Home > Knoblauch State Bank > Income and Expense
Knoblauch State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,285,000 | 4,083 |
| Total interest expense | $3,793,000 | 3,226 |
| Net interest income | $3,492,000 | 4,950 |
| Provision for loan and lease losses | $1,000,000 | 922 |
| Total noninterest income | $1,236,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $296,000 | 4,402 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $940,000 | 1,915 |
| Total noninterest expense | $6,352,000 | 2,215 |
| Salaries and employee benefits | $2,529,000 | 2,635 |
| Premises and equipment expense | $744,000 | 2,688 |
| Additional noninterest expense | $3,079,000 | 1,761 |
| Pre-tax net operating income | $-2,624,000 | 12,543 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-2,626,000 | 12,512 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,626,000 | 12,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,678,000 | 370 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-2,624,000 | 12,515 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,193,000 | 4,816 |
| Total interest expense | $3,025,000 | 4,087 |
| Net interest income | $3,168,000 | 5,414 |
| Provision for loan and lease losses | $62,000 | 6,899 |
| Total noninterest income | $654,000 | 4,658 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $103,000 | 8,280 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $551,000 | 3,054 |
| Total noninterest expense | $5,079,000 | 2,819 |
| Salaries and employee benefits | $1,723,000 | 3,772 |
| Premises and equipment expense | $590,000 | 3,381 |
| Additional noninterest expense | $2,766,000 | 2,040 |
| Pre-tax net operating income | $-1,319,000 | 13,023 |
| Securities gains (losses) | $97,000 | 2,547 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-1,222,000 | 13,024 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,222,000 | 13,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,738,000 | 785 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,319,000 | 13,002 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 5,779 |
| Total interest expense | $2,739,000 | 5,569 |
| Net interest income | $2,906,000 | 5,865 |
| Provision for loan and lease losses | $344,000 | 3,816 |
| Total noninterest income | $461,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $95,000 | 8,668 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $366,000 | 3,915 |
| Total noninterest expense | $2,745,000 | 4,902 |
| Salaries and employee benefits | $1,103,000 | 5,576 |
| Premises and equipment expense | $471,000 | 4,188 |
| Additional noninterest expense | $1,171,000 | 4,439 |
| Pre-tax net operating income | $278,000 | 10,352 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $276,000 | 9,609 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $276,000 | 9,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 2,258 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $11,178,000 | 81 |
| Net operating income | $278,000 | 9,208 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.