Home > Landmark Bank > Income and Expense

Landmark Bank, Income and Expense

2019-12-31 (YTD Data)Rank
Total interest income$25,610,0001,235
Total interest expense$5,191,0001,203
Net interest income$20,419,0001,236
Provision for loan and lease losses$1,192,000808
Total noninterest income$6,892,000913
Gross Fiduciary activities income$783,000497
Service charges on deposit accounts$2,455,000512
Trading account gains and fees$0135
Additional Noninterest Income$3,654,0001,044
Total noninterest expense$26,764,000859
Salaries and employee benefits$7,922,0001,465
Premises and equipment expense$1,823,0001,253
Additional noninterest expense$17,019,000430
Pre-tax net operating income$-645,0005,073
Securities gains (losses)$02,379
Applicable income taxes$-157,0005,101
Income before extraordinary items$-488,0005,064
Extraordinary gains, net$011
Net income$-488,0005,065
Minority interest net income$076
Net income of bank and minority interests.$-488,0005,065
Net charge-offs$364,0001,246
Cash dividends$167,0003,604
Sale, conversion, retirement of capital stock, net$386,938,0003
Net operating income$-488,0005,058
2019-09-30 (YTD Data)Rank
Total interest income$96,526,000312
Total interest expense$25,944,000267
Net interest income$70,582,000328
Provision for loan and lease losses$550,0001,073
Total noninterest income$29,337,000277
Gross Fiduciary activities income$3,312,000228
Service charges on deposit accounts$9,753,000138
Trading account gains and fees$0129
Additional Noninterest Income$16,272,000309
Total noninterest expense$67,073,000296
Salaries and employee benefits$39,899,000280
Premises and equipment expense$9,665,000237
Additional noninterest expense$17,509,000342
Pre-tax net operating income$32,296,000345
Securities gains (losses)$53,0001,045
Applicable income taxes$4,367,000470
Income before extraordinary items$27,982,000337
Extraordinary gains, net$011
Net income$27,982,000338
Minority interest net income$072
Net income of bank and minority interests.$27,982,000338
Net charge-offs$1,150,000456
Cash dividends$7,242,000463
Sale, conversion, retirement of capital stock, net$0590
Net operating income$27,935,890333
2019-06-30 (YTD Data)Rank
Total interest income$63,758,000315
Total interest expense$17,031,000268
Net interest income$46,727,000332
Provision for loan and lease losses$550,000798
Total noninterest income$18,509,000286
Gross Fiduciary activities income$2,229,000227
Service charges on deposit accounts$6,003,000145
Trading account gains and fees$0131
Additional Noninterest Income$10,277,000305
Total noninterest expense$44,903,000297
Salaries and employee benefits$26,357,000283
Premises and equipment expense$6,498,000240
Additional noninterest expense$12,048,000336
Pre-tax net operating income$19,783,000361
Securities gains (losses)$48,000762
Applicable income taxes$2,975,000449
Income before extraordinary items$16,856,000354
Extraordinary gains, net$011
Net income$16,856,000355
Minority interest net income$069
Net income of bank and minority interests.$16,856,000355
Net charge-offs$728,000444
Cash dividends$4,828,000456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$16,815,200346
2019-03-31 (YTD Data)Rank
Total interest income$31,291,000317
Total interest expense$8,075,000268
Net interest income$23,216,000334
Provision for loan and lease losses$550,000439
Total noninterest income$8,117,000291
Gross Fiduciary activities income$1,090,000227
Service charges on deposit accounts$2,914,000147
Trading account gains and fees$0126
Additional Noninterest Income$4,113,000333
Total noninterest expense$22,215,000300
Salaries and employee benefits$13,221,000276
Premises and equipment expense$3,185,000242
Additional noninterest expense$5,809,000344
Pre-tax net operating income$8,568,000394
Securities gains (losses)$2,000961
Applicable income taxes$1,203,000512
Income before extraordinary items$7,367,000378
Extraordinary gains, net$05
Net income$7,367,000378
Minority interest net income$052
Net income of bank and minority interests.$7,367,000379
Net charge-offs$424,000378
Cash dividends$2,414,000448
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,365,280372
2018-12-31 (YTD Data)Rank
Total interest income$111,032,000330
Total interest expense$21,711,000292
Net interest income$89,321,000344
Provision for loan and lease losses$3,718,000321
Total noninterest income$34,453,000296
Gross Fiduciary activities income$4,379,000227
Service charges on deposit accounts$12,702,000143
Trading account gains and fees$0126
Additional Noninterest Income$17,372,000342
Total noninterest expense$83,928,000318
Salaries and employee benefits$46,766,000306
Premises and equipment expense$13,354,000235
Additional noninterest expense$23,808,000341
Pre-tax net operating income$36,128,000389
Securities gains (losses)$-4,707,0005,378
Applicable income taxes$3,552,000593
Income before extraordinary items$27,869,000402
Extraordinary gains, net$06
Net income$27,869,000402
Minority interest net income$072
Net income of bank and minority interests.$27,869,000402
Net charge-offs$2,740,000298
Cash dividends$9,656,000440
Sale, conversion, retirement of capital stock, net$-5,0005,335
Net operating income$32,058,230367
2018-09-30 (YTD Data)Rank
Total interest income$83,547,000329
Total interest expense$14,522,000309
Net interest income$69,025,000339
Provision for loan and lease losses$3,243,000279
Total noninterest income$25,829,000299
Gross Fiduciary activities income$3,321,000226
Service charges on deposit accounts$9,470,000143
Trading account gains and fees$0138
Additional Noninterest Income$13,038,000347
Total noninterest expense$66,547,000297
Salaries and employee benefits$38,837,000272
Premises and equipment expense$9,925,000239
Additional noninterest expense$17,785,000340
Pre-tax net operating income$25,064,000412
Securities gains (losses)$-4,707,0005,460
Applicable income taxes$1,179,0001,041
Income before extraordinary items$19,178,000424
Extraordinary gains, net$05
Net income$19,178,000423
Minority interest net income$066
Net income of bank and minority interests.$19,178,000423
Net charge-offs$2,054,000273
Cash dividends$7,242,000412
Sale, conversion, retirement of capital stock, net$0633
Net operating income$23,602,580370
2018-06-30 (YTD Data)Rank
Total interest income$54,445,000333
Total interest expense$8,624,000317
Net interest income$45,821,000339
Provision for loan and lease losses$2,118,000279
Total noninterest income$17,010,000301
Gross Fiduciary activities income$2,156,000231
Service charges on deposit accounts$6,225,000142
Trading account gains and fees$0130
Additional Noninterest Income$8,629,000346
Total noninterest expense$44,304,000302
Salaries and employee benefits$25,944,000273
Premises and equipment expense$6,585,000236
Additional noninterest expense$11,775,000343
Pre-tax net operating income$16,409,000411
Securities gains (losses)$-4,707,0005,532
Applicable income taxes$573,0001,286
Income before extraordinary items$11,129,000465
Extraordinary gains, net$06
Net income$11,129,000464
Minority interest net income$065
Net income of bank and minority interests.$11,129,000464
Net charge-offs$1,546,000257
Cash dividends$4,828,000406
Sale, conversion, retirement of capital stock, net$0620
Net operating income$15,600,650361
2018-03-31 (YTD Data)Rank
Total interest income$26,266,000340
Total interest expense$3,844,000332
Net interest income$22,422,000342
Provision for loan and lease losses$760,000334
Total noninterest income$8,295,000306
Gross Fiduciary activities income$1,037,000236
Service charges on deposit accounts$3,071,000142
Trading account gains and fees$0123
Additional Noninterest Income$4,187,000350
Total noninterest expense$21,507,000305
Salaries and employee benefits$12,746,000275
Premises and equipment expense$3,108,000244
Additional noninterest expense$5,653,000350
Pre-tax net operating income$8,450,000396
Securities gains (losses)$-4,668,0005,599
Applicable income taxes$177,0001,688
Income before extraordinary items$3,605,000650
Extraordinary gains, net$07
Net income$3,605,000649
Minority interest net income$052
Net income of bank and minority interests.$3,605,000650
Net charge-offs$1,100,000207
Cash dividends$2,414,000371
Sale, conversion, retirement of capital stock, net$0580
Net operating income$8,039,600348
2017-12-31 (YTD Data)Rank
Total interest income$98,614,000333
Total interest expense$10,057,000377
Net interest income$88,557,000328
Provision for loan and lease losses$382,0001,709
Total noninterest income$34,048,000291
Gross Fiduciary activities income$3,919,000237
Service charges on deposit accounts$12,542,000138
Trading account gains and fees$0151
Additional Noninterest Income$17,587,000339
Total noninterest expense$87,372,000289
Salaries and employee benefits$50,930,000268
Premises and equipment expense$12,608,000231
Additional noninterest expense$23,834,000335
Pre-tax net operating income$34,851,000357
Securities gains (losses)$62,000805
Applicable income taxes$8,281,000475
Income before extraordinary items$26,632,000332
Extraordinary gains, net$09
Net income$26,632,000332
Minority interest net income$076
Net income of bank and minority interests.$26,632,000332
Net charge-offs$1,489,000516
Cash dividends$8,275,000434
Sale, conversion, retirement of capital stock, net$5,000686
Net operating income$26,584,880331
2017-09-30 (YTD Data)Rank
Total interest income$72,855,000340
Total interest expense$6,949,000388
Net interest income$65,906,000331
Provision for loan and lease losses$382,0001,399
Total noninterest income$25,609,000292
Gross Fiduciary activities income$2,899,000239
Service charges on deposit accounts$9,258,000142
Trading account gains and fees$0145
Additional Noninterest Income$13,452,000339
Total noninterest expense$63,701,000293
Salaries and employee benefits$37,873,000266
Premises and equipment expense$9,436,000230
Additional noninterest expense$16,392,000352
Pre-tax net operating income$27,432,000360
Securities gains (losses)$90,000624
Applicable income taxes$5,174,000485
Income before extraordinary items$22,348,000329
Extraordinary gains, net$09
Net income$22,348,000329
Minority interest net income$071
Net income of bank and minority interests.$22,348,000329
Net charge-offs$271,0001,186
Cash dividends$6,551,000398
Sale, conversion, retirement of capital stock, net$4,000653
Net operating income$22,275,100328
2017-06-30 (YTD Data)Rank
Total interest income$47,913,000340
Total interest expense$4,335,000395
Net interest income$43,578,000337
Provision for loan and lease losses$381,0001,015
Total noninterest income$16,930,000294
Gross Fiduciary activities income$1,838,000243
Service charges on deposit accounts$6,023,000141
Trading account gains and fees$0139
Additional Noninterest Income$9,069,000338
Total noninterest expense$42,437,000296
Salaries and employee benefits$25,347,000266
Premises and equipment expense$6,106,000236
Additional noninterest expense$10,984,000354
Pre-tax net operating income$17,690,000371
Securities gains (losses)$39,000734
Applicable income taxes$3,214,000497
Income before extraordinary items$14,515,000343
Extraordinary gains, net$011
Net income$14,515,000343
Minority interest net income$071
Net income of bank and minority interests.$14,515,000343
Net charge-offs$-194,0005,581
Cash dividends$4,138,000415
Sale, conversion, retirement of capital stock, net$0659
Net operating income$14,483,020339
2017-03-31 (YTD Data)Rank
Total interest income$23,458,000344
Total interest expense$2,142,000386
Net interest income$21,316,000340
Provision for loan and lease losses$185,000985
Total noninterest income$8,216,000297
Gross Fiduciary activities income$893,000251
Service charges on deposit accounts$2,999,000144
Trading account gains and fees$0142
Additional Noninterest Income$4,324,000344
Total noninterest expense$20,967,000301
Salaries and employee benefits$12,582,000274
Premises and equipment expense$2,941,000244
Additional noninterest expense$5,444,000354
Pre-tax net operating income$8,380,000374
Securities gains (losses)$01,153
Applicable income taxes$1,677,000471
Income before extraordinary items$6,703,000348
Extraordinary gains, net$08
Net income$6,703,000347
Minority interest net income$055
Net income of bank and minority interests.$6,703,000348
Net charge-offs$161,000682
Cash dividends$1,724,000460
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,703,000340
2016-12-31 (YTD Data)Rank
Total interest income$93,312,000331
Total interest expense$7,722,000387
Net interest income$85,590,000323
Provision for loan and lease losses$4,472,000280
Total noninterest income$35,106,000281
Gross Fiduciary activities income$3,438,000247
Service charges on deposit accounts$12,753,000133
Trading account gains and fees$0170
Additional Noninterest Income$18,915,000330
Total noninterest expense$85,054,000297
Salaries and employee benefits$49,079,000270
Premises and equipment expense$14,100,000205
Additional noninterest expense$21,875,000349
Pre-tax net operating income$31,170,000362
Securities gains (losses)$3,0002,978
Applicable income taxes$4,328,000611
Income before extraordinary items$26,845,000324
Extraordinary gains, net$05
Net income$26,845,000323
Minority interest net income$082
Net income of bank and minority interests.$26,845,000323
Net charge-offs$3,257,000280
Cash dividends$6,893,000516
Sale, conversion, retirement of capital stock, net$-104,0005,836
Net operating income$26,842,420319
2016-09-30 (YTD Data)Rank
Total interest income$69,843,000327
Total interest expense$5,738,000386
Net interest income$64,105,000319
Provision for loan and lease losses$3,437,000265
Total noninterest income$26,857,000277
Gross Fiduciary activities income$2,562,000249
Service charges on deposit accounts$9,538,000136
Trading account gains and fees$0169
Additional Noninterest Income$14,757,000318
Total noninterest expense$61,698,000306
Salaries and employee benefits$36,340,000272
Premises and equipment expense$9,081,000235
Additional noninterest expense$16,277,000352
Pre-tax net operating income$25,827,000337
Securities gains (losses)$3,0002,908
Applicable income taxes$3,606,000577
Income before extraordinary items$22,224,000298
Extraordinary gains, net$05
Net income$22,224,000299
Minority interest net income$071
Net income of bank and minority interests.$22,224,000299
Net charge-offs$1,082,000453
Cash dividends$5,169,000489
Sale, conversion, retirement of capital stock, net$0719
Net operating income$22,221,420291
2016-06-30 (YTD Data)Rank
Total interest income$46,151,000329
Total interest expense$3,745,000391
Net interest income$42,406,000321
Provision for loan and lease losses$1,085,000478
Total noninterest income$17,172,000282
Gross Fiduciary activities income$1,693,000253
Service charges on deposit accounts$6,219,000139
Trading account gains and fees$0157
Additional Noninterest Income$9,260,000332
Total noninterest expense$40,651,000306
Salaries and employee benefits$23,935,000276
Premises and equipment expense$6,163,000232
Additional noninterest expense$10,553,000358
Pre-tax net operating income$17,842,000323
Securities gains (losses)$6,0002,403
Applicable income taxes$3,510,000434
Income before extraordinary items$14,338,000300
Extraordinary gains, net$016
Net income$14,338,000300
Minority interest net income$071
Net income of bank and minority interests.$14,338,000300
Net charge-offs$546,000566
Cash dividends$3,446,000513
Sale, conversion, retirement of capital stock, net$0705
Net operating income$14,333,200296
2016-03-31 (YTD Data)Rank
Total interest income$22,860,000325
Total interest expense$1,828,000397
Net interest income$21,032,000318
Provision for loan and lease losses$871,000304
Total noninterest income$8,080,000283
Gross Fiduciary activities income$832,000253
Service charges on deposit accounts$3,064,000137
Trading account gains and fees$0142
Additional Noninterest Income$4,184,000338
Total noninterest expense$19,869,000305
Salaries and employee benefits$11,712,000279
Premises and equipment expense$3,016,000237
Additional noninterest expense$5,141,000365
Pre-tax net operating income$8,372,000323
Securities gains (losses)$6,0001,655
Applicable income taxes$1,565,000470
Income before extraordinary items$6,813,000305
Extraordinary gains, net$012
Net income$6,813,000305
Minority interest net income$062
Net income of bank and minority interests.$6,813,000305
Net charge-offs$70,0001,227
Cash dividends$1,723,000490
Sale, conversion, retirement of capital stock, net$70,000298
Net operating income$6,808,140302
2015-12-31 (YTD Data)Rank
Total interest income$85,695,000326
Total interest expense$5,756,000476
Net interest income$79,939,000317
Provision for loan and lease losses$2,991,000323
Total noninterest income$32,918,000287
Gross Fiduciary activities income$3,317,000258
Service charges on deposit accounts$13,035,000133
Trading account gains and fees$0159
Additional Noninterest Income$16,566,000344
Total noninterest expense$79,763,000299
Salaries and employee benefits$47,207,000262
Premises and equipment expense$11,956,000232
Additional noninterest expense$20,600,000359
Pre-tax net operating income$30,103,000353
Securities gains (losses)$613,000299
Applicable income taxes$6,774,000428
Income before extraordinary items$23,942,000331
Extraordinary gains, net$023
Net income$23,942,000331
Minority interest net income$081
Net income of bank and minority interests.$23,942,000331
Net charge-offs$2,292,000335
Cash dividends$6,584,000528
Sale, conversion, retirement of capital stock, net$9,974,00048
Net operating income$23,463,860334
2015-09-30 (YTD Data)Rank
Total interest income$63,661,000332
Total interest expense$4,227,000485
Net interest income$59,434,000325
Provision for loan and lease losses$2,449,000283
Total noninterest income$25,006,000283
Gross Fiduciary activities income$2,484,000260
Service charges on deposit accounts$9,693,000136
Trading account gains and fees$0153
Additional Noninterest Income$12,829,000342
Total noninterest expense$58,596,000310
Salaries and employee benefits$34,667,000273
Premises and equipment expense$8,950,000238
Additional noninterest expense$14,979,000375
Pre-tax net operating income$23,395,000350
Securities gains (losses)$613,000259
Applicable income taxes$5,760,000405
Income before extraordinary items$18,248,000334
Extraordinary gains, net$021
Net income$18,248,000333
Minority interest net income$078
Net income of bank and minority interests.$18,248,000333
Net charge-offs$1,346,000379
Cash dividends$4,861,000501
Sale, conversion, retirement of capital stock, net$9,974,00037
Net operating income$17,782,120338
2015-06-30 (YTD Data)Rank
Total interest income$41,848,000334
Total interest expense$2,757,000501
Net interest income$39,091,000328
Provision for loan and lease losses$1,798,000267
Total noninterest income$16,053,000296
Gross Fiduciary activities income$1,646,000261
Service charges on deposit accounts$6,239,000139
Trading account gains and fees$0157
Additional Noninterest Income$8,168,000361
Total noninterest expense$38,422,000318
Salaries and employee benefits$22,845,000281
Premises and equipment expense$5,933,000239
Additional noninterest expense$9,644,000382
Pre-tax net operating income$14,924,000366
Securities gains (losses)$-3,0005,992
Applicable income taxes$3,585,000432
Income before extraordinary items$11,336,000350
Extraordinary gains, net$022
Net income$11,336,000349
Minority interest net income$075
Net income of bank and minority interests.$11,336,000349
Net charge-offs$333,000849
Cash dividends$4,669,000369
Sale, conversion, retirement of capital stock, net$0751
Net operating income$11,338,280344
2015-03-31 (YTD Data)Rank
Total interest income$20,627,000341
Total interest expense$1,367,000503
Net interest income$19,260,000330
Provision for loan and lease losses$851,000253
Total noninterest income$7,190,000313
Gross Fiduciary activities income$817,000261
Service charges on deposit accounts$2,962,000140
Trading account gains and fees$0152
Additional Noninterest Income$3,411,000391
Total noninterest expense$18,354,000328
Salaries and employee benefits$10,875,000294
Premises and equipment expense$2,978,000238
Additional noninterest expense$4,501,000390
Pre-tax net operating income$7,245,000364
Securities gains (losses)$-3,0006,134
Applicable income taxes$1,708,000433
Income before extraordinary items$5,534,000353
Extraordinary gains, net$013
Net income$5,534,000353
Minority interest net income$064
Net income of bank and minority interests.$5,534,000353
Net charge-offs$196,000745
Cash dividends$1,598,000452
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,536,280349
2014-12-31 (YTD Data)Rank
Total interest income$80,130,000339
Total interest expense$5,112,000557
Net interest income$75,018,000326
Provision for loan and lease losses$3,057,000328
Total noninterest income$30,108,000281
Gross Fiduciary activities income$3,090,000269
Service charges on deposit accounts$13,749,000135
Trading account gains and fees$0180
Additional Noninterest Income$13,269,000373
Total noninterest expense$73,665,000320
Salaries and employee benefits$43,320,000279
Premises and equipment expense$11,731,000234
Additional noninterest expense$18,614,000389
Pre-tax net operating income$28,404,000356
Securities gains (losses)$199,000809
Applicable income taxes$6,844,000406
Income before extraordinary items$21,759,000344
Extraordinary gains, net$017
Net income$21,759,000344
Minority interest net income$084
Net income of bank and minority interests.$21,759,000344
Net charge-offs$1,112,000818
Cash dividends$6,392,000492
Sale, conversion, retirement of capital stock, net$0862
Net operating income$21,607,760338
2014-09-30 (YTD Data)Rank
Total interest income$59,629,000334
Total interest expense$3,740,000581
Net interest income$55,889,000323
Provision for loan and lease losses$708,000883
Total noninterest income$22,484,000281
Gross Fiduciary activities income$2,290,000273
Service charges on deposit accounts$10,244,000137
Trading account gains and fees$0174
Additional Noninterest Income$9,950,000363
Total noninterest expense$53,520,000324
Salaries and employee benefits$31,546,000283
Premises and equipment expense$8,496,000236
Additional noninterest expense$13,478,000396
Pre-tax net operating income$24,145,000319
Securities gains (losses)$113,000911
Applicable income taxes$6,313,000343
Income before extraordinary items$17,945,000313
Extraordinary gains, net$015
Net income$17,945,000313
Minority interest net income$081
Net income of bank and minority interests.$17,945,000313
Net charge-offs$264,0001,705
Cash dividends$4,794,000471
Sale, conversion, retirement of capital stock, net$0819
Net operating income$17,861,380310
2014-06-30 (YTD Data)Rank
Total interest income$39,243,000335
Total interest expense$2,371,000617
Net interest income$36,872,000324
Provision for loan and lease losses$316,0001,186
Total noninterest income$14,455,000281
Gross Fiduciary activities income$1,487,000274
Service charges on deposit accounts$6,598,000138
Trading account gains and fees$0172
Additional Noninterest Income$6,370,000372
Total noninterest expense$35,515,000324
Salaries and employee benefits$20,992,000279
Premises and equipment expense$5,569,000237
Additional noninterest expense$8,954,000393
Pre-tax net operating income$15,496,000318
Securities gains (losses)$83,000895
Applicable income taxes$4,055,000347
Income before extraordinary items$11,524,000320
Extraordinary gains, net$020
Net income$11,524,000320
Minority interest net income$080
Net income of bank and minority interests.$11,524,000320
Net charge-offs$-518,0006,562
Cash dividends$3,196,000452
Sale, conversion, retirement of capital stock, net$0794
Net operating income$11,462,580315
2014-03-31 (YTD Data)Rank
Total interest income$19,045,000344
Total interest expense$1,111,000665
Net interest income$17,934,000333
Provision for loan and lease losses$73,0001,921
Total noninterest income$7,026,000286
Gross Fiduciary activities income$728,000277
Service charges on deposit accounts$3,185,000139
Trading account gains and fees$0147
Additional Noninterest Income$3,113,000367
Total noninterest expense$17,611,000323
Salaries and employee benefits$10,356,000282
Premises and equipment expense$2,789,000246
Additional noninterest expense$4,466,000398
Pre-tax net operating income$7,276,000320
Securities gains (losses)$88,000482
Applicable income taxes$1,878,000355
Income before extraordinary items$5,486,000319
Extraordinary gains, net$016
Net income$5,486,000319
Minority interest net income$066
Net income of bank and minority interests.$5,486,000319
Net charge-offs$86,0001,464
Cash dividends$1,598,000399
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,420,880319
2013-12-31 (YTD Data)Rank
Total interest income$73,873,000355
Total interest expense$4,277,000785
Net interest income$69,596,000334
Provision for loan and lease losses$847,0001,270
Total noninterest income$30,045,000295
Gross Fiduciary activities income$2,695,000279
Service charges on deposit accounts$14,069,000129
Trading account gains and fees$0184
Additional Noninterest Income$13,281,000390
Total noninterest expense$69,508,000331
Salaries and employee benefits$41,577,000278
Premises and equipment expense$11,841,000217
Additional noninterest expense$16,090,000448
Pre-tax net operating income$29,286,000315
Securities gains (losses)$-85,0006,528
Applicable income taxes$8,143,000314
Income before extraordinary items$21,058,000344
Extraordinary gains, net$029
Net income$21,058,000344
Minority interest net income$090
Net income of bank and minority interests.$21,058,000344
Net charge-offs$1,916,000770
Cash dividends$6,532,000455
Sale, conversion, retirement of capital stock, net$-10,000,0006,806
Net operating income$21,119,200340
2013-09-30 (YTD Data)Rank
Total interest income$54,898,000361
Total interest expense$3,210,000813
Net interest income$51,688,000337
Provision for loan and lease losses$318,0002,011
Total noninterest income$22,446,000311
Gross Fiduciary activities income$1,986,000278
Service charges on deposit accounts$10,537,000131
Trading account gains and fees$0180
Additional Noninterest Income$9,923,000401
Total noninterest expense$50,257,000340
Salaries and employee benefits$30,295,000287
Premises and equipment expense$8,341,000236
Additional noninterest expense$11,621,000463
Pre-tax net operating income$23,559,000310
Securities gains (losses)$-90,0006,718
Applicable income taxes$6,861,000304
Income before extraordinary items$16,608,000340
Extraordinary gains, net$025
Net income$16,608,000340
Minority interest net income$084
Net income of bank and minority interests.$16,608,000340
Net charge-offs$768,0001,218
Cash dividends$4,936,000419
Sale, conversion, retirement of capital stock, net$-10,000,0006,886
Net operating income$16,671,900328
2013-06-30 (YTD Data)Rank
Total interest income$36,296,000362
Total interest expense$2,217,000809
Net interest income$34,079,000336
Provision for loan and lease losses$318,0001,587
Total noninterest income$15,077,000315
Gross Fiduciary activities income$1,321,000277
Service charges on deposit accounts$6,860,000130
Trading account gains and fees$0157
Additional Noninterest Income$6,896,000411
Total noninterest expense$33,116,000348
Salaries and employee benefits$19,651,000292
Premises and equipment expense$5,464,000236
Additional noninterest expense$8,001,000443
Pre-tax net operating income$15,722,000304
Securities gains (losses)$-3,0006,560
Applicable income taxes$4,700,000288
Income before extraordinary items$11,019,000334
Extraordinary gains, net$022
Net income$11,019,000335
Minority interest net income$082
Net income of bank and minority interests.$11,019,000335
Net charge-offs$33,0003,680
Cash dividends$3,338,000407
Sale, conversion, retirement of capital stock, net$-10,000,0006,935
Net operating income$11,021,100323
2013-03-31 (YTD Data)Rank
Total interest income$17,844,000366
Total interest expense$1,145,000809
Net interest income$16,699,000346
Provision for loan and lease losses$318,000953
Total noninterest income$7,401,000309
Gross Fiduciary activities income$652,000279
Service charges on deposit accounts$3,334,000132
Trading account gains and fees$0148
Additional Noninterest Income$3,415,000401
Total noninterest expense$15,888,000364
Salaries and employee benefits$9,572,000305
Premises and equipment expense$2,720,000241
Additional noninterest expense$3,596,000497
Pre-tax net operating income$7,894,000302
Securities gains (losses)$-3,0006,717
Applicable income taxes$2,326,000305
Income before extraordinary items$5,565,000323
Extraordinary gains, net$010
Net income$5,565,000324
Minority interest net income$076
Net income of bank and minority interests.$5,565,000324
Net charge-offs$-128,0006,873
Cash dividends$1,723,000347
Sale, conversion, retirement of capital stock, net$0789
Net operating income$5,567,130312
2012-12-31 (YTD Data)Rank
Total interest income$73,864,000369
Total interest expense$5,740,000768
Net interest income$68,124,000342
Provision for loan and lease losses$3,367,000702
Total noninterest income$32,309,000305
Gross Fiduciary activities income$2,435,000274
Service charges on deposit accounts$14,351,000130
Trading account gains and fees$0166
Additional Noninterest Income$15,523,000361
Total noninterest expense$66,567,000342
Salaries and employee benefits$38,506,000287
Premises and equipment expense$10,917,000232
Additional noninterest expense$17,144,000452
Pre-tax net operating income$30,499,000304
Securities gains (losses)$56,0002,652
Applicable income taxes$8,247,000320
Income before extraordinary items$22,308,000320
Extraordinary gains, net$029
Net income$22,308,000319
Minority interest net income$093
Net income of bank and minority interests.$22,308,000319
Net charge-offs$2,355,0001,027
Cash dividends$6,355,000466
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$22,267,120309
2012-09-30 (YTD Data)Rank
Total interest income$55,600,000370
Total interest expense$4,490,000773
Net interest income$51,110,000345
Provision for loan and lease losses$1,976,000863
Total noninterest income$21,581,000331
Gross Fiduciary activities income$1,795,000278
Service charges on deposit accounts$10,744,000129
Trading account gains and fees$0157
Additional Noninterest Income$9,042,000426
Total noninterest expense$49,415,000339
Salaries and employee benefits$29,001,000284
Premises and equipment expense$7,725,000251
Additional noninterest expense$12,689,000453
Pre-tax net operating income$21,300,000326
Securities gains (losses)$95,0002,016
Applicable income taxes$6,421,000316
Income before extraordinary items$14,974,000356
Extraordinary gains, net$020
Net income$14,974,000356
Minority interest net income$086
Net income of bank and minority interests.$14,974,000356
Net charge-offs$1,079,0001,385
Cash dividends$4,766,000375
Sale, conversion, retirement of capital stock, net$0952
Net operating income$14,907,500342
2012-06-30 (YTD Data)Rank
Total interest income$37,086,000375
Total interest expense$3,141,000759
Net interest income$33,945,000346
Provision for loan and lease losses$1,115,0001,006
Total noninterest income$14,158,000321
Gross Fiduciary activities income$1,181,000281
Service charges on deposit accounts$7,136,000128
Trading account gains and fees$0153
Additional Noninterest Income$5,841,000422
Total noninterest expense$32,634,000342
Salaries and employee benefits$19,117,000285
Premises and equipment expense$5,033,000256
Additional noninterest expense$8,484,000452
Pre-tax net operating income$14,354,000312
Securities gains (losses)$104,0001,569
Applicable income taxes$4,340,000310
Income before extraordinary items$10,118,000341
Extraordinary gains, net$019
Net income$10,118,000341
Minority interest net income$084
Net income of bank and minority interests.$10,118,000341
Net charge-offs$383,0002,046
Cash dividends$3,177,000363
Sale, conversion, retirement of capital stock, net$0928
Net operating income$10,045,200324
2012-03-31 (YTD Data)Rank
Total interest income$18,571,000375
Total interest expense$1,721,000702
Net interest income$16,850,000349
Provision for loan and lease losses$440,0001,189
Total noninterest income$7,043,000320
Gross Fiduciary activities income$582,000284
Service charges on deposit accounts$3,664,000125
Trading account gains and fees$0148
Additional Noninterest Income$2,797,000438
Total noninterest expense$16,008,000348
Salaries and employee benefits$9,467,000289
Premises and equipment expense$2,427,000264
Additional noninterest expense$4,114,000443
Pre-tax net operating income$7,445,000305
Securities gains (losses)$-55,0007,171
Applicable income taxes$2,237,000298
Income before extraordinary items$5,153,000338
Extraordinary gains, net$019
Net income$5,153,000339
Minority interest net income$078
Net income of bank and minority interests.$5,153,000339
Net charge-offs$-75,0007,141
Cash dividends$1,589,000328
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,191,500318
2011-12-31 (YTD Data)Rank
Total interest income$71,596,000388
Total interest expense$7,783,000751
Net interest income$63,813,000360
Provision for loan and lease losses$7,142,000585
Total noninterest income$27,644,000291
Gross Fiduciary activities income$2,291,000244
Service charges on deposit accounts$16,456,000117
Trading account gains and fees$0146
Additional Noninterest Income$8,897,000475
Total noninterest expense$61,989,000346
Salaries and employee benefits$36,394,000275
Premises and equipment expense$10,092,000259
Additional noninterest expense$15,503,000486
Pre-tax net operating income$22,326,000342
Securities gains (losses)$468,000827
Applicable income taxes$6,775,000329
Income before extraordinary items$16,019,000364
Extraordinary gains, net$029
Net income$16,019,000365
Minority interest net income$096
Net income of bank and minority interests.$16,019,000365
Net charge-offs$6,446,000648
Cash dividends$6,245,000344
Sale, conversion, retirement of capital stock, net$5,614,000119
Net operating income$15,691,400352
2011-09-30 (YTD Data)Rank
Total interest income$52,977,000399
Total interest expense$6,062,000756
Net interest income$46,915,000364
Provision for loan and lease losses$4,641,000667
Total noninterest income$20,486,000294
Gross Fiduciary activities income$1,704,000246
Service charges on deposit accounts$12,317,000117
Trading account gains and fees$0145
Additional Noninterest Income$6,465,000478
Total noninterest expense$46,177,000342
Salaries and employee benefits$27,082,000275
Premises and equipment expense$7,530,000262
Additional noninterest expense$11,565,000485
Pre-tax net operating income$16,583,000352
Securities gains (losses)$448,000705
Applicable income taxes$4,899,000340
Income before extraordinary items$12,132,000361
Extraordinary gains, net$021
Net income$12,132,000360
Minority interest net income$087
Net income of bank and minority interests.$12,132,000360
Net charge-offs$3,845,000768
Cash dividends$4,656,000312
Sale, conversion, retirement of capital stock, net$5,614,00099
Net operating income$11,813,920361
2011-06-30 (YTD Data)Rank
Total interest income$35,263,000409
Total interest expense$4,189,000760
Net interest income$31,074,000369
Provision for loan and lease losses$3,198,000646
Total noninterest income$13,176,000305
Gross Fiduciary activities income$1,136,000244
Service charges on deposit accounts$8,007,000119
Trading account gains and fees$0153
Additional Noninterest Income$4,033,000503
Total noninterest expense$29,782,000355
Salaries and employee benefits$17,331,000285
Premises and equipment expense$4,996,000268
Additional noninterest expense$7,455,000508
Pre-tax net operating income$11,270,000334
Securities gains (losses)$326,000518
Applicable income taxes$3,449,000328
Income before extraordinary items$8,147,000350
Extraordinary gains, net$015
Net income$8,147,000349
Minority interest net income$089
Net income of bank and minority interests.$8,147,000349
Net charge-offs$2,539,000780
Cash dividends$3,086,000303
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,918,800346
2011-03-31 (YTD Data)Rank
Total interest income$17,499,000419
Total interest expense$2,209,000748
Net interest income$15,290,000374
Provision for loan and lease losses$1,916,000538
Total noninterest income$6,688,000307
Gross Fiduciary activities income$572,000246
Service charges on deposit accounts$3,733,000126
Trading account gains and fees$0158
Additional Noninterest Income$2,383,000454
Total noninterest expense$14,782,000357
Salaries and employee benefits$8,673,000291
Premises and equipment expense$2,488,000275
Additional noninterest expense$3,621,000514
Pre-tax net operating income$5,280,000345
Securities gains (losses)$374,000206
Applicable income taxes$1,629,000326
Income before extraordinary items$4,025,000350
Extraordinary gains, net$09
Net income$4,025,000350
Minority interest net income$086
Net income of bank and minority interests.$4,025,000350
Net charge-offs$1,035,000840
Cash dividends$1,543,000262
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,759,460359
2010-12-31 (YTD Data)Rank
Total interest income$71,807,000421
Total interest expense$12,591,000628
Net interest income$59,216,000371
Provision for loan and lease losses$11,841,000580
Total noninterest income$28,030,000305
Gross Fiduciary activities income$2,027,000259
Service charges on deposit accounts$17,011,000111
Trading account gains and fees$0175
Additional Noninterest Income$8,992,000496
Total noninterest expense$61,424,000360
Salaries and employee benefits$36,235,000265
Premises and equipment expense$9,945,000273
Additional noninterest expense$15,244,000509
Pre-tax net operating income$13,981,000407
Securities gains (losses)$1,164,000431
Applicable income taxes$4,521,000391
Income before extraordinary items$10,624,000432
Extraordinary gains, net$029
Net income$10,624,000430
Minority interest net income$0111
Net income of bank and minority interests.$10,624,000433
Net charge-offs$10,341,000597
Cash dividends$6,275,000271
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$9,809,200445
2010-09-30 (YTD Data)Rank
Total interest income$53,767,000422
Total interest expense$9,879,000626
Net interest income$43,888,000368
Provision for loan and lease losses$8,474,000575
Total noninterest income$21,196,000302
Gross Fiduciary activities income$1,496,000255
Service charges on deposit accounts$12,795,000114
Trading account gains and fees$0165
Additional Noninterest Income$6,905,000463
Total noninterest expense$44,864,000359
Salaries and employee benefits$26,556,000269
Premises and equipment expense$7,537,000265
Additional noninterest expense$10,771,000512
Pre-tax net operating income$11,746,000377
Securities gains (losses)$1,223,000347
Applicable income taxes$3,982,000340
Income before extraordinary items$8,987,000379
Extraordinary gains, net$023
Net income$8,987,000379
Minority interest net income$0110
Net income of bank and minority interests.$8,987,000380
Net charge-offs$6,907,000627
Cash dividends$4,731,000235
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,143,130404
2010-06-30 (YTD Data)Rank
Total interest income$35,483,000432
Total interest expense$6,577,000649
Net interest income$28,906,000376
Provision for loan and lease losses$6,240,000526
Total noninterest income$13,967,000295
Gross Fiduciary activities income$979,000262
Service charges on deposit accounts$8,482,000116
Trading account gains and fees$0152
Additional Noninterest Income$4,506,000453
Total noninterest expense$28,969,000372
Salaries and employee benefits$17,203,000279
Premises and equipment expense$4,813,000287
Additional noninterest expense$6,953,000529
Pre-tax net operating income$7,664,000370
Securities gains (losses)$196,000964
Applicable income taxes$2,594,000340
Income before extraordinary items$5,266,000412
Extraordinary gains, net$019
Net income$5,266,000413
Minority interest net income$0105
Net income of bank and minority interests.$5,266,000413
Net charge-offs$4,804,000592
Cash dividends$3,188,000225
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,134,680417
2010-03-31 (YTD Data)Rank
Total interest income$17,687,000451
Total interest expense$3,323,000683
Net interest income$14,364,000389
Provision for loan and lease losses$4,386,000417
Total noninterest income$6,684,000314
Gross Fiduciary activities income$474,000273
Service charges on deposit accounts$4,023,000116
Trading account gains and fees$0175
Additional Noninterest Income$2,187,000459
Total noninterest expense$14,356,000371
Salaries and employee benefits$8,666,000283
Premises and equipment expense$2,431,000293
Additional noninterest expense$3,259,000562
Pre-tax net operating income$2,306,000592
Securities gains (losses)$246,000450
Applicable income taxes$820,000443
Income before extraordinary items$1,732,000646
Extraordinary gains, net$016
Net income$1,732,000649
Minority interest net income$091
Net income of bank and minority interests.$1,732,000650
Net charge-offs$2,265,000595
Cash dividends$1,645,000209
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,564,720679
2009-12-31 (YTD Data)Rank
Total interest income$72,329,000458
Total interest expense$16,085,000712
Net interest income$56,244,000388
Provision for loan and lease losses$10,224,000855
Total noninterest income$27,512,000318
Gross Fiduciary activities income$1,749,000273
Service charges on deposit accounts$17,008,000119
Trading account gains and fees$0211
Additional Noninterest Income$8,755,000487
Total noninterest expense$60,782,000379
Salaries and employee benefits$36,154,000262
Premises and equipment expense$9,466,000297
Additional noninterest expense$15,162,000548
Pre-tax net operating income$12,750,000332
Securities gains (losses)$398,0001,022
Applicable income taxes$4,015,000316
Income before extraordinary items$9,133,000353
Extraordinary gains, net$034
Net income$9,133,000352
Minority interest net income$0115
Net income of bank and minority interests.$9,133,000353
Net charge-offs$6,568,000941
Cash dividends$5,669,000310
Sale, conversion, retirement of capital stock, net$14,974,00061
Net operating income$8,858,380367
2009-09-30 (YTD Data)Rank
Total interest income$54,184,000478
Total interest expense$12,527,000731
Net interest income$41,657,000403
Provision for loan and lease losses$6,076,000918
Total noninterest income$20,951,000316
Gross Fiduciary activities income$1,289,000273
Service charges on deposit accounts$12,592,000121
Trading account gains and fees$0212
Additional Noninterest Income$7,070,000467
Total noninterest expense$45,398,000380
Salaries and employee benefits$26,883,000274
Premises and equipment expense$7,042,000305
Additional noninterest expense$11,473,000521
Pre-tax net operating income$11,134,000296
Securities gains (losses)$397,000822
Applicable income taxes$3,931,000263
Income before extraordinary items$7,600,000339
Extraordinary gains, net$027
Net income$7,600,000338
Minority interest net income$0118
Net income of bank and minority interests.$7,600,000339
Net charge-offs$3,113,0001,157
Cash dividends$4,125,000303
Sale, conversion, retirement of capital stock, net$14,974,00050
Net operating income$7,337,980355
2009-06-30 (YTD Data)Rank
Total interest income$35,867,000495
Total interest expense$8,572,000751
Net interest income$27,295,000410
Provision for loan and lease losses$4,039,000884
Total noninterest income$13,863,000318
Gross Fiduciary activities income$837,000280
Service charges on deposit accounts$8,161,000126
Trading account gains and fees$0193
Additional Noninterest Income$4,865,000460
Total noninterest expense$30,842,000379
Salaries and employee benefits$18,074,000277
Premises and equipment expense$4,687,000311
Additional noninterest expense$8,081,000498
Pre-tax net operating income$6,277,000356
Securities gains (losses)$11,0002,552
Applicable income taxes$2,153,000326
Income before extraordinary items$4,135,000421
Extraordinary gains, net$021
Net income$4,135,000419
Minority interest net income$0112
Net income of bank and minority interests.$4,135,000421
Net charge-offs$1,595,0001,293
Cash dividends$2,681,000332
Sale, conversion, retirement of capital stock, net$14,974,00035
Net operating income$4,127,740405
2009-03-31 (YTD Data)Rank
Total interest income$5,814,0001,564
Total interest expense$1,215,0002,598
Net interest income$4,599,0001,203
Provision for loan and lease losses$614,0001,573
Total noninterest income$6,748,000296
Gross Fiduciary activities income$312,000336
Service charges on deposit accounts$1,010,000404
Trading account gains and fees$0171
Additional Noninterest Income$5,426,000249
Total noninterest expense$8,793,000578
Salaries and employee benefits$4,207,000587
Premises and equipment expense$1,008,000708
Additional noninterest expense$3,578,000488
Pre-tax net operating income$1,940,000635
Securities gains (losses)$02,434
Applicable income taxes$641,000511
Income before extraordinary items$1,299,000801
Extraordinary gains, net$015
Net income$1,299,000802
Minority interest net income$0102
Net income of bank and minority interests.$1,299,000803
Net charge-offs$241,0001,991
Cash dividends$793,000580
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,299,000741
2008-12-31 (YTD Data)Rank
Total interest income$24,801,0001,561
Total interest expense$7,255,0002,137
Net interest income$17,546,0001,258
Provision for loan and lease losses$1,744,0001,975
Total noninterest income$9,475,000625
Gross Fiduciary activities income$1,391,000335
Service charges on deposit accounts$4,850,000358
Trading account gains and fees$0154
Additional Noninterest Income$3,234,000911
Total noninterest expense$19,217,0001,032
Salaries and employee benefits$7,643,0001,329
Premises and equipment expense$2,474,0001,121
Additional noninterest expense$9,100,000735
Pre-tax net operating income$6,060,000923
Securities gains (losses)$1,0003,084
Applicable income taxes$1,930,000702
Income before extraordinary items$4,131,000997
Extraordinary gains, net$039
Net income$4,131,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,432,0001,603
Cash dividends$3,174,000864
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,130,3201,068
2008-09-30 (YTD Data)Rank
Total interest income$18,773,0001,587
Total interest expense$5,844,0002,092
Net interest income$12,929,0001,310
Provision for loan and lease losses$815,0002,074
Total noninterest income$7,257,000637
Gross Fiduciary activities income$1,076,000334
Service charges on deposit accounts$3,677,000363
Trading account gains and fees$0148
Additional Noninterest Income$2,504,000930
Total noninterest expense$14,109,0001,048
Salaries and employee benefits$5,630,0001,377
Premises and equipment expense$1,814,0001,143
Additional noninterest expense$6,665,000704
Pre-tax net operating income$5,262,000960
Securities gains (losses)$1,0002,971
Applicable income taxes$1,791,000712
Income before extraordinary items$3,472,0001,070
Extraordinary gains, net$031
Net income$3,472,0001,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,0001,810
Cash dividends$2,380,000886
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,471,3401,126
2008-06-30 (YTD Data)Rank
Total interest income$12,669,0001,600
Total interest expense$4,163,0002,060
Net interest income$8,506,0001,319
Provision for loan and lease losses$529,0001,853
Total noninterest income$4,825,000652
Gross Fiduciary activities income$699,000344
Service charges on deposit accounts$2,410,000362
Trading account gains and fees$0149
Additional Noninterest Income$1,716,000941
Total noninterest expense$9,367,0001,047
Salaries and employee benefits$3,753,0001,389
Premises and equipment expense$1,210,0001,146
Additional noninterest expense$4,404,000691
Pre-tax net operating income$3,435,0001,046
Securities gains (losses)$03,233
Applicable income taxes$1,164,000824
Income before extraordinary items$2,271,0001,219
Extraordinary gains, net$021
Net income$2,271,0001,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0001,818
Cash dividends$1,587,000944
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,271,0001,199
2008-03-31 (YTD Data)Rank
Total interest income$6,553,0001,588
Total interest expense$2,375,0001,955
Net interest income$4,178,0001,326
Provision for loan and lease losses$264,0001,531
Total noninterest income$2,381,000661
Gross Fiduciary activities income$343,000350
Service charges on deposit accounts$1,176,000365
Trading account gains and fees$0158
Additional Noninterest Income$862,000948
Total noninterest expense$4,560,0001,065
Salaries and employee benefits$1,903,0001,377
Premises and equipment expense$587,0001,180
Additional noninterest expense$2,070,000702
Pre-tax net operating income$1,735,0001,099
Securities gains (losses)$02,688
Applicable income taxes$583,000889
Income before extraordinary items$1,152,0001,313
Extraordinary gains, net$015
Net income$1,152,0001,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,651
Cash dividends$793,000936
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,152,0001,274
2007-12-31 (YTD Data)Rank
Total interest income$28,408,0001,518
Total interest expense$12,255,0001,631
Net interest income$16,153,0001,391
Provision for loan and lease losses$849,0001,613
Total noninterest income$9,214,000652
Gross Fiduciary activities income$1,312,000360
Service charges on deposit accounts$4,758,000368
Trading account gains and fees$0178
Additional Noninterest Income$3,144,000977
Total noninterest expense$18,080,0001,036
Salaries and employee benefits$7,968,0001,250
Premises and equipment expense$2,419,0001,100
Additional noninterest expense$7,693,000749
Pre-tax net operating income$6,438,0001,306
Securities gains (losses)$11,0001,315
Applicable income taxes$2,231,0001,036
Income before extraordinary items$4,218,0001,503
Extraordinary gains, net$039
Net income$4,218,0001,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$908,0001,102
Cash dividends$3,174,0001,137
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,210,8501,491
2007-09-30 (YTD Data)Rank
Total interest income$21,144,0001,532
Total interest expense$9,334,0001,609
Net interest income$11,810,0001,425
Provision for loan and lease losses$527,0001,498
Total noninterest income$6,604,000683
Gross Fiduciary activities income$923,000369
Service charges on deposit accounts$3,368,000386
Trading account gains and fees$0184
Additional Noninterest Income$2,313,000994
Total noninterest expense$13,520,0001,028
Salaries and employee benefits$6,083,0001,228
Premises and equipment expense$1,738,0001,143
Additional noninterest expense$5,699,000743
Pre-tax net operating income$4,367,0001,548
Securities gains (losses)$11,000979
Applicable income taxes$1,510,0001,221
Income before extraordinary items$2,868,0001,764
Extraordinary gains, net$033
Net income$2,868,0001,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,0001,153
Cash dividends$2,380,0001,068
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,860,7401,755
2007-06-30 (YTD Data)Rank
Total interest income$14,097,0001,551
Total interest expense$6,139,0001,642
Net interest income$7,958,0001,440
Provision for loan and lease losses$374,0001,299
Total noninterest income$4,233,000731
Gross Fiduciary activities income$598,000379
Service charges on deposit accounts$2,144,000411
Trading account gains and fees$0168
Additional Noninterest Income$1,491,0001,050
Total noninterest expense$8,884,0001,058
Salaries and employee benefits$3,993,0001,276
Premises and equipment expense$1,121,0001,193
Additional noninterest expense$3,770,000757
Pre-tax net operating income$2,933,0001,578
Securities gains (losses)$11,000843
Applicable income taxes$1,021,0001,256
Income before extraordinary items$1,923,0001,797
Extraordinary gains, net$029
Net income$1,923,0001,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0001,220
Cash dividends$1,587,0001,072
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,915,8501,790
2007-03-31 (YTD Data)Rank
Total interest income$6,894,0001,581
Total interest expense$3,024,0001,654
Net interest income$3,870,0001,475
Provision for loan and lease losses$162,0001,354
Total noninterest income$2,068,000736
Gross Fiduciary activities income$289,000388
Service charges on deposit accounts$1,025,000413
Trading account gains and fees$0195
Additional Noninterest Income$754,0001,029
Total noninterest expense$4,347,0001,080
Salaries and employee benefits$2,080,0001,236
Premises and equipment expense$549,0001,220
Additional noninterest expense$1,718,000803
Pre-tax net operating income$1,429,0001,607
Securities gains (losses)$01,187
Applicable income taxes$518,0001,252
Income before extraordinary items$911,0001,854
Extraordinary gains, net$022
Net income$911,0001,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0001,850
Cash dividends$793,000989
Sale, conversion, retirement of capital stock, net$0885
Net operating income$911,0001,843
2006-12-31 (YTD Data)Rank
Total interest income$25,539,0001,576
Total interest expense$9,600,0001,747
Net interest income$15,939,0001,426
Provision for loan and lease losses$1,088,000974
Total noninterest income$8,466,000702
Gross Fiduciary activities income$992,000406
Service charges on deposit accounts$4,462,000379
Trading account gains and fees$0130
Additional Noninterest Income$3,012,000993
Total noninterest expense$16,531,0001,087
Salaries and employee benefits$7,920,0001,233
Premises and equipment expense$2,094,0001,227
Additional noninterest expense$6,517,000820
Pre-tax net operating income$6,786,0001,441
Securities gains (losses)$-207,0008,383
Applicable income taxes$2,282,0001,199
Income before extraordinary items$4,297,0001,674
Extraordinary gains, net$051
Net income$4,297,0001,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$560,0001,071
Cash dividends$3,174,0001,063
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,431,5501,620
2006-09-30 (YTD Data)Rank
Total interest income$18,616,0001,602
Total interest expense$6,705,0001,809
Net interest income$11,911,0001,448
Provision for loan and lease losses$698,0001,058
Total noninterest income$6,256,000727
Gross Fiduciary activities income$700,000420
Service charges on deposit accounts$3,362,000383
Trading account gains and fees$0126
Additional Noninterest Income$2,194,0001,027
Total noninterest expense$12,145,0001,127
Salaries and employee benefits$5,908,0001,253
Premises and equipment expense$1,537,0001,262
Additional noninterest expense$4,700,000861
Pre-tax net operating income$5,324,0001,433
Securities gains (losses)$-211,0008,544
Applicable income taxes$1,787,0001,196
Income before extraordinary items$3,326,0001,674
Extraordinary gains, net$045
Net income$3,326,0001,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0001,357
Cash dividends$2,380,000999
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,463,1501,578
2006-06-30 (YTD Data)Rank
Total interest income$11,725,0001,666
Total interest expense$4,101,0001,867
Net interest income$7,624,0001,512
Provision for loan and lease losses$409,0001,152
Total noninterest income$4,051,000750
Gross Fiduciary activities income$454,000440
Service charges on deposit accounts$2,176,000392
Trading account gains and fees$0126
Additional Noninterest Income$1,421,0001,053
Total noninterest expense$8,099,0001,125
Salaries and employee benefits$3,945,0001,260
Premises and equipment expense$1,024,0001,271
Additional noninterest expense$3,130,000857
Pre-tax net operating income$3,167,0001,576
Securities gains (losses)$-5,0007,694
Applicable income taxes$1,163,0001,233
Income before extraordinary items$1,999,0001,837
Extraordinary gains, net$039
Net income$1,999,0001,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0001,832
Cash dividends$1,587,000998
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,002,2001,813
2006-03-31 (YTD Data)Rank
Total interest income$5,512,0001,730
Total interest expense$1,921,0001,899
Net interest income$3,591,0001,599
Provision for loan and lease losses$168,0001,305
Total noninterest income$1,920,000762
Gross Fiduciary activities income$218,000451
Service charges on deposit accounts$1,022,000405
Trading account gains and fees$0115
Additional Noninterest Income$680,0001,065
Total noninterest expense$3,953,0001,150
Salaries and employee benefits$1,963,0001,264
Premises and equipment expense$505,0001,290
Additional noninterest expense$1,485,000894
Pre-tax net operating income$1,390,0001,742
Securities gains (losses)$0955
Applicable income taxes$478,0001,449
Income before extraordinary items$912,0001,946
Extraordinary gains, net$021
Net income$912,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0001,804
Cash dividends$793,000928
Sale, conversion, retirement of capital stock, net$0648
Net operating income$912,0001,926
2005-12-31 (YTD Data)Rank
Total interest income$20,119,0001,676
Total interest expense$5,800,0001,942
Net interest income$14,319,0001,534
Provision for loan and lease losses$518,0001,843
Total noninterest income$7,578,000766
Gross Fiduciary activities income$922,000413
Service charges on deposit accounts$3,852,000443
Trading account gains and fees$0138
Additional Noninterest Income$2,804,0001,068
Total noninterest expense$15,513,0001,099
Salaries and employee benefits$7,768,0001,184
Premises and equipment expense$2,122,0001,150
Additional noninterest expense$5,623,000919
Pre-tax net operating income$5,866,0001,605
Securities gains (losses)$02,296
Applicable income taxes$1,954,0001,392
Income before extraordinary items$3,912,0001,767
Extraordinary gains, net$046
Net income$3,912,0001,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0001,914
Cash dividends$3,076,0001,002
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,912,0001,744
2005-09-30 (YTD Data)Rank
Total interest income$14,738,0001,674
Total interest expense$4,062,0001,964
Net interest income$10,676,0001,515
Provision for loan and lease losses$322,0002,072
Total noninterest income$5,574,000790
Gross Fiduciary activities income$620,000433
Service charges on deposit accounts$2,815,000450
Trading account gains and fees$0126
Additional Noninterest Income$2,139,0001,068
Total noninterest expense$11,740,0001,072
Salaries and employee benefits$5,977,0001,145
Premises and equipment expense$1,593,0001,136
Additional noninterest expense$4,170,000914
Pre-tax net operating income$4,188,0001,692
Securities gains (losses)$02,317
Applicable income taxes$1,385,0001,467
Income before extraordinary items$2,803,0001,869
Extraordinary gains, net$035
Net income$2,803,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,228
Cash dividends$2,307,000936
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,803,0001,831
2005-06-30 (YTD Data)Rank
Total interest income$9,549,0001,676
Total interest expense$2,531,0001,967
Net interest income$7,018,0001,526
Provision for loan and lease losses$208,0002,103
Total noninterest income$3,493,000821
Gross Fiduciary activities income$402,000439
Service charges on deposit accounts$1,801,000457
Trading account gains and fees$0116
Additional Noninterest Income$1,290,0001,115
Total noninterest expense$7,712,0001,084
Salaries and employee benefits$3,971,0001,148
Premises and equipment expense$1,061,0001,128
Additional noninterest expense$2,680,000940
Pre-tax net operating income$2,591,0001,776
Securities gains (losses)$02,146
Applicable income taxes$869,0001,518
Income before extraordinary items$1,722,0001,980
Extraordinary gains, net$030
Net income$1,722,0001,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0001,898
Cash dividends$1,538,000913
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,722,0001,942
2005-03-31 (YTD Data)Rank
Total interest income$4,602,0001,703
Total interest expense$1,186,0001,985
Net interest income$3,416,0001,553
Provision for loan and lease losses$98,0002,104
Total noninterest income$1,689,000821
Gross Fiduciary activities income$219,000422
Service charges on deposit accounts$850,000466
Trading account gains and fees$0115
Additional Noninterest Income$620,0001,147
Total noninterest expense$3,809,0001,093
Salaries and employee benefits$1,985,0001,148
Premises and equipment expense$533,0001,128
Additional noninterest expense$1,291,000968
Pre-tax net operating income$1,198,0001,886
Securities gains (losses)$01,685
Applicable income taxes$392,0001,629
Income before extraordinary items$806,0002,065
Extraordinary gains, net$024
Net income$806,0002,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,689
Cash dividends$769,000836
Sale, conversion, retirement of capital stock, net$0491
Net operating income$806,0002,029
2004-12-31 (YTD Data)Rank
Total interest income$16,824,0001,704
Total interest expense$3,834,0002,124
Net interest income$12,990,0001,565
Provision for loan and lease losses$2,0007,273
Total noninterest income$7,261,000776
Gross Fiduciary activities income$744,000442
Service charges on deposit accounts$3,769,000473
Trading account gains and fees$0138
Additional Noninterest Income$2,748,0001,050
Total noninterest expense$15,233,0001,055
Salaries and employee benefits$7,526,0001,144
Premises and equipment expense$1,965,0001,167
Additional noninterest expense$5,742,000873
Pre-tax net operating income$5,016,0001,695
Securities gains (losses)$-45,0008,573
Applicable income taxes$1,362,0001,736
Income before extraordinary items$3,609,0001,760
Extraordinary gains, net$034
Net income$3,609,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,0001,757
Cash dividends$2,588,0001,095
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,641,8501,707
2004-09-30 (YTD Data)Rank
Total interest income$12,243,0001,737
Total interest expense$2,757,0002,164
Net interest income$9,486,0001,593
Provision for loan and lease losses$-103,0008,879
Total noninterest income$5,556,000775
Gross Fiduciary activities income$536,000456
Service charges on deposit accounts$2,860,000477
Trading account gains and fees$0134
Additional Noninterest Income$2,160,0001,017
Total noninterest expense$11,147,0001,080
Salaries and employee benefits$5,693,0001,129
Premises and equipment expense$1,349,0001,271
Additional noninterest expense$4,105,000903
Pre-tax net operating income$3,998,0001,609
Securities gains (losses)$-19,0008,643
Applicable income taxes$1,395,0001,369
Income before extraordinary items$2,584,0001,849
Extraordinary gains, net$026
Net income$2,584,0001,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0001,719
Cash dividends$1,941,0001,024
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,596,3501,795
2004-06-30 (YTD Data)Rank
Total interest income$8,050,0001,750
Total interest expense$1,792,0002,194
Net interest income$6,258,0001,591
Provision for loan and lease losses$-69,0008,945
Total noninterest income$3,699,000785
Gross Fiduciary activities income$354,000455
Service charges on deposit accounts$1,880,000479
Trading account gains and fees$0130
Additional Noninterest Income$1,465,0001,014
Total noninterest expense$7,408,0001,085
Salaries and employee benefits$3,810,0001,133
Premises and equipment expense$881,0001,307
Additional noninterest expense$2,717,000916
Pre-tax net operating income$2,618,0001,604
Securities gains (losses)$-31,0008,860
Applicable income taxes$939,0001,350
Income before extraordinary items$1,648,0001,904
Extraordinary gains, net$021
Net income$1,648,0001,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0001,577
Cash dividends$1,294,0001,017
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,667,8401,840
2004-03-31 (YTD Data)Rank
Total interest income$4,004,0001,759
Total interest expense$896,0002,216
Net interest income$3,108,0001,602
Provision for loan and lease losses$-320,0009,072
Total noninterest income$1,752,000793
Gross Fiduciary activities income$169,000479
Service charges on deposit accounts$910,000478
Trading account gains and fees$0121
Additional Noninterest Income$673,0001,039
Total noninterest expense$4,035,0001,013
Salaries and employee benefits$1,924,0001,136
Premises and equipment expense$488,0001,195
Additional noninterest expense$1,623,000762
Pre-tax net operating income$1,145,0001,796
Securities gains (losses)$29,0001,519
Applicable income taxes$388,0001,597
Income before extraordinary items$786,0001,982
Extraordinary gains, net$016
Net income$786,0001,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,260
Cash dividends$647,000967
Sale, conversion, retirement of capital stock, net$0464
Net operating income$766,5701,939
2003-12-31 (YTD Data)Rank
Total interest income$16,476,0001,730
Total interest expense$3,926,0002,246
Net interest income$12,550,0001,548
Provision for loan and lease losses$447,0002,384
Total noninterest income$8,347,000755
Gross Fiduciary activities income$638,000483
Service charges on deposit accounts$3,378,000512
Trading account gains and fees$0160
Additional Noninterest Income$4,331,000849
Total noninterest expense$14,395,0001,123
Salaries and employee benefits$7,439,0001,140
Premises and equipment expense$1,868,0001,201
Additional noninterest expense$5,088,0001,006
Pre-tax net operating income$6,055,0001,362
Securities gains (losses)$29,0002,952
Applicable income taxes$2,144,0001,224
Income before extraordinary items$3,940,0001,583
Extraordinary gains, net$054
Net income$3,940,0001,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$367,0001,971
Cash dividends$2,490,0001,173
Sale, conversion, retirement of capital stock, net$134,000652
Net operating income$3,921,1501,518
2003-09-30 (YTD Data)Rank
Total interest income$12,420,0001,748
Total interest expense$3,031,0002,269
Net interest income$9,389,0001,560
Provision for loan and lease losses$402,0002,013
Total noninterest income$6,692,000742
Gross Fiduciary activities income$455,000504
Service charges on deposit accounts$2,516,000520
Trading account gains and fees$0153
Additional Noninterest Income$3,721,000796
Total noninterest expense$10,819,0001,129
Salaries and employee benefits$5,721,0001,107
Premises and equipment expense$1,391,0001,230
Additional noninterest expense$3,707,0001,035
Pre-tax net operating income$4,860,0001,329
Securities gains (losses)$04,204
Applicable income taxes$1,843,0001,127
Income before extraordinary items$3,017,0001,599
Extraordinary gains, net$040
Net income$3,017,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,924
Cash dividends$1,868,0001,072
Sale, conversion, retirement of capital stock, net$134,000490
Net operating income$3,017,0001,535
2003-06-30 (YTD Data)Rank
Total interest income$8,375,0001,744
Total interest expense$2,090,0002,261
Net interest income$6,285,0001,550
Provision for loan and lease losses$285,0001,934
Total noninterest income$4,551,000721
Gross Fiduciary activities income$328,000483
Service charges on deposit accounts$1,657,000518
Trading account gains and fees$0150
Additional Noninterest Income$2,566,000764
Total noninterest expense$7,235,0001,129
Salaries and employee benefits$3,821,0001,113
Premises and equipment expense$945,0001,207
Additional noninterest expense$2,469,0001,032
Pre-tax net operating income$3,316,0001,284
Securities gains (losses)$03,782
Applicable income taxes$1,236,0001,148
Income before extraordinary items$2,080,0001,563
Extraordinary gains, net$030
Net income$2,080,0001,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0002,115
Cash dividends$1,245,0001,092
Sale, conversion, retirement of capital stock, net$134,000368
Net operating income$2,080,0001,462
2003-03-31 (YTD Data)Rank
Total interest income$4,346,0001,706
Total interest expense$1,067,0002,278
Net interest income$3,279,0001,480
Provision for loan and lease losses$149,0001,828
Total noninterest income$2,265,000721
Gross Fiduciary activities income$164,000493
Service charges on deposit accounts$799,000526
Trading account gains and fees$0134
Additional Noninterest Income$1,302,000735
Total noninterest expense$3,529,0001,138
Salaries and employee benefits$1,908,0001,105
Premises and equipment expense$476,0001,206
Additional noninterest expense$1,145,0001,084
Pre-tax net operating income$1,866,0001,161
Securities gains (losses)$02,891
Applicable income taxes$696,0001,062
Income before extraordinary items$1,170,0001,396
Extraordinary gains, net$021
Net income$1,170,0001,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0001,923
Cash dividends$623,0001,021
Sale, conversion, retirement of capital stock, net$134,000208
Net operating income$1,170,0001,311
2002-12-31 (YTD Data)Rank
Total interest income$18,819,0001,632
Total interest expense$5,309,0002,118
Net interest income$13,510,0001,452
Provision for loan and lease losses$944,0001,422
Total noninterest income$7,942,000731
Gross Fiduciary activities income$551,000545
Service charges on deposit accounts$3,322,000493
Trading account gains and fees$0153
Additional Noninterest Income$4,069,000801
Total noninterest expense$13,609,0001,129
Salaries and employee benefits$6,932,0001,164
Premises and equipment expense$1,870,0001,185
Additional noninterest expense$4,807,0001,027
Pre-tax net operating income$6,899,0001,224
Securities gains (losses)$04,537
Applicable income taxes$2,630,0001,041
Income before extraordinary items$4,269,0001,457
Extraordinary gains, net$070
Net income$4,269,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$444,0001,811
Cash dividends$2,295,0001,178
Sale, conversion, retirement of capital stock, net$5,038,000157
Net operating income$4,269,0001,410
2001-12-31 (YTD Data)Rank
Total interest income$22,438,0001,508
Total interest expense$9,323,0001,740
Net interest income$13,115,0001,353
Provision for loan and lease losses$777,0001,538
Total noninterest income$5,125,000974
Gross Fiduciary activities income$530,000578
Service charges on deposit accounts$2,147,000689
Trading account gains and fees$0177
Additional Noninterest Income$2,448,0001,082
Total noninterest expense$12,592,0001,167
Salaries and employee benefits$6,462,0001,148
Premises and equipment expense$1,751,0001,209
Additional noninterest expense$4,379,0001,086
Pre-tax net operating income$4,871,0001,478
Securities gains (losses)$04,612
Applicable income taxes$1,796,0001,289
Income before extraordinary items$3,075,0001,710
Extraordinary gains, net$0105
Net income$3,075,0001,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,973
Cash dividends$2,000,0001,312
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,075,0001,636
2000-12-31 (YTD Data)Rank
Total interest income$23,507,0001,477
Total interest expense$10,636,0001,606
Net interest income$12,871,0001,364
Provision for loan and lease losses$438,0002,101
Total noninterest income$4,223,0001,037
Gross Fiduciary activities income$498,000600
Service charges on deposit accounts$1,854,000736
Trading account gains and fees$0180
Additional Noninterest Income$1,871,0001,195
Total noninterest expense$12,412,0001,123
Salaries and employee benefits$5,897,0001,196
Premises and equipment expense$1,707,0001,183
Additional noninterest expense$4,808,000976
Pre-tax net operating income$4,244,0001,727
Securities gains (losses)$01,956
Applicable income taxes$1,584,0001,443
Income before extraordinary items$2,660,0001,963
Extraordinary gains, net$038
Net income$2,660,0001,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,348
Cash dividends$1,696,0001,526
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,660,0001,965
1999-12-31 (YTD Data)Rank
Total interest income$21,291,0001,538
Total interest expense$9,351,0001,609
Net interest income$11,940,0001,470
Provision for loan and lease losses$716,0001,297
Total noninterest income$5,641,000848
Gross Fiduciary activities income$556,000606
Service charges on deposit accounts$1,777,000751
Trading account gains and fees$0173
Additional Noninterest Income$3,308,000842
Total noninterest expense$12,998,0001,075
Salaries and employee benefits$5,746,0001,206
Premises and equipment expense$1,671,0001,207
Additional noninterest expense$5,581,000883
Pre-tax net operating income$3,867,0001,902
Securities gains (losses)$03,155
Applicable income taxes$1,218,0001,898
Income before extraordinary items$2,649,0001,999
Extraordinary gains, net$035
Net income$2,649,0002,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$509,0001,209
Cash dividends$1,624,0001,585
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,649,0001,964
1998-12-31 (YTD Data)Rank
Total interest income$20,813,0001,554
Total interest expense$9,743,0001,575
Net interest income$11,070,0001,534
Provision for loan and lease losses$523,0001,664
Total noninterest income$4,563,0001,002
Gross Fiduciary activities income$411,000701
Service charges on deposit accounts$1,465,000842
Trading account gains and fees$0224
Additional Noninterest Income$2,687,000969
Total noninterest expense$11,415,0001,152
Salaries and employee benefits$5,055,0001,296
Premises and equipment expense$1,600,0001,198
Additional noninterest expense$4,760,000981
Pre-tax net operating income$3,695,0001,963
Securities gains (losses)$04,449
Applicable income taxes$1,283,0001,873
Income before extraordinary items$2,412,0002,160
Extraordinary gains, net$032
Net income$2,412,0002,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$541,0001,187
Cash dividends$1,551,0001,605
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,412,0002,097
1997-12-31 (YTD Data)Rank
Total interest income$19,480,0001,692
Total interest expense$9,139,0001,704
Net interest income$10,341,0001,690
Provision for loan and lease losses$577,0001,601
Total noninterest income$4,161,0001,049
Gross Fiduciary activities income$350,000771
Service charges on deposit accounts$1,382,000921
Trading account gains and fees$0239
Additional Noninterest Income$2,429,000958
Total noninterest expense$10,059,0001,312
Salaries and employee benefits$4,526,0001,444
Premises and equipment expense$1,719,0001,162
Additional noninterest expense$3,814,0001,160
Pre-tax net operating income$3,866,0001,941
Securities gains (losses)$03,944
Applicable income taxes$1,416,0001,787
Income before extraordinary items$2,450,0002,150
Extraordinary gains, net$044
Net income$2,450,0002,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$588,0001,180
Cash dividends$1,403,0001,702
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,450,0002,096
1996-12-31 (YTD Data)Rank
Total interest income$18,695,0001,803
Total interest expense$8,818,0001,780
Net interest income$9,877,0001,795
Provision for loan and lease losses$440,0001,926
Total noninterest income$4,017,0001,105
Gross Fiduciary activities income$244,000921
Service charges on deposit accounts$1,266,0001,037
Trading account gains and fees$0262
Additional Noninterest Income$2,507,000999
Total noninterest expense$9,124,0001,554
Salaries and employee benefits$4,306,0001,543
Premises and equipment expense$1,687,0001,229
Additional noninterest expense$3,131,0001,659
Pre-tax net operating income$4,330,0001,669
Securities gains (losses)$04,148
Applicable income taxes$1,565,0001,546
Income before extraordinary items$2,765,0001,789
Extraordinary gains, net$053
Net income$2,765,0001,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$426,0001,608
Cash dividends$1,350,0001,710
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,765,0001,759
1995-12-31 (YTD Data)Rank
Total interest income$17,973,0001,890
Total interest expense$8,436,0001,873
Net interest income$9,537,0001,871
Provision for loan and lease losses$437,0001,747
Total noninterest income$3,716,0001,173
Gross Fiduciary activities income$215,000985
Service charges on deposit accounts$1,219,0001,090
Trading account gains and fees$0522
Additional Noninterest Income$2,282,0001,046
Total noninterest expense$9,106,0001,563
Salaries and employee benefits$4,335,0001,535
Premises and equipment expense$1,498,0001,377
Additional noninterest expense$3,273,0001,576
Pre-tax net operating income$3,710,0001,981
Securities gains (losses)$03,831
Applicable income taxes$1,288,0001,891
Income before extraordinary items$2,422,0002,085
Extraordinary gains, net$065
Net income$2,422,0002,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,0001,584
Cash dividends$1,319,0001,650
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,422,0002,049
1994-12-31 (YTD Data)Rank
Total interest income$15,771,0001,952
Total interest expense$6,374,0001,953
Net interest income$9,397,0001,924
Provision for loan and lease losses$192,0003,103
Total noninterest income$3,387,0001,245
Gross Fiduciary activities income$195,0001,024
Service charges on deposit accounts$1,120,0001,183
Trading account gains and fees$0475
Additional Noninterest Income$2,072,0001,104
Total noninterest expense$8,369,0001,745
Salaries and employee benefits$3,689,0001,820
Premises and equipment expense$1,478,0001,414
Additional noninterest expense$3,202,0001,710
Pre-tax net operating income$4,223,0001,693
Securities gains (losses)$03,600
Applicable income taxes$1,582,0001,483
Income before extraordinary items$2,641,0001,844
Extraordinary gains, net$0249
Net income$2,641,0001,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,553
Cash dividends$1,202,0001,638
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,641,0001,847
1993-12-31 (YTD Data)Rank
Total interest income$14,823,0002,111
Total interest expense$6,214,0002,092
Net interest income$8,609,0002,095
Provision for loan and lease losses$350,0002,706
Total noninterest income$3,725,0001,231
Gross Fiduciary activities income$165,0001,097
Service charges on deposit accounts$1,037,0001,304
Trading account gains and fees$0532
Additional Noninterest Income$2,523,0001,083
Total noninterest expense$7,782,0001,906
Salaries and employee benefits$3,399,0001,950
Premises and equipment expense$1,448,0001,465
Additional noninterest expense$2,935,0001,949
Pre-tax net operating income$4,202,0001,651
Securities gains (losses)$7,0005,826
Applicable income taxes$1,409,0001,652
Income before extraordinary items$2,800,0001,789
Extraordinary gains, net$03,149
Net income$2,800,0001,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0003,320
Cash dividends$1,013,0001,715
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,795,3101,687
1992-12-31 (YTD Data)Rank
Total interest income$15,633,0002,254
Total interest expense$7,220,0002,337
Net interest income$8,413,0002,162
Provision for loan and lease losses$370,0003,627
Total noninterest income$2,923,0001,475
Gross Fiduciary activities income$175,0001,120
Service charges on deposit accounts$946,0001,416
Trading account gains and fees$0504
Additional Noninterest Income$1,802,0001,330
Total noninterest expense$7,262,0002,029
Salaries and employee benefits$3,301,0001,992
Premises and equipment expense$1,369,0001,556
Additional noninterest expense$2,592,0002,255
Pre-tax net operating income$3,704,0001,671
Securities gains (losses)$26,0005,197
Applicable income taxes$1,301,0001,622
Income before extraordinary items$2,429,0001,877
Extraordinary gains, net$01,422
Net income$2,429,0001,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0006,726
Cash dividends$841,0001,818
Sale, conversion, retirement of capital stock, net$500,000549
Net operating income$2,412,1001,737

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.