Home > Keystone Nazareth Bank & Trust Company > Assets and Liabilities
Keystone Nazareth Bank & Trust Company, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 721 | 219 |
| Assets and Liabilities | ||
| Total Assets: | $2,932,615,000 | 268 |
| Cash and due from depository institutions | $65,621,000 | 219 |
| Interest-bearing balances | $598,000 | 2,999 |
| Securities | $648,438,000 | 211 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $1,852,425,000 | 295 |
| Loan loss allowance | $18,791,000 | 335 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $44,758,000 | 219 |
| Other real estate owned | $109,000 | 219 |
| Goodwill and other intangibles | $134,662,000 | 151 |
| All other assets | $186,602,000 | 170 |
| Life insurance assets | $81,858,000 | 99 |
| Total liabilities and capital | $2,932,615,000 | 268 |
| Total liabilities | $2,610,966,000 | 266 |
| Total deposits | $1,972,456,000 | 275 |
| Interest-bearing deposits | $1,884,210,000 | 247 |
| Deposits held in domestic offices | $1,972,456,000 | 273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $233,092,000 | 196 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $320,836,000 | 215 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $84,582,000 | 173 |
| Total equity capital | $321,649,000 | 271 |
| Total bank equity capital | $321,649,000 | 271 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $253,792,000 | 199 |
| Undivided profits | $67,857,000 | 544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,531,000 | 895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,114,000 | 201 |
| Income earned, not collected on loans | $10,091,000 | 382 |
| Earning assets | $2,501,461,000 | 281 |
| Long-term assets (5+ years) | $1,311,534,000 | 118 |
| Average Assets, year-to-date | $2,927,017,000 | 266 |
| Average Assets, quarterly | $2,922,571,000 | 268 |
| Volatile liabilities | $481,082,000 | 349 |
| Insider loans | $7,213,000 | 1,057 |
| FHLB advances | $307,123,000 | 191 |
| Loans and leases held for sale | $4,088,000 | 416 |
| Unused loan commitments | $510,828,000 | 312 |
| Tier 1 (core) risk-based capital | $192,891,000 | 350 |
| Tier 2 risk-based capital | $18,791,000 | 349 |
| Total risk weighted assets | $2,095,862,000 | 291 |
| Total unused commitments | $510,828,000 | 314 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 748 | 215 |
| Assets and Liabilities | ||
| Total Assets: | $2,912,527,000 | 271 |
| Cash and due from depository institutions | $70,113,000 | 215 |
| Interest-bearing balances | $1,108,000 | 2,307 |
| Securities | $673,467,000 | 211 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $1,801,531,000 | 297 |
| Loan loss allowance | $18,118,000 | 327 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $45,590,000 | 208 |
| Other real estate owned | $119,000 | 215 |
| Goodwill and other intangibles | $134,768,000 | 149 |
| All other assets | $186,939,000 | 171 |
| Life insurance assets | $80,984,000 | 98 |
| Total liabilities and capital | $2,912,527,000 | 271 |
| Total liabilities | $2,584,738,000 | 267 |
| Total deposits | $1,939,956,000 | 280 |
| Interest-bearing deposits | $1,871,407,000 | 250 |
| Deposits held in domestic offices | $1,939,956,000 | 278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $188,363,000 | 202 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $378,259,000 | 185 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $78,160,000 | 178 |
| Total equity capital | $327,789,000 | 261 |
| Total bank equity capital | $327,789,000 | 261 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $253,792,000 | 199 |
| Undivided profits | $73,997,000 | 498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,783,000 | 975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $83,000 | 806 |
| Income earned, not collected on loans | $10,787,000 | 379 |
| Earning assets | $2,476,106,000 | 280 |
| Long-term assets (5+ years) | $1,314,443,000 | 114 |
| Average Assets, year-to-date | $2,925,617,500 | 266 |
| Average Assets, quarterly | $2,918,880,500 | 270 |
| Volatile liabilities | $488,186,000 | 338 |
| Insider loans | $7,055,000 | 1,055 |
| FHLB advances | $364,390,000 | 159 |
| Loans and leases held for sale | $900,000 | 921 |
| Unused loan commitments | $550,700,000 | 300 |
| Tier 1 (core) risk-based capital | $202,611,000 | 335 |
| Tier 2 risk-based capital | $18,118,000 | 348 |
| Total risk weighted assets | $2,056,158,000 | 289 |
| Total unused commitments | $550,700,000 | 300 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 750 | 219 |
| Assets and Liabilities | ||
| Total Assets: | $2,925,234,000 | 274 |
| Cash and due from depository institutions | $59,932,000 | 219 |
| Interest-bearing balances | $664,000 | 2,837 |
| Securities | $710,912,000 | 206 |
| Federal funds sold & reverse repurchase agreements | $29,000,000 | 516 |
| Net loans & leases | $1,755,782,000 | 302 |
| Loan loss allowance | $17,313,000 | 342 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $45,904,000 | 205 |
| Other real estate owned | $126,000 | 219 |
| Goodwill and other intangibles | $135,617,000 | 155 |
| All other assets | $187,961,000 | 179 |
| Life insurance assets | $80,094,000 | 103 |
| Total liabilities and capital | $2,925,234,000 | 274 |
| Total liabilities | $2,596,563,000 | 271 |
| Total deposits | $2,001,475,000 | 280 |
| Interest-bearing deposits | $1,923,091,000 | 256 |
| Deposits held in domestic offices | $2,001,475,000 | 277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,269,000 | 311 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $410,604,000 | 179 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $80,215,000 | 184 |
| Total equity capital | $328,671,000 | 272 |
| Total bank equity capital | $328,671,000 | 272 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $253,792,000 | 207 |
| Undivided profits | $74,879,000 | 491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,097,000 | 801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $83,000 | 807 |
| Income earned, not collected on loans | $10,009,000 | 390 |
| Earning assets | $2,496,358,000 | 279 |
| Long-term assets (5+ years) | $1,321,681,000 | 125 |
| Average Assets, year-to-date | $2,929,981,000 | 271 |
| Average Assets, quarterly | $2,930,618,000 | 273 |
| Volatile liabilities | $366,855,000 | 422 |
| Insider loans | $9,387,000 | 759 |
| FHLB advances | $396,581,000 | 147 |
| Loans and leases held for sale | $1,362,000 | 870 |
| Unused loan commitments | $531,548,000 | 320 |
| Tier 1 (core) risk-based capital | $206,594,000 | 334 |
| Tier 2 risk-based capital | $17,313,000 | 376 |
| Total risk weighted assets | $2,029,010,000 | 294 |
| Total unused commitments | $531,548,000 | 320 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 752 | 220 |
| Assets and Liabilities | ||
| Total Assets: | $2,936,002,000 | 272 |
| Cash and due from depository institutions | $56,448,000 | 220 |
| Interest-bearing balances | $2,785,000 | 1,664 |
| Securities | $772,265,000 | 197 |
| Federal funds sold & reverse repurchase agreements | $38,250,000 | 479 |
| Net loans & leases | $1,704,467,000 | 307 |
| Loan loss allowance | $16,667,000 | 343 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $46,514,000 | 196 |
| Other real estate owned | $77,000 | 220 |
| Goodwill and other intangibles | $133,814,000 | 151 |
| All other assets | $184,167,000 | 173 |
| Life insurance assets | $79,222,000 | 103 |
| Total liabilities and capital | $2,936,002,000 | 272 |
| Total liabilities | $2,577,278,000 | 274 |
| Total deposits | $1,958,583,000 | 280 |
| Interest-bearing deposits | $1,882,286,000 | 254 |
| Deposits held in domestic offices | $1,958,583,000 | 278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,103,000 | 359 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $469,350,000 | 157 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $71,242,000 | 198 |
| Total equity capital | $358,724,000 | 255 |
| Total bank equity capital | $358,724,000 | 255 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $253,792,000 | 203 |
| Undivided profits | $104,932,000 | 356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,671,000 | 763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,029 |
| Income earned, not collected on loans | $10,351,000 | 370 |
| Earning assets | $2,517,767,000 | 278 |
| Long-term assets (5+ years) | $1,286,696,000 | 122 |
| Average Assets, year-to-date | $2,932,354,500 | 271 |
| Average Assets, quarterly | $2,932,354,500 | 271 |
| Volatile liabilities | $363,775,000 | 417 |
| Insider loans | $8,264,000 | 854 |
| FHLB advances | $455,174,000 | 130 |
| Loans and leases held for sale | $605,000 | 1,182 |
| Unused loan commitments | $480,360,000 | 341 |
| Tier 1 (core) risk-based capital | $235,349,000 | 296 |
| Tier 2 risk-based capital | $16,667,000 | 377 |
| Total risk weighted assets | $1,965,321,000 | 297 |
| Total unused commitments | $480,360,000 | 341 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 769 | 214 |
| Assets and Liabilities | ||
| Total Assets: | $2,928,707,000 | 271 |
| Cash and due from depository institutions | $60,655,000 | 214 |
| Interest-bearing balances | $8,886,000 | 676 |
| Securities | $890,839,000 | 182 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,949 |
| Net loans & leases | $1,604,213,000 | 317 |
| Loan loss allowance | $17,044,000 | 334 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $46,731,000 | 195 |
| Other real estate owned | $32,000 | 214 |
| Goodwill and other intangibles | $133,711,000 | 145 |
| All other assets | $187,726,000 | 173 |
| Life insurance assets | $78,361,000 | 102 |
| Total liabilities and capital | $2,928,707,000 | 271 |
| Total liabilities | $2,567,710,000 | 275 |
| Total deposits | $1,922,993,000 | 282 |
| Interest-bearing deposits | $1,840,336,000 | 254 |
| Deposits held in domestic offices | $1,922,993,000 | 281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,296,000 | 507 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $530,632,000 | 151 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $68,789,000 | 201 |
| Total equity capital | $360,997,000 | 248 |
| Total bank equity capital | $360,997,000 | 248 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $252,692,000 | 197 |
| Undivided profits | $108,305,000 | 341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,927,000 | 548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 975 |
| Income earned, not collected on loans | $10,818,000 | 363 |
| Earning assets | $2,508,738,000 | 278 |
| Long-term assets (5+ years) | $1,275,913,000 | 120 |
| Average Assets, year-to-date | $3,002,648,200 | 257 |
| Average Assets, quarterly | $2,943,538,000 | 267 |
| Volatile liabilities | $382,513,000 | 466 |
| Insider loans | $8,246,000 | 851 |
| FHLB advances | $516,305,000 | 122 |
| Loans and leases held for sale | $1,994,000 | 696 |
| Unused loan commitments | $393,073,000 | 382 |
| Tier 1 (core) risk-based capital | $239,722,000 | 286 |
| Tier 2 risk-based capital | $17,044,000 | 367 |
| Total risk weighted assets | $1,941,506,000 | 296 |
| Total unused commitments | $393,073,000 | 382 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 788 | 213 |
| Assets and Liabilities | ||
| Total Assets: | $2,958,369,000 | 277 |
| Cash and due from depository institutions | $62,544,000 | 213 |
| Interest-bearing balances | $12,698,000 | 424 |
| Securities | $911,700,000 | 184 |
| Federal funds sold & reverse repurchase agreements | $32,000,000 | 415 |
| Net loans & leases | $1,575,319,000 | 320 |
| Loan loss allowance | $16,630,000 | 341 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $48,882,000 | 189 |
| Other real estate owned | $205,000 | 213 |
| Goodwill and other intangibles | $134,888,000 | 151 |
| All other assets | $192,831,000 | 176 |
| Life insurance assets | $77,477,000 | 102 |
| Total liabilities and capital | $2,958,369,000 | 277 |
| Total liabilities | $2,602,964,000 | 278 |
| Total deposits | $1,909,092,000 | 289 |
| Interest-bearing deposits | $1,829,344,000 | 256 |
| Deposits held in domestic offices | $1,909,092,000 | 287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,513,000 | 506 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $580,456,000 | 157 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $66,903,000 | 208 |
| Total equity capital | $355,405,000 | 260 |
| Total bank equity capital | $355,405,000 | 260 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $252,692,000 | 208 |
| Undivided profits | $102,713,000 | 369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,242,000 | 487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $29,000 | 1,004 |
| Income earned, not collected on loans | $11,028,000 | 354 |
| Earning assets | $2,531,717,000 | 288 |
| Long-term assets (5+ years) | $1,260,361,000 | 124 |
| Average Assets, year-to-date | $3,021,133,500 | 265 |
| Average Assets, quarterly | $2,986,713,500 | 272 |
| Volatile liabilities | $399,265,000 | 460 |
| Insider loans | $8,367,000 | 829 |
| FHLB advances | $565,979,000 | 122 |
| Loans and leases held for sale | $2,264,000 | 623 |
| Unused loan commitments | $414,080,000 | 388 |
| Tier 1 (core) risk-based capital | $234,151,000 | 302 |
| Tier 2 risk-based capital | $16,630,000 | 376 |
| Total risk weighted assets | $1,930,542,000 | 302 |
| Total unused commitments | $414,080,000 | 388 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 785 | 220 |
| Assets and Liabilities | ||
| Total Assets: | $3,015,058,000 | 276 |
| Cash and due from depository institutions | $104,874,000 | 220 |
| Interest-bearing balances | $59,191,000 | 94 |
| Securities | $980,916,000 | 184 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 349 |
| Net loans & leases | $1,522,912,000 | 327 |
| Loan loss allowance | $16,600,000 | 342 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $49,290,000 | 190 |
| Other real estate owned | $322,000 | 220 |
| Goodwill and other intangibles | $135,741,000 | 154 |
| All other assets | $186,003,000 | 181 |
| Life insurance assets | $76,642,000 | 104 |
| Total liabilities and capital | $3,015,058,000 | 276 |
| Total liabilities | $2,665,160,000 | 277 |
| Total deposits | $1,925,305,000 | 282 |
| Interest-bearing deposits | $1,845,314,000 | 250 |
| Deposits held in domestic offices | $1,925,305,000 | 281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,861,000 | 462 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $625,204,000 | 157 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $59,790,000 | 219 |
| Total equity capital | $349,898,000 | 264 |
| Total bank equity capital | $349,898,000 | 264 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $252,692,000 | 210 |
| Undivided profits | $97,206,000 | 368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,054,000 | 400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,006 |
| Income earned, not collected on loans | $10,070,000 | 350 |
| Earning assets | $2,598,019,000 | 282 |
| Long-term assets (5+ years) | $1,336,796,000 | 125 |
| Average Assets, year-to-date | $3,042,055,000 | 267 |
| Average Assets, quarterly | $3,016,351,500 | 270 |
| Volatile liabilities | $423,256,000 | 437 |
| Insider loans | $8,636,000 | 786 |
| FHLB advances | $610,579,000 | 116 |
| Loans and leases held for sale | $20,000 | 1,749 |
| Unused loan commitments | $430,418,000 | 374 |
| Tier 1 (core) risk-based capital | $236,903,000 | 298 |
| Tier 2 risk-based capital | $16,600,000 | 371 |
| Total risk weighted assets | $1,892,895,000 | 304 |
| Total unused commitments | $430,418,000 | 374 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 802 | 219 |
| Assets and Liabilities | ||
| Total Assets: | $3,017,645,000 | 268 |
| Cash and due from depository institutions | $81,674,000 | 219 |
| Interest-bearing balances | $39,766,000 | 134 |
| Securities | $1,098,815,000 | 173 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $1,473,206,000 | 322 |
| Loan loss allowance | $15,963,000 | 343 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $46,794,000 | 196 |
| Other real estate owned | $242,000 | 219 |
| Goodwill and other intangibles | $132,454,000 | 149 |
| All other assets | $184,460,000 | 182 |
| Life insurance assets | $75,861,000 | 105 |
| Total liabilities and capital | $3,017,645,000 | 268 |
| Total liabilities | $2,655,338,000 | 271 |
| Total deposits | $1,892,839,000 | 279 |
| Interest-bearing deposits | $1,812,889,000 | 252 |
| Deposits held in domestic offices | $1,892,839,000 | 278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,887,000 | 551 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $671,460,000 | 145 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $54,152,000 | 233 |
| Total equity capital | $362,307,000 | 251 |
| Total bank equity capital | $362,307,000 | 251 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $252,692,000 | 203 |
| Undivided profits | $109,615,000 | 330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,209,000 | 352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $11,367,000 | 304 |
| Earning assets | $2,611,787,000 | 275 |
| Long-term assets (5+ years) | $1,381,507,000 | 123 |
| Average Assets, year-to-date | $3,055,553,500 | 266 |
| Average Assets, quarterly | $3,055,553,500 | 266 |
| Volatile liabilities | $365,292,000 | 469 |
| Insider loans | $7,370,000 | 907 |
| FHLB advances | $656,689,000 | 111 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $369,408,000 | 404 |
| Tier 1 (core) risk-based capital | $248,332,000 | 279 |
| Tier 2 risk-based capital | $15,963,000 | 374 |
| Total risk weighted assets | $1,848,720,000 | 299 |
| Total unused commitments | $369,408,000 | 404 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 772 | 220 |
| Assets and Liabilities | ||
| Total Assets: | $3,093,462,000 | 258 |
| Cash and due from depository institutions | $114,834,000 | 220 |
| Interest-bearing balances | $67,922,000 | 82 |
| Securities | $1,160,169,000 | 167 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $1,465,386,000 | 321 |
| Loan loss allowance | $15,964,000 | 338 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $47,104,000 | 191 |
| Other real estate owned | $162,000 | 220 |
| Goodwill and other intangibles | $128,438,000 | 152 |
| All other assets | $177,369,000 | 185 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $3,093,462,000 | 258 |
| Total liabilities | $2,711,469,000 | 263 |
| Total deposits | $1,867,014,000 | 274 |
| Interest-bearing deposits | $1,791,937,000 | 246 |
| Deposits held in domestic offices | $1,867,014,000 | 273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,414,000 | 365 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $716,939,000 | 141 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $51,102,000 | 235 |
| Total equity capital | $381,993,000 | 237 |
| Total bank equity capital | $381,993,000 | 237 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $252,692,000 | 202 |
| Undivided profits | $129,301,000 | 284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,006,000 | 326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $11,591,000 | 304 |
| Earning assets | $2,693,477,000 | 267 |
| Long-term assets (5+ years) | $1,421,016,000 | 122 |
| Average Assets, year-to-date | $2,831,628,400 | 265 |
| Average Assets, quarterly | $3,110,072,000 | 251 |
| Volatile liabilities | $373,765,000 | 447 |
| Insider loans | $7,379,000 | 881 |
| FHLB advances | $702,022,000 | 106 |
| Loans and leases held for sale | $556,000 | 1,111 |
| Unused loan commitments | $342,691,000 | 417 |
| Tier 1 (core) risk-based capital | $265,902,000 | 260 |
| Tier 2 risk-based capital | $15,964,000 | 366 |
| Total risk weighted assets | $1,859,083,000 | 291 |
| Total unused commitments | $342,691,000 | 417 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 766 | 224 |
| Assets and Liabilities | ||
| Total Assets: | $3,126,682,000 | 249 |
| Cash and due from depository institutions | $112,882,000 | 224 |
| Interest-bearing balances | $63,681,000 | 94 |
| Securities | $1,207,427,000 | 163 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $1,452,768,000 | 321 |
| Loan loss allowance | $15,754,000 | 344 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $48,200,000 | 180 |
| Other real estate owned | $388,000 | 224 |
| Goodwill and other intangibles | $128,687,000 | 146 |
| All other assets | $176,330,000 | 182 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $3,126,682,000 | 249 |
| Total liabilities | $2,732,695,000 | 255 |
| Total deposits | $1,790,667,000 | 283 |
| Interest-bearing deposits | $1,716,106,000 | 254 |
| Deposits held in domestic offices | $1,790,667,000 | 281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,132,000 | 379 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $826,340,000 | 132 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $50,556,000 | 239 |
| Total equity capital | $393,987,000 | 234 |
| Total bank equity capital | $393,987,000 | 234 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $252,692,000 | 197 |
| Undivided profits | $141,295,000 | 261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,487,000 | 338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $11,286,000 | 297 |
| Earning assets | $2,723,876,000 | 259 |
| Long-term assets (5+ years) | $1,378,183,000 | 122 |
| Average Assets, year-to-date | $2,766,170,000 | 270 |
| Average Assets, quarterly | $3,128,925,000 | 245 |
| Volatile liabilities | $420,014,000 | 409 |
| Insider loans | $3,924,000 | 1,656 |
| FHLB advances | $811,280,000 | 94 |
| Loans and leases held for sale | $1,806,000 | 715 |
| Unused loan commitments | $357,059,000 | 400 |
| Tier 1 (core) risk-based capital | $273,304,000 | 251 |
| Tier 2 risk-based capital | $15,754,000 | 362 |
| Total risk weighted assets | $1,854,452,000 | 287 |
| Total unused commitments | $357,059,000 | 400 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 765 | 223 |
| Assets and Liabilities | ||
| Total Assets: | $3,131,168,000 | 245 |
| Cash and due from depository institutions | $86,234,000 | 223 |
| Interest-bearing balances | $43,343,000 | 116 |
| Securities | $1,283,097,000 | 160 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $1,419,635,000 | 320 |
| Loan loss allowance | $15,760,000 | 339 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $47,560,000 | 178 |
| Other real estate owned | $319,000 | 223 |
| Goodwill and other intangibles | $132,791,000 | 142 |
| All other assets | $161,532,000 | 192 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $3,131,168,000 | 245 |
| Total liabilities | $2,721,825,000 | 250 |
| Total deposits | $1,781,931,000 | 276 |
| Interest-bearing deposits | $1,727,898,000 | 243 |
| Deposits held in domestic offices | $1,781,931,000 | 274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,427,000 | 364 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $833,216,000 | 135 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $35,251,000 | 276 |
| Total equity capital | $409,343,000 | 224 |
| Total bank equity capital | $409,343,000 | 224 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $252,692,000 | 195 |
| Undivided profits | $156,651,000 | 226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,920,000 | 406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $11,637,000 | 280 |
| Earning assets | $2,746,075,000 | 251 |
| Long-term assets (5+ years) | $1,474,248,000 | 115 |
| Average Assets, year-to-date | $2,645,999,330 | 276 |
| Average Assets, quarterly | $2,770,774,500 | 269 |
| Volatile liabilities | $404,708,000 | 412 |
| Insider loans | $4,274,000 | 1,494 |
| FHLB advances | $818,013,000 | 99 |
| Loans and leases held for sale | $2,109,000 | 703 |
| Unused loan commitments | $384,056,000 | 372 |
| Tier 1 (core) risk-based capital | $276,925,000 | 248 |
| Tier 2 risk-based capital | $15,760,000 | 359 |
| Total risk weighted assets | $1,845,709,000 | 280 |
| Total unused commitments | $384,056,000 | 372 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 575 | 278 |
| Assets and Liabilities | ||
| Total Assets: | $2,410,381,000 | 292 |
| Cash and due from depository institutions | $132,771,000 | 278 |
| Interest-bearing balances | $104,721,000 | 60 |
| Securities | $1,032,817,000 | 185 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $1,021,546,000 | 413 |
| Loan loss allowance | $10,450,000 | 472 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $40,281,000 | 202 |
| Other real estate owned | $0 | 278 |
| Goodwill and other intangibles | $52,798,000 | 216 |
| All other assets | $130,168,000 | 208 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $2,410,381,000 | 292 |
| Total liabilities | $2,111,815,000 | 295 |
| Total deposits | $1,388,372,000 | 333 |
| Interest-bearing deposits | $1,334,056,000 | 300 |
| Deposits held in domestic offices | $1,388,372,000 | 332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,496,000 | 664 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $662,196,000 | 149 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $36,751,000 | 274 |
| Total equity capital | $298,566,000 | 268 |
| Total bank equity capital | $298,566,000 | 268 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $147,684,000 | 252 |
| Undivided profits | $150,882,000 | 225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,060,000 | 648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $9,294,000 | 318 |
| Earning assets | $2,159,084,000 | 297 |
| Long-term assets (5+ years) | $1,259,308,000 | 131 |
| Average Assets, year-to-date | $2,403,415,000 | 290 |
| Average Assets, quarterly | $2,403,415,000 | 290 |
| Volatile liabilities | $226,941,000 | 628 |
| Insider loans | $3,802,000 | 1,641 |
| FHLB advances | $646,852,000 | 111 |
| Loans and leases held for sale | $954,000 | 929 |
| Unused loan commitments | $277,701,000 | 431 |
| Tier 1 (core) risk-based capital | $252,292,000 | 257 |
| Tier 2 risk-based capital | $10,450,000 | 494 |
| Total risk weighted assets | $1,398,477,000 | 344 |
| Total unused commitments | $277,701,000 | 431 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 599 | 273 |
| Assets and Liabilities | ||
| Total Assets: | $2,396,449,000 | 296 |
| Cash and due from depository institutions | $91,234,000 | 273 |
| Interest-bearing balances | $62,243,000 | 95 |
| Securities | $1,082,164,000 | 177 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $1,003,459,000 | 416 |
| Loan loss allowance | $10,461,000 | 479 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $40,790,000 | 200 |
| Other real estate owned | $71,000 | 273 |
| Goodwill and other intangibles | $53,254,000 | 213 |
| All other assets | $125,477,000 | 208 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $2,396,449,000 | 296 |
| Total liabilities | $2,095,670,000 | 300 |
| Total deposits | $1,370,746,000 | 335 |
| Interest-bearing deposits | $1,340,320,000 | 303 |
| Deposits held in domestic offices | $1,370,746,000 | 335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,643,000 | 707 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $676,158,000 | 151 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $26,123,000 | 313 |
| Total equity capital | $300,779,000 | 272 |
| Total bank equity capital | $300,779,000 | 272 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $145,038,000 | 259 |
| Undivided profits | $155,741,000 | 228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,055,000 | 558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $9,261,000 | 320 |
| Earning assets | $2,147,866,000 | 302 |
| Long-term assets (5+ years) | $1,250,125,000 | 135 |
| Average Assets, year-to-date | $2,155,292,800 | 309 |
| Average Assets, quarterly | $2,331,482,500 | 301 |
| Volatile liabilities | $212,014,000 | 640 |
| Insider loans | $3,832,000 | 1,598 |
| FHLB advances | $660,675,000 | 113 |
| Loans and leases held for sale | $718,000 | 999 |
| Unused loan commitments | $272,774,000 | 436 |
| Tier 1 (core) risk-based capital | $246,033,000 | 264 |
| Tier 2 risk-based capital | $10,461,000 | 502 |
| Total risk weighted assets | $1,375,150,000 | 348 |
| Total unused commitments | $272,774,000 | 436 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 569 | 287 |
| Assets and Liabilities | ||
| Total Assets: | $2,266,516,000 | 311 |
| Cash and due from depository institutions | $45,033,000 | 287 |
| Interest-bearing balances | $20,429,000 | 284 |
| Securities | $1,013,716,000 | 186 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $998,794,000 | 403 |
| Loan loss allowance | $9,905,000 | 502 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $41,093,000 | 200 |
| Other real estate owned | $32,000 | 287 |
| Goodwill and other intangibles | $45,380,000 | 230 |
| All other assets | $122,468,000 | 220 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $2,266,516,000 | 311 |
| Total liabilities | $1,969,079,000 | 312 |
| Total deposits | $1,346,517,000 | 332 |
| Interest-bearing deposits | $1,239,145,000 | 313 |
| Deposits held in domestic offices | $1,346,517,000 | 330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,501,000 | 742 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $583,734,000 | 166 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $18,327,000 | 400 |
| Total equity capital | $297,437,000 | 272 |
| Total bank equity capital | $297,437,000 | 272 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $145,038,000 | 261 |
| Undivided profits | $152,399,000 | 229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,453,000 | 650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $9,313,000 | 316 |
| Earning assets | $2,032,939,000 | 312 |
| Long-term assets (5+ years) | $1,234,228,000 | 141 |
| Average Assets, year-to-date | $2,095,003,750 | 316 |
| Average Assets, quarterly | $2,208,066,500 | 311 |
| Volatile liabilities | $177,710,000 | 716 |
| Insider loans | $3,953,000 | 1,480 |
| FHLB advances | $568,113,000 | 124 |
| Loans and leases held for sale | $1,980,000 | 610 |
| Unused loan commitments | $274,402,000 | 430 |
| Tier 1 (core) risk-based capital | $248,723,000 | 263 |
| Tier 2 risk-based capital | $9,905,000 | 510 |
| Total risk weighted assets | $1,281,610,000 | 362 |
| Total unused commitments | $274,402,000 | 430 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 566 | 286 |
| Assets and Liabilities | ||
| Total Assets: | $2,149,617,000 | 316 |
| Cash and due from depository institutions | $68,831,000 | 286 |
| Interest-bearing balances | $26,370,000 | 213 |
| Securities | $910,634,000 | 194 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $968,084,000 | 411 |
| Loan loss allowance | $9,519,000 | 515 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $41,310,000 | 199 |
| Other real estate owned | $57,000 | 286 |
| Goodwill and other intangibles | $45,991,000 | 218 |
| All other assets | $114,710,000 | 228 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $2,149,617,000 | 316 |
| Total liabilities | $1,862,650,000 | 321 |
| Total deposits | $1,364,589,000 | 328 |
| Interest-bearing deposits | $1,250,014,000 | 313 |
| Deposits held in domestic offices | $1,364,589,000 | 326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,076,000 | 577 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $449,186,000 | 192 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $17,799,000 | 408 |
| Total equity capital | $286,967,000 | 266 |
| Total bank equity capital | $286,967,000 | 266 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $145,038,000 | 244 |
| Undivided profits | $141,929,000 | 235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,652,000 | 634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $8,726,000 | 320 |
| Earning assets | $1,905,088,000 | 319 |
| Long-term assets (5+ years) | $1,179,222,000 | 147 |
| Average Assets, year-to-date | $2,037,833,000 | 321 |
| Average Assets, quarterly | $2,089,607,500 | 318 |
| Volatile liabilities | $146,255,000 | 820 |
| Insider loans | $2,644,000 | 2,155 |
| FHLB advances | $433,428,000 | 147 |
| Loans and leases held for sale | $1,532,000 | 727 |
| Unused loan commitments | $268,204,000 | 432 |
| Tier 1 (core) risk-based capital | $243,954,000 | 259 |
| Tier 2 risk-based capital | $9,519,000 | 524 |
| Total risk weighted assets | $1,183,772,000 | 379 |
| Total unused commitments | $268,204,000 | 432 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 506 | 323 |
| Assets and Liabilities | ||
| Total Assets: | $2,029,598,000 | 326 |
| Cash and due from depository institutions | $93,039,000 | 323 |
| Interest-bearing balances | $46,640,000 | 135 |
| Securities | $832,898,000 | 216 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $917,261,000 | 418 |
| Loan loss allowance | $9,000,000 | 539 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $38,172,000 | 210 |
| Other real estate owned | $153,000 | 323 |
| Goodwill and other intangibles | $46,547,000 | 207 |
| All other assets | $101,528,000 | 235 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $2,029,598,000 | 326 |
| Total liabilities | $1,718,658,000 | 337 |
| Total deposits | $1,366,770,000 | 330 |
| Interest-bearing deposits | $1,249,377,000 | 317 |
| Deposits held in domestic offices | $1,366,770,000 | 327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,393,000 | 583 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $308,540,000 | 239 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $14,955,000 | 458 |
| Total equity capital | $310,940,000 | 245 |
| Total bank equity capital | $310,940,000 | 245 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $160,932,000 | 223 |
| Undivided profits | $150,008,000 | 230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,754,000 | 1,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $9,058,000 | 311 |
| Earning assets | $1,796,799,000 | 332 |
| Long-term assets (5+ years) | $1,079,673,000 | 145 |
| Average Assets, year-to-date | $1,981,941,000 | 329 |
| Average Assets, quarterly | $1,981,941,000 | 329 |
| Volatile liabilities | $138,840,000 | 811 |
| Insider loans | $2,568,000 | 2,173 |
| FHLB advances | $308,540,000 | 196 |
| Loans and leases held for sale | $3,745,000 | 483 |
| Unused loan commitments | $251,495,000 | 448 |
| Tier 1 (core) risk-based capital | $255,438,000 | 247 |
| Tier 2 risk-based capital | $9,000,000 | 550 |
| Total risk weighted assets | $1,120,371,000 | 386 |
| Total unused commitments | $251,495,000 | 448 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 568 | 296 |
| Assets and Liabilities | ||
| Total Assets: | $1,934,284,000 | 336 |
| Cash and due from depository institutions | $137,605,000 | 296 |
| Interest-bearing balances | $88,677,000 | 81 |
| Securities | $729,186,000 | 239 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $886,843,000 | 427 |
| Loan loss allowance | $7,910,000 | 605 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $35,867,000 | 232 |
| Other real estate owned | $173,000 | 296 |
| Goodwill and other intangibles | $47,448,000 | 205 |
| All other assets | $97,162,000 | 243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,934,284,000 | 336 |
| Total liabilities | $1,631,388,000 | 349 |
| Total deposits | $1,387,309,000 | 330 |
| Interest-bearing deposits | $1,270,036,000 | 311 |
| Deposits held in domestic offices | $1,387,309,000 | 327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,550,000 | 650 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $207,153,000 | 315 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $12,376,000 | 501 |
| Total equity capital | $302,896,000 | 250 |
| Total bank equity capital | $302,896,000 | 250 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $160,724,000 | 223 |
| Undivided profits | $142,172,000 | 229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,125,000 | 1,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $7,615,000 | 353 |
| Earning assets | $1,704,706,000 | 339 |
| Long-term assets (5+ years) | $943,938,000 | 168 |
| Average Assets, year-to-date | $1,285,625,800 | 452 |
| Average Assets, quarterly | $1,653,378,000 | 373 |
| Volatile liabilities | $105,706,000 | 1,051 |
| Insider loans | $3,807,000 | 1,472 |
| FHLB advances | $207,153,000 | 256 |
| Loans and leases held for sale | $4,677,000 | 394 |
| Unused loan commitments | $269,909,000 | 418 |
| Tier 1 (core) risk-based capital | $250,437,000 | 249 |
| Tier 2 risk-based capital | $7,942,000 | 607 |
| Total risk weighted assets | $1,066,043,000 | 403 |
| Total unused commitments | $269,909,000 | 418 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 356 | 453 |
| Assets and Liabilities | ||
| Total Assets: | $1,372,472,000 | 450 |
| Cash and due from depository institutions | $381,488,000 | 453 |
| Interest-bearing balances | $360,738,000 | 38 |
| Securities | $337,980,000 | 439 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $584,554,000 | 624 |
| Loan loss allowance | $2,941,000 | 1,567 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $20,930,000 | 382 |
| Other real estate owned | $56,000 | 453 |
| Goodwill and other intangibles | $365,000 | 2,203 |
| All other assets | $47,099,000 | 425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,372,472,000 | 450 |
| Total liabilities | $1,254,419,000 | 445 |
| Total deposits | $826,076,000 | 535 |
| Interest-bearing deposits | $771,861,000 | 486 |
| Deposits held in domestic offices | $826,076,000 | 534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,034,000 | 1,047 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $106,000,000 | 487 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $311,309,000 | 87 |
| Total equity capital | $118,053,000 | 507 |
| Total bank equity capital | $118,053,000 | 507 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $118,053,000 | 284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,721,000 | 1,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,769,000 | 554 |
| Earning assets | $1,283,272,000 | 434 |
| Long-term assets (5+ years) | $556,770,000 | 235 |
| Average Assets, year-to-date | $1,123,461,250 | 514 |
| Average Assets, quarterly | $1,218,225,000 | 492 |
| Volatile liabilities | $72,127,000 | 1,412 |
| Insider loans | $634,000 | 4,988 |
| FHLB advances | $106,000,000 | 417 |
| Loans and leases held for sale | $10,617,000 | 333 |
| Unused loan commitments | $205,654,000 | 510 |
| Tier 1 (core) risk-based capital | $113,561,000 | 467 |
| Tier 2 risk-based capital | $2,941,000 | 1,482 |
| Total risk weighted assets | $715,234,000 | 556 |
| Total unused commitments | $205,654,000 | 511 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 343 | 472 |
| Assets and Liabilities | ||
| Total Assets: | $1,063,978,000 | 548 |
| Cash and due from depository institutions | $50,674,000 | 472 |
| Interest-bearing balances | $24,741,000 | 343 |
| Securities | $390,422,000 | 371 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $558,823,000 | 640 |
| Loan loss allowance | $2,814,000 | 1,615 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $19,277,000 | 411 |
| Other real estate owned | $374,000 | 472 |
| Goodwill and other intangibles | $122,000 | 2,670 |
| All other assets | $44,286,000 | 432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,063,978,000 | 548 |
| Total liabilities | $946,508,000 | 552 |
| Total deposits | $819,905,000 | 531 |
| Interest-bearing deposits | $769,722,000 | 480 |
| Deposits held in domestic offices | $819,905,000 | 530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,266,000 | 1,100 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $108,000,000 | 490 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $9,337,000 | 655 |
| Total equity capital | $117,470,000 | 497 |
| Total bank equity capital | $117,470,000 | 497 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $117,470,000 | 284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,603,000 | 1,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $5,007,000 | 526 |
| Earning assets | $973,986,000 | 541 |
| Long-term assets (5+ years) | $529,965,000 | 230 |
| Average Assets, year-to-date | $1,040,457,670 | 548 |
| Average Assets, quarterly | $1,052,079,500 | 549 |
| Volatile liabilities | $69,670,000 | 1,434 |
| Insider loans | $539,000 | 5,305 |
| FHLB advances | $108,000,000 | 419 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $196,953,000 | 528 |
| Tier 1 (core) risk-based capital | $111,859,000 | 467 |
| Tier 2 risk-based capital | $2,814,000 | 1,498 |
| Total risk weighted assets | $629,509,000 | 610 |
| Total unused commitments | $196,953,000 | 530 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 337 | 482 |
| Assets and Liabilities | ||
| Total Assets: | $1,040,181,000 | 546 |
| Cash and due from depository institutions | $48,626,000 | 482 |
| Interest-bearing balances | $27,500,000 | 289 |
| Securities | $400,154,000 | 366 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $533,893,000 | 655 |
| Loan loss allowance | $2,689,000 | 1,663 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,345,000 | 617 |
| Other real estate owned | $85,000 | 482 |
| Goodwill and other intangibles | $603,000 | 1,844 |
| All other assets | $43,475,000 | 427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,040,181,000 | 546 |
| Total liabilities | $925,886,000 | 553 |
| Total deposits | $802,389,000 | 535 |
| Interest-bearing deposits | $764,315,000 | 481 |
| Deposits held in domestic offices | $802,389,000 | 534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,013,000 | 998 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $103,500,000 | 490 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,984,000 | 633 |
| Total equity capital | $114,295,000 | 495 |
| Total bank equity capital | $114,295,000 | 495 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $114,295,000 | 290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,017,000 | 1,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $5,238,000 | 515 |
| Earning assets | $961,547,000 | 541 |
| Long-term assets (5+ years) | $551,837,000 | 223 |
| Average Assets, year-to-date | $1,028,697,500 | 550 |
| Average Assets, quarterly | $1,028,697,500 | 550 |
| Volatile liabilities | $72,974,000 | 1,352 |
| Insider loans | $681,000 | 4,778 |
| FHLB advances | $103,500,000 | 418 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $155,844,000 | 600 |
| Tier 1 (core) risk-based capital | $109,186,000 | 469 |
| Tier 2 risk-based capital | $2,689,000 | 1,541 |
| Total risk weighted assets | $592,117,000 | 638 |
| Total unused commitments | $155,844,000 | 601 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 336 | 473 |
| Assets and Liabilities | ||
| Total Assets: | $1,017,214,000 | 550 |
| Cash and due from depository institutions | $86,110,000 | 473 |
| Interest-bearing balances | $69,775,000 | 98 |
| Securities | $294,150,000 | 463 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $580,844,000 | 603 |
| Loan loss allowance | $2,927,000 | 1,500 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,232,000 | 611 |
| Other real estate owned | $42,000 | 473 |
| Goodwill and other intangibles | $912,000 | 1,577 |
| All other assets | $41,924,000 | 432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,017,214,000 | 550 |
| Total liabilities | $906,165,000 | 553 |
| Total deposits | $777,835,000 | 536 |
| Interest-bearing deposits | $743,963,000 | 484 |
| Deposits held in domestic offices | $777,835,000 | 535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,904,000 | 1,096 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $113,500,000 | 465 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,926,000 | 880 |
| Total equity capital | $111,049,000 | 496 |
| Total bank equity capital | $111,049,000 | 496 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $111,049,000 | 296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,495,000 | 1,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,964,000 | 555 |
| Earning assets | $944,769,000 | 535 |
| Long-term assets (5+ years) | $558,579,000 | 219 |
| Average Assets, year-to-date | $974,469,600 | 543 |
| Average Assets, quarterly | $1,005,484,500 | 551 |
| Volatile liabilities | $83,930,000 | 1,188 |
| Insider loans | $799,000 | 4,470 |
| FHLB advances | $113,500,000 | 389 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $130,669,000 | 656 |
| Tier 1 (core) risk-based capital | $106,210,000 | 467 |
| Tier 2 risk-based capital | $2,927,000 | 1,401 |
| Total risk weighted assets | $583,778,000 | 632 |
| Total unused commitments | $130,669,000 | 657 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 282 | 580 |
| Assets and Liabilities | ||
| Total Assets: | $922,619,000 | 580 |
| Cash and due from depository institutions | $51,031,000 | 580 |
| Interest-bearing balances | $32,327,000 | 198 |
| Securities | $156,774,000 | 736 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $669,175,000 | 525 |
| Loan loss allowance | $3,386,000 | 1,219 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,298,000 | 650 |
| Other real estate owned | $200,000 | 580 |
| Goodwill and other intangibles | $567,000 | 1,797 |
| All other assets | $32,574,000 | 500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $922,619,000 | 580 |
| Total liabilities | $826,831,000 | 589 |
| Total deposits | $777,376,000 | 518 |
| Interest-bearing deposits | $747,457,000 | 461 |
| Deposits held in domestic offices | $777,376,000 | 515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,752,000 | 1,394 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $40,500,000 | 869 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,203,000 | 1,381 |
| Total equity capital | $95,788,000 | 542 |
| Total bank equity capital | $95,788,000 | 542 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $95,788,000 | 306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,690,000 | 1,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,599,000 | 662 |
| Earning assets | $858,276,000 | 573 |
| Long-term assets (5+ years) | $581,692,000 | 217 |
| Average Assets, year-to-date | $882,787,000 | 578 |
| Average Assets, quarterly | $911,974,000 | 582 |
| Volatile liabilities | $53,089,000 | 1,658 |
| Insider loans | $736,000 | 4,586 |
| FHLB advances | $40,500,000 | 775 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $90,614,000 | 822 |
| Tier 1 (core) risk-based capital | $94,230,000 | 498 |
| Tier 2 risk-based capital | $3,386,000 | 1,148 |
| Total risk weighted assets | $551,245,000 | 644 |
| Total unused commitments | $90,614,000 | 823 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 266 | 593 |
| Assets and Liabilities | ||
| Total Assets: | $823,449,000 | 628 |
| Cash and due from depository institutions | $25,891,000 | 593 |
| Interest-bearing balances | $11,429,000 | 396 |
| Securities | $119,782,000 | 944 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $658,247,000 | 527 |
| Loan loss allowance | $3,337,000 | 1,187 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $11,068,000 | 710 |
| Other real estate owned | $151,000 | 593 |
| Goodwill and other intangibles | $701,000 | 1,648 |
| All other assets | $7,609,000 | 1,275 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $823,449,000 | 628 |
| Total liabilities | $736,513,000 | 634 |
| Total deposits | $718,392,000 | 550 |
| Interest-bearing deposits | $695,528,000 | 496 |
| Deposits held in domestic offices | $718,392,000 | 547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,629,000 | 2,429 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,000,000 | 1,749 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,492,000 | 1,301 |
| Total equity capital | $86,936,000 | 571 |
| Total bank equity capital | $86,936,000 | 571 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $86,936,000 | 314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $798,000 | 2,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,109,000 | 798 |
| Earning assets | $789,458,000 | 604 |
| Long-term assets (5+ years) | $539,201,000 | 226 |
| Average Assets, year-to-date | $806,869,000 | 608 |
| Average Assets, quarterly | $821,495,000 | 621 |
| Volatile liabilities | $47,415,000 | 1,837 |
| Insider loans | $869,000 | 4,199 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $77,594,000 | 845 |
| Tier 1 (core) risk-based capital | $86,075,900 | 529 |
| Tier 2 risk-based capital | $3,337,000 | 1,123 |
| Total risk weighted assets | $520,162,400 | 664 |
| Total unused commitments | $77,594,000 | 846 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 251 | 678 |
| Assets and Liabilities | ||
| Total Assets: | $776,108,000 | 656 |
| Cash and due from depository institutions | $37,525,000 | 678 |
| Interest-bearing balances | $15,167,000 | 266 |
| Securities | $108,497,000 | 1,059 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $612,219,000 | 554 |
| Loan loss allowance | $3,101,000 | 1,241 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,138,000 | 694 |
| Other real estate owned | $488,000 | 678 |
| Goodwill and other intangibles | $658,000 | 1,732 |
| All other assets | $5,583,000 | 1,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $776,108,000 | 656 |
| Total liabilities | $698,705,000 | 662 |
| Total deposits | $670,898,000 | 575 |
| Interest-bearing deposits | $651,159,000 | 525 |
| Deposits held in domestic offices | $670,898,000 | 570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,175,000 | 1,150 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,632,000 | 1,509 |
| Total equity capital | $77,403,000 | 613 |
| Total bank equity capital | $77,403,000 | 613 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $77,403,000 | 324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,589,000 | 1,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,590,000 | 825 |
| Earning assets | $735,883,000 | 639 |
| Long-term assets (5+ years) | $493,231,000 | 257 |
| Average Assets, year-to-date | $746,456,800 | 654 |
| Average Assets, quarterly | $764,758,500 | 657 |
| Volatile liabilities | $41,334,000 | 1,937 |
| Insider loans | $729,000 | 4,479 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $65,053,000 | 987 |
| Tier 1 (core) risk-based capital | $78,526,400 | 581 |
| Tier 2 risk-based capital | $3,101,000 | 1,158 |
| Total risk weighted assets | $481,104,300 | 696 |
| Total unused commitments | $65,053,000 | 988 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 256 | 666 |
| Assets and Liabilities | ||
| Total Assets: | $719,607,000 | 682 |
| Cash and due from depository institutions | $36,091,000 | 666 |
| Interest-bearing balances | $20,104,000 | 273 |
| Securities | $101,552,000 | 1,135 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $565,270,000 | 563 |
| Loan loss allowance | $2,986,000 | 1,232 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $11,589,000 | 630 |
| Other real estate owned | $62,000 | 666 |
| Goodwill and other intangibles | $308,000 | 2,116 |
| All other assets | $4,735,000 | 1,625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $719,607,000 | 682 |
| Total liabilities | $648,913,000 | 682 |
| Total deposits | $630,407,000 | 597 |
| Interest-bearing deposits | $614,484,000 | 542 |
| Deposits held in domestic offices | $630,407,000 | 592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,149,000 | 1,223 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,357,000 | 1,329 |
| Total equity capital | $70,694,000 | 682 |
| Total bank equity capital | $70,694,000 | 682 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $70,694,000 | 367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,002,000 | 2,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,482,000 | 828 |
| Earning assets | $686,926,000 | 659 |
| Long-term assets (5+ years) | $445,715,000 | 249 |
| Average Assets, year-to-date | $696,873,400 | 667 |
| Average Assets, quarterly | $709,888,500 | 679 |
| Volatile liabilities | $35,389,000 | 1,882 |
| Insider loans | $671,000 | 4,540 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $51,433,000 | 1,109 |
| Tier 1 (core) risk-based capital | $70,565,000 | 616 |
| Tier 2 risk-based capital | $2,986,000 | 1,128 |
| Total risk weighted assets | $436,898,300 | 703 |
| Total unused commitments | $51,433,000 | 1,113 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 226 | 792 |
| Assets and Liabilities | ||
| Total Assets: | $674,489,000 | 720 |
| Cash and due from depository institutions | $53,994,000 | 792 |
| Interest-bearing balances | $42,968,000 | 111 |
| Securities | $63,101,000 | 1,831 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $540,870,000 | 601 |
| Loan loss allowance | $2,808,000 | 1,327 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $11,818,000 | 617 |
| Other real estate owned | $0 | 792 |
| Goodwill and other intangibles | $271,000 | 2,115 |
| All other assets | $4,435,000 | 1,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $674,489,000 | 720 |
| Total liabilities | $609,138,000 | 724 |
| Total deposits | $578,768,000 | 660 |
| Interest-bearing deposits | $566,436,000 | 586 |
| Deposits held in domestic offices | $578,768,000 | 656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $27,171,000 | 813 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,199,000 | 1,395 |
| Total equity capital | $65,351,000 | 728 |
| Total bank equity capital | $65,351,000 | 728 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $65,351,000 | 388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,718,000 | 1,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,543,000 | 861 |
| Earning assets | $646,939,000 | 703 |
| Long-term assets (5+ years) | $376,267,000 | 256 |
| Average Assets, year-to-date | $646,123,400 | 724 |
| Average Assets, quarterly | $661,827,500 | 731 |
| Volatile liabilities | $42,867,000 | 1,606 |
| Insider loans | $516,000 | 5,330 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $36,461,000 | 1,353 |
| Tier 1 (core) risk-based capital | $65,284,300 | 675 |
| Tier 2 risk-based capital | $2,808,000 | 1,129 |
| Total risk weighted assets | $390,488,600 | 773 |
| Total unused commitments | $36,461,000 | 1,357 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 219 | 854 |
| Assets and Liabilities | ||
| Total Assets: | $619,793,000 | 803 |
| Cash and due from depository institutions | $35,873,000 | 854 |
| Interest-bearing balances | $25,688,000 | 164 |
| Securities | $66,766,000 | 1,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $499,075,000 | 666 |
| Loan loss allowance | $2,536,000 | 1,537 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,638,000 | 643 |
| Other real estate owned | $37,000 | 854 |
| Goodwill and other intangibles | $259,000 | 2,014 |
| All other assets | $6,145,000 | 1,354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $619,793,000 | 803 |
| Total liabilities | $559,357,000 | 807 |
| Total deposits | $542,043,000 | 733 |
| Interest-bearing deposits | $533,520,000 | 661 |
| Deposits held in domestic offices | $542,043,000 | 728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $12,392,000 | 1,182 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,922,000 | 1,013 |
| Total equity capital | $60,436,000 | 786 |
| Total bank equity capital | $60,436,000 | 786 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $60,436,000 | 448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,320,000 | 2,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,529,000 | 869 |
| Earning assets | $591,529,000 | 776 |
| Long-term assets (5+ years) | $342,607,000 | 283 |
| Average Assets, year-to-date | $600,978,200 | 804 |
| Average Assets, quarterly | $618,956,500 | 800 |
| Volatile liabilities | $23,230,000 | 2,588 |
| Insider loans | $223,000 | 7,527 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $29,549,000 | 1,564 |
| Tier 1 (core) risk-based capital | $60,426,000 | 743 |
| Tier 2 risk-based capital | $2,536,000 | 1,269 |
| Total risk weighted assets | $362,624,600 | 845 |
| Total unused commitments | $29,549,000 | 1,579 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 196 | 989 |
| Assets and Liabilities | ||
| Total Assets: | $573,287,000 | 887 |
| Cash and due from depository institutions | $30,651,000 | 989 |
| Interest-bearing balances | $20,739,000 | 221 |
| Securities | $75,957,000 | 1,666 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $450,320,000 | 733 |
| Loan loss allowance | $2,290,000 | 1,721 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $11,008,000 | 672 |
| Other real estate owned | $449,000 | 989 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,902,000 | 1,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $573,287,000 | 887 |
| Total liabilities | $515,456,000 | 899 |
| Total deposits | $501,692,000 | 803 |
| Interest-bearing deposits | $495,708,000 | 720 |
| Deposits held in domestic offices | $501,692,000 | 794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,660,000 | 1,131 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,104,000 | 1,492 |
| Total equity capital | $57,831,000 | 846 |
| Total bank equity capital | $57,831,000 | 846 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $57,831,000 | 468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,905,000 | 1,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,391,000 | 963 |
| Earning assets | $547,016,000 | 858 |
| Long-term assets (5+ years) | $307,199,000 | 301 |
| Average Assets, year-to-date | $551,130,400 | 883 |
| Average Assets, quarterly | $566,771,000 | 886 |
| Volatile liabilities | $24,358,000 | 2,234 |
| Insider loans | $104,000 | 9,103 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $32,512,000 | 1,401 |
| Tier 1 (core) risk-based capital | $57,823,000 | 804 |
| Tier 2 risk-based capital | $2,290,000 | 1,398 |
| Total risk weighted assets | $322,590,500 | 954 |
| Total unused commitments | $32,512,000 | 1,410 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 161 | 1,222 |
| Assets and Liabilities | ||
| Total Assets: | $530,313,000 | 902 |
| Cash and due from depository institutions | $10,891,000 | 1,222 |
| Interest-bearing balances | $1,326,000 | 2,069 |
| Securities | $119,055,000 | 1,093 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $383,522,000 | 807 |
| Loan loss allowance | $1,975,000 | 1,988 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,273,000 | 788 |
| Other real estate owned | $2,564,000 | 1,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,008,000 | 1,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $530,313,000 | 902 |
| Total liabilities | $477,743,000 | 914 |
| Total deposits | $464,566,000 | 835 |
| Interest-bearing deposits | $458,557,000 | 748 |
| Deposits held in domestic offices | $464,566,000 | 824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,350,000 | 1,207 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,827,000 | 1,373 |
| Total equity capital | $52,570,000 | 842 |
| Total bank equity capital | $52,570,000 | 842 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $52,570,000 | 439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,367,000 | 1,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,919,000 | 1,015 |
| Earning assets | $503,903,000 | 871 |
| Long-term assets (5+ years) | $256,187,000 | 333 |
| Average Assets, year-to-date | $515,814,200 | 899 |
| Average Assets, quarterly | $528,923,500 | 901 |
| Volatile liabilities | $26,194,000 | 2,030 |
| Insider loans | $133,000 | 8,984 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $32,983,000 | 1,339 |
| Tier 1 (core) risk-based capital | $52,514,000 | 830 |
| Tier 2 risk-based capital | $1,975,000 | 1,600 |
| Total risk weighted assets | $294,176,500 | 990 |
| Total unused commitments | $32,983,000 | 1,349 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 152 | 1,378 |
| Assets and Liabilities | ||
| Total Assets: | $499,986,000 | 959 |
| Cash and due from depository institutions | $20,182,000 | 1,378 |
| Interest-bearing balances | $12,567,000 | 491 |
| Securities | $159,132,000 | 866 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $302,983,000 | 951 |
| Loan loss allowance | $1,907,000 | 2,146 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $9,213,000 | 790 |
| Other real estate owned | $2,533,000 | 1,378 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,943,000 | 1,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $499,986,000 | 959 |
| Total liabilities | $453,098,000 | 974 |
| Total deposits | $450,233,000 | 889 |
| Interest-bearing deposits | $445,903,000 | 801 |
| Deposits held in domestic offices | $450,233,000 | 878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $800,000 | 2,949 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,065,000 | 1,763 |
| Total equity capital | $46,888,000 | 895 |
| Total bank equity capital | $46,888,000 | 895 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $46,888,000 | 488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,235,000 | 1,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,611,000 | 1,064 |
| Earning assets | $475,682,000 | 933 |
| Long-term assets (5+ years) | $213,448,000 | 359 |
| Average Assets, year-to-date | $487,153,200 | 967 |
| Average Assets, quarterly | $496,880,500 | 962 |
| Volatile liabilities | $15,087,000 | 2,989 |
| Insider loans | $172,000 | 8,664 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $27,698,000 | 1,516 |
| Tier 1 (core) risk-based capital | $46,888,000 | 863 |
| Tier 2 risk-based capital | $1,907,000 | 1,640 |
| Total risk weighted assets | $270,416,100 | 1,051 |
| Total unused commitments | $27,698,000 | 1,541 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 149 | 1,464 |
| Assets and Liabilities | ||
| Total Assets: | $473,963,000 | 1,049 |
| Cash and due from depository institutions | $15,679,000 | 1,464 |
| Interest-bearing balances | $8,612,000 | 865 |
| Securities | $143,190,000 | 941 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $300,385,000 | 985 |
| Loan loss allowance | $1,877,000 | 2,239 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $9,461,000 | 770 |
| Other real estate owned | $286,000 | 1,464 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,962,000 | 1,663 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $473,963,000 | 1,049 |
| Total liabilities | $434,043,000 | 1,060 |
| Total deposits | $431,477,000 | 977 |
| Interest-bearing deposits | $429,926,000 | 883 |
| Deposits held in domestic offices | $431,477,000 | 967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,493 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,566,000 | 2,275 |
| Total equity capital | $39,920,000 | 987 |
| Total bank equity capital | $39,920,000 | 987 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $39,920,000 | 537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,903,000 | 1,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,946,000 | 989 |
| Earning assets | $452,187,000 | 999 |
| Long-term assets (5+ years) | $210,223,000 | 351 |
| Average Assets, year-to-date | $459,228,000 | 1,062 |
| Average Assets, quarterly | $470,450,000 | 1,051 |
| Volatile liabilities | $14,741,000 | 3,008 |
| Insider loans | $303,000 | 2,894 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $19,231,000 | 1,874 |
| Tier 1 (core) risk-based capital | $39,920,000 | 952 |
| Tier 2 risk-based capital | $1,877,000 | 1,695 |
| Total risk weighted assets | $258,269,500 | 1,136 |
| Total unused commitments | $19,231,000 | 1,890 |
| Derivatives | $0 | 651 |