Home > McVille State Bank > Income and Expense
McVille State Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $608,000 | 6,681 |
| Total interest expense | $104,000 | 6,400 |
| Net interest income | $504,000 | 6,691 |
| Provision for loan and lease losses | $1,000 | 5,068 |
| Total noninterest income | $38,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $12,000 | 6,511 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,000 | 6,154 |
| Total noninterest expense | $368,000 | 6,764 |
| Salaries and employee benefits | $229,000 | 6,733 |
| Premises and equipment expense | $48,000 | 6,634 |
| Additional noninterest expense | $91,000 | 6,781 |
| Pre-tax net operating income | $173,000 | 5,779 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $173,000 | 5,783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $173,000 | 5,786 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $173,000 | 5,786 |
| Net charge-offs | $-1,000 | 5,856 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $173,000 | 5,729 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $143,000 | 6,861 |
| Total interest expense | $26,000 | 6,800 |
| Net interest income | $117,000 | 6,863 |
| Provision for loan and lease losses | $1,000 | 4,918 |
| Total noninterest income | $7,000 | 6,711 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $3,000 | 6,666 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,000 | 6,503 |
| Total noninterest expense | $92,000 | 6,881 |
| Salaries and employee benefits | $49,000 | 6,874 |
| Premises and equipment expense | $20,000 | 6,810 |
| Additional noninterest expense | $23,000 | 6,885 |
| Pre-tax net operating income | $31,000 | 6,196 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $31,000 | 6,253 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $31,000 | 6,254 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $31,000 | 6,254 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $31,000 | 6,203 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $835,000 | 6,209 |
| Total interest expense | $188,000 | 5,178 |
| Net interest income | $647,000 | 6,321 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $24,000 | 6,615 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $19,000 | 6,254 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,480 |
| Total noninterest expense | $506,000 | 6,415 |
| Salaries and employee benefits | $304,000 | 6,319 |
| Premises and equipment expense | $84,000 | 5,862 |
| Additional noninterest expense | $118,000 | 6,617 |
| Pre-tax net operating income | $165,000 | 5,517 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $11,000 | 4,162 |
| Income before extraordinary items | $154,000 | 5,534 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $154,000 | 5,537 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $154,000 | 5,537 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $155,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $154,000 | 5,423 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 6,236 |
| Total interest expense | $94,000 | 5,252 |
| Net interest income | $330,000 | 6,351 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $12,000 | 6,681 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $258,000 | 6,473 |
| Salaries and employee benefits | $156,000 | 6,342 |
| Premises and equipment expense | $42,000 | 5,916 |
| Additional noninterest expense | $60,000 | 6,685 |
| Pre-tax net operating income | $84,000 | 5,471 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $79,000 | 5,486 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $79,000 | 5,487 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $79,000 | 5,487 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $125,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $79,000 | 5,384 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 6,250 |
| Total interest expense | $432,000 | 5,404 |
| Net interest income | $1,408,000 | 6,358 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $87,000 | 6,380 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $41,000 | 6,381 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $46,000 | 5,911 |
| Total noninterest expense | $1,072,000 | 6,513 |
| Salaries and employee benefits | $656,000 | 6,353 |
| Premises and equipment expense | $169,000 | 5,970 |
| Additional noninterest expense | $247,000 | 6,755 |
| Pre-tax net operating income | $423,000 | 5,093 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $26,000 | 4,117 |
| Income before extraordinary items | $397,000 | 5,212 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $397,000 | 5,210 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $397,000 | 5,211 |
| Net charge-offs | $11,000 | 5,581 |
| Cash dividends | $275,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $397,000 | 5,005 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 6,371 |
| Total interest expense | $331,000 | 5,488 |
| Net interest income | $1,034,000 | 6,473 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $75,000 | 6,389 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $33,000 | 6,404 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,885 |
| Total noninterest expense | $784,000 | 6,616 |
| Salaries and employee benefits | $476,000 | 6,453 |
| Premises and equipment expense | $123,000 | 6,074 |
| Additional noninterest expense | $185,000 | 6,835 |
| Pre-tax net operating income | $325,000 | 5,219 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $20,000 | 4,156 |
| Income before extraordinary items | $305,000 | 5,301 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $305,000 | 5,299 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $305,000 | 5,299 |
| Net charge-offs | $12,000 | 5,248 |
| Cash dividends | $175,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $305,000 | 5,108 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $885,000 | 6,451 |
| Total interest expense | $222,000 | 5,568 |
| Net interest income | $663,000 | 6,569 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $51,000 | 6,429 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $22,000 | 6,442 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,899 |
| Total noninterest expense | $529,000 | 6,651 |
| Salaries and employee benefits | $319,000 | 6,504 |
| Premises and equipment expense | $86,000 | 6,039 |
| Additional noninterest expense | $124,000 | 6,887 |
| Pre-tax net operating income | $185,000 | 5,386 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $11,000 | 4,208 |
| Income before extraordinary items | $174,000 | 5,492 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $174,000 | 5,491 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $174,000 | 5,491 |
| Net charge-offs | $10,000 | 4,928 |
| Cash dividends | $150,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $174,000 | 5,300 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $450,000 | 6,493 |
| Total interest expense | $112,000 | 5,669 |
| Net interest income | $338,000 | 6,601 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $34,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $11,000 | 6,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,595 |
| Total noninterest expense | $255,000 | 6,739 |
| Salaries and employee benefits | $160,000 | 6,552 |
| Premises and equipment expense | $42,000 | 6,119 |
| Additional noninterest expense | $53,000 | 7,030 |
| Pre-tax net operating income | $117,000 | 5,226 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $7,000 | 4,126 |
| Income before extraordinary items | $110,000 | 5,259 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $110,000 | 5,260 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $110,000 | 5,260 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $50,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $110,000 | 5,115 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 6,505 |
| Total interest expense | $490,000 | 5,886 |
| Net interest income | $1,431,000 | 6,585 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $101,000 | 6,419 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $52,000 | 6,290 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $49,000 | 5,934 |
| Total noninterest expense | $1,093,000 | 6,746 |
| Salaries and employee benefits | $659,000 | 6,568 |
| Premises and equipment expense | $160,000 | 6,334 |
| Additional noninterest expense | $274,000 | 6,937 |
| Pre-tax net operating income | $439,000 | 4,876 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $25,000 | 4,037 |
| Income before extraordinary items | $414,000 | 4,902 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $414,000 | 4,904 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $414,000 | 4,903 |
| Net charge-offs | $-6,000 | 6,965 |
| Cash dividends | $160,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $414,000 | 4,769 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 6,551 |
| Total interest expense | $375,000 | 5,963 |
| Net interest income | $1,083,000 | 6,629 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $86,000 | 6,394 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $43,000 | 6,245 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $43,000 | 5,927 |
| Total noninterest expense | $808,000 | 6,798 |
| Salaries and employee benefits | $481,000 | 6,623 |
| Premises and equipment expense | $116,000 | 6,428 |
| Additional noninterest expense | $211,000 | 6,966 |
| Pre-tax net operating income | $361,000 | 4,885 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $20,000 | 4,044 |
| Income before extraordinary items | $341,000 | 4,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $341,000 | 4,888 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $341,000 | 4,888 |
| Net charge-offs | $-4,000 | 6,858 |
| Cash dividends | $130,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $341,000 | 4,770 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $964,000 | 6,615 |
| Total interest expense | $257,000 | 6,038 |
| Net interest income | $707,000 | 6,710 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $119,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $28,000 | 6,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 4,690 |
| Total noninterest expense | $550,000 | 6,845 |
| Salaries and employee benefits | $320,000 | 6,696 |
| Premises and equipment expense | $76,000 | 6,490 |
| Additional noninterest expense | $154,000 | 6,965 |
| Pre-tax net operating income | $276,000 | 4,728 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $15,000 | 3,950 |
| Income before extraordinary items | $261,000 | 4,645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $261,000 | 4,643 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $261,000 | 4,645 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $100,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $261,000 | 4,562 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $474,000 | 6,684 |
| Total interest expense | $127,000 | 6,142 |
| Net interest income | $347,000 | 6,765 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $101,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $86,000 | 3,793 |
| Total noninterest expense | $276,000 | 6,878 |
| Salaries and employee benefits | $159,000 | 6,742 |
| Premises and equipment expense | $38,000 | 6,532 |
| Additional noninterest expense | $79,000 | 6,985 |
| Pre-tax net operating income | $172,000 | 4,449 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $9,000 | 3,835 |
| Income before extraordinary items | $163,000 | 4,323 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $163,000 | 4,322 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $163,000 | 4,323 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $163,000 | 4,265 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 6,750 |
| Total interest expense | $572,000 | 6,323 |
| Net interest income | $1,373,000 | 6,830 |
| Provision for loan and lease losses | $125,000 | 5,810 |
| Total noninterest income | $115,000 | 6,567 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 5,867 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 6,229 |
| Total noninterest expense | $1,170,000 | 6,898 |
| Salaries and employee benefits | $643,000 | 6,823 |
| Premises and equipment expense | $146,000 | 6,665 |
| Additional noninterest expense | $381,000 | 6,850 |
| Pre-tax net operating income | $193,000 | 5,222 |
| Securities gains (losses) | $64,000 | 2,500 |
| Applicable income taxes | $18,000 | 4,043 |
| Income before extraordinary items | $239,000 | 5,150 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $239,000 | 5,154 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $239,000 | 5,154 |
| Net charge-offs | $28,000 | 6,229 |
| Cash dividends | $90,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $179,480 | 5,219 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 6,865 |
| Total interest expense | $435,000 | 6,448 |
| Net interest income | $1,017,000 | 6,947 |
| Provision for loan and lease losses | $125,000 | 5,480 |
| Total noninterest income | $95,000 | 6,595 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $84,000 | 5,415 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $11,000 | 6,874 |
| Total noninterest expense | $896,000 | 6,931 |
| Salaries and employee benefits | $479,000 | 6,885 |
| Premises and equipment expense | $110,000 | 6,743 |
| Additional noninterest expense | $307,000 | 6,833 |
| Pre-tax net operating income | $91,000 | 5,652 |
| Securities gains (losses) | $64,000 | 2,278 |
| Applicable income taxes | $10,000 | 4,245 |
| Income before extraordinary items | $145,000 | 5,529 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $145,000 | 5,530 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $145,000 | 5,530 |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $35,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $84,840 | 5,651 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $951,000 | 6,943 |
| Total interest expense | $293,000 | 6,527 |
| Net interest income | $658,000 | 7,015 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $65,000 | 6,599 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $55,000 | 5,455 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 6,845 |
| Total noninterest expense | $584,000 | 7,017 |
| Salaries and employee benefits | $330,000 | 6,882 |
| Premises and equipment expense | $86,000 | 6,573 |
| Additional noninterest expense | $168,000 | 7,107 |
| Pre-tax net operating income | $109,000 | 5,447 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $109,000 | 5,488 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $109,000 | 5,491 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $109,000 | 5,490 |
| Net charge-offs | $11,000 | 5,773 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $109,000 | 5,363 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $464,000 | 7,070 |
| Total interest expense | $148,000 | 6,633 |
| Net interest income | $316,000 | 7,142 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $28,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $296,000 | 7,096 |
| Salaries and employee benefits | $162,000 | 7,003 |
| Premises and equipment expense | $54,000 | 6,263 |
| Additional noninterest expense | $80,000 | 7,263 |
| Pre-tax net operating income | $38,000 | 5,799 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $38,000 | 5,870 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $38,000 | 5,871 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $38,000 | 5,870 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $38,000 | 5,756 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 7,111 |
| Total interest expense | $736,000 | 6,606 |
| Net interest income | $1,198,000 | 7,242 |
| Provision for loan and lease losses | $298,000 | 5,283 |
| Total noninterest income | $169,000 | 6,446 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $133,000 | 5,328 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $36,000 | 6,622 |
| Total noninterest expense | $1,046,000 | 7,322 |
| Salaries and employee benefits | $610,000 | 7,181 |
| Premises and equipment expense | $135,000 | 7,060 |
| Additional noninterest expense | $301,000 | 7,427 |
| Pre-tax net operating income | $23,000 | 5,336 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $23,000 | 5,448 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $23,000 | 5,447 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $23,000 | 5,447 |
| Net charge-offs | $273,000 | 4,619 |
| Cash dividends | $69,000 | 4,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $23,000 | 5,402 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 7,166 |
| Total interest expense | $571,000 | 6,686 |
| Net interest income | $902,000 | 7,292 |
| Provision for loan and lease losses | $198,000 | 5,179 |
| Total noninterest income | $92,000 | 6,921 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $73,000 | 5,846 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $19,000 | 7,013 |
| Total noninterest expense | $764,000 | 7,404 |
| Salaries and employee benefits | $441,000 | 7,271 |
| Premises and equipment expense | $97,000 | 7,162 |
| Additional noninterest expense | $226,000 | 7,466 |
| Pre-tax net operating income | $32,000 | 5,552 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $32,000 | 5,649 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $32,000 | 5,649 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $32,000 | 5,649 |
| Net charge-offs | $120,000 | 4,886 |
| Cash dividends | $55,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $32,000 | 5,584 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $981,000 | 7,238 |
| Total interest expense | $390,000 | 6,766 |
| Net interest income | $591,000 | 7,349 |
| Provision for loan and lease losses | $87,000 | 5,513 |
| Total noninterest income | $59,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $68,000 | 5,343 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-9,000 | 7,827 |
| Total noninterest expense | $528,000 | 7,441 |
| Salaries and employee benefits | $304,000 | 7,308 |
| Premises and equipment expense | $71,000 | 7,112 |
| Additional noninterest expense | $153,000 | 7,508 |
| Pre-tax net operating income | $35,000 | 5,601 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $38,000 | 5,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 5,656 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $38,000 | 5,656 |
| Net charge-offs | $87,000 | 4,389 |
| Cash dividends | $20,000 | 3,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $35,000 | 5,595 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $485,000 | 7,304 |
| Total interest expense | $200,000 | 6,816 |
| Net interest income | $285,000 | 7,426 |
| Provision for loan and lease losses | $87,000 | 4,142 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $253,000 | 7,502 |
| Salaries and employee benefits | $154,000 | 7,328 |
| Premises and equipment expense | $38,000 | 7,069 |
| Additional noninterest expense | $61,000 | 7,687 |
| Pre-tax net operating income | $-17,000 | 6,346 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $-18,000 | 6,498 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-18,000 | 6,499 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-18,000 | 6,499 |
| Net charge-offs | $87,000 | 3,021 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-18,000 | 6,373 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 7,268 |
| Total interest expense | $910,000 | 6,943 |
| Net interest income | $1,184,000 | 7,388 |
| Provision for loan and lease losses | $181,000 | 5,330 |
| Total noninterest income | $175,000 | 6,669 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $152,000 | 5,293 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $23,000 | 7,344 |
| Total noninterest expense | $1,096,000 | 7,420 |
| Salaries and employee benefits | $674,000 | 7,215 |
| Premises and equipment expense | $151,000 | 7,134 |
| Additional noninterest expense | $271,000 | 7,588 |
| Pre-tax net operating income | $82,000 | 6,073 |
| Securities gains (losses) | $45,000 | 1,683 |
| Applicable income taxes | $10,000 | 4,529 |
| Income before extraordinary items | $117,000 | 5,801 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $117,000 | 5,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 5,243 |
| Cash dividends | $120,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $75,600 | 6,096 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 7,348 |
| Total interest expense | $690,000 | 7,031 |
| Net interest income | $880,000 | 7,462 |
| Provision for loan and lease losses | $56,000 | 5,776 |
| Total noninterest income | $125,000 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $119,000 | 5,242 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 7,909 |
| Total noninterest expense | $845,000 | 7,386 |
| Salaries and employee benefits | $526,000 | 7,150 |
| Premises and equipment expense | $103,000 | 7,321 |
| Additional noninterest expense | $216,000 | 7,518 |
| Pre-tax net operating income | $104,000 | 6,388 |
| Securities gains (losses) | $37,000 | 1,627 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $141,000 | 5,985 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $141,000 | 5,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $60,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $104,000 | 6,318 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 7,460 |
| Total interest expense | $457,000 | 7,157 |
| Net interest income | $563,000 | 7,543 |
| Provision for loan and lease losses | $46,000 | 5,262 |
| Total noninterest income | $89,000 | 6,809 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $81,000 | 5,221 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $8,000 | 7,784 |
| Total noninterest expense | $562,000 | 7,457 |
| Salaries and employee benefits | $353,000 | 7,217 |
| Premises and equipment expense | $72,000 | 7,303 |
| Additional noninterest expense | $137,000 | 7,632 |
| Pre-tax net operating income | $44,000 | 6,708 |
| Securities gains (losses) | $31,000 | 1,759 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $75,000 | 6,523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 6,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $30,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $44,000 | 6,670 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $514,000 | 7,510 |
| Total interest expense | $235,000 | 7,231 |
| Net interest income | $279,000 | 7,605 |
| Provision for loan and lease losses | $36,000 | 4,202 |
| Total noninterest income | $45,000 | 6,809 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $273,000 | 7,532 |
| Salaries and employee benefits | $171,000 | 7,304 |
| Premises and equipment expense | $25,000 | 7,727 |
| Additional noninterest expense | $77,000 | 7,474 |
| Pre-tax net operating income | $15,000 | 7,008 |
| Securities gains (losses) | $29,000 | 1,385 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $44,000 | 6,664 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $44,000 | 6,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $15,000 | 6,995 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 7,903 |
| Total interest expense | $683,000 | 7,687 |
| Net interest income | $806,000 | 7,975 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $98,000 | 7,579 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $93,000 | 6,110 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,000 | 8,181 |
| Total noninterest expense | $740,000 | 8,025 |
| Salaries and employee benefits | $434,000 | 7,976 |
| Premises and equipment expense | $91,000 | 7,843 |
| Additional noninterest expense | $215,000 | 7,959 |
| Pre-tax net operating income | $164,000 | 6,964 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $164,000 | 6,909 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $164,000 | 6,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,837 |
| Cash dividends | $122,000 | 5,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $164,000 | 6,886 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $971,000 | 8,088 |
| Total interest expense | $442,000 | 7,864 |
| Net interest income | $529,000 | 8,136 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $63,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $60,000 | 6,332 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,000 | 8,269 |
| Total noninterest expense | $478,000 | 8,160 |
| Salaries and employee benefits | $281,000 | 8,102 |
| Premises and equipment expense | $58,000 | 7,963 |
| Additional noninterest expense | $139,000 | 8,073 |
| Pre-tax net operating income | $114,000 | 7,268 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $114,000 | 7,199 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $114,000 | 7,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $45,000 | 4,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $114,000 | 7,184 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $442,000 | 8,370 |
| Total interest expense | $195,000 | 8,211 |
| Net interest income | $247,000 | 8,399 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $28,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $26,000 | 6,785 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $229,000 | 8,420 |
| Salaries and employee benefits | $142,000 | 8,351 |
| Premises and equipment expense | $27,000 | 8,257 |
| Additional noninterest expense | $60,000 | 8,420 |
| Pre-tax net operating income | $46,000 | 7,536 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $46,000 | 7,515 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $46,000 | 7,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $15,000 | 4,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $46,000 | 7,502 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 7,751 |
| Total interest expense | $219,000 | 7,450 |
| Net interest income | $258,000 | 7,863 |
| Provision for loan and lease losses | $190,000 | 1,217 |
| Total noninterest income | $30,000 | 7,460 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $28,000 | 5,902 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $213,000 | 7,936 |
| Salaries and employee benefits | $139,000 | 7,733 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $41,000 | 8,258 |
| Pre-tax net operating income | $-115,000 | 8,172 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-115,000 | 8,206 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-115,000 | 8,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 777 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-115,000 | 8,193 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 7,657 |
| Total interest expense | $789,000 | 7,343 |
| Net interest income | $1,067,000 | 7,746 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $106,000 | 7,677 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $97,000 | 6,193 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,284 |
| Total noninterest expense | $876,000 | 7,901 |
| Salaries and employee benefits | $569,000 | 7,683 |
| Premises and equipment expense | $114,000 | 7,646 |
| Additional noninterest expense | $193,000 | 8,159 |
| Pre-tax net operating income | $197,000 | 7,419 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $15,000 | 6,025 |
| Income before extraordinary items | $181,000 | 7,349 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $181,000 | 7,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,086 |
| Cash dividends | $150,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $181,920 | 7,342 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 7,745 |
| Total interest expense | $568,000 | 7,405 |
| Net interest income | $787,000 | 7,856 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $79,000 | 7,761 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $73,000 | 6,264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,383 |
| Total noninterest expense | $597,000 | 8,023 |
| Salaries and employee benefits | $381,000 | 7,845 |
| Premises and equipment expense | $77,000 | 7,801 |
| Additional noninterest expense | $139,000 | 8,223 |
| Pre-tax net operating income | $169,000 | 7,541 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $5,000 | 6,397 |
| Income before extraordinary items | $163,000 | 7,412 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $163,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,245 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $163,970 | 7,412 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $843,000 | 7,862 |
| Total interest expense | $333,000 | 7,565 |
| Net interest income | $510,000 | 7,942 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $46,000 | 7,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $384,000 | 8,099 |
| Salaries and employee benefits | $255,000 | 7,873 |
| Premises and equipment expense | $52,000 | 7,803 |
| Additional noninterest expense | $77,000 | 8,409 |
| Pre-tax net operating income | $72,000 | 7,846 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $5,000 | 6,332 |
| Income before extraordinary items | $66,000 | 7,792 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $66,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,714 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $66,930 | 7,794 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 7,936 |
| Total interest expense | $152,000 | 7,661 |
| Net interest income | $246,000 | 7,998 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $188,000 | 8,150 |
| Salaries and employee benefits | $126,000 | 7,907 |
| Premises and equipment expense | $29,000 | 7,679 |
| Additional noninterest expense | $33,000 | 8,530 |
| Pre-tax net operating income | $80,000 | 7,307 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $75,000 | 7,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 7,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $75,000 | 7,120 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 7,904 |
| Total interest expense | $526,000 | 7,540 |
| Net interest income | $970,000 | 7,980 |
| Provision for loan and lease losses | $8,000 | 6,877 |
| Total noninterest income | $64,000 | 8,312 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $57,000 | 6,969 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,497 |
| Total noninterest expense | $679,000 | 8,275 |
| Salaries and employee benefits | $434,000 | 8,103 |
| Premises and equipment expense | $85,000 | 8,029 |
| Additional noninterest expense | $160,000 | 8,441 |
| Pre-tax net operating income | $347,000 | 7,236 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $24,000 | 6,255 |
| Income before extraordinary items | $323,000 | 7,079 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $323,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $125,000 | 5,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $323,000 | 7,061 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 7,952 |
| Total interest expense | $385,000 | 7,534 |
| Net interest income | $717,000 | 8,049 |
| Provision for loan and lease losses | $8,000 | 6,628 |
| Total noninterest income | $45,000 | 8,385 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 7,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $460,000 | 8,377 |
| Salaries and employee benefits | $294,000 | 8,213 |
| Premises and equipment expense | $51,000 | 8,253 |
| Additional noninterest expense | $115,000 | 8,476 |
| Pre-tax net operating income | $294,000 | 7,229 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $18,000 | 6,335 |
| Income before extraordinary items | $276,000 | 7,039 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $276,000 | 7,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,397 |
| Cash dividends | $125,000 | 4,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $276,000 | 7,003 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $712,000 | 8,002 |
| Total interest expense | $239,000 | 7,589 |
| Net interest income | $473,000 | 8,087 |
| Provision for loan and lease losses | $8,000 | 6,231 |
| Total noninterest income | $27,000 | 8,440 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $23,000 | 7,185 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $289,000 | 8,451 |
| Salaries and employee benefits | $192,000 | 8,241 |
| Premises and equipment expense | $33,000 | 8,288 |
| Additional noninterest expense | $64,000 | 8,604 |
| Pre-tax net operating income | $203,000 | 7,206 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $12,000 | 6,334 |
| Income before extraordinary items | $191,000 | 7,001 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $191,000 | 7,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,324 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $191,000 | 6,953 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $343,000 | 8,097 |
| Total interest expense | $117,000 | 7,610 |
| Net interest income | $226,000 | 8,230 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $12,000 | 8,547 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $142,000 | 8,529 |
| Salaries and employee benefits | $95,000 | 8,326 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $29,000 | 8,714 |
| Pre-tax net operating income | $90,000 | 7,371 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $84,000 | 7,161 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $84,000 | 7,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $84,000 | 7,128 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 8,137 |
| Total interest expense | $434,000 | 7,555 |
| Net interest income | $836,000 | 8,253 |
| Provision for loan and lease losses | $6,000 | 7,145 |
| Total noninterest income | $44,000 | 8,625 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $35,000 | 7,494 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $626,000 | 8,463 |
| Salaries and employee benefits | $399,000 | 8,309 |
| Premises and equipment expense | $80,000 | 8,210 |
| Additional noninterest expense | $147,000 | 8,609 |
| Pre-tax net operating income | $248,000 | 7,619 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $20,000 | 6,539 |
| Income before extraordinary items | $228,000 | 7,504 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $228,000 | 7,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,112 |
| Cash dividends | $125,000 | 5,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $228,000 | 7,464 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $926,000 | 8,213 |
| Total interest expense | $312,000 | 7,640 |
| Net interest income | $614,000 | 8,315 |
| Provision for loan and lease losses | $6,000 | 6,914 |
| Total noninterest income | $32,000 | 8,688 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $26,000 | 7,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $442,000 | 8,534 |
| Salaries and employee benefits | $273,000 | 8,413 |
| Premises and equipment expense | $55,000 | 8,312 |
| Additional noninterest expense | $114,000 | 8,595 |
| Pre-tax net operating income | $198,000 | 7,708 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $14,000 | 6,683 |
| Income before extraordinary items | $184,000 | 7,573 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $184,000 | 7,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $184,000 | 7,514 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $579,000 | 8,346 |
| Total interest expense | $198,000 | 7,786 |
| Net interest income | $381,000 | 8,440 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $22,000 | 8,736 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $17,000 | 7,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $285,000 | 8,630 |
| Salaries and employee benefits | $182,000 | 8,464 |
| Premises and equipment expense | $37,000 | 8,342 |
| Additional noninterest expense | $66,000 | 8,757 |
| Pre-tax net operating income | $112,000 | 7,834 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $6,000 | 6,827 |
| Income before extraordinary items | $106,000 | 7,719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 7,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $106,000 | 7,651 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $284,000 | 8,427 |
| Total interest expense | $99,000 | 7,858 |
| Net interest income | $185,000 | 8,512 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $12,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $145,000 | 8,647 |
| Salaries and employee benefits | $91,000 | 8,511 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $33,000 | 8,795 |
| Pre-tax net operating income | $46,000 | 7,970 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $46,000 | 7,858 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $46,000 | 7,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $46,000 | 7,799 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 8,370 |
| Total interest expense | $425,000 | 8,032 |
| Net interest income | $801,000 | 8,414 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $43,000 | 8,846 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $33,000 | 7,674 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,000 | 8,762 |
| Total noninterest expense | $509,000 | 8,829 |
| Salaries and employee benefits | $324,000 | 8,687 |
| Premises and equipment expense | $44,000 | 8,852 |
| Additional noninterest expense | $141,000 | 8,808 |
| Pre-tax net operating income | $311,000 | 7,395 |
| Securities gains (losses) | $-3,000 | 8,643 |
| Applicable income taxes | $24,000 | 6,712 |
| Income before extraordinary items | $284,000 | 7,358 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $284,000 | 7,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $250,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $286,760 | 7,202 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $927,000 | 8,446 |
| Total interest expense | $325,000 | 8,125 |
| Net interest income | $602,000 | 8,488 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $33,000 | 8,919 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $25,000 | 7,738 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $348,000 | 8,920 |
| Salaries and employee benefits | $209,000 | 8,850 |
| Premises and equipment expense | $31,000 | 8,911 |
| Additional noninterest expense | $108,000 | 8,832 |
| Pre-tax net operating income | $269,000 | 7,336 |
| Securities gains (losses) | $-3,000 | 8,827 |
| Applicable income taxes | $18,000 | 6,845 |
| Income before extraordinary items | $248,000 | 7,265 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $248,000 | 7,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $250,790 | 7,091 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $604,000 | 8,536 |
| Total interest expense | $219,000 | 8,207 |
| Net interest income | $385,000 | 8,575 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $23,000 | 8,927 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $17,000 | 7,743 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $208,000 | 9,018 |
| Salaries and employee benefits | $135,000 | 8,905 |
| Premises and equipment expense | $22,000 | 8,899 |
| Additional noninterest expense | $51,000 | 9,064 |
| Pre-tax net operating income | $188,000 | 7,306 |
| Securities gains (losses) | $-2,000 | 8,918 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $174,000 | 7,214 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $174,000 | 7,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $175,880 | 7,027 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 8,598 |
| Total interest expense | $111,000 | 8,292 |
| Net interest income | $189,000 | 8,637 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $103,000 | 9,071 |
| Salaries and employee benefits | $67,000 | 8,953 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $25,000 | 9,104 |
| Pre-tax net operating income | $90,000 | 7,351 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $90,000 | 7,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 7,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $90,000 | 6,937 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 8,662 |
| Total interest expense | $499,000 | 8,379 |
| Net interest income | $725,000 | 8,703 |
| Provision for loan and lease losses | $31,000 | 7,177 |
| Total noninterest income | $53,000 | 8,933 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $31,000 | 7,841 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,461 |
| Total noninterest expense | $476,000 | 9,029 |
| Salaries and employee benefits | $297,000 | 8,906 |
| Premises and equipment expense | $52,000 | 8,861 |
| Additional noninterest expense | $127,000 | 9,025 |
| Pre-tax net operating income | $271,000 | 7,664 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $281,000 | 7,417 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $281,000 | 7,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,091 |
| Cash dividends | $250,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $269,120 | 7,382 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 8,961 |
| Total interest expense | $612,000 | 8,803 |
| Net interest income | $630,000 | 8,982 |
| Provision for loan and lease losses | $107,000 | 5,481 |
| Total noninterest income | $51,000 | 9,152 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $25,000 | 8,061 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $26,000 | 8,488 |
| Total noninterest expense | $417,000 | 9,334 |
| Salaries and employee benefits | $255,000 | 9,233 |
| Premises and equipment expense | $39,000 | 9,309 |
| Additional noninterest expense | $123,000 | 9,239 |
| Pre-tax net operating income | $157,000 | 8,078 |
| Securities gains (losses) | $14,000 | 3,398 |
| Applicable income taxes | $13,000 | 7,494 |
| Income before extraordinary items | $158,000 | 7,983 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $158,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,152 |
| Cash dividends | $179,000 | 5,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $145,120 | 7,940 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 9,192 |
| Total interest expense | $589,000 | 9,066 |
| Net interest income | $665,000 | 9,187 |
| Provision for loan and lease losses | $101,000 | 5,260 |
| Total noninterest income | $52,000 | 9,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,628 |
| Total noninterest expense | $382,000 | 9,631 |
| Salaries and employee benefits | $242,000 | 9,488 |
| Premises and equipment expense | $46,000 | 9,436 |
| Additional noninterest expense | $94,000 | 9,674 |
| Pre-tax net operating income | $234,000 | 8,216 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $17,000 | 7,911 |
| Income before extraordinary items | $217,000 | 7,966 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $217,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,623 |
| Cash dividends | $198,000 | 5,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $217,000 | 7,971 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 9,467 |
| Total interest expense | $506,000 | 9,423 |
| Net interest income | $656,000 | 9,380 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $63,000 | 9,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $395,000 | 9,886 |
| Salaries and employee benefits | $236,000 | 9,768 |
| Premises and equipment expense | $49,000 | 9,658 |
| Additional noninterest expense | $110,000 | 9,850 |
| Pre-tax net operating income | $264,000 | 8,274 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $10,000 | 8,485 |
| Income before extraordinary items | $247,000 | 7,949 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $247,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $238,000 | 4,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $253,720 | 7,887 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 9,683 |
| Total interest expense | $499,000 | 9,700 |
| Net interest income | $680,000 | 9,536 |
| Provision for loan and lease losses | $106,000 | 4,995 |
| Total noninterest income | $61,000 | 9,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,655 |
| Total noninterest expense | $400,000 | 10,057 |
| Salaries and employee benefits | $231,000 | 9,964 |
| Premises and equipment expense | $57,000 | 9,657 |
| Additional noninterest expense | $112,000 | 10,032 |
| Pre-tax net operating income | $235,000 | 8,744 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $1,000 | 9,299 |
| Income before extraordinary items | $237,000 | 8,332 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $237,000 | 8,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,378 |
| Cash dividends | $180,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $234,000 | 8,284 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 10,133 |
| Total interest expense | $515,000 | 10,062 |
| Net interest income | $631,000 | 10,121 |
| Provision for loan and lease losses | $91,000 | 5,357 |
| Total noninterest income | $45,000 | 10,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,645 |
| Total noninterest expense | $382,000 | 10,527 |
| Salaries and employee benefits | $225,000 | 10,415 |
| Premises and equipment expense | $64,000 | 9,853 |
| Additional noninterest expense | $93,000 | 10,590 |
| Pre-tax net operating income | $203,000 | 9,557 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $40,000 | 9,409 |
| Income before extraordinary items | $161,000 | 9,486 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $161,000 | 9,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,112 |
| Cash dividends | $135,000 | 6,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $162,600 | 9,436 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 10,662 |
| Total interest expense | $518,000 | 10,544 |
| Net interest income | $590,000 | 10,683 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $51,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 9,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $371,000 | 11,060 |
| Salaries and employee benefits | $220,000 | 10,903 |
| Premises and equipment expense | $33,000 | 11,075 |
| Additional noninterest expense | $118,000 | 10,912 |
| Pre-tax net operating income | $252,000 | 9,471 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $81,000 | 9,119 |
| Income before extraordinary items | $171,000 | 9,589 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $171,000 | 9,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $180,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $171,000 | 9,532 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,009,000 | 11,262 |
| Total interest expense | $437,000 | 11,227 |
| Net interest income | $572,000 | 11,213 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $48,000 | 11,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $373,000 | 11,518 |
| Salaries and employee benefits | $216,000 | 11,392 |
| Premises and equipment expense | $43,000 | 11,294 |
| Additional noninterest expense | $114,000 | 11,478 |
| Pre-tax net operating income | $247,000 | 10,136 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $82,000 | 9,543 |
| Income before extraordinary items | $165,000 | 10,311 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $165,000 | 10,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $190,000 | 5,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $165,000 | 10,290 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $938,000 | 11,817 |
| Total interest expense | $391,000 | 11,629 |
| Net interest income | $547,000 | 11,868 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $40,000 | 12,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 10,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $383,000 | 12,100 |
| Salaries and employee benefits | $222,000 | 11,908 |
| Premises and equipment expense | $39,000 | 12,012 |
| Additional noninterest expense | $122,000 | 12,101 |
| Pre-tax net operating income | $204,000 | 10,865 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $93,000 | 9,524 |
| Income before extraordinary items | $111,000 | 11,269 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $111,000 | 11,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $111,000 | 11,312 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 12,469 |
| Total interest expense | $406,000 | 12,200 |
| Net interest income | $514,000 | 12,513 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $48,000 | 12,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $358,000 | 12,802 |
| Salaries and employee benefits | $202,000 | 12,618 |
| Premises and equipment expense | $26,000 | 12,948 |
| Additional noninterest expense | $130,000 | 12,659 |
| Pre-tax net operating income | $204,000 | 11,002 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $99,000 | 9,774 |
| Income before extraordinary items | $99,000 | 11,813 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $99,000 | 11,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $110,000 | 6,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $102,840 | 11,588 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 13,827 |
| Total interest expense | $147,000 | 13,776 |
| Net interest income | $153,000 | 13,809 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $20,000 | 13,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 11,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $98,000 | 13,899 |
| Salaries and employee benefits | $63,000 | 13,865 |
| Premises and equipment expense | $5,000 | 13,881 |
| Additional noninterest expense | $30,000 | 13,891 |
| Pre-tax net operating income | $75,000 | 12,240 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $28,000 | 11,867 |
| Income before extraordinary items | $47,000 | 12,582 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $47,000 | 12,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $47,000 | 12,322 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.