Home > Madison Bank > Income and Expense
Madison Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 4,084 |
| Total interest expense | $165,000 | 4,559 |
| Net interest income | $2,144,000 | 3,982 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $497,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $185,000 | 2,646 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $312,000 | 3,019 |
| Total noninterest expense | $2,164,000 | 3,588 |
| Salaries and employee benefits | $878,000 | 4,239 |
| Premises and equipment expense | $329,000 | 2,973 |
| Additional noninterest expense | $957,000 | 2,902 |
| Pre-tax net operating income | $477,000 | 4,238 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $163,000 | 2,657 |
| Income before extraordinary items | $314,000 | 4,630 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $314,000 | 4,632 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $314,000 | 4,633 |
| Net charge-offs | $-62,000 | 5,806 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $314,000 | 4,557 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 4,090 |
| Total interest expense | $83,000 | 4,598 |
| Net interest income | $1,073,000 | 3,995 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $262,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $92,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $170,000 | 2,853 |
| Total noninterest expense | $1,090,000 | 3,605 |
| Salaries and employee benefits | $460,000 | 4,162 |
| Premises and equipment expense | $167,000 | 2,987 |
| Additional noninterest expense | $463,000 | 2,963 |
| Pre-tax net operating income | $245,000 | 4,172 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $81,000 | 2,630 |
| Income before extraordinary items | $164,000 | 4,579 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $164,000 | 4,581 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $164,000 | 4,583 |
| Net charge-offs | $-27,000 | 5,777 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $164,000 | 4,503 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,866,000 | 4,017 |
| Total interest expense | $355,000 | 4,671 |
| Net interest income | $4,511,000 | 3,915 |
| Provision for loan and lease losses | $-250,000 | 6,154 |
| Total noninterest income | $1,016,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $469,000 | 2,377 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $547,000 | 3,141 |
| Total noninterest expense | $4,996,000 | 3,311 |
| Salaries and employee benefits | $2,122,000 | 3,870 |
| Premises and equipment expense | $827,000 | 2,593 |
| Additional noninterest expense | $2,047,000 | 2,833 |
| Pre-tax net operating income | $781,000 | 4,505 |
| Securities gains (losses) | $-44,000 | 6,239 |
| Applicable income taxes | $203,000 | 2,945 |
| Income before extraordinary items | $534,000 | 4,843 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $534,000 | 4,842 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $534,000 | 4,843 |
| Net charge-offs | $181,000 | 2,575 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $565,680 | 4,725 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 4,043 |
| Total interest expense | $268,000 | 4,727 |
| Net interest income | $3,404,000 | 3,924 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $708,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $349,000 | 2,409 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $359,000 | 3,359 |
| Total noninterest expense | $3,888,000 | 3,251 |
| Salaries and employee benefits | $1,649,000 | 3,804 |
| Premises and equipment expense | $657,000 | 2,528 |
| Additional noninterest expense | $1,582,000 | 2,760 |
| Pre-tax net operating income | $224,000 | 5,574 |
| Securities gains (losses) | $-20,000 | 6,248 |
| Applicable income taxes | $67,000 | 3,511 |
| Income before extraordinary items | $137,000 | 5,782 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $137,000 | 5,781 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $137,000 | 5,782 |
| Net charge-offs | $114,000 | 2,564 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $150,400 | 5,700 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 4,024 |
| Total interest expense | $178,000 | 4,785 |
| Net interest income | $2,302,000 | 3,894 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $479,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $234,000 | 2,385 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $245,000 | 3,327 |
| Total noninterest expense | $2,653,000 | 3,213 |
| Salaries and employee benefits | $1,141,000 | 3,738 |
| Premises and equipment expense | $472,000 | 2,392 |
| Additional noninterest expense | $1,040,000 | 2,795 |
| Pre-tax net operating income | $128,000 | 5,661 |
| Securities gains (losses) | $-21,000 | 6,384 |
| Applicable income taxes | $32,000 | 3,667 |
| Income before extraordinary items | $75,000 | 5,866 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $75,000 | 5,868 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $75,000 | 5,869 |
| Net charge-offs | $46,000 | 2,857 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $89,700 | 5,756 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 4,031 |
| Total interest expense | $90,000 | 4,828 |
| Net interest income | $1,154,000 | 3,895 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $260,000 | 3,005 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $111,000 | 2,454 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $149,000 | 2,975 |
| Total noninterest expense | $1,309,000 | 3,264 |
| Salaries and employee benefits | $564,000 | 3,808 |
| Premises and equipment expense | $232,000 | 2,463 |
| Additional noninterest expense | $513,000 | 2,827 |
| Pre-tax net operating income | $105,000 | 5,222 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $36,000 | 3,187 |
| Income before extraordinary items | $69,000 | 5,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $69,000 | 5,495 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $69,000 | 5,495 |
| Net charge-offs | $-15,000 | 5,922 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $69,000 | 5,456 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 3,987 |
| Total interest expense | $406,000 | 4,885 |
| Net interest income | $4,748,000 | 3,818 |
| Provision for loan and lease losses | $140,000 | 3,337 |
| Total noninterest income | $2,085,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $517,000 | 2,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,568,000 | 1,795 |
| Total noninterest expense | $5,980,000 | 3,003 |
| Salaries and employee benefits | $2,570,000 | 3,473 |
| Premises and equipment expense | $1,041,000 | 2,164 |
| Additional noninterest expense | $2,369,000 | 2,582 |
| Pre-tax net operating income | $713,000 | 4,580 |
| Securities gains (losses) | $-121,000 | 6,574 |
| Applicable income taxes | $231,000 | 2,846 |
| Income before extraordinary items | $361,000 | 5,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $361,000 | 5,249 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $361,000 | 5,249 |
| Net charge-offs | $389,000 | 2,283 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $438,440 | 4,990 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 4,020 |
| Total interest expense | $312,000 | 4,919 |
| Net interest income | $3,559,000 | 3,845 |
| Provision for loan and lease losses | $140,000 | 3,010 |
| Total noninterest income | $1,740,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $391,000 | 2,316 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,349,000 | 1,681 |
| Total noninterest expense | $4,587,000 | 2,949 |
| Salaries and employee benefits | $1,974,000 | 3,423 |
| Premises and equipment expense | $764,000 | 2,246 |
| Additional noninterest expense | $1,849,000 | 2,477 |
| Pre-tax net operating income | $572,000 | 4,575 |
| Securities gains (losses) | $-10,000 | 6,507 |
| Applicable income taxes | $191,000 | 2,832 |
| Income before extraordinary items | $371,000 | 5,026 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $371,000 | 5,028 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $371,000 | 5,029 |
| Net charge-offs | $410,000 | 1,796 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $377,600 | 4,903 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 4,043 |
| Total interest expense | $215,000 | 4,923 |
| Net interest income | $2,361,000 | 3,863 |
| Provision for loan and lease losses | $140,000 | 2,567 |
| Total noninterest income | $1,189,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $252,000 | 2,347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $937,000 | 1,656 |
| Total noninterest expense | $3,068,000 | 2,944 |
| Salaries and employee benefits | $1,323,000 | 3,433 |
| Premises and equipment expense | $509,000 | 2,244 |
| Additional noninterest expense | $1,236,000 | 2,466 |
| Pre-tax net operating income | $342,000 | 4,706 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $117,000 | 2,900 |
| Income before extraordinary items | $225,000 | 5,135 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $225,000 | 5,137 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $225,000 | 5,138 |
| Net charge-offs | $334,000 | 1,592 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $225,000 | 5,015 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 4,092 |
| Total interest expense | $110,000 | 4,962 |
| Net interest income | $1,171,000 | 3,889 |
| Provision for loan and lease losses | $105,000 | 1,985 |
| Total noninterest income | $384,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $126,000 | 2,338 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $258,000 | 2,423 |
| Total noninterest expense | $1,503,000 | 3,009 |
| Salaries and employee benefits | $636,000 | 3,572 |
| Premises and equipment expense | $251,000 | 2,306 |
| Additional noninterest expense | $616,000 | 2,483 |
| Pre-tax net operating income | $-53,000 | 6,543 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-16,000 | 6,775 |
| Income before extraordinary items | $-37,000 | 6,554 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-37,000 | 6,555 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-37,000 | 6,555 |
| Net charge-offs | $11,000 | 3,407 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-37,000 | 6,507 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,593,000 | 4,014 |
| Total interest expense | $705,000 | 4,390 |
| Net interest income | $4,888,000 | 3,870 |
| Provision for loan and lease losses | $605,000 | 2,440 |
| Total noninterest income | $1,345,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $578,000 | 2,217 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $767,000 | 2,751 |
| Total noninterest expense | $6,438,000 | 2,870 |
| Salaries and employee benefits | $2,709,000 | 3,357 |
| Premises and equipment expense | $1,300,000 | 1,819 |
| Additional noninterest expense | $2,429,000 | 2,626 |
| Pre-tax net operating income | $-810,000 | 6,597 |
| Securities gains (losses) | $101,000 | 2,264 |
| Applicable income taxes | $-234,000 | 6,809 |
| Income before extraordinary items | $-475,000 | 6,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-475,000 | 6,567 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-475,000 | 6,569 |
| Net charge-offs | $298,000 | 3,305 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-542,670 | 6,545 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,245,000 | 4,052 |
| Total interest expense | $582,000 | 4,305 |
| Net interest income | $3,663,000 | 3,932 |
| Provision for loan and lease losses | $485,000 | 2,315 |
| Total noninterest income | $945,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $436,000 | 2,237 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $509,000 | 2,927 |
| Total noninterest expense | $4,991,000 | 2,792 |
| Salaries and employee benefits | $2,060,000 | 3,349 |
| Premises and equipment expense | $1,013,000 | 1,752 |
| Additional noninterest expense | $1,918,000 | 2,517 |
| Pre-tax net operating income | $-868,000 | 6,793 |
| Securities gains (losses) | $101,000 | 1,976 |
| Applicable income taxes | $-261,000 | 6,989 |
| Income before extraordinary items | $-506,000 | 6,755 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-506,000 | 6,753 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-506,000 | 6,753 |
| Net charge-offs | $247,000 | 3,061 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-572,660 | 6,734 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 4,065 |
| Total interest expense | $419,000 | 4,230 |
| Net interest income | $2,435,000 | 3,954 |
| Provision for loan and lease losses | $365,000 | 2,190 |
| Total noninterest income | $694,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $280,000 | 2,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $414,000 | 2,598 |
| Total noninterest expense | $3,060,000 | 3,010 |
| Salaries and employee benefits | $1,362,000 | 3,389 |
| Premises and equipment expense | $513,000 | 2,246 |
| Additional noninterest expense | $1,185,000 | 2,712 |
| Pre-tax net operating income | $-296,000 | 6,684 |
| Securities gains (losses) | $101,000 | 1,592 |
| Applicable income taxes | $-65,000 | 6,973 |
| Income before extraordinary items | $-130,000 | 6,657 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-130,000 | 6,657 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-130,000 | 6,657 |
| Net charge-offs | $243,000 | 2,533 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-197,670 | 6,642 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 4,075 |
| Total interest expense | $227,000 | 4,157 |
| Net interest income | $1,213,000 | 3,979 |
| Provision for loan and lease losses | $245,000 | 1,784 |
| Total noninterest income | $194,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $135,000 | 2,328 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 4,465 |
| Total noninterest expense | $1,554,000 | 2,966 |
| Salaries and employee benefits | $709,000 | 3,305 |
| Premises and equipment expense | $260,000 | 2,223 |
| Additional noninterest expense | $585,000 | 2,714 |
| Pre-tax net operating income | $-392,000 | 6,999 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-132,000 | 7,193 |
| Income before extraordinary items | $-260,000 | 6,957 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-260,000 | 6,958 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-260,000 | 6,958 |
| Net charge-offs | $58,000 | 2,905 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-260,000 | 6,917 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 4,035 |
| Total interest expense | $1,264,000 | 3,841 |
| Net interest income | $4,780,000 | 4,023 |
| Provision for loan and lease losses | $850,000 | 2,648 |
| Total noninterest income | $1,502,000 | 2,446 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $628,000 | 2,159 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $874,000 | 2,321 |
| Total noninterest expense | $6,592,000 | 2,810 |
| Salaries and employee benefits | $2,793,000 | 3,276 |
| Premises and equipment expense | $1,067,000 | 2,275 |
| Additional noninterest expense | $2,732,000 | 2,404 |
| Pre-tax net operating income | $-1,160,000 | 6,628 |
| Securities gains (losses) | $188,000 | 1,510 |
| Applicable income taxes | $-327,000 | 6,991 |
| Income before extraordinary items | $-645,000 | 6,535 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-645,000 | 6,535 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-645,000 | 6,534 |
| Net charge-offs | $971,000 | 2,396 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-769,080 | 6,547 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,550,000 | 4,075 |
| Total interest expense | $1,016,000 | 3,797 |
| Net interest income | $3,534,000 | 4,087 |
| Provision for loan and lease losses | $700,000 | 2,437 |
| Total noninterest income | $1,219,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $473,000 | 2,170 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $746,000 | 2,138 |
| Total noninterest expense | $4,885,000 | 2,851 |
| Salaries and employee benefits | $2,051,000 | 3,329 |
| Premises and equipment expense | $805,000 | 2,288 |
| Additional noninterest expense | $2,029,000 | 2,427 |
| Pre-tax net operating income | $-832,000 | 6,741 |
| Securities gains (losses) | $188,000 | 1,266 |
| Applicable income taxes | $-218,000 | 7,104 |
| Income before extraordinary items | $-426,000 | 6,657 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-426,000 | 6,658 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-426,000 | 6,658 |
| Net charge-offs | $752,000 | 2,209 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-550,080 | 6,668 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 4,073 |
| Total interest expense | $735,000 | 3,698 |
| Net interest income | $2,333,000 | 4,131 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $693,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $303,000 | 2,213 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $390,000 | 2,472 |
| Total noninterest expense | $3,173,000 | 2,952 |
| Salaries and employee benefits | $1,303,000 | 3,475 |
| Premises and equipment expense | $534,000 | 2,319 |
| Additional noninterest expense | $1,336,000 | 2,488 |
| Pre-tax net operating income | $-447,000 | 6,760 |
| Securities gains (losses) | $31,000 | 1,870 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-416,000 | 6,795 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-416,000 | 6,794 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-416,000 | 6,795 |
| Net charge-offs | $307,000 | 2,661 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-447,000 | 6,803 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 4,165 |
| Total interest expense | $392,000 | 3,652 |
| Net interest income | $1,105,000 | 4,293 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $379,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $142,000 | 2,298 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $237,000 | 2,229 |
| Total noninterest expense | $1,544,000 | 3,029 |
| Salaries and employee benefits | $627,000 | 3,600 |
| Premises and equipment expense | $270,000 | 2,320 |
| Additional noninterest expense | $647,000 | 2,563 |
| Pre-tax net operating income | $-210,000 | 6,841 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-2,000 | 6,910 |
| Income before extraordinary items | $-208,000 | 6,892 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-208,000 | 6,892 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-208,000 | 6,892 |
| Net charge-offs | $88,000 | 2,869 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-208,000 | 6,880 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,910,000 | 3,940 |
| Total interest expense | $1,688,000 | 3,996 |
| Net interest income | $5,222,000 | 3,840 |
| Provision for loan and lease losses | $1,000,000 | 3,046 |
| Total noninterest income | $1,609,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $714,000 | 2,004 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $895,000 | 2,337 |
| Total noninterest expense | $6,229,000 | 3,014 |
| Salaries and employee benefits | $2,647,000 | 3,439 |
| Premises and equipment expense | $1,052,000 | 2,377 |
| Additional noninterest expense | $2,530,000 | 2,662 |
| Pre-tax net operating income | $-398,000 | 6,191 |
| Securities gains (losses) | $519,000 | 863 |
| Applicable income taxes | $35,000 | 3,790 |
| Income before extraordinary items | $86,000 | 5,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $86,000 | 5,664 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $86,000 | 5,664 |
| Net charge-offs | $1,190,000 | 2,451 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-282,490 | 6,173 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,209,000 | 4,005 |
| Total interest expense | $1,268,000 | 4,117 |
| Net interest income | $3,941,000 | 3,878 |
| Provision for loan and lease losses | $810,000 | 2,828 |
| Total noninterest income | $1,119,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $552,000 | 2,020 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $567,000 | 2,563 |
| Total noninterest expense | $4,640,000 | 3,039 |
| Salaries and employee benefits | $1,972,000 | 3,477 |
| Premises and equipment expense | $799,000 | 2,388 |
| Additional noninterest expense | $1,869,000 | 2,645 |
| Pre-tax net operating income | $-390,000 | 6,466 |
| Securities gains (losses) | $518,000 | 714 |
| Applicable income taxes | $45,000 | 3,623 |
| Income before extraordinary items | $83,000 | 5,806 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $83,000 | 5,809 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $83,000 | 5,808 |
| Net charge-offs | $944,000 | 2,258 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-253,700 | 6,409 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,479,000 | 4,037 |
| Total interest expense | $866,000 | 4,161 |
| Net interest income | $2,613,000 | 3,895 |
| Provision for loan and lease losses | $600,000 | 2,565 |
| Total noninterest income | $671,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $365,000 | 2,028 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $306,000 | 2,811 |
| Total noninterest expense | $3,073,000 | 3,053 |
| Salaries and employee benefits | $1,347,000 | 3,434 |
| Premises and equipment expense | $528,000 | 2,416 |
| Additional noninterest expense | $1,198,000 | 2,722 |
| Pre-tax net operating income | $-389,000 | 6,658 |
| Securities gains (losses) | $19,000 | 2,380 |
| Applicable income taxes | $9,000 | 4,121 |
| Income before extraordinary items | $-379,000 | 6,766 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-379,000 | 6,768 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-379,000 | 6,767 |
| Net charge-offs | $900,000 | 1,832 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-398,000 | 6,738 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 4,135 |
| Total interest expense | $450,000 | 4,192 |
| Net interest income | $1,263,000 | 4,020 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $385,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $178,000 | 2,065 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $207,000 | 2,344 |
| Total noninterest expense | $1,510,000 | 3,128 |
| Salaries and employee benefits | $695,000 | 3,412 |
| Premises and equipment expense | $261,000 | 2,501 |
| Additional noninterest expense | $554,000 | 2,904 |
| Pre-tax net operating income | $-12,000 | 6,340 |
| Securities gains (losses) | $19,000 | 1,545 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $5,000 | 6,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,000 | 6,326 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $5,000 | 6,325 |
| Net charge-offs | $331,000 | 1,935 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-8,490 | 6,347 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,480,000 | 4,006 |
| Total interest expense | $2,326,000 | 4,074 |
| Net interest income | $5,154,000 | 3,866 |
| Provision for loan and lease losses | $1,306,000 | 3,084 |
| Total noninterest income | $1,881,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $923,000 | 1,806 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $958,000 | 2,197 |
| Total noninterest expense | $6,455,000 | 2,997 |
| Salaries and employee benefits | $2,907,000 | 3,273 |
| Premises and equipment expense | $1,084,000 | 2,416 |
| Additional noninterest expense | $2,464,000 | 2,778 |
| Pre-tax net operating income | $-726,000 | 6,127 |
| Securities gains (losses) | $105,000 | 2,100 |
| Applicable income taxes | $-224,000 | 6,801 |
| Income before extraordinary items | $-397,000 | 6,010 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-397,000 | 6,009 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-397,000 | 6,009 |
| Net charge-offs | $536,000 | 3,693 |
| Cash dividends | $298,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-464,200 | 6,053 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,636,000 | 4,043 |
| Total interest expense | $1,833,000 | 4,080 |
| Net interest income | $3,803,000 | 3,911 |
| Provision for loan and lease losses | $450,000 | 3,968 |
| Total noninterest income | $1,396,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $694,000 | 1,801 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $702,000 | 2,288 |
| Total noninterest expense | $4,708,000 | 3,079 |
| Salaries and employee benefits | $2,127,000 | 3,368 |
| Premises and equipment expense | $816,000 | 2,433 |
| Additional noninterest expense | $1,765,000 | 2,854 |
| Pre-tax net operating income | $41,000 | 5,520 |
| Securities gains (losses) | $105,000 | 1,800 |
| Applicable income taxes | $51,000 | 3,315 |
| Income before extraordinary items | $95,000 | 5,337 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $95,000 | 5,336 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $95,000 | 5,336 |
| Net charge-offs | $504,000 | 3,039 |
| Cash dividends | $225,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $26,750 | 5,602 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 4,105 |
| Total interest expense | $1,298,000 | 4,040 |
| Net interest income | $2,421,000 | 4,017 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $882,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $461,000 | 1,796 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $421,000 | 2,475 |
| Total noninterest expense | $3,074,000 | 3,156 |
| Salaries and employee benefits | $1,384,000 | 3,467 |
| Premises and equipment expense | $550,000 | 2,445 |
| Additional noninterest expense | $1,140,000 | 2,956 |
| Pre-tax net operating income | $49,000 | 5,526 |
| Securities gains (losses) | $37,000 | 2,068 |
| Applicable income taxes | $30,000 | 3,478 |
| Income before extraordinary items | $56,000 | 5,540 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 5,537 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $56,000 | 5,537 |
| Net charge-offs | $212,000 | 3,353 |
| Cash dividends | $225,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $31,950 | 5,618 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 4,164 |
| Total interest expense | $703,000 | 3,938 |
| Net interest income | $1,146,000 | 4,150 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $387,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $214,000 | 1,856 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $173,000 | 2,714 |
| Total noninterest expense | $1,517,000 | 3,116 |
| Salaries and employee benefits | $666,000 | 3,616 |
| Premises and equipment expense | $274,000 | 2,488 |
| Additional noninterest expense | $577,000 | 2,654 |
| Pre-tax net operating income | $-74,000 | 6,570 |
| Securities gains (losses) | $37,000 | 1,424 |
| Applicable income taxes | $-6,000 | 7,153 |
| Income before extraordinary items | $-31,000 | 6,568 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-31,000 | 6,569 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-31,000 | 6,569 |
| Net charge-offs | $30,000 | 4,024 |
| Cash dividends | $225,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-62,080 | 6,597 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,699,000 | 3,891 |
| Total interest expense | $3,636,000 | 3,753 |
| Net interest income | $5,063,000 | 3,921 |
| Provision for loan and lease losses | $290,000 | 4,686 |
| Total noninterest income | $1,715,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $992,000 | 1,770 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $723,000 | 2,600 |
| Total noninterest expense | $5,714,000 | 3,219 |
| Salaries and employee benefits | $2,573,000 | 3,703 |
| Premises and equipment expense | $1,057,000 | 2,504 |
| Additional noninterest expense | $2,084,000 | 2,755 |
| Pre-tax net operating income | $774,000 | 4,225 |
| Securities gains (losses) | $85,000 | 1,250 |
| Applicable income taxes | $276,000 | 2,496 |
| Income before extraordinary items | $583,000 | 4,219 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $583,000 | 4,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 3,139 |
| Cash dividends | $142,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $525,200 | 4,535 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,611,000 | 3,913 |
| Total interest expense | $2,842,000 | 3,752 |
| Net interest income | $3,769,000 | 3,956 |
| Provision for loan and lease losses | $200,000 | 4,198 |
| Total noninterest income | $1,278,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $747,000 | 1,777 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $531,000 | 2,718 |
| Total noninterest expense | $4,285,000 | 3,196 |
| Salaries and employee benefits | $1,942,000 | 3,705 |
| Premises and equipment expense | $786,000 | 2,534 |
| Additional noninterest expense | $1,557,000 | 2,688 |
| Pre-tax net operating income | $562,000 | 4,751 |
| Securities gains (losses) | $85,000 | 1,070 |
| Applicable income taxes | $220,000 | 2,805 |
| Income before extraordinary items | $427,000 | 4,693 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $427,000 | 4,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 2,311 |
| Cash dividends | $142,000 | 4,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $370,900 | 5,066 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,472,000 | 3,931 |
| Total interest expense | $1,990,000 | 3,760 |
| Net interest income | $2,482,000 | 3,993 |
| Provision for loan and lease losses | $110,000 | 4,116 |
| Total noninterest income | $816,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $487,000 | 1,795 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $329,000 | 2,885 |
| Total noninterest expense | $2,815,000 | 3,257 |
| Salaries and employee benefits | $1,321,000 | 3,674 |
| Premises and equipment expense | $507,000 | 2,610 |
| Additional noninterest expense | $987,000 | 2,781 |
| Pre-tax net operating income | $373,000 | 4,912 |
| Securities gains (losses) | $57,000 | 1,350 |
| Applicable income taxes | $146,000 | 3,048 |
| Income before extraordinary items | $284,000 | 5,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 5,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,733 |
| Cash dividends | $50,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $246,380 | 5,229 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 3,980 |
| Total interest expense | $1,044,000 | 3,794 |
| Net interest income | $1,226,000 | 4,042 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $408,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $231,000 | 1,836 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $177,000 | 2,759 |
| Total noninterest expense | $1,419,000 | 3,229 |
| Salaries and employee benefits | $648,000 | 3,757 |
| Premises and equipment expense | $256,000 | 2,617 |
| Additional noninterest expense | $515,000 | 2,655 |
| Pre-tax net operating income | $165,000 | 5,304 |
| Securities gains (losses) | $57,000 | 1,018 |
| Applicable income taxes | $75,000 | 3,116 |
| Income before extraordinary items | $147,000 | 5,232 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $147,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,888 |
| Cash dividends | $50,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $109,380 | 5,623 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,436,000 | 3,923 |
| Total interest expense | $4,524,000 | 3,708 |
| Net interest income | $4,912,000 | 4,058 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $1,568,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,006,000 | 1,754 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $562,000 | 3,121 |
| Total noninterest expense | $5,517,000 | 3,183 |
| Salaries and employee benefits | $2,514,000 | 3,698 |
| Premises and equipment expense | $1,020,000 | 2,525 |
| Additional noninterest expense | $1,983,000 | 2,690 |
| Pre-tax net operating income | $783,000 | 5,211 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $255,000 | 3,589 |
| Income before extraordinary items | $528,000 | 5,585 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $528,000 | 5,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,788 |
| Cash dividends | $280,000 | 4,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $528,000 | 5,573 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,110,000 | 3,921 |
| Total interest expense | $3,389,000 | 3,717 |
| Net interest income | $3,721,000 | 4,035 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $1,145,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $739,000 | 1,766 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $406,000 | 3,174 |
| Total noninterest expense | $4,102,000 | 3,183 |
| Salaries and employee benefits | $1,899,000 | 3,671 |
| Premises and equipment expense | $747,000 | 2,575 |
| Additional noninterest expense | $1,456,000 | 2,688 |
| Pre-tax net operating income | $629,000 | 5,348 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $214,000 | 3,640 |
| Income before extraordinary items | $415,000 | 5,756 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $415,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $210,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $415,000 | 5,740 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,719,000 | 3,942 |
| Total interest expense | $2,229,000 | 3,742 |
| Net interest income | $2,490,000 | 4,036 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $727,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $476,000 | 1,825 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $251,000 | 3,336 |
| Total noninterest expense | $2,710,000 | 3,230 |
| Salaries and employee benefits | $1,273,000 | 3,701 |
| Premises and equipment expense | $502,000 | 2,584 |
| Additional noninterest expense | $935,000 | 2,768 |
| Pre-tax net operating income | $417,000 | 5,430 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $143,000 | 3,707 |
| Income before extraordinary items | $274,000 | 5,848 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $274,000 | 5,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $140,000 | 4,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $274,000 | 5,830 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 3,944 |
| Total interest expense | $1,099,000 | 3,767 |
| Net interest income | $1,254,000 | 4,021 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $336,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $217,000 | 1,931 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $119,000 | 3,446 |
| Total noninterest expense | $1,348,000 | 3,252 |
| Salaries and employee benefits | $637,000 | 3,722 |
| Premises and equipment expense | $253,000 | 2,561 |
| Additional noninterest expense | $458,000 | 2,809 |
| Pre-tax net operating income | $197,000 | 5,552 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $68,000 | 3,781 |
| Income before extraordinary items | $129,000 | 5,948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $129,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $140,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $129,000 | 5,931 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,164,000 | 3,811 |
| Total interest expense | $3,783,000 | 3,727 |
| Net interest income | $5,381,000 | 3,806 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $1,257,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $733,000 | 2,286 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $524,000 | 3,251 |
| Total noninterest expense | $5,131,000 | 3,278 |
| Salaries and employee benefits | $2,401,000 | 3,716 |
| Premises and equipment expense | $967,000 | 2,555 |
| Additional noninterest expense | $1,763,000 | 2,873 |
| Pre-tax net operating income | $1,327,000 | 4,560 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $442,000 | 3,310 |
| Income before extraordinary items | $885,000 | 4,981 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $885,000 | 4,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,535 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $885,000 | 4,976 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,824,000 | 3,813 |
| Total interest expense | $2,745,000 | 3,730 |
| Net interest income | $4,079,000 | 3,797 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $879,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $502,000 | 2,475 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $377,000 | 3,305 |
| Total noninterest expense | $3,883,000 | 3,238 |
| Salaries and employee benefits | $1,783,000 | 3,750 |
| Premises and equipment expense | $715,000 | 2,585 |
| Additional noninterest expense | $1,385,000 | 2,739 |
| Pre-tax net operating income | $940,000 | 4,855 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $313,000 | 3,526 |
| Income before extraordinary items | $627,000 | 5,253 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $627,000 | 5,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,132 |
| Cash dividends | $330,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $627,000 | 5,242 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 3,817 |
| Total interest expense | $1,726,000 | 3,763 |
| Net interest income | $2,727,000 | 3,810 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $547,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $306,000 | 2,617 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $241,000 | 3,390 |
| Total noninterest expense | $2,575,000 | 3,268 |
| Salaries and employee benefits | $1,190,000 | 3,769 |
| Premises and equipment expense | $472,000 | 2,603 |
| Additional noninterest expense | $913,000 | 2,786 |
| Pre-tax net operating income | $609,000 | 4,956 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $201,000 | 3,612 |
| Income before extraordinary items | $408,000 | 5,347 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $408,000 | 5,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $260,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $408,000 | 5,345 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 3,870 |
| Total interest expense | $826,000 | 3,735 |
| Net interest income | $1,318,000 | 3,904 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $293,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $158,000 | 2,487 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $135,000 | 3,166 |
| Total noninterest expense | $1,274,000 | 3,315 |
| Salaries and employee benefits | $599,000 | 3,772 |
| Premises and equipment expense | $229,000 | 2,675 |
| Additional noninterest expense | $446,000 | 2,827 |
| Pre-tax net operating income | $292,000 | 5,029 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $99,000 | 3,605 |
| Income before extraordinary items | $193,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 5,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $193,000 | 5,426 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,306,000 | 3,649 |
| Total interest expense | $2,936,000 | 3,392 |
| Net interest income | $5,370,000 | 3,750 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $1,292,000 | 2,970 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $507,000 | 3,026 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $785,000 | 2,570 |
| Total noninterest expense | $4,946,000 | 3,265 |
| Salaries and employee benefits | $2,373,000 | 3,633 |
| Premises and equipment expense | $889,000 | 2,628 |
| Additional noninterest expense | $1,684,000 | 2,940 |
| Pre-tax net operating income | $1,476,000 | 4,427 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $488,000 | 3,405 |
| Income before extraordinary items | $988,000 | 4,868 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $988,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,046 |
| Cash dividends | $550,000 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $988,000 | 4,833 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 3,651 |
| Total interest expense | $2,106,000 | 3,376 |
| Net interest income | $4,003,000 | 3,760 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $923,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $370,000 | 3,075 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $553,000 | 2,689 |
| Total noninterest expense | $3,757,000 | 3,209 |
| Salaries and employee benefits | $1,815,000 | 3,550 |
| Premises and equipment expense | $664,000 | 2,620 |
| Additional noninterest expense | $1,278,000 | 2,871 |
| Pre-tax net operating income | $989,000 | 4,804 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $330,000 | 3,634 |
| Income before extraordinary items | $659,000 | 5,230 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $659,000 | 5,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $350,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $659,000 | 5,195 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 3,636 |
| Total interest expense | $1,363,000 | 3,292 |
| Net interest income | $2,633,000 | 3,766 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $615,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $241,000 | 3,084 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $374,000 | 2,655 |
| Total noninterest expense | $2,521,000 | 3,166 |
| Salaries and employee benefits | $1,189,000 | 3,588 |
| Premises and equipment expense | $445,000 | 2,592 |
| Additional noninterest expense | $887,000 | 2,748 |
| Pre-tax net operating income | $607,000 | 4,993 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $200,000 | 3,788 |
| Income before extraordinary items | $407,000 | 5,403 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $407,000 | 5,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $407,000 | 5,368 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 3,677 |
| Total interest expense | $654,000 | 3,279 |
| Net interest income | $1,292,000 | 3,814 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $310,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $114,000 | 3,149 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $196,000 | 2,504 |
| Total noninterest expense | $1,274,000 | 3,148 |
| Salaries and employee benefits | $598,000 | 3,576 |
| Premises and equipment expense | $220,000 | 2,640 |
| Additional noninterest expense | $456,000 | 2,658 |
| Pre-tax net operating income | $268,000 | 5,280 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $90,000 | 3,936 |
| Income before extraordinary items | $178,000 | 5,702 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $178,000 | 5,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $178,000 | 5,669 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,199,000 | 3,722 |
| Total interest expense | $2,284,000 | 3,272 |
| Net interest income | $4,915,000 | 3,850 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $1,038,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $489,000 | 3,200 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $549,000 | 3,134 |
| Total noninterest expense | $4,414,000 | 3,471 |
| Salaries and employee benefits | $2,206,000 | 3,683 |
| Premises and equipment expense | $721,000 | 3,055 |
| Additional noninterest expense | $1,487,000 | 3,143 |
| Pre-tax net operating income | $1,299,000 | 4,590 |
| Securities gains (losses) | $-6,000 | 8,098 |
| Applicable income taxes | $428,000 | 3,601 |
| Income before extraordinary items | $865,000 | 5,081 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $865,000 | 5,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,787 |
| Cash dividends | $90,000 | 5,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $869,020 | 4,995 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,378,000 | 3,711 |
| Total interest expense | $1,692,000 | 3,257 |
| Net interest income | $3,686,000 | 3,843 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $766,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $371,000 | 3,188 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $395,000 | 3,219 |
| Total noninterest expense | $3,388,000 | 3,377 |
| Salaries and employee benefits | $1,659,000 | 3,665 |
| Premises and equipment expense | $542,000 | 3,038 |
| Additional noninterest expense | $1,187,000 | 2,967 |
| Pre-tax net operating income | $884,000 | 4,932 |
| Securities gains (losses) | $-6,000 | 8,396 |
| Applicable income taxes | $299,000 | 3,811 |
| Income before extraordinary items | $579,000 | 5,456 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $579,000 | 5,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $90,000 | 4,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $582,960 | 5,360 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 3,714 |
| Total interest expense | $1,138,000 | 3,211 |
| Net interest income | $2,443,000 | 3,853 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $470,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $242,000 | 3,217 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $228,000 | 3,488 |
| Total noninterest expense | $2,235,000 | 3,431 |
| Salaries and employee benefits | $1,087,000 | 3,732 |
| Premises and equipment expense | $372,000 | 2,968 |
| Additional noninterest expense | $776,000 | 3,017 |
| Pre-tax net operating income | $558,000 | 5,023 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $190,000 | 3,876 |
| Income before extraordinary items | $368,000 | 5,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 5,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $90,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $368,000 | 5,449 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 3,755 |
| Total interest expense | $577,000 | 3,216 |
| Net interest income | $1,192,000 | 3,914 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $210,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $112,000 | 3,310 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $98,000 | 3,756 |
| Total noninterest expense | $1,087,000 | 3,519 |
| Salaries and employee benefits | $521,000 | 3,879 |
| Premises and equipment expense | $181,000 | 3,067 |
| Additional noninterest expense | $385,000 | 3,015 |
| Pre-tax net operating income | $255,000 | 5,235 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $87,000 | 4,008 |
| Income before extraordinary items | $168,000 | 5,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $168,000 | 5,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $168,000 | 5,623 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,959,000 | 3,847 |
| Total interest expense | $2,318,000 | 3,549 |
| Net interest income | $4,641,000 | 3,907 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $1,038,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $463,000 | 3,299 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $575,000 | 3,342 |
| Total noninterest expense | $4,204,000 | 3,557 |
| Salaries and employee benefits | $2,099,000 | 3,776 |
| Premises and equipment expense | $673,000 | 3,197 |
| Additional noninterest expense | $1,432,000 | 3,219 |
| Pre-tax net operating income | $1,235,000 | 4,617 |
| Securities gains (losses) | $72,000 | 2,185 |
| Applicable income taxes | $443,000 | 3,591 |
| Income before extraordinary items | $864,000 | 5,042 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $864,000 | 5,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,746 |
| Cash dividends | $450,000 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $816,480 | 5,035 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,185,000 | 3,911 |
| Total interest expense | $1,734,000 | 3,673 |
| Net interest income | $3,451,000 | 3,947 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $824,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $345,000 | 3,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $479,000 | 3,208 |
| Total noninterest expense | $3,210,000 | 3,497 |
| Salaries and employee benefits | $1,611,000 | 3,679 |
| Premises and equipment expense | $501,000 | 3,218 |
| Additional noninterest expense | $1,098,000 | 3,135 |
| Pre-tax net operating income | $885,000 | 4,873 |
| Securities gains (losses) | $72,000 | 2,017 |
| Applicable income taxes | $325,000 | 3,778 |
| Income before extraordinary items | $632,000 | 5,264 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $632,000 | 5,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,382 |
| Cash dividends | $450,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $584,480 | 5,275 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 3,989 |
| Total interest expense | $1,164,000 | 3,764 |
| Net interest income | $2,247,000 | 4,020 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $552,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $226,000 | 3,314 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $326,000 | 3,136 |
| Total noninterest expense | $2,092,000 | 3,551 |
| Salaries and employee benefits | $1,025,000 | 3,834 |
| Premises and equipment expense | $345,000 | 3,115 |
| Additional noninterest expense | $722,000 | 3,144 |
| Pre-tax net operating income | $587,000 | 4,888 |
| Securities gains (losses) | $66,000 | 1,831 |
| Applicable income taxes | $222,000 | 3,766 |
| Income before extraordinary items | $431,000 | 5,207 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $431,000 | 5,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $387,440 | 5,288 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 4,028 |
| Total interest expense | $570,000 | 3,927 |
| Net interest income | $1,126,000 | 4,025 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $242,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $109,000 | 3,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $133,000 | 3,422 |
| Total noninterest expense | $991,000 | 3,694 |
| Salaries and employee benefits | $469,000 | 4,095 |
| Premises and equipment expense | $171,000 | 3,140 |
| Additional noninterest expense | $351,000 | 3,181 |
| Pre-tax net operating income | $317,000 | 4,650 |
| Securities gains (losses) | $41,000 | 1,496 |
| Applicable income taxes | $122,000 | 3,591 |
| Income before extraordinary items | $236,000 | 4,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 4,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $208,940 | 5,030 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,846,000 | 4,118 |
| Total interest expense | $2,386,000 | 4,254 |
| Net interest income | $4,460,000 | 4,021 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $794,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $450,000 | 3,233 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $344,000 | 3,988 |
| Total noninterest expense | $3,763,000 | 3,726 |
| Salaries and employee benefits | $1,818,000 | 4,052 |
| Premises and equipment expense | $668,000 | 3,123 |
| Additional noninterest expense | $1,277,000 | 3,432 |
| Pre-tax net operating income | $1,251,000 | 4,602 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $427,000 | 3,756 |
| Income before extraordinary items | $830,000 | 5,094 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $830,000 | 5,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $250,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $826,040 | 4,980 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,227,000 | 4,323 |
| Total interest expense | $3,520,000 | 4,191 |
| Net interest income | $3,707,000 | 4,379 |
| Provision for loan and lease losses | $255,000 | 3,548 |
| Total noninterest income | $658,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $411,000 | 3,313 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $247,000 | 4,510 |
| Total noninterest expense | $3,448,000 | 3,865 |
| Salaries and employee benefits | $1,650,000 | 4,207 |
| Premises and equipment expense | $717,000 | 2,890 |
| Additional noninterest expense | $1,081,000 | 3,811 |
| Pre-tax net operating income | $662,000 | 5,945 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $214,000 | 4,905 |
| Income before extraordinary items | $456,000 | 6,279 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $456,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,430 |
| Cash dividends | $375,000 | 4,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $450,560 | 6,189 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,124,000 | 4,515 |
| Total interest expense | $4,087,000 | 3,906 |
| Net interest income | $3,037,000 | 5,113 |
| Provision for loan and lease losses | $210,000 | 3,626 |
| Total noninterest income | $451,000 | 5,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,526 |
| Total noninterest expense | $2,930,000 | 4,315 |
| Salaries and employee benefits | $1,348,000 | 4,760 |
| Premises and equipment expense | $585,000 | 3,343 |
| Additional noninterest expense | $997,000 | 4,010 |
| Pre-tax net operating income | $348,000 | 7,704 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $114,000 | 6,341 |
| Income before extraordinary items | $227,000 | 7,913 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $227,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,695 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $231,690 | 7,890 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,079,000 | 5,517 |
| Total interest expense | $2,575,000 | 5,109 |
| Net interest income | $2,504,000 | 5,795 |
| Provision for loan and lease losses | $125,000 | 4,648 |
| Total noninterest income | $390,000 | 5,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,013 |
| Total noninterest expense | $2,279,000 | 5,198 |
| Salaries and employee benefits | $1,096,000 | 5,517 |
| Premises and equipment expense | $407,000 | 4,469 |
| Additional noninterest expense | $776,000 | 4,903 |
| Pre-tax net operating income | $490,000 | 7,180 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $167,000 | 6,075 |
| Income before extraordinary items | $323,000 | 7,452 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $323,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,603 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $323,000 | 7,426 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 6,964 |
| Total interest expense | $1,759,000 | 6,636 |
| Net interest income | $1,733,000 | 7,208 |
| Provision for loan and lease losses | $210,000 | 3,403 |
| Total noninterest income | $343,000 | 6,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,678 |
| Total noninterest expense | $1,578,000 | 6,477 |
| Salaries and employee benefits | $772,000 | 6,808 |
| Premises and equipment expense | $192,000 | 6,833 |
| Additional noninterest expense | $614,000 | 5,659 |
| Pre-tax net operating income | $288,000 | 8,468 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-145,000 | 10,273 |
| Income before extraordinary items | $433,000 | 7,020 |
| Extraordinary gains, net | $-8,000 | 10,401 |
| Net income | $425,000 | 7,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $433,000 | 6,922 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 9,978 |
| Total interest expense | $514,000 | 10,067 |
| Net interest income | $745,000 | 9,818 |
| Provision for loan and lease losses | $375,000 | 2,191 |
| Total noninterest income | $84,000 | 9,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $968,000 | 8,458 |
| Salaries and employee benefits | $445,000 | 8,970 |
| Premises and equipment expense | $114,000 | 8,637 |
| Additional noninterest expense | $409,000 | 7,266 |
| Pre-tax net operating income | $-514,000 | 10,749 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-514,000 | 10,762 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-514,000 | 10,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,390,000 | 186 |
| Net operating income | $-514,000 | 10,743 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.