Home > Lone Star National Bank > Net charge- offs to loans
Lone Star National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 4,001 |
| Percentage Net Loans Charged-off:Construction & development | -0.0642% | 4,434 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 3,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0657% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5209% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5209% | 115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0351% | 1,388 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 4,058 |
| Percentage Net Loans Charged-off:Construction & development | -0.0789% | 4,476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 3,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3404% | 4,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0438% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0438% | 131 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 4,165 |
| Percentage Net Loans Charged-off:Construction & development | -0.0917% | 4,532 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 3,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2642% | 4,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4250% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4250% | 191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 4,006 |
| Percentage Net Loans Charged-off:Construction & development | -0.0345% | 4,564 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 3,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1982% | 4,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3419% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3419% | 164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1125% | 4,543 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 4,172 |
| Percentage Net Loans Charged-off:Construction & development | -0.1419% | 4,607 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 4,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5080% | 4,563 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9435% | 4,702 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.9435% | 4,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1655% | 4,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 4,157 |
| Percentage Net Loans Charged-off:Construction & development | -0.1368% | 4,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 4,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4770% | 4,575 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.3770% | 4,754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -6.3770% | 4,754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0088% | 3,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 3,920 |
| Percentage Net Loans Charged-off:Construction & development | -0.0643% | 4,192 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 4,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5439% | 4,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1816% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1816% | 112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0161% | 3,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 3,887 |
| Percentage Net Loans Charged-off:Construction & development | -0.0985% | 4,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7309% | 4,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9302% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9302% | 89 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1854% | 4,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1356% | 4,655 |
| Percentage Net Loans Charged-off:Construction & development | -0.0412% | 4,147 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1969% | 4,615 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0794% | 3,959 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 4,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0253% | 4,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5369% | 4,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5600% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5600% | 705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2560% | 4,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1782% | 4,746 |
| Percentage Net Loans Charged-off:Construction & development | -0.0311% | 4,181 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2674% | 4,714 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0980% | 4,000 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 4,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0328% | 4,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6239% | 4,635 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5245% | 4,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5245% | 4,571 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3628% | 4,859 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2684% | 4,823 |
| Percentage Net Loans Charged-off:Construction & development | -0.0457% | 4,273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4081% | 4,781 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1418% | 4,012 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0486% | 4,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0490% | 4,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6722% | 4,680 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8794% | 4,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8794% | 4,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1240% | 4,697 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 4,338 |
| Percentage Net Loans Charged-off:Construction & development | -0.0296% | 4,285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2816% | 4,008 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1401% | 4,456 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.8785% | 4,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.8785% | 4,793 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1252% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 1,785 |
| Percentage Net Loans Charged-off:Construction & development | -0.0169% | 4,198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8046% | 4,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.3855% | 20 |
| Percentage Net Loans Charged-off: Credit card loans | 166.6667% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.3814% | 16 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.7593% | 1,074 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1789% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 4,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8788% | 4,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.8635% | 16 |
| Percentage Net Loans Charged-off: Credit card loans | 177.7733% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | 14.8582% | 13 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -6.0893% | 1,058 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2744% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 1,300 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 4,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2685% | 4,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.9675% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | 200.0000% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | 20.9599% | 9 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -8.6278% | 1,044 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0664% | 4,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 874 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 4,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0860% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0022% | 4,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2163% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 266.6667% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1997% | 166 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -16.5928% | 1,033 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 4,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0159% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1555% | 4,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6021% | 154 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6030% | 130 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1918% | 1,108 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0301% | 4,700 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 4,560 |
| Percentage Net Loans Charged-off:Construction & development | -0.0689% | 4,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0592% | 4,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0597% | 4,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2008% | 4,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3323% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3333% | 140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1966% | 1,094 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0612% | 4,881 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 4,724 |
| Percentage Net Loans Charged-off:Construction & development | -0.0921% | 4,610 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0867% | 4,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0875% | 4,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3075% | 5,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0447% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0457% | 164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1985% | 1,071 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0810% | 4,974 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0549% | 4,976 |
| Percentage Net Loans Charged-off:Construction & development | -0.1536% | 4,733 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1674% | 5,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1689% | 5,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1942% | 5,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7191% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7199% | 211 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2503% | 1,066 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 3,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0621% | 4,990 |
| Percentage Net Loans Charged-off:Construction & development | -0.0963% | 4,616 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1176% | 5,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0465% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1144% | 4,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0963% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | 39.6825% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0771% | 87 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7525% | 1,165 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0359% | 4,813 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0943% | 5,137 |
| Percentage Net Loans Charged-off:Construction & development | -0.1993% | 4,782 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1465% | 5,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0648% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 4,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 4,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3909% | 5,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8211% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 48.5091% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7948% | 109 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6213% | 1,157 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0401% | 4,841 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1412% | 5,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.3301% | 4,886 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2145% | 5,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1052% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 1,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1091% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5924% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | 65.2316% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5516% | 120 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3803% | 1,125 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 2,102 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 4,293 |
| Percentage Net Loans Charged-off:Construction & development | -0.0250% | 4,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 4,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 4,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4488% | 5,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6769% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6790% | 210 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1102% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | -0.0258% | 4,568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1073% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0396% | 5,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0398% | 5,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 2,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2736% | 172 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2763% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3252% | 1,221 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1058% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | -0.0262% | 4,598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1464% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0315% | 4,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 5,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1714% | 4,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8621% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8646% | 171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2018% | 1,200 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1699% | 1,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0987% | 769 |
| Percentage Net Loans Charged-off:Construction & development | -0.0253% | 4,655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2237% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0452% | 5,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0454% | 5,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2695% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6376% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6399% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0443% | 1,949 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 4,887 |
| Percentage Net Loans Charged-off:Construction & development | -0.0242% | 4,773 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0500% | 5,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 5,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0437% | 4,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6536% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6561% | 227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1849% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,991 |
| Percentage Net Loans Charged-off:Construction & development | -0.6902% | 5,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1313% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 2,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 2,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2606% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6922% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0423% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6858% | 210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0068% | 1,561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 5,028 |
| Percentage Net Loans Charged-off:Construction & development | -0.9111% | 5,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1821% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 4,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 4,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3210% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9377% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6486% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9285% | 175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0127% | 1,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0347% | 5,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1637% | 5,736 |
| Percentage Net Loans Charged-off:Construction & development | -1.3872% | 5,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0173% | 5,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 5,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4695% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9366% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9400% | 315 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0048% | 5,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 1,740 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 4,389 |
| Percentage Net Loans Charged-off:Construction & development | -0.0465% | 4,970 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3278% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5667% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5698% | 454 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0096% | 5,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2547% | 1,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1276% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.4581% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0983% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 2,050 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0738% | 1,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7347% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6012% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | -6.7829% | 1,211 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6352% | 176 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0274% | 5,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.8039% | 14 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2515% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.6078% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 1,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 5,150 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 5,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0287% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5094% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | -10.6430% | 1,216 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5613% | 178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3456% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1330% | 1,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.8968% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0234% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 2,395 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4897% | 312 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1666% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6667% | 1,197 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1827% | 258 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0041% | 5,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 2,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | -0.0273% | 5,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1010% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0396% | 5,661 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0396% | 5,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2078% | 5,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9995% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | -3.1128% | 1,199 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0222% | 323 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0079% | 5,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1465% | 2,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 3,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0038% | 1,132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 5,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9211% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 5,739 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 5,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2784% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5601% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 31.5275% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3489% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0201% | 1,390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 2,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0416% | 2,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0142% | 953 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 5,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2321% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0339% | 5,928 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 5,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2947% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3636% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | 37.2093% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0843% | 189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0273% | 1,228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 2,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 5,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0396% | 772 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0249% | 5,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 5,761 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 5,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1335% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1939% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | 35.7234% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8968% | 223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0380% | 1,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0939% | 2,225 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0452% | 5,993 |
| Percentage Net Loans Charged-off:Construction & development | -0.0279% | 5,296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0344% | 5,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0960% | 6,245 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0960% | 6,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3979% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2118% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 47.6033% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7655% | 256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2862% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2382% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0474% | 1,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3184% | 1,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2542% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2542% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5569% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1823% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | 16.8109% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8677% | 1,216 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 5,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1633% | 2,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0703% | 3,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0747% | 1,340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 5,984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1982% | 2,109 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1982% | 2,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6573% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9123% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | 16.2162% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5695% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 3,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 2,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.1282% | 1,125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 6,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1485% | 2,257 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1485% | 2,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2090% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3251% | 2,220 |
| Percentage Net Loans Charged-off: Credit card loans | 21.8919% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2176% | 5,980 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0797% | 3,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0887% | 2,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.2177% | 786 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 6,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2256% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2256% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1186% | 5,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1021% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8235% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0522% | 877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3175% | 3,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0946% | 4,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.4330% | 1,848 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0626% | 6,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0284% | 444 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2032% | 2,979 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2032% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1678% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4599% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0931% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3871% | 876 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5696% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2844% | 3,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 4,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.2428% | 1,884 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1089% | 6,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4276% | 348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2234% | 2,696 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2234% | 2,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5403% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0549% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0629% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0546% | 1,101 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0015% | 5,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2498% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 4,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.3942% | 1,588 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1853% | 6,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1542% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1674% | 2,763 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1674% | 2,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4473% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7603% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3356% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7306% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 5,802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0406% | 6,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2081% | 7,050 |
| Percentage Net Loans Charged-off:Construction & development | -0.0338% | 6,037 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4730% | 7,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3557% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0298% | 6,633 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0298% | 6,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7343% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2642% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4249% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2555% | 2,190 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0045% | 5,883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4255% | 3,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4042% | 2,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.3280% | 2,568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4805% | 2,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8881% | 464 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2314% | 3,261 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2314% | 3,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4358% | 2,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8253% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5257% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7686% | 785 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0491% | 1,488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4198% | 3,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3861% | 2,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.2409% | 2,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5840% | 1,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1783% | 746 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2700% | 2,776 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2700% | 2,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4847% | 2,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8151% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0664% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7135% | 745 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0478% | 1,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3729% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4271% | 2,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.3571% | 1,999 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5582% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2751% | 572 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3779% | 2,219 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3779% | 2,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0392% | 3,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6094% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5619% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5054% | 804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0536% | 1,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4044% | 2,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4169% | 2,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.5819% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3621% | 1,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5862% | 321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4807% | 1,596 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4807% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2927% | 1,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5566% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2248% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4626% | 760 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0509% | 894 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9456% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3639% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | 2.3216% | 1,958 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4509% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2444% | 3,254 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2444% | 3,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6965% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1763% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5100% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0077% | 1,966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2350% | 1,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2377% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 2.9672% | 1,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8072% | 1,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2290% | 3,003 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2290% | 2,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4601% | 1,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1668% | 951 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5968% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0036% | 6,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7944% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7149% | 2,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.5267% | 2,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5726% | 1,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2325% | 2,653 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2325% | 2,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1281% | 1,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8833% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8424% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0029% | 6,250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5669% | 2,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4722% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.3343% | 1,773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2409% | 1,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 2,852 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0535% | 2,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6282% | 1,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7463% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1629% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0076% | 6,327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7104% | 3,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5036% | 2,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.8478% | 2,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3462% | 2,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1551% | 822 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3932% | 2,400 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3932% | 2,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9455% | 2,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1318% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5341% | 706 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7549% | 496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1255% | 178 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6747% | 2,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4990% | 2,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.9253% | 2,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2175% | 1,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4695% | 1,854 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4695% | 1,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9291% | 2,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2246% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6135% | 1,030 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0251% | 6,689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1751% | 150 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6067% | 2,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5569% | 2,008 |
| Percentage Net Loans Charged-off:Construction & development | 1.2325% | 1,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2658% | 1,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5847% | 1,412 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5847% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5542% | 2,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8903% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4057% | 1,659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0192% | 6,674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2504% | 110 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7997% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7497% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 1.9226% | 968 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2438% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5330% | 1,176 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5330% | 1,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7449% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1077% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9330% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7949% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4220% | 1,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.4162% | 2,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4474% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2226% | 432 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4758% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4758% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3672% | 1,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5504% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2511% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5293% | 1,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6074% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2313% | 1,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.3107% | 1,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1347% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1158% | 321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3002% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3002% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1886% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3197% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6144% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7629% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5147% | 1,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2614% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.4095% | 1,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0496% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1690% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4197% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4197% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6462% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5879% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | 15.7425% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8763% | 624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4831% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 1,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.1004% | 961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1216% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1216% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2212% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0166% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 13.0081% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4469% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2848% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.3829% | 767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2857% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1733% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1733% | 1,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3874% | 2,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8543% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7706% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7029% | 47 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4202% | 944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2230% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.4505% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0495% | 896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2016% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2016% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4519% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7369% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6408% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0626% | 27 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3155% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 1,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 768 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0728% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1197% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1197% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4070% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0983% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5820% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3032% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0129% | 418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3868% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3868% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3395% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9489% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7481% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5992% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1527% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 0.2076% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4494% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4494% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0253% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4285% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6554% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5925% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5191% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1211% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 0.1086% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 7,878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5125% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5125% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8980% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1041% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3629% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0372% | 1,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4560% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0422% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1906% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1906% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8480% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9951% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 13.0224% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0581% | 1,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6467% | 429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 1,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0150% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0764% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4329% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7775% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6495% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1296% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9143% | 348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3376% | 369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0310% | 7,782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2190% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8770% | 49 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.8770% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7574% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3978% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7678% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8435% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4613% | 231 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 7,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2845% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5097% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.5097% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3845% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5598% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4727% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2863% | 1,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1653% | 726 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 7,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3920% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3346% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3346% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3346% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2630% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3264% | 1,149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3990% | 880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2977% | 367 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 7,738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7664% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4388% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4388% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5940% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6893% | 2,078 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6609% | 842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3301% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0703% | 1,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0473% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0585% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0634% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1880% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1880% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3115% | 2,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6717% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5816% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0426% | 1,490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2841% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0942% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0751% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0781% | 829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0886% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2175% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2175% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2546% | 2,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0331% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6493% | 1,015 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0575% | 1,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2961% | 1,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1018% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0635% | 356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1210% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 6,307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2402% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2402% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3130% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9590% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9479% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0294% | 7,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3542% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2114% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.1455% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2439% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0143% | 6,262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4756% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4756% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1994% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1219% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6327% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0629% | 7,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4996% | 1,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1716% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.4378% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 8,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2604% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1269% | 1,555 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1269% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0207% | 1,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8139% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3649% | 1,055 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4084% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 2,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.1398% | 423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1652% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3426% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3089% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2124% | 2,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.2183% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4069% | 2,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8661% | 2,378 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0610% | 1,332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1554% | 2,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0490% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.1642% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1888% | 1,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9289% | 2,094 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5291% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8955% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1241% | 1,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.4695% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1260% | 999 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1829% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5426% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7993% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6010% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 2,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.1036% | 576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3838% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2639% | 5,564 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4573% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5197% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1345% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3136% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3136% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7615% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6702% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | 16.3251% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6244% | 1,035 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3725% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2012% | 3,800 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3276% | 2,762 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 7,658 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1866% | 4,210 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4795% | 2,841 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3571% | 1,385 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |