Home > LifeStore Bank > Net charge- offs to loans
LifeStore Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3058% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0464% | 4,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.1376% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1057% | 4,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 4,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 4,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8367% | 63 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3009% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3009% | 1,511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3660% | 239 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0515% | 4,427 |
| Percentage Net Loans Charged-off:Construction & development | -0.1173% | 4,503 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1162% | 4,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0264% | 4,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 4,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4828% | 58 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2473% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2473% | 1,530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5598% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0375% | 4,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.0988% | 4,536 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0989% | 4,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 4,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2677% | 71 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3818% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3818% | 1,130 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0169% | 4,045 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 4,447 |
| Percentage Net Loans Charged-off:Construction & development | -0.1496% | 4,630 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0750% | 4,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 4,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 4,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0961% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7456% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7456% | 664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1467% | 4,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1361% | 4,615 |
| Percentage Net Loans Charged-off:Construction & development | -0.8449% | 4,694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1503% | 4,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1003% | 4,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1137% | 4,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2172% | 4,388 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6562% | 4,622 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6562% | 4,622 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1871% | 4,629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1734% | 4,657 |
| Percentage Net Loans Charged-off:Construction & development | -1.1602% | 4,739 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1801% | 4,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1332% | 4,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1513% | 4,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2714% | 4,453 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9497% | 4,685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9497% | 4,686 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1568% | 4,545 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1518% | 4,569 |
| Percentage Net Loans Charged-off:Construction & development | -1.7440% | 4,356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0617% | 4,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1131% | 4,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1287% | 4,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1534% | 4,142 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8248% | 4,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8248% | 4,497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1149% | 4,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0970% | 4,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0627% | 4,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1495% | 4,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1712% | 4,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2068% | 4,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3656% | 4,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3656% | 4,542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0936% | 4,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0827% | 4,541 |
| Percentage Net Loans Charged-off:Construction & development | -0.8733% | 4,413 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0547% | 4,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0451% | 4,226 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2530% | 3,536 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 3,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2352% | 4,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2771% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2771% | 1,211 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1078% | 4,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0982% | 4,635 |
| Percentage Net Loans Charged-off:Construction & development | -1.0024% | 4,463 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0566% | 4,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0571% | 4,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3464% | 3,610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 3,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2411% | 4,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3652% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3652% | 882 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0740% | 4,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0603% | 4,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.0828% | 4,331 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0551% | 4,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0794% | 4,519 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5293% | 3,642 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 3,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2397% | 4,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4376% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4376% | 749 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0367% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0327% | 4,430 |
| Percentage Net Loans Charged-off:Construction & development | -0.1705% | 4,431 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0582% | 4,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,054 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0328% | 3,471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1692% | 4,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0843% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0843% | 369 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.2814% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0590% | 4,663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 3,393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2164% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3609% | 1,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3609% | 1,435 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 1,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.3034% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0586% | 4,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0214% | 3,457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 1,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3813% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4695% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4695% | 1,120 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 1,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 0.5331% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0609% | 4,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7887% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6063% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6063% | 959 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1630% | 807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 4,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0567% | 4,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 4,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3127% | 112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3461% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3461% | 1,411 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 2,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0509% | 4,781 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 4,230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1741% | 4,912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 4,055 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 3,448 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 4,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9008% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2420% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2420% | 550 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0739% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0309% | 4,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0103% | 3,498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9378% | 455 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4914% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4914% | 408 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1279% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 1,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 4,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0153% | 3,563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4103% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4767% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4767% | 211 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 2,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 4,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0235% | 4,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 4,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4545% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4545% | 441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 2,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 1.0014% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0329% | 4,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 4,124 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 3,539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0651% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1324% | 2,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1324% | 2,644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.6194% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0371% | 4,827 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 3,574 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0414% | 4,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1180% | 4,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1180% | 4,795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 2,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.8688% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 4,923 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0142% | 3,654 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0510% | 4,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1780% | 4,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1780% | 4,869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0107% | 4,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 4,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 4,775 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0278% | 3,814 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 4,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0326% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 2,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1016% | 976 |
| Percentage Net Loans Charged-off:Construction & development | -0.0207% | 4,533 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1685% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2944% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1483% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6998% | 5,302 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1725% | 5,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1725% | 5,150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 2,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1145% | 743 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 4,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1842% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4041% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1493% | 719 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9567% | 5,387 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2286% | 5,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2286% | 5,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1360% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1564% | 543 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 4,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2480% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6120% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1906% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1227% | 4,894 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1733% | 5,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1733% | 5,084 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0930% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1100% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1715% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1169% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1301% | 4,981 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1782% | 5,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1782% | 5,052 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1252% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1111% | 1,141 |
| Percentage Net Loans Charged-off:Construction & development | -0.7858% | 5,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1746% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2006% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5150% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1548% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0998% | 5,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9482% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9482% | 343 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | -1.4014% | 5,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2180% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5139% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1752% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1055% | 5,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6221% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6221% | 213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2237% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1820% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.4729% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2370% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0327% | 4,085 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2755% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0962% | 5,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3588% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3588% | 98 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1066% | 5,665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2241% | 5,870 |
| Percentage Net Loans Charged-off:Construction & development | -6.6737% | 5,533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3627% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4131% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1090% | 5,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6579% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.6579% | 59 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3358% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3317% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 1.6889% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3427% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3216% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3458% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4456% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0815% | 3,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0815% | 3,149 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2310% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2101% | 809 |
| Percentage Net Loans Charged-off:Construction & development | -0.1771% | 5,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3602% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4205% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3514% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6316% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2712% | 5,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2712% | 5,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1714% | 1,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1257% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | -2.1996% | 5,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4632% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5309% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9803% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4885% | 5,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4885% | 5,826 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2658% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1646% | 883 |
| Percentage Net Loans Charged-off:Construction & development | -2.9117% | 5,719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6104% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6998% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0415% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9648% | 6,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9648% | 6,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3510% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2963% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 1.8903% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0819% | 1,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2009% | 1,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0995% | 927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2161% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7172% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0983% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0983% | 336 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4609% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4717% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 2.4840% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1110% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3867% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2648% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4049% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1396% | 1,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3807% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3807% | 530 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6555% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6758% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 3.6111% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1511% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5447% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3948% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5672% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2664% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3203% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3203% | 585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2701% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2641% | 997 |
| Percentage Net Loans Charged-off:Construction & development | -0.0808% | 5,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4320% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4976% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0050% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0050% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8529% | 722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8556% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 3.1329% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9799% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5246% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2225% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4024% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0107% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0955% | 3,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0955% | 3,586 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0099% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0830% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 3.9494% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1895% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6650% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6078% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4944% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4003% | 1,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1248% | 3,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1248% | 3,127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4254% | 377 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5246% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 6.2976% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7614% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7368% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3800% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4272% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6694% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1213% | 3,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1213% | 2,859 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2781% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4136% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 12.2920% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3734% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0813% | 6,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0973% | 6,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5962% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5962% | 1,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7315% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7612% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.6612% | 1,682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4857% | 1,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9729% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9604% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7676% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6326% | 1,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1098% | 3,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1098% | 3,725 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6920% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6988% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.4757% | 1,682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2778% | 1,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9809% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5709% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6487% | 1,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8167% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1104% | 3,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1104% | 3,476 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8793% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9324% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.4320% | 1,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3899% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3403% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7934% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8246% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6388% | 1,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0387% | 3,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0387% | 3,491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0997% | 6,929 |
| Percentage Net Loans Charged-off:Construction & development | -1.9285% | 6,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8279% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 3,010 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5110% | 5,244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1128% | 2,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1978% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8489% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1760% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 3.7778% | 1,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2045% | 2,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8745% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4528% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7444% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7680% | 2,287 |
| Percentage Net Loans Charged-off: Loans to individuals | -7.2923% | 7,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -6.7878% | 7,193 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1166% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2733% | 1,135 |
| Percentage Net Loans Charged-off:Construction & development | 4.2568% | 989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1894% | 2,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8888% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8901% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6601% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1869% | 3,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3908% | 2,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3565% | 2,739 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5528% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6716% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 5.0102% | 816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3685% | 1,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2586% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2689% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7894% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9574% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5015% | 2,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4434% | 2,256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1153% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1530% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 2.3658% | 929 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0482% | 762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9350% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5467% | 704 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0279% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2239% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1736% | 6,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1451% | 6,370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2927% | 844 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6476% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 6.3166% | 1,001 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0678% | 7,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0122% | 1,089 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5719% | 2,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3343% | 1,433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6249% | 1,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9477% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.9566% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6951% | 603 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0387% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 7.0502% | 807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2172% | 2,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0176% | 876 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8147% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4080% | 1,196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9038% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5517% | 2,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.6628% | 49 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6716% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6455% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 9.7413% | 502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2007% | 2,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0271% | 695 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7783% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6359% | 871 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8085% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1280% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 30.8105% | 35 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8240% | 563 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1388% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 12.4897% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3620% | 1,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0568% | 437 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4385% | 1,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1533% | 896 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4962% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1282% | 6,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1917% | 1,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6825% | 3,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6947% | 2,439 |
| Percentage Net Loans Charged-off:Construction & development | 1.1702% | 2,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5935% | 1,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3012% | 755 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5335% | 2,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7075% | 1,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5032% | 1,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6320% | 3,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6475% | 3,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6931% | 2,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6733% | 2,038 |
| Percentage Net Loans Charged-off:Construction & development | 1.3406% | 1,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5280% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5287% | 498 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4258% | 1,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9268% | 746 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3415% | 2,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7379% | 2,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8467% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7296% | 2,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5263% | 2,074 |
| Percentage Net Loans Charged-off:Construction & development | 1.1372% | 1,730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7783% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8117% | 335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2251% | 2,376 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5813% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 3,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6183% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7019% | 2,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7019% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5773% | 1,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.8540% | 1,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5615% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7218% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2773% | 1,645 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0669% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1541% | 1,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3906% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1791% | 3,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2927% | 3,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2692% | 2,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.4456% | 2,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2262% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2123% | 2,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2406% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3093% | 3,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5977% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3163% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3613% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.5686% | 1,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6745% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2283% | 1,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2576% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0511% | 7,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7174% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 3,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1486% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.4680% | 1,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0583% | 1,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 2,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 2,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0974% | 7,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0069% | 1,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 4,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2595% | 7,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4684% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1679% | 2,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 2,480 |
| Percentage Net Loans Charged-off:Construction & development | -0.0306% | 7,670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2470% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0687% | 2,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1198% | 674 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 2,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0955% | 3,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7960% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1908% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0760% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | -0.0623% | 7,683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3182% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 1,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0543% | 2,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2370% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 3,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.1812% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0377% | 8,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 1,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 1,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0834% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0182% | 4,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1294% | 8,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1743% | 8,353 |
| Percentage Net Loans Charged-off:Construction & development | -0.8677% | 7,735 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0737% | 8,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2184% | 3,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1559% | 2,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1339% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.2280% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5139% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1999% | 2,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4157% | 3,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0436% | 3,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 7,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2918% | 1,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3017% | 3,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0597% | 3,211 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 7,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 7,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4683% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3404% | 2,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 3,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4758% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 4,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0135% | 617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1061% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1160% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2045% | 7,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0644% | 5,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 3,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0882% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0178% | 461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1496% | 932 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2742% | 7,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2664% | 4,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 3,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1017% | 1,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1657% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1799% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4156% | 7,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1790% | 4,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0469% | 7,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8331% | 8,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3841% | 2,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1625% | 8,737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 8,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0036% | 738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0266% | 8,315 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 5,978 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0276% | 8,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2533% | 8,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3563% | 4,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 6,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 8,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0358% | 8,380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 5,964 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0372% | 8,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3484% | 4,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0173% | 7,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0308% | 8,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0081% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0525% | 8,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0570% | 8,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1402% | 4,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0830% | 8,284 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0692% | 8,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0173% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1166% | 8,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1266% | 8,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3520% | 8,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4691% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1130% | 1,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1581% | 924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1349% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4713% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1059% | 1,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0128% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4641% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2165% | 2,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0754% | 1,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2248% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 1,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0707% | 1,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5287% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4114% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2487% | 2,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1039% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3507% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0835% | 1,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0906% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3334% | 2,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7756% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2811% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1132% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7271% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0848% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1875% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1178% | 4,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 2,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0216% | 798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0812% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 2,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 2,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9618% | 2,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2907% | 2,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1384% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9861% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4948% | 4,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0815% | 5,239 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1753% | 10,131 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 8,441 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2593% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 4,212 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4186% | 2,194 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 9,005 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0190% | 12,407 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |