Home > Landmark Community Bank > Income and Expense

Landmark Community Bank, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$27,409,000	921
Total interest expense	$3,326,000	645
Net interest income	$24,083,000	929
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,727,000	2,126
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$147,000	2,727
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,580,000	1,904
Total noninterest expense	$14,371,000	1,208
Salaries and employee benefits	$7,712,000	1,280
Premises and equipment expense	$1,691,000	1,101
Additional noninterest expense	$4,968,000	1,062
Pre-tax net operating income	$11,439,000	958
Securities gains (losses)	$19,000	1,423
Applicable income taxes	$1,915,000	993
Income before extraordinary items	$9,543,000	992
Extraordinary gains, net	$0	8
Net income	$9,543,000	992
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,543,000	992
Net charge-offs	$222,000	758
Cash dividends	$2,173,000	1,100
Sale, conversion, retirement of capital stock, net	$-718,000	4,883
Net operating income	$9,527,230	976
2021-06-30 (YTD Data)		Rank
Total interest income	$18,379,000	904
Total interest expense	$2,318,000	647
Net interest income	$16,061,000	924
Provision for loan and lease losses	$160,000	1,328
Total noninterest income	$1,050,000	2,188
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$99,000	2,659
Trading account gains and fees	$0	133
Additional Noninterest Income	$951,000	1,963
Total noninterest expense	$9,772,000	1,183
Salaries and employee benefits	$5,191,000	1,260
Premises and equipment expense	$1,141,000	1,080
Additional noninterest expense	$3,440,000	1,037
Pre-tax net operating income	$7,179,000	1,005
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,538,000	878
Income before extraordinary items	$5,641,000	1,082
Extraordinary gains, net	$0	6
Net income	$5,641,000	1,083
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,641,000	1,083
Net charge-offs	$141,000	778
Cash dividends	$1,062,000	1,322
Sale, conversion, retirement of capital stock, net	$-725,000	4,929
Net operating income	$5,641,000	1,059
2021-03-31 (YTD Data)		Rank
Total interest income	$9,302,000	891
Total interest expense	$1,237,000	640
Net interest income	$8,065,000	909
Provision for loan and lease losses	$120,000	1,135
Total noninterest income	$633,000	1,989
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$50,000	2,645
Trading account gains and fees	$0	127
Additional Noninterest Income	$583,000	1,754
Total noninterest expense	$4,976,000	1,149
Salaries and employee benefits	$2,669,000	1,217
Premises and equipment expense	$594,000	1,049
Additional noninterest expense	$1,713,000	1,018
Pre-tax net operating income	$3,602,000	998
Securities gains (losses)	$0	1,392
Applicable income taxes	$725,000	892
Income before extraordinary items	$2,877,000	1,059
Extraordinary gains, net	$0	3
Net income	$2,877,000	1,060
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,877,000	1,059
Net charge-offs	$114,000	582
Cash dividends	$1,062,000	716
Sale, conversion, retirement of capital stock, net	$8,000	444
Net operating income	$2,877,000	1,028
2020-12-31 (YTD Data)		Rank
Total interest income	$36,623,000	904
Total interest expense	$8,121,000	597
Net interest income	$28,502,000	952
Provision for loan and lease losses	$315,000	2,635
Total noninterest income	$1,702,000	2,297
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$229,000	2,588
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,473,000	2,089
Total noninterest expense	$17,078,000	1,260
Salaries and employee benefits	$9,117,000	1,352
Premises and equipment expense	$2,123,000	1,115
Additional noninterest expense	$5,838,000	1,116
Pre-tax net operating income	$12,811,000	864
Securities gains (losses)	$0	2,675
Applicable income taxes	$2,753,000	742
Income before extraordinary items	$10,058,000	959
Extraordinary gains, net	$0	4
Net income	$10,058,000	959
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,058,000	959
Net charge-offs	$287,000	1,321
Cash dividends	$1,912,000	1,580
Sale, conversion, retirement of capital stock, net	$32,000	508
Net operating income	$10,058,000	918
2020-09-30 (YTD Data)		Rank
Total interest income	$27,197,000	906
Total interest expense	$6,752,000	582
Net interest income	$20,445,000	989
Provision for loan and lease losses	$210,000	2,714
Total noninterest income	$1,248,000	2,276
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$172,000	2,587
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,076,000	2,079
Total noninterest expense	$11,894,000	1,327
Salaries and employee benefits	$6,322,000	1,426
Premises and equipment expense	$1,510,000	1,172
Additional noninterest expense	$4,062,000	1,170
Pre-tax net operating income	$9,589,000	831
Securities gains (losses)	$0	2,494
Applicable income taxes	$2,167,000	682
Income before extraordinary items	$7,422,000	927
Extraordinary gains, net	$0	4
Net income	$7,422,000	927
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,422,000	927
Net charge-offs	$256,000	1,106
Cash dividends	$1,911,000	1,154
Sale, conversion, retirement of capital stock, net	$24,000	481
Net operating income	$7,422,000	896
2020-06-30 (YTD Data)		Rank
Total interest income	$18,393,000	905
Total interest expense	$5,153,000	562
Net interest income	$13,240,000	1,014
Provision for loan and lease losses	$105,000	2,917
Total noninterest income	$896,000	2,150
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$117,000	2,601
Trading account gains and fees	$0	123
Additional Noninterest Income	$779,000	1,927
Total noninterest expense	$7,653,000	1,367
Salaries and employee benefits	$4,202,000	1,427
Premises and equipment expense	$990,000	1,183
Additional noninterest expense	$2,461,000	1,261
Pre-tax net operating income	$6,378,000	753
Securities gains (losses)	$0	2,249
Applicable income taxes	$1,425,000	624
Income before extraordinary items	$4,953,000	860
Extraordinary gains, net	$0	4
Net income	$4,953,000	860
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,953,000	860
Net charge-offs	$217,000	968
Cash dividends	$956,000	1,379
Sale, conversion, retirement of capital stock, net	$16,000	460
Net operating income	$4,953,000	826
2020-03-31 (YTD Data)		Rank
Total interest income	$9,476,000	892
Total interest expense	$3,073,000	535
Net interest income	$6,403,000	1,028
Provision for loan and lease losses	$0	3,711
Total noninterest income	$441,000	2,076
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$65,000	2,729
Trading account gains and fees	$0	106
Additional Noninterest Income	$376,000	1,798
Total noninterest expense	$3,667,000	1,424
Salaries and employee benefits	$2,098,000	1,435
Premises and equipment expense	$496,000	1,196
Additional noninterest expense	$1,073,000	1,430
Pre-tax net operating income	$3,177,000	692
Securities gains (losses)	$0	1,705
Applicable income taxes	$678,000	597
Income before extraordinary items	$2,499,000	771
Extraordinary gains, net	$0	4
Net income	$2,499,000	771
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,499,000	771
Net charge-offs	$88,000	941
Cash dividends	$956,000	854
Sale, conversion, retirement of capital stock, net	$8,000	443
Net operating income	$2,499,000	754
2019-12-31 (YTD Data)		Rank
Total interest income	$40,591,000	843
Total interest expense	$17,063,000	438
Net interest income	$23,528,000	1,098
Provision for loan and lease losses	$0	3,973
Total noninterest income	$1,570,000	2,238
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$283,000	2,713
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,287,000	1,970
Total noninterest expense	$13,402,000	1,488
Salaries and employee benefits	$8,391,000	1,404
Premises and equipment expense	$1,889,000	1,223
Additional noninterest expense	$3,122,000	1,864
Pre-tax net operating income	$11,696,000	930
Securities gains (losses)	$112,000	876
Applicable income taxes	$2,688,000	744
Income before extraordinary items	$9,120,000	1,006
Extraordinary gains, net	$0	11
Net income	$9,120,000	1,007
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,120,000	1,007
Net charge-offs	$597,000	932
Cash dividends	$1,910,000	1,626
Sale, conversion, retirement of capital stock, net	$146,000	440
Net operating income	$9,031,520	993
2019-09-30 (YTD Data)		Rank
Total interest income	$30,795,000	836
Total interest expense	$13,264,000	437
Net interest income	$17,531,000	1,113
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,012,000	2,437
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$211,000	2,751
Trading account gains and fees	$0	129
Additional Noninterest Income	$801,000	2,165
Total noninterest expense	$9,728,000	1,545
Salaries and employee benefits	$6,072,000	1,448
Premises and equipment expense	$1,419,000	1,234
Additional noninterest expense	$2,237,000	1,923
Pre-tax net operating income	$8,815,000	940
Securities gains (losses)	$102,000	770
Applicable income taxes	$2,217,000	729
Income before extraordinary items	$6,700,000	1,043
Extraordinary gains, net	$0	11
Net income	$6,700,000	1,044
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,700,000	1,044
Net charge-offs	$380,000	894
Cash dividends	$1,910,000	1,244
Sale, conversion, retirement of capital stock, net	$138,000	370
Net operating income	$6,619,420	1,035
2019-06-30 (YTD Data)		Rank
Total interest income	$20,409,000	832
Total interest expense	$8,848,000	437
Net interest income	$11,561,000	1,115
Provision for loan and lease losses	$0	3,685
Total noninterest income	$679,000	2,385
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$139,000	2,756
Trading account gains and fees	$0	131
Additional Noninterest Income	$540,000	2,117
Total noninterest expense	$6,489,000	1,550
Salaries and employee benefits	$4,085,000	1,434
Premises and equipment expense	$944,000	1,249
Additional noninterest expense	$1,460,000	1,990
Pre-tax net operating income	$5,751,000	935
Securities gains (losses)	$-103,000	5,215
Applicable income taxes	$1,404,000	724
Income before extraordinary items	$4,244,000	1,061
Extraordinary gains, net	$0	11
Net income	$4,244,000	1,061
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,244,000	1,061
Net charge-offs	$294,000	799
Cash dividends	$954,000	1,495
Sale, conversion, retirement of capital stock, net	$129,000	325
Net operating income	$4,325,370	1,024
2019-03-31 (YTD Data)		Rank
Total interest income	$10,062,000	843
Total interest expense	$4,364,000	434
Net interest income	$5,698,000	1,130
Provision for loan and lease losses	$0	3,406
Total noninterest income	$329,000	2,408
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$73,000	2,677
Trading account gains and fees	$0	126
Additional Noninterest Income	$256,000	2,123
Total noninterest expense	$3,259,000	1,549
Salaries and employee benefits	$2,092,000	1,412
Premises and equipment expense	$483,000	1,231
Additional noninterest expense	$684,000	2,074
Pre-tax net operating income	$2,768,000	930
Securities gains (losses)	$-103,000	5,300
Applicable income taxes	$662,000	729
Income before extraordinary items	$2,003,000	1,088
Extraordinary gains, net	$0	5
Net income	$2,003,000	1,087
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,003,000	1,087
Net charge-offs	$138,000	765
Cash dividends	$954,000	876
Sale, conversion, retirement of capital stock, net	$53,000	311
Net operating income	$2,084,370	1,022
2018-12-31 (YTD Data)		Rank
Total interest income	$37,725,000	840
Total interest expense	$13,541,000	411
Net interest income	$24,184,000	1,063
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,312,000	2,488
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$277,000	2,868
Trading account gains and fees	$-62,000	1,783
Additional Noninterest Income	$1,097,000	2,146
Total noninterest expense	$13,478,000	1,470
Salaries and employee benefits	$8,564,000	1,344
Premises and equipment expense	$1,885,000	1,244
Additional noninterest expense	$3,029,000	1,904
Pre-tax net operating income	$12,018,000	907
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,947,000	672
Income before extraordinary items	$9,071,000	992
Extraordinary gains, net	$0	6
Net income	$9,071,000	991
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,071,000	991
Net charge-offs	$588,000	857
Cash dividends	$1,905,000	1,505
Sale, conversion, retirement of capital stock, net	$306,000	356
Net operating income	$9,071,000	990
2018-09-30 (YTD Data)		Rank
Total interest income	$27,682,000	846
Total interest expense	$9,487,000	407
Net interest income	$18,195,000	1,054
Provision for loan and lease losses	$0	3,948
Total noninterest income	$989,000	2,521
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$208,000	2,882
Trading account gains and fees	$-8,000	1,819
Additional Noninterest Income	$789,000	2,202
Total noninterest expense	$10,150,000	1,470
Salaries and employee benefits	$6,423,000	1,342
Premises and equipment expense	$1,417,000	1,236
Additional noninterest expense	$2,310,000	1,873
Pre-tax net operating income	$9,034,000	906
Securities gains (losses)	$0	1,118
Applicable income taxes	$2,215,000	683
Income before extraordinary items	$6,819,000	1,002
Extraordinary gains, net	$0	5
Net income	$6,819,000	1,001
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,819,000	1,001
Net charge-offs	$438,000	777
Cash dividends	$1,905,000	1,127
Sale, conversion, retirement of capital stock, net	$281,000	309
Net operating income	$6,819,000	998
2018-06-30 (YTD Data)		Rank
Total interest income	$17,899,000	854
Total interest expense	$5,788,000	412
Net interest income	$12,111,000	1,055
Provision for loan and lease losses	$0	3,782
Total noninterest income	$665,000	2,509
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$139,000	2,876
Trading account gains and fees	$-4,000	1,837
Additional Noninterest Income	$530,000	2,207
Total noninterest expense	$6,781,000	1,476
Salaries and employee benefits	$4,267,000	1,350
Premises and equipment expense	$925,000	1,264
Additional noninterest expense	$1,589,000	1,827
Pre-tax net operating income	$5,995,000	897
Securities gains (losses)	$0	961
Applicable income taxes	$1,470,000	672
Income before extraordinary items	$4,525,000	993
Extraordinary gains, net	$0	6
Net income	$4,525,000	992
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,525,000	992
Net charge-offs	$287,000	752
Cash dividends	$951,000	1,365
Sale, conversion, retirement of capital stock, net	$256,000	260
Net operating income	$4,525,000	984
2018-03-31 (YTD Data)		Rank
Total interest income	$8,757,000	867
Total interest expense	$2,624,000	425
Net interest income	$6,133,000	1,046
Provision for loan and lease losses	$0	3,508
Total noninterest income	$298,000	2,636
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$69,000	2,904
Trading account gains and fees	$-42,000	1,864
Additional Noninterest Income	$271,000	2,135
Total noninterest expense	$3,424,000	1,473
Salaries and employee benefits	$2,144,000	1,356
Premises and equipment expense	$445,000	1,329
Additional noninterest expense	$835,000	1,745
Pre-tax net operating income	$3,007,000	868
Securities gains (losses)	$0	735
Applicable income taxes	$738,000	657
Income before extraordinary items	$2,269,000	962
Extraordinary gains, net	$0	7
Net income	$2,269,000	961
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,269,000	962
Net charge-offs	$150,000	679
Cash dividends	$951,000	760
Sale, conversion, retirement of capital stock, net	$211,000	189
Net operating income	$2,269,000	951
2017-12-31 (YTD Data)		Rank
Total interest income	$33,733,000	848
Total interest expense	$8,053,000	441
Net interest income	$25,680,000	985
Provision for loan and lease losses	$363,000	1,758
Total noninterest income	$1,521,000	2,383
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$254,000	3,106
Trading account gains and fees	$249,000	108
Additional Noninterest Income	$1,018,000	2,269
Total noninterest expense	$14,597,000	1,367
Salaries and employee benefits	$8,276,000	1,367
Premises and equipment expense	$2,004,000	1,174
Additional noninterest expense	$4,317,000	1,421
Pre-tax net operating income	$12,241,000	834
Securities gains (losses)	$0	2,243
Applicable income taxes	$5,657,000	612
Income before extraordinary items	$6,584,000	1,077
Extraordinary gains, net	$0	9
Net income	$6,584,000	1,077
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,584,000	1,077
Net charge-offs	$577,000	1,000
Cash dividends	$1,901,000	1,482
Sale, conversion, retirement of capital stock, net	$87,000	514
Net operating income	$6,584,000	1,066
2017-09-30 (YTD Data)		Rank
Total interest income	$24,984,000	855
Total interest expense	$5,710,000	456
Net interest income	$19,274,000	985
Provision for loan and lease losses	$363,000	1,435
Total noninterest income	$1,166,000	2,367
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$188,000	3,144
Trading account gains and fees	$216,000	102
Additional Noninterest Income	$762,000	2,299
Total noninterest expense	$11,005,000	1,343
Salaries and employee benefits	$6,216,000	1,359
Premises and equipment expense	$1,486,000	1,192
Additional noninterest expense	$3,303,000	1,384
Pre-tax net operating income	$9,072,000	853
Securities gains (losses)	$0	2,274
Applicable income taxes	$3,224,000	648
Income before extraordinary items	$5,848,000	1,014
Extraordinary gains, net	$0	9
Net income	$5,848,000	1,013
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,848,000	1,014
Net charge-offs	$420,000	908
Cash dividends	$1,901,000	1,111
Sale, conversion, retirement of capital stock, net	$70,000	458
Net operating income	$5,848,000	1,005
2017-06-30 (YTD Data)		Rank
Total interest income	$16,397,000	865
Total interest expense	$3,529,000	477
Net interest income	$12,868,000	973
Provision for loan and lease losses	$300,000	1,177
Total noninterest income	$863,000	2,246
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$121,000	3,203
Trading account gains and fees	$198,000	98
Additional Noninterest Income	$544,000	2,226
Total noninterest expense	$7,422,000	1,337
Salaries and employee benefits	$4,169,000	1,361
Premises and equipment expense	$974,000	1,209
Additional noninterest expense	$2,279,000	1,338
Pre-tax net operating income	$6,009,000	838
Securities gains (losses)	$0	1,906
Applicable income taxes	$2,135,000	639
Income before extraordinary items	$3,874,000	1,004
Extraordinary gains, net	$0	11
Net income	$3,874,000	1,005
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,874,000	1,004
Net charge-offs	$279,000	868
Cash dividends	$950,000	1,377
Sale, conversion, retirement of capital stock, net	$36,000	472
Net operating income	$3,874,000	990
2017-03-31 (YTD Data)		Rank
Total interest income	$8,085,000	870
Total interest expense	$1,590,000	506
Net interest income	$6,495,000	957
Provision for loan and lease losses	$250,000	786
Total noninterest income	$411,000	2,305
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$59,000	3,247
Trading account gains and fees	$94,000	99
Additional Noninterest Income	$258,000	2,277
Total noninterest expense	$3,737,000	1,339
Salaries and employee benefits	$2,097,000	1,367
Premises and equipment expense	$506,000	1,181
Additional noninterest expense	$1,134,000	1,348
Pre-tax net operating income	$2,919,000	838
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,036,000	638
Income before extraordinary items	$1,883,000	1,006
Extraordinary gains, net	$0	8
Net income	$1,883,000	1,007
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,883,000	1,006
Net charge-offs	$130,000	777
Cash dividends	$950,000	773
Sale, conversion, retirement of capital stock, net	$18,000	441
Net operating income	$1,883,000	989
2016-12-31 (YTD Data)		Rank
Total interest income	$32,726,000	819
Total interest expense	$5,872,000	507
Net interest income	$26,854,000	888
Provision for loan and lease losses	$1,520,000	642
Total noninterest income	$1,650,000	2,360
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$246,000	3,297
Trading account gains and fees	$100,000	140
Additional Noninterest Income	$1,304,000	2,071
Total noninterest expense	$14,866,000	1,332
Salaries and employee benefits	$8,466,000	1,311
Premises and equipment expense	$2,026,000	1,163
Additional noninterest expense	$4,374,000	1,409
Pre-tax net operating income	$12,118,000	781
Securities gains (losses)	$-489,000	5,874
Applicable income taxes	$3,822,000	661
Income before extraordinary items	$7,807,000	961
Extraordinary gains, net	$0	5
Net income	$7,807,000	960
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,807,000	960
Net charge-offs	$780,000	801
Cash dividends	$1,823,000	1,525
Sale, conversion, retirement of capital stock, net	$167,000	432
Net operating income	$8,134,630	889
2016-09-30 (YTD Data)		Rank
Total interest income	$23,939,000	837
Total interest expense	$4,381,000	509
Net interest income	$19,558,000	917
Provision for loan and lease losses	$1,170,000	626
Total noninterest income	$1,769,000	1,921
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$183,000	3,320
Trading account gains and fees	$286,000	107
Additional Noninterest Income	$1,300,000	1,729
Total noninterest expense	$10,981,000	1,344
Salaries and employee benefits	$6,253,000	1,327
Premises and equipment expense	$1,455,000	1,217
Additional noninterest expense	$3,273,000	1,416
Pre-tax net operating income	$9,176,000	772
Securities gains (losses)	$-351,000	5,954
Applicable income taxes	$2,956,000	657
Income before extraordinary items	$5,869,000	955
Extraordinary gains, net	$0	5
Net income	$5,869,000	955
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,869,000	955
Net charge-offs	$502,000	796
Cash dividends	$1,823,000	1,117
Sale, conversion, retirement of capital stock, net	$129,000	391
Net operating income	$6,104,170	887
2016-06-30 (YTD Data)		Rank
Total interest income	$15,736,000	850
Total interest expense	$2,938,000	505
Net interest income	$12,798,000	939
Provision for loan and lease losses	$850,000	577
Total noninterest income	$1,448,000	1,662
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$122,000	3,313
Trading account gains and fees	$297,000	84
Additional Noninterest Income	$1,029,000	1,519
Total noninterest expense	$7,348,000	1,348
Salaries and employee benefits	$4,165,000	1,335
Premises and equipment expense	$951,000	1,244
Additional noninterest expense	$2,232,000	1,388
Pre-tax net operating income	$6,048,000	772
Securities gains (losses)	$-200,000	6,032
Applicable income taxes	$1,884,000	676
Income before extraordinary items	$3,964,000	923
Extraordinary gains, net	$0	16
Net income	$3,964,000	921
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,964,000	922
Net charge-offs	$287,000	893
Cash dividends	$873,000	1,441
Sale, conversion, retirement of capital stock, net	$112,000	350
Net operating income	$4,100,000	869
2016-03-31 (YTD Data)		Rank
Total interest income	$7,871,000	851
Total interest expense	$1,453,000	504
Net interest income	$6,418,000	929
Provision for loan and lease losses	$450,000	504
Total noninterest income	$397,000	2,368
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$62,000	3,264
Trading account gains and fees	$133,000	88
Additional Noninterest Income	$202,000	2,605
Total noninterest expense	$3,633,000	1,358
Salaries and employee benefits	$2,050,000	1,356
Premises and equipment expense	$504,000	1,183
Additional noninterest expense	$1,079,000	1,424
Pre-tax net operating income	$2,732,000	829
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,001,000	642
Income before extraordinary items	$1,731,000	1,037
Extraordinary gains, net	$0	12
Net income	$1,731,000	1,038
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,731,000	1,038
Net charge-offs	$134,000	848
Cash dividends	$873,000	832
Sale, conversion, retirement of capital stock, net	$98,000	259
Net operating income	$1,731,000	1,011
2015-12-31 (YTD Data)		Rank
Total interest income	$29,143,000	890
Total interest expense	$4,943,000	565
Net interest income	$24,200,000	954
Provision for loan and lease losses	$1,595,000	550
Total noninterest income	$1,432,000	2,542
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$239,000	3,425
Trading account gains and fees	$313,000	102
Additional Noninterest Income	$880,000	2,536
Total noninterest expense	$13,106,000	1,485
Salaries and employee benefits	$7,606,000	1,412
Premises and equipment expense	$1,774,000	1,315
Additional noninterest expense	$3,726,000	1,631
Pre-tax net operating income	$10,931,000	819
Securities gains (losses)	$0	3,216
Applicable income taxes	$4,106,000	606
Income before extraordinary items	$6,825,000	1,050
Extraordinary gains, net	$0	23
Net income	$6,825,000	1,048
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,825,000	1,050
Net charge-offs	$793,000	820
Cash dividends	$1,634,000	1,548
Sale, conversion, retirement of capital stock, net	$423,000	327
Net operating income	$6,825,000	1,025
2015-09-30 (YTD Data)		Rank
Total interest income	$21,301,000	917
Total interest expense	$3,624,000	576
Net interest income	$17,677,000	987
Provision for loan and lease losses	$1,175,000	517
Total noninterest income	$1,082,000	2,560
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$174,000	3,485
Trading account gains and fees	$205,000	106
Additional Noninterest Income	$703,000	2,474
Total noninterest expense	$9,692,000	1,513
Salaries and employee benefits	$5,610,000	1,437
Premises and equipment expense	$1,279,000	1,372
Additional noninterest expense	$2,803,000	1,619
Pre-tax net operating income	$7,892,000	851
Securities gains (losses)	$0	3,031
Applicable income taxes	$2,965,000	638
Income before extraordinary items	$4,927,000	1,090
Extraordinary gains, net	$0	21
Net income	$4,927,000	1,088
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,927,000	1,090
Net charge-offs	$462,000	914
Cash dividends	$1,633,000	1,142
Sale, conversion, retirement of capital stock, net	$413,000	276
Net operating income	$4,927,000	1,057
2015-06-30 (YTD Data)		Rank
Total interest income	$13,955,000	932
Total interest expense	$2,341,000	597
Net interest income	$11,614,000	995
Provision for loan and lease losses	$780,000	528
Total noninterest income	$727,000	2,558
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$114,000	3,506
Trading account gains and fees	$74,000	122
Additional Noninterest Income	$539,000	2,336
Total noninterest expense	$6,341,000	1,540
Salaries and employee benefits	$3,699,000	1,455
Premises and equipment expense	$821,000	1,430
Additional noninterest expense	$1,821,000	1,670
Pre-tax net operating income	$5,220,000	855
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,960,000	641
Income before extraordinary items	$3,260,000	1,083
Extraordinary gains, net	$0	22
Net income	$3,260,000	1,083
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,260,000	1,084
Net charge-offs	$400,000	769
Cash dividends	$777,000	1,491
Sale, conversion, retirement of capital stock, net	$404,000	217
Net operating income	$3,260,000	1,054
2015-03-31 (YTD Data)		Rank
Total interest income	$6,919,000	930
Total interest expense	$1,138,000	614
Net interest income	$5,781,000	995
Provision for loan and lease losses	$400,000	491
Total noninterest income	$454,000	2,234
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$53,000	3,605
Trading account gains and fees	$68,000	111
Additional Noninterest Income	$333,000	1,981
Total noninterest expense	$3,128,000	1,553
Salaries and employee benefits	$1,841,000	1,464
Premises and equipment expense	$416,000	1,435
Additional noninterest expense	$871,000	1,731
Pre-tax net operating income	$2,707,000	807
Securities gains (losses)	$0	2,027
Applicable income taxes	$1,017,000	620
Income before extraordinary items	$1,690,000	1,013
Extraordinary gains, net	$0	13
Net income	$1,690,000	1,013
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,690,000	1,014
Net charge-offs	$211,000	697
Cash dividends	$757,000	823
Sale, conversion, retirement of capital stock, net	$344,000	140
Net operating income	$1,690,000	985
2014-12-31 (YTD Data)		Rank
Total interest income	$26,750,000	955
Total interest expense	$3,955,000	742
Net interest income	$22,795,000	980
Provision for loan and lease losses	$1,800,000	515
Total noninterest income	$1,256,000	2,770
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$165,000	4,229
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,091,000	2,213
Total noninterest expense	$12,393,000	1,543
Salaries and employee benefits	$7,134,000	1,464
Premises and equipment expense	$1,495,000	1,576
Additional noninterest expense	$3,764,000	1,652
Pre-tax net operating income	$9,858,000	843
Securities gains (losses)	$0	3,259
Applicable income taxes	$3,698,000	616
Income before extraordinary items	$6,160,000	1,076
Extraordinary gains, net	$0	17
Net income	$6,160,000	1,074
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,160,000	1,075
Net charge-offs	$1,065,000	845
Cash dividends	$781,000	2,346
Sale, conversion, retirement of capital stock, net	$2,931,000	112
Net operating income	$6,160,000	1,045
2014-09-30 (YTD Data)		Rank
Total interest income	$19,896,000	965
Total interest expense	$2,853,000	785
Net interest income	$17,043,000	987
Provision for loan and lease losses	$1,350,000	499
Total noninterest income	$1,045,000	2,642
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$119,000	4,344
Trading account gains and fees	$0	174
Additional Noninterest Income	$926,000	2,043
Total noninterest expense	$9,151,000	1,571
Salaries and employee benefits	$5,282,000	1,482
Premises and equipment expense	$1,088,000	1,620
Additional noninterest expense	$2,781,000	1,676
Pre-tax net operating income	$7,587,000	828
Securities gains (losses)	$0	2,980
Applicable income taxes	$2,874,000	610
Income before extraordinary items	$4,713,000	1,059
Extraordinary gains, net	$0	15
Net income	$4,713,000	1,058
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,713,000	1,058
Net charge-offs	$802,000	798
Cash dividends	$761,000	1,789
Sale, conversion, retirement of capital stock, net	$276,000	308
Net operating income	$4,713,000	1,037
2014-06-30 (YTD Data)		Rank
Total interest income	$13,103,000	967
Total interest expense	$1,848,000	808
Net interest income	$11,255,000	993
Provision for loan and lease losses	$900,000	485
Total noninterest income	$210,000	4,590
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$77,000	4,397
Trading account gains and fees	$0	172
Additional Noninterest Income	$133,000	4,197
Total noninterest expense	$5,834,000	1,637
Salaries and employee benefits	$3,378,000	1,542
Premises and equipment expense	$689,000	1,735
Additional noninterest expense	$1,767,000	1,738
Pre-tax net operating income	$4,731,000	863
Securities gains (losses)	$0	2,580
Applicable income taxes	$1,799,000	629
Income before extraordinary items	$2,932,000	1,095
Extraordinary gains, net	$0	20
Net income	$2,932,000	1,096
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,932,000	1,096
Net charge-offs	$601,000	747
Cash dividends	$40,000	3,487
Sale, conversion, retirement of capital stock, net	$227,000	273
Net operating income	$2,932,000	1,072
2014-03-31 (YTD Data)		Rank
Total interest income	$6,421,000	987
Total interest expense	$888,000	854
Net interest income	$5,533,000	1,014
Provision for loan and lease losses	$450,000	484
Total noninterest income	$24,000	6,142
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$36,000	4,495
Trading account gains and fees	$0	147
Additional Noninterest Income	$-12,000	6,576
Total noninterest expense	$2,782,000	1,716
Salaries and employee benefits	$1,615,000	1,612
Premises and equipment expense	$310,000	1,924
Additional noninterest expense	$857,000	1,772
Pre-tax net operating income	$2,325,000	852
Securities gains (losses)	$0	1,715
Applicable income taxes	$892,000	612
Income before extraordinary items	$1,433,000	1,086
Extraordinary gains, net	$0	16
Net income	$1,433,000	1,087
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,433,000	1,087
Net charge-offs	$296,000	720
Cash dividends	$20,000	2,771
Sale, conversion, retirement of capital stock, net	$226,000	167
Net operating income	$1,433,000	1,064
2013-12-31 (YTD Data)		Rank
Total interest income	$21,630,000	1,187
Total interest expense	$3,114,000	1,078
Net interest income	$18,516,000	1,186
Provision for loan and lease losses	$3,033,000	429
Total noninterest income	$305,000	5,118
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$125,000	4,883
Trading account gains and fees	$0	184
Additional Noninterest Income	$180,000	4,746
Total noninterest expense	$9,213,000	2,051
Salaries and employee benefits	$5,978,000	1,718
Premises and equipment expense	$1,021,000	2,213
Additional noninterest expense	$2,214,000	2,759
Pre-tax net operating income	$6,575,000	1,126
Securities gains (losses)	$0	3,182
Applicable income taxes	$2,561,000	750
Income before extraordinary items	$4,014,000	1,499
Extraordinary gains, net	$0	29
Net income	$4,014,000	1,501
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,014,000	1,503
Net charge-offs	$1,384,000	993
Cash dividends	$1,149,000	1,760
Sale, conversion, retirement of capital stock, net	$13,829,000	32
Net operating income	$4,014,000	1,467
2013-09-30 (YTD Data)		Rank
Total interest income	$15,272,000	1,251
Total interest expense	$2,263,000	1,158
Net interest income	$13,009,000	1,265
Provision for loan and lease losses	$1,751,000	561
Total noninterest income	$207,000	5,322
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$96,000	4,890
Trading account gains and fees	$0	180
Additional Noninterest Income	$111,000	5,055
Total noninterest expense	$6,763,000	2,098
Salaries and employee benefits	$4,429,000	1,746
Premises and equipment expense	$763,000	2,248
Additional noninterest expense	$1,571,000	2,871
Pre-tax net operating income	$4,702,000	1,209
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,832,000	797
Income before extraordinary items	$2,870,000	1,565
Extraordinary gains, net	$0	25
Net income	$2,870,000	1,568
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,870,000	1,569
Net charge-offs	$832,000	1,140
Cash dividends	$60,000	3,493
Sale, conversion, retirement of capital stock, net	$2,620,000	101
Net operating income	$2,870,000	1,526
2013-06-30 (YTD Data)		Rank
Total interest income	$9,627,000	1,320
Total interest expense	$1,480,000	1,207
Net interest income	$8,147,000	1,324
Provision for loan and lease losses	$831,000	776
Total noninterest income	$143,000	5,311
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$68,000	4,770
Trading account gains and fees	$0	157
Additional Noninterest Income	$75,000	5,078
Total noninterest expense	$4,420,000	2,128
Salaries and employee benefits	$2,880,000	1,786
Premises and equipment expense	$500,000	2,288
Additional noninterest expense	$1,040,000	2,877
Pre-tax net operating income	$3,039,000	1,219
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,183,000	816
Income before extraordinary items	$1,856,000	1,635
Extraordinary gains, net	$0	22
Net income	$1,856,000	1,637
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,856,000	1,640
Net charge-offs	$619,000	1,079
Cash dividends	$40,000	3,339
Sale, conversion, retirement of capital stock, net	$2,579,000	70
Net operating income	$1,856,000	1,563
2013-03-31 (YTD Data)		Rank
Total interest income	$4,889,000	1,302
Total interest expense	$757,000	1,222
Net interest income	$4,132,000	1,307
Provision for loan and lease losses	$530,000	665
Total noninterest income	$61,000	5,521
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$36,000	4,669
Trading account gains and fees	$0	148
Additional Noninterest Income	$25,000	5,492
Total noninterest expense	$2,122,000	2,244
Salaries and employee benefits	$1,343,000	1,935
Premises and equipment expense	$251,000	2,306
Additional noninterest expense	$528,000	2,852
Pre-tax net operating income	$1,541,000	1,181
Securities gains (losses)	$0	1,966
Applicable income taxes	$603,000	774
Income before extraordinary items	$938,000	1,577
Extraordinary gains, net	$0	10
Net income	$938,000	1,580
Minority interest net income	$0	76
Net income of bank and minority interests.	$938,000	1,579
Net charge-offs	$332,000	991
Cash dividends	$20,000	2,590
Sale, conversion, retirement of capital stock, net	$2,538,000	29
Net operating income	$938,000	1,517
2012-12-31 (YTD Data)		Rank
Total interest income	$17,560,000	1,499
Total interest expense	$3,163,000	1,409
Net interest income	$14,397,000	1,526
Provision for loan and lease losses	$2,839,000	811
Total noninterest income	$115,000	6,194
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$145,000	4,838
Trading account gains and fees	$0	166
Additional Noninterest Income	$-30,000	6,645
Total noninterest expense	$7,693,000	2,455
Salaries and employee benefits	$4,976,000	2,018
Premises and equipment expense	$981,000	2,310
Additional noninterest expense	$1,736,000	3,439
Pre-tax net operating income	$3,980,000	1,660
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,530,000	1,085
Income before extraordinary items	$2,450,000	2,215
Extraordinary gains, net	$0	29
Net income	$2,450,000	2,214
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,450,000	2,216
Net charge-offs	$2,188,000	1,090
Cash dividends	$1,933,000	1,264
Sale, conversion, retirement of capital stock, net	$3,349,000	119
Net operating income	$2,450,000	2,086
2012-09-30 (YTD Data)		Rank
Total interest income	$12,679,000	1,608
Total interest expense	$2,341,000	1,491
Net interest income	$10,338,000	1,612
Provision for loan and lease losses	$1,925,000	880
Total noninterest income	$71,000	6,430
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$110,000	4,898
Trading account gains and fees	$0	157
Additional Noninterest Income	$-39,000	6,816
Total noninterest expense	$5,659,000	2,504
Salaries and employee benefits	$3,605,000	2,076
Premises and equipment expense	$740,000	2,334
Additional noninterest expense	$1,314,000	3,425
Pre-tax net operating income	$2,825,000	1,779
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,086,000	1,160
Income before extraordinary items	$1,739,000	2,371
Extraordinary gains, net	$0	20
Net income	$1,739,000	2,372
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,739,000	2,372
Net charge-offs	$1,677,000	1,035
Cash dividends	$990,000	1,361
Sale, conversion, retirement of capital stock, net	$160,000	375
Net operating income	$1,739,000	2,243
2012-06-30 (YTD Data)		Rank
Total interest income	$8,098,000	1,682
Total interest expense	$1,498,000	1,607
Net interest income	$6,600,000	1,686
Provision for loan and lease losses	$1,225,000	929
Total noninterest income	$60,000	6,288
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$72,000	4,931
Trading account gains and fees	$0	153
Additional Noninterest Income	$-12,000	6,845
Total noninterest expense	$3,663,000	2,574
Salaries and employee benefits	$2,311,000	2,148
Premises and equipment expense	$505,000	2,267
Additional noninterest expense	$847,000	3,529
Pre-tax net operating income	$1,772,000	1,851
Securities gains (losses)	$0	3,178
Applicable income taxes	$680,000	1,201
Income before extraordinary items	$1,092,000	2,447
Extraordinary gains, net	$0	19
Net income	$1,092,000	2,447
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,092,000	2,447
Net charge-offs	$850,000	1,282
Cash dividends	$990,000	1,006
Sale, conversion, retirement of capital stock, net	$107,000	354
Net operating income	$1,092,000	2,318
2012-03-31 (YTD Data)		Rank
Total interest income	$3,846,000	1,776
Total interest expense	$693,000	1,772
Net interest income	$3,153,000	1,777
Provision for loan and lease losses	$625,000	890
Total noninterest income	$24,000	6,522
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$34,000	5,018
Trading account gains and fees	$0	148
Additional Noninterest Income	$-10,000	6,983
Total noninterest expense	$1,743,000	2,688
Salaries and employee benefits	$1,086,000	2,293
Premises and equipment expense	$257,000	2,249
Additional noninterest expense	$400,000	3,637
Pre-tax net operating income	$809,000	2,012
Securities gains (losses)	$0	2,210
Applicable income taxes	$311,000	1,265
Income before extraordinary items	$498,000	2,615
Extraordinary gains, net	$0	19
Net income	$498,000	2,617
Minority interest net income	$0	78
Net income of bank and minority interests.	$498,000	2,618
Net charge-offs	$412,000	1,228
Cash dividends	$990,000	490
Sale, conversion, retirement of capital stock, net	$53,000	310
Net operating income	$498,000	2,489
2011-12-31 (YTD Data)		Rank
Total interest income	$13,037,000	2,134
Total interest expense	$2,696,000	2,148
Net interest income	$10,341,000	2,114
Provision for loan and lease losses	$1,866,000	1,647
Total noninterest income	$211,000	5,671
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$133,000	5,092
Trading account gains and fees	$0	146
Additional Noninterest Income	$78,000	5,546
Total noninterest expense	$6,662,000	2,779
Salaries and employee benefits	$4,083,000	2,358
Premises and equipment expense	$963,000	2,483
Additional noninterest expense	$1,616,000	3,672
Pre-tax net operating income	$2,024,000	2,481
Securities gains (losses)	$1,612,000	289
Applicable income taxes	$-1,486,000	7,216
Income before extraordinary items	$5,122,000	982
Extraordinary gains, net	$0	29
Net income	$5,122,000	981
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,122,000	982
Net charge-offs	$1,240,000	2,111
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$8,272,000	79
Net operating income	$3,510,000	1,325
2011-09-30 (YTD Data)		Rank
Total interest income	$9,508,000	2,232
Total interest expense	$1,995,000	2,256
Net interest income	$7,513,000	2,192
Provision for loan and lease losses	$1,225,000	1,730
Total noninterest income	$166,000	5,709
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$99,000	5,136
Trading account gains and fees	$0	145
Additional Noninterest Income	$67,000	5,520
Total noninterest expense	$4,828,000	2,887
Salaries and employee benefits	$2,902,000	2,476
Premises and equipment expense	$697,000	2,580
Additional noninterest expense	$1,229,000	3,628
Pre-tax net operating income	$1,626,000	2,427
Securities gains (losses)	$1,612,000	226
Applicable income taxes	$0	4,740
Income before extraordinary items	$3,238,000	1,189
Extraordinary gains, net	$0	21
Net income	$3,238,000	1,189
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,238,000	1,189
Net charge-offs	$829,000	2,107
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$8,221,000	65
Net operating income	$1,626,000	2,082
2011-06-30 (YTD Data)		Rank
Total interest income	$6,115,000	2,327
Total interest expense	$1,313,000	2,384
Net interest income	$4,802,000	2,287
Provision for loan and lease losses	$670,000	1,946
Total noninterest income	$111,000	5,729
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$62,000	5,219
Trading account gains and fees	$0	153
Additional Noninterest Income	$49,000	5,480
Total noninterest expense	$3,256,000	2,872
Salaries and employee benefits	$1,934,000	2,491
Premises and equipment expense	$461,000	2,609
Additional noninterest expense	$861,000	3,558
Pre-tax net operating income	$987,000	2,561
Securities gains (losses)	$87,000	1,233
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,074,000	2,140
Extraordinary gains, net	$0	15
Net income	$1,074,000	2,141
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,074,000	2,141
Net charge-offs	$543,000	2,063
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$147,000	354
Net operating income	$987,000	2,222
2011-03-31 (YTD Data)		Rank
Total interest income	$3,019,000	2,369
Total interest expense	$656,000	2,459
Net interest income	$2,363,000	2,307
Provision for loan and lease losses	$265,000	2,114
Total noninterest income	$66,000	5,566
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$37,000	4,886
Trading account gains and fees	$0	158
Additional Noninterest Income	$29,000	5,437
Total noninterest expense	$1,644,000	2,857
Salaries and employee benefits	$966,000	2,513
Premises and equipment expense	$234,000	2,627
Additional noninterest expense	$444,000	3,485
Pre-tax net operating income	$520,000	2,483
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$520,000	2,185
Extraordinary gains, net	$0	9
Net income	$520,000	2,184
Minority interest net income	$0	86
Net income of bank and minority interests.	$520,000	2,185
Net charge-offs	$234,000	1,976
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$73,000	304
Net operating income	$520,000	2,138
2010-12-31 (YTD Data)		Rank
Total interest income	$10,665,000	2,796
Total interest expense	$3,072,000	2,561
Net interest income	$7,593,000	2,861
Provision for loan and lease losses	$1,170,000	2,820
Total noninterest income	$187,000	6,042
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$114,000	5,314
Trading account gains and fees	$0	175
Additional Noninterest Income	$73,000	5,772
Total noninterest expense	$6,180,000	3,037
Salaries and employee benefits	$3,649,000	2,631
Premises and equipment expense	$881,000	2,750
Additional noninterest expense	$1,650,000	3,752
Pre-tax net operating income	$430,000	4,542
Securities gains (losses)	$848,000	566
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,278,000	2,793
Extraordinary gains, net	$0	29
Net income	$1,278,000	2,790
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,278,000	2,795
Net charge-offs	$557,000	3,512
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$1,743,000	290
Net operating income	$430,000	4,385
2010-09-30 (YTD Data)		Rank
Total interest income	$7,656,000	2,974
Total interest expense	$2,292,000	2,656
Net interest income	$5,364,000	3,054
Provision for loan and lease losses	$945,000	2,588
Total noninterest income	$139,000	6,171
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$80,000	5,485
Trading account gains and fees	$0	165
Additional Noninterest Income	$59,000	5,825
Total noninterest expense	$4,511,000	3,109
Salaries and employee benefits	$2,708,000	2,655
Premises and equipment expense	$643,000	2,868
Additional noninterest expense	$1,160,000	3,896
Pre-tax net operating income	$47,000	5,807
Securities gains (losses)	$848,000	472
Applicable income taxes	$0	4,726
Income before extraordinary items	$895,000	3,089
Extraordinary gains, net	$0	23
Net income	$895,000	3,087
Minority interest net income	$0	110
Net income of bank and minority interests.	$895,000	3,089
Net charge-offs	$386,000	3,414
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$1,686,000	229
Net operating income	$47,000	5,817
2010-06-30 (YTD Data)		Rank
Total interest income	$4,858,000	3,111
Total interest expense	$1,464,000	2,849
Net interest income	$3,394,000	3,175
Provision for loan and lease losses	$395,000	3,213
Total noninterest income	$88,000	6,266
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$54,000	5,483
Trading account gains and fees	$0	152
Additional Noninterest Income	$34,000	6,017
Total noninterest expense	$2,892,000	3,206
Salaries and employee benefits	$1,791,000	2,705
Premises and equipment expense	$397,000	3,073
Additional noninterest expense	$704,000	4,142
Pre-tax net operating income	$195,000	4,964
Securities gains (losses)	$402,000	568
Applicable income taxes	$0	4,691
Income before extraordinary items	$597,000	3,074
Extraordinary gains, net	$0	19
Net income	$597,000	3,070
Minority interest net income	$0	105
Net income of bank and minority interests.	$597,000	3,073
Net charge-offs	$242,000	3,320
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$1,328,000	185
Net operating income	$195,000	4,774
2010-03-31 (YTD Data)		Rank
Total interest income	$2,320,000	3,292
Total interest expense	$693,000	3,085
Net interest income	$1,627,000	3,326
Provision for loan and lease losses	$195,000	3,039
Total noninterest income	$35,000	6,568
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$24,000	5,677
Trading account gains and fees	$0	175
Additional Noninterest Income	$11,000	6,524
Total noninterest expense	$1,402,000	3,323
Salaries and employee benefits	$871,000	2,806
Premises and equipment expense	$190,000	3,254
Additional noninterest expense	$341,000	4,235
Pre-tax net operating income	$65,000	5,479
Securities gains (losses)	$2,000	2,064
Applicable income taxes	$0	4,611
Income before extraordinary items	$67,000	5,441
Extraordinary gains, net	$0	16
Net income	$67,000	5,443
Minority interest net income	$0	91
Net income of bank and minority interests.	$67,000	5,442
Net charge-offs	$146,000	2,749
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$-1,693,000	7,929
Net operating income	$65,000	5,362
2009-12-31 (YTD Data)		Rank
Total interest income	$5,184,000	5,033
Total interest expense	$2,296,000	4,104
Net interest income	$2,888,000	5,479
Provision for loan and lease losses	$2,604,000	2,131
Total noninterest income	$355,000	5,332
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$146,000	5,201
Trading account gains and fees	$0	211
Additional Noninterest Income	$209,000	4,562
Total noninterest expense	$5,291,000	3,510
Salaries and employee benefits	$2,761,000	3,420
Premises and equipment expense	$823,000	3,063
Additional noninterest expense	$1,707,000	3,736
Pre-tax net operating income	$-4,652,000	7,145
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$-4,652,000	7,227
Extraordinary gains, net	$0	34
Net income	$-4,652,000	7,226
Minority interest net income	$0	115
Net income of bank and minority interests.	$-4,652,000	7,226
Net charge-offs	$1,574,000	2,318
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-4,652,000	7,238
2009-09-30 (YTD Data)		Rank
Total interest income	$3,133,000	5,672
Total interest expense	$1,615,000	4,381
Net interest income	$1,518,000	6,346
Provision for loan and lease losses	$1,944,000	1,943
Total noninterest income	$298,000	5,208
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$112,000	5,203
Trading account gains and fees	$0	212
Additional Noninterest Income	$186,000	4,410
Total noninterest expense	$3,890,000	3,574
Salaries and employee benefits	$1,990,000	3,551
Premises and equipment expense	$574,000	3,288
Additional noninterest expense	$1,326,000	3,604
Pre-tax net operating income	$-4,018,000	7,412
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$-4,018,000	7,492
Extraordinary gains, net	$0	27
Net income	$-4,018,000	7,492
Minority interest net income	$0	118
Net income of bank and minority interests.	$-4,018,000	7,492
Net charge-offs	$1,119,000	2,082
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-4,018,000	7,497
2009-06-30 (YTD Data)		Rank
Total interest income	$1,717,000	6,192
Total interest expense	$1,047,000	4,598
Net interest income	$670,000	7,159
Provision for loan and lease losses	$1,769,000	1,520
Total noninterest income	$287,000	4,513
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$89,000	4,870
Trading account gains and fees	$0	193
Additional Noninterest Income	$198,000	3,667
Total noninterest expense	$2,684,000	3,520
Salaries and employee benefits	$1,265,000	3,736
Premises and equipment expense	$317,000	3,780
Additional noninterest expense	$1,102,000	3,052
Pre-tax net operating income	$-3,496,000	7,618
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$-3,496,000	7,678
Extraordinary gains, net	$0	21
Net income	$-3,496,000	7,677
Minority interest net income	$0	112
Net income of bank and minority interests.	$-3,496,000	7,677
Net charge-offs	$630,000	2,089
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-3,496,000	7,690
2009-03-31 (YTD Data)		Rank
Total interest income	$804,000	6,377
Total interest expense	$523,000	4,716
Net interest income	$281,000	7,439
Provision for loan and lease losses	$253,000	2,539
Total noninterest income	$167,000	4,177
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$36,000	5,210
Trading account gains and fees	$0	171
Additional Noninterest Income	$131,000	3,195
Total noninterest expense	$967,000	4,408
Salaries and employee benefits	$520,000	4,346
Premises and equipment expense	$146,000	4,058
Additional noninterest expense	$301,000	4,399
Pre-tax net operating income	$-772,000	7,525
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-772,000	7,615
Extraordinary gains, net	$0	15
Net income	$-772,000	7,616
Minority interest net income	$0	102
Net income of bank and minority interests.	$-772,000	7,616
Net charge-offs	$458,000	1,424
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-772,000	7,608
2008-12-31 (YTD Data)		Rank
Total interest income	$2,980,000	6,638
Total interest expense	$1,763,000	5,621
Net interest income	$1,217,000	7,343
Provision for loan and lease losses	$778,000	3,090
Total noninterest income	$795,000	3,890
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$165,000	5,140
Trading account gains and fees	$0	154
Additional Noninterest Income	$630,000	2,818
Total noninterest expense	$3,833,000	4,375
Salaries and employee benefits	$2,101,000	4,288
Premises and equipment expense	$614,000	3,868
Additional noninterest expense	$1,118,000	4,489
Pre-tax net operating income	$-2,599,000	7,510
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$-2,599,000	7,532
Extraordinary gains, net	$0	39
Net income	$-2,599,000	7,529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$679,000	2,405
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-2,599,000	7,610
2008-09-30 (YTD Data)		Rank
Total interest income	$2,223,000	6,709
Total interest expense	$1,270,000	5,822
Net interest income	$953,000	7,342
Provision for loan and lease losses	$350,000	3,295
Total noninterest income	$591,000	3,991
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$124,000	5,176
Trading account gains and fees	$0	148
Additional Noninterest Income	$467,000	2,923
Total noninterest expense	$2,837,000	4,399
Salaries and employee benefits	$1,529,000	4,407
Premises and equipment expense	$485,000	3,713
Additional noninterest expense	$823,000	4,484
Pre-tax net operating income	$-1,643,000	7,778
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$-1,643,000	7,765
Extraordinary gains, net	$0	31
Net income	$-1,643,000	7,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$415,000	2,177
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,643,000	7,848
2008-06-30 (YTD Data)		Rank
Total interest income	$1,464,000	6,799
Total interest expense	$805,000	6,103
Net interest income	$659,000	7,313
Provision for loan and lease losses	$225,000	2,959
Total noninterest income	$370,000	4,175
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$79,000	5,271
Trading account gains and fees	$0	149
Additional Noninterest Income	$291,000	3,081
Total noninterest expense	$1,810,000	4,549
Salaries and employee benefits	$965,000	4,644
Premises and equipment expense	$292,000	4,040
Additional noninterest expense	$553,000	4,428
Pre-tax net operating income	$-1,006,000	7,916
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$-1,006,000	7,997
Extraordinary gains, net	$0	21
Net income	$-1,006,000	7,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$280,000	1,860
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-1,006,000	7,983
2008-03-31 (YTD Data)		Rank
Total interest income	$764,000	6,809
Total interest expense	$417,000	6,164
Net interest income	$347,000	7,264
Provision for loan and lease losses	$175,000	1,958
Total noninterest income	$194,000	4,063
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$41,000	5,179
Trading account gains and fees	$0	158
Additional Noninterest Income	$153,000	2,999
Total noninterest expense	$896,000	4,580
Salaries and employee benefits	$488,000	4,637
Premises and equipment expense	$134,000	4,326
Additional noninterest expense	$274,000	4,400
Pre-tax net operating income	$-530,000	8,105
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$-530,000	8,164
Extraordinary gains, net	$0	15
Net income	$-530,000	8,163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	1,453
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-530,000	8,151
2007-12-31 (YTD Data)		Rank
Total interest income	$3,328,000	6,634
Total interest expense	$1,690,000	6,186
Net interest income	$1,638,000	6,942
Provision for loan and lease losses	$892,000	1,554
Total noninterest income	$461,000	5,202
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$266,000	4,335
Trading account gains and fees	$0	178
Additional Noninterest Income	$195,000	5,112
Total noninterest expense	$3,286,000	4,726
Salaries and employee benefits	$1,594,000	5,107
Premises and equipment expense	$559,000	4,044
Additional noninterest expense	$1,133,000	4,239
Pre-tax net operating income	$-2,079,000	8,284
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$-2,079,000	8,326
Extraordinary gains, net	$0	39
Net income	$-2,079,000	8,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,146,000	932
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-2,079,000	8,313
2007-09-30 (YTD Data)		Rank
Total interest income	$2,522,000	6,641
Total interest expense	$1,292,000	6,187
Net interest income	$1,230,000	6,992
Provision for loan and lease losses	$541,000	1,466
Total noninterest income	$263,000	5,801
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$214,000	4,202
Trading account gains and fees	$0	184
Additional Noninterest Income	$49,000	6,818
Total noninterest expense	$2,371,000	4,820
Salaries and employee benefits	$1,045,000	5,506
Premises and equipment expense	$415,000	4,055
Additional noninterest expense	$911,000	3,978
Pre-tax net operating income	$-1,419,000	8,378
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$-1,419,000	8,407
Extraordinary gains, net	$0	33
Net income	$-1,419,000	8,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$791,000	771
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-1,419,000	8,396
2007-06-30 (YTD Data)		Rank
Total interest income	$1,683,000	6,687
Total interest expense	$881,000	6,155
Net interest income	$802,000	7,083
Provision for loan and lease losses	$74,000	3,781
Total noninterest income	$127,000	6,439
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$146,000	4,140
Trading account gains and fees	$0	168
Additional Noninterest Income	$-19,000	8,574
Total noninterest expense	$1,598,000	4,821
Salaries and employee benefits	$722,000	5,457
Premises and equipment expense	$277,000	4,079
Additional noninterest expense	$599,000	4,010
Pre-tax net operating income	$-743,000	8,390
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$-743,000	8,423
Extraordinary gains, net	$0	29
Net income	$-743,000	8,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$159,000	1,555
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-743,000	8,411
2007-03-31 (YTD Data)		Rank
Total interest income	$826,000	6,749
Total interest expense	$433,000	6,211
Net interest income	$393,000	7,150
Provision for loan and lease losses	$0	5,779
Total noninterest income	$63,000	6,440
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$84,000	3,804
Trading account gains and fees	$0	195
Additional Noninterest Income	$-21,000	8,616
Total noninterest expense	$764,000	4,945
Salaries and employee benefits	$348,000	5,605
Premises and equipment expense	$137,000	4,125
Additional noninterest expense	$279,000	4,177
Pre-tax net operating income	$-308,000	8,421
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$-308,000	8,447
Extraordinary gains, net	$0	22
Net income	$-308,000	8,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	1,338
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-308,000	8,437
2006-12-31 (YTD Data)		Rank
Total interest income	$2,542,000	7,106
Total interest expense	$1,107,000	6,744
Net interest income	$1,435,000	7,254
Provision for loan and lease losses	$678,000	1,451
Total noninterest income	$261,000	6,462
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$264,000	4,382
Trading account gains and fees	$0	130
Additional Noninterest Income	$-3,000	8,630
Total noninterest expense	$2,200,000	5,881
Salaries and employee benefits	$972,000	6,476
Premises and equipment expense	$334,000	5,456
Additional noninterest expense	$894,000	4,878
Pre-tax net operating income	$-1,182,000	8,469
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$-1,182,000	8,500
Extraordinary gains, net	$0	51
Net income	$-1,182,000	8,499
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$413,000	1,340
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$13,000,000	167
Net operating income	$-1,182,000	8,494
2006-09-30 (YTD Data)		Rank
Total interest income	$1,809,000	7,247
Total interest expense	$754,000	6,918
Net interest income	$1,055,000	7,365
Provision for loan and lease losses	$-117,000	8,589
Total noninterest income	$195,000	6,503
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$180,000	4,637
Trading account gains and fees	$0	126
Additional Noninterest Income	$15,000	8,025
Total noninterest expense	$1,381,000	6,388
Salaries and employee benefits	$634,000	6,809
Premises and equipment expense	$215,000	5,874
Additional noninterest expense	$532,000	5,586
Pre-tax net operating income	$-14,000	8,142
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$-14,000	8,154
Extraordinary gains, net	$0	45
Net income	$-14,000	8,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$157,000	1,778
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$13,000,000	127
Net operating income	$-14,000	8,142
2006-06-30 (YTD Data)		Rank
Total interest income	$1,044,000	7,535
Total interest expense	$435,000	7,140
Net interest income	$609,000	7,668
Provision for loan and lease losses	$-162,000	8,656
Total noninterest income	$131,000	6,491
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$112,000	4,755
Trading account gains and fees	$0	126
Additional Noninterest Income	$19,000	7,607
Total noninterest expense	$812,000	6,729
Salaries and employee benefits	$372,000	7,161
Premises and equipment expense	$110,000	6,558
Additional noninterest expense	$330,000	5,790
Pre-tax net operating income	$90,000	7,747
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$90,000	7,608
Extraordinary gains, net	$0	39
Net income	$90,000	7,609
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$13,000,000	77
Net operating income	$90,000	7,615
2006-03-31 (YTD Data)		Rank
Total interest income	$468,000	7,717
Total interest expense	$204,000	7,198
Net interest income	$264,000	7,904
Provision for loan and lease losses	$-200,000	8,699
Total noninterest income	$64,000	6,504
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$54,000	4,773
Trading account gains and fees	$0	115
Additional Noninterest Income	$10,000	7,545
Total noninterest expense	$420,000	6,647
Salaries and employee benefits	$194,000	7,068
Premises and equipment expense	$54,000	6,597
Additional noninterest expense	$172,000	5,648
Pre-tax net operating income	$108,000	6,955
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$108,000	6,599
Extraordinary gains, net	$0	21
Net income	$108,000	6,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$108,000	6,595
2005-12-31 (YTD Data)		Rank
Total interest income	$1,668,000	7,749
Total interest expense	$650,000	7,188
Net interest income	$1,018,000	7,908
Provision for loan and lease losses	$43,000	5,912
Total noninterest income	$632,000	4,658
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$215,000	4,892
Trading account gains and fees	$0	138
Additional Noninterest Income	$417,000	3,707
Total noninterest expense	$1,537,000	6,822
Salaries and employee benefits	$735,000	7,142
Premises and equipment expense	$207,000	6,661
Additional noninterest expense	$595,000	6,089
Pre-tax net operating income	$70,000	8,073
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$70,000	8,069
Extraordinary gains, net	$0	46
Net income	$70,000	8,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,163
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$70,000	8,041
2005-09-30 (YTD Data)		Rank
Total interest income	$1,214,000	7,804
Total interest expense	$464,000	7,225
Net interest income	$750,000	7,984
Provision for loan and lease losses	$43,000	5,499
Total noninterest income	$561,000	4,220
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$154,000	5,014
Trading account gains and fees	$0	126
Additional Noninterest Income	$407,000	3,249
Total noninterest expense	$1,090,000	6,965
Salaries and employee benefits	$519,000	7,281
Premises and equipment expense	$154,000	6,648
Additional noninterest expense	$417,000	6,255
Pre-tax net operating income	$178,000	7,724
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$178,000	7,562
Extraordinary gains, net	$0	35
Net income	$178,000	7,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	2,377
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$178,000	7,533
2005-06-30 (YTD Data)		Rank
Total interest income	$798,000	7,819
Total interest expense	$292,000	7,240
Net interest income	$506,000	7,972
Provision for loan and lease losses	$0	6,626
Total noninterest income	$511,000	3,460
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$100,000	5,027
Trading account gains and fees	$0	116
Additional Noninterest Income	$411,000	2,492
Total noninterest expense	$726,000	6,982
Salaries and employee benefits	$348,000	7,272
Premises and equipment expense	$100,000	6,702
Additional noninterest expense	$278,000	6,222
Pre-tax net operating income	$291,000	6,638
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$291,000	6,184
Extraordinary gains, net	$0	30
Net income	$291,000	6,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	3,414
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$291,000	6,131
2005-03-31 (YTD Data)		Rank
Total interest income	$362,000	8,018
Total interest expense	$136,000	7,340
Net interest income	$226,000	8,230
Provision for loan and lease losses	$0	6,226
Total noninterest income	$57,000	6,849
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$51,000	4,944
Trading account gains and fees	$0	115
Additional Noninterest Income	$6,000	8,110
Total noninterest expense	$323,000	7,298
Salaries and employee benefits	$152,000	7,636
Premises and equipment expense	$50,000	6,770
Additional noninterest expense	$121,000	6,644
Pre-tax net operating income	$-40,000	8,555
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$-40,000	8,577
Extraordinary gains, net	$0	24
Net income	$-40,000	8,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-40,000	8,552
2004-12-31 (YTD Data)		Rank
Total interest income	$1,494,000	7,904
Total interest expense	$551,000	7,122
Net interest income	$943,000	8,105
Provision for loan and lease losses	$190,000	3,789
Total noninterest income	$346,000	6,105
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$244,000	4,794
Trading account gains and fees	$0	138
Additional Noninterest Income	$102,000	6,384
Total noninterest expense	$1,614,000	6,683
Salaries and employee benefits	$670,000	7,397
Premises and equipment expense	$210,000	6,637
Additional noninterest expense	$734,000	5,365
Pre-tax net operating income	$-515,000	8,670
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$-515,000	8,730
Extraordinary gains, net	$0	34
Net income	$-515,000	8,732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,887
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-515,000	8,700
2004-09-30 (YTD Data)		Rank
Total interest income	$1,096,000	7,967
Total interest expense	$406,000	7,167
Net interest income	$690,000	8,175
Provision for loan and lease losses	$10,000	6,700
Total noninterest income	$269,000	6,064
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$186,000	4,804
Trading account gains and fees	$0	134
Additional Noninterest Income	$83,000	6,238
Total noninterest expense	$1,242,000	6,577
Salaries and employee benefits	$504,000	7,326
Premises and equipment expense	$153,000	6,680
Additional noninterest expense	$585,000	5,122
Pre-tax net operating income	$-293,000	8,691
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$-293,000	8,728
Extraordinary gains, net	$0	26
Net income	$-293,000	8,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,361
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-293,000	8,706
2004-06-30 (YTD Data)		Rank
Total interest income	$748,000	7,978
Total interest expense	$275,000	7,174
Net interest income	$473,000	8,198
Provision for loan and lease losses	$8,000	6,484
Total noninterest income	$166,000	6,244
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$115,000	4,961
Trading account gains and fees	$0	130
Additional Noninterest Income	$51,000	6,396
Total noninterest expense	$836,000	6,600
Salaries and employee benefits	$331,000	7,424
Premises and equipment expense	$107,000	6,627
Additional noninterest expense	$398,000	5,080
Pre-tax net operating income	$-205,000	8,773
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$-205,000	8,802
Extraordinary gains, net	$0	21
Net income	$-205,000	8,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,411
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-205,000	8,776
2004-03-31 (YTD Data)		Rank
Total interest income	$354,000	8,109
Total interest expense	$140,000	7,197
Net interest income	$214,000	8,362
Provision for loan and lease losses	$6,000	5,941
Total noninterest income	$81,000	6,261
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$53,000	5,065
Trading account gains and fees	$0	121
Additional Noninterest Income	$28,000	6,237
Total noninterest expense	$396,000	6,791
Salaries and employee benefits	$176,000	7,322
Premises and equipment expense	$51,000	6,740
Additional noninterest expense	$169,000	5,625
Pre-tax net operating income	$-107,000	8,805
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$-107,000	8,849
Extraordinary gains, net	$0	16
Net income	$-107,000	8,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,591
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-107,000	8,814
2003-12-31 (YTD Data)		Rank
Total interest income	$1,624,000	7,941
Total interest expense	$655,000	7,204
Net interest income	$969,000	8,147
Provision for loan and lease losses	$285,000	3,294
Total noninterest income	$383,000	6,057
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$262,000	4,638
Trading account gains and fees	$0	160
Additional Noninterest Income	$121,000	6,209
Total noninterest expense	$1,825,000	6,314
Salaries and employee benefits	$752,000	7,104
Premises and equipment expense	$217,000	6,578
Additional noninterest expense	$856,000	4,817
Pre-tax net operating income	$-758,000	8,914
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$-758,000	8,982
Extraordinary gains, net	$0	54
Net income	$-758,000	8,981
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,855
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-758,000	8,929
2003-09-30 (YTD Data)		Rank
Total interest income	$1,255,000	7,990
Total interest expense	$505,000	7,295
Net interest income	$750,000	8,165
Provision for loan and lease losses	$157,000	3,820
Total noninterest income	$290,000	6,088
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$212,000	4,456
Trading account gains and fees	$0	153
Additional Noninterest Income	$78,000	6,505
Total noninterest expense	$1,366,000	6,272
Salaries and employee benefits	$544,000	7,157
Premises and equipment expense	$175,000	6,385
Additional noninterest expense	$647,000	4,745
Pre-tax net operating income	$-483,000	8,950
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$-483,000	9,024
Extraordinary gains, net	$0	40
Net income	$-483,000	9,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	4,377
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-483,000	8,965
2003-06-30 (YTD Data)		Rank
Total interest income	$895,000	7,922
Total interest expense	$346,000	7,356
Net interest income	$549,000	8,075
Provision for loan and lease losses	$0	7,324
Total noninterest income	$191,000	6,106
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$134,000	4,563
Trading account gains and fees	$0	150
Additional Noninterest Income	$57,000	6,331
Total noninterest expense	$901,000	6,332
Salaries and employee benefits	$336,000	7,398
Premises and equipment expense	$107,000	6,600
Additional noninterest expense	$458,000	4,532
Pre-tax net operating income	$-161,000	8,894
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$-161,000	8,976
Extraordinary gains, net	$0	30
Net income	$-161,000	8,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-161,000	8,899
2003-03-31 (YTD Data)		Rank
Total interest income	$456,000	7,931
Total interest expense	$176,000	7,410
Net interest income	$280,000	8,074
Provision for loan and lease losses	$0	6,934
Total noninterest income	$103,000	5,849
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$65,000	4,539
Trading account gains and fees	$0	134
Additional Noninterest Income	$38,000	5,786
Total noninterest expense	$403,000	6,688
Salaries and employee benefits	$185,000	7,164
Premises and equipment expense	$52,000	6,665
Additional noninterest expense	$166,000	5,612
Pre-tax net operating income	$-20,000	8,815
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-20,000	8,876
Extraordinary gains, net	$0	21
Net income	$-20,000	8,873
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-20,000	8,776
2002-12-31 (YTD Data)		Rank
Total interest income	$1,734,000	8,141
Total interest expense	$613,000	8,050
Net interest income	$1,121,000	8,078
Provision for loan and lease losses	$325,000	3,273
Total noninterest income	$913,000	3,673
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$315,000	4,119
Trading account gains and fees	$0	153
Additional Noninterest Income	$598,000	2,968
Total noninterest expense	$1,711,000	6,434
Salaries and employee benefits	$663,000	7,440
Premises and equipment expense	$221,000	6,510
Additional noninterest expense	$827,000	4,813
Pre-tax net operating income	$-2,000	8,642
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$-2,000	8,730
Extraordinary gains, net	$0	70
Net income	$-2,000	8,732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,000	3,109
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-2,000	8,649
2001-12-31 (YTD Data)		Rank
Total interest income	$1,695,000	8,532
Total interest expense	$779,000	8,468
Net interest income	$916,000	8,437
Provision for loan and lease losses	$97,000	5,668
Total noninterest income	$361,000	5,945
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$271,000	4,431
Trading account gains and fees	$0	177
Additional Noninterest Income	$90,000	6,656
Total noninterest expense	$1,299,000	7,230
Salaries and employee benefits	$618,000	7,586
Premises and equipment expense	$160,000	7,369
Additional noninterest expense	$521,000	6,307
Pre-tax net operating income	$-119,000	8,884
Securities gains (losses)	$16,000	3,318
Applicable income taxes	$0	7,903
Income before extraordinary items	$-103,000	8,955
Extraordinary gains, net	$0	105
Net income	$-103,000	8,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,826
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-119,000	8,923
2000-12-31 (YTD Data)		Rank
Total interest income	$1,473,000	8,981
Total interest expense	$664,000	8,927
Net interest income	$809,000	8,874
Provision for loan and lease losses	$129,000	4,715
Total noninterest income	$290,000	6,394
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$259,000	4,435
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	8,503
Total noninterest expense	$1,094,000	7,755
Salaries and employee benefits	$537,000	8,048
Premises and equipment expense	$134,000	7,850
Additional noninterest expense	$423,000	6,980
Pre-tax net operating income	$-124,000	9,274
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-124,000	9,302
Extraordinary gains, net	$0	38
Net income	$-124,000	9,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,600
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-124,000	9,296
1999-12-31 (YTD Data)		Rank
Total interest income	$465,000	9,994
Total interest expense	$150,000	10,000
Net interest income	$315,000	9,939
Provision for loan and lease losses	$81,000	5,632
Total noninterest income	$90,000	8,980
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$86,000	6,999
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	10,002
Total noninterest expense	$922,000	8,360
Salaries and employee benefits	$331,000	9,308
Premises and equipment expense	$127,000	8,090
Additional noninterest expense	$464,000	6,788
Pre-tax net operating income	$-598,000	9,910
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-598,000	9,958
Extraordinary gains, net	$0	35
Net income	$-598,000	9,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$4,338,000	286
Net operating income	$-598,000	9,939

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.