Home > Keystone Financial Bank > Loan Charge- Offs and Recoveries

Keystone Financial Bank, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$25,986,000133
Loans secured by real estate, total$5,445,00074
To non-U.S. addressees$08
Real estate loans in domestic offices$5,445,00074
Construction and land development$0611
Secured by farmland$109,00057
Total charge-offs secured by 1-4 family residential properties$2,516,00090
Secured by multifamily residential properties$73,000106
Secured by nonfarm nonresidential properties$2,747,00030
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$8,436,00091
Loans to individuals$10,245,000145
Credit card loan charge offs$1,057,000202
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$9,188,00080
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$1,860,00041
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,311,000228
Loans secured by real estate, total$856,000122
To non-U.S. addressees$09
Real estate loans in domestic offices$856,000122
Construction and land development$88,00081
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$346,000127
Secured by multifamily residential properties$11,000147
Secured by nonfarm nonresidential properties$411,000119
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$331,000333
Loans to individuals$955,000231
Credit card loan recoveries$121,000229
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$834,000180
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$169,00067
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$23,675,000121
Loans secured by real estate, total$4,589,00059
To non-U.S. addressees$07
Real estate loans in domestic offices$4,589,00059
Construction and land development$-88,00010,165
Secured by farmland$109,00051
Secured by 1-4 family residential properties- net charge-offs$2,170,00083
Secured by multifamily residential properties$62,000102
Secured by nonfarm nonresidential properties$2,336,00019
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$8,105,00082
To non-U.S. addressees$035
Loans to individuals$9,290,000129
Credit card loan net charge offs$936,000191
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$8,354,00066
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$1,691,00038
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$24,031,000135
Loans secured by real estate, total$2,889,000118
To non-U.S. addressees$013
Real estate loans in domestic offices$2,889,000118
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$939,000164
Secured by multifamily residential properties$170,00078
Secured by nonfarm nonresidential properties$1,780,00056
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$2,872,000150
Loans to individuals$14,408,000128
Credit card loan charge offs$1,006,000229
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$13,402,00061
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$3,862,00026
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,939,000211
Loans secured by real estate, total$1,113,000130
To non-U.S. addressees$010
Real estate loans in domestic offices$1,113,000130
Construction and land development$250,00054
Secured by farmland$51,00073
Secured by 1-4 family residential properties - total recoveries$528,00094
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$284,000161
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$301,000337
Loans to individuals$1,308,000207
Credit card loan recoveries$161,000225
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,147,000154
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$217,00057
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$21,092,000123
Loans secured by real estate, total$1,776,000129
To non-U.S. addressees$012
Real estate loans in domestic offices$1,776,000127
Construction and land development$-250,00010,428
Secured by farmland$-51,0009,273
Secured by 1-4 family residential properties- net charge-offs$411,000239
Secured by multifamily residential properties$170,00064
Secured by nonfarm nonresidential properties$1,496,00042
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$2,571,000128
To non-U.S. addressees$036
Loans to individuals$13,100,000115
Credit card loan net charge offs$845,000230
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$12,255,00052
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$3,645,00024
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$4,149,000389
Loans secured by real estate, total$500,000498
To non-U.S. addressees$011
Real estate loans in domestic offices$500,000497
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$219,000522
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$281,000305
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$416,000735
Loans to individuals$2,125,000370
Credit card loan charge offs$90,000695
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,035,000251
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$1,108,00051
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$418,000752
Loans secured by real estate, total$22,0001,727
To non-U.S. addressees$012
Real estate loans in domestic offices$22,0001,727
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$16,0001,232
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$6,0001,169
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$133,000761
Loans to individuals$179,000631
Credit card loan recoveries$11,000766
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$168,000534
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$84,00078
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,731,000338
Loans secured by real estate, total$478,000379
To non-U.S. addressees$010
Real estate loans in domestic offices$478,000377
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$203,000459
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$275,000212
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$283,000814
To non-U.S. addressees$021
Loans to individuals$1,946,000334
Credit card loan net charge offs$79,000686
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,867,000216
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$1,024,00046
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$2,829,000576
Loans secured by real estate, total$353,000769
To non-U.S. addressees$010
Real estate loans in domestic offices$353,000769
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$231,000571
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$122,000656
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$683,000500
Loans to individuals$1,399,000505
Credit card loan charge offs$112,000674
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,287,000386
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$394,00079
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$357,000969
Loans secured by real estate, total$47,0001,285
To non-U.S. addressees$08
Real estate loans in domestic offices$47,0001,285
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$38,000779
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$9,0001,260
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$148,000793
Loans to individuals$155,000778
Credit card loan recoveries$16,000687
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$139,000702
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$7,000198
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,472,000498
Loans secured by real estate, total$306,000652
To non-U.S. addressees$07
Real estate loans in domestic offices$306,000651
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$193,000536
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$113,000521
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$535,000454
To non-U.S. addressees$022
Loans to individuals$1,244,000453
Credit card loan net charge offs$96,000662
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,148,000324
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$387,00067
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$2,083,000705
Loans secured by real estate, total$464,000753
To non-U.S. addressees$015
Real estate loans in domestic offices$464,000752
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$124,000962
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$340,000479
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$617,000518
Loans to individuals$878,000595
Credit card loan charge offs$64,000849
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$814,000452
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$124,000101
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$402,000899
Loans secured by real estate, total$174,000602
To non-U.S. addressees$013
Real estate loans in domestic offices$174,000601
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$3,0002,770
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$171,000359
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$24,0003,103
Loans to individuals$201,000661
Credit card loan recoveries$5,0001,280
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$196,000571
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$3,000251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,681,000637
Loans secured by real estate, total$290,000794
To non-U.S. addressees$012
Real estate loans in domestic offices$290,000793
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$121,000801
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$169,000570
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$593,000370
To non-U.S. addressees$022
Loans to individuals$677,000551
Credit card loan net charge offs$59,000793
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$618,000389
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$121,00086
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$1,644,000836
Loans secured by real estate, total$264,0001,175
To non-U.S. addressees$013
Real estate loans in domestic offices$264,0001,175
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$48,0001,766
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$216,000679
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$993,000401
Loans to individuals$387,000863
Credit card loan charge offs$40,0001,025
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$347,000722
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$148,0002,152
Loans secured by real estate, total$42,0001,676
To non-U.S. addressees$012
Real estate loans in domestic offices$42,0001,676
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$13,0001,740
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$29,0001,030
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$8,0005,579
Loans to individuals$98,0001,123
Credit card loan recoveries$42,000502
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$56,0001,506
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,496,000687
Loans secured by real estate, total$222,0001,066
To non-U.S. addressees$09
Real estate loans in domestic offices$222,0001,066
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$35,0001,716
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$187,000607
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$985,000263
To non-U.S. addressees$026
Loans to individuals$289,000787
Credit card loan net charge offs$-2,00012,419
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$291,000536
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$1,439,0001,108
Loans secured by real estate, total$261,0001,468
To non-U.S. addressees$019
Real estate loans in domestic offices$261,0001,467
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$117,0001,272
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$144,0001,086
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$581,000869
Loans to individuals$597,000721
Credit card loan charge offs$131,000671
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$466,000623
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$133,0002,540
Loans secured by real estate, total$18,0002,732
To non-U.S. addressees$016
Real estate loans in domestic offices$18,0002,732
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$18,0001,569
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$50,0002,622
Loans to individuals$65,0001,623
Credit card loan recoveries$23,000676
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$42,0002,037
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,306,000950
Loans secured by real estate, total$243,0001,318
To non-U.S. addressees$018
Real estate loans in domestic offices$243,0001,316
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$99,0001,212
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$144,000964
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$531,000717
To non-U.S. addressees$036
Loans to individuals$532,000601
Credit card loan net charge offs$108,000664
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$424,000452
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$1,668,0001,281
Loans secured by real estate, total$354,0001,579
To non-U.S. addressees$017
Real estate loans in domestic offices$354,0001,579
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$37,0002,890
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$317,000964
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$237,0002,396
Loans to individuals$1,077,000625
Credit card loan charge offs$223,000598
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$854,000540
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$137,0002,630
Loans secured by real estate, total$10,0003,473
To non-U.S. addressees$07
Real estate loans in domestic offices$10,0003,473
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$6,0002,677
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$4,0001,866
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$6,0006,850
Loans to individuals$121,0001,110
Credit card loan recoveries$18,000757
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$103,0001,082
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,531,0001,174
Loans secured by real estate, total$344,0001,446
To non-U.S. addressees$017
Real estate loans in domestic offices$344,0001,446
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$31,0002,745
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$313,000904
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$231,0002,030
To non-U.S. addressees$050
Loans to individuals$956,000543
Credit card loan net charge offs$205,000566
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$751,000432
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.