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Marine Bank, Income and Expense

2023-03-31 (YTD Data)		Rank
Total interest income	$6,372,000	1,512
Total interest expense	$224,000	3,452
Net interest income	$6,148,000	1,239
Provision for loan and lease losses	$-500,000	4,626
Total noninterest income	$1,541,000	989
Gross Fiduciary activities income	$265,000	495
Service charges on deposit accounts	$272,000	945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,004,000	959
Total noninterest expense	$5,594,000	1,111
Salaries and employee benefits	$3,509,000	1,038
Premises and equipment expense	$466,000	1,321
Additional noninterest expense	$1,004,000	959
Pre-tax net operating income	$2,595,000	1,192
Securities gains (losses)	$-30,000	4,173
Applicable income taxes	$0	3,388
Income before extraordinary items	$2,565,000	1,046
Extraordinary gains, net	$0	4
Net income	$2,565,000	1,046
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,565,000	1,045
Net charge-offs	$-3,000	3,659
Cash dividends	$200,000	1,791
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,595,000	1,055
2022-12-31 (YTD Data)		Rank
Total interest income	$22,445,000	1,433
Total interest expense	$1,014,000	2,406
Net interest income	$21,431,000	1,358
Provision for loan and lease losses	$800,000	938
Total noninterest income	$7,216,000	942
Gross Fiduciary activities income	$1,169,000	486
Service charges on deposit accounts	$1,066,000	958
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,981,000	917
Total noninterest expense	$21,765,000	1,110
Salaries and employee benefits	$14,643,000	977
Premises and equipment expense	$1,821,000	1,319
Additional noninterest expense	$4,981,000	917
Pre-tax net operating income	$6,082,000	1,809
Securities gains (losses)	$0	691
Applicable income taxes	$90,000	3,042
Income before extraordinary items	$5,992,000	1,629
Extraordinary gains, net	$0	5
Net income	$5,992,000	1,627
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,992,000	1,628
Net charge-offs	$11,000	2,122
Cash dividends	$4,083,000	913
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,992,000	1,658
2022-09-30 (YTD Data)		Rank
Total interest income	$16,038,000	1,430
Total interest expense	$820,000	2,008
Net interest income	$15,218,000	1,395
Provision for loan and lease losses	$0	2,835
Total noninterest income	$5,797,000	917
Gross Fiduciary activities income	$889,000	488
Service charges on deposit accounts	$788,000	987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,120,000	864
Total noninterest expense	$16,265,000	1,117
Salaries and employee benefits	$10,946,000	977
Premises and equipment expense	$1,361,000	1,324
Additional noninterest expense	$4,120,000	864
Pre-tax net operating income	$4,750,000	1,760
Securities gains (losses)	$0	740
Applicable income taxes	$68,000	3,050
Income before extraordinary items	$4,682,000	1,568
Extraordinary gains, net	$0	4
Net income	$4,682,000	1,567
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,682,000	1,568
Net charge-offs	$10,000	1,827
Cash dividends	$1,037,000	1,632
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,682,000	1,599
2022-06-30 (YTD Data)		Rank
Total interest income	$10,236,000	1,443
Total interest expense	$607,000	1,717
Net interest income	$9,629,000	1,434
Provision for loan and lease losses	$0	2,599
Total noninterest income	$3,834,000	907
Gross Fiduciary activities income	$592,000	448
Service charges on deposit accounts	$510,000	994
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,732,000	889
Total noninterest expense	$10,834,000	1,111
Salaries and employee benefits	$7,321,000	962
Premises and equipment expense	$878,000	1,362
Additional noninterest expense	$2,635,000	1,279
Pre-tax net operating income	$2,629,000	1,881
Securities gains (losses)	$0	687
Applicable income taxes	$45,000	2,983
Income before extraordinary items	$2,584,000	1,686
Extraordinary gains, net	$0	4
Net income	$2,584,000	1,684
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,584,000	1,686
Net charge-offs	$10,000	1,581
Cash dividends	$1,037,000	1,297
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,584,000	1,723
2022-03-31 (YTD Data)		Rank
Total interest income	$5,089,000	1,408
Total interest expense	$340,000	1,501
Net interest income	$4,749,000	1,414
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,869,000	929
Gross Fiduciary activities income	$282,000	465
Service charges on deposit accounts	$251,000	1,005
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,336,000	909
Total noninterest expense	$5,370,000	1,111
Salaries and employee benefits	$3,652,000	967
Premises and equipment expense	$450,000	1,333
Additional noninterest expense	$1,268,000	1,315
Pre-tax net operating income	$1,248,000	1,872
Securities gains (losses)	$0	623
Applicable income taxes	$23,000	2,873
Income before extraordinary items	$1,225,000	1,676
Extraordinary gains, net	$0	4
Net income	$1,225,000	1,676
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,225,000	1,676
Net charge-offs	$11,000	1,153
Cash dividends	$550,000	1,099
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,225,000	1,694
2021-12-31 (YTD Data)		Rank
Total interest income	$21,610,000	1,381
Total interest expense	$2,007,000	1,327
Net interest income	$19,603,000	1,391
Provision for loan and lease losses	$600,000	874
Total noninterest income	$11,223,000	775
Gross Fiduciary activities income	$1,261,000	440
Service charges on deposit accounts	$946,000	1,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,016,000	719
Total noninterest expense	$21,740,000	1,096
Salaries and employee benefits	$14,899,000	942
Premises and equipment expense	$1,685,000	1,391
Additional noninterest expense	$5,156,000	1,295
Pre-tax net operating income	$8,486,000	1,417
Securities gains (losses)	$0	2,062
Applicable income taxes	$118,000	2,988
Income before extraordinary items	$8,368,000	1,301
Extraordinary gains, net	$0	10
Net income	$8,368,000	1,300
Minority interest net income	$0	74
Net income of bank and minority interests.	$8,368,000	1,301
Net charge-offs	$19,000	2,086
Cash dividends	$6,205,000	665
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$8,368,000	1,285
2021-09-30 (YTD Data)		Rank
Total interest income	$16,315,000	1,408
Total interest expense	$1,569,000	1,351
Net interest income	$14,746,000	1,404
Provision for loan and lease losses	$600,000	696
Total noninterest income	$7,737,000	835
Gross Fiduciary activities income	$927,000	439
Service charges on deposit accounts	$680,000	1,030
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,130,000	799
Total noninterest expense	$16,261,000	1,109
Salaries and employee benefits	$11,145,000	954
Premises and equipment expense	$1,286,000	1,398
Additional noninterest expense	$3,830,000	1,304
Pre-tax net operating income	$5,622,000	1,622
Securities gains (losses)	$0	2,015
Applicable income taxes	$75,000	3,043
Income before extraordinary items	$5,547,000	1,503
Extraordinary gains, net	$0	8
Net income	$5,547,000	1,503
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,547,000	1,503
Net charge-offs	$9,000	2,006
Cash dividends	$2,645,000	948
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,547,000	1,472
2021-06-30 (YTD Data)		Rank
Total interest income	$10,877,000	1,400
Total interest expense	$1,109,000	1,347
Net interest income	$9,768,000	1,404
Provision for loan and lease losses	$600,000	497
Total noninterest income	$5,294,000	823
Gross Fiduciary activities income	$612,000	438
Service charges on deposit accounts	$423,000	1,051
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,259,000	773
Total noninterest expense	$10,887,000	1,096
Salaries and employee benefits	$7,473,000	939
Premises and equipment expense	$866,000	1,383
Additional noninterest expense	$2,548,000	1,296
Pre-tax net operating income	$3,575,000	1,643
Securities gains (losses)	$0	1,818
Applicable income taxes	$50,000	3,032
Income before extraordinary items	$3,525,000	1,537
Extraordinary gains, net	$0	6
Net income	$3,525,000	1,538
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,525,000	1,537
Net charge-offs	$10,000	1,747
Cash dividends	$1,585,000	1,017
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,525,000	1,500
2021-03-31 (YTD Data)		Rank
Total interest income	$5,315,000	1,424
Total interest expense	$572,000	1,371
Net interest income	$4,743,000	1,427
Provision for loan and lease losses	$300,000	548
Total noninterest income	$2,726,000	803
Gross Fiduciary activities income	$304,000	439
Service charges on deposit accounts	$208,000	1,048
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,214,000	759
Total noninterest expense	$5,476,000	1,077
Salaries and employee benefits	$3,772,000	930
Premises and equipment expense	$458,000	1,330
Additional noninterest expense	$1,246,000	1,296
Pre-tax net operating income	$1,693,000	1,710
Securities gains (losses)	$0	1,392
Applicable income taxes	$25,000	2,987
Income before extraordinary items	$1,668,000	1,603
Extraordinary gains, net	$0	3
Net income	$1,668,000	1,603
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,668,000	1,603
Net charge-offs	$14,000	1,259
Cash dividends	$225,000	1,745
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,668,000	1,557
2020-12-31 (YTD Data)		Rank
Total interest income	$23,057,000	1,315
Total interest expense	$3,131,000	1,433
Net interest income	$19,926,000	1,290
Provision for loan and lease losses	$1,200,000	1,427
Total noninterest income	$11,180,000	736
Gross Fiduciary activities income	$1,061,000	449
Service charges on deposit accounts	$970,000	977
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,149,000	691
Total noninterest expense	$21,421,000	1,058
Salaries and employee benefits	$14,614,000	927
Premises and equipment expense	$1,809,000	1,295
Additional noninterest expense	$4,998,000	1,281
Pre-tax net operating income	$8,485,000	1,195
Securities gains (losses)	$0	2,675
Applicable income taxes	$140,000	2,756
Income before extraordinary items	$8,345,000	1,110
Extraordinary gains, net	$0	4
Net income	$8,345,000	1,109
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,345,000	1,110
Net charge-offs	$37,000	2,553
Cash dividends	$7,090,000	587
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,345,000	1,077
2020-09-30 (YTD Data)		Rank
Total interest income	$17,557,000	1,298
Total interest expense	$2,455,000	1,459
Net interest income	$15,102,000	1,259
Provision for loan and lease losses	$825,000	1,523
Total noninterest income	$7,922,000	740
Gross Fiduciary activities income	$808,000	443
Service charges on deposit accounts	$716,000	983
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,398,000	690
Total noninterest expense	$15,900,000	1,053
Salaries and employee benefits	$10,731,000	925
Premises and equipment expense	$1,373,000	1,281
Additional noninterest expense	$3,796,000	1,237
Pre-tax net operating income	$6,299,000	1,172
Securities gains (losses)	$0	2,494
Applicable income taxes	$82,000	2,899
Income before extraordinary items	$6,217,000	1,073
Extraordinary gains, net	$0	4
Net income	$6,217,000	1,073
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,217,000	1,073
Net charge-offs	$44,000	2,122
Cash dividends	$2,780,000	848
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$6,217,000	1,051
2020-06-30 (YTD Data)		Rank
Total interest income	$11,708,000	1,316
Total interest expense	$1,711,000	1,486
Net interest income	$9,997,000	1,268
Provision for loan and lease losses	$450,000	1,684
Total noninterest income	$4,741,000	757
Gross Fiduciary activities income	$542,000	441
Service charges on deposit accounts	$472,000	1,002
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,727,000	703
Total noninterest expense	$10,481,000	1,053
Salaries and employee benefits	$7,035,000	939
Premises and equipment expense	$921,000	1,260
Additional noninterest expense	$2,525,000	1,238
Pre-tax net operating income	$3,807,000	1,207
Securities gains (losses)	$0	2,249
Applicable income taxes	$50,000	2,896
Income before extraordinary items	$3,757,000	1,083
Extraordinary gains, net	$0	4
Net income	$3,757,000	1,082
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,757,000	1,083
Net charge-offs	$44,000	1,800
Cash dividends	$1,660,000	924
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,757,000	1,060
2020-03-31 (YTD Data)		Rank
Total interest income	$5,976,000	1,298
Total interest expense	$882,000	1,568
Net interest income	$5,094,000	1,233
Provision for loan and lease losses	$75,000	2,175
Total noninterest income	$1,964,000	821
Gross Fiduciary activities income	$278,000	443
Service charges on deposit accounts	$313,000	909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,373,000	783
Total noninterest expense	$5,188,000	1,070
Salaries and employee benefits	$3,453,000	947
Premises and equipment expense	$463,000	1,269
Additional noninterest expense	$1,272,000	1,248
Pre-tax net operating income	$1,795,000	1,149
Securities gains (losses)	$0	1,705
Applicable income taxes	$25,000	2,784
Income before extraordinary items	$1,770,000	1,033
Extraordinary gains, net	$0	4
Net income	$1,770,000	1,032
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,770,000	1,033
Net charge-offs	$57,000	1,150
Cash dividends	$250,000	1,776
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,770,000	1,020
2019-12-31 (YTD Data)		Rank
Total interest income	$25,125,000	1,260
Total interest expense	$3,585,000	1,608
Net interest income	$21,540,000	1,179
Provision for loan and lease losses	$1,427,000	693
Total noninterest income	$9,414,000	728
Gross Fiduciary activities income	$1,161,000	434
Service charges on deposit accounts	$1,348,000	889
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,905,000	671
Total noninterest expense	$21,721,000	1,018
Salaries and employee benefits	$14,342,000	896
Premises and equipment expense	$1,937,000	1,201
Additional noninterest expense	$5,442,000	1,164
Pre-tax net operating income	$7,806,000	1,250
Securities gains (losses)	$0	2,379
Applicable income taxes	$96,000	3,038
Income before extraordinary items	$7,710,000	1,152
Extraordinary gains, net	$0	11
Net income	$7,710,000	1,154
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,710,000	1,154
Net charge-offs	$1,908,000	432
Cash dividends	$6,805,000	634
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,710,000	1,129
2019-09-30 (YTD Data)		Rank
Total interest income	$18,994,000	1,261
Total interest expense	$2,670,000	1,623
Net interest income	$16,324,000	1,179
Provision for loan and lease losses	$1,277,000	572
Total noninterest income	$6,567,000	755
Gross Fiduciary activities income	$881,000	434
Service charges on deposit accounts	$990,000	899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,696,000	705
Total noninterest expense	$15,975,000	1,039
Salaries and employee benefits	$10,327,000	926
Premises and equipment expense	$1,495,000	1,188
Additional noninterest expense	$4,153,000	1,150
Pre-tax net operating income	$5,639,000	1,323
Securities gains (losses)	$0	2,167
Applicable income taxes	$89,000	3,002
Income before extraordinary items	$5,550,000	1,207
Extraordinary gains, net	$0	11
Net income	$5,550,000	1,209
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,550,000	1,209
Net charge-offs	$1,913,000	325
Cash dividends	$2,670,000	959
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,550,000	1,184
2019-06-30 (YTD Data)		Rank
Total interest income	$12,687,000	1,251
Total interest expense	$1,749,000	1,609
Net interest income	$10,938,000	1,176
Provision for loan and lease losses	$977,000	502
Total noninterest income	$4,259,000	763
Gross Fiduciary activities income	$594,000	431
Service charges on deposit accounts	$629,000	925
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,036,000	704
Total noninterest expense	$10,592,000	1,038
Salaries and employee benefits	$6,875,000	921
Premises and equipment expense	$983,000	1,198
Additional noninterest expense	$2,734,000	1,169
Pre-tax net operating income	$3,628,000	1,333
Securities gains (losses)	$0	1,702
Applicable income taxes	$70,000	2,913
Income before extraordinary items	$3,558,000	1,222
Extraordinary gains, net	$0	11
Net income	$3,558,000	1,222
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,558,000	1,222
Net charge-offs	$1,914,000	238
Cash dividends	$1,780,000	967
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,558,000	1,195
2019-03-31 (YTD Data)		Rank
Total interest income	$6,286,000	1,245
Total interest expense	$840,000	1,615
Net interest income	$5,446,000	1,181
Provision for loan and lease losses	$77,000	1,669
Total noninterest income	$1,853,000	817
Gross Fiduciary activities income	$289,000	436
Service charges on deposit accounts	$307,000	938
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,257,000	767
Total noninterest expense	$5,140,000	1,054
Salaries and employee benefits	$3,428,000	925
Premises and equipment expense	$492,000	1,215
Additional noninterest expense	$1,220,000	1,272
Pre-tax net operating income	$2,082,000	1,173
Securities gains (losses)	$0	1,087
Applicable income taxes	$35,000	2,876
Income before extraordinary items	$2,047,000	1,061
Extraordinary gains, net	$0	5
Net income	$2,047,000	1,060
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,047,000	1,060
Net charge-offs	$25,000	1,595
Cash dividends	$250,000	1,856
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,047,000	1,041
2018-12-31 (YTD Data)		Rank
Total interest income	$24,351,000	1,206
Total interest expense	$2,724,000	1,536
Net interest income	$21,627,000	1,159
Provision for loan and lease losses	$609,000	1,264
Total noninterest income	$8,202,000	793
Gross Fiduciary activities income	$1,213,000	431
Service charges on deposit accounts	$1,433,000	851
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,556,000	752
Total noninterest expense	$20,766,000	1,034
Salaries and employee benefits	$13,726,000	902
Premises and equipment expense	$1,975,000	1,186
Additional noninterest expense	$5,065,000	1,219
Pre-tax net operating income	$8,454,000	1,180
Securities gains (losses)	$-5,000	4,250
Applicable income taxes	$140,000	2,901
Income before extraordinary items	$8,309,000	1,069
Extraordinary gains, net	$0	6
Net income	$8,309,000	1,068
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,309,000	1,068
Net charge-offs	$-26,000	4,738
Cash dividends	$6,475,000	595
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$8,313,900	1,069
2018-09-30 (YTD Data)		Rank
Total interest income	$18,086,000	1,202
Total interest expense	$1,915,000	1,540
Net interest income	$16,171,000	1,155
Provision for loan and lease losses	$528,000	1,091
Total noninterest income	$6,224,000	796
Gross Fiduciary activities income	$925,000	428
Service charges on deposit accounts	$1,070,000	852
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,229,000	754
Total noninterest expense	$15,581,000	1,042
Salaries and employee benefits	$10,306,000	905
Premises and equipment expense	$1,487,000	1,181
Additional noninterest expense	$3,788,000	1,230
Pre-tax net operating income	$6,286,000	1,191
Securities gains (losses)	$-5,000	4,626
Applicable income taxes	$97,000	3,024
Income before extraordinary items	$6,184,000	1,073
Extraordinary gains, net	$0	5
Net income	$6,184,000	1,072
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,184,000	1,072
Net charge-offs	$-25,000	4,731
Cash dividends	$2,990,000	792
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,188,900	1,065
2018-06-30 (YTD Data)		Rank
Total interest income	$11,873,000	1,208
Total interest expense	$1,172,000	1,573
Net interest income	$10,701,000	1,160
Provision for loan and lease losses	$453,000	882
Total noninterest income	$3,963,000	815
Gross Fiduciary activities income	$628,000	425
Service charges on deposit accounts	$689,000	878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,646,000	786
Total noninterest expense	$10,333,000	1,037
Salaries and employee benefits	$6,851,000	910
Premises and equipment expense	$990,000	1,194
Additional noninterest expense	$2,492,000	1,242
Pre-tax net operating income	$3,878,000	1,243
Securities gains (losses)	$-1,000	4,637
Applicable income taxes	$55,000	3,094
Income before extraordinary items	$3,822,000	1,113
Extraordinary gains, net	$0	6
Net income	$3,822,000	1,112
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,822,000	1,112
Net charge-offs	$-22,000	4,776
Cash dividends	$1,800,000	837
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,822,990	1,107
2018-03-31 (YTD Data)		Rank
Total interest income	$5,835,000	1,218
Total interest expense	$570,000	1,553
Net interest income	$5,265,000	1,175
Provision for loan and lease losses	$228,000	848
Total noninterest income	$1,879,000	822
Gross Fiduciary activities income	$309,000	434
Service charges on deposit accounts	$340,000	884
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,230,000	799
Total noninterest expense	$5,136,000	1,048
Salaries and employee benefits	$3,448,000	916
Premises and equipment expense	$493,000	1,214
Additional noninterest expense	$1,195,000	1,287
Pre-tax net operating income	$1,780,000	1,305
Securities gains (losses)	$0	735
Applicable income taxes	$28,000	3,066
Income before extraordinary items	$1,752,000	1,160
Extraordinary gains, net	$0	7
Net income	$1,752,000	1,159
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,752,000	1,160
Net charge-offs	$-9,000	4,705
Cash dividends	$200,000	1,882
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,752,000	1,153
2017-12-31 (YTD Data)		Rank
Total interest income	$21,958,000	1,248
Total interest expense	$1,805,000	1,663
Net interest income	$20,153,000	1,204
Provision for loan and lease losses	$534,000	1,394
Total noninterest income	$8,158,000	795
Gross Fiduciary activities income	$1,220,000	423
Service charges on deposit accounts	$1,473,000	829
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,465,000	771
Total noninterest expense	$20,725,000	1,025
Salaries and employee benefits	$13,501,000	895
Premises and equipment expense	$1,920,000	1,211
Additional noninterest expense	$5,304,000	1,196
Pre-tax net operating income	$7,052,000	1,307
Securities gains (losses)	$-29,000	5,220
Applicable income taxes	$119,000	3,210
Income before extraordinary items	$6,904,000	1,034
Extraordinary gains, net	$0	9
Net income	$6,904,000	1,034
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,904,000	1,034
Net charge-offs	$163,000	2,005
Cash dividends	$5,155,000	660
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,932,420	1,016
2017-09-30 (YTD Data)		Rank
Total interest income	$16,126,000	1,273
Total interest expense	$1,239,000	1,764
Net interest income	$14,887,000	1,222
Provision for loan and lease losses	$300,000	1,614
Total noninterest income	$6,119,000	810
Gross Fiduciary activities income	$923,000	426
Service charges on deposit accounts	$1,093,000	844
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,103,000	776
Total noninterest expense	$15,553,000	1,028
Salaries and employee benefits	$10,092,000	899
Premises and equipment expense	$1,444,000	1,224
Additional noninterest expense	$4,017,000	1,177
Pre-tax net operating income	$5,153,000	1,341
Securities gains (losses)	$-29,000	5,531
Applicable income taxes	$80,000	3,268
Income before extraordinary items	$5,044,000	1,145
Extraordinary gains, net	$0	9
Net income	$5,044,000	1,145
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,044,000	1,145
Net charge-offs	$171,000	1,518
Cash dividends	$2,455,000	901
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,072,420	1,123
2017-06-30 (YTD Data)		Rank
Total interest income	$10,412,000	1,304
Total interest expense	$715,000	1,934
Net interest income	$9,697,000	1,244
Provision for loan and lease losses	$75,000	2,468
Total noninterest income	$3,993,000	817
Gross Fiduciary activities income	$612,000	429
Service charges on deposit accounts	$709,000	856
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,672,000	793
Total noninterest expense	$10,298,000	1,042
Salaries and employee benefits	$6,639,000	918
Premises and equipment expense	$946,000	1,250
Additional noninterest expense	$2,713,000	1,163
Pre-tax net operating income	$3,317,000	1,357
Securities gains (losses)	$-29,000	5,615
Applicable income taxes	$49,000	3,320
Income before extraordinary items	$3,239,000	1,174
Extraordinary gains, net	$0	11
Net income	$3,239,000	1,174
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,239,000	1,174
Net charge-offs	$175,000	1,142
Cash dividends	$1,555,000	924
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,267,710	1,145
2017-03-31 (YTD Data)		Rank
Total interest income	$5,075,000	1,315
Total interest expense	$349,000	1,955
Net interest income	$4,726,000	1,265
Provision for loan and lease losses	$0	3,537
Total noninterest income	$1,953,000	828
Gross Fiduciary activities income	$296,000	434
Service charges on deposit accounts	$343,000	884
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,314,000	790
Total noninterest expense	$5,100,000	1,059
Salaries and employee benefits	$3,307,000	926
Premises and equipment expense	$466,000	1,265
Additional noninterest expense	$1,327,000	1,188
Pre-tax net operating income	$1,579,000	1,391
Securities gains (losses)	$0	1,153
Applicable income taxes	$24,000	3,285
Income before extraordinary items	$1,555,000	1,185
Extraordinary gains, net	$0	8
Net income	$1,555,000	1,184
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,555,000	1,185
Net charge-offs	$170,000	667
Cash dividends	$230,000	1,856
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,555,000	1,166
2016-12-31 (YTD Data)		Rank
Total interest income	$20,594,000	1,266
Total interest expense	$1,559,000	1,755
Net interest income	$19,035,000	1,226
Provision for loan and lease losses	$23,000	4,013
Total noninterest income	$10,994,000	646
Gross Fiduciary activities income	$1,108,000	438
Service charges on deposit accounts	$1,452,000	865
Trading account gains and fees	$0	170
Additional Noninterest Income	$8,434,000	579
Total noninterest expense	$20,792,000	1,020
Salaries and employee benefits	$13,342,000	884
Premises and equipment expense	$1,954,000	1,202
Additional noninterest expense	$5,496,000	1,171
Pre-tax net operating income	$9,214,000	987
Securities gains (losses)	$0	3,212
Applicable income taxes	$115,000	3,231
Income before extraordinary items	$9,099,000	830
Extraordinary gains, net	$0	5
Net income	$9,099,000	830
Minority interest net income	$0	82
Net income of bank and minority interests.	$9,099,000	829
Net charge-offs	$-86,000	5,491
Cash dividends	$8,025,000	459
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$9,099,000	809
2016-09-30 (YTD Data)		Rank
Total interest income	$15,403,000	1,279
Total interest expense	$1,189,000	1,727
Net interest income	$14,214,000	1,235
Provision for loan and lease losses	$11,000	3,993
Total noninterest income	$8,408,000	642
Gross Fiduciary activities income	$841,000	436
Service charges on deposit accounts	$1,053,000	897
Trading account gains and fees	$0	169
Additional Noninterest Income	$6,514,000	573
Total noninterest expense	$15,610,000	1,011
Salaries and employee benefits	$9,975,000	886
Premises and equipment expense	$1,480,000	1,205
Additional noninterest expense	$4,155,000	1,173
Pre-tax net operating income	$7,001,000	987
Securities gains (losses)	$0	3,160
Applicable income taxes	$71,000	3,410
Income before extraordinary items	$6,930,000	814
Extraordinary gains, net	$0	5
Net income	$6,930,000	813
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,930,000	814
Net charge-offs	$-118,000	5,614
Cash dividends	$4,025,000	594
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$6,930,000	795
2016-06-30 (YTD Data)		Rank
Total interest income	$10,269,000	1,279
Total interest expense	$802,000	1,693
Net interest income	$9,467,000	1,229
Provision for loan and lease losses	$3,000	3,950
Total noninterest income	$5,858,000	611
Gross Fiduciary activities income	$552,000	442
Service charges on deposit accounts	$673,000	916
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,633,000	528
Total noninterest expense	$10,340,000	1,017
Salaries and employee benefits	$6,589,000	899
Premises and equipment expense	$981,000	1,206
Additional noninterest expense	$2,770,000	1,177
Pre-tax net operating income	$4,982,000	938
Securities gains (losses)	$0	2,835
Applicable income taxes	$42,000	3,481
Income before extraordinary items	$4,940,000	770
Extraordinary gains, net	$0	16
Net income	$4,940,000	769
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,940,000	769
Net charge-offs	$-211,000	5,857
Cash dividends	$2,900,000	580
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$4,940,000	747
2016-03-31 (YTD Data)		Rank
Total interest income	$5,085,000	1,290
Total interest expense	$408,000	1,664
Net interest income	$4,677,000	1,244
Provision for loan and lease losses	$0	3,656
Total noninterest income	$1,788,000	857
Gross Fiduciary activities income	$266,000	447
Service charges on deposit accounts	$326,000	943
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,196,000	822
Total noninterest expense	$5,144,000	1,025
Salaries and employee benefits	$3,294,000	895
Premises and equipment expense	$499,000	1,193
Additional noninterest expense	$1,351,000	1,193
Pre-tax net operating income	$1,321,000	1,533
Securities gains (losses)	$0	2,077
Applicable income taxes	$17,000	3,549
Income before extraordinary items	$1,304,000	1,324
Extraordinary gains, net	$0	12
Net income	$1,304,000	1,323
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,304,000	1,325
Net charge-offs	$-30,000	5,589
Cash dividends	$200,000	1,921
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,304,000	1,286
2015-12-31 (YTD Data)		Rank
Total interest income	$21,360,000	1,200
Total interest expense	$1,892,000	1,459
Net interest income	$19,468,000	1,174
Provision for loan and lease losses	$25,000	3,944
Total noninterest income	$8,451,000	768
Gross Fiduciary activities income	$1,170,000	436
Service charges on deposit accounts	$1,356,000	936
Trading account gains and fees	$0	159
Additional Noninterest Income	$5,925,000	721
Total noninterest expense	$20,942,000	984
Salaries and employee benefits	$13,297,000	851
Premises and equipment expense	$1,947,000	1,210
Additional noninterest expense	$5,698,000	1,134
Pre-tax net operating income	$6,952,000	1,206
Securities gains (losses)	$0	3,216
Applicable income taxes	$77,000	3,452
Income before extraordinary items	$6,875,000	1,042
Extraordinary gains, net	$0	23
Net income	$6,875,000	1,040
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,875,000	1,042
Net charge-offs	$496,000	1,171
Cash dividends	$5,910,000	576
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,875,000	1,018
2015-09-30 (YTD Data)		Rank
Total interest income	$15,980,000	1,203
Total interest expense	$1,466,000	1,431
Net interest income	$14,514,000	1,187
Provision for loan and lease losses	$16,000	3,896
Total noninterest income	$6,320,000	781
Gross Fiduciary activities income	$870,000	440
Service charges on deposit accounts	$984,000	965
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,466,000	722
Total noninterest expense	$15,779,000	991
Salaries and employee benefits	$10,035,000	852
Premises and equipment expense	$1,464,000	1,221
Additional noninterest expense	$4,280,000	1,138
Pre-tax net operating income	$5,039,000	1,273
Securities gains (losses)	$0	3,031
Applicable income taxes	$59,000	3,557
Income before extraordinary items	$4,980,000	1,072
Extraordinary gains, net	$0	21
Net income	$4,980,000	1,070
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,980,000	1,072
Net charge-offs	$465,000	909
Cash dividends	$2,360,000	856
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,980,000	1,045
2015-06-30 (YTD Data)		Rank
Total interest income	$10,625,000	1,204
Total interest expense	$1,007,000	1,401
Net interest income	$9,618,000	1,191
Provision for loan and lease losses	$7,000	3,867
Total noninterest income	$4,215,000	787
Gross Fiduciary activities income	$583,000	441
Service charges on deposit accounts	$611,000	1,002
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,021,000	711
Total noninterest expense	$10,517,000	994
Salaries and employee benefits	$6,712,000	858
Premises and equipment expense	$966,000	1,236
Additional noninterest expense	$2,839,000	1,140
Pre-tax net operating income	$3,309,000	1,272
Securities gains (losses)	$0	2,636
Applicable income taxes	$34,000	3,643
Income before extraordinary items	$3,275,000	1,080
Extraordinary gains, net	$0	22
Net income	$3,275,000	1,080
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,275,000	1,081
Net charge-offs	$431,000	715
Cash dividends	$1,440,000	927
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,275,000	1,051
2015-03-31 (YTD Data)		Rank
Total interest income	$5,338,000	1,199
Total interest expense	$510,000	1,380
Net interest income	$4,828,000	1,177
Provision for loan and lease losses	$0	3,703
Total noninterest income	$2,039,000	774
Gross Fiduciary activities income	$278,000	451
Service charges on deposit accounts	$264,000	1,142
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,497,000	683
Total noninterest expense	$5,261,000	988
Salaries and employee benefits	$3,364,000	848
Premises and equipment expense	$485,000	1,249
Additional noninterest expense	$1,412,000	1,126
Pre-tax net operating income	$1,606,000	1,263
Securities gains (losses)	$0	2,027
Applicable income taxes	$17,000	3,603
Income before extraordinary items	$1,589,000	1,070
Extraordinary gains, net	$0	13
Net income	$1,589,000	1,071
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,589,000	1,071
Net charge-offs	$137,000	919
Cash dividends	$190,000	1,908
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,589,000	1,040
2014-12-31 (YTD Data)		Rank
Total interest income	$22,372,000	1,147
Total interest expense	$2,314,000	1,250
Net interest income	$20,058,000	1,125
Provision for loan and lease losses	$395,000	1,696
Total noninterest income	$6,846,000	880
Gross Fiduciary activities income	$1,106,000	447
Service charges on deposit accounts	$1,290,000	1,030
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,450,000	834
Total noninterest expense	$21,125,000	960
Salaries and employee benefits	$13,363,000	823
Premises and equipment expense	$1,899,000	1,265
Additional noninterest expense	$5,863,000	1,120
Pre-tax net operating income	$5,384,000	1,429
Securities gains (losses)	$0	3,259
Applicable income taxes	$12,000	4,173
Income before extraordinary items	$5,372,000	1,222
Extraordinary gains, net	$0	17
Net income	$5,372,000	1,219
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,372,000	1,221
Net charge-offs	$1,028,000	877
Cash dividends	$4,600,000	648
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,372,000	1,194
2014-09-30 (YTD Data)		Rank
Total interest income	$16,738,000	1,156
Total interest expense	$1,771,000	1,247
Net interest income	$14,967,000	1,134
Provision for loan and lease losses	$395,000	1,400
Total noninterest income	$5,250,000	862
Gross Fiduciary activities income	$821,000	454
Service charges on deposit accounts	$969,000	1,034
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,460,000	807
Total noninterest expense	$15,828,000	959
Salaries and employee benefits	$9,967,000	825
Premises and equipment expense	$1,443,000	1,255
Additional noninterest expense	$4,418,000	1,117
Pre-tax net operating income	$3,994,000	1,456
Securities gains (losses)	$0	2,980
Applicable income taxes	$12,000	4,149
Income before extraordinary items	$3,982,000	1,221
Extraordinary gains, net	$0	15
Net income	$3,982,000	1,218
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,982,000	1,220
Net charge-offs	$1,040,000	655
Cash dividends	$1,900,000	995
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,982,000	1,207
2014-06-30 (YTD Data)		Rank
Total interest income	$10,963,000	1,168
Total interest expense	$1,203,000	1,235
Net interest income	$9,760,000	1,154
Provision for loan and lease losses	$296,000	1,319
Total noninterest income	$3,187,000	900
Gross Fiduciary activities income	$535,000	456
Service charges on deposit accounts	$631,000	1,041
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,021,000	883
Total noninterest expense	$10,290,000	975
Salaries and employee benefits	$6,573,000	828
Premises and equipment expense	$946,000	1,273
Additional noninterest expense	$2,771,000	1,174
Pre-tax net operating income	$2,361,000	1,575
Securities gains (losses)	$0	2,580
Applicable income taxes	$12,000	4,039
Income before extraordinary items	$2,349,000	1,334
Extraordinary gains, net	$0	20
Net income	$2,349,000	1,335
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,349,000	1,335
Net charge-offs	$1,011,000	493
Cash dividends	$1,110,000	1,070
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,349,000	1,306
2014-03-31 (YTD Data)		Rank
Total interest income	$5,346,000	1,199
Total interest expense	$617,000	1,228
Net interest income	$4,729,000	1,184
Provision for loan and lease losses	$149,000	1,324
Total noninterest income	$1,529,000	897
Gross Fiduciary activities income	$257,000	465
Service charges on deposit accounts	$313,000	1,027
Trading account gains and fees	$0	147
Additional Noninterest Income	$959,000	873
Total noninterest expense	$5,049,000	1,017
Salaries and employee benefits	$3,221,000	859
Premises and equipment expense	$476,000	1,296
Additional noninterest expense	$1,352,000	1,178
Pre-tax net operating income	$1,060,000	1,686
Securities gains (losses)	$0	1,715
Applicable income taxes	$12,000	3,740
Income before extraordinary items	$1,048,000	1,438
Extraordinary gains, net	$0	16
Net income	$1,048,000	1,441
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,048,000	1,440
Net charge-offs	$43,000	1,986
Cash dividends	$180,000	1,852
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,048,000	1,414
2013-12-31 (YTD Data)		Rank
Total interest income	$22,766,000	1,129
Total interest expense	$3,074,000	1,093
Net interest income	$19,692,000	1,110
Provision for loan and lease losses	$1,328,000	877
Total noninterest income	$8,508,000	762
Gross Fiduciary activities income	$996,000	461
Service charges on deposit accounts	$1,393,000	989
Trading account gains and fees	$0	184
Additional Noninterest Income	$6,119,000	694
Total noninterest expense	$20,646,000	990
Salaries and employee benefits	$12,564,000	856
Premises and equipment expense	$1,860,000	1,272
Additional noninterest expense	$6,222,000	1,088
Pre-tax net operating income	$6,226,000	1,185
Securities gains (losses)	$0	3,182
Applicable income taxes	$65,000	3,645
Income before extraordinary items	$6,161,000	1,009
Extraordinary gains, net	$0	29
Net income	$6,161,000	1,012
Minority interest net income	$0	90
Net income of bank and minority interests.	$6,161,000	1,012
Net charge-offs	$2,126,000	709
Cash dividends	$4,536,000	615
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$6,161,000	983
2013-09-30 (YTD Data)		Rank
Total interest income	$15,838,000	1,220
Total interest expense	$2,208,000	1,187
Net interest income	$13,630,000	1,208
Provision for loan and lease losses	$1,111,000	815
Total noninterest income	$5,839,000	826
Gross Fiduciary activities income	$731,000	464
Service charges on deposit accounts	$948,000	1,096
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,160,000	764
Total noninterest expense	$14,501,000	1,058
Salaries and employee benefits	$8,856,000	914
Premises and equipment expense	$1,268,000	1,413
Additional noninterest expense	$4,377,000	1,152
Pre-tax net operating income	$3,857,000	1,422
Securities gains (losses)	$0	3,040
Applicable income taxes	$50,000	3,723
Income before extraordinary items	$3,807,000	1,218
Extraordinary gains, net	$0	25
Net income	$3,807,000	1,218
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,807,000	1,220
Net charge-offs	$2,073,000	585
Cash dividends	$1,790,000	964
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,807,000	1,185
2013-06-30 (YTD Data)		Rank
Total interest income	$10,782,000	1,183
Total interest expense	$1,522,000	1,177
Net interest income	$9,260,000	1,172
Provision for loan and lease losses	$960,000	699
Total noninterest income	$3,818,000	845
Gross Fiduciary activities income	$480,000	466
Service charges on deposit accounts	$614,000	1,100
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,724,000	786
Total noninterest expense	$9,572,000	1,066
Salaries and employee benefits	$5,905,000	915
Premises and equipment expense	$816,000	1,477
Additional noninterest expense	$2,851,000	1,166
Pre-tax net operating income	$2,546,000	1,420
Securities gains (losses)	$0	2,791
Applicable income taxes	$36,000	3,667
Income before extraordinary items	$2,510,000	1,218
Extraordinary gains, net	$0	22
Net income	$2,510,000	1,220
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,510,000	1,221
Net charge-offs	$1,954,000	464
Cash dividends	$1,170,000	956
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,510,000	1,166
2013-03-31 (YTD Data)		Rank
Total interest income	$5,567,000	1,155
Total interest expense	$785,000	1,184
Net interest income	$4,782,000	1,139
Provision for loan and lease losses	$479,000	720
Total noninterest income	$2,087,000	797
Gross Fiduciary activities income	$230,000	483
Service charges on deposit accounts	$301,000	1,108
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,556,000	728
Total noninterest expense	$4,818,000	1,066
Salaries and employee benefits	$2,984,000	917
Premises and equipment expense	$401,000	1,523
Additional noninterest expense	$1,433,000	1,154
Pre-tax net operating income	$1,572,000	1,161
Securities gains (losses)	$0	1,966
Applicable income taxes	$20,000	3,600
Income before extraordinary items	$1,552,000	980
Extraordinary gains, net	$0	10
Net income	$1,552,000	980
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,552,000	982
Net charge-offs	$711,000	605
Cash dividends	$170,000	1,733
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,552,000	929
2012-12-31 (YTD Data)		Rank
Total interest income	$24,621,000	1,088
Total interest expense	$4,154,000	1,085
Net interest income	$20,467,000	1,072
Provision for loan and lease losses	$2,658,000	851
Total noninterest income	$9,506,000	712
Gross Fiduciary activities income	$887,000	477
Service charges on deposit accounts	$1,348,000	1,062
Trading account gains and fees	$0	166
Additional Noninterest Income	$7,271,000	601
Total noninterest expense	$18,929,000	1,062
Salaries and employee benefits	$11,613,000	894
Premises and equipment expense	$1,708,000	1,390
Additional noninterest expense	$5,608,000	1,219
Pre-tax net operating income	$8,386,000	854
Securities gains (losses)	$0	3,810
Applicable income taxes	$90,000	3,575
Income before extraordinary items	$8,296,000	723
Extraordinary gains, net	$0	29
Net income	$8,296,000	719
Minority interest net income	$0	93
Net income of bank and minority interests.	$8,296,000	723
Net charge-offs	$2,614,000	939
Cash dividends	$5,110,000	557
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$8,296,000	688
2012-09-30 (YTD Data)		Rank
Total interest income	$18,706,000	1,090
Total interest expense	$3,262,000	1,090
Net interest income	$15,444,000	1,077
Provision for loan and lease losses	$1,681,000	993
Total noninterest income	$6,511,000	760
Gross Fiduciary activities income	$651,000	481
Service charges on deposit accounts	$1,003,000	1,067
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,857,000	652
Total noninterest expense	$14,133,000	1,056
Salaries and employee benefits	$8,676,000	906
Premises and equipment expense	$1,282,000	1,408
Additional noninterest expense	$4,175,000	1,227
Pre-tax net operating income	$6,141,000	896
Securities gains (losses)	$0	3,575
Applicable income taxes	$68,000	3,616
Income before extraordinary items	$6,073,000	761
Extraordinary gains, net	$0	20
Net income	$6,073,000	759
Minority interest net income	$0	86
Net income of bank and minority interests.	$6,073,000	761
Net charge-offs	$2,173,000	872
Cash dividends	$2,430,000	659
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$6,073,000	719
2012-06-30 (YTD Data)		Rank
Total interest income	$12,487,000	1,097
Total interest expense	$2,276,000	1,076
Net interest income	$10,211,000	1,090
Provision for loan and lease losses	$1,204,000	938
Total noninterest income	$3,905,000	801
Gross Fiduciary activities income	$428,000	486
Service charges on deposit accounts	$655,000	1,082
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,822,000	726
Total noninterest expense	$9,206,000	1,082
Salaries and employee benefits	$5,726,000	920
Premises and equipment expense	$839,000	1,416
Additional noninterest expense	$2,641,000	1,286
Pre-tax net operating income	$3,706,000	965
Securities gains (losses)	$0	3,178
Applicable income taxes	$45,000	3,604
Income before extraordinary items	$3,661,000	827
Extraordinary gains, net	$0	19
Net income	$3,661,000	826
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,661,000	827
Net charge-offs	$1,176,000	1,010
Cash dividends	$1,530,000	671
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,661,000	773
2012-03-31 (YTD Data)		Rank
Total interest income	$6,427,000	1,062
Total interest expense	$1,195,000	1,061
Net interest income	$5,232,000	1,058
Provision for loan and lease losses	$475,000	1,100
Total noninterest income	$2,040,000	774
Gross Fiduciary activities income	$204,000	497
Service charges on deposit accounts	$319,000	1,097
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,517,000	678
Total noninterest expense	$4,611,000	1,083
Salaries and employee benefits	$2,868,000	904
Premises and equipment expense	$394,000	1,511
Additional noninterest expense	$1,349,000	1,243
Pre-tax net operating income	$2,186,000	827
Securities gains (losses)	$0	2,210
Applicable income taxes	$23,000	3,599
Income before extraordinary items	$2,163,000	703
Extraordinary gains, net	$0	19
Net income	$2,163,000	704
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,163,000	704
Net charge-offs	$701,000	867
Cash dividends	$150,000	1,779
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$2,163,000	671
2011-12-31 (YTD Data)		Rank
Total interest income	$27,325,000	1,021
Total interest expense	$6,338,000	958
Net interest income	$20,987,000	1,055
Provision for loan and lease losses	$2,172,000	1,481
Total noninterest income	$7,440,000	769
Gross Fiduciary activities income	$908,000	419
Service charges on deposit accounts	$1,504,000	976
Trading account gains and fees	$0	146
Additional Noninterest Income	$5,028,000	695
Total noninterest expense	$18,016,000	1,094
Salaries and employee benefits	$11,002,000	894
Premises and equipment expense	$1,621,000	1,522
Additional noninterest expense	$5,393,000	1,288
Pre-tax net operating income	$8,239,000	740
Securities gains (losses)	$0	3,838
Applicable income taxes	$15,000	4,207
Income before extraordinary items	$8,224,000	622
Extraordinary gains, net	$0	29
Net income	$8,224,000	621
Minority interest net income	$0	96
Net income of bank and minority interests.	$8,224,000	622
Net charge-offs	$2,207,000	1,465
Cash dividends	$4,900,000	434
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$8,224,000	603
2011-09-30 (YTD Data)		Rank
Total interest income	$20,630,000	1,030
Total interest expense	$4,948,000	965
Net interest income	$15,682,000	1,068
Provision for loan and lease losses	$1,853,000	1,303
Total noninterest income	$5,010,000	836
Gross Fiduciary activities income	$680,000	418
Service charges on deposit accounts	$1,124,000	985
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,206,000	796
Total noninterest expense	$13,326,000	1,108
Salaries and employee benefits	$8,149,000	909
Premises and equipment expense	$1,219,000	1,536
Additional noninterest expense	$3,958,000	1,303
Pre-tax net operating income	$5,513,000	843
Securities gains (losses)	$0	3,555
Applicable income taxes	$15,000	4,140
Income before extraordinary items	$5,498,000	720
Extraordinary gains, net	$0	21
Net income	$5,498,000	719
Minority interest net income	$0	87
Net income of bank and minority interests.	$5,498,000	720
Net charge-offs	$1,446,000	1,533
Cash dividends	$2,220,000	590
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$5,498,000	686
2011-06-30 (YTD Data)		Rank
Total interest income	$13,846,000	1,037
Total interest expense	$3,387,000	982
Net interest income	$10,459,000	1,066
Provision for loan and lease losses	$1,536,000	1,097
Total noninterest income	$3,063,000	911
Gross Fiduciary activities income	$421,000	435
Service charges on deposit accounts	$720,000	1,013
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,922,000	861
Total noninterest expense	$8,879,000	1,123
Salaries and employee benefits	$5,463,000	908
Premises and equipment expense	$793,000	1,595
Additional noninterest expense	$2,623,000	1,337
Pre-tax net operating income	$3,107,000	975
Securities gains (losses)	$0	2,914
Applicable income taxes	$15,000	3,950
Income before extraordinary items	$3,092,000	805
Extraordinary gains, net	$0	15
Net income	$3,092,000	804
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,092,000	805
Net charge-offs	$1,035,000	1,442
Cash dividends	$1,240,000	676
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$3,092,000	777
2011-03-31 (YTD Data)		Rank
Total interest income	$6,916,000	1,043
Total interest expense	$1,763,000	962
Net interest income	$5,153,000	1,067
Provision for loan and lease losses	$767,000	1,051
Total noninterest income	$1,468,000	927
Gross Fiduciary activities income	$202,000	450
Service charges on deposit accounts	$337,000	1,072
Trading account gains and fees	$0	158
Additional Noninterest Income	$929,000	871
Total noninterest expense	$4,452,000	1,132
Salaries and employee benefits	$2,752,000	912
Premises and equipment expense	$398,000	1,610
Additional noninterest expense	$1,302,000	1,351
Pre-tax net operating income	$1,402,000	1,061
Securities gains (losses)	$0	1,772
Applicable income taxes	$15,000	3,590
Income before extraordinary items	$1,387,000	876
Extraordinary gains, net	$0	9
Net income	$1,387,000	875
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,387,000	876
Net charge-offs	$584,000	1,213
Cash dividends	$200,000	1,383
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,387,000	856
2010-12-31 (YTD Data)		Rank
Total interest income	$29,683,000	1,035
Total interest expense	$8,893,000	932
Net interest income	$20,790,000	1,071
Provision for loan and lease losses	$3,329,000	1,510
Total noninterest income	$7,707,000	774
Gross Fiduciary activities income	$757,000	462
Service charges on deposit accounts	$1,536,000	981
Trading account gains and fees	$0	175
Additional Noninterest Income	$5,414,000	702
Total noninterest expense	$18,616,000	1,072
Salaries and employee benefits	$11,291,000	869
Premises and equipment expense	$1,582,000	1,625
Additional noninterest expense	$5,743,000	1,289
Pre-tax net operating income	$6,552,000	814
Securities gains (losses)	$0	3,793
Applicable income taxes	$39,000	3,750
Income before extraordinary items	$6,513,000	689
Extraordinary gains, net	$0	29
Net income	$6,513,000	686
Minority interest net income	$0	111
Net income of bank and minority interests.	$6,513,000	690
Net charge-offs	$3,418,000	1,356
Cash dividends	$4,000,000	410
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$6,513,000	662
2010-09-30 (YTD Data)		Rank
Total interest income	$22,346,000	1,044
Total interest expense	$6,875,000	940
Net interest income	$15,471,000	1,083
Provision for loan and lease losses	$2,311,000	1,505
Total noninterest income	$5,465,000	788
Gross Fiduciary activities income	$573,000	453
Service charges on deposit accounts	$1,154,000	1,015
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,738,000	702
Total noninterest expense	$13,910,000	1,059
Salaries and employee benefits	$8,373,000	869
Premises and equipment expense	$1,199,000	1,627
Additional noninterest expense	$4,338,000	1,249
Pre-tax net operating income	$4,715,000	891
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$4,715,000	734
Extraordinary gains, net	$0	23
Net income	$4,715,000	733
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,715,000	734
Net charge-offs	$2,158,000	1,439
Cash dividends	$1,850,000	586
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$4,715,000	699
2010-06-30 (YTD Data)		Rank
Total interest income	$14,938,000	1,053
Total interest expense	$4,727,000	944
Net interest income	$10,211,000	1,095
Provision for loan and lease losses	$1,540,000	1,491
Total noninterest income	$3,190,000	854
Gross Fiduciary activities income	$380,000	462
Service charges on deposit accounts	$758,000	1,040
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,052,000	794
Total noninterest expense	$9,325,000	1,055
Salaries and employee benefits	$5,510,000	886
Premises and equipment expense	$790,000	1,667
Additional noninterest expense	$3,025,000	1,178
Pre-tax net operating income	$2,536,000	1,053
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$2,536,000	885
Extraordinary gains, net	$0	19
Net income	$2,536,000	885
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,536,000	886
Net charge-offs	$-72,000	7,728
Cash dividends	$1,000,000	705
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,536,000	849
2010-03-31 (YTD Data)		Rank
Total interest income	$7,503,000	1,062
Total interest expense	$2,437,000	962
Net interest income	$5,066,000	1,112
Provision for loan and lease losses	$769,000	1,373
Total noninterest income	$1,485,000	893
Gross Fiduciary activities income	$188,000	471
Service charges on deposit accounts	$351,000	1,114
Trading account gains and fees	$0	175
Additional Noninterest Income	$946,000	828
Total noninterest expense	$4,728,000	1,052
Salaries and employee benefits	$2,759,000	897
Premises and equipment expense	$395,000	1,713
Additional noninterest expense	$1,574,000	1,111
Pre-tax net operating income	$1,054,000	1,246
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$1,054,000	1,036
Extraordinary gains, net	$0	16
Net income	$1,054,000	1,038
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,054,000	1,039
Net charge-offs	$-31,000	7,724
Cash dividends	$150,000	1,581
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,054,000	1,010
2009-12-31 (YTD Data)		Rank
Total interest income	$32,065,000	1,067
Total interest expense	$12,797,000	924
Net interest income	$19,268,000	1,147
Provision for loan and lease losses	$6,276,000	1,201
Total noninterest income	$5,586,000	1,000
Gross Fiduciary activities income	$638,000	490
Service charges on deposit accounts	$1,715,000	1,014
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,233,000	999
Total noninterest expense	$19,281,000	1,084
Salaries and employee benefits	$11,561,000	848
Premises and equipment expense	$1,537,000	1,756
Additional noninterest expense	$6,183,000	1,234
Pre-tax net operating income	$-703,000	6,111
Securities gains (losses)	$-212,000	7,430
Applicable income taxes	$0	4,388
Income before extraordinary items	$-915,000	6,319
Extraordinary gains, net	$0	34
Net income	$-915,000	6,319
Minority interest net income	$0	115
Net income of bank and minority interests.	$-915,000	6,319
Net charge-offs	$5,232,000	1,110
Cash dividends	$1,135,000	1,494
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-703,000	6,200
2009-09-30 (YTD Data)		Rank
Total interest income	$24,156,000	1,086
Total interest expense	$10,043,000	929
Net interest income	$14,113,000	1,179
Provision for loan and lease losses	$5,119,000	1,028
Total noninterest income	$5,009,000	876
Gross Fiduciary activities income	$481,000	482
Service charges on deposit accounts	$1,281,000	1,016
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,247,000	814
Total noninterest expense	$14,652,000	1,048
Salaries and employee benefits	$8,834,000	848
Premises and equipment expense	$1,140,000	1,793
Additional noninterest expense	$4,678,000	1,204
Pre-tax net operating income	$-649,000	6,444
Securities gains (losses)	$-212,000	7,598
Applicable income taxes	$0	4,592
Income before extraordinary items	$-861,000	6,668
Extraordinary gains, net	$0	27
Net income	$-861,000	6,670
Minority interest net income	$0	118
Net income of bank and minority interests.	$-861,000	6,670
Net charge-offs	$4,736,000	849
Cash dividends	$1,035,000	1,208
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-649,000	6,527
2009-06-30 (YTD Data)		Rank
Total interest income	$16,230,000	1,101
Total interest expense	$6,952,000	944
Net interest income	$9,278,000	1,198
Provision for loan and lease losses	$953,000	2,128
Total noninterest income	$3,227,000	905
Gross Fiduciary activities income	$318,000	490
Service charges on deposit accounts	$836,000	1,018
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,073,000	863
Total noninterest expense	$9,922,000	1,057
Salaries and employee benefits	$6,112,000	830
Premises and equipment expense	$751,000	1,839
Additional noninterest expense	$3,059,000	1,240
Pre-tax net operating income	$1,630,000	1,401
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$1,630,000	1,163
Extraordinary gains, net	$0	21
Net income	$1,630,000	1,163
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,630,000	1,163
Net charge-offs	$564,000	2,212
Cash dividends	$885,000	1,043
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,630,000	1,127
2009-03-31 (YTD Data)		Rank
Total interest income	$8,210,000	1,088
Total interest expense	$3,583,000	954
Net interest income	$4,627,000	1,197
Provision for loan and lease losses	$477,000	1,824
Total noninterest income	$2,218,000	698
Gross Fiduciary activities income	$164,000	486
Service charges on deposit accounts	$391,000	1,061
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,663,000	576
Total noninterest expense	$4,812,000	1,050
Salaries and employee benefits	$3,125,000	810
Premises and equipment expense	$376,000	1,877
Additional noninterest expense	$1,311,000	1,253
Pre-tax net operating income	$1,556,000	823
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$1,556,000	657
Extraordinary gains, net	$0	15
Net income	$1,556,000	656
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,556,000	659
Net charge-offs	$313,000	1,733
Cash dividends	$175,000	1,823
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,556,000	614
2008-12-31 (YTD Data)		Rank
Total interest income	$35,654,000	1,066
Total interest expense	$17,127,000	929
Net interest income	$18,527,000	1,201
Provision for loan and lease losses	$2,608,000	1,525
Total noninterest income	$5,763,000	940
Gross Fiduciary activities income	$614,000	523
Service charges on deposit accounts	$2,199,000	803
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,950,000	984
Total noninterest expense	$17,612,000	1,118
Salaries and employee benefits	$10,806,000	928
Premises and equipment expense	$1,488,000	1,838
Additional noninterest expense	$5,318,000	1,204
Pre-tax net operating income	$4,070,000	1,347
Securities gains (losses)	$-1,062,000	7,763
Applicable income taxes	$0	4,979
Income before extraordinary items	$3,008,000	1,360
Extraordinary gains, net	$0	39
Net income	$3,008,000	1,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,068,000	1,265
Cash dividends	$2,940,000	936
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,070,000	1,090
2008-09-30 (YTD Data)		Rank
Total interest income	$27,149,000	1,074
Total interest expense	$13,157,000	944
Net interest income	$13,992,000	1,212
Provision for loan and lease losses	$2,137,000	1,134
Total noninterest income	$4,274,000	991
Gross Fiduciary activities income	$492,000	515
Service charges on deposit accounts	$1,635,000	815
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,147,000	1,051
Total noninterest expense	$13,208,000	1,108
Salaries and employee benefits	$8,080,000	954
Premises and equipment expense	$1,119,000	1,828
Additional noninterest expense	$4,009,000	1,143
Pre-tax net operating income	$2,921,000	1,671
Securities gains (losses)	$-548,000	7,799
Applicable income taxes	$0	5,372
Income before extraordinary items	$2,373,000	1,530
Extraordinary gains, net	$0	31
Net income	$2,373,000	1,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,775,000	901
Cash dividends	$1,415,000	1,388
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,921,000	1,342
2008-06-30 (YTD Data)		Rank
Total interest income	$18,437,000	1,065
Total interest expense	$9,021,000	955
Net interest income	$9,416,000	1,183
Provision for loan and lease losses	$1,666,000	885
Total noninterest income	$2,720,000	1,036
Gross Fiduciary activities income	$331,000	522
Service charges on deposit accounts	$1,024,000	843
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,365,000	1,129
Total noninterest expense	$8,599,000	1,127
Salaries and employee benefits	$5,448,000	955
Premises and equipment expense	$731,000	1,864
Additional noninterest expense	$2,420,000	1,235
Pre-tax net operating income	$1,871,000	1,783
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,871,000	1,473
Extraordinary gains, net	$0	21
Net income	$1,871,000	1,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,444,000	677
Cash dividends	$1,015,000	1,370
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,871,000	1,442
2008-03-31 (YTD Data)		Rank
Total interest income	$9,663,000	1,041
Total interest expense	$4,840,000	944
Net interest income	$4,823,000	1,134
Provision for loan and lease losses	$830,000	709
Total noninterest income	$1,407,000	1,016
Gross Fiduciary activities income	$182,000	502
Service charges on deposit accounts	$476,000	909
Trading account gains and fees	$0	158
Additional Noninterest Income	$749,000	1,056
Total noninterest expense	$4,357,000	1,114
Salaries and employee benefits	$2,812,000	930
Premises and equipment expense	$368,000	1,847
Additional noninterest expense	$1,177,000	1,215
Pre-tax net operating income	$1,043,000	1,720
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$1,043,000	1,438
Extraordinary gains, net	$0	15
Net income	$1,043,000	1,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,047,000	453
Cash dividends	$275,000	1,979
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,043,000	1,390
2007-12-31 (YTD Data)		Rank
Total interest income	$38,723,000	1,092
Total interest expense	$21,201,000	937
Net interest income	$17,522,000	1,275
Provision for loan and lease losses	$3,344,000	584
Total noninterest income	$5,348,000	1,042
Gross Fiduciary activities income	$579,000	557
Service charges on deposit accounts	$2,253,000	788
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,516,000	1,152
Total noninterest expense	$16,288,000	1,148
Salaries and employee benefits	$10,036,000	996
Premises and equipment expense	$1,473,000	1,791
Additional noninterest expense	$4,779,000	1,184
Pre-tax net operating income	$3,238,000	2,330
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$3,238,000	1,916
Extraordinary gains, net	$0	39
Net income	$3,238,000	1,915
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,248,000	438
Cash dividends	$3,195,000	1,131
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,238,000	1,902
2007-09-30 (YTD Data)		Rank
Total interest income	$28,966,000	1,102
Total interest expense	$16,006,000	922
Net interest income	$12,960,000	1,294
Provision for loan and lease losses	$2,505,000	426
Total noninterest income	$4,071,000	1,027
Gross Fiduciary activities income	$426,000	563
Service charges on deposit accounts	$1,708,000	764
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,937,000	1,152
Total noninterest expense	$11,863,000	1,177
Salaries and employee benefits	$7,229,000	1,035
Premises and equipment expense	$1,091,000	1,803
Additional noninterest expense	$3,543,000	1,165
Pre-tax net operating income	$2,663,000	2,318
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$2,663,000	1,892
Extraordinary gains, net	$0	33
Net income	$2,663,000	1,890
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,475,000	345
Cash dividends	$1,505,000	1,489
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,663,000	1,880
2007-06-30 (YTD Data)		Rank
Total interest income	$19,306,000	1,109
Total interest expense	$10,511,000	948
Net interest income	$8,795,000	1,298
Provision for loan and lease losses	$1,671,000	382
Total noninterest income	$2,641,000	1,074
Gross Fiduciary activities income	$272,000	580
Service charges on deposit accounts	$1,133,000	785
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,236,000	1,202
Total noninterest expense	$7,940,000	1,191
Salaries and employee benefits	$4,833,000	1,056
Premises and equipment expense	$718,000	1,830
Additional noninterest expense	$2,389,000	1,169
Pre-tax net operating income	$1,825,000	2,317
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$1,825,000	1,894
Extraordinary gains, net	$0	29
Net income	$1,825,000	1,894
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,292,000	376
Cash dividends	$905,000	1,659
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,825,000	1,874
2007-03-31 (YTD Data)		Rank
Total interest income	$9,464,000	1,130
Total interest expense	$5,057,000	976
Net interest income	$4,407,000	1,296
Provision for loan and lease losses	$837,000	338
Total noninterest income	$1,308,000	1,063
Gross Fiduciary activities income	$135,000	592
Service charges on deposit accounts	$548,000	776
Trading account gains and fees	$0	195
Additional Noninterest Income	$625,000	1,157
Total noninterest expense	$3,904,000	1,205
Salaries and employee benefits	$2,424,000	1,060
Premises and equipment expense	$349,000	1,885
Additional noninterest expense	$1,131,000	1,204
Pre-tax net operating income	$974,000	2,218
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$974,000	1,758
Extraordinary gains, net	$0	22
Net income	$974,000	1,758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$676,000	330
Cash dividends	$275,000	2,105
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$974,000	1,744
2006-12-31 (YTD Data)		Rank
Total interest income	$36,571,000	1,082
Total interest expense	$18,408,000	908
Net interest income	$18,163,000	1,245
Provision for loan and lease losses	$5,708,000	217
Total noninterest income	$5,114,000	1,078
Gross Fiduciary activities income	$407,000	630
Service charges on deposit accounts	$2,201,000	798
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,506,000	1,133
Total noninterest expense	$14,537,000	1,236
Salaries and employee benefits	$8,925,000	1,083
Premises and equipment expense	$1,303,000	1,933
Additional noninterest expense	$4,309,000	1,238
Pre-tax net operating income	$3,032,000	2,755
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$3,032,000	2,265
Extraordinary gains, net	$0	51
Net income	$3,032,000	2,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,154,000	171
Cash dividends	$4,615,000	763
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,032,000	2,245
2006-09-30 (YTD Data)		Rank
Total interest income	$27,178,000	1,089
Total interest expense	$13,501,000	902
Net interest income	$13,677,000	1,258
Provision for loan and lease losses	$3,240,000	260
Total noninterest income	$3,809,000	1,087
Gross Fiduciary activities income	$285,000	645
Service charges on deposit accounts	$1,667,000	798
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,857,000	1,157
Total noninterest expense	$10,686,000	1,272
Salaries and employee benefits	$6,513,000	1,129
Premises and equipment expense	$954,000	1,978
Additional noninterest expense	$3,219,000	1,245
Pre-tax net operating income	$3,560,000	2,028
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$3,560,000	1,563
Extraordinary gains, net	$0	45
Net income	$3,560,000	1,564
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,133,000	198
Cash dividends	$2,140,000	1,095
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,560,000	1,543
2006-06-30 (YTD Data)		Rank
Total interest income	$17,838,000	1,079
Total interest expense	$8,803,000	879
Net interest income	$9,035,000	1,266
Provision for loan and lease losses	$2,406,000	239
Total noninterest income	$2,503,000	1,103
Gross Fiduciary activities income	$185,000	656
Service charges on deposit accounts	$1,119,000	784
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,199,000	1,191
Total noninterest expense	$7,130,000	1,278
Salaries and employee benefits	$4,329,000	1,137
Premises and equipment expense	$622,000	2,022
Additional noninterest expense	$2,179,000	1,241
Pre-tax net operating income	$2,002,000	2,309
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$2,002,000	1,831
Extraordinary gains, net	$0	39
Net income	$2,002,000	1,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,615,000	241
Cash dividends	$1,270,000	1,195
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,002,000	1,814
2006-03-31 (YTD Data)		Rank
Total interest income	$8,749,000	1,071
Total interest expense	$4,250,000	868
Net interest income	$4,499,000	1,264
Provision for loan and lease losses	$836,000	309
Total noninterest income	$1,162,000	1,151
Gross Fiduciary activities income	$96,000	652
Service charges on deposit accounts	$532,000	797
Trading account gains and fees	$0	115
Additional Noninterest Income	$534,000	1,280
Total noninterest expense	$3,623,000	1,270
Salaries and employee benefits	$2,213,000	1,124
Premises and equipment expense	$303,000	2,079
Additional noninterest expense	$1,107,000	1,202
Pre-tax net operating income	$1,202,000	1,968
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$1,202,000	1,509
Extraordinary gains, net	$0	21
Net income	$1,202,000	1,508
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$343,000	425
Cash dividends	$350,000	1,768
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,202,000	1,492
2005-12-31 (YTD Data)		Rank
Total interest income	$33,916,000	970
Total interest expense	$14,425,000	789
Net interest income	$19,491,000	1,111
Provision for loan and lease losses	$4,798,000	250
Total noninterest income	$5,146,000	1,067
Gross Fiduciary activities income	$426,000	622
Service charges on deposit accounts	$2,325,000	747
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,395,000	1,190
Total noninterest expense	$13,727,000	1,257
Salaries and employee benefits	$8,634,000	1,069
Premises and equipment expense	$1,303,000	1,852
Additional noninterest expense	$3,790,000	1,346
Pre-tax net operating income	$6,112,000	1,559
Securities gains (losses)	$0	2,296
Applicable income taxes	$42,000	5,971
Income before extraordinary items	$6,070,000	1,187
Extraordinary gains, net	$0	46
Net income	$6,070,000	1,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,889,000	214
Cash dividends	$6,610,000	519
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$6,070,000	1,168
2005-09-30 (YTD Data)		Rank
Total interest income	$25,101,000	955
Total interest expense	$10,489,000	764
Net interest income	$14,612,000	1,093
Provision for loan and lease losses	$1,657,000	463
Total noninterest income	$3,847,000	1,070
Gross Fiduciary activities income	$324,000	616
Service charges on deposit accounts	$1,724,000	750
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,799,000	1,191
Total noninterest expense	$10,169,000	1,261
Salaries and employee benefits	$6,388,000	1,075
Premises and equipment expense	$969,000	1,862
Additional noninterest expense	$2,812,000	1,353
Pre-tax net operating income	$6,633,000	1,089
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$6,633,000	804
Extraordinary gains, net	$0	35
Net income	$6,633,000	805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,847,000	305
Cash dividends	$4,410,000	536
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$6,633,000	791
2005-06-30 (YTD Data)		Rank
Total interest income	$16,670,000	940
Total interest expense	$6,743,000	749
Net interest income	$9,927,000	1,059
Provision for loan and lease losses	$1,072,000	471
Total noninterest income	$2,465,000	1,087
Gross Fiduciary activities income	$224,000	611
Service charges on deposit accounts	$1,136,000	745
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,105,000	1,242
Total noninterest expense	$6,823,000	1,244
Salaries and employee benefits	$4,270,000	1,066
Premises and equipment expense	$637,000	1,875
Additional noninterest expense	$1,916,000	1,302
Pre-tax net operating income	$4,497,000	1,055
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$4,497,000	788
Extraordinary gains, net	$0	30
Net income	$4,497,000	788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,025,000	360
Cash dividends	$3,120,000	492
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$4,497,000	769
2005-03-31 (YTD Data)		Rank
Total interest income	$8,241,000	924
Total interest expense	$3,254,000	738
Net interest income	$4,987,000	1,045
Provision for loan and lease losses	$32,000	3,873
Total noninterest income	$1,167,000	1,113
Gross Fiduciary activities income	$117,000	610
Service charges on deposit accounts	$543,000	749
Trading account gains and fees	$0	115
Additional Noninterest Income	$507,000	1,325
Total noninterest expense	$3,360,000	1,266
Salaries and employee benefits	$2,140,000	1,061
Premises and equipment expense	$312,000	1,915
Additional noninterest expense	$908,000	1,367
Pre-tax net operating income	$2,762,000	852
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$2,762,000	650
Extraordinary gains, net	$0	24
Net income	$2,762,000	650
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,295
Cash dividends	$1,700,000	426
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$2,762,000	630
2004-12-31 (YTD Data)		Rank
Total interest income	$33,050,000	836
Total interest expense	$12,292,000	659
Net interest income	$20,758,000	952
Provision for loan and lease losses	$2,731,000	421
Total noninterest income	$5,396,000	1,019
Gross Fiduciary activities income	$419,000	620
Service charges on deposit accounts	$2,342,000	750
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,635,000	1,084
Total noninterest expense	$13,333,000	1,230
Salaries and employee benefits	$8,551,000	1,008
Premises and equipment expense	$1,192,000	1,930
Additional noninterest expense	$3,590,000	1,385
Pre-tax net operating income	$10,090,000	873
Securities gains (losses)	$0	3,819
Applicable income taxes	$80,000	5,723
Income before extraordinary items	$10,010,000	665
Extraordinary gains, net	$0	34
Net income	$10,010,000	666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,729,000	283
Cash dividends	$8,250,000	410
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$10,010,000	637
2004-09-30 (YTD Data)		Rank
Total interest income	$24,827,000	831
Total interest expense	$9,200,000	655
Net interest income	$15,627,000	942
Provision for loan and lease losses	$1,201,000	647
Total noninterest income	$4,071,000	1,021
Gross Fiduciary activities income	$326,000	609
Service charges on deposit accounts	$1,751,000	756
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,994,000	1,090
Total noninterest expense	$9,800,000	1,252
Salaries and employee benefits	$6,290,000	1,021
Premises and equipment expense	$875,000	1,980
Additional noninterest expense	$2,635,000	1,402
Pre-tax net operating income	$8,697,000	766
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$8,697,000	597
Extraordinary gains, net	$0	26
Net income	$8,697,000	598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,173,000	333
Cash dividends	$4,550,000	498
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$8,697,000	570
2004-06-30 (YTD Data)		Rank
Total interest income	$16,672,000	819
Total interest expense	$6,122,000	642
Net interest income	$10,550,000	923
Provision for loan and lease losses	$1,192,000	461
Total noninterest income	$2,741,000	1,004
Gross Fiduciary activities income	$228,000	598
Service charges on deposit accounts	$1,129,000	771
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,384,000	1,049
Total noninterest expense	$6,531,000	1,242
Salaries and employee benefits	$4,215,000	1,014
Premises and equipment expense	$562,000	2,047
Additional noninterest expense	$1,754,000	1,380
Pre-tax net operating income	$5,568,000	787
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$5,568,000	607
Extraordinary gains, net	$0	21
Net income	$5,568,000	607
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,132,000	385
Cash dividends	$4,400,000	368
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$5,568,000	577
2004-03-31 (YTD Data)		Rank
Total interest income	$8,473,000	829
Total interest expense	$3,102,000	652
Net interest income	$5,371,000	915
Provision for loan and lease losses	$11,000	5,558
Total noninterest income	$1,321,000	1,009
Gross Fiduciary activities income	$120,000	593
Service charges on deposit accounts	$515,000	818
Trading account gains and fees	$0	121
Additional Noninterest Income	$686,000	1,030
Total noninterest expense	$3,297,000	1,235
Salaries and employee benefits	$2,147,000	1,004
Premises and equipment expense	$279,000	2,083
Additional noninterest expense	$871,000	1,389
Pre-tax net operating income	$3,384,000	659
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$3,384,000	528
Extraordinary gains, net	$0	16
Net income	$3,384,000	527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,075
Cash dividends	$2,200,000	343
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$3,384,000	493
2003-12-31 (YTD Data)		Rank
Total interest income	$37,488,000	758
Total interest expense	$14,431,000	614
Net interest income	$23,057,000	829
Provision for loan and lease losses	$1,419,000	856
Total noninterest income	$7,201,000	846
Gross Fiduciary activities income	$363,000	653
Service charges on deposit accounts	$2,315,000	735
Trading account gains and fees	$0	160
Additional Noninterest Income	$4,523,000	819
Total noninterest expense	$13,801,000	1,173
Salaries and employee benefits	$8,943,000	961
Premises and equipment expense	$1,149,000	1,984
Additional noninterest expense	$3,709,000	1,341
Pre-tax net operating income	$15,038,000	599
Securities gains (losses)	$0	4,500
Applicable income taxes	$160,000	5,198
Income before extraordinary items	$14,878,000	480
Extraordinary gains, net	$0	54
Net income	$14,878,000	482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,564,000	662
Cash dividends	$13,650,000	306
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$14,878,000	448
2003-09-30 (YTD Data)		Rank
Total interest income	$28,649,000	762
Total interest expense	$11,234,000	626
Net interest income	$17,415,000	836
Provision for loan and lease losses	$1,254,000	740
Total noninterest income	$5,486,000	870
Gross Fiduciary activities income	$264,000	667
Service charges on deposit accounts	$1,713,000	755
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,509,000	828
Total noninterest expense	$10,289,000	1,184
Salaries and employee benefits	$6,597,000	987
Premises and equipment expense	$852,000	2,017
Additional noninterest expense	$2,840,000	1,305
Pre-tax net operating income	$11,358,000	609
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$11,358,000	492
Extraordinary gains, net	$0	40
Net income	$11,358,000	492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,299,000	588
Cash dividends	$8,730,000	338
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$11,358,000	453
2003-06-30 (YTD Data)		Rank
Total interest income	$19,488,000	752
Total interest expense	$7,925,000	615
Net interest income	$11,563,000	844
Provision for loan and lease losses	$760,000	801
Total noninterest income	$3,581,000	861
Gross Fiduciary activities income	$155,000	699
Service charges on deposit accounts	$1,112,000	768
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,314,000	830
Total noninterest expense	$6,675,000	1,218
Salaries and employee benefits	$4,288,000	1,007
Premises and equipment expense	$553,000	2,071
Additional noninterest expense	$1,834,000	1,347
Pre-tax net operating income	$7,709,000	601
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$7,709,000	489
Extraordinary gains, net	$0	30
Net income	$7,709,000	489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$766,000	619
Cash dividends	$5,420,000	322
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$7,709,000	452
2003-03-31 (YTD Data)		Rank
Total interest income	$9,859,000	749
Total interest expense	$4,183,000	600
Net interest income	$5,676,000	862
Provision for loan and lease losses	$263,000	1,067
Total noninterest income	$1,546,000	948
Gross Fiduciary activities income	$60,000	773
Service charges on deposit accounts	$526,000	781
Trading account gains and fees	$0	134
Additional Noninterest Income	$960,000	920
Total noninterest expense	$3,304,000	1,220
Salaries and employee benefits	$2,122,000	1,013
Premises and equipment expense	$278,000	2,052
Additional noninterest expense	$904,000	1,334
Pre-tax net operating income	$3,655,000	627
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$3,655,000	492
Extraordinary gains, net	$0	21
Net income	$3,655,000	490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	1,039
Cash dividends	$2,780,000	307
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$3,655,000	464
2002-12-31 (YTD Data)		Rank
Total interest income	$41,865,000	727
Total interest expense	$21,846,000	532
Net interest income	$20,019,000	968
Provision for loan and lease losses	$2,699,000	594
Total noninterest income	$6,133,000	883
Gross Fiduciary activities income	$239,000	780
Service charges on deposit accounts	$2,528,000	652
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,366,000	923
Total noninterest expense	$12,560,000	1,221
Salaries and employee benefits	$8,128,000	997
Premises and equipment expense	$974,000	2,238
Additional noninterest expense	$3,458,000	1,373
Pre-tax net operating income	$10,893,000	799
Securities gains (losses)	$0	4,537
Applicable income taxes	$100,000	5,962
Income before extraordinary items	$10,793,000	596
Extraordinary gains, net	$0	70
Net income	$10,793,000	597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,591,000	483
Cash dividends	$9,000,000	390
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$10,793,000	569
2001-12-31 (YTD Data)		Rank
Total interest income	$47,577,000	728
Total interest expense	$27,643,000	605
Net interest income	$19,934,000	885
Provision for loan and lease losses	$2,797,000	538
Total noninterest income	$4,370,000	1,113
Gross Fiduciary activities income	$249,000	783
Service charges on deposit accounts	$1,533,000	971
Trading account gains and fees	$0	177
Additional Noninterest Income	$2,588,000	1,041
Total noninterest expense	$11,399,000	1,267
Salaries and employee benefits	$7,277,000	1,023
Premises and equipment expense	$982,000	2,180
Additional noninterest expense	$3,140,000	1,486
Pre-tax net operating income	$10,108,000	756
Securities gains (losses)	$0	4,612
Applicable income taxes	$64,000	6,472
Income before extraordinary items	$10,044,000	576
Extraordinary gains, net	$0	105
Net income	$10,044,000	577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$932,000	990
Cash dividends	$8,600,000	417
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$10,044,000	549
2000-12-31 (YTD Data)		Rank
Total interest income	$46,258,000	769
Total interest expense	$27,877,000	665
Net interest income	$18,381,000	942
Provision for loan and lease losses	$2,272,000	558
Total noninterest income	$3,182,000	1,283
Gross Fiduciary activities income	$207,000	795
Service charges on deposit accounts	$944,000	1,449
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,031,000	1,118
Total noninterest expense	$9,403,000	1,477
Salaries and employee benefits	$5,997,000	1,177
Premises and equipment expense	$765,000	2,678
Additional noninterest expense	$2,641,000	1,684
Pre-tax net operating income	$9,888,000	788
Securities gains (losses)	$0	1,956
Applicable income taxes	$106,000	6,441
Income before extraordinary items	$9,782,000	585
Extraordinary gains, net	$0	38
Net income	$9,782,000	585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$779,000	894
Cash dividends	$5,600,000	568
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$9,782,000	581
1999-12-31 (YTD Data)		Rank
Total interest income	$36,375,000	928
Total interest expense	$21,590,000	744
Net interest income	$14,785,000	1,188
Provision for loan and lease losses	$1,352,000	766
Total noninterest income	$3,339,000	1,242
Gross Fiduciary activities income	$68,000	1,053
Service charges on deposit accounts	$718,000	1,849
Trading account gains and fees	$0	173
Additional Noninterest Income	$2,553,000	984
Total noninterest expense	$8,207,000	1,674
Salaries and employee benefits	$4,901,000	1,408
Premises and equipment expense	$604,000	3,234
Additional noninterest expense	$2,702,000	1,656
Pre-tax net operating income	$8,565,000	939
Securities gains (losses)	$0	3,155
Applicable income taxes	$92,000	7,032
Income before extraordinary items	$8,473,000	701
Extraordinary gains, net	$0	35
Net income	$8,473,000	701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,266
Cash dividends	$3,750,000	814
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$8,473,000	690
1998-12-31 (YTD Data)		Rank
Total interest income	$25,886,000	1,249
Total interest expense	$15,549,000	1,018
Net interest income	$10,337,000	1,651
Provision for loan and lease losses	$559,000	1,582
Total noninterest income	$1,994,000	1,838
Gross Fiduciary activities income	$7,000	1,317
Service charges on deposit accounts	$513,000	2,504
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,474,000	1,424
Total noninterest expense	$5,506,000	2,376
Salaries and employee benefits	$3,411,000	1,955
Premises and equipment expense	$423,000	4,229
Additional noninterest expense	$1,672,000	2,493
Pre-tax net operating income	$6,266,000	1,188
Securities gains (losses)	$0	4,449
Applicable income taxes	$71,000	7,976
Income before extraordinary items	$6,195,000	880
Extraordinary gains, net	$0	32
Net income	$6,195,000	879
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$190,000	2,532
Cash dividends	$2,590,000	1,089
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$6,195,000	842
1997-12-31 (YTD Data)		Rank
Total interest income	$18,183,000	1,818
Total interest expense	$10,773,000	1,449
Net interest income	$7,410,000	2,358
Provision for loan and lease losses	$232,000	3,133
Total noninterest income	$1,301,000	2,461
Gross Fiduciary activities income	$7,000	1,364
Service charges on deposit accounts	$398,000	3,235
Trading account gains and fees	$0	239
Additional Noninterest Income	$896,000	1,869
Total noninterest expense	$3,683,000	3,437
Salaries and employee benefits	$2,240,000	2,960
Premises and equipment expense	$285,000	5,598
Additional noninterest expense	$1,158,000	3,447
Pre-tax net operating income	$4,796,000	1,614
Securities gains (losses)	$0	3,944
Applicable income taxes	$240,000	6,358
Income before extraordinary items	$4,556,000	1,203
Extraordinary gains, net	$0	44
Net income	$4,556,000	1,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	6,139
Cash dividends	$1,215,000	1,865
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$4,556,000	1,176
1996-12-31 (YTD Data)		Rank
Total interest income	$10,951,000	2,999
Total interest expense	$6,493,000	2,377
Net interest income	$4,458,000	3,917
Provision for loan and lease losses	$387,000	2,151
Total noninterest income	$1,665,000	2,127
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$296,000	4,264
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,369,000	1,464
Total noninterest expense	$2,568,000	4,898
Salaries and employee benefits	$1,563,000	4,162
Premises and equipment expense	$208,000	6,889
Additional noninterest expense	$797,000	5,218
Pre-tax net operating income	$3,168,000	2,254
Securities gains (losses)	$0	4,148
Applicable income taxes	$1,184,000	2,013
Income before extraordinary items	$1,984,000	2,478
Extraordinary gains, net	$0	53
Net income	$1,984,000	2,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,548
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$1,000,000	374
Net operating income	$1,984,000	2,427
1995-12-31 (YTD Data)		Rank
Total interest income	$3,410,000	7,674
Total interest expense	$1,863,000	6,751
Net interest income	$1,547,000	8,401
Provision for loan and lease losses	$549,000	1,465
Total noninterest income	$710,000	4,038
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$109,000	7,568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$601,000	2,526
Total noninterest expense	$1,239,000	8,082
Salaries and employee benefits	$741,000	7,456
Premises and equipment expense	$99,000	9,652
Additional noninterest expense	$399,000	8,206
Pre-tax net operating income	$469,000	8,626
Securities gains (losses)	$0	3,831
Applicable income taxes	$163,000	8,046
Income before extraordinary items	$306,000	8,880
Extraordinary gains, net	$0	65
Net income	$306,000	8,884
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	7,181
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$64,000	621
Net operating income	$306,000	8,850
1994-12-31 (YTD Data)		Rank
Total interest income	$1,160,000	11,423
Total interest expense	$430,000	11,440
Net interest income	$730,000	11,275
Provision for loan and lease losses	$29,000	7,250
Total noninterest income	$185,000	9,009
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	8,774
Trading account gains and fees	NA	NA
Additional Noninterest Income	$108,000	7,272
Total noninterest expense	$649,000	10,908
Salaries and employee benefits	$332,000	10,921
Premises and equipment expense	$50,000	11,639
Additional noninterest expense	$267,000	10,327
Pre-tax net operating income	$237,000	10,605
Securities gains (losses)	$0	3,600
Applicable income taxes	$85,000	9,683
Income before extraordinary items	$152,000	10,796
Extraordinary gains, net	$0	249
Net income	$152,000	10,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	7,184
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$152,000	10,848
1993-12-31 (YTD Data)		Rank
Total interest income	$303,000	13,180
Total interest expense	$109,000	13,164
Net interest income	$194,000	13,136
Provision for loan and lease losses	$25,000	8,682
Total noninterest income	$29,000	12,948
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	10,960
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	12,927
Total noninterest expense	$186,000	13,193
Salaries and employee benefits	$90,000	13,193
Premises and equipment expense	$15,000	13,159
Additional noninterest expense	$81,000	13,078
Pre-tax net operating income	$12,000	12,343
Securities gains (losses)	$0	7,477
Applicable income taxes	$4,000	11,985
Income before extraordinary items	$8,000	12,492
Extraordinary gains, net	$0	3,149
Net income	$8,000	12,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$110,000	872
Net operating income	$8,000	12,349
1992-12-31 (YTD Data)		Rank
Total interest income	$571,000	13,644
Total interest expense	$241,000	13,621
Net interest income	$330,000	13,561
Provision for loan and lease losses	$27,000	10,147
Total noninterest income	$109,000	11,481
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$76,000	9,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	11,562
Total noninterest expense	$401,000	13,162
Salaries and employee benefits	$143,000	13,600
Premises and equipment expense	$57,000	12,412
Additional noninterest expense	$201,000	12,223
Pre-tax net operating income	$11,000	12,639
Securities gains (losses)	$0	8,369
Applicable income taxes	$3,000	12,573
Income before extraordinary items	$8,000	12,846
Extraordinary gains, net	$0	1,422
Net income	$8,000	12,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	6,878
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$8,000	12,614

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.