Home > LincolnWay Community Bank > Income and Expense
LincolnWay Community Bank, Income and Expense
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,405,000 | 1,912 |
| Total interest expense | $1,024,000 | 2,394 |
| Net interest income | $14,381,000 | 1,841 |
| Provision for loan and lease losses | $3,715,000 | 342 |
| Total noninterest income | $940,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $53,000 | 3,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $887,000 | 2,457 |
| Total noninterest expense | $10,565,000 | 1,933 |
| Salaries and employee benefits | $7,882,000 | 1,597 |
| Premises and equipment expense | $506,000 | 2,966 |
| Additional noninterest expense | $887,000 | 2,457 |
| Pre-tax net operating income | $1,041,000 | 3,740 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $124,000 | 2,904 |
| Income before extraordinary items | $917,000 | 3,725 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $917,000 | 3,724 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $917,000 | 3,725 |
| Net charge-offs | $4,248,000 | 168 |
| Cash dividends | $5,630,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 504 |
| Net operating income | $917,000 | 3,746 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,849,000 | 1,953 |
| Total interest expense | $550,000 | 2,554 |
| Net interest income | $10,299,000 | 1,877 |
| Provision for loan and lease losses | $-50,000 | 4,408 |
| Total noninterest income | $830,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $40,000 | 3,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $790,000 | 2,315 |
| Total noninterest expense | $5,865,000 | 2,323 |
| Salaries and employee benefits | $3,972,000 | 2,093 |
| Premises and equipment expense | $385,000 | 2,965 |
| Additional noninterest expense | $790,000 | 2,315 |
| Pre-tax net operating income | $5,314,000 | 1,621 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,497,000 | 1,071 |
| Income before extraordinary items | $3,817,000 | 1,790 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,817,000 | 1,788 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,817,000 | 1,789 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $341,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 454 |
| Net operating income | $3,817,000 | 1,824 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,907,000 | 1,966 |
| Total interest expense | $278,000 | 2,766 |
| Net interest income | $6,629,000 | 1,898 |
| Provision for loan and lease losses | $-150,000 | 4,508 |
| Total noninterest income | $571,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $26,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 2,303 |
| Total noninterest expense | $3,777,000 | 2,372 |
| Salaries and employee benefits | $2,550,000 | 2,149 |
| Premises and equipment expense | $256,000 | 2,982 |
| Additional noninterest expense | $971,000 | 2,663 |
| Pre-tax net operating income | $3,573,000 | 1,528 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,001,000 | 1,015 |
| Income before extraordinary items | $2,572,000 | 1,691 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,572,000 | 1,689 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,572,000 | 1,691 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $283,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 439 |
| Net operating income | $2,572,000 | 1,727 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,156,000 | 2,064 |
| Total interest expense | $121,000 | 2,926 |
| Net interest income | $3,035,000 | 1,975 |
| Provision for loan and lease losses | $-150,000 | 4,546 |
| Total noninterest income | $249,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $12,000 | 4,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 2,411 |
| Total noninterest expense | $2,056,000 | 2,234 |
| Salaries and employee benefits | $1,301,000 | 2,128 |
| Premises and equipment expense | $127,000 | 3,001 |
| Additional noninterest expense | $628,000 | 2,226 |
| Pre-tax net operating income | $1,378,000 | 1,747 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $388,000 | 1,124 |
| Income before extraordinary items | $990,000 | 1,930 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $990,000 | 1,929 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $990,000 | 1,930 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 405 |
| Net operating income | $990,000 | 1,950 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,331,000 | 2,039 |
| Total interest expense | $961,000 | 2,269 |
| Net interest income | $12,370,000 | 1,985 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,227,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $45,000 | 4,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,182,000 | 2,460 |
| Total noninterest expense | $7,838,000 | 2,315 |
| Salaries and employee benefits | $5,338,000 | 2,088 |
| Premises and equipment expense | $510,000 | 3,005 |
| Additional noninterest expense | $1,990,000 | 2,607 |
| Pre-tax net operating income | $5,759,000 | 1,877 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,609,000 | 1,253 |
| Income before extraordinary items | $4,150,000 | 2,105 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,150,000 | 2,106 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,150,000 | 2,106 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $2,872,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 506 |
| Net operating income | $4,150,000 | 2,080 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,184,000 | 2,042 |
| Total interest expense | $784,000 | 2,242 |
| Net interest income | $9,400,000 | 2,004 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $916,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $33,000 | 4,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $883,000 | 2,517 |
| Total noninterest expense | $5,938,000 | 2,307 |
| Salaries and employee benefits | $3,938,000 | 2,121 |
| Premises and equipment expense | $381,000 | 3,024 |
| Additional noninterest expense | $1,619,000 | 2,454 |
| Pre-tax net operating income | $4,378,000 | 1,941 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,222,000 | 1,311 |
| Income before extraordinary items | $3,156,000 | 2,182 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,156,000 | 2,181 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,156,000 | 2,182 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $2,392,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 472 |
| Net operating income | $3,156,000 | 2,153 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,735,000 | 2,047 |
| Total interest expense | $555,000 | 2,211 |
| Net interest income | $6,180,000 | 2,007 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $637,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $21,000 | 4,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $616,000 | 2,431 |
| Total noninterest expense | $3,840,000 | 2,355 |
| Salaries and employee benefits | $2,499,000 | 2,176 |
| Premises and equipment expense | $262,000 | 2,971 |
| Additional noninterest expense | $1,079,000 | 2,440 |
| Pre-tax net operating income | $2,977,000 | 1,908 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $835,000 | 1,286 |
| Income before extraordinary items | $2,142,000 | 2,141 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,142,000 | 2,141 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,142,000 | 2,141 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $2,392,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 457 |
| Net operating income | $2,142,000 | 2,103 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 2,057 |
| Total interest expense | $301,000 | 2,172 |
| Net interest income | $3,031,000 | 2,022 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $321,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $10,000 | 4,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 2,422 |
| Total noninterest expense | $1,934,000 | 2,320 |
| Salaries and employee benefits | $1,241,000 | 2,175 |
| Premises and equipment expense | $139,000 | 2,900 |
| Additional noninterest expense | $554,000 | 2,384 |
| Pre-tax net operating income | $1,418,000 | 1,934 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $399,000 | 1,308 |
| Income before extraordinary items | $1,019,000 | 2,191 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,019,000 | 2,191 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,019,000 | 2,191 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 433 |
| Net operating income | $1,019,000 | 2,153 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,428,000 | 2,056 |
| Total interest expense | $2,205,000 | 1,855 |
| Net interest income | $11,223,000 | 2,066 |
| Provision for loan and lease losses | $191,000 | 3,084 |
| Total noninterest income | $1,413,000 | 2,491 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $33,000 | 4,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,380,000 | 2,148 |
| Total noninterest expense | $7,732,000 | 2,322 |
| Salaries and employee benefits | $5,112,000 | 2,130 |
| Premises and equipment expense | $502,000 | 3,041 |
| Additional noninterest expense | $2,118,000 | 2,443 |
| Pre-tax net operating income | $4,713,000 | 1,858 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,308,000 | 1,245 |
| Income before extraordinary items | $3,405,000 | 2,124 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,405,000 | 2,125 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,405,000 | 2,125 |
| Net charge-offs | $23,000 | 2,755 |
| Cash dividends | $200,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 490 |
| Net operating income | $3,405,000 | 2,073 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,990,000 | 2,068 |
| Total interest expense | $1,840,000 | 1,809 |
| Net interest income | $8,150,000 | 2,110 |
| Provision for loan and lease losses | $151,000 | 2,979 |
| Total noninterest income | $1,006,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $23,000 | 4,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $983,000 | 2,164 |
| Total noninterest expense | $5,490,000 | 2,388 |
| Salaries and employee benefits | $3,577,000 | 2,200 |
| Premises and equipment expense | $395,000 | 2,975 |
| Additional noninterest expense | $1,518,000 | 2,482 |
| Pre-tax net operating income | $3,515,000 | 1,841 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $978,000 | 1,195 |
| Income before extraordinary items | $2,537,000 | 2,129 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,537,000 | 2,129 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,537,000 | 2,129 |
| Net charge-offs | $25,000 | 2,405 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 459 |
| Net operating income | $2,537,000 | 2,073 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,647,000 | 2,105 |
| Total interest expense | $1,352,000 | 1,778 |
| Net interest income | $5,295,000 | 2,167 |
| Provision for loan and lease losses | $151,000 | 2,630 |
| Total noninterest income | $600,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $14,000 | 4,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $586,000 | 2,221 |
| Total noninterest expense | $3,456,000 | 2,471 |
| Salaries and employee benefits | $2,227,000 | 2,299 |
| Premises and equipment expense | $269,000 | 2,935 |
| Additional noninterest expense | $960,000 | 2,590 |
| Pre-tax net operating income | $2,288,000 | 1,817 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $636,000 | 1,149 |
| Income before extraordinary items | $1,652,000 | 2,098 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,652,000 | 2,098 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,652,000 | 2,098 |
| Net charge-offs | $-19,000 | 4,501 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 445 |
| Net operating income | $1,652,000 | 2,056 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 2,077 |
| Total interest expense | $706,000 | 1,831 |
| Net interest income | $2,634,000 | 2,131 |
| Provision for loan and lease losses | $151,000 | 1,623 |
| Total noninterest income | $252,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $7,000 | 4,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 2,207 |
| Total noninterest expense | $1,726,000 | 2,485 |
| Salaries and employee benefits | $1,112,000 | 2,310 |
| Premises and equipment expense | $149,000 | 2,792 |
| Additional noninterest expense | $465,000 | 2,659 |
| Pre-tax net operating income | $1,009,000 | 1,815 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $277,000 | 1,139 |
| Income before extraordinary items | $732,000 | 2,103 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $732,000 | 2,102 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $732,000 | 2,103 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 428 |
| Net operating income | $732,000 | 2,071 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,314,000 | 2,241 |
| Total interest expense | $2,799,000 | 1,896 |
| Net interest income | $9,515,000 | 2,320 |
| Provision for loan and lease losses | $100,000 | 2,932 |
| Total noninterest income | $1,208,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $37,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,171,000 | 2,084 |
| Total noninterest expense | $7,167,000 | 2,404 |
| Salaries and employee benefits | $4,586,000 | 2,227 |
| Premises and equipment expense | $756,000 | 2,421 |
| Additional noninterest expense | $1,825,000 | 2,721 |
| Pre-tax net operating income | $3,456,000 | 2,254 |
| Securities gains (losses) | $3,000 | 2,172 |
| Applicable income taxes | $950,000 | 1,467 |
| Income before extraordinary items | $2,509,000 | 2,564 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,509,000 | 2,565 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,509,000 | 2,566 |
| Net charge-offs | $-7,000 | 4,388 |
| Cash dividends | $800,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 614 |
| Net operating income | $2,506,630 | 2,527 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,110,000 | 2,294 |
| Total interest expense | $2,083,000 | 1,920 |
| Net interest income | $7,027,000 | 2,393 |
| Provision for loan and lease losses | $100,000 | 2,579 |
| Total noninterest income | $813,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $19,000 | 4,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $794,000 | 2,181 |
| Total noninterest expense | $5,268,000 | 2,453 |
| Salaries and employee benefits | $3,315,000 | 2,293 |
| Premises and equipment expense | $569,000 | 2,436 |
| Additional noninterest expense | $1,384,000 | 2,712 |
| Pre-tax net operating income | $2,472,000 | 2,383 |
| Securities gains (losses) | $3,000 | 1,926 |
| Applicable income taxes | $677,000 | 1,557 |
| Income before extraordinary items | $1,798,000 | 2,693 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,798,000 | 2,694 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,798,000 | 2,694 |
| Net charge-offs | $-5,000 | 4,259 |
| Cash dividends | $800,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,795,630 | 2,660 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,040,000 | 2,301 |
| Total interest expense | $1,323,000 | 1,960 |
| Net interest income | $4,717,000 | 2,382 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $358,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $12,000 | 4,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 2,653 |
| Total noninterest expense | $3,437,000 | 2,504 |
| Salaries and employee benefits | $2,160,000 | 2,342 |
| Premises and equipment expense | $378,000 | 2,443 |
| Additional noninterest expense | $899,000 | 2,776 |
| Pre-tax net operating income | $1,638,000 | 2,364 |
| Securities gains (losses) | $3,000 | 1,472 |
| Applicable income taxes | $449,000 | 1,531 |
| Income before extraordinary items | $1,192,000 | 2,684 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,192,000 | 2,683 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,192,000 | 2,683 |
| Net charge-offs | $-3,000 | 4,141 |
| Cash dividends | $800,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,189,630 | 2,653 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 2,274 |
| Total interest expense | $631,000 | 1,995 |
| Net interest income | $2,443,000 | 2,322 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $187,000 | 3,124 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $9,000 | 4,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 2,541 |
| Total noninterest expense | $1,700,000 | 2,537 |
| Salaries and employee benefits | $1,059,000 | 2,386 |
| Premises and equipment expense | $189,000 | 2,466 |
| Additional noninterest expense | $452,000 | 2,771 |
| Pre-tax net operating income | $930,000 | 2,153 |
| Securities gains (losses) | $3,000 | 920 |
| Applicable income taxes | $258,000 | 1,382 |
| Income before extraordinary items | $675,000 | 2,416 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $675,000 | 2,415 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $675,000 | 2,415 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $800,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $672,630 | 2,410 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,053,000 | 2,357 |
| Total interest expense | $1,952,000 | 1,968 |
| Net interest income | $9,101,000 | 2,430 |
| Provision for loan and lease losses | $18,000 | 3,864 |
| Total noninterest income | $1,117,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $28,000 | 4,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,089,000 | 2,158 |
| Total noninterest expense | $6,901,000 | 2,491 |
| Salaries and employee benefits | $4,420,000 | 2,293 |
| Premises and equipment expense | $726,000 | 2,508 |
| Additional noninterest expense | $1,755,000 | 2,849 |
| Pre-tax net operating income | $3,299,000 | 2,368 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $865,000 | 1,510 |
| Income before extraordinary items | $2,434,000 | 2,627 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,434,000 | 2,625 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,434,000 | 2,626 |
| Net charge-offs | $-6,000 | 4,424 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,434,000 | 2,619 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 2,370 |
| Total interest expense | $1,375,000 | 1,975 |
| Net interest income | $6,798,000 | 2,442 |
| Provision for loan and lease losses | $18,000 | 3,651 |
| Total noninterest income | $886,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $21,000 | 5,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $865,000 | 2,108 |
| Total noninterest expense | $5,270,000 | 2,473 |
| Salaries and employee benefits | $3,455,000 | 2,229 |
| Premises and equipment expense | $528,000 | 2,576 |
| Additional noninterest expense | $1,287,000 | 2,883 |
| Pre-tax net operating income | $2,396,000 | 2,455 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $617,000 | 1,608 |
| Income before extraordinary items | $1,779,000 | 2,710 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,779,000 | 2,709 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,779,000 | 2,709 |
| Net charge-offs | $-5,000 | 4,302 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,779,000 | 2,697 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,406,000 | 2,371 |
| Total interest expense | $868,000 | 1,975 |
| Net interest income | $4,538,000 | 2,431 |
| Provision for loan and lease losses | $18,000 | 3,390 |
| Total noninterest income | $647,000 | 2,552 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $14,000 | 5,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $633,000 | 1,990 |
| Total noninterest expense | $3,509,000 | 2,487 |
| Salaries and employee benefits | $2,278,000 | 2,257 |
| Premises and equipment expense | $337,000 | 2,658 |
| Additional noninterest expense | $894,000 | 2,815 |
| Pre-tax net operating income | $1,658,000 | 2,371 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $416,000 | 1,574 |
| Income before extraordinary items | $1,242,000 | 2,605 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,242,000 | 2,604 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,242,000 | 2,604 |
| Net charge-offs | $-2,000 | 4,025 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,242,000 | 2,599 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 2,363 |
| Total interest expense | $402,000 | 2,018 |
| Net interest income | $2,302,000 | 2,399 |
| Provision for loan and lease losses | $18,000 | 2,859 |
| Total noninterest income | $234,000 | 2,954 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $6,000 | 5,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 2,333 |
| Total noninterest expense | $1,803,000 | 2,462 |
| Salaries and employee benefits | $1,139,000 | 2,276 |
| Premises and equipment expense | $181,000 | 2,600 |
| Additional noninterest expense | $483,000 | 2,700 |
| Pre-tax net operating income | $715,000 | 2,556 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $154,000 | 1,806 |
| Income before extraordinary items | $561,000 | 2,723 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $561,000 | 2,723 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $561,000 | 2,723 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $561,000 | 2,714 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,341,000 | 2,389 |
| Total interest expense | $1,211,000 | 2,228 |
| Net interest income | $9,130,000 | 2,368 |
| Provision for loan and lease losses | $115,000 | 2,950 |
| Total noninterest income | $1,219,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $26,000 | 5,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,193,000 | 2,074 |
| Total noninterest expense | $6,350,000 | 2,676 |
| Salaries and employee benefits | $4,186,000 | 2,399 |
| Premises and equipment expense | $546,000 | 3,096 |
| Additional noninterest expense | $1,618,000 | 3,065 |
| Pre-tax net operating income | $3,884,000 | 2,088 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,494,000 | 1,546 |
| Income before extraordinary items | $2,390,000 | 2,392 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,390,000 | 2,392 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,390,000 | 2,392 |
| Net charge-offs | $-6,000 | 4,696 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,390,000 | 2,379 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,773,000 | 2,378 |
| Total interest expense | $885,000 | 2,248 |
| Net interest income | $6,888,000 | 2,374 |
| Provision for loan and lease losses | $60,000 | 3,094 |
| Total noninterest income | $919,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $26,000 | 5,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $893,000 | 2,107 |
| Total noninterest expense | $4,702,000 | 2,710 |
| Salaries and employee benefits | $3,117,000 | 2,417 |
| Premises and equipment expense | $383,000 | 3,262 |
| Additional noninterest expense | $1,202,000 | 3,095 |
| Pre-tax net operating income | $3,045,000 | 2,048 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,166,000 | 1,324 |
| Income before extraordinary items | $1,879,000 | 2,510 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,879,000 | 2,510 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,879,000 | 2,510 |
| Net charge-offs | $-4,000 | 4,505 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,879,000 | 2,495 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 2,325 |
| Total interest expense | $576,000 | 2,248 |
| Net interest income | $4,690,000 | 2,332 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $645,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $16,000 | 5,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $629,000 | 2,065 |
| Total noninterest expense | $3,060,000 | 2,763 |
| Salaries and employee benefits | $1,997,000 | 2,492 |
| Premises and equipment expense | $252,000 | 3,280 |
| Additional noninterest expense | $811,000 | 3,079 |
| Pre-tax net operating income | $2,215,000 | 1,876 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $841,000 | 1,234 |
| Income before extraordinary items | $1,374,000 | 2,306 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,374,000 | 2,307 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,374,000 | 2,307 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,374,000 | 2,272 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,543,000 | 2,395 |
| Total interest expense | $286,000 | 2,250 |
| Net interest income | $2,257,000 | 2,398 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $385,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $8,000 | 5,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 1,820 |
| Total noninterest expense | $1,518,000 | 2,802 |
| Salaries and employee benefits | $954,000 | 2,612 |
| Premises and equipment expense | $134,000 | 3,212 |
| Additional noninterest expense | $430,000 | 2,971 |
| Pre-tax net operating income | $1,064,000 | 1,881 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $404,000 | 1,230 |
| Income before extraordinary items | $660,000 | 2,286 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $660,000 | 2,285 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $660,000 | 2,286 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $660,000 | 2,259 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,122,000 | 2,380 |
| Total interest expense | $1,137,000 | 2,220 |
| Net interest income | $8,985,000 | 2,382 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,256,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $37,000 | 5,351 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,219,000 | 2,151 |
| Total noninterest expense | $6,335,000 | 2,754 |
| Salaries and employee benefits | $4,137,000 | 2,436 |
| Premises and equipment expense | $526,000 | 3,270 |
| Additional noninterest expense | $1,672,000 | 3,114 |
| Pre-tax net operating income | $3,906,000 | 1,973 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,490,000 | 1,269 |
| Income before extraordinary items | $2,416,000 | 2,465 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,416,000 | 2,464 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,416,000 | 2,465 |
| Net charge-offs | $107,000 | 2,553 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,416,000 | 2,414 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,342,000 | 2,450 |
| Total interest expense | $846,000 | 2,229 |
| Net interest income | $6,496,000 | 2,465 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $916,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $29,000 | 5,382 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $887,000 | 2,187 |
| Total noninterest expense | $4,434,000 | 2,873 |
| Salaries and employee benefits | $2,766,000 | 2,650 |
| Premises and equipment expense | $400,000 | 3,268 |
| Additional noninterest expense | $1,268,000 | 3,085 |
| Pre-tax net operating income | $2,978,000 | 1,974 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,136,000 | 1,293 |
| Income before extraordinary items | $1,842,000 | 2,476 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,842,000 | 2,477 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,842,000 | 2,477 |
| Net charge-offs | $17,000 | 3,244 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,842,000 | 2,421 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,725,000 | 2,519 |
| Total interest expense | $563,000 | 2,242 |
| Net interest income | $4,162,000 | 2,551 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $589,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $20,000 | 5,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $569,000 | 2,216 |
| Total noninterest expense | $2,919,000 | 2,916 |
| Salaries and employee benefits | $1,806,000 | 2,710 |
| Premises and equipment expense | $268,000 | 3,270 |
| Additional noninterest expense | $845,000 | 3,109 |
| Pre-tax net operating income | $1,832,000 | 2,079 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $693,000 | 1,367 |
| Income before extraordinary items | $1,139,000 | 2,567 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,139,000 | 2,566 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,139,000 | 2,566 |
| Net charge-offs | $-13,000 | 5,063 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,139,000 | 2,502 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 2,541 |
| Total interest expense | $275,000 | 2,278 |
| Net interest income | $2,070,000 | 2,561 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $238,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $8,000 | 5,546 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $230,000 | 2,443 |
| Total noninterest expense | $1,463,000 | 2,931 |
| Salaries and employee benefits | $888,000 | 2,748 |
| Premises and equipment expense | $135,000 | 3,290 |
| Additional noninterest expense | $440,000 | 3,024 |
| Pre-tax net operating income | $845,000 | 2,187 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $318,000 | 1,418 |
| Income before extraordinary items | $527,000 | 2,664 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $527,000 | 2,664 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $527,000 | 2,664 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $527,000 | 2,615 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,735,000 | 2,653 |
| Total interest expense | $1,044,000 | 2,348 |
| Net interest income | $7,691,000 | 2,675 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,204,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $30,000 | 5,694 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,174,000 | 2,173 |
| Total noninterest expense | $6,007,000 | 2,862 |
| Salaries and employee benefits | $3,620,000 | 2,665 |
| Premises and equipment expense | $542,000 | 3,321 |
| Additional noninterest expense | $1,845,000 | 2,962 |
| Pre-tax net operating income | $2,888,000 | 2,380 |
| Securities gains (losses) | $-1,000 | 5,649 |
| Applicable income taxes | $1,081,000 | 1,530 |
| Income before extraordinary items | $1,806,000 | 2,901 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,806,000 | 2,904 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,806,000 | 2,904 |
| Net charge-offs | $-133,000 | 5,784 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 705 |
| Net operating income | $1,806,640 | 2,859 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,420,000 | 2,723 |
| Total interest expense | $785,000 | 2,368 |
| Net interest income | $5,635,000 | 2,748 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $981,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $22,000 | 5,781 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $959,000 | 2,089 |
| Total noninterest expense | $4,483,000 | 2,884 |
| Salaries and employee benefits | $2,657,000 | 2,723 |
| Premises and equipment expense | $427,000 | 3,255 |
| Additional noninterest expense | $1,399,000 | 2,940 |
| Pre-tax net operating income | $2,133,000 | 2,439 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $815,000 | 1,565 |
| Income before extraordinary items | $1,318,000 | 3,023 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,318,000 | 3,023 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,318,000 | 3,024 |
| Net charge-offs | $-111,000 | 5,830 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,318,000 | 2,961 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,235,000 | 2,747 |
| Total interest expense | $521,000 | 2,396 |
| Net interest income | $3,714,000 | 2,764 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $635,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $14,000 | 5,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $621,000 | 2,122 |
| Total noninterest expense | $2,971,000 | 2,907 |
| Salaries and employee benefits | $1,757,000 | 2,755 |
| Premises and equipment expense | $284,000 | 3,280 |
| Additional noninterest expense | $930,000 | 2,971 |
| Pre-tax net operating income | $1,378,000 | 2,493 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $549,000 | 1,539 |
| Income before extraordinary items | $829,000 | 3,101 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $829,000 | 3,101 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $829,000 | 3,102 |
| Net charge-offs | $-146,000 | 6,005 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $829,000 | 3,046 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 2,741 |
| Total interest expense | $256,000 | 2,442 |
| Net interest income | $1,857,000 | 2,758 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $262,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $7,000 | 5,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $255,000 | 2,329 |
| Total noninterest expense | $1,512,000 | 2,884 |
| Salaries and employee benefits | $915,000 | 2,698 |
| Premises and equipment expense | $143,000 | 3,298 |
| Additional noninterest expense | $454,000 | 3,014 |
| Pre-tax net operating income | $607,000 | 2,664 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $241,000 | 1,636 |
| Income before extraordinary items | $366,000 | 3,293 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $366,000 | 3,296 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $366,000 | 3,296 |
| Net charge-offs | $-26,000 | 5,770 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $366,000 | 3,212 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,756,000 | 2,941 |
| Total interest expense | $961,000 | 2,650 |
| Net interest income | $6,795,000 | 2,959 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $538,000 | 4,172 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $27,000 | 6,051 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $511,000 | 3,244 |
| Total noninterest expense | $4,981,000 | 3,321 |
| Salaries and employee benefits | $2,900,000 | 3,154 |
| Premises and equipment expense | $427,000 | 3,946 |
| Additional noninterest expense | $1,654,000 | 3,308 |
| Pre-tax net operating income | $2,352,000 | 2,698 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $950,000 | 1,602 |
| Income before extraordinary items | $1,402,000 | 3,363 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,402,000 | 3,365 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,402,000 | 3,365 |
| Net charge-offs | $-157,000 | 6,209 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 830 |
| Net operating income | $1,402,000 | 3,313 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,565,000 | 3,062 |
| Total interest expense | $699,000 | 2,751 |
| Net interest income | $4,866,000 | 3,086 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $547,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $20,000 | 6,132 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $527,000 | 2,835 |
| Total noninterest expense | $3,550,000 | 3,453 |
| Salaries and employee benefits | $1,949,000 | 3,407 |
| Premises and equipment expense | $308,000 | 4,082 |
| Additional noninterest expense | $1,293,000 | 3,217 |
| Pre-tax net operating income | $1,863,000 | 2,639 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $803,000 | 1,513 |
| Income before extraordinary items | $1,060,000 | 3,378 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,060,000 | 3,379 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,060,000 | 3,379 |
| Net charge-offs | $-154,000 | 6,294 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,060,000 | 3,341 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 3,180 |
| Total interest expense | $442,000 | 2,905 |
| Net interest income | $3,097,000 | 3,200 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $405,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $12,000 | 6,209 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $393,000 | 2,656 |
| Total noninterest expense | $2,314,000 | 3,516 |
| Salaries and employee benefits | $1,262,000 | 3,484 |
| Premises and equipment expense | $203,000 | 4,148 |
| Additional noninterest expense | $849,000 | 3,272 |
| Pre-tax net operating income | $1,188,000 | 2,673 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $501,000 | 1,539 |
| Income before extraordinary items | $687,000 | 3,367 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $687,000 | 3,373 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $687,000 | 3,373 |
| Net charge-offs | $-151,000 | 6,402 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $687,000 | 3,327 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 3,331 |
| Total interest expense | $211,000 | 3,047 |
| Net interest income | $1,462,000 | 3,335 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $215,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $5,000 | 6,292 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $210,000 | 2,484 |
| Total noninterest expense | $1,175,000 | 3,518 |
| Salaries and employee benefits | $649,000 | 3,463 |
| Premises and equipment expense | $104,000 | 4,128 |
| Additional noninterest expense | $422,000 | 3,286 |
| Pre-tax net operating income | $502,000 | 2,884 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $202,000 | 1,702 |
| Income before extraordinary items | $300,000 | 3,541 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $300,000 | 3,544 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $300,000 | 3,544 |
| Net charge-offs | $-71,000 | 6,407 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $300,000 | 3,497 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,860,000 | 3,675 |
| Total interest expense | $798,000 | 3,455 |
| Net interest income | $5,062,000 | 3,678 |
| Provision for loan and lease losses | $297,000 | 2,483 |
| Total noninterest income | $974,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $28,000 | 6,314 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $946,000 | 2,454 |
| Total noninterest expense | $4,257,000 | 3,769 |
| Salaries and employee benefits | $2,495,000 | 3,554 |
| Premises and equipment expense | $395,000 | 4,246 |
| Additional noninterest expense | $1,367,000 | 3,883 |
| Pre-tax net operating income | $1,482,000 | 3,434 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-1,361,000 | 6,706 |
| Income before extraordinary items | $2,843,000 | 1,976 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,843,000 | 1,979 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,843,000 | 1,980 |
| Net charge-offs | $153,000 | 3,314 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,843,000 | 1,934 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 3,809 |
| Total interest expense | $607,000 | 3,512 |
| Net interest income | $3,617,000 | 3,810 |
| Provision for loan and lease losses | $297,000 | 2,094 |
| Total noninterest income | $756,000 | 3,236 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $20,000 | 6,404 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $736,000 | 2,449 |
| Total noninterest expense | $2,916,000 | 4,005 |
| Salaries and employee benefits | $1,589,000 | 3,962 |
| Premises and equipment expense | $283,000 | 4,384 |
| Additional noninterest expense | $1,044,000 | 3,842 |
| Pre-tax net operating income | $1,160,000 | 3,415 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $121,000 | 3,176 |
| Income before extraordinary items | $1,039,000 | 3,352 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,039,000 | 3,355 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,039,000 | 3,356 |
| Net charge-offs | $54,000 | 3,795 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,039,000 | 3,274 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 3,912 |
| Total interest expense | $426,000 | 3,446 |
| Net interest income | $2,288,000 | 3,939 |
| Provision for loan and lease losses | $297,000 | 1,718 |
| Total noninterest income | $558,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $13,000 | 6,447 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $545,000 | 2,365 |
| Total noninterest expense | $1,874,000 | 4,108 |
| Salaries and employee benefits | $1,098,000 | 3,896 |
| Premises and equipment expense | $184,000 | 4,463 |
| Additional noninterest expense | $592,000 | 4,226 |
| Pre-tax net operating income | $675,000 | 3,631 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $71,000 | 3,253 |
| Income before extraordinary items | $604,000 | 3,595 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $604,000 | 3,597 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $604,000 | 3,598 |
| Net charge-offs | $23,000 | 3,924 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $604,000 | 3,492 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 3,957 |
| Total interest expense | $230,000 | 3,359 |
| Net interest income | $1,118,000 | 4,020 |
| Provision for loan and lease losses | $85,000 | 2,275 |
| Total noninterest income | $298,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $291,000 | 2,264 |
| Total noninterest expense | $886,000 | 4,298 |
| Salaries and employee benefits | $595,000 | 3,731 |
| Premises and equipment expense | $92,000 | 4,494 |
| Additional noninterest expense | $199,000 | 5,159 |
| Pre-tax net operating income | $445,000 | 3,100 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $42,000 | 3,110 |
| Income before extraordinary items | $403,000 | 3,016 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $403,000 | 3,016 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $403,000 | 3,018 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $403,000 | 2,930 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,715,000 | 3,964 |
| Total interest expense | $1,010,000 | 3,584 |
| Net interest income | $4,705,000 | 3,971 |
| Provision for loan and lease losses | $430,000 | 2,932 |
| Total noninterest income | $806,000 | 3,635 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $31,000 | 6,511 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $775,000 | 2,729 |
| Total noninterest expense | $4,508,000 | 3,725 |
| Salaries and employee benefits | $1,998,000 | 4,137 |
| Premises and equipment expense | $357,000 | 4,557 |
| Additional noninterest expense | $2,153,000 | 2,922 |
| Pre-tax net operating income | $573,000 | 4,763 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $49,000 | 3,904 |
| Income before extraordinary items | $524,000 | 4,870 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $524,000 | 4,870 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $524,000 | 4,871 |
| Net charge-offs | $743,000 | 2,153 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 922 |
| Net operating income | $524,000 | 4,689 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,276,000 | 4,033 |
| Total interest expense | $761,000 | 3,692 |
| Net interest income | $3,515,000 | 4,032 |
| Provision for loan and lease losses | $242,000 | 3,250 |
| Total noninterest income | $592,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $24,000 | 6,589 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $568,000 | 2,761 |
| Total noninterest expense | $3,501,000 | 3,677 |
| Salaries and employee benefits | $1,507,000 | 4,136 |
| Premises and equipment expense | $277,000 | 4,548 |
| Additional noninterest expense | $1,717,000 | 2,785 |
| Pre-tax net operating income | $364,000 | 5,089 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $103,000 | 3,354 |
| Income before extraordinary items | $261,000 | 5,482 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $261,000 | 5,481 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $261,000 | 5,481 |
| Net charge-offs | $295,000 | 2,854 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $261,000 | 5,290 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 4,042 |
| Total interest expense | $510,000 | 3,777 |
| Net interest income | $2,361,000 | 4,032 |
| Provision for loan and lease losses | $83,000 | 4,087 |
| Total noninterest income | $381,000 | 3,753 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $16,000 | 6,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $365,000 | 2,779 |
| Total noninterest expense | $2,549,000 | 3,455 |
| Salaries and employee benefits | $1,037,000 | 4,075 |
| Premises and equipment expense | $185,000 | 4,561 |
| Additional noninterest expense | $1,327,000 | 2,445 |
| Pre-tax net operating income | $110,000 | 5,816 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $67,000 | 3,355 |
| Income before extraordinary items | $43,000 | 6,262 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $43,000 | 6,262 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $43,000 | 6,262 |
| Net charge-offs | $52,000 | 4,001 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $43,000 | 6,121 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 4,130 |
| Total interest expense | $259,000 | 3,856 |
| Net interest income | $1,159,000 | 4,107 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $189,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 2,790 |
| Total noninterest expense | $1,262,000 | 3,506 |
| Salaries and employee benefits | $558,000 | 3,904 |
| Premises and equipment expense | $89,000 | 4,667 |
| Additional noninterest expense | $615,000 | 2,593 |
| Pre-tax net operating income | $86,000 | 5,558 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $86,000 | 5,544 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $86,000 | 5,544 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $86,000 | 5,544 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $86,000 | 5,384 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,890,000 | 4,119 |
| Total interest expense | $1,351,000 | 3,691 |
| Net interest income | $4,539,000 | 4,183 |
| Provision for loan and lease losses | $1,146,000 | 2,225 |
| Total noninterest income | $341,000 | 5,010 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $45,000 | 6,405 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $296,000 | 3,888 |
| Total noninterest expense | $4,217,000 | 3,967 |
| Salaries and employee benefits | $1,841,000 | 4,373 |
| Premises and equipment expense | $365,000 | 4,771 |
| Additional noninterest expense | $2,011,000 | 3,130 |
| Pre-tax net operating income | $-483,000 | 6,399 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $479,000 | 2,072 |
| Income before extraordinary items | $-962,000 | 6,626 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-962,000 | 6,627 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-962,000 | 6,626 |
| Net charge-offs | $1,858,000 | 1,624 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 693 |
| Net operating income | $-962,000 | 6,601 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,417,000 | 4,169 |
| Total interest expense | $1,054,000 | 3,708 |
| Net interest income | $3,363,000 | 4,235 |
| Provision for loan and lease losses | $842,000 | 2,200 |
| Total noninterest income | $121,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $34,000 | 6,439 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $87,000 | 5,243 |
| Total noninterest expense | $3,192,000 | 3,954 |
| Salaries and employee benefits | $1,306,000 | 4,552 |
| Premises and equipment expense | $288,000 | 4,716 |
| Additional noninterest expense | $1,598,000 | 2,973 |
| Pre-tax net operating income | $-550,000 | 6,641 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-550,000 | 6,708 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-550,000 | 6,709 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-550,000 | 6,709 |
| Net charge-offs | $1,562,000 | 1,447 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,012 |
| Net operating income | $-550,000 | 6,667 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 4,218 |
| Total interest expense | $738,000 | 3,689 |
| Net interest income | $2,190,000 | 4,313 |
| Provision for loan and lease losses | $141,000 | 4,007 |
| Total noninterest income | $64,000 | 6,364 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $22,000 | 6,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 5,630 |
| Total noninterest expense | $2,176,000 | 3,948 |
| Salaries and employee benefits | $888,000 | 4,525 |
| Premises and equipment expense | $191,000 | 4,769 |
| Additional noninterest expense | $1,097,000 | 2,948 |
| Pre-tax net operating income | $-63,000 | 6,352 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-63,000 | 6,446 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-63,000 | 6,446 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-63,000 | 6,446 |
| Net charge-offs | $679,000 | 1,826 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 952 |
| Net operating income | $-63,000 | 6,390 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 4,227 |
| Total interest expense | $389,000 | 3,667 |
| Net interest income | $1,079,000 | 4,348 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $91,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 3,929 |
| Total noninterest expense | $1,075,000 | 4,000 |
| Salaries and employee benefits | $529,000 | 4,072 |
| Premises and equipment expense | $98,000 | 4,744 |
| Additional noninterest expense | $448,000 | 3,463 |
| Pre-tax net operating income | $20,000 | 6,101 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $20,000 | 6,127 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $20,000 | 6,126 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $20,000 | 6,127 |
| Net charge-offs | $60,000 | 3,202 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 861 |
| Net operating income | $20,000 | 6,090 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,812,000 | 3,983 |
| Total interest expense | $2,118,000 | 3,419 |
| Net interest income | $4,694,000 | 4,131 |
| Provision for loan and lease losses | $2,260,000 | 1,919 |
| Total noninterest income | $356,000 | 5,137 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $39,000 | 6,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $317,000 | 3,867 |
| Total noninterest expense | $3,537,000 | 4,566 |
| Salaries and employee benefits | $1,617,000 | 4,850 |
| Premises and equipment expense | $395,000 | 4,790 |
| Additional noninterest expense | $1,525,000 | 3,964 |
| Pre-tax net operating income | $-747,000 | 6,373 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-747,000 | 6,482 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-747,000 | 6,483 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-747,000 | 6,483 |
| Net charge-offs | $1,761,000 | 2,006 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,130 |
| Net operating income | $-747,000 | 6,442 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 4,045 |
| Total interest expense | $1,657,000 | 3,427 |
| Net interest income | $3,476,000 | 4,222 |
| Provision for loan and lease losses | $1,984,000 | 1,665 |
| Total noninterest income | $196,000 | 5,718 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $29,000 | 6,489 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $167,000 | 4,485 |
| Total noninterest expense | $2,649,000 | 4,585 |
| Salaries and employee benefits | $1,191,000 | 4,942 |
| Premises and equipment expense | $312,000 | 4,736 |
| Additional noninterest expense | $1,146,000 | 3,936 |
| Pre-tax net operating income | $-961,000 | 6,775 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-961,000 | 6,885 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-961,000 | 6,885 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-961,000 | 6,885 |
| Net charge-offs | $1,576,000 | 1,738 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-961,000 | 6,839 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 4,040 |
| Total interest expense | $1,127,000 | 3,469 |
| Net interest income | $2,349,000 | 4,192 |
| Provision for loan and lease losses | $1,884,000 | 1,330 |
| Total noninterest income | $96,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $19,000 | 6,531 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $77,000 | 5,031 |
| Total noninterest expense | $1,750,000 | 4,619 |
| Salaries and employee benefits | $775,000 | 5,018 |
| Premises and equipment expense | $208,000 | 4,760 |
| Additional noninterest expense | $767,000 | 3,902 |
| Pre-tax net operating income | $-1,189,000 | 7,083 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,189,000 | 7,155 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,189,000 | 7,154 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,189,000 | 7,155 |
| Net charge-offs | $990,000 | 1,739 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,189,000 | 7,131 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 4,061 |
| Total interest expense | $584,000 | 3,504 |
| Net interest income | $1,177,000 | 4,214 |
| Provision for loan and lease losses | $1,255,000 | 996 |
| Total noninterest income | $52,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $11,000 | 6,478 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 5,010 |
| Total noninterest expense | $797,000 | 4,935 |
| Salaries and employee benefits | $401,000 | 4,996 |
| Premises and equipment expense | $104,000 | 4,851 |
| Additional noninterest expense | $292,000 | 4,661 |
| Pre-tax net operating income | $-823,000 | 7,354 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-823,000 | 7,417 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-823,000 | 7,417 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-823,000 | 7,418 |
| Net charge-offs | $937,000 | 1,084 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-823,000 | 7,406 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,328,000 | 4,057 |
| Total interest expense | $3,563,000 | 3,009 |
| Net interest income | $3,765,000 | 4,745 |
| Provision for loan and lease losses | $4,163,000 | 1,623 |
| Total noninterest income | $343,000 | 5,395 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $40,000 | 6,643 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $303,000 | 3,967 |
| Total noninterest expense | $3,087,000 | 5,089 |
| Salaries and employee benefits | $1,611,000 | 4,986 |
| Premises and equipment expense | $375,000 | 5,154 |
| Additional noninterest expense | $1,101,000 | 4,967 |
| Pre-tax net operating income | $-3,142,000 | 6,921 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,141,000 | 7,021 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,141,000 | 7,019 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,141,000 | 7,020 |
| Net charge-offs | $3,276,000 | 1,523 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,224 |
| Net operating income | $-3,142,000 | 7,021 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,508,000 | 4,105 |
| Total interest expense | $2,808,000 | 3,010 |
| Net interest income | $2,700,000 | 4,898 |
| Provision for loan and lease losses | $3,583,000 | 1,319 |
| Total noninterest income | $285,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $30,000 | 6,683 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $255,000 | 3,871 |
| Total noninterest expense | $2,351,000 | 5,053 |
| Salaries and employee benefits | $1,215,000 | 5,008 |
| Premises and equipment expense | $300,000 | 5,037 |
| Additional noninterest expense | $836,000 | 4,946 |
| Pre-tax net operating income | $-2,949,000 | 7,274 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,949,000 | 7,372 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,949,000 | 7,372 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,949,000 | 7,372 |
| Net charge-offs | $2,778,000 | 1,236 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,949,000 | 7,363 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 4,170 |
| Total interest expense | $1,897,000 | 3,089 |
| Net interest income | $1,733,000 | 4,991 |
| Provision for loan and lease losses | $2,784,000 | 1,145 |
| Total noninterest income | $218,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $199,000 | 3,660 |
| Total noninterest expense | $1,561,000 | 5,128 |
| Salaries and employee benefits | $815,000 | 5,043 |
| Premises and equipment expense | $200,000 | 5,076 |
| Additional noninterest expense | $546,000 | 4,994 |
| Pre-tax net operating income | $-2,394,000 | 7,478 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,394,000 | 7,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,394,000 | 7,552 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,394,000 | 7,552 |
| Net charge-offs | $2,749,000 | 918 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,394,000 | 7,566 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 4,146 |
| Total interest expense | $964,000 | 3,141 |
| Net interest income | $901,000 | 4,879 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $123,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $113,000 | 3,457 |
| Total noninterest expense | $788,000 | 4,997 |
| Salaries and employee benefits | $467,000 | 4,694 |
| Premises and equipment expense | $101,000 | 5,089 |
| Additional noninterest expense | $220,000 | 5,343 |
| Pre-tax net operating income | $136,000 | 4,646 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $52,000 | 2,848 |
| Income before extraordinary items | $84,000 | 5,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 5,168 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $84,000 | 5,167 |
| Net charge-offs | $150,000 | 2,414 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $84,000 | 4,997 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,945,000 | 4,502 |
| Total interest expense | $3,851,000 | 3,612 |
| Net interest income | $3,094,000 | 5,334 |
| Provision for loan and lease losses | $229,000 | 5,048 |
| Total noninterest income | $301,000 | 5,810 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 6,706 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $256,000 | 4,390 |
| Total noninterest expense | $2,824,000 | 5,311 |
| Salaries and employee benefits | $1,722,000 | 4,926 |
| Premises and equipment expense | $327,000 | 5,587 |
| Additional noninterest expense | $775,000 | 5,557 |
| Pre-tax net operating income | $342,000 | 5,311 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-480,000 | 7,479 |
| Income before extraordinary items | $822,000 | 3,653 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $822,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,270 |
| Net operating income | $822,000 | 3,780 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 4,619 |
| Total interest expense | $2,900,000 | 3,709 |
| Net interest income | $2,252,000 | 5,457 |
| Provision for loan and lease losses | $209,000 | 4,149 |
| Total noninterest income | $228,000 | 5,869 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $34,000 | 6,756 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $194,000 | 4,482 |
| Total noninterest expense | $2,008,000 | 5,438 |
| Salaries and employee benefits | $1,241,000 | 5,063 |
| Premises and equipment expense | $248,000 | 5,592 |
| Additional noninterest expense | $519,000 | 5,807 |
| Pre-tax net operating income | $263,000 | 5,783 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $263,000 | 5,384 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $263,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $263,000 | 5,551 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 4,743 |
| Total interest expense | $1,910,000 | 3,855 |
| Net interest income | $1,450,000 | 5,561 |
| Provision for loan and lease losses | $184,000 | 3,290 |
| Total noninterest income | $166,000 | 5,806 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $23,000 | 6,769 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $143,000 | 4,391 |
| Total noninterest expense | $1,295,000 | 5,579 |
| Salaries and employee benefits | $808,000 | 5,176 |
| Premises and equipment expense | $164,000 | 5,656 |
| Additional noninterest expense | $323,000 | 5,982 |
| Pre-tax net operating income | $137,000 | 6,188 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $137,000 | 6,072 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 6,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $137,000 | 6,006 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 4,846 |
| Total interest expense | $970,000 | 3,980 |
| Net interest income | $710,000 | 5,646 |
| Provision for loan and lease losses | $72,000 | 3,280 |
| Total noninterest income | $75,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $62,000 | 4,635 |
| Total noninterest expense | $647,000 | 5,602 |
| Salaries and employee benefits | $408,000 | 5,172 |
| Premises and equipment expense | $79,000 | 5,756 |
| Additional noninterest expense | $160,000 | 6,007 |
| Pre-tax net operating income | $66,000 | 6,400 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $66,000 | 6,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $66,000 | 6,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $66,000 | 6,236 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,502,000 | 5,469 |
| Total interest expense | $2,787,000 | 4,988 |
| Net interest income | $2,715,000 | 5,754 |
| Provision for loan and lease losses | $456,000 | 2,484 |
| Total noninterest income | $299,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $48,000 | 6,781 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $251,000 | 4,580 |
| Total noninterest expense | $2,623,000 | 5,457 |
| Salaries and employee benefits | $1,606,000 | 5,090 |
| Premises and equipment expense | $345,000 | 5,446 |
| Additional noninterest expense | $672,000 | 5,839 |
| Pre-tax net operating income | $-65,000 | 7,516 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-65,000 | 7,591 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-65,000 | 7,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-65,000 | 7,567 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 5,706 |
| Total interest expense | $1,898,000 | 5,244 |
| Net interest income | $1,904,000 | 5,955 |
| Provision for loan and lease losses | $390,000 | 1,898 |
| Total noninterest income | $225,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,890 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $193,000 | 4,549 |
| Total noninterest expense | $1,861,000 | 5,591 |
| Salaries and employee benefits | $1,141,000 | 5,253 |
| Premises and equipment expense | $262,000 | 5,407 |
| Additional noninterest expense | $458,000 | 6,045 |
| Pre-tax net operating income | $-122,000 | 7,832 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-122,000 | 7,874 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-122,000 | 7,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-122,000 | 7,858 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 5,937 |
| Total interest expense | $1,159,000 | 5,480 |
| Net interest income | $1,177,000 | 6,198 |
| Provision for loan and lease losses | $260,000 | 1,740 |
| Total noninterest income | $140,000 | 6,247 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $27,000 | 6,756 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $113,000 | 4,881 |
| Total noninterest expense | $1,166,000 | 5,814 |
| Salaries and employee benefits | $699,000 | 5,557 |
| Premises and equipment expense | $173,000 | 5,463 |
| Additional noninterest expense | $294,000 | 6,172 |
| Pre-tax net operating income | $-109,000 | 7,993 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-109,000 | 8,016 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-109,000 | 8,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-109,000 | 8,010 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 6,138 |
| Total interest expense | $526,000 | 5,736 |
| Net interest income | $553,000 | 6,386 |
| Provision for loan and lease losses | $80,000 | 2,339 |
| Total noninterest income | $60,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $50,000 | 5,113 |
| Total noninterest expense | $538,000 | 6,087 |
| Salaries and employee benefits | $316,000 | 5,898 |
| Premises and equipment expense | $85,000 | 5,524 |
| Additional noninterest expense | $137,000 | 6,368 |
| Pre-tax net operating income | $-5,000 | 7,881 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-5,000 | 7,890 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-5,000 | 7,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-5,000 | 7,877 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 7,021 |
| Total interest expense | $1,149,000 | 6,664 |
| Net interest income | $1,523,000 | 7,153 |
| Provision for loan and lease losses | $475,000 | 1,995 |
| Total noninterest income | $96,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $15,000 | 7,347 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $81,000 | 6,654 |
| Total noninterest expense | $1,872,000 | 6,332 |
| Salaries and employee benefits | $1,027,000 | 6,349 |
| Premises and equipment expense | $283,000 | 5,883 |
| Additional noninterest expense | $562,000 | 6,248 |
| Pre-tax net operating income | $-728,000 | 8,346 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-728,000 | 8,384 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-728,000 | 8,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-728,000 | 8,370 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 7,362 |
| Total interest expense | $675,000 | 7,123 |
| Net interest income | $1,038,000 | 7,392 |
| Provision for loan and lease losses | $420,000 | 1,622 |
| Total noninterest income | $23,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $8,000 | 7,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $1,321,000 | 6,506 |
| Salaries and employee benefits | $704,000 | 6,560 |
| Premises and equipment expense | $210,000 | 5,934 |
| Additional noninterest expense | $407,000 | 6,346 |
| Pre-tax net operating income | $-680,000 | 8,500 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-680,000 | 8,531 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-680,000 | 8,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-680,000 | 8,525 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $923,000 | 7,731 |
| Total interest expense | $329,000 | 7,580 |
| Net interest income | $594,000 | 7,713 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $14,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,000 | 7,584 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $847,000 | 6,631 |
| Salaries and employee benefits | $441,000 | 6,737 |
| Premises and equipment expense | $135,000 | 6,040 |
| Additional noninterest expense | $271,000 | 6,366 |
| Pre-tax net operating income | $-539,000 | 8,577 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-539,000 | 8,600 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-539,000 | 8,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-539,000 | 8,595 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 8,033 |
| Total interest expense | $132,000 | 7,831 |
| Net interest income | $237,000 | 8,060 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $4,000 | 8,590 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 7,643 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $378,000 | 6,915 |
| Salaries and employee benefits | $199,000 | 7,004 |
| Premises and equipment expense | $68,000 | 6,040 |
| Additional noninterest expense | $111,000 | 6,846 |
| Pre-tax net operating income | $-212,000 | 8,553 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-212,000 | 8,573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-212,000 | 8,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-212,000 | 8,566 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $294,000 | 8,720 |
| Total interest expense | $65,000 | 8,673 |
| Net interest income | $229,000 | 8,717 |
| Provision for loan and lease losses | $135,000 | 4,293 |
| Total noninterest income | $4,000 | 8,720 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000 | 7,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,000 | 8,603 |
| Total noninterest expense | $902,000 | 7,912 |
| Salaries and employee benefits | $242,000 | 8,615 |
| Premises and equipment expense | $63,000 | 8,304 |
| Additional noninterest expense | $597,000 | 6,078 |
| Pre-tax net operating income | $-804,000 | 8,589 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-804,000 | 8,625 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-804,000 | 8,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 112 |
| Net operating income | $-804,000 | 8,607 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $48,000 | 8,843 |
| Total interest expense | $4,000 | 8,824 |
| Net interest income | $44,000 | 8,836 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $1,000 | 8,787 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,692 |
| Total noninterest expense | $572,000 | 8,128 |
| Salaries and employee benefits | $55,000 | 8,819 |
| Premises and equipment expense | $14,000 | 8,745 |
| Additional noninterest expense | $503,000 | 5,680 |
| Pre-tax net operating income | $-557,000 | 8,615 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-557,000 | 8,659 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-557,000 | 8,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 80 |
| Net operating income | $-557,000 | 8,635 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.