Home > Mercantile Bank > Income and Expense

Mercantile Bank, Income and Expense

2019-03-31 (YTD Data)Rank
Total interest income$4,289,0001,746
Total interest expense$857,0001,604
Net interest income$3,432,0001,759
Provision for loan and lease losses$03,406
Total noninterest income$1,008,0001,227
Gross Fiduciary activities income$424,000376
Service charges on deposit accounts$134,0001,796
Trading account gains and fees$0126
Additional Noninterest Income$450,0001,553
Total noninterest expense$2,944,0001,693
Salaries and employee benefits$1,314,0002,058
Premises and equipment expense$456,0001,304
Additional noninterest expense$1,174,0001,315
Pre-tax net operating income$1,496,0001,530
Securities gains (losses)$01,087
Applicable income taxes$397,0001,057
Income before extraordinary items$1,099,0001,737
Extraordinary gains, net$05
Net income$1,099,0001,735
Minority interest net income$052
Net income of bank and minority interests.$1,099,0001,736
Net charge-offs$72,0001,040
Cash dividends$520,0001,295
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,099,0001,718
2018-12-31 (YTD Data)Rank
Total interest income$16,057,0001,763
Total interest expense$2,592,0001,601
Net interest income$13,465,0001,766
Provision for loan and lease losses$494,0001,475
Total noninterest income$4,711,0001,134
Gross Fiduciary activities income$1,642,000384
Service charges on deposit accounts$702,0001,531
Trading account gains and fees$0126
Additional Noninterest Income$2,367,0001,337
Total noninterest expense$11,891,0001,637
Salaries and employee benefits$5,310,0001,995
Premises and equipment expense$1,949,0001,202
Additional noninterest expense$4,632,0001,329
Pre-tax net operating income$5,791,0001,567
Securities gains (losses)$325,000168
Applicable income taxes$-966,0005,375
Income before extraordinary items$7,082,0001,201
Extraordinary gains, net$06
Net income$7,082,0001,200
Minority interest net income$072
Net income of bank and minority interests.$7,082,0001,200
Net charge-offs$527,000918
Cash dividends$8,190,000499
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,757,0001,247
2018-09-30 (YTD Data)Rank
Total interest income$11,807,0001,773
Total interest expense$1,858,0001,584
Net interest income$9,949,0001,787
Provision for loan and lease losses$393,0001,353
Total noninterest income$3,544,0001,135
Gross Fiduciary activities income$1,187,000386
Service charges on deposit accounts$523,0001,546
Trading account gains and fees$0138
Additional Noninterest Income$1,834,0001,327
Total noninterest expense$8,843,0001,641
Salaries and employee benefits$3,981,0001,994
Premises and equipment expense$1,401,0001,250
Additional noninterest expense$3,461,0001,338
Pre-tax net operating income$4,257,0001,600
Securities gains (losses)$325,000159
Applicable income taxes$-1,327,0005,464
Income before extraordinary items$5,909,0001,106
Extraordinary gains, net$05
Net income$5,909,0001,105
Minority interest net income$066
Net income of bank and minority interests.$5,909,0001,105
Net charge-offs$431,000787
Cash dividends$2,100,0001,025
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,584,0001,149
2018-06-30 (YTD Data)Rank
Total interest income$7,686,0001,792
Total interest expense$1,192,0001,550
Net interest income$6,494,0001,811
Provision for loan and lease losses$184,0001,586
Total noninterest income$2,287,0001,156
Gross Fiduciary activities income$784,000389
Service charges on deposit accounts$336,0001,583
Trading account gains and fees$0130
Additional Noninterest Income$1,167,0001,383
Total noninterest expense$5,955,0001,634
Salaries and employee benefits$2,669,0001,995
Premises and equipment expense$955,0001,227
Additional noninterest expense$2,331,0001,332
Pre-tax net operating income$2,642,0001,683
Securities gains (losses)$325,000133
Applicable income taxes$-1,135,0005,526
Income before extraordinary items$4,102,0001,062
Extraordinary gains, net$06
Net income$4,102,0001,061
Minority interest net income$065
Net income of bank and minority interests.$4,102,0001,061
Net charge-offs$264,000797
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,777,0001,117
2018-03-31 (YTD Data)Rank
Total interest income$3,760,0001,808
Total interest expense$578,0001,530
Net interest income$3,182,0001,836
Provision for loan and lease losses$89,0001,603
Total noninterest income$1,140,0001,166
Gross Fiduciary activities income$408,000388
Service charges on deposit accounts$166,0001,599
Trading account gains and fees$0123
Additional Noninterest Income$566,0001,394
Total noninterest expense$2,999,0001,636
Salaries and employee benefits$1,355,0001,997
Premises and equipment expense$471,0001,265
Additional noninterest expense$1,173,0001,311
Pre-tax net operating income$1,234,0001,754
Securities gains (losses)$325,00092
Applicable income taxes$-1,459,0005,597
Income before extraordinary items$3,018,000751
Extraordinary gains, net$07
Net income$3,018,000751
Minority interest net income$052
Net income of bank and minority interests.$3,018,000751
Net charge-offs$231,000532
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,693,000811
2017-12-31 (YTD Data)Rank
Total interest income$15,399,0001,720
Total interest expense$2,305,0001,374
Net interest income$13,094,0001,766
Provision for loan and lease losses$684,0001,167
Total noninterest income$4,799,0001,151
Gross Fiduciary activities income$1,510,000390
Service charges on deposit accounts$700,0001,569
Trading account gains and fees$0151
Additional Noninterest Income$2,589,0001,296
Total noninterest expense$11,768,0001,640
Salaries and employee benefits$5,391,0001,979
Premises and equipment expense$2,053,0001,144
Additional noninterest expense$4,324,0001,417
Pre-tax net operating income$5,441,0001,596
Securities gains (losses)$02,243
Applicable income taxes$182,0003,015
Income before extraordinary items$5,259,0001,297
Extraordinary gains, net$09
Net income$5,259,0001,297
Minority interest net income$076
Net income of bank and minority interests.$5,259,0001,297
Net charge-offs$872,000772
Cash dividends$6,820,000508
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,259,0001,285
2017-09-30 (YTD Data)Rank
Total interest income$11,573,0001,706
Total interest expense$1,730,0001,361
Net interest income$9,843,0001,770
Provision for loan and lease losses$475,0001,192
Total noninterest income$3,610,0001,170
Gross Fiduciary activities income$1,117,000390
Service charges on deposit accounts$519,0001,591
Trading account gains and fees$0145
Additional Noninterest Income$1,974,0001,289
Total noninterest expense$8,756,0001,661
Salaries and employee benefits$4,034,0001,987
Premises and equipment expense$1,549,0001,147
Additional noninterest expense$3,173,0001,437
Pre-tax net operating income$4,222,0001,564
Securities gains (losses)$02,274
Applicable income taxes$147,0002,947
Income before extraordinary items$4,075,0001,354
Extraordinary gains, net$09
Net income$4,075,0001,354
Minority interest net income$071
Net income of bank and minority interests.$4,075,0001,354
Net charge-offs$466,000846
Cash dividends$5,630,000457
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,075,0001,337
2017-06-30 (YTD Data)Rank
Total interest income$7,583,0001,722
Total interest expense$1,138,0001,345
Net interest income$6,445,0001,784
Provision for loan and lease losses$341,0001,103
Total noninterest income$2,296,0001,202
Gross Fiduciary activities income$746,000390
Service charges on deposit accounts$330,0001,635
Trading account gains and fees$0139
Additional Noninterest Income$1,220,0001,360
Total noninterest expense$5,825,0001,674
Salaries and employee benefits$2,692,0001,990
Premises and equipment expense$995,0001,184
Additional noninterest expense$2,138,0001,421
Pre-tax net operating income$2,575,0001,661
Securities gains (losses)$01,906
Applicable income taxes$112,0002,857
Income before extraordinary items$2,463,0001,446
Extraordinary gains, net$011
Net income$2,463,0001,446
Minority interest net income$071
Net income of bank and minority interests.$2,463,0001,447
Net charge-offs$266,000891
Cash dividends$4,840,000375
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,463,0001,429
2017-03-31 (YTD Data)Rank
Total interest income$3,650,0001,775
Total interest expense$550,0001,356
Net interest income$3,100,0001,843
Provision for loan and lease losses$123,0001,307
Total noninterest income$1,147,0001,195
Gross Fiduciary activities income$355,000401
Service charges on deposit accounts$161,0001,662
Trading account gains and fees$0142
Additional Noninterest Income$631,0001,314
Total noninterest expense$2,868,0001,714
Salaries and employee benefits$1,317,0002,054
Premises and equipment expense$484,0001,225
Additional noninterest expense$1,067,0001,418
Pre-tax net operating income$1,256,0001,657
Securities gains (losses)$01,153
Applicable income taxes$77,0002,629
Income before extraordinary items$1,179,0001,484
Extraordinary gains, net$08
Net income$1,179,0001,484
Minority interest net income$055
Net income of bank and minority interests.$1,179,0001,484
Net charge-offs$123,000817
Cash dividends$4,000,000232
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,179,0001,466
2016-12-31 (YTD Data)Rank
Total interest income$15,513,0001,625
Total interest expense$1,985,0001,425
Net interest income$13,528,0001,656
Provision for loan and lease losses$1,335,000709
Total noninterest income$4,832,0001,174
Gross Fiduciary activities income$1,518,000385
Service charges on deposit accounts$740,0001,542
Trading account gains and fees$0170
Additional Noninterest Income$2,574,0001,346
Total noninterest expense$11,718,0001,655
Salaries and employee benefits$5,441,0001,958
Premises and equipment expense$1,936,0001,217
Additional noninterest expense$4,341,0001,418
Pre-tax net operating income$5,307,0001,552
Securities gains (losses)$317,000633
Applicable income taxes$132,0003,173
Income before extraordinary items$5,492,0001,283
Extraordinary gains, net$05
Net income$5,492,0001,282
Minority interest net income$082
Net income of bank and minority interests.$5,492,0001,282
Net charge-offs$731,000840
Cash dividends$7,710,000473
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,181,3401,310
2016-09-30 (YTD Data)Rank
Total interest income$11,806,0001,610
Total interest expense$1,427,0001,478
Net interest income$10,379,0001,620
Provision for loan and lease losses$985,000697
Total noninterest income$3,558,0001,189
Gross Fiduciary activities income$1,154,000382
Service charges on deposit accounts$553,0001,547
Trading account gains and fees$0169
Additional Noninterest Income$1,851,0001,386
Total noninterest expense$8,821,0001,642
Salaries and employee benefits$4,094,0001,943
Premises and equipment expense$1,444,0001,228
Additional noninterest expense$3,283,0001,413
Pre-tax net operating income$4,131,0001,524
Securities gains (losses)$317,000580
Applicable income taxes$96,0003,241
Income before extraordinary items$4,352,0001,248
Extraordinary gains, net$05
Net income$4,352,0001,247
Minority interest net income$071
Net income of bank and minority interests.$4,352,0001,248
Net charge-offs$498,000801
Cash dividends$4,580,000540
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,041,3401,285
2016-06-30 (YTD Data)Rank
Total interest income$7,813,0001,630
Total interest expense$922,0001,510
Net interest income$6,891,0001,624
Provision for loan and lease losses$790,000605
Total noninterest income$2,500,0001,129
Gross Fiduciary activities income$792,000375
Service charges on deposit accounts$353,0001,592
Trading account gains and fees$0157
Additional Noninterest Income$1,355,0001,272
Total noninterest expense$5,801,0001,669
Salaries and employee benefits$2,719,0001,952
Premises and equipment expense$954,0001,240
Additional noninterest expense$2,128,0001,451
Pre-tax net operating income$2,800,0001,488
Securities gains (losses)$181,000640
Applicable income taxes$66,0003,238
Income before extraordinary items$2,915,0001,228
Extraordinary gains, net$016
Net income$2,915,0001,228
Minority interest net income$071
Net income of bank and minority interests.$2,915,0001,228
Net charge-offs$326,000814
Cash dividends$4,170,000429
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,737,6201,256
2016-03-31 (YTD Data)Rank
Total interest income$3,944,0001,612
Total interest expense$449,0001,543
Net interest income$3,495,0001,610
Provision for loan and lease losses$233,000851
Total noninterest income$1,277,0001,086
Gross Fiduciary activities income$388,000383
Service charges on deposit accounts$170,0001,626
Trading account gains and fees$0142
Additional Noninterest Income$719,0001,181
Total noninterest expense$2,909,0001,667
Salaries and employee benefits$1,374,0001,939
Premises and equipment expense$454,0001,294
Additional noninterest expense$1,081,0001,420
Pre-tax net operating income$1,630,0001,311
Securities gains (losses)$02,077
Applicable income taxes$34,0003,204
Income before extraordinary items$1,596,0001,118
Extraordinary gains, net$012
Net income$1,596,0001,119
Minority interest net income$062
Net income of bank and minority interests.$1,596,0001,119
Net charge-offs$131,000861
Cash dividends$3,000,000303
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,596,0001,095
2015-12-31 (YTD Data)Rank
Total interest income$16,046,0001,540
Total interest expense$1,102,0002,264
Net interest income$14,944,0001,480
Provision for loan and lease losses$1,845,000486
Total noninterest income$6,386,000952
Gross Fiduciary activities income$1,558,000378
Service charges on deposit accounts$781,0001,507
Trading account gains and fees$0159
Additional Noninterest Income$4,047,000946
Total noninterest expense$12,088,0001,587
Salaries and employee benefits$5,220,0001,987
Premises and equipment expense$1,960,0001,202
Additional noninterest expense$4,908,0001,288
Pre-tax net operating income$7,397,0001,149
Securities gains (losses)$03,216
Applicable income taxes$-988,0006,103
Income before extraordinary items$8,385,000853
Extraordinary gains, net$023
Net income$8,385,000854
Minority interest net income$081
Net income of bank and minority interests.$8,385,000853
Net charge-offs$473,0001,212
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,385,000837
2015-09-30 (YTD Data)Rank
Total interest income$11,986,0001,563
Total interest expense$655,0002,693
Net interest income$11,331,0001,469
Provision for loan and lease losses$943,000635
Total noninterest income$4,699,000970
Gross Fiduciary activities income$1,150,000386
Service charges on deposit accounts$575,0001,546
Trading account gains and fees$0153
Additional Noninterest Income$2,974,000972
Total noninterest expense$8,895,0001,629
Salaries and employee benefits$3,914,0001,995
Premises and equipment expense$1,457,0001,227
Additional noninterest expense$3,524,0001,333
Pre-tax net operating income$6,192,0001,059
Securities gains (losses)$03,031
Applicable income taxes$-988,0006,232
Income before extraordinary items$7,180,000773
Extraordinary gains, net$021
Net income$7,180,000771
Minority interest net income$078
Net income of bank and minority interests.$7,180,000773
Net charge-offs$277,0001,266
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,180,000755
2015-06-30 (YTD Data)Rank
Total interest income$6,600,0001,878
Total interest expense$206,0004,188
Net interest income$6,394,0001,726
Provision for loan and lease losses$551,000701
Total noninterest income$3,292,000935
Gross Fiduciary activities income$788,000385
Service charges on deposit accounts$240,0002,191
Trading account gains and fees$0157
Additional Noninterest Income$2,264,000886
Total noninterest expense$5,233,0001,821
Salaries and employee benefits$2,263,0002,258
Premises and equipment expense$863,0001,363
Additional noninterest expense$2,107,0001,467
Pre-tax net operating income$3,902,0001,110
Securities gains (losses)$02,636
Applicable income taxes$23,0003,810
Income before extraordinary items$3,879,000921
Extraordinary gains, net$022
Net income$3,879,000921
Minority interest net income$075
Net income of bank and minority interests.$3,879,000921
Net charge-offs$105,0001,688
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,879,000887
2015-03-31 (YTD Data)Rank
Total interest income$3,280,0001,896
Total interest expense$110,0004,099
Net interest income$3,170,0001,732
Provision for loan and lease losses$281,000689
Total noninterest income$2,325,000703
Gross Fiduciary activities income$428,000371
Service charges on deposit accounts$117,0002,215
Trading account gains and fees$0152
Additional Noninterest Income$1,780,000627
Total noninterest expense$2,773,0001,730
Salaries and employee benefits$1,234,0002,105
Premises and equipment expense$547,0001,108
Additional noninterest expense$992,0001,538
Pre-tax net operating income$2,441,000893
Securities gains (losses)$02,027
Applicable income taxes$23,0003,469
Income before extraordinary items$2,418,000737
Extraordinary gains, net$013
Net income$2,418,000735
Minority interest net income$064
Net income of bank and minority interests.$2,418,000737
Net charge-offs$62,0001,410
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,418,000710
2014-12-31 (YTD Data)Rank
Total interest income$13,497,0001,860
Total interest expense$749,0003,168
Net interest income$12,748,0001,722
Provision for loan and lease losses$1,927,000483
Total noninterest income$4,179,0001,246
Gross Fiduciary activities income$1,479,000395
Service charges on deposit accounts$614,0001,924
Trading account gains and fees$0180
Additional Noninterest Income$2,086,0001,408
Total noninterest expense$12,287,0001,560
Salaries and employee benefits$5,940,0001,740
Premises and equipment expense$2,121,0001,126
Additional noninterest expense$4,226,0001,492
Pre-tax net operating income$2,713,0002,440
Securities gains (losses)$148,000984
Applicable income taxes$-8,0006,128
Income before extraordinary items$2,869,0002,089
Extraordinary gains, net$017
Net income$2,869,0002,089
Minority interest net income$084
Net income of bank and minority interests.$2,869,0002,088
Net charge-offs$786,0001,080
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,721,0002,116
2014-09-30 (YTD Data)Rank
Total interest income$10,478,0001,810
Total interest expense$631,0002,989
Net interest income$9,847,0001,687
Provision for loan and lease losses$1,301,000523
Total noninterest income$2,930,0001,315
Gross Fiduciary activities income$1,069,000401
Service charges on deposit accounts$423,0002,074
Trading account gains and fees$0174
Additional Noninterest Income$1,438,0001,500
Total noninterest expense$9,444,0001,520
Salaries and employee benefits$4,583,0001,694
Premises and equipment expense$1,546,0001,167
Additional noninterest expense$3,315,0001,438
Pre-tax net operating income$2,032,0002,482
Securities gains (losses)$148,000768
Applicable income taxes$-9,0006,288
Income before extraordinary items$2,189,0002,068
Extraordinary gains, net$015
Net income$2,189,0002,067
Minority interest net income$081
Net income of bank and minority interests.$2,189,0002,066
Net charge-offs$533,0001,097
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,041,0002,141
2014-06-30 (YTD Data)Rank
Total interest income$7,152,0001,752
Total interest expense$510,0002,602
Net interest income$6,642,0001,656
Provision for loan and lease losses$849,000532
Total noninterest income$1,968,0001,298
Gross Fiduciary activities income$698,000406
Service charges on deposit accounts$321,0001,850
Trading account gains and fees$0172
Additional Noninterest Income$949,0001,501
Total noninterest expense$6,376,0001,503
Salaries and employee benefits$3,133,0001,644
Premises and equipment expense$1,064,0001,144
Additional noninterest expense$2,179,0001,449
Pre-tax net operating income$1,385,0002,394
Securities gains (losses)$02,580
Applicable income taxes$-9,0006,377
Income before extraordinary items$1,394,0002,107
Extraordinary gains, net$020
Net income$1,394,0002,111
Minority interest net income$080
Net income of bank and minority interests.$1,394,0002,110
Net charge-offs$233,0001,468
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,394,0002,042
2014-03-31 (YTD Data)Rank
Total interest income$3,144,0001,966
Total interest expense$280,0002,481
Net interest income$2,864,0001,894
Provision for loan and lease losses$230,000895
Total noninterest income$1,006,0001,247
Gross Fiduciary activities income$363,000394
Service charges on deposit accounts$157,0001,864
Trading account gains and fees$0147
Additional Noninterest Income$486,0001,444
Total noninterest expense$3,149,0001,527
Salaries and employee benefits$1,567,0001,660
Premises and equipment expense$542,0001,145
Additional noninterest expense$1,040,0001,502
Pre-tax net operating income$491,0002,930
Securities gains (losses)$01,715
Applicable income taxes$-9,0006,452
Income before extraordinary items$500,0002,572
Extraordinary gains, net$016
Net income$500,0002,575
Minority interest net income$066
Net income of bank and minority interests.$500,0002,575
Net charge-offs$124,0001,236
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$500,0002,524
2013-12-31 (YTD Data)Rank
Total interest income$607,0006,682
Total interest expense$110,0006,368
Net interest income$497,0006,694
Provision for loan and lease losses$253,0002,671
Total noninterest income$242,0005,404
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$38,0006,160
Trading account gains and fees$0184
Additional Noninterest Income$204,0004,591
Total noninterest expense$475,0006,725
Salaries and employee benefits$229,0006,733
Premises and equipment expense$36,0006,695
Additional noninterest expense$210,0006,587
Pre-tax net operating income$11,0006,160
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$11,0006,227
Extraordinary gains, net$029
Net income$11,0006,229
Minority interest net income$090
Net income of bank and minority interests.$11,0006,229
Net charge-offs$1,074,0001,201
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$11,0006,182
2013-09-30 (YTD Data)Rank
Total interest income$9,615,0001,948
Total interest expense$2,617,0001,005
Net interest income$6,998,0002,238
Provision for loan and lease losses$100,0003,343
Total noninterest income$3,764,0001,154
Gross Fiduciary activities income$1,170,000369
Service charges on deposit accounts$566,0001,735
Trading account gains and fees$0180
Additional Noninterest Income$2,028,0001,258
Total noninterest expense$10,329,0001,430
Salaries and employee benefits$4,906,0001,591
Premises and equipment expense$1,617,0001,105
Additional noninterest expense$3,806,0001,318
Pre-tax net operating income$333,0005,235
Securities gains (losses)$151,000963
Applicable income taxes$-11,0006,532
Income before extraordinary items$495,0004,606
Extraordinary gains, net$025
Net income$495,0004,610
Minority interest net income$084
Net income of bank and minority interests.$495,0004,611
Net charge-offs$733,0001,253
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$344,0005,026
2013-06-30 (YTD Data)Rank
Total interest income$6,454,0001,928
Total interest expense$1,851,000983
Net interest income$4,603,0002,260
Provision for loan and lease losses$100,0002,924
Total noninterest income$2,117,0001,311
Gross Fiduciary activities income$780,000371
Service charges on deposit accounts$373,0001,720
Trading account gains and fees$0157
Additional Noninterest Income$964,0001,621
Total noninterest expense$7,143,0001,380
Salaries and employee benefits$3,291,0001,585
Premises and equipment expense$1,116,0001,073
Additional noninterest expense$2,736,0001,216
Pre-tax net operating income$-523,0006,694
Securities gains (losses)$151,000870
Applicable income taxes$-11,0006,596
Income before extraordinary items$-361,0006,677
Extraordinary gains, net$022
Net income$-361,0006,678
Minority interest net income$082
Net income of bank and minority interests.$-361,0006,678
Net charge-offs$564,0001,165
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-507,4706,703
2013-03-31 (YTD Data)Rank
Total interest income$3,246,0001,930
Total interest expense$1,014,000926
Net interest income$2,232,0002,353
Provision for loan and lease losses$100,0002,044
Total noninterest income$1,136,0001,230
Gross Fiduciary activities income$389,000369
Service charges on deposit accounts$182,0001,731
Trading account gains and fees$0148
Additional Noninterest Income$565,0001,441
Total noninterest expense$3,382,0001,465
Salaries and employee benefits$1,571,0001,671
Premises and equipment expense$563,0001,083
Additional noninterest expense$1,248,0001,320
Pre-tax net operating income$-114,0006,633
Securities gains (losses)$150,000561
Applicable income taxes$04,602
Income before extraordinary items$36,0006,038
Extraordinary gains, net$010
Net income$36,0006,038
Minority interest net income$076
Net income of bank and minority interests.$36,0006,039
Net charge-offs$44,0002,511
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-114,0006,642
2012-12-31 (YTD Data)Rank
Total interest income$16,846,0001,578
Total interest expense$5,562,000803
Net interest income$11,284,0001,940
Provision for loan and lease losses$3,690,000651
Total noninterest income$3,317,0001,535
Gross Fiduciary activities income$2,363,000280
Service charges on deposit accounts$836,0001,635
Trading account gains and fees$0166
Additional Noninterest Income$118,0005,192
Total noninterest expense$17,835,0001,128
Salaries and employee benefits$6,720,0001,514
Premises and equipment expense$2,327,0001,024
Additional noninterest expense$8,788,000797
Pre-tax net operating income$-6,924,0006,991
Securities gains (losses)$03,810
Applicable income taxes$-107,0006,710
Income before extraordinary items$-6,817,0006,995
Extraordinary gains, net$029
Net income$-6,817,0006,994
Minority interest net income$093
Net income of bank and minority interests.$-6,817,0006,994
Net charge-offs$7,462,000404
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-6,817,0006,983
2012-09-30 (YTD Data)Rank
Total interest income$13,218,0001,535
Total interest expense$4,367,000801
Net interest income$8,851,0001,878
Provision for loan and lease losses$3,510,000546
Total noninterest income$3,473,0001,205
Gross Fiduciary activities income$1,814,000276
Service charges on deposit accounts$623,0001,662
Trading account gains and fees$0157
Additional Noninterest Income$1,036,0001,950
Total noninterest expense$14,061,0001,063
Salaries and employee benefits$5,073,0001,497
Premises and equipment expense$1,737,0001,028
Additional noninterest expense$7,251,000729
Pre-tax net operating income$-5,247,0007,093
Securities gains (losses)$03,575
Applicable income taxes$-138,0006,938
Income before extraordinary items$-5,109,0007,103
Extraordinary gains, net$020
Net income$-5,109,0007,103
Minority interest net income$086
Net income of bank and minority interests.$-5,109,0007,103
Net charge-offs$6,573,000369
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-5,109,0007,090
2012-06-30 (YTD Data)Rank
Total interest income$9,068,0001,501
Total interest expense$3,042,000788
Net interest income$6,026,0001,838
Provision for loan and lease losses$1,911,000662
Total noninterest income$2,883,0001,017
Gross Fiduciary activities income$1,270,000267
Service charges on deposit accounts$413,0001,655
Trading account gains and fees$0153
Additional Noninterest Income$1,200,0001,342
Total noninterest expense$8,625,0001,169
Salaries and employee benefits$3,294,0001,533
Premises and equipment expense$1,084,0001,110
Additional noninterest expense$4,247,000820
Pre-tax net operating income$-1,627,0007,057
Securities gains (losses)$03,178
Applicable income taxes$-138,0007,045
Income before extraordinary items$-1,489,0007,067
Extraordinary gains, net$019
Net income$-1,489,0007,066
Minority interest net income$084
Net income of bank and minority interests.$-1,489,0007,067
Net charge-offs$4,271,000375
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,489,0007,050
2012-03-31 (YTD Data)Rank
Total interest income$4,725,0001,454
Total interest expense$1,603,000773
Net interest income$3,122,0001,796
Provision for loan and lease losses$600,000917
Total noninterest income$2,374,000692
Gross Fiduciary activities income$635,000269
Service charges on deposit accounts$203,0001,667
Trading account gains and fees$0148
Additional Noninterest Income$1,536,000672
Total noninterest expense$4,144,0001,204
Salaries and employee benefits$1,472,0001,707
Premises and equipment expense$473,0001,267
Additional noninterest expense$2,199,000782
Pre-tax net operating income$752,0002,120
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$752,0001,890
Extraordinary gains, net$019
Net income$752,0001,892
Minority interest net income$078
Net income of bank and minority interests.$752,0001,893
Net charge-offs$1,101,000629
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$752,0001,788
2011-12-31 (YTD Data)Rank
Total interest income$27,001,0001,043
Total interest expense$9,102,000634
Net interest income$17,899,0001,242
Provision for loan and lease losses$12,585,000347
Total noninterest income$4,682,0001,094
Gross Fiduciary activities income$2,506,000233
Service charges on deposit accounts$1,161,0001,274
Trading account gains and fees$0146
Additional Noninterest Income$1,015,0002,113
Total noninterest expense$20,506,000961
Salaries and employee benefits$8,466,0001,176
Premises and equipment expense$2,194,0001,137
Additional noninterest expense$9,846,000731
Pre-tax net operating income$-10,510,0007,219
Securities gains (losses)$2,0003,652
Applicable income taxes$04,719
Income before extraordinary items$-10,508,0007,216
Extraordinary gains, net$029
Net income$-10,508,0007,216
Minority interest net income$096
Net income of bank and minority interests.$-10,508,0007,216
Net charge-offs$13,667,000343
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-10,510,0007,215
2011-09-30 (YTD Data)Rank
Total interest income$20,707,0001,023
Total interest expense$7,040,000647
Net interest income$13,667,0001,231
Provision for loan and lease losses$6,953,000452
Total noninterest income$3,343,0001,143
Gross Fiduciary activities income$1,841,000233
Service charges on deposit accounts$862,0001,294
Trading account gains and fees$0145
Additional Noninterest Income$640,0002,337
Total noninterest expense$15,151,000980
Salaries and employee benefits$6,382,0001,165
Premises and equipment expense$1,702,0001,118
Additional noninterest expense$7,067,000748
Pre-tax net operating income$-5,094,0007,237
Securities gains (losses)$2,0003,369
Applicable income taxes$04,740
Income before extraordinary items$-5,092,0007,247
Extraordinary gains, net$021
Net income$-5,092,0007,245
Minority interest net income$087
Net income of bank and minority interests.$-5,092,0007,246
Net charge-offs$6,916,000477
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-5,094,0007,243
2011-06-30 (YTD Data)Rank
Total interest income$13,982,0001,023
Total interest expense$4,830,000657
Net interest income$9,152,0001,224
Provision for loan and lease losses$1,225,0001,308
Total noninterest income$3,575,000795
Gross Fiduciary activities income$1,228,000234
Service charges on deposit accounts$571,0001,268
Trading account gains and fees$0153
Additional Noninterest Income$1,776,000907
Total noninterest expense$9,960,0001,007
Salaries and employee benefits$4,275,0001,173
Premises and equipment expense$1,134,0001,123
Additional noninterest expense$4,551,000787
Pre-tax net operating income$1,542,0001,844
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,542,0001,585
Extraordinary gains, net$015
Net income$1,542,0001,585
Minority interest net income$089
Net income of bank and minority interests.$1,542,0001,585
Net charge-offs$4,110,000548
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,542,0001,517
2011-03-31 (YTD Data)Rank
Total interest income$7,093,0001,018
Total interest expense$2,503,000656
Net interest income$4,590,0001,213
Provision for loan and lease losses$687,0001,158
Total noninterest income$1,553,000884
Gross Fiduciary activities income$614,000234
Service charges on deposit accounts$280,0001,270
Trading account gains and fees$0158
Additional Noninterest Income$659,0001,106
Total noninterest expense$4,686,0001,066
Salaries and employee benefits$2,095,0001,206
Premises and equipment expense$580,0001,131
Additional noninterest expense$2,011,000891
Pre-tax net operating income$770,0001,831
Securities gains (losses)$01,772
Applicable income taxes$2,0004,282
Income before extraordinary items$768,0001,538
Extraordinary gains, net$09
Net income$768,0001,538
Minority interest net income$086
Net income of bank and minority interests.$768,0001,538
Net charge-offs$415,0001,493
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$768,0001,493
2010-12-31 (YTD Data)Rank
Total interest income$33,282,000921
Total interest expense$11,697,000679
Net interest income$21,585,0001,017
Provision for loan and lease losses$15,363,000469
Total noninterest income$943,0003,328
Gross Fiduciary activities income$2,353,000232
Service charges on deposit accounts$1,314,0001,146
Trading account gains and fees$0175
Additional Noninterest Income$-2,724,0007,590
Total noninterest expense$19,037,0001,045
Salaries and employee benefits$8,864,0001,120
Premises and equipment expense$2,257,0001,153
Additional noninterest expense$7,916,000935
Pre-tax net operating income$-11,872,0007,400
Securities gains (losses)$03,793
Applicable income taxes$5,163,000350
Income before extraordinary items$-17,035,0007,495
Extraordinary gains, net$029
Net income$-17,035,0007,495
Minority interest net income$0111
Net income of bank and minority interests.$-17,035,0007,495
Net charge-offs$11,326,000550
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-17,035,0007,490
2010-09-30 (YTD Data)Rank
Total interest income$25,260,000917
Total interest expense$8,907,000696
Net interest income$16,353,0001,019
Provision for loan and lease losses$11,510,000446
Total noninterest income$4,976,000851
Gross Fiduciary activities income$1,744,000230
Service charges on deposit accounts$990,0001,174
Trading account gains and fees$0165
Additional Noninterest Income$2,242,0001,019
Total noninterest expense$14,200,0001,033
Salaries and employee benefits$6,768,0001,089
Premises and equipment expense$1,789,0001,098
Additional noninterest expense$5,643,000951
Pre-tax net operating income$-4,381,0007,328
Securities gains (losses)$03,651
Applicable income taxes$3,781,000354
Income before extraordinary items$-8,162,0007,536
Extraordinary gains, net$023
Net income$-8,162,0007,536
Minority interest net income$0110
Net income of bank and minority interests.$-8,162,0007,536
Net charge-offs$9,583,000475
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-8,162,0007,528
2010-06-30 (YTD Data)Rank
Total interest income$17,008,000913
Total interest expense$5,912,000725
Net interest income$11,096,000998
Provision for loan and lease losses$3,400,000858
Total noninterest income$3,255,000843
Gross Fiduciary activities income$1,163,000235
Service charges on deposit accounts$650,0001,201
Trading account gains and fees$0152
Additional Noninterest Income$1,442,0001,002
Total noninterest expense$9,278,0001,065
Salaries and employee benefits$4,498,0001,092
Premises and equipment expense$1,154,0001,151
Additional noninterest expense$3,626,000976
Pre-tax net operating income$1,673,0001,555
Securities gains (losses)$03,184
Applicable income taxes$140,0002,470
Income before extraordinary items$1,533,0001,437
Extraordinary gains, net$019
Net income$1,533,0001,437
Minority interest net income$0105
Net income of bank and minority interests.$1,533,0001,438
Net charge-offs$2,340,0001,006
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,533,0001,376
2010-03-31 (YTD Data)Rank
Total interest income$8,557,000927
Total interest expense$3,001,000755
Net interest income$5,556,0001,009
Provision for loan and lease losses$900,0001,245
Total noninterest income$1,588,000847
Gross Fiduciary activities income$581,000233
Service charges on deposit accounts$304,0001,289
Trading account gains and fees$0175
Additional Noninterest Income$703,0001,003
Total noninterest expense$4,451,0001,124
Salaries and employee benefits$2,264,0001,098
Premises and equipment expense$548,0001,244
Additional noninterest expense$1,639,0001,063
Pre-tax net operating income$1,793,000759
Securities gains (losses)$02,284
Applicable income taxes$461,000754
Income before extraordinary items$1,332,000821
Extraordinary gains, net$016
Net income$1,332,000825
Minority interest net income$091
Net income of bank and minority interests.$1,332,000825
Net charge-offs$185,0002,514
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,332,000792
2009-12-31 (YTD Data)Rank
Total interest income$36,370,000928
Total interest expense$15,085,000764
Net interest income$21,285,0001,028
Provision for loan and lease losses$5,721,0001,288
Total noninterest income$6,158,000926
Gross Fiduciary activities income$2,224,000233
Service charges on deposit accounts$1,357,0001,272
Trading account gains and fees$0211
Additional Noninterest Income$2,577,0001,148
Total noninterest expense$20,253,0001,032
Salaries and employee benefits$9,066,0001,082
Premises and equipment expense$2,283,0001,187
Additional noninterest expense$8,904,000887
Pre-tax net operating income$1,469,0002,378
Securities gains (losses)$03,754
Applicable income taxes$439,0001,670
Income before extraordinary items$1,030,0002,718
Extraordinary gains, net$034
Net income$1,030,0002,717
Minority interest net income$0115
Net income of bank and minority interests.$1,030,0002,718
Net charge-offs$3,139,0001,556
Cash dividends$3,500,000495
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,030,0002,669
2009-09-30 (YTD Data)Rank
Total interest income$27,445,000940
Total interest expense$11,658,000784
Net interest income$15,787,0001,048
Provision for loan and lease losses$4,558,0001,109
Total noninterest income$4,874,000894
Gross Fiduciary activities income$1,705,000225
Service charges on deposit accounts$1,006,0001,281
Trading account gains and fees$0212
Additional Noninterest Income$2,163,0001,093
Total noninterest expense$15,867,000979
Salaries and employee benefits$6,884,0001,084
Premises and equipment expense$1,750,0001,180
Additional noninterest expense$7,233,000785
Pre-tax net operating income$236,0004,773
Securities gains (losses)$03,497
Applicable income taxes$309,0001,898
Income before extraordinary items$-73,0005,923
Extraordinary gains, net$027
Net income$-73,0005,923
Minority interest net income$0118
Net income of bank and minority interests.$-73,0005,923
Net charge-offs$1,268,0001,945
Cash dividends$3,500,000355
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-73,0005,890
2009-06-30 (YTD Data)Rank
Total interest income$18,340,000961
Total interest expense$8,190,000788
Net interest income$10,150,0001,080
Provision for loan and lease losses$3,940,000903
Total noninterest income$3,501,000853
Gross Fiduciary activities income$1,136,000228
Service charges on deposit accounts$647,0001,310
Trading account gains and fees$0193
Additional Noninterest Income$1,718,000994
Total noninterest expense$11,483,000934
Salaries and employee benefits$4,595,0001,104
Premises and equipment expense$1,197,0001,178
Additional noninterest expense$5,691,000682
Pre-tax net operating income$-1,772,0007,326
Securities gains (losses)$03,136
Applicable income taxes$-385,0007,504
Income before extraordinary items$-1,387,0007,294
Extraordinary gains, net$021
Net income$-1,387,0007,294
Minority interest net income$0112
Net income of bank and minority interests.$-1,387,0007,293
Net charge-offs$1,062,0001,589
Cash dividends$1,500,000587
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,387,0007,295
2009-03-31 (YTD Data)Rank
Total interest income$9,043,000983
Total interest expense$4,377,000769
Net interest income$4,666,0001,185
Provision for loan and lease losses$800,0001,336
Total noninterest income$1,604,000885
Gross Fiduciary activities income$568,000231
Service charges on deposit accounts$298,0001,387
Trading account gains and fees$0171
Additional Noninterest Income$738,0001,077
Total noninterest expense$4,462,0001,122
Salaries and employee benefits$2,264,0001,122
Premises and equipment expense$586,0001,220
Additional noninterest expense$1,612,0001,052
Pre-tax net operating income$1,008,0001,276
Securities gains (losses)$02,434
Applicable income taxes$172,0001,595
Income before extraordinary items$836,0001,315
Extraordinary gains, net$015
Net income$836,0001,316
Minority interest net income$0102
Net income of bank and minority interests.$836,0001,317
Net charge-offs$803,0001,072
Cash dividends$1,500,000282
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$836,0001,243
2008-12-31 (YTD Data)Rank
Total interest income$39,905,000935
Total interest expense$21,387,000740
Net interest income$18,518,0001,203
Provision for loan and lease losses$3,599,0001,239
Total noninterest income$6,503,000855
Gross Fiduciary activities income$2,238,000249
Service charges on deposit accounts$1,615,0001,105
Trading account gains and fees$0154
Additional Noninterest Income$2,650,0001,066
Total noninterest expense$17,932,0001,099
Salaries and employee benefits$8,718,0001,138
Premises and equipment expense$2,452,0001,132
Additional noninterest expense$6,762,000946
Pre-tax net operating income$3,490,0001,560
Securities gains (losses)$03,220
Applicable income taxes$559,0001,736
Income before extraordinary items$2,931,0001,394
Extraordinary gains, net$039
Net income$2,931,0001,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,919,0001,020
Cash dividends$1,350,0001,871
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,931,0001,495
2008-09-30 (YTD Data)Rank
Total interest income$30,063,000961
Total interest expense$16,218,000760
Net interest income$13,845,0001,224
Provision for loan and lease losses$2,006,0001,183
Total noninterest income$5,074,000861
Gross Fiduciary activities income$1,838,000241
Service charges on deposit accounts$1,206,0001,131
Trading account gains and fees$0148
Additional Noninterest Income$2,030,0001,097
Total noninterest expense$13,256,0001,105
Salaries and employee benefits$6,709,0001,124
Premises and equipment expense$1,816,0001,141
Additional noninterest expense$4,731,000968
Pre-tax net operating income$3,657,0001,343
Securities gains (losses)$03,106
Applicable income taxes$732,0001,477
Income before extraordinary items$2,925,0001,270
Extraordinary gains, net$031
Net income$2,925,0001,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,699,000936
Cash dividends$101,0004,384
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,925,0001,340
2008-06-30 (YTD Data)Rank
Total interest income$19,894,000979
Total interest expense$11,026,000773
Net interest income$8,868,0001,260
Provision for loan and lease losses$1,640,000891
Total noninterest income$3,634,000816
Gross Fiduciary activities income$1,225,000244
Service charges on deposit accounts$779,0001,144
Trading account gains and fees$0149
Additional Noninterest Income$1,630,000980
Total noninterest expense$8,672,0001,118
Salaries and employee benefits$4,415,0001,157
Premises and equipment expense$1,246,0001,121
Additional noninterest expense$3,011,000988
Pre-tax net operating income$2,190,0001,557
Securities gains (losses)$03,233
Applicable income taxes$391,0001,897
Income before extraordinary items$1,799,0001,520
Extraordinary gains, net$021
Net income$1,799,0001,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$421,0001,464
Cash dividends$101,0004,060
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,799,0001,487
2008-03-31 (YTD Data)Rank
Total interest income$8,696,0001,166
Total interest expense$5,212,000877
Net interest income$3,484,0001,593
Provision for loan and lease losses$824,000712
Total noninterest income$1,495,000969
Gross Fiduciary activities income$613,000243
Service charges on deposit accounts$295,0001,477
Trading account gains and fees$0158
Additional Noninterest Income$587,0001,251
Total noninterest expense$3,382,0001,410
Salaries and employee benefits$1,622,0001,626
Premises and equipment expense$478,0001,454
Additional noninterest expense$1,282,0001,124
Pre-tax net operating income$773,0002,234
Securities gains (losses)$02,688
Applicable income taxes$83,0003,009
Income before extraordinary items$690,0002,056
Extraordinary gains, net$015
Net income$690,0002,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0001,061
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$690,0001,991
2007-12-31 (YTD Data)Rank
Total interest income$35,314,0001,195
Total interest expense$19,997,000982
Net interest income$15,317,0001,486
Provision for loan and lease losses$1,461,0001,077
Total noninterest income$5,912,000956
Gross Fiduciary activities income$2,230,000260
Service charges on deposit accounts$1,502,0001,177
Trading account gains and fees$0178
Additional Noninterest Income$2,180,0001,296
Total noninterest expense$12,751,0001,450
Salaries and employee benefits$7,612,0001,319
Premises and equipment expense$1,784,0001,492
Additional noninterest expense$3,355,0001,665
Pre-tax net operating income$7,017,0001,213
Securities gains (losses)$02,146
Applicable income taxes$1,459,0001,438
Income before extraordinary items$5,558,0001,158
Extraordinary gains, net$039
Net income$5,558,0001,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,137,000937
Cash dividends$6,311,000608
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,558,0001,147
2007-09-30 (YTD Data)Rank
Total interest income$26,326,0001,202
Total interest expense$14,725,000996
Net interest income$11,601,0001,463
Provision for loan and lease losses$1,017,000890
Total noninterest income$4,402,000966
Gross Fiduciary activities income$1,635,000260
Service charges on deposit accounts$1,111,0001,183
Trading account gains and fees$0184
Additional Noninterest Income$1,656,0001,292
Total noninterest expense$9,874,0001,387
Salaries and employee benefits$5,883,0001,276
Premises and equipment expense$1,426,0001,379
Additional noninterest expense$2,565,0001,582
Pre-tax net operating income$5,112,0001,339
Securities gains (losses)$01,655
Applicable income taxes$1,183,0001,460
Income before extraordinary items$3,929,0001,309
Extraordinary gains, net$033
Net income$3,929,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$647,000881
Cash dividends$6,177,000473
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,929,0001,299
2007-06-30 (YTD Data)Rank
Total interest income$17,409,0001,226
Total interest expense$9,495,0001,037
Net interest income$7,914,0001,451
Provision for loan and lease losses$646,000824
Total noninterest income$2,914,000982
Gross Fiduciary activities income$1,090,000266
Service charges on deposit accounts$727,0001,217
Trading account gains and fees$0168
Additional Noninterest Income$1,097,0001,316
Total noninterest expense$6,583,0001,410
Salaries and employee benefits$3,894,0001,306
Premises and equipment expense$966,0001,372
Additional noninterest expense$1,723,0001,570
Pre-tax net operating income$3,599,0001,313
Securities gains (losses)$01,444
Applicable income taxes$862,0001,421
Income before extraordinary items$2,737,0001,307
Extraordinary gains, net$029
Net income$2,737,0001,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0001,006
Cash dividends$5,293,000404
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,737,0001,288
2007-03-31 (YTD Data)Rank
Total interest income$8,652,0001,225
Total interest expense$4,741,0001,038
Net interest income$3,911,0001,464
Provision for loan and lease losses$372,000666
Total noninterest income$1,383,0001,014
Gross Fiduciary activities income$545,000268
Service charges on deposit accounts$339,0001,271
Trading account gains and fees$0195
Additional Noninterest Income$499,0001,360
Total noninterest expense$3,276,0001,414
Salaries and employee benefits$1,998,0001,293
Premises and equipment expense$476,0001,415
Additional noninterest expense$802,0001,674
Pre-tax net operating income$1,646,0001,418
Securities gains (losses)$01,187
Applicable income taxes$392,0001,548
Income before extraordinary items$1,254,0001,398
Extraordinary gains, net$022
Net income$1,254,0001,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,000881
Cash dividends$3,134,000319
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,254,0001,387
2006-12-31 (YTD Data)Rank
Total interest income$35,314,0001,116
Total interest expense$18,590,000897
Net interest income$16,724,0001,362
Provision for loan and lease losses$2,618,000437
Total noninterest income$5,730,000981
Gross Fiduciary activities income$2,082,000268
Service charges on deposit accounts$1,453,0001,224
Trading account gains and fees$0130
Additional Noninterest Income$2,195,0001,274
Total noninterest expense$12,404,0001,443
Salaries and employee benefits$6,899,0001,428
Premises and equipment expense$1,702,0001,514
Additional noninterest expense$3,803,0001,394
Pre-tax net operating income$7,432,0001,325
Securities gains (losses)$01,687
Applicable income taxes$1,859,0001,413
Income before extraordinary items$5,573,0001,306
Extraordinary gains, net$051
Net income$5,573,0001,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,593,000311
Cash dividends$1,756,0001,733
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,573,0001,287
2006-09-30 (YTD Data)Rank
Total interest income$25,924,0001,145
Total interest expense$13,515,000900
Net interest income$12,409,0001,396
Provision for loan and lease losses$1,229,000638
Total noninterest income$4,178,0001,014
Gross Fiduciary activities income$1,389,000286
Service charges on deposit accounts$1,065,0001,258
Trading account gains and fees$0126
Additional Noninterest Income$1,724,0001,228
Total noninterest expense$9,363,0001,440
Salaries and employee benefits$5,134,0001,444
Premises and equipment expense$1,305,0001,487
Additional noninterest expense$2,924,0001,362
Pre-tax net operating income$5,995,0001,274
Securities gains (losses)$01,388
Applicable income taxes$1,601,0001,328
Income before extraordinary items$4,394,0001,286
Extraordinary gains, net$045
Net income$4,394,0001,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$893,000506
Cash dividends$1,133,0001,769
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,394,0001,274
2006-06-30 (YTD Data)Rank
Total interest income$16,492,0001,179
Total interest expense$8,498,000908
Net interest income$7,994,0001,440
Provision for loan and lease losses$672,000742
Total noninterest income$2,602,0001,068
Gross Fiduciary activities income$924,000289
Service charges on deposit accounts$700,0001,268
Trading account gains and fees$0126
Additional Noninterest Income$978,0001,371
Total noninterest expense$6,037,0001,491
Salaries and employee benefits$3,387,0001,462
Premises and equipment expense$871,0001,493
Additional noninterest expense$1,779,0001,492
Pre-tax net operating income$3,887,0001,296
Securities gains (losses)$01,185
Applicable income taxes$1,040,0001,360
Income before extraordinary items$2,847,0001,320
Extraordinary gains, net$039
Net income$2,847,0001,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$669,000463
Cash dividends$978,0001,489
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,847,0001,301
2006-03-31 (YTD Data)Rank
Total interest income$7,882,0001,212
Total interest expense$4,002,000914
Net interest income$3,880,0001,480
Provision for loan and lease losses$290,000825
Total noninterest income$1,319,0001,034
Gross Fiduciary activities income$459,000290
Service charges on deposit accounts$336,0001,281
Trading account gains and fees$0115
Additional Noninterest Income$524,0001,300
Total noninterest expense$2,984,0001,509
Salaries and employee benefits$1,710,0001,453
Premises and equipment expense$433,0001,499
Additional noninterest expense$841,0001,549
Pre-tax net operating income$1,925,0001,289
Securities gains (losses)$0955
Applicable income taxes$518,0001,358
Income before extraordinary items$1,407,0001,298
Extraordinary gains, net$021
Net income$1,407,0001,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,000473
Cash dividends$823,000881
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,407,0001,280
2005-12-31 (YTD Data)Rank
Total interest income$27,988,0001,193
Total interest expense$12,779,000882
Net interest income$15,209,0001,431
Provision for loan and lease losses$1,039,0001,015
Total noninterest income$5,485,0001,016
Gross Fiduciary activities income$1,808,000290
Service charges on deposit accounts$1,482,0001,201
Trading account gains and fees$0138
Additional Noninterest Income$2,195,0001,271
Total noninterest expense$11,523,0001,491
Salaries and employee benefits$6,493,0001,438
Premises and equipment expense$1,944,0001,262
Additional noninterest expense$3,086,0001,638
Pre-tax net operating income$8,132,0001,186
Securities gains (losses)$02,296
Applicable income taxes$2,283,0001,223
Income before extraordinary items$5,849,0001,232
Extraordinary gains, net$046
Net income$5,849,0001,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$747,000845
Cash dividends$2,448,0001,254
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,849,0001,212
2005-09-30 (YTD Data)Rank
Total interest income$20,298,0001,191
Total interest expense$9,129,000872
Net interest income$11,169,0001,452
Provision for loan and lease losses$773,000968
Total noninterest income$3,997,0001,046
Gross Fiduciary activities income$1,271,000293
Service charges on deposit accounts$1,113,0001,186
Trading account gains and fees$0126
Additional Noninterest Income$1,613,0001,289
Total noninterest expense$8,555,0001,498
Salaries and employee benefits$4,941,0001,404
Premises and equipment expense$1,191,0001,525
Additional noninterest expense$2,423,0001,548
Pre-tax net operating income$5,838,0001,221
Securities gains (losses)$02,317
Applicable income taxes$1,632,0001,283
Income before extraordinary items$4,206,0001,293
Extraordinary gains, net$035
Net income$4,206,0001,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,000864
Cash dividends$1,876,0001,118
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,206,0001,270
2005-06-30 (YTD Data)Rank
Total interest income$13,124,0001,192
Total interest expense$5,753,000868
Net interest income$7,371,0001,442
Provision for loan and lease losses$517,000949
Total noninterest income$2,624,0001,040
Gross Fiduciary activities income$848,000297
Service charges on deposit accounts$719,0001,184
Trading account gains and fees$0116
Additional Noninterest Income$1,057,0001,289
Total noninterest expense$5,761,0001,476
Salaries and employee benefits$3,325,0001,375
Premises and equipment expense$793,0001,523
Additional noninterest expense$1,643,0001,515
Pre-tax net operating income$3,717,0001,252
Securities gains (losses)$02,146
Applicable income taxes$1,048,0001,323
Income before extraordinary items$2,669,0001,317
Extraordinary gains, net$030
Net income$2,669,0001,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,000818
Cash dividends$1,584,000894
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,669,0001,295
2005-03-31 (YTD Data)Rank
Total interest income$6,292,0001,213
Total interest expense$2,760,000860
Net interest income$3,532,0001,503
Provision for loan and lease losses$253,000911
Total noninterest income$1,289,0001,020
Gross Fiduciary activities income$424,000297
Service charges on deposit accounts$341,0001,203
Trading account gains and fees$0115
Additional Noninterest Income$524,0001,289
Total noninterest expense$2,961,0001,429
Salaries and employee benefits$1,744,0001,317
Premises and equipment expense$397,0001,532
Additional noninterest expense$820,0001,518
Pre-tax net operating income$1,607,0001,419
Securities gains (losses)$01,685
Applicable income taxes$439,0001,494
Income before extraordinary items$1,168,0001,453
Extraordinary gains, net$024
Net income$1,168,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,000710
Cash dividends$1,120,000588
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,168,0001,428
2004-12-31 (YTD Data)Rank
Total interest income$23,530,0001,198
Total interest expense$9,544,000846
Net interest income$13,986,0001,445
Provision for loan and lease losses$1,013,0001,026
Total noninterest income$5,239,0001,046
Gross Fiduciary activities income$1,576,000292
Service charges on deposit accounts$1,653,0001,079
Trading account gains and fees$0138
Additional Noninterest Income$2,010,0001,314
Total noninterest expense$11,942,0001,372
Salaries and employee benefits$7,223,0001,201
Premises and equipment expense$1,520,0001,533
Additional noninterest expense$3,199,0001,532
Pre-tax net operating income$6,270,0001,379
Securities gains (losses)$03,819
Applicable income taxes$1,692,0001,464
Income before extraordinary items$4,578,0001,409
Extraordinary gains, net$034
Net income$4,578,0001,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,000999
Cash dividends$1,930,0001,414
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,578,0001,368
2004-09-30 (YTD Data)Rank
Total interest income$17,214,0001,215
Total interest expense$6,913,000851
Net interest income$10,301,0001,461
Provision for loan and lease losses$729,0001,043
Total noninterest income$3,892,0001,059
Gross Fiduciary activities income$1,200,000293
Service charges on deposit accounts$1,250,0001,079
Trading account gains and fees$0134
Additional Noninterest Income$1,442,0001,378
Total noninterest expense$9,286,0001,323
Salaries and employee benefits$5,568,0001,167
Premises and equipment expense$1,210,0001,429
Additional noninterest expense$2,508,0001,467
Pre-tax net operating income$4,178,0001,543
Securities gains (losses)$03,710
Applicable income taxes$1,062,0001,683
Income before extraordinary items$3,116,0001,557
Extraordinary gains, net$026
Net income$3,116,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,091
Cash dividends$830,0001,971
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,116,0001,510
2004-06-30 (YTD Data)Rank
Total interest income$11,386,0001,208
Total interest expense$4,445,000874
Net interest income$6,941,0001,426
Provision for loan and lease losses$468,0001,073
Total noninterest income$2,566,0001,066
Gross Fiduciary activities income$800,000300
Service charges on deposit accounts$825,0001,075
Trading account gains and fees$0130
Additional Noninterest Income$941,0001,385
Total noninterest expense$5,938,0001,372
Salaries and employee benefits$3,435,0001,275
Premises and equipment expense$788,0001,467
Additional noninterest expense$1,715,0001,410
Pre-tax net operating income$3,101,0001,368
Securities gains (losses)$03,413
Applicable income taxes$814,0001,514
Income before extraordinary items$2,287,0001,414
Extraordinary gains, net$021
Net income$2,287,0001,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,075
Cash dividends$710,0001,677
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,287,0001,360
2004-03-31 (YTD Data)Rank
Total interest income$5,638,0001,228
Total interest expense$2,164,000924
Net interest income$3,474,0001,425
Provision for loan and lease losses$261,000917
Total noninterest income$1,313,0001,013
Gross Fiduciary activities income$400,000299
Service charges on deposit accounts$380,0001,131
Trading account gains and fees$0121
Additional Noninterest Income$533,0001,234
Total noninterest expense$3,016,0001,363
Salaries and employee benefits$1,731,0001,281
Premises and equipment expense$400,0001,465
Additional noninterest expense$885,0001,365
Pre-tax net operating income$1,510,0001,383
Securities gains (losses)$02,934
Applicable income taxes$386,0001,607
Income before extraordinary items$1,124,0001,428
Extraordinary gains, net$016
Net income$1,124,0001,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0001,104
Cash dividends$320,0001,650
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,124,0001,353
2003-12-31 (YTD Data)Rank
Total interest income$23,315,0001,224
Total interest expense$9,441,000950
Net interest income$13,874,0001,404
Provision for loan and lease losses$1,260,000939
Total noninterest income$5,712,0001,022
Gross Fiduciary activities income$1,503,000306
Service charges on deposit accounts$1,612,0001,072
Trading account gains and fees$0160
Additional Noninterest Income$2,597,0001,195
Total noninterest expense$11,379,0001,416
Salaries and employee benefits$6,503,0001,325
Premises and equipment expense$1,645,0001,386
Additional noninterest expense$3,231,0001,527
Pre-tax net operating income$6,947,0001,207
Securities gains (losses)$04,500
Applicable income taxes$1,899,0001,334
Income before extraordinary items$5,048,0001,272
Extraordinary gains, net$054
Net income$5,048,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$906,000998
Cash dividends$1,910,0001,431
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,048,0001,198
2003-09-30 (YTD Data)Rank
Total interest income$17,489,0001,252
Total interest expense$7,139,000981
Net interest income$10,350,0001,424
Provision for loan and lease losses$951,000936
Total noninterest income$4,587,000989
Gross Fiduciary activities income$1,241,000305
Service charges on deposit accounts$1,207,0001,078
Trading account gains and fees$0153
Additional Noninterest Income$2,139,0001,174
Total noninterest expense$8,562,0001,416
Salaries and employee benefits$4,902,0001,334
Premises and equipment expense$1,240,0001,387
Additional noninterest expense$2,420,0001,518
Pre-tax net operating income$5,424,0001,195
Securities gains (losses)$04,204
Applicable income taxes$1,492,0001,358
Income before extraordinary items$3,932,0001,246
Extraordinary gains, net$040
Net income$3,932,0001,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$571,0001,058
Cash dividends$910,0001,860
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,932,0001,181
2003-06-30 (YTD Data)Rank
Total interest income$11,631,0001,268
Total interest expense$4,805,0001,003
Net interest income$6,826,0001,434
Provision for loan and lease losses$636,000942
Total noninterest income$3,153,000967
Gross Fiduciary activities income$828,000310
Service charges on deposit accounts$807,0001,066
Trading account gains and fees$0150
Additional Noninterest Income$1,518,0001,128
Total noninterest expense$5,786,0001,395
Salaries and employee benefits$3,248,0001,338
Premises and equipment expense$894,0001,280
Additional noninterest expense$1,644,0001,493
Pre-tax net operating income$3,557,0001,206
Securities gains (losses)$03,782
Applicable income taxes$986,0001,389
Income before extraordinary items$2,571,0001,284
Extraordinary gains, net$030
Net income$2,571,0001,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0001,379
Cash dividends$790,0001,583
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,571,0001,195
2003-03-31 (YTD Data)Rank
Total interest income$5,904,0001,260
Total interest expense$2,464,000998
Net interest income$3,440,0001,422
Provision for loan and lease losses$321,000870
Total noninterest income$1,471,000988
Gross Fiduciary activities income$414,000311
Service charges on deposit accounts$393,0001,055
Trading account gains and fees$0134
Additional Noninterest Income$664,0001,206
Total noninterest expense$2,862,0001,402
Salaries and employee benefits$1,638,0001,326
Premises and equipment expense$419,0001,380
Additional noninterest expense$805,0001,476
Pre-tax net operating income$1,728,0001,246
Securities gains (losses)$02,891
Applicable income taxes$470,0001,443
Income before extraordinary items$1,258,0001,311
Extraordinary gains, net$021
Net income$1,258,0001,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,618
Cash dividends$620,0001,025
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,258,0001,221
2002-12-31 (YTD Data)Rank
Total interest income$24,312,0001,261
Total interest expense$10,969,0001,017
Net interest income$13,343,0001,468
Provision for loan and lease losses$3,129,000529
Total noninterest income$5,505,000962
Gross Fiduciary activities income$1,494,000329
Service charges on deposit accounts$1,624,000991
Trading account gains and fees$0153
Additional Noninterest Income$2,387,0001,166
Total noninterest expense$11,171,0001,382
Salaries and employee benefits$6,418,0001,264
Premises and equipment expense$1,720,0001,271
Additional noninterest expense$3,033,0001,564
Pre-tax net operating income$4,548,0001,787
Securities gains (losses)$150,0001,391
Applicable income taxes$1,410,0001,730
Income before extraordinary items$3,288,0001,826
Extraordinary gains, net$070
Net income$3,288,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,662,000470
Cash dividends$5,340,000590
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,183,0001,822
2001-12-31 (YTD Data)Rank
Total interest income$27,656,0001,241
Total interest expense$14,596,0001,103
Net interest income$13,060,0001,363
Provision for loan and lease losses$1,293,0001,026
Total noninterest income$4,799,0001,032
Gross Fiduciary activities income$1,558,000330
Service charges on deposit accounts$1,373,0001,083
Trading account gains and fees$0177
Additional Noninterest Income$1,868,0001,311
Total noninterest expense$10,421,0001,406
Salaries and employee benefits$5,894,0001,260
Premises and equipment expense$1,698,0001,259
Additional noninterest expense$2,829,0001,636
Pre-tax net operating income$6,145,0001,220
Securities gains (losses)$192,0001,220
Applicable income taxes$1,631,0001,390
Income before extraordinary items$4,706,0001,154
Extraordinary gains, net$0105
Net income$4,706,0001,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,193,000827
Cash dividends$1,080,0002,110
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,563,9201,143
2000-12-31 (YTD Data)Rank
Total interest income$29,469,0001,194
Total interest expense$16,881,0001,046
Net interest income$12,588,0001,398
Provision for loan and lease losses$1,600,000723
Total noninterest income$3,822,0001,103
Gross Fiduciary activities income$1,522,000339
Service charges on deposit accounts$911,0001,505
Trading account gains and fees$0180
Additional Noninterest Income$1,389,0001,469
Total noninterest expense$9,757,0001,426
Salaries and employee benefits$5,409,0001,313
Premises and equipment expense$1,678,0001,208
Additional noninterest expense$2,670,0001,662
Pre-tax net operating income$5,053,0001,460
Securities gains (losses)$01,956
Applicable income taxes$1,353,0001,646
Income before extraordinary items$3,700,0001,434
Extraordinary gains, net$038
Net income$3,700,0001,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,216,000653
Cash dividends$1,259,0001,907
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,700,0001,422
1999-12-31 (YTD Data)Rank
Total interest income$25,878,0001,257
Total interest expense$13,572,0001,123
Net interest income$12,306,0001,417
Provision for loan and lease losses$887,0001,082
Total noninterest income$3,702,0001,148
Gross Fiduciary activities income$1,561,000367
Service charges on deposit accounts$805,0001,649
Trading account gains and fees$0173
Additional Noninterest Income$1,336,0001,513
Total noninterest expense$9,376,0001,484
Salaries and employee benefits$5,112,0001,353
Premises and equipment expense$1,662,0001,217
Additional noninterest expense$2,602,0001,715
Pre-tax net operating income$5,745,0001,328
Securities gains (losses)$03,155
Applicable income taxes$1,584,0001,521
Income before extraordinary items$4,161,0001,305
Extraordinary gains, net$035
Net income$4,161,0001,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$926,000749
Cash dividends$1,103,0002,094
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,161,0001,286
1998-12-31 (YTD Data)Rank
Total interest income$24,886,0001,298
Total interest expense$12,934,0001,201
Net interest income$11,952,0001,407
Provision for loan and lease losses$1,086,000902
Total noninterest income$3,902,0001,106
Gross Fiduciary activities income$1,421,000384
Service charges on deposit accounts$729,0001,749
Trading account gains and fees$0224
Additional Noninterest Income$1,752,0001,266
Total noninterest expense$9,752,0001,346
Salaries and employee benefits$5,614,0001,167
Premises and equipment expense$1,313,0001,494
Additional noninterest expense$2,825,0001,528
Pre-tax net operating income$5,016,0001,470
Securities gains (losses)$306,000734
Applicable income taxes$1,606,0001,527
Income before extraordinary items$3,716,0001,419
Extraordinary gains, net$032
Net income$3,716,0001,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$570,0001,138
Cash dividends$1,446,0001,719
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,501,8001,441
1997-12-31 (YTD Data)Rank
Total interest income$22,503,0001,458
Total interest expense$11,673,0001,354
Net interest income$10,830,0001,596
Provision for loan and lease losses$445,0001,946
Total noninterest income$2,960,0001,308
Gross Fiduciary activities income$1,183,000428
Service charges on deposit accounts$616,0002,135
Trading account gains and fees$0239
Additional Noninterest Income$1,161,0001,593
Total noninterest expense$8,882,0001,477
Salaries and employee benefits$5,051,0001,306
Premises and equipment expense$1,218,0001,599
Additional noninterest expense$2,613,0001,637
Pre-tax net operating income$4,463,0001,717
Securities gains (losses)$22,0001,824
Applicable income taxes$1,304,0001,926
Income before extraordinary items$3,181,0001,686
Extraordinary gains, net$044
Net income$3,181,0001,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$539,0001,267
Cash dividends$1,400,0001,703
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,165,3801,651
1996-12-31 (YTD Data)Rank
Total interest income$20,604,0001,626
Total interest expense$11,056,0001,459
Net interest income$9,548,0001,862
Provision for loan and lease losses$411,0002,038
Total noninterest income$2,847,0001,414
Gross Fiduciary activities income$1,054,000492
Service charges on deposit accounts$605,0002,235
Trading account gains and fees$0262
Additional Noninterest Income$1,188,0001,609
Total noninterest expense$8,081,0001,755
Salaries and employee benefits$4,532,0001,484
Premises and equipment expense$1,269,0001,608
Additional noninterest expense$2,280,0002,193
Pre-tax net operating income$3,903,0001,848
Securities gains (losses)$1,0003,760
Applicable income taxes$1,120,0002,127
Income before extraordinary items$2,784,0001,780
Extraordinary gains, net$053
Net income$2,784,0001,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,647
Cash dividends$1,306,0001,753
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,783,2901,748
1995-12-31 (YTD Data)Rank
Total interest income$18,860,0001,799
Total interest expense$10,177,0001,570
Net interest income$8,683,0002,073
Provision for loan and lease losses$376,0001,950
Total noninterest income$2,392,0001,591
Gross Fiduciary activities income$913,000551
Service charges on deposit accounts$570,0002,377
Trading account gains and fees$0522
Additional Noninterest Income$909,0001,927
Total noninterest expense$7,937,0001,765
Salaries and employee benefits$4,232,0001,573
Premises and equipment expense$1,214,0001,658
Additional noninterest expense$2,491,0002,005
Pre-tax net operating income$2,762,0002,609
Securities gains (losses)$03,831
Applicable income taxes$781,0002,932
Income before extraordinary items$1,981,0002,537
Extraordinary gains, net$065
Net income$1,981,0002,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,680
Cash dividends$1,259,0001,710
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,981,0002,505
1994-12-31 (YTD Data)Rank
Total interest income$15,155,0002,055
Total interest expense$6,605,0001,889
Net interest income$8,550,0002,100
Provision for loan and lease losses$30,0007,083
Total noninterest income$2,174,0001,730
Gross Fiduciary activities income$866,000557
Service charges on deposit accounts$545,0002,502
Trading account gains and fees$0475
Additional Noninterest Income$763,0002,199
Total noninterest expense$7,633,0001,896
Salaries and employee benefits$3,998,0001,673
Premises and equipment expense$1,172,0001,754
Additional noninterest expense$2,463,0002,161
Pre-tax net operating income$3,061,0002,321
Securities gains (losses)$2,0003,070
Applicable income taxes$910,0002,444
Income before extraordinary items$2,153,0002,258
Extraordinary gains, net$0249
Net income$2,153,0002,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,00010,986
Cash dividends$3,059,000792
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,151,6002,284
1993-12-31 (YTD Data)Rank
Total interest income$14,220,0002,189
Total interest expense$5,969,0002,177
Net interest income$8,251,0002,182
Provision for loan and lease losses$180,0004,132
Total noninterest income$2,103,0001,906
Gross Fiduciary activities income$868,000580
Service charges on deposit accounts$508,0002,744
Trading account gains and fees$0532
Additional Noninterest Income$727,0002,532
Total noninterest expense$6,758,0002,164
Salaries and employee benefits$3,479,0001,923
Premises and equipment expense$1,036,0001,986
Additional noninterest expense$2,243,0002,472
Pre-tax net operating income$3,416,0001,996
Securities gains (losses)$97,0002,547
Applicable income taxes$1,042,0002,154
Income before extraordinary items$2,471,0002,028
Extraordinary gains, net$03,149
Net income$2,471,0002,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$618,0001,553
Cash dividends$1,245,0001,477
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,403,1001,952
1992-12-31 (YTD Data)Rank
Total interest income$15,595,0002,263
Total interest expense$7,438,0002,280
Net interest income$8,157,0002,226
Provision for loan and lease losses$877,0002,024
Total noninterest income$1,606,0002,275
Gross Fiduciary activities income$767,000624
Service charges on deposit accounts$502,0002,772
Trading account gains and fees$0504
Additional Noninterest Income$337,0004,123
Total noninterest expense$5,954,0002,439
Salaries and employee benefits$3,007,0002,181
Premises and equipment expense$816,0002,535
Additional noninterest expense$2,131,0002,654
Pre-tax net operating income$2,932,0002,124
Securities gains (losses)$69,0003,609
Applicable income taxes$883,0002,359
Income before extraordinary items$2,118,0002,164
Extraordinary gains, net$01,422
Net income$2,118,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$864,0001,725
Cash dividends$1,296,0001,243
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,069,0102,030

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.