Home > Keystone Bank > Income and Expense
Keystone Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 2,329 |
| Total interest expense | $1,042,000 | 1,909 |
| Net interest income | $6,685,000 | 2,383 |
| Provision for loan and lease losses | $223,000 | 1,863 |
| Total noninterest income | $1,577,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $202,000 | 3,244 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,375,000 | 1,636 |
| Total noninterest expense | $5,177,000 | 2,599 |
| Salaries and employee benefits | $3,351,000 | 2,268 |
| Premises and equipment expense | $345,000 | 3,696 |
| Additional noninterest expense | $1,481,000 | 2,815 |
| Pre-tax net operating income | $2,862,000 | 1,981 |
| Securities gains (losses) | $42,000 | 1,586 |
| Applicable income taxes | $879,000 | 1,490 |
| Income before extraordinary items | $2,025,000 | 2,244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,025,000 | 2,245 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,025,000 | 2,245 |
| Net charge-offs | $67,000 | 2,539 |
| Cash dividends | $300,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 676 |
| Net operating income | $1,995,600 | 2,230 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,110,000 | 2,346 |
| Total interest expense | $692,000 | 1,913 |
| Net interest income | $4,418,000 | 2,406 |
| Provision for loan and lease losses | $122,000 | 1,993 |
| Total noninterest income | $1,018,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $136,000 | 3,213 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $882,000 | 1,688 |
| Total noninterest expense | $3,626,000 | 2,519 |
| Salaries and employee benefits | $2,454,000 | 2,105 |
| Premises and equipment expense | $234,000 | 3,692 |
| Additional noninterest expense | $938,000 | 2,946 |
| Pre-tax net operating income | $1,688,000 | 2,155 |
| Securities gains (losses) | $42,000 | 1,338 |
| Applicable income taxes | $516,000 | 1,590 |
| Income before extraordinary items | $1,214,000 | 2,416 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,214,000 | 2,418 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,214,000 | 2,418 |
| Net charge-offs | $56,000 | 2,221 |
| Cash dividends | $300,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 624 |
| Net operating income | $1,184,600 | 2,401 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 2,370 |
| Total interest expense | $341,000 | 1,959 |
| Net interest income | $2,173,000 | 2,431 |
| Provision for loan and lease losses | $97,000 | 1,493 |
| Total noninterest income | $471,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $63,000 | 3,309 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $408,000 | 1,753 |
| Total noninterest expense | $1,583,000 | 2,791 |
| Salaries and employee benefits | $992,000 | 2,547 |
| Premises and equipment expense | $115,000 | 3,752 |
| Additional noninterest expense | $476,000 | 2,890 |
| Pre-tax net operating income | $964,000 | 1,913 |
| Securities gains (losses) | $25,000 | 1,138 |
| Applicable income taxes | $298,000 | 1,449 |
| Income before extraordinary items | $691,000 | 2,158 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $691,000 | 2,159 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $691,000 | 2,159 |
| Net charge-offs | $8,000 | 2,565 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $673,500 | 2,141 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,029,000 | 2,393 |
| Total interest expense | $1,420,000 | 1,984 |
| Net interest income | $8,609,000 | 2,461 |
| Provision for loan and lease losses | $425,000 | 1,617 |
| Total noninterest income | $1,501,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $235,000 | 3,653 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,266,000 | 2,001 |
| Total noninterest expense | $6,209,000 | 2,841 |
| Salaries and employee benefits | $3,764,000 | 2,626 |
| Premises and equipment expense | $477,000 | 3,750 |
| Additional noninterest expense | $1,968,000 | 2,908 |
| Pre-tax net operating income | $3,476,000 | 2,036 |
| Securities gains (losses) | $158,000 | 943 |
| Applicable income taxes | $1,036,000 | 1,510 |
| Income before extraordinary items | $2,598,000 | 2,242 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,598,000 | 2,241 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,598,000 | 2,241 |
| Net charge-offs | $400,000 | 1,724 |
| Cash dividends | $428,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 399 |
| Net operating income | $2,485,820 | 2,273 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,495,000 | 2,410 |
| Total interest expense | $1,085,000 | 1,980 |
| Net interest income | $6,410,000 | 2,488 |
| Provision for loan and lease losses | $150,000 | 2,373 |
| Total noninterest income | $1,121,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $172,000 | 3,741 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $949,000 | 2,015 |
| Total noninterest expense | $4,583,000 | 2,891 |
| Salaries and employee benefits | $2,803,000 | 2,640 |
| Premises and equipment expense | $355,000 | 3,811 |
| Additional noninterest expense | $1,425,000 | 3,004 |
| Pre-tax net operating income | $2,798,000 | 1,966 |
| Securities gains (losses) | $98,000 | 1,009 |
| Applicable income taxes | $863,000 | 1,445 |
| Income before extraordinary items | $2,033,000 | 2,197 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,033,000 | 2,197 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,033,000 | 2,196 |
| Net charge-offs | $184,000 | 2,083 |
| Cash dividends | $428,000 | 2,390 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 322 |
| Net operating income | $1,964,400 | 2,196 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,933,000 | 2,435 |
| Total interest expense | $726,000 | 1,987 |
| Net interest income | $4,207,000 | 2,514 |
| Provision for loan and lease losses | $70,000 | 2,678 |
| Total noninterest income | $612,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $109,000 | 3,796 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $503,000 | 2,305 |
| Total noninterest expense | $2,951,000 | 2,976 |
| Salaries and employee benefits | $1,794,000 | 2,741 |
| Premises and equipment expense | $233,000 | 3,870 |
| Additional noninterest expense | $924,000 | 3,079 |
| Pre-tax net operating income | $1,798,000 | 1,979 |
| Securities gains (losses) | $93,000 | 828 |
| Applicable income taxes | $562,000 | 1,428 |
| Income before extraordinary items | $1,329,000 | 2,180 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,329,000 | 2,184 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,329,000 | 2,183 |
| Net charge-offs | $41,000 | 2,951 |
| Cash dividends | $428,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,263,900 | 2,207 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 2,453 |
| Total interest expense | $359,000 | 2,028 |
| Net interest income | $2,089,000 | 2,530 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $252,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $54,000 | 3,799 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $198,000 | 2,571 |
| Total noninterest expense | $1,445,000 | 3,038 |
| Salaries and employee benefits | $872,000 | 2,807 |
| Premises and equipment expense | $111,000 | 3,994 |
| Additional noninterest expense | $462,000 | 3,073 |
| Pre-tax net operating income | $851,000 | 2,001 |
| Securities gains (losses) | $55,000 | 621 |
| Applicable income taxes | $269,000 | 1,438 |
| Income before extraordinary items | $637,000 | 2,173 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $637,000 | 2,174 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $637,000 | 2,175 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $598,500 | 2,236 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,013,000 | 2,422 |
| Total interest expense | $1,717,000 | 1,956 |
| Net interest income | $8,296,000 | 2,522 |
| Provision for loan and lease losses | $380,000 | 2,166 |
| Total noninterest income | $1,361,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $270,000 | 3,548 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,091,000 | 2,263 |
| Total noninterest expense | $5,798,000 | 3,064 |
| Salaries and employee benefits | $3,474,000 | 2,819 |
| Premises and equipment expense | $383,000 | 4,325 |
| Additional noninterest expense | $1,941,000 | 3,045 |
| Pre-tax net operating income | $3,479,000 | 1,916 |
| Securities gains (losses) | $368,000 | 594 |
| Applicable income taxes | $1,135,000 | 1,351 |
| Income before extraordinary items | $2,712,000 | 2,050 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,712,000 | 2,055 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,712,000 | 2,055 |
| Net charge-offs | $413,000 | 2,220 |
| Cash dividends | $901,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $-45,000 | 6,724 |
| Net operating income | $2,454,400 | 2,174 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,527,000 | 2,435 |
| Total interest expense | $1,317,000 | 1,962 |
| Net interest income | $6,210,000 | 2,534 |
| Provision for loan and lease losses | $330,000 | 1,969 |
| Total noninterest income | $1,090,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $205,000 | 3,541 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $885,000 | 2,218 |
| Total noninterest expense | $4,371,000 | 3,053 |
| Salaries and employee benefits | $2,597,000 | 2,835 |
| Premises and equipment expense | $286,000 | 4,361 |
| Additional noninterest expense | $1,488,000 | 2,995 |
| Pre-tax net operating income | $2,599,000 | 1,995 |
| Securities gains (losses) | $246,000 | 728 |
| Applicable income taxes | $858,000 | 1,387 |
| Income before extraordinary items | $1,987,000 | 2,148 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,987,000 | 2,155 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,987,000 | 2,155 |
| Net charge-offs | $232,000 | 2,401 |
| Cash dividends | $136,000 | 3,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,814,800 | 2,243 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 2,433 |
| Total interest expense | $879,000 | 1,983 |
| Net interest income | $4,116,000 | 2,543 |
| Provision for loan and lease losses | $260,000 | 1,827 |
| Total noninterest income | $734,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $131,000 | 3,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $603,000 | 2,224 |
| Total noninterest expense | $2,852,000 | 3,108 |
| Salaries and employee benefits | $1,692,000 | 2,898 |
| Premises and equipment expense | $179,000 | 4,522 |
| Additional noninterest expense | $981,000 | 3,015 |
| Pre-tax net operating income | $1,738,000 | 1,945 |
| Securities gains (losses) | $254,000 | 633 |
| Applicable income taxes | $600,000 | 1,350 |
| Income before extraordinary items | $1,392,000 | 2,050 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,392,000 | 2,059 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,392,000 | 2,056 |
| Net charge-offs | $188,000 | 2,156 |
| Cash dividends | $136,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,214,200 | 2,192 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 2,461 |
| Total interest expense | $443,000 | 2,014 |
| Net interest income | $2,047,000 | 2,566 |
| Provision for loan and lease losses | $130,000 | 1,826 |
| Total noninterest income | $356,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $65,000 | 3,595 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $291,000 | 2,264 |
| Total noninterest expense | $1,430,000 | 3,131 |
| Salaries and employee benefits | $827,000 | 2,966 |
| Premises and equipment expense | $91,000 | 4,515 |
| Additional noninterest expense | $512,000 | 2,927 |
| Pre-tax net operating income | $843,000 | 1,958 |
| Securities gains (losses) | $253,000 | 378 |
| Applicable income taxes | $333,000 | 1,233 |
| Income before extraordinary items | $763,000 | 1,862 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $763,000 | 1,863 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $763,000 | 1,864 |
| Net charge-offs | $119,000 | 1,755 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $585,900 | 2,211 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,976,000 | 2,578 |
| Total interest expense | $1,999,000 | 2,138 |
| Net interest income | $7,977,000 | 2,667 |
| Provision for loan and lease losses | $576,000 | 2,520 |
| Total noninterest income | $1,763,000 | 2,386 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $214,000 | 4,134 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,549,000 | 1,821 |
| Total noninterest expense | $5,765,000 | 3,122 |
| Salaries and employee benefits | $3,314,000 | 2,918 |
| Premises and equipment expense | $373,000 | 4,460 |
| Additional noninterest expense | $2,078,000 | 3,010 |
| Pre-tax net operating income | $3,399,000 | 1,872 |
| Securities gains (losses) | $204,000 | 1,675 |
| Applicable income taxes | $1,070,000 | 1,409 |
| Income before extraordinary items | $2,533,000 | 2,148 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,533,000 | 2,147 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,533,000 | 2,149 |
| Net charge-offs | $538,000 | 2,564 |
| Cash dividends | $317,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 890 |
| Net operating income | $2,390,200 | 2,128 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,426,000 | 2,645 |
| Total interest expense | $1,511,000 | 2,199 |
| Net interest income | $5,915,000 | 2,742 |
| Provision for loan and lease losses | $340,000 | 2,810 |
| Total noninterest income | $1,269,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $150,000 | 4,314 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,119,000 | 1,854 |
| Total noninterest expense | $4,343,000 | 3,131 |
| Salaries and employee benefits | $2,443,000 | 2,972 |
| Premises and equipment expense | $292,000 | 4,415 |
| Additional noninterest expense | $1,608,000 | 2,929 |
| Pre-tax net operating income | $2,501,000 | 1,975 |
| Securities gains (losses) | $177,000 | 1,532 |
| Applicable income taxes | $797,000 | 1,443 |
| Income before extraordinary items | $1,881,000 | 2,225 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,881,000 | 2,225 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,881,000 | 2,225 |
| Net charge-offs | $378,000 | 2,528 |
| Cash dividends | $180,000 | 2,982 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 859 |
| Net operating income | $1,757,100 | 2,225 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 2,675 |
| Total interest expense | $1,015,000 | 2,257 |
| Net interest income | $3,885,000 | 2,784 |
| Provision for loan and lease losses | $310,000 | 2,350 |
| Total noninterest income | $924,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $82,000 | 4,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $842,000 | 1,701 |
| Total noninterest expense | $2,808,000 | 3,223 |
| Salaries and employee benefits | $1,595,000 | 3,026 |
| Premises and equipment expense | $198,000 | 4,392 |
| Additional noninterest expense | $1,015,000 | 3,086 |
| Pre-tax net operating income | $1,691,000 | 1,936 |
| Securities gains (losses) | $108,000 | 1,535 |
| Applicable income taxes | $543,000 | 1,417 |
| Income before extraordinary items | $1,256,000 | 2,188 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,256,000 | 2,189 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,256,000 | 2,189 |
| Net charge-offs | $350,000 | 2,146 |
| Cash dividends | $180,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 832 |
| Net operating income | $1,180,400 | 2,176 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 2,750 |
| Total interest expense | $507,000 | 2,339 |
| Net interest income | $1,909,000 | 2,828 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $513,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $37,000 | 4,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $476,000 | 1,556 |
| Total noninterest expense | $1,378,000 | 3,279 |
| Salaries and employee benefits | $763,000 | 3,133 |
| Premises and equipment expense | $101,000 | 4,371 |
| Additional noninterest expense | $514,000 | 3,028 |
| Pre-tax net operating income | $894,000 | 1,847 |
| Securities gains (losses) | $77,000 | 1,025 |
| Applicable income taxes | $300,000 | 1,296 |
| Income before extraordinary items | $671,000 | 2,071 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $671,000 | 2,072 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $671,000 | 2,073 |
| Net charge-offs | $308,000 | 1,464 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $617,870 | 2,102 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,689,000 | 2,829 |
| Total interest expense | $2,504,000 | 2,311 |
| Net interest income | $7,185,000 | 3,000 |
| Provision for loan and lease losses | $793,000 | 2,757 |
| Total noninterest income | $1,202,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $120,000 | 5,261 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,082,000 | 2,030 |
| Total noninterest expense | $5,067,000 | 3,502 |
| Salaries and employee benefits | $2,793,000 | 3,276 |
| Premises and equipment expense | $384,000 | 4,656 |
| Additional noninterest expense | $1,890,000 | 3,292 |
| Pre-tax net operating income | $2,527,000 | 2,116 |
| Securities gains (losses) | $426,000 | 889 |
| Applicable income taxes | $902,000 | 1,450 |
| Income before extraordinary items | $2,051,000 | 2,218 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,051,000 | 2,219 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,051,000 | 2,219 |
| Net charge-offs | $400,000 | 3,446 |
| Cash dividends | $91,000 | 3,811 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 834 |
| Net operating income | $1,757,060 | 2,410 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,261,000 | 2,870 |
| Total interest expense | $1,986,000 | 2,272 |
| Net interest income | $5,275,000 | 3,078 |
| Provision for loan and lease losses | $463,000 | 2,977 |
| Total noninterest income | $874,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $91,000 | 5,271 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $783,000 | 2,068 |
| Total noninterest expense | $3,773,000 | 3,530 |
| Salaries and employee benefits | $2,028,000 | 3,356 |
| Premises and equipment expense | $296,000 | 4,640 |
| Additional noninterest expense | $1,449,000 | 3,241 |
| Pre-tax net operating income | $1,913,000 | 2,152 |
| Securities gains (losses) | $358,000 | 802 |
| Applicable income taxes | $726,000 | 1,384 |
| Income before extraordinary items | $1,545,000 | 2,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,545,000 | 2,255 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,545,000 | 2,256 |
| Net charge-offs | $223,000 | 3,589 |
| Cash dividends | $91,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 828 |
| Net operating income | $1,301,560 | 2,483 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,809,000 | 2,905 |
| Total interest expense | $1,322,000 | 2,372 |
| Net interest income | $3,487,000 | 3,091 |
| Provision for loan and lease losses | $298,000 | 3,059 |
| Total noninterest income | $511,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $57,000 | 5,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $454,000 | 2,243 |
| Total noninterest expense | $2,470,000 | 3,609 |
| Salaries and employee benefits | $1,312,000 | 3,460 |
| Premises and equipment expense | $191,000 | 4,769 |
| Additional noninterest expense | $967,000 | 3,283 |
| Pre-tax net operating income | $1,230,000 | 2,186 |
| Securities gains (losses) | $25,000 | 1,984 |
| Applicable income taxes | $390,000 | 1,546 |
| Income before extraordinary items | $865,000 | 2,538 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $865,000 | 2,538 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $865,000 | 2,538 |
| Net charge-offs | $114,000 | 3,709 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 810 |
| Net operating income | $847,750 | 2,495 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 2,960 |
| Total interest expense | $662,000 | 2,442 |
| Net interest income | $1,713,000 | 3,134 |
| Provision for loan and lease losses | $108,000 | 3,259 |
| Total noninterest income | $253,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $24,000 | 5,566 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $229,000 | 2,281 |
| Total noninterest expense | $1,223,000 | 3,644 |
| Salaries and employee benefits | $630,000 | 3,589 |
| Premises and equipment expense | $96,000 | 4,808 |
| Additional noninterest expense | $497,000 | 3,197 |
| Pre-tax net operating income | $635,000 | 2,121 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $199,000 | 1,521 |
| Income before extraordinary items | $436,000 | 2,492 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $436,000 | 2,491 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $436,000 | 2,492 |
| Net charge-offs | $17,000 | 4,138 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 742 |
| Net operating income | $436,000 | 2,447 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,304,000 | 3,131 |
| Total interest expense | $3,375,000 | 2,338 |
| Net interest income | $5,929,000 | 3,490 |
| Provision for loan and lease losses | $630,000 | 3,760 |
| Total noninterest income | $1,211,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $173,000 | 4,670 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,038,000 | 2,139 |
| Total noninterest expense | $4,606,000 | 3,833 |
| Salaries and employee benefits | $2,433,000 | 3,658 |
| Premises and equipment expense | $379,000 | 4,870 |
| Additional noninterest expense | $1,794,000 | 3,539 |
| Pre-tax net operating income | $1,904,000 | 2,329 |
| Securities gains (losses) | $74,000 | 2,404 |
| Applicable income taxes | $669,000 | 1,623 |
| Income before extraordinary items | $1,309,000 | 2,745 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,309,000 | 2,741 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,309,000 | 2,746 |
| Net charge-offs | $651,000 | 3,281 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 953 |
| Net operating income | $1,260,160 | 2,708 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,880,000 | 3,236 |
| Total interest expense | $2,647,000 | 2,340 |
| Net interest income | $4,233,000 | 3,683 |
| Provision for loan and lease losses | $385,000 | 3,958 |
| Total noninterest income | $848,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $127,000 | 4,789 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $721,000 | 2,218 |
| Total noninterest expense | $3,264,000 | 3,981 |
| Salaries and employee benefits | $1,740,000 | 3,836 |
| Premises and equipment expense | $278,000 | 5,016 |
| Additional noninterest expense | $1,246,000 | 3,714 |
| Pre-tax net operating income | $1,432,000 | 2,458 |
| Securities gains (losses) | $74,000 | 2,178 |
| Applicable income taxes | $528,000 | 1,620 |
| Income before extraordinary items | $978,000 | 2,934 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $978,000 | 2,930 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $978,000 | 2,933 |
| Net charge-offs | $350,000 | 3,529 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 905 |
| Net operating income | $929,900 | 2,897 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,470,000 | 3,340 |
| Total interest expense | $1,790,000 | 2,404 |
| Net interest income | $2,680,000 | 3,828 |
| Provision for loan and lease losses | $305,000 | 3,565 |
| Total noninterest income | $498,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $89,000 | 4,690 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $409,000 | 2,391 |
| Total noninterest expense | $2,009,000 | 4,215 |
| Salaries and employee benefits | $1,081,000 | 4,063 |
| Premises and equipment expense | $177,000 | 5,149 |
| Additional noninterest expense | $751,000 | 3,947 |
| Pre-tax net operating income | $864,000 | 2,655 |
| Securities gains (losses) | $44,000 | 1,966 |
| Applicable income taxes | $324,000 | 1,662 |
| Income before extraordinary items | $584,000 | 3,120 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $584,000 | 3,115 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $584,000 | 3,118 |
| Net charge-offs | $283,000 | 3,118 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 925 |
| Net operating income | $555,840 | 3,107 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 3,472 |
| Total interest expense | $881,000 | 2,544 |
| Net interest income | $1,310,000 | 3,910 |
| Provision for loan and lease losses | $95,000 | 4,030 |
| Total noninterest income | $165,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $127,000 | 3,101 |
| Total noninterest expense | $956,000 | 4,417 |
| Salaries and employee benefits | $500,000 | 4,358 |
| Premises and equipment expense | $87,000 | 5,262 |
| Additional noninterest expense | $369,000 | 4,008 |
| Pre-tax net operating income | $424,000 | 2,735 |
| Securities gains (losses) | $6,000 | 1,850 |
| Applicable income taxes | $156,000 | 1,697 |
| Income before extraordinary items | $274,000 | 3,307 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $274,000 | 3,305 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $274,000 | 3,307 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 904 |
| Net operating income | $270,160 | 3,224 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,591,000 | 3,962 |
| Total interest expense | $3,386,000 | 3,124 |
| Net interest income | $4,205,000 | 4,430 |
| Provision for loan and lease losses | $1,665,000 | 2,731 |
| Total noninterest income | $1,022,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $133,000 | 5,328 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $889,000 | 2,306 |
| Total noninterest expense | $3,805,000 | 4,475 |
| Salaries and employee benefits | $1,990,000 | 4,384 |
| Premises and equipment expense | $271,000 | 5,877 |
| Additional noninterest expense | $1,544,000 | 3,996 |
| Pre-tax net operating income | $-243,000 | 5,756 |
| Securities gains (losses) | $590,000 | 781 |
| Applicable income taxes | $-743,000 | 7,174 |
| Income before extraordinary items | $1,090,000 | 2,633 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,090,000 | 2,631 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,090,000 | 2,632 |
| Net charge-offs | $698,000 | 3,354 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 995 |
| Net operating income | $500,000 | 3,807 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,434,000 | 4,143 |
| Total interest expense | $2,543,000 | 3,253 |
| Net interest income | $2,891,000 | 4,689 |
| Provision for loan and lease losses | $478,000 | 3,868 |
| Total noninterest income | $417,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $92,000 | 5,483 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $325,000 | 3,490 |
| Total noninterest expense | $2,657,000 | 4,688 |
| Salaries and employee benefits | $1,414,000 | 4,576 |
| Premises and equipment expense | $212,000 | 5,829 |
| Additional noninterest expense | $1,031,000 | 4,287 |
| Pre-tax net operating income | $173,000 | 5,036 |
| Securities gains (losses) | $423,000 | 791 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $596,000 | 3,401 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $596,000 | 3,400 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $596,000 | 3,401 |
| Net charge-offs | $122,000 | 4,866 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 940 |
| Net operating income | $173,000 | 4,921 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 4,334 |
| Total interest expense | $1,648,000 | 3,428 |
| Net interest income | $1,776,000 | 4,921 |
| Provision for loan and lease losses | $303,000 | 3,668 |
| Total noninterest income | $234,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $49,000 | 5,826 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $185,000 | 3,762 |
| Total noninterest expense | $1,687,000 | 4,884 |
| Salaries and employee benefits | $902,000 | 4,739 |
| Premises and equipment expense | $127,000 | 6,125 |
| Additional noninterest expense | $658,000 | 4,442 |
| Pre-tax net operating income | $20,000 | 5,685 |
| Securities gains (losses) | $192,000 | 1,038 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $212,000 | 4,468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 4,465 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $212,000 | 4,465 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 912 |
| Net operating income | $20,000 | 5,710 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 4,595 |
| Total interest expense | $803,000 | 3,609 |
| Net interest income | $781,000 | 5,286 |
| Provision for loan and lease losses | $95,000 | 3,976 |
| Total noninterest income | $80,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $59,000 | 4,537 |
| Total noninterest expense | $773,000 | 5,075 |
| Salaries and employee benefits | $408,000 | 5,082 |
| Premises and equipment expense | $59,000 | 6,334 |
| Additional noninterest expense | $306,000 | 4,348 |
| Pre-tax net operating income | $-7,000 | 6,279 |
| Securities gains (losses) | $65,000 | 1,181 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $58,000 | 5,575 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $58,000 | 5,578 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $58,000 | 5,578 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 797 |
| Net operating income | $-7,000 | 6,301 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,482,000 | 5,744 |
| Total interest expense | $2,276,000 | 4,993 |
| Net interest income | $2,206,000 | 6,199 |
| Provision for loan and lease losses | $562,000 | 3,627 |
| Total noninterest income | $195,000 | 6,518 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 6,845 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $160,000 | 5,205 |
| Total noninterest expense | $2,592,000 | 5,556 |
| Salaries and employee benefits | $1,466,000 | 5,402 |
| Premises and equipment expense | $204,000 | 6,652 |
| Additional noninterest expense | $922,000 | 5,079 |
| Pre-tax net operating income | $-753,000 | 6,898 |
| Securities gains (losses) | $-310,000 | 7,429 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,063,000 | 7,025 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,063,000 | 7,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $3,111,000 | 264 |
| Net operating income | $-753,000 | 6,987 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,957,000 | 6,108 |
| Total interest expense | $1,531,000 | 5,381 |
| Net interest income | $1,426,000 | 6,572 |
| Provision for loan and lease losses | $424,000 | 2,986 |
| Total noninterest income | $143,000 | 6,667 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $20,000 | 7,007 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 5,265 |
| Total noninterest expense | $1,898,000 | 5,621 |
| Salaries and employee benefits | $1,052,000 | 5,537 |
| Premises and equipment expense | $149,000 | 6,721 |
| Additional noninterest expense | $697,000 | 4,965 |
| Pre-tax net operating income | $-753,000 | 7,406 |
| Securities gains (losses) | $57,000 | 1,332 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-696,000 | 7,336 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-696,000 | 7,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $3,120,000 | 184 |
| Net operating income | $-753,000 | 7,495 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 6,468 |
| Total interest expense | $905,000 | 5,818 |
| Net interest income | $835,000 | 6,872 |
| Provision for loan and lease losses | $218,000 | 3,023 |
| Total noninterest income | $103,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $13,000 | 7,054 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $90,000 | 5,223 |
| Total noninterest expense | $1,213,000 | 5,762 |
| Salaries and employee benefits | $671,000 | 5,724 |
| Premises and equipment expense | $107,000 | 6,626 |
| Additional noninterest expense | $435,000 | 5,169 |
| Pre-tax net operating income | $-493,000 | 7,601 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-493,000 | 7,686 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-493,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 712 |
| Net operating income | $-493,000 | 7,664 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $813,000 | 6,677 |
| Total interest expense | $426,000 | 6,129 |
| Net interest income | $387,000 | 7,072 |
| Provision for loan and lease losses | $96,000 | 2,788 |
| Total noninterest income | $53,000 | 6,573 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 5,178 |
| Total noninterest expense | $556,000 | 6,018 |
| Salaries and employee benefits | $309,000 | 6,004 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $201,000 | 5,362 |
| Pre-tax net operating income | $-212,000 | 7,779 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-212,000 | 7,854 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-212,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 635 |
| Net operating income | $-212,000 | 7,824 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 7,593 |
| Total interest expense | $701,000 | 7,655 |
| Net interest income | $1,258,000 | 7,432 |
| Provision for loan and lease losses | $439,000 | 2,551 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $5,000 | 7,385 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $32,000 | 7,491 |
| Total noninterest expense | $2,071,000 | 6,134 |
| Salaries and employee benefits | $1,097,000 | 6,238 |
| Premises and equipment expense | $177,000 | 6,958 |
| Additional noninterest expense | $797,000 | 5,357 |
| Pre-tax net operating income | $-1,215,000 | 8,119 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,215,000 | 8,170 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,215,000 | 8,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $15,092,000 | 127 |
| Net operating income | $-1,215,000 | 8,163 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 7,842 |
| Total interest expense | $373,000 | 8,011 |
| Net interest income | $880,000 | 7,593 |
| Provision for loan and lease losses | $264,000 | 2,524 |
| Total noninterest income | $5,000 | 8,377 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,448 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,000 | 8,269 |
| Total noninterest expense | $1,502,000 | 6,208 |
| Salaries and employee benefits | $822,000 | 6,224 |
| Premises and equipment expense | $109,000 | 7,284 |
| Additional noninterest expense | $571,000 | 5,452 |
| Pre-tax net operating income | $-881,000 | 8,255 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-881,000 | 8,299 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-881,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $15,014,000 | 94 |
| Net operating income | $-881,000 | 8,289 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $695,000 | 8,079 |
| Total interest expense | $152,000 | 8,317 |
| Net interest income | $543,000 | 7,742 |
| Provision for loan and lease losses | $97,000 | 3,344 |
| Total noninterest income | $1,000 | 8,491 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,000 | 7,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $1,084,000 | 6,014 |
| Salaries and employee benefits | $607,000 | 5,973 |
| Premises and equipment expense | $58,000 | 7,612 |
| Additional noninterest expense | $419,000 | 5,132 |
| Pre-tax net operating income | $-637,000 | 8,357 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-637,000 | 8,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-637,000 | 8,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $15,017,000 | 63 |
| Net operating income | $-637,000 | 8,383 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $366,000 | 8,082 |
| Total interest expense | $21,000 | 8,543 |
| Net interest income | $345,000 | 7,417 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $739,000 | 5,060 |
| Salaries and employee benefits | $399,000 | 5,177 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $307,000 | 3,906 |
| Pre-tax net operating income | $-394,000 | 8,470 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-394,000 | 8,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-394,000 | 8,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $14,982,000 | 33 |
| Net operating income | $-394,000 | 8,486 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.