Home > Mechanics National Bank > Assets and Liabilities
Mechanics National Bank, Assets and Liabilities
1993-12-31 | Rank | |
# of Employees: | 177 | 1,164 |
Assets and Liabilities | ||
Total Assets: | $148,713,000 | 3,070 |
Cash and due from depository institutions | $8,114,000 | 1,164 |
Interest-bearing balances | $0 | 7,655 |
Securities | $7,326,000 | 10,167 |
Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,777 |
Net loans & leases | $102,700,000 | 2,550 |
Loan loss allowance | $8,682,000 | 650 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $4,377,000 | 1,659 |
Other real estate owned | $16,037,000 | 1,164 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $5,159,000 | 1,550 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $148,713,000 | 3,070 |
Total liabilities | $152,310,000 | 2,747 |
Total deposits | $148,881,000 | 2,651 |
Interest-bearing deposits | $121,887,000 | 2,803 |
Deposits held in domestic offices | $148,881,000 | 2,640 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $1,508,000 | 2,369 |
Subordinated debt | $1,121,000 | 279 |
All other liabilities | $800,000 | 3,735 |
Total equity capital | $-3,597,000 | 13,266 |
Total bank equity capital | $-3,597,000 | 13,266 |
Perpetual preferred stock | $166,000 | 282 |
Common stock | $7,289,000 | 509 |
Surplus | $5,306,000 | 2,539 |
Undivided profits | $-16,358,000 | 13,240 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $28,376,000 | 279 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $498,000 | 255 |
Income earned, not collected on loans | $239,000 | 7,234 |
Earning assets | $115,026,000 | 3,599 |
Long-term assets (5+ years) | $6,353,000 | 5,720 |
Average Assets, year-to-date | $200,611,800 | 2,243 |
Average Assets, quarterly | $170,098,500 | 2,685 |
Volatile liabilities | $8,111,000 | 4,774 |
Insider loans | $0 | 11,728 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $1,754,000 | 850 |
Unused loan commitments | $10,960,000 | 2,890 |
Tier 1 (core) risk-based capital | $-3,763,000 | 13,267 |
Tier 2 risk-based capital | $0 | 13,107 |
Total risk weighted assets | $129,036,120 | 2,077 |
Total unused commitments | $10,960,000 | 2,911 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 225 | 939 |
Assets and Liabilities | ||
Total Assets: | $231,196,000 | 2,059 |
Cash and due from depository institutions | $15,172,000 | 939 |
Interest-bearing balances | $0 | 8,059 |
Securities | $16,383,000 | 6,961 |
Federal funds sold & reverse repurchase agreements | $15,000,000 | 1,105 |
Net loans & leases | $153,556,000 | 1,825 |
Loan loss allowance | $7,367,000 | 759 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $5,406,000 | 1,344 |
Other real estate owned | $18,071,000 | 939 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $7,608,000 | 1,201 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $231,196,000 | 2,059 |
Total liabilities | $217,538,000 | 2,012 |
Total deposits | $214,724,000 | 1,919 |
Interest-bearing deposits | $150,447,000 | 2,398 |
Deposits held in domestic offices | $214,724,000 | 1,908 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $427,000 | 3,311 |
Subordinated debt | $1,121,000 | 304 |
All other liabilities | $1,266,000 | 2,708 |
Total equity capital | $13,658,000 | 2,824 |
Total bank equity capital | $13,658,000 | 2,824 |
Perpetual preferred stock | $166,000 | 279 |
Common stock | $7,289,000 | 514 |
Surplus | $5,306,000 | 2,440 |
Undivided profits | $897,000 | 9,848 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $25,024,000 | 373 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $692,000 | 2,879 |
Earning assets | $184,939,000 | 2,324 |
Long-term assets (5+ years) | $11,918,000 | 3,853 |
Average Assets, year-to-date | $251,486,200 | 1,854 |
Average Assets, quarterly | $235,919,500 | 2,000 |
Volatile liabilities | $13,104,000 | 3,321 |
Insider loans | $33,000 | 7,784 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $3,589,000 | 427 |
Unused loan commitments | $31,483,000 | 1,315 |
Tier 1 (core) risk-based capital | $13,492,000 | 2,810 |
Tier 2 risk-based capital | $3,707,990 | 933 |
Total risk weighted assets | $188,733,490 | 1,524 |
Total unused commitments | $31,483,000 | 1,329 |
Derivatives | $0 | 651 |