Home > Liberty Bank and Trust Company > Income and Expense

Liberty Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$47,166,000975
Total interest expense$6,828,0001,670
Net interest income$40,338,000806
Provision for loan and lease losses$1,988,000561
Total noninterest income$10,677,000702
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,674,000660
Trading account gains and fees$0123
Additional Noninterest Income$9,003,000579
Total noninterest expense$33,853,000800
Salaries and employee benefits$16,504,000895
Premises and equipment expense$7,633,000383
Additional noninterest expense$9,003,000579
Pre-tax net operating income$15,174,000850
Securities gains (losses)$0988
Applicable income taxes$2,450,000849
Income before extraordinary items$12,724,000829
Extraordinary gains, net$054
Net income$12,724,000840
Minority interest net income$088
Net income of bank and minority interests.$12,724,000832
Net charge-offs$1,426,000439
Cash dividends$6,016,000695
Sale, conversion, retirement of capital stock, net$0540
Net operating income$12,724,000841
2023-09-30 (YTD Data)Rank
Total interest income$34,512,000973
Total interest expense$4,463,0001,714
Net interest income$30,049,000817
Provision for loan and lease losses$970,000669
Total noninterest income$5,816,000892
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,284,000646
Trading account gains and fees$0125
Additional Noninterest Income$4,532,000792
Total noninterest expense$22,277,000897
Salaries and employee benefits$11,418,000953
Premises and equipment expense$4,930,000441
Additional noninterest expense$4,532,000792
Pre-tax net operating income$12,618,000807
Securities gains (losses)$0849
Applicable income taxes$1,450,0001,032
Income before extraordinary items$11,168,000763
Extraordinary gains, net$052
Net income$11,168,000767
Minority interest net income$081
Net income of bank and minority interests.$11,168,000763
Net charge-offs$981,000409
Cash dividends$754,0001,923
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,168,000775
2023-06-30 (YTD Data)Rank
Total interest income$22,801,000958
Total interest expense$2,372,0001,817
Net interest income$20,429,000805
Provision for loan and lease losses$670,000647
Total noninterest income$3,661,000888
Gross Fiduciary activities income$0931
Service charges on deposit accounts$873,000624
Trading account gains and fees$0112
Additional Noninterest Income$2,788,000785
Total noninterest expense$14,841,000879
Salaries and employee benefits$7,578,000954
Premises and equipment expense$3,353,000421
Additional noninterest expense$2,788,000785
Pre-tax net operating income$8,579,000796
Securities gains (losses)$0938
Applicable income taxes$1,100,000958
Income before extraordinary items$7,479,000757
Extraordinary gains, net$051
Net income$7,479,000769
Minority interest net income$081
Net income of bank and minority interests.$7,479,000757
Net charge-offs$590,000397
Cash dividends$500,0001,943
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,479,000762
2023-03-31 (YTD Data)Rank
Total interest income$11,104,000974
Total interest expense$900,0001,959
Net interest income$10,204,000809
Provision for loan and lease losses$300,000662
Total noninterest income$1,703,000934
Gross Fiduciary activities income$0913
Service charges on deposit accounts$428,000639
Trading account gains and fees$097
Additional Noninterest Income$1,275,000817
Total noninterest expense$7,233,000914
Salaries and employee benefits$3,835,000968
Premises and equipment expense$1,614,000450
Additional noninterest expense$1,275,000817
Pre-tax net operating income$4,374,000825
Securities gains (losses)$0950
Applicable income taxes$600,000926
Income before extraordinary items$3,774,000774
Extraordinary gains, net$04
Net income$3,774,000773
Minority interest net income$048
Net income of bank and minority interests.$3,774,000773
Net charge-offs$351,000339
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,774,000787
2022-12-31 (YTD Data)Rank
Total interest income$36,247,000976
Total interest expense$3,178,0001,121
Net interest income$33,069,000940
Provision for loan and lease losses$250,0001,629
Total noninterest income$8,192,000870
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,762,000642
Trading account gains and fees$0116
Additional Noninterest Income$6,430,000754
Total noninterest expense$31,045,000852
Salaries and employee benefits$15,109,000946
Premises and equipment expense$7,014,000413
Additional noninterest expense$6,430,000754
Pre-tax net operating income$9,966,0001,282
Securities gains (losses)$-45,0003,735
Applicable income taxes$2,086,0001,052
Income before extraordinary items$7,835,0001,326
Extraordinary gains, net$05
Net income$7,835,0001,326
Minority interest net income$063
Net income of bank and minority interests.$7,835,0001,326
Net charge-offs$416,000660
Cash dividends$4,281,000883
Sale, conversion, retirement of capital stock, net$25,000,00040
Net operating income$7,870,5501,341
2022-09-30 (YTD Data)Rank
Total interest income$25,428,000982
Total interest expense$2,403,000859
Net interest income$23,025,000991
Provision for loan and lease losses$250,0001,333
Total noninterest income$5,280,000977
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,393,000612
Trading account gains and fees$0111
Additional Noninterest Income$3,887,000903
Total noninterest expense$20,736,000916
Salaries and employee benefits$10,594,0001,013
Premises and equipment expense$4,234,000488
Additional noninterest expense$3,887,000903
Pre-tax net operating income$7,319,0001,289
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$7,319,0001,117
Extraordinary gains, net$04
Net income$7,319,0001,116
Minority interest net income$057
Net income of bank and minority interests.$7,319,0001,117
Net charge-offs$277,000597
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$25,000,00034
Net operating income$7,319,0001,140
2022-06-30 (YTD Data)Rank
Total interest income$16,126,000995
Total interest expense$1,600,000724
Net interest income$14,526,0001,012
Provision for loan and lease losses$250,0001,023
Total noninterest income$3,390,000981
Gross Fiduciary activities income$0925
Service charges on deposit accounts$902,000628
Trading account gains and fees$0108
Additional Noninterest Income$2,488,000942
Total noninterest expense$13,041,000950
Salaries and employee benefits$6,937,0001,016
Premises and equipment expense$2,558,000526
Additional noninterest expense$3,546,0001,024
Pre-tax net operating income$4,625,0001,266
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,625,0001,103
Extraordinary gains, net$04
Net income$4,625,0001,102
Minority interest net income$060
Net income of bank and minority interests.$4,625,0001,103
Net charge-offs$204,000529
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$25,000,00026
Net operating income$4,625,0001,130
2022-03-31 (YTD Data)Rank
Total interest income$7,773,000995
Total interest expense$806,000683
Net interest income$6,967,0001,022
Provision for loan and lease losses$02,285
Total noninterest income$1,696,000984
Gross Fiduciary activities income$0892
Service charges on deposit accounts$509,000553
Trading account gains and fees$0103
Additional Noninterest Income$1,187,000970
Total noninterest expense$6,438,000958
Salaries and employee benefits$3,425,0001,040
Premises and equipment expense$1,253,000542
Additional noninterest expense$1,760,0001,023
Pre-tax net operating income$2,225,0001,259
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,225,0001,108
Extraordinary gains, net$04
Net income$2,225,0001,107
Minority interest net income$050
Net income of bank and minority interests.$2,225,0001,108
Net charge-offs$226,000345
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,225,0001,122
2021-12-31 (YTD Data)Rank
Total interest income$29,555,0001,065
Total interest expense$3,237,000844
Net interest income$26,318,0001,082
Provision for loan and lease losses$1,826,000325
Total noninterest income$8,626,000927
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,760,000596
Trading account gains and fees$0132
Additional Noninterest Income$6,866,000862
Total noninterest expense$25,954,000957
Salaries and employee benefits$12,825,0001,071
Premises and equipment expense$6,208,000445
Additional noninterest expense$6,921,0001,036
Pre-tax net operating income$7,164,0001,612
Securities gains (losses)$-97,0004,650
Applicable income taxes$1,558,0001,285
Income before extraordinary items$5,509,0001,756
Extraordinary gains, net$010
Net income$5,509,0001,755
Minority interest net income$074
Net income of bank and minority interests.$5,509,0001,757
Net charge-offs$437,000688
Cash dividends$2,506,0001,324
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,585,6301,707
2021-09-30 (YTD Data)Rank
Total interest income$21,575,0001,119
Total interest expense$2,460,000880
Net interest income$19,115,0001,134
Provision for loan and lease losses$02,963
Total noninterest income$3,059,0001,535
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,247,000618
Trading account gains and fees$0132
Additional Noninterest Income$1,812,0001,776
Total noninterest expense$17,155,0001,054
Salaries and employee benefits$9,045,0001,130
Premises and equipment expense$3,555,000563
Additional noninterest expense$4,555,0001,138
Pre-tax net operating income$5,019,0001,757
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$5,019,0001,601
Extraordinary gains, net$08
Net income$5,019,0001,601
Minority interest net income$069
Net income of bank and minority interests.$5,019,0001,601
Net charge-offs$76,0001,182
Cash dividends$2,506,000979
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,019,0001,574
2021-06-30 (YTD Data)Rank
Total interest income$14,235,0001,120
Total interest expense$1,553,000959
Net interest income$12,682,0001,126
Provision for loan and lease losses$02,862
Total noninterest income$1,889,0001,579
Gross Fiduciary activities income$0951
Service charges on deposit accounts$814,000607
Trading account gains and fees$0133
Additional Noninterest Income$1,075,0001,844
Total noninterest expense$11,409,0001,050
Salaries and employee benefits$6,019,0001,117
Premises and equipment expense$2,313,000578
Additional noninterest expense$3,077,0001,105
Pre-tax net operating income$3,162,0001,811
Securities gains (losses)$-17,0004,693
Applicable income taxes$03,702
Income before extraordinary items$3,145,0001,658
Extraordinary gains, net$06
Net income$3,145,0001,658
Minority interest net income$067
Net income of bank and minority interests.$3,145,0001,658
Net charge-offs$20,0001,503
Cash dividends$2,506,000707
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,162,0001,616
2021-03-31 (YTD Data)Rank
Total interest income$6,943,0001,143
Total interest expense$769,0001,031
Net interest income$6,174,0001,145
Provision for loan and lease losses$02,741
Total noninterest income$901,0001,633
Gross Fiduciary activities income$0922
Service charges on deposit accounts$400,000607
Trading account gains and fees$0127
Additional Noninterest Income$501,0001,918
Total noninterest expense$5,606,0001,052
Salaries and employee benefits$3,016,0001,113
Premises and equipment expense$1,141,000596
Additional noninterest expense$1,449,0001,134
Pre-tax net operating income$1,469,0001,903
Securities gains (losses)$2,0001,277
Applicable income taxes$03,613
Income before extraordinary items$1,471,0001,741
Extraordinary gains, net$03
Net income$1,471,0001,741
Minority interest net income$055
Net income of bank and minority interests.$1,471,0001,741
Net charge-offs$161,000488
Cash dividends$2,506,000393
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,469,0001,708
2020-12-31 (YTD Data)Rank
Total interest income$28,602,0001,111
Total interest expense$3,968,0001,171
Net interest income$24,634,0001,087
Provision for loan and lease losses$1,400,0001,300
Total noninterest income$4,994,0001,262
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,663,000607
Trading account gains and fees$0133
Additional Noninterest Income$3,331,0001,359
Total noninterest expense$23,780,000987
Salaries and employee benefits$11,601,0001,102
Premises and equipment expense$6,079,000446
Additional noninterest expense$6,100,0001,078
Pre-tax net operating income$4,448,0001,930
Securities gains (losses)$318,000799
Applicable income taxes$03,697
Income before extraordinary items$4,766,0001,692
Extraordinary gains, net$04
Net income$4,766,0001,692
Minority interest net income$072
Net income of bank and minority interests.$4,766,0001,692
Net charge-offs$1,047,000632
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$12,887,00047
Net operating income$4,448,0001,744
2020-09-30 (YTD Data)Rank
Total interest income$21,369,0001,112
Total interest expense$3,001,0001,240
Net interest income$18,368,0001,079
Provision for loan and lease losses$1,200,0001,222
Total noninterest income$2,725,0001,508
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,254,000599
Trading account gains and fees$0125
Additional Noninterest Income$1,471,0001,761
Total noninterest expense$16,657,0001,021
Salaries and employee benefits$8,270,0001,145
Premises and equipment expense$4,291,000463
Additional noninterest expense$4,096,0001,161
Pre-tax net operating income$3,236,0001,947
Securities gains (losses)$302,000706
Applicable income taxes$03,696
Income before extraordinary items$3,538,0001,694
Extraordinary gains, net$04
Net income$3,538,0001,694
Minority interest net income$065
Net income of bank and minority interests.$3,538,0001,694
Net charge-offs$808,000567
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$2,000,000117
Net operating income$3,236,0001,742
2020-06-30 (YTD Data)Rank
Total interest income$13,340,0001,181
Total interest expense$1,995,0001,319
Net interest income$11,345,0001,145
Provision for loan and lease losses$500,0001,591
Total noninterest income$1,642,0001,527
Gross Fiduciary activities income$0970
Service charges on deposit accounts$697,000719
Trading account gains and fees$0123
Additional Noninterest Income$945,0001,725
Total noninterest expense$10,695,0001,039
Salaries and employee benefits$5,456,0001,135
Premises and equipment expense$2,647,000496
Additional noninterest expense$2,592,0001,209
Pre-tax net operating income$1,792,0002,157
Securities gains (losses)$302,000541
Applicable income taxes$03,655
Income before extraordinary items$2,094,0001,777
Extraordinary gains, net$04
Net income$2,094,0001,778
Minority interest net income$065
Net income of bank and minority interests.$2,094,0001,778
Net charge-offs$561,000553
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,792,0001,948
2020-03-31 (YTD Data)Rank
Total interest income$6,905,0001,151
Total interest expense$1,085,0001,345
Net interest income$5,820,0001,103
Provision for loan and lease losses$03,711
Total noninterest income$898,0001,380
Gross Fiduciary activities income$0941
Service charges on deposit accounts$410,000731
Trading account gains and fees$0106
Additional Noninterest Income$488,0001,544
Total noninterest expense$5,442,0001,038
Salaries and employee benefits$2,732,0001,152
Premises and equipment expense$1,358,000493
Additional noninterest expense$1,352,0001,181
Pre-tax net operating income$1,276,0001,510
Securities gains (losses)$302,000282
Applicable income taxes$03,513
Income before extraordinary items$1,578,0001,144
Extraordinary gains, net$04
Net income$1,578,0001,143
Minority interest net income$056
Net income of bank and minority interests.$1,578,0001,144
Net charge-offs$296,000498
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,276,0001,332
2019-12-31 (YTD Data)Rank
Total interest income$27,614,0001,160
Total interest expense$4,092,0001,456
Net interest income$23,522,0001,099
Provision for loan and lease losses$500,0001,469
Total noninterest income$5,683,0001,041
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,882,000666
Trading account gains and fees$0135
Additional Noninterest Income$3,801,0001,003
Total noninterest expense$22,975,000971
Salaries and employee benefits$11,115,0001,111
Premises and equipment expense$5,432,000488
Additional noninterest expense$6,428,0001,037
Pre-tax net operating income$5,730,0001,590
Securities gains (losses)$-20,0004,904
Applicable income taxes$03,859
Income before extraordinary items$5,710,0001,436
Extraordinary gains, net$011
Net income$5,710,0001,438
Minority interest net income$076
Net income of bank and minority interests.$5,710,0001,438
Net charge-offs$1,021,000654
Cash dividends$2,399,0001,419
Sale, conversion, retirement of capital stock, net$950,000222
Net operating income$5,730,0001,403
2019-09-30 (YTD Data)Rank
Total interest income$20,496,0001,174
Total interest expense$2,921,0001,513
Net interest income$17,575,0001,108
Provision for loan and lease losses$03,836
Total noninterest income$2,952,0001,313
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,336,000699
Trading account gains and fees$0129
Additional Noninterest Income$1,616,0001,468
Total noninterest expense$16,495,0001,005
Salaries and employee benefits$8,413,0001,107
Premises and equipment expense$3,996,000496
Additional noninterest expense$4,086,0001,164
Pre-tax net operating income$4,032,0001,716
Securities gains (losses)$-21,0005,000
Applicable income taxes$03,902
Income before extraordinary items$4,011,0001,548
Extraordinary gains, net$011
Net income$4,011,0001,550
Minority interest net income$072
Net income of bank and minority interests.$4,011,0001,550
Net charge-offs$595,000682
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,032,0001,506
2019-06-30 (YTD Data)Rank
Total interest income$13,449,0001,185
Total interest expense$1,995,0001,464
Net interest income$11,454,0001,123
Provision for loan and lease losses$03,685
Total noninterest income$1,989,0001,282
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$872,000707
Trading account gains and fees$0131
Additional Noninterest Income$1,117,0001,393
Total noninterest expense$10,909,0001,008
Salaries and employee benefits$5,566,0001,108
Premises and equipment expense$2,638,000503
Additional noninterest expense$2,705,0001,177
Pre-tax net operating income$2,534,0001,775
Securities gains (losses)$-25,0005,078
Applicable income taxes$03,901
Income before extraordinary items$2,509,0001,599
Extraordinary gains, net$011
Net income$2,509,0001,600
Minority interest net income$069
Net income of bank and minority interests.$2,509,0001,600
Net charge-offs$232,000906
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,534,0001,552
2019-03-31 (YTD Data)Rank
Total interest income$6,579,0001,195
Total interest expense$992,0001,442
Net interest income$5,587,0001,150
Provision for loan and lease losses$03,406
Total noninterest income$1,014,0001,221
Gross Fiduciary activities income$0972
Service charges on deposit accounts$428,000707
Trading account gains and fees$0126
Additional Noninterest Income$586,0001,299
Total noninterest expense$5,370,0001,021
Salaries and employee benefits$2,780,0001,109
Premises and equipment expense$1,300,000513
Additional noninterest expense$1,290,0001,211
Pre-tax net operating income$1,231,0001,773
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,231,0001,588
Extraordinary gains, net$05
Net income$1,231,0001,587
Minority interest net income$052
Net income of bank and minority interests.$1,231,0001,587
Net charge-offs$82,000973
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,231,0001,567
2018-12-31 (YTD Data)Rank
Total interest income$27,196,0001,095
Total interest expense$3,561,0001,248
Net interest income$23,635,0001,081
Provision for loan and lease losses$460,0001,526
Total noninterest income$5,543,0001,025
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,927,000656
Trading account gains and fees$0126
Additional Noninterest Income$3,616,0001,001
Total noninterest expense$23,172,000945
Salaries and employee benefits$11,521,0001,045
Premises and equipment expense$5,545,000482
Additional noninterest expense$6,106,0001,071
Pre-tax net operating income$5,546,0001,641
Securities gains (losses)$01,125
Applicable income taxes$500,0001,979
Income before extraordinary items$5,046,0001,569
Extraordinary gains, net$06
Net income$5,046,0001,567
Minority interest net income$072
Net income of bank and minority interests.$5,046,0001,568
Net charge-offs$1,471,000439
Cash dividends$3,946,000892
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,046,0001,562
2018-09-30 (YTD Data)Rank
Total interest income$20,160,0001,097
Total interest expense$2,583,0001,219
Net interest income$17,577,0001,085
Provision for loan and lease losses$200,0001,970
Total noninterest income$3,544,0001,135
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,457,000646
Trading account gains and fees$0138
Additional Noninterest Income$2,087,0001,216
Total noninterest expense$16,901,000965
Salaries and employee benefits$8,575,0001,055
Premises and equipment expense$4,024,000497
Additional noninterest expense$4,302,0001,112
Pre-tax net operating income$4,020,0001,687
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$4,020,0001,502
Extraordinary gains, net$05
Net income$4,020,0001,501
Minority interest net income$066
Net income of bank and minority interests.$4,020,0001,501
Net charge-offs$952,000457
Cash dividends$1,440,0001,348
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,020,0001,488
2018-06-30 (YTD Data)Rank
Total interest income$13,219,0001,100
Total interest expense$1,689,0001,178
Net interest income$11,530,0001,097
Provision for loan and lease losses$100,0002,173
Total noninterest income$2,052,0001,257
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$956,000655
Trading account gains and fees$0130
Additional Noninterest Income$1,096,0001,436
Total noninterest expense$10,897,000989
Salaries and employee benefits$5,503,0001,090
Premises and equipment expense$2,466,000528
Additional noninterest expense$2,928,0001,096
Pre-tax net operating income$2,585,0001,718
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,585,0001,534
Extraordinary gains, net$06
Net income$2,585,0001,533
Minority interest net income$065
Net income of bank and minority interests.$2,585,0001,533
Net charge-offs$638,000447
Cash dividends$1,440,000997
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,585,0001,516
2018-03-31 (YTD Data)Rank
Total interest income$6,602,0001,095
Total interest expense$846,0001,113
Net interest income$5,756,0001,099
Provision for loan and lease losses$100,0001,437
Total noninterest income$1,030,0001,250
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$473,000663
Trading account gains and fees$0123
Additional Noninterest Income$557,0001,404
Total noninterest expense$5,412,0001,002
Salaries and employee benefits$2,772,0001,087
Premises and equipment expense$1,265,000521
Additional noninterest expense$1,375,0001,148
Pre-tax net operating income$1,274,0001,702
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,274,0001,507
Extraordinary gains, net$07
Net income$1,274,0001,507
Minority interest net income$052
Net income of bank and minority interests.$1,274,0001,507
Net charge-offs$127,000744
Cash dividends$1,440,000556
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,274,0001,496
2017-12-31 (YTD Data)Rank
Total interest income$26,176,0001,076
Total interest expense$3,665,000900
Net interest income$22,511,0001,101
Provision for loan and lease losses$04,227
Total noninterest income$5,693,0001,027
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,048,000619
Trading account gains and fees$0151
Additional Noninterest Income$3,645,0001,012
Total noninterest expense$23,844,000903
Salaries and employee benefits$11,624,0001,022
Premises and equipment expense$5,183,000495
Additional noninterest expense$7,037,000935
Pre-tax net operating income$4,360,0001,915
Securities gains (losses)$-668,0005,604
Applicable income taxes$1,360,0001,612
Income before extraordinary items$2,332,0002,434
Extraordinary gains, net$09
Net income$2,332,0002,434
Minority interest net income$076
Net income of bank and minority interests.$2,332,0002,434
Net charge-offs$1,033,000681
Cash dividends$960,0002,264
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,759,5202,167
2017-09-30 (YTD Data)Rank
Total interest income$19,827,0001,065
Total interest expense$2,766,000876
Net interest income$17,061,0001,095
Provision for loan and lease losses$04,088
Total noninterest income$3,495,0001,199
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,530,000627
Trading account gains and fees$0145
Additional Noninterest Income$1,965,0001,296
Total noninterest expense$17,723,000910
Salaries and employee benefits$8,615,0001,039
Premises and equipment expense$3,829,000498
Additional noninterest expense$5,279,000932
Pre-tax net operating income$2,833,0002,162
Securities gains (losses)$-560,0005,706
Applicable income taxes$04,172
Income before extraordinary items$2,273,0002,182
Extraordinary gains, net$09
Net income$2,273,0002,183
Minority interest net income$071
Net income of bank and minority interests.$2,273,0002,183
Net charge-offs$811,000567
Cash dividends$1,199,0001,533
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,833,0001,782
2017-06-30 (YTD Data)Rank
Total interest income$12,786,0001,088
Total interest expense$1,845,000854
Net interest income$10,941,0001,120
Provision for loan and lease losses$03,871
Total noninterest income$2,475,0001,142
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,004,000622
Trading account gains and fees$0139
Additional Noninterest Income$1,471,0001,209
Total noninterest expense$11,655,000927
Salaries and employee benefits$5,773,0001,040
Premises and equipment expense$2,534,000503
Additional noninterest expense$3,348,000971
Pre-tax net operating income$1,761,0002,218
Securities gains (losses)$-212,0005,735
Applicable income taxes$04,189
Income before extraordinary items$1,549,0002,105
Extraordinary gains, net$011
Net income$1,549,0002,106
Minority interest net income$071
Net income of bank and minority interests.$1,549,0002,106
Net charge-offs$528,000537
Cash dividends$1,199,0001,160
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,761,0001,861
2017-03-31 (YTD Data)Rank
Total interest income$6,383,0001,085
Total interest expense$909,000839
Net interest income$5,474,0001,109
Provision for loan and lease losses$03,537
Total noninterest income$877,0001,421
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$498,000630
Trading account gains and fees$0142
Additional Noninterest Income$379,0001,816
Total noninterest expense$5,678,000953
Salaries and employee benefits$2,939,0001,033
Premises and equipment expense$1,211,000533
Additional noninterest expense$1,528,0001,047
Pre-tax net operating income$673,0002,597
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$673,0002,259
Extraordinary gains, net$08
Net income$673,0002,259
Minority interest net income$055
Net income of bank and minority interests.$673,0002,260
Net charge-offs$468,000353
Cash dividends$958,000771
Sale, conversion, retirement of capital stock, net$0632
Net operating income$673,0002,229
2016-12-31 (YTD Data)Rank
Total interest income$25,398,0001,059
Total interest expense$3,549,000828
Net interest income$21,849,0001,081
Provision for loan and lease losses$500,0001,458
Total noninterest income$4,560,0001,233
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,946,000668
Trading account gains and fees$0170
Additional Noninterest Income$2,614,0001,329
Total noninterest expense$23,743,000900
Salaries and employee benefits$11,274,0001,041
Premises and equipment expense$4,327,000577
Additional noninterest expense$8,142,000815
Pre-tax net operating income$2,166,0002,928
Securities gains (losses)$1,137,000203
Applicable income taxes$04,278
Income before extraordinary items$3,303,0001,935
Extraordinary gains, net$05
Net income$3,303,0001,934
Minority interest net income$082
Net income of bank and minority interests.$3,303,0001,934
Net charge-offs$1,060,000635
Cash dividends$668,0002,652
Sale, conversion, retirement of capital stock, net$-1,000,0005,871
Net operating income$2,166,0002,599
2016-09-30 (YTD Data)Rank
Total interest income$19,095,0001,058
Total interest expense$2,620,000835
Net interest income$16,475,0001,079
Provision for loan and lease losses$500,0001,135
Total noninterest income$2,746,0001,422
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,430,000680
Trading account gains and fees$0169
Additional Noninterest Income$1,316,0001,722
Total noninterest expense$16,724,000949
Salaries and employee benefits$8,439,0001,043
Premises and equipment expense$3,098,000597
Additional noninterest expense$5,187,000947
Pre-tax net operating income$1,997,0002,624
Securities gains (losses)$1,017,000199
Applicable income taxes$04,325
Income before extraordinary items$3,014,0001,687
Extraordinary gains, net$05
Net income$3,014,0001,687
Minority interest net income$071
Net income of bank and minority interests.$3,014,0001,687
Net charge-offs$837,000553
Cash dividends$499,0002,420
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,997,0002,284
2016-06-30 (YTD Data)Rank
Total interest income$12,870,0001,048
Total interest expense$1,703,000855
Net interest income$11,167,0001,070
Provision for loan and lease losses$500,000847
Total noninterest income$1,925,0001,357
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$913,000693
Trading account gains and fees$0157
Additional Noninterest Income$1,012,0001,537
Total noninterest expense$11,023,000963
Salaries and employee benefits$5,580,0001,048
Premises and equipment expense$2,016,000616
Additional noninterest expense$3,427,000961
Pre-tax net operating income$1,569,0002,327
Securities gains (losses)$396,000341
Applicable income taxes$04,338
Income before extraordinary items$1,965,0001,691
Extraordinary gains, net$016
Net income$1,965,0001,692
Minority interest net income$071
Net income of bank and minority interests.$1,965,0001,692
Net charge-offs$465,000632
Cash dividends$289,0002,575
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,569,0001,974
2016-03-31 (YTD Data)Rank
Total interest income$6,351,0001,060
Total interest expense$830,000875
Net interest income$5,521,0001,076
Provision for loan and lease losses$375,000570
Total noninterest income$1,272,0001,088
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$442,000711
Trading account gains and fees$0142
Additional Noninterest Income$830,0001,064
Total noninterest expense$5,485,000959
Salaries and employee benefits$2,797,0001,056
Premises and equipment expense$980,000639
Additional noninterest expense$1,708,000959
Pre-tax net operating income$933,0002,022
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$933,0001,728
Extraordinary gains, net$012
Net income$933,0001,729
Minority interest net income$062
Net income of bank and minority interests.$933,0001,729
Net charge-offs$169,000745
Cash dividends$190,0001,993
Sale, conversion, retirement of capital stock, net$0659
Net operating income$933,0001,684
2015-12-31 (YTD Data)Rank
Total interest income$26,068,000999
Total interest expense$3,151,000890
Net interest income$22,917,0001,010
Provision for loan and lease losses$1,430,000596
Total noninterest income$5,219,0001,096
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,561,000827
Trading account gains and fees$0159
Additional Noninterest Income$3,658,0001,017
Total noninterest expense$23,593,000874
Salaries and employee benefits$10,679,0001,061
Premises and equipment expense$4,052,000613
Additional noninterest expense$8,862,000744
Pre-tax net operating income$3,113,0002,263
Securities gains (losses)$123,0001,040
Applicable income taxes$499,0002,222
Income before extraordinary items$2,737,0002,185
Extraordinary gains, net$023
Net income$2,737,0002,185
Minority interest net income$081
Net income of bank and minority interests.$2,737,0002,186
Net charge-offs$1,675,000444
Cash dividends$1,508,0001,632
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,632,4502,210
2015-09-30 (YTD Data)Rank
Total interest income$19,682,0001,000
Total interest expense$2,345,000902
Net interest income$17,337,0001,004
Provision for loan and lease losses$1,125,000534
Total noninterest income$2,906,0001,342
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,038,000927
Trading account gains and fees$0153
Additional Noninterest Income$1,868,0001,327
Total noninterest expense$16,141,000964
Salaries and employee benefits$8,002,0001,067
Premises and equipment expense$2,972,000641
Additional noninterest expense$5,167,000951
Pre-tax net operating income$2,977,0001,913
Securities gains (losses)$113,000961
Applicable income taxes$04,489
Income before extraordinary items$3,090,0001,580
Extraordinary gains, net$021
Net income$3,090,0001,580
Minority interest net income$078
Net income of bank and minority interests.$3,090,0001,581
Net charge-offs$1,517,000341
Cash dividends$464,0002,408
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,977,0001,597
2015-06-30 (YTD Data)Rank
Total interest income$13,143,0001,000
Total interest expense$1,541,000925
Net interest income$11,602,000998
Provision for loan and lease losses$750,000537
Total noninterest income$1,715,0001,463
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$671,000943
Trading account gains and fees$0157
Additional Noninterest Income$1,044,0001,507
Total noninterest expense$10,591,000985
Salaries and employee benefits$5,267,0001,076
Premises and equipment expense$1,921,000664
Additional noninterest expense$3,403,000962
Pre-tax net operating income$1,976,0001,914
Securities gains (losses)$206,000524
Applicable income taxes$04,497
Income before extraordinary items$2,182,0001,516
Extraordinary gains, net$022
Net income$2,182,0001,518
Minority interest net income$075
Net income of bank and minority interests.$2,182,0001,518
Net charge-offs$1,232,000305
Cash dividends$280,0002,495
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,976,0001,582
2015-03-31 (YTD Data)Rank
Total interest income$6,297,0001,030
Total interest expense$733,000985
Net interest income$5,564,0001,036
Provision for loan and lease losses$375,000519
Total noninterest income$943,0001,350
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$317,000963
Trading account gains and fees$0152
Additional Noninterest Income$626,0001,292
Total noninterest expense$4,999,0001,040
Salaries and employee benefits$2,522,0001,126
Premises and equipment expense$896,000710
Additional noninterest expense$1,581,0001,026
Pre-tax net operating income$1,133,0001,662
Securities gains (losses)$205,000354
Applicable income taxes$04,400
Income before extraordinary items$1,338,0001,257
Extraordinary gains, net$013
Net income$1,338,0001,257
Minority interest net income$064
Net income of bank and minority interests.$1,338,0001,258
Net charge-offs$757,000244
Cash dividends$185,0001,921
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,133,0001,392
2014-12-31 (YTD Data)Rank
Total interest income$25,248,0001,011
Total interest expense$2,881,0001,036
Net interest income$22,367,0001,003
Provision for loan and lease losses$625,0001,230
Total noninterest income$4,214,0001,238
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,356,000975
Trading account gains and fees$0180
Additional Noninterest Income$2,858,0001,122
Total noninterest expense$21,030,000963
Salaries and employee benefits$10,173,0001,079
Premises and equipment expense$3,430,000722
Additional noninterest expense$7,427,000882
Pre-tax net operating income$4,926,0001,543
Securities gains (losses)$1,589,000131
Applicable income taxes$700,0001,899
Income before extraordinary items$5,815,0001,136
Extraordinary gains, net$017
Net income$5,815,0001,133
Minority interest net income$084
Net income of bank and minority interests.$5,815,0001,135
Net charge-offs$1,925,000531
Cash dividends$1,579,0001,519
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,400,7901,437
2014-09-30 (YTD Data)Rank
Total interest income$18,978,0001,016
Total interest expense$2,159,0001,045
Net interest income$16,819,0001,007
Provision for loan and lease losses$250,0001,804
Total noninterest income$2,522,0001,447
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,050,000951
Trading account gains and fees$0174
Additional Noninterest Income$1,472,0001,479
Total noninterest expense$15,153,0001,005
Salaries and employee benefits$7,431,0001,104
Premises and equipment expense$2,533,000732
Additional noninterest expense$5,189,000933
Pre-tax net operating income$3,938,0001,476
Securities gains (losses)$475,000325
Applicable income taxes$200,0002,811
Income before extraordinary items$4,213,0001,177
Extraordinary gains, net$015
Net income$4,213,0001,175
Minority interest net income$081
Net income of bank and minority interests.$4,213,0001,176
Net charge-offs$1,626,000460
Cash dividends$519,0002,169
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,761,7501,270
2014-06-30 (YTD Data)Rank
Total interest income$12,443,0001,025
Total interest expense$1,438,0001,052
Net interest income$11,005,0001,019
Provision for loan and lease losses$250,0001,440
Total noninterest income$1,824,0001,356
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$687,000955
Trading account gains and fees$0172
Additional Noninterest Income$1,137,0001,333
Total noninterest expense$10,030,0001,013
Salaries and employee benefits$4,953,0001,105
Premises and equipment expense$1,663,000754
Additional noninterest expense$3,414,000946
Pre-tax net operating income$2,549,0001,474
Securities gains (losses)$91,000844
Applicable income taxes$04,568
Income before extraordinary items$2,640,0001,196
Extraordinary gains, net$020
Net income$2,640,0001,195
Minority interest net income$080
Net income of bank and minority interests.$2,640,0001,197
Net charge-offs$1,363,000396
Cash dividends$280,0002,430
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,549,0001,216
2014-03-31 (YTD Data)Rank
Total interest income$6,207,0001,030
Total interest expense$725,0001,045
Net interest income$5,482,0001,020
Provision for loan and lease losses$250,000826
Total noninterest income$1,171,0001,107
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$346,000935
Trading account gains and fees$0147
Additional Noninterest Income$825,000983
Total noninterest expense$4,981,0001,031
Salaries and employee benefits$2,475,0001,121
Premises and equipment expense$663,000956
Additional noninterest expense$1,843,000863
Pre-tax net operating income$1,422,0001,311
Securities gains (losses)$-17,0006,485
Applicable income taxes$04,445
Income before extraordinary items$1,405,0001,105
Extraordinary gains, net$016
Net income$1,405,0001,106
Minority interest net income$066
Net income of bank and minority interests.$1,405,0001,106
Net charge-offs$291,000728
Cash dividends$185,0001,836
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,422,0001,076
2013-12-31 (YTD Data)Rank
Total interest income$24,630,0001,027
Total interest expense$2,894,0001,167
Net interest income$21,736,0001,010
Provision for loan and lease losses$8,753,000180
Total noninterest income$18,931,000423
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,530,000903
Trading account gains and fees$0184
Additional Noninterest Income$17,401,000324
Total noninterest expense$22,859,000888
Salaries and employee benefits$10,408,0001,039
Premises and equipment expense$3,838,000639
Additional noninterest expense$8,613,000796
Pre-tax net operating income$9,055,000845
Securities gains (losses)$522,000438
Applicable income taxes$3,770,000575
Income before extraordinary items$5,807,0001,070
Extraordinary gains, net$029
Net income$5,807,0001,072
Minority interest net income$090
Net income of bank and minority interests.$5,807,0001,072
Net charge-offs$3,545,000469
Cash dividends$1,510,0001,470
Sale, conversion, retirement of capital stock, net$-496,0006,768
Net operating income$5,472,9201,103
2013-09-30 (YTD Data)Rank
Total interest income$18,104,0001,058
Total interest expense$2,328,0001,120
Net interest income$15,776,0001,048
Provision for loan and lease losses$1,415,000673
Total noninterest income$3,108,0001,321
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,153,000905
Trading account gains and fees$0180
Additional Noninterest Income$1,955,0001,296
Total noninterest expense$14,741,0001,043
Salaries and employee benefits$7,668,0001,060
Premises and equipment expense$2,527,000724
Additional noninterest expense$4,546,0001,118
Pre-tax net operating income$2,728,0001,903
Securities gains (losses)$365,000548
Applicable income taxes$04,713
Income before extraordinary items$3,093,0001,467
Extraordinary gains, net$025
Net income$3,093,0001,469
Minority interest net income$084
Net income of bank and minority interests.$3,093,0001,469
Net charge-offs$653,0001,349
Cash dividends$442,0002,235
Sale, conversion, retirement of capital stock, net$-496,0006,857
Net operating income$2,728,0001,604
2013-06-30 (YTD Data)Rank
Total interest income$11,776,0001,075
Total interest expense$1,563,0001,144
Net interest income$10,213,0001,072
Provision for loan and lease losses$1,040,000661
Total noninterest income$2,170,0001,287
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$711,000943
Trading account gains and fees$0157
Additional Noninterest Income$1,459,0001,225
Total noninterest expense$9,376,0001,088
Salaries and employee benefits$5,051,0001,071
Premises and equipment expense$1,624,000752
Additional noninterest expense$2,701,0001,228
Pre-tax net operating income$1,967,0001,745
Securities gains (losses)$339,000512
Applicable income taxes$04,679
Income before extraordinary items$2,306,0001,314
Extraordinary gains, net$022
Net income$2,306,0001,316
Minority interest net income$082
Net income of bank and minority interests.$2,306,0001,316
Net charge-offs$535,0001,207
Cash dividends$256,0002,352
Sale, conversion, retirement of capital stock, net$-496,0006,916
Net operating income$1,967,0001,475
2013-03-31 (YTD Data)Rank
Total interest income$5,682,0001,131
Total interest expense$761,0001,216
Net interest income$4,921,0001,107
Provision for loan and lease losses$400,000791
Total noninterest income$1,398,0001,071
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$353,000939
Trading account gains and fees$0148
Additional Noninterest Income$1,045,000965
Total noninterest expense$4,594,0001,124
Salaries and employee benefits$2,463,0001,111
Premises and equipment expense$693,000896
Additional noninterest expense$1,438,0001,151
Pre-tax net operating income$1,325,0001,358
Securities gains (losses)$339,000297
Applicable income taxes$04,602
Income before extraordinary items$1,664,000913
Extraordinary gains, net$010
Net income$1,664,000914
Minority interest net income$076
Net income of bank and minority interests.$1,664,000915
Net charge-offs$223,0001,271
Cash dividends$198,0001,657
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,325,0001,073
2012-12-31 (YTD Data)Rank
Total interest income$22,421,0001,193
Total interest expense$3,241,0001,375
Net interest income$19,180,0001,147
Provision for loan and lease losses$1,165,0001,614
Total noninterest income$5,896,0001,020
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,455,000983
Trading account gains and fees$0166
Additional Noninterest Income$4,441,000892
Total noninterest expense$20,077,000996
Salaries and employee benefits$9,066,0001,163
Premises and equipment expense$3,360,000721
Additional noninterest expense$7,651,000909
Pre-tax net operating income$3,834,0001,703
Securities gains (losses)$1,231,000427
Applicable income taxes$1,228,0001,270
Income before extraordinary items$3,837,0001,507
Extraordinary gains, net$029
Net income$3,837,0001,508
Minority interest net income$093
Net income of bank and minority interests.$3,837,0001,508
Net charge-offs$1,824,0001,242
Cash dividends$1,119,0001,819
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,901,4401,815
2012-09-30 (YTD Data)Rank
Total interest income$16,981,0001,203
Total interest expense$2,485,0001,408
Net interest income$14,496,0001,152
Provision for loan and lease losses$865,0001,621
Total noninterest income$2,036,0001,765
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,109,000973
Trading account gains and fees$0157
Additional Noninterest Income$927,0002,086
Total noninterest expense$13,869,0001,079
Salaries and employee benefits$6,673,0001,177
Premises and equipment expense$2,356,000774
Additional noninterest expense$4,840,0001,067
Pre-tax net operating income$1,798,0002,550
Securities gains (losses)$1,126,000357
Applicable income taxes$300,0002,469
Income before extraordinary items$2,624,0001,671
Extraordinary gains, net$020
Net income$2,624,0001,670
Minority interest net income$086
Net income of bank and minority interests.$2,624,0001,672
Net charge-offs$1,184,0001,305
Cash dividends$585,0001,867
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,610,6002,387
2012-06-30 (YTD Data)Rank
Total interest income$11,183,0001,224
Total interest expense$1,702,0001,417
Net interest income$9,481,0001,176
Provision for loan and lease losses$565,0001,676
Total noninterest income$1,369,0001,741
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$738,000966
Trading account gains and fees$0153
Additional Noninterest Income$631,0002,046
Total noninterest expense$8,928,0001,113
Salaries and employee benefits$4,388,0001,194
Premises and equipment expense$1,534,000791
Additional noninterest expense$3,006,0001,148
Pre-tax net operating income$1,357,0002,303
Securities gains (losses)$59,0001,939
Applicable income taxes$04,770
Income before extraordinary items$1,416,0001,981
Extraordinary gains, net$019
Net income$1,416,0001,979
Minority interest net income$084
Net income of bank and minority interests.$1,416,0001,981
Net charge-offs$902,0001,223
Cash dividends$451,0001,701
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,357,0001,951
2012-03-31 (YTD Data)Rank
Total interest income$5,534,0001,244
Total interest expense$869,0001,450
Net interest income$4,665,0001,197
Provision for loan and lease losses$300,0001,500
Total noninterest income$720,0001,659
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$362,000974
Trading account gains and fees$0148
Additional Noninterest Income$358,0001,891
Total noninterest expense$4,459,0001,124
Salaries and employee benefits$2,218,0001,174
Premises and equipment expense$756,000796
Additional noninterest expense$1,485,0001,149
Pre-tax net operating income$626,0002,458
Securities gains (losses)$40,0001,329
Applicable income taxes$04,704
Income before extraordinary items$666,0002,081
Extraordinary gains, net$019
Net income$666,0002,082
Minority interest net income$078
Net income of bank and minority interests.$666,0002,083
Net charge-offs$251,0001,643
Cash dividends$175,0001,694
Sale, conversion, retirement of capital stock, net$0861
Net operating income$626,0002,074
2011-12-31 (YTD Data)Rank
Total interest income$22,279,0001,283
Total interest expense$4,016,0001,512
Net interest income$18,263,0001,217
Provision for loan and lease losses$2,021,0001,551
Total noninterest income$5,789,000927
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,543,000951
Trading account gains and fees$0146
Additional Noninterest Income$4,246,000803
Total noninterest expense$19,235,0001,017
Salaries and employee benefits$8,932,0001,098
Premises and equipment expense$3,526,000700
Additional noninterest expense$6,777,0001,031
Pre-tax net operating income$2,796,0001,958
Securities gains (losses)$536,000754
Applicable income taxes$815,0001,537
Income before extraordinary items$2,517,0001,868
Extraordinary gains, net$029
Net income$2,517,0001,869
Minority interest net income$096
Net income of bank and minority interests.$2,517,0001,869
Net charge-offs$1,282,0002,075
Cash dividends$856,0001,802
Sale, conversion, retirement of capital stock, net$2,676,000211
Net operating income$2,109,6402,076
2011-09-30 (YTD Data)Rank
Total interest income$17,031,0001,273
Total interest expense$3,063,0001,545
Net interest income$13,968,0001,203
Provision for loan and lease losses$1,796,0001,349
Total noninterest income$3,716,0001,060
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,144,000964
Trading account gains and fees$0145
Additional Noninterest Income$2,572,000937
Total noninterest expense$14,151,0001,052
Salaries and employee benefits$6,704,0001,105
Premises and equipment expense$2,418,000779
Additional noninterest expense$5,029,0001,045
Pre-tax net operating income$1,737,0002,325
Securities gains (losses)$157,0001,394
Applicable income taxes$4,0004,473
Income before extraordinary items$1,890,0001,925
Extraordinary gains, net$021
Net income$1,890,0001,925
Minority interest net income$087
Net income of bank and minority interests.$1,890,0001,925
Net charge-offs$805,0002,133
Cash dividends$455,0001,903
Sale, conversion, retirement of capital stock, net$2,778,000178
Net operating income$1,733,0001,964
2011-06-30 (YTD Data)Rank
Total interest income$11,558,0001,260
Total interest expense$2,126,0001,537
Net interest income$9,432,0001,187
Provision for loan and lease losses$700,0001,888
Total noninterest income$1,923,0001,267
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$739,000987
Trading account gains and fees$0153
Additional Noninterest Income$1,184,0001,195
Total noninterest expense$9,296,0001,076
Salaries and employee benefits$4,504,0001,109
Premises and equipment expense$1,531,000838
Additional noninterest expense$3,261,0001,094
Pre-tax net operating income$1,359,0002,032
Securities gains (losses)$26,0001,960
Applicable income taxes$4,0004,365
Income before extraordinary items$1,381,0001,730
Extraordinary gains, net$015
Net income$1,381,0001,730
Minority interest net income$089
Net income of bank and minority interests.$1,381,0001,730
Net charge-offs$505,0002,131
Cash dividends$280,0001,996
Sale, conversion, retirement of capital stock, net$2,778,00089
Net operating income$1,355,0001,688
2011-03-31 (YTD Data)Rank
Total interest income$5,840,0001,248
Total interest expense$1,079,0001,579
Net interest income$4,761,0001,175
Provision for loan and lease losses$225,0002,264
Total noninterest income$691,0001,584
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$362,000994
Trading account gains and fees$0158
Additional Noninterest Income$329,0001,795
Total noninterest expense$4,523,0001,113
Salaries and employee benefits$2,266,0001,118
Premises and equipment expense$719,000919
Additional noninterest expense$1,538,0001,160
Pre-tax net operating income$704,0001,964
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$704,0001,675
Extraordinary gains, net$09
Net income$704,0001,675
Minority interest net income$086
Net income of bank and minority interests.$704,0001,675
Net charge-offs$54,0003,283
Cash dividends$109,0001,862
Sale, conversion, retirement of capital stock, net$3,000,00047
Net operating income$704,0001,622
2010-12-31 (YTD Data)Rank
Total interest income$21,840,0001,398
Total interest expense$3,910,0002,038
Net interest income$17,930,0001,255
Provision for loan and lease losses$1,405,0002,547
Total noninterest income$6,492,000879
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,677,000902
Trading account gains and fees$0175
Additional Noninterest Income$4,815,000769
Total noninterest expense$22,148,000906
Salaries and employee benefits$9,742,0001,004
Premises and equipment expense$3,645,000704
Additional noninterest expense$8,761,000847
Pre-tax net operating income$869,0003,619
Securities gains (losses)$1,349,000376
Applicable income taxes$26,0003,918
Income before extraordinary items$2,192,0001,866
Extraordinary gains, net$029
Net income$2,192,0001,866
Minority interest net income$0111
Net income of bank and minority interests.$2,192,0001,868
Net charge-offs$1,060,0002,608
Cash dividends$816,0001,727
Sale, conversion, retirement of capital stock, net$-196,0007,612
Net operating income$856,4903,382
2010-09-30 (YTD Data)Rank
Total interest income$16,721,0001,401
Total interest expense$2,913,0002,134
Net interest income$13,808,0001,237
Provision for loan and lease losses$675,0003,084
Total noninterest income$2,642,0001,363
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,279,000918
Trading account gains and fees$0165
Additional Noninterest Income$1,363,0001,438
Total noninterest expense$14,805,000997
Salaries and employee benefits$7,004,0001,042
Premises and equipment expense$2,287,000843
Additional noninterest expense$5,514,000974
Pre-tax net operating income$970,0003,150
Securities gains (losses)$1,337,000325
Applicable income taxes$203,0002,542
Income before extraordinary items$2,104,0001,569
Extraordinary gains, net$023
Net income$2,104,0001,572
Minority interest net income$0110
Net income of bank and minority interests.$2,104,0001,572
Net charge-offs$848,0002,388
Cash dividends$405,0001,994
Sale, conversion, retirement of capital stock, net$-196,0007,721
Net operating income$887,3302,975
2010-06-30 (YTD Data)Rank
Total interest income$11,101,0001,424
Total interest expense$1,915,0002,244
Net interest income$9,186,0001,239
Provision for loan and lease losses$449,0003,035
Total noninterest income$1,782,0001,330
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$839,000948
Trading account gains and fees$0152
Additional Noninterest Income$943,0001,348
Total noninterest expense$9,637,0001,020
Salaries and employee benefits$4,638,0001,053
Premises and equipment expense$1,519,000857
Additional noninterest expense$3,480,0001,019
Pre-tax net operating income$882,0002,621
Securities gains (losses)$1,198,000219
Applicable income taxes$200,0002,126
Income before extraordinary items$1,880,0001,181
Extraordinary gains, net$019
Net income$1,880,0001,182
Minority interest net income$0105
Net income of bank and minority interests.$1,880,0001,182
Net charge-offs$752,0002,009
Cash dividends$167,0002,450
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$801,8002,404
2010-03-31 (YTD Data)Rank
Total interest income$5,635,0001,435
Total interest expense$951,0002,360
Net interest income$4,684,0001,230
Provision for loan and lease losses$225,0002,809
Total noninterest income$635,0001,712
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$412,000950
Trading account gains and fees$0175
Additional Noninterest Income$223,0002,237
Total noninterest expense$4,453,0001,123
Salaries and employee benefits$2,285,0001,085
Premises and equipment expense$740,000918
Additional noninterest expense$1,428,0001,233
Pre-tax net operating income$641,0001,992
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$641,0001,714
Extraordinary gains, net$016
Net income$641,0001,714
Minority interest net income$091
Net income of bank and minority interests.$641,0001,715
Net charge-offs$523,0001,552
Cash dividends$57,0002,217
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$641,0001,643
2009-12-31 (YTD Data)Rank
Total interest income$22,177,0001,545
Total interest expense$4,130,0002,661
Net interest income$18,047,0001,239
Provision for loan and lease losses$1,325,0003,066
Total noninterest income$5,563,0001,005
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,690,0001,030
Trading account gains and fees$0211
Additional Noninterest Income$3,873,000874
Total noninterest expense$19,999,0001,050
Salaries and employee benefits$8,536,0001,139
Premises and equipment expense$3,342,000806
Additional noninterest expense$8,121,000968
Pre-tax net operating income$2,286,0001,699
Securities gains (losses)$2,0003,583
Applicable income taxes$60,0003,171
Income before extraordinary items$2,228,0001,502
Extraordinary gains, net$034
Net income$2,228,0001,499
Minority interest net income$0115
Net income of bank and minority interests.$2,228,0001,501
Net charge-offs$831,0003,119
Cash dividends$836,0001,861
Sale, conversion, retirement of capital stock, net$2,000,000334
Net operating income$2,226,0601,471
2009-09-30 (YTD Data)Rank
Total interest income$15,968,0001,640
Total interest expense$3,142,0002,743
Net interest income$12,826,0001,303
Provision for loan and lease losses$600,0003,517
Total noninterest income$2,876,0001,364
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,259,0001,033
Trading account gains and fees$0212
Additional Noninterest Income$1,617,0001,322
Total noninterest expense$13,195,0001,164
Salaries and employee benefits$6,321,0001,169
Premises and equipment expense$2,114,000966
Additional noninterest expense$4,760,0001,183
Pre-tax net operating income$1,907,0001,690
Securities gains (losses)$03,497
Applicable income taxes$3,0004,321
Income before extraordinary items$1,904,0001,399
Extraordinary gains, net$027
Net income$1,904,0001,397
Minority interest net income$0118
Net income of bank and minority interests.$1,904,0001,399
Net charge-offs$598,0002,810
Cash dividends$119,0003,504
Sale, conversion, retirement of capital stock, net$2,000,000276
Net operating income$1,904,0001,373
2009-06-30 (YTD Data)Rank
Total interest income$10,459,0001,701
Total interest expense$2,136,0002,808
Net interest income$8,323,0001,339
Provision for loan and lease losses$375,0003,368
Total noninterest income$1,770,0001,462
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$771,0001,106
Trading account gains and fees$0193
Additional Noninterest Income$999,0001,435
Total noninterest expense$8,678,0001,196
Salaries and employee benefits$4,167,0001,213
Premises and equipment expense$1,441,000975
Additional noninterest expense$3,070,0001,232
Pre-tax net operating income$1,040,0002,044
Securities gains (losses)$03,136
Applicable income taxes$3,0004,355
Income before extraordinary items$1,037,0001,792
Extraordinary gains, net$021
Net income$1,037,0001,789
Minority interest net income$0112
Net income of bank and minority interests.$1,037,0001,791
Net charge-offs$326,0002,837
Cash dividends$119,0003,156
Sale, conversion, retirement of capital stock, net$2,000,000212
Net operating income$1,037,0001,741
2009-03-31 (YTD Data)Rank
Total interest income$4,947,0001,809
Total interest expense$1,058,0002,926
Net interest income$3,889,0001,427
Provision for loan and lease losses$150,0003,210
Total noninterest income$815,0001,532
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$364,0001,140
Trading account gains and fees$0171
Additional Noninterest Income$451,0001,490
Total noninterest expense$3,814,0001,313
Salaries and employee benefits$1,909,0001,360
Premises and equipment expense$642,0001,114
Additional noninterest expense$1,263,0001,301
Pre-tax net operating income$740,0001,720
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$740,0001,469
Extraordinary gains, net$015
Net income$740,0001,469
Minority interest net income$0102
Net income of bank and minority interests.$740,0001,471
Net charge-offs$136,0002,516
Cash dividends$30,0002,832
Sale, conversion, retirement of capital stock, net$2,000,000117
Net operating income$740,0001,390
2008-12-31 (YTD Data)Rank
Total interest income$22,863,0001,684
Total interest expense$5,561,0002,694
Net interest income$17,302,0001,280
Provision for loan and lease losses$925,0002,830
Total noninterest income$6,564,000849
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,813,000990
Trading account gains and fees$0154
Additional Noninterest Income$4,751,000683
Total noninterest expense$17,681,0001,112
Salaries and employee benefits$8,239,0001,214
Premises and equipment expense$3,383,000812
Additional noninterest expense$6,059,0001,067
Pre-tax net operating income$5,260,0001,056
Securities gains (losses)$71,0001,367
Applicable income taxes$1,045,0001,163
Income before extraordinary items$4,286,000956
Extraordinary gains, net$039
Net income$4,286,000956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,553,0001,515
Cash dividends$869,0002,540
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,229,2001,044
2008-09-30 (YTD Data)Rank
Total interest income$17,224,0001,723
Total interest expense$4,344,0002,691
Net interest income$12,880,0001,314
Provision for loan and lease losses$700,0002,264
Total noninterest income$3,493,0001,160
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,395,000968
Trading account gains and fees$0148
Additional Noninterest Income$2,098,0001,071
Total noninterest expense$12,779,0001,141
Salaries and employee benefits$6,445,0001,175
Premises and equipment expense$2,106,000989
Additional noninterest expense$4,228,0001,088
Pre-tax net operating income$2,894,0001,687
Securities gains (losses)$-4,0007,251
Applicable income taxes$760,0001,431
Income before extraordinary items$2,130,0001,680
Extraordinary gains, net$031
Net income$2,130,0001,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$831,0001,460
Cash dividends$318,0003,310
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,132,9601,776
2008-06-30 (YTD Data)Rank
Total interest income$11,580,0001,734
Total interest expense$2,923,0002,768
Net interest income$8,657,0001,288
Provision for loan and lease losses$475,0001,969
Total noninterest income$2,742,0001,032
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$892,000993
Trading account gains and fees$0149
Additional Noninterest Income$1,850,000895
Total noninterest expense$8,529,0001,135
Salaries and employee benefits$4,351,0001,178
Premises and equipment expense$1,334,0001,048
Additional noninterest expense$2,844,0001,055
Pre-tax net operating income$2,395,0001,439
Securities gains (losses)$-9,0008,113
Applicable income taxes$690,0001,244
Income before extraordinary items$1,696,0001,605
Extraordinary gains, net$021
Net income$1,696,0001,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$557,0001,228
Cash dividends$231,0003,268
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,702,3901,572
2008-03-31 (YTD Data)Rank
Total interest income$5,629,0001,823
Total interest expense$1,529,0002,833
Net interest income$4,100,0001,351
Provision for loan and lease losses$225,0001,695
Total noninterest income$612,0001,925
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$387,0001,130
Trading account gains and fees$0158
Additional Noninterest Income$225,0002,398
Total noninterest expense$3,470,0001,378
Salaries and employee benefits$1,897,0001,386
Premises and equipment expense$589,0001,173
Additional noninterest expense$984,0001,457
Pre-tax net operating income$1,017,0001,757
Securities gains (losses)$1,0002,556
Applicable income taxes$266,0001,608
Income before extraordinary items$752,0001,909
Extraordinary gains, net$015
Net income$752,0001,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0001,565
Cash dividends$88,0003,048
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$751,2601,845
2007-12-31 (YTD Data)Rank
Total interest income$20,192,0002,079
Total interest expense$4,794,0003,567
Net interest income$15,398,0001,469
Provision for loan and lease losses$1,225,0001,231
Total noninterest income$6,358,000901
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,289,0001,386
Trading account gains and fees$0178
Additional Noninterest Income$5,069,000673
Total noninterest expense$14,979,0001,242
Salaries and employee benefits$6,781,0001,485
Premises and equipment expense$2,640,000988
Additional noninterest expense$5,558,0001,021
Pre-tax net operating income$5,552,0001,505
Securities gains (losses)$-197,0008,253
Applicable income taxes$1,236,0001,616
Income before extraordinary items$4,119,0001,540
Extraordinary gains, net$039
Net income$4,119,0001,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0001,947
Cash dividends$954,0002,716
Sale, conversion, retirement of capital stock, net$-2,000,0008,511
Net operating income$4,270,6901,478
2007-09-30 (YTD Data)Rank
Total interest income$14,853,0002,118
Total interest expense$3,412,0003,705
Net interest income$11,441,0001,494
Provision for loan and lease losses$925,000952
Total noninterest income$2,830,0001,368
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$939,0001,404
Trading account gains and fees$0184
Additional Noninterest Income$1,891,0001,165
Total noninterest expense$8,873,0001,538
Salaries and employee benefits$4,479,0001,686
Premises and equipment expense$1,677,0001,175
Additional noninterest expense$2,717,0001,491
Pre-tax net operating income$4,473,0001,514
Securities gains (losses)$-197,0008,378
Applicable income taxes$1,150,0001,493
Income before extraordinary items$3,126,0001,620
Extraordinary gains, net$033
Net income$3,126,0001,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,0001,285
Cash dividends$182,0004,217
Sale, conversion, retirement of capital stock, net$-2,000,0008,543
Net operating income$3,269,8101,538
2007-06-30 (YTD Data)Rank
Total interest income$9,689,0002,164
Total interest expense$2,118,0003,885
Net interest income$7,571,0001,526
Provision for loan and lease losses$625,000844
Total noninterest income$2,351,0001,174
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$623,0001,413
Trading account gains and fees$0168
Additional Noninterest Income$1,728,000957
Total noninterest expense$5,704,0001,613
Salaries and employee benefits$2,931,0001,754
Premises and equipment expense$1,094,0001,222
Additional noninterest expense$1,679,0001,611
Pre-tax net operating income$3,593,0001,316
Securities gains (losses)$-197,0008,468
Applicable income taxes$888,0001,390
Income before extraordinary items$2,508,0001,411
Extraordinary gains, net$029
Net income$2,508,0001,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0001,042
Cash dividends$90,0004,416
Sale, conversion, retirement of capital stock, net$-2,300,0008,603
Net operating income$2,653,7801,320
2007-03-31 (YTD Data)Rank
Total interest income$4,714,0002,210
Total interest expense$1,006,0003,994
Net interest income$3,708,0001,560
Provision for loan and lease losses$325,000744
Total noninterest income$1,805,000815
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$311,0001,374
Trading account gains and fees$0195
Additional Noninterest Income$1,494,000605
Total noninterest expense$2,671,0001,732
Salaries and employee benefits$1,445,0001,789
Premises and equipment expense$524,0001,287
Additional noninterest expense$702,0001,898
Pre-tax net operating income$2,517,000938
Securities gains (losses)$01,187
Applicable income taxes$665,0001,020
Income before extraordinary items$1,852,000950
Extraordinary gains, net$022
Net income$1,852,000949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,000666
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$-2,300,0008,639
Net operating income$1,852,000941
2006-12-31 (YTD Data)Rank
Total interest income$18,716,0002,102
Total interest expense$4,199,0003,477
Net interest income$14,517,0001,580
Provision for loan and lease losses$2,442,000471
Total noninterest income$3,360,0001,471
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,269,0001,408
Trading account gains and fees$0130
Additional Noninterest Income$2,091,0001,312
Total noninterest expense$9,468,0001,883
Salaries and employee benefits$6,075,0001,621
Premises and equipment expense$2,870,000883
Additional noninterest expense$523,0006,435
Pre-tax net operating income$5,967,0001,609
Securities gains (losses)$-174,0008,355
Applicable income taxes$2,275,0001,203
Income before extraordinary items$3,518,0002,011
Extraordinary gains, net$051
Net income$3,518,0002,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,994,000223
Cash dividends$1,053,0002,478
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,629,3601,935
2006-09-30 (YTD Data)Rank
Total interest income$13,945,0002,109
Total interest expense$3,029,0003,487
Net interest income$10,916,0001,592
Provision for loan and lease losses$1,010,000749
Total noninterest income$1,501,0002,223
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$977,0001,374
Trading account gains and fees$0126
Additional Noninterest Income$524,0002,781
Total noninterest expense$8,166,0001,639
Salaries and employee benefits$3,791,0001,919
Premises and equipment expense$1,609,0001,206
Additional noninterest expense$2,766,0001,436
Pre-tax net operating income$3,241,0002,194
Securities gains (losses)$01,388
Applicable income taxes$785,0002,227
Income before extraordinary items$2,456,0002,180
Extraordinary gains, net$045
Net income$2,456,0002,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,667,000227
Cash dividends$142,0004,512
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,456,0002,167
2006-06-30 (YTD Data)Rank
Total interest income$9,254,0002,084
Total interest expense$2,086,0003,268
Net interest income$7,168,0001,619
Provision for loan and lease losses$710,000710
Total noninterest income$1,087,0002,094
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$681,0001,303
Trading account gains and fees$0126
Additional Noninterest Income$406,0002,544
Total noninterest expense$5,369,0001,663
Salaries and employee benefits$2,416,0002,024
Premises and equipment expense$1,065,0001,217
Additional noninterest expense$1,888,0001,411
Pre-tax net operating income$2,176,0002,171
Securities gains (losses)$01,185
Applicable income taxes$200,0003,623
Income before extraordinary items$1,976,0001,856
Extraordinary gains, net$039
Net income$1,976,0001,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,379,000191
Cash dividends$51,0004,760
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,976,0001,839
2006-03-31 (YTD Data)Rank
Total interest income$4,528,0002,079
Total interest expense$1,077,0003,066
Net interest income$3,451,0001,672
Provision for loan and lease losses$410,000600
Total noninterest income$631,0001,845
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$369,0001,169
Trading account gains and fees$0115
Additional Noninterest Income$262,0002,138
Total noninterest expense$2,606,0001,717
Salaries and employee benefits$1,170,0002,102
Premises and equipment expense$521,0001,248
Additional noninterest expense$915,0001,439
Pre-tax net operating income$1,066,0002,169
Securities gains (losses)$0955
Applicable income taxes$200,0002,609
Income before extraordinary items$866,0002,044
Extraordinary gains, net$021
Net income$866,0002,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,000363
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$866,0002,024
2005-12-31 (YTD Data)Rank
Total interest income$17,973,0001,870
Total interest expense$5,974,0001,889
Net interest income$11,999,0001,833
Provision for loan and lease losses$2,660,000402
Total noninterest income$4,049,0001,263
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,272,000764
Trading account gains and fees$0138
Additional Noninterest Income$1,777,0001,468
Total noninterest expense$15,086,0001,140
Salaries and employee benefits$6,345,0001,480
Premises and equipment expense$2,967,000811
Additional noninterest expense$5,774,000893
Pre-tax net operating income$-1,698,0008,745
Securities gains (losses)$-1,343,0008,765
Applicable income taxes$-1,533,0008,813
Income before extraordinary items$-1,508,0008,740
Extraordinary gains, net$046
Net income$-1,508,0008,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,474
Cash dividends$341,0004,213
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-648,4808,575
2005-09-30 (YTD Data)Rank
Total interest income$13,706,0001,793
Total interest expense$4,702,0001,718
Net interest income$9,004,0001,818
Provision for loan and lease losses$480,0001,448
Total noninterest income$3,172,0001,232
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,523,000508
Trading account gains and fees$0126
Additional Noninterest Income$649,0002,430
Total noninterest expense$10,422,0001,232
Salaries and employee benefits$5,146,0001,340
Premises and equipment expense$2,060,000851
Additional noninterest expense$3,216,0001,183
Pre-tax net operating income$1,274,0004,162
Securities gains (losses)$48,000896
Applicable income taxes$309,0003,758
Income before extraordinary items$1,013,0004,121
Extraordinary gains, net$035
Net income$1,013,0004,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0001,011
Cash dividends$304,0003,482
Sale, conversion, retirement of capital stock, net$0769
Net operating income$976,0404,177
2005-06-30 (YTD Data)Rank
Total interest income$9,533,0001,677
Total interest expense$3,067,0001,657
Net interest income$6,466,0001,662
Provision for loan and lease losses$300,0001,505
Total noninterest income$2,006,0001,260
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,534,000540
Trading account gains and fees$0116
Additional Noninterest Income$472,0002,272
Total noninterest expense$6,596,0001,289
Salaries and employee benefits$3,417,0001,341
Premises and equipment expense$1,392,000836
Additional noninterest expense$1,787,0001,398
Pre-tax net operating income$1,576,0002,653
Securities gains (losses)$02,146
Applicable income taxes$309,0003,054
Income before extraordinary items$1,267,0002,538
Extraordinary gains, net$030
Net income$1,267,0002,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,000872
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,267,0002,492
2005-03-31 (YTD Data)Rank
Total interest income$4,748,0001,658
Total interest expense$1,475,0001,619
Net interest income$3,273,0001,628
Provision for loan and lease losses$180,0001,214
Total noninterest income$868,0001,403
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$729,000546
Trading account gains and fees$0115
Additional Noninterest Income$139,0003,113
Total noninterest expense$3,258,0001,309
Salaries and employee benefits$1,691,0001,368
Premises and equipment expense$660,000894
Additional noninterest expense$907,0001,369
Pre-tax net operating income$703,0002,854
Securities gains (losses)$01,685
Applicable income taxes$125,0003,403
Income before extraordinary items$578,0002,697
Extraordinary gains, net$024
Net income$578,0002,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,000738
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$578,0002,649
2004-12-31 (YTD Data)Rank
Total interest income$17,519,0001,647
Total interest expense$4,331,0001,876
Net interest income$13,188,0001,535
Provision for loan and lease losses$982,0001,052
Total noninterest income$4,271,0001,215
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,108,000555
Trading account gains and fees$0138
Additional Noninterest Income$1,163,0001,951
Total noninterest expense$13,848,0001,175
Salaries and employee benefits$6,637,0001,326
Premises and equipment expense$2,914,000779
Additional noninterest expense$4,297,0001,147
Pre-tax net operating income$2,629,0002,867
Securities gains (losses)$-49,0008,592
Applicable income taxes$700,0002,764
Income before extraordinary items$1,880,0003,082
Extraordinary gains, net$034
Net income$1,880,0003,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$657,0001,079
Cash dividends$1,023,0002,280
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,915,7702,967
2004-09-30 (YTD Data)Rank
Total interest income$12,953,0001,654
Total interest expense$3,055,0001,960
Net interest income$9,898,0001,524
Provision for loan and lease losses$360,0001,934
Total noninterest income$2,864,0001,349
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,326,000562
Trading account gains and fees$0134
Additional Noninterest Income$538,0002,677
Total noninterest expense$9,836,0001,248
Salaries and employee benefits$4,832,0001,365
Premises and equipment expense$2,182,000779
Additional noninterest expense$2,822,0001,314
Pre-tax net operating income$2,566,0002,331
Securities gains (losses)$-25,0008,698
Applicable income taxes$546,0002,757
Income before extraordinary items$1,995,0002,326
Extraordinary gains, net$026
Net income$1,995,0002,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$455,0001,044
Cash dividends$414,0002,982
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,014,7502,248
2004-06-30 (YTD Data)Rank
Total interest income$8,288,0001,696
Total interest expense$1,889,0002,093
Net interest income$6,399,0001,556
Provision for loan and lease losses$240,0001,886
Total noninterest income$1,916,0001,330
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,543,000567
Trading account gains and fees$0130
Additional Noninterest Income$373,0002,623
Total noninterest expense$6,413,0001,270
Salaries and employee benefits$3,172,0001,384
Premises and equipment expense$1,409,000798
Additional noninterest expense$1,832,0001,324
Pre-tax net operating income$1,662,0002,373
Securities gains (losses)$-26,0008,833
Applicable income taxes$330,0002,907
Income before extraordinary items$1,306,0002,342
Extraordinary gains, net$021
Net income$1,306,0002,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,150
Cash dividends$298,0002,928
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,326,8002,246
2004-03-31 (YTD Data)Rank
Total interest income$4,037,0001,742
Total interest expense$904,0002,198
Net interest income$3,133,0001,594
Provision for loan and lease losses$120,0001,785
Total noninterest income$955,0001,291
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$767,000560
Trading account gains and fees$0121
Additional Noninterest Income$188,0002,570
Total noninterest expense$3,207,0001,275
Salaries and employee benefits$1,573,0001,410
Premises and equipment expense$694,000829
Additional noninterest expense$940,0001,275
Pre-tax net operating income$761,0002,523
Securities gains (losses)$-35,0009,011
Applicable income taxes$120,0003,488
Income before extraordinary items$606,0002,468
Extraordinary gains, net$016
Net income$606,0002,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,000855
Cash dividends$159,0002,428
Sale, conversion, retirement of capital stock, net$0464
Net operating income$635,0502,287
2003-12-31 (YTD Data)Rank
Total interest income$15,730,0001,808
Total interest expense$3,597,0002,450
Net interest income$12,133,0001,601
Provision for loan and lease losses$440,0002,407
Total noninterest income$3,763,0001,415
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,983,000574
Trading account gains and fees$0160
Additional Noninterest Income$780,0002,780
Total noninterest expense$12,516,0001,295
Salaries and employee benefits$6,025,0001,420
Premises and equipment expense$2,950,000767
Additional noninterest expense$3,541,0001,385
Pre-tax net operating income$2,940,0002,554
Securities gains (losses)$398,000879
Applicable income taxes$774,0002,595
Income before extraordinary items$2,564,0002,318
Extraordinary gains, net$054
Net income$2,564,0002,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$720,0001,198
Cash dividends$629,0003,124
Sale, conversion, retirement of capital stock, net$2,000,000336
Net operating income$2,257,5402,484
2003-09-30 (YTD Data)Rank
Total interest income$11,383,0001,900
Total interest expense$2,702,0002,526
Net interest income$8,681,0001,688
Provision for loan and lease losses$320,0002,381
Total noninterest income$2,853,0001,422
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,191,000595
Trading account gains and fees$0153
Additional Noninterest Income$662,0002,666
Total noninterest expense$8,962,0001,361
Salaries and employee benefits$4,235,0001,527
Premises and equipment expense$2,167,000794
Additional noninterest expense$2,560,0001,436
Pre-tax net operating income$2,252,0002,598
Securities gains (losses)$263,0001,054
Applicable income taxes$621,0002,603
Income before extraordinary items$1,894,0002,442
Extraordinary gains, net$040
Net income$1,894,0002,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$386,0001,427
Cash dividends$173,0004,237
Sale, conversion, retirement of capital stock, net$2,000,000237
Net operating income$1,696,7502,545
2003-06-30 (YTD Data)Rank
Total interest income$7,366,0001,973
Total interest expense$1,722,0002,679
Net interest income$5,644,0001,730
Provision for loan and lease losses$240,0002,189
Total noninterest income$1,829,0001,462
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,439,000594
Trading account gains and fees$0150
Additional Noninterest Income$390,0002,840
Total noninterest expense$5,858,0001,382
Salaries and employee benefits$2,637,0001,626
Premises and equipment expense$1,313,000867
Additional noninterest expense$1,908,0001,295
Pre-tax net operating income$1,375,0002,789
Securities gains (losses)$269,000869
Applicable income taxes$388,0002,749
Income before extraordinary items$1,256,0002,470
Extraordinary gains, net$030
Net income$1,256,0002,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,091
Cash dividends$65,0004,592
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,051,5602,702
2003-03-31 (YTD Data)Rank
Total interest income$3,638,0002,010
Total interest expense$842,0002,805
Net interest income$2,796,0001,737
Provision for loan and lease losses$120,0002,030
Total noninterest income$897,0001,446
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$690,000605
Trading account gains and fees$0134
Additional Noninterest Income$207,0002,666
Total noninterest expense$2,856,0001,406
Salaries and employee benefits$1,313,0001,622
Premises and equipment expense$696,000832
Additional noninterest expense$847,0001,420
Pre-tax net operating income$717,0002,688
Securities gains (losses)$-9,0009,150
Applicable income taxes$149,0003,236
Income before extraordinary items$559,0002,701
Extraordinary gains, net$021
Net income$559,0002,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,468
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$566,1102,536
2002-12-31 (YTD Data)Rank
Total interest income$14,121,0002,177
Total interest expense$3,451,0003,147
Net interest income$10,670,0001,816
Provision for loan and lease losses$550,0002,218
Total noninterest income$3,768,0001,314
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,921,000558
Trading account gains and fees$0153
Additional Noninterest Income$847,0002,419
Total noninterest expense$11,347,0001,355
Salaries and employee benefits$5,655,0001,442
Premises and equipment expense$2,378,000914
Additional noninterest expense$3,314,0001,429
Pre-tax net operating income$2,541,0002,846
Securities gains (losses)$325,000848
Applicable income taxes$714,0002,806
Income before extraordinary items$2,152,0002,650
Extraordinary gains, net$070
Net income$2,152,0002,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0002,284
Cash dividends$676,0002,959
Sale, conversion, retirement of capital stock, net$1,000,000372
Net operating income$1,908,2502,824
2001-12-31 (YTD Data)Rank
Total interest income$13,561,0002,522
Total interest expense$3,813,0003,951
Net interest income$9,748,0001,828
Provision for loan and lease losses$700,0001,661
Total noninterest income$3,557,0001,292
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,662,000573
Trading account gains and fees$0177
Additional Noninterest Income$895,0002,211
Total noninterest expense$10,776,0001,361
Salaries and employee benefits$5,192,0001,466
Premises and equipment expense$2,309,000905
Additional noninterest expense$3,275,0001,428
Pre-tax net operating income$1,829,0003,391
Securities gains (losses)$421,000678
Applicable income taxes$625,0002,894
Income before extraordinary items$1,625,0003,036
Extraordinary gains, net$0105
Net income$1,625,0003,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$724,0001,189
Cash dividends$375,0004,005
Sale, conversion, retirement of capital stock, net$3,700,000227
Net operating income$1,321,8803,456
2000-12-31 (YTD Data)Rank
Total interest income$14,307,0002,432
Total interest expense$4,223,0003,810
Net interest income$10,084,0001,743
Provision for loan and lease losses$1,252,000883
Total noninterest income$3,447,0001,192
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,757,000491
Trading account gains and fees$0180
Additional Noninterest Income$690,0002,387
Total noninterest expense$10,869,0001,267
Salaries and employee benefits$4,894,0001,447
Premises and equipment expense$2,267,000884
Additional noninterest expense$3,708,0001,231
Pre-tax net operating income$1,410,0004,252
Securities gains (losses)$-247,0009,606
Applicable income taxes$298,0004,610
Income before extraordinary items$865,0004,805
Extraordinary gains, net$038
Net income$865,0004,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,048,000721
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,047,7804,255
1999-12-31 (YTD Data)Rank
Total interest income$13,526,0002,416
Total interest expense$4,091,0003,520
Net interest income$9,435,0001,853
Provision for loan and lease losses$2,456,000479
Total noninterest income$3,165,0001,302
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,670,000508
Trading account gains and fees$0173
Additional Noninterest Income$495,0002,968
Total noninterest expense$11,543,0001,200
Salaries and employee benefits$4,622,0001,506
Premises and equipment expense$2,364,000848
Additional noninterest expense$4,557,0001,036
Pre-tax net operating income$-1,399,00010,123
Securities gains (losses)$77,000834
Applicable income taxes$-316,00010,099
Income before extraordinary items$-1,006,00010,080
Extraordinary gains, net$035
Net income$-1,006,00010,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,183,000425
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-1,064,52010,078
1998-12-31 (YTD Data)Rank
Total interest income$13,893,0002,344
Total interest expense$4,133,0003,573
Net interest income$9,760,0001,747
Provision for loan and lease losses$1,070,000914
Total noninterest income$3,180,0001,293
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,557,000504
Trading account gains and fees$0224
Additional Noninterest Income$623,0002,581
Total noninterest expense$10,011,0001,315
Salaries and employee benefits$4,222,0001,570
Premises and equipment expense$2,353,000832
Additional noninterest expense$3,436,0001,289
Pre-tax net operating income$1,859,0003,538
Securities gains (losses)$124,0001,156
Applicable income taxes$641,0003,237
Income before extraordinary items$1,342,0003,576
Extraordinary gains, net$032
Net income$1,342,0003,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$709,000965
Cash dividends$391,0004,071
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,257,6803,696
1997-12-31 (YTD Data)Rank
Total interest income$11,963,0002,740
Total interest expense$3,070,0004,615
Net interest income$8,893,0001,954
Provision for loan and lease losses$707,0001,323
Total noninterest income$2,695,0001,391
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,477,000532
Trading account gains and fees$0239
Additional Noninterest Income$218,0004,748
Total noninterest expense$9,174,0001,425
Salaries and employee benefits$4,004,0001,639
Premises and equipment expense$1,997,000992
Additional noninterest expense$3,173,0001,364
Pre-tax net operating income$1,707,0004,024
Securities gains (losses)$99,000987
Applicable income taxes$382,0005,024
Income before extraordinary items$1,424,0003,509
Extraordinary gains, net$044
Net income$1,424,0003,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$705,0001,025
Cash dividends$267,0004,824
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,345,7903,614
1996-12-31 (YTD Data)Rank
Total interest income$10,900,0003,015
Total interest expense$2,937,0004,865
Net interest income$7,963,0002,263
Provision for loan and lease losses$275,0002,762
Total noninterest income$2,436,0001,583
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,176,000631
Trading account gains and fees$0262
Additional Noninterest Income$260,0004,436
Total noninterest expense$8,325,0001,704
Salaries and employee benefits$3,831,0001,728
Premises and equipment expense$1,692,0001,226
Additional noninterest expense$2,802,0001,850
Pre-tax net operating income$1,799,0003,726
Securities gains (losses)$-22,00010,677
Applicable income taxes$449,0004,511
Income before extraordinary items$1,328,0003,566
Extraordinary gains, net$053
Net income$1,328,0003,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,912
Cash dividends$267,0004,818
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,344,5003,478
1995-12-31 (YTD Data)Rank
Total interest income$10,629,0003,119
Total interest expense$3,128,0004,571
Net interest income$7,501,0002,398
Provision for loan and lease losses$225,0002,789
Total noninterest income$2,071,0001,786
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,824,000734
Trading account gains and fees$0522
Additional Noninterest Income$247,0004,518
Total noninterest expense$7,771,0001,802
Salaries and employee benefits$3,408,0001,946
Premises and equipment expense$1,592,0001,307
Additional noninterest expense$2,771,0001,813
Pre-tax net operating income$1,576,0004,278
Securities gains (losses)$103,000949
Applicable income taxes$406,0004,904
Income before extraordinary items$1,273,0003,760
Extraordinary gains, net$065
Net income$1,273,0003,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0001,620
Cash dividends$267,0004,828
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,194,7203,964
1994-12-31 (YTD Data)Rank
Total interest income$9,554,0003,166
Total interest expense$2,145,0005,288
Net interest income$7,409,0002,439
Provision for loan and lease losses$365,0001,949
Total noninterest income$1,747,0002,035
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,588,000822
Trading account gains and fees$0475
Additional Noninterest Income$159,0006,034
Total noninterest expense$7,522,0001,915
Salaries and employee benefits$3,081,0002,150
Premises and equipment expense$1,433,0001,461
Additional noninterest expense$3,008,0001,802
Pre-tax net operating income$1,269,0005,028
Securities gains (losses)$-27,00010,567
Applicable income taxes$34,00010,845
Income before extraordinary items$1,208,0003,833
Extraordinary gains, net$0249
Net income$1,208,0003,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0001,851
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,234,1903,789
1993-12-31 (YTD Data)Rank
Total interest income$9,297,0003,323
Total interest expense$2,454,0004,906
Net interest income$6,843,0002,637
Provision for loan and lease losses$500,0002,086
Total noninterest income$2,044,0001,947
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,849,000735
Trading account gains and feesNANA
Additional Noninterest Income$195,0005,748
Total noninterest expense$6,585,0002,210
Salaries and employee benefits$2,634,0002,522
Premises and equipment expense$1,195,0001,756
Additional noninterest expense$2,756,0002,043
Pre-tax net operating income$1,802,0003,671
Securities gains (losses)$130,0002,156
Applicable income taxes$340,0005,612
Income before extraordinary items$1,592,0003,065
Extraordinary gains, net$03,149
Net income$1,592,0003,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0002,391
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,485,4003,100
1992-12-31 (YTD Data)Rank
Total interest income$6,637,0005,053
Total interest expense$2,247,0006,510
Net interest income$4,390,0004,100
Provision for loan and lease losses$557,0002,771
Total noninterest income$1,604,0002,276
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,470,000886
Trading account gains and feesNANA
Additional Noninterest Income$134,0007,060
Total noninterest expense$4,788,0002,989
Salaries and employee benefits$1,905,0003,349
Premises and equipment expense$952,0002,189
Additional noninterest expense$1,931,0002,882
Pre-tax net operating income$649,0007,393
Securities gains (losses)$114,0002,803
Applicable income taxes$114,0009,543
Income before extraordinary items$649,0006,237
Extraordinary gains, net$114,000685
Net income$763,0005,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,0003,095
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$2,300,000282
Net operating income$552,1006,544

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.