Home > MainSource Bank - Crawfordsville > Income and Expense
MainSource Bank - Crawfordsville, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,900,000 | 2,582 |
| Total interest expense | $4,511,000 | 2,110 |
| Net interest income | $3,389,000 | 3,211 |
| Provision for loan and lease losses | $155,000 | 2,541 |
| Total noninterest income | $348,000 | 4,334 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $159,000 | 3,978 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $189,000 | 3,884 |
| Total noninterest expense | $2,441,000 | 3,512 |
| Salaries and employee benefits | $1,332,000 | 3,568 |
| Premises and equipment expense | $312,000 | 3,745 |
| Additional noninterest expense | $797,000 | 3,202 |
| Pre-tax net operating income | $1,141,000 | 3,218 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $325,000 | 2,632 |
| Income before extraordinary items | $816,000 | 3,477 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $816,000 | 3,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,332 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $816,000 | 3,457 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 2,626 |
| Total interest expense | $2,241,000 | 2,112 |
| Net interest income | $1,628,000 | 3,318 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $158,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $76,000 | 4,018 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $82,000 | 4,163 |
| Total noninterest expense | $1,181,000 | 3,614 |
| Salaries and employee benefits | $646,000 | 3,684 |
| Premises and equipment expense | $161,000 | 3,678 |
| Additional noninterest expense | $374,000 | 3,354 |
| Pre-tax net operating income | $545,000 | 3,322 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $153,000 | 2,727 |
| Income before extraordinary items | $392,000 | 3,550 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $392,000 | 3,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $392,000 | 3,526 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,053,000 | 3,077 |
| Total interest expense | $6,673,000 | 2,368 |
| Net interest income | $5,380,000 | 3,808 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $512,000 | 5,079 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $253,000 | 4,468 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $259,000 | 4,582 |
| Total noninterest expense | $3,577,000 | 4,335 |
| Salaries and employee benefits | $1,939,000 | 4,386 |
| Premises and equipment expense | $506,000 | 4,231 |
| Additional noninterest expense | $1,132,000 | 4,116 |
| Pre-tax net operating income | $2,315,000 | 3,321 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $714,000 | 2,638 |
| Income before extraordinary items | $1,601,000 | 3,623 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,601,000 | 3,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,665 |
| Cash dividends | $1,075,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,601,000 | 3,601 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,136,000 | 3,331 |
| Total interest expense | $4,494,000 | 2,525 |
| Net interest income | $3,642,000 | 4,114 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $353,000 | 5,273 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $178,000 | 4,670 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $175,000 | 4,816 |
| Total noninterest expense | $2,421,000 | 4,634 |
| Salaries and employee benefits | $1,324,000 | 4,650 |
| Premises and equipment expense | $360,000 | 4,385 |
| Additional noninterest expense | $737,000 | 4,545 |
| Pre-tax net operating income | $1,574,000 | 3,681 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $483,000 | 2,912 |
| Income before extraordinary items | $1,091,000 | 3,955 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,091,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,357 |
| Cash dividends | $600,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,091,000 | 3,942 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 3,919 |
| Total interest expense | $2,336,000 | 2,997 |
| Net interest income | $1,961,000 | 4,770 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $185,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $90,000 | 5,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $95,000 | 5,241 |
| Total noninterest expense | $1,265,000 | 5,437 |
| Salaries and employee benefits | $702,000 | 5,414 |
| Premises and equipment expense | $199,000 | 4,947 |
| Additional noninterest expense | $364,000 | 5,500 |
| Pre-tax net operating income | $881,000 | 4,105 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $270,000 | 3,182 |
| Income before extraordinary items | $611,000 | 4,393 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $611,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,936 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $611,000 | 4,389 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,468 |
| Total interest expense | $331,000 | 6,173 |
| Net interest income | $208,000 | 8,211 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $27,000 | 7,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $170,000 | 8,260 |
| Salaries and employee benefits | $102,000 | 8,193 |
| Premises and equipment expense | $31,000 | 7,598 |
| Additional noninterest expense | $37,000 | 8,446 |
| Pre-tax net operating income | $65,000 | 7,504 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $56,000 | 7,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 7,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $56,000 | 7,436 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,319,000 | 2,306 |
| Total interest expense | $7,164,000 | 1,586 |
| Net interest income | $7,155,000 | 2,992 |
| Provision for loan and lease losses | $457,000 | 2,041 |
| Total noninterest income | $662,000 | 4,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $662,000 | 2,865 |
| Total noninterest expense | $6,480,000 | 2,560 |
| Salaries and employee benefits | $4,228,000 | 2,174 |
| Premises and equipment expense | $1,097,000 | 2,184 |
| Additional noninterest expense | $1,155,000 | 3,970 |
| Pre-tax net operating income | $880,000 | 5,684 |
| Securities gains (losses) | $-16,000 | 7,722 |
| Applicable income taxes | $232,000 | 4,465 |
| Income before extraordinary items | $632,000 | 5,889 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $632,000 | 5,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,118 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $643,680 | 5,817 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,699,000 | 2,268 |
| Total interest expense | $5,253,000 | 1,528 |
| Net interest income | $5,446,000 | 2,938 |
| Provision for loan and lease losses | $472,000 | 1,481 |
| Total noninterest income | $470,000 | 4,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $470,000 | 2,996 |
| Total noninterest expense | $4,106,000 | 2,948 |
| Salaries and employee benefits | $2,400,000 | 2,770 |
| Premises and equipment expense | $819,000 | 2,184 |
| Additional noninterest expense | $887,000 | 3,851 |
| Pre-tax net operating income | $1,338,000 | 4,047 |
| Securities gains (losses) | $-16,000 | 8,085 |
| Applicable income taxes | $441,000 | 3,156 |
| Income before extraordinary items | $881,000 | 4,512 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $881,000 | 4,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,254 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $891,720 | 4,445 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,107,000 | 2,218 |
| Total interest expense | $3,415,000 | 1,472 |
| Net interest income | $3,692,000 | 2,858 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $315,000 | 4,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $315,000 | 2,972 |
| Total noninterest expense | $2,755,000 | 2,931 |
| Salaries and employee benefits | $1,648,000 | 2,692 |
| Premises and equipment expense | $568,000 | 2,080 |
| Additional noninterest expense | $539,000 | 4,118 |
| Pre-tax net operating income | $1,132,000 | 3,395 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $393,000 | 2,644 |
| Income before extraordinary items | $739,000 | 3,825 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $739,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $739,000 | 3,771 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 2,216 |
| Total interest expense | $1,629,000 | 1,466 |
| Net interest income | $1,856,000 | 2,834 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $99,000 | 5,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,751 |
| Total noninterest expense | $1,427,000 | 2,841 |
| Salaries and employee benefits | $869,000 | 2,574 |
| Premises and equipment expense | $286,000 | 2,083 |
| Additional noninterest expense | $272,000 | 4,102 |
| Pre-tax net operating income | $468,000 | 3,854 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $157,000 | 3,029 |
| Income before extraordinary items | $311,000 | 4,265 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $311,000 | 4,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $311,000 | 4,223 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,935,000 | 2,032 |
| Total interest expense | $6,351,000 | 1,295 |
| Net interest income | $7,584,000 | 2,661 |
| Provision for loan and lease losses | $103,000 | 4,930 |
| Total noninterest income | $679,000 | 4,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $679,000 | 2,750 |
| Total noninterest expense | $5,427,000 | 2,897 |
| Salaries and employee benefits | $3,206,000 | 2,681 |
| Premises and equipment expense | $1,102,000 | 2,084 |
| Additional noninterest expense | $1,119,000 | 3,969 |
| Pre-tax net operating income | $2,733,000 | 2,783 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $804,000 | 2,529 |
| Income before extraordinary items | $1,929,000 | 3,007 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,929,000 | 3,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,551 |
| Cash dividends | $4,000,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,929,000 | 2,950 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,463,000 | 2,003 |
| Total interest expense | $4,742,000 | 1,272 |
| Net interest income | $5,721,000 | 2,619 |
| Provision for loan and lease losses | $173,000 | 3,301 |
| Total noninterest income | $504,000 | 4,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $504,000 | 2,787 |
| Total noninterest expense | $4,058,000 | 2,878 |
| Salaries and employee benefits | $2,384,000 | 2,678 |
| Premises and equipment expense | $832,000 | 2,077 |
| Additional noninterest expense | $842,000 | 3,927 |
| Pre-tax net operating income | $1,994,000 | 2,892 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $583,000 | 2,621 |
| Income before extraordinary items | $1,411,000 | 3,121 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,411,000 | 3,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,404 |
| Cash dividends | $4,000,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,411,000 | 3,053 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,031,000 | 1,986 |
| Total interest expense | $3,158,000 | 1,247 |
| Net interest income | $3,873,000 | 2,567 |
| Provision for loan and lease losses | $113,000 | 3,304 |
| Total noninterest income | $247,000 | 5,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $247,000 | 3,343 |
| Total noninterest expense | $2,711,000 | 2,881 |
| Salaries and employee benefits | $1,600,000 | 2,673 |
| Premises and equipment expense | $554,000 | 2,071 |
| Additional noninterest expense | $557,000 | 3,974 |
| Pre-tax net operating income | $1,296,000 | 2,935 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $367,000 | 2,720 |
| Income before extraordinary items | $929,000 | 3,117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $929,000 | 3,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,499 |
| Cash dividends | $4,000,000 | 394 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $929,000 | 3,033 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 1,982 |
| Total interest expense | $1,601,000 | 1,248 |
| Net interest income | $1,935,000 | 2,560 |
| Provision for loan and lease losses | $110,000 | 1,956 |
| Total noninterest income | $154,000 | 4,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $154,000 | 2,905 |
| Total noninterest expense | $1,316,000 | 2,950 |
| Salaries and employee benefits | $774,000 | 2,775 |
| Premises and equipment expense | $281,000 | 2,061 |
| Additional noninterest expense | $261,000 | 4,169 |
| Pre-tax net operating income | $663,000 | 2,829 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $194,000 | 2,626 |
| Income before extraordinary items | $469,000 | 3,093 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $469,000 | 3,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,055 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $469,000 | 2,974 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,200,000 | 1,863 |
| Total interest expense | $6,948,000 | 1,272 |
| Net interest income | $8,252,000 | 2,363 |
| Provision for loan and lease losses | $238,000 | 3,711 |
| Total noninterest income | $713,000 | 4,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $713,000 | 2,936 |
| Total noninterest expense | $5,078,000 | 3,010 |
| Salaries and employee benefits | $2,964,000 | 2,798 |
| Premises and equipment expense | $1,046,000 | 2,178 |
| Additional noninterest expense | $1,068,000 | 4,064 |
| Pre-tax net operating income | $3,649,000 | 2,137 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,209,000 | 1,928 |
| Income before extraordinary items | $2,440,000 | 2,415 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,440,000 | 2,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,141 |
| Cash dividends | $5,000,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,440,000 | 2,309 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,719,000 | 1,859 |
| Total interest expense | $5,392,000 | 1,282 |
| Net interest income | $6,327,000 | 2,306 |
| Provision for loan and lease losses | $178,000 | 3,620 |
| Total noninterest income | $530,000 | 4,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $530,000 | 3,020 |
| Total noninterest expense | $3,726,000 | 3,055 |
| Salaries and employee benefits | $2,118,000 | 2,930 |
| Premises and equipment expense | $789,000 | 2,173 |
| Additional noninterest expense | $819,000 | 3,994 |
| Pre-tax net operating income | $2,953,000 | 2,075 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,004,000 | 1,854 |
| Income before extraordinary items | $1,949,000 | 2,391 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,949,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,350 |
| Cash dividends | $5,000,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,949,000 | 2,276 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,984,000 | 1,834 |
| Total interest expense | $3,718,000 | 1,292 |
| Net interest income | $4,266,000 | 2,284 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $313,000 | 4,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $313,000 | 3,214 |
| Total noninterest expense | $2,598,000 | 2,957 |
| Salaries and employee benefits | $1,525,000 | 2,742 |
| Premises and equipment expense | $533,000 | 2,133 |
| Additional noninterest expense | $540,000 | 4,008 |
| Pre-tax net operating income | $1,921,000 | 2,112 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $662,000 | 1,903 |
| Income before extraordinary items | $1,259,000 | 2,460 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,259,000 | 2,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $5,000,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,259,000 | 2,326 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,139,000 | 1,779 |
| Total interest expense | $1,924,000 | 1,271 |
| Net interest income | $2,215,000 | 2,197 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $126,000 | 5,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $126,000 | 3,520 |
| Total noninterest expense | $1,265,000 | 3,003 |
| Salaries and employee benefits | $744,000 | 2,798 |
| Premises and equipment expense | $269,000 | 2,118 |
| Additional noninterest expense | $252,000 | 4,193 |
| Pre-tax net operating income | $1,046,000 | 1,962 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $370,000 | 1,739 |
| Income before extraordinary items | $676,000 | 2,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 2,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $676,000 | 2,139 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,641,000 | 1,743 |
| Total interest expense | $8,181,000 | 1,375 |
| Net interest income | $9,460,000 | 2,049 |
| Provision for loan and lease losses | $372,000 | 2,987 |
| Total noninterest income | $625,000 | 4,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $625,000 | 2,896 |
| Total noninterest expense | $5,306,000 | 2,773 |
| Salaries and employee benefits | $2,879,000 | 2,739 |
| Premises and equipment expense | $1,494,000 | 1,487 |
| Additional noninterest expense | $933,000 | 4,418 |
| Pre-tax net operating income | $4,407,000 | 1,833 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,515,000 | 1,636 |
| Income before extraordinary items | $2,892,000 | 2,075 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,892,000 | 2,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,726 |
| Cash dividends | $3,721,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,892,000 | 2,002 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,458,000 | 3,477 |
| Total interest expense | $4,769,000 | 3,287 |
| Net interest income | $4,689,000 | 3,621 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $259,000 | 6,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $259,000 | 4,419 |
| Total noninterest expense | $2,006,000 | 5,712 |
| Salaries and employee benefits | $1,423,000 | 4,695 |
| Premises and equipment expense | $211,000 | 6,642 |
| Additional noninterest expense | $372,000 | 7,345 |
| Pre-tax net operating income | $2,902,000 | 2,329 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $962,000 | 2,134 |
| Income before extraordinary items | $1,940,000 | 2,598 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,940,000 | 2,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $16,709,000 | 263 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,940,000 | 2,528 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,128,000 | 3,687 |
| Total interest expense | $4,610,000 | 3,541 |
| Net interest income | $4,518,000 | 3,780 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $224,000 | 7,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $224,000 | 4,528 |
| Total noninterest expense | $1,711,000 | 6,252 |
| Salaries and employee benefits | $1,212,000 | 5,185 |
| Premises and equipment expense | $150,000 | 7,599 |
| Additional noninterest expense | $349,000 | 7,557 |
| Pre-tax net operating income | $2,971,000 | 2,411 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,015,000 | 2,094 |
| Income before extraordinary items | $1,956,000 | 2,626 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,956,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,956,000 | 2,620 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,388,000 | 3,740 |
| Total interest expense | $3,823,000 | 3,732 |
| Net interest income | $4,565,000 | 3,738 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $221,000 | 7,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $221,000 | 4,715 |
| Total noninterest expense | $1,759,000 | 6,158 |
| Salaries and employee benefits | $1,199,000 | 5,165 |
| Premises and equipment expense | $205,000 | 6,733 |
| Additional noninterest expense | $355,000 | 7,658 |
| Pre-tax net operating income | $2,967,000 | 2,436 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $994,000 | 2,226 |
| Income before extraordinary items | $1,973,000 | 2,622 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,973,000 | 2,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,973,000 | 2,588 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,048,000 | 3,918 |
| Total interest expense | $3,422,000 | 4,217 |
| Net interest income | $4,626,000 | 3,652 |
| Provision for loan and lease losses | $110,000 | 4,906 |
| Total noninterest income | $141,000 | 8,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $141,000 | 5,837 |
| Total noninterest expense | $1,497,000 | 6,709 |
| Salaries and employee benefits | $964,000 | 5,920 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $381,000 | 7,379 |
| Pre-tax net operating income | $3,160,000 | 2,262 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,116,000 | 2,115 |
| Income before extraordinary items | $2,044,000 | 2,495 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,044,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,044,000 | 2,418 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,747,000 | 4,635 |
| Total interest expense | $3,837,000 | 3,835 |
| Net interest income | $2,910,000 | 5,432 |
| Provision for loan and lease losses | $165,000 | 3,914 |
| Total noninterest income | $124,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $124,000 | 6,194 |
| Total noninterest expense | $1,127,000 | 7,917 |
| Salaries and employee benefits | $565,000 | 8,153 |
| Premises and equipment expense | $137,000 | 8,082 |
| Additional noninterest expense | $425,000 | 7,153 |
| Pre-tax net operating income | $1,742,000 | 3,965 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $544,000 | 3,964 |
| Income before extraordinary items | $1,198,000 | 4,074 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,198,000 | 4,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $14,861,000 | 57 |
| Net operating income | $1,198,000 | 4,003 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,066,000 | 5,145 |
| Total interest expense | $3,429,000 | 4,264 |
| Net interest income | $2,637,000 | 5,982 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $138,000 | 9,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $138,000 | 6,206 |
| Total noninterest expense | $1,449,000 | 7,255 |
| Salaries and employee benefits | $499,000 | 8,898 |
| Premises and equipment expense | $126,000 | 8,634 |
| Additional noninterest expense | $824,000 | 5,096 |
| Pre-tax net operating income | $1,278,000 | 4,886 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $392,000 | 4,951 |
| Income before extraordinary items | $886,000 | 4,933 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $886,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $886,000 | 4,873 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,587,000 | 5,521 |
| Total interest expense | $3,148,000 | 4,543 |
| Net interest income | $2,439,000 | 6,415 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $101,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $980,000 | 9,039 |
| Salaries and employee benefits | $518,000 | 8,956 |
| Premises and equipment expense | $136,000 | 8,625 |
| Additional noninterest expense | $326,000 | 8,964 |
| Pre-tax net operating income | $1,536,000 | 4,372 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $578,000 | 3,756 |
| Income before extraordinary items | $958,000 | 4,761 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $958,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $958,000 | 4,749 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,315,000 | 5,381 |
| Total interest expense | $2,508,000 | 4,642 |
| Net interest income | $2,807,000 | 5,894 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $95,000 | 10,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $95,000 | 7,669 |
| Total noninterest expense | $928,000 | 9,639 |
| Salaries and employee benefits | $513,000 | 9,269 |
| Premises and equipment expense | $114,000 | 9,573 |
| Additional noninterest expense | $301,000 | 9,951 |
| Pre-tax net operating income | $1,950,000 | 3,504 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $762,000 | 2,893 |
| Income before extraordinary items | $1,188,000 | 3,893 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,188,000 | 3,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,188,000 | 3,926 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,294,000 | 5,500 |
| Total interest expense | $2,596,000 | 4,656 |
| Net interest income | $2,698,000 | 6,169 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $64,000 | 12,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $846,000 | 10,446 |
| Salaries and employee benefits | $459,000 | 10,049 |
| Premises and equipment expense | $121,000 | 9,761 |
| Additional noninterest expense | $266,000 | 10,877 |
| Pre-tax net operating income | $1,901,000 | 3,488 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $742,000 | 2,938 |
| Income before extraordinary items | $1,159,000 | 4,149 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,159,000 | 4,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,159,000 | 3,944 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,455,000 | 5,944 |
| Total interest expense | $3,007,000 | 5,153 |
| Net interest income | $2,448,000 | 6,695 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $66,000 | 12,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $806,000 | 10,973 |
| Salaries and employee benefits | $402,000 | 10,833 |
| Premises and equipment expense | $146,000 | 9,235 |
| Additional noninterest expense | $258,000 | 11,433 |
| Pre-tax net operating income | $1,696,000 | 3,629 |
| Securities gains (losses) | $306,000 | 1,522 |
| Applicable income taxes | $796,000 | 2,632 |
| Income before extraordinary items | $1,206,000 | 3,784 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,206,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,010,160 | 4,139 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.