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Legacy Bank, Income and Expense

2022-03-31 (YTD Data)		Rank
Total interest income	$4,799,000	1,486
Total interest expense	$172,000	2,442
Net interest income	$4,627,000	1,443
Provision for loan and lease losses	$0	2,285
Total noninterest income	$260,000	2,754
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$92,000	2,041
Trading account gains and fees	NA	NA
Additional Noninterest Income	$168,000	2,766
Total noninterest expense	$2,622,000	1,918
Salaries and employee benefits	$1,570,000	1,874
Premises and equipment expense	$266,000	1,975
Additional noninterest expense	$786,000	1,900
Pre-tax net operating income	$2,265,000	1,235
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$2,265,000	1,093
Extraordinary gains, net	$0	4
Net income	$2,265,000	1,092
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,265,000	1,093
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$27,000	372
Net operating income	$2,265,000	1,104
2021-12-31 (YTD Data)		Rank
Total interest income	$18,071,000	1,606
Total interest expense	$1,061,000	2,135
Net interest income	$17,010,000	1,567
Provision for loan and lease losses	$732,000	777
Total noninterest income	$1,118,000	2,849
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$321,000	2,111
Trading account gains and fees	NA	NA
Additional Noninterest Income	$797,000	2,836
Total noninterest expense	$9,427,000	2,048
Salaries and employee benefits	$5,312,000	2,094
Premises and equipment expense	$1,091,000	1,930
Additional noninterest expense	$3,024,000	1,964
Pre-tax net operating income	$7,969,000	1,494
Securities gains (losses)	$221,000	569
Applicable income taxes	$0	3,710
Income before extraordinary items	$8,190,000	1,323
Extraordinary gains, net	$0	10
Net income	$8,190,000	1,323
Minority interest net income	$0	74
Net income of bank and minority interests.	$8,190,000	1,323
Net charge-offs	$502,000	637
Cash dividends	$2,981,000	1,198
Sale, conversion, retirement of capital stock, net	$28,000	533
Net operating income	$7,969,000	1,331
2021-09-30 (YTD Data)		Rank
Total interest income	$13,319,000	1,664
Total interest expense	$866,000	2,088
Net interest income	$12,453,000	1,617
Provision for loan and lease losses	$527,000	774
Total noninterest income	$824,000	2,913
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$222,000	2,210
Trading account gains and fees	NA	NA
Additional Noninterest Income	$602,000	2,863
Total noninterest expense	$6,745,000	2,134
Salaries and employee benefits	$3,954,000	2,112
Premises and equipment expense	$803,000	1,981
Additional noninterest expense	$1,988,000	2,168
Pre-tax net operating income	$6,005,000	1,551
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$6,005,000	1,408
Extraordinary gains, net	$0	8
Net income	$6,005,000	1,407
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,005,000	1,408
Net charge-offs	$452,000	539
Cash dividends	$1,242,000	1,547
Sale, conversion, retirement of capital stock, net	$27,000	486
Net operating income	$6,005,000	1,386
2021-06-30 (YTD Data)		Rank
Total interest income	$8,563,000	1,704
Total interest expense	$626,000	2,045
Net interest income	$7,937,000	1,659
Provision for loan and lease losses	$216,000	1,137
Total noninterest income	$548,000	2,895
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$137,000	2,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$411,000	2,813
Total noninterest expense	$4,330,000	2,171
Salaries and employee benefits	$2,579,000	2,135
Premises and equipment expense	$509,000	2,033
Additional noninterest expense	$1,242,000	2,241
Pre-tax net operating income	$3,939,000	1,546
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$3,939,000	1,423
Extraordinary gains, net	$0	6
Net income	$3,939,000	1,423
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,939,000	1,423
Net charge-offs	$413,000	449
Cash dividends	$1,242,000	1,201
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,939,000	1,385
2021-03-31 (YTD Data)		Rank
Total interest income	$4,141,000	1,759
Total interest expense	$334,000	2,024
Net interest income	$3,807,000	1,708
Provision for loan and lease losses	$73,000	1,530
Total noninterest income	$294,000	2,819
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$67,000	2,273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$227,000	2,723
Total noninterest expense	$2,023,000	2,253
Salaries and employee benefits	$1,227,000	2,189
Premises and equipment expense	$248,000	2,075
Additional noninterest expense	$548,000	2,396
Pre-tax net operating income	$2,005,000	1,520
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$2,005,000	1,391
Extraordinary gains, net	$0	3
Net income	$2,005,000	1,391
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,005,000	1,391
Net charge-offs	$-42,000	4,565
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,005,000	1,355
2020-12-31 (YTD Data)		Rank
Total interest income	$17,516,000	1,673
Total interest expense	$2,292,000	1,806
Net interest income	$15,224,000	1,632
Provision for loan and lease losses	$1,222,000	1,416
Total noninterest income	$1,212,000	2,670
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$315,000	2,172
Trading account gains and fees	NA	NA
Additional Noninterest Income	$897,000	2,590
Total noninterest expense	$7,507,000	2,364
Salaries and employee benefits	$4,304,000	2,378
Premises and equipment expense	$984,000	2,061
Additional noninterest expense	$2,219,000	2,366
Pre-tax net operating income	$7,707,000	1,288
Securities gains (losses)	$-51,000	4,920
Applicable income taxes	$0	3,697
Income before extraordinary items	$7,656,000	1,175
Extraordinary gains, net	$0	4
Net income	$7,656,000	1,175
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,656,000	1,175
Net charge-offs	$3,000	3,272
Cash dividends	$2,731,000	1,216
Sale, conversion, retirement of capital stock, net	$29,000	513
Net operating income	$7,707,000	1,138
2020-09-30 (YTD Data)		Rank
Total interest income	$13,293,000	1,659
Total interest expense	$1,889,000	1,772
Net interest income	$11,404,000	1,617
Provision for loan and lease losses	$1,002,000	1,362
Total noninterest income	$780,000	2,799
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$240,000	2,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$540,000	2,766
Total noninterest expense	$5,595,000	2,357
Salaries and employee benefits	$3,236,000	2,344
Premises and equipment expense	$734,000	2,058
Additional noninterest expense	$1,625,000	2,378
Pre-tax net operating income	$5,587,000	1,284
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$5,587,000	1,163
Extraordinary gains, net	$0	4
Net income	$5,587,000	1,163
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,587,000	1,163
Net charge-offs	$-41,000	4,610
Cash dividends	$993,000	1,726
Sale, conversion, retirement of capital stock, net	$28,000	475
Net operating income	$5,587,000	1,130
2020-06-30 (YTD Data)		Rank
Total interest income	$9,089,000	1,643
Total interest expense	$1,340,000	1,788
Net interest income	$7,749,000	1,591
Provision for loan and lease losses	$807,000	1,222
Total noninterest income	$456,000	2,908
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$162,000	2,165
Trading account gains and fees	NA	NA
Additional Noninterest Income	$294,000	2,930
Total noninterest expense	$3,703,000	2,367
Salaries and employee benefits	$2,172,000	2,339
Premises and equipment expense	$475,000	2,093
Additional noninterest expense	$1,056,000	2,412
Pre-tax net operating income	$3,695,000	1,235
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$3,695,000	1,100
Extraordinary gains, net	$0	4
Net income	$3,695,000	1,100
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,695,000	1,100
Net charge-offs	$-40,000	4,688
Cash dividends	$993,000	1,358
Sale, conversion, retirement of capital stock, net	$28,000	439
Net operating income	$3,695,000	1,074
2020-03-31 (YTD Data)		Rank
Total interest income	$4,353,000	1,696
Total interest expense	$703,000	1,838
Net interest income	$3,650,000	1,647
Provision for loan and lease losses	$275,000	1,250
Total noninterest income	$241,000	2,779
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$100,000	2,134
Trading account gains and fees	NA	NA
Additional Noninterest Income	$141,000	2,832
Total noninterest expense	$1,875,000	2,360
Salaries and employee benefits	$1,099,000	2,323
Premises and equipment expense	$250,000	2,052
Additional noninterest expense	$526,000	2,451
Pre-tax net operating income	$1,741,000	1,178
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$1,741,000	1,046
Extraordinary gains, net	$0	4
Net income	$1,741,000	1,045
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,741,000	1,046
Net charge-offs	$-40,000	4,819
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$28,000	375
Net operating income	$1,741,000	1,034
2019-12-31 (YTD Data)		Rank
Total interest income	$16,450,000	1,793
Total interest expense	$2,181,000	2,215
Net interest income	$14,269,000	1,674
Provision for loan and lease losses	$640,000	1,282
Total noninterest income	$989,000	2,836
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$399,000	2,218
Trading account gains and fees	NA	NA
Additional Noninterest Income	$590,000	2,857
Total noninterest expense	$7,687,000	2,309
Salaries and employee benefits	$4,432,000	2,275
Premises and equipment expense	$1,021,000	2,007
Additional noninterest expense	$2,234,000	2,383
Pre-tax net operating income	$6,931,000	1,367
Securities gains (losses)	$-113,000	5,085
Applicable income taxes	$0	3,859
Income before extraordinary items	$6,818,000	1,263
Extraordinary gains, net	$0	11
Net income	$6,818,000	1,264
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,818,000	1,265
Net charge-offs	$211,000	1,636
Cash dividends	$2,480,000	1,385
Sale, conversion, retirement of capital stock, net	$27,000	569
Net operating income	$6,931,000	1,231
2019-09-30 (YTD Data)		Rank
Total interest income	$12,007,000	1,849
Total interest expense	$1,467,000	2,386
Net interest income	$10,540,000	1,716
Provision for loan and lease losses	$443,000	1,292
Total noninterest income	$731,000	2,870
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$290,000	2,268
Trading account gains and fees	NA	NA
Additional Noninterest Income	$441,000	2,868
Total noninterest expense	$5,626,000	2,355
Salaries and employee benefits	$3,234,000	2,336
Premises and equipment expense	$775,000	2,015
Additional noninterest expense	$1,617,000	2,438
Pre-tax net operating income	$5,202,000	1,400
Securities gains (losses)	$-113,000	5,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$5,089,000	1,297
Extraordinary gains, net	$0	11
Net income	$5,089,000	1,299
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,089,000	1,299
Net charge-offs	$132,000	1,584
Cash dividends	$1,240,000	1,594
Sale, conversion, retirement of capital stock, net	$28,000	517
Net operating income	$5,202,000	1,245
2019-06-30 (YTD Data)		Rank
Total interest income	$7,677,000	1,905
Total interest expense	$860,000	2,563
Net interest income	$6,817,000	1,769
Provision for loan and lease losses	$261,000	1,349
Total noninterest income	$484,000	2,852
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$189,000	2,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$295,000	2,826
Total noninterest expense	$3,664,000	2,397
Salaries and employee benefits	$2,096,000	2,393
Premises and equipment expense	$514,000	2,025
Additional noninterest expense	$1,054,000	2,489
Pre-tax net operating income	$3,376,000	1,403
Securities gains (losses)	$-113,000	5,220
Applicable income taxes	$0	3,901
Income before extraordinary items	$3,263,000	1,306
Extraordinary gains, net	$0	11
Net income	$3,263,000	1,305
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,263,000	1,306
Net charge-offs	$125,000	1,264
Cash dividends	$1,240,000	1,258
Sale, conversion, retirement of capital stock, net	$27,000	492
Net operating income	$3,376,000	1,245
2019-03-31 (YTD Data)		Rank
Total interest income	$3,715,000	1,952
Total interest expense	$392,000	2,669
Net interest income	$3,323,000	1,818
Provision for loan and lease losses	$150,000	1,133
Total noninterest income	$232,000	2,864
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$93,000	2,307
Trading account gains and fees	NA	NA
Additional Noninterest Income	$139,000	2,842
Total noninterest expense	$1,777,000	2,452
Salaries and employee benefits	$1,037,000	2,428
Premises and equipment expense	$247,000	2,097
Additional noninterest expense	$493,000	2,618
Pre-tax net operating income	$1,628,000	1,428
Securities gains (losses)	$-40,000	5,241
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,588,000	1,306
Extraordinary gains, net	$0	5
Net income	$1,588,000	1,303
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,588,000	1,305
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$28,000	394
Net operating income	$1,628,000	1,259
2018-12-31 (YTD Data)		Rank
Total interest income	$14,011,000	1,962
Total interest expense	$1,243,000	2,620
Net interest income	$12,768,000	1,844
Provision for loan and lease losses	$359,000	1,783
Total noninterest income	$945,000	2,924
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$381,000	2,354
Trading account gains and fees	NA	NA
Additional Noninterest Income	$564,000	2,919
Total noninterest expense	$6,699,000	2,534
Salaries and employee benefits	$3,785,000	2,539
Premises and equipment expense	$857,000	2,265
Additional noninterest expense	$2,057,000	2,560
Pre-tax net operating income	$6,655,000	1,406
Securities gains (losses)	$-42,000	4,810
Applicable income taxes	$0	3,978
Income before extraordinary items	$6,613,000	1,279
Extraordinary gains, net	$0	6
Net income	$6,613,000	1,278
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,613,000	1,278
Net charge-offs	$287,000	1,367
Cash dividends	$2,849,000	1,137
Sale, conversion, retirement of capital stock, net	$83,000	510
Net operating income	$6,655,000	1,264
2018-09-30 (YTD Data)		Rank
Total interest income	$10,210,000	1,993
Total interest expense	$894,000	2,604
Net interest income	$9,316,000	1,888
Provision for loan and lease losses	$264,000	1,708
Total noninterest income	$698,000	2,975
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$282,000	2,392
Trading account gains and fees	NA	NA
Additional Noninterest Income	$416,000	2,984
Total noninterest expense	$4,963,000	2,562
Salaries and employee benefits	$2,788,000	2,573
Premises and equipment expense	$626,000	2,320
Additional noninterest expense	$1,549,000	2,546
Pre-tax net operating income	$4,787,000	1,472
Securities gains (losses)	$-42,000	5,109
Applicable income taxes	$0	4,032
Income before extraordinary items	$4,745,000	1,321
Extraordinary gains, net	$0	5
Net income	$4,745,000	1,320
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,745,000	1,320
Net charge-offs	$151,000	1,425
Cash dividends	$1,238,000	1,484
Sale, conversion, retirement of capital stock, net	$83,000	449
Net operating income	$4,787,000	1,303
2018-06-30 (YTD Data)		Rank
Total interest income	$6,842,000	1,973
Total interest expense	$565,000	2,613
Net interest income	$6,277,000	1,871
Provision for loan and lease losses	$140,000	1,896
Total noninterest income	$484,000	2,925
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$191,000	2,359
Trading account gains and fees	NA	NA
Additional Noninterest Income	$293,000	2,922
Total noninterest expense	$3,342,000	2,565
Salaries and employee benefits	$1,875,000	2,572
Premises and equipment expense	$416,000	2,347
Additional noninterest expense	$1,051,000	2,529
Pre-tax net operating income	$3,279,000	1,426
Securities gains (losses)	$-42,000	5,240
Applicable income taxes	$0	4,018
Income before extraordinary items	$3,237,000	1,282
Extraordinary gains, net	$0	6
Net income	$3,237,000	1,280
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,237,000	1,281
Net charge-offs	$1,000	3,095
Cash dividends	$1,238,000	1,128
Sale, conversion, retirement of capital stock, net	$83,000	392
Net operating income	$3,279,000	1,258
2018-03-31 (YTD Data)		Rank
Total interest income	$3,384,000	1,978
Total interest expense	$269,000	2,623
Net interest income	$3,115,000	1,874
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$190,000	3,249
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$91,000	2,452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	3,362
Total noninterest expense	$1,686,000	2,576
Salaries and employee benefits	$947,000	2,589
Premises and equipment expense	$206,000	2,400
Additional noninterest expense	$533,000	2,514
Pre-tax net operating income	$1,589,000	1,431
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,589,000	1,279
Extraordinary gains, net	$0	7
Net income	$1,589,000	1,279
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,589,000	1,279
Net charge-offs	$22,000	1,609
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,589,000	1,267
2017-12-31 (YTD Data)		Rank
Total interest income	$12,495,000	2,062
Total interest expense	$1,090,000	2,402
Net interest income	$11,405,000	2,000
Provision for loan and lease losses	$380,000	1,712
Total noninterest income	$908,000	3,092
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$354,000	2,569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$554,000	3,032
Total noninterest expense	$6,225,000	2,703
Salaries and employee benefits	$3,507,000	2,702
Premises and equipment expense	$828,000	2,401
Additional noninterest expense	$1,890,000	2,755
Pre-tax net operating income	$5,708,000	1,530
Securities gains (losses)	$-13,000	5,100
Applicable income taxes	$0	4,135
Income before extraordinary items	$5,695,000	1,224
Extraordinary gains, net	$0	9
Net income	$5,695,000	1,224
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,695,000	1,224
Net charge-offs	$33,000	3,182
Cash dividends	$995,000	2,239
Sale, conversion, retirement of capital stock, net	$-413,000	5,639
Net operating income	$5,708,000	1,197
2017-09-30 (YTD Data)		Rank
Total interest income	$9,243,000	2,088
Total interest expense	$827,000	2,358
Net interest income	$8,416,000	2,027
Provision for loan and lease losses	$319,000	1,568
Total noninterest income	$673,000	3,121
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$260,000	2,622
Trading account gains and fees	NA	NA
Additional Noninterest Income	$413,000	3,052
Total noninterest expense	$4,619,000	2,741
Salaries and employee benefits	$2,596,000	2,745
Premises and equipment expense	$623,000	2,402
Additional noninterest expense	$1,400,000	2,784
Pre-tax net operating income	$4,151,000	1,595
Securities gains (losses)	$-5,000	5,317
Applicable income taxes	$0	4,172
Income before extraordinary items	$4,146,000	1,343
Extraordinary gains, net	$0	9
Net income	$4,146,000	1,343
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,146,000	1,343
Net charge-offs	$34,000	2,698
Cash dividends	$500,000	2,387
Sale, conversion, retirement of capital stock, net	$-413,000	5,707
Net operating income	$4,151,000	1,324
2017-06-30 (YTD Data)		Rank
Total interest income	$6,163,000	2,067
Total interest expense	$554,000	2,303
Net interest income	$5,609,000	2,014
Provision for loan and lease losses	$248,000	1,398
Total noninterest income	$453,000	3,124
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$174,000	2,623
Trading account gains and fees	NA	NA
Additional Noninterest Income	$279,000	3,036
Total noninterest expense	$3,072,000	2,753
Salaries and employee benefits	$1,700,000	2,800
Premises and equipment expense	$402,000	2,470
Additional noninterest expense	$970,000	2,729
Pre-tax net operating income	$2,742,000	1,579
Securities gains (losses)	$1,000	1,756
Applicable income taxes	$0	4,189
Income before extraordinary items	$2,743,000	1,339
Extraordinary gains, net	$0	11
Net income	$2,743,000	1,337
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,743,000	1,339
Net charge-offs	$2,000	3,300
Cash dividends	$500,000	1,993
Sale, conversion, retirement of capital stock, net	$-413,000	5,761
Net operating income	$2,742,000	1,319
2017-03-31 (YTD Data)		Rank
Total interest income	$3,109,000	2,046
Total interest expense	$290,000	2,233
Net interest income	$2,819,000	2,002
Provision for loan and lease losses	$118,000	1,357
Total noninterest income	$238,000	3,046
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$87,000	2,620
Trading account gains and fees	NA	NA
Additional Noninterest Income	$151,000	2,926
Total noninterest expense	$1,453,000	2,894
Salaries and employee benefits	$807,000	2,930
Premises and equipment expense	$193,000	2,561
Additional noninterest expense	$453,000	2,863
Pre-tax net operating income	$1,486,000	1,448
Securities gains (losses)	$1,000	1,030
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,487,000	1,223
Extraordinary gains, net	$0	8
Net income	$1,487,000	1,222
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,487,000	1,223
Net charge-offs	$-17,000	5,196
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,486,000	1,207
2016-12-31 (YTD Data)		Rank
Total interest income	$12,019,000	2,076
Total interest expense	$1,196,000	2,137
Net interest income	$10,823,000	2,039
Provision for loan and lease losses	$488,000	1,502
Total noninterest income	$765,000	3,450
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$376,000	2,563
Trading account gains and fees	$0	170
Additional Noninterest Income	$389,000	3,602
Total noninterest expense	$6,106,000	2,815
Salaries and employee benefits	$3,451,000	2,779
Premises and equipment expense	$786,000	2,532
Additional noninterest expense	$1,869,000	2,878
Pre-tax net operating income	$4,994,000	1,628
Securities gains (losses)	$34,000	2,083
Applicable income taxes	$0	4,278
Income before extraordinary items	$5,028,000	1,381
Extraordinary gains, net	$0	5
Net income	$5,028,000	1,380
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,028,000	1,380
Net charge-offs	$126,000	2,391
Cash dividends	$751,000	2,513
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,994,000	1,359
2016-09-30 (YTD Data)		Rank
Total interest income	$8,940,000	2,085
Total interest expense	$885,000	2,166
Net interest income	$8,055,000	2,052
Provision for loan and lease losses	$362,000	1,437
Total noninterest income	$518,000	3,624
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$278,000	2,593
Trading account gains and fees	$0	169
Additional Noninterest Income	$240,000	3,890
Total noninterest expense	$4,556,000	2,826
Salaries and employee benefits	$2,543,000	2,807
Premises and equipment expense	$588,000	2,536
Additional noninterest expense	$1,425,000	2,850
Pre-tax net operating income	$3,655,000	1,673
Securities gains (losses)	$34,000	2,017
Applicable income taxes	$0	4,325
Income before extraordinary items	$3,689,000	1,428
Extraordinary gains, net	$0	5
Net income	$3,689,000	1,428
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,689,000	1,428
Net charge-offs	$102,000	2,055
Cash dividends	$375,000	2,681
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,655,000	1,399
2016-06-30 (YTD Data)		Rank
Total interest income	$5,898,000	2,110
Total interest expense	$548,000	2,280
Net interest income	$5,350,000	2,067
Provision for loan and lease losses	$236,000	1,481
Total noninterest income	$259,000	4,079
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$186,000	2,559
Trading account gains and fees	$0	157
Additional Noninterest Income	$73,000	4,737
Total noninterest expense	$3,037,000	2,835
Salaries and employee benefits	$1,718,000	2,805
Premises and equipment expense	$371,000	2,650
Additional noninterest expense	$948,000	2,853
Pre-tax net operating income	$2,336,000	1,731
Securities gains (losses)	$30,000	1,748
Applicable income taxes	$0	4,338
Income before extraordinary items	$2,366,000	1,459
Extraordinary gains, net	$0	16
Net income	$2,366,000	1,459
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,366,000	1,459
Net charge-offs	$58,000	2,039
Cash dividends	$375,000	2,284
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,336,000	1,430
2016-03-31 (YTD Data)		Rank
Total interest income	$2,943,000	2,110
Total interest expense	$246,000	2,455
Net interest income	$2,697,000	2,054
Provision for loan and lease losses	$116,000	1,407
Total noninterest income	$36,000	5,390
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$88,000	2,636
Trading account gains and fees	$0	142
Additional Noninterest Income	$-52,000	6,096
Total noninterest expense	$1,508,000	2,859
Salaries and employee benefits	$839,000	2,848
Premises and equipment expense	$192,000	2,614
Additional noninterest expense	$477,000	2,857
Pre-tax net operating income	$1,109,000	1,784
Securities gains (losses)	$28,000	1,083
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,137,000	1,462
Extraordinary gains, net	$0	12
Net income	$1,137,000	1,462
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,137,000	1,463
Net charge-offs	$30,000	1,747
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,109,000	1,458
2015-12-31 (YTD Data)		Rank
Total interest income	$11,016,000	2,185
Total interest expense	$904,000	2,604
Net interest income	$10,112,000	2,111
Provision for loan and lease losses	$468,000	1,428
Total noninterest income	$90,000	5,746
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$348,000	2,769
Trading account gains and fees	$0	159
Additional Noninterest Income	$-258,000	6,152
Total noninterest expense	$5,928,000	2,887
Salaries and employee benefits	$3,151,000	2,945
Premises and equipment expense	$781,000	2,600
Additional noninterest expense	$1,996,000	2,795
Pre-tax net operating income	$3,806,000	1,945
Securities gains (losses)	$25,000	2,106
Applicable income taxes	$0	4,402
Income before extraordinary items	$3,831,000	1,662
Extraordinary gains, net	$0	23
Net income	$3,831,000	1,664
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,831,000	1,664
Net charge-offs	$385,000	1,396
Cash dividends	$751,000	2,458
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,806,000	1,635
2015-09-30 (YTD Data)		Rank
Total interest income	$8,155,000	2,218
Total interest expense	$666,000	2,672
Net interest income	$7,489,000	2,141
Provision for loan and lease losses	$241,000	1,745
Total noninterest income	$-71,000	6,233
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$250,000	2,849
Trading account gains and fees	$0	153
Additional Noninterest Income	$-321,000	6,246
Total noninterest expense	$4,610,000	2,828
Salaries and employee benefits	$2,498,000	2,845
Premises and equipment expense	$605,000	2,569
Additional noninterest expense	$1,507,000	2,774
Pre-tax net operating income	$2,567,000	2,149
Securities gains (losses)	$18,000	2,073
Applicable income taxes	$0	4,489
Income before extraordinary items	$2,585,000	1,842
Extraordinary gains, net	$0	21
Net income	$2,585,000	1,844
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,585,000	1,844
Net charge-offs	$223,000	1,447
Cash dividends	$375,000	2,604
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,567,000	1,824
2015-06-30 (YTD Data)		Rank
Total interest income	$5,397,000	2,238
Total interest expense	$428,000	2,735
Net interest income	$4,969,000	2,157
Provision for loan and lease losses	$167,000	1,685
Total noninterest income	$-154,000	6,319
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$159,000	2,919
Trading account gains and fees	$0	157
Additional Noninterest Income	$-313,000	6,327
Total noninterest expense	$3,084,000	2,835
Salaries and employee benefits	$1,701,000	2,817
Premises and equipment expense	$387,000	2,661
Additional noninterest expense	$996,000	2,819
Pre-tax net operating income	$1,564,000	2,271
Securities gains (losses)	$16,000	1,815
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,580,000	1,955
Extraordinary gains, net	$0	22
Net income	$1,580,000	1,957
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,580,000	1,957
Net charge-offs	$219,000	1,130
Cash dividends	$375,000	2,215
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,564,000	1,925
2015-03-31 (YTD Data)		Rank
Total interest income	$2,693,000	2,238
Total interest expense	$209,000	2,807
Net interest income	$2,484,000	2,138
Provision for loan and lease losses	$94,000	1,512
Total noninterest income	$65,000	5,034
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$79,000	2,888
Trading account gains and fees	$0	152
Additional Noninterest Income	$-14,000	6,330
Total noninterest expense	$1,494,000	2,908
Salaries and employee benefits	$858,000	2,822
Premises and equipment expense	$193,000	2,717
Additional noninterest expense	$443,000	3,069
Pre-tax net operating income	$961,000	1,921
Securities gains (losses)	$16,000	1,315
Applicable income taxes	$0	4,400
Income before extraordinary items	$977,000	1,645
Extraordinary gains, net	$0	13
Net income	$977,000	1,647
Minority interest net income	$0	64
Net income of bank and minority interests.	$977,000	1,647
Net charge-offs	$104,000	1,093
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$961,000	1,598
2014-12-31 (YTD Data)		Rank
Total interest income	$10,135,000	2,367
Total interest expense	$801,000	3,032
Net interest income	$9,334,000	2,277
Provision for loan and lease losses	$243,000	2,240
Total noninterest income	$-87,000	6,445
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$287,000	3,294
Trading account gains and fees	$0	180
Additional Noninterest Income	$-374,000	6,459
Total noninterest expense	$5,884,000	2,961
Salaries and employee benefits	$2,992,000	3,080
Premises and equipment expense	$780,000	2,712
Additional noninterest expense	$2,112,000	2,754
Pre-tax net operating income	$3,120,000	2,211
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$3,120,000	1,955
Extraordinary gains, net	$0	17
Net income	$3,120,000	1,954
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,120,000	1,953
Net charge-offs	$403,000	1,714
Cash dividends	$500,000	2,836
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,120,000	1,915
2014-09-30 (YTD Data)		Rank
Total interest income	$7,423,000	2,440
Total interest expense	$591,000	3,126
Net interest income	$6,832,000	2,331
Provision for loan and lease losses	$160,000	2,313
Total noninterest income	$-316,000	6,555
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$213,000	3,350
Trading account gains and fees	$0	174
Additional Noninterest Income	$-529,000	6,556
Total noninterest expense	$4,455,000	2,947
Salaries and employee benefits	$2,370,000	2,995
Premises and equipment expense	$578,000	2,767
Additional noninterest expense	$1,507,000	2,864
Pre-tax net operating income	$1,901,000	2,609
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,901,000	2,307
Extraordinary gains, net	$0	15
Net income	$1,901,000	2,308
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,901,000	2,307
Net charge-offs	$374,000	1,401
Cash dividends	$250,000	2,892
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,901,000	2,257
2014-06-30 (YTD Data)		Rank
Total interest income	$4,908,000	2,454
Total interest expense	$390,000	3,175
Net interest income	$4,518,000	2,337
Provision for loan and lease losses	$85,000	2,530
Total noninterest income	$336,000	3,822
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$140,000	3,368
Trading account gains and fees	$0	172
Additional Noninterest Income	$196,000	3,669
Total noninterest expense	$3,402,000	2,681
Salaries and employee benefits	$1,593,000	2,995
Premises and equipment expense	$381,000	2,809
Additional noninterest expense	$1,428,000	2,107
Pre-tax net operating income	$1,367,000	2,413
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,367,000	2,131
Extraordinary gains, net	$0	20
Net income	$1,367,000	2,135
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,367,000	2,134
Net charge-offs	$381,000	1,075
Cash dividends	$250,000	2,509
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,367,000	2,082
2014-03-31 (YTD Data)		Rank
Total interest income	$2,444,000	2,457
Total interest expense	$194,000	3,238
Net interest income	$2,250,000	2,334
Provision for loan and lease losses	$0	3,817
Total noninterest income	$107,000	4,527
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$65,000	3,474
Trading account gains and fees	$0	147
Additional Noninterest Income	$42,000	4,773
Total noninterest expense	$1,679,000	2,713
Salaries and employee benefits	$797,000	3,005
Premises and equipment expense	$193,000	2,825
Additional noninterest expense	$689,000	2,176
Pre-tax net operating income	$678,000	2,380
Securities gains (losses)	$4,000	1,399
Applicable income taxes	$0	4,445
Income before extraordinary items	$682,000	2,047
Extraordinary gains, net	$0	16
Net income	$682,000	2,050
Minority interest net income	$0	66
Net income of bank and minority interests.	$682,000	2,050
Net charge-offs	$386,000	603
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$678,000	2,018
2013-12-31 (YTD Data)		Rank
Total interest income	$10,102,000	2,402
Total interest expense	$898,000	3,188
Net interest income	$9,204,000	2,273
Provision for loan and lease losses	$1,502,000	787
Total noninterest income	$-168,000	6,729
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$316,000	3,266
Trading account gains and fees	$0	184
Additional Noninterest Income	$-484,000	6,736
Total noninterest expense	$6,173,000	2,915
Salaries and employee benefits	$2,699,000	3,345
Premises and equipment expense	$825,000	2,634
Additional noninterest expense	$2,649,000	2,333
Pre-tax net operating income	$1,361,000	3,569
Securities gains (losses)	$-170,000	6,603
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,191,000	3,578
Extraordinary gains, net	$0	29
Net income	$1,191,000	3,581
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,191,000	3,582
Net charge-offs	$1,762,000	831
Cash dividends	$375,000	3,070
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,361,000	3,283
2013-09-30 (YTD Data)		Rank
Total interest income	$7,539,000	2,426
Total interest expense	$686,000	3,217
Net interest income	$6,853,000	2,291
Provision for loan and lease losses	$752,000	1,113
Total noninterest income	$-96,000	6,818
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$236,000	3,287
Trading account gains and fees	$0	180
Additional Noninterest Income	$-332,000	6,817
Total noninterest expense	$4,844,000	2,819
Salaries and employee benefits	$2,351,000	3,038
Premises and equipment expense	$596,000	2,740
Additional noninterest expense	$1,897,000	2,423
Pre-tax net operating income	$1,161,000	3,413
Securities gains (losses)	$-123,000	6,741
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,038,000	3,354
Extraordinary gains, net	$0	25
Net income	$1,038,000	3,357
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,038,000	3,358
Net charge-offs	$1,065,000	953
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,161,000	3,064
2013-06-30 (YTD Data)		Rank
Total interest income	$4,886,000	2,488
Total interest expense	$463,000	3,252
Net interest income	$4,423,000	2,370
Provision for loan and lease losses	$502,000	1,158
Total noninterest income	$469,000	3,402
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$154,000	3,305
Trading account gains and fees	$0	157
Additional Noninterest Income	$315,000	3,137
Total noninterest expense	$3,684,000	2,517
Salaries and employee benefits	$1,535,000	3,099
Premises and equipment expense	$389,000	2,799
Additional noninterest expense	$1,760,000	1,798
Pre-tax net operating income	$706,000	3,563
Securities gains (losses)	$-79,000	6,826
Applicable income taxes	$0	4,679
Income before extraordinary items	$627,000	3,535
Extraordinary gains, net	$0	22
Net income	$627,000	3,537
Minority interest net income	$0	82
Net income of bank and minority interests.	$627,000	3,538
Net charge-offs	$1,066,000	731
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$706,000	3,202
2013-03-31 (YTD Data)		Rank
Total interest income	$2,406,000	2,539
Total interest expense	$243,000	3,231
Net interest income	$2,163,000	2,434
Provision for loan and lease losses	$250,000	1,141
Total noninterest income	$240,000	3,360
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$76,000	3,310
Trading account gains and fees	$0	148
Additional Noninterest Income	$164,000	3,052
Total noninterest expense	$1,737,000	2,693
Salaries and employee benefits	$703,000	3,311
Premises and equipment expense	$199,000	2,779
Additional noninterest expense	$835,000	1,875
Pre-tax net operating income	$416,000	3,229
Securities gains (losses)	$-28,000	6,894
Applicable income taxes	$0	4,602
Income before extraordinary items	$388,000	3,078
Extraordinary gains, net	$0	10
Net income	$388,000	3,079
Minority interest net income	$0	76
Net income of bank and minority interests.	$388,000	3,080
Net charge-offs	$-23,000	6,491
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$416,000	2,874
2012-12-31 (YTD Data)		Rank
Total interest income	$10,253,000	2,511
Total interest expense	$1,250,000	3,114
Net interest income	$9,003,000	2,390
Provision for loan and lease losses	$855,000	1,970
Total noninterest income	$126,000	6,116
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$348,000	3,194
Trading account gains and fees	$0	166
Additional Noninterest Income	$-222,000	6,826
Total noninterest expense	$6,687,000	2,778
Salaries and employee benefits	$3,264,000	2,950
Premises and equipment expense	$808,000	2,719
Additional noninterest expense	$2,615,000	2,470
Pre-tax net operating income	$1,587,000	3,242
Securities gains (losses)	$-511,000	7,010
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,076,000	3,759
Extraordinary gains, net	$0	29
Net income	$1,076,000	3,760
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,076,000	3,761
Net charge-offs	$469,000	2,731
Cash dividends	$313,000	3,251
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,587,000	2,882
2012-09-30 (YTD Data)		Rank
Total interest income	$7,726,000	2,544
Total interest expense	$976,000	3,127
Net interest income	$6,750,000	2,429
Provision for loan and lease losses	$850,000	1,635
Total noninterest income	$333,000	4,716
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$263,000	3,219
Trading account gains and fees	$0	157
Additional Noninterest Income	$70,000	5,475
Total noninterest expense	$5,047,000	2,768
Salaries and employee benefits	$2,647,000	2,778
Premises and equipment expense	$588,000	2,820
Additional noninterest expense	$1,812,000	2,651
Pre-tax net operating income	$1,186,000	3,342
Securities gains (losses)	$-937,000	7,137
Applicable income taxes	$0	4,802
Income before extraordinary items	$249,000	5,527
Extraordinary gains, net	$0	20
Net income	$249,000	5,527
Minority interest net income	$0	86
Net income of bank and minority interests.	$249,000	5,527
Net charge-offs	$155,000	3,562
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,186,000	2,950
2012-06-30 (YTD Data)		Rank
Total interest income	$5,109,000	2,580
Total interest expense	$688,000	3,095
Net interest income	$4,421,000	2,468
Provision for loan and lease losses	$850,000	1,241
Total noninterest income	$410,000	3,617
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$185,000	3,122
Trading account gains and fees	$0	153
Additional Noninterest Income	$225,000	3,502
Total noninterest expense	$3,333,000	2,793
Salaries and employee benefits	$1,790,000	2,747
Premises and equipment expense	$392,000	2,820
Additional noninterest expense	$1,151,000	2,788
Pre-tax net operating income	$648,000	3,671
Securities gains (losses)	$-234,000	7,156
Applicable income taxes	$0	4,770
Income before extraordinary items	$414,000	4,311
Extraordinary gains, net	$0	19
Net income	$414,000	4,314
Minority interest net income	$0	84
Net income of bank and minority interests.	$414,000	4,313
Net charge-offs	$9,000	4,968
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$648,000	3,294
2012-03-31 (YTD Data)		Rank
Total interest income	$2,511,000	2,646
Total interest expense	$364,000	3,058
Net interest income	$2,147,000	2,540
Provision for loan and lease losses	$350,000	1,357
Total noninterest income	$232,000	3,368
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$85,000	3,261
Trading account gains and fees	$0	148
Additional Noninterest Income	$147,000	3,095
Total noninterest expense	$1,685,000	2,762
Salaries and employee benefits	$862,000	2,854
Premises and equipment expense	$195,000	2,836
Additional noninterest expense	$628,000	2,541
Pre-tax net operating income	$344,000	3,590
Securities gains (losses)	$7,000	1,852
Applicable income taxes	$0	4,704
Income before extraordinary items	$351,000	3,346
Extraordinary gains, net	$0	19
Net income	$351,000	3,349
Minority interest net income	$0	78
Net income of bank and minority interests.	$351,000	3,349
Net charge-offs	$-37,000	7,019
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$344,000	3,220
2011-12-31 (YTD Data)		Rank
Total interest income	$11,349,000	2,466
Total interest expense	$2,041,000	2,738
Net interest income	$9,308,000	2,352
Provision for loan and lease losses	$1,971,000	1,590
Total noninterest income	$436,000	4,619
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$337,000	3,368
Trading account gains and fees	$0	146
Additional Noninterest Income	$99,000	5,317
Total noninterest expense	$6,116,000	3,011
Salaries and employee benefits	$3,089,000	3,045
Premises and equipment expense	$941,000	2,531
Additional noninterest expense	$2,086,000	3,025
Pre-tax net operating income	$1,657,000	2,860
Securities gains (losses)	$-449,000	7,228
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,208,000	3,203
Extraordinary gains, net	$0	29
Net income	$1,208,000	3,206
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,208,000	3,206
Net charge-offs	$2,869,000	1,230
Cash dividends	$250,000	3,152
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,657,000	2,497
2011-09-30 (YTD Data)		Rank
Total interest income	$8,562,000	2,474
Total interest expense	$1,596,000	2,734
Net interest income	$6,966,000	2,360
Provision for loan and lease losses	$1,896,000	1,286
Total noninterest income	$483,000	3,957
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$256,000	3,361
Trading account gains and fees	$0	145
Additional Noninterest Income	$227,000	3,904
Total noninterest expense	$4,634,000	2,985
Salaries and employee benefits	$2,319,000	3,045
Premises and equipment expense	$725,000	2,495
Additional noninterest expense	$1,590,000	2,984
Pre-tax net operating income	$919,000	3,472
Securities gains (losses)	$-299,000	7,307
Applicable income taxes	$0	4,740
Income before extraordinary items	$620,000	3,965
Extraordinary gains, net	$0	21
Net income	$620,000	3,967
Minority interest net income	$0	87
Net income of bank and minority interests.	$620,000	3,967
Net charge-offs	$2,577,000	1,031
Cash dividends	$125,000	3,012
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$919,000	3,135
2011-06-30 (YTD Data)		Rank
Total interest income	$5,883,000	2,415
Total interest expense	$1,098,000	2,754
Net interest income	$4,785,000	2,296
Provision for loan and lease losses	$652,000	1,971
Total noninterest income	$457,000	3,297
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$163,000	3,436
Trading account gains and fees	$0	153
Additional Noninterest Income	$294,000	2,903
Total noninterest expense	$3,145,000	2,976
Salaries and employee benefits	$1,568,000	3,026
Premises and equipment expense	$637,000	1,981
Additional noninterest expense	$940,000	3,349
Pre-tax net operating income	$1,445,000	1,942
Securities gains (losses)	$-299,000	7,405
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,146,000	2,023
Extraordinary gains, net	$0	15
Net income	$1,146,000	2,023
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,146,000	2,023
Net charge-offs	$838,000	1,621
Cash dividends	$125,000	2,645
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,445,000	1,607
2011-03-31 (YTD Data)		Rank
Total interest income	$2,931,000	2,436
Total interest expense	$562,000	2,778
Net interest income	$2,369,000	2,302
Provision for loan and lease losses	$276,000	2,081
Total noninterest income	$217,000	3,419
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$86,000	3,297
Trading account gains and fees	$0	158
Additional Noninterest Income	$131,000	3,128
Total noninterest expense	$1,521,000	3,072
Salaries and employee benefits	$759,000	3,130
Premises and equipment expense	$312,000	2,053
Additional noninterest expense	$450,000	3,449
Pre-tax net operating income	$789,000	1,796
Securities gains (losses)	$-299,000	7,495
Applicable income taxes	$0	4,545
Income before extraordinary items	$490,000	2,290
Extraordinary gains, net	$0	9
Net income	$490,000	2,289
Minority interest net income	$0	86
Net income of bank and minority interests.	$490,000	2,290
Net charge-offs	$338,000	1,647
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$789,000	1,455
2010-12-31 (YTD Data)		Rank
Total interest income	$12,437,000	2,415
Total interest expense	$3,216,000	2,446
Net interest income	$9,221,000	2,368
Provision for loan and lease losses	$2,110,000	2,001
Total noninterest income	$795,000	3,663
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$361,000	3,270
Trading account gains and fees	$0	175
Additional Noninterest Income	$434,000	3,386
Total noninterest expense	$6,692,000	2,831
Salaries and employee benefits	$3,391,000	2,809
Premises and equipment expense	$1,135,000	2,227
Additional noninterest expense	$2,166,000	3,031
Pre-tax net operating income	$1,214,000	3,068
Securities gains (losses)	$-594,000	7,445
Applicable income taxes	$0	4,655
Income before extraordinary items	$620,000	4,025
Extraordinary gains, net	$0	29
Net income	$620,000	4,024
Minority interest net income	$0	111
Net income of bank and minority interests.	$620,000	4,025
Net charge-offs	$1,660,000	2,056
Cash dividends	$375,000	2,708
Sale, conversion, retirement of capital stock, net	$1,987,000	272
Net operating income	$1,214,000	2,781
2010-09-30 (YTD Data)		Rank
Total interest income	$9,481,000	2,435
Total interest expense	$2,540,000	2,433
Net interest income	$6,941,000	2,395
Provision for loan and lease losses	$1,410,000	2,064
Total noninterest income	$741,000	3,292
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$277,000	3,298
Trading account gains and fees	$0	165
Additional Noninterest Income	$464,000	2,877
Total noninterest expense	$5,080,000	2,802
Salaries and employee benefits	$2,692,000	2,668
Premises and equipment expense	$887,000	2,161
Additional noninterest expense	$1,501,000	3,217
Pre-tax net operating income	$1,192,000	2,787
Securities gains (losses)	$6,000	3,242
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,198,000	2,549
Extraordinary gains, net	$0	23
Net income	$1,198,000	2,545
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,198,000	2,550
Net charge-offs	$1,065,000	2,119
Cash dividends	$250,000	2,499
Sale, conversion, retirement of capital stock, net	$1,932,000	214
Net operating income	$1,192,000	2,418
2010-06-30 (YTD Data)		Rank
Total interest income	$6,352,000	2,449
Total interest expense	$1,801,000	2,389
Net interest income	$4,551,000	2,434
Provision for loan and lease losses	$940,000	2,003
Total noninterest income	$774,000	2,419
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$191,000	3,231
Trading account gains and fees	$0	152
Additional Noninterest Income	$583,000	1,897
Total noninterest expense	$3,368,000	2,819
Salaries and employee benefits	$1,825,000	2,647
Premises and equipment expense	$548,000	2,352
Additional noninterest expense	$995,000	3,215
Pre-tax net operating income	$1,017,000	2,338
Securities gains (losses)	$6,000	2,744
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,023,000	2,081
Extraordinary gains, net	$0	19
Net income	$1,023,000	2,081
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,023,000	2,083
Net charge-offs	$337,000	2,910
Cash dividends	$250,000	2,089
Sale, conversion, retirement of capital stock, net	$1,932,000	148
Net operating income	$1,017,000	2,006
2010-03-31 (YTD Data)		Rank
Total interest income	$3,184,000	2,500
Total interest expense	$944,000	2,389
Net interest income	$2,240,000	2,508
Provision for loan and lease losses	$25,000	5,585
Total noninterest income	$362,000	2,533
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$88,000	3,399
Trading account gains and fees	$0	175
Additional Noninterest Income	$274,000	1,955
Total noninterest expense	$1,650,000	2,890
Salaries and employee benefits	$947,000	2,595
Premises and equipment expense	$257,000	2,530
Additional noninterest expense	$446,000	3,484
Pre-tax net operating income	$927,000	1,408
Securities gains (losses)	$6,000	1,850
Applicable income taxes	$0	4,611
Income before extraordinary items	$933,000	1,172
Extraordinary gains, net	$0	16
Net income	$933,000	1,174
Minority interest net income	$0	91
Net income of bank and minority interests.	$933,000	1,174
Net charge-offs	$105,000	3,047
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$161,000	246
Net operating income	$927,000	1,154
2009-12-31 (YTD Data)		Rank
Total interest income	$11,725,000	2,823
Total interest expense	$3,926,000	2,777
Net interest income	$7,799,000	2,788
Provision for loan and lease losses	$4,857,000	1,463
Total noninterest income	$3,010,000	1,610
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$365,000	3,499
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,645,000	1,128
Total noninterest expense	$5,883,000	3,231
Salaries and employee benefits	$3,087,000	3,086
Premises and equipment expense	$939,000	2,725
Additional noninterest expense	$1,857,000	3,528
Pre-tax net operating income	$69,000	5,191
Securities gains (losses)	$-202,000	7,422
Applicable income taxes	$0	4,388
Income before extraordinary items	$-133,000	5,737
Extraordinary gains, net	$0	34
Net income	$-133,000	5,736
Minority interest net income	$0	115
Net income of bank and minority interests.	$-133,000	5,736
Net charge-offs	$4,012,000	1,339
Cash dividends	$210,000	3,590
Sale, conversion, retirement of capital stock, net	$3,092,000	256
Net operating income	$69,000	5,218
2009-09-30 (YTD Data)		Rank
Total interest income	$8,329,000	2,997
Total interest expense	$2,896,000	2,934
Net interest income	$5,433,000	2,969
Provision for loan and lease losses	$4,357,000	1,150
Total noninterest income	$541,000	4,067
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$266,000	3,571
Trading account gains and fees	$0	212
Additional Noninterest Income	$275,000	3,752
Total noninterest expense	$3,977,000	3,508
Salaries and employee benefits	$2,295,000	3,149
Premises and equipment expense	$456,000	3,878
Additional noninterest expense	$1,226,000	3,823
Pre-tax net operating income	$-2,360,000	7,152
Securities gains (losses)	$-203,000	7,589
Applicable income taxes	$0	4,592
Income before extraordinary items	$-2,563,000	7,303
Extraordinary gains, net	$0	27
Net income	$-2,563,000	7,302
Minority interest net income	$0	118
Net income of bank and minority interests.	$-2,563,000	7,303
Net charge-offs	$3,807,000	1,012
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-2,360,000	7,257
2009-06-30 (YTD Data)		Rank
Total interest income	$5,525,000	3,039
Total interest expense	$2,001,000	2,964
Net interest income	$3,524,000	3,023
Provision for loan and lease losses	$2,685,000	1,168
Total noninterest income	$371,000	3,978
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$180,000	3,512
Trading account gains and fees	$0	193
Additional Noninterest Income	$191,000	3,718
Total noninterest expense	$2,600,000	3,604
Salaries and employee benefits	$1,494,000	3,249
Premises and equipment expense	$305,000	3,884
Additional noninterest expense	$801,000	3,861
Pre-tax net operating income	$-1,390,000	7,192
Securities gains (losses)	$-203,000	7,794
Applicable income taxes	$0	4,657
Income before extraordinary items	$-1,593,000	7,357
Extraordinary gains, net	$0	21
Net income	$-1,593,000	7,356
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,593,000	7,355
Net charge-offs	$2,683,000	931
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,390,000	7,297
2009-03-31 (YTD Data)		Rank
Total interest income	$2,831,000	3,015
Total interest expense	$1,027,000	2,987
Net interest income	$1,804,000	2,965
Provision for loan and lease losses	$300,000	2,285
Total noninterest income	$182,000	4,002
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$90,000	3,462
Trading account gains and fees	$0	171
Additional Noninterest Income	$92,000	3,787
Total noninterest expense	$1,248,000	3,659
Salaries and employee benefits	$722,000	3,379
Premises and equipment expense	$165,000	3,715
Additional noninterest expense	$361,000	3,862
Pre-tax net operating income	$438,000	2,625
Securities gains (losses)	$-211,000	8,049
Applicable income taxes	$0	4,835
Income before extraordinary items	$227,000	3,645
Extraordinary gains, net	$0	15
Net income	$227,000	3,645
Minority interest net income	$0	102
Net income of bank and minority interests.	$227,000	3,646
Net charge-offs	$283,000	1,834
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$438,000	2,248
2008-12-31 (YTD Data)		Rank
Total interest income	$11,433,000	3,169
Total interest expense	$4,602,000	3,186
Net interest income	$6,831,000	3,126
Provision for loan and lease losses	$1,265,000	2,385
Total noninterest income	$853,000	3,726
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$424,000	3,343
Trading account gains and fees	$0	154
Additional Noninterest Income	$429,000	3,461
Total noninterest expense	$4,685,000	3,759
Salaries and employee benefits	$2,680,000	3,570
Premises and equipment expense	$714,000	3,462
Additional noninterest expense	$1,291,000	4,037
Pre-tax net operating income	$1,734,000	2,763
Securities gains (losses)	$-353,000	7,452
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,381,000	2,665
Extraordinary gains, net	$0	39
Net income	$1,381,000	2,664
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$661,000	2,432
Cash dividends	$314,000	3,999
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,734,000	2,391
2008-09-30 (YTD Data)		Rank
Total interest income	$8,721,000	3,188
Total interest expense	$3,443,000	3,278
Net interest income	$5,278,000	3,065
Provision for loan and lease losses	$981,000	1,851
Total noninterest income	$648,000	3,804
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$320,000	3,357
Trading account gains and fees	$0	148
Additional Noninterest Income	$328,000	3,539
Total noninterest expense	$3,492,000	3,768
Salaries and employee benefits	$2,095,000	3,479
Premises and equipment expense	$491,000	3,684
Additional noninterest expense	$906,000	4,184
Pre-tax net operating income	$1,453,000	2,907
Securities gains (losses)	$16,000	2,140
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,469,000	2,363
Extraordinary gains, net	$0	31
Net income	$1,469,000	2,361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$390,000	2,245
Cash dividends	$105,000	4,369
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,453,000	2,496
2008-06-30 (YTD Data)		Rank
Total interest income	$5,820,000	3,222
Total interest expense	$2,344,000	3,340
Net interest income	$3,476,000	3,078
Provision for loan and lease losses	$80,000	4,586
Total noninterest income	$424,000	3,897
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$210,000	3,383
Trading account gains and fees	$0	149
Additional Noninterest Income	$214,000	3,629
Total noninterest expense	$2,285,000	3,838
Salaries and employee benefits	$1,356,000	3,605
Premises and equipment expense	$316,000	3,808
Additional noninterest expense	$613,000	4,118
Pre-tax net operating income	$1,535,000	2,146
Securities gains (losses)	$16,000	2,191
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,551,000	1,743
Extraordinary gains, net	$0	21
Net income	$1,551,000	1,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	2,979
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,535,000	1,728
2008-03-31 (YTD Data)		Rank
Total interest income	$2,984,000	3,246
Total interest expense	$1,250,000	3,353
Net interest income	$1,734,000	3,104
Provision for loan and lease losses	$0	6,080
Total noninterest income	$203,000	3,976
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$96,000	3,537
Trading account gains and fees	$0	158
Additional Noninterest Income	$107,000	3,641
Total noninterest expense	$1,082,000	4,009
Salaries and employee benefits	$637,000	3,795
Premises and equipment expense	$153,000	3,924
Additional noninterest expense	$292,000	4,204
Pre-tax net operating income	$855,000	2,036
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$855,000	1,725
Extraordinary gains, net	$0	15
Net income	$855,000	1,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$855,000	1,661
2007-12-31 (YTD Data)		Rank
Total interest income	$11,279,000	3,457
Total interest expense	$5,001,000	3,476
Net interest income	$6,278,000	3,390
Provision for loan and lease losses	$227,000	3,672
Total noninterest income	$524,000	4,931
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$278,000	4,243
Trading account gains and fees	$0	178
Additional Noninterest Income	$246,000	4,628
Total noninterest expense	$3,718,000	4,343
Salaries and employee benefits	$2,265,000	3,994
Premises and equipment expense	$303,000	5,754
Additional noninterest expense	$1,150,000	4,201
Pre-tax net operating income	$2,857,000	2,567
Securities gains (losses)	$-5,000	7,390
Applicable income taxes	$0	6,070
Income before extraordinary items	$2,852,000	2,117
Extraordinary gains, net	$0	39
Net income	$2,852,000	2,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$316,000	2,228
Cash dividends	$419,000	3,978
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,857,000	2,100
2007-09-30 (YTD Data)		Rank
Total interest income	$8,194,000	3,548
Total interest expense	$3,635,000	3,545
Net interest income	$4,559,000	3,483
Provision for loan and lease losses	$45,000	5,124
Total noninterest income	$342,000	5,261
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$187,000	4,481
Trading account gains and fees	$0	184
Additional Noninterest Income	$155,000	5,021
Total noninterest expense	$2,587,000	4,541
Salaries and employee benefits	$1,609,000	4,151
Premises and equipment expense	$310,000	4,913
Additional noninterest expense	$668,000	4,928
Pre-tax net operating income	$2,269,000	2,603
Securities gains (losses)	$-61,000	8,209
Applicable income taxes	$0	6,220
Income before extraordinary items	$2,208,000	2,189
Extraordinary gains, net	$0	33
Net income	$2,208,000	2,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,961
Cash dividends	$209,000	4,064
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,269,000	2,135
2007-06-30 (YTD Data)		Rank
Total interest income	$5,074,000	3,745
Total interest expense	$2,329,000	3,642
Net interest income	$2,745,000	3,778
Provision for loan and lease losses	$40,000	4,625
Total noninterest income	$178,000	5,812
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$113,000	4,690
Trading account gains and fees	$0	168
Additional Noninterest Income	$65,000	5,877
Total noninterest expense	$1,595,000	4,827
Salaries and employee benefits	$980,000	4,478
Premises and equipment expense	$117,000	6,432
Additional noninterest expense	$498,000	4,595
Pre-tax net operating income	$1,288,000	2,963
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$1,288,000	2,500
Extraordinary gains, net	$0	29
Net income	$1,288,000	2,500
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,861
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,288,000	2,484
2007-03-31 (YTD Data)		Rank
Total interest income	$2,461,000	3,821
Total interest expense	$1,089,000	3,784
Net interest income	$1,372,000	3,778
Provision for loan and lease losses	$40,000	3,421
Total noninterest income	$38,000	7,183
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$55,000	4,695
Trading account gains and fees	$0	195
Additional Noninterest Income	$-17,000	8,613
Total noninterest expense	$771,000	4,914
Salaries and employee benefits	$511,000	4,365
Premises and equipment expense	$36,000	7,349
Additional noninterest expense	$224,000	4,872
Pre-tax net operating income	$599,000	3,122
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$599,000	2,631
Extraordinary gains, net	$0	22
Net income	$599,000	2,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	2,916
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$599,000	2,615
2006-12-31 (YTD Data)		Rank
Total interest income	$8,449,000	4,055
Total interest expense	$3,383,000	4,007
Net interest income	$5,066,000	3,965
Provision for loan and lease losses	$0	6,850
Total noninterest income	$329,000	5,995
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$187,000	5,121
Trading account gains and fees	$0	130
Additional Noninterest Income	$142,000	5,713
Total noninterest expense	$3,028,000	4,849
Salaries and employee benefits	$1,796,000	4,618
Premises and equipment expense	$344,000	5,379
Additional noninterest expense	$888,000	4,908
Pre-tax net operating income	$2,367,000	3,260
Securities gains (losses)	$2,000	1,439
Applicable income taxes	$0	6,600
Income before extraordinary items	$2,369,000	2,734
Extraordinary gains, net	$0	51
Net income	$2,369,000	2,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	3,535
Cash dividends	$419,000	4,001
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,367,000	2,721
2006-09-30 (YTD Data)		Rank
Total interest income	$6,100,000	4,131
Total interest expense	$2,396,000	4,076
Net interest income	$3,704,000	4,075
Provision for loan and lease losses	$0	6,685
Total noninterest income	$242,000	6,080
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$129,000	5,332
Trading account gains and fees	$0	126
Additional Noninterest Income	$113,000	5,618
Total noninterest expense	$2,189,000	4,959
Salaries and employee benefits	$1,342,000	4,607
Premises and equipment expense	$203,000	6,030
Additional noninterest expense	$644,000	4,993
Pre-tax net operating income	$1,757,000	3,405
Securities gains (losses)	$2,000	1,183
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,759,000	2,837
Extraordinary gains, net	$0	45
Net income	$1,759,000	2,838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-44,000	8,317
Cash dividends	$210,000	4,086
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,757,000	2,830
2006-06-30 (YTD Data)		Rank
Total interest income	$3,947,000	4,175
Total interest expense	$1,521,000	4,086
Net interest income	$2,426,000	4,130
Provision for loan and lease losses	$0	6,419
Total noninterest income	$185,000	5,808
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$79,000	5,492
Trading account gains and fees	$0	126
Additional Noninterest Income	$106,000	5,005
Total noninterest expense	$1,463,000	4,965
Salaries and employee benefits	$871,000	4,721
Premises and equipment expense	$154,000	5,708
Additional noninterest expense	$438,000	4,914
Pre-tax net operating income	$1,148,000	3,459
Securities gains (losses)	$2,000	970
Applicable income taxes	$0	6,706
Income before extraordinary items	$1,150,000	2,887
Extraordinary gains, net	$0	39
Net income	$1,150,000	2,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	8,245
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,148,000	2,873
2006-03-31 (YTD Data)		Rank
Total interest income	$1,942,000	4,164
Total interest expense	$737,000	4,045
Net interest income	$1,205,000	4,144
Provision for loan and lease losses	$0	6,013
Total noninterest income	$78,000	6,127
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$35,000	5,651
Trading account gains and fees	$0	115
Additional Noninterest Income	$43,000	5,402
Total noninterest expense	$728,000	5,000
Salaries and employee benefits	$418,000	4,871
Premises and equipment expense	$86,000	5,415
Additional noninterest expense	$224,000	4,827
Pre-tax net operating income	$555,000	3,513
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$555,000	2,908
Extraordinary gains, net	$0	21
Net income	$555,000	2,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-40,000	8,427
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$555,000	2,895
2005-12-31 (YTD Data)		Rank
Total interest income	$6,495,000	4,389
Total interest expense	$2,232,000	4,120
Net interest income	$4,263,000	4,430
Provision for loan and lease losses	$0	7,120
Total noninterest income	$339,000	6,082
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$147,000	5,655
Trading account gains and fees	$0	138
Additional Noninterest Income	$192,000	5,246
Total noninterest expense	$2,384,000	5,522
Salaries and employee benefits	$1,558,000	4,924
Premises and equipment expense	$142,000	7,375
Additional noninterest expense	$684,000	5,657
Pre-tax net operating income	$2,218,000	3,436
Securities gains (losses)	$169,000	552
Applicable income taxes	$0	6,964
Income before extraordinary items	$2,387,000	2,692
Extraordinary gains, net	$0	46
Net income	$2,387,000	2,692
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	2,355
Cash dividends	$420,000	3,914
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,218,000	2,793
2005-09-30 (YTD Data)		Rank
Total interest income	$4,638,000	4,493
Total interest expense	$1,534,000	4,220
Net interest income	$3,104,000	4,528
Provision for loan and lease losses	$0	6,899
Total noninterest income	$231,000	6,303
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$106,000	5,754
Trading account gains and fees	$0	126
Additional Noninterest Income	$125,000	5,534
Total noninterest expense	$1,641,000	5,765
Salaries and employee benefits	$1,080,000	5,165
Premises and equipment expense	$90,000	7,632
Additional noninterest expense	$471,000	5,890
Pre-tax net operating income	$1,694,000	3,463
Securities gains (losses)	$136,000	575
Applicable income taxes	$0	6,976
Income before extraordinary items	$1,830,000	2,658
Extraordinary gains, net	$0	35
Net income	$1,830,000	2,659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$194,000	1,713
Cash dividends	$210,000	3,981
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,694,000	2,799
2005-06-30 (YTD Data)		Rank
Total interest income	$2,924,000	4,587
Total interest expense	$925,000	4,366
Net interest income	$1,999,000	4,611
Provision for loan and lease losses	$0	6,626
Total noninterest income	$135,000	6,549
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$70,000	5,724
Trading account gains and fees	$0	116
Additional Noninterest Income	$65,000	6,001
Total noninterest expense	$1,038,000	5,934
Salaries and employee benefits	$703,000	5,236
Premises and equipment expense	$80,000	7,151
Additional noninterest expense	$255,000	6,476
Pre-tax net operating income	$1,096,000	3,479
Securities gains (losses)	$74,000	666
Applicable income taxes	$0	6,961
Income before extraordinary items	$1,170,000	2,710
Extraordinary gains, net	$0	30
Net income	$1,170,000	2,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	3,314
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,096,000	2,844
2005-03-31 (YTD Data)		Rank
Total interest income	$1,420,000	4,646
Total interest expense	$434,000	4,434
Net interest income	$986,000	4,664
Provision for loan and lease losses	$0	6,226
Total noninterest income	$75,000	6,308
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$36,000	5,648
Trading account gains and fees	$0	115
Additional Noninterest Income	$39,000	5,696
Total noninterest expense	$530,000	5,905
Salaries and employee benefits	$336,000	5,419
Premises and equipment expense	$37,000	7,362
Additional noninterest expense	$157,000	5,849
Pre-tax net operating income	$531,000	3,516
Securities gains (losses)	$23,000	748
Applicable income taxes	$0	6,892
Income before extraordinary items	$554,000	2,788
Extraordinary gains, net	$0	24
Net income	$554,000	2,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	1,310
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$531,000	2,858
2004-12-31 (YTD Data)		Rank
Total interest income	$4,452,000	5,211
Total interest expense	$1,208,000	5,093
Net interest income	$3,244,000	5,166
Provision for loan and lease losses	$0	7,314
Total noninterest income	$252,000	6,764
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$159,000	5,666
Trading account gains and fees	$0	138
Additional Noninterest Income	$93,000	6,537
Total noninterest expense	$1,522,000	6,848
Salaries and employee benefits	$984,000	6,323
Premises and equipment expense	$67,000	8,390
Additional noninterest expense	$471,000	6,732
Pre-tax net operating income	$1,974,000	3,533
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,974,000	2,950
Extraordinary gains, net	$0	34
Net income	$1,974,000	2,950
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,745
Cash dividends	$419,000	3,839
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,974,000	2,891
2004-09-30 (YTD Data)		Rank
Total interest income	$3,174,000	5,363
Total interest expense	$847,000	5,274
Net interest income	$2,327,000	5,305
Provision for loan and lease losses	$0	7,100
Total noninterest income	$193,000	6,748
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$122,000	5,684
Trading account gains and fees	$0	134
Additional Noninterest Income	$71,000	6,524
Total noninterest expense	$1,087,000	6,945
Salaries and employee benefits	$679,000	6,540
Premises and equipment expense	$98,000	7,564
Additional noninterest expense	$310,000	7,014
Pre-tax net operating income	$1,433,000	3,681
Securities gains (losses)	$8,000	2,829
Applicable income taxes	$0	7,220
Income before extraordinary items	$1,441,000	3,053
Extraordinary gains, net	$0	26
Net income	$1,441,000	3,054
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-57,000	8,695
Cash dividends	$210,000	3,904
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,433,000	2,999
2004-06-30 (YTD Data)		Rank
Total interest income	$2,025,000	5,510
Total interest expense	$537,000	5,443
Net interest income	$1,488,000	5,436
Provision for loan and lease losses	$0	6,885
Total noninterest income	$125,000	6,821
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$78,000	5,773
Trading account gains and fees	$0	130
Additional Noninterest Income	$47,000	6,544
Total noninterest expense	$732,000	6,956
Salaries and employee benefits	$449,000	6,616
Premises and equipment expense	$48,000	8,038
Additional noninterest expense	$235,000	6,722
Pre-tax net operating income	$881,000	3,857
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$881,000	3,278
Extraordinary gains, net	$0	21
Net income	$881,000	3,278
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-72,000	8,820
Cash dividends	$210,000	3,377
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$881,000	3,188
2004-03-31 (YTD Data)		Rank
Total interest income	$963,000	5,690
Total interest expense	$265,000	5,558
Net interest income	$698,000	5,650
Provision for loan and lease losses	$0	6,501
Total noninterest income	$65,000	6,712
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$36,000	5,877
Trading account gains and fees	$0	121
Additional Noninterest Income	$29,000	6,170
Total noninterest expense	$335,000	7,234
Salaries and employee benefits	$193,000	7,083
Premises and equipment expense	$23,000	8,105
Additional noninterest expense	$119,000	6,689
Pre-tax net operating income	$428,000	3,918
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$428,000	3,326
Extraordinary gains, net	$0	16
Net income	$428,000	3,325
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,358
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$428,000	3,210
2003-12-31 (YTD Data)		Rank
Total interest income	$4,021,000	5,625
Total interest expense	$1,179,000	5,615
Net interest income	$2,842,000	5,476
Provision for loan and lease losses	$0	7,651
Total noninterest income	$194,000	7,404
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$146,000	5,917
Trading account gains and fees	$0	160
Additional Noninterest Income	$48,000	7,613
Total noninterest expense	$1,030,000	7,815
Salaries and employee benefits	$638,000	7,551
Premises and equipment expense	$43,000	8,865
Additional noninterest expense	$349,000	7,455
Pre-tax net operating income	$2,006,000	3,400
Securities gains (losses)	$50,000	2,510
Applicable income taxes	$0	7,459
Income before extraordinary items	$2,056,000	2,803
Extraordinary gains, net	$0	54
Net income	$2,056,000	2,804
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,439
Cash dividends	$420,000	3,845
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,006,000	2,731
2003-09-30 (YTD Data)		Rank
Total interest income	$3,037,000	5,670
Total interest expense	$907,000	5,684
Net interest income	$2,130,000	5,510
Provision for loan and lease losses	$0	7,481
Total noninterest income	$151,000	7,393
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$115,000	5,861
Trading account gains and fees	$0	153
Additional Noninterest Income	$36,000	7,634
Total noninterest expense	$702,000	8,015
Salaries and employee benefits	$423,000	7,808
Premises and equipment expense	$37,000	8,819
Additional noninterest expense	$242,000	7,632
Pre-tax net operating income	$1,579,000	3,412
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$1,579,000	2,855
Extraordinary gains, net	$0	40
Net income	$1,579,000	2,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,784
Cash dividends	$210,000	3,950
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,579,000	2,714
2003-06-30 (YTD Data)		Rank
Total interest income	$2,036,000	5,675
Total interest expense	$626,000	5,694
Net interest income	$1,410,000	5,529
Provision for loan and lease losses	$0	7,324
Total noninterest income	$103,000	7,341
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$77,000	5,845
Trading account gains and fees	$0	150
Additional Noninterest Income	$26,000	7,515
Total noninterest expense	$483,000	7,968
Salaries and employee benefits	$308,000	7,626
Premises and equipment expense	$22,000	8,899
Additional noninterest expense	$153,000	7,719
Pre-tax net operating income	$1,030,000	3,458
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$1,030,000	2,911
Extraordinary gains, net	$0	30
Net income	$1,030,000	2,910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,910
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,030,000	2,752
2003-03-31 (YTD Data)		Rank
Total interest income	$1,093,000	5,475
Total interest expense	$329,000	5,652
Net interest income	$764,000	5,257
Provision for loan and lease losses	$0	6,934
Total noninterest income	$46,000	7,509
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$34,000	6,012
Trading account gains and fees	$0	134
Additional Noninterest Income	$12,000	7,671
Total noninterest expense	$224,000	8,139
Salaries and employee benefits	$143,000	7,841
Premises and equipment expense	$14,000	8,741
Additional noninterest expense	$67,000	8,027
Pre-tax net operating income	$586,000	3,141
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$586,000	2,596
Extraordinary gains, net	$0	21
Net income	$586,000	2,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,853
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$586,000	2,456
2002-12-31 (YTD Data)		Rank
Total interest income	$4,230,000	5,736
Total interest expense	$1,663,000	5,400
Net interest income	$2,567,000	5,817
Provision for loan and lease losses	$0	8,089
Total noninterest income	$198,000	7,330
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$152,000	5,808
Trading account gains and fees	$0	153
Additional Noninterest Income	$46,000	7,707
Total noninterest expense	$914,000	8,114
Salaries and employee benefits	$602,000	7,701
Premises and equipment expense	$34,000	9,129
Additional noninterest expense	$278,000	7,966
Pre-tax net operating income	$1,851,000	3,601
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$1,851,000	2,967
Extraordinary gains, net	$0	70
Net income	$1,851,000	2,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	4,549
Cash dividends	$420,000	3,740
Sale, conversion, retirement of capital stock, net	$-30,000	9,227
Net operating income	$1,851,000	2,882
2001-12-31 (YTD Data)		Rank
Total interest income	$4,739,000	5,802
Total interest expense	$1,971,000	6,142
Net interest income	$2,768,000	5,355
Provision for loan and lease losses	$0	8,228
Total noninterest income	$471,000	5,228
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$122,000	6,222
Trading account gains and fees	$0	177
Additional Noninterest Income	$349,000	3,820
Total noninterest expense	$811,000	8,432
Salaries and employee benefits	$560,000	7,855
Premises and equipment expense	$28,000	9,426
Additional noninterest expense	$223,000	8,470
Pre-tax net operating income	$2,428,000	2,727
Securities gains (losses)	$67,000	2,086
Applicable income taxes	$-62,000	9,187
Income before extraordinary items	$2,557,000	2,041
Extraordinary gains, net	$0	105
Net income	$2,557,000	2,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-49,000	9,410
Cash dividends	$819,000	2,591
Sale, conversion, retirement of capital stock, net	$-26,000	9,467
Net operating income	$2,490,000	2,027
2000-12-31 (YTD Data)		Rank
Total interest income	$4,673,000	5,958
Total interest expense	$1,919,000	6,383
Net interest income	$2,754,000	5,464
Provision for loan and lease losses	$0	8,337
Total noninterest income	$176,000	7,522
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$108,000	6,428
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	7,243
Total noninterest expense	$750,000	8,699
Salaries and employee benefits	$553,000	7,954
Premises and equipment expense	$29,000	9,683
Additional noninterest expense	$168,000	9,087
Pre-tax net operating income	$2,180,000	3,109
Securities gains (losses)	$-3,000	7,730
Applicable income taxes	$22,000	7,798
Income before extraordinary items	$2,155,000	2,373
Extraordinary gains, net	$0	38
Net income	$2,155,000	2,373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-42,000	9,581
Cash dividends	$831,000	2,600
Sale, conversion, retirement of capital stock, net	$-22,000	9,751
Net operating income	$2,157,970	2,377
1999-12-31 (YTD Data)		Rank
Total interest income	$4,093,000	6,281
Total interest expense	$1,572,000	6,788
Net interest income	$2,521,000	5,774
Provision for loan and lease losses	$0	8,503
Total noninterest income	$173,000	7,799
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$112,000	6,504
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	7,688
Total noninterest expense	$724,000	8,963
Salaries and employee benefits	$525,000	8,189
Premises and equipment expense	$12,000	10,138
Additional noninterest expense	$187,000	9,157
Pre-tax net operating income	$1,970,000	3,383
Securities gains (losses)	$21,000	1,369
Applicable income taxes	$447,000	3,876
Income before extraordinary items	$1,544,000	3,166
Extraordinary gains, net	$0	35
Net income	$1,544,000	3,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	3,975
Cash dividends	$632,000	3,053
Sale, conversion, retirement of capital stock, net	$-125,000	10,101
Net operating income	$1,527,620	3,155
1998-12-31 (YTD Data)		Rank
Total interest income	$4,032,000	6,451
Total interest expense	$1,581,000	7,012
Net interest income	$2,451,000	5,919
Provision for loan and lease losses	$0	8,652
Total noninterest income	$146,000	8,282
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$101,000	6,836
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	8,339
Total noninterest expense	$749,000	8,939
Salaries and employee benefits	$494,000	8,395
Premises and equipment expense	$19,000	10,320
Additional noninterest expense	$236,000	8,733
Pre-tax net operating income	$1,848,000	3,552
Securities gains (losses)	$-24,000	10,310
Applicable income taxes	$498,000	3,845
Income before extraordinary items	$1,326,000	3,618
Extraordinary gains, net	$0	32
Net income	$1,326,000	3,618
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	10,046
Cash dividends	$65,000	6,687
Sale, conversion, retirement of capital stock, net	$-404,000	10,391
Net operating income	$1,343,520	3,474
1997-12-31 (YTD Data)		Rank
Total interest income	$4,056,000	6,610
Total interest expense	$1,584,000	7,145
Net interest income	$2,472,000	6,093
Provision for loan and lease losses	$0	8,829
Total noninterest income	$139,000	8,746
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$108,000	7,024
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	9,280
Total noninterest expense	$701,000	9,399
Salaries and employee benefits	$463,000	8,863
Premises and equipment expense	$32,000	10,586
Additional noninterest expense	$206,000	9,333
Pre-tax net operating income	$1,910,000	3,690
Securities gains (losses)	$0	3,944
Applicable income taxes	$595,000	3,698
Income before extraordinary items	$1,315,000	3,762
Extraordinary gains, net	$0	44
Net income	$1,315,000	3,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-216,000	10,826
Cash dividends	$44,000	7,317
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,315,000	3,695
1996-12-31 (YTD Data)		Rank
Total interest income	$3,612,000	7,260
Total interest expense	$1,332,000	8,014
Net interest income	$2,280,000	6,596
Provision for loan and lease losses	$0	9,041
Total noninterest income	$298,000	6,977
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$101,000	7,470
Trading account gains and fees	NA	NA
Additional Noninterest Income	$197,000	5,206
Total noninterest expense	$747,000	9,643
Salaries and employee benefits	$442,000	9,309
Premises and equipment expense	$60,000	10,351
Additional noninterest expense	$245,000	9,448
Pre-tax net operating income	$1,831,000	3,654
Securities gains (losses)	$10,000	2,493
Applicable income taxes	$572,000	3,726
Income before extraordinary items	$1,269,000	3,693
Extraordinary gains, net	$0	53
Net income	$1,269,000	3,692
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	10,437
Cash dividends	$44,000	7,659
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,262,100	3,657
1995-12-31 (YTD Data)		Rank
Total interest income	$3,139,000	8,022
Total interest expense	$1,125,000	8,828
Net interest income	$2,014,000	7,272
Provision for loan and lease losses	$0	8,958
Total noninterest income	$186,000	8,658
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$100,000	7,786
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	7,713
Total noninterest expense	$765,000	9,921
Salaries and employee benefits	$412,000	9,854
Premises and equipment expense	$25,000	11,720
Additional noninterest expense	$328,000	8,943
Pre-tax net operating income	$1,435,000	4,612
Securities gains (losses)	$-43,000	11,086
Applicable income taxes	$456,000	4,487
Income before extraordinary items	$936,000	4,841
Extraordinary gains, net	$0	65
Net income	$936,000	4,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-359,000	11,915
Cash dividends	$44,000	7,930
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$964,810	4,724
1994-12-31 (YTD Data)		Rank
Total interest income	$2,639,000	8,665
Total interest expense	$833,000	9,433
Net interest income	$1,806,000	8,029
Provision for loan and lease losses	$0	9,146
Total noninterest income	$159,000	9,536
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$111,000	7,816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	9,719
Total noninterest expense	$676,000	10,806
Salaries and employee benefits	$391,000	10,362
Premises and equipment expense	$26,000	12,321
Additional noninterest expense	$259,000	10,419
Pre-tax net operating income	$1,289,000	4,972
Securities gains (losses)	$11,000	2,158
Applicable income taxes	$394,000	4,811
Income before extraordinary items	$906,000	4,881
Extraordinary gains, net	$0	249
Net income	$906,000	4,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-94,000	12,199
Cash dividends	$44,000	8,118
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$898,300	4,986
1993-12-31 (YTD Data)		Rank
Total interest income	$2,426,000	9,340
Total interest expense	$839,000	9,843
Net interest income	$1,587,000	8,839
Provision for loan and lease losses	$320,000	2,859
Total noninterest income	$165,000	9,917
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$112,000	8,052
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	9,919
Total noninterest expense	$704,000	11,145
Salaries and employee benefits	$367,000	10,976
Premises and equipment expense	$27,000	12,925
Additional noninterest expense	$310,000	10,318
Pre-tax net operating income	$728,000	7,213
Securities gains (losses)	$8,000	5,699
Applicable income taxes	$202,000	7,571
Income before extraordinary items	$534,000	7,278
Extraordinary gains, net	$0	3,149
Net income	$534,000	7,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$384,000	2,120
Cash dividends	$44,000	8,137
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$528,160	7,062
1992-12-31 (YTD Data)		Rank
Total interest income	$2,530,000	9,859
Total interest expense	$1,074,000	10,071
Net interest income	$1,456,000	9,424
Provision for loan and lease losses	$130,000	6,495
Total noninterest income	$253,000	8,443
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$105,000	8,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	6,686
Total noninterest expense	$627,000	11,903
Salaries and employee benefits	$344,000	11,505
Premises and equipment expense	$15,000	13,772
Additional noninterest expense	$268,000	11,302
Pre-tax net operating income	$952,000	5,844
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$276,000	6,273
Income before extraordinary items	$677,000	6,058
Extraordinary gains, net	$0	1,422
Net income	$677,000	6,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	12,606
Cash dividends	$44,000	7,892
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$676,290	5,721

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.