Home > Keystone Financial Bank > Income and Expense
Keystone Financial Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $477,764,000 | 119 |
| Total interest expense | $219,844,000 | 124 |
| Net interest income | $257,920,000 | 120 |
| Provision for loan and lease losses | $23,376,000 | 130 |
| Total noninterest income | $92,459,000 | 169 |
| Gross Fiduciary activities income | $17,907,000 | 99 |
| Service charges on deposit accounts | $28,914,000 | 92 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $45,638,000 | 183 |
| Total noninterest expense | $247,169,000 | 124 |
| Salaries and employee benefits | $95,386,000 | 116 |
| Premises and equipment expense | $38,346,000 | 104 |
| Additional noninterest expense | $113,437,000 | 131 |
| Pre-tax net operating income | $79,834,000 | 187 |
| Securities gains (losses) | $-1,532,000 | 10,163 |
| Applicable income taxes | $21,781,000 | 215 |
| Income before extraordinary items | $56,521,000 | 174 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $56,521,000 | 174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,675,000 | 121 |
| Cash dividends | $71,575,000 | 116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $57,624,040 | 173 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $509,802,000 | 119 |
| Total interest expense | $232,552,000 | 123 |
| Net interest income | $277,250,000 | 116 |
| Provision for loan and lease losses | $17,150,000 | 151 |
| Total noninterest income | $86,215,000 | 179 |
| Gross Fiduciary activities income | $12,729,000 | 116 |
| Service charges on deposit accounts | $21,610,000 | 110 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $51,876,000 | 182 |
| Total noninterest expense | $202,458,000 | 141 |
| Salaries and employee benefits | $75,863,000 | 136 |
| Premises and equipment expense | $25,237,000 | 128 |
| Additional noninterest expense | $101,358,000 | 140 |
| Pre-tax net operating income | $143,857,000 | 110 |
| Securities gains (losses) | $561,000 | 512 |
| Applicable income taxes | $46,834,000 | 123 |
| Income before extraordinary items | $97,584,000 | 112 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $97,584,000 | 113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,092,000 | 123 |
| Cash dividends | $60,068,000 | 127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $97,202,520 | 105 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $96,777,000 | 412 |
| Total interest expense | $45,578,000 | 422 |
| Net interest income | $51,199,000 | 403 |
| Provision for loan and lease losses | $3,924,000 | 366 |
| Total noninterest income | $11,254,000 | 524 |
| Gross Fiduciary activities income | $3,816,000 | 223 |
| Service charges on deposit accounts | $3,702,000 | 365 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,736,000 | 739 |
| Total noninterest expense | $33,215,000 | 480 |
| Salaries and employee benefits | $11,569,000 | 601 |
| Premises and equipment expense | $3,533,000 | 593 |
| Additional noninterest expense | $18,113,000 | 353 |
| Pre-tax net operating income | $25,314,000 | 382 |
| Securities gains (losses) | $-18,000 | 10,323 |
| Applicable income taxes | $8,260,000 | 411 |
| Income before extraordinary items | $17,036,000 | 395 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $17,036,000 | 396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,731,000 | 338 |
| Cash dividends | $7,227,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $17,048,060 | 377 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $91,520,000 | 467 |
| Total interest expense | $42,730,000 | 474 |
| Net interest income | $48,790,000 | 443 |
| Provision for loan and lease losses | $2,596,000 | 506 |
| Total noninterest income | $10,354,000 | 574 |
| Gross Fiduciary activities income | $3,518,000 | 262 |
| Service charges on deposit accounts | $3,455,000 | 429 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,381,000 | 821 |
| Total noninterest expense | $34,183,000 | 507 |
| Salaries and employee benefits | $11,072,000 | 640 |
| Premises and equipment expense | $3,265,000 | 683 |
| Additional noninterest expense | $19,846,000 | 421 |
| Pre-tax net operating income | $22,365,000 | 429 |
| Securities gains (losses) | $303,000 | 549 |
| Applicable income taxes | $7,522,000 | 438 |
| Income before extraordinary items | $15,146,000 | 425 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $15,146,000 | 426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,472,000 | 498 |
| Cash dividends | $13,858,000 | 352 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $14,942,990 | 424 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $91,231,000 | 481 |
| Total interest expense | $42,548,000 | 507 |
| Net interest income | $48,683,000 | 455 |
| Provision for loan and lease losses | $2,070,000 | 563 |
| Total noninterest income | $7,723,000 | 712 |
| Gross Fiduciary activities income | $2,861,000 | 303 |
| Service charges on deposit accounts | $3,112,000 | 476 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,750,000 | 1,241 |
| Total noninterest expense | $32,605,000 | 548 |
| Salaries and employee benefits | $11,555,000 | 604 |
| Premises and equipment expense | $3,369,000 | 679 |
| Additional noninterest expense | $17,681,000 | 467 |
| Pre-tax net operating income | $21,731,000 | 452 |
| Securities gains (losses) | $170,000 | 737 |
| Applicable income taxes | $7,094,000 | 475 |
| Income before extraordinary items | $14,807,000 | 443 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $14,807,000 | 443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,681,000 | 637 |
| Cash dividends | $9,481,000 | 407 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $14,691,400 | 442 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $71,689,000 | 514 |
| Total interest expense | $29,547,000 | 534 |
| Net interest income | $42,142,000 | 499 |
| Provision for loan and lease losses | $2,131,000 | 552 |
| Total noninterest income | $9,145,000 | 627 |
| Gross Fiduciary activities income | $3,332,000 | 282 |
| Service charges on deposit accounts | $2,688,000 | 520 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,125,000 | 855 |
| Total noninterest expense | $28,939,000 | 602 |
| Salaries and employee benefits | $12,294,000 | 591 |
| Premises and equipment expense | $3,153,000 | 728 |
| Additional noninterest expense | $13,492,000 | 567 |
| Pre-tax net operating income | $20,217,000 | 458 |
| Securities gains (losses) | $199,000 | 501 |
| Applicable income taxes | $6,388,000 | 474 |
| Income before extraordinary items | $14,028,000 | 433 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $14,028,000 | 432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,496,000 | 687 |
| Cash dividends | $19,811,000 | 219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $13,890,690 | 445 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $67,264,000 | 536 |
| Total interest expense | $27,979,000 | 554 |
| Net interest income | $39,285,000 | 530 |
| Provision for loan and lease losses | $1,590,000 | 958 |
| Total noninterest income | $9,280,000 | 638 |
| Gross Fiduciary activities income | $3,451,000 | 278 |
| Service charges on deposit accounts | $2,550,000 | 545 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,279,000 | 903 |
| Total noninterest expense | $28,275,000 | 650 |
| Salaries and employee benefits | $12,594,000 | 581 |
| Premises and equipment expense | $2,887,000 | 802 |
| Additional noninterest expense | $12,794,000 | 635 |
| Pre-tax net operating income | $18,700,000 | 429 |
| Securities gains (losses) | $279,000 | 1,367 |
| Applicable income taxes | $5,392,000 | 507 |
| Income before extraordinary items | $13,587,000 | 418 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $13,587,000 | 428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,306,000 | 950 |
| Cash dividends | $7,658,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $13,386,120 | 403 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $71,377,000 | 576 |
| Total interest expense | $33,214,000 | 613 |
| Net interest income | $38,163,000 | 549 |
| Provision for loan and lease losses | $1,750,000 | 1,269 |
| Total noninterest income | $8,092,000 | 688 |
| Gross Fiduciary activities income | $3,251,000 | 293 |
| Service charges on deposit accounts | $2,286,000 | 598 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,555,000 | 1,063 |
| Total noninterest expense | $27,218,000 | 657 |
| Salaries and employee benefits | $11,999,000 | 614 |
| Premises and equipment expense | $2,849,000 | 833 |
| Additional noninterest expense | $12,370,000 | 659 |
| Pre-tax net operating income | $17,287,000 | 394 |
| Securities gains (losses) | $140,000 | 2,505 |
| Applicable income taxes | $4,625,000 | 513 |
| Income before extraordinary items | $12,802,000 | 396 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $12,802,000 | 399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,531,000 | 1,174 |
| Cash dividends | $6,667,000 | 291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $12,699,800 | 363 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.