Home > Logan County Bank > Income and Expense
Logan County Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 5,418 |
| Total interest expense | $448,000 | 5,322 |
| Net interest income | $2,654,000 | 5,351 |
| Provision for loan and lease losses | $40,000 | 5,302 |
| Total noninterest income | $439,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $256,000 | 3,792 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $183,000 | 4,697 |
| Total noninterest expense | $2,053,000 | 5,609 |
| Salaries and employee benefits | $798,000 | 6,092 |
| Premises and equipment expense | $214,000 | 5,619 |
| Additional noninterest expense | $1,041,000 | 4,702 |
| Pre-tax net operating income | $1,000,000 | 4,018 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $344,000 | 2,538 |
| Income before extraordinary items | $656,000 | 4,575 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $656,000 | 4,574 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $656,000 | 4,575 |
| Net charge-offs | $12,000 | 5,553 |
| Cash dividends | $630,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $656,000 | 4,397 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 5,477 |
| Total interest expense | $354,000 | 5,353 |
| Net interest income | $2,011,000 | 5,409 |
| Provision for loan and lease losses | $40,000 | 5,103 |
| Total noninterest income | $324,000 | 4,754 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $186,000 | 3,921 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $138,000 | 4,738 |
| Total noninterest expense | $1,528,000 | 5,658 |
| Salaries and employee benefits | $607,000 | 6,109 |
| Premises and equipment expense | $157,000 | 5,707 |
| Additional noninterest expense | $764,000 | 4,780 |
| Pre-tax net operating income | $767,000 | 4,094 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $263,000 | 2,589 |
| Income before extraordinary items | $504,000 | 4,637 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $504,000 | 4,635 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $504,000 | 4,635 |
| Net charge-offs | $32,000 | 4,810 |
| Cash dividends | $480,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $504,000 | 4,456 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 5,482 |
| Total interest expense | $251,000 | 5,327 |
| Net interest income | $1,358,000 | 5,420 |
| Provision for loan and lease losses | $40,000 | 4,724 |
| Total noninterest income | $215,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $116,000 | 4,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,672 |
| Total noninterest expense | $1,000,000 | 5,735 |
| Salaries and employee benefits | $404,000 | 6,155 |
| Premises and equipment expense | $96,000 | 5,867 |
| Additional noninterest expense | $500,000 | 4,865 |
| Pre-tax net operating income | $533,000 | 4,013 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $182,000 | 2,537 |
| Income before extraordinary items | $351,000 | 4,574 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $351,000 | 4,576 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $351,000 | 4,576 |
| Net charge-offs | $32,000 | 4,361 |
| Cash dividends | $330,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $351,000 | 4,389 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 5,508 |
| Total interest expense | $124,000 | 5,461 |
| Net interest income | $690,000 | 5,423 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $98,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $53,000 | 4,182 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $497,000 | 5,781 |
| Salaries and employee benefits | $201,000 | 6,208 |
| Premises and equipment expense | $47,000 | 5,945 |
| Additional noninterest expense | $249,000 | 4,879 |
| Pre-tax net operating income | $291,000 | 3,895 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $100,000 | 2,447 |
| Income before extraordinary items | $191,000 | 4,456 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $191,000 | 4,459 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $191,000 | 4,459 |
| Net charge-offs | $10,000 | 4,036 |
| Cash dividends | $175,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $191,000 | 4,306 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,583,000 | 5,388 |
| Total interest expense | $621,000 | 5,445 |
| Net interest income | $2,962,000 | 5,295 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $466,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $260,000 | 3,875 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $206,000 | 4,431 |
| Total noninterest expense | $2,030,000 | 5,798 |
| Salaries and employee benefits | $796,000 | 6,285 |
| Premises and equipment expense | $185,000 | 6,132 |
| Additional noninterest expense | $1,049,000 | 4,794 |
| Pre-tax net operating income | $1,398,000 | 3,149 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $492,000 | 2,055 |
| Income before extraordinary items | $906,000 | 3,736 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $906,000 | 3,739 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $906,000 | 3,739 |
| Net charge-offs | $30,000 | 5,746 |
| Cash dividends | $705,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $906,000 | 3,611 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 5,438 |
| Total interest expense | $478,000 | 5,506 |
| Net interest income | $2,224,000 | 5,335 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $351,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $193,000 | 3,919 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $158,000 | 4,452 |
| Total noninterest expense | $1,559,000 | 5,764 |
| Salaries and employee benefits | $605,000 | 6,270 |
| Premises and equipment expense | $135,000 | 6,211 |
| Additional noninterest expense | $819,000 | 4,723 |
| Pre-tax net operating income | $1,016,000 | 3,284 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $356,000 | 2,071 |
| Income before extraordinary items | $660,000 | 3,863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $660,000 | 3,865 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $660,000 | 3,865 |
| Net charge-offs | $1,000 | 6,123 |
| Cash dividends | $515,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $660,000 | 3,751 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 5,455 |
| Total interest expense | $322,000 | 5,605 |
| Net interest income | $1,497,000 | 5,343 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $225,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $118,000 | 4,075 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 4,444 |
| Total noninterest expense | $1,086,000 | 5,748 |
| Salaries and employee benefits | $405,000 | 6,332 |
| Premises and equipment expense | $85,000 | 6,342 |
| Additional noninterest expense | $596,000 | 4,547 |
| Pre-tax net operating income | $636,000 | 3,353 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $222,000 | 2,115 |
| Income before extraordinary items | $414,000 | 3,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $414,000 | 3,919 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $414,000 | 3,920 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $320,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $414,000 | 3,811 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 5,470 |
| Total interest expense | $170,000 | 5,590 |
| Net interest income | $748,000 | 5,354 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $104,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 4,699 |
| Total noninterest expense | $559,000 | 5,720 |
| Salaries and employee benefits | $196,000 | 6,423 |
| Premises and equipment expense | $45,000 | 6,311 |
| Additional noninterest expense | $318,000 | 4,366 |
| Pre-tax net operating income | $293,000 | 3,572 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $101,000 | 2,164 |
| Income before extraordinary items | $192,000 | 4,053 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $192,000 | 4,052 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $192,000 | 4,053 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $192,000 | 3,995 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 5,426 |
| Total interest expense | $1,029,000 | 5,153 |
| Net interest income | $2,922,000 | 5,423 |
| Provision for loan and lease losses | $50,000 | 6,473 |
| Total noninterest income | $509,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $306,000 | 3,598 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $203,000 | 4,570 |
| Total noninterest expense | $2,139,000 | 5,876 |
| Salaries and employee benefits | $838,000 | 6,368 |
| Premises and equipment expense | $172,000 | 6,450 |
| Additional noninterest expense | $1,129,000 | 4,761 |
| Pre-tax net operating income | $1,242,000 | 3,036 |
| Securities gains (losses) | $-40,000 | 7,134 |
| Applicable income taxes | $390,000 | 2,120 |
| Income before extraordinary items | $812,000 | 3,587 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $812,000 | 3,585 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $812,000 | 3,587 |
| Net charge-offs | $41,000 | 6,039 |
| Cash dividends | $770,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $839,200 | 3,414 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 5,499 |
| Total interest expense | $800,000 | 5,225 |
| Net interest income | $2,198,000 | 5,492 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $390,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $235,000 | 3,625 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $155,000 | 4,606 |
| Total noninterest expense | $1,638,000 | 5,849 |
| Salaries and employee benefits | $645,000 | 6,353 |
| Premises and equipment expense | $131,000 | 6,509 |
| Additional noninterest expense | $862,000 | 4,720 |
| Pre-tax net operating income | $950,000 | 3,188 |
| Securities gains (losses) | $-12,000 | 7,223 |
| Applicable income taxes | $304,000 | 2,131 |
| Income before extraordinary items | $634,000 | 3,684 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $634,000 | 3,683 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $634,000 | 3,684 |
| Net charge-offs | $3,000 | 6,518 |
| Cash dividends | $585,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $642,160 | 3,528 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 5,506 |
| Total interest expense | $550,000 | 5,267 |
| Net interest income | $1,486,000 | 5,468 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $255,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $153,000 | 3,658 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $102,000 | 4,616 |
| Total noninterest expense | $1,085,000 | 5,913 |
| Salaries and employee benefits | $429,000 | 6,405 |
| Premises and equipment expense | $88,000 | 6,528 |
| Additional noninterest expense | $568,000 | 4,739 |
| Pre-tax net operating income | $656,000 | 3,153 |
| Securities gains (losses) | $-27,000 | 7,394 |
| Applicable income taxes | $202,000 | 2,116 |
| Income before extraordinary items | $427,000 | 3,672 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $427,000 | 3,670 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $427,000 | 3,671 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $385,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $445,360 | 3,488 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 5,580 |
| Total interest expense | $286,000 | 5,296 |
| Net interest income | $727,000 | 5,554 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $125,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $71,000 | 3,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $54,000 | 4,552 |
| Total noninterest expense | $550,000 | 5,949 |
| Salaries and employee benefits | $217,000 | 6,460 |
| Premises and equipment expense | $45,000 | 6,571 |
| Additional noninterest expense | $288,000 | 4,709 |
| Pre-tax net operating income | $302,000 | 3,338 |
| Securities gains (losses) | $-27,000 | 7,582 |
| Applicable income taxes | $84,000 | 2,292 |
| Income before extraordinary items | $191,000 | 3,976 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $191,000 | 3,975 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $191,000 | 3,975 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $185,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $209,630 | 3,673 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 5,628 |
| Total interest expense | $1,296,000 | 5,496 |
| Net interest income | $2,847,000 | 5,526 |
| Provision for loan and lease losses | $110,000 | 6,340 |
| Total noninterest income | $527,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $323,000 | 3,745 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $204,000 | 4,601 |
| Total noninterest expense | $2,035,000 | 6,185 |
| Salaries and employee benefits | $741,000 | 6,859 |
| Premises and equipment expense | $164,000 | 6,801 |
| Additional noninterest expense | $1,130,000 | 4,894 |
| Pre-tax net operating income | $1,229,000 | 2,674 |
| Securities gains (losses) | $-114,000 | 7,308 |
| Applicable income taxes | $344,000 | 1,904 |
| Income before extraordinary items | $771,000 | 3,198 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $771,000 | 3,197 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $771,000 | 3,197 |
| Net charge-offs | $38,000 | 6,369 |
| Cash dividends | $500,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $849,660 | 2,983 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 5,754 |
| Total interest expense | $978,000 | 5,616 |
| Net interest income | $2,052,000 | 5,633 |
| Provision for loan and lease losses | $90,000 | 6,065 |
| Total noninterest income | $376,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $228,000 | 3,878 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $148,000 | 4,798 |
| Total noninterest expense | $1,461,000 | 6,307 |
| Salaries and employee benefits | $524,000 | 7,004 |
| Premises and equipment expense | $123,000 | 6,850 |
| Additional noninterest expense | $814,000 | 5,017 |
| Pre-tax net operating income | $877,000 | 2,961 |
| Securities gains (losses) | $-42,000 | 7,361 |
| Applicable income taxes | $256,000 | 2,080 |
| Income before extraordinary items | $579,000 | 3,448 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $579,000 | 3,446 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $579,000 | 3,448 |
| Net charge-offs | $39,000 | 5,857 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $607,980 | 3,280 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 5,928 |
| Total interest expense | $635,000 | 5,803 |
| Net interest income | $1,287,000 | 5,793 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $234,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $131,000 | 4,139 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $103,000 | 4,741 |
| Total noninterest expense | $903,000 | 6,521 |
| Salaries and employee benefits | $314,000 | 7,255 |
| Premises and equipment expense | $82,000 | 6,904 |
| Additional noninterest expense | $507,000 | 5,218 |
| Pre-tax net operating income | $558,000 | 3,129 |
| Securities gains (losses) | $-10,000 | 7,471 |
| Applicable income taxes | $167,000 | 2,154 |
| Income before extraordinary items | $381,000 | 3,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 3,560 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $381,000 | 3,561 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $388,000 | 3,411 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 5,931 |
| Total interest expense | $340,000 | 5,743 |
| Net interest income | $635,000 | 5,856 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $88,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $65,000 | 4,118 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $23,000 | 6,000 |
| Total noninterest expense | $442,000 | 6,546 |
| Salaries and employee benefits | $155,000 | 7,316 |
| Premises and equipment expense | $41,000 | 6,946 |
| Additional noninterest expense | $246,000 | 4,991 |
| Pre-tax net operating income | $251,000 | 3,634 |
| Securities gains (losses) | $-21,000 | 7,873 |
| Applicable income taxes | $66,000 | 2,614 |
| Income before extraordinary items | $164,000 | 4,188 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $164,000 | 4,191 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $164,000 | 4,191 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $178,910 | 3,905 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,065,000 | 5,968 |
| Total interest expense | $1,828,000 | 5,530 |
| Net interest income | $2,237,000 | 6,171 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $465,000 | 5,000 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $294,000 | 4,046 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $171,000 | 5,106 |
| Total noninterest expense | $1,619,000 | 6,715 |
| Salaries and employee benefits | $762,000 | 7,003 |
| Premises and equipment expense | $166,000 | 6,993 |
| Additional noninterest expense | $691,000 | 5,850 |
| Pre-tax net operating income | $1,083,000 | 3,616 |
| Securities gains (losses) | $-843,000 | 7,681 |
| Applicable income taxes | $-23,000 | 6,862 |
| Income before extraordinary items | $263,000 | 5,251 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $263,000 | 5,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,209 |
| Cash dividends | $250,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,106,000 | 3,247 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 6,021 |
| Total interest expense | $1,422,000 | 5,573 |
| Net interest income | $1,648,000 | 6,250 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $350,000 | 5,077 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $217,000 | 4,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $133,000 | 5,155 |
| Total noninterest expense | $1,199,000 | 6,744 |
| Salaries and employee benefits | $570,000 | 7,008 |
| Premises and equipment expense | $128,000 | 6,995 |
| Additional noninterest expense | $501,000 | 5,910 |
| Pre-tax net operating income | $799,000 | 4,105 |
| Securities gains (losses) | $-324,000 | 7,683 |
| Applicable income taxes | $104,000 | 3,570 |
| Income before extraordinary items | $371,000 | 4,892 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $371,000 | 4,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $250,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $623,720 | 4,210 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 6,058 |
| Total interest expense | $997,000 | 5,586 |
| Net interest income | $1,084,000 | 6,295 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $240,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $144,000 | 4,121 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $96,000 | 5,129 |
| Total noninterest expense | $818,000 | 6,738 |
| Salaries and employee benefits | $406,000 | 6,939 |
| Premises and equipment expense | $85,000 | 7,019 |
| Additional noninterest expense | $327,000 | 5,946 |
| Pre-tax net operating income | $506,000 | 4,356 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $141,000 | 3,094 |
| Income before extraordinary items | $365,000 | 4,652 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $365,000 | 4,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $250,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $365,000 | 4,592 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 6,048 |
| Total interest expense | $540,000 | 5,563 |
| Net interest income | $538,000 | 6,339 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $110,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $67,000 | 4,239 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 5,319 |
| Total noninterest expense | $405,000 | 6,786 |
| Salaries and employee benefits | $201,000 | 6,991 |
| Premises and equipment expense | $47,000 | 6,884 |
| Additional noninterest expense | $157,000 | 6,058 |
| Pre-tax net operating income | $243,000 | 4,583 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $66,000 | 3,283 |
| Income before extraordinary items | $177,000 | 4,932 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $177,000 | 4,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $125,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $177,000 | 4,813 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 6,163 |
| Total interest expense | $2,313,000 | 5,478 |
| Net interest income | $1,830,000 | 6,715 |
| Provision for loan and lease losses | $-94,000 | 8,366 |
| Total noninterest income | $364,000 | 5,684 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $271,000 | 4,298 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $93,000 | 6,320 |
| Total noninterest expense | $1,508,000 | 6,907 |
| Salaries and employee benefits | $757,000 | 7,097 |
| Premises and equipment expense | $161,000 | 7,151 |
| Additional noninterest expense | $590,000 | 6,164 |
| Pre-tax net operating income | $780,000 | 5,218 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $153,000 | 4,108 |
| Income before extraordinary items | $627,000 | 5,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $627,000 | 5,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $550,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $627,000 | 5,250 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 6,210 |
| Total interest expense | $1,731,000 | 5,486 |
| Net interest income | $1,367,000 | 6,764 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $252,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $203,000 | 4,313 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $49,000 | 6,818 |
| Total noninterest expense | $1,084,000 | 6,990 |
| Salaries and employee benefits | $545,000 | 7,149 |
| Premises and equipment expense | $126,000 | 7,037 |
| Additional noninterest expense | $413,000 | 6,311 |
| Pre-tax net operating income | $535,000 | 5,653 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $102,000 | 4,420 |
| Income before extraordinary items | $433,000 | 5,661 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $433,000 | 5,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $550,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $433,000 | 5,646 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 6,267 |
| Total interest expense | $1,145,000 | 5,509 |
| Net interest income | $895,000 | 6,843 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $197,000 | 5,604 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $133,000 | 4,349 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $64,000 | 5,897 |
| Total noninterest expense | $733,000 | 6,999 |
| Salaries and employee benefits | $363,000 | 7,202 |
| Premises and equipment expense | $86,000 | 7,023 |
| Additional noninterest expense | $284,000 | 6,256 |
| Pre-tax net operating income | $359,000 | 5,722 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $65,000 | 4,536 |
| Income before extraordinary items | $294,000 | 5,697 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $294,000 | 5,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $450,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $294,000 | 5,681 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 6,264 |
| Total interest expense | $578,000 | 5,479 |
| Net interest income | $447,000 | 6,865 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $103,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $64,000 | 4,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $367,000 | 7,032 |
| Salaries and employee benefits | $182,000 | 7,235 |
| Premises and equipment expense | $43,000 | 7,057 |
| Additional noninterest expense | $142,000 | 6,273 |
| Pre-tax net operating income | $183,000 | 5,678 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $33,000 | 4,531 |
| Income before extraordinary items | $150,000 | 5,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $150,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $225,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $150,000 | 5,633 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,883,000 | 6,204 |
| Total interest expense | $2,145,000 | 5,209 |
| Net interest income | $1,738,000 | 6,888 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $425,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $310,000 | 4,064 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $115,000 | 6,084 |
| Total noninterest expense | $1,492,000 | 6,910 |
| Salaries and employee benefits | $694,000 | 7,302 |
| Premises and equipment expense | $172,000 | 7,010 |
| Additional noninterest expense | $626,000 | 5,943 |
| Pre-tax net operating income | $659,000 | 6,024 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $80,000 | 5,144 |
| Income before extraordinary items | $579,000 | 5,891 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $579,000 | 5,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $876,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $579,000 | 5,887 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 6,257 |
| Total interest expense | $1,562,000 | 5,223 |
| Net interest income | $1,310,000 | 6,955 |
| Provision for loan and lease losses | $7,000 | 6,476 |
| Total noninterest income | $328,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $237,000 | 4,040 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 6,017 |
| Total noninterest expense | $1,128,000 | 6,893 |
| Salaries and employee benefits | $527,000 | 7,262 |
| Premises and equipment expense | $129,000 | 7,031 |
| Additional noninterest expense | $472,000 | 5,930 |
| Pre-tax net operating income | $503,000 | 6,207 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $66,000 | 5,255 |
| Income before extraordinary items | $437,000 | 6,046 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $437,000 | 6,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $638,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $437,000 | 6,041 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 6,268 |
| Total interest expense | $1,003,000 | 5,214 |
| Net interest income | $881,000 | 6,971 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $210,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $150,000 | 4,140 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,084 |
| Total noninterest expense | $756,000 | 6,915 |
| Salaries and employee benefits | $358,000 | 7,248 |
| Premises and equipment expense | $83,000 | 7,114 |
| Additional noninterest expense | $315,000 | 5,921 |
| Pre-tax net operating income | $335,000 | 6,244 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $32,000 | 5,529 |
| Income before extraordinary items | $303,000 | 5,987 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $303,000 | 5,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $303,000 | 5,987 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 6,275 |
| Total interest expense | $486,000 | 5,202 |
| Net interest income | $443,000 | 6,980 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $98,000 | 5,636 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $70,000 | 4,229 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,187 |
| Total noninterest expense | $378,000 | 6,915 |
| Salaries and employee benefits | $182,000 | 7,227 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $154,000 | 5,983 |
| Pre-tax net operating income | $163,000 | 6,253 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $16,000 | 5,499 |
| Income before extraordinary items | $147,000 | 6,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 6,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $163,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $147,000 | 6,013 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 6,027 |
| Total interest expense | $1,681,000 | 4,949 |
| Net interest income | $2,035,000 | 6,601 |
| Provision for loan and lease losses | $31,000 | 6,178 |
| Total noninterest income | $590,000 | 4,825 |
| Gross Fiduciary activities income | $86,000 | 972 |
| Service charges on deposit accounts | $319,000 | 4,042 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $185,000 | 5,323 |
| Total noninterest expense | $1,668,000 | 6,612 |
| Salaries and employee benefits | $767,000 | 7,034 |
| Premises and equipment expense | $149,000 | 7,291 |
| Additional noninterest expense | $752,000 | 5,369 |
| Pre-tax net operating income | $926,000 | 5,568 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $202,000 | 4,657 |
| Income before extraordinary items | $728,000 | 5,579 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $728,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $724,880 | 5,566 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 6,043 |
| Total interest expense | $1,199,000 | 4,935 |
| Net interest income | $1,555,000 | 6,585 |
| Provision for loan and lease losses | $14,000 | 6,380 |
| Total noninterest income | $420,000 | 4,994 |
| Gross Fiduciary activities income | $44,000 | 1,011 |
| Service charges on deposit accounts | $238,000 | 4,072 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $138,000 | 5,343 |
| Total noninterest expense | $1,265,000 | 6,591 |
| Salaries and employee benefits | $584,000 | 6,991 |
| Premises and equipment expense | $111,000 | 7,309 |
| Additional noninterest expense | $570,000 | 5,274 |
| Pre-tax net operating income | $696,000 | 5,655 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $155,000 | 4,772 |
| Income before extraordinary items | $545,000 | 5,696 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $545,000 | 5,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $541,880 | 5,677 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 6,019 |
| Total interest expense | $765,000 | 4,905 |
| Net interest income | $1,049,000 | 6,547 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $271,000 | 5,030 |
| Gross Fiduciary activities income | $29,000 | 1,018 |
| Service charges on deposit accounts | $159,000 | 4,016 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $83,000 | 5,536 |
| Total noninterest expense | $844,000 | 6,601 |
| Salaries and employee benefits | $389,000 | 6,996 |
| Premises and equipment expense | $74,000 | 7,300 |
| Additional noninterest expense | $381,000 | 5,255 |
| Pre-tax net operating income | $476,000 | 5,579 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $109,000 | 4,709 |
| Income before extraordinary items | $371,000 | 5,643 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $371,000 | 5,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $367,920 | 5,622 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 5,981 |
| Total interest expense | $389,000 | 4,766 |
| Net interest income | $529,000 | 6,560 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $118,000 | 5,312 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $73,000 | 4,143 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,463 |
| Total noninterest expense | $411,000 | 6,701 |
| Salaries and employee benefits | $204,000 | 6,926 |
| Premises and equipment expense | $35,000 | 7,470 |
| Additional noninterest expense | $172,000 | 5,558 |
| Pre-tax net operating income | $236,000 | 5,584 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $54,000 | 4,665 |
| Income before extraordinary items | $182,000 | 5,644 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $182,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $182,000 | 5,607 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 6,015 |
| Total interest expense | $1,264,000 | 4,965 |
| Net interest income | $2,185,000 | 6,392 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $522,000 | 5,157 |
| Gross Fiduciary activities income | $49,000 | 1,064 |
| Service charges on deposit accounts | $339,000 | 4,020 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $134,000 | 5,904 |
| Total noninterest expense | $1,653,000 | 6,622 |
| Salaries and employee benefits | $778,000 | 7,017 |
| Premises and equipment expense | $146,000 | 7,367 |
| Additional noninterest expense | $729,000 | 5,386 |
| Pre-tax net operating income | $1,004,000 | 5,225 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $238,000 | 4,518 |
| Income before extraordinary items | $766,000 | 5,366 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $766,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,645 |
| Cash dividends | $150,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $766,000 | 5,286 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 6,067 |
| Total interest expense | $925,000 | 5,005 |
| Net interest income | $1,624,000 | 6,427 |
| Provision for loan and lease losses | $21,000 | 6,290 |
| Total noninterest income | $362,000 | 5,380 |
| Gross Fiduciary activities income | $11,000 | 1,227 |
| Service charges on deposit accounts | $252,000 | 4,081 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $99,000 | 5,932 |
| Total noninterest expense | $1,246,000 | 6,572 |
| Salaries and employee benefits | $581,000 | 6,980 |
| Premises and equipment expense | $111,000 | 7,326 |
| Additional noninterest expense | $554,000 | 5,318 |
| Pre-tax net operating income | $719,000 | 5,452 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $166,000 | 4,712 |
| Income before extraordinary items | $553,000 | 5,565 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $553,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $553,000 | 5,498 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 6,091 |
| Total interest expense | $610,000 | 5,059 |
| Net interest income | $1,078,000 | 6,463 |
| Provision for loan and lease losses | $7,000 | 6,522 |
| Total noninterest income | $233,000 | 5,465 |
| Gross Fiduciary activities income | $9,000 | 1,203 |
| Service charges on deposit accounts | $164,000 | 4,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $824,000 | 6,638 |
| Salaries and employee benefits | $384,000 | 7,043 |
| Premises and equipment expense | $75,000 | 7,342 |
| Additional noninterest expense | $365,000 | 5,385 |
| Pre-tax net operating income | $480,000 | 5,407 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $113,000 | 4,689 |
| Income before extraordinary items | $367,000 | 5,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $367,000 | 5,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $367,000 | 5,454 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 6,108 |
| Total interest expense | $310,000 | 5,069 |
| Net interest income | $535,000 | 6,502 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $125,000 | 5,224 |
| Gross Fiduciary activities income | $10,000 | 1,098 |
| Service charges on deposit accounts | $77,000 | 4,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $408,000 | 6,711 |
| Salaries and employee benefits | $190,000 | 7,115 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $180,000 | 5,435 |
| Pre-tax net operating income | $245,000 | 5,335 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $60,000 | 4,582 |
| Income before extraordinary items | $185,000 | 5,527 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $185,000 | 5,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $185,000 | 5,409 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 6,271 |
| Total interest expense | $1,194,000 | 5,582 |
| Net interest income | $2,048,000 | 6,523 |
| Provision for loan and lease losses | $54,000 | 6,186 |
| Total noninterest income | $700,000 | 4,553 |
| Gross Fiduciary activities income | $39,000 | 1,125 |
| Service charges on deposit accounts | $300,000 | 4,299 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $361,000 | 4,160 |
| Total noninterest expense | $1,510,000 | 6,867 |
| Salaries and employee benefits | $682,000 | 7,378 |
| Premises and equipment expense | $163,000 | 7,225 |
| Additional noninterest expense | $665,000 | 5,660 |
| Pre-tax net operating income | $1,184,000 | 4,719 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $331,000 | 4,132 |
| Income before extraordinary items | $853,000 | 5,075 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $853,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,630 |
| Cash dividends | $450,000 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $853,000 | 4,914 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 6,274 |
| Total interest expense | $896,000 | 5,729 |
| Net interest income | $1,585,000 | 6,456 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $543,000 | 4,502 |
| Gross Fiduciary activities income | $4,000 | 1,409 |
| Service charges on deposit accounts | $220,000 | 4,368 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $319,000 | 3,935 |
| Total noninterest expense | $1,155,000 | 6,814 |
| Salaries and employee benefits | $495,000 | 7,414 |
| Premises and equipment expense | $123,000 | 7,226 |
| Additional noninterest expense | $537,000 | 5,402 |
| Pre-tax net operating income | $953,000 | 4,682 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $283,000 | 4,024 |
| Income before extraordinary items | $670,000 | 5,107 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $670,000 | 5,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $670,000 | 4,920 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 6,353 |
| Total interest expense | $609,000 | 5,789 |
| Net interest income | $1,026,000 | 6,564 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $359,000 | 4,519 |
| Gross Fiduciary activities income | $6,000 | 1,307 |
| Service charges on deposit accounts | $147,000 | 4,341 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $206,000 | 3,982 |
| Total noninterest expense | $733,000 | 6,975 |
| Salaries and employee benefits | $330,000 | 7,435 |
| Premises and equipment expense | $81,000 | 7,268 |
| Additional noninterest expense | $322,000 | 5,743 |
| Pre-tax net operating income | $632,000 | 4,686 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $188,000 | 4,091 |
| Income before extraordinary items | $444,000 | 5,118 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $444,000 | 5,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $444,000 | 4,919 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $818,000 | 6,387 |
| Total interest expense | $312,000 | 5,819 |
| Net interest income | $506,000 | 6,614 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $166,000 | 4,626 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $68,000 | 4,446 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 4,002 |
| Total noninterest expense | $358,000 | 7,063 |
| Salaries and employee benefits | $159,000 | 7,568 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $157,000 | 5,775 |
| Pre-tax net operating income | $294,000 | 4,837 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $85,000 | 4,242 |
| Income before extraordinary items | $209,000 | 5,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $209,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $209,000 | 5,024 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 6,291 |
| Total interest expense | $1,468,000 | 5,798 |
| Net interest income | $2,083,000 | 6,495 |
| Provision for loan and lease losses | $31,000 | 7,177 |
| Total noninterest income | $637,000 | 4,574 |
| Gross Fiduciary activities income | $82,000 | 1,031 |
| Service charges on deposit accounts | $293,000 | 4,281 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $262,000 | 4,532 |
| Total noninterest expense | $1,485,000 | 6,877 |
| Salaries and employee benefits | $602,000 | 7,701 |
| Premises and equipment expense | $165,000 | 7,244 |
| Additional noninterest expense | $718,000 | 5,325 |
| Pre-tax net operating income | $1,204,000 | 4,708 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $377,000 | 4,005 |
| Income before extraordinary items | $827,000 | 5,106 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $827,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,914 |
| Cash dividends | $325,000 | 4,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $827,000 | 4,978 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 6,410 |
| Total interest expense | $2,035,000 | 6,041 |
| Net interest income | $1,900,000 | 6,599 |
| Provision for loan and lease losses | $140,000 | 4,923 |
| Total noninterest income | $469,000 | 5,245 |
| Gross Fiduciary activities income | $145,000 | 911 |
| Service charges on deposit accounts | $253,000 | 4,612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $71,000 | 7,088 |
| Total noninterest expense | $1,684,000 | 6,375 |
| Salaries and employee benefits | $664,000 | 7,362 |
| Premises and equipment expense | $179,000 | 7,080 |
| Additional noninterest expense | $841,000 | 4,628 |
| Pre-tax net operating income | $545,000 | 6,380 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $154,000 | 5,407 |
| Income before extraordinary items | $391,000 | 6,628 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $391,000 | 6,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,177 |
| Cash dividends | $420,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $391,000 | 6,496 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 6,578 |
| Total interest expense | $2,073,000 | 6,165 |
| Net interest income | $1,809,000 | 6,908 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $357,000 | 5,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 4,803 |
| Total noninterest expense | $1,455,000 | 6,858 |
| Salaries and employee benefits | $632,000 | 7,530 |
| Premises and equipment expense | $159,000 | 7,451 |
| Additional noninterest expense | $664,000 | 5,387 |
| Pre-tax net operating income | $615,000 | 6,526 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $188,000 | 5,509 |
| Income before extraordinary items | $427,000 | 6,694 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $427,000 | 6,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,349 |
| Cash dividends | $460,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $427,000 | 6,709 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 6,764 |
| Total interest expense | $1,808,000 | 6,334 |
| Net interest income | $1,757,000 | 7,091 |
| Provision for loan and lease losses | $62,000 | 6,096 |
| Total noninterest income | $386,000 | 5,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,755 |
| Total noninterest expense | $1,250,000 | 7,429 |
| Salaries and employee benefits | $554,000 | 8,010 |
| Premises and equipment expense | $154,000 | 7,595 |
| Additional noninterest expense | $542,000 | 6,205 |
| Pre-tax net operating income | $831,000 | 5,822 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $248,000 | 5,235 |
| Income before extraordinary items | $583,000 | 5,979 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $583,000 | 5,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,998 |
| Cash dividends | $480,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $583,000 | 5,953 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 7,182 |
| Total interest expense | $1,673,000 | 6,823 |
| Net interest income | $1,616,000 | 7,438 |
| Provision for loan and lease losses | $39,000 | 7,011 |
| Total noninterest income | $335,000 | 6,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 4,852 |
| Total noninterest expense | $1,191,000 | 7,576 |
| Salaries and employee benefits | $558,000 | 7,996 |
| Premises and equipment expense | $151,000 | 7,628 |
| Additional noninterest expense | $482,000 | 6,561 |
| Pre-tax net operating income | $721,000 | 6,404 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $206,000 | 6,123 |
| Income before extraordinary items | $515,000 | 6,520 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $515,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $428,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $515,000 | 6,403 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 7,704 |
| Total interest expense | $1,450,000 | 7,470 |
| Net interest income | $1,597,000 | 7,783 |
| Provision for loan and lease losses | $58,000 | 6,402 |
| Total noninterest income | $326,000 | 6,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 4,557 |
| Total noninterest expense | $1,101,000 | 8,000 |
| Salaries and employee benefits | $534,000 | 8,367 |
| Premises and equipment expense | $139,000 | 8,048 |
| Additional noninterest expense | $428,000 | 7,122 |
| Pre-tax net operating income | $764,000 | 6,711 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $225,000 | 6,567 |
| Income before extraordinary items | $539,000 | 6,743 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $539,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $280,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $539,000 | 6,688 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,830,000 | 8,238 |
| Total interest expense | $1,382,000 | 7,887 |
| Net interest income | $1,448,000 | 8,392 |
| Provision for loan and lease losses | $54,000 | 6,461 |
| Total noninterest income | $297,000 | 6,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 7,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 5,022 |
| Total noninterest expense | $1,023,000 | 8,590 |
| Salaries and employee benefits | $517,000 | 8,734 |
| Premises and equipment expense | $141,000 | 8,264 |
| Additional noninterest expense | $365,000 | 8,207 |
| Pre-tax net operating income | $668,000 | 7,080 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $190,000 | 7,281 |
| Income before extraordinary items | $478,000 | 7,053 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $478,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 10,842 |
| Cash dividends | $240,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $478,000 | 6,990 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 8,717 |
| Total interest expense | $1,264,000 | 8,391 |
| Net interest income | $1,384,000 | 8,829 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $278,000 | 7,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,176 |
| Total noninterest expense | $1,009,000 | 8,912 |
| Salaries and employee benefits | $479,000 | 9,289 |
| Premises and equipment expense | $136,000 | 8,625 |
| Additional noninterest expense | $394,000 | 8,248 |
| Pre-tax net operating income | $645,000 | 7,618 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $184,000 | 7,711 |
| Income before extraordinary items | $469,000 | 7,491 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $469,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $463,240 | 7,498 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 9,075 |
| Total interest expense | $1,018,000 | 8,613 |
| Net interest income | $1,392,000 | 9,179 |
| Provision for loan and lease losses | $130,000 | 3,886 |
| Total noninterest income | $262,000 | 7,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,600 |
| Total noninterest expense | $1,134,000 | 8,858 |
| Salaries and employee benefits | $567,000 | 8,838 |
| Premises and equipment expense | $118,000 | 9,449 |
| Additional noninterest expense | $449,000 | 8,324 |
| Pre-tax net operating income | $390,000 | 9,448 |
| Securities gains (losses) | $-17,000 | 10,215 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $256,000 | 9,627 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $256,000 | 9,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,218 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $267,730 | 9,565 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,455,000 | 9,281 |
| Total interest expense | $1,049,000 | 8,884 |
| Net interest income | $1,406,000 | 9,395 |
| Provision for loan and lease losses | $92,000 | 5,973 |
| Total noninterest income | $256,000 | 8,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,394 |
| Total noninterest expense | $1,079,000 | 9,410 |
| Salaries and employee benefits | $518,000 | 9,481 |
| Premises and equipment expense | $105,000 | 10,294 |
| Additional noninterest expense | $456,000 | 8,657 |
| Pre-tax net operating income | $491,000 | 8,717 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $152,000 | 8,594 |
| Income before extraordinary items | $343,000 | 9,006 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $343,000 | 9,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $205,000 | 5,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $340,240 | 8,775 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 9,590 |
| Total interest expense | $1,322,000 | 9,155 |
| Net interest income | $1,347,000 | 9,814 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $173,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $1,055,000 | 9,725 |
| Salaries and employee benefits | $476,000 | 10,031 |
| Premises and equipment expense | $109,000 | 10,409 |
| Additional noninterest expense | $470,000 | 8,755 |
| Pre-tax net operating income | $410,000 | 9,151 |
| Securities gains (losses) | $-15,000 | 13,410 |
| Applicable income taxes | $122,000 | 9,301 |
| Income before extraordinary items | $273,000 | 9,644 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $273,000 | 9,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $55,000 | 7,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $283,350 | 9,132 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.