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LegacyTexas Bank, Net charge- offs to loans

2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0097%5,553
Percentage Net Loans Charged-off: Total real estate loans0.0175%3,555
Percentage Net Loans Charged-off:Construction & development0.0782%969
Percentage Net Loans Charged-off: Commercial real estate0.0180%2,030
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential-0.0197%5,788
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net-0.0198%5,791
Percentage Net Loans Charged-off: Commercial and industrial-0.1808%5,569
Percentage Net Loans Charged-off: Loans to individuals0.6968%1,390
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6968%1,279
Percentage Net Loans Charged-off: All other loans and lease0.1189%1,042
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0021%5,190
Percentage Net Loans Charged-off: Total real estate loans0.0254%3,089
Percentage Net Loans Charged-off:Construction & development0.1073%803
Percentage Net Loans Charged-off: Commercial real estate0.0265%1,666
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0247%5,853
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net-0.0249%5,852
Percentage Net Loans Charged-off: Commercial and industrial-0.1813%5,594
Percentage Net Loans Charged-off: Loans to individuals0.9014%984
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9014%892
Percentage Net Loans Charged-off: All other loans and lease0.1177%963
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0071%4,142
Percentage Net Loans Charged-off: Total real estate loans0.0414%2,609
Percentage Net Loans Charged-off:Construction & development0.1653%658
Percentage Net Loans Charged-off: Commercial real estate0.0434%1,337
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0341%5,961
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.0343%5,957
Percentage Net Loans Charged-off: Commercial and industrial-0.1963%5,654
Percentage Net Loans Charged-off: Loans to individuals0.8982%974
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8982%892
Percentage Net Loans Charged-off: All other loans and lease0.1534%805
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0853%6,055
Percentage Net Loans Charged-off: Total real estate loans-0.0062%5,318
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0071%5,680
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0089%5,561
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0089%5,582
Percentage Net Loans Charged-off: Commercial and industrial-0.4657%6,034
Percentage Net Loans Charged-off: Loans to individuals0.4219%1,609
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4219%1,497
Percentage Net Loans Charged-off: All other loans and lease0.2896%525
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1184%3,624
Percentage Net Loans Charged-off: Total real estate loans-0.0568%6,332
Percentage Net Loans Charged-off:Construction & development-0.5150%5,858
Percentage Net Loans Charged-off: Commercial real estate-0.0154%6,007
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1119%2,895
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.1124%2,776
Percentage Net Loans Charged-off: Commercial and industrial0.7844%1,196
Percentage Net Loans Charged-off: Loans to individuals-0.0647%5,823
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0647%5,755
Percentage Net Loans Charged-off: All other loans and lease0.0340%1,331
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2304%2,423
Percentage Net Loans Charged-off: Total real estate loans-0.0690%6,403
Percentage Net Loans Charged-off:Construction & development-0.7057%5,966
Percentage Net Loans Charged-off: Commercial real estate-0.0161%6,056
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1662%2,275
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.1669%2,187
Percentage Net Loans Charged-off: Commercial and industrial1.3782%723
Percentage Net Loans Charged-off: Loans to individuals-0.1056%5,874
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1056%5,817
Percentage Net Loans Charged-off: All other loans and lease0.0493%1,169
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1612%2,816
Percentage Net Loans Charged-off: Total real estate loans-0.0909%6,498
Percentage Net Loans Charged-off:Construction & development-1.0066%6,061
Percentage Net Loans Charged-off: Commercial real estate-0.0190%6,180
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2495%1,795
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.2506%1,723
Percentage Net Loans Charged-off: Commercial and industrial1.1262%813
Percentage Net Loans Charged-off: Loans to individuals-0.1218%5,782
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1218%5,726
Percentage Net Loans Charged-off: All other loans and lease0.0214%1,149
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1452%6,594
Percentage Net Loans Charged-off: Total real estate loans-0.1750%6,665
Percentage Net Loans Charged-off:Construction & development-1.1572%6,110
Percentage Net Loans Charged-off: Commercial real estate-0.0108%6,159
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial-0.0671%5,441
Percentage Net Loans Charged-off: Loans to individuals-0.1619%5,820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1619%5,771
Percentage Net Loans Charged-off: All other loans and lease0.0428%874
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2629%3,361
Percentage Net Loans Charged-off: Total real estate loans0.0671%4,330
Percentage Net Loans Charged-off:Construction & development-0.8590%6,296
Percentage Net Loans Charged-off: Commercial real estate0.2734%2,036
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.1507%3,319
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.1546%3,137
Percentage Net Loans Charged-off: Commercial and industrial1.0903%1,344
Percentage Net Loans Charged-off: Loans to individuals-0.1476%6,357
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1476%6,299
Percentage Net Loans Charged-off: All other loans and lease0.1139%1,211
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4022%2,490
Percentage Net Loans Charged-off: Total real estate loans0.1708%3,269
Percentage Net Loans Charged-off:Construction & development-0.0010%5,904
Percentage Net Loans Charged-off: Commercial real estate0.2261%1,979
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1677%2,966
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.1731%2,798
Percentage Net Loans Charged-off: Commercial and industrial1.4436%1,005
Percentage Net Loans Charged-off: Loans to individuals-0.1717%6,363
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1717%6,294
Percentage Net Loans Charged-off: All other loans and lease0.0671%1,193
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5765%1,875
Percentage Net Loans Charged-off: Total real estate loans0.2175%2,844
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.3533%1,485
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0391%3,521
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0402%3,341
Percentage Net Loans Charged-off: Commercial and industrial2.2744%705
Percentage Net Loans Charged-off: Loans to individuals-0.1852%6,290
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1852%6,219
Percentage Net Loans Charged-off: All other loans and lease0.1130%968
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7709%1,333
Percentage Net Loans Charged-off: Total real estate loans0.4273%1,760
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.7040%824
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0475%2,789
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0494%2,605
Percentage Net Loans Charged-off: Commercial and industrial2.5555%553
Percentage Net Loans Charged-off: Loans to individuals-0.1887%6,128
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1887%6,051
Percentage Net Loans Charged-off: All other loans and lease0.0604%833
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4647%3,127
Percentage Net Loans Charged-off: Total real estate loans0.4807%2,707
Percentage Net Loans Charged-off:Construction & development0.4763%2,448
Percentage Net Loans Charged-off: Commercial real estate0.6067%1,785
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.1189%3,945
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.1224%3,781
Percentage Net Loans Charged-off: Commercial and industrial0.4351%2,870
Percentage Net Loans Charged-off: Loans to individuals0.2003%3,993
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1902%3,781
Percentage Net Loans Charged-off: All other loans and lease-0.0173%5,944
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6321%2,353
Percentage Net Loans Charged-off: Total real estate loans0.6490%2,056
Percentage Net Loans Charged-off:Construction & development0.6944%2,073
Percentage Net Loans Charged-off: Commercial real estate0.8178%1,230
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0542%4,060
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0550%3,887
Percentage Net Loans Charged-off: Commercial and industrial0.6082%2,247
Percentage Net Loans Charged-off: Loans to individuals0.2846%3,312
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2670%3,111
Percentage Net Loans Charged-off: All other loans and lease-0.0271%6,018
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4300%2,849
Percentage Net Loans Charged-off: Total real estate loans0.4713%2,359
Percentage Net Loans Charged-off:Construction & development0.6085%1,839
Percentage Net Loans Charged-off: Commercial real estate0.5397%1,460
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1120%3,325
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.1139%3,140
Percentage Net Loans Charged-off: Commercial and industrial0.2924%2,519
Percentage Net Loans Charged-off: Loans to individuals-0.3094%6,867
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2839%6,858
Percentage Net Loans Charged-off: All other loans and lease-0.0232%6,016
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2399%3,117
Percentage Net Loans Charged-off: Total real estate loans0.2688%2,494
Percentage Net Loans Charged-off:Construction & development0.8955%1,247
Percentage Net Loans Charged-off: Commercial real estate0.1452%1,576
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial0.1436%2,082
Percentage Net Loans Charged-off: Loans to individuals-0.3206%6,724
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2841%6,743
Percentage Net Loans Charged-off: All other loans and lease-0.0546%6,106
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8586%2,489
Percentage Net Loans Charged-off: Total real estate loans0.9992%1,911
Percentage Net Loans Charged-off:Construction & development2.2424%1,990
Percentage Net Loans Charged-off: Commercial real estate0.7489%1,597
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.1529%3,745
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.1565%3,598
Percentage Net Loans Charged-off: Commercial and industrial0.1845%4,097
Percentage Net Loans Charged-off: Loans to individuals1.1439%1,924
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0391%6,420
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9638%2,073
Percentage Net Loans Charged-off: Total real estate loans1.1362%1,592
Percentage Net Loans Charged-off:Construction & development2.3137%1,754
Percentage Net Loans Charged-off: Commercial real estate0.9203%1,229
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.1694%3,324
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.1734%3,158
Percentage Net Loans Charged-off: Commercial and industrial0.1855%3,679
Percentage Net Loans Charged-off: Loans to individuals0.2646%3,949
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0563%6,492
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2186%1,567
Percentage Net Loans Charged-off: Total real estate loans1.4354%1,172
Percentage Net Loans Charged-off:Construction & development2.9611%1,376
Percentage Net Loans Charged-off: Commercial real estate1.1117%921
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.1965%2,814
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.2011%2,671
Percentage Net Loans Charged-off: Commercial and industrial0.2502%3,098
Percentage Net Loans Charged-off: Loans to individuals0.1173%4,227
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0423%6,427
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5181%2,514
Percentage Net Loans Charged-off: Total real estate loans0.6024%1,865
Percentage Net Loans Charged-off:Construction & development0.4408%1,707
Percentage Net Loans Charged-off: Commercial real estate0.8197%859
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial0.0803%2,639
Percentage Net Loans Charged-off: Loans to individuals1.2387%1,542
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8332%1,357
Percentage Net Loans Charged-off: Total real estate loans1.8244%1,149
Percentage Net Loans Charged-off:Construction & development3.9762%1,468
Percentage Net Loans Charged-off: Commercial real estate0.7679%1,378
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1122%3,860
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.1134%3,675
Percentage Net Loans Charged-off: Commercial and industrial2.0395%1,859
Percentage Net Loans Charged-off: Loans to individuals0.6177%3,723
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0518%6,762
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1562%897
Percentage Net Loans Charged-off: Total real estate loans2.1882%754
Percentage Net Loans Charged-off:Construction & development4.8096%1,016
Percentage Net Loans Charged-off: Commercial real estate0.7432%1,041
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1502%3,136
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.1514%2,975
Percentage Net Loans Charged-off: Commercial and industrial2.1938%1,429
Percentage Net Loans Charged-off: Loans to individuals0.6177%3,357
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0503%6,769
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9287%973
Percentage Net Loans Charged-off: Total real estate loans1.8467%831
Percentage Net Loans Charged-off:Construction & development3.5567%1,058
Percentage Net Loans Charged-off: Commercial real estate0.8452%757
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2296%2,356
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.2303%2,222
Percentage Net Loans Charged-off: Commercial and industrial2.5508%1,081
Percentage Net Loans Charged-off: Loans to individuals0.6182%3,175
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1925%397
Percentage Net Loans Charged-off: Total real estate loans3.0518%347
Percentage Net Loans Charged-off:Construction & development5.0925%558
Percentage Net Loans Charged-off: Commercial real estate1.8205%279
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial4.2535%536
Percentage Net Loans Charged-off: Loans to individuals1.2171%1,794
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0742%6,802
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1033%5,276
Percentage Net Loans Charged-off: Total real estate loans0.0887%3,839
Percentage Net Loans Charged-off:Construction & development0.1347%2,531
Percentage Net Loans Charged-off: Commercial real estate-0.0042%7,688
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2383%1,989
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2383%1,886
Percentage Net Loans Charged-off: Commercial and industrial0.1792%3,666
Percentage Net Loans Charged-off: Loans to individuals0.0885%5,544
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0670%6,946
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0289%5,701
Percentage Net Loans Charged-off: Total real estate loans0.0260%3,962
Percentage Net Loans Charged-off:Construction & development0.0414%2,104
Percentage Net Loans Charged-off: Commercial real estate-0.0061%7,727
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0672%2,637
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0672%2,461
Percentage Net Loans Charged-off: Commercial and industrial0.0389%3,642
Percentage Net Loans Charged-off: Loans to individuals0.1454%4,752
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0644%6,936
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0034%5,882
Percentage Net Loans Charged-off: Total real estate loans-0.0026%7,645
Percentage Net Loans Charged-off:Construction & development0.0012%1,701
Percentage Net Loans Charged-off: Commercial real estate-0.0092%7,804
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.0174%3,072
Percentage Net Loans Charged-off: Loans to individuals0.1849%4,112
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0098%4,691
Percentage Net Loans Charged-off: Total real estate loans-0.0067%7,723
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0182%7,939
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0458%2,022
Percentage Net Loans Charged-off: Loans to individuals0.5246%2,398
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0414%6,888
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0008%7,578
Percentage Net Loans Charged-off: Total real estate loans0.0121%3,791
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1472%1,539
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1472%1,479
Percentage Net Loans Charged-off: Commercial and industrial-0.0303%7,179
Percentage Net Loans Charged-off: Loans to individuals0.0144%5,675
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6661%7,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0112%7,577
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial-0.0297%7,021
Percentage Net Loans Charged-off: Loans to individuals0.0287%5,137
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.0385%7,424
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0119%7,357
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.0212%6,875
Percentage Net Loans Charged-off: Loans to individuals-0.0858%7,267
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.8150%7,459
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0142%7,097
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0152%6,761
Percentage Net Loans Charged-off: Loans to individuals-0.2169%7,467
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-4.6476%7,453
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0282%8,038
Percentage Net Loans Charged-off: Total real estate loans-0.0037%7,713
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0079%7,879
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0067%7,858
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0067%7,825
Percentage Net Loans Charged-off: Commercial and industrial-0.1072%7,551
Percentage Net Loans Charged-off: Loans to individuals-0.0133%7,441
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.1315%7,564
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0282%7,873
Percentage Net Loans Charged-off: Total real estate loans-0.0043%7,675
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0105%7,949
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.1099%7,502
Percentage Net Loans Charged-off: Loans to individuals0.0262%5,133
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.1654%7,597
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0313%7,751
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.1478%7,541
Percentage Net Loans Charged-off: Loans to individuals0.0524%4,526
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.2928%7,587
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0318%7,462
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.1805%7,608
Percentage Net Loans Charged-off: Loans to individuals0.0516%3,724
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2284%7,294
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1462%2,937
Percentage Net Loans Charged-off: Total real estate loans0.0911%1,367
Percentage Net Loans Charged-off:Construction & development0.0595%474
Percentage Net Loans Charged-off: Commercial real estate0.0967%789
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2948%566
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2948%582
Percentage Net Loans Charged-off: Commercial and industrial0.4227%2,080
Percentage Net Loans Charged-off: Loans to individuals0.1495%5,387
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3995%475
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1300%2,702
Percentage Net Loans Charged-off: Total real estate loans0.1231%979
Percentage Net Loans Charged-off:Construction & development0.0820%340
Percentage Net Loans Charged-off: Commercial real estate0.1278%582
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.4032%358
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.4032%368
Percentage Net Loans Charged-off: Commercial and industrial0.1491%2,519
Percentage Net Loans Charged-off: Loans to individuals0.0326%5,623
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7596%357
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2120%1,727
Percentage Net Loans Charged-off: Total real estate loans0.1644%730
Percentage Net Loans Charged-off:Construction & development0.1276%230
Percentage Net Loans Charged-off: Commercial real estate0.1422%458
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.5972%239
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.5972%249
Percentage Net Loans Charged-off: Commercial and industrial0.5258%1,357
Percentage Net Loans Charged-off: Loans to individuals-0.0453%7,367
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8583%301
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1825%1,700
Percentage Net Loans Charged-off: Total real estate loans0.0929%872
Percentage Net Loans Charged-off:Construction & development0.2672%112
Percentage Net Loans Charged-off: Commercial real estate-0.0554%8,363
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.8767%760
Percentage Net Loans Charged-off: Loans to individuals-0.3033%7,891
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4414%322
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1588%3,258
Percentage Net Loans Charged-off: Total real estate loans0.0605%2,133
Percentage Net Loans Charged-off:Construction & development0.1648%404
Percentage Net Loans Charged-off: Commercial real estate-0.0715%8,453
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.3514%550
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3514%567
Percentage Net Loans Charged-off: Commercial and industrial0.6811%1,775
Percentage Net Loans Charged-off: Loans to individuals0.2920%4,885
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0598%556
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1142%3,442
Percentage Net Loans Charged-off: Total real estate loans0.0687%1,668
Percentage Net Loans Charged-off:Construction & development0.0223%534
Percentage Net Loans Charged-off: Commercial real estate0.0521%923
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.4619%371
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.4619%385
Percentage Net Loans Charged-off: Commercial and industrial0.2196%2,525
Percentage Net Loans Charged-off: Loans to individuals0.4406%3,678
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0505%486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2010%2,249
Percentage Net Loans Charged-off: Total real estate loans0.1172%1,147
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0793%684
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential1.0402%144
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.0402%146
Percentage Net Loans Charged-off: Commercial and industrial0.5282%1,556
Percentage Net Loans Charged-off: Loans to individuals0.5908%2,915
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7751%525
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0598%3,516
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0337%2,040
Percentage Net Loans Charged-off: Loans to individuals0.5514%2,774
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3824%230
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4641%1,584
Percentage Net Loans Charged-off: Total real estate loans0.4360%468
Percentage Net Loans Charged-off:Construction & development0.7009%265
Percentage Net Loans Charged-off: Commercial real estate0.2792%687
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0069%3,244
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0069%3,085
Percentage Net Loans Charged-off: Commercial and industrial0.2823%3,312
Percentage Net Loans Charged-off: Loans to individuals0.4278%4,598
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.9372%326
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5627%1,122
Percentage Net Loans Charged-off: Total real estate loans0.5315%315
Percentage Net Loans Charged-off:Construction & development0.8147%205
Percentage Net Loans Charged-off: Commercial real estate0.3747%467
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0212%2,408
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0212%2,305
Percentage Net Loans Charged-off: Commercial and industrial0.3852%2,480
Percentage Net Loans Charged-off: Loans to individuals0.4577%4,026
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.1458%285
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7381%806
Percentage Net Loans Charged-off: Total real estate loans0.4372%390
Percentage Net Loans Charged-off:Construction & development0.9865%157
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0399%1,780
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0399%1,722
Percentage Net Loans Charged-off: Commercial and industrial2.0889%733
Percentage Net Loans Charged-off: Loans to individuals0.4605%3,734
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6769%242
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8530%598
Percentage Net Loans Charged-off: Total real estate loans0.4129%377
Percentage Net Loans Charged-off:Construction & development0.9206%110
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0725%1,133
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0725%1,099
Percentage Net Loans Charged-off: Commercial and industrial3.0927%409
Percentage Net Loans Charged-off: Loans to individuals0.3823%3,567
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.4105%235
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5563%1,498
Percentage Net Loans Charged-off: Total real estate loans0.3874%581
Percentage Net Loans Charged-off:Construction & development0.1851%518
Percentage Net Loans Charged-off: Commercial real estate0.5825%453
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.5141%418
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.5141%421
Percentage Net Loans Charged-off: Commercial and industrial1.3351%1,528
Percentage Net Loans Charged-off: Loans to individuals0.2271%5,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2417%606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2909%2,755
Percentage Net Loans Charged-off: Total real estate loans0.0456%2,460
Percentage Net Loans Charged-off:Construction & development0.1017%578
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0105%2,967
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0105%2,802
Percentage Net Loans Charged-off: Commercial and industrial0.9002%1,942
Percentage Net Loans Charged-off: Loans to individuals1.1702%1,835
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5042%1,001
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5233%1,236
Percentage Net Loans Charged-off: Total real estate loans0.0607%375
Percentage Net Loans Charged-off:Construction & development0.1384%124
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial1.8139%127
Percentage Net Loans Charged-off: Loans to individuals0.2392%1,078
Percentage Net Loans Charged-off: Credit card loans1.1984%715
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0823%306
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2590%2,615
Percentage Net Loans Charged-off: Total real estate loans0.0020%979
Percentage Net Loans Charged-off:Construction & development0.0378%177
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential-0.1530%1,502
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.1530%1,500
Percentage Net Loans Charged-off: Commercial and industrial0.7113%285
Percentage Net Loans Charged-off: Loans to individuals0.6401%685
Percentage Net Loans Charged-off: Credit card loans4.4720%179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1866%264
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2160%3,285
Percentage Net Loans Charged-off: Total real estate loans0.0245%655
Percentage Net Loans Charged-off:Construction & development0.0452%166
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0369%565
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0369%521
Percentage Net Loans Charged-off: Commercial and industrial0.4777%359
Percentage Net Loans Charged-off: Loans to individuals0.6451%728
Percentage Net Loans Charged-off: Credit card loans6.5309%93
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2839%2,893
Percentage Net Loans Charged-off: Total real estate loans0.0207%740
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0356%376
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0354%641
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0354%597
Percentage Net Loans Charged-off: Commercial and industrial0.7998%227
Percentage Net Loans Charged-off: Loans to individuals0.5896%819
Percentage Net Loans Charged-off: Credit card loans4.4482%269
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1069%5,626
Percentage Net Loans Charged-off: Total real estate loans-0.0053%1,282
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.0141%1,205
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial0.1200%667
Percentage Net Loans Charged-off: Loans to individuals0.5449%860
Percentage Net Loans Charged-off: Credit card loans2.1079%623
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1994%3,877
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1181%5,359
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0648%7,915
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8050%2,712
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA