Keen Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,326,000 | 3,070 |
| Total interest expense | $1,920,000 | 3,091 |
| Net interest income | $6,406,000 | 3,021 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $959,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $157,000 | 2,943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $802,000 | 2,498 |
| Total noninterest expense | $5,461,000 | 2,924 |
| Salaries and employee benefits | $3,214,000 | 2,855 |
| Premises and equipment expense | $625,000 | 2,648 |
| Additional noninterest expense | $802,000 | 2,498 |
| Pre-tax net operating income | $1,904,000 | 3,009 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $97,000 | 2,805 |
| Income before extraordinary items | $1,807,000 | 2,893 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,807,000 | 2,922 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,807,000 | 2,895 |
| Net charge-offs | $42,000 | 1,888 |
| Cash dividends | $1,475,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,807,000 | 2,930 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,173,000 | 3,067 |
| Total interest expense | $1,252,000 | 3,121 |
| Net interest income | $4,921,000 | 3,000 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $691,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $116,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $575,000 | 2,553 |
| Total noninterest expense | $4,036,000 | 2,939 |
| Salaries and employee benefits | $2,395,000 | 2,840 |
| Premises and equipment expense | $452,000 | 2,706 |
| Additional noninterest expense | $575,000 | 2,552 |
| Pre-tax net operating income | $1,576,000 | 2,962 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $82,000 | 2,811 |
| Income before extraordinary items | $1,494,000 | 2,848 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,494,000 | 2,878 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,494,000 | 2,849 |
| Net charge-offs | $38,000 | 1,595 |
| Cash dividends | $1,175,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,494,000 | 2,877 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 3,082 |
| Total interest expense | $648,000 | 3,242 |
| Net interest income | $3,386,000 | 2,973 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $445,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $77,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 2,542 |
| Total noninterest expense | $2,574,000 | 2,990 |
| Salaries and employee benefits | $1,541,000 | 2,900 |
| Premises and equipment expense | $295,000 | 2,730 |
| Additional noninterest expense | $368,000 | 2,537 |
| Pre-tax net operating income | $1,257,000 | 2,787 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $87,000 | 2,606 |
| Income before extraordinary items | $1,170,000 | 2,677 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,170,000 | 2,707 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,170,000 | 2,677 |
| Net charge-offs | $30,000 | 1,381 |
| Cash dividends | $725,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,170,000 | 2,698 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 3,117 |
| Total interest expense | $246,000 | 3,363 |
| Net interest income | $1,706,000 | 2,977 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $179,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $38,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 2,811 |
| Total noninterest expense | $1,243,000 | 3,077 |
| Salaries and employee benefits | $767,000 | 2,955 |
| Premises and equipment expense | $153,000 | 2,724 |
| Additional noninterest expense | $141,000 | 2,811 |
| Pre-tax net operating income | $642,000 | 2,812 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $45,000 | 2,601 |
| Income before extraordinary items | $597,000 | 2,699 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $597,000 | 2,699 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $597,000 | 2,699 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $597,000 | 2,728 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,755,000 | 3,093 |
| Total interest expense | $322,000 | 3,695 |
| Net interest income | $6,433,000 | 3,006 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $872,000 | 2,970 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $159,000 | 2,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $713,000 | 2,688 |
| Total noninterest expense | $4,978,000 | 3,044 |
| Salaries and employee benefits | $3,106,000 | 2,888 |
| Premises and equipment expense | $464,000 | 3,099 |
| Additional noninterest expense | $713,000 | 2,688 |
| Pre-tax net operating income | $2,327,000 | 2,952 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $230,000 | 2,561 |
| Income before extraordinary items | $2,097,000 | 2,895 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,097,000 | 2,892 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,097,000 | 2,894 |
| Net charge-offs | $12,000 | 2,093 |
| Cash dividends | $1,600,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,097,000 | 2,922 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,894,000 | 3,096 |
| Total interest expense | $191,000 | 3,758 |
| Net interest income | $4,703,000 | 3,024 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $681,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $120,000 | 3,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $561,000 | 2,680 |
| Total noninterest expense | $3,662,000 | 3,068 |
| Salaries and employee benefits | $2,325,000 | 2,874 |
| Premises and equipment expense | $329,000 | 3,169 |
| Additional noninterest expense | $561,000 | 2,680 |
| Pre-tax net operating income | $1,722,000 | 2,946 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $173,000 | 2,567 |
| Income before extraordinary items | $1,549,000 | 2,892 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,549,000 | 2,890 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,549,000 | 2,891 |
| Net charge-offs | $1,000 | 2,255 |
| Cash dividends | $1,150,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,549,000 | 2,925 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 3,105 |
| Total interest expense | $82,000 | 4,098 |
| Net interest income | $3,080,000 | 3,018 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $481,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $81,000 | 3,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $400,000 | 2,636 |
| Total noninterest expense | $2,386,000 | 3,098 |
| Salaries and employee benefits | $1,558,000 | 2,882 |
| Premises and equipment expense | $218,000 | 3,195 |
| Additional noninterest expense | $610,000 | 3,394 |
| Pre-tax net operating income | $1,175,000 | 2,825 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $109,000 | 2,523 |
| Income before extraordinary items | $1,066,000 | 2,757 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,066,000 | 2,755 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,066,000 | 2,757 |
| Net charge-offs | $1,000 | 2,041 |
| Cash dividends | $700,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,066,000 | 2,787 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 3,125 |
| Total interest expense | $39,000 | 4,139 |
| Net interest income | $1,476,000 | 3,038 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $225,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $42,000 | 2,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 2,672 |
| Total noninterest expense | $1,182,000 | 3,094 |
| Salaries and employee benefits | $779,000 | 2,878 |
| Premises and equipment expense | $106,000 | 3,256 |
| Additional noninterest expense | $297,000 | 3,431 |
| Pre-tax net operating income | $519,000 | 2,872 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $49,000 | 2,521 |
| Income before extraordinary items | $470,000 | 2,812 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $470,000 | 2,810 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $470,000 | 2,812 |
| Net charge-offs | $1,000 | 1,671 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $470,000 | 2,844 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,501,000 | 3,118 |
| Total interest expense | $351,000 | 3,583 |
| Net interest income | $6,150,000 | 3,044 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,513,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $150,000 | 3,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,363,000 | 2,321 |
| Total noninterest expense | $5,027,000 | 3,004 |
| Salaries and employee benefits | $3,183,000 | 2,844 |
| Premises and equipment expense | $463,000 | 3,133 |
| Additional noninterest expense | $1,381,000 | 3,217 |
| Pre-tax net operating income | $2,636,000 | 2,836 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $252,000 | 2,578 |
| Income before extraordinary items | $2,384,000 | 2,800 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,384,000 | 2,801 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,384,000 | 2,801 |
| Net charge-offs | $-140,000 | 4,451 |
| Cash dividends | $1,700,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,384,000 | 2,785 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,996,000 | 3,133 |
| Total interest expense | $290,000 | 3,569 |
| Net interest income | $4,706,000 | 3,053 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,161,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $111,000 | 3,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,050,000 | 2,331 |
| Total noninterest expense | $3,595,000 | 3,105 |
| Salaries and employee benefits | $2,280,000 | 2,925 |
| Premises and equipment expense | $348,000 | 3,167 |
| Additional noninterest expense | $967,000 | 3,345 |
| Pre-tax net operating income | $2,272,000 | 2,792 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $2,000 | 3,639 |
| Income before extraordinary items | $2,270,000 | 2,639 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,270,000 | 2,639 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,270,000 | 2,639 |
| Net charge-offs | $-135,000 | 4,544 |
| Cash dividends | $1,002,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,270,000 | 2,617 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,100,000 | 3,251 |
| Total interest expense | $154,000 | 3,885 |
| Net interest income | $2,946,000 | 3,151 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $768,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $70,000 | 3,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $698,000 | 2,306 |
| Total noninterest expense | $2,399,000 | 3,086 |
| Salaries and employee benefits | $1,503,000 | 2,939 |
| Premises and equipment expense | $233,000 | 3,151 |
| Additional noninterest expense | $663,000 | 3,299 |
| Pre-tax net operating income | $1,315,000 | 2,936 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $2,000 | 3,608 |
| Income before extraordinary items | $1,313,000 | 2,818 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,313,000 | 2,817 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,313,000 | 2,818 |
| Net charge-offs | $2,000 | 2,060 |
| Cash dividends | $452,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,313,000 | 2,799 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 3,251 |
| Total interest expense | $85,000 | 3,858 |
| Net interest income | $1,460,000 | 3,153 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $420,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $34,000 | 3,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 2,192 |
| Total noninterest expense | $1,141,000 | 3,170 |
| Salaries and employee benefits | $727,000 | 2,978 |
| Premises and equipment expense | $108,000 | 3,283 |
| Additional noninterest expense | $306,000 | 3,395 |
| Pre-tax net operating income | $739,000 | 2,769 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $2,000 | 3,502 |
| Income before extraordinary items | $737,000 | 2,626 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $737,000 | 2,624 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $737,000 | 2,626 |
| Net charge-offs | $2,000 | 1,718 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $737,000 | 2,596 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,590,000 | 3,163 |
| Total interest expense | $577,000 | 3,672 |
| Net interest income | $6,013,000 | 3,048 |
| Provision for loan and lease losses | $250,000 | 2,838 |
| Total noninterest income | $1,744,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $169,000 | 2,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,575,000 | 2,042 |
| Total noninterest expense | $4,955,000 | 3,026 |
| Salaries and employee benefits | $3,214,000 | 2,826 |
| Premises and equipment expense | $457,000 | 3,197 |
| Additional noninterest expense | $1,284,000 | 3,300 |
| Pre-tax net operating income | $2,552,000 | 2,645 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $2,000 | 3,614 |
| Income before extraordinary items | $2,550,000 | 2,526 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,550,000 | 2,526 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,550,000 | 2,526 |
| Net charge-offs | $2,000 | 3,319 |
| Cash dividends | $1,977,000 | 1,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,550,000 | 2,478 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,811,000 | 3,222 |
| Total interest expense | $479,000 | 3,645 |
| Net interest income | $4,332,000 | 3,130 |
| Provision for loan and lease losses | $250,000 | 2,568 |
| Total noninterest income | $1,168,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $128,000 | 2,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,040,000 | 2,105 |
| Total noninterest expense | $3,481,000 | 3,118 |
| Salaries and employee benefits | $2,247,000 | 2,926 |
| Premises and equipment expense | $336,000 | 3,228 |
| Additional noninterest expense | $898,000 | 3,392 |
| Pre-tax net operating income | $1,769,000 | 2,753 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $2,000 | 3,613 |
| Income before extraordinary items | $1,767,000 | 2,615 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,767,000 | 2,615 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,767,000 | 2,615 |
| Net charge-offs | $1,000 | 3,162 |
| Cash dividends | $1,377,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,767,000 | 2,572 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 3,266 |
| Total interest expense | $354,000 | 3,629 |
| Net interest income | $2,845,000 | 3,174 |
| Provision for loan and lease losses | $250,000 | 2,200 |
| Total noninterest income | $696,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $87,000 | 2,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $609,000 | 2,175 |
| Total noninterest expense | $2,290,000 | 3,149 |
| Salaries and employee benefits | $1,476,000 | 2,963 |
| Premises and equipment expense | $230,000 | 3,197 |
| Additional noninterest expense | $584,000 | 3,448 |
| Pre-tax net operating income | $1,001,000 | 2,935 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $2,000 | 3,555 |
| Income before extraordinary items | $999,000 | 2,815 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $999,000 | 2,814 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $999,000 | 2,815 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $875,000 | 1,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $999,000 | 2,765 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,590,000 | 3,289 |
| Total interest expense | $201,000 | 3,585 |
| Net interest income | $1,389,000 | 3,190 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $201,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $50,000 | 3,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 2,764 |
| Total noninterest expense | $1,053,000 | 3,318 |
| Salaries and employee benefits | $665,000 | 3,140 |
| Premises and equipment expense | $113,000 | 3,235 |
| Additional noninterest expense | $275,000 | 3,595 |
| Pre-tax net operating income | $537,000 | 2,694 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $2,000 | 3,392 |
| Income before extraordinary items | $535,000 | 2,555 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $535,000 | 2,555 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $535,000 | 2,556 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $535,000 | 2,525 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,573,000 | 3,280 |
| Total interest expense | $840,000 | 3,554 |
| Net interest income | $5,733,000 | 3,183 |
| Provision for loan and lease losses | $50,000 | 3,376 |
| Total noninterest income | $971,000 | 2,869 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $235,000 | 2,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $736,000 | 2,595 |
| Total noninterest expense | $4,438,000 | 3,233 |
| Salaries and employee benefits | $2,811,000 | 3,054 |
| Premises and equipment expense | $465,000 | 3,223 |
| Additional noninterest expense | $1,162,000 | 3,547 |
| Pre-tax net operating income | $2,216,000 | 2,900 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $2,000 | 3,780 |
| Income before extraordinary items | $2,214,000 | 2,754 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,214,000 | 2,754 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,214,000 | 2,756 |
| Net charge-offs | $7,000 | 3,419 |
| Cash dividends | $1,777,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,214,000 | 2,719 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,915,000 | 3,328 |
| Total interest expense | $606,000 | 3,639 |
| Net interest income | $4,309,000 | 3,221 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $646,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $175,000 | 3,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $471,000 | 2,795 |
| Total noninterest expense | $3,220,000 | 3,317 |
| Salaries and employee benefits | $2,045,000 | 3,108 |
| Premises and equipment expense | $365,000 | 3,171 |
| Additional noninterest expense | $810,000 | 3,703 |
| Pre-tax net operating income | $1,735,000 | 2,924 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $2,000 | 3,820 |
| Income before extraordinary items | $1,733,000 | 2,749 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,733,000 | 2,750 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,733,000 | 2,750 |
| Net charge-offs | $7,000 | 3,061 |
| Cash dividends | $1,277,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,733,000 | 2,715 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,238,000 | 3,360 |
| Total interest expense | $378,000 | 3,709 |
| Net interest income | $2,860,000 | 3,243 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $382,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $114,000 | 3,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 2,924 |
| Total noninterest expense | $2,199,000 | 3,285 |
| Salaries and employee benefits | $1,373,000 | 3,114 |
| Premises and equipment expense | $237,000 | 3,220 |
| Additional noninterest expense | $589,000 | 3,581 |
| Pre-tax net operating income | $1,043,000 | 3,048 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $2,000 | 3,806 |
| Income before extraordinary items | $1,041,000 | 2,893 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,041,000 | 2,892 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,041,000 | 2,892 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $827,000 | 1,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,041,000 | 2,865 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 3,422 |
| Total interest expense | $181,000 | 3,753 |
| Net interest income | $1,395,000 | 3,312 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $153,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $53,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,221 |
| Total noninterest expense | $1,050,000 | 3,398 |
| Salaries and employee benefits | $676,000 | 3,173 |
| Premises and equipment expense | $120,000 | 3,234 |
| Additional noninterest expense | $254,000 | 3,837 |
| Pre-tax net operating income | $498,000 | 3,074 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $2,000 | 3,681 |
| Income before extraordinary items | $496,000 | 2,902 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $496,000 | 2,900 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $496,000 | 2,901 |
| Net charge-offs | $1,000 | 2,582 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $496,000 | 2,891 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 3,411 |
| Total interest expense | $422,000 | 4,126 |
| Net interest income | $5,671,000 | 3,269 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $696,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $252,000 | 3,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $444,000 | 3,220 |
| Total noninterest expense | $4,221,000 | 3,382 |
| Salaries and employee benefits | $2,698,000 | 3,148 |
| Premises and equipment expense | $464,000 | 3,287 |
| Additional noninterest expense | $1,059,000 | 3,797 |
| Pre-tax net operating income | $2,146,000 | 3,025 |
| Securities gains (losses) | $-3,000 | 4,159 |
| Applicable income taxes | $2,000 | 3,892 |
| Income before extraordinary items | $2,141,000 | 2,829 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,141,000 | 2,828 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,141,000 | 2,828 |
| Net charge-offs | $-114,000 | 5,067 |
| Cash dividends | $1,802,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,144,000 | 2,820 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,471,000 | 3,462 |
| Total interest expense | $270,000 | 4,293 |
| Net interest income | $4,201,000 | 3,309 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $505,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $195,000 | 2,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,341 |
| Total noninterest expense | $3,036,000 | 3,483 |
| Salaries and employee benefits | $1,958,000 | 3,204 |
| Premises and equipment expense | $346,000 | 3,333 |
| Additional noninterest expense | $732,000 | 3,964 |
| Pre-tax net operating income | $1,670,000 | 3,023 |
| Securities gains (losses) | $-3,000 | 4,544 |
| Applicable income taxes | $2,000 | 3,934 |
| Income before extraordinary items | $1,665,000 | 2,832 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,665,000 | 2,831 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,665,000 | 2,831 |
| Net charge-offs | $-112,000 | 5,139 |
| Cash dividends | $1,352,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,668,000 | 2,818 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 3,521 |
| Total interest expense | $159,000 | 4,406 |
| Net interest income | $2,707,000 | 3,366 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $354,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $129,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 3,224 |
| Total noninterest expense | $2,009,000 | 3,509 |
| Salaries and employee benefits | $1,308,000 | 3,231 |
| Premises and equipment expense | $229,000 | 3,359 |
| Additional noninterest expense | $472,000 | 4,047 |
| Pre-tax net operating income | $1,052,000 | 3,087 |
| Securities gains (losses) | $-3,000 | 4,784 |
| Applicable income taxes | $2,000 | 3,899 |
| Income before extraordinary items | $1,047,000 | 2,880 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,047,000 | 2,879 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,047,000 | 2,879 |
| Net charge-offs | $-111,000 | 5,223 |
| Cash dividends | $752,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,050,000 | 2,868 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 3,588 |
| Total interest expense | $78,000 | 4,405 |
| Net interest income | $1,310,000 | 3,446 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $172,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $65,000 | 2,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,247 |
| Total noninterest expense | $977,000 | 3,605 |
| Salaries and employee benefits | $646,000 | 3,269 |
| Premises and equipment expense | $117,000 | 3,378 |
| Additional noninterest expense | $214,000 | 4,223 |
| Pre-tax net operating income | $505,000 | 3,095 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $2,000 | 3,795 |
| Income before extraordinary items | $503,000 | 2,891 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $503,000 | 2,891 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $503,000 | 2,891 |
| Net charge-offs | $2,000 | 2,440 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $503,000 | 2,876 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,667,000 | 3,530 |
| Total interest expense | $304,000 | 4,388 |
| Net interest income | $5,363,000 | 3,398 |
| Provision for loan and lease losses | $100,000 | 3,045 |
| Total noninterest income | $775,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $271,000 | 3,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 3,149 |
| Total noninterest expense | $4,108,000 | 3,498 |
| Salaries and employee benefits | $2,579,000 | 3,270 |
| Premises and equipment expense | $490,000 | 3,304 |
| Additional noninterest expense | $1,039,000 | 3,953 |
| Pre-tax net operating income | $1,930,000 | 3,174 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,000 | 4,034 |
| Income before extraordinary items | $1,928,000 | 2,753 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,928,000 | 2,752 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,928,000 | 2,753 |
| Net charge-offs | $77,000 | 2,663 |
| Cash dividends | $1,700,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,928,000 | 2,736 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 3,552 |
| Total interest expense | $226,000 | 4,420 |
| Net interest income | $4,021,000 | 3,425 |
| Provision for loan and lease losses | $25,000 | 3,603 |
| Total noninterest income | $574,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $201,000 | 3,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 3,187 |
| Total noninterest expense | $3,057,000 | 3,524 |
| Salaries and employee benefits | $1,962,000 | 3,260 |
| Premises and equipment expense | $362,000 | 3,359 |
| Additional noninterest expense | $733,000 | 4,060 |
| Pre-tax net operating income | $1,513,000 | 3,156 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,000 | 4,064 |
| Income before extraordinary items | $1,511,000 | 2,850 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,511,000 | 2,849 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,511,000 | 2,850 |
| Net charge-offs | $-2,000 | 4,374 |
| Cash dividends | $1,250,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,511,000 | 2,828 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 3,556 |
| Total interest expense | $147,000 | 4,449 |
| Net interest income | $2,681,000 | 3,422 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $342,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $128,000 | 3,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 3,385 |
| Total noninterest expense | $2,101,000 | 3,496 |
| Salaries and employee benefits | $1,331,000 | 3,234 |
| Premises and equipment expense | $239,000 | 3,394 |
| Additional noninterest expense | $531,000 | 3,938 |
| Pre-tax net operating income | $922,000 | 3,256 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $2,000 | 4,063 |
| Income before extraordinary items | $920,000 | 2,942 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $920,000 | 2,942 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $920,000 | 2,942 |
| Net charge-offs | $-5,000 | 4,564 |
| Cash dividends | $725,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $920,000 | 2,922 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 3,619 |
| Total interest expense | $72,000 | 4,493 |
| Net interest income | $1,304,000 | 3,489 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $160,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $60,000 | 3,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,474 |
| Total noninterest expense | $1,007,000 | 3,597 |
| Salaries and employee benefits | $652,000 | 3,315 |
| Premises and equipment expense | $119,000 | 3,457 |
| Additional noninterest expense | $236,000 | 4,168 |
| Pre-tax net operating income | $457,000 | 3,226 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $457,000 | 2,903 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $457,000 | 2,903 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $457,000 | 2,903 |
| Net charge-offs | $-5,000 | 4,686 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $457,000 | 2,884 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 3,567 |
| Total interest expense | $236,000 | 4,784 |
| Net interest income | $5,384,000 | 3,409 |
| Provision for loan and lease losses | $75,000 | 3,346 |
| Total noninterest income | $781,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $270,000 | 3,126 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $511,000 | 3,233 |
| Total noninterest expense | $4,180,000 | 3,551 |
| Salaries and employee benefits | $2,609,000 | 3,327 |
| Premises and equipment expense | $488,000 | 3,429 |
| Additional noninterest expense | $1,083,000 | 4,025 |
| Pre-tax net operating income | $1,910,000 | 3,139 |
| Securities gains (losses) | $4,000 | 2,928 |
| Applicable income taxes | $2,000 | 4,157 |
| Income before extraordinary items | $1,912,000 | 2,872 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,912,000 | 2,871 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,912,000 | 2,871 |
| Net charge-offs | $134,000 | 2,336 |
| Cash dividends | $1,750,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,908,000 | 2,825 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 3,594 |
| Total interest expense | $174,000 | 4,842 |
| Net interest income | $4,016,000 | 3,437 |
| Provision for loan and lease losses | $25,000 | 3,735 |
| Total noninterest income | $613,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $200,000 | 3,166 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $413,000 | 3,133 |
| Total noninterest expense | $3,085,000 | 3,602 |
| Salaries and employee benefits | $1,915,000 | 3,360 |
| Premises and equipment expense | $371,000 | 3,412 |
| Additional noninterest expense | $799,000 | 4,079 |
| Pre-tax net operating income | $1,519,000 | 3,089 |
| Securities gains (losses) | $4,000 | 2,856 |
| Applicable income taxes | $2,000 | 4,204 |
| Income before extraordinary items | $1,521,000 | 2,803 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,521,000 | 2,803 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,521,000 | 2,803 |
| Net charge-offs | $10,000 | 3,412 |
| Cash dividends | $1,300,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,517,000 | 2,747 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 3,657 |
| Total interest expense | $112,000 | 4,931 |
| Net interest income | $2,616,000 | 3,502 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $391,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $136,000 | 3,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $255,000 | 3,253 |
| Total noninterest expense | $2,047,000 | 3,636 |
| Salaries and employee benefits | $1,267,000 | 3,392 |
| Premises and equipment expense | $242,000 | 3,483 |
| Additional noninterest expense | $538,000 | 4,103 |
| Pre-tax net operating income | $960,000 | 3,149 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $2,000 | 4,190 |
| Income before extraordinary items | $962,000 | 2,876 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $962,000 | 2,874 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $962,000 | 2,875 |
| Net charge-offs | $10,000 | 3,081 |
| Cash dividends | $700,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $958,000 | 2,803 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 3,725 |
| Total interest expense | $53,000 | 5,041 |
| Net interest income | $1,278,000 | 3,562 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $186,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $69,000 | 3,084 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $117,000 | 3,311 |
| Total noninterest expense | $1,030,000 | 3,644 |
| Salaries and employee benefits | $629,000 | 3,429 |
| Premises and equipment expense | $121,000 | 3,498 |
| Additional noninterest expense | $280,000 | 4,024 |
| Pre-tax net operating income | $434,000 | 3,269 |
| Securities gains (losses) | $4,000 | 1,767 |
| Applicable income taxes | $2,000 | 4,104 |
| Income before extraordinary items | $436,000 | 2,970 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $436,000 | 2,969 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $436,000 | 2,970 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $432,000 | 2,928 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,745,000 | 3,542 |
| Total interest expense | $256,000 | 4,850 |
| Net interest income | $5,489,000 | 3,383 |
| Provision for loan and lease losses | $75,000 | 3,289 |
| Total noninterest income | $787,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $267,000 | 3,245 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $520,000 | 3,229 |
| Total noninterest expense | $4,186,000 | 3,619 |
| Salaries and employee benefits | $2,486,000 | 3,437 |
| Premises and equipment expense | $529,000 | 3,367 |
| Additional noninterest expense | $1,171,000 | 3,972 |
| Pre-tax net operating income | $2,015,000 | 2,998 |
| Securities gains (losses) | $-7,000 | 5,835 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $2,006,000 | 2,732 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,006,000 | 2,733 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,006,000 | 2,734 |
| Net charge-offs | $133,000 | 2,387 |
| Cash dividends | $1,800,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,013,000 | 2,672 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 3,611 |
| Total interest expense | $199,000 | 4,871 |
| Net interest income | $4,043,000 | 3,450 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $603,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $196,000 | 3,296 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $407,000 | 3,192 |
| Total noninterest expense | $3,051,000 | 3,700 |
| Salaries and employee benefits | $1,818,000 | 3,495 |
| Premises and equipment expense | $399,000 | 3,397 |
| Additional noninterest expense | $834,000 | 4,096 |
| Pre-tax net operating income | $1,595,000 | 2,966 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $1,593,000 | 2,664 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,593,000 | 2,664 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,593,000 | 2,665 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $1,350,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,593,000 | 2,616 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 3,663 |
| Total interest expense | $139,000 | 4,857 |
| Net interest income | $2,638,000 | 3,502 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $401,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $126,000 | 3,349 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $275,000 | 3,174 |
| Total noninterest expense | $2,004,000 | 3,759 |
| Salaries and employee benefits | $1,198,000 | 3,542 |
| Premises and equipment expense | $269,000 | 3,386 |
| Additional noninterest expense | $537,000 | 4,195 |
| Pre-tax net operating income | $1,035,000 | 3,005 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $1,033,000 | 2,697 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,033,000 | 2,698 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,033,000 | 2,699 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $750,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,033,000 | 2,643 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 3,717 |
| Total interest expense | $76,000 | 4,755 |
| Net interest income | $1,283,000 | 3,569 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $192,000 | 3,499 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $64,000 | 3,286 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $128,000 | 3,253 |
| Total noninterest expense | $955,000 | 3,901 |
| Salaries and employee benefits | $588,000 | 3,622 |
| Premises and equipment expense | $127,000 | 3,536 |
| Additional noninterest expense | $240,000 | 4,446 |
| Pre-tax net operating income | $520,000 | 2,947 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $518,000 | 2,646 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $518,000 | 2,649 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $518,000 | 2,649 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $450,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $518,000 | 2,573 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,523,000 | 3,717 |
| Total interest expense | $300,000 | 4,953 |
| Net interest income | $5,223,000 | 3,546 |
| Provision for loan and lease losses | $25,000 | 4,136 |
| Total noninterest income | $744,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $290,000 | 3,265 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $454,000 | 3,405 |
| Total noninterest expense | $4,018,000 | 3,827 |
| Salaries and employee benefits | $2,301,000 | 3,693 |
| Premises and equipment expense | $554,000 | 3,408 |
| Additional noninterest expense | $1,163,000 | 4,112 |
| Pre-tax net operating income | $1,924,000 | 3,037 |
| Securities gains (losses) | $-1,000 | 5,807 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $1,921,000 | 2,772 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,921,000 | 2,770 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,921,000 | 2,772 |
| Net charge-offs | $-11,000 | 5,679 |
| Cash dividends | $1,700,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,922,000 | 2,725 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 3,755 |
| Total interest expense | $221,000 | 5,054 |
| Net interest income | $3,894,000 | 3,588 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $531,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $216,000 | 3,310 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $315,000 | 3,561 |
| Total noninterest expense | $2,931,000 | 3,899 |
| Salaries and employee benefits | $1,691,000 | 3,747 |
| Premises and equipment expense | $412,000 | 3,471 |
| Additional noninterest expense | $828,000 | 4,264 |
| Pre-tax net operating income | $1,494,000 | 3,041 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $1,492,000 | 2,737 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,492,000 | 2,737 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,492,000 | 2,737 |
| Net charge-offs | $-11,000 | 5,639 |
| Cash dividends | $1,250,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,492,000 | 2,695 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 3,844 |
| Total interest expense | $147,000 | 5,108 |
| Net interest income | $2,522,000 | 3,644 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $352,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $139,000 | 3,380 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $213,000 | 3,532 |
| Total noninterest expense | $1,932,000 | 3,954 |
| Salaries and employee benefits | $1,114,000 | 3,794 |
| Premises and equipment expense | $272,000 | 3,514 |
| Additional noninterest expense | $546,000 | 4,298 |
| Pre-tax net operating income | $942,000 | 3,064 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $940,000 | 2,762 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $940,000 | 2,766 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $940,000 | 2,766 |
| Net charge-offs | $-10,000 | 5,673 |
| Cash dividends | $800,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $940,000 | 2,716 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 3,926 |
| Total interest expense | $73,000 | 5,185 |
| Net interest income | $1,229,000 | 3,726 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $147,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $63,000 | 3,532 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $84,000 | 3,820 |
| Total noninterest expense | $952,000 | 4,014 |
| Salaries and employee benefits | $542,000 | 3,893 |
| Premises and equipment expense | $143,000 | 3,460 |
| Additional noninterest expense | $267,000 | 4,373 |
| Pre-tax net operating income | $424,000 | 3,196 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $422,000 | 2,896 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $422,000 | 2,899 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $422,000 | 2,899 |
| Net charge-offs | $-18,000 | 5,996 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $422,000 | 2,856 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 3,906 |
| Total interest expense | $340,000 | 5,182 |
| Net interest income | $4,988,000 | 3,702 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $807,000 | 3,601 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $265,000 | 3,604 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $542,000 | 3,251 |
| Total noninterest expense | $3,963,000 | 3,941 |
| Salaries and employee benefits | $2,219,000 | 3,846 |
| Premises and equipment expense | $512,000 | 3,682 |
| Additional noninterest expense | $1,232,000 | 4,134 |
| Pre-tax net operating income | $1,832,000 | 3,020 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $1,830,000 | 2,780 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,830,000 | 2,782 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,830,000 | 2,783 |
| Net charge-offs | $46,000 | 4,409 |
| Cash dividends | $1,700,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,830,000 | 2,719 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,945,000 | 3,977 |
| Total interest expense | $266,000 | 5,216 |
| Net interest income | $3,679,000 | 3,768 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $633,000 | 3,590 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $195,000 | 3,653 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $438,000 | 3,217 |
| Total noninterest expense | $2,952,000 | 3,974 |
| Salaries and employee benefits | $1,664,000 | 3,838 |
| Premises and equipment expense | $382,000 | 3,725 |
| Additional noninterest expense | $906,000 | 4,185 |
| Pre-tax net operating income | $1,360,000 | 3,110 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $1,358,000 | 2,838 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,358,000 | 2,842 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,358,000 | 2,842 |
| Net charge-offs | $40,000 | 4,026 |
| Cash dividends | $1,150,000 | 1,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,358,000 | 2,767 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 3,984 |
| Total interest expense | $182,000 | 5,221 |
| Net interest income | $2,452,000 | 3,766 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $455,000 | 3,471 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $125,000 | 3,700 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $330,000 | 3,079 |
| Total noninterest expense | $1,979,000 | 3,982 |
| Salaries and employee benefits | $1,131,000 | 3,814 |
| Premises and equipment expense | $254,000 | 3,756 |
| Additional noninterest expense | $594,000 | 4,219 |
| Pre-tax net operating income | $928,000 | 3,033 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $926,000 | 2,800 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $926,000 | 2,804 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $926,000 | 2,804 |
| Net charge-offs | $38,000 | 3,570 |
| Cash dividends | $750,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $926,000 | 2,692 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 4,059 |
| Total interest expense | $90,000 | 5,334 |
| Net interest income | $1,207,000 | 3,829 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $256,000 | 3,236 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $60,000 | 3,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $196,000 | 2,806 |
| Total noninterest expense | $938,000 | 4,151 |
| Salaries and employee benefits | $546,000 | 3,944 |
| Premises and equipment expense | $126,000 | 3,789 |
| Additional noninterest expense | $266,000 | 4,505 |
| Pre-tax net operating income | $525,000 | 2,784 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $523,000 | 2,499 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $523,000 | 2,501 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $523,000 | 2,501 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $523,000 | 2,414 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,511,000 | 4,059 |
| Total interest expense | $499,000 | 5,121 |
| Net interest income | $5,012,000 | 3,810 |
| Provision for loan and lease losses | $75,000 | 4,908 |
| Total noninterest income | $1,683,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $272,000 | 3,674 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,411,000 | 1,929 |
| Total noninterest expense | $4,236,000 | 3,870 |
| Salaries and employee benefits | $2,354,000 | 3,710 |
| Premises and equipment expense | $510,000 | 3,774 |
| Additional noninterest expense | $1,372,000 | 3,998 |
| Pre-tax net operating income | $2,384,000 | 2,499 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $2,382,000 | 2,265 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,382,000 | 2,265 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,382,000 | 2,267 |
| Net charge-offs | $31,000 | 5,193 |
| Cash dividends | $2,200,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,382,000 | 2,130 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,170,000 | 4,106 |
| Total interest expense | $396,000 | 5,143 |
| Net interest income | $3,774,000 | 3,862 |
| Provision for loan and lease losses | $25,000 | 5,295 |
| Total noninterest income | $1,272,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $200,000 | 3,757 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,072,000 | 1,907 |
| Total noninterest expense | $2,943,000 | 4,108 |
| Salaries and employee benefits | $1,665,000 | 3,873 |
| Premises and equipment expense | $372,000 | 3,892 |
| Additional noninterest expense | $906,000 | 4,360 |
| Pre-tax net operating income | $2,078,000 | 2,284 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $2,076,000 | 2,042 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,076,000 | 2,040 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,076,000 | 2,043 |
| Net charge-offs | $-13,000 | 6,667 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,076,000 | 1,925 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 4,156 |
| Total interest expense | $275,000 | 5,171 |
| Net interest income | $2,492,000 | 3,897 |
| Provision for loan and lease losses | $25,000 | 5,005 |
| Total noninterest income | $836,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $131,000 | 3,777 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $705,000 | 1,910 |
| Total noninterest expense | $1,965,000 | 4,124 |
| Salaries and employee benefits | $1,117,000 | 3,881 |
| Premises and equipment expense | $242,000 | 3,956 |
| Additional noninterest expense | $606,000 | 4,371 |
| Pre-tax net operating income | $1,338,000 | 2,326 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $1,336,000 | 2,078 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,336,000 | 2,077 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,336,000 | 2,078 |
| Net charge-offs | $-12,000 | 6,677 |
| Cash dividends | $900,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,336,000 | 1,968 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 4,196 |
| Total interest expense | $142,000 | 5,198 |
| Net interest income | $1,245,000 | 3,926 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $495,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $61,000 | 3,920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $434,000 | 1,658 |
| Total noninterest expense | $967,000 | 4,189 |
| Salaries and employee benefits | $570,000 | 3,857 |
| Premises and equipment expense | $124,000 | 3,907 |
| Additional noninterest expense | $273,000 | 4,629 |
| Pre-tax net operating income | $748,000 | 2,131 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $746,000 | 1,908 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $746,000 | 1,909 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $746,000 | 1,910 |
| Net charge-offs | $-19,000 | 6,864 |
| Cash dividends | $450,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $746,000 | 1,807 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,679,000 | 4,233 |
| Total interest expense | $732,000 | 5,107 |
| Net interest income | $4,947,000 | 3,933 |
| Provision for loan and lease losses | $250,000 | 4,345 |
| Total noninterest income | $1,026,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $300,000 | 3,589 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $726,000 | 2,585 |
| Total noninterest expense | $3,856,000 | 4,219 |
| Salaries and employee benefits | $2,148,000 | 3,973 |
| Premises and equipment expense | $491,000 | 4,093 |
| Additional noninterest expense | $1,217,000 | 4,409 |
| Pre-tax net operating income | $1,867,000 | 2,640 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,867,000 | 2,389 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,867,000 | 2,389 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,867,000 | 2,390 |
| Net charge-offs | $286,000 | 3,853 |
| Cash dividends | $1,700,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,867,000 | 2,303 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 4,278 |
| Total interest expense | $569,000 | 5,146 |
| Net interest income | $3,677,000 | 3,976 |
| Provision for loan and lease losses | $125,000 | 4,726 |
| Total noninterest income | $638,000 | 3,407 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $228,000 | 3,580 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $410,000 | 3,005 |
| Total noninterest expense | $2,721,000 | 4,398 |
| Salaries and employee benefits | $1,527,000 | 4,140 |
| Premises and equipment expense | $361,000 | 4,178 |
| Additional noninterest expense | $833,000 | 4,672 |
| Pre-tax net operating income | $1,469,000 | 2,621 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,469,000 | 2,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,469,000 | 2,362 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,469,000 | 2,362 |
| Net charge-offs | $166,000 | 3,925 |
| Cash dividends | $1,200,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,469,000 | 2,257 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 4,332 |
| Total interest expense | $388,000 | 5,208 |
| Net interest income | $2,439,000 | 4,000 |
| Provision for loan and lease losses | $75,000 | 4,696 |
| Total noninterest income | $351,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $150,000 | 3,590 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $201,000 | 3,482 |
| Total noninterest expense | $1,832,000 | 4,401 |
| Salaries and employee benefits | $1,016,000 | 4,164 |
| Premises and equipment expense | $244,000 | 4,180 |
| Additional noninterest expense | $572,000 | 4,649 |
| Pre-tax net operating income | $883,000 | 2,749 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $883,000 | 2,497 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $883,000 | 2,497 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $883,000 | 2,497 |
| Net charge-offs | $138,000 | 3,502 |
| Cash dividends | $750,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $883,000 | 2,419 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 4,347 |
| Total interest expense | $194,000 | 5,307 |
| Net interest income | $1,219,000 | 4,006 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $175,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $71,000 | 3,675 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $104,000 | 3,509 |
| Total noninterest expense | $934,000 | 4,383 |
| Salaries and employee benefits | $524,000 | 4,098 |
| Premises and equipment expense | $125,000 | 4,165 |
| Additional noninterest expense | $285,000 | 4,671 |
| Pre-tax net operating income | $435,000 | 2,805 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $435,000 | 2,497 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $435,000 | 2,496 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $435,000 | 2,497 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $350,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $435,000 | 2,450 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,971,000 | 4,336 |
| Total interest expense | $1,015,000 | 5,186 |
| Net interest income | $4,956,000 | 3,988 |
| Provision for loan and lease losses | $425,000 | 4,377 |
| Total noninterest income | $1,425,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $366,000 | 3,244 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,059,000 | 2,107 |
| Total noninterest expense | $3,882,000 | 4,280 |
| Salaries and employee benefits | $2,151,000 | 4,028 |
| Premises and equipment expense | $505,000 | 4,155 |
| Additional noninterest expense | $1,226,000 | 4,558 |
| Pre-tax net operating income | $2,074,000 | 2,173 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $2,072,000 | 1,963 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,072,000 | 1,964 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,072,000 | 1,965 |
| Net charge-offs | $242,000 | 4,560 |
| Cash dividends | $1,775,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,072,000 | 1,890 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 4,409 |
| Total interest expense | $786,000 | 5,270 |
| Net interest income | $3,724,000 | 4,030 |
| Provision for loan and lease losses | $250,000 | 4,581 |
| Total noninterest income | $995,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $284,000 | 3,248 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $711,000 | 2,237 |
| Total noninterest expense | $2,764,000 | 4,457 |
| Salaries and employee benefits | $1,570,000 | 4,140 |
| Premises and equipment expense | $364,000 | 4,325 |
| Additional noninterest expense | $830,000 | 4,818 |
| Pre-tax net operating income | $1,705,000 | 2,154 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $1,703,000 | 1,939 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,703,000 | 1,940 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,703,000 | 1,941 |
| Net charge-offs | $14,000 | 6,146 |
| Cash dividends | $1,225,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,703,000 | 1,843 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 4,409 |
| Total interest expense | $539,000 | 5,299 |
| Net interest income | $2,504,000 | 4,010 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $434,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $191,000 | 3,231 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $243,000 | 3,172 |
| Total noninterest expense | $1,833,000 | 4,491 |
| Salaries and employee benefits | $1,030,000 | 4,210 |
| Premises and equipment expense | $242,000 | 4,351 |
| Additional noninterest expense | $561,000 | 4,773 |
| Pre-tax net operating income | $955,000 | 2,466 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $953,000 | 2,197 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $953,000 | 2,196 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $953,000 | 2,199 |
| Net charge-offs | $-15,000 | 7,543 |
| Cash dividends | $775,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $953,000 | 2,120 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 4,455 |
| Total interest expense | $273,000 | 5,409 |
| Net interest income | $1,251,000 | 4,039 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $193,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $95,000 | 3,254 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $98,000 | 3,557 |
| Total noninterest expense | $918,000 | 4,524 |
| Salaries and employee benefits | $520,000 | 4,249 |
| Premises and equipment expense | $125,000 | 4,370 |
| Additional noninterest expense | $273,000 | 4,857 |
| Pre-tax net operating income | $451,000 | 2,601 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $449,000 | 2,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $449,000 | 2,340 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $449,000 | 2,341 |
| Net charge-offs | $25,000 | 4,275 |
| Cash dividends | $350,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $449,000 | 2,253 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,499,000 | 4,385 |
| Total interest expense | $1,495,000 | 5,174 |
| Net interest income | $5,004,000 | 3,951 |
| Provision for loan and lease losses | $300,000 | 5,244 |
| Total noninterest income | $1,050,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $443,000 | 3,129 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $607,000 | 2,884 |
| Total noninterest expense | $3,830,000 | 4,458 |
| Salaries and employee benefits | $2,080,000 | 4,233 |
| Premises and equipment expense | $571,000 | 4,009 |
| Additional noninterest expense | $1,179,000 | 4,793 |
| Pre-tax net operating income | $1,924,000 | 1,973 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,924,000 | 1,746 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,924,000 | 1,745 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,924,000 | 1,746 |
| Net charge-offs | $142,000 | 5,388 |
| Cash dividends | $1,850,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,924,000 | 1,701 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,922,000 | 4,412 |
| Total interest expense | $1,171,000 | 5,219 |
| Net interest income | $3,751,000 | 3,952 |
| Provision for loan and lease losses | $125,000 | 5,727 |
| Total noninterest income | $865,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $335,000 | 3,122 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $530,000 | 2,715 |
| Total noninterest expense | $2,824,000 | 4,520 |
| Salaries and employee benefits | $1,529,000 | 4,328 |
| Premises and equipment expense | $416,000 | 4,145 |
| Additional noninterest expense | $879,000 | 4,785 |
| Pre-tax net operating income | $1,667,000 | 1,871 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,667,000 | 1,608 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,667,000 | 1,606 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,667,000 | 1,608 |
| Net charge-offs | $-50,000 | 8,021 |
| Cash dividends | $1,450,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,667,000 | 1,567 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,310,000 | 4,429 |
| Total interest expense | $821,000 | 5,224 |
| Net interest income | $2,489,000 | 3,954 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $628,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $223,000 | 3,112 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $405,000 | 2,538 |
| Total noninterest expense | $1,801,000 | 4,687 |
| Salaries and employee benefits | $1,028,000 | 4,351 |
| Premises and equipment expense | $265,000 | 4,296 |
| Additional noninterest expense | $508,000 | 5,209 |
| Pre-tax net operating income | $1,216,000 | 1,802 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,216,000 | 1,531 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,216,000 | 1,528 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,216,000 | 1,530 |
| Net charge-offs | $-75,000 | 8,133 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,216,000 | 1,503 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 4,420 |
| Total interest expense | $424,000 | 5,242 |
| Net interest income | $1,258,000 | 3,916 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $296,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $101,000 | 3,239 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $195,000 | 2,552 |
| Total noninterest expense | $860,000 | 4,741 |
| Salaries and employee benefits | $497,000 | 4,485 |
| Premises and equipment expense | $136,000 | 4,268 |
| Additional noninterest expense | $227,000 | 5,236 |
| Pre-tax net operating income | $644,000 | 1,940 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $644,000 | 1,678 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $644,000 | 1,679 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $644,000 | 1,680 |
| Net charge-offs | $-25,000 | 8,037 |
| Cash dividends | $450,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $644,000 | 1,591 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,204,000 | 4,405 |
| Total interest expense | $2,278,000 | 4,988 |
| Net interest income | $4,926,000 | 3,988 |
| Provision for loan and lease losses | $405,000 | 4,120 |
| Total noninterest income | $1,162,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $470,000 | 3,149 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $692,000 | 2,676 |
| Total noninterest expense | $3,710,000 | 4,463 |
| Salaries and employee benefits | $2,112,000 | 4,275 |
| Premises and equipment expense | $536,000 | 4,280 |
| Additional noninterest expense | $1,062,000 | 4,646 |
| Pre-tax net operating income | $1,973,000 | 2,475 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,973,000 | 2,020 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,973,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 3,032 |
| Cash dividends | $1,700,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,973,000 | 2,142 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,409,000 | 4,460 |
| Total interest expense | $1,750,000 | 5,048 |
| Net interest income | $3,659,000 | 4,040 |
| Provision for loan and lease losses | $305,000 | 3,519 |
| Total noninterest income | $852,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $352,000 | 3,171 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $500,000 | 2,817 |
| Total noninterest expense | $2,721,000 | 4,508 |
| Salaries and employee benefits | $1,529,000 | 4,407 |
| Premises and equipment expense | $405,000 | 4,278 |
| Additional noninterest expense | $787,000 | 4,592 |
| Pre-tax net operating income | $1,485,000 | 2,865 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,485,000 | 2,343 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,485,000 | 2,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 2,489 |
| Cash dividends | $1,250,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,485,000 | 2,459 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 4,520 |
| Total interest expense | $1,204,000 | 5,114 |
| Net interest income | $2,407,000 | 4,082 |
| Provision for loan and lease losses | $105,000 | 4,183 |
| Total noninterest income | $558,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $224,000 | 3,251 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $334,000 | 2,862 |
| Total noninterest expense | $1,797,000 | 4,577 |
| Salaries and employee benefits | $1,018,000 | 4,463 |
| Premises and equipment expense | $270,000 | 4,298 |
| Additional noninterest expense | $509,000 | 4,683 |
| Pre-tax net operating income | $1,063,000 | 2,821 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,063,000 | 2,448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,063,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,363 |
| Cash dividends | $850,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,063,000 | 2,397 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 4,570 |
| Total interest expense | $650,000 | 5,074 |
| Net interest income | $1,183,000 | 4,144 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $265,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $111,000 | 3,231 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $154,000 | 2,987 |
| Total noninterest expense | $882,000 | 4,643 |
| Salaries and employee benefits | $494,000 | 4,592 |
| Premises and equipment expense | $138,000 | 4,248 |
| Additional noninterest expense | $250,000 | 4,690 |
| Pre-tax net operating income | $566,000 | 2,831 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $566,000 | 2,431 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $566,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,284 |
| Cash dividends | $450,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $566,000 | 2,351 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,234,000 | 4,651 |
| Total interest expense | $2,652,000 | 5,102 |
| Net interest income | $4,582,000 | 4,244 |
| Provision for loan and lease losses | $163,000 | 4,213 |
| Total noninterest income | $957,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $441,000 | 3,328 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $516,000 | 3,254 |
| Total noninterest expense | $3,633,000 | 4,407 |
| Salaries and employee benefits | $1,962,000 | 4,444 |
| Premises and equipment expense | $553,000 | 4,069 |
| Additional noninterest expense | $1,118,000 | 4,284 |
| Pre-tax net operating income | $1,743,000 | 3,607 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,743,000 | 3,111 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,743,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,964 |
| Cash dividends | $1,550,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,743,000 | 3,101 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 4,755 |
| Total interest expense | $1,938,000 | 5,182 |
| Net interest income | $3,312,000 | 4,363 |
| Provision for loan and lease losses | $103,000 | 4,065 |
| Total noninterest income | $713,000 | 3,644 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $324,000 | 3,375 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $389,000 | 3,253 |
| Total noninterest expense | $2,651,000 | 4,472 |
| Salaries and employee benefits | $1,452,000 | 4,483 |
| Premises and equipment expense | $409,000 | 4,106 |
| Additional noninterest expense | $790,000 | 4,398 |
| Pre-tax net operating income | $1,271,000 | 3,816 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,271,000 | 3,338 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,271,000 | 3,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,041 |
| Cash dividends | $1,125,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,271,000 | 3,324 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 4,781 |
| Total interest expense | $1,259,000 | 5,265 |
| Net interest income | $2,218,000 | 4,389 |
| Provision for loan and lease losses | $3,000 | 6,090 |
| Total noninterest income | $437,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $213,000 | 3,391 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $224,000 | 3,568 |
| Total noninterest expense | $1,761,000 | 4,504 |
| Salaries and employee benefits | $986,000 | 4,453 |
| Premises and equipment expense | $271,000 | 4,142 |
| Additional noninterest expense | $504,000 | 4,556 |
| Pre-tax net operating income | $891,000 | 3,779 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $891,000 | 3,273 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $891,000 | 3,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,376 |
| Cash dividends | $725,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $891,000 | 3,253 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 4,785 |
| Total interest expense | $625,000 | 5,275 |
| Net interest income | $1,110,000 | 4,389 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $203,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $101,000 | 3,438 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $102,000 | 3,735 |
| Total noninterest expense | $877,000 | 4,512 |
| Salaries and employee benefits | $488,000 | 4,521 |
| Premises and equipment expense | $137,000 | 4,125 |
| Additional noninterest expense | $252,000 | 4,512 |
| Pre-tax net operating income | $433,000 | 3,822 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $433,000 | 3,321 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $433,000 | 3,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $433,000 | 3,298 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,018,000 | 4,560 |
| Total interest expense | $2,366,000 | 4,970 |
| Net interest income | $4,652,000 | 4,235 |
| Provision for loan and lease losses | $328,000 | 2,623 |
| Total noninterest income | $955,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $413,000 | 3,471 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $542,000 | 3,201 |
| Total noninterest expense | $3,476,000 | 4,421 |
| Salaries and employee benefits | $1,875,000 | 4,491 |
| Premises and equipment expense | $505,000 | 4,236 |
| Additional noninterest expense | $1,096,000 | 4,224 |
| Pre-tax net operating income | $1,803,000 | 3,885 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $1,801,000 | 3,343 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,801,000 | 3,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,552 |
| Cash dividends | $1,700,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,801,000 | 3,325 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,211,000 | 4,580 |
| Total interest expense | $1,711,000 | 4,988 |
| Net interest income | $3,500,000 | 4,253 |
| Provision for loan and lease losses | $3,000 | 6,614 |
| Total noninterest income | $586,000 | 4,119 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $304,000 | 3,538 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $282,000 | 3,847 |
| Total noninterest expense | $2,553,000 | 4,470 |
| Salaries and employee benefits | $1,403,000 | 4,474 |
| Premises and equipment expense | $377,000 | 4,259 |
| Additional noninterest expense | $773,000 | 4,385 |
| Pre-tax net operating income | $1,530,000 | 3,735 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $1,528,000 | 3,165 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,528,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $1,275,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,528,000 | 3,162 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 4,561 |
| Total interest expense | $1,091,000 | 4,990 |
| Net interest income | $2,357,000 | 4,217 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $382,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $195,000 | 3,600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $187,000 | 3,871 |
| Total noninterest expense | $1,680,000 | 4,529 |
| Salaries and employee benefits | $912,000 | 4,573 |
| Premises and equipment expense | $256,000 | 4,213 |
| Additional noninterest expense | $512,000 | 4,408 |
| Pre-tax net operating income | $1,056,000 | 3,674 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $1,054,000 | 3,091 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,054,000 | 3,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $850,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,054,000 | 3,079 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 4,578 |
| Total interest expense | $528,000 | 4,962 |
| Net interest income | $1,155,000 | 4,267 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $175,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $90,000 | 3,696 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,010 |
| Total noninterest expense | $815,000 | 4,630 |
| Salaries and employee benefits | $428,000 | 4,800 |
| Premises and equipment expense | $131,000 | 4,167 |
| Additional noninterest expense | $256,000 | 4,398 |
| Pre-tax net operating income | $512,000 | 3,679 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $510,000 | 3,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $510,000 | 3,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $425,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $510,000 | 3,091 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,333,000 | 4,466 |
| Total interest expense | $1,804,000 | 4,735 |
| Net interest income | $4,529,000 | 4,238 |
| Provision for loan and lease losses | $25,000 | 6,321 |
| Total noninterest income | $828,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $433,000 | 3,366 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $395,000 | 3,799 |
| Total noninterest expense | $3,578,000 | 4,222 |
| Salaries and employee benefits | $1,965,000 | 4,176 |
| Premises and equipment expense | $493,000 | 4,226 |
| Additional noninterest expense | $1,120,000 | 4,071 |
| Pre-tax net operating income | $1,754,000 | 4,015 |
| Securities gains (losses) | $51,000 | 916 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $1,803,000 | 3,354 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,803,000 | 3,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,584 |
| Cash dividends | $1,550,000 | 1,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,752,000 | 3,403 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 4,428 |
| Total interest expense | $1,315,000 | 4,678 |
| Net interest income | $3,411,000 | 4,223 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $647,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $325,000 | 3,379 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $322,000 | 3,682 |
| Total noninterest expense | $2,666,000 | 4,204 |
| Salaries and employee benefits | $1,471,000 | 4,157 |
| Premises and equipment expense | $369,000 | 4,212 |
| Additional noninterest expense | $826,000 | 4,084 |
| Pre-tax net operating income | $1,367,000 | 3,994 |
| Securities gains (losses) | $51,000 | 870 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $1,416,000 | 3,276 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,416,000 | 3,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $1,125,000 | 1,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,365,000 | 3,326 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 4,406 |
| Total interest expense | $852,000 | 4,601 |
| Net interest income | $2,251,000 | 4,239 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $403,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $215,000 | 3,337 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $188,000 | 3,872 |
| Total noninterest expense | $1,778,000 | 4,185 |
| Salaries and employee benefits | $1,001,000 | 4,081 |
| Premises and equipment expense | $246,000 | 4,198 |
| Additional noninterest expense | $531,000 | 4,167 |
| Pre-tax net operating income | $871,000 | 4,071 |
| Securities gains (losses) | $51,000 | 773 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $920,000 | 3,296 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $920,000 | 3,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $750,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $869,000 | 3,389 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 4,374 |
| Total interest expense | $413,000 | 4,582 |
| Net interest income | $1,136,000 | 4,228 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $191,000 | 4,090 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $103,000 | 3,372 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $88,000 | 3,999 |
| Total noninterest expense | $915,000 | 4,113 |
| Salaries and employee benefits | $529,000 | 3,915 |
| Premises and equipment expense | $123,000 | 4,245 |
| Additional noninterest expense | $263,000 | 4,201 |
| Pre-tax net operating income | $407,000 | 4,228 |
| Securities gains (losses) | $51,000 | 542 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $456,000 | 3,278 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $456,000 | 3,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $405,000 | 3,553 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,135,000 | 4,188 |
| Total interest expense | $1,494,000 | 4,517 |
| Net interest income | $4,641,000 | 4,023 |
| Provision for loan and lease losses | $13,000 | 6,922 |
| Total noninterest income | $849,000 | 3,909 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $501,000 | 3,143 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $348,000 | 3,981 |
| Total noninterest expense | $3,664,000 | 4,014 |
| Salaries and employee benefits | $2,070,000 | 3,887 |
| Premises and equipment expense | $530,000 | 3,909 |
| Additional noninterest expense | $1,064,000 | 4,131 |
| Pre-tax net operating income | $1,813,000 | 3,769 |
| Securities gains (losses) | $-43,000 | 8,560 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $1,768,000 | 3,225 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,768,000 | 3,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,932 |
| Cash dividends | $1,600,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,811,000 | 3,110 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 4,195 |
| Total interest expense | $1,110,000 | 4,509 |
| Net interest income | $3,456,000 | 4,051 |
| Provision for loan and lease losses | $8,000 | 6,855 |
| Total noninterest income | $632,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $380,000 | 3,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $252,000 | 4,051 |
| Total noninterest expense | $2,721,000 | 4,023 |
| Salaries and employee benefits | $1,559,000 | 3,839 |
| Premises and equipment expense | $393,000 | 3,928 |
| Additional noninterest expense | $769,000 | 4,208 |
| Pre-tax net operating income | $1,359,000 | 3,837 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $1,357,000 | 3,227 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,357,000 | 3,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,980 |
| Cash dividends | $1,200,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,357,000 | 3,145 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 4,179 |
| Total interest expense | $754,000 | 4,461 |
| Net interest income | $2,302,000 | 4,048 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $435,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $254,000 | 3,106 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $181,000 | 3,955 |
| Total noninterest expense | $1,836,000 | 4,010 |
| Salaries and employee benefits | $1,065,000 | 3,788 |
| Premises and equipment expense | $264,000 | 3,904 |
| Additional noninterest expense | $507,000 | 4,272 |
| Pre-tax net operating income | $898,000 | 3,808 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $896,000 | 3,233 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $896,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,422 |
| Cash dividends | $800,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $896,000 | 3,140 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 4,206 |
| Total interest expense | $385,000 | 4,430 |
| Net interest income | $1,145,000 | 4,058 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $189,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $124,000 | 3,080 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $65,000 | 4,579 |
| Total noninterest expense | $909,000 | 4,060 |
| Salaries and employee benefits | $517,000 | 3,900 |
| Premises and equipment expense | $136,000 | 3,860 |
| Additional noninterest expense | $256,000 | 4,241 |
| Pre-tax net operating income | $425,000 | 3,939 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $423,000 | 3,358 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $423,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $423,000 | 3,242 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,631,000 | 3,988 |
| Total interest expense | $1,969,000 | 4,074 |
| Net interest income | $4,662,000 | 3,890 |
| Provision for loan and lease losses | $35,000 | 6,678 |
| Total noninterest income | $757,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $514,000 | 3,023 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $243,000 | 4,900 |
| Total noninterest expense | $3,604,000 | 4,008 |
| Salaries and employee benefits | $1,999,000 | 3,925 |
| Premises and equipment expense | $542,000 | 3,822 |
| Additional noninterest expense | $1,063,000 | 4,084 |
| Pre-tax net operating income | $1,780,000 | 3,668 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $1,778,000 | 3,135 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,778,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $1,675,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,778,000 | 2,988 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 3,978 |
| Total interest expense | $1,543,000 | 4,047 |
| Net interest income | $3,542,000 | 3,870 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $567,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $374,000 | 3,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $193,000 | 4,870 |
| Total noninterest expense | $2,584,000 | 4,150 |
| Salaries and employee benefits | $1,420,000 | 4,101 |
| Premises and equipment expense | $405,000 | 3,814 |
| Additional noninterest expense | $759,000 | 4,224 |
| Pre-tax net operating income | $1,490,000 | 3,531 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $1,488,000 | 2,986 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,488,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $1,150,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,488,000 | 2,836 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 3,942 |
| Total interest expense | $1,086,000 | 3,986 |
| Net interest income | $2,372,000 | 3,858 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $384,000 | 4,351 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $246,000 | 3,103 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $138,000 | 4,712 |
| Total noninterest expense | $1,721,000 | 4,151 |
| Salaries and employee benefits | $969,000 | 4,012 |
| Premises and equipment expense | $272,000 | 3,781 |
| Additional noninterest expense | $480,000 | 4,376 |
| Pre-tax net operating income | $1,000,000 | 3,528 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $998,000 | 2,978 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $998,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $700,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $998,000 | 2,831 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 3,965 |
| Total interest expense | $564,000 | 3,970 |
| Net interest income | $1,161,000 | 3,921 |
| Provision for loan and lease losses | $5,000 | 6,526 |
| Total noninterest income | $187,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 3,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 4,672 |
| Total noninterest expense | $869,000 | 4,106 |
| Salaries and employee benefits | $499,000 | 3,909 |
| Premises and equipment expense | $142,000 | 3,648 |
| Additional noninterest expense | $228,000 | 4,528 |
| Pre-tax net operating income | $474,000 | 3,626 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $472,000 | 3,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $472,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $472,000 | 2,916 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,564,000 | 3,813 |
| Total interest expense | $2,708,000 | 3,854 |
| Net interest income | $4,856,000 | 3,755 |
| Provision for loan and lease losses | $182,000 | 4,537 |
| Total noninterest income | $702,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $462,000 | 3,170 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $240,000 | 4,678 |
| Total noninterest expense | $3,686,000 | 3,784 |
| Salaries and employee benefits | $1,953,000 | 3,815 |
| Premises and equipment expense | $587,000 | 3,473 |
| Additional noninterest expense | $1,146,000 | 3,751 |
| Pre-tax net operating income | $1,690,000 | 3,805 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $10,000 | 7,292 |
| Income before extraordinary items | $1,688,000 | 3,208 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,688,000 | 3,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,476 |
| Cash dividends | $1,500,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,680,080 | 3,108 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,483,000 | 3,468 |
| Total interest expense | $4,448,000 | 3,490 |
| Net interest income | $5,035,000 | 3,409 |
| Provision for loan and lease losses | $420,000 | 2,511 |
| Total noninterest income | $700,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $502,000 | 2,830 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $198,000 | 4,944 |
| Total noninterest expense | $3,796,000 | 3,588 |
| Salaries and employee benefits | $2,099,000 | 3,455 |
| Premises and equipment expense | $594,000 | 3,382 |
| Additional noninterest expense | $1,103,000 | 3,755 |
| Pre-tax net operating income | $1,519,000 | 3,824 |
| Securities gains (losses) | $232,000 | 1,077 |
| Applicable income taxes | $88,000 | 6,155 |
| Income before extraordinary items | $1,663,000 | 2,980 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,663,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,755 |
| Cash dividends | $1,824,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,442,600 | 3,214 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,972,000 | 3,402 |
| Total interest expense | $5,173,000 | 3,212 |
| Net interest income | $4,799,000 | 3,605 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $695,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $535,000 | 2,528 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $160,000 | 5,316 |
| Total noninterest expense | $3,464,000 | 3,733 |
| Salaries and employee benefits | $1,927,000 | 3,581 |
| Premises and equipment expense | $470,000 | 3,980 |
| Additional noninterest expense | $1,067,000 | 3,796 |
| Pre-tax net operating income | $2,030,000 | 3,290 |
| Securities gains (losses) | $-171,000 | 9,549 |
| Applicable income taxes | $477,000 | 3,591 |
| Income before extraordinary items | $1,382,000 | 3,472 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,382,000 | 3,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $1,280,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,508,540 | 3,235 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,054,000 | 3,520 |
| Total interest expense | $4,417,000 | 3,291 |
| Net interest income | $4,637,000 | 3,686 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $709,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $540,000 | 2,456 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $169,000 | 5,316 |
| Total noninterest expense | $3,338,000 | 3,861 |
| Salaries and employee benefits | $1,812,000 | 3,726 |
| Premises and equipment expense | $504,000 | 3,741 |
| Additional noninterest expense | $1,022,000 | 3,950 |
| Pre-tax net operating income | $1,983,000 | 3,363 |
| Securities gains (losses) | $-20,000 | 9,544 |
| Applicable income taxes | $742,000 | 2,798 |
| Income before extraordinary items | $1,221,000 | 3,824 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,221,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,094 |
| Cash dividends | $830,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,233,800 | 3,759 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,722,000 | 3,638 |
| Total interest expense | $4,285,000 | 3,465 |
| Net interest income | $4,437,000 | 3,774 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $558,000 | 4,615 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $440,000 | 2,882 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $118,000 | 6,242 |
| Total noninterest expense | $3,055,000 | 4,052 |
| Salaries and employee benefits | $1,617,000 | 4,006 |
| Premises and equipment expense | $532,000 | 3,524 |
| Additional noninterest expense | $906,000 | 4,275 |
| Pre-tax net operating income | $1,920,000 | 3,447 |
| Securities gains (losses) | $28,000 | 2,162 |
| Applicable income taxes | $732,000 | 2,930 |
| Income before extraordinary items | $1,216,000 | 3,886 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,216,000 | 3,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 10,162 |
| Cash dividends | $800,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 463 |
| Net operating income | $1,198,080 | 3,847 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,742,000 | 4,089 |
| Total interest expense | $3,856,000 | 3,815 |
| Net interest income | $3,886,000 | 4,347 |
| Provision for loan and lease losses | $58,000 | 6,402 |
| Total noninterest income | $320,000 | 6,451 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $180,000 | 5,659 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $140,000 | 5,875 |
| Total noninterest expense | $2,753,000 | 4,400 |
| Salaries and employee benefits | $1,469,000 | 4,331 |
| Premises and equipment expense | $451,000 | 4,036 |
| Additional noninterest expense | $833,000 | 4,590 |
| Pre-tax net operating income | $1,395,000 | 4,737 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $474,000 | 4,374 |
| Income before extraordinary items | $918,000 | 4,986 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $918,000 | 4,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $1,200,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $2,943,000 | 323 |
| Net operating income | $919,980 | 4,925 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,835,000 | 5,289 |
| Total interest expense | $2,830,000 | 5,030 |
| Net interest income | $3,005,000 | 5,437 |
| Provision for loan and lease losses | $46,000 | 6,787 |
| Total noninterest income | $514,000 | 5,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,571 |
| Total noninterest expense | $2,146,000 | 5,638 |
| Salaries and employee benefits | $1,149,000 | 5,399 |
| Premises and equipment expense | $337,000 | 5,149 |
| Additional noninterest expense | $660,000 | 5,976 |
| Pre-tax net operating income | $1,327,000 | 4,767 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $470,000 | 4,359 |
| Income before extraordinary items | $857,000 | 5,044 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $857,000 | 5,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,431 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $857,000 | 4,993 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,326,000 | 5,719 |
| Total interest expense | $2,549,000 | 5,480 |
| Net interest income | $2,777,000 | 5,848 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $239,000 | 7,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,422 |
| Total noninterest expense | $1,909,000 | 6,206 |
| Salaries and employee benefits | $1,035,000 | 5,885 |
| Premises and equipment expense | $288,000 | 5,805 |
| Additional noninterest expense | $586,000 | 6,624 |
| Pre-tax net operating income | $1,057,000 | 5,760 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $360,000 | 5,320 |
| Income before extraordinary items | $703,000 | 5,974 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $703,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,333 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $699,040 | 5,983 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 5,925 |
| Total interest expense | $1,998,000 | 5,619 |
| Net interest income | $2,728,000 | 6,050 |
| Provision for loan and lease losses | $54,000 | 5,980 |
| Total noninterest income | $236,000 | 8,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,454 |
| Total noninterest expense | $1,965,000 | 6,295 |
| Salaries and employee benefits | $1,041,000 | 5,899 |
| Premises and equipment expense | $281,000 | 5,988 |
| Additional noninterest expense | $643,000 | 6,716 |
| Pre-tax net operating income | $945,000 | 6,189 |
| Securities gains (losses) | $170,000 | 555 |
| Applicable income taxes | $342,000 | 5,361 |
| Income before extraordinary items | $773,000 | 5,488 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $773,000 | 5,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $655,700 | 6,256 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 5,921 |
| Total interest expense | $2,032,000 | 5,753 |
| Net interest income | $2,827,000 | 5,931 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $259,000 | 8,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,444 |
| Total noninterest expense | $1,826,000 | 6,809 |
| Salaries and employee benefits | $1,042,000 | 5,920 |
| Premises and equipment expense | $225,000 | 7,185 |
| Additional noninterest expense | $559,000 | 7,693 |
| Pre-tax net operating income | $1,160,000 | 5,300 |
| Securities gains (losses) | $113,000 | 2,322 |
| Applicable income taxes | $404,000 | 4,968 |
| Income before extraordinary items | $869,000 | 5,226 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $869,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 6,815 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $792,160 | 5,371 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,981,000 | 6,411 |
| Total interest expense | $2,382,000 | 6,221 |
| Net interest income | $2,599,000 | 6,403 |
| Provision for loan and lease losses | $105,000 | 7,133 |
| Total noninterest income | $304,000 | 7,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,436 |
| Total noninterest expense | $1,739,000 | 7,153 |
| Salaries and employee benefits | $954,000 | 6,300 |
| Premises and equipment expense | $214,000 | 7,538 |
| Additional noninterest expense | $571,000 | 7,765 |
| Pre-tax net operating income | $1,059,000 | 5,401 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $327,000 | 5,607 |
| Income before extraordinary items | $736,000 | 5,711 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $736,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 8,076 |
| Cash dividends | $550,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $733,240 | 5,387 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.