Home > Kennebec Savings Bank > Income and Expense
Kennebec Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $71,008,000 | 694 |
| Total interest expense | $29,829,000 | 590 |
| Net interest income | $41,179,000 | 790 |
| Provision for loan and lease losses | $-315,000 | 4,433 |
| Total noninterest income | $4,998,000 | 1,201 |
| Gross Fiduciary activities income | $1,011,000 | 504 |
| Service charges on deposit accounts | $67,000 | 3,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,920,000 | 1,039 |
| Total noninterest expense | $37,779,000 | 726 |
| Salaries and employee benefits | $23,020,000 | 661 |
| Premises and equipment expense | $3,830,000 | 701 |
| Additional noninterest expense | $3,920,000 | 1,039 |
| Pre-tax net operating income | $8,713,000 | 1,306 |
| Securities gains (losses) | $4,692,000 | 22 |
| Applicable income taxes | $2,472,000 | 843 |
| Income before extraordinary items | $10,933,000 | 938 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,933,000 | 953 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $10,933,000 | 941 |
| Net charge-offs | $-105,000 | 4,344 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,085,560 | 1,351 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $52,013,000 | 701 |
| Total interest expense | $20,941,000 | 586 |
| Net interest income | $31,072,000 | 792 |
| Provision for loan and lease losses | $-344,000 | 4,482 |
| Total noninterest income | $3,732,000 | 1,202 |
| Gross Fiduciary activities income | $741,000 | 508 |
| Service charges on deposit accounts | $49,000 | 3,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,942,000 | 1,054 |
| Total noninterest expense | $27,990,000 | 739 |
| Salaries and employee benefits | $17,101,000 | 668 |
| Premises and equipment expense | $2,858,000 | 708 |
| Additional noninterest expense | $2,942,000 | 1,054 |
| Pre-tax net operating income | $7,158,000 | 1,249 |
| Securities gains (losses) | $-1,352,000 | 4,483 |
| Applicable income taxes | $1,059,000 | 1,247 |
| Income before extraordinary items | $4,747,000 | 1,515 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,747,000 | 1,527 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,747,000 | 1,515 |
| Net charge-offs | $-116,000 | 4,393 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,855,640 | 1,304 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $33,829,000 | 694 |
| Total interest expense | $12,910,000 | 553 |
| Net interest income | $20,919,000 | 783 |
| Provision for loan and lease losses | $-431,000 | 4,545 |
| Total noninterest income | $2,461,000 | 1,153 |
| Gross Fiduciary activities income | $488,000 | 498 |
| Service charges on deposit accounts | $33,000 | 3,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,940,000 | 997 |
| Total noninterest expense | $18,827,000 | 716 |
| Salaries and employee benefits | $11,567,000 | 652 |
| Premises and equipment expense | $1,910,000 | 697 |
| Additional noninterest expense | $1,940,000 | 996 |
| Pre-tax net operating income | $4,984,000 | 1,206 |
| Securities gains (losses) | $2,413,000 | 28 |
| Applicable income taxes | $1,474,000 | 794 |
| Income before extraordinary items | $5,923,000 | 927 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,923,000 | 939 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,923,000 | 927 |
| Net charge-offs | $-87,000 | 4,432 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,992,600 | 1,270 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $16,536,000 | 703 |
| Total interest expense | $5,825,000 | 536 |
| Net interest income | $10,711,000 | 777 |
| Provision for loan and lease losses | $-189,000 | 4,576 |
| Total noninterest income | $1,212,000 | 1,157 |
| Gross Fiduciary activities income | $242,000 | 517 |
| Service charges on deposit accounts | $17,000 | 3,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $953,000 | 1,003 |
| Total noninterest expense | $9,314,000 | 736 |
| Salaries and employee benefits | $5,716,000 | 676 |
| Premises and equipment expense | $937,000 | 740 |
| Additional noninterest expense | $953,000 | 1,003 |
| Pre-tax net operating income | $2,798,000 | 1,136 |
| Securities gains (losses) | $581,000 | 51 |
| Applicable income taxes | $665,000 | 871 |
| Income before extraordinary items | $2,714,000 | 1,012 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,714,000 | 1,011 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,714,000 | 1,011 |
| Net charge-offs | $-101,000 | 4,552 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,249,200 | 1,188 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $55,569,000 | 678 |
| Total interest expense | $8,541,000 | 514 |
| Net interest income | $47,028,000 | 703 |
| Provision for loan and lease losses | $1,350,000 | 669 |
| Total noninterest income | $5,895,000 | 1,076 |
| Gross Fiduciary activities income | $965,000 | 527 |
| Service charges on deposit accounts | $66,000 | 3,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,864,000 | 929 |
| Total noninterest expense | $34,403,000 | 761 |
| Salaries and employee benefits | $21,156,000 | 709 |
| Premises and equipment expense | $3,577,000 | 731 |
| Additional noninterest expense | $4,864,000 | 929 |
| Pre-tax net operating income | $17,170,000 | 849 |
| Securities gains (losses) | $-12,116,000 | 4,674 |
| Applicable income taxes | $607,000 | 1,898 |
| Income before extraordinary items | $4,447,000 | 1,970 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,447,000 | 1,970 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,447,000 | 1,969 |
| Net charge-offs | $-94,000 | 4,263 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $15,109,080 | 802 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $39,739,000 | 682 |
| Total interest expense | $4,318,000 | 528 |
| Net interest income | $35,421,000 | 695 |
| Provision for loan and lease losses | $950,000 | 649 |
| Total noninterest income | $4,350,000 | 1,107 |
| Gross Fiduciary activities income | $722,000 | 524 |
| Service charges on deposit accounts | $49,000 | 3,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,579,000 | 947 |
| Total noninterest expense | $25,264,000 | 777 |
| Salaries and employee benefits | $15,577,000 | 720 |
| Premises and equipment expense | $2,609,000 | 747 |
| Additional noninterest expense | $3,579,000 | 947 |
| Pre-tax net operating income | $13,557,000 | 823 |
| Securities gains (losses) | $-19,239,000 | 4,727 |
| Applicable income taxes | $-1,469,000 | 4,728 |
| Income before extraordinary items | $-4,213,000 | 4,727 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-4,213,000 | 4,727 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-4,213,000 | 4,727 |
| Net charge-offs | $-128,000 | 4,367 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $10,985,810 | 835 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $25,183,000 | 682 |
| Total interest expense | $2,043,000 | 574 |
| Net interest income | $23,140,000 | 687 |
| Provision for loan and lease losses | $450,000 | 730 |
| Total noninterest income | $2,615,000 | 1,167 |
| Gross Fiduciary activities income | $479,000 | 484 |
| Service charges on deposit accounts | $32,000 | 3,852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,104,000 | 1,062 |
| Total noninterest expense | $16,696,000 | 771 |
| Salaries and employee benefits | $10,318,000 | 715 |
| Premises and equipment expense | $1,721,000 | 748 |
| Additional noninterest expense | $4,657,000 | 811 |
| Pre-tax net operating income | $8,609,000 | 814 |
| Securities gains (losses) | $-14,570,000 | 4,752 |
| Applicable income taxes | $-1,471,000 | 4,756 |
| Income before extraordinary items | $-4,490,000 | 4,753 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-4,490,000 | 4,753 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-4,490,000 | 4,753 |
| Net charge-offs | $11,000 | 1,552 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $7,020,300 | 816 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $12,281,000 | 678 |
| Total interest expense | $856,000 | 643 |
| Net interest income | $11,425,000 | 681 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $1,178,000 | 1,247 |
| Gross Fiduciary activities income | $245,000 | 489 |
| Service charges on deposit accounts | $16,000 | 3,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $917,000 | 1,145 |
| Total noninterest expense | $8,105,000 | 787 |
| Salaries and employee benefits | $5,034,000 | 737 |
| Premises and equipment expense | $837,000 | 777 |
| Additional noninterest expense | $2,234,000 | 837 |
| Pre-tax net operating income | $4,348,000 | 767 |
| Securities gains (losses) | $-5,348,000 | 4,781 |
| Applicable income taxes | $-255,000 | 4,751 |
| Income before extraordinary items | $-745,000 | 4,750 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-745,000 | 4,750 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-745,000 | 4,750 |
| Net charge-offs | $12,000 | 1,131 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $3,479,920 | 793 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $48,328,000 | 701 |
| Total interest expense | $3,869,000 | 697 |
| Net interest income | $44,459,000 | 700 |
| Provision for loan and lease losses | $150,000 | 1,910 |
| Total noninterest income | $4,739,000 | 1,352 |
| Gross Fiduciary activities income | $955,000 | 487 |
| Service charges on deposit accounts | $64,000 | 3,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,720,000 | 1,313 |
| Total noninterest expense | $36,044,000 | 713 |
| Salaries and employee benefits | $19,838,000 | 736 |
| Premises and equipment expense | $3,591,000 | 731 |
| Additional noninterest expense | $12,615,000 | 636 |
| Pre-tax net operating income | $13,004,000 | 1,050 |
| Securities gains (losses) | $15,346,000 | 41 |
| Applicable income taxes | $5,741,000 | 571 |
| Income before extraordinary items | $22,609,000 | 588 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $22,609,000 | 588 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $22,609,000 | 589 |
| Net charge-offs | $-282,000 | 4,620 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $10,332,200 | 1,109 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $35,892,000 | 715 |
| Total interest expense | $2,931,000 | 737 |
| Net interest income | $32,961,000 | 715 |
| Provision for loan and lease losses | $50,000 | 2,340 |
| Total noninterest income | $3,480,000 | 1,408 |
| Gross Fiduciary activities income | $709,000 | 482 |
| Service charges on deposit accounts | $46,000 | 3,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,725,000 | 1,379 |
| Total noninterest expense | $25,512,000 | 760 |
| Salaries and employee benefits | $14,532,000 | 759 |
| Premises and equipment expense | $2,556,000 | 781 |
| Additional noninterest expense | $8,424,000 | 697 |
| Pre-tax net operating income | $10,879,000 | 995 |
| Securities gains (losses) | $7,469,000 | 55 |
| Applicable income taxes | $3,841,000 | 637 |
| Income before extraordinary items | $14,507,000 | 684 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $14,507,000 | 684 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $14,507,000 | 684 |
| Net charge-offs | $-249,000 | 4,703 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $8,606,490 | 1,055 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $23,612,000 | 720 |
| Total interest expense | $1,967,000 | 775 |
| Net interest income | $21,645,000 | 715 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $2,408,000 | 1,367 |
| Gross Fiduciary activities income | $459,000 | 488 |
| Service charges on deposit accounts | $31,000 | 3,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,918,000 | 1,326 |
| Total noninterest expense | $17,011,000 | 757 |
| Salaries and employee benefits | $9,409,000 | 780 |
| Premises and equipment expense | $1,699,000 | 785 |
| Additional noninterest expense | $5,903,000 | 650 |
| Pre-tax net operating income | $6,892,000 | 1,031 |
| Securities gains (losses) | $8,133,000 | 45 |
| Applicable income taxes | $3,156,000 | 550 |
| Income before extraordinary items | $11,869,000 | 586 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $11,869,000 | 586 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $11,869,000 | 586 |
| Net charge-offs | $14,000 | 1,629 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $5,443,930 | 1,090 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $11,773,000 | 722 |
| Total interest expense | $1,068,000 | 748 |
| Net interest income | $10,705,000 | 710 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $1,106,000 | 1,433 |
| Gross Fiduciary activities income | $224,000 | 491 |
| Service charges on deposit accounts | $16,000 | 3,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $866,000 | 1,396 |
| Total noninterest expense | $9,192,000 | 697 |
| Salaries and employee benefits | $4,475,000 | 811 |
| Premises and equipment expense | $814,000 | 821 |
| Additional noninterest expense | $3,903,000 | 490 |
| Pre-tax net operating income | $2,469,000 | 1,315 |
| Securities gains (losses) | $3,803,000 | 51 |
| Applicable income taxes | $1,286,000 | 628 |
| Income before extraordinary items | $4,986,000 | 667 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,986,000 | 667 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,986,000 | 667 |
| Net charge-offs | $14,000 | 1,259 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,981,630 | 1,369 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $48,040,000 | 707 |
| Total interest expense | $7,892,000 | 619 |
| Net interest income | $40,148,000 | 723 |
| Provision for loan and lease losses | $2,030,000 | 1,033 |
| Total noninterest income | $3,426,000 | 1,601 |
| Gross Fiduciary activities income | $831,000 | 492 |
| Service charges on deposit accounts | $63,000 | 4,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,532,000 | 1,579 |
| Total noninterest expense | $27,486,000 | 882 |
| Salaries and employee benefits | $16,014,000 | 861 |
| Premises and equipment expense | $3,075,000 | 835 |
| Additional noninterest expense | $8,397,000 | 848 |
| Pre-tax net operating income | $14,058,000 | 786 |
| Securities gains (losses) | $5,519,000 | 109 |
| Applicable income taxes | $4,097,000 | 565 |
| Income before extraordinary items | $15,480,000 | 646 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $15,480,000 | 646 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $15,480,000 | 646 |
| Net charge-offs | $703,000 | 807 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $11,119,990 | 832 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $35,615,000 | 718 |
| Total interest expense | $6,438,000 | 613 |
| Net interest income | $29,177,000 | 730 |
| Provision for loan and lease losses | $1,880,000 | 919 |
| Total noninterest income | $3,315,000 | 1,336 |
| Gross Fiduciary activities income | $609,000 | 488 |
| Service charges on deposit accounts | $46,000 | 4,037 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,660,000 | 1,276 |
| Total noninterest expense | $19,624,000 | 903 |
| Salaries and employee benefits | $11,781,000 | 856 |
| Premises and equipment expense | $2,304,000 | 827 |
| Additional noninterest expense | $5,539,000 | 920 |
| Pre-tax net operating income | $10,988,000 | 732 |
| Securities gains (losses) | $-1,968,000 | 5,014 |
| Applicable income taxes | $1,825,000 | 788 |
| Income before extraordinary items | $7,195,000 | 961 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,195,000 | 961 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,195,000 | 961 |
| Net charge-offs | $829,000 | 554 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $8,769,400 | 767 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $23,826,000 | 720 |
| Total interest expense | $4,767,000 | 607 |
| Net interest income | $19,059,000 | 742 |
| Provision for loan and lease losses | $1,130,000 | 1,010 |
| Total noninterest income | $2,183,000 | 1,289 |
| Gross Fiduciary activities income | $398,000 | 493 |
| Service charges on deposit accounts | $31,000 | 4,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,754,000 | 1,188 |
| Total noninterest expense | $12,977,000 | 902 |
| Salaries and employee benefits | $7,724,000 | 852 |
| Premises and equipment expense | $1,551,000 | 811 |
| Additional noninterest expense | $3,702,000 | 922 |
| Pre-tax net operating income | $7,135,000 | 683 |
| Securities gains (losses) | $-5,664,000 | 5,052 |
| Applicable income taxes | $244,000 | 1,893 |
| Income before extraordinary items | $1,227,000 | 2,515 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,227,000 | 2,514 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,227,000 | 2,515 |
| Net charge-offs | $-33,000 | 4,650 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $5,928,120 | 697 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $12,012,000 | 711 |
| Total interest expense | $2,843,000 | 574 |
| Net interest income | $9,169,000 | 747 |
| Provision for loan and lease losses | $430,000 | 976 |
| Total noninterest income | $1,090,000 | 1,216 |
| Gross Fiduciary activities income | $198,000 | 502 |
| Service charges on deposit accounts | $16,000 | 4,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $876,000 | 1,072 |
| Total noninterest expense | $6,318,000 | 926 |
| Salaries and employee benefits | $3,759,000 | 884 |
| Premises and equipment expense | $781,000 | 821 |
| Additional noninterest expense | $1,778,000 | 966 |
| Pre-tax net operating income | $3,511,000 | 642 |
| Securities gains (losses) | $-12,979,000 | 5,102 |
| Applicable income taxes | $-2,031,000 | 5,067 |
| Income before extraordinary items | $-7,437,000 | 5,072 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-7,437,000 | 5,072 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-7,437,000 | 5,072 |
| Net charge-offs | $-36,000 | 4,797 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,816,410 | 671 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $46,234,000 | 743 |
| Total interest expense | $11,831,000 | 597 |
| Net interest income | $34,403,000 | 793 |
| Provision for loan and lease losses | $600,000 | 1,331 |
| Total noninterest income | $4,334,000 | 1,234 |
| Gross Fiduciary activities income | $783,000 | 497 |
| Service charges on deposit accounts | $68,000 | 4,267 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $3,483,000 | 1,079 |
| Total noninterest expense | $26,067,000 | 885 |
| Salaries and employee benefits | $14,576,000 | 886 |
| Premises and equipment expense | $3,053,000 | 838 |
| Additional noninterest expense | $8,438,000 | 816 |
| Pre-tax net operating income | $12,070,000 | 899 |
| Securities gains (losses) | $10,281,000 | 46 |
| Applicable income taxes | $4,636,000 | 533 |
| Income before extraordinary items | $17,715,000 | 586 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $17,715,000 | 587 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $17,715,000 | 587 |
| Net charge-offs | $-12,000 | 4,491 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $9,593,010 | 952 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $34,280,000 | 756 |
| Total interest expense | $8,864,000 | 604 |
| Net interest income | $25,416,000 | 805 |
| Provision for loan and lease losses | $450,000 | 1,249 |
| Total noninterest income | $3,121,000 | 1,262 |
| Gross Fiduciary activities income | $575,000 | 504 |
| Service charges on deposit accounts | $50,000 | 4,351 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $2,496,000 | 1,100 |
| Total noninterest expense | $18,545,000 | 922 |
| Salaries and employee benefits | $10,819,000 | 884 |
| Premises and equipment expense | $2,257,000 | 854 |
| Additional noninterest expense | $5,469,000 | 918 |
| Pre-tax net operating income | $9,542,000 | 880 |
| Securities gains (losses) | $928,000 | 203 |
| Applicable income taxes | $2,120,000 | 745 |
| Income before extraordinary items | $8,350,000 | 874 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,350,000 | 875 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,350,000 | 875 |
| Net charge-offs | $55,000 | 2,162 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $7,607,600 | 922 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $22,518,000 | 762 |
| Total interest expense | $5,780,000 | 608 |
| Net interest income | $16,738,000 | 814 |
| Provision for loan and lease losses | $300,000 | 1,195 |
| Total noninterest income | $2,080,000 | 1,241 |
| Gross Fiduciary activities income | $379,000 | 508 |
| Service charges on deposit accounts | $33,000 | 4,380 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,668,000 | 1,069 |
| Total noninterest expense | $12,381,000 | 912 |
| Salaries and employee benefits | $7,262,000 | 875 |
| Premises and equipment expense | $1,503,000 | 856 |
| Additional noninterest expense | $3,616,000 | 943 |
| Pre-tax net operating income | $6,137,000 | 883 |
| Securities gains (losses) | $782,000 | 171 |
| Applicable income taxes | $1,389,000 | 729 |
| Income before extraordinary items | $5,530,000 | 856 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,530,000 | 856 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,530,000 | 856 |
| Net charge-offs | $-41,000 | 4,859 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $4,904,400 | 921 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $11,067,000 | 773 |
| Total interest expense | $2,832,000 | 603 |
| Net interest income | $8,235,000 | 834 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $1,044,000 | 1,212 |
| Gross Fiduciary activities income | $184,000 | 514 |
| Service charges on deposit accounts | $17,000 | 4,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $843,000 | 1,013 |
| Total noninterest expense | $6,224,000 | 903 |
| Salaries and employee benefits | $3,688,000 | 866 |
| Premises and equipment expense | $736,000 | 880 |
| Additional noninterest expense | $1,800,000 | 929 |
| Pre-tax net operating income | $2,905,000 | 892 |
| Securities gains (losses) | $381,000 | 137 |
| Applicable income taxes | $648,000 | 735 |
| Income before extraordinary items | $2,638,000 | 877 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,638,000 | 876 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,638,000 | 876 |
| Net charge-offs | $10,000 | 1,981 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,333,200 | 941 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $40,580,000 | 777 |
| Total interest expense | $8,947,000 | 576 |
| Net interest income | $31,633,000 | 845 |
| Provision for loan and lease losses | $720,000 | 1,126 |
| Total noninterest income | $4,655,000 | 1,139 |
| Gross Fiduciary activities income | $723,000 | 520 |
| Service charges on deposit accounts | $69,000 | 4,487 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,863,000 | 941 |
| Total noninterest expense | $24,665,000 | 892 |
| Salaries and employee benefits | $14,399,000 | 866 |
| Premises and equipment expense | $2,956,000 | 846 |
| Additional noninterest expense | $7,310,000 | 918 |
| Pre-tax net operating income | $10,903,000 | 972 |
| Securities gains (losses) | $1,567,000 | 65 |
| Applicable income taxes | $2,265,000 | 809 |
| Income before extraordinary items | $10,205,000 | 898 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $10,205,000 | 897 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,205,000 | 897 |
| Net charge-offs | $139,000 | 1,914 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $8,920,060 | 1,013 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $29,623,000 | 784 |
| Total interest expense | $6,259,000 | 574 |
| Net interest income | $23,364,000 | 853 |
| Provision for loan and lease losses | $480,000 | 1,159 |
| Total noninterest income | $3,481,000 | 1,152 |
| Gross Fiduciary activities income | $537,000 | 522 |
| Service charges on deposit accounts | $50,000 | 4,564 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,894,000 | 959 |
| Total noninterest expense | $17,715,000 | 927 |
| Salaries and employee benefits | $10,473,000 | 894 |
| Premises and equipment expense | $2,225,000 | 843 |
| Additional noninterest expense | $5,017,000 | 991 |
| Pre-tax net operating income | $8,650,000 | 942 |
| Securities gains (losses) | $515,000 | 121 |
| Applicable income taxes | $1,672,000 | 823 |
| Income before extraordinary items | $7,493,000 | 920 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,493,000 | 918 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,493,000 | 919 |
| Net charge-offs | $121,000 | 1,590 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $7,070,700 | 968 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $19,173,000 | 793 |
| Total interest expense | $3,783,000 | 585 |
| Net interest income | $15,390,000 | 853 |
| Provision for loan and lease losses | $240,000 | 1,369 |
| Total noninterest income | $2,152,000 | 1,206 |
| Gross Fiduciary activities income | $354,000 | 523 |
| Service charges on deposit accounts | $34,000 | 4,591 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,764,000 | 1,028 |
| Total noninterest expense | $11,551,000 | 940 |
| Salaries and employee benefits | $6,768,000 | 917 |
| Premises and equipment expense | $1,484,000 | 847 |
| Additional noninterest expense | $3,299,000 | 999 |
| Pre-tax net operating income | $5,751,000 | 930 |
| Securities gains (losses) | $515,000 | 100 |
| Applicable income taxes | $1,218,000 | 765 |
| Income before extraordinary items | $5,048,000 | 893 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,048,000 | 891 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,048,000 | 892 |
| Net charge-offs | $53,000 | 1,731 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $4,630,850 | 970 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $9,353,000 | 801 |
| Total interest expense | $1,694,000 | 611 |
| Net interest income | $7,659,000 | 854 |
| Provision for loan and lease losses | $120,000 | 1,317 |
| Total noninterest income | $1,036,000 | 1,243 |
| Gross Fiduciary activities income | $177,000 | 534 |
| Service charges on deposit accounts | $17,000 | 4,619 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $842,000 | 1,043 |
| Total noninterest expense | $5,676,000 | 971 |
| Salaries and employee benefits | $3,349,000 | 934 |
| Premises and equipment expense | $705,000 | 893 |
| Additional noninterest expense | $1,622,000 | 996 |
| Pre-tax net operating income | $2,899,000 | 890 |
| Securities gains (losses) | $515,000 | 71 |
| Applicable income taxes | $653,000 | 708 |
| Income before extraordinary items | $2,761,000 | 804 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,761,000 | 804 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,761,000 | 804 |
| Net charge-offs | $53,000 | 1,168 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,343,850 | 923 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $35,074,000 | 813 |
| Total interest expense | $5,351,000 | 637 |
| Net interest income | $29,723,000 | 854 |
| Provision for loan and lease losses | $475,000 | 1,503 |
| Total noninterest income | $3,972,000 | 1,293 |
| Gross Fiduciary activities income | $645,000 | 539 |
| Service charges on deposit accounts | $72,000 | 4,687 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $3,255,000 | 1,102 |
| Total noninterest expense | $25,684,000 | 846 |
| Salaries and employee benefits | $16,373,000 | 751 |
| Premises and equipment expense | $2,810,000 | 874 |
| Additional noninterest expense | $6,501,000 | 991 |
| Pre-tax net operating income | $7,536,000 | 1,232 |
| Securities gains (losses) | $4,410,000 | 55 |
| Applicable income taxes | $3,670,000 | 827 |
| Income before extraordinary items | $8,276,000 | 882 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,276,000 | 882 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,276,000 | 882 |
| Net charge-offs | $166,000 | 1,987 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,233,100 | 1,290 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $25,831,000 | 833 |
| Total interest expense | $3,853,000 | 646 |
| Net interest income | $21,978,000 | 861 |
| Provision for loan and lease losses | $325,000 | 1,540 |
| Total noninterest income | $2,980,000 | 1,306 |
| Gross Fiduciary activities income | $465,000 | 550 |
| Service charges on deposit accounts | $52,000 | 4,765 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,463,000 | 1,102 |
| Total noninterest expense | $19,475,000 | 841 |
| Salaries and employee benefits | $12,971,000 | 712 |
| Premises and equipment expense | $2,026,000 | 913 |
| Additional noninterest expense | $4,478,000 | 1,079 |
| Pre-tax net operating income | $5,158,000 | 1,339 |
| Securities gains (losses) | $4,411,000 | 47 |
| Applicable income taxes | $2,994,000 | 692 |
| Income before extraordinary items | $6,575,000 | 896 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,575,000 | 897 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,575,000 | 896 |
| Net charge-offs | $48,000 | 2,490 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,531,410 | 1,491 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $16,890,000 | 841 |
| Total interest expense | $2,459,000 | 657 |
| Net interest income | $14,431,000 | 868 |
| Provision for loan and lease losses | $175,000 | 1,703 |
| Total noninterest income | $1,948,000 | 1,328 |
| Gross Fiduciary activities income | $301,000 | 559 |
| Service charges on deposit accounts | $34,000 | 4,802 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,613,000 | 1,129 |
| Total noninterest expense | $10,677,000 | 1,009 |
| Salaries and employee benefits | $6,453,000 | 938 |
| Premises and equipment expense | $1,304,000 | 936 |
| Additional noninterest expense | $2,920,000 | 1,109 |
| Pre-tax net operating income | $5,527,000 | 908 |
| Securities gains (losses) | $4,298,000 | 37 |
| Applicable income taxes | $3,235,000 | 493 |
| Income before extraordinary items | $6,590,000 | 617 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,590,000 | 617 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,590,000 | 617 |
| Net charge-offs | $20,000 | 2,580 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,710,340 | 1,034 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $8,262,000 | 850 |
| Total interest expense | $1,187,000 | 660 |
| Net interest income | $7,075,000 | 880 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $894,000 | 1,399 |
| Gross Fiduciary activities income | $146,000 | 574 |
| Service charges on deposit accounts | $17,000 | 4,815 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $731,000 | 1,195 |
| Total noninterest expense | $5,412,000 | 994 |
| Salaries and employee benefits | $3,238,000 | 944 |
| Premises and equipment expense | $662,000 | 943 |
| Additional noninterest expense | $1,512,000 | 1,057 |
| Pre-tax net operating income | $2,482,000 | 968 |
| Securities gains (losses) | $4,155,000 | 21 |
| Applicable income taxes | $2,239,000 | 396 |
| Income before extraordinary items | $4,398,000 | 479 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,398,000 | 478 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,398,000 | 479 |
| Net charge-offs | $23,000 | 1,807 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,655,700 | 1,115 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $31,956,000 | 847 |
| Total interest expense | $5,196,000 | 577 |
| Net interest income | $26,760,000 | 891 |
| Provision for loan and lease losses | $155,000 | 2,702 |
| Total noninterest income | $3,786,000 | 1,394 |
| Gross Fiduciary activities income | $549,000 | 573 |
| Service charges on deposit accounts | $75,000 | 4,838 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,162,000 | 1,167 |
| Total noninterest expense | $21,748,000 | 981 |
| Salaries and employee benefits | $13,182,000 | 900 |
| Premises and equipment expense | $2,705,000 | 910 |
| Additional noninterest expense | $5,861,000 | 1,116 |
| Pre-tax net operating income | $8,643,000 | 1,036 |
| Securities gains (losses) | $1,786,000 | 135 |
| Applicable income taxes | $3,191,000 | 748 |
| Income before extraordinary items | $7,238,000 | 1,027 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,238,000 | 1,026 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,238,000 | 1,026 |
| Net charge-offs | $248,000 | 1,719 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $6,005,660 | 1,168 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $23,663,000 | 850 |
| Total interest expense | $3,968,000 | 565 |
| Net interest income | $19,695,000 | 910 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,737,000 | 1,426 |
| Gross Fiduciary activities income | $396,000 | 582 |
| Service charges on deposit accounts | $54,000 | 4,921 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,287,000 | 1,193 |
| Total noninterest expense | $16,183,000 | 981 |
| Salaries and employee benefits | $9,911,000 | 891 |
| Premises and equipment expense | $2,046,000 | 903 |
| Additional noninterest expense | $4,226,000 | 1,159 |
| Pre-tax net operating income | $6,249,000 | 1,080 |
| Securities gains (losses) | $1,482,000 | 136 |
| Applicable income taxes | $2,427,000 | 760 |
| Income before extraordinary items | $5,304,000 | 1,059 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,304,000 | 1,059 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,304,000 | 1,059 |
| Net charge-offs | $153,000 | 1,672 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,281,420 | 1,223 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $15,635,000 | 854 |
| Total interest expense | $2,718,000 | 536 |
| Net interest income | $12,917,000 | 926 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,740,000 | 1,461 |
| Gross Fiduciary activities income | $253,000 | 593 |
| Service charges on deposit accounts | $37,000 | 4,920 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,450,000 | 1,217 |
| Total noninterest expense | $10,396,000 | 1,011 |
| Salaries and employee benefits | $6,104,000 | 963 |
| Premises and equipment expense | $1,363,000 | 898 |
| Additional noninterest expense | $2,929,000 | 1,120 |
| Pre-tax net operating income | $4,261,000 | 1,055 |
| Securities gains (losses) | $599,000 | 245 |
| Applicable income taxes | $1,519,000 | 790 |
| Income before extraordinary items | $3,341,000 | 1,101 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,341,000 | 1,101 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,341,000 | 1,101 |
| Net charge-offs | $50,000 | 2,141 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,927,690 | 1,180 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $7,719,000 | 867 |
| Total interest expense | $1,404,000 | 520 |
| Net interest income | $6,315,000 | 941 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $827,000 | 1,482 |
| Gross Fiduciary activities income | $124,000 | 602 |
| Service charges on deposit accounts | $18,000 | 4,938 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $685,000 | 1,237 |
| Total noninterest expense | $5,083,000 | 1,039 |
| Salaries and employee benefits | $2,964,000 | 997 |
| Premises and equipment expense | $676,000 | 917 |
| Additional noninterest expense | $1,443,000 | 1,125 |
| Pre-tax net operating income | $2,059,000 | 1,062 |
| Securities gains (losses) | $258,000 | 243 |
| Applicable income taxes | $725,000 | 798 |
| Income before extraordinary items | $1,592,000 | 1,121 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,592,000 | 1,122 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,592,000 | 1,122 |
| Net charge-offs | $39,000 | 1,595 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,413,980 | 1,208 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $30,390,000 | 846 |
| Total interest expense | $6,693,000 | 408 |
| Net interest income | $23,697,000 | 973 |
| Provision for loan and lease losses | $375,000 | 1,656 |
| Total noninterest income | $3,631,000 | 1,389 |
| Gross Fiduciary activities income | $475,000 | 609 |
| Service charges on deposit accounts | $76,000 | 5,012 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,080,000 | 1,140 |
| Total noninterest expense | $19,068,000 | 1,070 |
| Salaries and employee benefits | $10,865,000 | 1,044 |
| Premises and equipment expense | $2,833,000 | 868 |
| Additional noninterest expense | $5,370,000 | 1,197 |
| Pre-tax net operating income | $7,885,000 | 1,081 |
| Securities gains (losses) | $1,141,000 | 184 |
| Applicable income taxes | $2,697,000 | 815 |
| Income before extraordinary items | $6,329,000 | 1,110 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,329,000 | 1,110 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,329,000 | 1,110 |
| Net charge-offs | $249,000 | 1,780 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,530,300 | 1,228 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $22,692,000 | 853 |
| Total interest expense | $5,231,000 | 394 |
| Net interest income | $17,461,000 | 996 |
| Provision for loan and lease losses | $375,000 | 1,308 |
| Total noninterest income | $2,623,000 | 1,446 |
| Gross Fiduciary activities income | $339,000 | 618 |
| Service charges on deposit accounts | $54,000 | 5,135 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,230,000 | 1,182 |
| Total noninterest expense | $14,160,000 | 1,083 |
| Salaries and employee benefits | $8,180,000 | 1,048 |
| Premises and equipment expense | $2,128,000 | 881 |
| Additional noninterest expense | $3,852,000 | 1,251 |
| Pre-tax net operating income | $5,549,000 | 1,162 |
| Securities gains (losses) | $839,000 | 211 |
| Applicable income taxes | $1,985,000 | 854 |
| Income before extraordinary items | $4,403,000 | 1,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,403,000 | 1,205 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,403,000 | 1,206 |
| Net charge-offs | $143,000 | 1,839 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,824,090 | 1,312 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $15,155,000 | 847 |
| Total interest expense | $3,611,000 | 378 |
| Net interest income | $11,544,000 | 1,000 |
| Provision for loan and lease losses | $250,000 | 1,275 |
| Total noninterest income | $1,818,000 | 1,414 |
| Gross Fiduciary activities income | $217,000 | 640 |
| Service charges on deposit accounts | $36,000 | 5,156 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,565,000 | 1,150 |
| Total noninterest expense | $9,392,000 | 1,093 |
| Salaries and employee benefits | $5,469,000 | 1,041 |
| Premises and equipment expense | $1,422,000 | 873 |
| Additional noninterest expense | $2,501,000 | 1,267 |
| Pre-tax net operating income | $3,720,000 | 1,145 |
| Securities gains (losses) | $446,000 | 275 |
| Applicable income taxes | $1,296,000 | 853 |
| Income before extraordinary items | $2,870,000 | 1,218 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,870,000 | 1,219 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,870,000 | 1,219 |
| Net charge-offs | $96,000 | 1,766 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,562,260 | 1,295 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,601,000 | 842 |
| Total interest expense | $1,843,000 | 376 |
| Net interest income | $5,758,000 | 999 |
| Provision for loan and lease losses | $125,000 | 1,243 |
| Total noninterest income | $839,000 | 1,457 |
| Gross Fiduciary activities income | $107,000 | 639 |
| Service charges on deposit accounts | $18,000 | 5,147 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $714,000 | 1,180 |
| Total noninterest expense | $4,664,000 | 1,098 |
| Salaries and employee benefits | $2,772,000 | 1,030 |
| Premises and equipment expense | $664,000 | 936 |
| Additional noninterest expense | $1,228,000 | 1,283 |
| Pre-tax net operating income | $1,808,000 | 1,143 |
| Securities gains (losses) | $219,000 | 333 |
| Applicable income taxes | $635,000 | 862 |
| Income before extraordinary items | $1,392,000 | 1,212 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,392,000 | 1,212 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,392,000 | 1,213 |
| Net charge-offs | $16,000 | 2,251 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,240,890 | 1,287 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $30,888,000 | 808 |
| Total interest expense | $7,963,000 | 351 |
| Net interest income | $22,925,000 | 976 |
| Provision for loan and lease losses | $600,000 | 1,269 |
| Total noninterest income | $4,061,000 | 1,273 |
| Gross Fiduciary activities income | $424,000 | 642 |
| Service charges on deposit accounts | $77,000 | 5,285 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,560,000 | 977 |
| Total noninterest expense | $19,880,000 | 1,021 |
| Salaries and employee benefits | $9,103,000 | 1,186 |
| Premises and equipment expense | $2,686,000 | 907 |
| Additional noninterest expense | $8,091,000 | 804 |
| Pre-tax net operating income | $6,506,000 | 1,226 |
| Securities gains (losses) | $1,424,000 | 146 |
| Applicable income taxes | $1,762,000 | 1,079 |
| Income before extraordinary items | $6,168,000 | 1,074 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,168,000 | 1,072 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,168,000 | 1,073 |
| Net charge-offs | $381,000 | 1,772 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,057,280 | 1,262 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $23,052,000 | 816 |
| Total interest expense | $6,103,000 | 339 |
| Net interest income | $16,949,000 | 997 |
| Provision for loan and lease losses | $450,000 | 1,237 |
| Total noninterest income | $3,095,000 | 1,266 |
| Gross Fiduciary activities income | $308,000 | 643 |
| Service charges on deposit accounts | $54,000 | 5,438 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,733,000 | 973 |
| Total noninterest expense | $14,950,000 | 1,025 |
| Salaries and employee benefits | $6,250,000 | 1,285 |
| Premises and equipment expense | $2,019,000 | 911 |
| Additional noninterest expense | $6,681,000 | 735 |
| Pre-tax net operating income | $4,644,000 | 1,285 |
| Securities gains (losses) | $880,000 | 176 |
| Applicable income taxes | $1,061,000 | 1,260 |
| Income before extraordinary items | $4,463,000 | 1,114 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,463,000 | 1,113 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,463,000 | 1,113 |
| Net charge-offs | $254,000 | 1,739 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,750,200 | 1,272 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $15,357,000 | 811 |
| Total interest expense | $4,191,000 | 331 |
| Net interest income | $11,166,000 | 1,000 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $2,213,000 | 1,187 |
| Gross Fiduciary activities income | $194,000 | 661 |
| Service charges on deposit accounts | $36,000 | 5,452 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,983,000 | 897 |
| Total noninterest expense | $10,508,000 | 957 |
| Salaries and employee benefits | $3,718,000 | 1,417 |
| Premises and equipment expense | $1,357,000 | 910 |
| Additional noninterest expense | $5,433,000 | 599 |
| Pre-tax net operating income | $2,571,000 | 1,458 |
| Securities gains (losses) | $654,000 | 177 |
| Applicable income taxes | $308,000 | 2,011 |
| Income before extraordinary items | $2,917,000 | 1,104 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,917,000 | 1,105 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,917,000 | 1,105 |
| Net charge-offs | $241,000 | 1,446 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,328,400 | 1,323 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $7,663,000 | 816 |
| Total interest expense | $2,121,000 | 325 |
| Net interest income | $5,542,000 | 1,010 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $1,289,000 | 1,028 |
| Gross Fiduciary activities income | $94,000 | 668 |
| Service charges on deposit accounts | $17,000 | 5,529 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,178,000 | 740 |
| Total noninterest expense | $5,975,000 | 842 |
| Salaries and employee benefits | $1,316,000 | 1,973 |
| Premises and equipment expense | $654,000 | 970 |
| Additional noninterest expense | $4,005,000 | 433 |
| Pre-tax net operating income | $706,000 | 2,303 |
| Securities gains (losses) | $286,000 | 221 |
| Applicable income taxes | $-365,000 | 6,690 |
| Income before extraordinary items | $1,357,000 | 1,137 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,357,000 | 1,138 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,357,000 | 1,138 |
| Net charge-offs | $18,000 | 2,548 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,071,000 | 1,393 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $31,196,000 | 793 |
| Total interest expense | $9,495,000 | 330 |
| Net interest income | $21,701,000 | 1,013 |
| Provision for loan and lease losses | $660,000 | 1,531 |
| Total noninterest income | $3,395,000 | 1,482 |
| Gross Fiduciary activities income | $373,000 | 665 |
| Service charges on deposit accounts | $78,000 | 5,556 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,944,000 | 1,164 |
| Total noninterest expense | $19,148,000 | 1,074 |
| Salaries and employee benefits | $9,580,000 | 1,141 |
| Premises and equipment expense | $2,582,000 | 939 |
| Additional noninterest expense | $6,986,000 | 967 |
| Pre-tax net operating income | $5,288,000 | 1,365 |
| Securities gains (losses) | $1,989,000 | 129 |
| Applicable income taxes | $2,203,000 | 841 |
| Income before extraordinary items | $5,074,000 | 1,208 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,074,000 | 1,210 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,074,000 | 1,211 |
| Net charge-offs | $370,000 | 2,340 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,681,700 | 1,572 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $23,416,000 | 796 |
| Total interest expense | $7,239,000 | 332 |
| Net interest income | $16,177,000 | 1,022 |
| Provision for loan and lease losses | $495,000 | 1,522 |
| Total noninterest income | $2,621,000 | 1,478 |
| Gross Fiduciary activities income | $277,000 | 669 |
| Service charges on deposit accounts | $55,000 | 5,681 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,289,000 | 1,161 |
| Total noninterest expense | $14,799,000 | 1,039 |
| Salaries and employee benefits | $7,348,000 | 1,111 |
| Premises and equipment expense | $1,911,000 | 958 |
| Additional noninterest expense | $5,540,000 | 917 |
| Pre-tax net operating income | $3,504,000 | 1,536 |
| Securities gains (losses) | $1,645,000 | 143 |
| Applicable income taxes | $1,352,000 | 1,016 |
| Income before extraordinary items | $3,797,000 | 1,221 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,797,000 | 1,221 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,797,000 | 1,223 |
| Net charge-offs | $316,000 | 2,064 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,579,700 | 1,679 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $15,553,000 | 794 |
| Total interest expense | $4,929,000 | 334 |
| Net interest income | $10,624,000 | 1,028 |
| Provision for loan and lease losses | $330,000 | 1,548 |
| Total noninterest income | $1,770,000 | 1,472 |
| Gross Fiduciary activities income | $190,000 | 664 |
| Service charges on deposit accounts | $36,000 | 5,704 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,544,000 | 1,182 |
| Total noninterest expense | $9,718,000 | 1,050 |
| Salaries and employee benefits | $4,876,000 | 1,114 |
| Premises and equipment expense | $1,275,000 | 952 |
| Additional noninterest expense | $3,567,000 | 946 |
| Pre-tax net operating income | $2,346,000 | 1,515 |
| Securities gains (losses) | $1,459,000 | 133 |
| Applicable income taxes | $1,179,000 | 820 |
| Income before extraordinary items | $2,626,000 | 1,160 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,626,000 | 1,162 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,626,000 | 1,163 |
| Net charge-offs | $141,000 | 2,432 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,619,290 | 1,746 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $7,780,000 | 799 |
| Total interest expense | $2,541,000 | 333 |
| Net interest income | $5,239,000 | 1,041 |
| Provision for loan and lease losses | $165,000 | 1,527 |
| Total noninterest income | $788,000 | 1,587 |
| Gross Fiduciary activities income | $87,000 | 686 |
| Service charges on deposit accounts | $18,000 | 5,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $683,000 | 1,274 |
| Total noninterest expense | $4,998,000 | 1,024 |
| Salaries and employee benefits | $2,419,000 | 1,135 |
| Premises and equipment expense | $601,000 | 1,018 |
| Additional noninterest expense | $1,978,000 | 859 |
| Pre-tax net operating income | $864,000 | 1,924 |
| Securities gains (losses) | $841,000 | 127 |
| Applicable income taxes | $528,000 | 871 |
| Income before extraordinary items | $1,177,000 | 1,270 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,177,000 | 1,272 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,177,000 | 1,272 |
| Net charge-offs | $37,000 | 2,639 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $596,710 | 2,182 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $32,999,000 | 796 |
| Total interest expense | $12,098,000 | 335 |
| Net interest income | $20,901,000 | 1,052 |
| Provision for loan and lease losses | $689,000 | 2,288 |
| Total noninterest income | $3,202,000 | 1,571 |
| Gross Fiduciary activities income | $303,000 | 701 |
| Service charges on deposit accounts | $78,000 | 5,758 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,821,000 | 1,214 |
| Total noninterest expense | $16,809,000 | 1,205 |
| Salaries and employee benefits | $9,017,000 | 1,168 |
| Premises and equipment expense | $2,299,000 | 1,037 |
| Additional noninterest expense | $5,493,000 | 1,238 |
| Pre-tax net operating income | $6,605,000 | 1,080 |
| Securities gains (losses) | $493,000 | 954 |
| Applicable income taxes | $2,046,000 | 861 |
| Income before extraordinary items | $5,052,000 | 1,175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,052,000 | 1,175 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,052,000 | 1,175 |
| Net charge-offs | $499,000 | 2,650 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,701,970 | 1,192 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $24,940,000 | 801 |
| Total interest expense | $9,182,000 | 346 |
| Net interest income | $15,758,000 | 1,053 |
| Provision for loan and lease losses | $408,000 | 2,555 |
| Total noninterest income | $2,467,000 | 1,536 |
| Gross Fiduciary activities income | $224,000 | 705 |
| Service charges on deposit accounts | $55,000 | 5,917 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,188,000 | 1,177 |
| Total noninterest expense | $12,473,000 | 1,216 |
| Salaries and employee benefits | $6,724,000 | 1,169 |
| Premises and equipment expense | $1,703,000 | 1,059 |
| Additional noninterest expense | $4,046,000 | 1,261 |
| Pre-tax net operating income | $5,344,000 | 1,007 |
| Securities gains (losses) | $451,000 | 812 |
| Applicable income taxes | $1,852,000 | 760 |
| Income before extraordinary items | $3,943,000 | 1,143 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,943,000 | 1,144 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,943,000 | 1,144 |
| Net charge-offs | $428,000 | 2,376 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,636,320 | 1,167 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $16,733,000 | 807 |
| Total interest expense | $6,161,000 | 359 |
| Net interest income | $10,572,000 | 1,052 |
| Provision for loan and lease losses | $252,000 | 2,649 |
| Total noninterest income | $1,652,000 | 1,513 |
| Gross Fiduciary activities income | $148,000 | 710 |
| Service charges on deposit accounts | $36,000 | 5,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,468,000 | 1,155 |
| Total noninterest expense | $8,268,000 | 1,215 |
| Salaries and employee benefits | $4,425,000 | 1,180 |
| Premises and equipment expense | $1,115,000 | 1,066 |
| Additional noninterest expense | $2,728,000 | 1,243 |
| Pre-tax net operating income | $3,704,000 | 966 |
| Securities gains (losses) | $364,000 | 737 |
| Applicable income taxes | $1,298,000 | 722 |
| Income before extraordinary items | $2,770,000 | 1,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,770,000 | 1,081 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,770,000 | 1,081 |
| Net charge-offs | $410,000 | 1,973 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,522,480 | 1,118 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,449,000 | 805 |
| Total interest expense | $3,112,000 | 367 |
| Net interest income | $5,337,000 | 1,033 |
| Provision for loan and lease losses | $126,000 | 2,598 |
| Total noninterest income | $755,000 | 1,595 |
| Gross Fiduciary activities income | $70,000 | 729 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $668,000 | 1,218 |
| Total noninterest expense | $4,141,000 | 1,206 |
| Salaries and employee benefits | $2,228,000 | 1,165 |
| Premises and equipment expense | $543,000 | 1,103 |
| Additional noninterest expense | $1,370,000 | 1,226 |
| Pre-tax net operating income | $1,825,000 | 972 |
| Securities gains (losses) | $153,000 | 706 |
| Applicable income taxes | $632,000 | 729 |
| Income before extraordinary items | $1,346,000 | 1,101 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,346,000 | 1,103 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,346,000 | 1,102 |
| Net charge-offs | $308,000 | 1,464 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,241,960 | 1,118 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $34,660,000 | 807 |
| Total interest expense | $13,451,000 | 419 |
| Net interest income | $21,209,000 | 1,040 |
| Provision for loan and lease losses | $810,000 | 2,725 |
| Total noninterest income | $2,286,000 | 1,826 |
| Gross Fiduciary activities income | $281,000 | 674 |
| Service charges on deposit accounts | $70,000 | 5,987 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,935,000 | 1,396 |
| Total noninterest expense | $16,199,000 | 1,215 |
| Salaries and employee benefits | $8,571,000 | 1,156 |
| Premises and equipment expense | $2,229,000 | 1,121 |
| Additional noninterest expense | $5,399,000 | 1,286 |
| Pre-tax net operating income | $6,486,000 | 924 |
| Securities gains (losses) | $274,000 | 1,192 |
| Applicable income taxes | $1,887,000 | 832 |
| Income before extraordinary items | $4,873,000 | 1,027 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,873,000 | 1,027 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,873,000 | 1,027 |
| Net charge-offs | $586,000 | 2,983 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,675,720 | 1,024 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $26,004,000 | 822 |
| Total interest expense | $10,174,000 | 433 |
| Net interest income | $15,830,000 | 1,053 |
| Provision for loan and lease losses | $585,000 | 2,664 |
| Total noninterest income | $1,705,000 | 1,824 |
| Gross Fiduciary activities income | $216,000 | 659 |
| Service charges on deposit accounts | $47,000 | 6,146 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,442,000 | 1,383 |
| Total noninterest expense | $12,154,000 | 1,214 |
| Salaries and employee benefits | $6,473,000 | 1,149 |
| Premises and equipment expense | $1,627,000 | 1,166 |
| Additional noninterest expense | $4,054,000 | 1,270 |
| Pre-tax net operating income | $4,796,000 | 967 |
| Securities gains (losses) | $89,000 | 1,883 |
| Applicable income taxes | $1,570,000 | 764 |
| Income before extraordinary items | $3,315,000 | 1,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,315,000 | 1,154 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,315,000 | 1,154 |
| Net charge-offs | $156,000 | 3,976 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,254,480 | 1,124 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $17,356,000 | 831 |
| Total interest expense | $6,814,000 | 453 |
| Net interest income | $10,542,000 | 1,054 |
| Provision for loan and lease losses | $390,000 | 2,626 |
| Total noninterest income | $1,105,000 | 1,851 |
| Gross Fiduciary activities income | $133,000 | 683 |
| Service charges on deposit accounts | $28,000 | 6,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $944,000 | 1,397 |
| Total noninterest expense | $8,187,000 | 1,216 |
| Salaries and employee benefits | $4,368,000 | 1,144 |
| Premises and equipment expense | $1,051,000 | 1,221 |
| Additional noninterest expense | $2,768,000 | 1,277 |
| Pre-tax net operating income | $3,070,000 | 988 |
| Securities gains (losses) | $-13,000 | 7,095 |
| Applicable income taxes | $984,000 | 766 |
| Income before extraordinary items | $2,073,000 | 1,198 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,073,000 | 1,198 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,073,000 | 1,198 |
| Net charge-offs | $120,000 | 3,664 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,081,840 | 1,155 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $8,706,000 | 840 |
| Total interest expense | $3,420,000 | 468 |
| Net interest income | $5,286,000 | 1,043 |
| Provision for loan and lease losses | $195,000 | 2,476 |
| Total noninterest income | $493,000 | 2,006 |
| Gross Fiduciary activities income | $64,000 | 691 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $417,000 | 1,526 |
| Total noninterest expense | $3,850,000 | 1,298 |
| Salaries and employee benefits | $2,134,000 | 1,175 |
| Premises and equipment expense | $482,000 | 1,346 |
| Additional noninterest expense | $1,234,000 | 1,420 |
| Pre-tax net operating income | $1,734,000 | 867 |
| Securities gains (losses) | $-62,000 | 7,356 |
| Applicable income taxes | $539,000 | 697 |
| Income before extraordinary items | $1,133,000 | 1,080 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,133,000 | 1,079 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,133,000 | 1,080 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,175,160 | 1,005 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $35,338,000 | 858 |
| Total interest expense | $14,955,000 | 524 |
| Net interest income | $20,383,000 | 1,098 |
| Provision for loan and lease losses | $775,000 | 3,438 |
| Total noninterest income | $1,924,000 | 2,121 |
| Gross Fiduciary activities income | $226,000 | 737 |
| Service charges on deposit accounts | $62,000 | 6,050 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,636,000 | 1,608 |
| Total noninterest expense | $15,117,000 | 1,326 |
| Salaries and employee benefits | $8,104,000 | 1,215 |
| Premises and equipment expense | $933,000 | 2,625 |
| Additional noninterest expense | $6,080,000 | 1,216 |
| Pre-tax net operating income | $6,415,000 | 831 |
| Securities gains (losses) | $233,000 | 1,464 |
| Applicable income taxes | $2,039,000 | 736 |
| Income before extraordinary items | $4,609,000 | 956 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,609,000 | 957 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,609,000 | 958 |
| Net charge-offs | $153,000 | 5,033 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,448,230 | 942 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $26,399,000 | 869 |
| Total interest expense | $11,240,000 | 547 |
| Net interest income | $15,159,000 | 1,114 |
| Provision for loan and lease losses | $315,000 | 4,247 |
| Total noninterest income | $1,320,000 | 2,293 |
| Gross Fiduciary activities income | $166,000 | 729 |
| Service charges on deposit accounts | $40,000 | 6,264 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,114,000 | 1,680 |
| Total noninterest expense | $11,395,000 | 1,297 |
| Salaries and employee benefits | $6,053,000 | 1,214 |
| Premises and equipment expense | $700,000 | 2,657 |
| Additional noninterest expense | $4,642,000 | 1,168 |
| Pre-tax net operating income | $4,769,000 | 878 |
| Securities gains (losses) | $-201,000 | 7,481 |
| Applicable income taxes | $1,433,000 | 765 |
| Income before extraordinary items | $3,135,000 | 1,086 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,135,000 | 1,089 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,135,000 | 1,089 |
| Net charge-offs | $83,000 | 5,089 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,273,690 | 1,000 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $17,438,000 | 889 |
| Total interest expense | $7,454,000 | 570 |
| Net interest income | $9,984,000 | 1,128 |
| Provision for loan and lease losses | $135,000 | 4,762 |
| Total noninterest income | $816,000 | 2,342 |
| Gross Fiduciary activities income | $106,000 | 748 |
| Service charges on deposit accounts | $30,000 | 6,195 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $680,000 | 1,718 |
| Total noninterest expense | $7,468,000 | 1,325 |
| Salaries and employee benefits | $4,069,000 | 1,202 |
| Premises and equipment expense | $443,000 | 2,797 |
| Additional noninterest expense | $2,956,000 | 1,201 |
| Pre-tax net operating income | $3,197,000 | 859 |
| Securities gains (losses) | $-146,000 | 7,562 |
| Applicable income taxes | $1,021,000 | 709 |
| Income before extraordinary items | $2,030,000 | 1,098 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,030,000 | 1,099 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,030,000 | 1,099 |
| Net charge-offs | $82,000 | 4,452 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,127,820 | 1,009 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,637,000 | 914 |
| Total interest expense | $3,706,000 | 611 |
| Net interest income | $4,931,000 | 1,150 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $390,000 | 2,412 |
| Gross Fiduciary activities income | $50,000 | 764 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $327,000 | 1,741 |
| Total noninterest expense | $3,690,000 | 1,363 |
| Salaries and employee benefits | $2,045,000 | 1,206 |
| Premises and equipment expense | $532,000 | 1,289 |
| Additional noninterest expense | $1,113,000 | 1,583 |
| Pre-tax net operating income | $1,571,000 | 857 |
| Securities gains (losses) | $-5,000 | 7,442 |
| Applicable income taxes | $535,000 | 671 |
| Income before extraordinary items | $1,031,000 | 1,066 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,031,000 | 1,067 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,031,000 | 1,068 |
| Net charge-offs | $52,000 | 3,679 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,034,300 | 1,024 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $34,334,000 | 985 |
| Total interest expense | $16,264,000 | 704 |
| Net interest income | $18,070,000 | 1,238 |
| Provision for loan and lease losses | $180,000 | 5,882 |
| Total noninterest income | $1,302,000 | 2,822 |
| Gross Fiduciary activities income | $175,000 | 789 |
| Service charges on deposit accounts | $65,000 | 6,249 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,062,000 | 2,074 |
| Total noninterest expense | $14,383,000 | 1,427 |
| Salaries and employee benefits | $6,933,000 | 1,455 |
| Premises and equipment expense | $2,522,000 | 1,081 |
| Additional noninterest expense | $4,928,000 | 1,512 |
| Pre-tax net operating income | $4,809,000 | 871 |
| Securities gains (losses) | $-1,138,000 | 7,734 |
| Applicable income taxes | $1,151,000 | 870 |
| Income before extraordinary items | $2,520,000 | 1,325 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,520,000 | 1,323 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,520,000 | 1,324 |
| Net charge-offs | $76,000 | 5,926 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,305,220 | 1,021 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $25,632,000 | 1,008 |
| Total interest expense | $12,322,000 | 748 |
| Net interest income | $13,310,000 | 1,262 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $891,000 | 3,053 |
| Gross Fiduciary activities income | $126,000 | 789 |
| Service charges on deposit accounts | $45,000 | 6,374 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $720,000 | 2,259 |
| Total noninterest expense | $10,598,000 | 1,449 |
| Salaries and employee benefits | $5,012,000 | 1,515 |
| Premises and equipment expense | $1,927,000 | 1,069 |
| Additional noninterest expense | $3,659,000 | 1,480 |
| Pre-tax net operating income | $3,558,000 | 937 |
| Securities gains (losses) | $-1,140,000 | 7,879 |
| Applicable income taxes | $766,000 | 1,041 |
| Income before extraordinary items | $1,652,000 | 1,616 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,652,000 | 1,614 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,652,000 | 1,616 |
| Net charge-offs | $69,000 | 5,418 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,427,200 | 1,105 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,041,000 | 1,032 |
| Total interest expense | $8,341,000 | 773 |
| Net interest income | $8,700,000 | 1,282 |
| Provision for loan and lease losses | $15,000 | 6,783 |
| Total noninterest income | $664,000 | 2,835 |
| Gross Fiduciary activities income | $82,000 | 806 |
| Service charges on deposit accounts | $43,000 | 6,001 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $539,000 | 2,116 |
| Total noninterest expense | $6,824,000 | 1,525 |
| Salaries and employee benefits | $3,322,000 | 1,551 |
| Premises and equipment expense | $1,171,000 | 1,212 |
| Additional noninterest expense | $2,331,000 | 1,567 |
| Pre-tax net operating income | $2,525,000 | 901 |
| Securities gains (losses) | $12,000 | 2,527 |
| Applicable income taxes | $895,000 | 682 |
| Income before extraordinary items | $1,642,000 | 1,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,642,000 | 1,158 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,642,000 | 1,158 |
| Net charge-offs | $69,000 | 4,617 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,634,200 | 1,124 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,524,000 | 1,039 |
| Total interest expense | $4,253,000 | 786 |
| Net interest income | $4,271,000 | 1,298 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $380,000 | 2,590 |
| Gross Fiduciary activities income | $42,000 | 809 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $322,000 | 1,862 |
| Total noninterest expense | $3,070,000 | 1,640 |
| Salaries and employee benefits | $1,652,000 | 1,576 |
| Premises and equipment expense | $548,000 | 1,305 |
| Additional noninterest expense | $870,000 | 1,852 |
| Pre-tax net operating income | $1,581,000 | 805 |
| Securities gains (losses) | $-5,000 | 7,781 |
| Applicable income taxes | $549,000 | 617 |
| Income before extraordinary items | $1,027,000 | 1,051 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,027,000 | 1,051 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,027,000 | 1,053 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,030,250 | 977 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $36,071,000 | 1,052 |
| Total interest expense | $19,429,000 | 817 |
| Net interest income | $16,642,000 | 1,337 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,846,000 | 2,263 |
| Gross Fiduciary activities income | $231,000 | 755 |
| Service charges on deposit accounts | $159,000 | 5,197 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,456,000 | 1,627 |
| Total noninterest expense | $11,472,000 | 1,698 |
| Salaries and employee benefits | $5,582,000 | 1,825 |
| Premises and equipment expense | $2,260,000 | 1,211 |
| Additional noninterest expense | $3,630,000 | 1,696 |
| Pre-tax net operating income | $7,016,000 | 788 |
| Securities gains (losses) | $-6,991,000 | 8,129 |
| Applicable income taxes | $-155,000 | 7,163 |
| Income before extraordinary items | $180,000 | 5,563 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $180,000 | 5,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 4,371 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $7,171,000 | 586 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,998,000 | 1,083 |
| Total interest expense | $14,677,000 | 845 |
| Net interest income | $12,321,000 | 1,371 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,462,000 | 2,244 |
| Gross Fiduciary activities income | $171,000 | 756 |
| Service charges on deposit accounts | $138,000 | 4,991 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,153,000 | 1,645 |
| Total noninterest expense | $8,299,000 | 1,748 |
| Salaries and employee benefits | $4,102,000 | 1,884 |
| Premises and equipment expense | $1,642,000 | 1,257 |
| Additional noninterest expense | $2,555,000 | 1,740 |
| Pre-tax net operating income | $5,484,000 | 927 |
| Securities gains (losses) | $-7,195,000 | 8,251 |
| Applicable income taxes | $-488,000 | 7,877 |
| Income before extraordinary items | $-1,223,000 | 7,618 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,223,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,432 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,885,450 | 999 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,846,000 | 1,105 |
| Total interest expense | $9,702,000 | 883 |
| Net interest income | $8,144,000 | 1,366 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $1,129,000 | 2,043 |
| Gross Fiduciary activities income | $200,000 | 633 |
| Service charges on deposit accounts | $123,000 | 4,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $806,000 | 1,632 |
| Total noninterest expense | $5,556,000 | 1,740 |
| Salaries and employee benefits | $2,764,000 | 1,888 |
| Premises and equipment expense | $1,051,000 | 1,308 |
| Additional noninterest expense | $1,741,000 | 1,690 |
| Pre-tax net operating income | $3,642,000 | 975 |
| Securities gains (losses) | $-313,000 | 8,318 |
| Applicable income taxes | $1,100,000 | 869 |
| Income before extraordinary items | $2,229,000 | 1,244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,229,000 | 1,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,438,710 | 1,112 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,904,000 | 1,136 |
| Total interest expense | $4,910,000 | 926 |
| Net interest income | $3,994,000 | 1,393 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $583,000 | 2,000 |
| Gross Fiduciary activities income | $91,000 | 666 |
| Service charges on deposit accounts | $71,000 | 4,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $421,000 | 1,579 |
| Total noninterest expense | $2,752,000 | 1,749 |
| Salaries and employee benefits | $1,387,000 | 1,903 |
| Premises and equipment expense | $521,000 | 1,329 |
| Additional noninterest expense | $844,000 | 1,693 |
| Pre-tax net operating income | $1,795,000 | 1,060 |
| Securities gains (losses) | $-183,000 | 8,435 |
| Applicable income taxes | $538,000 | 951 |
| Income before extraordinary items | $1,074,000 | 1,400 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,074,000 | 1,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,196,610 | 1,219 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,433,000 | 1,190 |
| Total interest expense | $20,799,000 | 956 |
| Net interest income | $14,634,000 | 1,552 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $2,539,000 | 1,869 |
| Gross Fiduciary activities income | $214,000 | 790 |
| Service charges on deposit accounts | $301,000 | 4,067 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,024,000 | 1,358 |
| Total noninterest expense | $10,508,000 | 1,769 |
| Salaries and employee benefits | $5,002,000 | 2,008 |
| Premises and equipment expense | $2,221,000 | 1,191 |
| Additional noninterest expense | $3,285,000 | 1,700 |
| Pre-tax net operating income | $6,665,000 | 1,272 |
| Securities gains (losses) | $288,000 | 370 |
| Applicable income taxes | $2,391,000 | 966 |
| Income before extraordinary items | $4,562,000 | 1,416 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,562,000 | 1,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,371,920 | 1,451 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,320,000 | 1,204 |
| Total interest expense | $15,575,000 | 954 |
| Net interest income | $10,745,000 | 1,589 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,809,000 | 1,942 |
| Gross Fiduciary activities income | $159,000 | 788 |
| Service charges on deposit accounts | $217,000 | 4,161 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,433,000 | 1,418 |
| Total noninterest expense | $8,220,000 | 1,675 |
| Salaries and employee benefits | $4,271,000 | 1,764 |
| Premises and equipment expense | $1,530,000 | 1,295 |
| Additional noninterest expense | $2,419,000 | 1,680 |
| Pre-tax net operating income | $4,334,000 | 1,558 |
| Securities gains (losses) | $309,000 | 305 |
| Applicable income taxes | $1,586,000 | 1,166 |
| Income before extraordinary items | $3,057,000 | 1,655 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,057,000 | 1,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,853,060 | 1,758 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,376,000 | 1,232 |
| Total interest expense | $10,320,000 | 968 |
| Net interest income | $7,056,000 | 1,633 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,085,000 | 2,107 |
| Gross Fiduciary activities income | $100,000 | 815 |
| Service charges on deposit accounts | $149,000 | 4,099 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $836,000 | 1,573 |
| Total noninterest expense | $5,577,000 | 1,654 |
| Salaries and employee benefits | $3,010,000 | 1,705 |
| Premises and equipment expense | $952,000 | 1,394 |
| Additional noninterest expense | $1,615,000 | 1,686 |
| Pre-tax net operating income | $2,564,000 | 1,783 |
| Securities gains (losses) | $373,000 | 216 |
| Applicable income taxes | $1,000,000 | 1,270 |
| Income before extraordinary items | $1,937,000 | 1,785 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,937,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,690,820 | 2,004 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,566,000 | 1,237 |
| Total interest expense | $5,107,000 | 964 |
| Net interest income | $3,459,000 | 1,664 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $481,000 | 2,269 |
| Gross Fiduciary activities income | $49,000 | 817 |
| Service charges on deposit accounts | $74,000 | 4,056 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $358,000 | 1,729 |
| Total noninterest expense | $2,747,000 | 1,688 |
| Salaries and employee benefits | $1,463,000 | 1,771 |
| Premises and equipment expense | $422,000 | 1,585 |
| Additional noninterest expense | $862,000 | 1,544 |
| Pre-tax net operating income | $1,193,000 | 1,876 |
| Securities gains (losses) | $-16,000 | 8,337 |
| Applicable income taxes | $397,000 | 1,534 |
| Income before extraordinary items | $780,000 | 2,104 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $780,000 | 2,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $790,560 | 2,077 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $32,418,000 | 1,211 |
| Total interest expense | $17,981,000 | 928 |
| Net interest income | $14,437,000 | 1,589 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,339,000 | 1,978 |
| Gross Fiduciary activities income | $165,000 | 844 |
| Service charges on deposit accounts | $298,000 | 4,145 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,876,000 | 1,431 |
| Total noninterest expense | $10,668,000 | 1,673 |
| Salaries and employee benefits | $5,807,000 | 1,680 |
| Premises and equipment expense | $1,778,000 | 1,446 |
| Additional noninterest expense | $3,083,000 | 1,714 |
| Pre-tax net operating income | $6,108,000 | 1,574 |
| Securities gains (losses) | $721,000 | 214 |
| Applicable income taxes | $2,011,000 | 1,329 |
| Income before extraordinary items | $4,818,000 | 1,510 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,818,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,438 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,306,090 | 1,663 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,723,000 | 1,239 |
| Total interest expense | $12,857,000 | 947 |
| Net interest income | $10,866,000 | 1,602 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,692,000 | 2,043 |
| Gross Fiduciary activities income | $119,000 | 845 |
| Service charges on deposit accounts | $212,000 | 4,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,361,000 | 1,457 |
| Total noninterest expense | $7,965,000 | 1,684 |
| Salaries and employee benefits | $4,313,000 | 1,702 |
| Premises and equipment expense | $1,288,000 | 1,508 |
| Additional noninterest expense | $2,364,000 | 1,669 |
| Pre-tax net operating income | $4,593,000 | 1,614 |
| Securities gains (losses) | $-154,000 | 8,500 |
| Applicable income taxes | $1,291,000 | 1,556 |
| Income before extraordinary items | $3,148,000 | 1,763 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,148,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,257,340 | 1,698 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,397,000 | 1,253 |
| Total interest expense | $8,116,000 | 953 |
| Net interest income | $7,281,000 | 1,592 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,169,000 | 1,991 |
| Gross Fiduciary activities income | $79,000 | 856 |
| Service charges on deposit accounts | $140,000 | 4,283 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $950,000 | 1,406 |
| Total noninterest expense | $5,351,000 | 1,670 |
| Salaries and employee benefits | $2,930,000 | 1,683 |
| Premises and equipment expense | $844,000 | 1,540 |
| Additional noninterest expense | $1,577,000 | 1,675 |
| Pre-tax net operating income | $3,099,000 | 1,605 |
| Securities gains (losses) | $44,000 | 475 |
| Applicable income taxes | $990,000 | 1,410 |
| Income before extraordinary items | $2,153,000 | 1,694 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,153,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,122,640 | 1,702 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,490,000 | 1,265 |
| Total interest expense | $3,851,000 | 944 |
| Net interest income | $3,639,000 | 1,574 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $627,000 | 1,861 |
| Gross Fiduciary activities income | $39,000 | 862 |
| Service charges on deposit accounts | $68,000 | 4,286 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $520,000 | 1,309 |
| Total noninterest expense | $2,694,000 | 1,663 |
| Salaries and employee benefits | $1,446,000 | 1,709 |
| Premises and equipment expense | $409,000 | 1,594 |
| Additional noninterest expense | $839,000 | 1,554 |
| Pre-tax net operating income | $1,572,000 | 1,558 |
| Securities gains (losses) | $-14,000 | 8,311 |
| Applicable income taxes | $503,000 | 1,394 |
| Income before extraordinary items | $1,055,000 | 1,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,055,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,064,520 | 1,668 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $27,629,000 | 1,209 |
| Total interest expense | $13,331,000 | 845 |
| Net interest income | $14,298,000 | 1,540 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $1,823,000 | 2,358 |
| Gross Fiduciary activities income | $132,000 | 893 |
| Service charges on deposit accounts | $296,000 | 4,217 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,395,000 | 1,762 |
| Total noninterest expense | $10,334,000 | 1,652 |
| Salaries and employee benefits | $5,573,000 | 1,684 |
| Premises and equipment expense | $1,855,000 | 1,326 |
| Additional noninterest expense | $2,906,000 | 1,742 |
| Pre-tax net operating income | $5,757,000 | 1,630 |
| Securities gains (losses) | $1,139,000 | 182 |
| Applicable income taxes | $2,089,000 | 1,314 |
| Income before extraordinary items | $4,807,000 | 1,471 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,807,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,009,700 | 1,711 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,237,000 | 1,197 |
| Total interest expense | $9,603,000 | 830 |
| Net interest income | $10,634,000 | 1,521 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $1,245,000 | 2,515 |
| Gross Fiduciary activities income | $97,000 | 888 |
| Service charges on deposit accounts | $216,000 | 4,292 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $932,000 | 1,910 |
| Total noninterest expense | $7,644,000 | 1,656 |
| Salaries and employee benefits | $4,074,000 | 1,696 |
| Premises and equipment expense | $1,342,000 | 1,361 |
| Additional noninterest expense | $2,228,000 | 1,684 |
| Pre-tax net operating income | $4,205,000 | 1,687 |
| Securities gains (losses) | $387,000 | 316 |
| Applicable income taxes | $1,332,000 | 1,516 |
| Income before extraordinary items | $3,260,000 | 1,611 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,260,000 | 1,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,985,230 | 1,731 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,155,000 | 1,190 |
| Total interest expense | $6,133,000 | 819 |
| Net interest income | $7,022,000 | 1,524 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $808,000 | 2,521 |
| Gross Fiduciary activities income | $61,000 | 907 |
| Service charges on deposit accounts | $143,000 | 4,261 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $604,000 | 1,921 |
| Total noninterest expense | $5,253,000 | 1,606 |
| Salaries and employee benefits | $2,754,000 | 1,667 |
| Premises and equipment expense | $875,000 | 1,385 |
| Additional noninterest expense | $1,624,000 | 1,534 |
| Pre-tax net operating income | $2,547,000 | 1,812 |
| Securities gains (losses) | $145,000 | 467 |
| Applicable income taxes | $736,000 | 1,730 |
| Income before extraordinary items | $1,956,000 | 1,747 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,956,000 | 1,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,850,150 | 1,810 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,427,000 | 1,190 |
| Total interest expense | $2,970,000 | 808 |
| Net interest income | $3,457,000 | 1,534 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $403,000 | 2,475 |
| Gross Fiduciary activities income | $29,000 | 928 |
| Service charges on deposit accounts | $74,000 | 4,114 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $300,000 | 1,892 |
| Total noninterest expense | $2,586,000 | 1,635 |
| Salaries and employee benefits | $1,378,000 | 1,670 |
| Premises and equipment expense | $445,000 | 1,356 |
| Additional noninterest expense | $763,000 | 1,612 |
| Pre-tax net operating income | $1,244,000 | 1,820 |
| Securities gains (losses) | $135,000 | 319 |
| Applicable income taxes | $439,000 | 1,494 |
| Income before extraordinary items | $940,000 | 1,796 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $940,000 | 1,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $848,200 | 1,946 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $24,660,000 | 1,148 |
| Total interest expense | $10,650,000 | 775 |
| Net interest income | $14,010,000 | 1,439 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $1,400,000 | 2,811 |
| Gross Fiduciary activities income | $116,000 | 912 |
| Service charges on deposit accounts | $312,000 | 4,234 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $972,000 | 2,188 |
| Total noninterest expense | $9,338,000 | 1,734 |
| Salaries and employee benefits | $5,209,000 | 1,694 |
| Premises and equipment expense | $1,649,000 | 1,396 |
| Additional noninterest expense | $2,480,000 | 1,964 |
| Pre-tax net operating income | $5,772,000 | 1,484 |
| Securities gains (losses) | $906,000 | 301 |
| Applicable income taxes | $2,114,000 | 1,209 |
| Income before extraordinary items | $4,564,000 | 1,413 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,564,000 | 1,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,392 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,947,920 | 1,594 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $18,230,000 | 1,146 |
| Total interest expense | $7,811,000 | 775 |
| Net interest income | $10,419,000 | 1,439 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $943,000 | 3,046 |
| Gross Fiduciary activities income | $64,000 | 972 |
| Service charges on deposit accounts | $225,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $654,000 | 2,373 |
| Total noninterest expense | $6,752,000 | 1,786 |
| Salaries and employee benefits | $3,799,000 | 1,733 |
| Premises and equipment expense | $1,171,000 | 1,478 |
| Additional noninterest expense | $1,782,000 | 2,021 |
| Pre-tax net operating income | $4,385,000 | 1,472 |
| Securities gains (losses) | $402,000 | 483 |
| Applicable income taxes | $1,532,000 | 1,260 |
| Income before extraordinary items | $3,255,000 | 1,505 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,255,000 | 1,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,426 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,981,640 | 1,579 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,010,000 | 1,145 |
| Total interest expense | $5,142,000 | 769 |
| Net interest income | $6,868,000 | 1,451 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $663,000 | 2,952 |
| Gross Fiduciary activities income | $47,000 | 960 |
| Service charges on deposit accounts | $146,000 | 4,391 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $470,000 | 2,294 |
| Total noninterest expense | $4,494,000 | 1,778 |
| Salaries and employee benefits | $2,492,000 | 1,759 |
| Premises and equipment expense | $782,000 | 1,477 |
| Additional noninterest expense | $1,220,000 | 1,960 |
| Pre-tax net operating income | $2,887,000 | 1,472 |
| Securities gains (losses) | $337,000 | 447 |
| Applicable income taxes | $1,035,000 | 1,249 |
| Income before extraordinary items | $2,189,000 | 1,467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,189,000 | 1,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,959,840 | 1,572 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,008,000 | 1,164 |
| Total interest expense | $2,545,000 | 793 |
| Net interest income | $3,463,000 | 1,435 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $283,000 | 3,240 |
| Gross Fiduciary activities income | $16,000 | 1,031 |
| Service charges on deposit accounts | $65,000 | 4,595 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $202,000 | 2,464 |
| Total noninterest expense | $2,330,000 | 1,744 |
| Salaries and employee benefits | $1,349,000 | 1,652 |
| Premises and equipment expense | $377,000 | 1,558 |
| Additional noninterest expense | $604,000 | 1,964 |
| Pre-tax net operating income | $1,341,000 | 1,542 |
| Securities gains (losses) | $353,000 | 329 |
| Applicable income taxes | $548,000 | 1,212 |
| Income before extraordinary items | $1,146,000 | 1,405 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,146,000 | 1,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $905,960 | 1,650 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $24,482,000 | 1,163 |
| Total interest expense | $10,473,000 | 845 |
| Net interest income | $14,009,000 | 1,391 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $1,393,000 | 2,990 |
| Gross Fiduciary activities income | $45,000 | 1,093 |
| Service charges on deposit accounts | $272,000 | 4,531 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,076,000 | 2,283 |
| Total noninterest expense | $8,980,000 | 1,768 |
| Salaries and employee benefits | $4,766,000 | 1,810 |
| Premises and equipment expense | $1,651,000 | 1,382 |
| Additional noninterest expense | $2,563,000 | 1,885 |
| Pre-tax net operating income | $6,122,000 | 1,347 |
| Securities gains (losses) | $222,000 | 1,273 |
| Applicable income taxes | $2,029,000 | 1,280 |
| Income before extraordinary items | $4,315,000 | 1,456 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,315,000 | 1,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,164,040 | 1,438 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $18,343,000 | 1,193 |
| Total interest expense | $7,949,000 | 871 |
| Net interest income | $10,394,000 | 1,416 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $1,104,000 | 2,937 |
| Gross Fiduciary activities income | $34,000 | 1,077 |
| Service charges on deposit accounts | $200,000 | 4,612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $870,000 | 2,243 |
| Total noninterest expense | $6,335,000 | 1,875 |
| Salaries and employee benefits | $3,457,000 | 1,872 |
| Premises and equipment expense | $1,108,000 | 1,547 |
| Additional noninterest expense | $1,770,000 | 2,020 |
| Pre-tax net operating income | $4,938,000 | 1,305 |
| Securities gains (losses) | $54,000 | 2,255 |
| Applicable income taxes | $1,587,000 | 1,280 |
| Income before extraordinary items | $3,405,000 | 1,444 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,405,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,368,280 | 1,377 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,308,000 | 1,201 |
| Total interest expense | $5,332,000 | 898 |
| Net interest income | $6,976,000 | 1,407 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $684,000 | 3,063 |
| Gross Fiduciary activities income | $20,000 | 1,115 |
| Service charges on deposit accounts | $137,000 | 4,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $527,000 | 2,376 |
| Total noninterest expense | $4,205,000 | 1,877 |
| Salaries and employee benefits | $2,287,000 | 1,875 |
| Premises and equipment expense | $733,000 | 1,561 |
| Additional noninterest expense | $1,185,000 | 2,023 |
| Pre-tax net operating income | $3,305,000 | 1,292 |
| Securities gains (losses) | $-121,000 | 9,203 |
| Applicable income taxes | $966,000 | 1,414 |
| Income before extraordinary items | $2,218,000 | 1,479 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,218,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,302,700 | 1,341 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,191,000 | 1,196 |
| Total interest expense | $2,682,000 | 913 |
| Net interest income | $3,509,000 | 1,397 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $318,000 | 3,114 |
| Gross Fiduciary activities income | $9,000 | 1,140 |
| Service charges on deposit accounts | $67,000 | 4,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $242,000 | 2,407 |
| Total noninterest expense | $2,224,000 | 1,774 |
| Salaries and employee benefits | $1,249,000 | 1,710 |
| Premises and equipment expense | $364,000 | 1,587 |
| Additional noninterest expense | $611,000 | 1,925 |
| Pre-tax net operating income | $1,528,000 | 1,405 |
| Securities gains (losses) | $-149,000 | 9,275 |
| Applicable income taxes | $397,000 | 1,632 |
| Income before extraordinary items | $982,000 | 1,640 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $982,000 | 1,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,087,790 | 1,403 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $25,997,000 | 1,182 |
| Total interest expense | $13,024,000 | 873 |
| Net interest income | $12,973,000 | 1,495 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $981,000 | 3,527 |
| Gross Fiduciary activities income | $42,000 | 1,146 |
| Service charges on deposit accounts | $247,000 | 4,728 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $692,000 | 2,728 |
| Total noninterest expense | $7,944,000 | 1,896 |
| Salaries and employee benefits | $4,267,000 | 1,888 |
| Premises and equipment expense | $1,300,000 | 1,691 |
| Additional noninterest expense | $2,377,000 | 1,948 |
| Pre-tax net operating income | $5,710,000 | 1,458 |
| Securities gains (losses) | $-208,000 | 9,198 |
| Applicable income taxes | $1,890,000 | 1,348 |
| Income before extraordinary items | $3,612,000 | 1,653 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,612,000 | 1,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 3,072 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,749,280 | 1,554 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $26,622,000 | 1,286 |
| Total interest expense | $16,240,000 | 992 |
| Net interest income | $10,382,000 | 1,725 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $1,072,000 | 3,179 |
| Gross Fiduciary activities income | $34,000 | 1,206 |
| Service charges on deposit accounts | $247,000 | 4,669 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $791,000 | 2,406 |
| Total noninterest expense | $6,563,000 | 2,194 |
| Salaries and employee benefits | $3,409,000 | 2,201 |
| Premises and equipment expense | $1,351,000 | 1,594 |
| Additional noninterest expense | $1,803,000 | 2,469 |
| Pre-tax net operating income | $4,591,000 | 1,570 |
| Securities gains (losses) | $-604,000 | 9,582 |
| Applicable income taxes | $1,291,000 | 1,706 |
| Income before extraordinary items | $2,696,000 | 1,954 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,696,000 | 1,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,996 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,106,720 | 1,621 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,962,000 | 1,448 |
| Total interest expense | $14,096,000 | 1,233 |
| Net interest income | $9,866,000 | 1,779 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $716,000 | 3,939 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $210,000 | 4,967 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $506,000 | 2,924 |
| Total noninterest expense | $6,002,000 | 2,278 |
| Salaries and employee benefits | $3,212,000 | 2,225 |
| Premises and equipment expense | $1,100,000 | 1,893 |
| Additional noninterest expense | $1,690,000 | 2,526 |
| Pre-tax net operating income | $4,280,000 | 1,716 |
| Securities gains (losses) | $1,410,000 | 130 |
| Applicable income taxes | $1,793,000 | 1,286 |
| Income before extraordinary items | $3,897,000 | 1,360 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,897,000 | 1,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,753 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,938,200 | 1,767 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,390,000 | 1,526 |
| Total interest expense | $11,994,000 | 1,261 |
| Net interest income | $9,396,000 | 1,862 |
| Provision for loan and lease losses | $345,000 | 2,386 |
| Total noninterest income | $577,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $177,000 | 5,430 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $400,000 | 3,422 |
| Total noninterest expense | $5,693,000 | 2,381 |
| Salaries and employee benefits | $2,975,000 | 2,356 |
| Premises and equipment expense | $1,112,000 | 1,837 |
| Additional noninterest expense | $1,606,000 | 2,691 |
| Pre-tax net operating income | $3,935,000 | 1,868 |
| Securities gains (losses) | $1,159,000 | 196 |
| Applicable income taxes | $1,408,000 | 1,678 |
| Income before extraordinary items | $3,686,000 | 1,456 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,686,000 | 1,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,851,520 | 1,835 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,583,000 | 1,578 |
| Total interest expense | $12,014,000 | 1,290 |
| Net interest income | $8,569,000 | 1,996 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $578,000 | 4,503 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $161,000 | 5,733 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $417,000 | 3,342 |
| Total noninterest expense | $5,637,000 | 2,322 |
| Salaries and employee benefits | $3,129,000 | 2,163 |
| Premises and equipment expense | $1,098,000 | 1,795 |
| Additional noninterest expense | $1,410,000 | 2,938 |
| Pre-tax net operating income | $3,150,000 | 2,268 |
| Securities gains (losses) | $1,288,000 | 322 |
| Applicable income taxes | $1,202,000 | 1,995 |
| Income before extraordinary items | $3,236,000 | 1,631 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,236,000 | 1,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,872 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,295,760 | 2,195 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,408,000 | 1,704 |
| Total interest expense | $11,303,000 | 1,393 |
| Net interest income | $8,105,000 | 2,157 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $297,000 | 6,676 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $131,000 | 6,543 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $166,000 | 5,423 |
| Total noninterest expense | $4,844,000 | 2,649 |
| Salaries and employee benefits | $2,613,000 | 2,531 |
| Premises and equipment expense | $977,000 | 2,031 |
| Additional noninterest expense | $1,254,000 | 3,224 |
| Pre-tax net operating income | $3,258,000 | 2,315 |
| Securities gains (losses) | $1,198,000 | 252 |
| Applicable income taxes | $1,361,000 | 1,863 |
| Income before extraordinary items | $3,095,000 | 1,718 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,095,000 | 1,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,008 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,268,380 | 2,256 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,282,000 | 1,853 |
| Total interest expense | $10,852,000 | 1,487 |
| Net interest income | $7,430,000 | 2,422 |
| Provision for loan and lease losses | $220,000 | 3,199 |
| Total noninterest income | $253,000 | 7,534 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $124,000 | 6,993 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $129,000 | 6,403 |
| Total noninterest expense | $4,800,000 | 2,847 |
| Salaries and employee benefits | $2,537,000 | 2,647 |
| Premises and equipment expense | $828,000 | 2,373 |
| Additional noninterest expense | $1,435,000 | 3,239 |
| Pre-tax net operating income | $2,663,000 | 2,627 |
| Securities gains (losses) | $964,000 | 259 |
| Applicable income taxes | $1,092,000 | 2,170 |
| Income before extraordinary items | $2,535,000 | 1,952 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,535,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,652 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,860,200 | 2,577 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,244,000 | 1,956 |
| Total interest expense | $9,984,000 | 1,598 |
| Net interest income | $7,260,000 | 2,476 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $231,000 | 7,982 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $121,000 | 7,291 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $110,000 | 6,935 |
| Total noninterest expense | $4,422,000 | 3,032 |
| Salaries and employee benefits | $2,216,000 | 3,003 |
| Premises and equipment expense | $771,000 | 2,579 |
| Additional noninterest expense | $1,435,000 | 3,205 |
| Pre-tax net operating income | $2,969,000 | 2,459 |
| Securities gains (losses) | $607,000 | 307 |
| Applicable income taxes | $1,017,000 | 2,342 |
| Income before extraordinary items | $2,559,000 | 1,962 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,559,000 | 1,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,693 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,121,960 | 2,350 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,780,000 | 2,365 |
| Total interest expense | $6,587,000 | 1,893 |
| Net interest income | $6,193,000 | 2,919 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $165,000 | 9,413 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $75,000 | 8,839 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $90,000 | 7,838 |
| Total noninterest expense | $3,550,000 | 3,799 |
| Salaries and employee benefits | $1,607,000 | 4,028 |
| Premises and equipment expense | $679,000 | 2,893 |
| Additional noninterest expense | $1,264,000 | 3,870 |
| Pre-tax net operating income | $2,733,000 | 2,597 |
| Securities gains (losses) | $209,000 | 484 |
| Applicable income taxes | $849,000 | 2,628 |
| Income before extraordinary items | $2,093,000 | 2,317 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,093,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,648 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,944,610 | 2,516 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,480,000 | 2,473 |
| Total interest expense | $6,056,000 | 2,148 |
| Net interest income | $6,424,000 | 2,821 |
| Provision for loan and lease losses | $420,000 | 2,359 |
| Total noninterest income | $125,000 | 10,734 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $54,000 | 9,905 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $71,000 | 9,036 |
| Total noninterest expense | $3,260,000 | 4,186 |
| Salaries and employee benefits | $1,506,000 | 4,259 |
| Premises and equipment expense | $643,000 | 3,119 |
| Additional noninterest expense | $1,111,000 | 4,496 |
| Pre-tax net operating income | $2,869,000 | 2,394 |
| Securities gains (losses) | $202,000 | 1,681 |
| Applicable income taxes | $844,000 | 2,647 |
| Income before extraordinary items | $2,227,000 | 2,246 |
| Extraordinary gains, net | $166,000 | 1,157 |
| Net income | $2,393,000 | 2,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,115 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,079,540 | 2,256 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,910,000 | 2,724 |
| Total interest expense | $7,886,000 | 2,161 |
| Net interest income | $5,024,000 | 3,617 |
| Provision for loan and lease losses | $440,000 | 3,268 |
| Total noninterest income | $150,000 | 10,494 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $103,000 | 7,958 |
| Total noninterest expense | $2,712,000 | 4,953 |
| Salaries and employee benefits | $1,259,000 | 4,946 |
| Premises and equipment expense | $586,000 | 3,436 |
| Additional noninterest expense | $867,000 | 5,692 |
| Pre-tax net operating income | $2,022,000 | 3,075 |
| Securities gains (losses) | $197,000 | 2,028 |
| Applicable income taxes | $741,000 | 2,804 |
| Income before extraordinary items | $1,478,000 | 3,119 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,478,000 | 3,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 4,417 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,346,010 | 3,166 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.