Home > Manufacturers and Traders Trust Company > Net charge- offs to loans
Manufacturers and Traders Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 655,687.0000% | 8 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1263% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 1,988,515.0000% | 1 |
| Percentage Net Loans Charged-off: Credit card loans | 7,920.0000% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0025% | 2,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 24.1123% | 20 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2121% | 342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 92 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 4,472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3923% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0047% | 4,657 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0355% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0750% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6250% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3355% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4994% | 885 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0043% | 4,673 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1397% | 579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 339 |
| Percentage Net Loans Charged-off:Construction & development | -0.1094% | 4,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1749% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,649 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0172% | 4,372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1417% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3155% | 1,361 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3508% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2288% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0305% | 4,701 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1448% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 266 |
| Percentage Net Loans Charged-off:Construction & development | -0.0983% | 4,606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1800% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 4,691 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0273% | 4,447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2027% | 507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2493% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2659% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1654% | 1,590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0918% | 12 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1084% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 3,983 |
| Percentage Net Loans Charged-off:Construction & development | -0.1755% | 4,269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0174% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0054% | 3,825 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0241% | 3,278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2194% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2486% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2530% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1662% | 1,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1492% | 11 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 1,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0935% | 4,539 |
| Percentage Net Loans Charged-off:Construction & development | -0.3485% | 4,318 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0942% | 4,540 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 3,841 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0336% | 3,350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1162% | 4,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2614% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2991% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1789% | 1,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4012% | 9 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2000% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1216% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0461% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2833% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0664% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,526 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0689% | 3,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3333% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2276% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2610% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1428% | 1,663 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1776% | 17 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2219% | 372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1737% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0156% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4331% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0926% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 3,859 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0697% | 3,457 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2780% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2293% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4161% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1380% | 1,496 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0449% | 1,043 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2468% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2214% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0387% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5369% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1374% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 3,871 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0563% | 3,470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2285% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3012% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6127% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2029% | 1,173 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0399% | 1,019 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3042% | 276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3676% | 89 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 4,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9703% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 3,929 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0845% | 3,565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0556% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4789% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6213% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3851% | 814 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0326% | 981 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2580% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0652% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0124% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1294% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0044% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0730% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3829% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6620% | 948 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0109% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5412% | 1,054 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0272% | 1,051 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2102% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0186% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1006% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0059% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0521% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2184% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7348% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4741% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6430% | 855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0230% | 1,037 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2556% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 583 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 4,206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1486% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0090% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0714% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2845% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8517% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1012% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7829% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0156% | 1,023 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2129% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 612 |
| Percentage Net Loans Charged-off:Construction & development | -0.0113% | 4,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 4,024 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0983% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1475% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0848% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2278% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9189% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1445% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7896% | 850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0166% | 1,005 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1611% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0997% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,240 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 4,048 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0457% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1162% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1660% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7953% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1472% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6510% | 1,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0050% | 42 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1539% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.1319% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1291% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1250% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7961% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0832% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6555% | 1,066 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0107% | 36 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1496% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0504% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 0.1740% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1004% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0797% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8104% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0777% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6691% | 990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0420% | 1,050 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0998% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 4,473 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 4,732 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0817% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 4,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8468% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1094% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7040% | 932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0577% | 1,047 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1478% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 1,942 |
| Percentage Net Loans Charged-off:Construction & development | -0.2262% | 4,758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0485% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0025% | 4,220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1472% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0458% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1963% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9215% | 884 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1941% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7810% | 968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0147% | 1,131 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1395% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 1,708 |
| Percentage Net Loans Charged-off:Construction & development | -0.2440% | 4,808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0440% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0034% | 4,263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1580% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1993% | 1,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8988% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2426% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7557% | 906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0152% | 34 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1728% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0495% | 878 |
| Percentage Net Loans Charged-off:Construction & development | -0.0250% | 4,534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0500% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 4,296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0837% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2090% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0512% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2423% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9296% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3589% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7807% | 816 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0865% | 28 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1846% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0436% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0015% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 4,358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0852% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2002% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2636% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0650% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6919% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9034% | 756 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0864% | 1,100 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1574% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 1,842 |
| Percentage Net Loans Charged-off:Construction & development | -0.1105% | 4,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0189% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0866% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2115% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1600% | 1,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9401% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3167% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7887% | 1,045 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0083% | 38 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1688% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | -0.0714% | 4,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0247% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,397 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2092% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0616% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2336% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9221% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3918% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7644% | 998 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0226% | 31 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1963% | 1,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0626% | 1,059 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0518% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,439 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0997% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2071% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2764% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8960% | 905 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5359% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7247% | 1,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0432% | 24 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1907% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0761% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0033% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0753% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,494 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1104% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2307% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0818% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2622% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0059% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6654% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8305% | 889 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0352% | 1,131 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1759% | 1,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0523% | 1,765 |
| Percentage Net Loans Charged-off:Construction & development | -0.0585% | 4,793 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 1,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0025% | 213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1139% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2751% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 1,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1701% | 1,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4086% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9661% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3008% | 591 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2194% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0193% | 1,186 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1618% | 1,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 1,544 |
| Percentage Net Loans Charged-off:Construction & development | -0.0804% | 4,899 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,555 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1127% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2826% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0759% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0922% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4672% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8984% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3678% | 501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2309% | 776 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0123% | 1,166 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 1,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 1,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.0873% | 4,997 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,874 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,588 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1071% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2944% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0670% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 4,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7306% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8719% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6499% | 383 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2404% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0120% | 1,159 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 1,125 |
| Percentage Net Loans Charged-off:Construction & development | -0.0705% | 5,044 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1234% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3291% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0800% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0016% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1161% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0195% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0513% | 325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3413% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0010% | 1,135 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0669% | 2,033 |
| Percentage Net Loans Charged-off:Construction & development | -0.0578% | 4,925 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0511% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0109% | 267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1343% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2551% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0796% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1922% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1795% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7421% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0654% | 655 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2424% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0113% | 1,239 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1935% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0365% | 619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0481% | 1,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0149% | 219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1776% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2815% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1107% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2711% | 1,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7408% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6021% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6053% | 1,139 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2981% | 666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0031% | 32 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1715% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1041% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0662% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0707% | 849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0081% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1873% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3039% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1507% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7255% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6720% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5815% | 1,096 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2689% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0414% | 1,213 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2177% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1392% | 981 |
| Percentage Net Loans Charged-off:Construction & development | -0.0066% | 4,936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1311% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0162% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2370% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3969% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1354% | 1,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2092% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8371% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6485% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7013% | 914 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3068% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0654% | 1,199 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1858% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0820% | 2,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.0606% | 5,176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 1,929 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,896 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2103% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2476% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1870% | 1,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1925% | 1,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8100% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5780% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6712% | 1,324 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5636% | 592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0483% | 48 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1828% | 1,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 2,334 |
| Percentage Net Loans Charged-off:Construction & development | -0.0944% | 5,323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 1,613 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,959 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2144% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2337% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2024% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1733% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7950% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5655% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6554% | 1,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6485% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1306% | 36 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1886% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0887% | 2,137 |
| Percentage Net Loans Charged-off:Construction & development | -0.1136% | 5,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0374% | 1,366 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,995 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2334% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2318% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2345% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1712% | 1,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8129% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4824% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6786% | 1,110 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6674% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1362% | 23 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2008% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1000% | 1,631 |
| Percentage Net Loans Charged-off:Construction & development | -0.0909% | 5,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 5,038 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2682% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2165% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3000% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1017% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8973% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4113% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7728% | 995 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9879% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2935% | 15 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2817% | 2,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0870% | 3,275 |
| Percentage Net Loans Charged-off:Construction & development | -0.2353% | 5,719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1162% | 2,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0081% | 604 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1527% | 2,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1293% | 1,185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1652% | 2,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5896% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7572% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1583% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6651% | 1,555 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6962% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1139% | 64 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2898% | 2,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0916% | 3,005 |
| Percentage Net Loans Charged-off:Construction & development | -0.2673% | 5,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0870% | 1,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0097% | 497 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2033% | 2,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2762% | 866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1654% | 2,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6293% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7191% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1342% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6319% | 1,470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6923% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1499% | 54 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2859% | 2,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0915% | 2,808 |
| Percentage Net Loans Charged-off:Construction & development | -0.3235% | 5,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0816% | 1,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0087% | 415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2177% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2988% | 773 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1772% | 1,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6267% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6871% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1137% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6072% | 1,439 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6615% | 494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0149% | 55 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2227% | 2,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1695% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.2283% | 785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1331% | 1,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0363% | 266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2244% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3230% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1762% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1681% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6738% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0936% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5939% | 1,332 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4318% | 494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0518% | 1,287 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2974% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2560% | 2,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.6353% | 1,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0694% | 2,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0083% | 841 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4300% | 2,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4274% | 1,109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4315% | 1,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1785% | 2,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7866% | 1,690 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5915% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7493% | 1,626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5109% | 764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1080% | 114 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3070% | 2,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2593% | 2,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.5869% | 1,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0822% | 2,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0070% | 735 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4362% | 1,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4360% | 994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4363% | 1,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2231% | 2,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7664% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4882% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7350% | 1,508 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4916% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1413% | 101 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3287% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2897% | 2,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.8211% | 1,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0635% | 2,168 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0154% | 5,493 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4846% | 1,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4614% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4986% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2257% | 2,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7475% | 1,571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7777% | 1,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5406% | 612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1504% | 89 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3210% | 2,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2975% | 2,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.5126% | 1,124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0959% | 1,461 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0186% | 5,539 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5489% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5484% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5492% | 1,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1477% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8936% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9260% | 1,088 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3558% | 561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3005% | 59 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4713% | 3,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4471% | 2,801 |
| Percentage Net Loans Charged-off:Construction & development | 1.2917% | 1,992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1267% | 3,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0329% | 983 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6324% | 1,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4460% | 1,304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7732% | 1,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3401% | 3,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9589% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8844% | 1,597 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4325% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0730% | 111 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4603% | 2,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4250% | 2,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.9817% | 1,908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1451% | 2,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0620% | 808 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6439% | 1,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4460% | 1,144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7985% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3635% | 2,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9701% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8702% | 1,484 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3681% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0983% | 97 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4936% | 2,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4633% | 2,376 |
| Percentage Net Loans Charged-off:Construction & development | 1.1597% | 1,619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1548% | 2,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0318% | 664 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6765% | 1,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4266% | 1,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8747% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4064% | 2,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9986% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8579% | 1,393 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3089% | 806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1386% | 87 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5718% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5590% | 1,770 |
| Percentage Net Loans Charged-off:Construction & development | 1.8888% | 1,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1315% | 1,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0482% | 423 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7042% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4212% | 773 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9354% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4123% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1606% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9236% | 1,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3193% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0575% | 59 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6735% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6358% | 2,615 |
| Percentage Net Loans Charged-off:Construction & development | 1.7870% | 2,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2754% | 2,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0582% | 1,058 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7189% | 1,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4097% | 1,338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9796% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6539% | 3,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2577% | 1,767 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1632% | 1,454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5795% | 1,540 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7001% | 2,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6216% | 2,417 |
| Percentage Net Loans Charged-off:Construction & development | 1.7061% | 1,956 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2539% | 2,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0571% | 853 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7278% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4183% | 1,190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9894% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7124% | 2,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2966% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4953% | 991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0365% | 140 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6890% | 2,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6814% | 2,093 |
| Percentage Net Loans Charged-off:Construction & development | 1.9387% | 1,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2924% | 1,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0881% | 671 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7339% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4450% | 1,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9786% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4612% | 2,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3573% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4247% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0533% | 107 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7366% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6673% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | 2.0093% | 1,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1745% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1075% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7891% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4225% | 758 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1013% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6392% | 1,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5310% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4660% | 722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0920% | 68 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0176% | 2,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8064% | 2,204 |
| Percentage Net Loans Charged-off:Construction & development | 2.4673% | 1,891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0927% | 2,909 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 6,113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0258% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5197% | 1,205 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4471% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0763% | 2,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5732% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9282% | 718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4049% | 121 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0052% | 1,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7364% | 1,933 |
| Percentage Net Loans Charged-off:Construction & development | 2.1140% | 1,682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0438% | 2,580 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 6,120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0330% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5367% | 1,000 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4424% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1158% | 2,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5874% | 1,616 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2047% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.1202% | 100 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9537% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7836% | 1,629 |
| Percentage Net Loans Charged-off:Construction & development | 2.4074% | 1,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 2,090 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 6,119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0419% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4709% | 876 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5063% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6100% | 2,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7466% | 1,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3824% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.3294% | 79 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8192% | 1,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6924% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 1.9182% | 970 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 6,091 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0586% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4457% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5499% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7106% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9466% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4889% | 774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0061% | 1,594 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7852% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6991% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 2.1113% | 1,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1077% | 1,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0201% | 530 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8689% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2865% | 910 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2823% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7853% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4202% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4262% | 1,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0518% | 108 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6537% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6856% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 2.1334% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1078% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0270% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8199% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2769% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1890% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3474% | 2,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2281% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3654% | 980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0636% | 87 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5936% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5924% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 1.7996% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0521% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0160% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7764% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2530% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1118% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4097% | 1,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0812% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3185% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1008% | 65 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3765% | 1,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3548% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 0.2205% | 820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0671% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 6,101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7747% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2148% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1201% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1385% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9723% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2834% | 738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0953% | 33 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2530% | 2,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1508% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0983% | 1,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0271% | 1,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0261% | 266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3146% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0838% | 748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4600% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1913% | 2,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8776% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4189% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0150% | 68 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1835% | 2,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0639% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0221% | 1,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0194% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1355% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0687% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1776% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1554% | 2,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8153% | 1,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4005% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0124% | 50 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1792% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0277% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0299% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1021% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0613% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1279% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2104% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7911% | 1,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2728% | 863 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0206% | 36 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1597% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0042% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0482% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1042% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1548% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7801% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3244% | 624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1635% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 2,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 1,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0021% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0591% | 1,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0380% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0743% | 1,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1534% | 2,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7971% | 1,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5065% | 795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0024% | 37 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1408% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 2,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0030% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0586% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0226% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0855% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1060% | 2,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7413% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3729% | 778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0014% | 1,390 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 2,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0047% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 1,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0157% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1091% | 2,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7011% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3478% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1667% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0099% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0195% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1847% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8013% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4128% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1951% | 2,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 3,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 7,991 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0173% | 6,337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 2,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0217% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0586% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1565% | 3,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8573% | 2,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6664% | 718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1836% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 2,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 8,029 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0450% | 6,323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0203% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0606% | 1,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1464% | 2,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7758% | 2,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7048% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1672% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0194% | 8,136 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 6,234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 1,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0621% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1627% | 2,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7410% | 2,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3909% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1963% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0316% | 8,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0036% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0176% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2264% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8167% | 1,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4600% | 485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2198% | 2,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 2,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0160% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0224% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1171% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2142% | 3,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8411% | 2,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3221% | 962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1957% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 2,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 1,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0090% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0740% | 1,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0178% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1189% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1680% | 2,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8012% | 2,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2352% | 933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2127% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 8,227 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 6,298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0858% | 1,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0253% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1327% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2275% | 2,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8057% | 2,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3060% | 764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1964% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 1,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0390% | 8,530 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 6,253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0721% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0050% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1618% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8386% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3607% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2994% | 2,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 2,225 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 7,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0802% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0049% | 6,470 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0920% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0260% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1331% | 1,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4435% | 2,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8697% | 2,745 |
| Percentage Net Loans Charged-off: Credit card loans | -8,480.7692% | 2,830 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5075% | 974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2731% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 1,963 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 7,909 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0824% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0037% | 6,453 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 1,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0186% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1062% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4021% | 2,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8139% | 2,674 |
| Percentage Net Loans Charged-off: Credit card loans | -7,199.8462% | 2,829 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4455% | 935 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3277% | 1,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 1,700 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 7,891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0697% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 6,404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0902% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0163% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1360% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6213% | 1,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8549% | 2,414 |
| Percentage Net Loans Charged-off: Credit card loans | -6,400.0000% | 2,816 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4765% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3839% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0801% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 6,347 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 5,870 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0852% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9694% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8340% | 2,297 |
| Percentage Net Loans Charged-off: Credit card loans | -1,638.0952% | 2,804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5216% | 598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4264% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 1,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0088% | 840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0844% | 1,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0262% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1565% | 1,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0877% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1879% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7195% | 2,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8286% | 2,886 |
| Percentage Net Loans Charged-off: Credit card loans | -614.8325% | 2,992 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0600% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3142% | 2,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 1,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 988 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 6,594 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1309% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0868% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1441% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5854% | 2,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0780% | 2,042 |
| Percentage Net Loans Charged-off: Credit card loans | -36.2164% | 5,580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2610% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 3,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 1,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0236% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1450% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1269% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1509% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1524% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8771% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 98.9194% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0037% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2527% | 2,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 705 |
| Percentage Net Loans Charged-off:Construction & development | -0.0827% | 1,389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0536% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0011% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0979% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0641% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1055% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4380% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1784% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | 51.5905% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3766% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2940% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.2574% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0473% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0816% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0582% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0506% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1050% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9030% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7141% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0013% | 1,228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4002% | 2,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0698% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0980% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0745% | 1,321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1497% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0842% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1744% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1294% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3581% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2160% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0874% | 1,241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2617% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 555 |
| Percentage Net Loans Charged-off:Construction & development | -0.0365% | 1,322 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0654% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1546% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1546% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1873% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3125% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0827% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1244% | 1,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2341% | 3,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1771% | 349 |
| Percentage Net Loans Charged-off:Construction & development | -0.0755% | 1,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2876% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2198% | 208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1163% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0719% | 437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1439% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7678% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6518% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1419% | 1,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1218% | 5,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1283% | 511 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 1,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1366% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5422% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0576% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0438% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2329% | 1,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6653% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2081% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0988% | 249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4746% | 2,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3833% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 0.2182% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9344% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0227% | 354 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0999% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1557% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5762% | 515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8784% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7493% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4273% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3603% | 82 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6639% | 3,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4732% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2109% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7441% | 264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0353% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9450% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2825% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9627% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5660% | 108 |