 | 5,503 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $302,000 | 4,297 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $153,000 | 5,645 |
| Total noninterest expense | $3,946,000 | 3,790 |
| Salaries and employee benefits | $2,394,000 | 3,465 |
| Premises and equipment expense | $737,000 | 2,992 |
| Additional noninterest expense | $815,000 | 5,029 |
| Pre-tax net operating income | $299,000 | 7,445 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $-833,000 | 8,929 |
| Income before extraordinary items | $1,131,000 | 4,358 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,131,000 | 4,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,638 |
| Cash dividends | $12,000 | 6,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,132,000 | 4,283 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,109,000 | 4,525 |
| Total interest expense | $1,363,000 | 3,883 |
| Net interest income | $2,746,000 | 4,746 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $343,000 | 5,529 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $217,000 | 4,428 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $126,000 | 5,476 |
| Total noninterest expense | $2,812,000 | 3,909 |
| Salaries and employee benefits | $1,653,000 | 3,677 |
| Premises and equipment expense | $557,000 | 2,961 |
| Additional noninterest expense | $602,000 | 5,035 |
| Pre-tax net operating income | $277,000 | 7,340 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $272,000 | 7,081 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $272,000 | 7,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,620 |
| Cash dividends | $8,000 | 5,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $272,990 | 7,008 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 4,632 |
| Total interest expense | $893,000 | 3,953 |
| Net interest income | $1,762,000 | 4,864 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $223,000 | 5,588 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $136,000 | 4,574 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $87,000 | 5,445 |
| Total noninterest expense | $1,872,000 | 3,958 |
| Salaries and employee benefits | $1,110,000 | 3,673 |
| Premises and equipment expense | $370,000 | 2,982 |
| Additional noninterest expense | $392,000 | 5,129 |
| Pre-tax net operating income | $113,000 | 7,816 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $110,000 | 7,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,684 |
| Cash dividends | $8,000 | 5,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $110,980 | 7,610 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 4,766 |
| Total interest expense | $447,000 | 3,993 |
| Net interest income | $835,000 | 5,064 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $100,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $47,000 | 5,234 |
| Total noninterest expense | $933,000 | 3,980 |
| Salaries and employee benefits | $555,000 | 3,694 |
| Premises and equipment expense | $189,000 | 2,959 |
| Additional noninterest expense | $189,000 | 5,269 |
| Pre-tax net operating income | $2,000 | 8,516 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $0 | 8,589 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $0 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $0 | 8,537 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 4,759 |
| Total interest expense | $1,884,000 | 4,207 |
| Net interest income | $3,318,000 | 4,975 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $285,000 | 6,693 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $152,000 | 5,836 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $133,000 | 6,043 |
| Total noninterest expense | $3,492,000 | 4,125 |
| Salaries and employee benefits | $2,093,000 | 3,783 |
| Premises and equipment expense | $623,000 | 3,421 |
| Additional noninterest expense | $776,000 | 5,159 |
| Pre-tax net operating income | $111,000 | 8,161 |
| Securities gains (losses) | $256,000 | 1,156 |
| Applicable income taxes | $-117,000 | 8,961 |
| Income before extraordinary items | $484,000 | 6,409 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $484,000 | 6,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,564 |
| Cash dividends | $7,000 | 6,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $228,000 | 7,496 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 4,793 |
| Total interest expense | $1,439,000 | 4,268 |
| Net interest income | $2,495,000 | 4,974 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $216,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $112,000 | 5,914 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 6,001 |
| Total noninterest expense | $2,501,000 | 4,269 |
| Salaries and employee benefits | $1,499,000 | 3,920 |
| Premises and equipment expense | $434,000 | 3,620 |
| Additional noninterest expense | $568,000 | 5,203 |
| Pre-tax net operating income | $210,000 | 7,669 |
| Securities gains (losses) | $271,000 | 1,030 |
| Applicable income taxes | $8,000 | 7,139 |
| Income before extraordinary items | $473,000 | 5,983 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $473,000 | 5,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $7,000 | 5,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $207,420 | 7,392 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 4,773 |
| Total interest expense | $971,000 | 4,336 |
| Net interest income | $1,689,000 | 4,919 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $131,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $75,000 | 5,891 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $56,000 | 6,368 |
| Total noninterest expense | $1,610,000 | 4,369 |
| Salaries and employee benefits | $966,000 | 4,029 |
| Premises and equipment expense | $273,000 | 3,763 |
| Additional noninterest expense | $371,000 | 5,270 |
| Pre-tax net operating income | $210,000 | 7,127 |
| Securities gains (losses) | $271,000 | 864 |
| Applicable income taxes | $7,000 | 7,084 |
| Income before extraordinary items | $474,000 | 4,933 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $474,000 | 4,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $205,710 | 6,723 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 4,870 |
| Total interest expense | $474,000 | 4,515 |
| Net interest income | $828,000 | 4,968 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $57,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $789,000 | 4,406 |
| Salaries and employee benefits | $478,000 | 4,037 |
| Premises and equipment expense | $116,000 | 4,277 |
| Additional noninterest expense | $195,000 | 5,052 |
| Pre-tax net operating income | $96,000 | 7,255 |
| Securities gains (losses) | $19,000 | 1,926 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $112,000 | 6,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $93,570 | 6,867 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,609,000 | 4,768 |
| Total interest expense | $2,167,000 | 4,553 |
| Net interest income | $3,442,000 | 4,807 |
| Provision for loan and lease losses | $-138,000 | 9,282 |
| Total noninterest income | $242,000 | 6,928 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $133,000 | 6,070 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 6,277 |
| Total noninterest expense | $3,118,000 | 4,331 |
| Salaries and employee benefits | $1,844,000 | 3,997 |
| Premises and equipment expense | $464,000 | 4,175 |
| Additional noninterest expense | $810,000 | 4,881 |
| Pre-tax net operating income | $704,000 | 6,065 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-296,000 | 9,188 |
| Income before extraordinary items | $1,000,000 | 4,603 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,000,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,944 |
| Cash dividends | $15,000 | 6,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,000,000 | 4,480 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 5,408 |
| Total interest expense | $2,713,000 | 5,102 |
| Net interest income | $2,615,000 | 5,568 |
| Provision for loan and lease losses | $-115,000 | 9,534 |
| Total noninterest income | $228,000 | 7,032 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $111,000 | 6,380 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $117,000 | 6,058 |
| Total noninterest expense | $2,723,000 | 4,664 |
| Salaries and employee benefits | $1,748,000 | 4,001 |
| Premises and equipment expense | $459,000 | 4,166 |
| Additional noninterest expense | $516,000 | 6,342 |
| Pre-tax net operating income | $235,000 | 7,706 |
| Securities gains (losses) | $34,000 | 2,711 |
| Applicable income taxes | $-142,000 | 9,322 |
| Income before extraordinary items | $411,000 | 6,515 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $411,000 | 6,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,917 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $377,000 | 6,570 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,315,000 | 5,512 |
| Total interest expense | $2,913,000 | 5,036 |
| Net interest income | $2,402,000 | 5,959 |
| Provision for loan and lease losses | $-210,000 | 9,851 |
| Total noninterest income | $318,000 | 6,150 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $121,000 | 6,214 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $197,000 | 4,838 |
| Total noninterest expense | $2,451,000 | 4,931 |
| Salaries and employee benefits | $1,428,000 | 4,536 |
| Premises and equipment expense | $376,000 | 4,705 |
| Additional noninterest expense | $647,000 | 5,491 |
| Pre-tax net operating income | $479,000 | 7,098 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-23,000 | 9,389 |
| Income before extraordinary items | $502,000 | 6,308 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $502,000 | 6,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 9,436 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $502,000 | 6,328 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 5,636 |
| Total interest expense | $2,742,000 | 4,927 |
| Net interest income | $2,178,000 | 6,323 |
| Provision for loan and lease losses | $-350,000 | 10,169 |
| Total noninterest income | $138,000 | 8,269 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $105,000 | 6,611 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $33,000 | 8,711 |
| Total noninterest expense | $2,470,000 | 4,925 |
| Salaries and employee benefits | $1,258,000 | 4,992 |
| Premises and equipment expense | $348,000 | 4,979 |
| Additional noninterest expense | $864,000 | 4,520 |
| Pre-tax net operating income | $196,000 | 8,603 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $-33,000 | 9,772 |
| Income before extraordinary items | $230,000 | 8,081 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $230,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-145,000 | 10,089 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $229,000 | 8,068 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 5,262 |
| Total interest expense | $3,063,000 | 4,646 |
| Net interest income | $2,491,000 | 5,872 |
| Provision for loan and lease losses | $-100,000 | 10,312 |
| Total noninterest income | $406,000 | 5,562 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $159,000 | 5,761 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $247,000 | 4,457 |
| Total noninterest expense | $2,784,000 | 4,394 |
| Salaries and employee benefits | $1,120,000 | 5,334 |
| Premises and equipment expense | $445,000 | 4,054 |
| Additional noninterest expense | $1,219,000 | 3,318 |
| Pre-tax net operating income | $213,000 | 8,851 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $9,000 | 9,103 |
| Income before extraordinary items | $204,000 | 8,591 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $204,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-317,000 | 10,393 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,850,000 | 399 |
| Net operating income | $204,000 | 8,517 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,106,000 | 4,994 |
| Total interest expense | $3,945,000 | 3,725 |
| Net interest income | $2,161,000 | 6,600 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $643,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $180,000 | 5,659 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $463,000 | 2,983 |
| Total noninterest expense | $3,988,000 | 3,188 |
| Salaries and employee benefits | $1,592,000 | 4,031 |
| Premises and equipment expense | $549,000 | 3,419 |
| Additional noninterest expense | $1,847,000 | 2,256 |
| Pre-tax net operating income | $-1,384,000 | 10,875 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-15,000 | 10,537 |
| Income before extraordinary items | $-1,369,000 | 10,872 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-1,369,000 | 10,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,179 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,800,000 | 389 |
| Net operating income | $-1,369,000 | 10,861 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,570,000 | 4,822 |
| Total interest expense | $4,293,000 | 3,473 |
| Net interest income | $2,277,000 | 6,599 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $863,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $200,000 | 5,563 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $663,000 | 2,396 |
| Total noninterest expense | $4,112,000 | 3,266 |
| Salaries and employee benefits | $1,596,000 | 4,077 |
| Premises and equipment expense | $540,000 | 3,537 |
| Additional noninterest expense | $1,976,000 | 2,487 |
| Pre-tax net operating income | $-972,000 | 11,336 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-972,000 | 11,365 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-972,000 | 11,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,448 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,014,000 | 373 |
| Net operating income | $-972,000 | 11,342 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,697,000 | 4,735 |
| Total interest expense | $4,429,000 | 3,353 |
| Net interest income | $2,268,000 | 6,754 |
| Provision for loan and lease losses | $874,000 | 1,060 |
| Total noninterest income | $836,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $274,000 | 4,620 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $562,000 | 2,662 |
| Total noninterest expense | $4,494,000 | 2,993 |
| Salaries and employee benefits | $1,533,000 | 4,205 |
| Premises and equipment expense | $554,000 | 3,443 |
| Additional noninterest expense | $2,407,000 | 2,062 |
| Pre-tax net operating income | $-2,258,000 | 11,931 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $6,000 | 10,990 |
| Income before extraordinary items | $-2,264,000 | 11,913 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-2,264,000 | 11,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,843,000 | 600 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,800,000 | 232 |
| Net operating income | $-2,264,000 | 11,914 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 4,839 |
| Total interest expense | $3,879,000 | 3,142 |
| Net interest income | $2,164,000 | 7,163 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $2,217,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $324,000 | 4,092 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,893,000 | 1,171 |
| Total noninterest expense | $3,827,000 | 3,558 |
| Salaries and employee benefits | $1,493,000 | 4,292 |
| Premises and equipment expense | $538,000 | 3,572 |
| Additional noninterest expense | $1,796,000 | 2,838 |
| Pre-tax net operating income | $464,000 | 8,892 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,000 | 11,553 |
| Income before extraordinary items | $462,000 | 7,603 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $462,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $473,000 | 1,426 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $368,000 | 597 |
| Net operating income | $462,000 | 7,653 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 4,520 |
| Total interest expense | $4,620,000 | 2,793 |
| Net interest income | $2,042,000 | 7,547 |
| Provision for loan and lease losses | $1,005,000 | 1,295 |
| Total noninterest income | $750,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $261,000 | 4,939 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $489,000 | 3,312 |
| Total noninterest expense | $3,849,000 | 3,612 |
| Salaries and employee benefits | $1,202,000 | 5,230 |
| Premises and equipment expense | $591,000 | 3,377 |
| Additional noninterest expense | $2,056,000 | 2,666 |
| Pre-tax net operating income | $-2,062,000 | 13,087 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $4,000 | 11,985 |
| Income before extraordinary items | $-2,063,000 | 13,091 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-2,063,000 | 13,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $969,000 | 1,171 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,066,000 | 13,067 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,957,000 | 3,871 |
| Total interest expense | $6,182,000 | 2,701 |
| Net interest income | $2,775,000 | 6,085 |
| Provision for loan and lease losses | $4,748,000 | 615 |
| Total noninterest income | $452,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $252,000 | 5,104 |
| Trading account gains and fees | $-20,000 | 5,224 |
| Additional Noninterest Income | $220,000 | 5,356 |
| Total noninterest expense | $3,333,000 | 4,113 |
| Salaries and employee benefits | $952,000 | 6,309 |
| Premises and equipment expense | $589,000 | 3,416 |
| Additional noninterest expense | $1,792,000 | 3,068 |
| Pre-tax net operating income | $-4,854,000 | 13,780 |
| Securities gains (losses) | $51,000 | 4,091 |
| Applicable income taxes | $296,000 | 5,981 |
| Income before extraordinary items | $-5,099,000 | 13,804 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-5,099,000 | 13,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,731,000 | 634 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-5,150,000 | 13,772 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.