Home > Lakestone Bank & Trust > Income and Expense
Lakestone Bank & Trust, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,322,000 | 1,238 |
| Total interest expense | $651,000 | 1,935 |
| Net interest income | $5,671,000 | 1,126 |
| Provision for loan and lease losses | $225,000 | 1,360 |
| Total noninterest income | $1,789,000 | 875 |
| Gross Fiduciary activities income | $170,000 | 530 |
| Service charges on deposit accounts | $425,000 | 704 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $1,194,000 | 855 |
| Total noninterest expense | $4,281,000 | 1,239 |
| Salaries and employee benefits | $2,030,000 | 1,483 |
| Premises and equipment expense | $502,000 | 1,187 |
| Additional noninterest expense | $1,749,000 | 984 |
| Pre-tax net operating income | $2,954,000 | 750 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $532,000 | 705 |
| Income before extraordinary items | $2,422,000 | 792 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,422,000 | 792 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,422,000 | 792 |
| Net charge-offs | $-61,000 | 4,901 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,422,000 | 774 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $25,420,000 | 1,245 |
| Total interest expense | $3,219,000 | 1,719 |
| Net interest income | $22,201,000 | 1,142 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $5,805,000 | 1,024 |
| Gross Fiduciary activities income | $640,000 | 543 |
| Service charges on deposit accounts | $1,815,000 | 690 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $3,350,000 | 1,117 |
| Total noninterest expense | $18,858,000 | 1,138 |
| Salaries and employee benefits | $9,856,000 | 1,218 |
| Premises and equipment expense | $2,046,000 | 1,150 |
| Additional noninterest expense | $6,956,000 | 973 |
| Pre-tax net operating income | $9,148,000 | 1,120 |
| Securities gains (losses) | $-47,000 | 5,009 |
| Applicable income taxes | $1,184,000 | 1,290 |
| Income before extraordinary items | $7,917,000 | 1,122 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,917,000 | 1,124 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,917,000 | 1,124 |
| Net charge-offs | $-137,000 | 4,944 |
| Cash dividends | $4,780,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $7,957,890 | 1,098 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $19,068,000 | 1,251 |
| Total interest expense | $2,469,000 | 1,710 |
| Net interest income | $16,599,000 | 1,160 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $4,229,000 | 1,030 |
| Gross Fiduciary activities income | $478,000 | 541 |
| Service charges on deposit accounts | $1,363,000 | 685 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $2,388,000 | 1,141 |
| Total noninterest expense | $14,139,000 | 1,132 |
| Salaries and employee benefits | $7,723,000 | 1,180 |
| Premises and equipment expense | $1,492,000 | 1,189 |
| Additional noninterest expense | $4,924,000 | 1,013 |
| Pre-tax net operating income | $6,689,000 | 1,168 |
| Securities gains (losses) | $-47,000 | 5,101 |
| Applicable income taxes | $997,000 | 1,228 |
| Income before extraordinary items | $5,645,000 | 1,196 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,645,000 | 1,198 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,645,000 | 1,198 |
| Net charge-offs | $-158,000 | 5,046 |
| Cash dividends | $4,780,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $5,684,950 | 1,171 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $12,540,000 | 1,263 |
| Total interest expense | $1,547,000 | 1,751 |
| Net interest income | $10,993,000 | 1,171 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $2,702,000 | 1,035 |
| Gross Fiduciary activities income | $317,000 | 540 |
| Service charges on deposit accounts | $898,000 | 693 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,487,000 | 1,170 |
| Total noninterest expense | $9,308,000 | 1,142 |
| Salaries and employee benefits | $5,032,000 | 1,202 |
| Premises and equipment expense | $1,011,000 | 1,168 |
| Additional noninterest expense | $3,265,000 | 1,020 |
| Pre-tax net operating income | $4,387,000 | 1,154 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $656,000 | 1,225 |
| Income before extraordinary items | $3,731,000 | 1,171 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,731,000 | 1,171 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,731,000 | 1,171 |
| Net charge-offs | $28,000 | 2,198 |
| Cash dividends | $2,799,000 | 685 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,731,000 | 1,151 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,135,000 | 1,278 |
| Total interest expense | $697,000 | 1,844 |
| Net interest income | $5,438,000 | 1,183 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $1,341,000 | 1,012 |
| Gross Fiduciary activities income | $156,000 | 544 |
| Service charges on deposit accounts | $442,000 | 694 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $743,000 | 1,114 |
| Total noninterest expense | $4,645,000 | 1,148 |
| Salaries and employee benefits | $2,458,000 | 1,225 |
| Premises and equipment expense | $514,000 | 1,160 |
| Additional noninterest expense | $1,673,000 | 984 |
| Pre-tax net operating income | $2,134,000 | 1,153 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $320,000 | 1,218 |
| Income before extraordinary items | $1,814,000 | 1,177 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,814,000 | 1,176 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,814,000 | 1,176 |
| Net charge-offs | $7,000 | 2,096 |
| Cash dividends | $835,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,814,000 | 1,155 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $22,913,000 | 1,282 |
| Total interest expense | $1,968,000 | 1,960 |
| Net interest income | $20,945,000 | 1,188 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $5,613,000 | 1,009 |
| Gross Fiduciary activities income | $629,000 | 552 |
| Service charges on deposit accounts | $1,874,000 | 684 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,110,000 | 1,111 |
| Total noninterest expense | $17,987,000 | 1,158 |
| Salaries and employee benefits | $9,588,000 | 1,207 |
| Premises and equipment expense | $1,964,000 | 1,194 |
| Additional noninterest expense | $6,435,000 | 1,031 |
| Pre-tax net operating income | $8,571,000 | 1,167 |
| Securities gains (losses) | $-382,000 | 5,236 |
| Applicable income taxes | $1,229,000 | 1,203 |
| Income before extraordinary items | $6,960,000 | 1,223 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,960,000 | 1,222 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,960,000 | 1,222 |
| Net charge-offs | $-56,000 | 4,922 |
| Cash dividends | $3,644,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $7,284,700 | 1,172 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $17,031,000 | 1,282 |
| Total interest expense | $1,320,000 | 2,037 |
| Net interest income | $15,711,000 | 1,189 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $4,216,000 | 1,020 |
| Gross Fiduciary activities income | $466,000 | 549 |
| Service charges on deposit accounts | $1,390,000 | 685 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,360,000 | 1,124 |
| Total noninterest expense | $14,119,000 | 1,112 |
| Salaries and employee benefits | $7,584,000 | 1,164 |
| Premises and equipment expense | $1,511,000 | 1,162 |
| Additional noninterest expense | $5,024,000 | 990 |
| Pre-tax net operating income | $5,808,000 | 1,258 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $871,000 | 1,285 |
| Income before extraordinary items | $4,937,000 | 1,292 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,937,000 | 1,291 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,937,000 | 1,291 |
| Net charge-offs | $-90,000 | 5,090 |
| Cash dividends | $1,932,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,937,000 | 1,281 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,227,000 | 1,283 |
| Total interest expense | $782,000 | 2,121 |
| Net interest income | $10,445,000 | 1,187 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $2,790,000 | 1,026 |
| Gross Fiduciary activities income | $306,000 | 560 |
| Service charges on deposit accounts | $901,000 | 692 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,583,000 | 1,117 |
| Total noninterest expense | $9,486,000 | 1,106 |
| Salaries and employee benefits | $5,166,000 | 1,152 |
| Premises and equipment expense | $1,038,000 | 1,138 |
| Additional noninterest expense | $3,282,000 | 1,001 |
| Pre-tax net operating income | $3,749,000 | 1,276 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $557,000 | 1,316 |
| Income before extraordinary items | $3,192,000 | 1,298 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,192,000 | 1,297 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,192,000 | 1,297 |
| Net charge-offs | $-59,000 | 5,070 |
| Cash dividends | $1,320,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,192,000 | 1,286 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,552,000 | 1,278 |
| Total interest expense | $347,000 | 2,225 |
| Net interest income | $5,205,000 | 1,187 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $1,445,000 | 994 |
| Gross Fiduciary activities income | $154,000 | 563 |
| Service charges on deposit accounts | $450,000 | 695 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $841,000 | 1,045 |
| Total noninterest expense | $4,796,000 | 1,104 |
| Salaries and employee benefits | $2,615,000 | 1,149 |
| Premises and equipment expense | $561,000 | 1,078 |
| Additional noninterest expense | $1,620,000 | 997 |
| Pre-tax net operating income | $1,854,000 | 1,263 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $277,000 | 1,290 |
| Income before extraordinary items | $1,577,000 | 1,286 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,577,000 | 1,286 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,577,000 | 1,286 |
| Net charge-offs | $-60,000 | 5,284 |
| Cash dividends | $726,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,577,000 | 1,275 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $21,034,000 | 1,297 |
| Total interest expense | $934,000 | 2,669 |
| Net interest income | $20,100,000 | 1,210 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $5,898,000 | 993 |
| Gross Fiduciary activities income | $604,000 | 555 |
| Service charges on deposit accounts | $1,936,000 | 661 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $3,358,000 | 1,076 |
| Total noninterest expense | $17,942,000 | 1,158 |
| Salaries and employee benefits | $9,616,000 | 1,197 |
| Premises and equipment expense | $1,813,000 | 1,285 |
| Additional noninterest expense | $6,513,000 | 989 |
| Pre-tax net operating income | $8,056,000 | 1,177 |
| Securities gains (losses) | $-347,000 | 5,558 |
| Applicable income taxes | $2,198,000 | 1,208 |
| Income before extraordinary items | $5,511,000 | 1,253 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,511,000 | 1,253 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,511,000 | 1,253 |
| Net charge-offs | $43,000 | 3,050 |
| Cash dividends | $2,968,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,757,370 | 1,189 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $15,627,000 | 1,306 |
| Total interest expense | $668,000 | 2,726 |
| Net interest income | $14,959,000 | 1,219 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $4,436,000 | 1,006 |
| Gross Fiduciary activities income | $452,000 | 557 |
| Service charges on deposit accounts | $1,448,000 | 663 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,536,000 | 1,086 |
| Total noninterest expense | $13,510,000 | 1,158 |
| Salaries and employee benefits | $7,302,000 | 1,189 |
| Premises and equipment expense | $1,389,000 | 1,266 |
| Additional noninterest expense | $4,819,000 | 1,005 |
| Pre-tax net operating income | $5,885,000 | 1,219 |
| Securities gains (losses) | $-45,000 | 5,576 |
| Applicable income taxes | $1,530,000 | 1,104 |
| Income before extraordinary items | $4,310,000 | 1,299 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,310,000 | 1,298 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,310,000 | 1,299 |
| Net charge-offs | $-207,000 | 5,493 |
| Cash dividends | $1,709,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,343,300 | 1,266 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,484,000 | 1,297 |
| Total interest expense | $417,000 | 2,800 |
| Net interest income | $10,067,000 | 1,207 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $2,994,000 | 994 |
| Gross Fiduciary activities income | $301,000 | 559 |
| Service charges on deposit accounts | $944,000 | 667 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,749,000 | 1,075 |
| Total noninterest expense | $9,163,000 | 1,144 |
| Salaries and employee benefits | $5,020,000 | 1,169 |
| Premises and equipment expense | $913,000 | 1,293 |
| Additional noninterest expense | $3,230,000 | 998 |
| Pre-tax net operating income | $3,898,000 | 1,218 |
| Securities gains (losses) | $-15,000 | 5,547 |
| Applicable income taxes | $1,030,000 | 1,085 |
| Income before extraordinary items | $2,853,000 | 1,294 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,853,000 | 1,294 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,853,000 | 1,294 |
| Net charge-offs | $-185,000 | 5,573 |
| Cash dividends | $1,167,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,863,950 | 1,270 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 1,312 |
| Total interest expense | $208,000 | 2,782 |
| Net interest income | $4,877,000 | 1,230 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,549,000 | 963 |
| Gross Fiduciary activities income | $150,000 | 571 |
| Service charges on deposit accounts | $445,000 | 710 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $954,000 | 993 |
| Total noninterest expense | $4,535,000 | 1,158 |
| Salaries and employee benefits | $2,624,000 | 1,145 |
| Premises and equipment expense | $438,000 | 1,349 |
| Additional noninterest expense | $1,473,000 | 1,082 |
| Pre-tax net operating income | $1,891,000 | 1,232 |
| Securities gains (losses) | $-14,000 | 5,675 |
| Applicable income taxes | $508,000 | 1,066 |
| Income before extraordinary items | $1,369,000 | 1,320 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,369,000 | 1,319 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,369,000 | 1,320 |
| Net charge-offs | $-187,000 | 5,714 |
| Cash dividends | $642,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,379,220 | 1,294 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,191,000 | 1,782 |
| Total interest expense | $664,000 | 3,142 |
| Net interest income | $13,527,000 | 1,657 |
| Provision for loan and lease losses | $-300,000 | 5,678 |
| Total noninterest income | $4,290,000 | 1,280 |
| Gross Fiduciary activities income | $697,000 | 524 |
| Service charges on deposit accounts | $1,326,000 | 937 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,267,000 | 1,470 |
| Total noninterest expense | $15,022,000 | 1,318 |
| Salaries and employee benefits | $7,196,000 | 1,502 |
| Premises and equipment expense | $1,408,000 | 1,611 |
| Additional noninterest expense | $6,418,000 | 1,025 |
| Pre-tax net operating income | $3,095,000 | 2,352 |
| Securities gains (losses) | $201,000 | 874 |
| Applicable income taxes | $738,000 | 1,927 |
| Income before extraordinary items | $2,558,000 | 2,368 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,558,000 | 2,365 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,558,000 | 2,367 |
| Net charge-offs | $388,000 | 1,292 |
| Cash dividends | $2,248,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,401,220 | 2,428 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,163,000 | 2,247 |
| Total interest expense | $435,000 | 3,398 |
| Net interest income | $7,728,000 | 2,127 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,730,000 | 1,429 |
| Gross Fiduciary activities income | $513,000 | 529 |
| Service charges on deposit accounts | $885,000 | 1,038 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,332,000 | 1,704 |
| Total noninterest expense | $7,719,000 | 1,857 |
| Salaries and employee benefits | $4,227,000 | 1,887 |
| Premises and equipment expense | $866,000 | 1,926 |
| Additional noninterest expense | $2,626,000 | 1,718 |
| Pre-tax net operating income | $2,739,000 | 2,095 |
| Securities gains (losses) | $235,000 | 719 |
| Applicable income taxes | $744,000 | 1,692 |
| Income before extraordinary items | $2,230,000 | 2,159 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,230,000 | 2,158 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,230,000 | 2,159 |
| Net charge-offs | $125,000 | 1,869 |
| Cash dividends | $1,308,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,053,750 | 2,238 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,491,000 | 2,232 |
| Total interest expense | $288,000 | 3,427 |
| Net interest income | $5,203,000 | 2,112 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,700,000 | 1,484 |
| Gross Fiduciary activities income | $321,000 | 546 |
| Service charges on deposit accounts | $578,000 | 1,046 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $801,000 | 1,791 |
| Total noninterest expense | $5,070,000 | 1,891 |
| Salaries and employee benefits | $2,787,000 | 1,913 |
| Premises and equipment expense | $585,000 | 1,901 |
| Additional noninterest expense | $1,698,000 | 1,780 |
| Pre-tax net operating income | $1,833,000 | 2,078 |
| Securities gains (losses) | $99,000 | 967 |
| Applicable income taxes | $481,000 | 1,697 |
| Income before extraordinary items | $1,451,000 | 2,194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,451,000 | 2,193 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,451,000 | 2,193 |
| Net charge-offs | $22,000 | 2,715 |
| Cash dividends | $819,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,376,750 | 2,205 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 2,230 |
| Total interest expense | $144,000 | 3,454 |
| Net interest income | $2,614,000 | 2,103 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $854,000 | 1,454 |
| Gross Fiduciary activities income | $174,000 | 529 |
| Service charges on deposit accounts | $280,000 | 1,064 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $400,000 | 1,740 |
| Total noninterest expense | $2,519,000 | 1,891 |
| Salaries and employee benefits | $1,389,000 | 1,925 |
| Premises and equipment expense | $301,000 | 1,871 |
| Additional noninterest expense | $829,000 | 1,785 |
| Pre-tax net operating income | $949,000 | 2,002 |
| Securities gains (losses) | $9,000 | 1,537 |
| Applicable income taxes | $259,000 | 1,617 |
| Income before extraordinary items | $699,000 | 2,211 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $699,000 | 2,211 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $699,000 | 2,211 |
| Net charge-offs | $18,000 | 2,041 |
| Cash dividends | $394,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $692,430 | 2,162 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,338,000 | 2,125 |
| Total interest expense | $587,000 | 3,426 |
| Net interest income | $10,751,000 | 2,012 |
| Provision for loan and lease losses | $-600,000 | 5,972 |
| Total noninterest income | $3,415,000 | 1,461 |
| Gross Fiduciary activities income | $717,000 | 530 |
| Service charges on deposit accounts | $1,216,000 | 1,029 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,482,000 | 1,868 |
| Total noninterest expense | $9,720,000 | 1,948 |
| Salaries and employee benefits | $5,575,000 | 1,871 |
| Premises and equipment expense | $1,086,000 | 2,045 |
| Additional noninterest expense | $3,059,000 | 1,973 |
| Pre-tax net operating income | $5,046,000 | 1,564 |
| Securities gains (losses) | $12,000 | 2,504 |
| Applicable income taxes | $1,480,000 | 1,250 |
| Income before extraordinary items | $3,578,000 | 1,759 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,578,000 | 1,759 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,578,000 | 1,760 |
| Net charge-offs | $-28,000 | 5,422 |
| Cash dividends | $1,562,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,569,480 | 1,725 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,583,000 | 2,128 |
| Total interest expense | $443,000 | 3,466 |
| Net interest income | $8,140,000 | 1,998 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,525,000 | 1,494 |
| Gross Fiduciary activities income | $512,000 | 540 |
| Service charges on deposit accounts | $909,000 | 1,027 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,104,000 | 1,897 |
| Total noninterest expense | $7,402,000 | 1,920 |
| Salaries and employee benefits | $4,161,000 | 1,887 |
| Premises and equipment expense | $845,000 | 2,010 |
| Additional noninterest expense | $2,396,000 | 1,876 |
| Pre-tax net operating income | $3,263,000 | 1,785 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $948,000 | 1,422 |
| Income before extraordinary items | $2,315,000 | 2,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,315,000 | 2,018 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,315,000 | 2,019 |
| Net charge-offs | $-12,000 | 5,205 |
| Cash dividends | $881,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,315,000 | 1,977 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 2,120 |
| Total interest expense | $297,000 | 3,481 |
| Net interest income | $5,457,000 | 1,987 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,639,000 | 1,518 |
| Gross Fiduciary activities income | $353,000 | 539 |
| Service charges on deposit accounts | $588,000 | 1,042 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $698,000 | 1,970 |
| Total noninterest expense | $4,972,000 | 1,919 |
| Salaries and employee benefits | $2,761,000 | 1,903 |
| Premises and equipment expense | $581,000 | 1,970 |
| Additional noninterest expense | $1,630,000 | 1,855 |
| Pre-tax net operating income | $2,124,000 | 1,812 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $613,000 | 1,453 |
| Income before extraordinary items | $1,511,000 | 2,031 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,511,000 | 2,033 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,511,000 | 2,033 |
| Net charge-offs | $-15,000 | 5,380 |
| Cash dividends | $600,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,511,000 | 1,987 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 2,127 |
| Total interest expense | $148,000 | 3,510 |
| Net interest income | $2,698,000 | 1,997 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $781,000 | 1,538 |
| Gross Fiduciary activities income | $177,000 | 545 |
| Service charges on deposit accounts | $292,000 | 1,028 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $312,000 | 2,069 |
| Total noninterest expense | $2,486,000 | 1,908 |
| Salaries and employee benefits | $1,361,000 | 1,930 |
| Premises and equipment expense | $311,000 | 1,870 |
| Additional noninterest expense | $814,000 | 1,851 |
| Pre-tax net operating income | $993,000 | 1,869 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $282,000 | 1,506 |
| Income before extraordinary items | $711,000 | 2,113 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $711,000 | 2,114 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $711,000 | 2,114 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $329,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $711,000 | 2,046 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,631,000 | 2,099 |
| Total interest expense | $694,000 | 3,333 |
| Net interest income | $10,937,000 | 1,970 |
| Provision for loan and lease losses | $-650,000 | 6,289 |
| Total noninterest income | $3,500,000 | 1,395 |
| Gross Fiduciary activities income | $732,000 | 531 |
| Service charges on deposit accounts | $1,264,000 | 1,045 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,504,000 | 1,769 |
| Total noninterest expense | $9,723,000 | 1,947 |
| Salaries and employee benefits | $5,511,000 | 1,869 |
| Premises and equipment expense | $1,005,000 | 2,229 |
| Additional noninterest expense | $3,207,000 | 1,927 |
| Pre-tax net operating income | $5,364,000 | 1,435 |
| Securities gains (losses) | $-193,000 | 6,390 |
| Applicable income taxes | $1,482,000 | 1,207 |
| Income before extraordinary items | $3,689,000 | 1,689 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,689,000 | 1,689 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,689,000 | 1,688 |
| Net charge-offs | $626,000 | 1,258 |
| Cash dividends | $1,284,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,826,030 | 1,625 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,757,000 | 2,102 |
| Total interest expense | $535,000 | 3,324 |
| Net interest income | $8,222,000 | 1,977 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,706,000 | 1,382 |
| Gross Fiduciary activities income | $508,000 | 548 |
| Service charges on deposit accounts | $955,000 | 1,046 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,243,000 | 1,672 |
| Total noninterest expense | $7,621,000 | 1,868 |
| Salaries and employee benefits | $4,172,000 | 1,857 |
| Premises and equipment expense | $847,000 | 2,045 |
| Additional noninterest expense | $2,602,000 | 1,768 |
| Pre-tax net operating income | $3,307,000 | 1,712 |
| Securities gains (losses) | $-123,000 | 6,458 |
| Applicable income taxes | $839,000 | 1,464 |
| Income before extraordinary items | $2,345,000 | 1,947 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,345,000 | 1,948 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,345,000 | 1,946 |
| Net charge-offs | $602,000 | 1,004 |
| Cash dividends | $657,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,436,020 | 1,849 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,856,000 | 2,083 |
| Total interest expense | $363,000 | 3,326 |
| Net interest income | $5,493,000 | 1,963 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,847,000 | 1,344 |
| Gross Fiduciary activities income | $343,000 | 541 |
| Service charges on deposit accounts | $629,000 | 1,044 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $875,000 | 1,591 |
| Total noninterest expense | $5,093,000 | 1,857 |
| Salaries and employee benefits | $2,769,000 | 1,864 |
| Premises and equipment expense | $585,000 | 1,994 |
| Additional noninterest expense | $1,739,000 | 1,763 |
| Pre-tax net operating income | $2,247,000 | 1,649 |
| Securities gains (losses) | $-82,000 | 6,528 |
| Applicable income taxes | $554,000 | 1,444 |
| Income before extraordinary items | $1,611,000 | 1,863 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,611,000 | 1,867 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,611,000 | 1,866 |
| Net charge-offs | $57,000 | 2,679 |
| Cash dividends | $397,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,671,680 | 1,755 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 2,088 |
| Total interest expense | $181,000 | 3,377 |
| Net interest income | $2,747,000 | 1,957 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $897,000 | 1,348 |
| Gross Fiduciary activities income | $156,000 | 565 |
| Service charges on deposit accounts | $311,000 | 1,032 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $430,000 | 1,563 |
| Total noninterest expense | $2,548,000 | 1,857 |
| Salaries and employee benefits | $1,354,000 | 1,921 |
| Premises and equipment expense | $323,000 | 1,861 |
| Additional noninterest expense | $871,000 | 1,753 |
| Pre-tax net operating income | $1,096,000 | 1,630 |
| Securities gains (losses) | $-84,000 | 6,635 |
| Applicable income taxes | $259,000 | 1,480 |
| Income before extraordinary items | $753,000 | 1,902 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $753,000 | 1,905 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $753,000 | 1,905 |
| Net charge-offs | $-10,000 | 5,749 |
| Cash dividends | $214,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $815,160 | 1,756 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,663,000 | 2,106 |
| Total interest expense | $782,000 | 3,497 |
| Net interest income | $10,881,000 | 1,946 |
| Provision for loan and lease losses | $360,000 | 2,221 |
| Total noninterest income | $4,385,000 | 1,247 |
| Gross Fiduciary activities income | $691,000 | 537 |
| Service charges on deposit accounts | $1,398,000 | 985 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,296,000 | 1,373 |
| Total noninterest expense | $10,056,000 | 1,889 |
| Salaries and employee benefits | $5,612,000 | 1,818 |
| Premises and equipment expense | $985,000 | 2,280 |
| Additional noninterest expense | $3,459,000 | 1,842 |
| Pre-tax net operating income | $4,850,000 | 1,468 |
| Securities gains (losses) | $114,000 | 1,223 |
| Applicable income taxes | $1,476,000 | 1,136 |
| Income before extraordinary items | $3,488,000 | 1,680 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,488,000 | 1,684 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,488,000 | 1,684 |
| Net charge-offs | $110,000 | 3,648 |
| Cash dividends | $738,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,408,200 | 1,673 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,760,000 | 2,117 |
| Total interest expense | $592,000 | 3,562 |
| Net interest income | $8,168,000 | 1,945 |
| Provision for loan and lease losses | $330,000 | 1,969 |
| Total noninterest income | $3,457,000 | 1,225 |
| Gross Fiduciary activities income | $479,000 | 551 |
| Service charges on deposit accounts | $1,045,000 | 993 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,933,000 | 1,305 |
| Total noninterest expense | $7,626,000 | 1,870 |
| Salaries and employee benefits | $4,214,000 | 1,820 |
| Premises and equipment expense | $760,000 | 2,253 |
| Additional noninterest expense | $2,652,000 | 1,787 |
| Pre-tax net operating income | $3,669,000 | 1,489 |
| Securities gains (losses) | $114,000 | 1,133 |
| Applicable income taxes | $1,129,000 | 1,148 |
| Income before extraordinary items | $2,654,000 | 1,687 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,654,000 | 1,690 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,654,000 | 1,691 |
| Net charge-offs | $396,000 | 1,829 |
| Cash dividends | $305,000 | 2,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,574,200 | 1,681 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,861,000 | 2,109 |
| Total interest expense | $400,000 | 3,587 |
| Net interest income | $5,461,000 | 1,935 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $2,254,000 | 1,255 |
| Gross Fiduciary activities income | $324,000 | 556 |
| Service charges on deposit accounts | $681,000 | 990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,249,000 | 1,358 |
| Total noninterest expense | $5,099,000 | 1,872 |
| Salaries and employee benefits | $2,801,000 | 1,840 |
| Premises and equipment expense | $531,000 | 2,160 |
| Additional noninterest expense | $1,767,000 | 1,790 |
| Pre-tax net operating income | $2,316,000 | 1,530 |
| Securities gains (losses) | $114,000 | 1,028 |
| Applicable income taxes | $720,000 | 1,172 |
| Income before extraordinary items | $1,710,000 | 1,731 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,710,000 | 1,736 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,710,000 | 1,737 |
| Net charge-offs | $62,000 | 3,170 |
| Cash dividends | $143,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,630,200 | 1,734 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 2,185 |
| Total interest expense | $204,000 | 3,627 |
| Net interest income | $2,643,000 | 2,000 |
| Provision for loan and lease losses | $225,000 | 1,230 |
| Total noninterest income | $1,053,000 | 1,315 |
| Gross Fiduciary activities income | $160,000 | 567 |
| Service charges on deposit accounts | $334,000 | 999 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $559,000 | 1,454 |
| Total noninterest expense | $2,507,000 | 1,912 |
| Salaries and employee benefits | $1,372,000 | 1,889 |
| Premises and equipment expense | $269,000 | 2,171 |
| Additional noninterest expense | $866,000 | 1,825 |
| Pre-tax net operating income | $964,000 | 1,778 |
| Securities gains (losses) | $39,000 | 1,029 |
| Applicable income taxes | $287,000 | 1,377 |
| Income before extraordinary items | $716,000 | 1,968 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $716,000 | 1,969 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $716,000 | 1,970 |
| Net charge-offs | $54,000 | 2,367 |
| Cash dividends | $35,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $688,310 | 1,942 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,258,000 | 2,128 |
| Total interest expense | $1,207,000 | 3,184 |
| Net interest income | $11,051,000 | 1,972 |
| Provision for loan and lease losses | $3,454,000 | 689 |
| Total noninterest income | $3,537,000 | 1,453 |
| Gross Fiduciary activities income | $699,000 | 533 |
| Service charges on deposit accounts | $1,511,000 | 946 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,327,000 | 2,002 |
| Total noninterest expense | $9,782,000 | 1,960 |
| Salaries and employee benefits | $5,401,000 | 1,869 |
| Premises and equipment expense | $912,000 | 2,460 |
| Additional noninterest expense | $3,469,000 | 1,895 |
| Pre-tax net operating income | $1,352,000 | 3,504 |
| Securities gains (losses) | $1,238,000 | 424 |
| Applicable income taxes | $705,000 | 1,831 |
| Income before extraordinary items | $1,885,000 | 2,689 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,885,000 | 2,693 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,885,000 | 2,691 |
| Net charge-offs | $4,640,000 | 609 |
| Cash dividends | $270,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $981,260 | 3,775 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,389,000 | 2,129 |
| Total interest expense | $953,000 | 3,186 |
| Net interest income | $8,436,000 | 1,970 |
| Provision for loan and lease losses | $3,154,000 | 599 |
| Total noninterest income | $2,531,000 | 1,505 |
| Gross Fiduciary activities income | $506,000 | 539 |
| Service charges on deposit accounts | $1,100,000 | 982 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $925,000 | 2,090 |
| Total noninterest expense | $7,341,000 | 1,946 |
| Salaries and employee benefits | $4,107,000 | 1,835 |
| Premises and equipment expense | $696,000 | 2,452 |
| Additional noninterest expense | $2,538,000 | 1,946 |
| Pre-tax net operating income | $472,000 | 4,778 |
| Securities gains (losses) | $1,029,000 | 393 |
| Applicable income taxes | $386,000 | 2,211 |
| Income before extraordinary items | $1,115,000 | 3,217 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,115,000 | 3,218 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,115,000 | 3,217 |
| Net charge-offs | $4,509,000 | 499 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $353,540 | 4,948 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,386,000 | 2,101 |
| Total interest expense | $656,000 | 3,200 |
| Net interest income | $5,730,000 | 1,934 |
| Provision for loan and lease losses | $2,267,000 | 580 |
| Total noninterest income | $1,570,000 | 1,576 |
| Gross Fiduciary activities income | $340,000 | 546 |
| Service charges on deposit accounts | $717,000 | 996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $513,000 | 2,295 |
| Total noninterest expense | $4,821,000 | 1,983 |
| Salaries and employee benefits | $2,783,000 | 1,799 |
| Premises and equipment expense | $444,000 | 2,548 |
| Additional noninterest expense | $1,594,000 | 2,048 |
| Pre-tax net operating income | $212,000 | 5,240 |
| Securities gains (losses) | $1,021,000 | 275 |
| Applicable income taxes | $340,000 | 1,915 |
| Income before extraordinary items | $893,000 | 2,822 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $893,000 | 2,823 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $893,000 | 2,823 |
| Net charge-offs | $56,000 | 3,930 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $157,880 | 5,407 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 2,085 |
| Total interest expense | $336,000 | 3,254 |
| Net interest income | $2,908,000 | 1,908 |
| Provision for loan and lease losses | $800,000 | 729 |
| Total noninterest income | $766,000 | 1,580 |
| Gross Fiduciary activities income | $174,000 | 544 |
| Service charges on deposit accounts | $357,000 | 987 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $235,000 | 2,419 |
| Total noninterest expense | $2,451,000 | 1,964 |
| Salaries and employee benefits | $1,404,000 | 1,787 |
| Premises and equipment expense | $233,000 | 2,455 |
| Additional noninterest expense | $814,000 | 2,000 |
| Pre-tax net operating income | $423,000 | 3,213 |
| Securities gains (losses) | $369,000 | 372 |
| Applicable income taxes | $226,000 | 1,586 |
| Income before extraordinary items | $566,000 | 2,361 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $566,000 | 2,363 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $566,000 | 2,364 |
| Net charge-offs | $112,000 | 2,348 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $304,010 | 3,458 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,522,000 | 2,065 |
| Total interest expense | $1,919,000 | 2,854 |
| Net interest income | $11,603,000 | 1,897 |
| Provision for loan and lease losses | $3,100,000 | 1,169 |
| Total noninterest income | $3,126,000 | 1,454 |
| Gross Fiduciary activities income | $714,000 | 484 |
| Service charges on deposit accounts | $1,474,000 | 1,002 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $938,000 | 2,228 |
| Total noninterest expense | $9,136,000 | 2,092 |
| Salaries and employee benefits | $5,354,000 | 1,822 |
| Premises and equipment expense | $939,000 | 2,537 |
| Additional noninterest expense | $2,843,000 | 2,309 |
| Pre-tax net operating income | $2,493,000 | 2,139 |
| Securities gains (losses) | $463,000 | 833 |
| Applicable income taxes | $817,000 | 1,532 |
| Income before extraordinary items | $2,139,000 | 2,131 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,139,000 | 2,132 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,139,000 | 2,132 |
| Net charge-offs | $1,675,000 | 1,742 |
| Cash dividends | $224,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,805,640 | 2,367 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,237,000 | 2,073 |
| Total interest expense | $1,500,000 | 2,870 |
| Net interest income | $8,737,000 | 1,893 |
| Provision for loan and lease losses | $2,000,000 | 1,237 |
| Total noninterest income | $2,180,000 | 1,521 |
| Gross Fiduciary activities income | $476,000 | 510 |
| Service charges on deposit accounts | $1,087,000 | 1,018 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $617,000 | 2,385 |
| Total noninterest expense | $6,978,000 | 2,066 |
| Salaries and employee benefits | $4,075,000 | 1,797 |
| Premises and equipment expense | $707,000 | 2,546 |
| Additional noninterest expense | $2,196,000 | 2,260 |
| Pre-tax net operating income | $1,939,000 | 2,131 |
| Securities gains (losses) | $349,000 | 829 |
| Applicable income taxes | $631,000 | 1,527 |
| Income before extraordinary items | $1,657,000 | 2,139 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,657,000 | 2,139 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,657,000 | 2,140 |
| Net charge-offs | $866,000 | 2,053 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,405,720 | 2,347 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,775,000 | 2,105 |
| Total interest expense | $1,032,000 | 2,888 |
| Net interest income | $5,743,000 | 1,922 |
| Provision for loan and lease losses | $1,400,000 | 1,191 |
| Total noninterest income | $1,273,000 | 1,655 |
| Gross Fiduciary activities income | $309,000 | 522 |
| Service charges on deposit accounts | $692,000 | 1,063 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 3,025 |
| Total noninterest expense | $4,549,000 | 2,125 |
| Salaries and employee benefits | $2,663,000 | 1,847 |
| Premises and equipment expense | $478,000 | 2,541 |
| Additional noninterest expense | $1,408,000 | 2,387 |
| Pre-tax net operating income | $1,067,000 | 2,434 |
| Securities gains (losses) | $209,000 | 713 |
| Applicable income taxes | $332,000 | 1,696 |
| Income before extraordinary items | $944,000 | 2,386 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $944,000 | 2,386 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $944,000 | 2,386 |
| Net charge-offs | $745,000 | 1,744 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $789,340 | 2,614 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 2,139 |
| Total interest expense | $518,000 | 2,954 |
| Net interest income | $2,826,000 | 1,946 |
| Provision for loan and lease losses | $800,000 | 1,013 |
| Total noninterest income | $635,000 | 1,682 |
| Gross Fiduciary activities income | $166,000 | 501 |
| Service charges on deposit accounts | $323,000 | 1,122 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $146,000 | 2,950 |
| Total noninterest expense | $2,247,000 | 2,150 |
| Salaries and employee benefits | $1,311,000 | 1,894 |
| Premises and equipment expense | $235,000 | 2,620 |
| Additional noninterest expense | $701,000 | 2,370 |
| Pre-tax net operating income | $414,000 | 2,902 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $88,000 | 2,322 |
| Income before extraordinary items | $326,000 | 3,054 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $326,000 | 3,053 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $326,000 | 3,054 |
| Net charge-offs | $50,000 | 3,347 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $326,000 | 3,000 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,377,000 | 2,254 |
| Total interest expense | $2,969,000 | 2,628 |
| Net interest income | $10,408,000 | 2,100 |
| Provision for loan and lease losses | $4,150,000 | 1,305 |
| Total noninterest income | $2,756,000 | 1,643 |
| Gross Fiduciary activities income | $609,000 | 515 |
| Service charges on deposit accounts | $1,451,000 | 1,043 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $696,000 | 2,703 |
| Total noninterest expense | $8,552,000 | 2,263 |
| Salaries and employee benefits | $5,103,000 | 1,902 |
| Premises and equipment expense | $961,000 | 2,566 |
| Additional noninterest expense | $2,488,000 | 2,696 |
| Pre-tax net operating income | $462,000 | 4,464 |
| Securities gains (losses) | $298,000 | 1,273 |
| Applicable income taxes | $-9,000 | 6,559 |
| Income before extraordinary items | $769,000 | 3,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $769,000 | 3,675 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $769,000 | 3,677 |
| Net charge-offs | $4,237,000 | 1,161 |
| Cash dividends | $54,000 | 3,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $471,000 | 4,262 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,915,000 | 2,330 |
| Total interest expense | $2,333,000 | 2,617 |
| Net interest income | $7,582,000 | 2,185 |
| Provision for loan and lease losses | $3,000,000 | 1,263 |
| Total noninterest income | $2,429,000 | 1,456 |
| Gross Fiduciary activities income | $514,000 | 474 |
| Service charges on deposit accounts | $1,126,000 | 1,041 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $789,000 | 2,083 |
| Total noninterest expense | $6,682,000 | 2,168 |
| Salaries and employee benefits | $3,847,000 | 1,891 |
| Premises and equipment expense | $705,000 | 2,641 |
| Additional noninterest expense | $2,130,000 | 2,358 |
| Pre-tax net operating income | $329,000 | 4,757 |
| Securities gains (losses) | $123,000 | 1,767 |
| Applicable income taxes | $-77,000 | 7,038 |
| Income before extraordinary items | $529,000 | 4,010 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $529,000 | 4,013 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $529,000 | 4,013 |
| Net charge-offs | $3,336,000 | 1,049 |
| Cash dividends | $54,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $406,000 | 4,267 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,573,000 | 2,365 |
| Total interest expense | $1,612,000 | 2,638 |
| Net interest income | $4,961,000 | 2,240 |
| Provision for loan and lease losses | $2,100,000 | 1,235 |
| Total noninterest income | $1,636,000 | 1,427 |
| Gross Fiduciary activities income | $344,000 | 485 |
| Service charges on deposit accounts | $773,000 | 1,022 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $519,000 | 2,045 |
| Total noninterest expense | $4,346,000 | 2,221 |
| Salaries and employee benefits | $2,513,000 | 1,938 |
| Premises and equipment expense | $470,000 | 2,646 |
| Additional noninterest expense | $1,363,000 | 2,437 |
| Pre-tax net operating income | $151,000 | 5,207 |
| Securities gains (losses) | $117,000 | 1,308 |
| Applicable income taxes | $-74,000 | 7,144 |
| Income before extraordinary items | $342,000 | 4,067 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $342,000 | 4,065 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $342,000 | 4,066 |
| Net charge-offs | $1,079,000 | 1,645 |
| Cash dividends | $54,000 | 3,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $225,000 | 4,585 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 2,395 |
| Total interest expense | $853,000 | 2,623 |
| Net interest income | $2,477,000 | 2,270 |
| Provision for loan and lease losses | $1,050,000 | 1,127 |
| Total noninterest income | $811,000 | 1,429 |
| Gross Fiduciary activities income | $175,000 | 488 |
| Service charges on deposit accounts | $387,000 | 1,023 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $249,000 | 2,076 |
| Total noninterest expense | $2,120,000 | 2,302 |
| Salaries and employee benefits | $1,261,000 | 1,963 |
| Premises and equipment expense | $245,000 | 2,633 |
| Additional noninterest expense | $614,000 | 2,659 |
| Pre-tax net operating income | $118,000 | 4,864 |
| Securities gains (losses) | $36,000 | 1,281 |
| Applicable income taxes | $-37,000 | 7,272 |
| Income before extraordinary items | $191,000 | 3,976 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $191,000 | 3,975 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $191,000 | 3,975 |
| Net charge-offs | $433,000 | 1,699 |
| Cash dividends | $54,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $155,000 | 4,227 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,498,000 | 2,474 |
| Total interest expense | $3,837,000 | 2,828 |
| Net interest income | $9,661,000 | 2,260 |
| Provision for loan and lease losses | $5,200,000 | 1,397 |
| Total noninterest income | $3,733,000 | 1,364 |
| Gross Fiduciary activities income | $586,000 | 515 |
| Service charges on deposit accounts | $1,924,000 | 903 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,223,000 | 1,892 |
| Total noninterest expense | $9,101,000 | 2,183 |
| Salaries and employee benefits | $5,112,000 | 1,928 |
| Premises and equipment expense | $1,062,000 | 2,451 |
| Additional noninterest expense | $2,927,000 | 2,403 |
| Pre-tax net operating income | $-907,000 | 6,218 |
| Securities gains (losses) | $1,112,000 | 452 |
| Applicable income taxes | $-315,000 | 6,884 |
| Income before extraordinary items | $520,000 | 3,813 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $520,000 | 3,811 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $520,000 | 3,812 |
| Net charge-offs | $4,068,000 | 1,325 |
| Cash dividends | $378,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-592,000 | 6,132 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,086,000 | 2,517 |
| Total interest expense | $2,901,000 | 2,927 |
| Net interest income | $7,185,000 | 2,284 |
| Provision for loan and lease losses | $2,500,000 | 1,659 |
| Total noninterest income | $2,706,000 | 1,438 |
| Gross Fiduciary activities income | $446,000 | 506 |
| Service charges on deposit accounts | $1,452,000 | 888 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $808,000 | 2,114 |
| Total noninterest expense | $7,162,000 | 2,101 |
| Salaries and employee benefits | $4,004,000 | 1,871 |
| Premises and equipment expense | $800,000 | 2,478 |
| Additional noninterest expense | $2,358,000 | 2,211 |
| Pre-tax net operating income | $229,000 | 4,802 |
| Securities gains (losses) | $792,000 | 471 |
| Applicable income taxes | $61,000 | 3,207 |
| Income before extraordinary items | $960,000 | 2,544 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $960,000 | 2,542 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $960,000 | 2,545 |
| Net charge-offs | $1,859,000 | 1,570 |
| Cash dividends | $324,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $215,520 | 4,715 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,727,000 | 2,547 |
| Total interest expense | $1,886,000 | 3,107 |
| Net interest income | $4,841,000 | 2,251 |
| Provision for loan and lease losses | $1,900,000 | 1,443 |
| Total noninterest income | $1,781,000 | 1,457 |
| Gross Fiduciary activities income | $305,000 | 502 |
| Service charges on deposit accounts | $956,000 | 888 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $520,000 | 2,167 |
| Total noninterest expense | $4,476,000 | 2,244 |
| Salaries and employee benefits | $2,675,000 | 1,890 |
| Premises and equipment expense | $532,000 | 2,507 |
| Additional noninterest expense | $1,269,000 | 2,701 |
| Pre-tax net operating income | $246,000 | 4,400 |
| Securities gains (losses) | $224,000 | 947 |
| Applicable income taxes | $-35,000 | 6,937 |
| Income before extraordinary items | $505,000 | 3,073 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $505,000 | 3,070 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $505,000 | 3,072 |
| Net charge-offs | $1,491,000 | 1,349 |
| Cash dividends | $216,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $281,000 | 3,951 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 2,618 |
| Total interest expense | $910,000 | 3,303 |
| Net interest income | $2,403,000 | 2,273 |
| Provision for loan and lease losses | $800,000 | 1,336 |
| Total noninterest income | $882,000 | 1,430 |
| Gross Fiduciary activities income | $152,000 | 507 |
| Service charges on deposit accounts | $483,000 | 845 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $247,000 | 2,217 |
| Total noninterest expense | $2,138,000 | 2,280 |
| Salaries and employee benefits | $1,337,000 | 1,922 |
| Premises and equipment expense | $297,000 | 2,317 |
| Additional noninterest expense | $504,000 | 2,991 |
| Pre-tax net operating income | $347,000 | 3,088 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $21,000 | 3,530 |
| Income before extraordinary items | $326,000 | 2,970 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $326,000 | 2,971 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $326,000 | 2,971 |
| Net charge-offs | $79,000 | 3,118 |
| Cash dividends | $108,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $326,000 | 2,832 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,766,000 | 2,685 |
| Total interest expense | $3,886,000 | 3,589 |
| Net interest income | $9,880,000 | 2,252 |
| Provision for loan and lease losses | $7,950,000 | 714 |
| Total noninterest income | $3,474,000 | 1,408 |
| Gross Fiduciary activities income | $607,000 | 525 |
| Service charges on deposit accounts | $2,083,000 | 847 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $784,000 | 2,474 |
| Total noninterest expense | $8,471,000 | 2,266 |
| Salaries and employee benefits | $5,198,000 | 1,940 |
| Premises and equipment expense | $1,202,000 | 2,241 |
| Additional noninterest expense | $2,071,000 | 2,776 |
| Pre-tax net operating income | $-3,067,000 | 7,602 |
| Securities gains (losses) | $-2,805,000 | 7,979 |
| Applicable income taxes | $-2,479,000 | 7,974 |
| Income before extraordinary items | $-3,393,000 | 7,671 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,393,000 | 7,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,537,000 | 505 |
| Cash dividends | $960,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,597,800 | 7,341 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,626,000 | 2,667 |
| Total interest expense | $3,031,000 | 3,594 |
| Net interest income | $7,595,000 | 2,215 |
| Provision for loan and lease losses | $6,250,000 | 558 |
| Total noninterest income | $2,684,000 | 1,423 |
| Gross Fiduciary activities income | $533,000 | 494 |
| Service charges on deposit accounts | $1,520,000 | 871 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $631,000 | 2,464 |
| Total noninterest expense | $6,373,000 | 2,245 |
| Salaries and employee benefits | $3,983,000 | 1,940 |
| Premises and equipment expense | $927,000 | 2,188 |
| Additional noninterest expense | $1,463,000 | 2,836 |
| Pre-tax net operating income | $-2,344,000 | 7,922 |
| Securities gains (losses) | $-2,824,000 | 8,132 |
| Applicable income taxes | $-2,084,000 | 8,190 |
| Income before extraordinary items | $-3,084,000 | 8,025 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,084,000 | 8,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,218,000 | 619 |
| Cash dividends | $851,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,276,640 | 7,733 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,150,000 | 2,668 |
| Total interest expense | $2,114,000 | 3,610 |
| Net interest income | $5,036,000 | 2,210 |
| Provision for loan and lease losses | $2,100,000 | 757 |
| Total noninterest income | $1,694,000 | 1,505 |
| Gross Fiduciary activities income | $355,000 | 506 |
| Service charges on deposit accounts | $950,000 | 917 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $389,000 | 2,629 |
| Total noninterest expense | $4,201,000 | 2,269 |
| Salaries and employee benefits | $2,668,000 | 1,944 |
| Premises and equipment expense | $586,000 | 2,308 |
| Additional noninterest expense | $947,000 | 2,876 |
| Pre-tax net operating income | $429,000 | 4,662 |
| Securities gains (losses) | $28,000 | 1,831 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $457,000 | 4,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $457,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,954,000 | 426 |
| Cash dividends | $689,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $429,000 | 4,266 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 2,676 |
| Total interest expense | $1,154,000 | 3,549 |
| Net interest income | $2,510,000 | 2,203 |
| Provision for loan and lease losses | $900,000 | 661 |
| Total noninterest income | $838,000 | 1,519 |
| Gross Fiduciary activities income | $177,000 | 510 |
| Service charges on deposit accounts | $461,000 | 939 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $200,000 | 2,576 |
| Total noninterest expense | $2,114,000 | 2,260 |
| Salaries and employee benefits | $1,346,000 | 1,953 |
| Premises and equipment expense | $303,000 | 2,244 |
| Additional noninterest expense | $465,000 | 2,897 |
| Pre-tax net operating income | $334,000 | 3,916 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $334,000 | 3,574 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $334,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,247 |
| Cash dividends | $364,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $334,000 | 3,479 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,380,000 | 2,489 |
| Total interest expense | $6,319,000 | 2,880 |
| Net interest income | $10,061,000 | 2,232 |
| Provision for loan and lease losses | $855,000 | 1,604 |
| Total noninterest income | $3,280,000 | 1,539 |
| Gross Fiduciary activities income | $655,000 | 529 |
| Service charges on deposit accounts | $1,946,000 | 917 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $679,000 | 2,804 |
| Total noninterest expense | $8,778,000 | 2,098 |
| Salaries and employee benefits | $5,523,000 | 1,826 |
| Premises and equipment expense | $1,147,000 | 2,269 |
| Additional noninterest expense | $2,108,000 | 2,538 |
| Pre-tax net operating income | $3,708,000 | 2,106 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $791,000 | 2,153 |
| Income before extraordinary items | $2,917,000 | 2,096 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,917,000 | 2,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 1,430 |
| Cash dividends | $3,708,000 | 991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,917,000 | 2,082 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,430,000 | 2,469 |
| Total interest expense | $4,903,000 | 2,790 |
| Net interest income | $7,527,000 | 2,254 |
| Provision for loan and lease losses | $105,000 | 4,026 |
| Total noninterest income | $2,458,000 | 1,541 |
| Gross Fiduciary activities income | $501,000 | 529 |
| Service charges on deposit accounts | $1,455,000 | 905 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $502,000 | 2,838 |
| Total noninterest expense | $6,541,000 | 2,088 |
| Salaries and employee benefits | $4,188,000 | 1,808 |
| Premises and equipment expense | $875,000 | 2,207 |
| Additional noninterest expense | $1,478,000 | 2,648 |
| Pre-tax net operating income | $3,339,000 | 1,927 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $794,000 | 1,915 |
| Income before extraordinary items | $2,545,000 | 1,974 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,545,000 | 1,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 1,857 |
| Cash dividends | $2,952,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,545,000 | 1,961 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,170,000 | 2,520 |
| Total interest expense | $3,300,000 | 2,757 |
| Net interest income | $4,870,000 | 2,331 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $1,626,000 | 1,572 |
| Gross Fiduciary activities income | $334,000 | 535 |
| Service charges on deposit accounts | $960,000 | 927 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $332,000 | 2,859 |
| Total noninterest expense | $4,330,000 | 2,122 |
| Salaries and employee benefits | $2,782,000 | 1,851 |
| Premises and equipment expense | $565,000 | 2,293 |
| Additional noninterest expense | $983,000 | 2,673 |
| Pre-tax net operating income | $2,136,000 | 2,044 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $497,000 | 2,075 |
| Income before extraordinary items | $1,639,000 | 2,077 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,639,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,390 |
| Cash dividends | $2,627,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,639,000 | 2,059 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 2,526 |
| Total interest expense | $1,670,000 | 2,718 |
| Net interest income | $2,393,000 | 2,371 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $765,000 | 1,622 |
| Gross Fiduciary activities income | $167,000 | 537 |
| Service charges on deposit accounts | $435,000 | 986 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $163,000 | 2,873 |
| Total noninterest expense | $2,154,000 | 2,149 |
| Salaries and employee benefits | $1,382,000 | 1,858 |
| Premises and equipment expense | $293,000 | 2,231 |
| Additional noninterest expense | $479,000 | 2,714 |
| Pre-tax net operating income | $989,000 | 2,186 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $217,000 | 2,286 |
| Income before extraordinary items | $772,000 | 2,129 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $772,000 | 2,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,580 |
| Cash dividends | $2,053,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $772,000 | 2,121 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,947,000 | 2,431 |
| Total interest expense | $5,790,000 | 2,668 |
| Net interest income | $10,157,000 | 2,264 |
| Provision for loan and lease losses | $155,000 | 3,995 |
| Total noninterest income | $3,085,000 | 1,580 |
| Gross Fiduciary activities income | $625,000 | 537 |
| Service charges on deposit accounts | $1,864,000 | 949 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $596,000 | 3,032 |
| Total noninterest expense | $8,508,000 | 2,069 |
| Salaries and employee benefits | $5,567,000 | 1,756 |
| Premises and equipment expense | $1,104,000 | 2,252 |
| Additional noninterest expense | $1,837,000 | 2,760 |
| Pre-tax net operating income | $4,579,000 | 2,026 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $974,000 | 2,234 |
| Income before extraordinary items | $3,605,000 | 1,958 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,605,000 | 1,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,225 |
| Cash dividends | $4,718,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,605,000 | 1,945 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,840,000 | 2,435 |
| Total interest expense | $4,191,000 | 2,669 |
| Net interest income | $7,649,000 | 2,278 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $2,274,000 | 1,614 |
| Gross Fiduciary activities income | $454,000 | 544 |
| Service charges on deposit accounts | $1,394,000 | 956 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $426,000 | 3,105 |
| Total noninterest expense | $6,489,000 | 2,032 |
| Salaries and employee benefits | $4,214,000 | 1,737 |
| Premises and equipment expense | $816,000 | 2,280 |
| Additional noninterest expense | $1,459,000 | 2,625 |
| Pre-tax net operating income | $3,434,000 | 2,097 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $785,000 | 2,227 |
| Income before extraordinary items | $2,649,000 | 2,051 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,649,000 | 2,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,946 |
| Cash dividends | $3,737,000 | 698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,649,000 | 2,043 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,720,000 | 2,444 |
| Total interest expense | $2,649,000 | 2,690 |
| Net interest income | $5,071,000 | 2,298 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,493,000 | 1,650 |
| Gross Fiduciary activities income | $303,000 | 548 |
| Service charges on deposit accounts | $915,000 | 951 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $275,000 | 3,169 |
| Total noninterest expense | $4,323,000 | 2,036 |
| Salaries and employee benefits | $2,811,000 | 1,745 |
| Premises and equipment expense | $548,000 | 2,268 |
| Additional noninterest expense | $964,000 | 2,653 |
| Pre-tax net operating income | $2,241,000 | 2,123 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $506,000 | 2,288 |
| Income before extraordinary items | $1,735,000 | 2,076 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,735,000 | 2,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $3,194,000 | 545 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,735,000 | 2,063 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 2,454 |
| Total interest expense | $1,238,000 | 2,727 |
| Net interest income | $2,523,000 | 2,309 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $710,000 | 1,678 |
| Gross Fiduciary activities income | $151,000 | 557 |
| Service charges on deposit accounts | $422,000 | 1,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,134 |
| Total noninterest expense | $2,161,000 | 2,048 |
| Salaries and employee benefits | $1,403,000 | 1,746 |
| Premises and equipment expense | $281,000 | 2,222 |
| Additional noninterest expense | $477,000 | 2,646 |
| Pre-tax net operating income | $1,072,000 | 2,158 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $233,000 | 2,381 |
| Income before extraordinary items | $839,000 | 2,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $839,000 | 2,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $2,676,000 | 344 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $839,000 | 2,090 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,725,000 | 2,411 |
| Total interest expense | $3,503,000 | 2,940 |
| Net interest income | $10,222,000 | 2,166 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $2,915,000 | 1,655 |
| Gross Fiduciary activities income | $583,000 | 549 |
| Service charges on deposit accounts | $1,661,000 | 1,065 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $671,000 | 2,848 |
| Total noninterest expense | $8,268,000 | 2,023 |
| Salaries and employee benefits | $5,337,000 | 1,745 |
| Premises and equipment expense | $1,069,000 | 2,237 |
| Additional noninterest expense | $1,862,000 | 2,675 |
| Pre-tax net operating income | $4,869,000 | 1,911 |
| Securities gains (losses) | $9,000 | 1,510 |
| Applicable income taxes | $1,151,000 | 2,064 |
| Income before extraordinary items | $3,727,000 | 1,847 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,727,000 | 1,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,729 |
| Cash dividends | $2,557,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,720,160 | 1,829 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,049,000 | 2,401 |
| Total interest expense | $2,426,000 | 3,001 |
| Net interest income | $7,623,000 | 2,159 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,204,000 | 1,643 |
| Gross Fiduciary activities income | $477,000 | 509 |
| Service charges on deposit accounts | $1,239,000 | 1,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $488,000 | 2,928 |
| Total noninterest expense | $6,246,000 | 1,984 |
| Salaries and employee benefits | $3,980,000 | 1,741 |
| Premises and equipment expense | $792,000 | 2,240 |
| Additional noninterest expense | $1,474,000 | 2,495 |
| Pre-tax net operating income | $3,581,000 | 1,956 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $836,000 | 2,135 |
| Income before extraordinary items | $2,748,000 | 1,910 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,748,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,579 |
| Cash dividends | $1,593,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,745,690 | 1,872 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,540,000 | 2,404 |
| Total interest expense | $1,527,000 | 3,002 |
| Net interest income | $5,013,000 | 2,161 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,431,000 | 1,663 |
| Gross Fiduciary activities income | $318,000 | 512 |
| Service charges on deposit accounts | $801,000 | 1,079 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $312,000 | 2,991 |
| Total noninterest expense | $4,128,000 | 1,996 |
| Salaries and employee benefits | $2,594,000 | 1,768 |
| Premises and equipment expense | $536,000 | 2,216 |
| Additional noninterest expense | $998,000 | 2,434 |
| Pre-tax net operating income | $2,316,000 | 1,955 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $533,000 | 2,172 |
| Income before extraordinary items | $1,786,000 | 1,916 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,786,000 | 1,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,429 |
| Cash dividends | $1,077,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,783,690 | 1,880 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 2,415 |
| Total interest expense | $725,000 | 3,033 |
| Net interest income | $2,474,000 | 2,174 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $702,000 | 1,640 |
| Gross Fiduciary activities income | $159,000 | 520 |
| Service charges on deposit accounts | $379,000 | 1,102 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,813 |
| Total noninterest expense | $2,032,000 | 2,034 |
| Salaries and employee benefits | $1,279,000 | 1,805 |
| Premises and equipment expense | $277,000 | 2,154 |
| Additional noninterest expense | $476,000 | 2,549 |
| Pre-tax net operating income | $1,144,000 | 1,946 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $260,000 | 2,206 |
| Income before extraordinary items | $886,000 | 1,917 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $886,000 | 1,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $562,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $884,460 | 1,883 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,413,000 | 2,323 |
| Total interest expense | $2,502,000 | 3,060 |
| Net interest income | $9,911,000 | 2,046 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $3,008,000 | 1,598 |
| Gross Fiduciary activities income | $599,000 | 512 |
| Service charges on deposit accounts | $1,367,000 | 1,302 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,042,000 | 2,091 |
| Total noninterest expense | $8,101,000 | 1,978 |
| Salaries and employee benefits | $5,186,000 | 1,706 |
| Premises and equipment expense | $995,000 | 2,301 |
| Additional noninterest expense | $1,920,000 | 2,516 |
| Pre-tax net operating income | $4,818,000 | 1,758 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $1,140,000 | 1,967 |
| Income before extraordinary items | $3,685,000 | 1,734 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,685,000 | 1,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,331 |
| Cash dividends | $2,086,000 | 1,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,679,680 | 1,696 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,179,000 | 2,316 |
| Total interest expense | $1,818,000 | 3,078 |
| Net interest income | $7,361,000 | 2,050 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $2,146,000 | 1,682 |
| Gross Fiduciary activities income | $431,000 | 522 |
| Service charges on deposit accounts | $977,000 | 1,364 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $738,000 | 2,189 |
| Total noninterest expense | $6,170,000 | 1,945 |
| Salaries and employee benefits | $3,912,000 | 1,687 |
| Premises and equipment expense | $757,000 | 2,274 |
| Additional noninterest expense | $1,501,000 | 2,391 |
| Pre-tax net operating income | $3,337,000 | 1,879 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $759,000 | 2,187 |
| Income before extraordinary items | $2,585,000 | 1,848 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,585,000 | 1,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,652 |
| Cash dividends | $1,141,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,579,610 | 1,808 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 2,308 |
| Total interest expense | $1,199,000 | 3,090 |
| Net interest income | $4,910,000 | 2,032 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,473,000 | 1,626 |
| Gross Fiduciary activities income | $288,000 | 524 |
| Service charges on deposit accounts | $605,000 | 1,447 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $580,000 | 1,976 |
| Total noninterest expense | $4,135,000 | 1,937 |
| Salaries and employee benefits | $2,599,000 | 1,693 |
| Premises and equipment expense | $509,000 | 2,249 |
| Additional noninterest expense | $1,027,000 | 2,336 |
| Pre-tax net operating income | $2,248,000 | 1,864 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $514,000 | 2,153 |
| Income before extraordinary items | $1,737,000 | 1,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,737,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,030 |
| Cash dividends | $610,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,734,690 | 1,771 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,036,000 | 2,316 |
| Total interest expense | $616,000 | 3,057 |
| Net interest income | $2,420,000 | 2,070 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $655,000 | 1,752 |
| Gross Fiduciary activities income | $144,000 | 532 |
| Service charges on deposit accounts | $299,000 | 1,429 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $212,000 | 2,379 |
| Total noninterest expense | $2,037,000 | 1,971 |
| Salaries and employee benefits | $1,300,000 | 1,712 |
| Premises and equipment expense | $255,000 | 2,259 |
| Additional noninterest expense | $482,000 | 2,450 |
| Pre-tax net operating income | $1,038,000 | 1,938 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $226,000 | 2,372 |
| Income before extraordinary items | $815,000 | 1,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $815,000 | 1,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $308,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $812,660 | 1,841 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,696,000 | 2,267 |
| Total interest expense | $2,773,000 | 3,073 |
| Net interest income | $9,923,000 | 1,978 |
| Provision for loan and lease losses | $35,000 | 6,678 |
| Total noninterest income | $2,785,000 | 1,789 |
| Gross Fiduciary activities income | $560,000 | 526 |
| Service charges on deposit accounts | $1,197,000 | 1,441 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,028,000 | 2,348 |
| Total noninterest expense | $7,909,000 | 2,000 |
| Salaries and employee benefits | $5,003,000 | 1,720 |
| Premises and equipment expense | $907,000 | 2,468 |
| Additional noninterest expense | $1,999,000 | 2,406 |
| Pre-tax net operating income | $4,764,000 | 1,697 |
| Securities gains (losses) | $28,000 | 2,979 |
| Applicable income taxes | $1,129,000 | 2,012 |
| Income before extraordinary items | $3,663,000 | 1,696 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,663,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,746 |
| Cash dividends | $1,650,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,641,720 | 1,622 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,619,000 | 2,268 |
| Total interest expense | $2,143,000 | 3,097 |
| Net interest income | $7,476,000 | 1,967 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $2,105,000 | 1,831 |
| Gross Fiduciary activities income | $443,000 | 516 |
| Service charges on deposit accounts | $887,000 | 1,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $775,000 | 2,413 |
| Total noninterest expense | $5,941,000 | 2,006 |
| Salaries and employee benefits | $3,711,000 | 1,742 |
| Premises and equipment expense | $703,000 | 2,401 |
| Additional noninterest expense | $1,527,000 | 2,359 |
| Pre-tax net operating income | $3,605,000 | 1,732 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $847,000 | 2,124 |
| Income before extraordinary items | $2,758,000 | 1,745 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,758,000 | 1,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,569 |
| Cash dividends | $878,000 | 1,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,758,000 | 1,648 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,556,000 | 2,228 |
| Total interest expense | $1,483,000 | 3,081 |
| Net interest income | $5,073,000 | 1,926 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $1,350,000 | 1,863 |
| Gross Fiduciary activities income | $295,000 | 514 |
| Service charges on deposit accounts | $586,000 | 1,465 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $469,000 | 2,536 |
| Total noninterest expense | $3,914,000 | 2,014 |
| Salaries and employee benefits | $2,445,000 | 1,760 |
| Premises and equipment expense | $476,000 | 2,356 |
| Additional noninterest expense | $993,000 | 2,381 |
| Pre-tax net operating income | $2,479,000 | 1,685 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $590,000 | 2,078 |
| Income before extraordinary items | $1,889,000 | 1,716 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,889,000 | 1,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $593,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,889,000 | 1,612 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,307,000 | 2,225 |
| Total interest expense | $755,000 | 3,097 |
| Net interest income | $2,552,000 | 1,908 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $659,000 | 1,867 |
| Gross Fiduciary activities income | $148,000 | 528 |
| Service charges on deposit accounts | $294,000 | 1,410 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $217,000 | 2,584 |
| Total noninterest expense | $1,942,000 | 2,020 |
| Salaries and employee benefits | $1,216,000 | 1,755 |
| Premises and equipment expense | $241,000 | 2,317 |
| Additional noninterest expense | $485,000 | 2,397 |
| Pre-tax net operating income | $1,254,000 | 1,674 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $300,000 | 2,054 |
| Income before extraordinary items | $954,000 | 1,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $954,000 | 1,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $308,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $954,000 | 1,577 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,731,000 | 2,241 |
| Total interest expense | $3,803,000 | 2,874 |
| Net interest income | $9,928,000 | 1,953 |
| Provision for loan and lease losses | $130,000 | 5,190 |
| Total noninterest income | $2,729,000 | 1,672 |
| Gross Fiduciary activities income | $577,000 | 531 |
| Service charges on deposit accounts | $1,171,000 | 1,381 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $981,000 | 2,211 |
| Total noninterest expense | $7,482,000 | 2,009 |
| Salaries and employee benefits | $4,564,000 | 1,755 |
| Premises and equipment expense | $906,000 | 2,392 |
| Additional noninterest expense | $2,012,000 | 2,294 |
| Pre-tax net operating income | $5,045,000 | 1,619 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $1,215,000 | 1,930 |
| Income before extraordinary items | $3,831,000 | 1,583 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,831,000 | 1,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,100 |
| Cash dividends | $1,537,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,830,240 | 1,527 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,052,000 | 2,268 |
| Total interest expense | $5,583,000 | 2,845 |
| Net interest income | $9,469,000 | 1,880 |
| Provision for loan and lease losses | $195,000 | 4,194 |
| Total noninterest income | $2,450,000 | 1,711 |
| Gross Fiduciary activities income | $472,000 | 613 |
| Service charges on deposit accounts | $1,177,000 | 1,268 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $801,000 | 2,385 |
| Total noninterest expense | $7,070,000 | 2,030 |
| Salaries and employee benefits | $4,325,000 | 1,740 |
| Premises and equipment expense | $956,000 | 2,238 |
| Additional noninterest expense | $1,789,000 | 2,491 |
| Pre-tax net operating income | $4,654,000 | 1,550 |
| Securities gains (losses) | $32,000 | 2,761 |
| Applicable income taxes | $1,157,000 | 1,874 |
| Income before extraordinary items | $3,529,000 | 1,518 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,529,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $4,331,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,505,000 | 1,466 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,577,000 | 2,261 |
| Total interest expense | $6,460,000 | 2,579 |
| Net interest income | $9,117,000 | 1,936 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $2,243,000 | 1,722 |
| Gross Fiduciary activities income | $495,000 | 603 |
| Service charges on deposit accounts | $1,094,000 | 1,235 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $654,000 | 2,491 |
| Total noninterest expense | $6,671,000 | 2,067 |
| Salaries and employee benefits | $4,029,000 | 1,790 |
| Premises and equipment expense | $922,000 | 2,235 |
| Additional noninterest expense | $1,720,000 | 2,495 |
| Pre-tax net operating income | $4,449,000 | 1,651 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $1,137,000 | 1,903 |
| Income before extraordinary items | $3,313,000 | 1,593 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,313,000 | 1,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,388 |
| Cash dividends | $1,234,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,312,260 | 1,583 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,026,000 | 2,324 |
| Total interest expense | $5,373,000 | 2,726 |
| Net interest income | $8,653,000 | 2,041 |
| Provision for loan and lease losses | $320,000 | 2,518 |
| Total noninterest income | $2,403,000 | 1,618 |
| Gross Fiduciary activities income | $508,000 | 634 |
| Service charges on deposit accounts | $1,095,000 | 1,216 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $800,000 | 2,165 |
| Total noninterest expense | $6,551,000 | 2,076 |
| Salaries and employee benefits | $3,943,000 | 1,751 |
| Premises and equipment expense | $977,000 | 2,094 |
| Additional noninterest expense | $1,631,000 | 2,642 |
| Pre-tax net operating income | $4,185,000 | 1,772 |
| Securities gains (losses) | $259,000 | 485 |
| Applicable income taxes | $1,166,000 | 1,971 |
| Income before extraordinary items | $3,278,000 | 1,626 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,278,000 | 1,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,873 |
| Cash dividends | $1,109,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,086,340 | 1,695 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,841,000 | 2,353 |
| Total interest expense | $5,355,000 | 2,809 |
| Net interest income | $8,486,000 | 2,018 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $2,266,000 | 1,667 |
| Gross Fiduciary activities income | $472,000 | 654 |
| Service charges on deposit accounts | $1,112,000 | 1,135 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $682,000 | 2,441 |
| Total noninterest expense | $6,175,000 | 2,120 |
| Salaries and employee benefits | $3,662,000 | 1,827 |
| Premises and equipment expense | $994,000 | 1,972 |
| Additional noninterest expense | $1,519,000 | 2,738 |
| Pre-tax net operating income | $4,457,000 | 1,655 |
| Securities gains (losses) | $19,000 | 2,467 |
| Applicable income taxes | $1,226,000 | 1,956 |
| Income before extraordinary items | $3,250,000 | 1,621 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,250,000 | 1,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,475 |
| Cash dividends | $3,435,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,236,130 | 1,566 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,526,000 | 2,412 |
| Total interest expense | $5,162,000 | 2,893 |
| Net interest income | $8,364,000 | 2,084 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $2,166,000 | 1,662 |
| Gross Fiduciary activities income | $418,000 | 719 |
| Service charges on deposit accounts | $1,075,000 | 1,178 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $673,000 | 2,279 |
| Total noninterest expense | $6,064,000 | 2,119 |
| Salaries and employee benefits | $3,593,000 | 1,817 |
| Premises and equipment expense | $897,000 | 2,183 |
| Additional noninterest expense | $1,574,000 | 2,603 |
| Pre-tax net operating income | $4,346,000 | 1,754 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,205,000 | 2,075 |
| Income before extraordinary items | $3,141,000 | 1,700 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,141,000 | 1,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 10,378 |
| Cash dividends | $1,009,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,141,000 | 1,661 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,633,000 | 2,648 |
| Total interest expense | $4,823,000 | 3,100 |
| Net interest income | $7,810,000 | 2,308 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $2,196,000 | 1,704 |
| Gross Fiduciary activities income | $355,000 | 812 |
| Service charges on deposit accounts | $1,133,000 | 1,171 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $708,000 | 2,281 |
| Total noninterest expense | $5,725,000 | 2,400 |
| Salaries and employee benefits | $3,448,000 | 1,910 |
| Premises and equipment expense | $764,000 | 2,564 |
| Additional noninterest expense | $1,513,000 | 3,091 |
| Pre-tax net operating income | $4,161,000 | 1,728 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $1,207,000 | 1,986 |
| Income before extraordinary items | $2,956,000 | 1,682 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,956,000 | 1,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $908,000 | 2,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,954,580 | 1,651 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,066,000 | 2,769 |
| Total interest expense | $4,654,000 | 3,221 |
| Net interest income | $7,412,000 | 2,430 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $1,971,000 | 1,847 |
| Gross Fiduciary activities income | $311,000 | 885 |
| Service charges on deposit accounts | $1,095,000 | 1,219 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $565,000 | 2,647 |
| Total noninterest expense | $5,662,000 | 2,401 |
| Salaries and employee benefits | $3,315,000 | 1,997 |
| Premises and equipment expense | $728,000 | 2,706 |
| Additional noninterest expense | $1,619,000 | 2,879 |
| Pre-tax net operating income | $3,481,000 | 2,111 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $934,000 | 2,526 |
| Income before extraordinary items | $2,547,000 | 1,974 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,547,000 | 1,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,703 |
| Cash dividends | $750,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,547,000 | 1,955 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,718,000 | 2,836 |
| Total interest expense | $3,859,000 | 3,163 |
| Net interest income | $6,859,000 | 2,629 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $1,809,000 | 1,967 |
| Gross Fiduciary activities income | $312,000 | 890 |
| Service charges on deposit accounts | $1,047,000 | 1,281 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $450,000 | 3,168 |
| Total noninterest expense | $5,615,000 | 2,492 |
| Salaries and employee benefits | $3,005,000 | 2,214 |
| Premises and equipment expense | $779,000 | 2,586 |
| Additional noninterest expense | $1,831,000 | 2,783 |
| Pre-tax net operating income | $2,933,000 | 2,426 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $837,000 | 2,666 |
| Income before extraordinary items | $2,088,000 | 2,326 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,088,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,617 |
| Cash dividends | $617,000 | 2,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,093,680 | 2,342 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,409,000 | 2,979 |
| Total interest expense | $4,016,000 | 3,163 |
| Net interest income | $6,393,000 | 2,836 |
| Provision for loan and lease losses | $275,000 | 3,195 |
| Total noninterest income | $1,668,000 | 2,247 |
| Gross Fiduciary activities income | $343,000 | 897 |
| Service charges on deposit accounts | $909,000 | 1,494 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $416,000 | 3,667 |
| Total noninterest expense | $5,327,000 | 2,688 |
| Salaries and employee benefits | $2,865,000 | 2,333 |
| Premises and equipment expense | $708,000 | 2,843 |
| Additional noninterest expense | $1,754,000 | 3,044 |
| Pre-tax net operating income | $2,459,000 | 2,746 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $631,000 | 3,437 |
| Income before extraordinary items | $1,827,000 | 2,734 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,827,000 | 2,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 3,218 |
| Cash dividends | $513,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,827,740 | 2,577 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,165,000 | 3,139 |
| Total interest expense | $5,051,000 | 3,280 |
| Net interest income | $6,114,000 | 2,986 |
| Provision for loan and lease losses | $378,000 | 3,582 |
| Total noninterest income | $1,348,000 | 2,602 |
| Gross Fiduciary activities income | $293,000 | 966 |
| Service charges on deposit accounts | $670,000 | 2,027 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $385,000 | 3,796 |
| Total noninterest expense | $5,283,000 | 2,728 |
| Salaries and employee benefits | $2,659,000 | 2,430 |
| Premises and equipment expense | $670,000 | 3,039 |
| Additional noninterest expense | $1,954,000 | 2,854 |
| Pre-tax net operating income | $1,801,000 | 3,430 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $418,000 | 4,636 |
| Income before extraordinary items | $1,386,000 | 3,313 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,386,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 3,289 |
| Cash dividends | $685,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,383,690 | 3,084 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.