Home > Livingston State Bank > Income and Expense
Livingston State Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 3,222 |
| Total interest expense | $544,000 | 2,975 |
| Net interest income | $4,479,000 | 3,219 |
| Provision for loan and lease losses | $152,000 | 2,328 |
| Total noninterest income | $338,000 | 4,255 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $145,000 | 3,649 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $193,000 | 4,147 |
| Total noninterest expense | $2,916,000 | 3,705 |
| Salaries and employee benefits | $1,622,000 | 3,677 |
| Premises and equipment expense | $218,000 | 4,386 |
| Additional noninterest expense | $1,076,000 | 3,451 |
| Pre-tax net operating income | $1,749,000 | 2,840 |
| Securities gains (losses) | $9,000 | 2,624 |
| Applicable income taxes | $1,313,000 | 1,188 |
| Income before extraordinary items | $445,000 | 4,643 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $445,000 | 4,643 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $445,000 | 4,643 |
| Net charge-offs | $-34,000 | 5,255 |
| Cash dividends | $255,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $439,240 | 4,601 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 3,313 |
| Total interest expense | $416,000 | 2,763 |
| Net interest income | $2,810,000 | 3,348 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $222,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $93,000 | 3,699 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $129,000 | 4,159 |
| Total noninterest expense | $1,938,000 | 3,742 |
| Salaries and employee benefits | $1,090,000 | 3,697 |
| Premises and equipment expense | $142,000 | 4,460 |
| Additional noninterest expense | $706,000 | 3,514 |
| Pre-tax net operating income | $1,094,000 | 2,914 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $1,313,000 | 870 |
| Income before extraordinary items | $-210,000 | 5,927 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-210,000 | 5,927 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-210,000 | 5,927 |
| Net charge-offs | $-27,000 | 5,321 |
| Cash dividends | $255,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-215,760 | 5,925 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 3,350 |
| Total interest expense | $203,000 | 2,809 |
| Net interest income | $1,390,000 | 3,378 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $102,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $46,000 | 3,713 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $56,000 | 4,283 |
| Total noninterest expense | $948,000 | 3,820 |
| Salaries and employee benefits | $533,000 | 3,770 |
| Premises and equipment expense | $62,000 | 4,712 |
| Additional noninterest expense | $353,000 | 3,526 |
| Pre-tax net operating income | $544,000 | 2,888 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $170,000 | 1,989 |
| Income before extraordinary items | $374,000 | 3,254 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $374,000 | 3,252 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $374,000 | 3,253 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $205,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $374,000 | 3,183 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,410,000 | 3,311 |
| Total interest expense | $816,000 | 2,789 |
| Net interest income | $5,594,000 | 3,344 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $561,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $204,000 | 3,676 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $357,000 | 3,744 |
| Total noninterest expense | $3,875,000 | 3,784 |
| Salaries and employee benefits | $2,133,000 | 3,766 |
| Premises and equipment expense | $325,000 | 4,320 |
| Additional noninterest expense | $1,417,000 | 3,542 |
| Pre-tax net operating income | $2,280,000 | 2,785 |
| Securities gains (losses) | $24,000 | 2,130 |
| Applicable income taxes | $733,000 | 1,881 |
| Income before extraordinary items | $1,571,000 | 3,142 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,571,000 | 3,143 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,571,000 | 3,144 |
| Net charge-offs | $-33,000 | 5,461 |
| Cash dividends | $260,000 | 3,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,554,680 | 3,113 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,821,000 | 3,331 |
| Total interest expense | $606,000 | 2,841 |
| Net interest income | $4,215,000 | 3,361 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $411,000 | 4,067 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $151,000 | 3,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $260,000 | 3,811 |
| Total noninterest expense | $2,947,000 | 3,785 |
| Salaries and employee benefits | $1,673,000 | 3,692 |
| Premises and equipment expense | $248,000 | 4,331 |
| Additional noninterest expense | $1,026,000 | 3,623 |
| Pre-tax net operating income | $1,679,000 | 2,882 |
| Securities gains (losses) | $24,000 | 1,919 |
| Applicable income taxes | $544,000 | 1,948 |
| Income before extraordinary items | $1,159,000 | 3,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,159,000 | 3,252 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,159,000 | 3,253 |
| Net charge-offs | $-26,000 | 5,416 |
| Cash dividends | $260,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,142,680 | 3,220 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,218,000 | 3,339 |
| Total interest expense | $403,000 | 2,860 |
| Net interest income | $2,815,000 | 3,366 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $279,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $96,000 | 3,786 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $183,000 | 3,769 |
| Total noninterest expense | $1,969,000 | 3,801 |
| Salaries and employee benefits | $1,109,000 | 3,736 |
| Premises and equipment expense | $171,000 | 4,303 |
| Additional noninterest expense | $689,000 | 3,623 |
| Pre-tax net operating income | $1,125,000 | 2,860 |
| Securities gains (losses) | $24,000 | 1,625 |
| Applicable income taxes | $368,000 | 1,929 |
| Income before extraordinary items | $781,000 | 3,208 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $781,000 | 3,208 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $781,000 | 3,209 |
| Net charge-offs | $-30,000 | 5,592 |
| Cash dividends | $120,000 | 3,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $764,680 | 3,179 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 3,366 |
| Total interest expense | $201,000 | 2,887 |
| Net interest income | $1,393,000 | 3,390 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $150,000 | 3,909 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $47,000 | 3,792 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $103,000 | 3,556 |
| Total noninterest expense | $981,000 | 3,835 |
| Salaries and employee benefits | $564,000 | 3,729 |
| Premises and equipment expense | $84,000 | 4,375 |
| Additional noninterest expense | $333,000 | 3,718 |
| Pre-tax net operating income | $562,000 | 2,813 |
| Securities gains (losses) | $24,000 | 1,158 |
| Applicable income taxes | $211,000 | 1,776 |
| Income before extraordinary items | $375,000 | 3,245 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $375,000 | 3,248 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $375,000 | 3,248 |
| Net charge-offs | $-10,000 | 5,418 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $359,640 | 3,246 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,477,000 | 3,356 |
| Total interest expense | $868,000 | 2,875 |
| Net interest income | $5,609,000 | 3,395 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $582,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $230,000 | 3,687 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $352,000 | 3,804 |
| Total noninterest expense | $3,900,000 | 3,892 |
| Salaries and employee benefits | $2,035,000 | 3,949 |
| Premises and equipment expense | $346,000 | 4,388 |
| Additional noninterest expense | $1,519,000 | 3,527 |
| Pre-tax net operating income | $2,291,000 | 2,748 |
| Securities gains (losses) | $4,000 | 2,934 |
| Applicable income taxes | $788,000 | 1,779 |
| Income before extraordinary items | $1,507,000 | 3,241 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,507,000 | 3,241 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,507,000 | 3,242 |
| Net charge-offs | $7,000 | 4,671 |
| Cash dividends | $725,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,504,360 | 3,187 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 3,389 |
| Total interest expense | $666,000 | 2,866 |
| Net interest income | $4,171,000 | 3,438 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $442,000 | 4,057 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $177,000 | 3,687 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $265,000 | 3,819 |
| Total noninterest expense | $2,973,000 | 3,874 |
| Salaries and employee benefits | $1,609,000 | 3,863 |
| Premises and equipment expense | $259,000 | 4,447 |
| Additional noninterest expense | $1,105,000 | 3,604 |
| Pre-tax net operating income | $1,640,000 | 2,879 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $595,000 | 1,806 |
| Income before extraordinary items | $1,049,000 | 3,402 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,049,000 | 3,403 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,049,000 | 3,403 |
| Net charge-offs | $14,000 | 4,011 |
| Cash dividends | $145,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,046,440 | 3,365 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 3,410 |
| Total interest expense | $455,000 | 2,840 |
| Net interest income | $2,756,000 | 3,456 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $290,000 | 4,090 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $114,000 | 3,717 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $176,000 | 3,828 |
| Total noninterest expense | $1,967,000 | 3,916 |
| Salaries and employee benefits | $1,042,000 | 3,934 |
| Premises and equipment expense | $176,000 | 4,442 |
| Additional noninterest expense | $749,000 | 3,584 |
| Pre-tax net operating income | $1,079,000 | 2,827 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $359,000 | 1,886 |
| Income before extraordinary items | $724,000 | 3,272 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $724,000 | 3,278 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $724,000 | 3,278 |
| Net charge-offs | $23,000 | 3,345 |
| Cash dividends | $125,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $721,320 | 3,240 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 3,513 |
| Total interest expense | $231,000 | 2,841 |
| Net interest income | $1,316,000 | 3,570 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $129,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $50,000 | 3,922 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $79,000 | 3,913 |
| Total noninterest expense | $967,000 | 3,983 |
| Salaries and employee benefits | $495,000 | 4,076 |
| Premises and equipment expense | $89,000 | 4,483 |
| Additional noninterest expense | $383,000 | 3,522 |
| Pre-tax net operating income | $478,000 | 2,993 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $154,000 | 1,979 |
| Income before extraordinary items | $324,000 | 3,404 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $324,000 | 3,407 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $324,000 | 3,407 |
| Net charge-offs | $19,000 | 2,514 |
| Cash dividends | $125,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $324,000 | 3,360 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,666,000 | 3,389 |
| Total interest expense | $1,094,000 | 2,760 |
| Net interest income | $5,572,000 | 3,441 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $480,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $219,000 | 3,953 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $261,000 | 4,271 |
| Total noninterest expense | $3,821,000 | 4,024 |
| Salaries and employee benefits | $2,035,000 | 4,034 |
| Premises and equipment expense | $363,000 | 4,452 |
| Additional noninterest expense | $1,423,000 | 3,790 |
| Pre-tax net operating income | $2,231,000 | 2,647 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $789,000 | 1,696 |
| Income before extraordinary items | $1,442,000 | 3,232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,442,000 | 3,234 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,442,000 | 3,235 |
| Net charge-offs | $159,000 | 3,276 |
| Cash dividends | $435,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,442,000 | 3,171 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 3,396 |
| Total interest expense | $845,000 | 2,785 |
| Net interest income | $4,184,000 | 3,459 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $335,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $160,000 | 4,022 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $175,000 | 4,484 |
| Total noninterest expense | $2,805,000 | 4,098 |
| Salaries and employee benefits | $1,525,000 | 4,050 |
| Premises and equipment expense | $274,000 | 4,463 |
| Additional noninterest expense | $1,006,000 | 3,926 |
| Pre-tax net operating income | $1,714,000 | 2,693 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $614,000 | 1,714 |
| Income before extraordinary items | $1,100,000 | 3,244 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,100,000 | 3,247 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,100,000 | 3,248 |
| Net charge-offs | $163,000 | 2,777 |
| Cash dividends | $435,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,100,000 | 3,173 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 3,390 |
| Total interest expense | $584,000 | 2,759 |
| Net interest income | $2,789,000 | 3,462 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $307,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $102,000 | 4,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $205,000 | 3,748 |
| Total noninterest expense | $1,863,000 | 4,125 |
| Salaries and employee benefits | $1,012,000 | 4,078 |
| Premises and equipment expense | $186,000 | 4,436 |
| Additional noninterest expense | $665,000 | 3,961 |
| Pre-tax net operating income | $1,233,000 | 2,548 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $433,000 | 1,659 |
| Income before extraordinary items | $800,000 | 3,065 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $800,000 | 3,067 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $800,000 | 3,068 |
| Net charge-offs | $123,000 | 2,548 |
| Cash dividends | $85,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $800,000 | 2,974 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 3,376 |
| Total interest expense | $302,000 | 2,761 |
| Net interest income | $1,407,000 | 3,449 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $163,000 | 4,028 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $48,000 | 4,162 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 3,568 |
| Total noninterest expense | $928,000 | 4,185 |
| Salaries and employee benefits | $485,000 | 4,229 |
| Premises and equipment expense | $89,000 | 4,561 |
| Additional noninterest expense | $354,000 | 3,810 |
| Pre-tax net operating income | $642,000 | 2,431 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $214,000 | 1,644 |
| Income before extraordinary items | $428,000 | 2,904 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $428,000 | 2,904 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $428,000 | 2,906 |
| Net charge-offs | $42,000 | 2,538 |
| Cash dividends | $85,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $428,000 | 2,814 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,277,000 | 3,358 |
| Total interest expense | $1,454,000 | 2,796 |
| Net interest income | $5,823,000 | 3,445 |
| Provision for loan and lease losses | $76,000 | 4,900 |
| Total noninterest income | $636,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $256,000 | 3,792 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $380,000 | 3,697 |
| Total noninterest expense | $4,063,000 | 3,989 |
| Salaries and employee benefits | $1,991,000 | 4,145 |
| Premises and equipment expense | $347,000 | 4,622 |
| Additional noninterest expense | $1,725,000 | 3,450 |
| Pre-tax net operating income | $2,320,000 | 2,540 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $823,000 | 1,658 |
| Income before extraordinary items | $1,497,000 | 3,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,497,000 | 3,132 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,497,000 | 3,132 |
| Net charge-offs | $195,000 | 3,786 |
| Cash dividends | $150,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,497,000 | 2,997 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,426,000 | 3,423 |
| Total interest expense | $1,124,000 | 2,825 |
| Net interest income | $4,302,000 | 3,538 |
| Provision for loan and lease losses | $71,000 | 4,706 |
| Total noninterest income | $467,000 | 4,134 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $195,000 | 3,811 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $272,000 | 3,821 |
| Total noninterest expense | $3,047,000 | 4,019 |
| Salaries and employee benefits | $1,491,000 | 4,158 |
| Premises and equipment expense | $273,000 | 4,579 |
| Additional noninterest expense | $1,283,000 | 3,475 |
| Pre-tax net operating income | $1,651,000 | 2,704 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $569,000 | 1,800 |
| Income before extraordinary items | $1,082,000 | 3,275 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,082,000 | 3,278 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,082,000 | 3,277 |
| Net charge-offs | $125,000 | 3,757 |
| Cash dividends | $75,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,082,000 | 3,134 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 3,429 |
| Total interest expense | $773,000 | 2,846 |
| Net interest income | $2,872,000 | 3,548 |
| Provision for loan and lease losses | $71,000 | 4,233 |
| Total noninterest income | $248,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $129,000 | 3,816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 4,411 |
| Total noninterest expense | $1,983,000 | 4,100 |
| Salaries and employee benefits | $1,008,000 | 4,155 |
| Premises and equipment expense | $183,000 | 4,589 |
| Additional noninterest expense | $792,000 | 3,687 |
| Pre-tax net operating income | $1,066,000 | 2,725 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $360,000 | 1,844 |
| Income before extraordinary items | $706,000 | 3,307 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $706,000 | 3,307 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $706,000 | 3,308 |
| Net charge-offs | $92,000 | 3,493 |
| Cash dividends | $75,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $706,000 | 3,136 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 3,484 |
| Total interest expense | $394,000 | 2,893 |
| Net interest income | $1,415,000 | 3,605 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $135,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $60,000 | 3,962 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,102 |
| Total noninterest expense | $957,000 | 4,209 |
| Salaries and employee benefits | $475,000 | 4,334 |
| Premises and equipment expense | $87,000 | 4,720 |
| Additional noninterest expense | $395,000 | 3,664 |
| Pre-tax net operating income | $593,000 | 2,555 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $187,000 | 1,808 |
| Income before extraordinary items | $406,000 | 3,025 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $406,000 | 3,028 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $406,000 | 3,029 |
| Net charge-offs | $17,000 | 3,772 |
| Cash dividends | $75,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $406,000 | 2,872 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,616,000 | 3,461 |
| Total interest expense | $1,744,000 | 3,072 |
| Net interest income | $5,872,000 | 3,516 |
| Provision for loan and lease losses | $829,000 | 2,688 |
| Total noninterest income | $492,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $296,000 | 3,616 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $196,000 | 4,486 |
| Total noninterest expense | $3,888,000 | 4,187 |
| Salaries and employee benefits | $1,727,000 | 4,571 |
| Premises and equipment expense | $377,000 | 4,696 |
| Additional noninterest expense | $1,784,000 | 3,421 |
| Pre-tax net operating income | $1,647,000 | 2,875 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $506,000 | 2,013 |
| Income before extraordinary items | $1,142,000 | 3,284 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,142,000 | 3,287 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,142,000 | 3,287 |
| Net charge-offs | $933,000 | 2,442 |
| Cash dividends | $253,000 | 3,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,141,310 | 3,192 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,759,000 | 3,474 |
| Total interest expense | $1,337,000 | 3,131 |
| Net interest income | $4,422,000 | 3,527 |
| Provision for loan and lease losses | $829,000 | 2,221 |
| Total noninterest income | $414,000 | 4,256 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $227,000 | 3,588 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $187,000 | 4,196 |
| Total noninterest expense | $3,047,000 | 4,073 |
| Salaries and employee benefits | $1,373,000 | 4,400 |
| Premises and equipment expense | $293,000 | 4,671 |
| Additional noninterest expense | $1,381,000 | 3,353 |
| Pre-tax net operating income | $960,000 | 3,388 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $297,000 | 2,277 |
| Income before extraordinary items | $664,000 | 3,853 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $664,000 | 3,855 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $664,000 | 3,855 |
| Net charge-offs | $940,000 | 1,961 |
| Cash dividends | $253,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $663,310 | 3,738 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,823,000 | 3,516 |
| Total interest expense | $900,000 | 3,209 |
| Net interest income | $2,923,000 | 3,545 |
| Provision for loan and lease losses | $740,000 | 1,836 |
| Total noninterest income | $318,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $144,000 | 3,664 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 3,719 |
| Total noninterest expense | $2,155,000 | 3,971 |
| Salaries and employee benefits | $916,000 | 4,428 |
| Premises and equipment expense | $203,000 | 4,625 |
| Additional noninterest expense | $1,036,000 | 3,119 |
| Pre-tax net operating income | $346,000 | 4,417 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $97,000 | 2,884 |
| Income before extraordinary items | $250,000 | 4,708 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $250,000 | 4,706 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $250,000 | 4,708 |
| Net charge-offs | $629,000 | 1,903 |
| Cash dividends | $177,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $249,280 | 4,620 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 3,553 |
| Total interest expense | $462,000 | 3,242 |
| Net interest income | $1,437,000 | 3,590 |
| Provision for loan and lease losses | $432,000 | 1,587 |
| Total noninterest income | $143,000 | 4,268 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $65,000 | 3,827 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $78,000 | 3,953 |
| Total noninterest expense | $999,000 | 4,185 |
| Salaries and employee benefits | $434,000 | 4,624 |
| Premises and equipment expense | $112,000 | 4,443 |
| Additional noninterest expense | $453,000 | 3,428 |
| Pre-tax net operating income | $149,000 | 4,647 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $31,000 | 3,162 |
| Income before extraordinary items | $119,000 | 4,784 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $119,000 | 4,782 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $119,000 | 4,784 |
| Net charge-offs | $431,000 | 1,458 |
| Cash dividends | $110,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $118,210 | 4,731 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,547,000 | 3,368 |
| Total interest expense | $2,293,000 | 3,206 |
| Net interest income | $6,254,000 | 3,366 |
| Provision for loan and lease losses | $2,918,000 | 1,646 |
| Total noninterest income | $585,000 | 4,291 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $317,000 | 3,522 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $268,000 | 4,129 |
| Total noninterest expense | $4,246,000 | 4,043 |
| Salaries and employee benefits | $1,717,000 | 4,660 |
| Premises and equipment expense | $357,000 | 5,022 |
| Additional noninterest expense | $2,172,000 | 3,024 |
| Pre-tax net operating income | $-325,000 | 6,139 |
| Securities gains (losses) | $-60,000 | 7,175 |
| Applicable income taxes | $-290,000 | 7,044 |
| Income before extraordinary items | $-95,000 | 6,071 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-95,000 | 6,069 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-95,000 | 6,071 |
| Net charge-offs | $2,471,000 | 1,640 |
| Cash dividends | $85,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-56,600 | 5,943 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,426,000 | 3,430 |
| Total interest expense | $1,775,000 | 3,244 |
| Net interest income | $4,651,000 | 3,437 |
| Provision for loan and lease losses | $2,378,000 | 1,477 |
| Total noninterest income | $427,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $236,000 | 3,611 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $191,000 | 4,247 |
| Total noninterest expense | $2,889,000 | 4,330 |
| Salaries and employee benefits | $1,310,000 | 4,647 |
| Premises and equipment expense | $270,000 | 5,077 |
| Additional noninterest expense | $1,309,000 | 3,591 |
| Pre-tax net operating income | $-189,000 | 6,281 |
| Securities gains (losses) | $-60,000 | 7,346 |
| Applicable income taxes | $112,000 | 3,038 |
| Income before extraordinary items | $-361,000 | 6,586 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-361,000 | 6,586 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-361,000 | 6,586 |
| Net charge-offs | $2,443,000 | 1,328 |
| Cash dividends | $85,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-301,000 | 6,447 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,316,000 | 3,453 |
| Total interest expense | $1,217,000 | 3,268 |
| Net interest income | $3,099,000 | 3,441 |
| Provision for loan and lease losses | $915,000 | 2,029 |
| Total noninterest income | $268,000 | 4,475 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $151,000 | 3,682 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $117,000 | 4,376 |
| Total noninterest expense | $1,873,000 | 4,432 |
| Salaries and employee benefits | $884,000 | 4,640 |
| Premises and equipment expense | $184,000 | 5,062 |
| Additional noninterest expense | $805,000 | 3,782 |
| Pre-tax net operating income | $579,000 | 3,363 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $240,000 | 1,958 |
| Income before extraordinary items | $339,000 | 4,076 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $339,000 | 4,076 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $339,000 | 4,075 |
| Net charge-offs | $1,008,000 | 1,718 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $339,000 | 3,950 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 3,549 |
| Total interest expense | $628,000 | 3,320 |
| Net interest income | $1,503,000 | 3,549 |
| Provision for loan and lease losses | $450,000 | 1,922 |
| Total noninterest income | $122,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $68,000 | 3,894 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $54,000 | 4,552 |
| Total noninterest expense | $886,000 | 4,636 |
| Salaries and employee benefits | $406,000 | 4,957 |
| Premises and equipment expense | $95,000 | 5,078 |
| Additional noninterest expense | $385,000 | 3,895 |
| Pre-tax net operating income | $289,000 | 3,414 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $197,000 | 1,441 |
| Income before extraordinary items | $92,000 | 5,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 5,086 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $92,000 | 5,085 |
| Net charge-offs | $182,000 | 2,535 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $92,000 | 4,969 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,727,000 | 3,594 |
| Total interest expense | $3,217,000 | 3,251 |
| Net interest income | $5,510,000 | 3,694 |
| Provision for loan and lease losses | $1,804,000 | 2,616 |
| Total noninterest income | $558,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $303,000 | 3,862 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $255,000 | 4,238 |
| Total noninterest expense | $3,530,000 | 4,686 |
| Salaries and employee benefits | $1,638,000 | 4,932 |
| Premises and equipment expense | $297,000 | 5,668 |
| Additional noninterest expense | $1,595,000 | 3,914 |
| Pre-tax net operating income | $734,000 | 3,490 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $193,000 | 2,406 |
| Income before extraordinary items | $541,000 | 3,754 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $541,000 | 3,751 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $541,000 | 3,752 |
| Net charge-offs | $1,639,000 | 2,269 |
| Cash dividends | $240,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $541,000 | 3,682 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,433,000 | 3,690 |
| Total interest expense | $2,543,000 | 3,253 |
| Net interest income | $3,890,000 | 3,850 |
| Provision for loan and lease losses | $1,704,000 | 2,083 |
| Total noninterest income | $406,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $232,000 | 3,840 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $174,000 | 4,513 |
| Total noninterest expense | $2,553,000 | 4,818 |
| Salaries and employee benefits | $1,173,000 | 5,104 |
| Premises and equipment expense | $189,000 | 6,088 |
| Additional noninterest expense | $1,191,000 | 3,898 |
| Pre-tax net operating income | $39,000 | 5,531 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $39,000 | 5,618 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $39,000 | 5,618 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $39,000 | 5,618 |
| Net charge-offs | $1,496,000 | 1,774 |
| Cash dividends | $150,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $39,000 | 5,555 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,424,000 | 3,634 |
| Total interest expense | $1,801,000 | 3,220 |
| Net interest income | $2,623,000 | 3,808 |
| Provision for loan and lease losses | $225,000 | 4,165 |
| Total noninterest income | $246,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $151,000 | 3,857 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $95,000 | 4,886 |
| Total noninterest expense | $1,500,000 | 5,252 |
| Salaries and employee benefits | $699,000 | 5,496 |
| Premises and equipment expense | $116,000 | 6,299 |
| Additional noninterest expense | $685,000 | 4,325 |
| Pre-tax net operating income | $1,144,000 | 1,902 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $361,000 | 1,368 |
| Income before extraordinary items | $783,000 | 2,267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $783,000 | 2,264 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $783,000 | 2,266 |
| Net charge-offs | $180,000 | 3,560 |
| Cash dividends | $150,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $783,000 | 2,208 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 3,693 |
| Total interest expense | $941,000 | 3,216 |
| Net interest income | $1,249,000 | 3,935 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $126,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $78,000 | 3,754 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $48,000 | 4,911 |
| Total noninterest expense | $707,000 | 5,364 |
| Salaries and employee benefits | $336,000 | 5,668 |
| Premises and equipment expense | $50,000 | 6,614 |
| Additional noninterest expense | $321,000 | 4,191 |
| Pre-tax net operating income | $593,000 | 2,073 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $211,000 | 1,394 |
| Income before extraordinary items | $382,000 | 2,658 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $382,000 | 2,657 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $382,000 | 2,659 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $382,000 | 2,515 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,220,000 | 3,742 |
| Total interest expense | $4,479,000 | 3,237 |
| Net interest income | $4,741,000 | 4,095 |
| Provision for loan and lease losses | $1,128,000 | 2,532 |
| Total noninterest income | $803,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $462,000 | 3,186 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $341,000 | 3,874 |
| Total noninterest expense | $2,809,000 | 5,330 |
| Salaries and employee benefits | $1,446,000 | 5,450 |
| Premises and equipment expense | $224,000 | 6,461 |
| Additional noninterest expense | $1,139,000 | 4,452 |
| Pre-tax net operating income | $1,607,000 | 2,896 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $443,000 | 1,971 |
| Income before extraordinary items | $1,164,000 | 2,984 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,164,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 3,267 |
| Cash dividends | $710,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,164,000 | 3,127 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,948,000 | 3,789 |
| Total interest expense | $3,504,000 | 3,240 |
| Net interest income | $3,444,000 | 4,202 |
| Provision for loan and lease losses | $230,000 | 3,971 |
| Total noninterest income | $609,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $342,000 | 3,235 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $267,000 | 3,896 |
| Total noninterest expense | $2,019,000 | 5,426 |
| Salaries and employee benefits | $1,046,000 | 5,551 |
| Premises and equipment expense | $170,000 | 6,474 |
| Additional noninterest expense | $803,000 | 4,548 |
| Pre-tax net operating income | $1,804,000 | 2,482 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $534,000 | 1,820 |
| Income before extraordinary items | $1,270,000 | 2,649 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,270,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 2,541 |
| Cash dividends | $710,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,270,000 | 2,779 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 3,870 |
| Total interest expense | $2,458,000 | 3,232 |
| Net interest income | $2,124,000 | 4,416 |
| Provision for loan and lease losses | $165,000 | 3,451 |
| Total noninterest income | $391,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $214,000 | 3,348 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $177,000 | 4,012 |
| Total noninterest expense | $1,251,000 | 5,682 |
| Salaries and employee benefits | $677,000 | 5,689 |
| Premises and equipment expense | $114,000 | 6,502 |
| Additional noninterest expense | $460,000 | 4,992 |
| Pre-tax net operating income | $1,099,000 | 2,759 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $329,000 | 2,101 |
| Income before extraordinary items | $770,000 | 3,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $770,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,844 |
| Cash dividends | $600,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $770,000 | 3,066 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 3,876 |
| Total interest expense | $1,292,000 | 3,265 |
| Net interest income | $1,060,000 | 4,425 |
| Provision for loan and lease losses | $84,000 | 3,006 |
| Total noninterest income | $219,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $103,000 | 3,386 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $116,000 | 3,501 |
| Total noninterest expense | $608,000 | 5,773 |
| Salaries and employee benefits | $354,000 | 5,599 |
| Premises and equipment expense | $25,000 | 7,727 |
| Additional noninterest expense | $229,000 | 4,963 |
| Pre-tax net operating income | $587,000 | 2,753 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $147,000 | 2,349 |
| Income before extraordinary items | $440,000 | 2,981 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $440,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $440,000 | 2,894 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,964,000 | 4,048 |
| Total interest expense | $5,032,000 | 3,453 |
| Net interest income | $3,932,000 | 4,674 |
| Provision for loan and lease losses | $266,000 | 3,400 |
| Total noninterest income | $603,000 | 4,631 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $336,000 | 3,859 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $267,000 | 4,453 |
| Total noninterest expense | $2,189,000 | 5,967 |
| Salaries and employee benefits | $1,254,000 | 5,849 |
| Premises and equipment expense | $79,000 | 7,973 |
| Additional noninterest expense | $856,000 | 5,126 |
| Pre-tax net operating income | $2,080,000 | 3,237 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $672,000 | 2,349 |
| Income before extraordinary items | $1,408,000 | 3,567 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,408,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 3,018 |
| Cash dividends | $915,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,408,000 | 3,560 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,602,000 | 4,115 |
| Total interest expense | $3,707,000 | 3,498 |
| Net interest income | $2,895,000 | 4,748 |
| Provision for loan and lease losses | $96,000 | 4,170 |
| Total noninterest income | $400,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $232,000 | 4,018 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $168,000 | 4,854 |
| Total noninterest expense | $1,648,000 | 5,933 |
| Salaries and employee benefits | $951,000 | 5,799 |
| Premises and equipment expense | $58,000 | 7,963 |
| Additional noninterest expense | $639,000 | 5,090 |
| Pre-tax net operating income | $1,551,000 | 3,401 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $533,000 | 2,450 |
| Income before extraordinary items | $1,018,000 | 3,851 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,018,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,960 |
| Cash dividends | $615,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,018,000 | 3,838 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,282,000 | 4,224 |
| Total interest expense | $2,437,000 | 3,532 |
| Net interest income | $1,845,000 | 4,916 |
| Provision for loan and lease losses | $38,000 | 4,699 |
| Total noninterest income | $156,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $136,000 | 4,306 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $1,023,000 | 6,191 |
| Salaries and employee benefits | $625,000 | 5,886 |
| Premises and equipment expense | $36,000 | 8,079 |
| Additional noninterest expense | $362,000 | 5,588 |
| Pre-tax net operating income | $940,000 | 3,671 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $319,000 | 2,661 |
| Income before extraordinary items | $621,000 | 4,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $621,000 | 4,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,560 |
| Cash dividends | $315,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $621,000 | 4,078 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 4,304 |
| Total interest expense | $1,197,000 | 3,544 |
| Net interest income | $874,000 | 5,086 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $103,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $59,000 | 4,564 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $44,000 | 5,347 |
| Total noninterest expense | $567,000 | 5,932 |
| Salaries and employee benefits | $335,000 | 5,735 |
| Premises and equipment expense | $18,000 | 8,104 |
| Additional noninterest expense | $214,000 | 5,035 |
| Pre-tax net operating income | $402,000 | 3,984 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $134,000 | 2,887 |
| Income before extraordinary items | $268,000 | 4,408 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $268,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $90,000 | 3,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $268,000 | 4,396 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,411,000 | 4,405 |
| Total interest expense | $4,007,000 | 3,591 |
| Net interest income | $3,404,000 | 5,143 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $403,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $190,000 | 5,089 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $213,000 | 5,003 |
| Total noninterest expense | $2,006,000 | 6,155 |
| Salaries and employee benefits | $1,087,000 | 6,197 |
| Premises and equipment expense | $74,000 | 8,098 |
| Additional noninterest expense | $845,000 | 5,054 |
| Pre-tax net operating income | $1,801,000 | 3,889 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $610,000 | 2,865 |
| Income before extraordinary items | $1,191,000 | 4,294 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,191,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,266 |
| Cash dividends | $1,385,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,191,000 | 4,277 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,345,000 | 4,503 |
| Total interest expense | $2,826,000 | 3,653 |
| Net interest income | $2,519,000 | 5,234 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $286,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $128,000 | 5,350 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 5,034 |
| Total noninterest expense | $1,463,000 | 6,219 |
| Salaries and employee benefits | $787,000 | 6,275 |
| Premises and equipment expense | $121,000 | 7,148 |
| Additional noninterest expense | $555,000 | 5,466 |
| Pre-tax net operating income | $1,342,000 | 4,033 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $470,000 | 2,942 |
| Income before extraordinary items | $872,000 | 4,496 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $872,000 | 4,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,276 |
| Cash dividends | $1,205,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $872,000 | 4,483 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 4,570 |
| Total interest expense | $1,768,000 | 3,696 |
| Net interest income | $1,664,000 | 5,288 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $207,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $87,000 | 5,304 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 4,748 |
| Total noninterest expense | $909,000 | 6,438 |
| Salaries and employee benefits | $475,000 | 6,565 |
| Premises and equipment expense | $38,000 | 8,135 |
| Additional noninterest expense | $396,000 | 5,239 |
| Pre-tax net operating income | $962,000 | 3,885 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $335,000 | 2,889 |
| Income before extraordinary items | $627,000 | 4,329 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $627,000 | 4,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $1,050,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $627,000 | 4,325 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 4,646 |
| Total interest expense | $826,000 | 3,735 |
| Net interest income | $812,000 | 5,355 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $77,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 5,172 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $422,000 | 6,634 |
| Salaries and employee benefits | $228,000 | 6,676 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $177,000 | 5,560 |
| Pre-tax net operating income | $467,000 | 3,905 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $130,000 | 3,234 |
| Income before extraordinary items | $337,000 | 4,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $675,000 | 1,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $337,000 | 4,093 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,924,000 | 4,631 |
| Total interest expense | $2,730,000 | 3,587 |
| Net interest income | $3,194,000 | 5,301 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $448,000 | 5,484 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $240,000 | 4,650 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $208,000 | 5,082 |
| Total noninterest expense | $1,608,000 | 6,711 |
| Salaries and employee benefits | $865,000 | 6,735 |
| Premises and equipment expense | $168,000 | 7,080 |
| Additional noninterest expense | $575,000 | 6,189 |
| Pre-tax net operating income | $2,034,000 | 3,643 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $660,000 | 2,917 |
| Income before extraordinary items | $1,374,000 | 4,006 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,374,000 | 4,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,418 |
| Cash dividends | $440,000 | 3,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,374,000 | 3,977 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 4,673 |
| Total interest expense | $1,954,000 | 3,573 |
| Net interest income | $2,384,000 | 5,326 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $306,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $181,000 | 4,678 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 5,534 |
| Total noninterest expense | $1,162,000 | 6,800 |
| Salaries and employee benefits | $632,000 | 6,782 |
| Premises and equipment expense | $50,000 | 8,265 |
| Additional noninterest expense | $480,000 | 5,834 |
| Pre-tax net operating income | $1,528,000 | 3,694 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $544,000 | 2,804 |
| Income before extraordinary items | $984,000 | 4,208 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $984,000 | 4,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,023 |
| Cash dividends | $439,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $984,000 | 4,159 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 4,728 |
| Total interest expense | $1,251,000 | 3,518 |
| Net interest income | $1,538,000 | 5,420 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $170,000 | 6,090 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $111,000 | 4,818 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $59,000 | 6,157 |
| Total noninterest expense | $768,000 | 6,839 |
| Salaries and employee benefits | $382,000 | 7,043 |
| Premises and equipment expense | $32,000 | 8,308 |
| Additional noninterest expense | $354,000 | 5,485 |
| Pre-tax net operating income | $940,000 | 3,881 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $346,000 | 2,839 |
| Income before extraordinary items | $594,000 | 4,431 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $594,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $594,000 | 4,384 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 4,726 |
| Total interest expense | $599,000 | 3,502 |
| Net interest income | $784,000 | 5,382 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $73,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $50,000 | 4,996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $359,000 | 7,041 |
| Salaries and employee benefits | $151,000 | 7,645 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $154,000 | 5,920 |
| Pre-tax net operating income | $498,000 | 3,693 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $188,000 | 2,707 |
| Income before extraordinary items | $310,000 | 4,275 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $310,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $310,000 | 4,230 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 4,632 |
| Total interest expense | $2,065,000 | 3,552 |
| Net interest income | $3,274,000 | 5,133 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $376,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $240,000 | 4,827 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $136,000 | 5,870 |
| Total noninterest expense | $1,668,000 | 6,602 |
| Salaries and employee benefits | $995,000 | 6,287 |
| Premises and equipment expense | $103,000 | 7,933 |
| Additional noninterest expense | $570,000 | 6,154 |
| Pre-tax net operating income | $1,882,000 | 3,659 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $613,000 | 2,995 |
| Income before extraordinary items | $1,269,000 | 4,058 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,269,000 | 4,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,286 |
| Cash dividends | $600,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,269,000 | 4,000 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 4,642 |
| Total interest expense | $1,503,000 | 3,597 |
| Net interest income | $2,459,000 | 5,116 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $263,000 | 6,104 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $180,000 | 4,857 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $83,000 | 6,238 |
| Total noninterest expense | $1,105,000 | 6,909 |
| Salaries and employee benefits | $691,000 | 6,503 |
| Premises and equipment expense | $53,000 | 8,354 |
| Additional noninterest expense | $361,000 | 6,622 |
| Pre-tax net operating income | $1,617,000 | 3,412 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $622,000 | 2,506 |
| Income before extraordinary items | $995,000 | 4,012 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $995,000 | 4,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $995,000 | 3,947 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 4,691 |
| Total interest expense | $985,000 | 3,646 |
| Net interest income | $1,625,000 | 5,146 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $179,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $117,000 | 4,926 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 6,075 |
| Total noninterest expense | $732,000 | 6,956 |
| Salaries and employee benefits | $464,000 | 6,533 |
| Premises and equipment expense | $30,000 | 8,532 |
| Additional noninterest expense | $238,000 | 6,693 |
| Pre-tax net operating income | $1,072,000 | 3,371 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $372,000 | 2,688 |
| Income before extraordinary items | $700,000 | 3,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $700,000 | 3,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,596 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $700,000 | 3,759 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 4,769 |
| Total interest expense | $495,000 | 3,678 |
| Net interest income | $786,000 | 5,271 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $79,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $54,000 | 5,021 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $342,000 | 7,184 |
| Salaries and employee benefits | $214,000 | 6,800 |
| Premises and equipment expense | $14,000 | 8,600 |
| Additional noninterest expense | $114,000 | 6,822 |
| Pre-tax net operating income | $523,000 | 3,398 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $181,000 | 2,741 |
| Income before extraordinary items | $342,000 | 3,908 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $342,000 | 3,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $342,000 | 3,786 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 4,775 |
| Total interest expense | $2,141,000 | 3,808 |
| Net interest income | $3,032,000 | 5,281 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $323,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $197,000 | 5,297 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $126,000 | 6,134 |
| Total noninterest expense | $1,609,000 | 6,698 |
| Salaries and employee benefits | $904,000 | 6,583 |
| Premises and equipment expense | $173,000 | 7,101 |
| Additional noninterest expense | $532,000 | 6,362 |
| Pre-tax net operating income | $1,746,000 | 3,715 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $648,000 | 2,922 |
| Income before extraordinary items | $1,098,000 | 4,393 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,098,000 | 4,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $111,000 | 5,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,098,000 | 4,212 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,877,000 | 4,825 |
| Total interest expense | $1,632,000 | 3,881 |
| Net interest income | $2,245,000 | 5,325 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $220,000 | 6,680 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $145,000 | 5,385 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 6,587 |
| Total noninterest expense | $1,056,000 | 7,062 |
| Salaries and employee benefits | $646,000 | 6,725 |
| Premises and equipment expense | $66,000 | 8,261 |
| Additional noninterest expense | $344,000 | 6,769 |
| Pre-tax net operating income | $1,409,000 | 3,649 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $483,000 | 3,096 |
| Income before extraordinary items | $926,000 | 4,208 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $926,000 | 4,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $926,000 | 4,031 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 4,860 |
| Total interest expense | $1,102,000 | 3,947 |
| Net interest income | $1,494,000 | 5,337 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $143,000 | 6,735 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $95,000 | 5,392 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $48,000 | 6,645 |
| Total noninterest expense | $692,000 | 7,132 |
| Salaries and employee benefits | $440,000 | 6,674 |
| Premises and equipment expense | $46,000 | 8,198 |
| Additional noninterest expense | $206,000 | 7,067 |
| Pre-tax net operating income | $945,000 | 3,648 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $341,000 | 3,001 |
| Income before extraordinary items | $604,000 | 4,274 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $604,000 | 4,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $604,000 | 4,073 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 4,921 |
| Total interest expense | $559,000 | 3,988 |
| Net interest income | $724,000 | 5,440 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $70,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $319,000 | 7,369 |
| Salaries and employee benefits | $207,000 | 6,875 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $91,000 | 7,386 |
| Pre-tax net operating income | $475,000 | 3,620 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $210,000 | 2,601 |
| Income before extraordinary items | $265,000 | 4,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $265,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $265,000 | 4,365 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 4,891 |
| Total interest expense | $2,467,000 | 4,139 |
| Net interest income | $2,955,000 | 5,332 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $304,000 | 6,428 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $187,000 | 5,367 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 6,114 |
| Total noninterest expense | $1,448,000 | 6,952 |
| Salaries and employee benefits | $906,000 | 6,497 |
| Premises and equipment expense | $85,000 | 8,377 |
| Additional noninterest expense | $457,000 | 6,765 |
| Pre-tax net operating income | $1,711,000 | 3,778 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $507,000 | 3,416 |
| Income before extraordinary items | $1,204,000 | 4,081 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,204,000 | 4,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $162,000 | 5,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,204,000 | 3,974 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 5,305 |
| Total interest expense | $3,094,000 | 4,610 |
| Net interest income | $2,382,000 | 5,879 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $279,000 | 6,588 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $184,000 | 5,335 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $95,000 | 6,539 |
| Total noninterest expense | $1,325,000 | 7,170 |
| Salaries and employee benefits | $796,000 | 6,787 |
| Premises and equipment expense | $90,000 | 8,459 |
| Additional noninterest expense | $439,000 | 6,860 |
| Pre-tax net operating income | $1,336,000 | 4,153 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $444,000 | 3,528 |
| Income before extraordinary items | $892,000 | 4,592 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $892,000 | 4,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,229 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $892,000 | 4,482 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 5,862 |
| Total interest expense | $2,878,000 | 5,077 |
| Net interest income | $1,960,000 | 6,616 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $263,000 | 6,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,735 |
| Total noninterest expense | $1,118,000 | 7,698 |
| Salaries and employee benefits | $714,000 | 7,129 |
| Premises and equipment expense | $60,000 | 9,173 |
| Additional noninterest expense | $344,000 | 7,594 |
| Pre-tax net operating income | $1,105,000 | 4,982 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $343,000 | 4,305 |
| Income before extraordinary items | $762,000 | 5,192 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $762,000 | 5,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,044 |
| Cash dividends | $90,000 | 6,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $762,000 | 5,181 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 6,051 |
| Total interest expense | $2,393,000 | 5,343 |
| Net interest income | $1,966,000 | 6,707 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $248,000 | 6,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,949 |
| Total noninterest expense | $1,110,000 | 7,816 |
| Salaries and employee benefits | $689,000 | 7,300 |
| Premises and equipment expense | $67,000 | 9,293 |
| Additional noninterest expense | $354,000 | 7,667 |
| Pre-tax net operating income | $1,004,000 | 5,300 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $309,000 | 4,751 |
| Income before extraordinary items | $695,000 | 5,480 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $695,000 | 5,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $75,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $695,000 | 5,442 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 6,201 |
| Total interest expense | $2,618,000 | 5,199 |
| Net interest income | $1,715,000 | 7,259 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $232,000 | 7,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $1,038,000 | 7,994 |
| Salaries and employee benefits | $657,000 | 7,437 |
| Premises and equipment expense | $75,000 | 9,263 |
| Additional noninterest expense | $306,000 | 8,065 |
| Pre-tax net operating income | $859,000 | 5,875 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $228,000 | 5,854 |
| Income before extraordinary items | $631,000 | 5,904 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $631,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $75,000 | 6,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $631,000 | 5,801 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,782,000 | 6,867 |
| Total interest expense | $2,129,000 | 6,027 |
| Net interest income | $1,653,000 | 7,650 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $217,000 | 7,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $991,000 | 8,370 |
| Salaries and employee benefits | $617,000 | 7,806 |
| Premises and equipment expense | $86,000 | 9,304 |
| Additional noninterest expense | $288,000 | 8,444 |
| Pre-tax net operating income | $854,000 | 6,312 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $260,000 | 6,158 |
| Income before extraordinary items | $594,000 | 6,406 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $594,000 | 6,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,655 |
| Cash dividends | $57,000 | 7,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $594,000 | 6,353 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 7,462 |
| Total interest expense | $1,988,000 | 6,438 |
| Net interest income | $1,455,000 | 8,377 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $204,000 | 8,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,929 |
| Total noninterest expense | $864,000 | 9,188 |
| Salaries and employee benefits | $551,000 | 8,475 |
| Premises and equipment expense | $52,000 | 10,580 |
| Additional noninterest expense | $261,000 | 9,275 |
| Pre-tax net operating income | $795,000 | 6,525 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $251,000 | 6,439 |
| Income before extraordinary items | $544,000 | 6,599 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $544,000 | 6,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $55,000 | 7,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $544,000 | 6,536 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 8,015 |
| Total interest expense | $1,779,000 | 6,949 |
| Net interest income | $1,366,000 | 8,888 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $186,000 | 8,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $879,000 | 9,440 |
| Salaries and employee benefits | $537,000 | 8,801 |
| Premises and equipment expense | $60,000 | 10,776 |
| Additional noninterest expense | $282,000 | 9,451 |
| Pre-tax net operating income | $473,000 | 8,596 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $121,000 | 8,778 |
| Income before extraordinary items | $352,000 | 8,462 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $352,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,240 |
| Cash dividends | $56,000 | 7,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $352,000 | 8,438 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 8,477 |
| Total interest expense | $1,369,000 | 7,314 |
| Net interest income | $1,372,000 | 9,235 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $851,000 | 9,995 |
| Salaries and employee benefits | $497,000 | 9,418 |
| Premises and equipment expense | $49,000 | 11,666 |
| Additional noninterest expense | $305,000 | 9,905 |
| Pre-tax net operating income | $595,000 | 8,032 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $121,000 | 8,911 |
| Income before extraordinary items | $474,000 | 7,507 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $474,000 | 7,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,456 |
| Cash dividends | $38,000 | 8,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $474,000 | 7,550 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 8,875 |
| Total interest expense | $1,357,000 | 7,685 |
| Net interest income | $1,310,000 | 9,699 |
| Provision for loan and lease losses | $195,000 | 3,979 |
| Total noninterest income | $158,000 | 10,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $763,000 | 10,864 |
| Salaries and employee benefits | $423,000 | 10,412 |
| Premises and equipment expense | $55,000 | 12,039 |
| Additional noninterest expense | $285,000 | 10,627 |
| Pre-tax net operating income | $510,000 | 8,601 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $126,000 | 9,172 |
| Income before extraordinary items | $384,000 | 8,591 |
| Extraordinary gains, net | $14,000 | 2,843 |
| Net income | $398,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,754 |
| Cash dividends | $38,000 | 8,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $384,000 | 8,334 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 9,209 |
| Total interest expense | $1,531,000 | 8,422 |
| Net interest income | $1,338,000 | 9,854 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $161,000 | 10,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $738,000 | 11,317 |
| Salaries and employee benefits | $390,000 | 10,986 |
| Premises and equipment expense | $65,000 | 12,061 |
| Additional noninterest expense | $283,000 | 11,085 |
| Pre-tax net operating income | $591,000 | 7,779 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $166,000 | 8,249 |
| Income before extraordinary items | $425,000 | 7,968 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $425,000 | 8,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 5,971 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $425,000 | 7,609 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.